Podcasts about Market

On Legal Docket, new court challenges over same-sex marriage; on Moneybeat, David Bahnsen unpacks the GOP tax-and-spend deal; and on History Book, the end of the Russian monarchy. Plus, the Monday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Cedarville University, a Christ-centered, academically rigorous university located in southwest Ohio,equipping students for Gospel impact across every career and calling. Cedarville integrates a biblical worldview into every course in the more than 175 undergraduate and graduate programs students choose from. New online undergraduate degrees through Cedarville Online offer flexible and affordable education grounded in a strong Christian community that fosters both faith and learning. Learn more at cedarville.edu, and explore online programs at cedarville.edu/onlineFrom Nicea Conference 2025, a historic gathering of church leaders from every inhabited continent. More at niceaconference.comAnd from WatersEdge Kingdom Investments — personal investments that build churches. 5.05% APY on a three-month term. WatersEdge.com/investWatersEdge Kingdom Investments - WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.

[Featuring Danny Phantump] Black Bolt and White Flare arrives soon! Pokémon Pocket drops in revenue, but is still making 50x the amount as Pokémon Masters EX. Since TCG Player was purchased by eBay, 200 people got laid off.TIMESTAMPS00:00:00-Introduction00:04:30-Black Bolt & White Flare00:31:20-Pokémon TCG Pocket News00:54:00-TCG Player Layoffs01:09:30-Pokémon GO Finale01:18:50-CreditsADSAd this episode brought to you by Mint Mobile! Check out MintMobile.com/pkmncast to start your new wireless plan for just $15 a month! LINKS

Today we're going to look at something every builder, creator, or doer runs into. Pushback from all directions: friends, family, customers, even total strangers. Sometimes it's subtle. Sometimes it's loud. And a lot of the time it comes from people who genuinely care about you but have no clue what you're really working on. Add in pressure from the market or audience, and it gets messy fast. It can be hard to tell what's worth listening to and what needs to be ignored completely. Friction isn't always bad. Sometimes it exposes weak spots you should tighten up. But a lot … Continue reading →

The American consumer isn't simply pulling back. They are changing the way they spend – and save. Our U.S. Thematic and Equity Strategist Michelle Weaver digs into the data. Read more insights from Morgan Stanley.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, Morgan Stanley's U.S. Thematic and Equity Strategist.Today, the U.S. consumer. What's changing about the ways Americans spend, save and feel about the future?It's Monday, July 7th at 10am in London.As markets digest mixed signals – whether that's easing inflation, changing politics, and persistent noise around tariffs – U.S. consumers are recalibrating. Under the surface of headline numbers, a more complex story is unfolding about the ways Americans are not just reacting but adapting to macro challenges.First, I want to start with a big picture. Data from our latest consumer survey shows that consumer sentiment has stabilized, even as uncertainty around tariffs persists, especially into these rolling July deadlines. Inflation remains the top concern for most. But the good news is that it's trending lower. This month more than half of respondents cited inflation as their primary concern, a slight decrease from last month and a year ago. Now, that's a subtle but a meaningful decline suggesting consumers may be adjusting their expectations rather than bracing for continued price shocks. At the same time though political concerns are on the rise. More than 40 percent of consumers now list the U.S. political environment as a major worry. That's slightly up from last month; and not surprisingly concern around geopolitical conflicts has also jumped from a month ago.Now, when we break this down by income levels, we see some interesting trends. Inflation is the top concern across all income groups, except for those earning more than $150,000. For them, politics takes the top spot. Lower income households, though, are more focused on paying rent and debts, while higher income groups are more concerned about their investments.As for tariffs, concern remains high but stable. About 40 percent of consumers are very worried about tariffs and another 25 percent are moderately so. But if we look under the surface, it's really showing us a political divide. 63 percent of liberals are very concerned, compared to just 23 percent of conservatives who say they're very concerned.Despite these worries, though, fewer people overall are planning to cut back on spending. Only about a third say they'll spend less due to tariffs, which is down quite a bit from earlier this year. Meanwhile, about a quarter plan to spend more, and roughly a third don't expect to change their plans at all.This resilience points to the notable behavioral trend I mentioned at the start. Consumers are not just reacting, they're adapting. Looking at the broader economy, consumer confidence is holding steady according to our survey, although it's slightly down from last month. But when it comes to household finances, the outlook is more positive with a significant number expecting their finances to improve and fewer expecting them to worsen – a net positive.Savings are also showing some resilience. The average consumer has several months of savings, slightly up from last year. Spending intentions are stable with nearly a third of consumers planning to spend more next month while fewer planned to spend less. And when it comes to big ticket items, more than half of U.S. consumers are planning a major purchase in the next three months, including vehicles, appliances, and vacations.Speaking of vacations, summer travel season is here and I'm looking forward to taking a trip soon. Around 60 percent of consumers are planning to travel in the next six months, with visiting friends and family being the top reason.So, what's the biggest takeaway for investors?Despite ongoing concerns about inflation, politics and tariffs, U.S. consumers are showing remarkable resilience. It's a nuanced picture, but one that overall suggests stability in the face of uncertainty.Thanks for listening. I hope you enjoyed the show, and if you did, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Dan is flying solo to discuss a better-than-expected June jobs report, a strong market performance with the SPX and NDX seeing significant gains, and specific stock performances like Nvidia and Taiwan Semi as major tech leaders. The discussion also includes the impact of Trump's trade deals, geopolitical tensions, and sentiment indicators like CNN's Fear & Greed Index. Lastly, the episode touches on the implications of OPEC's decision on oil production and the upcoming events such as the Fed meeting minutes and initial jobless claims. Further Reading Trump Sets Aug. 1 Start for Tariffs Ahead of Wednesday Deadline (Bloomberg) Donald Trump threatens extra 10% tariff over ‘anti-American' Brics policies (Financial Times) Looking Beyond the U.S. for Trade, Canada Begins Shipping Natural Gas to Asia (NYTimes) OPEC Plus Agrees to Pump More Oil in August (NYTimes) Chinese sales of foreign phone makers, including Apple, drop 9.7% in May (Reuters) Meme Stocks and YOLO Bets Are Back and Fueling the Market's Rally (WSJ) —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

On this episode, taken from The Ben & Marc Show, a16z co-founders Marc Andreessen and Ben Horowitz dive deep into the unfiltered story behind the founding of Andreessen Horowitz—and how they set out to reinvent venture capital itself. For the first time, Marc and Ben walk through the origins, strategy, and philosophy behind building a world-class venture capital firm designed for the future—not just the next fund. They reveal how they broke industry norms with a bold brand, a full-stack support model, and a long-term commitment to backing exceptional builders—anchored in the radical idea that founders deserved real support, not just checks. Joining them to guide the conversation is Erik Torenberg—Andreessen Horowitz's newest General Partner—who makes his Ben & Marc Show moderating debut. Erik is a technology entrepreneur, investor, and founder of the media company Turpentine.Together, they explore: - Why traditional VC needed reinvention - How a16z scaled with a platform model, not a partner model - The "barbell strategy" reshaping venture capital today - Why venture remains a human craft, even in the age of AI Timecodes: 00:00 - Intro 01:00 - Why Traditional Venture Capital Was Broken 03:05 - Marc on Discovering VC and Its Legends 05:12 - Surviving the Dot-Com Crash and Angel Investing Collapse 07:05 - Helping Founders Raise Venture / Fix VC Relationships 08:47 - The a16z Strategy: Building a Support Platform 12:07 - First Fund Wins: Skype, Instagram, Slack, Okta 12:50 - Building a 'World-Dominating Monster' 15:00 - The Sushi Boat VC Problem 18:07 - Treating LPs Differently 21:40 - Marc and Ben's Working Relationship 23:30 - Updating a16z's Media Strategy for the Social Era 27:20 - History of the Decentralized Media Environment30:36 - Decline of Corporate Brands and Going Direct 36:06 - Naming the Firm 40:13 - Building the a16z 'Cinematic Universe' of Talent 42:16 - Creating a Federated Model 51:02 - Deciding to Market the Firm 53:26 - Recruiting General Partners 56:33 - Evolution to Full-Stack Companies 01:03:53 - The Barbell Theory: The Death of Mid-Sized VCs01:11:50 - Why Venture Capital Should Stay Overfunded 01:19:50 - When a16z Knew It Could Be Top Tier 01:25:58 - Venture Capital is an Art, Not a ScienceResources:Marc on X: https://twitter.com/pmarca Marc's Substack: https://pmarca.substack.com/Ben on X: https://twitter.com/bhorowitz Erik on X: https://x.com/eriktorenberg Erik's Substack: https://eriktorenberg.substack.com/

Joe Ostrowski and Sam Panayotovich discuss their top plays for today's MLB Card, headlined by a battle of aces in Milwaukee, with Yoshinobu Yamamoto and the Dodgers afcing Freddy Peralta and the Brewers. Plus, is there still value on the Yankees top competition in the American League East, to win the division and possibly more? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Join me as I chat with Amir to discuss how Cursor can function as a comprehensive interface for business operations beyond traditional coding. Through demonstrations of Model Context Protocols (MCPs), Amir illustrates how to automate financial reporting, conduct UX analysis, create marketing content, and perform QA testing—all within Cursor. The conversation highlights how this approach can dramatically improve productivity by eliminating the need to switch between different applications. Timestamps: • 00:00 - Intro • 01:03 - Overview of using Cursor beyond coding • 02:40 - Finance automation with Xero MCP • 07:58 - UX analysis using Playwright MCP • 14:37 - Sales/Marketing automation with Perplexity and Firecrawl MCPs • 23:51 - QA testing automation • 26:50 - Advice for non-technical users getting started with Cursor Key Points: • How Cursor AI can be used beyond coding to manage finance, analytics, design, and marketing tasks • Model Context Protocols (MCPs) allow seamless integration with third-party services like Xero, Playwright, and Perplexity • Automated workflows can handle accounting tasks, UX analysis, content creation, and QA testing • Different AI models serve different purposes: "thinking models" for planning and "agentic models" for execution LCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/ Boringmarketing - Vibe Marketing for Companies: https://www.boringmarketing.com/ The Vibe Marketer - Join the Community and Learn:https://www.thevibemarketer.com Startup Empire - a membership for builders who want to build cash-flowing businesses https://www.skool.com/startupempire/about FIND ME ON SOCIAL X/Twitter: https://twitter.com/gregisenberg Instagram: https://instagram.com/gregisenberg/ LinkedIn: https://www.linkedin.com/in/gisenberg/ FIND AMIR ON SOCIAL Humblytics: https://humblytics.com/?via=community X/Twitter: https://x.com/amirmxt Youtube: https://www.youtube.com/@amirmxt Build, Ship, Market: https://buildshipmarket.com

Crypto News: Bitcoin has its highest weekly close ever at $109,200. This is a bullish sign for Altcoins and the entire crypto market. Elon Musk says new political party America Party will support Bitcoin. Show Sponsor -

On this episode of The Chris Johnston show, Julian McKenzie and Chris Johnston go over a variety of topics including: (00:00) After Ehlers, the market resets - keep an eye on the Penguins (5:30) Bowen Byram, Nick Robertson & the arbitration period (10:00) Players Brad Treliving could be looking for (15:00) Rasmus Andersson situation will drag out (20:00) Even with NMC would Jordan Kyrou still be moved? (23:30) Teams could try to tank early for McKenna if they start season slow (37:00) Will Colorado make any moves in the summer? (31:00) Ask CJ Pre Order Julian's book BLACK ACES here: https://www.amazon.ca/Black-Aces-Essential-Stories-Trailblazers/dp/1637278624 Follow us on Instagram: @sdpnsports Reach out to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sdpn.ca/sales⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to connect with our sales team Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we give you a timely update on the Canadian housing market with a focus on some striking regional divergences. Dan breaks down the latest trends emerging from the spring data, highlighting continued resilience in Alberta and the Prairies, driven by strong population growth and economic tailwinds. Meanwhile, the GTA is showing signs of serious stress, especially in the condo market. We dive into the growing oversupply of condos, falling rents, and the pain facing investors holding pre-construction units bought at peak prices. We also explore potential opportunities for buyers, what a recovery might depend on, and whether policy changes could shake up the market again. Get your TSX Meetup tickets here! Get your Calgary Meetup Tickets here! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Andrew, Ben, and Tom discuss the BBB, tariffs, and Tesla. For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

You know you're in for a wild ride when Tyler brings back the Trey Lewellen—e-commerce madman, viral offer wizard, and occasional chaos wrangler. In this electric follow-up to his first appearance in 2019, Trey drops back into BizNinja Radio from literal paradise (yes, St. Thomas) to catch us up on scaling flashlights to $30M in 2.5 months, surviving lawsuits, and now running a lean empire off nothing more than a smartphone and a solid Telegram group.Trey breaks down the “market-first” method that flipped his e-comm game upside down—building audiences before building products. Forget warehouses full of dead inventory. Trey's strategy: ask what people want, sell it to them first, then fulfill. Oh, and he's doing it all with zero employees, freelancers who outwork traditional hires in a quarter of the time, and affiliate partners who move mountains (and a whole lot of product). The guy's basically playing 4D chess with a Shopify store.And if you think that's wild, just wait—Trey's now tackling TikTok Shop, WhatsApp, and Discord as the new frontier for selling. He's ditching email and SMS (too old, too risky) and betting on micro-influencers, direct-to-niche strategies, and building real communities. Oh, and spoiler alert: He's launching a free challenge to help you build your own $28K/month recurring revenue machine. Buckle up. This one's a masterclass in modern entrepreneurship. Key TakeawaysBuild audiences first, products second. Let your market tell you what to sell.Freelancers > full-time staff: scale smarter with lean teams.Affiliate partnerships can explode your growth—find the right players and pay them well.Email and SMS are dying—Discord, TikTok Live, and WhatsApp are the future.Always plan for scale. $30M months sound fun... until the lawsuits roll in.Aim for 1,000 subscribers at $28/month. That's your escape plan. Chapters00:00 Welcome Back Trey Lewellen01:00 From Loan Leads to E-Commerce Breakthrough03:00 The $100K T-Shirt Hustle04:00 Market-First Approach Explained06:15 Scaling to $30M and the Chaos That Followed10:00 Running a Business with No Employees13:00 Affiliate Marketing Secrets (Uncle B & Beyond)17:00 Finding Hidden Affiliate Powerhouses22:00 The Rise of TikTok Shop, WhatsApp & Discord26:30 Why Email & SMS Are Dying28:30 Trey's Free Challenge to Build Recurring Revenue

It was supposed to be one single out-of-control Wall Street bank. When authorities were forced to look into the matter, what they uncovered was a shocking. Not one but EVERYONE. Yet, after uncovering what was going on, the full astonishing scale, they never figured out WHY. And that was the whole thing, what the scandal said about a world that had already drastically changed. Eurodollar University's Make It Make Cents*******To sign up for our webinar on July 10, follow the link below:https://event.webinarjam.com/channel/swaps******Treasury Joint Report on the Government Securities Market (Jan 1992)https://home.treasury.gov/system/files/276/joint-report-on-the-government-securities-Market-1992.pdfLA Times Taming the Bond Buccaneers at Salomon Brothers : How Warren Buffet and friends swept up after the Salomon scandal, possible saving the firm from federal regulators furious after a decade of skuldggery [sic] on Wall Street.https://www.latimes.com/archives/la-xpm-1992-02-16-tm-4654-story.htmlSEC Chronology of Salomon Scandalhttps://www.sechistorical.org/collection/papers/1990/1991_1016_ChronologySalomonT.pdfJay Powell Treasury Markets and the TMPG (Oct 2017)https://www.federalreserve.gov/newsevents/speech/powell20171005a.htmhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Feel like you're always explaining your non-traditional therapy? You're not alone. In today's Ask Allison, I talk about why you don't need to justify your approach to everyone—and how to connect with the clients it's actually for. Instead of leading with your method, speak to their experience. Talk about the stuckness, the frustration, the sense that talk therapy didn't go deep enough. That's what makes people feel seen—and curious. You don't need to explain everything. You just need to show them you get it. Sponsored by TherapyNotes®: Use promo code Abundant for 2 months free Struggling to get therapy clients? You're not alone—private practice has shifted. Join my free live webinar: “Filling Your Practice in a Challenging Economy” July 14 at 1:00 PM ET. We'll cover what's changed, why referrals are slower, and how to market effectively and ethically. Come live to ask questions and build your confidence! Register for this FREE event here: http://bit.ly/4llK3BJ   Grab our free tools to grow your practice—weekly worksheets, the Tasky Checklist, and more: www.abundancepracticebuilding.com/links   Ready to fill your practice faster? Join the Abundance Party today and get 75% off your first month with promo code ASK: www.abundancepracticebuilding.com/abundanceparty  Have a question for me about practice building? Submit it via our Ask Allison form, and I'll add it to the queue: https://www.abundancepracticebuilding.com/ask_allison ▶️ Prefer video? This episode is also available to stream on our YouTube channel!

Katie Fielding is an educational consultant and creator with 20 years of experience as a public school educator. Katie passionately advocates for digital accessibility, creativity, and Universal Design for Learning (UDL) in classrooms.   She specializes in integrating technology and STEM to create interdisciplinary instructional experiences. She shares her expertise through conference presentations and workshops, having been honored as the VSTE (ISTE's Virginia affiliate) Coach of the Year in 2018 and a featured voice at ISTELive 2024.Katie's commitment to continuous learning and professional development is evident in her multiple certifications. She is an ISTE-certified Educator and Trainer, Google Innovator, Trainer, Coach, Microsoft Innovative Educator Expert, and holds a CAST UDL Level 2 certification. Currently, she serves as the Educational Content Manager at Book Creator. Beyond her professional pursuits, Katie indulges in her passion for cheese and explores the beauty of Scandinavia through her travels.Certifications:ISTE Certified Educator and TrainerMicrosoft Innovative Educator Expert and TrainerCertified Google Innovator, Trainer, and CoachApple Certified Teacher and CoachCommon Sense EducatorBook Creator Ambassador and TrainerWakelet Ambassador and TrainerNearpod PioNearRecent Presentations:ISTELive 2025Unlocking Universal Design for Learning and CreativityBe An #A11y Ally: Creating Accessible STEM Classrooms with Digital NotebooksChoose Your Own Edventure: Creating A Pathway to Equitable LearningUnited 2025Unlocking Universal Design for Learning and CreativityCommon Ground Maryland 2025Writing Your Story: Creating Your Professional PortfolioBe An #A11y Ally: Creating Accessible STEM Classrooms with Digital Notebooks Be An #A11y Ally: Creating Accessible Classrooms PETE&C 2025Be an A11y Ally: Accessible ClassroomsStudent Portfolios with Book CreatorBe an A11y Ally: STEM ClassroomTCEA 2025Getting Started with Book Creator for MultilingualsBe an A11y Ally: Creating Accessible ClassroomsUnlocking UDL for Learning and Creativity with Book CreatorFETC 2025Unlocking Universal Design for Learning and Creativity with Book CreatorCultivating Digital Citizenship within Creative ProjectsBe An #A11y Ally: Creating Accessible ClassroomsVSTE 2024Empowering Language Learning: The 7 Steps with Technology IntegrationHang Ten: Supporting the Virginia Literacy Act in Secondary ClassroomsBe An #A11y Ally: Creating Accessible STEM Classrooms with Digital NotebooksTech Titans Return 2024Writing Your Story: Creating Your Professional PortfolioBe An #A11y Ally: Creating Accessible ClassroomsWebsite: https://www.katiefielding.com/Social Media:BlueSky: https://bsky.app/profile/katiefielding.com(X) Twitter: https://twitter.com/KatieFLinkedIn: https://www.linkedin.com/in/katiefielding/TikTok: https://www.tiktok.com/@fieldingnotesInstagram: https://www.instagram.com/katief/Facebook: https://www.facebook.com/katie.fielding ______________________________________________________________________ The Edupreneur: Your Blueprint To Jumpstart And Scale Your Education BusinessYou've spent years in the classroom, leading PD, designing curriculum, and transforming how students learn. Now, it's time to leverage that experience and build something for yourself. The Edupreneur isn't just another book—it's the playbook for educators who want to take their knowledge beyond the school walls and into a thriving business.I wrote this book because I've been where you are. I know what it's like to have the skills, the passion, and the drive but not know where to start. I break it all down—the mindset shifts, the business models, the pricing strategies, and the branding moves that will help you position yourself as a leader in this space.Inside, you'll learn how to:✅ Turn your expertise into income streams—without feeling like a sellout✅ Build a personal brand that commands respect (and top dollar)✅ Market your work in a way that feels natural and impactful✅ Navigate the business side of edupreneurship, from pricing to partnershipsWhether you want to consult, create courses, write books, or launch a podcast, this book will help you get there. Stop waiting for permission. Start building your own table.

Jack talks fake farming and Jibbitz. And a top money manager explains how to invest now.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover what the jobs market is telling us.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

John Carlson is the CEO of Mark-Taylor Residential and a multifamily veteran with over 20 years of experience in real estate operations and leadership. He began his journey as a resident in one of the company's properties and rose through the ranks with a deep commitment to service, people-first culture, and long-term investment strategy. Today, he oversees a $10+ billion portfolio and is known for championing data-driven decision-making and organizational growth through purpose-driven leadership.    

On today's show we are talking about the changing face of business. This is the first in a two part series that explores the connection between the online world and the offline world. We live in the offline world, even though it seems at time that we spend much of our time with a device in our hand. I need to first start with a distinction between marketing and sales. On today's show we are talking about marketing. On Monday's show we are going to be talking about sales which is a different process. 10 years ago they would scrape 2 pages for every visitor they would send to your website. That's a pretty good trade. You would share your content with Google and Bing and they would send you traffic in exchange. They would also advertise along side your organic links and would provide themselves with ad revenue as part of the implicit arrangement. That remained relatively constant over much of the past decade. The Google crawl rate has remained relatively consistent over that entire time period, up until 6 months ago.We have seen it get harder to attract traffic over the past decade. It feels like it is about 3x harder and that in fact lines up with the data. Up until the end of 2024 Google was scraping 6 pages for every visitor it sent you. But in the past six months, Google which still represents about 58-60% of all search traffic is now scraping 18 pages for every visitor it sends you. When you perform a search using AI, the AI tool gives you the link to its references at the end of each AI result. But how many people actually click on the little link icon. They don't share an entire web address with a blue link, it's an anonymous icon of two chain links. You don't know where the link is going to take you unless you click on the link and almost nobody does. The ratio of content scraping to website visits has now risen to 1500 to 1. A decade ago we were at 2:1 then 6:1, then 18:1. Now we are at 1500 to 1. Who is going to invest all of that time and effort to create content with a 1500 to 1 ratio?-----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

When markets get messy, only the well-prepared thrive. In this episode of the Vinney and Beau Show, hosts Vinney (Smile) Chopra and Beau Eckstein bring real talk about navigating today's shaky real estate environment. With multifamily deals drying up and cash calls on the rise, they share how savvy investors are pivoting from speculation to strategies built on steady cash flow and smart leverage.   Get ready to take notes as they dive into:

Howard is joined by Ahsan and Tom to discuss a sobering 24 hours, the Club world Cup and a market special for City and their rivals in another packed show. SIGN UP FOR OUR NEWSLETTER! A FREE WEEKLY UPDATE WITH NEW CONTENT GUARANTEED AND A WHOLE LOT MORE. CLICK THE LINK BELOW AND ENTER YOUR EMAIL IN THE BOX. ninetythreetwenty.com/the-9320-newsletter/ THE 93:20 NEWSLETTER BOOK WILL BE OUT MID-JULY.

I used to freeze at the thought of “marketing my school.” I'm not naturally outgoing. I've always been more of a behind-the-scenes, let-me-do-the-work-in-peace kind of woman. And for a long time, I thought that meant I wasn't cut out to grow a successful microschool. All I kept hearing was: “You need to network more,” “You need to post every day,” “You have to sell yourself,” and honestly... I just wanted to crawl into a hole. If you've ever felt like that—if you're introverted, neurodivergent, shy, or just burned out by the pressure to show up all the time—I made this episode just for you. You don't need to change who you are to lead a thriving microschool. You don't need to fake confidence or become someone else to market well. You just need aligned systems and support that work with your personality, not against it. In this episode, I'll walk you through how I market my school quietly but powerfully, how I connect with families in a way that feels authentic, and how you can protect your peace while still building a sustainable school. You'll learn that you're not broken—you're built for this. And you can lead from a place of calm, clarity, and conviction. Need support mapping it all out? Grab the Microschool Marketing Blueprint: bit.ly/tlyls-blueprint Join our community inside Microschool Masterminds: bit.ly/mmasterminds Or work with me 1-on-1 through Clarity Coaching: bit.ly/tlyls-clarity You don't have to shout to be seen. You just have to shine—in your way. Teacher Let Your Light Shine Microschool, Learning Pod, Tutoring and Homeschool Business Coaching We also invite you to join your new FAVORITE online community full of resources, templates, videos, LIVE Q and A, Group Coaching and New Monthy Content Centered around your Educational Entrepreneurship Needs! Microschool Masterminds, designed to help you start or grow your micro school by maximizing your time, optimizing your finances, and mastering your marketing. Whether you are a seasoned microschool owner or a teacher with a dream, Microschool Masterminds provides a dedicated space to share resources, collaborate with fellow educators, and access expert guidance. Join us as we embark on this journey together. Your dreams are about to take flight. No more fears, no more hesitations. Microschool Masterminds is here to fuel your journey. It's your time. Your destiny awaits. Let's soar together into a future of limitless possibilities. VELA Organization: VELA Education Fund Join our Mastermind Program! Teacher Let Your Light Shine Microschool, Learning Pod, Tutoring and Homeschool Business Coaching Launch and Scale Your Microschool or Homeschool Hybrid by Maximizing Your Time, Optimizing Your Finances and Mastering Your Marketing! With our program, you'll confidently navigate the journey of starting or growing your educational venture, equipped with the tools and support needed to achieve lasting success! Teacher Let Your Light Shine Microschool, Learning Pod, Tutoring and Homeschool Business Coaching Join Our Facebook Group for a supportive community and the “best place on the corner of the internet” Teacher, Let Your Light Shine's Microschool Community | Facebook Book a Clarity Coaching Session: Teacher Let Your Light Shine Microschool, Learning Pod, Tutoring and Homeschool Business Coaching Get started on your dream school right now! Get all the documents you need to jumpstart, market and enroll students! Teacher Let Your Light Shine Microschool, Learning Pod, Tutoring and Homeschool Business Coaching We have step-by-step instructions to help you write powerful marketing brochures, enrollment forms, introductory packets, and so much more! You'll also find easy-to-use templates made to simplify your creation process, as well as beautiful real-life examples used by my micro-school, Lighthouse Learning, to give you creative inspiration when designing your very own forms. You will be able to seal the deal with peace and clarity when you hand deliver your new handbook and contract. Tune in to today's episode to find out more and head over to our shop to purchase your documents at teachersletyourlightshine.com!  

In this episode of the Real Estate Pros Podcast, host Michael Stansbury interviews Scott Hoffman, who shares his unique journey from corporate sales to real estate investment and private equity. Scott discusses his experiences in building businesses, the importance of understanding market dynamics, and innovative strategies for real estate investment. He emphasizes the need for knowledge transfer from seasoned business owners to new entrepreneurs and offers valuable insights for those looking to navigate the complexities of business ownership and investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Molecule to Market, you'll go inside the outsourcing space of the global drug development sector with Tim Showalter, Radiation Oncologist, Founder and Chief Medical Officer at ArteraAI. Your host, Raman Sehgal, discusses the pharmaceutical and biotechnology supply chain with Tim, covering: The attraction of radiation oncology at med school and his fascination with clinical trials His frustration with tools for cervical cancer patients led to the creation of a medical device company How his bootstrapped side project ended in an exit... but why that was inspiring and motivational to move on to the next thing The proud experience of using his own product (BrachyGel) on cancer patients in the clinic, years after coming up with the idea How ArteraAI's technology is positively disrupting the prostate cancer space, as well as its potential to scale and expand into other disease areas   Tim Showalter, MD, MPH, is a radiation oncologist and cancer researcher who serves as Chief Medical Officer at Artera, where he leads research and medical strategy. Artera is working to improve cancer care by developing AI-enabled prognostic and predictive tests. The ArteraAI Prostate Test is the first of its kind to be recommended by national clinical guidelines for routine use. Tim maintains a part-time clinical practice at the University of Virginia, remaining connected to patient care, research and education. He is the founder of Advaray and inventor of BrachyGel, a novel hydrogel-based medical device for cervical cancer radiation therapy, which is manufactured and marketed by CQ Medical. Tim serves on the board of CQ Medical and cohosts a podcast, HealthTech Remedy to explore the intricacies of innovative health technology companies. Tim is a noted speaker and advisor to start-up companies.   Please subscribe, tell your industry colleagues and join us in celebrating and promoting the value and importance of the global life science outsourcing space. We'd also appreciate a positive rating!  Molecule to Market is also sponsored and funded by ramarketing, an international marketing, design, digital and content agency helping companies differentiate, get noticed and grow in life sciences.

For a special Independence Day episode, our Head of Corporate Credit Research considers a popular topic of debate, on holidays or otherwise – national debt.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley.Today on a special Independence Day episode of the podcast, we're going to talk a bit about the history of U.S. debt and the contrast between corporate and federal debt trajectories.It's Thursday, July 3rd at 9am in Seattle.The 4th of July, which represents the U.S. declaring independence from Great Britain, remains one of my favorite holidays. A time to gather with friends and family and celebrate what America is – and what it can still be.It is also, of course, a good excuse to talk about debt.Declaring independence is one thing, but fighting and beating the largest empire in the world at the time would take more than poetic words. The borrowing that made victory possible for the colonies also almost brought them down in the 1780s under a pile of unsustainable debt. It was a young treasury secretary Alexander Hamilton, who successfully lobbied to bring these debts under a federal umbrella – binding the nation together and securing a lower borrowing cost. As we'd say, it's a real fixed income win-win.Almost 250 years later, the benefits of that foresight are still going strong, with the United States of America enjoying the world's largest economy, and the largest and most liquid equity and bond markets. Yet lately there's been more focus on whether those bond markets are, well, too large.The U.S. currently runs a budget deficit of about 7 percent of GDP, and the current budget proposals in the house and the Senate could drive an additional 4 trillion of borrowing over the next decade above that already hefty baseline. Forecast even further out, well, they look even more challenging.We are not worried about the U.S. government's ability to pay its bills. And to be clear, in the near term, we are forecasting at Morgan Stanley, U.S. government yields to go down as growth slows and the Federal Reserve cuts rates more than expected in 2026. But all of this borrowing and all the uncertainty around it – it should increase risk premiums for longer term bonds and drive a steeper yield curve.So, it's notable then – as we celebrate America's birthday and discuss its borrowing – that it's really companies that are currently unwrapping the presents. Corporate balance sheets, in contrast, are in very good shape, as corporate borrowing trends have diverged from those of the government.Many factors are behind this. Corporate profitability is strong. Companies use the post-COVID period to refinance debt at attractive rates. And the ongoing uncertainty – well, it's kept management more conservative than they would otherwise be. Out of deference to the 4th of July, I've focused so far on the United States. But we see the same trend in Europe, where more conservative balance sheet trends and less relative issuance to governments is showing up on a year-over-year basis. With companies borrowing relatively less and governments borrowing relatively more, the difference between what companies and the government pay, that so-called spread that we talk so much about – well, we think it can stay lower and more compressed than it otherwise would.We don't think this necessarily applies to the low ratings such as single B or lower borrowers, where these better balance sheet trends simply aren't as clear. But overall, a divergent trend between corporate and government balance sheets is giving corporate bond investors something additional to celebrate over the weekend.Thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen, and also tell a friend or colleague about us today.

As passive index funds surpass active management in investor portfolios, their growing dominance is increasing stock price synchronization, weakening diversification, and amplifying systemic risks. Today's Stocks & Topics: NXST - Nexstar Media Group Inc. Cl A, Market Wrap, Sectors in 2nd Half of 2025, PANW - Palo Alto Networks Inc., NET - Cloudflare Inc. Cl A, TFC - Truist Financial Corp., The Hidden Risks of Passive Investing's Market Dominance, MP - MP Materials Corp., EQIX - Equinix Inc., Personal Savings & Spending.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Unemployment is down. Tariff implications haven't hit. Market's are doing well. But, there are warning signs. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the greatest threat to your law firm isn't change — but your refusal to adapt? In this episode of The Game Changing Attorney Podcast, Michael Mogill confronts the fear, uncertainty, and opportunity facing firm owners in a rapidly shifting legal landscape. From private equity to AI disruption to non-lawyer ownership, this conversation goes beyond survival mode — and into the mindset, systems, and leadership required to thrive when the rules change. Here's what you'll learn: Why the value of your firm is inversely proportional to how much it depends on you How to leverage AI behind the scenes, without compromising your brand What it takes to lead with vision and resilience when the future feels uncertain In chaotic times, the most resourceful leaders rise — will you be one of them? ---- Show Notes: 00:00 — Introduction   03:59 — The threat (and opportunity) of non-lawyer ownership: What it means for your firm's value   05:00 — Why your law firm's worth drops the more it depends on you   06:36 — What makes a firm truly valuable — and how to build it   08:06 — Should you market your use of AI? Here's what actually matters   09:31 — The back-end power of AI: Make your firm more efficient, not cheaper   10:52 — Feeling defeated? Here's why giving up isn't the answer   13:18 — Resourcefulness > resources: Who really wins in uncertain markets   15:25 — The mindset shift every firm owner needs right now  ---- Links & Resources: LSA (Local Services Ads)Google Ads ---- Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: Episode 291 — Tim Grover — The Dark Side of Achievement Episode 229 — David Goggins — Never Finished: Unshackle Your Mind and Win the War Within Episode 258 — AMMA — The Power of No: Setting Boundaries for Focused Growth

I go deep in this episode with academic investor Mark Matson. We discuss market efficiency, chaotic systems, and the nature of premiums. Does the past predict the future? Mark's answer is both yes and no. Learn more about your ad choices. Visit megaphone.fm/adchoices

Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. See our latest episodes at https://acquirersmultiple.com/podcastWe are live every Tuesday at 1.30pm E / 10.30am P.About Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

When the market shifts in real estate, you can go from the high of your best year ever to the low of wondering if you'll ever sell a home again. You're showing up, doing the work, and checking all the boxes. But during a downturn, the quick wins of a hot market disappear, and suddenly, effort doesn't equal results. This is where most agents spiral. They panic, pause, or start changing everything. But the real danger isn't the market. It's how you respond to the silence. Because when things slow down, the most tempting (and most costly) mistake is to stop doing the very activities that used to work, just because they're not giving you immediate ROI. So, how do you push through a slump? How do you keep showing up when it feels like nothing is working? In this episode, agent Lauren Buckler shares how she went from a $10M year to a brutal 8-transaction stretch, and how she rebuilt her business without changing strategies.    Your objections will always transform because that market's always changing. You have to keep up. -Lauren Buckler   Things You'll Learn In This Episode  The comeback equation When your business tanks, the average agent pivots. Why is it smarter to double down on the same activities?  Stop using stale objection handlers Our scripts have to evolve with the market. How do we make sure we're using objection handlers that match what's actually going on?  Cold calling isn't a phone game Getting over our fear of cold calls isn't about better scripts; it's about controlling our energy before we ever touch the dial. How do we do this?  Don't get motivated, get bored High-performers don't win because they feel inspired. What actually drives them?    Guest Bio Lauren Buckler has been a Realtor since 2020. Being of service to people has always been in her nature and is one of the reasons why she chose to become an agent. And why not for one of the most meaningful purchases of their life? Clients love her integrity, honesty, how thorough she is, and that she will go above and beyond when necessary. Lauren moved from NEPA with he​​r husband, Adam, six years ago to make living by the beach a reality. In her spare time, she enjoys jet skiing, hiking, biking, camping and traveling. She has already been enjoying the environment and energy at the office and looks forward to taking her career to the next level. Follow Lauren on Instagram.    About Your Host Brendon Payne has been selling Real Estate Since 2007. In a very short period of time, his performance has allowed him to be one of the highest-producing agents in South Carolina and in the Top 1% of agents nationwide.  He has trained under the Top Real Estate Coaches in the industry and now uses his skills and expertise to lead and train his own agents at Century 21 Charleston Expert Real Estate Advisors.  Brendon considers himself a lifelong student of the industry and seeks out other Top Performers, Trainers, and Coaches to continually stay at the top of his game and add value to his clients and the agents that he coaches.   Check out this episode on Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Send us a textHappy Fourth of July weekend - but before the fireworks, we're diving into a surprising June jobs report that added 147,000 new positions and revised prior numbers upward. Namaan and Jenny Rae break down why the labor market keeps defying the forecasts, what sectors are driving the surge, and how this could shape the Fed's next move. Plus, why now might be the best time to lean in - not wait it out.Join Market Outsiders live every weekday at 9:15AM ET on LinkedIn and YouTube.Subscribe to the Market Outsiders feed for daily episodes (Apple, Spotify).Follow Management Consulted on LinkedIn and subscribe on YouTubeConnect with Namaan and Jenny Rae on LinkedInCase Prep Challenge (July 4 - 8)Sign up hereConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

Episode 305 hosts Dr Lisa Dinley (Dental Surgeon from Nottingham, UK) In our 'Masterclass Series' we host global experts to teach us about fillers, bio-stimulators, bio-remodellers, polynucleotides, exosomes and other products. (For toxin insights, check out our other mini-series, 'The Tox Talks') In Chapter 6 we explore the new PDLLA-based biostimulators called Juvelook and Lenisna. These are made by Vaim based in South Korea and are soon to be distributed globally by Fillmed.  We cover the products applications, safety profiles and perceived benefits when compared to other well known biostimulators. Lisa shares her treatment protocols, early insights and research using the products in combination.  00:00 Introduction to Inside Aesthetics 03:02 Special Guest: Dr. Lisa Dinley 03:20 Dr. Lisa's Background in Aesthetics 04:26 The Dentist-Doctor Debate in Aesthetics 06:20 Introducing Juvelook and Lenisna 12:46 Understanding Collagen and Elastin 18:13 Practical Applications and Patient Considerations 25:07 Reconstitution and Injection Techniques 29:41 Understanding Glass Transition Temperature in Biostimulators 30:22 Addressing Complications and Risks 32:18 Treatment Recommendations and Techniques 33:54 Patient Results and Expectations 35:43 Comparing Biostimulators in the Market 37:42 Exploring Treatment Areas Beyond the Face 44:35 Safety Data and Clinical Research 50:23 Introducing New Products in Clinical Practice 54:50 The Future of Regenerative Aesthetics 01:00:14 Conclusion and Final Thoughts   CLICK HERE TO JOIN OUR PATREON FOR ON DEMAND EDUCATION & SUPPORT CLICK HERE TO BROWSE OUR IA OFFERS FOR DISCOUNTS & SPECIALS CLICK HERE IF YOU'RE A BRAND OR COMPANY & WANT TO WORK WITH US CLICK HERE TO APPLY TO BE A GUEST ON OUR PODCAST JOIN OUR LISTENER WHATSAPP GROUP & SEND US YOUR COMMENTS, SUGGESTIONS OR JUST SAY HI! CONTACT US

Andrew, Ben, and Tom discuss this morning's jobs data, the BBB, more trade deals, and the week ahead. For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob reveal the true cost of turning off advertising spend. They explore research across 365 US brands showing market share declines by 10% after one year, 20% after two years, and 30% after four years of going dark.Topics covered: [01:00] "When Brands Go Dark: A Replication and Extension"[02:00] Market share drops 10% after one year of going dark[04:00] Brand size and trajectory predict decline severity[05:00] Low frequency categories suffer most without advertising[06:00] Light buyers are first to forget your brand[07:00] Mental availability matters more than shelf availability  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Phua, P., Hartnett, N., Beal, V., Trinh, G., & Kennedy, R. (2023). When brands go dark: A replication and extension. Journal of Advertising Research, 63(2), 172–184. https://doi.org/10.2501/JAR-2023-009  Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.  

Rick Rule: Silver Apes Came Closer To Breaking Silver Market in 2021 Than They Realized While silver investors remember the SilverSqueeze in 2021, what most have never heard is how close the Silver Apes actually came to breaking the market. So you'll want to hear what he has to say here, and to find out more, click to watch the video. now! - To attend Rick Rule's Investment Symposium this July 7-11 in Boca Raton, online or in person, just click here: https://registration.allintheloop.net/register/event/rick-rule-symposium-2025-ccha?via=arcadiaSubscribe to Arcadia Economics on Soundwise

Rick Rule: Here's How Close LBMA Silver Market Came To Breaking During 2021 SilverSqueeze You may know thqat there was a Silver Squeeze back in early 2021. But how close did the market actually come to breaking? Rick Rule provides. behind the scenes look of what happened. - To attend Rick Rule's Investment Symposium this July 7-11 in Boca Raton, online or in person, just click here: https://registration.allintheloop.net/register/event/rick-rule-symposium-2025-ccha?via=arcadiaSubscribe to Arcadia Economics on Soundwise

Meredith Whitney, CEO of Meredith Whitney Advisory Group, returns to The Julia La Roche Show to discuss her outlook on a bifurcated economy where 52% of households are entering their second recession since COVID stimulus ended, while high-end consumers continue driving economic growth. Sponsors: Monetary Metals: https://monetary-metals.com/julia⁠ Kalshi: ⁠https://kalshi.com/julia Links: https://meredithwhitneyllc.com/Timestamps:0:00 Intro 0:54 Macro outlook and consumer segmentation 2:37 Recession expectations for Main Street 4:19 Market distortions and wealth effects 4:51 Dollar stores as economic indicator 6:17 Dollar store vs Walmart consumer dynamics 7:57 Trading down narrative discussion 8:26 Segmented recession clarification 8:54 Housing market outlook 9:23 Worst housing market in decades 11:12 Senior demographics and aging in place 12:32 First-time homebuyer challenges 14:25 Housing bubble discussion 15:29 Avocado toast generation (24-38 age group) 17:09 Experiential spending and lifestyle patterns 19:53 Nation's fiscal picture and debt concerns 22:44 Interest rates and Treasury market risks 24:31 Fed's impossible situation with stagflation 25:42 Rate cut predictions 27:04 Underappreciated risks and Treasury concerns 28:30 Home equity as "get out of jail free card" 30:15 Where to find Meredith's work and closing thoughts

KeywordsBitcoin, mining, 256 Foundation, open source, technology, community, ASIC, market dynamics, predictions, educationSummaryIn this episode of Pod 256, the hosts discuss various aspects of the Bitcoin mining community, including updates on the 256 Foundation, experiences from a recent meetup in Belgrade, and innovations in mining technology. They explore the importance of open-source mining, the challenges posed by copycats, and the dynamics of the Bitcoin market. The conversation also touches on predictions for Bitcoin's future price and the psychological aspects of Bitcoin pricing, emphasizing the need for education in Bitcoin adoption.TakeawaysThe 256 Foundation is actively engaging with the Bitcoin community.Rod shares insights from a recent meetup in Belgrade, highlighting community spirit.Open-source mining technology is evolving with new innovations.The importance of user experience in mining software is emphasized.Market dynamics are leading to a race to the bottom in pricing.New ASIC designs are impacting the mining landscape.Manufacturers and sellers play a crucial role in the Bitcoin ecosystem.Navigating copycats and knockoffs is a challenge for open-source projects.The state of the Bitcoin network is constantly changing, with fluctuations in hash rate.Education is key to fostering Bitcoin adoption and understanding. Chapters00:00 Introduction and Meeting Updates04:14 Rod's European Adventures and Community Engagement08:31 Innovations in Mining Technology12:33 The Future of Mining and Open Source Solutions16:49 The Shift from Proprietary to Open Hardware19:31 The Rise of Digital Shovel and Blue Axe20:57 Pricing Trends in Bid Axes22:19 The Race to the Bottom in Mining Hardware23:41 The Future of ASIC Manufacturers25:39 Challenges of Open Source in Mining27:51 The Impact of Rapid Development on Copycats28:34 State of the Network and Market Predictions38:25 The Mysterious Disappearance of Hashing39:06 Exploring the Hashes and Their Impact40:25 Community Contributions and Support41:34 The Rise of Ocean and Its Innovations42:46 Mining Dynamics and Market Fluctuations44:09 Treasury Strategies in Bitcoin Mining45:47 Market Sentiment and Bitcoin's Future48:31 The Psychological Aspect of Bitcoin Valuation50:25 Education and Resources for New Investors51:38 Upcoming Events and Community Engagement

Our analysts Michael Zezas and Ariana Salvatore discuss the upcoming expiration of reciprocal tariffs and the potential impacts for U.S. trade.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, global Head of Fixed Income Research and Public Policy Strategy.Ariana Salvatore: And I'm Ariana Salvatore, US Public Policy Strategist.Michael Zezas: Today we're talking about the outlook for US trade policy. It's Wednesday, July 2nd at 10:00 AM in New York.We have a big week ahead as next Wednesday marks the expiration of the 90 day pause on reciprocal tariffs. Ariana, what's the setup?Ariana Salvatore: So this is a really key inflection point. That pause that you mentioned was initiated back on April 9th, and unless it's extended, we could see a reposition of tariffs on several of our major trading partners. Our base case is that the administration, broadly speaking, tries to kick the can down the road, meaning that it extends the pause for most countries, though the reality might be closer to a few countries seeing their rates go up while others announce bilateral framework deals between now and next week.But before we get into the key assumptions underlying our base case. Let's talk about the bigger picture. Michael, what do we think the administration is actually trying to accomplish here?Michael Zezas: So when it comes to defining their objectives, we think multiple things can be true at the same time. So the administration's talked about the virtue of tariffs as a negotiating tactic. They've also floated the idea of a tiered framework for global trading partners. Think of it as a ranking system based on trade deficits, non tariff barriers, VAT levels, and any other characteristics that they think are important for the bilateral trade relationship. A lot of this is similar to the rhetoric we saw ahead of the April 2nd "Liberation Day" tariffs.Ariana Salvatore: Right, and around that time we started hearing about the potential, at least for bilateral trade deals, but have we seen any real progress in that area?Michael Zezas: Not much, at least not publicly, aside from the UK framework agreement. And here's an important detail, three of our four largest trading partners aren't even scoped for higher rates next week. Mexico and Canada were never subject to the reciprocal tariffs. And China's on a separate track with this Geneva framework that doesn't expire until August 12th. So we're not expecting a sweeping overhaul by Wednesday.Ariana Salvatore: Got it. So what are the scenarios that we're watching?Michael Zezas: So there's roughly three that we're looking at and let me break them down here.So our base case is that the administration extends the current pause, citing progress in bilateral talks, and maybe there's a few exceptions along the way in either direction, some higher and some lower. This broadly resets the countdown clock, but keeps the current tariff structure intact: 10% baseline for most trading partners, though some potentially higher if negotiations don't progress in the next week. That outcome would be most in line, we think, with the current messaging coming out of the administration.There's also a more aggressive path if there's no visible progress. For example, the administration could reimpose tariffs with staggered implementation dates. The EU might face a tougher stance due to the complexity of that relationship and Vietnam could see delayed threats as a negotiating tactic. A strong macro backdrop, resilient data for markets that could all give the administration cover to go this route.But there's also a more constructive outcome. The administration can announce regional or bilateral frameworks, not necessarily full trade deals, but enough to remove the near term threat of higher tariffs, reducing uncertainty, though maybe not to pre-2024 levels.Ariana Salvatore: So wide bands of uncertainty, and it sounds like the more constructive outcome is quite similar to our base case, which is what we have in place right now. But translating that more aggressive path into what that means for the economy, we think it would reinforce our house view that the risks here are skewed to the downside.Our economists estimate that tariffs begin to impact inflation about four months after implementation with the growth effects lagging by about eight months. That sets us up for weak but not quite recessionary growth. We're talking 1% GDP on an annual basis in 2025 and 2026, and the tariff passed through to prices and inflation data probably starting in August.Michael Zezas: So bottom line, watch carefully on Wednesday and be vigilant for changes to the status quo on tariff levels. There's a lot of optionality in how this plays out, as trade policy uncertainty in the aggregate is still high. Ariana, thanks for taking the time to talk.Ariana Salvatore: Great speaking with you, Michael.Michael Zezas: And if you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3198: J.L. Collins reveals the psychological traps that cause most investors to lose money in the stock market, despite its long-term upward trend. From panic selling to the illusion of stock-picking skill, he outlines how emotional decisions, media noise, and overconfidence sabotage returns and why the smartest move is often the simplest: stay the course with index funds. Read along with the original article(s) here: https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/ Quotes to ponder: "We are psychologically unsuited to prosper in a volatile market." "Even slightly beating the Index year after year is vanishingly difficult." "It is the beer that is the real, operating, money making underlying businesses beneath all that foam and froth that relentlessly drives the market ever higher." Episode references: The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this jam-packed episode, Matty A and Ryan Breedwell break down the Fed's latest interest rate predictions and what Wall Street's betting on for the back half of 2025. They cover the booming stock market, Trump's bold tariff plays and their real economic impact, and why Bitcoin may be taking a back seat to Ethereum in the crypto space. Plus, they tackle the big, beautiful bill moving through Congress, how crypto is now being counted toward real estate lending, and the looming ripple effects for investors and small business owners alike.If you want to understand the direction of markets, inflation, and crypto regulation—and what it all means for your portfolio—this is a must-listen.Timestamps: 00:00 – Fed outlook: rate pause in July, first cut likely in September 02:00 – Why aggressive rate cuts might backfire 04:00 – Powell's balancing act & political pressure 06:00 – Trump's massive global interest rate comparison 08:00 – Breakdown of tariff revenue & impacts on inflation11:00 – Domestic production shift = long-term economic win 13:00 – Real estate + stock market synergy = true wealth15:00 – "Big Beautiful Bill" clears Senate – what it means 17:00 – Tax cuts on tips, small biz wins, W2 vs corp benefits 19:00 – Why omnibus bills suck & how politicians weaponize them 22:00 – Elon vs Trump, Massey vs establishment – a brewing primary battle 24:00 – Cutting spending vs driving more economic growth 25:00 – Pat Bet-David's take on capitalism and state policy 27:00 – California business exodus: policy fallout 28:00 – S&P and Nasdaq hit all-time highs—why the market's surging 30:00 – Domestic equities: overlooked and underweighted31:00 – Oracle & Palantir: why they're leading the charge33:00 – Bitcoin vs Ethereum: Ryan's strong stance 36:00 – Tom Lee's Ethereum fund strategy vs MicroStrategy's Bitcoin bet 39:00 – Fannie Mae & Freddie Mac greenlight crypto as mortgage asset 42:00 – Crypto's bridge to real estate just got real 43:00 – Housing updates: mortgage rates dip, multifamily struggles 44:30 – Why the second half of 2025 looks bullish 45:00 – Napa Wealth Mastermind Announcement – Sept 23–26 47:00 – Eddie Murphy wisdom: stop fearing, start livingWhat You'll Learn:When the Fed is most likely to start cutting rates—and why it mattersHow Trump's tariffs are actually impacting inflation, GDP, and tradeWhy tariffs may spark a resurgence in U.S. manufacturing jobsThe truth behind omnibus bills and political manipulationWhy Ethereum may be the smart long-term crypto bet over BitcoinHow crypto is now playing a real role in real estate lending decisionsNotable Quotes:“Tariffs have worked out very well—and the critics are now backpedaling hard.” – Matty A“If Tom Lee is choosing Ethereum over Bitcoin, that tells you everything you need to know.” – Ryan Breedwell“It's time people stop fearing, and start living. You get 75 summers—don't waste them.” – Eddie Murphy (via Holy Man)“This bill fuels capitalism, not kills it—and that's why the market loves it.” – Matty ACalls to Action:Text “XRAY” to 844.447.1555 to get your portfolio reviewed Text “DEALS” to 844.447.1555 to get access to top investment opportunities Follow @officialmattya on Instagram for daily wealth-building content Visit: Shop.MillionaireMindcast.com – Wealth-building resources & gearWant In On Our Private Napa Mastermind? Text “NAPA” to 844.447.1555 to apply for the 2025 Wealth Builder Experience Only 15 seats available — 6 already claimed! Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

The guys use process of elimination to explain why Anthony thinks it's more likely than not Ayton winds up with the Lakers. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode we answer emails from Tracy, Mike and "Some Call Me" Tim.  We discuss the speculations and gambles of Forex, portfolio transitions, the Vanguard Market Neutral Fund and moving overseas.  And we have a mystery guest reader!Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterCatching Up To FI Website:  Financial Independence - Catching up to FIVMNFX Testfolio Comparative Analysis:  https://testfol.io/analysis?s=eFgblWT8SJOVMNFX Home Page:  VMNFX-Vanguard Market Neutral Fund Investor Shares | VanguardMorningstar VMNFX:  VMNFX – Vanguard Market Neutral Inv Fund Stock Price | MorningstarBreathless Unedited AI-Bot Summary:Navigating the complex world of personal finance often means confronting tough questions about investments we don't fully understand, partners who approach money differently, and life transitions that demand portfolio adjustments. This episode dives deep into three listener questions that illuminate these challenges.When Tracy's husband becomes deeply invested in forex trading despite a significant loss, she makes the bold decision to split their investment portfolios. This raises fascinating questions about marriage, money, and risk tolerance. Frank unpacks the reality of forex trading, explaining why it's neither an investment nor typically suitable for most individual investors. Drawing from his own trading experience in the 1990s, he distinguishes between disciplined speculation and outright gambling, offering clarity for anyone tempted by the allure of currency trading. As Tracy approaches her financial independence number, Frank provides thoughtful guidance on transitioning from an accumulation portfolio to a more conservative allocation while markets remain strong—wisdom applicable to anyone approaching their financial goals.The exploration continues with an analysis of Vanguard's Market Neutral Fund, revealing how even traditional investment companies offer alternative strategies that many investors overlook. While this long-short fund provides impressive diversification benefits, its lackluster returns highlight the trade-offs investors must consider when pursuing uncorrelated assets. For listeners curious about expanding beyond conventional index funds, this segment offers valuable perspective on evaluating alternative investments.Finally, for those contemplating international moves while managing US retirement accounts, Frank provides practical advice that cuts through confusion. By focusing on investment fundamentals rather than geographical considerations, he reminds us that solid financial principles transcend borders. Whether you're wrestling with a spouse's different investment philosophy, considering alternative assets, or planning an international life change, this episode delivers insights to help navigate your financial journey with confidence and clarity.Support the show

These Are Good Days Show Notes - July 2025 Stuff We LoveArchie's - Supportive sandals with arch supportTop Golf - Find a location near you! It really is so fun to do with family and friends!Affogato recipe from one of our favorite cooks - Natasha's KitchenSure House Coffee in Downtown Wooster, Ohio. Try the Brown Sugar Latte!GCI Baseball Chair - You can get it in solid colors of floral patterns.Smackin' SeedsVillage Creamery & Grill - Located in Shreve, OhioFount Society Skincare - Use code: FS-LeeAnnMiller for 20% offThe Lyric Theater in Wooster, Ohio!Baked Potato Recipe - salt crusted baked potato recipe from Love and LemonsMagic Garlic Dust from Well Seasoned Table (Matt love Spice of Life too)Kinder's Seasonings - Matt is loving the Prime Steak with Black Garlic and TruffleThanks for being a part of our podcast community! You can follow Lee Ann and Matt on Instagram to keep up with happenings in between episodes. Click the link in their name to follow!If you know anything about us at all, you know a good cup of coffee is important to us - especially “frothy coffee.” Click here to grab some of our These Are Good Days blend coffee - we created this blend and couldn't love it more!Thank you to our sponsor Walnut Creek Foods and Walnut Creek Cheese and Market. Walnut Creek Foods creates products that are carried in stores all over the United States. Click here to see where you can locate a store near you that carry their incredible products. If getting packages on your doorstep is more your speed, click here to see all the Walnut Creek Cheese and Market products that can be shipped right to your door!

In this episode of Andy Tanner sits down with attorney and entrepreneur Bob Diamond—a man whose business model is as profitable as it is compassionate. Bob reveals the little-known world of foreclosure overages: the unclaimed money left behind when foreclosed properties sell for more than the debt owed. This surplus, often tens of thousands of dollars, legally belongs to the former property owner—but most never know it exists. Bob's mission? Help these individuals reclaim what's rightfully theirs—while building a thriving, low-overhead business in the process. What You'll Learn in This Episode: * How foreclosure overages work—and why most people never claim them * The legal foundation that makes this business possible (including a key Supreme Court ruling) * How to build a purpose-driven cash flow business by helping people recover money they didn't know they had * Real-life stories of lives changed by this unique opportunity Want to Learn More?Visit bobdiamond.com/CFA for a free training and to see if this opportunity is right for you.

Why does the economy look great on paper but feel terrible in your wallet? There might be a more revealing economic indicator hiding in your Spotify queue. "Recession Pop" first emerged during the Great Recession and exploded into playlists, radio formats, and DJ sets in 2024. From melancholy indie anthems to escapist dance tracks, the songs we gravitate toward during uncertain times might predict where the economy is headed next. Host Jonquilin Hill explores this musical phenomenon on Vox's "Explain it To Me," with Charlie joining in the second half to decode what our streaming habits reveal about financial anxiety and economic forecasting. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ron Kamdem, our U.S. Real Estate Investment Trusts & Commercial Real Estate Analyst, discusses how GenAI could save the real estate industry $34 billion and where the savings are most likely to be found.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Ron Kamdem, Head of Morgan Stanley's U.S. Real Estate Investment Trusts and Commercial Real Estate research. Today I'll talk about the ways GenAI is disrupting the real estate industry.It's Tuesday, July 1st, at 10am in New York.What if the future of real estate isn't about location, location, location – but automation, automation, automation?While it may be too soon to say exactly how AI will affect demand for real estate, what we can say is that it is transforming the business of real estate, namely by making operations more efficient. If you're a customer dealing with a real estate company, you can now expect to interact with virtual leasing assistants. And when it comes to drafting your lease documents, AI can help you do this in minutes rather than hours – or even days.In fact, our recent work suggests that GenAI could automate nearly 40 percent of tasks across half a million occupations in the real estate investment trusts industry – or REITs. Indeed, across 162 public REITs and commercial real estate services companies or CRE with $92 billion of total labor costs, the financial impact may be $34 billion, or over 15 percent of operating cash flow. Our proprietary job posting database suggests the top four occupations with automation potential are management – so think about middle management – sales, office and administrative support, and installation maintenance and repairs.Certain sub-sectors within REITs and CRE services stand to gain more than others. For instance, lodging and resorts, along with brokers and services, and healthcare REITs could see more than 15 percent improvement in operating cash flow due to labor automation. On the other hand, sectors like gaming, triple net, self-storage, malls, even shopping centers might see less than a 5 percent benefit, which suggests a varied impact across the industry.Brokers and services, in particular, show the highest potential for automation gains, with nearly 34 percent increase in operating cash flow. These companies may be the furthest along in adopting GenAI tools at scale. In our view, they should benefit not only from the labor cost savings but also from enhanced revenue opportunities through productivity improvement and data center transactions facilitated by GenAI tools.Lodging and resorts have the second highest potential upside from automating occupations, with an estimated 23 percent boost in operating cash flow. The integration of AI in these businesses not only streamline operations but also opens new avenues for return on investments, and mergers and acquisitions.Some companies are already using AI in their operations. For example, some self-storage companies have integrated AI into their digital platforms, where 85 percent of customer interactions now occur through self-selected digital options. As a result, they have reduced on-property labor hours by about 30 percent through AI-powered staffing optimization. Similarly, some apartment companies have reduced their full-time staff by about 15 percent since 2021 through AI-driven customer interactions and operational efficiencies.Meanwhile, this increased application of AI is driving new revenue to AI-enablers. Businesses like data centers, specialty, CRE services could see significant upside from the infrastructure buildout from GenAI. Advanced revenue management systems, customer acquisition tools, predictive analytics are just a few areas where GenAI can add value, potentially enhancing the $290 billion of revenue stream in the REIT and CRE services space.However, the broader economic impact of GenAI on labor markets remains hotly debated. Job growth is the key driver of real estate demand and the impact of AI on the 164 million jobs in the U.S. economy remains to be determined. If significant job losses materialize and the labor force shrinks, then the real estate industry may face top-line pressure with potentially disproportionate impact on office and lodging. While AI-related job losses are legitimate concerns, our economists argue that the productivity effects of GenAI could ultimately lead to net positive job growth, albeit with a significant need for re-skilling.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.