Podcasts about underwriters

Tony chats with Nichole Myers, Chief Underwriter at Ethos Technologies. They are a digital distributor and a TPA for life insurance carriers. They are also an incredible marketing organization. They do all the front end magic that needs to be done to bring customers into the pipeline, then they run them through a wonderful waterfall that ends with 90% getting offered a life insurance quote. 10% go to manual underwriting all with a very sleek experience. Average time is 6 1/2 minutes. They also handle underwriting and administration on behalf of the carriers they work with.Nichole Myers: https://www.linkedin.com/in/nicholelmyers/Ethos Technologies: https://www.ethos.com/

Dive into this insightful episode as we unpack the Q1 2025 earnings from the Big Four title underwriters and translate the financial jargon into clear, actionable insights for independent agents. From soaring commercial transactions to rising margins and tech investments, this episode reveals what's really happening behind the scenes in title. If you're ready to make smarter moves for the rest of 2025, this is your must-listen strategy session.   What you'll learn from this episode How the Big Four underwriters actually performed in Q1 and why it matters for your agency What surging commercial volume means for your business strategy in 2025 The surprising stability in residential and what rising fee-per-file signals Underwriters who are investing in agent-centric tech and how to benefit How to use these earnings reports as a predictive roadmap for growth   Resources mentioned in this episode  First American Title Fidelity National Financial Old Republic International Stewart Title   Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.  Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

In this episode, Dave Putz and Nathan Turner sit down with Nate Hare from Directed IRA to dive deep into how note investors can use self-directed retirement accounts to build wealth tax-free. Nate explains the difference between traditional and Roth IRAs, how to contribute up to $70,000 per year using solo 401ks, and strategies like the mega backdoor Roth. The trio also covers legal compliance, using checkbook LLCs, and leveraging multiple accounts for one investment. If you're a note investor looking to raise capital or defer taxes, this episode is packed with actionable insights.Sponsored by Call The Underwriter, go to calltheunderwriter.com/jpk and get a free seller finance deal toolkit! To obtain this week's Real Estate Notes Show guest Nate Hare's information, use this link https://bit.ly/3FEZ69V**Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9tyWe Buy Notes go to our site for more information! FAQs and Submit Your NoteWatch this video on Youtube: Watch VideoOur new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1Upcoming Live Webinars: https://www.jkpholdings.com/webinarsDME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠PurchaseSOCIAL MEDIAFB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/Facebook: https://www.facebook.com/JKPHoldings/Linkedin: https://www.linkedin.com/company/jkp-holdings-llc#noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor[00:00:00] Show Intro and Guest Update[00:01:03] Best DME Conference Success Story[00:02:29] Who the Conferences Are For[00:03:18] Toolkit from Call the Underwriter[00:04:24] Creating High-Value Notes[00:05:02] Funding Notes with Retirement Cash[00:06:42] Tapping 401k Money for Notes[00:08:54] Meet Nate Hare from Directed IRA[00:10:04] How Nate Got into IRA Investing[00:12:03] Why Use IRA for Note Investing[00:13:10] What You Can't Invest In[00:14:56] Real Estate and Notes in IRAs[00:17:02] Moving Money from Fidelity to SDIRA[00:19:02] IRS Stats on Wealthy IRA Investors[00:21:03] Using IRA to Lend on Notes[00:23:14] $7K vs $70K IRA Contributions[00:25:04] Traditional vs Roth Tax Benefits[00:27:11] Who Qualifies for Solo 401k[00:30:46] Real Estate Leverage with Retirement[00:32:04] Contribution Math Made Simple[00:36:12] Roth Conversions and Backdoor Strategy[00:38:54] Understanding Roth Income Limits[00:42:30] Legal Rules on Self-Directed IRAs[00:44:04] Who IRAs Can't Transact With[00:47:04] What Is a Checkbook IRA LLC[00:51:00] Partnering Multiple IRAs in One Deal[00:54:02] Raising Capital Using Other People's IRAs[00:56:00] Market Outlook for Alternative Assets[00:59:15] Show Wrap-Up and Next Steps

For early 30 years, the International Electronics Manufacturing Initiative (INEMI), has been the go-to consortium for many leading OEMs companies and their suppliers to identify and develop next-generation technology, and then help deploy it for high-volume manufacturing. Frank Mullaney, director of roadmapping, and Emma Hudson, new project manager, discuss some of the consortium's ongoing projects, including new content on PCB test methods, solders, and laminates. Mullaney has a Ph.D. in electronic engineering from University College Dublin, and spent 20 years in managerial and technical roles for Bell Labs, where he worked on a range of wireless and networking technologies, and established Bell Labs' Internet of Things research program. He is also cochair of the Complex Integrated Systems section of the INEMI Roadmap. Hudson previously was distinguished member of technical staff at from Underwriter's Labs, and has a bachelor's in materials engineering from Coventry University, and worked in the automotive electronics sector in three continents. 

Hosts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠James Benham⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rob Galbraith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Chris Griffith from American Coastal and Skyway Underwriters. Chris shares his expertise on going from the help desk to the executives desk. Discover how strong execution, smart frameworks, and leadership drive innovation without compromising quality or compliance.This Episode is sponsored by ⁠⁠⁠⁠Terra, the Next Generation Claims and Policy Software for Workers' CompVisit

In this episode, Craig McGrouther interviews Suja Shyam, founder of Luxe Capital. Suja discusses her transformative 18-month travel experience, the importance of valuing time and freedom, and her transition from institutional finance to private capital raising. She emphasizes the significance of taking risks, understanding value in investments, and the unique strategies that set her apart in the competitive real estate market. In this conversation, Craig McGrouther and Suja Shyam discuss various aspects of real estate investment, including the impact of property tax exemptions, overcoming limiting beliefs, the importance of self-confidence, adapting investment strategies in a changing market, and exploring private equity opportunities. Learn more about Lone Star Capital at www.lscre.com Apply to attend the LSC Summit 2025: www.lscsummit.com Get a FREE copy of the Passive Investor Guide:https://www.lscre.com/content/passive-investor-guide Subscribe to our newsletter and receive our FREE underwriting model package:https://www.lscre.com/resource/fof-underwriting-toolkit Follow Rob Beardsley:https://www.linkedin.com/in/rob-beardsley/Read Rob's articles:https://www.lscre.com/blog 

Send us a text

Send us a text

Plus Doctors incentives set by Medicare Hikes

Hi all, we were lucky enough to have the estimable gents from SafetyCulture Care (formerly Mitti) come in and have a chat with us.In this episode, Millsy and I deep dive into what is happening in one of the most unique underwriting businesses in the industry, which says a lot given we're in the Age of Underwriters right now!Dan and Damo give their honest take on how SafetyCulture Care have grown so large in such a little time, whilst maintaining a business model that treats brokers with an incredible level of service and respect.Dan is especially passionate about his baby, and shares his journey as the founder of a game changing business model.We shared a laugh or two and Millsy was nice enough to invite us into their “home” where the SafetyCulture team work. A bespoke building that needs to be seen to be believed. Dan and Damo have a great story here and given how busy they are, we were lucky to have them in the office.Click here for the podcast. We hope you enjoy this one.

In Episode 70 of Land to Lots™, Carter continues his talks with Kyle Thomas and Sam Hartman of DA Davidson on the non-rated municipal capital markets and Texas MUD Forward Funding Launch Bond®. In this episode series you'll learn: The state of the non-rated municipal bond market; How and Why DADCO is the largest bond firm issuing non-rated bonds in the US; DADCO's secret sauce of achieving incredible coupon rates for developers; How DADCO works with Launch to issue the MUD Forward Funding Launch Bond® Show NotesWebsite – www.dadco.com Kyle Thomas – Managing Director, Public Finance C – 303-625-3098 E – kylethomas@dadco.com  Sam Hartman – Senior Vice President, Public Finance C – 928.607-9744 E – samhartman@dadco.com  Complimentary Offers for Land to Lots™ ListenersComplimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160 Get all the shownotes here Learn more about Launch Development Finance Advisors Connect with Carter Froelich Connect With Launch Development Finance Advisors Carter Froelich – 480-828-9555 / carter@launch-dfa.com Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability.

Many insurance agents are missing a huge opportunity in the commercial insurance space, and CEO of London Underwriters, Dan Feigenbaum breaks that down in this episode of Coterie Insurance's podcast, And I Quote.In this episode of the 'And I Quote' podcast, Christine Morrison speaks with Dan Feigenbaum, CEO of London Underwriters, about the evolution of insurtech and its impact on the insurance industry. They discuss the challenges faced by agents in selling small commercial insurance, the role of Coterie in simplifying the process, and the importance of small business insurance. The conversation also touches on the future of technology enabled MGAs and insurtech, and the necessity of maintaining a human element in the technology-driven insurance landscape.Follow Dan on LinkedIn: https://www.linkedin.com/in/danielfeigenbaum1/Follow Christine on LinkedIn:https://www.linkedin.com/in/christine-morrison-aa753463/Learn more about London Underwriters: Website: https://www.londonuw.com/LinkedIn: https://www.linkedin.com/company/london-underwriters-llc/Learn more about Coterie Insurance:LinkedIn: https://www.linkedin.com/company/coterieinsuranceWebsite: https://coterieinsurance.com/Facebook Community: https://www.facebook.com/groups/coterieinsuranceagentsuniteChapters:00:00 Introduction to InsureTech and Its Evolution04:47 Challenge: Insurance Agents moving from personal lines to commercial lines06:03 Challenges for Agents in Small Commercial Insurance09:41 Coterie's Role in Simplifying Commercial Insurance15:52 The Importance of Small Business Insurance18:27 Future of InsureTech and LU1 Platform27:32 The Human Element in Insurance TechnologyKeywords:InsureTech, small commercial insurance, Coterie, London Underwriters, insurance agents, technology adoption, future of insurance, digital transformation, insurance marketplace, small business insurance

In this episode of Profiles in Risk - Nick spoke with Matthew Queen co-founder and COO of Tricura, an MGA specializing in liability risks for skilled nursing facilities. About the Guest- Company: Tricura- Focus: Managing General Agent (MGA) in the insurance industry- Expertise: Skilled nursing facilities and specialized risk management Key Topics Discussed:1. MGA Model Evolution   - Comparison with traditional carrier models   - Increased agility and innovation capabilities   - Role in modern insurance market   - Specialization advantages2. Technology and Risk Management   - Integration of modern technology   - Challenges with legacy systems   - Innovation in underwriting processes   - Data-driven decision making3. Underwriting Approach   - State law considerations   - Decision-making speed   - Risk assessment methodology   - Portfolio management strategies4. Actuarial and Underwriting Dynamics   - Comparison of actuaries to fortune tellers   - Underwriter role as calculated risk-takers   - Modern hedge fund-like approach   - Balance of art and science in underwriting5. Strategic Portfolio Management   - Claims payment importance   - Long-term profitability focus   - Risk management strategies   - Portfolio diversification Additional Context:- Episode focuses on the evolving role of MGAs in the insurance market- Highlights the importance of specialization and innovation in insurance- Discusses the balance between traditional insurance principles and modern approaches- Emphasizes the importance of agile decision-making in today's market

In Episode 69 of Land to Lots™, Carter talks with Kyle Thomas and Sam Hartman of DA Davidson on the non-rated municipal capital markets and Texas MUD Forward Funding Launch Bond®. In this episode series you'll learn: The state of the non-rated municipal bond market; How and Why DADCO is the largest bond firm issuing non-rated bonds in the US; DADCO's secret sauce of achieving incredible coupon rates for developers; How DADCO works with Launch to issue the MUD Forward Funding Launch Bond® Show NotesWebsite – www.dadco.com Kyle Thomas – Managing Director, Public Finance C – 303-625-3098 E – kylethomas@dadco.com  Sam Hartman – Senior Vice President, Public Finance C – 928.607-9744 E – samhartman@dadco.com  Complimentary Offers for Land to Lots™ ListenersComplimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160 Get all the shownotes here Learn more about Launch Development Finance Advisors Connect with Carter Froelich Connect With Launch Development Finance Advisors Carter Froelich – 480-828-9555 / carter@launch-dfa.com Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability.  

The renewable energy sector is a major growth opportunity for the insurance industry but the loss experience has been challenging. This was underlined last month by another major battery fire at the Moss Landing complex in California, which will cost insurers hundreds of millions of dollars. According to Nardac CEO Jatin Sharma, the event has shaken the confidence of the underwriting community. Underwriters have already moved to sub-limit certain perils, and this is making the investment landscape for renewable energy projects problematic. However, addressing this capacity shortfall represents an opportunity, and the renewables industry is still booming in the heartlands of the US . Plus, Insurance Insider's Rebecca Perkins explains the insurance implications of several tragic plane crashes. 

Send us a textExploring the World of Vivace Insurance: Comprehensive Coverage Solutions with CordellIn this episode of the Truking Risk and Insurance Podcast, the hosts welcome Cordell from Vivace Insurance to discuss Vivace's unique insurance solutions for the transportation industry. Cordell explains the origins of Vivace, the company's approach as a Managing General Agency (MGA), and the broad range of coverages they offer, including land, air, and ocean transportation. The conversation also covers the importance of compliance and safety, challenges within the trucking industry, and strategies to mitigate risks. Cordell shares insights on building strong relationships between trucking companies, brokers, and underwriters, as well as practical advice for regulatory compliance and avoiding nuclear verdicts. Vivace's ability to ensure comprehensive transportation risks from international origins to final destinations is highlighted, emphasizing its commitment to safety and innovative solutions. The episode concludes with a discussion on the overlap between Vivace's insurance capabilities and the North American logistics network.00:00 Introduction to the Show00:06 Meet Cordell from Vivace Insurance00:48 Understanding Vivace and Its Unique Name02:36 What is an MGA?02:58 Vivace's Coverage and Authority05:17 Regulatory Compliance in Trucking06:49 The Importance of CSA Scores11:55 Building Relationships with Underwriters16:17 Challenges in Regulatory Compliance19:44 Ideal Clients and Comprehensive Coverage27:38 Conclusion and Contact InformationReach out to Cordell:cordell.fenig@vivaceinsurancepartners.comhttps://vivaceinsurancepartners.com/Your HostsJohn FarquharNational Risk Services Specialist, Transportation, Gallager GGBhttps://www.ajg.com/ca/M: 437-341-0932John_Farquhar@ajg.comChris HarrisCEO, Safety Dawg Inc.905 973 7056Chris@SafetyDawg.comhttps://safetydawg.com/

Today, we are joined by Kevin Ray, Vice President of Learning and Development at Erie Insurance. Kevin joined Erie Insurance in 1992 and is the Vice President of the Learning & Development Department at Erie Insurance. He leads a team of Employees who design and deliver learning training for ERIE Agents, Employees, Leaders, and Partners with business areas to assess and implement training solutions. He has held various positions in the department as an Education Specialist, Education Consultant and Delivery Manager.  He previously worked as an Underwriter in the Personal Lines Underwriting Department after completing The ERIE's first Multi-Line Underwriter Training Program. Kevin is Chairman of the CIC Board of Directors for The National Alliance for Insurance Education and Research and is a past Chairman and Board Member of the Academy Board of Directors. Kevin is a Member and Chair of the Inclusion, Diversity & Equity Awareness (IDEA) Committee of the Society for Chartered Property Casualty Underwriters, is the 2024 President of the Presque Isle Chapter of CPCU, is an Advisory Board Member of The Institute for Management Studies and a member of the Ohio Insurance Institute's Education Committee.  He has been a long-time instructor of insurance courses for The Institutes and was recognized as an Outstanding Course Leader. Kevin has served as Co-Lead of ERIE's synERgIzE Employee Resource Group which promotes events and education in support of ERIE's diversity & inclusion initiatives. Reach out to Kevin: kevin.ray@erieinsurance.com In this episode, we discuss the evolution of leadership development at Erie Insurance over Kevin's 33-year tenure, emphasizing the company's commitment to internal growth, strategic alignment with core capabilities, and the importance of empathy and self-development for leaders.  Kevin shares the unique challenges in the insurance industry and how Erie addresses them, including their partnership with IMS.  Learn more about their leadership training programs and get valuable insights on strengthening your own leadership development strategies. - Website and live online programs: http://ims-online.com Blog: https://blog.ims-online.com/ Podcast: https://ims-online.com/podcasts/ LinkedIn: https://www.linkedin.com/in/charlesagood/ Twitter: https://twitter.com/charlesgood99 Chapters: (00:00) Introduction (00:46) Kevin's Journey to Erie Insurance (03:23) Leadership & Development at Erie Insurance (04:44) The Evolution of Leadership Programs (08:09) Partnership with IMS (12:45) Challenges in the Insurance Industry (18:09) Advice for Strengthening Leadership Programs (20:52) Conclusion

Canada Immigration CEC Express Entry selection since 2015 for NOC 12202 Insurance underwriters for New Brunswick Good day ladies and gentlemen, this is IRC news, and I am Joy Stephen, an authorized Canadian Immigration practitioner bringing out this data analysis on the number of applicants approved for Canadian Permanent Residence for multiple years Under the Express Entry CEC selection based on your NOC code. I am coming to you from the Polinsys studios in Cambridge, Ontario The number of individuals selected under the old 4 digit NOC code 1313 or the new Specific 5 digit NOC code 12202 Insurance underwriters through the Federal Express Entry CEC for Canadian Residents in the express entry program is listed on your screen as a chart. These Permanent Residents were destined for the province of New Brunswick. The figures for each year from 2015 to 2023 are shown as a chart on your screen. Years without any selection for this category destinated for New Brunswick are shown as a blank. | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | - | - | 20 | 10 | 10 | 25 | 25 | 5 | 30 If you have an interest in gaining assistance with Work Permits based on your country of Citizenship, or should you require guidance post-selection, we extend a warm invitation to connect with us via https://myar.me/c. We strongly recommend attending our complimentary Zoom resource meetings conducted every Thursday. We kindly request you to carefully review the available resources. Subsequently, should any queries arise, our team of Canadian Authorized Representatives is readily available to address your concerns during the weekly AR's Q&A session held on Fridays. You can find the details for both these meetings at https://myar.me/zoom. Our dedicated team is committed to providing you with professional assistance in navigating the immigration process. Additionally, IRCNews offers valuable insights on selecting a qualified representative to advocate on your behalf with the Canadian Federal or Provincial governments, accessible at

Links1. “Operational Tripolitan,” by Jared Samuelson, CIMSEC, December 13, 2019. 2. Volunteer for CIMSEC.3. Write for CIMSEC. Mentioned Podcasts (in order): 4. Sea Control 380: Underwriters of the United States with Dr. Hannah Farber.5. Sea Control 460: Hulks of the Hamoaze with Emma Haddon.6. Sea Control 269: General David Berger, Commandant of the United States Marine Corps.7. Sea Control 219: Admiral Karl Schultz, Commandant of the United States Coast Guard.8. Sea Control 169: Larry Bond and Sebastian Bruns on Harpoon, Red Storm Rising and Tom Clancy.9. Sea Control 440: The Wager with David Grann.10. Sea Control 20: Byan McGrath on Maritime Strategy.11. Sea Control 260: The Best Defense is a Good Offense with ENS Kara Dowling.12. Sea Control 203: A Near Miss with LTJG (ret.) Ken Sanger.13. Sea Control 256: Reporting From the Sea with Ian Urbina.

On this episode of the Insurance Innovators Unscripted Podcast, I speak with Chak Kolli, Founder at Magile Software, an InsurTech focused on AI Risk Quantification. We discuss: For more information visit: Thanks for listening to this episode.  Tune in every Monday to hear from more Insurance Innovators.  Subscribe on ITUNES, STITCHER,GOOGLE PLAY or by visiting INSURANCEINNOVATORS.CO to get access toRead More

On this week's Episode of the Real Estate notes Show, the guys are joined by the New Owner of the Call the Underwriter, Dan Deppen. We are going to cover how to create valuable and Dodd Frank compliant Notes. Dan Deppen is the owner of Call The Underwriter, a company that helps investors create compliant seller finance notes. As a former aerospace engineer and product manager, Dan transitioned to full-time note investing in 2018, leveraging his expertise in product strategy, marketing, sales enablement, and business development. To obtain this week's guest Dan Deppen's information, use this link https://bit.ly/4fcgj7o We Buy Notes go to our site for more information! FAQs and Submit Your Note Watch this video on Youtube: Watch Video https://www.youtube.com/watch?v=pLBnb9dHoaA Our new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠ Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1 Upcoming Live Webinars: https://www.jkpholdings.com/webinars DME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠Purchase SOCIAL MEDIA FB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/ Facebook: https://www.facebook.com/JKPHoldings/ Linkedin: https://www.linkedin.com/company/jkp-holdings-llc #noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor --- Support this podcast: https://podcasters.spotify.com/pod/show/real-estate-notes-show/support

This week's highlights three FHA mortgagee letters open for feedback, covering extended cyber incident reporting requirements, guidelines for nonjudicial foreclosures on secretary-held liens, and proposed changes allowing DE underwriters to work part-time while still being employed by a single company.----------------------------------------------------Alice Alvey, Master CMBVice President Partner Education and Training at Union Home MortgageShe handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

TRANSCRIPT HERE With a career spanning more than 30 years, today's guest is a senior executive who has the London insurance market well and truly in his blood. John Fowle has changed employer since his last appearance on this podcast just under three years ago and with a year under his belt as CEO of Atrium Underwriters, now seemed the perfect time to get him back on the show. Atrium is a Lloyd's blue-chip performer, respected in the market for its agility and underwriting skill across the cycle, and ability to punch well above its weight. As Lloyd's and Atrium are experiencing some of the best market conditions and underwriting results in their histories, this was a meeting with an executive at a business with great prospects in a market that is openly supportive to growth and innovation. With the world effectively Atrium's oyster, there are many doors and options currently open to this carrier. With so many potential choices available, the conversation that follows reveals a lot about John and Atrium's singular view of the insurance world – a view that has stood them both in good stead over the last 30 years. We talk about the prospects for pricing and continued business flow into the London Market, a new-found maturity over collaboration, smart distribution and innovation and get specific updates on some of the classes in which Atrium is recognised as a leader. John is a straight-talking guest who doesn't duck any of my more sensitive questions, but for me it's his deep understanding of how the market fits together and what it does best, coupled with a senior manager's knowledge of how to get the best out of high-performing underwriters that really shines through this Episode. Listen on and I think you'll see what I mean. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. They are advertising their new London-based event, Data Jam, which is focused on exploring the implications and opportunities of data, analytics, AI and automation in the insurance sector. It's on 28th November at Convene, 133 Houndsditch, London EC3. I'm going to be there. Get 20% off using the code ‘voice' when you sign up Here

A CAT Manager is making preparations for her CAT team in advance of Hurricane Francine, which approached the Louisiana coast in the second week of September, 2024. She reads something about spaghetti models, and something about Fast Track cyclones?   Notable Timestamps [ 00:36 ] - The building owner submits the claim to their property insurer, looking for coverage for a new bollard. They have a standard CP 00 10 10 12, which does not include coverage for fences if the cause of loss was an accidental vehicle crash.  [ 01:21 ] - The PLRB team discuss pasta recipes. [ 02:47 ] - Hurricane Francine caused a great deal of damage to homeowners and businessowners by the Louisiana coast. [ 04:35 ] - Andrew shares some screenshots, available on the YouTube version of this podcast. [ 05:02 ] - An error cone is shown, demonstrating the suspected path of the hurricane. [ 05:28 ] - Spaghetti models show the various paths Francine might have taken. [ 05:46 ] - Peak storm surge forecasts color code area by feet of storm surge. [ 06:44 ] - The "Best Track" includes line, point data, and cumulative wind history. [ 07:20 ] - Spaghetti models are a forecasting tool that provides multiple expectant paths. Tracks closer together indicate certainty. These are available on PLRB.org or via API. [ 08:33 ] - Andrew demonstrates how spaghetti models can change over time. Error cones may be superimposed on the spaghetti models. [ 10:17 ] - Storm surge is the rise in seawater caused solely by the storm's winds pushing the water onto shore. Soup gets involved now. [ 11:15 ] - Best Track is a representation of the tropical cyclone's direction and intensity. The Best Track wind swath shows how the storm changed. [ 12:10 ] - Catastrophe Managers can use these forecasting tools in resource allocation. Best Track data can assist in estimating claim ratios. Claims Adjusters can use Best Track data to assist in claims decisions. Underwriters can use this historical data in risk assessment. [ 13:19 ] - Andrew provides a recap of the scenario and the points above. Your PLRB Resources Tropical Storm Francine: https://www.plrb.org/weather-cat/2024-francine/ Spaghetti Models: https://www.plrb.org/documents/view-tropical-cyclone-track-spaghetti-models/ Best Track Data: https://www.plrb.org/documents/view-national-hurricane-center-tropical-cyclone-best-track-maps/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

In this episode, we discuss with Tamar Katamadze, a Production Specialist and Underwriter of Political Risk at Mosaic Insurance, various forms of litigation insurance and how it can protect law firms, funders and clients when bringing an international disputes claim. We will discuss among other things, how it works, what it covers, who uses it, what types of insurance are relevant to international arbitration and how much it costs. To learn more about or join the D.C. Bar International Law Community, ⁠⁠⁠CLICK HERE.⁠⁠⁠ Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.

Canada Immigration CEC Express Entry selection since 2015 for NOC 12202 Insurance underwriters for Alberta Good day ladies and gentlemen, this is IRC news, and I am Joy Stephen, an authorized Canadian Immigration practitioner bringing out this data analysis on the number of applicants approved for Canadian Permanent Residence for multiple years Under the Express Entry CEC selection based on your NOC code. I am coming to you from the Polinsys studios in Cambridge, Ontario The number of individuals selected under the old 4 digit NOC code 1313 or the new Specific 5 digit NOC code 12202 Insurance underwriters through the Federal Express Entry CEC for Canadian Residents in the express entry program is listed on your screen as a chart. These Permanent Residents were destined for the province of Alberta. The figures for each year from 2015 to 2023 are shown as a chart on your screen. Years without any selection for this category destinated for Alberta are shown as a blank.   2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | - | - | 5 | - | - | 5 | 10 | - | 5 If you have an interest in gaining assistance with Work Permits based on your country of Citizenship, or should you require guidance post-selection, we extend a warm invitation to connect with us via https://myar.me/c. We strongly recommend attending our complimentary Zoom resource meetings conducted every Thursday. We kindly request you to carefully review the available resources. Subsequently, should any queries arise, our team of Canadian Authorized Representatives is readily available to address your concerns during the weekly AR's Q&A session held on Fridays. You can find the details for both these meetings at https://myar.me/zoom. Our dedicated team is committed to providing you with professional assistance in navigating the immigration process. Additionally, IRCNews offers valuable insights on selecting a qualified representative to advocate on your behalf with the Canadian Federal or Provincial governments, accessible at

Jo Lynn Clemens, CPCU, ARM, is the CEO and Founder of RiskKarma.io, a strategic risk intelligence solution to reduce claims and improve workplace culture. Jo Lynn has over 20 years of experience in risk, compliance, and litigation, which includes her role as president of JJC Insurance Services, LLC and her past experiences as an auditor for Underwriters at Lloyds of London, director of legislation and research for Arizona CPCU Society, regional chair for Claim Litigation Management Alliance (CLM), 2010 Delegate Ambassador to China for global Society of CPCU and special examiner to the insurance commissioner of Arizona's Department of Insurance. Jo Lynn has served as a thought leader in artificial intelligence, insurance, compliance, and the future of work. She has also served as an expert panelist and speaker for the CPCU Society, the Claims Litigation Management Association, Arizona State University, and the International Association of Defense Counsel. Live from Risk World 2024 in San Diego, this episode of the In The Know podcast features Chris Hampshire and Jo Lynn for a conversation about the number one topic at this year's RIMS RISKWORLD conference — the possibilities and future of AI.   Key Takeaways   Jo Lynn's unique and varied journey in the insurance industry. From the perspective of a mother, Jo Lynn is constantly looking at what the future holds and what society looks like. Common litigation topics that can be addressed by AI. Jo Lynn is working to create key risk indicators before risk occurs. Utilizing AI to scrutinize department policies and practices. Diversity quotients can be tracked by AI. Does AI have the potential to truly revolutionize the insurance industry? Addressing common concerns about AI. Increased diversity efforts can help address the talent gap. Jo Lynn's experience as a female leader in the industry. The current state of diversity in the insurance industry. Technology in the insurance sector is improving and has a great future. A five-year look at the future of technology. Overcoming the challenges of technology adoption. Jo Lynn's message to those entering the technology facet of the insurance industry.   Quotes “In insurance, you're learning something new every day.” “With the perspective of a mother, I'm looking at what the future holds and what society looks like.” “AI has the potential to truly revolutionize the insurance industry.” “This is just like the industrial revolution. People fear the unknown.” “Diverse corporations not only perform better productivity-wise but the profits have been proven.” “I see exponential change in the future of technology.” “Technology is probably the most needed employment area of our industry.”

Dan Orseck, SVP of Environmental at Aspen Insurance, sheds light on the widespread presence of PFAS chemicals, associated health risks, and how insurance underwriters are addressing regulatory changes … Read More » The post Daniel Orseck Discusses PFAS Risk and Underwriters’ Response at WSIA Conference appeared first on Insurance Journal TV.

In this episode of The Art of SBA Lending, Ray Drew tackles the big question that can't be ignored: Should we be paying underwriters and closers based on production? From bonuses to performance metrics, we're exploring what it would take to reshape compensation in SBA lending. How do you incentivize underwriters and closers in a way that drives performance without crossing compliance lines? Ray is joined by this weeks Art of SBA Contributors: Dustin Baker, CEO and Co-Founder of Shatterbox Chris Kwiatkowski, President of Government Guaranteed Lending at Dogwood State Bank Darren Davis, President of SBA Lending at Colony Bank We're covering: Why aligning compensation with performance could improve underwriting and closing speeds The risks and benefits of incentivizing non-BDO roles How incentive plans could attract new talent and boost retention How to navigate SBA compliance when implementing new pay structures

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode, Juan is joined by Simon Cooper-Williams (Director of Portfolio Development Solutions at Markel International) and Jamie Wilson (Head of Pricing and Innovation at Hyperexponential). Together they discuss how the role of actuaries has evolved over the years, and how they work together with underwriters to achieve more dynamic and informed pricing decisions.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Today's guest is a master of the aviation class of business, but is also a well-known and respected market figure across classes, holding key positions in market committees and international insurance trade bodies and non-insurance organisations alike. Bruce Carman has been a leading aviation and war underwriter since the late 1980s and after over 30 years at the heart of the Lloyd's market, started his own specialist MGA, Hive Underwriters in 2017. That business has grown rapidly and has begun to mature and scale and so now seems an excellent time to get Bruce on the show. The aviation market is in a fascinating position post the Russian invasion of Ukraine and part of our talk will be an incredibly useful listen for any generalist who might feel that aviation is sometimes a specialism too far for them. But that wouldn't be doing justice to Bruce and this discussion. Listening back, what this podcast is really about is examining the art of becoming a good and highly focused underwriter and insurance entrepreneur. Bruce is incredibly good company and is very generous with his time and insights. My overriding impression is of someone having the time of their life. Bruce is someone who has been given the opportunity to start from scratch and be fast-paced and nimble in applying the best practices and technology available today to a lifetime of frontline high-performing underwriting experience.   NOTES Abbreviations: EASA = the European Union Aviation Safety Agency WAIG and BAIG = Respectively the Westminster and British Aviation Insurance Groups – early UK aviation pools. BAIG is a forerunner of today's Global Aerospace. Appointed Rep = Appointed Representative. A UK term where a younger firm gains regulatory (usually FCA) authorisation via an arrangement with a fully-regulated firm. LINKS: Bruce mentioned an Allianz aviation report, which is a highly complementary read to accompany this podcast: Aviation risk, claims and insurance outlook 2024 | Allianz Commercial We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank new audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. They are advertising their new London-based event, Data Jam, which is focused on exploring the implications and opportunities of data, analytics, AI and automation in the insurance sector. It's on 28th November at Convene, 133 Houndsditch, London EC3. I'm going to be there. Find out more and Sign up Here

Have you ever built your own solution to a problem? Quotech, founded by Guillaume Bonnissent, provides technology for commercial underwriters and brokers. Its integrated solutions cover data ingestion and extraction, pricing, distribution, policy administration and claims. Matthew Grant caught up with Quotech's CEO and founder to touch on his underwriting past and how it has helped build a company, the issues with Excel spreadsheets and targeting specific insurance lines to produce tailored products. Key talking points include: From underwriter to entrepreneur - the journey Producing innovative solutions for underwriters  Targeting specific insurance lines - can you really do everything if you can do marine? The importance of user experience Transitioning from coding to leadership Investors and future prospects If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe the current issues underwriters face with Excel spreadsheets and policy platforms Explain what is an underwriting workbench and why are they helpful to multiple members of a team Summarise the importance of turning your frustrations into solutions and entrepreneurial tips for founding a business If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 316 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Struggling to get bonds for bigger construction jobs? We've got you covered! Learn how to push through job size issues with your surety company and take your contracting business to the next level. Watch now for practical tips and insider advice! Topics we cover on this episode include: 02:23 - Underwriter concerns and considerations05:56 - Cash flow and financial risks08:52 - Time and preparation importance11:16 - Working capital and equity14:34 - Profit management and risks17:22 - Learning from rejected projects19:25 - Checklist for larger projects#ConstructionBonds #JobSizeGrowth #ContractorTipsLINKSVisit the episode page at https://CarpenterCPAs.com/jobsize for more details and a transcript of the show.Find all episodes and related links at ContractorSuccessForum.com.Join the conversation on our LinkedIn page: https://www.linkedin.com/company/CarpenterCPAs FIND US ONLINEWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | SuretyAnswers.com

Struggling to get bonds for bigger construction jobs? We've got you covered! Learn how to push through job size issues with your surety company and take your contracting business to the next level. Watch now for practical tips and insider advice! Topics we cover on this episode include: 02:23 - Underwriter concerns and considerations05:56 - Cash flow and financial risks08:52 - Time and preparation importance11:16 - Working capital and equity14:34 - Profit management and risks17:22 - Learning from rejected projects19:25 - Checklist for larger projects#ConstructionBonds #JobSizeGrowth #ContractorTipsLINKSVisit the episode page at https://CarpenterCPAs.com/jobsize for more details and a transcript of the show.Find all episodes and related links at ContractorSuccessForum.com.Join the conversation on our LinkedIn page: https://www.linkedin.com/company/CarpenterCPAs FIND US ONLINEWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | SuretyAnswers.com

This week's The Leadership in Insurance Podcast focuses on all things Cyber and AI - where I am joined by Caroline Thompson, CUO, Cowbell.

Some podcast interviews are really fulfilling to be involved with. Sometimes it's the rapport I have with the guest and sometimes it's the subject matter and the insights that I find the most satisfying. Today's podcast is a rare combination because it's both of the above. Jeff Radke Co-Founder and CEO at Accelerant Holdings, is clearly on top of the world in this interview. His business is absolutely flying; it's now employing around 375 people and is connecting an amazing 190 MGAs with 12 insurers and 66 reinsurers on both sides of the Atlantic. The organisation wrote just over $1.7billion of premium in 2023. This is about four times the size the business was when we last spoke just over three years ago. Jeff is great fun to be around, but it's the vision and understanding of how the whole structure of large parts of the specialty insurance sector is changing that is what makes this such a good listen. Back in the old days growth at this speed might have been frowned upon, or at least viewed with a certain amount of scepticism. Not now – these days technological change means that the ultimate capital providers can drill right down into as much detail of the risks their capital is supporting as they want and they can asses the quality of their book in almost real time. Jeff has had a career that has given him an incredibly detailed view of the insurance value chain and his vision for how the new ways the constituent parts of that chain are sharing out the value that they create in much more meritocratic ways is fascinating. So If you have been spending time wondering why the MGA boom seems to have continued unabated even with a hard insurance market and a major reset in reinsurance, this is easily the most eloquent and enjoyable explanation you'll hear on the subject. You'll also learn of Accelerant's plans around captives, his thoughts on Lloyd's as well as underwriting classes as diverse as fish drying and credit LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

In the final episode of Season 5 of Making Risk Flow, host Juan de Castro sits down with James Platt, Co-Founder and Operating Partner of Trimstone Partners, a boutique strategy consulting business focused on supporting major strategic change in the insurance, asset and wealth management industries. James has an illustrious career in operational transformation and technology innovation, having played pivotal roles as a consultant and partner at Boston Consulting Group and as the CEO of Digital Solutions at Aon.Together, Juan and James discuss why James believes the combined ratio is the worst thing that ever happened to the insurance industry, the reasons why the industry hasn't evolved as successfully as the mortgage and asset management sectors have, and why data, digitisation, and decision-making can be the levers for change.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

The insured is a charitable organization. Times were tough; fundraising was stagnant. The insured was looking to save money, so they asked if they could lower their premiums by canceling their hurricane coverage. The underwriters agreed, and drafted a 1-page endorsement with an exclusion for named storms. Sure enough, the insured got hit with a hurricane the very next month. They submitted a claim anyways, now stating they don't see any named storm exclusion in the policy. The adjuster looks but can't find it either.  Notable Timestamps [ 00:15 ] - It turns out the insurer forgot to include the endorsement in the policy bundle. But still, there are documented conversations that the insured wanted to cancel their hurricane coverage, and they got lower premiums, and the insured doesn't even deny that. Who wins? [ 01:56 ] - Ambiguities are construed against the insurer, because they drafted the policy. But in this case, there's no ambiguities within the four corners of the policy. [ 03:30 ] - The contract says what the contract says, period. The Parole Evidence rule says evidence can't be presented that something else was meant to be different compared to what was in the written contract. [ 06:08 ] - ...But this situation is so unfair! Courts "sit in both law and equity", meaning that if there was a mutual mistake, many courts will reform the contract. [ 07:46 ] - See Shiloh Christian v. Aspen, a Florida case with similar facts which held in favor of the insured. [ 11:30 ] - The adjuster's mistake can't create coverage, but if the insured relied on the insurer's mistake, the doctrine of detrimental reliance would protect the insured. [ 13:55 ] - When does a hurricane get its name? What happens when your name gets co-opted as the name of a bad hurricane? [ 15:33 ] - Tim provides a recap of the scenario and the points above. Your PLRB Resources Shiloh Christian Ctr. v. Aspen Specialty Ins. Co. (2023), No. 22-11776, 2023 WL 2920573, — F4th — (11th Cir. (Fla.) 4/13/2023) - https://www.plrb.org/documents/shiloh-christian-ctr-v-aspen-specialty-ins-co-2023/ Estoppel: Detrimental Reliance By Insured – PCQ.1993.04.16b - https://www.plrb.org/documents/estoppel-detrimental-reliance-by-insured-pcq-1993-04-16b/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/container.cfm?conlink=sec/cq/default.cfm) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0). Ink Bleed 4: https://vfx.productioncrate.com/video-effects/footagecrate-inkbleed-4

Based in Phoenix, Arizona, Jack Pomerantz is a Director of Real Estate Finance in Walker & Dunlop's small balance multifamily loans group. Mr. Pomerantz is an expert in multifamily financing, with over $2 billion in transactions personally underwritten, analyzed, and facilitated throughout his career. He is responsible for originating new loans for small balance and conventional multifamily properties nationwide as well as managing multifamily transactions from initial quote to close. Prior to his current role, Mr. Pomerantz began his career as an Underwriter at Walker & Dunlop. He offers substantial experience in sourcing and executing Fannie Mae and Freddie Mac debt, along with his knowledge of market rate, affordable housing, value-add, lease-up, student housing, seniors housing, and bridge lending. Mr. Pomerantz earned his bachelor's degree in real estate and finance from Auburn University. Looking to learn more about these types of passive investments and to get involved? Connect with Danté or DJ visit victorycapgroup.com Dante Belmonte is a Licensed Real Estate Salesperson with HUNT Real Estate ERA in New York State.

Aya Gold & Silver Inc. (TSX: AYA) (OTCQX: AYASF) is pleased to announce it has closed its previously announced offering of 7,573,900 common shares in the capital of the Corporation, at a price of $10.25 per Share for gross proceeds of approximately $77,600,000. The Underwriters exercised their over-allotment option in full where an additional 987,900 Shares were purchased for aggregate gross proceeds of approximately $10,125,000. Kraig Biocraft Laboratories, Inc. (OTCQB: KBLB), announces it has now taken possession of its new recombinant spider silk production center in Lam Dong Province, Vietnam. This new facility is located in the heart of Vietnam's booming silk economy and will serve as the center of operations for the Company's growing spider silk production in 2024. For more information, please visit StockDayMedia.com

Subscribe to The Max Revenue Letter here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://maxrevenueletter.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠

In this episode of "Democracy Nerd," host Jefferson Smith discuses the intersection of insurance, entrepreneurship, and the American founding with guest Hannah Farber, a history professor at Columbia University and author of the book "Underwriters of the United States: How Insurance Shaped the American Founding." Farber discusses how early American entrepreneurs, armed with a keen understanding of risk and opportunity, played a pivotal role in shaping the nation's trajectory. Farber's research unveils the risks undertaken by visionary insurance underwriters, who bet on the fledgling United States despite its uncertain future. Through their investments, these individuals not only navigated the precarious waters of uncertainty but also amassed immense wealth, laying the groundwork for American prosperity. Central to Farber's narrative is the examination of how the burgeoning insurance industry intertwined with the nascent American economy, particularly in the realm of international trade. With the birth of a new nation came unprecedented challenges and opportunities in importing and exporting goods. Farber's book illuminates the complexities and realities faced by merchants as they grappled with the intricacies of transatlantic commerce, shedding light on the indispensable role of insurance in mitigating risks and fostering economic growth. The conversation further explores the symbiotic relationship between American insurance companies and merchant vessels during the tumultuous early decades of the 19th century. Against the backdrop of global conflicts, Farber explains how insurance underwriters thrived amidst chaos, capitalizing on the lucrative opportunities presented by wartime trade. As the world grappled with geopolitical turmoil, American insurers and merchants emerged as key beneficiaries, solidifying their status as indispensable pillars of the nation's economic landscape. With Farber's insightful analysis, listeners are transported back in time to witness the dynamic interplay between risk-taking entrepreneurship, insurance innovation, and the forging of American identity. "Democracy Nerd" offers an exploration of the intricate tapestry of forces that shaped the foundation of American prosperity, inviting audiences to reconsider the often-overlooked role of insurance in the nation's historical narrative.

In this weeks episode I catch up with my little brother Chase Shearon, Underwriter with Novatae Insurance. Its been 4 years since we had him on and it was time for a reboot!! lol episode sponsors Smart ChoiceCanopy Connect Olde School Marketing

In which we look at the Confederate attack on USS Underwriter at New Bern, North Carolina, on February 2, 1864. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tony chats with Jay Menna, CEO and Founder at Underwriters Technologies. They are an online rate and issue platform for specialty programs that runs over 100 specialty programs over the last 20 years. There are 477 steps in the life of an insurance policy. Their software can configure all 477 steps. Very interesting conversation about the specialty side!Jay Menna: https://www.linkedin.com/in/jaymenna/Underwiter Technologies: https://www.undtec.com/Video Version: https://youtu.be/gbGdpsrhsX8

For anyone that knows Matthew, they know he is a walking book of knowledge for Mortgage guidelines. In his career he has done everything from processing to Chief Operations Officer of a large-scale mortgage lender. Matthew has seen that the loan officer-underwriter relationship is so important to a good loan officers' success. 

Lex chats with Nelson Chu, founder and CEO of Percent -  the modern credit marketplace. Nelson kicks off the discussion b by walking through his inspiration for building the private credit marketplace and the challenges of operating in the fintech industry. He explains that Percent aims to provide a better alternative investment platform for credit investors by offering shorter durations and lower minimum investments. Nelson also discusses the importance of infrastructure in the private credit market and the need for technology to streamline processes. He highlights the different types of investors and borrowers that use Percent's platform and the challenges of building a three-sided marketplace. Nelson also touches on the impact of macroeconomic factors, such as interest rates, on the private credit market and the role of data and AI in the industry. MENTIONED IN THE CONVERSATION Percent's Website: https://bit.ly/3x3w8MgNelson's LinkedIn: https://bit.ly/4a5Nwym Topics: Private credit, lending, borrowers, underwriting, AI, artificial intelligence, investment, alternative investment, fintech, marketplace Companies: Percent, Lending Club, LendIt, Prosper, Blackstone ABOUT THE FINTECH BLUEPRINT 

Today's guest has one of the biggest jobs in the London Market. Kate Markham is CEO of Hiscox London Market and the last time we spoke she had just brought her business unit through a remediation strategy that was beginning to bear fruit. Eighteen months later, and the results have been stellar. Today the best are looking to invest and grow and get out on the front foot and lean into the opportunities that a still very strong market has to offer. And this podcast is all about that. This is a business very much looking to the future. Our conversation came about because Hiscox has been one of the first to experiment with artificial intelligence to help speed up and enhance the lead underwriting process and so I wanted to dig right into the detail of what Kate and her teams had done and what the results had been like. So we spend much of this discussion going deep into this and examining where the next steps are going to lead. It's a very heartening and positive message. Underwriters aren't going to be out of a job because they will be freed up to add real value in the assessment of risk and to enhance the service that they give brokers and innovate to improve the relevance and quality of the cover that can give their ultimate customers. The emergence of fully connected digital value chains is also going to make it much easier for a much larger share of world business to access the London Market. After all if underwriters make it really simple to send something to London, and turnarounds are almost instant, why wouldn't many more brokers seek quotes? Kate is full of energy and enthusiasm and our conversation is fun and rattles along at a fast pace. Kate is also one of those leaders who has the gift of instilling confidence in the people they come in contact with and this podcast put a spring in my step about the quality of the London Market's future if it can grasp the unique opportunities it is currently presented with I got a lot out of this chat and I think you will too. NOTES: I let the abbreviation D&F get through. It stands for Direct and Facultative and is big-ticket property business. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com/

You've heard of Neo-Confederates, but what about Nepo-Confederates. Here's the story of the USS Underwriter and her loss during a Confederate attempt to re-capture New Bern, NC in February 1864. Sources:Coddington, Ronald S. "Civil War Sailors: From the Collections Of Our Readers." Military Images, vol. 30, no. 3, Nov - Dec 2008, pp. 25 - 37. Duppstadt, Andrew. "USS Underwriter." North Carolina History Project, 2016. https://northcarolinahistory.org/encyclopedia/uss-underwriter/Green, John B. "The Underwriter rises from the deep." The Kellenberger Room, 21 Mar 2015. https://kellenbergerroom.blogspot.com/2015/03/the-underwriter-rises-from-deep.htmlPowles, James M. "John Taylor Wood, Hero of the Confederacy." June 2004, https://warfarehistorynetwork.com/article/john-taylor-wood-hero-of-the-confederate-navy/Sullivan, David L. "The Few, the Forgotten: The Confederate States Marines." Military Images, vol. 3, no. 3, Nov - Dec 1981, pp. 16 -21. "Underwriter I (Side-wheel Gunboat)." Naval History and Heritage Command, 20 Apr 2018. https://www.history.navy.mil/research/histories/ship-histories/danfs/u/underwriter-i.htmlSupport the show