Podcasts about types

Through a compassionate lens, I discuss the types of bipolar disorder, the challenges of diagnosis, and the significance of proper treatment and lifestyle management. - 00:00 Understanding Bipolar Disorder 11:00 The Types and Causes of Bipolar Disorder 16:06 Diagnosis, Treatment, and Management 19:50 Living with Bipolar Disorder: Myths and Stigma -

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1954: Michael Levitt explores essential strategies for business success by outlining five powerful marketing tools, ranging from SEO to content marketing, and explains how each one helps businesses grow, connect with customers, and drive conversions. He also offers practical, eco-friendly solutions for reusing recycled paper in the workplace, helping companies reduce waste and embrace sustainable practices. Read along with the original article(s) here: https://www.breakfastleadership.com/blog/marketing-tools-5-types-why-your-business-needs-them & https://www.breakfastleadership.com/blog/ways-to-use-recycled-paper-in-the-workplace Quotes to ponder: "Social media also provides an opportunity for customers to engage with your brand and give you feedback." "SEO involves optimizing your website content, structure, and code so that search engines can easily find and index your site." "Content marketing can take many forms, such as blog posts, e-books, infographics, videos, and more." Episode references: Facebook Ads: https://www.facebook.com/business/ads Instagram Ads: https://business.instagram.com/advertising Google SEO Starter Guide: https://developers.google.com/search/docs/fundamentals/seo-starter-guide Mailchimp: https://mailchimp.com  

Send us a textWe explain how pelvic ultrasound, saline infusion sonography and ORADS scoring turn confusing reports into clear next steps for cysts, bleeding, and polyps. We share when to watch, when to act and why expert interpretation reduces anxiety and unnecessary tests.• Types of pelvic ultrasound and when each is used• How saline infusion sonography reveals cavity lesions• Benefits of gynecologic imagers vs general radiology• Why image quality and timing affect accuracy• Preparing for scans, full bladder and cycle days• Ovarian cyst basics and common myths• ORADS scoring and what each level implies• Postmenopausal bleeding thresholds and actions• When hysteroscopy is the gold standard• Managing cervical stenosis and procedural comfort• New tech: HyCoSy for tubal patency• Shared decision-making and practical follow-upSupport the show

EVEN MORE about this episode!What happens when a hardcore skeptic dies—and comes back changed forever? In this unforgettable episode of the Ask Julie Ryan Show, Julie Ryan sits down with Dr. Lotte Valentin, whose dramatic near-death experience shattered her lifelong disbelief in anything spiritual. After hemorrhaging following childbirth, Lotte—an atheist programmer from Sweden—found herself floating above her body in an emergency room, immersed in unconditional love, surrounded by angels, and shown a luminous grid revealing that everything is connected.With no spiritual framework to explain what happened, Lotte was terrified to share her experience, fearing she'd be dismissed or institutionalized. But the spirit world didn't stop at revelation—it gave her a mission. She was told to go to medical school, write books, and bring healing messages to others. At age 54, she followed that guidance exactly, completing her prerequisites from scratch and entering medical school, ultimately merging Western medicine with medical intuition, ancestral healing, and mediumship.This powerful conversation explores near-death experiences, divine timing, and why science and spirituality aren't opposites—but reflections of the same truth. Filled with validation, courage, and hope, this episode is a must-watch for anyone who's ever wondered whether there's more to life than what we can see.Guest Biography:Dr. Lotte Valentin is an N.M.D., author, evidential psychic and medical medium, ancestral healer, and internationally recognized keynote speaker known for bridging science and soul. Often described as an oracle, she moves effortlessly through the realms of mystic, prophet, and seer. Her award-winning book Med School After Menopause: The Journey of My Soul earned 1st place in Spiritual Leadership from the Living Now Book Awards for its powerful message of transformation, healing, and spirituality. Following two near-death out-of-body experiences that awakened her clairvoyant, clairaudient, and clairsentient abilities, Dr. Lotte was guided to pursue medicine—completing her prerequisites and entering medical school at age 54—while also serving as an evidential medium and teacher. She has created Ancestral Healing Journeys in collaboration with Hemi-Sync, teaches with leading spiritual organizations worldwide, and frequently speaks on near-death experiences and medical intuition. Dr. Lotte is also the host of Dr. Lotte: Science with Soul, a top-5% globally ranked podcast dedicated to empowering people to heal physically, emotionally, and spiritually while uniting modern science with ancient wisdom.Episode Chapters:(0:01:30) - Dr. Lotte's Background and First NDE Setup(0:02:15) - The 7.4 Earthquake During Labor(0:04:30) - Postpartum Hemorrhaging Begins(0:08:06) - Multiple ER Visits and Medical Dismissal(0:10:30) - Critical Hemorrhage and Blood Pressure Drop(0:12:22) - First Near Death Experience - Leaving the Body(0:17:26) - Sister-in-Law's Spirit Visit in Hospital(0:19:33) - Introduction to Life After Life Book(0:20:06) - Nordic Spirituality and Childhood Experiences(0:21:58) - Second Near Death Experience(0:23:00) - The Mid-Station and Celestial Music(0:24:20) - Encountering Angels and Source Light(0:26:59) - The Grid Vision and Interconnectedness(0:30:00) - Hearing the Spirit World for 12 Years(0:31:01) - The Call to Medical School(0:34:04) - Starting Prerequisites at 54(0:34:44) - Science and Spirituality as Mirrors(0:36:00) - Quantum Entanglement Explanation(0:39:16) - Aura Photography Technology(0:41:49) - Medical Intuitive Work in Practice(0:42:25) - Lung Cancer Diagnosis Story(0:45:09) - Types of Sessions Offered(0:48:32) - Divine Timing vs Procrastination(0:52:00) - Meditation as Essential Practice(0:52:48) - Why We Incarnate➡️Subscribe to Ask Julie Ryan YouTube➡️Subscribe to Ask Julie Ryan Español YouTube➡️Subscribe to Ask Julie Ryan Português YouTube➡️Subscribe to Ask Julie Ryan Deutsch YouTube➡️Subscribe to Ask Julie Ryan Français YouTube✏️Ask Julie a Question!

For years, I thought something was wrong with me. Why was I so energized by vision and ideas, but completely drained by details and follow-through? In this episode, I sit down with leadership expert Patrick Lencioni to talk about the framework that finally gave me language for what I'd felt my entire life. Pat breaks down the 6 types of working genius and shares why burnout isn't caused by working too hard, how most of us grow up believing we're lazy, behind, or not cut out for leadership when in reality, we're just trying to operate outside of how we're wired. Tune in to learn why certain tasks light you up while others exhaust you, and how to build a business and life that works for you. This episode is brought to you in partnership with Working Genius. Check out our Sponsors: Northwest Registered Agent - Don't wait, protect your privacy, build your brand and get your complete business identity in just 10 clicks and 10 minutes! Visit https://www.northwestregisteredagent.com/EarnFree Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at http://Shopify.com/happy Brevo - the all-in-one marketing and CRM platform built to help you connect with customers, boost engagement, and grow your business smarter. Get started for free today, or use code HAPPY50 to save 50% on Starter and Standard Plans for the first three months of an annual subscription. Just head to http://www.brevo.com/happy Working Genius - If you're a CEO, an entrepreneur, or anyone who wants to level up, Working Genius helps you drop the shame around your weaknesses and focus on what you naturally do best. Take the Working Genius assessment and get 20% off with code EYH at http://workinggenius.com Indeed - Spend less time searching, and more time actually interviewing candidates who check all your boxes. Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. HIGHLIGHTS 00:00 Pat's 28-year journey in leadership and building healthier companies. 03:30 Why you're not broken for struggling with certain tasks. 06:00 How Working Genius eliminates guilt and self-judgment. 09:15 What are the 6 types of Working Genius? 10:30 Why question-askers are often misunderstood. 12:15 Who is wired to build what doesn't exist yet? 13:00 Why trusting your gut is a real superpower. 14:15 The galvanizers who light the fire and get everyone into action. 17:00 The unseen glue that holds teams, families, and businesses together. 18:30 The finishers who love bringing ideas all the way across the line. 21:15 How to stop resenting teammates for doing what you actually need. 23:00 How misunderstanding creates conflict in relationships. 27:00 How to manage and hire based on Working Genius. 30:15 The language that makes hard work sustainable. 34:30 How much time should you spend in your genius? 35:45 How to let go of guilt around who you're “supposed” to be. 40:45 Why misalignment leads to burnout. 48:00 The performance review that changed a career. 52:00 There's no “good job,” only a good job for you. 57:15 Why every role looks different, even in the same profession 01:01:30 How to take the Working Genius assessment. RESOURCES Take the Working Genius Assessment and get 20% off with code EARN Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Patrick's IG: @patricklencioniofficial Follow Patrick's LinkedIn: @patrick-lencioni-orghealth

Six weeks before I recorded this episode, I woke up early with my heart pounding so hard I couldn't ignore it. The house was dark, everything was quiet, and as I lay there thinking about the medication I was on, the surgeries I'd been through, the pace I'd been keeping, this thought came to me so clearly: This is my life. No one is going to fix this for me. I am the one who has to change this. I was dealing with chronic health issues, and my body was forcing me to confront some hard truths about how I was living. That morning, I realized I couldn't keep pushing through and ignoring what my body was trying to tell me. So I did something that terrified me—I took a full month off from my podcast even though I had 40 people waiting to be guests.That was back in 2019, and I'm re-airing this episode now because I'm taking my own advice again. This time it's different—my health issues from 2019 have resolved, and I'm not in crisis mode. I'm pausing this February simply because I need space to breathe, think, and recalibrate. I'm not waiting for the summer chaos or for things to fall apart. I'm choosing rest before I need it desperately, and I want you to know that you can do the same. In this episode, you'll learn:

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

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Now that we understand the strands of skilled reading, how do we actually teach them? In part two of our series on the Scarborough Reading Rope, we shift to practical strategies you can use at home to build decoding, fluency, vocabulary, and comprehension. With examples for different ages and tools for supporting struggling readers, this episode will help you create a well-rounded reading routine that grows with your child. Find Secular Curriculum with our Resource Selector https://www.homeschool-together.com/secular-resources Support The Podcast If you like what you hear, consider supporting the podcast: https://homeschooltogether.gumroad.com/l/support Consider Leaving Us A Review If you have a quick moment, please consider leaving a review on iTunes - https://podcasts.apple.com/us/podcast/homeschool-together-podcast/id1526685583 Show Notes Teaching Channel - https://www.youtube.com/@TeachingChannel/videos Edutopia - https://www.edutopia.org/ The Scarborough Reading Rope - https://www.lexialearning.com/blog/what-is-scarboroughs-reading-rope Science of Reading - https://en.wikipedia.org/wiki/Science_of_reading Science of Reading Podcast - https://podcasts.apple.com/us/podcast/science-of-reading-the-podcast/id1483513974 Bananagrams - https://amzn.to/46a4WtW Junior Scrabble - https://amzn.to/3NEPJuH Most Common Words in English - https://en.wikipedia.org/wiki/Most_common_words_in_English The Reading Brain - https://youtu.be/dWWCmuAEBB4?si=yq5p8LE5sfJhxxJv Reading Assessments - https://www.readingrockets.org/topics/assessment-and-evaluation/articles/early-reading-assessment-guiding-tool-instruction Build Your Library - https://buildyourlibrary.com/ Right Start Math - https://rightstartmath.com/ Math Mammoth - https://www.mathmammoth.com/ All About Reading - https://www.allaboutlearningpress.com/ Explode the Code - https://www.epslearning.com/products/explode-the-code-2nd-edition Logic of English - https://logicofenglish.com/ Types of Graphic Organizers - https://www.graduateprogram.org/blog/effective-graphic-organizers-for-student-learning/ Connect with us Website: http://www.homeschool-together.com/ Store: https://gumroad.com/homeschooltogether Youtube: https://www.youtube.com/c/homeschooltogether Facebook: www.facebook.com/groups/homeschooltogetherpodcast/ Instagram: www.instagram.com/homeschooltogetherpodcast Twitter: https://twitter.com/hs_together The Gameschool Co-Op: https://www.facebook.com/groups/gameschoolcoop/ Email: homeschooltogetherpodcast@gmail.com

Head to http://cozyearth.com/ and use my code DRSCOTT for up to 20% off to make your home the best part of life. And if you get a Post-Purchase Survey, be sure to mention you heard about Cozy Earth right here!You will never have zero anxiety — and trying to get there will actually make you more anxious.But a surprising amount of the anxiety you feel every day is optional.In this video, I break down 5 common types of anxiety that can be reduced dramatically (sometimes almost eliminated) with straightforward behavioral shifts:- Control Anxiety (the “my conditions must be perfect” trap)- Malnourishment Anxiety (a fueled brain regulates better)- Impression Management Anxiety (trying to control other people's thoughts)- Exhaustion Anxiety (sleep loss wrecks emotional regulation)- Deception Anxiety (the weight of secrets)The goal isn't to remove anxiety.It's to stop accidentally manufacturing the kind you don't need.If my podcast has helped, my new book, The Light Between the Leaves, goes even deeperNext Steps:

What if your biggest memory struggles have nothing to do with your intelligence and everything to do with how your brain is wired? In this mashup episode, I bring together four of the most respected minds in brain performance and human potential to break down how memory really works and how you can unlock it at a much higher level starting today. If you have ever said “I'm just bad at remembering names,” “I can't focus,” or “I don't retain what I read,” this conversation is going to change how you see yourself. You're going to hear from Jim Kwik, Dr. Caroline Leaf, Dr. Joe Dispenza, and John Assaraf as we unpack the four primary brain types and why trying to learn the same way as everyone else is holding you back. Jim Kwik explains how identifying your dominant brain type allows you to finally work with your mind instead of fighting it. Dr. Caroline Leaf dives into the science of neuroplasticity and how your thoughts and habits literally reshape your brain over time. Dr. Joe Dispenza connects memory, focus, and emotional regulation, showing how stress and identity can either enhance or hijack your ability to learn. And John Assaraf breaks down how belief systems and repetition program your subconscious to either expand or limit what your brain retains. What I love about this mashup is how practical it is. This is not theory for the sake of theory. These are real tools you can use to read faster, remember names, improve focus, make better decisions, and even communicate more effectively with the people around you. You will start to see why some people thrive in fast paced environments, why others excel at deep analysis, and why creativity, empathy, and logic all play different roles in how we store and retrieve information. I truly believe that once you understand how your brain is designed to operate, you stop labeling yourself as broken or behind. You start seeing your mind as an asset that simply needs the right operating system. This episode will help you stop forcing strategies that do not fit you and start building memory, focus, and confidence in a way that feels natural and sustainable. If you are serious about improving your performance, your learning, and your ability to show up at your best, this mashup will give you clarity and momentum. Your brain is capable of far more than you have been taught. It is time to unlock it. Key Takeaways: The four primary brain types and how each one processes information differently Why forgetting information is often a strategy problem, not an intelligence problem How stress, emotions, and identity directly impact memory and focus Practical techniques to improve retention, recall, and learning speed How to communicate and collaborate better by understanding other brain types Why aligning your learning style with your brain wiring accelerates growth ⁠⁠⁠

Injectables can feel intimidating for many people. This episode of The Skin Real removes the fear. Dr. Mary Alice Mina walks you through the exact injectables she uses on her own face and why. You hear how her approach shifted in midlife and perimenopause. You learn how she thinks about balance, harmony, and long term skin health. She explains toxins, fillers, and biostimulants in plain language. She also shares where subtle treatments matter most as you age. This episode focuses on natural results, realistic expectations, and choosing the right injector for a long term plan.   In This Episode: 00:00 Why injectables feel scary and who this episode is for 01:42 My philosophy on natural results and facial harmony 04:05 Types of injectables. Toxins, fillers, biostimulants 07:20 How I assess a face before treating 10:05 Why arm's length viewing matters more than magnifying mirrors 12:10 Botox basics and when timing matters 15:05 Upper face versus lower face priorities in midlife 18:10 Where I personally place Botox and why 22:00 Filler fears and why less works better 25:10 Lip filler, temples, and high risk areas to respect 28:10 Sculptra and collagen banking for the long game 31:10 How to choose the right injector and avoid regret 33:07 Final thoughts and viewer questions Want a deeper look? Watch the full episode on YouTube for a more visual experience of today's discussion. https://youtu.be/EPIs-X5djRM

Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers.  While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there's an often overlooked option that could help you save on spring break or a summer getaway. (Note: Clark Stinks will be back next week!).       Affordable Vehicles: Segment 1 Ask Clark: Segment 2 Affordable Vacations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: qz: The 10 best cheap new cars, according to Consumer Reports Carscoops: Nobody Wants These 2024 Models And Dealers Are Drowning In Inventory Carvana sold its first used car in Atlanta. Now it's selling new cars. How to Buy a New Car in 5 Steps Odometer Rollback Is On The Rise National Association of State Parks - Locate a Park Is Annual Travel Insurance Worth It? Travel Insurance Checklist: 5 Types of Coverage To Consider Clark.com - Invest & Retire⁠   /   ⁠Retirement Calculator⁠ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Kyle Grieve discusses a refreshingly different take on wealth inspired by The Five Types of Wealth by Sahil Bloom. Rather than focusing solely on money, the conversation explores a more holistic framework that includes time, relationships, health, purpose, and financial independence. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:02:15 - Why you should reframe wealth beyond asset accumulation 00:04:33 - How wealth is built during life, not after reaching a destination 00:04:49 - The five types of wealth and how they shape a fulfilling life 00:07:02 - How defining personal identity clarifies long-term decisions 00:07:57 - Why goals and anti-goals protect success and relationships 00:10:40 - How time wealth depends on awareness, attention, and control 00:17:45 - Why relationships are the strongest predictor of happiness and health 00:36:01 - How curiosity and purpose can drive mental wealth 00:51:27 - Why physical wealth is easy to overlook 00:57:00 - How defining enough creates financial wealth Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Buy The Five Types of Wealth here. Follow Kyle on X and LinkedIn. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠: HardBlock⁠ ⁠Linkedin Talent Solutions⁠ ⁠Human Rights Foundation⁠ ⁠Simple Mining⁠ ⁠Masterworks⁠ ⁠Vanta⁠ ⁠Fundrise⁠ ⁠Netsuite⁠ ⁠Shopify References to any third-party products, services, or advertisers do not constitute endorsements, and The Investors Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

What if “assuming best intent” is actually costing you more than it gives? In this solo episode of The Greatness Machine, Darius Mirshahzadeh challenges one of his longest held beliefs and shares a hard earned shift in perspective: stop assuming best intent and start assuming true intent. Drawing on personal experiences, maturity, and Aristotle's three types of friendships, utility, pleasure, and virtue, Darius unpacks how mislabeling relationships leads to disappointment, burnout, and misplaced loyalty. This episode is a powerful reflection on discernment, boundaries, and energy management, and a reminder that every relationship comes with a real cost. Learn how greater awareness creates better choices, stronger boundaries, and more intentional relationships, both in life and business. Episode 338: https://podcasts.apple.com/us/podcast/338-loyalty-is-a-gift/id1555334180?i=1000696743757 3 Types of Friendship: https://philosophybreak.com/articles/aristotle-on-the-3-types-of-friendship-and-how-they-enrich-life/ In this episode, Darius will discuss: (00:00) Assuming True Intent Over Best Intent (02:58) Understanding Loyalty and Its Costs (06:13) Types of Friendships According to Aristotle (09:07) Assessing Relationships: Utility, Pleasure, and Virtue (12:14) The Importance of Awareness in Relationships (15:09) Evaluating the True Expense of Relationships Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of House of Learning: Understanding the Doctrine of the Temple, Meghan Farner and Cory Jensen explore the ancient tabernacle of Moses and how its layout, symbols, and ordinances reveal a powerful pattern of spiritual ascension and preparation to enter the presence of God.This lesson examines how the tabernacle functioned as sacred space, divided into increasing degrees of holiness, and how those divisions mirror the doctrine of Christ, the three degrees of glory, and the journey of spiritual transformation in mortality.You'll learn:✨ How the ancient tabernacle was designed as a symbolic map of the spiritual journey✨ The meaning of the outer court, holy place, and holy of holies✨ How the tabernacle reflects justification, sanctification, and exaltation✨ The symbolic meaning of the veil, including Christ, creation, sacrifice, and divine embodiment✨ How the law of Moses and ancient ordinances were designed to prepare Israel to receive Christ✨ Why ancient temple rituals still matter for modern temple worship and spiritual growthThis episode also explores the Day of Atonement, the mercy seat, the ark of the covenant, sacred color symbolism, and how ancient temple practices foreshadow the life, atonement, and mission of Jesus Christ. Join the Contemplative Prayer + Meditation Q&A with Meghan and Phil McLemore, on February 16th at 7pm MT. Register here! Hidden Wisdom initiates truth-seekers into the Mysteries, guiding listeners toward a lived experience of the Divine that awakens and transforms faith—without dismantling family or community. This podcast is perfect for women (and men) exploring faith renovation, spiritual awakening, Christian mysticism, sacred wisdom, and embodied spiritual growth. Pursue your Journey: ✨ Hidden Wisdom App – Coming Spring 2026! Pathway programs, community, library, events and more! Join the waitlist for updates, sneak peeks, and discounts!

In this episode of the Real Estate Pros podcast, host Michelle Kesil welcomes Cedric Ferrell, a Southern California real estate entrepreneur and founder of a growing brokerage. Cedric shares his journey from a 25-year career in the Fortune 500 sector to establishing his own commercial real estate business. He discusses the various arms of his brokerage, including investment sales, leasing, and property management, emphasizing the importance of understanding investor motivations and the fundamentals of real estate investment. Cedric categorizes investors into three types: Disneyland investors, trophy investors, and intentional investors, each with distinct motivations and approaches to real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Formulating Effective Questions for Akashic Records GuidanceIn this episode I cover the importance of formulating effective questions when working with the Akashic Records and why having clear intentions behind your questions is key. I talk about the types of questions that work well, and why 'how,' 'what,' and 'why' questions are preferred over yes/no questions. The Akashic Records provide objective soul-level guidance rather than future predictions. I also offer practical tips for both personal work and preparing for sessions with a practitioner. You can grab the FREE 101 Questions that work well in the Akashic Records here.00:00 Introduction and Announcements00:23 The Importance of Questions in Akashic Records01:28 Formulating Effective Questions02:56 Types of Questions to Ask04:35 Guidance vs. Instructions05:25 Future Predictions and Timelines05:55 Working with Practitioners07:08 Conclusion and Final TipsIf you would like to learn more about working with your own Akashic Records, you can learn more about all levels of training here.To come along to my next FREE online Akashic Records Workshop, click here.To join the upcoming Clearing Witch Wounding Class you can register here.

In this episode, Jimmy sits down with CJ Morrow—licensed PT and health tech leader—to explore the evolving role of AI in rehab. From demystifying compliance to explaining how AI can become your new thought partner, this conversation is loaded with insights for any PT navigating the future of care.Topics Covered:– The 6 Types of Working Genius and team synergy– Why tech resistance is really about billing & complexity– Compliance isn't a roadblock—it's a swim lane– How PTs are training the future of AI– First step to using AI in your clinic this week– What the rise of automation really means for PTs

In this episode of the Healthy Living Scottsdale Podcast, Coach Adam and Coach Terra break down the three main types of muscle contractions: concentric, eccentric, and isometric. They explain how each contraction works, why all three are essential for building strength, and how proper control and tempo can improve performance while reducing injury risk. Using practical, real world examples, the conversation highlights why muscles are responsible for more than just lifting weights. They also stabilize, control, and absorb force in everyday movement. Tune in to understand the purpose behind your training programs and why intention and control matter in every rep.

Jim Cole, a retired Supervisory Special Agent with Homeland Security Investigations (HSI) and global expert on child exploitation and victim identification, sits down to reveal the untold truth about fighting child predators and digital crime. With nearly 35 years in law enforcement, Jim led major initiatives including founding the HSI Victim Identification Program, co-founding Project VIC to help identify and rescue thousands of children worldwide, and serving as Chair of the INTERPOL Specialists Group on Crimes Against Children. He now serves as Chief of Law Enforcement Enterprise & Technology at Operation Light Shine and partners with law enforcement, technology providers, and nonprofits to innovate how child exploitation investigations are handled. In this heart-breaking conversation with Ian Bick, Jim shares inside stories from real cases, the mental and emotional toll of this work, and why putting victims first changes everything in the fight against online predators. _____________________________________________ #TrueCrime #CrimeStories #UndercoverWork #LawEnforcement #CriminalInvestigation #DarkSideOfTheJob #RealLifeStories #FormerAgent _____________________________________________ Thank you to GOLD DROP SELTZERS for sponsoring this episode: Head to https://www.thedryoak.com/ and use promo code LOCKEDIN at checkout for 10% off your order. _____________________________________________ Connect with Jim Cole: http://www.operationlightshine.org _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 The Emotional Toll of Law Enforcement Work 01:10 Meet Jim Cole: Career in Law Enforcement 03:39 Childhood, Family, Military Service, and Values 10:57 Becoming a Police Officer and Early Training 16:13 Patrol Work, Street Policing, and Daily Challenges 20:07 Joining the Detective Division 23:48 Crime on Tribal Lands, Limited Resources, and Jurisdiction 28:34 Narcotics Investigations, Task Forces, and Drug Crimes 34:37 Shocking Violent Crimes and Career-Defining Cases 41:08 Federal Partnerships and Complex Investigations 46:27 Technology, the Private Sector, and a Shift in Perspective 50:33 Transitioning to Federal Law Enforcement 54:00 First Child Exploitation Investigations 59:29 Victim-Centered Cases and a Turning Point in His Career 01:04:43 Understanding Offenders and the Scope of Child Exploitation 01:10:53 Child Exploitation Statistics, Tips, and Resource Gaps 01:15:47 Law Enforcement Funding, Staffing, and Hard Realities 01:23:17 Types of Offenders, Grooming Tactics, and Warning Signs 01:29:02 Human Trafficking: Myths vs. Reality 01:35:06 Casework, Prevention, and the Role of Parents 01:40:13 Female Offenders and Rare but Shocking Cases 01:46:09 Mental Health, Burnout, and the Toughest Investigations 01:53:10 Retirement, Advocacy, and Final Reflections Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Angle w/Evan Mendoza, hosted by 7 year pro baseball player, entrepreneur, founder, and content creator Evan Mendoza. On this podcast you'll hear how to help more athletes, more parents and more coaches: develop quicker, spread more knowledge, and the many failures and lessons Evan has learned on his path from Little League to the Big Stage.Follow My Socials:Instagram | TikTok | YouTube | MendozaBaseballAcademy.com

Episode 4: The Incompetent SuitorThe incompetent suitor is a type of stalker whose behavior is often minimized as awkwardness, misunderstanding, or “not knowing better.” In this episode, we explore stalking driven by loneliness or desire, where the goal is access not connection.We discuss why repeated advances after rejection are harmful, how distress is often ignored or dismissed, and how social pressure frequently shifts responsibility onto the victim. The episode also addresses disability and neurodiversity with care making clear that understanding context never excuses harm.This conversation reinforces that discomfort is a valid boundary and that survivors are not responsible for educating others at the expense of their safety.Understanding this pattern helps survivors trust their instincts and prioritize safety.Stalking Risk Profile. (n.d.). Types of stalking. https://www.stalkingriskprofile.com/what-is-stalking/types-of-stalkingHost: Tina JohnsonIf you are in an emergency, call or text 9-1-1.For information about our services and how Hope House can help, call our 24-Hour Hotline at 816-461-HOPE (4673) or the National Domestic Violence Hotline 800-799-7233.hopehouse.net

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Did you know there are three types of expertise that consultants and coaches can use as the foundation of their businesses? I didn't...until I tore apart my own process for the workbook I'm writing! Even though I'm at the part of the writing process where I HATE my book and want to throw my computer out the window

Revisiting this episode because sometimes you have to repeat yourself for it to stick... Truth comes in many forms. What has been draining your spirit? 5 types of people to avoid to navigate the next chapter in life in peace and freedom, and not chaos. If someone's constant complaining suffocates the joy, God is trying to nourish in you, then you must protect your inner sanctuary. The second type is the manipulator. This is the most subtle and often the most painful. Manipulation does not come with shouting. It comes wrapped in words that sound like care, like duty, like obligation. Manipulators use guilt to control. They speak of love but demand submission. God NEVER weaponizes guilt. Therefore, every person who steals your freedom is damaging the gift God placed in you.  3rd type They remind you of old mistakes, not to heal you, but to diminish you. They keep you fixed in an outdated portrait of who you once were, refusing to see the grace God has formed in you.  Your past is not a weapon for others to wield. 4th Darkness Bearers one who carries darkness. Not always in obvious ways, not always with dramatic sins, but with a presence that pulls the soul away from the light. These are the people who normalize what leads you away from God, who diminish the seriousness of sin, who feed resentment, who speak lightly of what wounds the conscience, who invite you into anger, division, or habits that cloud the clarity of prayer. A neighbor arrives not with warmth but with gossip that stains the mind. A relative comes not with compassion but with burdensome anger that pulls the spirit into old conflicts.  5th Silent but just as deadly This cold silence is not the silence of contemplation. It is the silence of indifference. It is the silence that neither builds nor comforts. A relative who shows no interest in your well-being. A friend who never asks how your heart is. A companion who takes but never gives.  Your soul is too close to eternity to be entangled in the shadows of others. Rise above the storms of others. You will live the later years as God intended, not in confusion, but in clarity, not in exhaustion, but in grace.  Pope Leo is still kicking the knowledge.  Navigate to Pope Leo Speaks on 5 Types of People to Avoid that are Peace Wreckers to view the video in its entirety. No, I am not Catholic. But, this Pope Leo XIV is literally a "cousin". And has emphatically stated he is not MAGA. As the first American-born pope, has said that his nationality means that people cannot say he "doesn't understand the United States," as they did with Pope Francis. This statement indicates that he feels his perspective is uniquely informed and that he will be more effective in his engagement with the US government. He has expressed support for US bishops who took a stance against the Trump administration's deportation policies. By doing so, he is indirectly criticizing the administration while also encouraging other bishops to follow suit. While Pope Leo XIV has stated that he wants to avoid "partisan politics," he has also said that he is not afraid to "raise issues" that are related to the Gospel. This creates a fine line that he seems willing to cross, and his comments on human dignity, immigration, and wealth inequality can be interpreted as a moral and religious critique of the administration's policies. I am not a Communist nor a sympathizer of the autocratic regime in power in China. But, I admire the shade. Leaving this felon administration on hold listening to #Obama speeches is classic!! Even Sun Tzu could have anticipate the level of shade of the new age Chinese nor 50 cent for that matter. #pettylujah  Seasonal Affective Disorder Is Treatable and all of us should be about fixing our mental health always.... If you are searching for help and direction in your struggles with depression and addiction Call 1-800-273-8255 Available 24 hours everyday   There is also an online chat feature https://suicidepreventionlifeline.org/chat/   And if Vodka is the problem, call  1-800-662-HELP (4357) for 24/7 help. Please reach out to find joy in this season! Don't forget to navigate to www.dalesangelsinc.com for all special offers and updates on nerd news. So much to buy so little time!!

How can pairing geniuses enhance the customer service experience?In episode 105 of the Working Genius Podcast, Pat and Cody dive deep into the world of customer service roles and enablement. They explore how unique combinations of working geniuses, such as enablement paired with discernment or tenacity, can enhance customer interactions and improve service outcomes. By aligning strengths with job demands, being authentic about one's abilities, and providing tailored solutions to customers, individuals can excel in customer service roles and find satisfaction in their careers.Topics explored in this episode: 00:00:47 – Types of Customer Service* Great customer service depends on the right mix of working geniuses* Enablement shines when helping others feels energizing, not draining00:04:46 – Discernment and Enablement* Discernment helps decode what customers actually mean* Enablement turns confusion into clear, helpful solutions00:06:35 – Tenacity and Enablement* Tenacity makes sure no email or question gets left behind * Enablement brings the drive to serve fast, fully, and well00:11:09 – Types of Employee Geniuses* Different genius types shape how people show up at work* Customer service thrives when roles match natural strengths00:24:22 – Choosing the Right Job* The wrong role leads to burnout, even if you're good at it* The right fit makes work sustainable and satisfyingThis episode of The Working Genius Podcast with Patrick Lencioni is brought to you by The Table Group: https://www.tablegroup.com. We teach leaders how to make work more effective and less dysfunctional. We also help their employees be more fulfilled and less miserable. The Six Types of Working Genius model helps you discover your natural gifts and thrive in your work and life. When you're able to better understand the types of work that bring you more energy and fulfillment and avoid work that leads to frustration and failure, you can be more self-aware, more productive, and more successful. The Six Types of Working Genius assessment is the fastest and simplest way to discover your natural gifts and thrive at work: https://workinggenius.me/about Subscribe to The Working Genius Podcast on Apple Podcasts (https://apple.co/4iNz6Yn), Spotify (https://open.spotify.com/show/3raC053GF5mtkq6Y1klpRU), and YouTube (https://bit.ly/Working-Genius-YouTube). Follow Pat Lencioni on https://www.linkedin.com/in/patrick-lencioni-orghealth, http://www.youtube.com/@PatrickLencioniOfficial, and https://x.com/patricklencioni. Be sure to check out our other podcast, At The Table with Patrick Lencioni, on Apple Podcasts (https://apple.co/4hJKKSL), Spotify (https://open.spotify.com/show/6NWAZzkzl4ljxX7S2xkHvu), and YouTube (https://bit.ly/At-The-Table-YouTube). Let us know your feedback via podcast@tablegroup.com. This episode was produced by Story On Media: https://www.storyon.co.

The algorithm doesn't want you to think; it wants you to react. It wants you to be a character in its story, following a predictable path of outrage and agreement. We are living through a shift where the line between human and bot is blurring. Not because computers are getting more human-like, but because we are becoming more bot-like. We outsource our worldview to gurus, tribes, and mainstream consensus because the "heavy lifting" of System Two thinking is expensive. Being an NPC is a choice of convenience, but being an "Autonomous Player" is an act of leadership. This episode isn't about being right; it's about the bravery of having no opinion on the trivial, so you can have a passionate, informed perspective on the essential. SPONSORS

Summary In this episode, Justin Townsend and Adam Berkelmans explore the significance of freezing as a method of food preservation. They discuss the historical context of freezing, the science behind how freezing affects food, and practical tips for safe freezing practices. The conversation also covers the different types of freezers, the impact of air exposure on food quality, and best practices for freezing various types of food. The episode concludes with insights on managing freezer inventory effectively. - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leave a Review of the Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy our Wild Fish and Game Spices⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Venison Sausage Making Meat Tracker Magnet⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Chapters 00:00 The Importance of Freezing in Food Preservation 05:30 Understanding the Science of Freezing 08:01 Freezer Safety and Best Practices 10:22 Types of Freezers and Their Impact 13:36 The Effects of Air Exposure and Freezer Burn 15:24 Effective Food Wrapping Techniques 19:05 Freezing Different Types of Food 23:46 Managing Your Freezer Inventory 30:11 Conclusion and Next Steps in Preservation Takeaways Freezing is a common yet often overlooked method of food preservation. Historically, freezing was about stability rather than extreme cold. The introduction of home freezers changed food handling dynamics significantly. Freezing affects food texture due to ice crystal formation. Freezer safety is more about handling than arbitrary timelines. Air exposure leads to freezer burn, which is a form of dehydration. Vacuum sealing is one of the best methods to prevent freezer burn. Different foods require different freezing techniques for optimal preservation. Labeling and organizing your freezer can prevent waste and improve efficiency. Freezing should be treated as a skill to maximize its benefits. Keywords freezing, food preservation, freezer safety, wild food, freezing techniques, food storage, freezer burn, preservation methods, wild pantry, food science Learn more about your ad choices. Visit megaphone.fm/adchoices

It's another week of Ask Rob & Rob, and we're tackling more real-life property dilemmas from our listeners.  (0:44) Mike's built his property portfolio in his personal name and is now selling up, with plans to reinvest through a limited company. But he's torn: should he put the money into two prime properties, or spread it across three more average ones? He turns to Rob & Rob for their advice.  (4:11) Nora's been looking at assisted living investments, which are being marketed with guaranteed returns of up to 10% for a few years. She wants to know how these deals stack up in reality – are they suitable for hands-off income, what are the risks, and how do they perform when it comes to resale and long-term growth?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

January is a hard month in education—and winter often takes the blame.When directors call asking for ideas, strategies, or professional development, what they're often really asking is: How do we support educators through this season?In this episode, we explore what sits beneath those January phone calls and why winter isn't the problem it's made out to be. Rather than offering quick fixes, this conversation focuses on what nature-based educators truly need right now: permission to slow down, validation, strong pedagogy, and reconnection to purpose.This episode is for directors, coaches, and educators navigating the long stretch of winter.In This Episode:Why January feels especially heavy in schoolsWhat schools think educators need vs. what they actually needHow winter reveals cracks rather than creating themWhy resistance is information, not failureThe shift from activities to pedagogy in winterWinter isn't asking educators to try harder.It's asking us to root deeper.Join the Community:Want to continue the conversation, access our workshop library, or collaborate with like-minded educators?

Dane D at his best on The Gunmetal Armory talking ambush tactics. Become a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.BECOME A SUPPORTER FOR AD FREE PODCASTS, EARLY ACCESS & TONS OF MEMBERS ONLY CONTENT!Get Prepared with Our Incredible Sponsors! Survival Bags, kits, gear www.limatangosurvival.comThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilyThe All In One Disaster Relief Device! www.hydronamis.comJoin the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #Homestead building, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!

Show Notes: Jason Baumgarten is a partner at Spencer Stuart where he is also the global head and CEO of board practice. He assists businesses in all sectors to identify and evaluate CEOs who motivate senior leadership teams to reach their full potential. Additionally, he assists boards with CEO succession planning, director recruitment, and identifying future leaders.  How to Join a For-profit Board Jason talks about the range of roles on a board and the specific roles a board might be looking to fill. He explains that the specificity of board roles varies based on the scale and maturity of the organization, using a real example of a board search he is currently involved in. Jason discusses how sophisticated boards often have specific requirements for board members, such as industry experience, geographic expertise, and specific skill sets. Identifying and Defining Board Roles When asked about the various categories of board roles, such as finance, data analytics, and HR, Jason explains that the most common request is for recently or actively retired CEOs, followed by CFOs with specific finance experience. He  highlights the importance of understanding the nature and type of business the company is in, such as regulated industries, capital-light businesses, or capital-heavy businesses. Board Member Etiquette Jason outlines the main drivers for wanting to be on a board: prestige and the desire to be helpful. He explains the concept of "noses in, fingers out" in governance, emphasizing the importance of board members being helpful but not overly involved. He also discusses the range of compensation for board members, from stipends to significant annual fees, and advises against depending on board compensation as a primary source of income.  He stresses the importance of being willing to fire oneself from a board to provide objective advice to the CEO. The Reality of Joining a Board for Management Consultants Jason advises not to limit aspirations and suggests using a simple litmus test: "if the company wouldn't hire you as a top executive, they probably won't consider you for a board role." He explains the importance of nonprofit boards, both fundraising and operating boards, and how they can provide valuable experience and networking opportunities. Jason discusses the potential for board roles in small private companies, large private companies, and public companies, emphasizing the importance of regional connections and unique experiences. The Role of Executive Search Firms in Board Recruitment Jason explains that search firms are often involved in board searches for public or pre-IPO companies and large private equity firms. He advises building relationships with search firms and being responsive and helpful when they reach out for market intelligence or advisory work. Jason also shares the importance of having a network of firms that work in your industry or location and how advisory work can lead to board opportunities. How Boards Vet Prospective Members The conversation turns to the process of being vetted and evaluated for a board role, including interviews, background checks, and social media history. Jason explains that some  boards generally recruit with a lighter touch than other roles, but private equity and regulated boards may conduct more thorough diligence. He advises candidates to ask about the board's process, including the last board member hired and the steps involved in the recruitment process. He also emphasizes the importance of meeting all board members and ensuring a good fit in terms of personality and interests. The Commitment Reality of Being on the Board Jason talks about the typical time commitment for board members, including meetings, committee calls, and ad hoc time with the CEO. He explains the importance of understanding the size of board decks and the amount of preparation required for each meeting. Jason also advises candidates to be patient and persistent, as the process of getting on a board can take years and is often unpredictable. Identifying Risks to Board Members When asked about the risks involved in accepting a board position and the importance of D&O insurance, Jason recommends consulting with a D&O insurance broker to understand the market and ensure appropriate coverage. He advises candidates to be aware of any litigation or regulatory risks associated with the board and to seek legal advice if necessary. Jason also emphasizes the importance of understanding the board's D&O policy and ensuring that board members are covered appropriately. Final Thoughts and Advice Jason reiterates the importance of understanding the time commitment and potential disruptions that can arise. He advises candidates to be patient and persistent, as the process of getting on a board can take years. Jason shares a story about a former CISO who became a sought-after board member, illustrating the unpredictability of the process and the importance of perseverance. Timestamps: 02:18: Types of Board Roles and Common Requests 05:29: Benefits of Being on a Board  08:08: Levels of Boards and Aspirations  15:24: Search Firms and Board Recruitment Processes  32:38: The Board Recruitment Process 39:41: Time Commitment and Potential Disruptions  42:50: Risk and Insurance Considerations  47:16: Final Thoughts and Advice  Links: Website: getscalar.ai   This episode on Umbrex: https://umbrex.com/unleashed/episode-632-jason-baumgarten-how-to-position-yourself-for-board-roles/ Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com. *AI generated timestamps and show notes.  

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Episode 3: The Intimacy-Seeking StalkerIntimacy-seeking stalking is often misunderstood and dangerously romanticized. In this episode, we examine stalking that arises from loneliness, fixation, and a false belief that a relationship exists or is destined to exist despite clear lack of consent.Victims are usually strangers or acquaintances, and in some cases the behavior is fueled by delusional beliefs, such as erotomanic thinking. We discuss why unwanted pursuit is not affection, how fantasy replaces reality, and why consent is always required for connection.This episode challenges cultural myths that excuse obsession and reinforces that survivors are never responsible for managing someone else's beliefs or emotions.Understanding this pattern helps survivors trust their instincts and prioritize safety.Stalking Risk Profile. (n.d.). Types of stalking. https://www.stalkingriskprofile.com/what-is-stalking/types-of-stalkingHost: Tina JohnsonIf you are in an emergency, call or text 9-1-1.For information about our services and how Hope House can help, call our 24-Hour Hotline at 816-461-HOPE (4673) or the National Domestic Violence Hotline 800-799-7233.hopehouse.net

If you're a woman who's experiencing a loss of libido, you may have been advised to take testosterone supplements, but Wen Shen, a menopause expert at Johns Hopkins, says wholesale embrace of hormone therapy isn't for everyone, in spite of … Women need to exercise caution when it comes to hormones of all types, Elizabeth Tracey reports Read More »

Shock can develop quickly in the backcountry, and recognizing it early can save a life. In this episode, we focus on how to identify shock with limited tools and how to tell the difference between its major types in remote settings. We break down cardiogenic, vasogenic, and hypovolemic shock using real-world backcountry scenarios, emphasizing observable signs, mental status changes, skin findings, and simple assessments you can perform in the field. The discussion highlights how understanding the type of shock can guide priorities such as bleeding control, positioning, insulation, and evacuation decisions when definitive care is hours—or days—away.

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Entrepreneurship often promises freedom, but for many high performers, success can come at the cost of time, health, and relationships. After years in private equity, Sahil Bloom realized that money alone doesn't guarantee fulfillment, freedom, or a meaningful life. That realization deepened when he learned he might only see his parents 15 more times before they passed if he stayed on his current path. Within 45 days, he left his job, sold his house, and rebuilt his life around what mattered most. In this episode, now on Spotify Video, Sahil breaks down the five types of wealth entrepreneurs need to acquire to win in both business and life. In this episode, Hala and Sahil will discuss: (00:00) Introduction (02:01) Life Razor: How to Decide What Matters (06:34) Breaking Free from Limiting Beliefs (08:22) The Turning Point That Changed Sahil's Priorities (18:24) Protecting Your Energy as an Entrepreneur (22:20) Starting Entrepreneurship Without a Plan (27:47) Time Management Tips for Entrepreneurs (31:23) Understanding the Five Types of Wealth (46:41) The Brain Trust Approach to Mentorship (49:43) Building Wealth Through Business Ownership (01:00:30) Balancing Wealth, Health, and Life (01:03:11) Sahil's Daily Routine for Success Sahil Bloom is an entrepreneur, investor, and writer best known for his newsletter, The Curiosity Chronicle, which reaches over 800,000 readers worldwide. He is the founder of SRB Holdings, a holding company that builds and invests in media and operating businesses. A New York Times bestselling author of The 5 Types of Wealth, Sahil focuses on helping entrepreneurs redefine success beyond money. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Northwest Registered Agent - Build your brand in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Intuit QuickBooks - Take control of your cash flow at QuickBooks.com/money  Quo - Run your business communications for free plus get 20% off your first 6 months when you go to quo.com/profiting   Working Genius - Take the Working Genius assessment at workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. Huel - Get all your daily nutrients from Huel and get 15% OFF with code PROFITING at huel.com/PROFITING Resources Mentioned: Sahil's Book, The 5 Types of Wealth: bit.ly/5TypesWealth  Sahil's Newsletter, The Curiosity Chronicles: bit.ly/3EsRmH5  Sahil's Instagram: instagram.com/sahilbloom Sahil's LinkedIn: linkedin.com/in/sahilbloom  King of Capital by David Carey: bit.ly/KingCapital  One Up On Wall Street by Peter Lynch: bit.ly/UpWallStreet  Main Street Millionaire by Codie Sanchez: bit.ly/-MainStreet  Man's Search for Meaning by Viktor E. Frankl: bit.ly/S4Meaning  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Productivity, Entrepreneurs, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Passive Income, Online Business, Solopreneur,

Traditional networking has always felt uncomfortable for many clinicians, and for those already experiencing burnout, it can feel downright exhausting. Forced small talk, performative professionalism, and transactional relationships only add to the emotional load healthcare providers are already carrying. In this episode, we cover an “anti-networking” approach inspired by Sahil Bloom and his book The 5 Types of Wealth. Rather than collecting contacts, this framework focuses on building genuine, value-aligned relationships that support long-term connection, career sustainability, and fulfillment. You'll learn four practical anti-networking principles: how to choose the right rooms, ask better questions, listen at a deeper level, and follow up in ways that feel authentic (not draining). Whether you're attending a conference like AAPA with fellow physician associates, meeting new team members, or exploring new career paths, these strategies help you build your social wealth without sacrificing your energy or values. Book: The 5 Types of Wealth by Sahil Bloom https://amzn.to/4pUoRUS (Amazon Associate) If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way. Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

In this episode of the BiohackingVille Podcast, host Rob Rene delves into the science and benefits of red light and frequency therapies. He elucidates their roles in enhancing cellular function, reducing inflammation, and promoting overall wellness. Rob discusses the various devices available, from handheld wands to full-body mats, and the importance of features like infrared capabilities and pulsing mechanisms. Additionally, he introduces the concept of frequencies, exploring their impact on the human body and how they complement red light therapy. The episode aims to educate and demystify these innovative health modalities, empowering listeners to make informed decisions for their well-being.00:00 Introduction and Disclaimer01:12 Welcome to the Biohacking V Podcast01:26 Exploring Red Light and Frequency Therapy04:19 Understanding Red Light Therapy07:52 Benefits of Red Light Therapy16:31 Devices and Practical Applications26:36 Cost and Types of Red Light Therapy Devices28:32 Evaluating Red Light Therapy Devices30:07 Introduction to Frequencies31:14 Myth Busting Red Light Therapy33:18 The Science of Frequencies37:05 Combining Red Light Therapy with Frequencies40:19 Innovative Frequency Solutions45:24 Affordable Red Light Therapy Solutions48:03 Conclusion and Future Topics

Your voice is the most powerful tool in your podcast. In today's episode, Mary Chan shares about empowering yourself through the use of your voice and how you can mold it to be better.   WHAT TO LISTEN FOR Differences between men and women's voices The importance of diaphragmatic speaking and breathing Configuring your gear settings and elevating the audio experience of listeners Figuring out what your vocal range is How to make your podcast stand out from other podcasters? Creating a mix for your show Types of guests that you can have on your show   ABOUT MARY CHAN Mary Chan is a Podcast Strategist, Voice Coach, and Voice-Over Artist. In 2018, Mary founded Organized Sound Productions, a podcast production, and consulting company, and today, you can find her on her own podcast "The Podcaster's Guide to a Visible Voice" where you will empower yourself to amplify your voice to speak with courage and spirit.   CONNECT WITH MARY Website: Podcast Production Facebook: Mary Chan Instagram: Mary Chan LinkedIn: Mary Chan Podcast: The Podcaster's Guide to a Visible Voice   CONNECT WITH US If you are interested in getting on our show, email us at team@growyourshow.com. Thinking about creating and growing your own podcast but not sure where to start? Click here and Schedule a call with Adam A. Adams! If you want to make money from your podcasts, check out this FREE resource we made. Our clients use a sponsor sheet, and now they are making between $2,000 to $5,000 from sponsorship!  Subscribe so you don't miss out on great content and if you love the show, leave an honest rating and review here!  

In this episode of Mining Stock Education, host Bill Powers interviews junior mining stock expert David Erfle from Junior Miner Junky. David shares insights on recent movements in gold and silver prices and discusses his strategy of rotating profits from successful ventures into promising smaller-cap mining stocks. He emphasizes the potential in early-stage juniors and highlights the technical breakouts occurring in the sector. David also shares his personal experience and strategic approach in navigating investments in the mining stock market. 00:00 Introduction to Mining Stock Education 00:29 Market Overview and Precious Metals Surge 02:01 Investment Strategies in Junior Miners 06:06 Portfolio Management and Risk Mitigation 08:50 Technical Analysis and Market Trends 19:58 Management Due Diligence and Red Flags David's website: https://juniorminerjunky.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy stock in a company featured on MSE, for your own protection, you should assume that it is MSE's owner personally selling you that stock. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Canon Benjamin Norman, ICKSP, was ordained in 2018. He currently serves at Most Holy Rosary Chapel (St. Vincent's School For Boys) in the Archdiocese of San Francisco. In Today's Show: Were all humans meant to be immortal before the fall? What does it mean to "fear" God? Since Saint Peter was crucified upside down, was his suffering worse than Jesus'? Why does a Liturgy of the Word not fulfil a Sunday obligation? Are sexual sins the worst types of sins? Can Catholics participate in interreligious dialogue? Should former Catholic churches be used for other purposes? Why is a spoon used for holy communion in the Byzantine rite? Is it normal to rarely invoke God the Father while praying? Is staying busy the secret to maintaining a state of grace? Should we pray for pets after they pass? Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

Diabetes often develops silently, and by the time symptoms appear, it may have already been there for years. In this episode of Baptist HealthTalk, host Johanna Gomez sits down with Dr. Pascual DeSantis, Chief of Endocrinology, and Dr. Paolo Carvalho, Geriatric and Family Medicine Physician at Baptist Health, to break down what diabetes really is and why so many people miss the early warning signs. The experts explain the differences between type 1, type 2, and pre-diabetes, common symptoms people brush off, and how lifestyle, genetics, and age all play a role. They also discuss what's happening inside the body, why follow-up care matters, and how uncontrolled blood sugar can affect the heart, kidneys, nerves, and vision. Watch now to learn what signs to look for—and when it's time to talk to your doctor.Host:Johanna GomezAward-Winning Host & JournalistGuests:Pascual De Santis, M.D. Chief of Endocrinology Baptist HealthPaulo Carvalho, M.D.Geriatric Medicine & Family Medicine PhysicianBaptist Health Concierge Medicine 

Redefining Wealth: Beyond the Financial Scoreboard with Sahil BloomJoin host Justin Forman for a transformative conversation with Sahil Bloom, content creator, investor, and author of The Five Types of Wealth. In an era where society increasingly questions traditional definitions of success, Sahil offers a framework that resonates across faith lines and cultural boundaries—showing entrepreneurs how to build truly wealthy lives beyond just financial metrics.From his own journey of chasing external validation through career achievement to discovering a more holistic definition of success, Sahil shares the pivotal moment that changed everything: realizing he would only see his aging parents 15 more times. This conversation explores how ambition channeled toward service creates fulfillment, why seasons of imbalance are necessary for building, and how the questions we avoid hold the answers we seek.Key Topics:The five types of wealth: time, social, mental, physical, and financialWhy money should be the byproduct, not the goal, of entrepreneurshipThe "why" question that children ask and entrepreneurs must reclaimDefining "enough" through visualization of your ideal TuesdayCOVID as society's forced zoom-out moment on wealth and successTruth-tellers in your life: How to cultivate and cherish themSeasons of unbalance that unlock seasons of balanceThe Heaven's Reward Fallacy and learning to work without validationNotable Quotes:"You're going to see your parents 15 more times before they're gone. That was the moment that changed everything." - Sahil Bloom"A gold medal is a wonderful thing, but if you're not enough without it, you're never going to be enough with it." - Sahil Bloom"The answers you seek in life are found in the questions that you avoid." - Sahil Bloom

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Jump in with Carlos Juico and Gavin Ruta on episode 270 of Jumpers Jump. This episode we discuss: Charisma will get you through anything, Cold calling confidence, Mermaids are the demons of the ocean, Fallen angels theory, Mermaid speaking story, Types of destiny swappers, Basketball player possessed story, Justin beiber Hailey bieber theory, Royal family, Not all money is good money, Living life to the fullest, Witchcraft used in hollywood, Google Willow chip theory, Elephant mandela effect, North pole has no land, Hair theory, Camping arrow video, Philippines story, Being in dangerous situations, Zero's and one's theory, Iphone hackers, House getting robbed prank, Totem's in dreams, Secret handshakes and much more! -Start your $1 per month trial at https://www.shopify.com/jumpers-Download Cash App Today: https://capl.onelink.me/vFut/wh9pmopc #CashAppPod. Cash App is afinancial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaiddebit cards issued by Sutton Bank, Member FDIC. See terms and conditions athttps://cash.app/legal/us/en-us/card-agreement. Discounts and promotions provided by Cash App, aBlock, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures. Follow the podcast: @JumpersPodcast Follow Carlos: @CarlosJuico Follow Gavin: @GavinRutaa Check out the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/JumpersJumpYT Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever thought it might be possible to stay in Paris for 20 nights without paying rent? In this episode, Annie Sargent chats with Liz Van Montfort, a traveler who's cracked the code on home exchange—the savvy way to explore France (or anywhere!) without breaking the bank. Liz shares how she spent three weeks in a Parisian apartment during the Rugby World Cup using Guest Points, plus a night in a 17th-century Dijon hotel, all while avoiding Airbnb's pitfalls. Listen to this episode ad-free Liz breaks down the two types of home exchanges: reciprocal swaps (you stay in their home, they stay in yours) and Guest Points, a flexible system where you earn points by hosting others and spend them on stays worldwide. No fancy house required—Liz's Christchurch townhouse (complete with a communal pool!) has attracted exchanges from Sydney to Provence. She reveals how to prep your home, from welcome booklets to leaving local treats, and why guests often leave the place cleaner than they found it. But why ditch Airbnb? Liz's Barcelona nightmare—stranded with luggage after a last-minute cancellation—will make you think twice. Home exchange offers verified members, insurance, and backup plans if things go wrong. Annie adds that it's perfect for slow travelers, families, and anyone tired of tourist traps. You'll live like a local, with kitchens, laundries, and neighborhood cafés at your fingertips. After the chat, Annie dives into Paris 2026 updates: the Tour Triangle skyscraper, Louis Vuitton's Champs-Élysées hotel, and the Place de la Concorde's pedestrian makeover. Whether you're planning a trip or just love armchair travel, this episode is packed with insider tips, cultural gems, and budget-friendly hacks. Subscribe to Join Us in France on your favorite podcast app to get more hidden travel secrets, cultural deep dives, and off-the-beaten-path adventures. Your next French escape starts here! Table of Contents for this Episode [00:00:15] Introduction and Welcome [00:00:29] Today on the podcast [00:01:09] Podcast supporters [00:01:44] Magazine segment [00:02:35] Home Exchange with Liz van Montford [00:02:50] Home Exchange Experience in France [00:05:04] Types of exchanges [00:05:12] Types of Home Exchanges [00:06:42] Benefits of Home Exchange [00:08:12] Starting with Home Exchange [00:09:51] Managing Home Exchange Logistics [00:11:09] Personal Stories and Experiences [00:13:53] Preparing Your Home for Exchange [00:19:56] Unexpected Situations and Flexibility [00:20:58] Airbnb vs. Home Exchange: Cost and Convenience [00:21:19] Creating a Comprehensive Welcome Booklet [00:22:11] Pet Care During Home Exchanges [00:22:59] History and Evolution of Home Exchange [00:24:45] Membership and Insurance Benefits [00:25:58] Airbnb Experiences: The Good and the Bad [00:31:34] Challenges with Airbnb in France [00:34:57] Who Should Consider Home Exchange? [00:35:46] Preparing Your Home for Exchange [00:37:28] Final Thoughts and Future Plans [00:38:37] Thank You Patrons [00:39:30] VoiceMap Tours [00:40:29] Tour Triangle [00:41:53] Louis Vitton Hotel in Paris [00:43:34]  The Parc de la Villette [00:44:10]  Place de la Concorde [00:45:10]  The Tour Montparnasse [00:48:15] Next week on the podcast [00:48:37] Copyright More episodes about budget travel in France #JoinUsInFrance, #FrancePodcast, #TravelFrance, #FrenchCulture, #ExploreFrance, #DiscoverFrance, #FranceTravelTips, #RealFrance, #Francophile, #FranceAdventures, #HomeExchangeSecrets, #TravelForFree, #SlowTravelFrance, #LiveLikeALocal, #ParisTravelTips, #AffordableFrance, #HiddenFrance, #TravelHacks, #AuthenticTravel, #BudgetTravelFrance