Podcasts about Market

On this episode of Animal Spirits: Talk Your Book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Rahul Sharma, Portfolio Manager at Schafer Cullen Capital Management to discuss: China, the falling dollar, why emerging markets are outperforming and the firm's dividend-focused strategy. Find complete show notes on our blogs... Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://idontshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Schafer Cullen Capital Management Disclosures: Past performance is no guarantee of future results. Investing in the stock market involves gains and losses and may not be suitable for all investors. Investors have the opportunity for losses as well as profits. Market conditions can vary widely over time. Investing in equity securities is speculative and involves risk. Investing in foreign securities involves greater volatility and political, economic and currency risks and differences in accounting methods. Cullen Capital Management, LLC. (CCM) is an independent investment advisor registered under the Investment Advisers Act of 1940 and is doing business as Schafer Cullen Capital Management, Inc. (SCCM). The Cullen Funds Trust (CFT), SCCM and CCM are affiliates. This information should not be used as the primary basis for any investment decision, nor should it be considered as advice to meet your particular investment needs.  All opinions expressed constitute Cullen Capital Management's judgment as of the date of this report and are subject to change without notice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our CIO and Chief U.S. Equity Strategist Mike Wilson looks at buying opportunities approaching year-end, as U.S. trade policy and the Fed find middle ground. Read more insights from Morgan Stanley.----- Transcript ----- Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing recent macro events and third quarter earnings results.It's Monday, November 3rd at 11:30am in New York. So, let's get after it.Last week marked the passage of two key macro events: the meeting on trade between Presidents Trump and Xi and the October Fed meeting. On the trade front, the U.S. agreed to cut tariffs on China by 10 percent and delay newly proposed tech export controls for a year. In exchange, China agreed to pause its proposed export controls on rare earths, and resume soybean purchases while cracking down on fentanyl. This is a major positive relative to how developments could have gone following the sharp escalation a few weeks ago, and markets have responded accordingly.With respect to the Fed meeting, Powell suggested policy is not on a preset course which took the bond market probability of a December rate cut down from 92 percent before the meeting to 68 percent currently. It also led to some modest consolidation in equity prices while breadth remained very weak. In my view, the market is saying that if growth holds up but the Fed only cuts rates modestly, leadership is likely to remain narrow and up the quality curve.Over the next 6 to 12 months, we think moderate weakness in lagging labor data, and a stronger than expected earnings backdrop ultimately sets the stage for a broadening in market leadership. However, we are also respectful of the signals the markets are sending in the near term. This means it's still too early to press the small cap/low quality/deep cyclical rotation trade until the Fed shows a clear willingness to get ahead of the curve. Perhaps just as important for markets was the Fed's decision to end Quantitative Tightening, or QT, in December.Recently, Jay Powell has acknowledged the potential for rising stress in the funding markets and indicated the Fed could end QT sooner rather than later. Over the past month, expectations for the timing of this QT termination ranged from immediately to as late as February. Powell seemed to split the difference at last week's meeting and this could be viewed as disappointing to some market participants.In order to monitor this development, I will be watching how short-term funding markets behave. Specifically, overnight repo usage has been on the rise and if that continues along with the widening spreads between the Secured Overnight Financing Rate and fed funds, I believe equity markets are likely to trade poorly, especially in some of the more speculative areas. In short, we think higher quality areas of the market are likely to continue to outperform until this dynamic is settled.Meanwhile, earnings season is in full swing and the real standout has been the upside in revenue surprises, which is currently more than double the historical run-rate. We think this could provide further support that our rolling recovery thesis is under way which leads to much better earnings growth than most are expecting.Bottom line, we are gaining more confidence in our core view that a new bull market began in April with the end of the rolling recession and the beginning of a new cycle. This means higher and broader earnings growth in 2026 and a potentially different leadership in the equity market. The full broadening out to lower quality, smaller capitalization stocks is being held back by a Fed that continues to fight inflation; perhaps not realizing how much the private economy and average consumer needs lower rates for this rolling recovery to fully blossom. Last week's Fed meeting could be disappointing in that regard in the short run for equity markets. As a result, stay up the quality curve until we get more clarity on the timing of a more dovish path by the Fed and look for stress in funding markets as a possible buying opportunity into year end.Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

 Looking for a real plan for Multifamily Investing in 2025? Investor and operator Kent Ritter breaks down what's working now—Midwest focus, public-private partnerships, and bringing management in-house. In this episode, Kent explains how operators are adapting Multifamily Investing in 2025 to tighter debt markets and slower deal flow. We dive into why he pivoted from C-class value-add to newer assets and development, how TIF bonds and city partnerships can make construction pencil, and why centralizing leasing and operations boosts profit-per-unit. You'll hear lessons from a successful 80-unit ground-up project in Indiana, actionable hiring frameworks (yes, the “video interview” filter), and why the Midwest's fundamentals—job growth, steady rent gains, and shorter drive radiuses—are compelling. If you're refining your buy box, debating self-management, or exploring 55+ housing, this conversation gives you practical playbooks you can use. Multifamily Investing in 2025 rewards great operators—here's how to become one.Connect with Kent Ritter: RitterOnRealEstate.com • HudsonInvesting.com  Chapters:00:00 – Introduction 02:30 – Market shift since 2023: from C-class value-add to newer assets & development 11:03 – Systems > heroics: scaling and bringing property management in-house 21:21 – Development playbook: site control, bids, contingencies & partnerships 32:25 – The “why” of self-management: cost control, core values & all-star hiring We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

Christopher Lochhead, the renowned “Godfather of Category Design,” recently took the stage at the Constellations Connected Enterprise 2025 conference and delivered a blistering wake-up call to every business leader, entrepreneur, and innovator hoping to surf the current wave of AI disruption. Far from celebrating the AI gold rush, Lochhead warned that almost everyone is about to repeat the same mistakes of the past, chasing after existing markets, adding AI features like “copilots” or assistants, and calling it innovation. Drawing from his decades of expertise and path-breaking research, He then laid out a blueprint for actually leveraging AI for exponential value: it's about category design, not incremental improvement. Here are three powerful takeaways from his masterclass that every forward-thinking leader needs to know. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go.   Chasing “Better” Dooms You to Mediocrity Lochhead's central thesis is as provocative as it is true: companies that use AI to make existing products just a little better are doomed to fail. He calls this the "existing market trap." Instead of designing the future, most businesses simply bolt AI onto their old offerings, thinking it will make them competitive. But "if your strategy involves simply bolting on an AI assistant or copilot, you're making a pussy move and you're fucked." Lochhead points out that companies making this mistake are chasing a market that's already been designed by someone else. And in those markets, 76% of all the value goes to the category king (think OpenAI with ChatGPT). The rest fight for scraps, regardless of whether their AI copilot is a little nicer, faster, or more user-friendly.   Winning is About Creating the New, Not Improving the Old The path to massive value in the AI era lies in doing what legends like Sam Altman, Jensen Huang, and Steve Jobs did: creating entirely new categories that didn't exist before. Lochhead illustrates this with both tech giants and quirky startups. He jokes about how Liquid Death became a force in the water business not by making better bottled water, but by launching “canned water”; an entirely new way to experience an old product with legendary branding and a distinct point of view. The same lesson holds for technology: “Different wins, better loses.” Lochhead encourages companies to listen to the language they use; calling your new AI product an “assistant” or “copilot” puts it in the sidecar, not the driver's seat. In contrast, declaring your invention as a new category not only reframes the problem, but magnetizes the future (as when OpenAI refused to call its core product a database, instead introducing the “large language model”).   The Courage to Create: Why Category Design Demands Boldness Lochhead doesn't sugarcoat the difficulty of this path. Category design requires courage: “Grow a set of balls,” he tells the audience when asked how to nurture a creator's mindset. This isn't reckless advice; it's a recognition that in an AI-powered economy, the value of existing knowledge is collapsing toward zero. The knowledge worker, as Peter Drucker defined it, is being replaced by the knowledge contained within AI itself. The only safe (and rewarding) place is at the edge, inventing net new knowledge and value. In other words, creating the future instead of merely extending the present. Lochhead challenges all of us: “Do you really want to spend the last however many years of your career making the status quo incrementally better? Or do you want to spend whatever's left of your work life making a massive material difference?” To hear the full episode from the man himself, download and listen to this episode.    We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners.

Joe Ostrowski and Sam Panayotovich continue their Monday Morning Market moves this time in the NFL, breaking down their early plays for Broncos-Raiders on Thursday Night Football, another international game between the Falcons and Colts, plus more!

It's Monday Morning which means it's time for our Monday Morning Market moves, breaking down some of our early bets for next week's College Football slate. Plus, will YouTube TV viewers ever get ESPN back and thoughts on the many College Football pregame shows.

Joe Ostrowski and Sam Panayotovich break down their Monday Morning Market moves, for next week's College Football and NFL slates, headlined by a battle between the Big XII's best in Texas Tech and BYU, Colts-Falcons, Eagles-Packers and more! Plus, will YouTube TV viewers ever get ESPN back and thoughts on the many College Football pregame shows. The hour wraps with our Monday Moon awards for this past weekend, including a shoutout to the Bills for their upset win over the Chiefs, the player who cost his team the World Series and more!

How Realtors Can Protect Themselves From Market Disruptors (Zillow, AI, Corporations, etc)

In this episode, Dawood Milan, founder of Auto Marketplace, discusses the intricacies and the significance of New York City's Taxi and Limousine Commission (TLC) market. He provides insights into his career transition from finance to managing a successful Uber Black fleet and eventually founding Auto Marketplace. Dawood explains the unique regulations and economic value of the NYC TLC market, the challenges and opportunities it presents, particularly with regard to vehicle caps, insurance, and driver pay. He explores the future of autonomous vehicles (AV) in this competitive and complex market, touching on regulatory hurdles, potential business models, and the challenges posed by New York's unique urban environment. Dawood emphasizes the importance of regulatory acumen and market adaptability for new entrants like Waymo. 0:00 Intro 00:32 Who is Dawood and what is Auto Marketplace? 01:23 What makes the NYC TLC market unique? 04:50 How did Uber and Lyft impact NYC taxis? 07:21 What's the current state of NYC rideshare and taxis? 13:22 How do business models work in NYC rideshare? 16:30 What is Dawood's fleet and strategy? 18:40 What challenges and opportunities exist in the TLC market? 23:02 Why are TLC plates valuable and transferable? 24:29 How does TLC plate value change over time? 24:43 Is Waymo entering the NYC market? 25:25 What are the regulatory and business model hurdles? 26:49 How are drivers and medallion owners affected? 30:23 How do fleet management and real estate intersect? 37:08 What are the key tech and environmental challenges? 39:54 What's the future of autonomous vehicles in NYC? 43:14 What are the final thoughts?   Dawood's LinkedIn: https://www.linkedin.com/in/dawoodmian/ Automarketplace: https://automarketplace.substack.com/ X: https://x.com/automarketplc

The NFL season is in full swing as Week 10 kicks off this Thursday! How should you approach betting this week? Join Kelly Stewart and Teddy Covers for The Opening Line Report as we dissect the NFL Week 10 betting markets opening betting lines!Intro 00:00 Week 9 Recap 1:35 What do you do when you're in a betting slump? 2:58 NFL Week 10 5:16 Las Vegas Raiders vs Denver Broncos 5:40 Are Broncos Legit? 9:39 Emergency Betting Alert: Atlanta Falcons vs Indianapolis Colts 11:10 Cleveland Browns vs New York Jets 15:00 Emergency Betting Alert: New Orleans Saints vs Carolina Panthers 16:14 Carolina as a survivor pick? 19:55 Buffalo Bills vs Miami Dolphins 21:11 Jacksonville Jaguars vs Houston Texans 24:22 Baltimore Ravens vs Minnesota Vikings 29:27 New England Patriots vs Tampa Bay Buccaneers 33:24 New York Giants vs Chicago Bears 34:46 Arizona Cardinals vs Seattle Seahawks 38:21 Detroit Lions vs Washington Commanders 40:55 Los Angeles Rams vs San Francisco 49ers 43:15 Pittsburgh Steelers vs Los Angeles Chargers 45:32 Philadelphia Eagles vs Green Bay Packers 50:11

In this episode, I chat with Jimmy Song, a Bitcoin developer and educator that has been a driving force in Bitcoin for over a decade. We dive deep into the political undercurrents around Bitcoin Core development, funding models, decentralization theater and the question on everyone's mind: Is Bitcoin under attack from within? ––– Support My Work ––– Paypal: https://www.paypal.biz/BitcoinMatrix Strike/Bitcoin: BitcoinMatrix@strike.me Cash App: https://cash.app/$BitcoinMatrix Venmo: https://venmo.com/u/bitcoinmatrix PO Box: The Bitcoin Matrix, P.O. Box 18056, Sarasota, FL 34231 ––– Offers & Discounts ––– MicroSeed is redefining seed phrase security. Check out https://microseed.io/shop/ and use code MATRIX at checkout. Unchained is a bitcoin-native financial services company offering collaborative custody multisignature vaults, loans, and IRAs for bitcoin holders. Use code MATRIX10 for 10% off at checkout or click here: https://www.unchained.com/matrix Get up to $100 in Bitcoin on River at river.com/matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Jimmy Song on X: https://x.com/jimmysong • Jimmy Song on Nostr: https://primal.net/jimmysong ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening! The information in all The Bitcoin Matrix Podcast episodes and content is based on hypothetical assumptions and is intended for illustrative purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. This video is provided for entertainment purposes only. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader, user, and/or viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these videos. DISCLAIMER: INFORMATION PROVIDED BY THE BITCOIN MATRIX PODCAST IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM INFRINGEMENT. The viewer of this video assumes the entire risk of any acting on any information contained herein. No representation is made that any regulatory authority has passed on the merits, adequacy or accuracy of this information. The viewer assumes all liability.

Laurent and Gerard have an explosive conversation with Bryan Long, Executive Director in JPMorgan's Commodities Group.They explore why U.S. energy market signals are failing to support new capacity investments, despite soaring demand (especially from datacenters).  Key issues include misaligned pricing, liquidity constraints, and hedging challenges, all of which deter long-term private capital.Key Takeaways: Current price signals don't support investment in new generation, even as large load growth (e.g., datacenters) is accelerating. Market structures must evolve to better reflect long-term price signals and attract private capital. Supply-side issues: New natural gas peakers and battery storage (BESS) face fragmented development, rising CAPEX, procurement delays, and tariff risks. Industry response: Major consolidation in the IPP space—private equity-backed assets are being acquired by integrated players seeking scale for hyperscaler deals.Possible solutions may include Repricing of forward curves, Government-backed long-term contracts, Regulatory reforms, Technological advancements Bottom line: Something must shift—be it policy, pricing, or tech—to align investment incentives with future demand growth. The next several years should be great for traders in the middle of the action.Conclusion: Between the Large Load Growth and the Investment Capital, who will blink first?   ------------  Bryan Long is an Executive Director in JPMorgan's Commodities Group, focused on wholesale power & renewable energy transactions. With 20yrs+ experience across various U.S. Power trading, origination and management roles, he has deep understandings of electricity market structures.    

Andrew, Ben, and Tom discuss Alphabet selling 3 billion Euros and update on the China deal.     Song: Rock'n Me - Steve Miller BandFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Texas-born & raised, Dr. Amy Mathews-Perez has recently retired from 34 years of working in public education where she served as a General Ed. Teacher, SLP, Diagnostician, SPED Supervisor, Principal, Assistant Principal and a Director of Special Education. While her journey of public-school service has come to an end, she now puts energy, effort & focus on continued service to organizations, schools, families and through her LLC, M.E.S.A. Her passion is turning conflict into collaboration through communication, relevant learning, and authenticity. She is happiest when she gets to implement these things to inspire & empower others. "Life is short but our influence is never ending, so let's seek joy and create smiles through connecting, sharing, and highlighting the best in others.”   ______________________________________________________________________ The Edupreneur: Your Blueprint To Jumpstart And Scale Your Education BusinessYou've spent years in the classroom, leading PD, designing curriculum, and transforming how students learn. Now, it's time to leverage that experience and build something for yourself. The Edupreneur isn't just another book; it's the playbook for educators who want to take their knowledge beyond the school walls and into a thriving business.I wrote this book because I've been where you are. I know what it's like to have the skills, the passion, and the drive but not know where to start. I break it all down: the mindset shifts, the business models, the pricing strategies, and the branding moves that will help you position yourself as a leader in this space.Inside, you'll learn how to:✅ Turn your expertise into income streams, without feeling like a sellout✅ Build a personal brand that commands respect (and top dollar)✅ Market your work in a way that feels natural and impactful✅ Navigate the business side of edupreneurship, from pricing to partnershipsWhether you want to consult, create courses, write books, or launch a podcast, this book will help you get there. Stop waiting for permission. Start building your own table.Grab your copy today and take control of your future.Buy it from EduMatch Publishing https://edumatch-publishing.myshopify.com/collections/new-releases/products/the-edupreneur-by-dr-will

FreightWaves Founder and CEO Craig Fuller joins host Malcolm Harris for an unfiltered look at what he calls “the busiest news week in trucking history.” They break down why the ATA's so-called “driver shortage” is a myth, how unqualified drivers and lax regulations have shaken the industry, and why the freight brokerage world is facing its toughest market in years. Craig also dives into Secretary Duffy's crackdown on noncompliant carriers, the coming shakeout in freight, and how trucking leaders can restore integrity—and profitability—to the road ahead. ⁠Watch on YouTube⁠ ⁠Visit our sponsor⁠ ⁠Subscribe to the WTT newsletter⁠ ⁠Apple Podcasts⁠ ⁠Spotify⁠ ⁠More FreightWaves Podcasts⁠ #WHATTHETRUCK #FreightNews #supplychain Learn more about your ad choices. Visit megaphone.fm/adchoices

https://garykaltbaum.com/

This week, Phil talks about taking profits, the strength of the US dollar and the latest on the government shutdown.

How to Market to Cybersecurity's Most Elusive Buyers: AI, Emotion, and the Human Touch - Interview with Gianna Whitver and Maria Velasquez | Cyber Marketing Con 2025 Coverage | On Location with Sean Martin and Marco CiappelliCyberMarketingCon 2025 In Person & Virtual https://www.cybermarketingconference.comDec 7-10, 2025 in Austin, Texas Why Cybersecurity Marketing Demands a Different PlaybookThe cybersecurity industry presents a paradox for marketers. While practitioners work with cutting-edge technology, traditional marketing approaches consistently fall flat. Gianna Whitver and Maria Velasquez, co-founders of the Cybersecurity Marketing Society, have spent six years understanding why—and they're sharing those insights at CyberMarketingCon 2025 this December in Austin.The challenge begins with the audience itself. Security professionals operate under constant pressure, actively preventing threats while juggling competing priorities. This stress creates an environment where patience for marketing noise evaporates instantly. Unlike other industries where buyers might browse vendor websites or respond to cold outreach, cybersecurity practitioners have both the technical sophistication to evade tracking and the motivation to control their own buying journey."Our buyer is highly elusive," Whitver explains. "They're saving the world and their companies from threats. When vendors reach out, it's an interruption to critical work." This dynamic forces marketers to rethink fundamental assumptions about how business gets done.The numbers tell part of the story. With over 5,000 cybersecurity vendors flooding the market, standing out based solely on technical specifications has become nearly impossible. Many solutions address similar problems with comparable features. The differentiator, Velasquez argues, isn't in the technology itself but in how that technology transforms the buyer's daily experience."We have to shed that technical layer and go for the emotion," Velasquez says. "If they buy our product, how is it gonna make them feel? Are they gonna get their weekends back with family? Are they actually gonna go to sleep without stress?" This human-centered approach represents a fundamental shift from the feeds-and-speeds messaging that dominated cybersecurity marketing for years.The industry is witnessing what Velasquez calls an "evolution slash revolution" in marketing tactics. Humor, entertainment, and authentic storytelling are replacing dense whitepapers as the first touch point. The goal isn't to dumb down complex technology but to create space for meaningful engagement by first addressing the emotional reality of a stressful profession.Trust remains the currency that matters most. Peer recommendations carry exponentially more weight than any advertising campaign. Security professionals rely on trusted networks to validate purchasing decisions, making community building and genuine thought leadership more valuable than aggressive outreach. Word-of-mouth referrals from colleagues who have seen real results trump even the most sophisticated demand generation campaigns.The emergence of AI as a marketing buzzword presents both opportunity and risk. Whitver notes that countless vendors now position themselves as "AI-native" or "agentic AI" solutions without articulating meaningful differentiation. "If that's what you remember about their product, what do you actually do?" she asks. The challenge for marketers is communicating AI's business value without contributing to the noise.CyberMarketingCon 2025 addresses these challenges head-on. Running December 7-10 in Austin, the conference brings together more than 550 marketing professionals for hands-on workshops, peer learning, and practical strategy sessions. Dedicated tracks cover brand, demand generation, operations, communications, and product marketing, with special summits for CEOs and sales leaders.Hands-on AI workshops represent a conference highlight. Attendees can build marketing agents using n8n, explore Clay for go-to-market planning, or participate in a marketer-focused capture-the-flag hacking exercise. The "Marketing Time Machine" theme balances timeless fundamentals with forward-looking innovation, acknowledging that effective marketing requires both solid foundations and experimental thinking.What sets CyberMarketingCon apart is its community-first philosophy. Despite 40-50% year-over-year growth, organizers prioritize maintaining an intimate, reunion-style atmosphere. Many CMOs bring entire teams for what becomes a working offsite, with different members attending specialized sessions then synthesizing insights into unified strategies.The conference's success metric reflects this philosophy. "Our KPI is: is it worth your time?" Whitver says. In an industry where time represents the scarcest resource, that might be the most important question of all.For cybersecurity marketers navigating an increasingly complex landscape, CyberMarketingCon offers something rare—a chance to learn from peers facing identical challenges, build practical skills, and remember that even in a technical industry, it's humans talking to humans. CyberMarketingCon 2025 In Person & Virtual https://www.cybermarketingconference.comDec 7-10, 2025 in Austin, Texas GUEST:Gianna WhitverCo-Founder & CEO, Cybersecurity Marketing Society | Cybersecurity GTM Industry Resource | Cybersecurity Marketing | Bees & Cybersecurity | Podcast Host | Community | (I like to build things & laugh a lot & tell jokes)Maria Velasquez

On this episode of Buzzing about Romance, Jenni, Lindsey, and Leah join Becky to talk about Collector Editions and the resale market for books.

The CNBC legend reveals why index funds won't make you rich — and how to build lasting wealth by picking your own winning stocks. His new book is called How to Make Money in Any Market.

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There is nothing so useless as doing efficiently that which should not be done at all. — Peter F. Drucker Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Fundamental Analysis is Fine, But Don't Be a Dumb Buyer!" If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Jim Carroll, senior wealth advisor and portfolio manager at Ballast Rock Private Wealth — known as the "Vixologist" on X — says that the Trump Administration is living up to the idea that it can "Make Volatility Great Again," as seen by record stock markets, but notes that the actions have raised uncertainty and made investors nervous. He says the stock market and economy are still "fussing around" with tariffs and other geo-political risks that could send the market for a loop, and says investors should be protecting themselves against a correction, though he notes that movement could be a steep decline in prices or a long period of sideways. David Trainer, president of New Constructs puts another electric-vehicle maker in the Danger Zone, noting that while he dislikes a lot of the metrics for the industry, this company has been a stinker before and is poised to crater again, even as it has rebounded from huge past losses to gain more than 66 percent this year. Charlie Bobrinskoy, vice chairman and head of investment group at Ariel Investments — manager of the Ariel Focus Fund — brings his focused value investing style to the Market Call.  Plus, Chuck discusses the results of his annual Halloween "Cash or Candy, Trade or Treat" experience with the kids, where he gave away two big jackpots and a lot of candy, but double-disappointed a few of the trick-or-treaters.

Marketing can feel a bit icky sometimes, can't it? The good news is, it doesn't have to. You can put yourself out there, sell your offers, and grow your biz in a way that feels genuine, not grubby.In this episode, I'm talking about ethical marketing with smart strategy, the stuff that helps you attract the right people, the ones who actually want what you're offering. We'll dig into how to create offers that add real value (none of that 50% off madness, I've done it, won't do it again!) and how to make sure your marketing feels aligned with who you are.This one's for you if you're ready to tidy up your marketing, stay true to your values, and actually make your promotions work for you.

Fluent Fiction - Dutch: Crafting Success: Bram's Market Triumph with Pumpkin Magic Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2025-11-03-08-38-20-nl Story Transcript:Nl: Het was een drukke dag op de dorpsmarkt.En: It was a busy day at the village market.Nl: Vlaggen wapperden in de koude herfstwind en de geur van versgebakken brood en geroosterde noten vulde de lucht.En: Flags fluttered in the cold autumn wind, and the smell of freshly baked bread and roasted nuts filled the air.Nl: Het was Sint-Maarten en het hele dorp vierde feest.En: It was Sint-Maarten and the whole village was celebrating.Nl: Bram, een jonge en ambitieuze boer, stond bij zijn kraam.En: Bram, a young and ambitious farmer, stood by his stall.Nl: Zijn kraam was gevuld met de mooiste pompoenen, appels en prei.En: His stall was filled with the most beautiful pumpkins, apples, and leeks.Nl: Maar de oudere boeren hadden grotere en mooiere uitstallingen.En: But the older farmers had larger and more impressive displays.Nl: Bram zuchtte.En: Bram sighed.Nl: Hij wilde indruk maken op de dorpsraad.En: He wanted to impress the village council.Nl: Hij droomde van een betere marktplaats volgend jaar.En: He dreamed of a better market spot next year.Nl: Lotte, Bram's jongere zusje, kwam voorbij.En: Lotte, Bram's younger sister, walked by.Nl: “Waarom kijk je zo somber?En: "Why do you look so gloomy?"Nl: ” vroeg ze.En: she asked.Nl: “Ik moet iets bijzonders doen,” antwoordde Bram.En: "I need to do something special," Bram replied.Nl: “Anders ziet de raad me niet staan.En: "Otherwise, the council won't notice me."Nl: ”Om hen heen was de markt vol geluid.En: Around them, the market was full of sound.Nl: Mensen lachten, kinderen renden rond met lampionnen.En: People laughed, children ran around with lanterns.Nl: Tegelijkertijd zag Bram elders op de markt de kraam van Gerard, de oudste boer van het dorp.En: At the same time, Bram saw the stall of Gerard, the oldest farmer in the village, somewhere else on the market.Nl: Zijn appels glansden in het zonlicht, en iedereen leek daarheen te gaan.En: His apples glistened in the sunlight, and everyone seemed to be headed there.Nl: Bram dacht na.En: Bram thought.Nl: Hij herinnerde zich het recept van zijn grootmoeder voor een speciaal pompoengerecht.En: He remembered his grandmother's recipe for a special pumpkin dish.Nl: “Ik ga het proberen,” zei hij vastberaden.En: "I'm going to try it," he said determinedly.Nl: Hij begon druk in de weer met de pompoenen, kruiden en een beetje honing.En: He started busily working with the pumpkins, spices, and a bit of honey.Nl: Lotte hielp hem met het klaarmaken.En: Lotte helped him prepare it.Nl: Toen het gerecht klaar was, verspreidde de geur zich snel over de markt.En: When the dish was ready, its aroma quickly spread over the market.Nl: Mensen stopten bij Bram's kraam om te vragen wat die heerlijke geur was.En: People stopped at Bram's stall to ask what that delicious smell was.Nl: Lotte glimlachte naar haar broer.En: Lotte smiled at her brother.Nl: “Het werkt, Bram!En: "It's working, Bram!"Nl: ”Eindelijk kwam de dorpsraad langs.En: Finally, the village council came by.Nl: Bram keek nerveus toe hoe ze het gerecht probeerden.En: Bram watched nervously as they tried the dish.Nl: Heel even was het stil.En: For a moment, it was silent.Nl: Toen glimlachte de oudste van de raad naar Bram.En: Then the oldest of the council smiled at Bram.Nl: “Jongeman, dit is bijzonder lekker.En: "Young man, this is exceptionally tasty.Nl: We hebben een nieuwe plek voor je volgend jaar.En: We have a new spot for you next year."Nl: ”Bram's hart maakte een sprongetje van blijdschap.En: Bram's heart leaped with joy.Nl: Zijn creativiteit had gewerkt.En: His creativity had paid off.Nl: Hij besefte dat risico's nemen loont.En: He realized that taking risks pays off.Nl: Met een grote glimlach keek hij naar Lotte.En: With a big smile, he looked at Lotte.Nl: “Volgend jaar wordt ons jaar,” fluisterde hij.En: "Next year will be our year," he whispered.Nl: Hun succes was groot, en de avond op de markt eindigde in vreugde en verwachting voor de toekomst.En: Their success was great, and the evening at the market ended in joy and anticipation for the future. Vocabulary Words:busy: drukkemarket: marktfluttered: wapperdenautumn: herfstbaked: versgebakkenroasted: geroosterdeambitious: ambitieuzefarmer: boerstall: kraamimpressive: mooierecouncil: raadgloomy: somberrecipe: receptdeterminedly: vastberadenaroma: geurspices: kruidenhoney: honingnervously: nerveusdelicious: heerlijketasty: lekkerrisks: risico'screativity: creativiteitanticipation: verwachtingvillage: dorpfilled: gevuldbeautiful: mooistesmiled: glimlachtejoy: vreugdesister: zusjehe realizes: hij besefte

In this episode of Dollars & Sense, Joel Garris and Christina Lamb tackle two of the most pressing topics in personal finance: the power—and pitfalls—of leveraged ETFs, and the shifting wealth equation for young Americans deciding between renting or buying a home. Listeners will discover why leveraged exchange-traded funds can supercharge returns but demand careful strategy and constant attention, as Joel and Christina break down the pros, cons, and key takeaways for investors seeking higher stakes in the market. The discussion then pivots to the rent vs. buy debate, exploring whether investing your cash as a renter might outpace the long-term gains of homeownership. It's a data-driven look at how rising housing costs, changing economic trends, and the influence of social media are reshaping wealth-building decisions for Gen Z and millennials. Joel and Christina share real-world numbers, highlight crucial tax differences, and offer practical advice on making the best choice for your financial situation and life goals. If you want to understand the risks and rewards of today's investing landscape—from leveraged ETFs to smarter housing decisions—this episode delivers actionable insights and thought-provoking perspectives. Click to listen and discover how you can build wealth with confidence in a rapidly changing world! 

In this episode, Pete teams up once again with veteran podcast producer Chris Stone to dive into another round of real, unfiltered questions from the mattress and furniture retail world. Backed by over four decades of industry experience, Pete shares straightforward, experience-driven advice for retailers navigating slow sales, personal pressures, and the tough crossroads of whether to keep pushing or pivot.   With Chris steering the conversation through thoughtful questions, this episode blends practical wisdom, honest truths, and just the right amount of humor and hope.   Whether you're rebuilding, rethinking, or just trying to stay steady, you'll walk away with clarity, encouragement, and actionable insights—only on The Pete Primeau Show.  

In this episode of the Real Estate Investing School podcast, host Joe Jensen sits down with Jason Henneberry, the co-founder and CEO of Tango Financial, Canada's largest mortgage brokerage. With over 20 years of experience in real estate and finance, Jason has helped thousands of realtors and mortgage professionals improve client engagement and build strong relationships. Joe and Jason dive into the key differences between real estate investing in Canada versus the U.S., covering everything from lending practices and interest rates to market fluctuations and housing affordability. Jason shares his insights on how Canadian investors navigate a stricter regulatory environment and why the country's strong equity position helps keep real estate markets resilient. Beyond traditional real estate strategies, Jason opens up about his personal journey, from owning multiple properties to facing financial setbacks during the 2008 crisis and rebuilding his wealth through creative investing. He explains how he leveraged rent-to-own strategies to regain momentum, helping aspiring homeowners while generating cash flow with minimal capital. The conversation also explores the power of primary residency loans, inflation-adjusted returns, and the importance of staying focused on a core business while strategically expanding into new opportunities. Packed with insights and actionable advice, this episode is a must-listen for investors looking to think outside the box and build lasting financial freedom.

Fluent Fiction - Hebrew: Ariel's Candlelight Triumph: Hope in the Village Market Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2025-11-03-23-34-02-he Story Transcript:He: השמש זרחה בעדינות על שוק הכפר הקסום.En: The sun gently shone on the charming village market.He: היה בוקר סתיו, והאוויר היה מלא בריח עלים יבשים וקולות סוחרים.En: It was a fall morning, and the air was filled with the scent of dry leaves and the sounds of merchants.He: השוק היה צפוף ודינמי, עם דוכנים מלאים בסחורות מעוררות עניין.En: The market was crowded and dynamic, with stalls full of intriguing goods.He: בין הדוכנים עמדה אריאל, צעירה ונחושה.En: Among the stalls stood Ariel, young and determined.He: דוכן הנרות שלה היה קטן וצנוע, אך מלא באהבה ובהשקעה.En: Her candle stall was small and modest, yet full of love and dedication.He: אריאל הכינה את הנרות לבד, בעבודת יד, מתוך תקווה למכור אותם ולספק את צרכי משפחתה לקראת החורף הקרב.En: Ariel made the candles herself, handmade, hoping to sell them and support her family's needs for the approaching winter.He: אריאל ידעה שהמשימה לא תהיה קלה.En: Ariel knew the task wouldn't be easy.He: סביב היו סוחרים אחרים, ותיקים יותר, עם דוכנים בולטים ומבריקים שהציגו נרות במחירים נמוכים.En: Around her were other merchants, more experienced, with prominent and shiny stalls displaying candles at lower prices.He: אבל אריאל לא נרתעה.En: But Ariel was not deterred.He: היא בחרה להציג את הייחוד שלה – נרותיה היו עשויים במלאכת יד ולא בניצול מכונות.En: She chose to showcase her uniqueness—her candles were handmade and not the result of machine exploitation.He: יונה, חבר ותיק של אריאל, עבר בדוכן ושאל: "מה שלומך, אריאל?En: Yonah, an old friend of Ariel, walked by the stall and asked, "How are you, Ariel?He: איך המכירות?En: How are the sales?"He: "אריאל חייכה מעט: "עוד לא מכרתי הרבה, אבל אני לא מוותרת.En: Ariel smiled slightly: "I haven't sold much yet, but I'm not giving up.He: אני מקווה שיימצא מי שיעריך את האיכות.En: I hope someone will appreciate the quality."He: "בצהריים, כשהשוק היה בשיא פעילותו, הגיעה אישה אצילה במסללת אל הדוכן של אריאל.En: At noon, when the market was at its peak activity, a noblewoman arrived at Ariel's stall.He: עיניה בחנו את הנרות, והיא הרימה נר אחד בזהירות.En: Her eyes examined the candles, and she carefully picked one up.He: נראה שהיא מוקסמת מהאיכות ומהריח.En: She seemed enchanted by the quality and the scent.He: "מי הכין את הנרות האלה?En: "Who made these candles?"He: " שאלה האצילה.En: the noblewoman asked.He: "אני הכנתי", ענתה אריאל בגאווה.En: "I made them," Ariel replied with pride.He: "הנרות שלי מיוחדים, והם נעשו בשקידה ובאהבה.En: "My candles are special, and they are made with diligence and love."He: "האישה התעניינה והחלה לשאול שאלות על תהליך ההכנה.En: The woman showed interest and began asking questions about the preparation process.He: אריאל סיפרה לה כיצד היא מייצרת כל נר בנפרד, באהבה ובמסירות.En: Ariel explained how she crafted each candle individually, with love and dedication.He: האצילה הייתה מרותקת.En: The noblewoman was captivated.He: "אני אוהבת את הנרות הללו, ויש בהם משהו מיוחד", אמרה האצילה לבסוף.En: "I love these candles, and there's something special about them," said the noblewoman finally.He: "ארכוש ממך כמות גדולה.En: "I will purchase a large quantity from you."He: "העסקה הייתה גדולה מאוד, אריאל כמעט ולא יכלה להאמין.En: The transaction was significant, Ariel could hardly believe it.He: האצילה שילמה סכום נכבד, שיספיק לאריאל ולקנות אוכל ועצים למשפחתה לחורף.En: The noblewoman paid a substantial amount, enough for Ariel to buy food and wood for her family for the winter.He: כשעזבה האצילה, הרגישה אריאל את ליבה מתרחב מגאווה ומתקווה.En: As the noblewoman left, Ariel felt her heart swell with pride and hope.He: היא הבינה שהאמונה שלה בעצמה ובמוצר שלה שווה הרבה.En: She realized that her faith in herself and her product was worth a lot.He: היא חייכה לעצמה, יודעת שמשפחתה תוכל לעבור את החורף בשלום.En: She smiled to herself, knowing her family could now get through the winter safely.He: כעת, עם תקווה בלב ועם ביטחון חדש, ראתה את השוק בעיניים חדשות.En: Now, with hope in her heart and newfound confidence, she saw the market with fresh eyes.He: העתיד נראה בהיר יותר.En: The future looked brighter. Vocabulary Words:gently: בעדינותcharming: הקסוםmarket: שוקfall: סתיוscent: ריחmerchants: סוחריםcrowded: צפוףdynamic: דינמיintriguing: מעוררות ענייןdetermined: נחושהmodest: צנועdedication: השקעהapproaching: הקרבtask: משימהprominent: בולטיםdeterred: נרתעהuniqueness: ייחודexploitation: ניצולnoblewoman: אצילהexamined: בחנהdiligence: שקידהcaptivated: מרותקתsubstantial: נכבדheart swell: ליבה מתרחבfaith: אמונהconfidence: ביטחוןfutures: עתידbrighter: בהיר יותרBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Welcome back to another episode of Upside at the EUVC Podcast, where ⁠Dan Bowyer⁠,⁠ Mads Jensen⁠ of ⁠SuperSeed⁠, ⁠Lomax Ward⁠ of ⁠Outsized Ventures⁠ and ⁠Andrew J Scott⁠ of ⁠7percent Ventures⁠, and Lomax unpack the forces shaping European venture capital.This week's conversation spans the spectrum, from AI moratoriums and political overreach to funding freezes, LP pullbacks, and the question of whether Europe still dares to dream big.The crew digs into whether regulation is protecting society or suffocating innovation, the chilling effect of capital retreat, and how optimism can be rebuilt amid macro fatigue.

Fluent Fiction - Mandarin Chinese: Jewels and Bargains: A Medieval Market Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/zh/episode/2025-11-03-08-38-20-zh Story Transcript:Zh: 在一个秋天的下午，李华走进了一家中世纪主题的餐厅。En: On an autumn afternoon, Li Hua walked into a medieval-themed restaurant.Zh: 推开厚重的木门，她感受到浓浓的历史氛围。En: Pushing open the heavy wooden door, she was enveloped by a rich historical atmosphere.Zh: 餐厅里，烛光摇曳，墙上挂满了色彩鲜艳的旗帜，服务生穿着古装，仿佛将人带回了古代的集市。En: Inside the restaurant, candlelight flickered, vibrant banners adorned the walls, and the waitstaff dressed in period costumes, as if transporting patrons back to an ancient marketplace.Zh: 李华是个喜爱历史的年轻女子，一直梦想能为自己的收藏增添一件独特的中世纪风格的首饰。En: Li Hua was a young woman who loved history and had always dreamed of adding a unique piece of medieval-style jewelry to her collection.Zh: 她听说这家餐厅里有个市场，专卖手工制作的历史物件，因此她满怀期待地赶来。En: She had heard that the restaurant housed a market specializing in handmade historical items, so she came with great anticipation.Zh: 餐厅内的摊位商品琳琅满目，有古老的剑、精美的盾牌，还有许多闪烁着光辉的小饰品。En: The stalls inside the restaurant were filled with a dazzling array of merchandise, featuring ancient swords, exquisite shields, and many small, shimmering trinkets.Zh: 李华的目光很快被一个展示柜里的一枚项链吸引。En: Li Hua's attention was quickly captured by a necklace in a display case.Zh: 项链上镶嵌着一颗深蓝色的宝石，宛如夜空中的星星。En: The necklace was set with a deep blue gem, resembling a star in the night sky.Zh: “这是我想要的！En: "This is what I want!"Zh: ”李华暗自高兴，但她知道这枚项链名额有限，许多收藏家都虎视眈眈。En: Li Hua thought to herself joyfully, but she knew that the necklace was in limited supply, with many collectors eyeing it greedily.Zh: 李华走到柜台前，心中计算着自己的预算。En: Li Hua approached the counter, calculating her budget in her mind.Zh: “你好，这项链多少钱？En: "Hello, how much is this necklace?"Zh: ”她问摊主。En: she asked the vendor.Zh: 摊主微笑着回答：“这可是我这里的珍品，价格比较高哦。En: The vendor smiled and replied, "This is a treasure here, so it's quite pricey.Zh: 不过，说句实话，库存也不多了。En: Honestly, though, we don't have much stock left."Zh: ”李华心里一紧。En: Li Hua's heart tightened.Zh: 她的预算并不多，但那颗蓝宝石让她难以割舍。En: Her budget was limited, but the blue gemstone was hard to part with.Zh: 她悄悄看了看周围，看到一个男人也盯着这枚项链，眼中透出浓厚的兴趣。En: She discreetly glanced around and noticed a man also eyeing the necklace with intense interest.Zh: 此时气氛开始紧张，李华必须做出抉择。En: The atmosphere began to grow tense, and Li Hua had to make a decision.Zh: 她想起自己收藏的一件罕见的中世纪戒指，虽然割舍不易，但这或许是她手中的一张好牌。En: She recalled a rare medieval ring in her collection; although it was not easy to part with, it might be her bargaining chip.Zh: “如果我用这枚戒指来交换呢？En: "What if I trade this ring for it?"Zh: ”她小心翼翼地问摊主，亮出自己的戒指。En: she cautiously asked the vendor, showing her ring.Zh: 摊主仔细端详了戒指，眼中闪过一丝惊讶。En: The vendor examined the ring closely, a hint of surprise flashing in his eyes.Zh: “这枚戒指确实罕见，”他说，“可以交换。En: "This ring is indeed rare," he said, "a trade would be acceptable."Zh: ”那位竞争者失望地离开了，李华心头一松，终于得到了心爱的项链。En: The competitor left disappointed, and Li Hua felt relieved, having finally acquired the beloved necklace.Zh: 她感觉自己不仅收获了一件宝物，还学会了如何珍惜和利用现有的珍藏。En: She felt that not only had she gained a treasure, but she also learned how to cherish and utilize her existing collection.Zh: 握着项链，她离开了餐厅，秋风中充满了即将到来的温暖节日的期待。En: Holding the necklace, she left the restaurant, the autumn breeze filled with the anticipation of the warm festivities to come. Vocabulary Words:medieval-themed: 中世纪主题atmosphere: 氛围candlelight: 烛光flickered: 摇曳banners: 旗帜adorned: 挂满patrons: 顾客marketplace: 集市collection: 收藏anticipation: 期待array: 琳琅满目merchandise: 商品exquisite: 精美shimmering: 闪烁trinkets: 饰品resembling: 宛如greedily: 虎视眈眈budget: 预算vendor: 摊主pricey: 价格高surprise: 惊讶bargaining chip: 好牌rare: 罕见competitor: 竞争者discreetly: 悄悄intense: 浓厚decision: 抉择trade: 交换utilize: 利用cherish: 珍惜

Fluent Fiction - Hungarian: Sibling Savvy: A Market Adventure in Family Unity Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-03-08-38-20-hu Story Transcript:Hu: Buda piacán nyüzsgött az élet.En: Life was bustling at the Buda market.Hu: Az őszi nap fénye megcsillant a színes szöveteken és a friss zöldségek fényes felületén.En: The autumn sun sparkled on the colorful fabrics and the shiny surfaces of fresh vegetables.Hu: A levegő tele volt fűszerek illatával és a baromfiak zajával.En: The air was filled with the scent of spices and the noise of poultry.Hu: Réka, Bence és Lajos a sokaságban haladtak, szemüket és fülüket használva, hogy mindent elérjenek, amire csak szükségük volt a családjuk télire való felkészítéséhez.En: Réka, Bence, and Lajos moved through the crowd, using their eyes and ears to get everything they needed to prepare their family for winter.Hu: Réka, a legidősebb, vezette testvéreit.En: Réka, the eldest, led her siblings.Hu: Szeme gyorsan végigpásztázta a kínálatot, miközben igyekezett a lehető legjobb ajánlatot megszerezni.En: Her eyes quickly scanned the offerings as she tried to get the best deal possible.Hu: Bence, a középső, szemmel láthatóan másfélét keresett.En: Bence, the middle child, was visibly looking for something else.Hu: Egy közeli standnál egy kereskedő érdekes munkát kínált neki.En: At a nearby stall, a vendor offered him an interesting job.Hu: Lajos, a legfiatalabb, örömmel figyelte a sokféle terméket, de Réka rászólt, hogy tartsa össze a gondolatait.En: Lajos, the youngest, watched the variety of products with delight, but Réka told him to keep his thoughts together.Hu: A piac harsány zajai között Réka gyors döntésekre kényszerült.En: Amidst the loud noises of the market, Réka was forced to make quick decisions.Hu: Az árak ma sokkal magasabbak voltak, mint remélték, és Bence tekintete újra meg újra elkóborolt a munkalehetőség felé.En: Prices were much higher today than they had hoped, and Bence's gaze kept wandering towards the job opportunity.Hu: Réka egy pillanatra megállt, mély levegőt vett, és odafordult Bencéhez.En: Réka paused for a moment, took a deep breath, and turned to Bence.Hu: „Tudom, hogy izgalmasnak találod a kereskedést – mondta Réka szelíden – de most kell segítened.En: "I know you find trading exciting," Réka said gently, "but you need to help us now.Hu: Nem engedhetjük meg magunknak, hogy mindez kicsússzon a kezünkből.En: We can't afford to let this slip through our fingers."Hu: ”Bence látta nővére komolyságát és megértette a helyzet súlyát.En: Bence saw his sister's seriousness and understood the gravity of the situation.Hu: Nodásait megacélozta, és visszatért Réka mellé.En: He steeled his resolve and returned to Réka's side.Hu: „Igazad van,” mondta csendesen, majd rögtön hozzátette, „de talán később beszélhetnék vele?En: "You're right," he said quietly, and then quickly added, "but perhaps I can talk to him later?"Hu: ”Ennek hallatán Réka elmosolyodott.En: Hearing this, Réka smiled.Hu: „Megyünk oda, ha mindent elrendeztünk,” ígérte.En: "We'll go there once we've taken care of everything," she promised.Hu: Végül a testvérek sikerült alkut kötniük a szomszédos standok eladóival.En: In the end, the siblings managed to make a deal with the sellers at the neighboring stalls.Hu: Réka ügyességének és Bence lelkes segítségének köszönhetően elegendő készletet tudtak venni, hogy a tél ne jelentsen nehézséget számukra.En: Thanks to Réka's skill and Bence's enthusiastic help, they were able to purchase enough supplies so that winter would not be a hardship for them.Hu: Az utolsó zsák zöldség elrendezése után Bence elsietett a kereskedőhöz, aki örömmel fogadta.En: After arranging the last sack of vegetables, Bence hurried over to the trader, who welcomed him with delight.Hu: Ahogy ők hárman hazafelé indultak a piaci nyüzsgésből, Réka rájött, hogy a testvérei vágyait is helyet kell kapniuk a család életében.En: As the three of them headed home from the market bustle, Réka realized that her siblings' desires must also have a place in the family's life.Hu: Bence pedig megértette, hogy az álmai mellett a családi felelősségeket is viselnie kell.En: Bence, in turn, understood that alongside his dreams, he must also bear the family responsibilities.Hu: A piaci kalandjuk így tanulságos, mégis kielégítő módon zárult.En: Their market adventure concluded in a way that was both instructive and satisfying.Hu: Együtt, egy lépéssel közelebb kerültek ahhoz, hogy ne csak a télre, de a jövőre is felkészülten állhassanak.En: Together, they took a step closer to being prepared not just for the winter, but for the future as well.Hu: Az őszi nap lassan nyílt utat a hidegebb hónapoknak, de Réka, Bence és Lajos, az összezárt testvéri kötelék erejével, immár még felkészültebbek voltak minden elébük kerülő kihívásra.En: The autumn sun was slowly paving the way for the colder months, but Réka, Bence, and Lajos, with the strength of their close-knit sibling bond, were now more ready than ever for any challenges that came their way. Vocabulary Words:bustling: nyüzsgöttfabric: szöveteksparkled: megcsillantscanned: végigpásztáztaoffering: kínálatvendor: kereskedővariety: sokféledelight: örömmelnoise: zajwandering: elkóboroltslip: kicsússzongravity: súlyresolved: megacéloztaconcluded: zárultchallenges: kihívássibling: testvérbond: kötelékopportunity: munkalehetőségtrading: kereskedésbreathe: levegőtensuing: ezutánnegotiation: alkumess: rendetlenscrambled: elsietettcontentment: elégedettségharsh: harsánysmiled: elmosolyodottpromised: ígérteexciting: izgalmasunderstood: megértette

Fluent Fiction - Hungarian: Mystery in the Market: István's Rise from Scribe to Hero Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-03-23-34-02-hu Story Transcript:Hu: A középkori Budapest piacterén nyüzsgő forgatag volt.En: The medieval marketplace in Budapest was bustling with activity.Hu: A levegő hűvös, az őszi levelek puhán zörgő takarót képeztek.En: The air was cool, and the autumn leaves formed a softly rustling cover.Hu: Az emberek nevetése és a zsonglőrök mutatványai jártak körbe.En: The laughter of people and the performances of jugglers circled around.Hu: Az egyik sarokban, egy almákkal és mézeskaláccsal megrakott stand mellett, István állt figyelmesen.En: In one corner, next to a stand laden with apples and gingerbread, István stood attentively.Hu: Az írnokszemélyzete során már sok dolgot látott, de a mai nap különösen izgalmasnak ígérkezett.En: During his time as a scribe, he had seen many things, but today promised to be particularly exciting.Hu: Egy különleges relikvia tűnt el egy vásáros asztaláról.En: A special relic had disappeared from a vendor's table.Hu: A tulajdonos kétségbeesetten keresett, de eddig semmi nyom.En: The owner was desperately searching, but so far, there was no trace.Hu: István látta az alkalmat, hogy végre megmutassa a világának, több ő, mint írnok.En: István saw the opportunity to finally show his world that he was more than just a scribe.Hu: A relikvia fontos volt az ünnep miatt, hisz Közemlékezők Napján tartották, amikor mindenki gyertyát gyújtott szerettei emlékére.En: The relic was important because of the festival, as it was the Day of Remembrance when everyone lit candles in memory of their loved ones.Hu: Réka, aki mesteri kezekkel varrt ruhákat, csatlakozott Istvánhoz.En: Réka, who skillfully sewed clothes, joined István.Hu: Mindig is szerette a rejtélyeket, és éles szemével kiszúrta az apró részleteket.En: She had always loved mysteries and her keen eye caught small details.Hu: „Senki nem mozdult az asztaltól,” mondta Réka, „mégis eltűnt.En: "No one moved away from the table," said Réka, "yet it disappeared."Hu: ”Zoltán, a rejtélyes kereskedő, kínált fel segítséget.En: Zoltán, the mysterious trader, offered his help.Hu: „Én tudok néhány dolgot a piaci történésekről,” mondta kedélyesen.En: "I know a few things about what goes on in the market," he said cheerfully.Hu: István azonban megérezte, hogy Zoltán rejt magáról egyet s mást.En: However, István sensed that Zoltán was hiding something.Hu: Bízott Réka érzékeiben.En: He trusted Réka's instincts.Hu: Ahogy nap lement, a piac fényei még inkább felragyogtak.En: As the sun set, the lights of the market shone even brighter.Hu: István és Réka a vásárosokat faggatták, de mindenkinek volt alibije.En: István and Réka questioned the vendors, but everyone had an alibi.Hu: Az idő fogyott, mielőtt a relikviát elvihették volna.En: Time was running out before the relic could be taken away.Hu: Végül István és Réka úgy döntöttek, egy utolsó kört tesznek.En: Finally, István and Réka decided to make one last round.Hu: Ekkor Réka észrevett valami furcsát egy másik kofa asztalánál.En: It was then that Réka noticed something strange at another vendor's table.Hu: Azt gondolták, hogy Zoltán egyszerre túl sokat tud, és túl nyugodt.En: They thought Zoltán knew too much and was too calm.Hu: István odalépett hozzá óvatosan.En: István approached him cautiously.Hu: „Nézd, az ott!En: "Look, over there!"Hu: ” súgta Réka.En: whispered Réka.Hu: A relikvia ott volt, egy áruval telerakott zsák közepén.En: The relic was there, in the middle of a bag full of goods.Hu: De a zsák nem Zoltáné volt, csupán letették egy sietős pillanatban.En: But the bag did not belong to Zoltán; it had just been set down in a hurried moment.Hu: István és Réka elfogták a tolvajt a forgatag közepén.En: István and Réka caught the thief in the midst of the crowd.Hu: Az igazi tolvaj egy másik vásáros volt, aki ki akarta csempészni a kincset a piaci káoszban.En: The real thief was another vendor who wanted to smuggle the treasure out amidst the market chaos.Hu: István visszaadta a relikviát a boldog tulajdonosnak a vásár vége előtt.En: István returned the relic to the happy owner before the fair ended.Hu: Ahogy a piactér lassan kiürült, Zoltán észrevétlenül eltávozott.En: As the marketplace slowly emptied, Zoltán quietly slipped away.Hu: István még sokáig elgondolkodott, vajon Zoltán melyik oldalon állt valójában.En: István wondered for a long time on which side Zoltán truly stood.Hu: De nem számított, a relikvia megkerült, és István magabiztosnak érezte magát.En: But it didn't matter, the relic was recovered, and István felt confident.Hu: Már nemcsak írnok volt, hanem valaki, aki saját útját járta és súlyát nyomotta a közösségben.En: He was no longer just a scribe but someone who forged his own path and made a difference in the community. Vocabulary Words:bustling: nyüzsgőrustling: zörgőattentively: figyelmesenrelic: relikviadesperately: kétségbeesettenscribes: írnokkeen: élesmysteries: rejtélyekinstincts: érzékekvendors: vásárosokalibi: alibidetected: észrevettamidst: közepénsmuggle: kicsempésznichaos: káoszslipped away: eltávozottforged: jártaloaded: megrakottopportunity: alkalomcircled: jártak körbejoined: csatlakozottremarkably: különösencontest: faggattákamid: közepénobserving: figyelmesenthief: tolvajretrieve: visszaadtahurriedly: sietősdecided: döntöttekbetrayed: elgondolkodott

Daniel Lam discusses the pockets of value that we identified, in our opportunistic ideas in equities and fixed income.Speaker: - Daniel Lam, Head of Equity Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube. 

Farmers in Argentina have increased their use of fertilizers this year, driven by favorable prospects for corn and wheat crops. Across the Southern Cone, producers have been replacing fertilizers with high concentrations of nitrogen and phosphorus with lower-concentration products, responding to prices and fluctuations in global fertilizer availability. Learn more by listening the conversation between fertilizer expert Renata Cardarelli, agriculture expert Jeffrey Lewis, and Camila Fontana, Deputy Bureau Chief at Argus in Brazil.

Fluent Fiction - Swedish: The Market's Hidden Gem: Axel's Quest for the Lost Relic Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sv/episode/2025-11-03-23-34-02-sv Story Transcript:Sv: Det var en klar, kylig höstdag på medeltidsmarknaden.En: It was a clear, chilly autumn day at the medieval market.Sv: Löven prasslade försiktigt under fötterna på de många besökarna.En: The leaves rustled gently under the feet of the many visitors.Sv: Färgglada stånd klädda i höstlövens nyanser kantade marknaden.En: Colorful stalls dressed in the shades of autumn leaves lined the market.Sv: Ljuvlig doft av rostade kastanjer fyllde luften.En: The delightful scent of roasted chestnuts filled the air.Sv: Axel var en ung köpman.En: Axel was a young merchant.Sv: Han hade en speciell talang för att lösa gåtor.En: He had a special talent for solving riddles.Sv: Men egentligen längtade han efter äventyr.En: But really, he longed for adventure.Sv: Just denna dag, Allhelgonadagen, försvann en värdefull relik från ett av stånden.En: On this particular day, Allhelgonadagen, a valuable relic disappeared from one of the stalls.Sv: Nyheten om den försvunna reliken spreds som en löpeld.En: The news of the missing relic spread like wildfire.Sv: Erik, en annan köpman, sa till Axel, "Reliken är borta!En: Erik, another merchant, said to Axel, "The relic is gone!Sv: Vi måste göra något."En: We have to do something."Sv: Lina, som sålde ljus och tvålar, la till, "Marknaden behöver dig, Axel."En: Lina, who sold candles and soaps, added, "The market needs you, Axel."Sv: Axel kände hur äventyrslustan vaknade.En: Axel felt the spirit of adventure awaken.Sv: Han ville hitta reliken.En: He wanted to find the relic.Sv: Han såg sig omkring.En: He looked around.Sv: Marknaden var full av ljud.En: The market was full of sounds.Sv: Köpmän ropade ut sina varor, och folk skrattade och pratade.En: Merchants were calling out their goods, and people laughed and talked.Sv: Det skulle inte bli lätt att hitta reliken här.En: It would not be easy to find the relic here.Sv: Axel bestämde sig för att börja sin undersökning.En: Axel decided to start his investigation.Sv: Han gick till den sista platsen där reliken sågs.En: He went to the last place where the relic was seen.Sv: Han frågade köpman efter köpman.En: He asked merchant after merchant.Sv: Många skakade bara på huvudet.En: Many just shook their heads.Sv: Någon viskade att en girig köpman kanske hade haft ett intresse.En: Someone whispered that a greedy merchant might have had an interest.Sv: Timmar gick.En: Hours passed.Sv: Axel var ihärdig.En: Axel was persistent.Sv: Hans fötter värkte, men hans vilja var stark.En: His feet ached, but his will was strong.Sv: Slutligen, nära marknadens centrum, såg han något misstänkt.En: Finally, near the center of the market, he saw something suspicious.Sv: En renommerad men girig köpman viskade och pekade mot sin kärra.En: A renowned but greedy merchant was whispering and pointing towards his cart.Sv: Axel närmade sig vagnen försiktigt.En: Axel approached the wagon cautiously.Sv: Det skramlade när han rörde vid täcken.En: It rattled when he touched the covers.Sv: Och där, bekvämt inbäddad, låg den eftertraktade reliken.En: And there, comfortably nestled, lay the sought-after relic.Sv: En känsla av triumf fyllde Axel.En: A feeling of triumph filled Axel.Sv: Han hade hittat den!En: He had found it!Sv: Med reliken i handen stod Axel mitt i marknadens hjärta.En: With the relic in hand, Axel stood in the heart of the market.Sv: Folk samlades runt honom och jublade.En: People gathered around him and cheered.Sv: Erik och Lina sken av stolthet.En: Erik and Lina beamed with pride.Sv: Axel återlämnade reliken till dess rättmätige ägare.En: Axel returned the relic to its rightful owner.Sv: Marknaden stannade upp för ett ögonblick.En: The market paused for a moment.Sv: Applåderna ekade över platsen och Axel kände sig inte bara värdefull, utan också som en del av gemenskapen.En: Applause echoed across the area, and Axel felt not only valuable but also like a part of the community.Sv: Med sitt nyfunna självförtroende vinkade han åt folkmassan.En: With his newfound confidence, he waved at the crowd.Sv: Han trivdes med tanken att kanske hans framtid skulle innehålla fler äventyr än han förväntat sig.En: He liked the idea that perhaps his future would hold more adventures than he had expected.Sv: Så slutade dagen på marknaden.En: So ended the day at the market.Sv: Axel gick hem, en lite mer erfaren och självsäker ung man.En: Axel went home, a little more experienced and confident young man.Sv: Han hade sökt äventyret och funnit både reliken och sitt sanna jag i processen.En: He had sought adventure and found both the relic and his true self in the process.Sv: Och bland marknadens brus hade han blivit en slags hjälte, en ny stjärna i gemenskapens blickfång.En: And among the market's hustle and bustle, he had become a sort of hero, a new star in the community's gaze.Sv: I skymningens ljus lovade han sig själv fler utforskningar, fler gåtor att lösa.En: In the twilight light, he promised himself more explorations, more riddles to solve. Vocabulary Words:medieval: medeltidachilly: kyligrustled: prassladedelightful: ljuvligroasted: rostademerchant: köpmanriddles: gåtorlonged: längtaderelic: relikspread: spredswhispered: viskadegreedy: girigpersistent: ihärdigached: vårktesuspicious: misstänktrenowned: renommeradcautiously: försiktigtrattled: skramladenestled: inbäddadtriumph: triumfrightful: rättmätigapplause: applåderconfidence: självförtroendegaze: blickfångtwilight: skymningexplorations: utforskningarhustle: bruscheered: jubladecommunity: gemenskapenexperienced: erfaren

In this episode, RaboResearch analysts Pia Piggott and Vítor Pistóia examine the long-term shifts shaping the global pulses market. They break down supply and demand trends, trade disruptions, and competitive pressures across key regions, including Canada, India, China, Europe, and Australia, offering a comprehensive view of how global dynamics are influencing pulse production and export strategies.   Disclaimer: Please refer to our global RaboResearch disclaimer at https://www.rabobank.com/knowledge/disclaimer/011417027/disclaimer for information about the scope and limitations of the material published on the podcast.

Fluent Fiction - Swedish: Triumph at the Market: Liselotte's Ultimate Winter Preparation Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sv/episode/2025-11-03-08-38-19-sv Story Transcript:Sv: Den kyliga vinden blåste genom den medeltida byn.En: The chilly wind blew through the medieval village.Sv: Löven föll som guldmynt över marknadstorget, där människor samlades i sina bästa yllekappor.En: Leaves fell like gold coins over marknadstorget, where people gathered in their best wool coats.Sv: Höstdagen skred fram, nära Allhelgonadagen, när Liselotte blickade över marknadens färgstarka dukar.En: The autumn day progressed, near Allhelgonadagen, as Liselotte gazed over the market's colorful stalls.Sv: Hon behövde säkra tillräckligt med mat och ved för vinterns kyla.En: She needed to secure enough food and wood for the winter's cold.Sv: I folkmassan på marknadsplatsen jublade och skrattade människor, trots att skördens utbud i år var sorgligt.En: In the crowd at the marketplace, people cheered and laughed, despite this year's sorrowful harvest supply.Sv: Här var Magnus, slaktaren, och där borta, bagarna med sina nybakade bröd.En: Here was Magnus, the butcher, and over there, the bakers with their freshly baked breads.Sv: Men det var inte bara bristen på varor som oroade Liselotte, utan också hennes sjuka bror, Sven, som inte kunde hjälpa denna gång.En: But it wasn't just the lack of goods that worried Liselotte, but also her sick brother, Sven, who couldn't help this time.Sv: Liselotte torkade bort de tunna svettdropparna från pannan och rannsakade sina möjligheter.En: Liselotte wiped away the thin sweat droplets from her forehead and scrutinized her options.Sv: Hon hade med sig sin familjs örtknep, eftertraktade av lokala läkare, som var hennes enda valuta denna dag.En: She carried her family's herbal remedies, sought after by local doctors, which were her only currency this day.Sv: Men örterna var sällsynta och behövde sparas.En: But the herbs were rare and needed to be conserved.Sv: Varje drag var noggrant övervägt.En: Every move was carefully considered.Sv: "Vad har du där?"En: "What do you have there?"Sv: frågade Magnus, medan han bearbetade sitt kött.En: asked Magnus, as he worked on his meat.Sv: "Mina örter", svarade Liselotte och visade de torkade bladen med varsam hand.En: "My herbs," answered Liselotte, showing the dried leaves with a gentle hand.Sv: "De botar feber och stärker de svaga."En: "They cure fevers and strengthen the weak."Sv: Magnus nickade, uppskattade dem.En: Magnus nodded, appreciating them.Sv: "Jag kan ge dig ett kilo kött för dina örter."En: "I can give you a kilo of meat for your herbs."Sv: Liselotte tänkte snabbt och tackade ja.En: Liselotte thought quickly and accepted.Sv: Vid nästa stall behövde hon mjöl och såg sig om.En: At the next stall, she needed flour and looked around.Sv: Det var få säckar kvar, men Liselottes inre styrka ledde henne till en lösning.En: There were few sacks left, but Liselotte's inner strength led her to a solution.Sv: "Jag kan baka åt dig i en vecka", sa Liselotte till bagaren, "om du ger mig mjöl för vintern."En: "I can bake for you for a week," Liselotte said to the baker, "if you give me flour for the winter."Sv: Bagaren log, nöjd med erbjudandet.En: The baker smiled, pleased with the offer.Sv: När hon kämpade sig vidare genom folkmassan, närmade sig marknadens slut men hennes påsar fylldes.En: As she struggled further through the crowd, the market's end approached, but her bags filled up.Sv: Den sista stationen var odlaren, och där såg hon potatisen, den sista grödan.En: The final stop was the grower, and there she saw the potatoes, the last crop.Sv: Men potatisodlaren var tvekande.En: But the potato grower was hesitant.Sv: "Jag har inte mycket kvar", sa han, "men om du kan lära mig dina örtkunskaper, kan vi hjälpa varandra."En: "I don't have much left," he said, "but if you can teach me your herbal knowledge, we can help each other."Sv: Ett ja pirrade genom kroppen och deras avtal gick igenom, utan att hon behövt överväga att ge bort sin mammas halsband, en framtida kostbarhet och familjeklenod.En: A yes tingled through her body and their agreement went through, without her needing to consider giving away her mother's necklace, a future valuable and family heirloom.Sv: När skymningen föll, hade Liselotte gjort det omöjliga.En: As dusk fell, Liselotte had accomplished the impossible.Sv: Hon hade säkrat tillräckligt med mat utan att offra sitt arv.En: She had secured enough food without sacrificing her inheritance.Sv: Hennes familj välkomnade henne hemma med öppna armar och med ny respekt.En: Her family welcomed her home with open arms and newfound respect.Sv: De erkände hennes list och skicklighet.En: They acknowledged her cunning and skill.Sv: Liselotte insåg den sanna styrkan i gemenskapen och sin egen förmåga, förbättrad av den kalla, men hoppfulla brisen som nu svepte över deras hus.En: Liselotte realized the true strength in community and her own capability, enhanced by the cold yet hopeful breeze now sweeping over their house.Sv: Vintern var nära, men nu var hon redo.En: Winter was near, but now she was ready. Vocabulary Words:chilly: kyligamedieval: medeltidavillage: byngazed: blickadesecure: säkraprogressed: skred framsorrowful: sorgligtbutcher: slaktarenwiped: torkadesweat droplets: svettdropparnascrutinized: rannsakadeherbal remedies: örtknepcurrency: valutaconserved: sparascarefully: noggrantconsidered: övervägtappreciating: uppskattadeflour: mjölhesitant: tvekandeaccomplished: gjort det omöjligainheritance: arvcunning: listenhanced: förbättradacknowledged: erkänderemedies: behandlingarbreeze: brisendusk: skymningensacks: säckarcheered: jubladedespite: trots

Westpac New Zealand recently saw a significant profit boost - and it's prompted discussion. The Australia-owned bank's reporting a 13 percent jump in net profit after tax of of $1.20 billion in the year to September. Harbour Asset Management expert Shane Solly explained the market reactions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

During Ep. 65 of the State of the Market for Law Firm Sales in 11 Minutes, Nicole Bergen, Founder & Chief Strategist for Elevate Marketing Research, joins to address the following 2 questions:   Question 1: What do you recommend for PI firms seeking to develop & measure their firm's brand value, including how to score high on Elevate's Brand Report Card?   Question 2: What are your thoughts about how a PI firm's brand value can enhance a PI firm's value when planning for a sale exit strategy?   When developing brand for a Personal Injury Law Firm, Bergen emphasizes the need to focus on what is important to the consumer, urging listeners to consider advertising as “Me-vertising,” i.e., what is in it for me, the consumer – the client?   As Bergen states, “If you can't answer that question, you're not developing a brand. A brand is the answer to that question.”   Bergen also describes aspects of Elevate's Brand Report Card, including suggesting that Personal Injury Law Firms identify their Unique Selling Point (USP) and structure “Me-vertising” with a focus on 1 or 2 USPs, followed by measuring how a USP performs in the marketplace to attract more clients based upon that USP, i.e., its brand.   Bergen suggests that PI firms consider the following:   “How can you demonstrate empathy to the consumer?”   When discussing how brand value can enhance a Personal Injury Law Firm's value in contemplation of an exit/sale or to bolster investment, Bergen points out that data analytics can support a PI law firm's brand value.   Poock adds that demonstrating brand value will also result in adding a separate line item to the sale of Personal Injury Law Firms, in addition to determining a multiple of EBITDA.   As Poock states, “[W]hen firms can have and present data analytics that show that “Me-vertising” is translating into sales because of brand value, that's going to add additional zeros . . . could be a lot of zeros, by the way, when you are taking on, as Nicole is saying, an investor, or when you are selling your Personal Injury Law Firm.”

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The Fed cut rates again, but it's not the cut that moved markets. Let's break down Powell's latest comments, the end of quantitative tightening, and what it all means for traders heading into December.Register for the Market Mastery Workshophttps://training.tieronetrading.com/market-mastery-1761503852031Your Trading Coach - Akil

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The time has finally come to blow up your clothing brand once and for all. If you've been trying to figure out how to grow your clothing brand, get sales on Shopify, and run Meta ads profitably — this video breaks it all down step-by-step.Make Designs (with discount)

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Join Chef Shannon Cook and I as we discuss the transition from summer to fall produce, highlighting the bounty available at farmers' markets. We explore unique fruits like quince, versatile tomatillos, and the importance of processing food for preservation. The conversation also covers the delightful flavors of peppers and winter squash, encouraging listeners to engage with local farmers and discover new recipes.Takeaways:Farmers' markets offer a variety of seasonal produce.Quince is often overlooked, but can be delicious when cooked.Processing food can enhance flavors and preserve harvests.Tomatillos are versatile and can be used in many dishes.Roasting peppers brings out their autumnal flavors.Winter squash has many varieties and uses in cooking.Engaging with farmers can enhance your food experience.Seasonal cooking can brighten up winter meals.Using the whole fruit or vegetable is sustainable.Cooking can be a fun and creative process. Get additional blog posts and resources for intuitive eating during menopause on my website www.alpinenutrition.orgBefore you go, subscribe to the show, leave a review, and share the episode with a friend!

It's The Ranch It Up Radio Show! Join Jeff Tigger Erhardt, Rebecca Wanner AKA BEC and their crew as they deep dive into imported beef, current market demand, and beef production.  Corbitt Wall comes in on this one.  Plus, market reports, upcoming sales and lots more on this all-new episode of The Ranch It Up Radio Show. Be sure to subscribe on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Season 5, EPISODE 261 Corbitt Wall Shares The Current Beef Market Status, How Imports Could Affect Beef & Trump's Comments   Corbitt Wall of DV Auction & The National Beef Wire shares a history of the demand for beef by the consumer along with breaking down the potential for beef imports from Argentina.  Plus, the how and why of President Trump's comments about beef trade and imports.   You can listen each day to the Feeder Flash and hear Corbitt's market analysis on the following platforms: National Beef Wire DV Auction Feeder Flash on YouTube Featured Experts in the Cattle Industry Corbitt Wall – DV Auction, National Beef Wire https://www.dvauction.com/ https://www.nationalbeefwire.com/ Follow on Facebook: @NationalBeefWireDVAuction Follow on Facebook: @DVAuction Mark Vanzee – Livestock, Equine, & Auction Time Expert https://www.auctiontime.com/ https://www.livestockmarket.com/ https://www.equinemarket.com/ Follow on Facebook: @LivestockMkt | @EquineMkt | @AuctionTime Kirk Donsbach – Financial Analyst at StoneX https://www.stonex.com/ Follow on Facebook: @StoneXGroupInc Shaye Wanner – Host of Casual Cattle Conversation https://www.casualcattleconversations.com/ Follow on Facebook: @cattleconvos Contact Us with Questions or Concerns Have questions or feedback? Feel free to reach out via: Call/Text: 707-RANCH20 or 707-726-2420 Email: RanchItUpShow@gmail.com Follow us: Facebook/Instagram: @RanchItUpShow YouTube: Subscribe to Ranch It Up Channel: https://www.youtube.com/c/RanchItUp Catch all episodes of the Ranch It Up Podcast available on all major podcasting platforms. Discover the Heart of Rural America with Tigger & BEC Ranching, farming, and the Western lifestyle are at the heart of everything we do. Tigger & BEC bring you exclusive insights from the world of working ranches, cattle farming, and sustainable beef production. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner (BEC) and their mission to promote the Western way of life at Tigger and BEC. https://tiggerandbec.com/ Industry References, Partners and Resources For additional information on industry trends, products, and services, check out these trusted resources: Allied Genetic Resources: https://alliedgeneticresources.com/ American Gelbvieh Association: https://gelbvieh.org/ Axiota Animal Health: https://axiota.com/multimin-campaign-landing-page/ Imogene Ingredients: https://www.imogeneingredients.com/ Jorgensen Land & Cattle: https://jorgensenfarms.com/#/?ranchchannel=view Medora Boot: https://medoraboot.com/ RFD-TV: https://www.rfdtv.com/ Rural Radio Network: https://www.ruralradio147.com/ Superior Livestock Auctions: https://superiorlivestock.com/ Transova Genetics: https://transova.com/ Westway Feed Products: https://westwayfeed.com/ Wrangler: https://www.wrangler.com/ Wulf Cattle: https://www.wulfcattle.com/

Daniel Lam discusses our preferences within the Fixed Income space, and where we see pockets of valueSpeaker: - Daniel Lam, Head of Equity Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube. 

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In a world devastated by the cataclysm of war, two extraordinary authors and friends, J. R. R. Tolkien and C. S. Lewis, delivered a bracing vision of the human story: a path back to goodness, beauty, and faith. How did they do it? For the first time, historian Joseph Loconte explains how the catastrophe of World War II trans­formed the lives and literary imagination of Tolkien and Lewis. The mechanized slaughter of the First World War had created a storm of disillusionment with the political and religious ideals of Western civilization. The new ideologies of Modernism, communism, Nazism, and totalitarianism rushed to fill the vacuum. At stake was a contest between civilization and barbarism. Tolkien and Lewis sought each other out in friendship and threw themselves into the struggle.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.