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Pred viac ako rokom spáchal Juraj Cintula na Roberta Fica atentát. O viacerých detailoch sa však verejnosť dozvedá až teraz, keď na Špecializovanom trestnom súde odštartoval s Cintulom proces.Napríklad sa konečne dozvedáme, aké mal Fico zranenia a akými dodnes trpí následkami.Dnes sa teda na súdny proces, na samotný atentát, ale aj na spoločenské dosahy pozrieme.Tomáš Prokopčák sa v podcaste Dobré ráno pýta zástupcu šéfredaktorky denníka SME Jakuba Fila.Zdroje zvukov: STVR, Česká televize, TA3, Plus JEDEN DEŇOdporúčanie:A ak sa náhodou chystáte na festival Pohoda, dnes odporúčam, aby ste sa prišli pozrieť na živé nahrávania podcastov SME a Zapo. V piatok o 10:15 v Crowdberry Clube uvidíte Piatoček a o 11:30 v Optimistane Dobré ráno sobota, v sobotu o 10:15 v Crowdberry zažijete naživo podcast Tak bolo. Zastavte sa, budeme tam takmer všetci, môžeme prehodiť pár slov.–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing
My conversation with Henry Invests from Maple Tree Capital. This up and coming 21 year-old financial influencer has made a name for himself covering Upstart stock. The software company uses AI to determine if customers are worth lending too, essentially creating it's own algorithm that is more accurate than the FICO score. Henry pitches us the stock and explains his bullcase. He believe Upstart could eventually be a $1,000 stock, if not more, if they can fulfill their potential as the AI credit platform of the future. What do you think of Henry's Upstart Bullcase?Henry Invests on X: https://x.com/HenryInvestsMy X: / gfilche HyperChange Patreon :) / hyperchange Disclaimer: Nothing in this show is financial advice.
Robert Fico sa nám najnovšie stal fanúšikom Cyrila a Metoda a nielenže jeho vláda k tomu vychystala drahé opulentné oslavy, on ich rovno aj využil na rozprávanie o nejakých mostoch a národných suverenitách.Čo tým Smer vlastne sleduje, na koho cieli a aký to môže mať ohlas medzi fanúšikmi domnelých aj skutočných tradícií?Tomáš Prokopčák sa v podcaste Dobré ráno pýta Petra Tkačenka.Zdroj zvukov: YouTube/SMER-DR, Úrad vlády SROdporúčanie:Mojim dnešným odporúčaním sú nedeľné epizódy podcastu Dobré ráno. Po novom totiž každú nedeľu v Dobrom ráne nájdete sériu Roth číta Marca, v ktorej Robo Roth číta komentáre a publicistiku Sama Marca - a naozaj tieto nedeľné epizódy odporúčam.–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing
En Columnistas de Mesa Central, Iván Valenzuela y Kike Mujica conversan con Tatiana Klima e Isabel Plá sobre los casos de narcotráfico en las Fuerzas Armadas: primero en el Ejército y luego el caso de la FACh.
Neste episódio, iniciamos uma nova série dedicada ao tema da amizade, sob a ótica da filosofia. A conversa entre Danilo Gomes e o professor Marcelo Silveira, da sede de São José dos Pinhais (PR), percorre os múltiplos significados e expressões da amizade ao longo da história, da mitologia à ética clássica. Partindo da origem da palavra "filosofia" como "amizade pela sabedoria", os participantes abordam a experiência da amizade como um elo sagrado que revela a unidade na diversidade humana. Mitos como o de Teseu e Pírito, e obras de autores como Aristóteles, Cícero e Kahlil Gibran, oferecem exemplos profundos dessa vivência, que se revela mais prática e transformadora do que conceitual. Reflete-se ainda sobre os valores que sustentam as verdadeiras amizades — como fidelidade, ousadia, reconhecimento, franqueza e maturidade — e a necessidade do autoconhecimento como base para vínculos duradouros e significativos. Assim, a amizade é apresentada não como um sentimento efêmero, mas como uma construção humana e espiritual que nos conecta ao outro e à nossa própria essência. Participantes: Danilo Gomes e Marcelo Silveira Trilha Sonora: Noturno nº 2 em Fá maior, Op. 9 – Frédéric Chopin
In this episode of Sales is King, Dan Sixsmith interviews Mike Trkay, the Chief Information Officer at FICO. They discuss the evolving role of a CIO, the importance of customer engagement, and how technology decisions are made in a collaborative environment. Mike shares insights on differentiating in a competitive market, the significance of building trust with customers, and the lessons learned throughout his career. The conversation also touches on the changing expectations of buyers in the B2B space, particularly in relation to technology and AI.TakeawaysMike Trkay emphasizes the importance of a customer-focused role for a CIO.Technology decisions at FICO are made collaboratively across various teams.AI has been a part of FICO's operations for decades, focusing on predictive analytics.FICO differentiates itself by providing analytics rather than just raw data.Building trust with customers is crucial for long-term relationships.Managing expectations is key to successful customer engagement.Mike's career path highlights the value of mentorship and learning from experiences.Listening and asking questions are vital skills in business interactions.Business outcomes should take precedence over technology for technology's sake.The expectations of buyers are evolving, particularly with younger generations. Chapters00:00 Introduction to FICO and Mike Trkay's Role03:10 Navigating Technology Decisions in a Customer-Centric World06:24 FICO's Unique Position in the Market09:10 The Role of the CIO in Sales and Customer Relationships12:24 Managing Expectations and Building Trust15:12 Expanding Opportunities and Customer Experience18:12 Handling Issues and Turning Problems into Opportunities22:49 Building Strong Relationships with Clients25:23 Mike Trkay's Journey to CIO at FICO30:51 Mentorship and Early Career Lessons36:11 Navigating Stress and Decision-Making40:13 Understanding Modern Buyer Expectations45:02 Introduction to Sales Dynamics45:02 Understanding Customer Needs
Sme po víkende, keď sa solúnski bratia svätí Cyril a Metod stali pozadím pre defilé politickej arény. Ak prezident Pellegrini volal po zastavení hádok a rozdelenia spoločnosti, premiér o svojich politických rivaloch hovoril ako o „duchovných a hodnotových bezdomovcoch“. Ak prezident hovoril o „neprivlastňovaní“ štátnych sviatkov, Devín sa zaobišiel bez exprezidentov Kisku a Čaputovej, či bez tvárí opozície. A z úst českého kardinála Duku si Slovensko v Nitre vypočulo ospravedlnenie za Čechov, ktorí ho v súčasnosti poučujú o demokracii a slobode – v čase, keď si tí Česi – najnovšie europoslanec Zdechovský – na Slovensku vypočuli iné výrazy. Napríklad obvinenia z „nájomných politických vrahov“.A Mekka folkloristov – Východná – vypískala ministerku kultúry Martinu Šimkovičovú.Aký víkend to má krajina za sebou? Pozrieme sa naň s politológom Radoslavom Štefančíkom.„Robert Fico už nejaký čas komunikuje, akoby mal pred sebou nejakých démonov. Možno ich má vo svojej hlave a bojuje proti nim. Celý jeho prejav bol založený na tom, akoby Slovensko bolo niekým ohrozované. Vracia ma to do čias Vladimíra Mečiara,“ tvrdí politológ.Podcast pripravil Jaroslav Barborák.
Sme po víkende, keď sa solúnski bratia svätí Cyril a Metod stali pozadím pre defilé politickej arény. Ak prezident Pellegrini volal po zastavení hádok a rozdelenia spoločnosti, premiér o svojich politických rivaloch hovoril ako o „duchovných a hodnotových bezdomovcoch“. Ak prezident hovoril o „neprivlastňovaní“ štátnych sviatkov, Devín sa zaobišiel bez exprezidentov Kisku a Čaputovej, či bez tvárí opozície. A z úst českého kardinála Duku si Slovensko v Nitre vypočulo ospravedlnenie za Čechov, ktorí ho v súčasnosti poučujú o demokracii a slobode – v čase, keď si tí Česi – najnovšie europoslanec Zdechovský – na Slovensku vypočuli iné výrazy. Napríklad obvinenia z „nájomných politických vrahov“.A Mekka folkloristov – Východná – vypískala ministerku kultúry Martinu Šimkovičovú.Aký víkend to má krajina za sebou? Pozrieme sa naň s politológom Radoslavom Štefančíkom.„Robert Fico už nejaký čas komunikuje, akoby mal pred sebou nejakých démonov. Možno ich má vo svojej hlave a bojuje proti nim. Celý jeho prejav bol založený na tom, akoby Slovensko bolo niekým ohrozované. Vracia ma to do čias Vladimíra Mečiara,“ tvrdí politológ.Podcast pripravil Jaroslav Barborák.
A perfect 850 FICO score is a rare feat, held by just 1.54% of credit-holding Americans. This aspirational target is becoming even harder to attain as the credit landscape continuously evolves. Join us this week as we break down upcoming changes in credit calculations and put Andrea's credit expertise to the test.
O Brasil celebra este ano quarenta anos do fim da ditadura militar, mas o passado recente mostra que o país não está livre de novas rupturas da democracia. Esse é o alerta feito pelo historiador Carlos Fico e pelo jornalista Eugênio Bucci neste episódio, que abre uma temporada especial do 451 MHz com encontros realizados n'A Feira do Livro 2025. Na conversa mediada pela jornalista Flávia Marreiro, da BBC Brasil, os convidados falam de seus livros Utopia Autoritária Brasileira (Crítica), de Fico, e Que Não Se Repita (Seja Breve) e A Razão Desumana (Autêntica), de Bucci, e discutem o cenário político atual e ideias para garantir a longevidade da democracia brasileira. O episódio foi realizado com apoio do Ministério da Cultura e tem apresentação exclusiva da Petrobras. Seja um Ouvinte Entusiasta e apoie o 451 MHz: https://bit.ly/Assine451
Kauza Emisie - známa aj ako kauza Interblue - patrí medzi najikonickejšie kauzy prvej vlády Roberta Fica. Rezort životného prostredia vedený nominantmi Jána Slotu v nej nevýhodne predal naše emisné kvóty garážovej firme Interblue, teda firme s absolútne netransparentným vlastníckym pozadím. Obchod za niekoľko desiatok miliónov bol však tak škandalózny, že premiér Fico - a to po opakovaných výmenách slotových ministrov - rezort životného prostredia napokon Slovenskej národnej strane odobral.Prípad bol síce vyšetrovaný políciou, prokurátor však po ukončení vyšetrovania skonštatoval, že sa žiadny trestný čin nestal. Nové vyšetrovanie otvorené po roku 2021 však výsledky predsa len prinieslo, už v ďalšom roku pozadie emisného biznisu odkryli a prišli aj prvé obvinenia. Napokon ale kauza končí v koši. A dôvod? Premlčanie vyplývajúce z novely trestných kódexov prijatých vládou Roberta Fica.A záver? Skutok sa stal, bol trestným činom a vyšetrovanie preukázalo záujem poškodiť Slovenskú republiku. Štát si nárokoval škodu za takmer 50 miliónov, napokon však Slovensko žiadne peniaze nezíska a obvinení ministerskí úradníci do väzenia nepôjdu. Kauza sa teda stala, a aj keď podľa orgánov činných v trestnom konaní javí znaky trestného činu, trestnoprávne - a ani iné dôsledky, za ňu už nik neponesie. Rovnako tak mnohomiliónovú škodu, ktorú Slovensko utrpelo, nám nik nenahradí.Počúvate Aktuality Nahlas. Dnes o kauze emisie a zametaní takýchto veľkých prípadov siahajúcich do tých najvyšších poschodí moci. V druhej časti dnešného podcastu sa pozrieme na znepokojivý trend radikalizácie našej mládeže, predovšetkým mladých mužov a chlapcov, a tiež na to, ako sa narastajúcemu trendu toxickej maskulinity môžu jej obete brániť. O tejto téme budeme v Aktualitách diskutovať aj na budúcotýždňovej Pohode.Pekný deň a pokoj v duši praje Braňo Dobšinský.
Kauza Emisie - známa aj ako kauza Interblue - patrí medzi najikonickejšie kauzy prvej vlády Roberta Fica. Rezort životného prostredia vedený nominantmi Jána Slotu v nej nevýhodne predal naše emisné kvóty garážovej firme Interblue, teda firme s absolútne netransparentným vlastníckym pozadím. Obchod za niekoľko desiatok miliónov bol však tak škandalózny, že premiér Fico - a to po opakovaných výmenách slotových ministrov - rezort životného prostredia napokon Slovenskej národnej strane odobral.Prípad bol síce vyšetrovaný políciou, prokurátor však po ukončení vyšetrovania skonštatoval, že sa žiadny trestný čin nestal. Nové vyšetrovanie otvorené po roku 2021 však výsledky predsa len prinieslo, už v ďalšom roku pozadie emisného biznisu odkryli a prišli aj prvé obvinenia. Napokon ale kauza končí v koši. A dôvod? Premlčanie vyplývajúce z novely trestných kódexov prijatých vládou Roberta Fica.A záver? Skutok sa stal, bol trestným činom a vyšetrovanie preukázalo záujem poškodiť Slovenskú republiku. Štát si nárokoval škodu za takmer 50 miliónov, napokon však Slovensko žiadne peniaze nezíska a obvinení ministerskí úradníci do väzenia nepôjdu. Kauza sa teda stala, a aj keď podľa orgánov činných v trestnom konaní javí znaky trestného činu, trestnoprávne - a ani iné dôsledky, za ňu už nik neponesie. Rovnako tak mnohomiliónovú škodu, ktorú Slovensko utrpelo, nám nik nenahradí.Počúvate Aktuality Nahlas. Dnes o kauze emisie a zametaní takýchto veľkých prípadov siahajúcich do tých najvyšších poschodí moci. V druhej časti dnešného podcastu sa pozrieme na znepokojivý trend radikalizácie našej mládeže, predovšetkým mladých mužov a chlapcov, a tiež na to, ako sa narastajúcemu trendu toxickej maskulinity môžu jej obete brániť. O tejto téme budeme v Aktualitách diskutovať aj na budúcotýždňovej Pohode.Pekný deň a pokoj v duši praje Braňo Dobšinský.
Ovidio Guzmán López, hijo de Joaquín “El Chapo” Guzmán, se prepara para declararse culpable de los cargos relacionados con narcotráfico en un tribunal federal de Chicago, Estados Unidos. La noticia fue dada a conocer a través de una moción judicial firmada por el propio acusado, detallando su intención de aceptar los cargos como parte de un acuerdo con la fiscalía estadounidense.See omnystudio.com/listener for privacy information.
Fond na podporu umenia opäť úradoval, tentoraz sa obeťou rozhodnutí politických nominantov Rady Fondu stali vydavatelia pôvodnej slovenskej literatúry. Napriek kladným stanoviskám odborných komisií - po politickom zásahu Šimkovičovej nominantov a bez vecného odôvodnenia, s nulovou podporou odišli známe vydavateľstva BRAK či Artfórum. No a dlhoročný nestor v oblasti vydávania slovenskej literatúry a objaviteľ mnohých našich literárnych talentov Koloman Kertész Bagala odišiel s desatinou toho, čo žiadal. Paradoxom pritom je, že rezort vedený Martinou Šimkovičovou sa síce navonok riadi heslom „kultúra slovenského ľudu má byť slovenská a žiadna iná“, no v praxi sa Fond do podpory vydávania pôvodnej slovenskej literatúry - a žiadnej inej, už akosi veľmi nehrnie.Počúvate Aktuality Nahlas, dnes s dlhoročným vydavateľom pôvodnej slovenskej literatúry, ktorý má na konte už približne 500 kníh z našej domácej produkcie, a stojí aj za etablovanou súťažou Poviedka, Kolomanom Kertészom Bagalom. Pekný deň a pokoj v duši praje Braňo Dobšinský.
Fond na podporu umenia opäť úradoval, tentoraz sa obeťou rozhodnutí politických nominantov Rady Fondu stali vydavatelia pôvodnej slovenskej literatúry. Napriek kladným stanoviskám odborných komisií - po politickom zásahu Šimkovičovej nominantov a bez vecného odôvodnenia, s nulovou podporou odišli známe vydavateľstva BRAK či Artfórum. No a dlhoročný nestor v oblasti vydávania slovenskej literatúry a objaviteľ mnohých našich literárnych talentov Koloman Kertész Bagala odišiel s desatinou toho, čo žiadal. Paradoxom pritom je, že rezort vedený Martinou Šimkovičovou sa síce navonok riadi heslom „kultúra slovenského ľudu má byť slovenská a žiadna iná“, no v praxi sa Fond do podpory vydávania pôvodnej slovenskej literatúry - a žiadnej inej, už akosi veľmi nehrnie.Počúvate Aktuality Nahlas, dnes s dlhoročným vydavateľom pôvodnej slovenskej literatúry, ktorý má na konte už približne 500 kníh z našej domácej produkcie, a stojí aj za etablovanou súťažou Poviedka, Kolomanom Kertészom Bagalom. Pekný deň a pokoj v duši praje Braňo Dobšinský.
El vicepresidente de la Deputación habla en el programa especial de 'La brújula' sobre la Bienal de Arte de Pontevedra, de la que también es presidente.'La brújula' con Rafa Latorre, en directo desde la Bienal de Arte de PontevedraLuis López: "La Bienal de Arte de Pontevedra está siendo un éxito, tenemos tres meses de intensa actividad artística"Alfonso Rueda, presidente de la Xunta de Galicia: "Necesitamos un Gobierno que se preocupe de los problemas que tenemos en Galicia"
Think your credit score is just a number? Think again. In this episode, Jess and Brandon break down the five key components of your FICO score—and why they matter more than you think.Learn how to:Boost your score with smart, strategic moves (not guesswork)Avoid the myths that hurt more than helpProtect yourself from identity theft with simple, overlooked security stepsYour credit score doesn't define you—but it does impact your financial options. Tune in to take control of your credit and open doors to better rates, approvals, and opportunities.Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.Watch this episode in video form on YouTubeTo apply to be a guest on the showYou can email us at: thesugardaddypodcast@gmail.comBe sure to connect with us on socials @thesugardaddypodcast we are most active on InstagramLearn more about Brandon and schedule a free 30-minute introductory call with him Please remember to subscribe, rate, and review.Notes from the show:ExperianEquifaxTransunionFree Credit Report
Príspevok za voľby až od päť percent, premenovanie strany len raz za päť rokov a vyššia kaucia, ak sa volieb vôbec strana chce zúčastniť. Toto sú len niektoré zo zmien, ktoré rezort vnútra predstavuje vo svojom návrhu novely zákona o politických stranách. Šéf ministerstva aj strany Hlas Matúš Šutaj Eštok chce mať novinku účinnú od decembra.Mnohí však už dnes hovoria o tom, že niektoré časti môžu byť protiústavné a aj o tom, ako zákon zamedzuje otvorenej politickej súťaži.Čo konkrétne teda návrh obsahuje, aké to môže mať dopady na jednotlivé politické strany a prečo vôbec Hlas s niečím podobným prichádza?Eva Frantová sa v podcaste Dobré ráno pýta Pavla Baboša, politológa z Katedry sociológie Filozofickej fakulty Univerzity Komenského v Bratislave.Zdroj zvukov: STVR, TASR, TA3, JOJ24Odporúčanie:Dnes vám odporúčam rozhovor Adama Blaška s poslancom SaS Alojzom Hlinom. Prvých 16 minút s trištvrte hodinového rozhovoru nájdete na YouTube Piatočka, zvyšok na HeroHero. Tým zvyškom myslím napríklad aj to, ako zjednotiť opozíciu, alebo to, ako skončil chlapec z Oravy namiesto protialkoholického liečenia v politike.–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing
1. Ešte kúsok a KDH bojuje o prežitie. 2. Migaľ si opäť vybavuje účty s Hlasom.
El hijo de Joaquín “El Chapo” Guzmán firmó un documento en el que dice querer declararse culpable por narcotráfico en Estados Unidos. A sólo días de su audiencia en la Corte Federal de Illinois, programada para el 9 de julio, llegó la noticia de un aparente acuerdo de culpabilidad, que, en casos similares, ha incluido protección para familiares, traslados a prisiones de menor seguridad o reducción de penas a cambio de información clave.Por poquito, pero el Senado de Estados Unidos aprobó la One Big Beautiful Bill, como se le conoce a la reforma fiscal impulsada por Donald Trump. Entre otros puntos, la medida implica recortes fiscales por billones y billones de dólares, así como un impulso presupuestario a temas de defensa y migración.Además… Flossie se fortaleció y llegó a ser huracán categoría 2; La policía de la CDMX abatió a un hombre que tomó como rehenes a varias personas; Trump se lanzó a visitar Alligator Alcatraz, la polémica instalación de ICE en Florida; Donald Trump dijo que está analizando si deporta a Elon Musk a Sudáfrica; El jurado en el juicio federal por tráfico sexual y extorsión de Sean "Diddy" Combs casi llega a un veredicto en todos los cargos; Y BTS anunció su regreso en la primavera de 2026.Y para #ElVasoMedioLleno… Pronatura México y Pronatura Veracruz lanzaron Birdle, un juego interactivo que, a través de pistas visuales y sonoras, te desafía a descubrir aves del país.Para enterarte de más noticias como estas, síguenos en redes sociales. Estamos en todas las plataformas como @telokwento. Hosted on Acast. See acast.com/privacy for more information.
Verano de 2025, el peor menú cinematográfico del siglo Llegamos al verano del primer cuarto del siglo XXI, una marca en el calendario que debió pasar a la historia con una oferta de cine de verdad, de historias interesantes y determinantes para un momento tan peculiar como el que vive la humanidad. Sin embargo, la oferta de este verano cinematográfico es todo lo contrario. Por razones que vale la pena entender para tratar de cambiarlas, el verano cinematográfico del muy determinante 2025 va a quedar marcado como uno de los peores de este siglo. La cartelera está ya poblada de secuelas sin sentido, otras completamente sacadas de la manga, vendrán nuevas versiones, reboots, películas que imitan a otras encuadre a encuadre y el regreso de, por lo menos, dos temas alrededor de los superhéroes que creíamos ya superados. Y la cosa se va a poner peor. Para entender este fenómeno y ver si nos hace mal o bien… O qué podemos hacer al respecto, invitamos a este podcast a la guionista Anna Grajales que de contar historias, especialmente nuevas, sabe y mucho. Learn more about your ad choices. Visit megaphone.fm/adchoices
CNDH niega que México sea un país de alto riesgo Atención, Cablebús hará revisiones en sus tres líneas Corte de Costa Rica pide retirar fuero al presidente para ser juzgado por corrupción
O čom sníva premiér Fico? A čoho sa bojí? Blanár je nielen hlupák, ale aj neokrôchanec.
The 'Buy Now, Pay Later' option is growing in popularity and now these loans will be a factor in credit scores. Imani Moise, personal economics reporter for The Wall Street Journal, explains how it works, and listeners call in to talk about how they use the services, and whether or not it has been helpful as they manage their finances.
Did it feel like we were just crowning a national champion? June has flown by.We wrap up the month the right way on today's episode of In The Circle, powered by SixFour3.Before she meets with the local media, hear from new Florida Gulf Coast head coach Lindsay Fico on her vision for the program—and what it was like coaching against Tim Walton during the Gainesville Regional.Plus, Victor breaks down the new consortium between the Atlantic Sun and the WAC. The guys also discuss Texas State's looming decision to join the Pac-12.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
PC emite Alerta Amarilla de peligro moderado, por el acercamiento de la Tormenta Tropical BarryLa alcaldía Miguel Hidalgo te invita al curso de verano Teatro MusicalPapa León XIV pide rezar para trabajar por la paz a través del diálogoMás información en nuestro Podcast
Nos visita hoy una eminencia en su campo: Álex Gómez-Marín es doctor en Física Teórica y neurocientífico. Investigador del CSIC, en el Instituto de Neurociencias de Alicante. Su investigación se centra en el estudio científico de la consciencia y de sus márgenes. Esto se debe a unas experiencias ECM que él mismo experimentó en 2021. Esta noche nos lo contará y nos hablará de sus trabajos de investigación sobre la consciencia. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
In the aftermath of the U.S. bombing of Iranian nuclear facilities, we welcome back Theodore Postol, Professor of Science, Technology and National Security Policy Emeritus at MIT to give his expert technical assessment on where that assault leaves the Iranian nuclear program. Then, Trita Parsi, executive vice president of the Quincy Institute for Responsible Statecraft, gives us his analysis of the political side of the issue.Theodore Postol is Professor of Science, Technology and National Security Policy Emeritus in the Program in Science, Technology, and Society at MIT. His expertise is in nuclear weapon systems, including submarine warfare, applications of nuclear weapons, ballistic missile defense, and ballistic missiles more generally.No one at that point after the attack could have known whether or not there was success of any kind, even if there was success. And I doubt there was any success.Theodore PostolThe Israelis have done everything in their power to create an internal argument among the political leadership in Iran to proceed to build a nuclear weapon so that this kind of thing won't happen again. So the Israeli grand strategy, if you want to call it that, shows no intelligence or thought of any kind.Theodore PostolTrita Parsi is the executive vice president of the Quincy Institute for Responsible Statecraft, and the co-founder and former President of the National Iranian American Council. He is an expert on US-Iranian relations, Iranian foreign policy, and the geopolitics of the Middle East. He has authored three books on US foreign policy in the Middle East, with a particular focus on Iran and Israel— Treacherous Alliance: The Secret Dealings of Iran, Israel and the United States, A Single Roll of the Dice – Obama's Diplomacy with Iran, and Losing an Enemy: Obama, Iran and the Triumph of Diplomacy.Israel is not enhancing American power in the Middle East. Israel is consuming it.Trita Parsi, Executive VP of the Quincy Institute for Responsible StatecraftIf the (Iranian regime) were to collapse it would most likely be because there would be an internal coup. And the next regime would be coming from the very same regime. It would just be a much more aggressive and hardline.Trita Parsi20 Worst Recent Trump Headlines1. Trump Administration Abruptly Cuts Billions From State Health Services (Apoorva Mandavilli, Margot Sanger-Katz and Jan Hoffman, New York Times, March 26, 2025)2. The EPA is canceling almost 800 environmental justice grants, court filing reveals (Maxine Joselow and Amudalat Ajasa, Washington Post, April 29, 2025)3. Trump's attack on federal unions a ‘test case' for broader assault, warn lawyers (Michael Sainato, The Guardian, 5/1/25)4. Trump fires all 3 Democrats on the Consumer Product Safety Commission (Jaclyn Diaz, NPR, 5/9/25)5. Federal employee unions fight for survival as Trump tries to eviscerate them (Andrea Hsu, NPR, 5/11/25)6. Trump's DOJ agrees to let Boeing escape guilty plea. It was a deal victims' families didn't want. (Alexis Keenan, Yahoo Finance, 5/23/25)7. Trump made a promise not to touch Medicare. His megabill just broke it. (Alan L. Cohen, NBC, 5/23/25)8. Trump's safety research cuts heighten workplace risks, federal workers warn (Michael Sainato, The Guardian, 5/27/25)9. Provision in GOP budget bill puts millions at risk of losing SNAP benefits (Lisa Desjardins and Jackson Hudgins, PBS, 5/29/25)10. White House proposes shutting down chemical safety agency (Maxine Joselow Washington Post, 6/3/25)11. Trump tax bill would add $550 billion in interest payments to national debt (Jacob Bogage, Washington Post, 6/5/25)12. RFK Jr. boots all members of the CDC's vaccine advisory committee (Will Stone, NPR, 6/9/25)13. Vance, Rubio peddle fiction that 88 percent of foreign aid doesn't go overseas (Glenn Kessler, Washington Post, 6/11/25)14. Trump's EPA plans to repeal climate pollution limits on fossil fuel power plants (Jeff Brady, NPR, 6/11/25)15. How Trump's assault on science is blinding America to climate change (Scott Waldman, E&E News, 6/16/2025)16. ‘Censorship:' See the National Park visitor responses after Trump requested help deleting ‘negative' signage (Government Executive Magazine, 6/18/25)17. Government drops cases against ‘predatory' financial firms (Peter Whoriskey, Washington Post, 6/20/25)18. 'Hell no, insane': A proposal for millions of acres of land under Trump's 'big, beautiful' bill sparks outrage (No Byline, Economic Times, 6/23/25)19. Under Trump's ‘Big, Beautiful Bill' child poverty will rise again (Arturo Baiocchi, Sacramento Bee, 6/23/25)20. Trump loves saying 'You're fired.' Now he's making it easier to fire federal workers (Andrea Hsu, NPR, 6/23/25)News 6/27/251. After a brutal initial barrage by the United States, followed by tit-for-tat exchanges between Israel and Iran, the U.S. is seeking to broker a ceasefire between the two states. On Truth Social, Trump posted “ISRAEL is not going to attack Iran. All planes will turn around and head home, while doing a friendly ‘Plane Wave' to Iran. Nobody will be hurt, the Ceasefire is in effect!” Just hours after this however, Israel did in fact bomb targets in Tehran, per Reuters. Israel also claims to have intercepted missiles fired from Iran following the ceasefire agreement. In the wake of the initial attacks, journalist Séamus Malekafzali reported that the “Iranian communist party Tudeh and the Communist Party of Israel [Hadash] release[d] a joint statement condemning the Israeli war on Iran, saying Israel's intent is to make the region ‘bow down to [US] imperialism' and that the only solution is full nuclear disarmament in the Middle East.” Israel's nuclear capabilities are an open secret in Washington, with estimates that the country possess between 90 and 400 nuclear warheads.2. In Congress, Senator Tim Kaine of Virginia has put forth a War Powers resolution in an attempt to check Trump's unilateral escalation in Iran. According to Newsweek, he expects to get Republican votes in the Senate. In the House, the effort is led by Reps. Ro Khanna and maverick Republican Thomas Massie, whom Trump has become so enraged with that he recently launched a PAC to oust him from his seat, per Axios. Meanwhile, AOC issued a statement reading, “The President's disastrous decision to bomb Iran without authorization is a grave violation of the Constitution and Congressional War Powers. He has impulsively risked launching a war that may ensnare us for generations. It is absolutely and clearly grounds for impeachment.” Speaker Emerita Nancy Pelosi, asked about AOC's impeachment comments, replied “No, no, that's a big threshold to cross,” per David Weigel.3. The escalation in Iran has exposed fissures in Trump's orbit. PBS reports major MAGA figures like Steve Bannon, Tucker Carlson and Marjorie Taylor-Greene are openly opposed, while Director of National Intelligence Tulsi Gabbard has reportedly drawn Trump's ire for a string of comments out of step with the administration's messaging, starting with a video earlier this month in which she accused “political elites and warmongers [of] carelessly fomenting fear and tension between nuclear powers,” per the Independent. Defense Secretary Pete Hegseth has been iced out completely, according to the Washington Post.4. In more news concerning the administration, the Project on Government Oversight (POGO) has published a new report, finding that “Stephen Miller…Trump's powerful deputy chief of staff and homeland security advisor…has a personal financial stake…[of] up to a quarter million dollars of stock in Palantir.” POGO describes Palantir, the shadowy tech company founded by rightwing tech oligarch Peter Thiel, as “woven into the operations of U.S. Immigration and Customs Enforcement (ICE) and used by other federal agencies such as the Pentagon.” POGO and other experts see this as a glaring potential conflict of interest. In an almost darkly comedic twist, “Democratic lawmakers have recently sought information from Palantir, [but] they are in the minority and cannot compel the company to produce records. A person who could is Representative James Comer (R-KY), the chairman of the [House] oversight committee...However, Comer bought…Palantir stock the day after Trump's inauguration…his only stock trade that day.” Palantir is the second-best-performing S&P 500 stock in 2025, with shares up 74% year-to-date, per Business Insider.5. In a rare case of corruption actually being prosecuted, the New York Times reports former New Jersey Senator Bob Menendez reported for his eleven-year prison sentence on June 17th. “After a nine-week trial in Manhattan, Mr. Menendez…became the only U.S. senator ever to be convicted of acting as an agent of a foreign government,” after taking part in a “yearslong bribery conspiracy” that included payoffs in the form of “kilo bars of gold, a Mercedes-Benz convertible and more than $480,000 in cash.” Menendez is now incarcerated at the Federal Correctional Institution, Schuylkill, a medium-security federal prison in Minersville, Pennsylvania. He has been assigned the prisoner number 67277-050.6. In other news, POLITICO reports, “FICO plans to launch a suite of credit scores later this year that incorporate [Buy Now Pay Later or BNPL] data, providing lenders a window into…consumers' repayment behavior on these increasingly popular installment loans.” As BNPL data has not been included in credit reporting before, this has become known as “phantom debt…a gigantic black box…[and] largely unregulated.” This story notes that the Trump administration CFPB has “dropped planned enforcement of a Biden administration rule that would have treated BNPL providers like credit card companies,” subjecting this industry to daylight and financial regulation. The administration's abandonment of this rule mirrors their declassification of cryptocurrency as securities in order to skirt SEC oversight. Many questions remain over how exactly BNPL data will factor into consumers' credit scores, but many are bracing for this data to reveal a growing chasm of consumer debt underpinning the already shaky economic picture.7. Meanwhile Mahmoud Khalil, the Columbia University student and activist abducted by ICE on the eve of his son's birth – despite being a legal permanent resident – has finally been freed. Khalil was held in federal immigration detention in Louisiana for 104 days, per AP. Following his release, Khalil said “Justice prevailed, but it's very long overdue.” Khalil's legal battle will continue. Khalil stated in an interview with NPR, “My release is just the first step. The legal fight is still very, very long. The administration appealed the decision about my release, but we will prove our case – that what happened…was textbook retaliation against the First Amendment, that I was targeted because of speech the government did not like, and that there was nothing wrong with the speech I was engaged in. I want to make sure that everyone who contributed to my arrest will be held accountable.”8. Backlash to Trump's immigration policies is not confined to the political and legal realms either. Newsweek reports that the new Pope, Leo XIV, has “called for priests, deacons and parish leaders to accompany migrants to court and stand in solidarity with them.” This is an encouraging sign for those who hoped Leo would follow in the footsteps of Pope Francis. It also puts the new Pope at odds with more conservative American Catholics, such as Vice-President JD Vance who converted in adulthood. In May, Leo's brother John Prevost told New York Times that the new Pope, “has great, great desire to help the downtrodden and the disenfranchised, the people who are ignored.”9. In another immigration flashpoint, “A gang of masked federal agents swarmed, manhandled, and detained New York City Comptroller Brad Lander…as he sought to assist a defendant out of immigration court,” according to the American Prospect. The Prospect notes this arrest is “the latest instance of political violence against opposition party members, which has included the arrests of Newark Mayor Ras Baraka and New Jersey Rep. LaMonica McIver…the arrest of Milwaukee County Circuit Judge Hannah Dugan…and the brief detention of Sen. Alex Padilla.” Lander was released several hours after he was detained, when New York Governor Kathy Hochul showed up in person to demand his release. She called his arrest “b******t.” Later, in an interview with Joe Gallina, Lander said, “Courts tell undocumented immigrants their cases are ‘dismissed.' But what they really dismiss… is their asylum status. Then ICE grabs them. No lawyer. No warning.”10. Finally, 33-year-old democratic socialist Zohran Mamdani trounced disgraced former Governor Andrew Cuomo in the New York City Democratic mayoral primary on Tuesday, winning by a completely unforeseen seven-point landslide. Polls up to election day showed Cuomo winning, some by as much as 24 points. Mamdani, a state legislator since 2021, ran on a platform of affordability, including making city buses free, establishing city-owned grocery stores and freezing the rent for all stabilized tenants. This platform – paired with cogent messaging, an extraordinary grassroots organizing campaign and shrewd alliances with other progressive candidates like Brad Lander – won the day for Zohran. However, an air of uncertainty about November remains. Incumbent Mayor Eric Adams still plans to run for reelection as an independent and Cuomo hasn't ruled out doing the same, per the Hill. While many who endorsed or donated to Cuomo in the primary – some now openly admitting they merely did so out of fear of reprisal – have switched their allegiance to Mamdani, some are maintaining a hostile posture towards the presumptive Democratic nominee. There is no doubt this story will proceed in dramatic fashion.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through FICO's announcement that buy now pay later purchases will be included in borrower's scoring. Plus, Robbie sits down with Covius' Pete Pannes to discuss the company's recent acquisition of Title 365. And we close with a look at why President Trump saying he will replace Fed Chair Powell is weakening the U.S. dollar.Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.
John Owens CFP®, EA, ECA, CPWA® and Ed Zolotarev CPA, MST, CFP® fill in for AJ and Shane on this milestone 150th episode of The Liquidity Event. FICO (Fair Isaac Corporation) is finally figuring out what to do about your outstanding Klarna loans. We discuss how “buy now, pay later” services might soon impact your credit score. TLDR: It probably isn't the best idea to finance your DoorDash order over 4 months. Plus, alternative investments are getting a lot of attention right now. Why are private equity firms suddenly sliding into your DMs? We examine the dry IPO market as one of the root causes. Then a Reddit question: how many kids should you have from a financial perspective? Finally, our biggest takeaways from the first half of 2025. Key Timestamps: (6:25) FICO's buy now, pay later integration rollout (9:30) Why financing experiences is financial quicksand (12:20) Ed's Affirm baby monitor financing experiment (15:56) Alternative investments moving down market (19:20) Why the IPO drought is forcing PE firms to get creative (24:10) Reddit question: How many kids should you have? (29:25) First half of 2025 takeaways
Slovensko, stále krajina Európskej únie a NATO. Štvornásobný premiér Robert Fico hovorí o neutralite, zmene politického systému a chváli komunistické režimy. Životná úroveň na Slovensku sa medzitým prepadáva a Slovensko je takmer najchudobnejšou krajinou v Európskej únii a vo V4 sme úplne najchudobnejší. Naši občania v priemere zomierajú skôr ako ľudia v iných krajinách únie a naše zdravotníctvo zaostáva.Ako sa má Slovensko? Po čom túžime a čo považujeme za dôležité? Zhoduje sa to s tým o čom hovorí premiér a s krokmi, ktoré robí vláda? Ako a načo míňajú čas, ktorý od nás dostali vo voľbách? Nutne sme potrebovali zmeny v trestných zákonoch či dve pohlavia v ústave? A bude mať ďalej naša ekonomika peniaze a podporu nášho sociálneho systému, dotácií, ktoré platia aj chudobnejší pre bohatších? Kde bude šetriť ďalšia vládna konsolidácia?Braňo Závodský sa rozprával so sociologičkou a bývalou premiérkou, profesorkou Ivetou Radičovou.
1. Fico má pravdu, Danko si nepamätá. 2. V Poprade majú alibi pre nenáročných. 3. ÚPN protestoval proti zneužitiu odkazu Milady Horákovej.
In this episode of Inside Startup Investing, Chris Lustrino sits down with Dr. Zwade Marshall, founder and CEO of Doc2Doc Lending, to explore how a physician-turned-founder built a fintech company by solving a deeply personal problem — the financial barriers doctors face early in their careers. Zwade shares how Doc2Doc raised $21M almost exclusively from fellow doctors, built a flexible underwriting model to beat SoFi's default rates, and scaled to over $100M in originations while staying lean and mission-driven. For any founder tackling industry-specific pain points or looking to raise capital from within a community, this conversation is a masterclass in focused execution and founder-market fit.Highlights include...Founder-market fit: Why Zwade understood this medical niche better than traditional lenders (4:18)Outperforming SoFi: 2.23% default rates with a 600 FICO borrower base (12:05)Revenue model breakdown: interest spread, servicing, referral, and origination fees (14:08)Structuring capital efficiently: lending with $150M in debt capacity, not equity (15:33)Strategic expansion to other healthcare professionals with high LTV (22:57)
Ebrard descarta afectación por acusaciones de lavado de dinero contra bancosDa inicio el Carnaval con la Quema del Mal Humor en VeracruzTren de pasajeros, pero sin viajeros, llegó hoy a Moscú desde PionyangMás información en nuestro Podcast
On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about this week's mortgage lending news, including what's happening at FICO, nCINO, Rocket and more. Related to this episode: nCino CMO indicted for grand larceny, stealing $6M from former employers | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
El narcotráfico no solo enriquece al crimen organizado también contamina el medioambiente y genera violencia. Son algunas de las conclusiones del informe anual de la Oficina de Naciones Unidas contra la Droga y el Delito. Este año es el primero en el que ese informe dedica un capítulo exclusivo a los efectos del tráfico de drogas en el mundo sobre el medioambiente. Estaremos en Gaza porque la ofensiva isarelí no cesa. Todo lo contrario que lo que ocurre con la ayuda humanitaria, que Israel ha detenido alegando que Hamás se queda con los suministros. También en Sudán, que lleva más de dos años de guerra y sus ciudadanos tienen cada vez menos esperanzas de sobrevivir. Analizaremos la situación en Kenia, muy inestable, en una entrevista con un historiador experto en el país. También estamos pendientes de un incendio en Atenas, en Grecia; el año pasado fueron devastadores. Sabremos también qué ocurre en el Partido Laborista porque cien diputados han firmado una enmienda contra los recortes anunciados por su lider y en Corea del Norte con un informe sobre violaciones de derechos humanos. Escuchar audio
En este episodio de Mundo Narco nos adentramos en la vida del hombre que cambió para siempre el mapa del narcotráfico mundial: Pablo Emilio Escobar Gaviria. Desde sus orígenes humildes en Antioquia hasta convertirse en el líder absoluto del Cartel de Medellín, recorremos el ascenso, el poder, la violencia y la caída del llamado “Patrón del Mal”. ¿Cómo logró Escobar amasar una de las fortunas más grandes del planeta? ¿Qué papel jugó la política, el terror y el miedo en su reinado? ¿Y qué dejó tras su muerte? Una historia real, cruda y brutal, que definió una era.
En este nuevo episodio, Aragón Radio te invita a descubrir las múltiples salidas profesionales que ofrece hoy el sector primario. Desde el corazón de Ibercaja Xplora, reunimos a expertos del mundo agrícola, ganadero y agroalimentario para analizar los perfiles más demandados, los retos del relevo generacional y las oportunidades emergentes que están transformando el campo en Aragón. Una charla clave para jóvenes, emprendedores y profesionales que buscan futuro en un sector con mucho por contar… y aún más por hacer.Moderado por Carlos Espatolero, director del programa De Puertas al Campo, el encuentro reúne a destacadas voces del ámbito académico, investigador y profesional. Participan Marta Rivas, directora del CPIFP de Movera y vicepresidenta de FP Empresa; Celia Cantín, investigadora del CSIC en la Estación Experimental de Aula Dei; y María Videgain, coordinadora del Máster en Ingeniería Agronómica en la Escuela Politécnica Superior de Huesca. El análisis se completa con las aportaciones de Jesús Betrán, decano del Colegio de Ingenieros Agrónomos de Aragón, Navarra y País Vasco; Ignacio Pérez-Soba, decano del Colegio de Ingenieros de Montes de Aragón; José Luis Olleta, vicedecano de la Facultad de Veterinaria de Zaragoza; y Javier Lorén, miembro de la Junta de Gobierno del Colegio de Ingenieros Técnicos Agrícolas de Aragón.
El Departamento del Tesoro sanciona mexicanas a tres instituciones relacionadas a red de lavado de dinero.
Lídri krajín NATO sa dnes na kľúčovom summite v holandskom Haagu dohodli na postupnom zvýšení obranných výdavkov Severoatlantickej aliancie - a to až na 5 % HDP do roku 2035. Všetci - vrátane amerického prezidenta Donalda Trumpa, sa zároveň zaviazali dodržiavať zásadný - piaty článok Washingtonskej zmluvy o kolektívnej obrane. Slovensko však išlo na tento dôležitý samit bez jasného a jednoznačného politického stanoviska. Navyše, iba nedávno premiér Fico verejne a opakovane hovoril o zbytočnosti zbrojenia či dokonca otvoril i otázku možnej neutrality Slovenska. No a líder vládnej SNS zasa volá po prípadnom referende o vystúpení z NATO.Aká je teda skutočná geopolitická orientácia Slovenska pod štvrtou vládou Roberta Fica? Nehrozí nám, že postupným preberaním naratívov o vystúpení z NATO a neutralite krajiny sa tieto marketingové - ako i politicky účelové motívy stanú aj možnou budúcou realitou? A ak áno, akú strategickú alternatívu nám táto vláda vlastne ponúka?Počúvate Aktuality Nahlas, pekný deň a pokoj v duši praje Braňo Dobšinský.
Bienvenidos a las Pastillas de Nación Combi. Aquí volvemos a colgar segmentos de programas pasados que consideramos que siguen vigentes. . Ante los pocos avances de integración comercial de la Comunidad Andina, surgió la iniciativa de la Alianza del Pacífico, que incluye a otros países. En este segmento comentamos su origen y las expectativas que existían alrededor de este grupo. . Si desean escuchar los episodios enteros, búsquenlos en nuestra cuenta en Ivoox o en la de Spotify.
Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's Headlines: Iran officially retaliated for the U.S. bombing of its nuclear sites by launching missiles at a U.S. base in Qatar—none hit, thanks to Qatari defenses. President Trump thanked Iran for the “early notice” and mocked the attack as “very weak,” while urging oil producers to keep prices down and demanding the Energy Department “DRILL BABY DRILL.” Trump later declared a 12-hour ceasefire between Israel and Iran, claiming the war is over. Reporting revealed he was warned by Iran of potential sleeper cell attacks in the U.S. and used vague public statements to mask his true plans. His decision to strike was reportedly influenced by Fox News coverage and online sentiment, leading one military official to call him the “biggest threat to operational security.” Globally, Iran's foreign minister met with Putin, who condemned the strikes but didn't pledge support. Meanwhile, Russia, China, and Pakistan introduced a UN resolution condemning the U.S., which America is expected to veto. Japan and South Korea pulled out of the NATO summit, citing the Middle East conflict. Domestically, the Supreme Court ruled 6–3 to allow Trump's administration to deport migrants to third countries, and the administration also overrode a federal judge's order to release smuggling suspect Kilmar Abrego Garcia. ICE had already planned to detain him regardless. In finance, FICO announced it will start factoring buy-now-pay-later (BNPL) loans into credit scores, affecting 90+ million Americans—raising concerns over debt risk in an already fragile consumer economy. And nearly 190 million Americans are under heat advisories as a record-breaking “heat dome” grips the US, setting over 360 daily high temp records last week alone. Resources/Articles mentioned in this episode: Axios: No casualties reported after Iran missile attack on U.S. base in Qatar NY Times: How Trump Decided to Strike Iran WSJ: Putin Tells Iranian Envoy U.S. Strikes Weren't Justified AP News: Iran-Israel live updates: Trump says countries agree to ceasefire The New Republic: Countries Ditch NATO Summit After Trump Decision to Bomb Iran AP News: Supreme Court allows Trump to restart swift deportation of migrants away from their home countries NYT: Judge Orders Abrego Garcia Released on Smuggling Charges Before Trial Axios: FICO credit scores to include buy-now-pay-later loans Axios: Millions at risk amid widespread heat wave Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices
BOSSes Anne Ganguzza and Tom Dheere, your "real bosses" and co-hosts, connect to dive deep into the critical world of online security and scam prevention for voiceover professionals. They unpack Tom's recent harrowing experience with an AI voice cloning scam, offering a candid look into the crucial insights needed to navigate digital threats and build a truly secure business in today's landscape. Listeners will discover the essential role of vigilance and proactive measures in protecting their assets, gain an understanding of emerging scam tactics, and appreciate the power of community in safeguarding their careers. Anne and Tom also discuss practical pathways for secure transactions and the evolving nature of digital defense. 00:01 - Anne (Host) Hey guys, it's Anne from VO BOSS here. 00:04 - Speaker 2 (Announcement) And it's George the Tech. We're excited to tell you about the VO BOSS. Vip membership, now with even more benefits. 00:10 - Anne (Host) So not only do you get access to exclusive workshops and industry insights, but with our VIP plus tech tier, you'll enjoy specialized tech support from none other than George himself. 00:22 - Speaker 2 (Announcement) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best Voice acting. It's tech support tailored for voiceover professionals like you. 00:32 - Anne (Host) Join us guys at VO BOSS and let's make your voiceover career soar. Visit voboss.com slash VIP-membership to sign up today. 00:45 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss, a VO boss. Now let's welcome your host, Anne Ganguzza. Hey, hey, everyone, welcome to the VO BOSS Podcast. 01:04 - Anne (Host) I'm your host, Anne Ganguzza. Hey, hey everyone, welcome to the VO BOSS Podcast. I'm your host, Anne Ganguzza, and I'm here with my real boss, Tom Deere. I had to think about that, Tom. We've been together so long. I was like what is our subtitle here? We are real bosses. 01:20 - Tom (Host) Yeah, we're real bosses. Thanks for having me back, Anne. 01:23 - Anne (Host) How are you doing, Tom, my real boss? Co-host. 01:26 - Tom (Host) All things considered, I'm doing okay, I had a weird experience recently which it seems like a lot of voice actors are experiencing. I got an email from someone expressing interest in wanting to cast me for a voiceover project. Oh yes, I looked at it and it was this long-form project, something like 9,000 and change words. And I looked at it and I'm like and you know I was reading the ins and outs of it and I'm like, huh, like my spider sense was tingling a little bit, but I'm looking at, I'm like this one is worth replying to and getting some information about. 02:00 So there was a little bit of back and forth about it. 02:03 - Anne (Host) So you did reply, and then there was. 02:05 - Tom (Host) There was more conversation. 02:06 - Anne (Host) Yeah, there was more conversation, which is what I always do when I'm trying to find out more information about a job to make sure it's legit. 02:12 - Tom (Host) Right Now, around the same time, maybe a couple of days after that, someone posted on a Facebook group hey, I got this email. It was saying this and this Did anyone else get it? Does it seem legit? And it looked like it was the same email that I had gotten, so I was following that it turns out. 02:28 It was posted by our friend, bridget Real, who is the co-founder of VA for VO, the virtual assistant site that helps voice actors, and we talked about it a little bit and we're both like, yeah, we're going to keep digging a little bit and see what's going on. And then her business partner, lynn, also got the email and I was getting ready to accept it just to see what would happen. And that morning I got a message from her saying hey, did you accept this project? Yet I'm like no, why? And she said because both of us accepted the project. We both got cast for the same exact project. We both got the same exact script. They sent me the script. 03:00 So then I did this. I went to Gemini, google Gemini, which is my AI bot of choice, and I did the prompts. I said you are an expert at detecting scams. Please analyze this script and let me know if you think that this script could be used to harvest a voice actor's voice to clone it. A voice actor's voice to clone it. And it did its analysis and I've got like the 2.5 advanced. So it takes a little time. And it wrote back oh, yes, it does. And here are all the reasons why this, this, this, this, this, this and this. And then I sent that information to Bridget and Lynn and they're like we knew it. We knew it. So then she created a wonderful post on LinkedIn talking about it. And then I wrote a blog with all the information and, like what happened, it was the most read blog I've had in like three years or something like that. 03:52 Yeah, it was crazy. 03:53 - Anne (Host) What's so interesting is it could have been a legit job, like for payment. You would have done it, they would have paid you for it, but they would have used your voice as an AI voice. 04:05 And so therefore, legally right in the end. Right, if you found out later on they could say, oh no, no, no, we paid you. I mean, it was a job that we paid you for and there was no extenuating circumstances or contracts to be signed which, by the way, I'm going to bring up Nava and the AI writer For all your jobs. You should be attaching that AI writer so that your voice is not going to be used as an AI voice, for sure, for sure. 04:37 - Tom (Host) So, to let everybody know, the website was GigLumin G-I-G-L-U-M-I-N. And if you do a Google search of GigLumin and this is what Bridget had figured out is that the website was only a month or two old. And there's these scam websites that you can enter the URL of a website in and it can tell you how likely that's a scam. It checked every red flag, every box, every single box. 04:56 - Anne (Host) So, yes, vo people, bosses, beware, right. So beware of emails. And you know, it's funny because it's lately, just because of the whole AI thing. Anytime I get an email with a job from someone that I don't know, right, that is just out of the blue, that I didn't audition for, where they have large amounts of words, the hairs on the back of my neck kind of stand up and I immediately, immediately check into it. And I think this really warrants a discussion, bosses, because it's very timely that you want to make sure that these jobs are legitimate. So the more research you can do. And I love, Tom Dheere, how you used AI to fight AI Again. 05:37 We had our previous episode on tools that we use. I mean, we are utilizing it as a tool to help us in our day-to-day jobs, and so I think, being aware of possible scams out there, we absolutely have to be, and I'll tell you if it's somebody that I've never heard of and they don't have a signature file. I've gotten to the point where I don't even like and it's not like from a company.com. I don't even literally take it seriously anymore. I don't know about you, Tom, what do you think? 06:05 - Tom (Host) Yes, I'm equally skeptical these days but, I, really like what you said about when you receive the email, check to see if there is a signature at the Tom of it with the company logo, website and contact information. That is one of many red flags and I don't know how much you've noticed lately, Anne, but since I would say about early April, there has been an explosion of scam attempts going on in the voiceover industry. We've had the overpayment scam. That's been going on for at least 10 or 15 years. 06:37 - Anne (Host) Gosh, at least, and bosses. If you haven't heard about it, Tom, let's talk about the overpayment scam for just a minute. Yeah, yeah, Okay so what happens is it's very common. 06:45 - Tom (Host) It's very common. It's been going on for a really long time. So basically they email you and say hey, we've got a project for you, da-da-da-da-da-da. The classic one was the game show host voiceover. 06:55 - Anne (Host) It has since evolved. 06:56 - Tom (Host) And basically they say that we've booked a studio in the area nearby. We're going to get paid or pay for the studio and then send us back the difference and something like that. And it's never a gig. 07:12 - Speaker 2 (Announcement) All they're trying to do is get you to cash that check and send them money, which is fraudulent, by the way. 07:18 - Anne (Host) And, by the way, I've gotten to the point where, if I have a new client, the only way they can really pay me is electronically. 07:25 And I figure, if you don't have electronic means to pay me immediately before the job and it's even in my terms and I've done this for years, Tom, I always have payment in full prior to job start is appreciated and other options available upon request. 07:39 But if it's a new client, I'll take that out because I must have that money in my bank account before I will even consider finishing that job or sending a file. And I'll tell you what, Tom for all of my career it's worked for me Because if people are serious about hiring you, they know that you're a professional, they know that you're going to get the job done. Of course they have to put their faith in you. But in reality and I'll even say because you're a new client I require payment up front electronically. And here are the ways that you can pay me. And so I'll send them, like a QuickBooks invoice, or I'll give them a PayPal account or however that works, and I expect that money in the account and I wait for that money and I make sure that I have the money and then I'll proceed with the job. 08:21 - Tom (Host) That's a really good idea. There's nothing wrong with even asking for 50% or 25% or just some percentage of it. The fact that they're actually going to fork over money with no expectation of an overpayment or getting it back or disputing the payment or anything like that. 08:37 Once it clears, you know that they're serious. And there's a bunch of like. I use Wave apps, for example. That's a great way to do it and I'm pretty sure they can do a partial payment. Or you can just make one invoice just for the deposit and then issue another invoice for the balance If they're a legitimate client that actually has money that they're planning on paying you with, they would have no problem with paying at least a portion of it up front. 08:59 - Anne (Host) Yeah, a lot of my clients nowadays the larger clients that used to like work off of purchase orders, and then it would be like 90 days after the job has been submitted. We'd have to wait for that check, they'd have to generate the PO and everything. You'd sign contracts like vendor contracts and that sort of thing, which I've done a lot, and so if they've got a contract for you to sign, that's vendor, nda, that sort of thing, and you know the company. It's like a well-known company. They're on the web. They've been on the web for years. I mean you can pretty much trust in that where I'll do the job and then I'll get paid. If I've worked with them before, I know that's typically how larger companies work and so that's when I'll accept a check. But even now most of those companies they're going to electronic deposit, like ACH they call it. 09:42 ACH, yeah, so it's direct deposit to your bank and most of the companies I know will do that and that's a form of payment that I trust and that would be a client that I would trust. So if it's a larger company that I know they exist on the web and they talk about, well, you're going to have to do the job first and then we'll be able to pay you once the purchase order is created, blah, blah, blah, blah, and you sign these contracts. I feel fairly good about that and I don't have to think, oh, this is a scam. But whenever I get an email without an actual signature file that comes from an address that isn't companycom, right, if it's a Gmail or a Yahoo or whatever, even a Microsoft what is the free Microsoft one? 10:20 Hotmail, hotmail, yeah, even if it's Microsoftcom, I feel like there's some sort of free sort of Microsoft. You know what I mean Like email that says that I just don't trust it and I'll immediately. The first thing I'll do is look for a website and when I get to the website I'll look for a phone number and then I'll actually try to call that phone number. What are the steps that you take, Tom, to ensure that your job is legit? 10:41 - Tom (Host) Everything that you just said. I also, by the way, I do love the ACH direct deposit because there's no fee. When PayPal, there is a fee, or wire transfer. That's really nice. Here's one thing that I've been doing lately is, if I get a we'll call it a solicitation, for lack of a better term from a company saying hey, and it'll most often be we found you on Google, we found you on Voice123 or some other front-facing thing. You know what's an interesting thing to do? Go look for them on LinkedIn. 11:11 Look for them on LinkedIn. Look for the company and look for the individual and see if you have any mutual connections. I mean, it could be anybody, whether it's a voice actor or somebody in some other profession, and you can reach out on LinkedIn and say, hey, I got an email from this company and you have a connection with them on LinkedIn. What's your experience with them? And that could give you some really quick insight. Sometimes it's just like, oh, I've been working with them for years, or it's oh, they're a huge scam. I forgot to disconnect with them. Run, run, run. Or I'd sent a rando invite, or they sent a rando invite and I don't have any information for you. But it could increase your chance of vetting them a little bit better. Another thing is that I keep an eye out, for is if they ask me to send them a W-9, the more likely that they are legitimate. 12:00 Yeah, yeah, absolutely, which I find interesting because if they were a real, true scam artist, they would want that W-9, because now they would have your social security number and now they can steal your identity too. 12:11 - Anne (Host) Well, oh my gosh, Tom, and that's scary actually, but that's why you don't put your social security number. You put your EIN number, because you're a company right, and you don't have to give up your EIN number, which is, by the way, one thing. I'm glad you mentioned that like we should all be having an EIN number. I'm glad you mentioned that, like we should all be having an EIN number. 12:30 - Tom (Host) Yes, it's very, very simple to get. It takes very, very little time. So it's a very easy get. I just reminded myself and we just talked about identity theft is that I almost had my identity stolen yesterday. 12:43 - Anne (Host) Whoa, that's scary. Yes. 12:45 - Tom (Host) How do you? 12:46 - Anne (Host) know like what happened. 12:51 - Tom (Host) Okay, so it was about a little after 10 am yesterday is when things started happening, so within a few minutes of each other, I got an email from Credit Karma, norton which, because I have my Norton 360 antivirus software package, I pay a subscription through that and Experian. For those of you who don't know, there are three major credit bureaus there's Experian, there's TransUnion and there's Equifax. I have a free account with Experian and I have a free account with Credit Karma. All three of them, within a few minutes of each other, messaged me and said that there was a hard inquiry. 13:30 - Anne (Host) Yeah. 13:30 - Tom (Host) So what that means is if you are applying for a loan, a mortgage, a credit card or something like that, the company that you're applying to will do a credit check. So they will check your credit and see if you are a safe credit risk to make the loan or to get the credit card, for this was a hard inquiry. If you get enough hard inquiries on your credit, your credit will go down. 13:55 - Anne (Host) Yeah, absolutely. I know that because I'm a stickler about my credit. 13:59 - Tom (Host) Me too. My credit rating, oh my gosh. If mine isn't at least 800, something I freak out, oh my gosh. 14:04 - Anne (Host) Yeah, no, mine has to be like almost close to perfect, and when it goes down like two points, I'm like wait why? Why did that happen? Right? And it's just because you put a charge on it for a few hundred dollars, and then you pay it off next week and then everything's fine, so that's normal. 14:18 - Tom (Host) So all three of them told me at roughly the same time that there was a hard inquiry. So I clicked on all the emails and all three of them said that somebody was applying for a Discover credit card, I think in Salt Lake City, and someone was applying for a Capital One credit card in Delaware, and I was in New York City neither applying for a Discover credit card or a Capital One credit card. I certainly wasn't in Salt Lake City or Delaware at the same exact time. 14:49 - Anne (Host) You know, what's so interesting, Tom, is that, like I don't know, a few months ago I don't know if there was a discussion circulating or maybe I got an email but somebody said, and like I should have done this years ago, I mean you can freeze your account so that if you don't open up a credit card every other day which I'm certainly not right Because again, it affects my credit rating and I'm anal about that and so I'm like well, I don't need to apply for any other credit cards, so you can go and freeze that, so that you can actually reduce the risk of somebody trying to open up credit cards or identity theft. 15:19 So and it's super simple to do it, as I said, everybody should have that free account. You should log in, you should check your credit scores regularly I think they allow you once a month, I think even my credit cards. My American Express will tell me oh, your FICO score has changed, right, so they're monitoring it too, and so literally, I get lots of notifications when that rating goes up and down. But I know that I've reduced my chances of identity theft, which is a very scary thing, by freezing those accounts and it's very simple to unfreeze. So, if you know you want to apply for a credit card. You just got to go and unfreeze it for a certain amount of time so you can apply for it and then freeze it back up again. So that way it reduces the risk. 15:57 - Tom (Host) And all those emails that I got, all those notifications did give me the option to do that. I was also able to say this because it, literally, when Norton 360 popped up and it took me to their website, it literally said is this you and you can check yes or no? And I wrote no and then the whole screen turned red saying okay, we know this is a problem, we will look into it. 16:17 It did it with all those and then I called Capital One Bank. It took me a few people. It had to get escalated a couple of times to the credit card fraud department. 16:25 - Anne (Host) Well, don't you say, they give you a special number, right? 16:27 - Tom (Host) They say call this number if it's not you, or you can call this number. I just called the general number because all that was on the notification, I think, was the Capital One in Salt Lake City or something like that. So I called directly and said please state your problem. I'm like I think I'm getting my identity stolen. And then it got up there and then they manually rejected the credit card application at least for the Capital One. 16:50 And then this morning I got another Credit Karma email saying that there was a check on my Equifax report not the Experian one and I looked at the date of it. It also said yesterday. So that means Credit Karma had my back twice and Experian had my back and Norton had my back twice. Right, right, and Experian had my back and Norton had my back and everybody bosses. This is the takeaway. Creditkarmacom is free, having an account with Experian is free, it doesn't cost you a nickel. 17:18 - Anne (Host) All of them TransUnion, they're all free TransUnion, Equifax, they're all free. 17:23 Exactly and you can check your scores and, like I said, a lot of banks and a lot of credit cards are actually adding that on as like a value add kind of service, but you don't have to pay anything for it. I think there's a lot of it going on, Tom, which is kind of scary. We got to be careful about scammers, that's for sure. And anytime, even in your email, right, if you get like again, if I find something that doesn't have a signature and then they have an attachment like PayPal has been well-known scams where you get like oh, you've got a PayPal invoice, right, and you have to pay this amount and it looks legit. I mean, they've got like the PayPal logo. I've gotten quite a few of those over the last six months. 18:01 - Speaker 2 (Announcement) And. 18:01 - Anne (Host) I just ignore anything. Just remember that most financial institutions will never email you for information and they'll never text you necessarily for that information either, and you should also, Tom. We should have a big discussion on having multi-factor authentication. 18:19 - Tom (Host) Yes. 18:19 - Anne (Host) This is extremely important. 18:21 - Tom (Host) It's annoying as hell or two-factor, two-factor authentication For every account that you have, especially the financial ones, you should have two-factor authentication, which means either they send you a text message and you just click on the link and you're good to go, or it sends you an email and it'll usually give you a passcode of some sort and then you go to the website. When you're trying to log on, you enter that passcode and then it'll let you do it, and most of them are only good. Some of them are only good for 30 days. Sometimes you can check a box saying this is my private computer. It's okay for a certain amount of time, or they make you do it every single time, which isn't the worst thing in the world. Yes, it's annoying. 18:55 - Anne (Host) You know what I just thought about. It is annoying but it keeps you safe. It's funny how much like value you put in that number, that phone number, in this phone which, by the way, I just got a new phone but in this number for the two-factor authentication, right Like text me at this number. So think of the power that these phone companies have right, and that is scary. I mean it used to be a thing where I always thought like the large scale communication companies were a little bit of a monopoly, depending on the area that you're in. I mean, when I lived in the East Coast it was always Verizon right, verizon everything, verizon this, verizon that. Out here it's a couple of different companies but still, if you think about it, I mean I'm glad to have the two-factor authentication and it's super convenient on the phone. 19:39 But, it's interesting to know that you wouldn't want the hackers to get smart right and then start really infiltrating the phone, you know, and impersonating a phone number. 19:50 - Tom (Host) There's a couple of things about that is that, when it comes to authentication, when you're logging on your phone, I've got it set up where I just use my thumbprint for a lot of it. 19:59 - Anne (Host) I love that, or Face ID yeah the Face ID is a great one. 20:05 - Tom (Host) There's also a thing for a lot of the websites where I have a personal PIN that has nothing to do with the PIN or the password to access the site itself. If I am using my phone to log in somewhere, I can enter a four-digit PIN that's different from everything else, so it also increases the chance of having a secure whatever. Also, just as a rule, I don't do anything financial on my phone, with the exception of like Venmo Well, I have mobile banking If I'm like sending money if, like me, and the guys are having pizza, you know what I mean. 20:31 - Anne (Host) I have mobile banking and I do have Apple Pay. 20:35 - Tom (Host) Well, I have GPay too. 20:36 - Anne (Host) Yeah, so. 20:36 - Tom (Host) I'm a Google guy but like I will unless to my bank accounts online or Wave app or Wise or PayPal on the phone, unless I absolutely have to. 20:49 - Anne (Host) Interesting. I go to them quite a bit. Actually, you're probably fine because of all the precautions that you're taking, but I'm just a little extra neurotic about it. Oh, it's constantly got multi-factor authentication, but I get that. I totally get that. Wow, yeah, being careful, and you know what. 21:02 What's interesting is, back in the day and I'm going to date myself when I was working at the school and we had text-based email okay, and text-based email, I could have something and it was all based on like the Unix systems and so like hacking into a text-based, like I don't know how to say this, but hacking into a system like that, like a Unix system, and reading your email with text-based, you didn't always have like the conditions of people attaching things that could be viral, loading a virus on your computer. So I was always proud to say that I used text-based email and I used something called a PGP signature, which was a digital signature at the time, which meant that when I sent mail out, my PGP signature, it would actually negotiate and verify with the person that I would send it to so that it could be a verified digital signature. That indeed, yes, this mail did come from me, and I think that Norton probably has something like that now right. Is that with your email or no? 21:59 - Tom (Host) Yeah, it has all kinds of functions. 22:01 And it works on my desktop and it works on my laptop and it works on my phone. The most important function that it has is when I'm not home and I'm on my phone or my laptop or my tablet is the VPN when you can turn it on to make sure that if you're using Wi-Fi at a cafe or something like that, that it's secure, because apparently there are people who just like sitting around at a Panera or a Starbucks with their laptop and just waiting for someone to have an insecure Wi-Fi connection and they can just steal their life right there through their own laptop. 22:31 - Anne (Host) Well, it's funny how this conversation has turned into a big security conversation, starting off with scamming. Which guys you got to be aware? It's one of the reasons why, for all of my years and because of my years working in technology, I like wired connections. I mean Wi-Fi. I mean it's a wonderful technology and it's convenient as anything. However, it's not as secure as a wired connection, because a wired connection is basically, you know, your digital numbers flowing back and forth along a wire, versus all this information out in the air where, if somebody is sitting outside of my home, they can possibly hack into my wireless network and then they can run some sort of a tracer to see and to actually get my passwords, which is something that you don't really want that to happen. So you should really be cautious, guys, and I think it's always a good idea that, if you are working from home, if you have the opportunity to have a wired connection to your router, I think that that's better rather than using Wi-Fi. Number one it's more stable, right, it's faster and it's also more secure. 23:32 - Tom (Host) I agree. If you have a desktop at home and you are doing any kind of recording or you're doing basically anything, you should have an ethernet connection. That yellow wire with the big old phone jack that plugs right into the back of your computer and plugs into your Wi-Fi router. 23:47 - Anne (Host) And it sounds old school, but it's still the most secure method of data transfer. 23:51 - Tom (Host) Without question so if you are recording from home. If you're doing whatever from home, you have a desktop ethernet. If you have a laptop, I are recording from home. If you're doing whatever from home, you have a desktop Ethernet. If you have a laptop, I think the newer laptops don't even have an Ethernet connection. I have to think about my laptop and whether I even have one anymore, and here's the simple reason. 24:06 - Anne (Host) Think about it. It's a wire, guys. It's a wire. It's not like data floating around in the air which people can listen to. Somehow the frequency of the data traveling in the air right? Wi-fi works on frequencies when your data is traveling via a wire like a physical cable, unless somebody like I don't even know, unless they tap into that wire, right, somehow. 24:26 I don't know how they do that, and we're talking about your wire in your house going from your computer to your router. Right, that's as secure as it gets, right, unless somebody's coming into your house and hacking into the wire and tapping into it. 24:38 - Tom (Host) You've got some foreign embassy bugging your home. 24:41 - Anne (Host) Yeah, yeah, doing some fancy work, you're not going to have to worry about your data being transferred. So if you're working on the internet right, at least the data that's transferring from your house to your router is absolutely secure. And then it's up to your internet provider right on the router, to their routers, to make sure that things are encrypted, things are secure and for the most part I mean that's been handled right. I mean there are hackers out there that they can hack into networks. They can hack into things like that, but you want to be as safe as you possibly can, so wired is best. 25:14 - Tom (Host) Yes, it's fascinating. We talk about hard security and soft security, yes, that's hard security, that's hard security. 25:20 - Anne (Host) So, if we go back to talking about the scams that are floating around these days, one thing I wanted to mention is I think one of the best applications for groups, facebook groups and social media groups and discussion groups is for that thing, so that you and Bridget were talking to one another about this job that you both got, and then it's really wonderful that we can come together as a community and protect each other right and say, hey, look, watch out for the scam. So it is one of the best advantages, I would say, of being a part of the social media groups in that way. Otherwise, we've talked about how it's hard to sometimes they're toxic, sometimes it's really hard to be on social media. But I would say one of the best reasons to be on social media, in those groups and in those forums, would be because of the protection that you're getting of us banding together and saying, hey, watch out, this is a scam. 26:09 - Tom (Host) Absolutely, it's one of the most important things. Community is more than just about you know rah rah and whoop whoop and you know we support you and feel better if you're feeling down, but like just actual education, along with inspiration and commiseration can literally save your identity Absolutely. 26:27 - Anne (Host) Wow, what a great conversation, Tom. So bosses out there, be aware of scams. Be cautious. Research, research. Take a look at those signatures when you get emails coming in, when you get something that's asking for lots of words and a good price and it seems too good to be true, guess what it might be. So make sure that you're communicating with the community as well, checking those jobs out and attach that AI rider to every one of your jobs. Now, it's simple. It's there at NAVA and it's free. You can attach that rider to every job. If you have a new client, make sure you're very careful with the payment options. You know we spoke about that. I always make sure I get money up front, or partial money up front, first to make sure that it's a legit client. What else did I miss, Tom, in this recap? 27:14 - Tom (Host) Hardware and software VPNs. 27:16 - Anne (Host) EINs yes. 27:19 - Tom (Host) Oh yeah, VPNs, EINs, Two-factor authentication. 27:20 - Anne (Host) I love it. Yeah, Make sure you guys are implementing all of that to keep yourself safe and secure. So great topic, Tom. I like geeking out like this. 27:30 - Tom (Host) Yeah, it's fun and helpful. 27:31 - Anne (Host) Yeah, I'm going to give a great big shout out to my sponsor, IPDTL. You too can connect and network like real bosses. Find out more at IPDTL.com. Guys have an amazing week and we'll see you next week. 27:52 - Speaker 3 (Announcement) Bye. Join us next week for another edition of VO BOSS with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at voboss.com and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPDTL.
Amy hosts your Tuesday Wake Up Call. Senior White House Correspondent at ABC News Selena Wang opens the show talking about President Trump arriving for the NATO Summit in the Netherlands. ABC News correspondent Jordana Miller reports live from Jerusalem discussing the ceasefire between Israel and Iran. Bloomberg's Courtney Donohoe updates us on the latest in business and Wall Street. The show closes with the host of ‘How to Money' Joel Larsgaard talking about the FICO plan, college no longer being risk free, and the new MVNO cell services.
Amy talks with the host of ‘How to Money' Joel Larsgaard about the FICO plan, college no longer being risk free, and the new MVNO cell services.
FICO turns to BNPL data and Fiserv embraces a new stablecoin. Andy Cross, Jason Hall, and Matt Frankel discuss: - FICO to include BNPL data - The importance of Tesla's robotaxi - Tesla's advantages and challenges in self-driving - Fiserv launches its own stablecoin Companies discussed: FICO, TSLA, GOOGL, UBER, FI, PYPL, CRCL, SHOP Host: Andy Cross Guests: Jason Hall, Matt Frankel Engineer: Dan Boyd Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices
V politike je také nepísané pravidlo: keď niekto začne hovoriť o zmene volebného systému, zvyčajne mu prinajlepšom tečie do topánok.Lenže kým Hlasu sa môžeme vysmievať, Robert Fico robí niečo oveľa nebezpečnejšie – zároveň sa netají obdivom k diktatúram a blúzni o neutralite, takže si ho trúfol upratať aj prezident Pellegrini.Tomáš Prokopčák sa v podcaste Dobré ráno rozpráva o premiérových nápadoch spolu s Petrom Tkačenkom.Zdroj zvukov: TA3, TASROdporúčanie:Oplatí sa ozvať? Má zmysel protestovať alebo brániť kultúru. Ak ešte nemáte program na utorok, mojím dnešným odporúčaním je špeciálna verejná nahrávka podcastu Dobré ráno sobota. Hostkou Zuzany Kovačič Hanzelovej a Jakuba Fila bude herečka, autorka a občianska aktivistka Kristína Tormová. Nahrávať budeme v utorok o 19.00 na terase Kácečka v Bratislave.–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing