Podcasts about Fico

The mortgage credit system is changing. Fannie Mae lenders now have a new credit score option, while federal regulators are considering additional changes that could lower costs and expand access to credit. Kathy Fettke explains what's changing with FICO, VantageScore 4.0, and credit reports—and what it could mean for homebuyers and real estate investors.  

Marta García Aller viaja hasta Bruselas junto al corresponsal Jacobo de Regoyos para conocer el creciente problema de las mafias de la droga y los tiroteos en la capital belga. Una ciudad marcada por su complejidad social, lingüística y migratoria que afronta el debate sobre hasta qué punto la expansión del narcotráfico puede poner en jaque la seguridad y las instituciones.

Are you sitting on a goldmine of home equity but struggling with monthly cash flow, medical expenses, or credit card debt in retirement? In this episode of The Note Closers Show, host Scott Carson sits down with Cheryl Schwidel, a seasoned reverse mortgage specialist with over a decade of experience at Baird Financial Group. Together, they demystify the Home Equity Conversion Mortgage (HECM) and expose why reverse mortgages are one of the most underutilized wealth-preservation tools for senior homeowners today. Cheryl breaks down the nitty-gritty mechanics of how reverse mortgages work—from paying off existing mortgages to eliminating monthly payments and providing lump-sum cash, fixed tenure distributions, or growth-yielding lines of credit. Whether you are a homeowner aged 62 or older, a family member looking to protect an inheritance, or an investor seeking clarity on real estate equity, this conversation delivers actionable, expert guidance on navigating retirement assets with confidence. Key Topics Covered:Reverse Mortgage Fundamentals: How a HECM turns accumulated equity into monthly cash flow by replacing traditional 30-year amortization with flexible balance growth. Qualification & Age Rules: Why at least one homeowner must be 62+ (or 55+ for proprietary programs) and how age influences your principal limit and loan-to-value ratio. Payout Strategies: Navigating lump sums, tenure monthly payouts, and lines of credit featuring compounding 12-month growth rates. Credit & Income Flexibility: Qualifying with credit scores as low as sub-500 by focusing on 2-year tax, insurance, and HOA payment histories rather than strict FICO cutoffs. Reverse Mortgage for Purchase (H4P): Utilizing reverse purchase loans to downsize, relocate out-of-state, or acquire primary residences without taking on new monthly mortgage obligations. Heirs, Estate Planning, & Probate: What happens when borrowers pass away, options for beneficiaries (refinancing vs. selling within 12 months), and the critical need for trusts and POAs. Second-Position Reverse Mortgages: Leveraging proprietary reverse loans in second position to extinguish high-interest debts while keeping low-rate primary mortgages intact. Don't let market confusion or common misperceptions keep you from leveraging the equity you've worked a lifetime to build. Tune in now to learn how to turn your home into a stress-free financial safety net!Watch the Full Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Confira nesta edição do JR 24 Horas: Os Estados Unidos acusaram o Brasil de falhar no combate ao PCC e ao Comando Vermelho. Em um documento enviado ao Congresso, a Casa Branca disse que as duas facções transformaram o Brasil em um centro de circulação global de cocaína. Apesar da crítica, o Brasil não foi incluído na lista americana de grandes produtores ou rotas de tráfico; nem entre os países que não cumpriram os compromissos de combate ao narcotráfico. E ainda: Polícia prende irmãos apontados como chefes de quadrilha que roubava cigarros em SP.

Buy Now, Pay Later shows up nowhere on the credit report you're working from, but it can still tank your client's score while you're mid-repair. In this episode of Credit Repair Business Secrets, Daniel Rosen shows Credit Heroes how to catch it first.Join Our FREE Start Repairing Credit Challenge: HERELast year, FICO built two new credit scores just for Buy Now, Pay Later data. The bureaus asked the lenders to send it. Affirm agreed, but Klarna and Afterpay refused and told reporters they're holding back until they're sure the model won't punish their own customers for paying on time. That leaves a hole in the credit report you build every client plan on, and no clean way to know how big it is.It moves in only one direction, and that's the whole problem. Pay six plans perfectly and you get nothing for it; miss a single one and it can roll to collections and sit on the report for seven years. On top of that, the billing-dispute protection you'd expect disappeared when the CFPB pulled its pay-in-four rule, so the file you're diagnosing has pieces missing and no label telling you where.The good part is that once this surfaces, it's ordinary dispute work you already know how to do, and most of your competition isn't looking for it yet. A Buy Now, Pay Later balance usually lands as a collection, which means the FDCPA and FCRA apply and you can ask for validation the way you would on any other account. Three questions on your intake form catch it before you ever quote a client a timeline, so a $90 jacket from last year never undoes months of work.Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways:00:00 Intro01:26 BNPL Can Only Hurt Your Score02:48 FICO Built the Fix. Two Lenders Said No03:24 What Klarna and Afterpay Said Out Loud05:02 Pay on Time and Get Nothing05:24 How This Blindsides Your Business07:52 Fact 1. On-Time Payments Don't Report08:52 Fact 2. You Lost Your Dispute Rights09:56 Fact 3. Nobody Can See the Real Exposure11:04 When BNPL Debt Shows Up It's a Collection12:10 How to Fight a BNPL Collection12:50 Three Questions to Ask Before You Quote a Timeline15:08 The Switch Is Coming. Use the Window Now16:20 Final ThoughtsAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training How to Remove Charge-Offs and Collections (The Real Difference Between Them)Make sure to subscribe so you stay up to date with our latest episodes.

A inteligência artificial deixou de ser novidade na fotografia. Quando a tecnologia passa a fazer parte de câmeras, celulares, Photoshop, edição e até do atendimento, o diferencial volta para outro lugar: repertório, posicionamento, história e capacidade de transformar ferramentas em trabalho.Nesta edição do C.A.O.S. Fotográfico, Leo Saldanha analisa a fotografia híbrida, agentes de IA, novos modelos de negócio, marketing e vendas para fotógrafos, preservação de arquivos, impressão, fotografia esportiva e algumas das principais notícias e tendências da semana.Também falamos sobre o Palco 2026 e o Foto Talks 20x20, projeto que prepara fotógrafos para apresentações de 20 imagens com apenas 20 segundos para cada tela; sobre marketing como conexão e generosidade; e sobre a passagem do fotógrafo que vende horas para o profissional capaz de construir projetos, experiências e histórias.Entre os destaques desta edição estão o “negativo digital” nos novos smartphones, ChatGPT e Claude integrados ao DaVinci Resolve, novos usos de acervos fotográficos no treinamento de IA, reconstrução de memórias com inteligência artificial, privacidade de imagens infantis e o retorno do interesse por experiências fotográficas físicas e impressas.Todos os assuntos mencionados estão aqui:https://www.enfbyleosaldanha.com/postsPALCO 2026https://www.enfbyleosaldanha.com/post/palco-2026-fotografos-foto-talksLIVRO MARKETING PARA FOTÓGRAFOS 2026https://www.enfbyleosaldanha.com/post/marketing-para-fotografos-2026-livro-atualizadoMAPA R.U.M.O.Leitura individual do momento atual do negócio, oportunidades e próximos passos.https://www.enfbyleosaldanha.com/post/mapa-rumo-individual-presencial-fotografosNARRATIVEMinha experiência com o Narrative Select e a entrada no Ambassador Crew.https://www.enfbyleosaldanha.com/post/narrative-ambassador-crew-ia-fotografia-brasilESSENCIALConteúdo, análises e acompanhamento sobre IA, mercado, branding, negócios e as transformações da fotografia.https://www.enfbyleosaldanha.com/post/fotograf-ia-essencial-ia-negocios-inovacao-fotografosInscreva-se no canal e acompanhe as próximas edições do C.A.O.S. Fotográfico.Blog:https://www.enfbyleosaldanha.comInstagram Leo Saldanha:@leosaldanha.com.brPatrocínio das melhores plataformas do mercado:https://alboompro.com.br/https://www.fotto.com.br/vender-fotosC.A.O.S. Fotográfico é uma análise sobre criatividade, tecnologia, mercado e negócios da fotografia por Leo Saldanha.

Un episodio específico sobre el A20 Pro. Qué significa de verdad "2 nanómetros", por qué seis núcleos ganan a ocho y por qué el gran avance del año es mover memoria y calor. * * * Loop Infinito, podcast de Xataka, de lunes a viernes a las 7:00 (hora peninsular española). Presentado por Javier Lacort. Editado por Alberto de la Torre. * * * Contacto: lacort@xataka.com, @lacort en X.

El Secretario de Seguridad Ciudadana de la Gobernación de Santa Cruz, Jorge Santisteban, advierte que la violencia vinculada al crimen organizado se concentra en zonas fronterizas como San Ignacio, San Matías y Puerto Quijarro, donde se disputan territorio y negocios ilícitos.

¿Qué fue realmente el orgón? En este episodio de Clave 45, diseccionamos la vida y obra de Wilhelm Reich, un científico que desafió los pilares de la medicina y la psicología de su tiempo. Analizamos sus teorías sobre la represión sexual como herramienta de control social, su activismo político en Berlín y su posterior obsesión por medir y acumular una energía biológica que, según él, conectaba todos los procesos de la vida. Abordamos también la polémica en torno a sus experimentos, el experimento Oranur y la creciente hostilidad de las autoridades estadounidenses, que llevaron a la prohibición y quema de sus libros. Reflexionamos sobre la delgada línea entre la investigación científica y la pseudociencia, y cómo el contexto social y político de la época influyó en el destino de uno de los pensadores más incomprendidos del siglo XX. https://www.edenex.es

El sombrero tradicional del Pacífico colombiano es mucho más que una pieza de vestir: es un objeto de protección material y espiritual, profundamente ligado a la identidad de las comunidades afrodescendientes, indígenas y campesinas de la región.

„Smer a vládna koalícia sa dostali do časovej tiesne a sú v panike, pretože niektoré kauzy sa nevyvíjajú podľa ich predstáv. Jediná cesta, ak to nejde cez zmenu legislatívy, je zvoliť si generálneho prokurátora na svoj obraz“ – odchádzajúci týždeň hodnotí politológ Radoslav Štefančík.V tomto rozhovore sa dozviete:Prečo podľa politológa Radoslava Štefančíka vládny Smer spustil ostrý útok na generálneho prokurátora Maroša Žilinku.Aké sú hlavné príčiny volebného víťazstva pravicových extrémistov v Nemecku a prečo zlyhal koncept občianskeho vzdelávania.Prečo považuje nápad prezidenta Petra Pellegriniho na vznik širokej koalície za najmúdrejší, aký doteraz vyslovil.Čo sa v skutočnosti skrýva za náhlym koncom Lukáša Machalu na ministerstve kultúry.Ako politológ hodnotí nákupy miliónových nehnuteľností Ľuboša Blahu či Juraja Gedru a rozpor s ich politickou rétorikou.Podcast pripravil Jaroslav Barborák.

„Smer a vládna koalícia sa dostali do časovej tiesne a sú v panike, pretože niektoré kauzy sa nevyvíjajú podľa ich predstáv. Jediná cesta, ak to nejde cez zmenu legislatívy, je zvoliť si generálneho prokurátora na svoj obraz“ – odchádzajúci týždeň hodnotí politológ Radoslav Štefančík.V tomto rozhovore sa dozviete: Prečo podľa politológa Radoslava Štefančíka vládny Smer spustil ostrý útok na generálneho prokurátora Maroša Žilinku. Aké sú hlavné príčiny volebného víťazstva pravicových extrémistov v Nemecku a prečo zlyhal koncept občianskeho vzdelávania. Prečo považuje nápad prezidenta Petra Pellegriniho na vznik širokej koalície za najmúdrejší, aký doteraz vyslovil. Čo sa v skutočnosti skrýva za náhlym koncom Lukáša Machalu na ministerstve kultúry. Ako politológ hodnotí nákupy miliónových nehnuteľností Ľuboša Blahu či Juraja Gedru a rozpor s ich politickou rétorikou.Podcast pripravil Jaroslav Barborák.

Prečo Ľuboš Blaha zverejnil Bárdyho adresu? Načo sú Rusom špionážne kamery v krajine plnej kolaborantov? A aký najodpornejší výrok zaznel z úst Tibora Gašpara? Dozviete sa v prvom Ťažkom rozhovore novej sezóny so šéfredaktorom Aktualít Petrom Bárdym.

La gira de Marco Rubio por Colombia, Ecuador y Perú marca el mayor movimiento diplomático de Washington en Sudamérica desde el regreso de Donald Trump a la Casa Blanca. Oficialmente, la agenda gira en torno al narcotráfico y la seguridad, pero detrás aparecen otros intereses estratégicos: minerales críticos, comercio, cooperación militar y la creciente influencia de China en el Pacífico Sur. ¿Busca Estados Unidos construir un nuevo bloque de aliados en la región y qué están ofreciendo los gobiernos andinos a cambio? Lo analizamos en France 24.

What do 30,000 pieces of abandoned mail, a runaway crossbow bolt, an enormous groundhog and O.J. Simpson's attempted television comeback have in common? Unfortunately for everyone involved, they all found their way onto The Rizzuto Show.This comedy podcast kicks off with some truly impressive St. Louis mail drama. A local postal worker is facing federal charges after allegedly dumping roughly 30,000 pieces of mail over a two-year stretch instead of delivering them. That immediately sends the crew down the rabbit hole of missing bills, late fees, surprise snail mail and Rizzuto reminding everybody that his credit is fantastic. Congratulations to him. Everybody stand up and applaud the FICO score.But apparently throwing away the mail wasn't enough chaos for one morning.Next up: an Amazon delivery driver in Fenton gets the medieval experience nobody selected at checkout when a crossbow bolt travels roughly 100 yards, blasts through the windshield of his delivery van and impales multiple packages while he's working inside. Somehow, the driver avoids getting hit. The packages? Less fortunate.That leads to Moon remembering the extremely sensible combination of drinking in an Austrian castle and shooting crossbows, Rafe remembering a neighbor who got drunk and fired a crossbow inside his apartment, and everyone wondering exactly how legal backyard archery is when your “target practice” starts entering somebody else's ZIP code.Naturally, the conversation then arrives at Rizzuto's personal nemesis: a giant groundhog living next door.The groundhog keeps wandering onto Rizzuto's property and tormenting his dogs, while everyone else basically sides with the groundhog. Lern names him Justin. Moon suggests the animal may have been there first. Rizzuto reaches full Bill Murray in Caddyshack mode while attempting to figure out what animal control might actually do. At this point, Justin the Groundhog has representation and Rizzuto does not.Then this comedy podcast uncovers a television idea so baffling that it sounds fictional: O.J. Simpson's 2006 hidden-camera prank show, Juiced.Yes. Really.The show was apparently intended as part of an O.J. comeback attempt, including a prank where Simpson posed as a used-car salesman trying to sell a white Ford Bronco with a fake bullet hole. He joked about the Bronco's “escapability,” talked about making the vehicle famous and somehow participated in a production where everyone apparently decided subtlety was for cowards.Later, the crew digs into reports that people involved with the production may have had another motive: getting O.J. comfortable enough on camera to potentially say something revealing. Because apparently the history of television still had a few terrible ideas left in the tank.Crap on Celebrities brings even more entertainment gossip, including Ella Langley chasing a huge Billboard record, Tony Iommi remembering his final conversation with Ozzy Osbourne, Kelly Osbourne sharing another mysterious story from her youth, an unreleased early Van Halen demo, Jimmy Kimmel retirement speculation, John Mulaney potentially stepping into Get Smart, and the news that Lori Loughlin is back on the market — information Rafe handles with tremendous professionalism.Meaning none.There's also Nicolas Cage dealing with a massive sinkhole near his Malibu home, football finally returning, King Scott settling into new-dad duty, the crew scrambling to make their picks, and preparations for another round of Read My Lips.It's St. Louis weird news, celebrity gossip, pop culture commentary, questionable memories and unnecessary groundhog warfare packed into one comedy podcast from Rizz and the gang.Follow The Rizzuto Show → linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → 1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The crew survived AC/DC and Foo Fighters in St. Louis, although several functioning eardrums may have been left behind at the Dome.Today's show begins with Lern, Rafe and the gang breaking down the concert experience, including Foo Fighters battling the acoustics, AC/DC proving that age is apparently just a number when you're powered entirely by guitar riffs, and Brian Johnson and Angus Young somehow having more stamina than half the people in the crowd. Rafe admits he may have permanently sacrificed part of his hearing for rock and roll, which feels less like a medical diagnosis and more like the official AC/DC ticket upgrade.Then there's the crowd itself. Light-up devil horns. Cigarettes. Vapes. Kids experiencing their first concert. Retired working men desperately trying to make it back from the bathroom before “Back in Black.” People leaning on strangers. People recording everything. Basically, tens of thousands of humans gathering together to demonstrate why assigned seating remains one of society's most ambitious experiments.Rafe even goes from being furious about a guy vaping near him to becoming spiritually invested in the man's ability to blow vape clouds along with AC/DC. Thunderstruck changes people. Unfortunately, surviving the concert only gets Rafe to his next challenge: McDonald's.The late-night order includes nuggets, a Quarter Pounder specifically ordered without onions that arrives absolutely loaded with onions, and barbecue sauce that simply never materializes. The restaurant may technically have been open, but emotionally? Nobody involved was open. Thankfully, the emergency ten-piece nuggets came through and “put Daddy to bed,” which is probably the strongest endorsement McDonald's will receive today.And because this funny podcast refuses to behave like a normal entertainment program, the conversation keeps finding increasingly ridiculous places to go. The crew debates a viral claim involving an MMA fighter supposedly willing to fight a chimpanzee for a massive payday — an idea everyone immediately recognizes as either fake, catastrophically stupid, or possibly both. This naturally turns into gorilla encounters, terrible survival strategies, tranquilizer darts and the general reminder that humans occasionally have way too much confidence. Then comes the kindergarten rumble, because apparently even the smallest members of society are bringing chaos to the program.The next segment kicks off with some truly impressive St. Louis mail drama. A local postal worker is facing federal charges after allegedly dumping roughly 30,000 pieces of mail over a two-year stretch instead of delivering them. That immediately sends the crew down the rabbit hole of missing bills, late fees, surprise snail mail and Rizzuto reminding everybody that his credit is fantastic. Congratulations to him. Everybody stand up and applaud the FICO score.Next up: an Amazon delivery driver in Fenton gets the medieval experience nobody selected at checkout when a crossbow bolt travels roughly 100 yards, blasts through the windshield of his delivery van and impales multiple packages while he's working inside. Somehow, the driver avoids getting hit. The packages? Less fortunate.That leads to Moon remembering the extremely sensible combination of drinking in an Austrian castle and shooting crossbows, Rafe remembering a neighbor who got drunk and fired a crossbow inside his apartment, and everyone wondering exactly how legal backyard archery is when your “target practice” starts entering somebody else's ZIP code. Naturally, the conversation then arrives at Rizzuto's personal nemesis: a giant groundhog living next door.The groundhog keeps wandering onto Rizzuto's property and tormenting his dogs, while everyone else basically sides with the groundhog. Lern names him Justin. Moon suggests the animal may have been there first. Rizzuto reaches full Bill Murray in Caddyshack mode while attempting to figure out what animal control might actually do. At this point, Justin the Groundhog has representation and Rizzuto does not.O.J. Simpson's 2006 hidden-camera prank show, Juiced, was apparently intended as part of an O.J. comeback attempt, including a prank where Simpson posed as a used-car salesman trying to sell a white Ford Bronco with a fake bullet hole. He joked about the Bronco's “escapability,” talked about making the vehicle famous and somehow participated in a production where everyone apparently decided subtlety was for cowards.The crew digs into reports that people involved with the production may have had another motive: getting O.J. comfortable enough on camera to potentially say something revealing. Because apparently the history of television still had a few terrible ideas left in the tank.Crap on Celebrities brings even more entertainment gossip, including Ella Langley chasing a huge Billboard record, Tony Iommi remembering his final conversation with Ozzy Osbourne, Kelly Osbourne sharing another mysterious story from her youth, an unreleased early Van Halen demo, Jimmy Kimmel retirement speculation, John Mulaney potentially stepping into Get Smart, and the news that Lori Loughlin is back on the market — information Rafe handles with tremendous professionalism... Meaning none.There's also Nicolas Cage dealing with a massive sinkhole near his Malibu home, football finally returning, King Scott settling into new-dad duty, the crew scrambling to make their picks, and preparations for another round of Read My Lips.Apparently Quaaludes are back, because society looked around at everything currently happening and decided what we really needed was a pharmaceutical throwback. Reports that methaqualone — better known as Quaaludes or “ludes” — has been making an underground comeback decades after pharmaceutical production disappeared in the United States. That sends the crew straight into stories about the drug's 1970s reputation, The Wolf of Wall Street, Lern's bassist Richard remembering the old days in New York, and Rizz casually revealing that he once took what he believes was a Quaalude sometime around 1998 or 1999. How was it? He “lost the evening.” Good review. Very informative. Five stars.Of course, even Rizz admits he has no idea what he actually took, which leads directly to the episode's only useful public service announcement: no pills, no powders. Please do not go hunting for mystery pharmaceuticals because you heard the idiots on your favorite funny podcast talking about them.Then things somehow wander into Spanish fly, Bill Cosby, gas-station bathroom vending machines, Beavis and Butt-Head and a surprisingly detailed discussion about aphrodisiacs. We started with Quaaludes and ended up investigating an emerald-green blister beetle. Radio is an important medium. Thankfully, it's finally time to play Read My Lips.The rules are simple: somebody gets put into audio isolation, another member of the show silently gives them a word, and the isolated player has three chances to figure it out by reading their lips. Listeners bet on or against the contestant for prizes.Then Devon steps up and apparently activates a superpower nobody knew she had. She gets “fettuccine.” She gets “smart ass.” Campfire finally gives her some trouble, but that's only the warm-up. On her next trip into isolation, Rizz gives her “Worcestershire” — a word half the population can't pronounce while HEARING IT — and Devon gets it. Immediately.At this point, it temporarily becomes an investigation into whether Devon has been secretly reading everyone's lips for years. She follows Worcestershire by immediately getting “flapjack,” and suddenly Rafe is declaring that they've found Neo.Rizz gets his turn and manages to nail “chickenpox,” but “juxtaposition” sends him down a path involving blue jeans, trampolines and “justice of the peace.” Lern battles “burrito” before recovering with “blowtorch” and “horsefly.” Devon comes back for “ragamuffin” and gets impressively close before finally meeting her greatest enemy: the completely ridiculous word “skinflint.” Then comes Rizz's final performance. His word is “bonehead.” His guesses are not “bonehead.”Things only deteriorate when the next word is “deadbolt,” resulting in guesses that include “tadpole” and one answer that definitely demonstrates why lip reading should never be used as sworn testimony. By the end, Devon has established herself as the show's lip-reading legend, multiple listeners walk away winners, Rizz has discovered several new words that were never actually being said, and we've squeezed an unreasonable amount of chaos into less than half an hour.It's games, ridiculous stories, sarcastic humor and Rizz and the gang doing what they do best: taking something incredibly simple and making it unnecessarily complicated. In other words, another perfectly functional episode of your favorite funny podcast.Follow The Rizzuto Show → linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → 1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.Foo Fighters Setlist at The Dome at America's Center, St. LouisAC/DC Setlist at The Dome at America's Center, St. LouisMMA Fighter Makes the Craziest Challenge in Sports History... Claims He's Fighting a ChimpanzeeSt. Louis postal worker accused of dumping 30000 pieces of mailCrossbow arrow flies 100 yards, hits Amazon vanO.J. Simpson's prank show 'Juiced' exposed in new doc with unseen footageSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

FICO shares fell 17 percent after FHFA Director Bill Pulte immediately expanded mortgage-lender access to rival VantageScore, intensifying competition and raising concerns about FICO's dominance and credit-bureau pricing. Robbie interviews PCV Murcor's David Schiffmayer on the significance of UAD 3.6, who needs to prepare, where organizations should invest, its impact on appraisal efficiency and complexity, and the key misconceptions. And mortgage investors face a challenging higher-rate environment, favoring shorter-duration Fannie 15- and 20-year MBS, while any meaningful rate decline could trigger increased refinancing, especially among newer, higher-coupon mortgage cohorts.This week's podcasts are sponsored by NFTYDoor, the white-label HELOC platform for banks, credit unions, and  brokers. Close in zero days with warehouse funding. Power your home equity lending with NFTYDoor.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Čarnogurský sa v Putinových službách vrátil na Úrad vlády SR. Fico zaútočil na nemeckú vládu.

A fotografia em 2026 está vivendo movimentos aparentemente contraditórios: a IA entra definitivamente no fluxo de trabalho, enquanto cresce o interesse pelo físico, pelo presencial, pelas câmeras compactas e por experiências que acontecem fora da tela.No C.A.O.S. Fotográfico, Leo Saldanha comenta algumas das notícias, movimentos e oportunidades que estão mexendo com o mercado.Nesta edição: Palco 2026 e a construção de autoridade através dos FotoTalks; o reposicionamento da comunidade para o Essencial; novas oportunidades em prêmios, bolsas e editais; a rejeição às imagens sintéticas em alguns segmentos; os princípios de marketing da Apple aplicados à fotografia; o interesse dos jovens por câmeras compactas; novidades de Canon, Fujifilm, smartphones e impressão; além de casos de fotógrafos transformando acervo, vídeo, drone e conhecimento em novos modelos de negócio.Mais do que acompanhar lançamentos, o C.A.O.S. procura entender o que essas mudanças significam para quem vive da fotografia.Porque talvez a questão mais interessante de 2026 não seja se a IA vai mudar a fotografia. Isso já aconteceu. A questão agora é onde o fotógrafo ainda consegue criar valor, diferenciação e relevância.Todos assuntos mencionados estão aqui: https://www.enfbyleosaldanha.com/postsPalco 2026: https://www.enfbyleosaldanha.com/post/palco-2026-fotografos-foto-talksLivro Marketing para Fotógrafos: https://www.enfbyleosaldanha.com/post/marketing-para-fotografos-2026-livro-atualizadoMAPA R.U.M.O.Para quem quer uma leitura individual do momento atual do negócio e orientação sobre onde concentrar energia, oportunidades e próximos passos.

1. Drlička už smie hovoriť. 2. Fico znovu urazil Nemecko. 3. Kočner dúfa v Maltu.

The conflict between Russia and Ukraine, now in its fifth year, has only intensified over time, fueled by the continuous military support from different parties, particularly NATO. The West has also implemented multiple rounds of sanctions against Russia, aiming to force its capitulation. However, these sanctions have not achieved their intended effect. Instead, the conflict persists.俄乌冲突如今已进入第五个年头，随着各方持续提供军事支持，尤其是北约方面的支持，冲突局势不仅没有缓和，反而不断升级。与此同时，西方还对俄罗斯实施了多轮制裁，试图迫使俄方屈服。然而，这些制裁并未达到预期效果，冲突仍在持续。As Slovak Prime Minister Robert Fico rightly pointed out in a video address on Facebook on Saturday, the United States and its allies "naively believed that through Ukraine — and its full political, military and financial support — they could bring hated Russia to its knees". Fico's observation echoes the reality that instead of ending the crisis, the help extended to Ukraine has prolonged it.正如斯洛伐克总理罗伯特·菲佐周六在脸书发布的视频讲话中指出的那样，美国及其盟友“天真地认为，通过乌克兰以及对乌克兰全面的政治、军事和财政支持，他们能够让他们所憎恨的俄罗斯屈服”。菲佐的这一看法反映出一个现实：对乌克兰的援助并未终结危机，反而延长了冲突。The latest meeting between Russian President Vladimir Putin and US envoys Steve Witkoff and Jared Kushner, at the Kremlin on Saturday, therefore, represented a critical moment for reassessing the strategies employed by the West.因此，俄罗斯总统普京与美国特使史蒂夫·威特科夫、贾里德·库什纳周六在克里姆林宫举行的最新会谈，成为重新审视西方所采取战略的重要时刻。The Kremlin announced that the talks were "substantive, constructive and extremely frank", during which Putin reaffirmed Russia's readiness to continue joint work with the US in search of political and diplomatic solutions to the crisis and once again emphasized the necessity of eliminating all root causes of the conflict.克里姆林宫表示，此次会谈“具有实质性、建设性且极其坦诚”。会谈期间，普京重申俄罗斯愿继续与美国开展合作，寻求通过政治和外交方式解决危机，并再次强调，必须消除导致冲突产生的所有根本原因。While any dialogue aimed at ending the conflict is to be welcomed, a genuine resolution that will pave the way to peace has to look beyond the immediate battlefield and address the deeper historical and geopolitical realities that have fueled this crisis.任何旨在结束冲突的对话都值得欢迎。但真正能够开启和平进程的解决方案，必须超越眼前的战场局势，着眼于推动这场危机产生的更深层次历史和地缘政治现实。From the Russian perspective, the Ukraine crisis is a culmination of a long-standing security dilemma. Central to this is the repeated expansion of NATO, which Russia has consistently viewed as a significant threat to its security.从俄罗斯方面的立场来看，乌克兰危机是长期安全困境不断累积的结果。其中一个核心问题在于北约持续扩张，俄罗斯长期以来一直将其视为对自身安全构成的重要威胁。Ultimately, the path to peace lies in political negotiations, not in the perpetuation of the fighting or sanctions. That both Russia and Ukraine have ordered a 72-hour temporary ceasefire during the Moscow talks shows that both are inclined to de-escalation if a path can be agreed.最终，实现和平的道路在于政治谈判，而不是让战事持续下去，或不断延续制裁。俄乌双方在莫斯科会谈期间均宣布实施72小时临时停火，这表明，如果能够找到可行路径，双方都存在缓和局势的意愿。Russia and Ukraine have both displayed remarkable tenacity, but that is all the more reason to stop this grinding crisis — a conflict that the whole world is footing the bill for. The fighting cannot be allowed to continue simply because both sides refuse to yield.俄罗斯和乌克兰都展现出了强大的韧性，但这更说明有必要结束这场旷日持久的危机——这场冲突的代价正在由全世界共同承担。战争不能仅仅因为双方都不愿让步而继续下去。Although Ukraine's defense production capacity is rapidly growing, with US capabilities now stretched by the Middle East crisis, the US administration is increasingly inclined toward withdrawing military aid to Ukraine and pushing for negotiations. Meanwhile, European support for Ukraine faces uncertainty due to tightening budgets and internal divisions.尽管乌克兰国防生产能力正在快速提升，但随着美国在中东危机中的资源和能力承压，美国政府越来越倾向于减少对乌军事援助，并推动通过谈判解决问题。与此同时，欧洲对乌支持也面临不确定性，原因包括财政压力加大以及内部存在分歧。In the interests of peace, the renewed US involvement in mediating the Russia-Ukraine conflict should be conducted in earnest. That means encouraging Russia and Ukraine to come to the negotiating table, addressing the root causes of this crisis, and working toward a balanced, effective and sustainable security architecture for Europe.为了和平，美方重新参与调解俄乌冲突应当以认真、务实的态度推进。这意味着，应鼓励俄罗斯和乌克兰回到谈判桌前，解决这场危机的根本原因，并努力构建一个平衡、有效且可持续的欧洲安全架构。China has consistently adhered to the direction of a political settlement to the Ukraine crisis and has maintained contact with relevant parties for an early end to the crisis. On Tuesday, China's deputy permanent representative to the United Nations, Sun Lei, called on the parties to the Russia-Ukraine conflict and the wider international community to step up efforts toward a ceasefire and a political settlement, warning that continued fighting is causing mounting civilian casualties and wider spillover effects.中国始终坚持推动通过政治途径解决乌克兰危机，并持续与有关各方保持沟通，推动危机尽早结束。周二，中国常驻联合国副代表孙磊呼吁俄乌冲突各方以及国际社会进一步加大努力，推动停火和政治解决。他警告称，持续的战事正在造成不断增加的平民伤亡，并产生更广泛的外溢影响。As Sun noted, adding fuel to the fire and exploiting the conflict to create division and confrontation would only make a political settlement more difficult.正如孙磊所指出的那样，拱火助燃、借冲突制造分裂和对抗，只会让政治解决变得更加困难。in good faith /ɪn ɡʊd feɪθ/ phr.真诚地；善意地；以诚意force someone's capitulation /fɔːrs ˈkæpɪtʃuˈleɪʃn/ phr.迫使某方屈服bring the crisis to an end /brɪŋ ðə ˈkraɪsɪs tuː ən end/ phr.结束危机address the root causes /əˈdres ðə ruːt ˈkɔːzɪz/ phr.解决根本原因path to peace /pæθ tuː piːs/ n.和平之路step up efforts /step ʌp ˈefərts/ phr.加大努力；加强行动add fuel to the fire /æd fjuːəl tuː ðə faɪər/ phr.火上浇油；使局势恶化political settlement /pəˈlɪtɪkl ˈsetlmənt/ n.政治解决方案

Kauza Očistec má nečakaný zvrat, Ľudovít Makó potvrdil existenciu zločineckej skupiny aj úplatky pre Tibora Gašpara. Premiér Fico zneužil oslavy SNP opäť na proruský naratív ako nemožno démonizovať Rusko a parlament ešte ani nezačal, a SNS dopredu hrozí, že ak Tomáš Taraba neskončí na poste ministra, budú blokovať schôdzu. A Roman Michelko sa musí ospravedlniť Jánovi Čurillovi za svoje výroky. Dobrým ránom sobota vás sprevádza Zuzana Kovačič Hanzelová s Jakubom Filom. Zdroj zvukov: Aktuality, STVR, Markíza, TA3, Denník N, 360tka, Facebook/Ľuboš Blaha, SMER-SD, YouTube/Úrad vlády SR – Všetky podcasty denníka SME nájdete na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Odoberajte aj audio verziu denného newslettra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SME.sk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/brifingSee omnystudio.com/listener for privacy information.

Programa 04/09/26: Hablamos de la alianza EE. UU.-Australia ante la presencia china en Indo-Pacífico, la historia de madre e hijo chilenos que estudian juntos en Sídney, el impacto de El Niño en el banano de Latinoamérica y de las noticias deportivas.Escucha SBS Spanish| Australia en español por radio o Internet 7 días a la semana de 1:00 a 2:pm (AEST).Escucha también por Apple Podcasts, Spotify y YouTube.Explora nuestra extensa colección de podcasts: https://www.sbs.com.au/audio/spanishSuscríbete a YouTube y síguenos en Facebook e Instagram

Australia y Estados Unidos profundizan su alianza estratégica mientras se cumplen 75 años del tratado ANZUS. Analizamos el aumento de la presencia militar estadounidense en Australia, el papel de AUKUS, las tensiones con China.Escucha SBS Spanish | Australia en español:Por radio o internet todos los días a la 1:00 pm (AEST) en https://www.sbs.com.au/language/spanish/esTambién nos encuentras en Apple Podcasts, Spotify y YouTubeExplora nuestra extensa colección de podcasts en https://www.sbs.com.au/audio/collection/podcasts-in-spanishSíguenos en Facebook e Instagram

Gašpar zneužíva svoju funkciu a Fico mu pomáha. „Chlapček“ – El Niňo ešte stopercentne zosilnie, pripravme sa na najhoršie. Prečo by bolo dobré premenovať Hormuzský prieliv podľa mena amerického prezidenta?

El primer ministro británico y el presidente francés hablan en Londres de los cruces migratorios en el Canal la Mancha. Entrevistamos a Blanca Garcés, experta en movimientos migratorios en la Unión Europea del Cidob, para analizar el debate interno generado por lo sucedido en Ceuta, justo poco después de entrar en vigor el Pacto Migratorio y de Asilo. Hablamos de la idea de Israel de expulsar a los ciudadanos palestinos de Graza. Conocemos las previsiones de los expertos en Clima sobre el fenómeno de El Niño, que puede intensificarse en los próximos meses y cómo éste ya se deja notar en lugares como Panamá, que ha reducido el tránsito de buques en el Canal para ahorrar agua. Recordamos la figura de la periodista estadounidense Gloria Steinem, bandera del feminismo en Estados Unidos, fallecida hoy y destacamos el mensaje que prevé dar el presidente argentino Javier Milei sobre las islas Malvinas.Escuchar audio

Marta García Aller ha entrevistado a Jorge Galindo, director de Esade EcPol y autor del libro 'Tres millones de viviendas'.

Shams Blanc, head of auto scores at FICO, made another appearance on the Auto Remarketing Podcast to elaborate more about the fall edition of the FICO Score Credit Insights report. Along with recapping what's going on in auto finance, Blanc also touched on how other parts of the credit market like student loans are impacting consumers.

Bienvenidos a Necrodata. Yo soy El Forense. Y esto no es un consultorio. Esto es una mesa de autopsia. En este episodio inaugural, abrimos el expediente más oscuro de la medicina moderna: el tráfico de órganos. Desmontamos la leyenda urbana del turista que despierta en una bañera de hielo y te mostramos la realidad: el negocio de los cuerpos, los coyotes de batas blancas y las clínicas clandestinas que operan a la sombra del sistema de salud. ¿Sabías que...? La Organización Mundial de la Salud estima que entre el 5% y el 10% de todos los trasplantes en el mundo utilizan órganos del mercado negro. El tráfico de órganos mueve entre 840 y 1,700 millones de dólares al año, y solo hay 17 condenas documentadas a nivel mundial. En México, 20 personas mueren al día en espera de un trasplante. Cada 72 minutos, alguien se apaga mientras espera una lista que nunca llega. En 1995, un riñón en el mercado negro valía 30 mil dólares para el comprador. El donante recibía apenas 5 mil. En este episodio: El mito vs. la realidad: cómo funciona realmente el tráfico de órganos. Los tres niveles del crimen: El Cazador, El Transportista y El Carnicero. El caso de la clínica de Santa Fe y los 16 pasaportes encontrados en el sótano. La historia de "El Güero", el transportista que veía los órganos como "tacos de canasta". El futuro del mercado negro: ¿los órganos de laboratorio serán solo para los ricos? Este episodio está basado en reportes de la OMS, Naciones Unidas y casos documentados en México. Suscríbete !

1. Fico sa prihlásil k myšlienkam, ktorými sa nikdy neriadil a ani nebude 2. Úroda kukurice sa prudko prepadla. Farmári musia dovážať krmivá 3. Výnosy štátnych dlhopisov ďalej stúpajú. Spôsobujú to rastúce ceny, vysoké dlhy a umelá inteligencia

1. Predseda národnej komisie 2. Prezident sa zorientoval, premiér tiež 3. Priatelia sú v napätí

„Naša politická reprezentácia nám doslova ‚zbombicnieva‘ a namiesto vecnej argumentácie preberá agresívne správanie internetových extrémistov. Keď vládni činitelia namiesto vysvetľovania svojich miliónových majetkov útočia na novinárov a robia z nich terče prenasledovania, prekračujú akékoľvek hranice politickej kultúry“ – politológ Jozef Lenč o aktuálnej kauze Ľuboša Blahu.Kondícia vládnej koalície pred rozhodujúcim rokom, ktorý je „volebno-predvolebný“.Čím žije?Stámiliónovými projektmi jadra, vody a hliníka, na pozadí ktorých vychádzajú najavo personálne trenice až na pôdoryse koaličných lídrov.Štátnymi oslavami, na ktorých sa adorujú kontroverzné postavy minulosti ako Gustáv Husák či Vladimír Mečiar. Či vyzdvihuje Rusko agresora Vladimíra Putina.Medzi tým vychádzajú na povrch informácie o ďalšej miliónovej vile ďalšieho z rodiny sociálnych demokratov. Keď deklarovaný marxista a „hlas chudoby“ žije v luxuse, no sociálnych sieťach sa za zverejnenie tohto paradoxu vyhráža „vlastnou medicínou“, ak sa z textu nestratia adresa a fotky jeho luxusu.A na špecializovanom trestnom súde v Banskej Bystrici sa rozpletajú uzly kauzy Očistec, ktorá je o údajnej zločineckej skupine v polícii v rokoch Ficových vlád.Aká politická jeseň nás čaká? A črtá sa tejto vládnej zostave alternatíva? Téma pre politológa Jozefa Lenča.Pripravil Jaroslav Barborák.

Darío Jaramillo Agudelo es poeta y autor de Cartas Cruzadas y varios otros libros.Libros mencionados:Memorias de un hombre feliz - Dario Jaramillo Historia de una pasión - Dario Jaramillo La panacea - Dario Jaramillo Cartas Cruzadas - Dario Jaramillo El libro del desasosiego - Fernando PessoaCapitulos:00:00 intro00:50 El rechazo inicial a la docencia05:00 ¿Por qué entré a la vida pública?06:33 Estudiar en la universidad durante los años 60 en Medellín10:03 15 años viviendo en una pensión12:25 La decisión de rechazar al presidente Betancur17:25 Dinámicas en el Banco de la República y la pasión por el trabajo22:45 ¿Se puede vivir de la literatura?32:31 El accidente que casi me hace perder la pierna38:52 El año más difícil y la creación de Panacea45:03 La crisis del narcotráfico y el origen de la Constituyente53:29 El significado del Banco de la República para un paisa01:09:43 El proceso de escritura de Cartas Cruzadas01:10:49 La lectura de poesía y el ritmo literario01:14:46 La paradoja de la imaginación frente a la obra escrita01:16:59 El método de escritura y la pasión por los viajes01:20:48 ¿Llegará el momento de dejar de escribir?

„Naša politická reprezentácia nám doslova ‚zbombicnieva‘ a namiesto vecnej argumentácie preberá agresívne správanie internetových extrémistov. Keď vládni činitelia namiesto vysvetľovania svojich miliónových majetkov útočia na novinárov a robia z nich terče prenasledovania, prekračujú akékoľvek hranice politickej kultúry“ – politológ Jozef Lenč o aktuálnej kauze Ľuboša Blahu.Kondícia vládnej koalície pred rozhodujúcim rokom, ktorý je „volebno-predvolebný“.Čím žije?Stámiliónovými projektmi jadra, vody a hliníka, na pozadí ktorých vychádzajú najavo personálne trenice až na pôdoryse koaličných lídrov.Štátnymi oslavami, na ktorých sa adorujú kontroverzné postavy minulosti ako Gustáv Husák či Vladimír Mečiar. Či vyzdvihuje Rusko agresora Vladimíra Putina.Medzi tým vychádzajú na povrch informácie o ďalšej miliónovej vile ďalšieho z rodiny sociálnych demokratov. Keď deklarovaný marxista a „hlas chudoby“ žije v luxuse, no sociálnych sieťach sa za zverejnenie tohto paradoxu vyhráža „vlastnou medicínou“, ak sa z textu nestratia adresa a fotky jeho luxusu.A na špecializovanom trestnom súde v Banskej Bystrici sa rozpletajú uzly kauzy Očistec, ktorá je o údajnej zločineckej skupine v polícii v rokoch Ficových vlád.Aká politická jeseň nás čaká? A črtá sa tejto vládnej zostave alternatíva? Téma pre politológa Jozefa Lenča.

1. Vízia 2040 je možná, ak Fico prehrá voľby 2. Budú to tri roky, čo táto vláda kašle na ústavu 3. Školský rok začali útokom na študenta

Valle de México tendrá lluvias fuertes y posible granizo ONU recorta a la mitad ayuda alimentaria para CisjordaniaPrimates: cerebros complejos y una vida marcada por la convivenciaMás información en nuestro podcast#grc

Your payroll runs smoothly but that's exactly where payroll compliance risk hides. In this episodeIn this episode of @thepayrollpodcast, Nick Day, CEO of JGA Recruitment Group, sits down with Jay Crider, CPP, MBA, founder and principal of ValuGuard Payroll Advisory, talked about the hidden payroll errors, implementation gaps, and data vulnerabilities lurking beneath green status reports. Discover what audits, acquisitions, and system migrations reveal about payroll maturity, and learn how to identify and remediate silent failures before they cost you.This is not just a conversation about whether payroll gets processed. It is a conversation about whether payroll is governed. Jay and Nick break down the five pillars of payroll risk, why key person dependency quietly puts entire operations at risk, and how payroll leaders can finally translate what they see into language the C-suite actually listens to.They also cover Jay's Payroll Stability Index, or PSI, a free scoring framework built to quantify payroll risk the way a FICO score quantifies credit risk, real statistics on fraud, compliance penalties, and outage costs, and why payroll may be the largest uncontrolled financial process in most companies today.It is not just about getting the paycheck right.It is about proving the process behind it can be trusted under pressure.And if you have never measured that before, this episode will change that.Whether you are a payroll professional trying to earn a seat at the table, a finance leader trying to understand where your real exposure sits, or a business owner who assumes payroll is fine because no one has complained, this episode will give you a new way of seeing one of the most important functions in your organization.This episode is sponsored by DeelManaging a global team is complex, Deel makes it simpler with payroll, HR, IT, and compliance all in one place. That's why over 35,000 businesses trust Deel to hire, pay, and manage their teams worldwide.See how Deel works at www.deel.com/nickdayGuest and Host:Connect with Jay Crider: https://www.linkedin.com/in/jay-crider/Learn more about ValuGuard Payroll Advisory and run your free PSI snapshot: https://www.valueguardpayroll.comConnect with Nick Day: https://www.linkedin.com/in/nickday/Find your ideal payroll candidate with our job vacancy system: https://jgarecruitment.ck.page/919cf6b9eaSign up to the Payroll Podcast Newsletter: https://jgarecruitment.ck.page/23e7b153e7Stay tuned for the next episode of The Payroll Podcast, brought to you by Nick Day, CEO at JGA Recruitment, landing soon!Enjoyed this? Check out our sister podcast @thehrldpodcast for more great content!Timestamps:(00:00) Introduction: Why a Green Payroll Status Report Can Still Be Hiding Risk(03:01) What Payroll Really Means: Trust Made Operational(04:06) The Iceberg Analogy: What's Hiding Beneath a Stable-Looking Payroll(06:35) Why "Paid Accurately and On Time" Is an Incomplete Definition of Success(11:17) Controlled Process vs. Correct Outcome: The Real Test of Governance(13:29) Key-Person Dependency and the True Cost of Payroll Heroics(20:04) Introducing the Five Pillars of the Payroll Stability Index(24:27) Operational Continuity, Governance Controls, and the Cost of Fraud(32:17) Why a Risk Score Changes the Conversation With the C-Suite(39:55) Who Should Own Payroll Governance: HR, Finance, or a Future CPO?(45:56) Diagnosing Risk Before a Crisis Forces Your Hand(52:21) Payroll Vault: Rapid-Fire Questions and Jay's Boldest Prediction

Jeden koaličný partner dáva druhému ultimátum, aby skončil ministrovanie minister, ktorého sami za ministra kedysi poslali. Do toho sa – pozor, to je stále jedna vláda a jedna koalícia – navzájom obviňujú z diskreditácie, spravodajských hier aj rozkrádačiek. Ak tejto mydlovej opere tiež nerozumiete, dnes sa ju spoločne pokúsime rozpliesť a vydáme sa za ministrom Tarabom, SNS aj vzťahmi v koalícii. Tomáš Prokopčák sa v podcaste Dobré ráno bude rozprávať s komentátorom denníka SME Petrom Tkačenkom. Zdroj zvukov: Markíza, Facebook/Andrej Danko, HN Odporúčanie: A dnes odporúčam novú sériu Teda Lassa. Tá minulá bola, no, ako to zaonačiť šarmantne, prinajlepšom poslabšia, nová séria – ktorej vznik bol vlastne prekvapením – sa vracia späť tam, kde ten humor ešte fungoval. A pridal ženský futbal. – Všetky podcasty denníka SME nájdete na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Odoberajte aj audio verziu denného newslettra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SME.sk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/brifingSee omnystudio.com/listener for privacy information.

1. Pozrite sa na Tarabu, ten sa nebojí 2. Nová zábavka Matúša Šutaja Eštoka 3. Ľuboš Blaha si na svoje pokrytectvo zarobil 

En Columnistas de Mesa Central, Iván Valenzuela conversó con María José Naudon y Carolina Tohá sobre la necesidad de una reconversión en materia de cuidados de niños, niñas y adultos mayores, con el objetivo de generar una adaptación mediante nuevas herramientas.

Fico nehanebne zneužil oslavy SNP. Sulík sa chce vrátiť do politiky – možno na vlnách strany Dunaj.

Australia refuerza su cooperación policial con Colombia y Nueva Zelanda para combatir el tráfico de drogas hacia el Pacífico. El experto en seguridad e inteligencia César Álvarez analiza el papel de la AFP, el intercambio de información y los desafíos de esta estrategia.Escucha SBS Spanish | Australia en español:Por radio o internet todos los días a la 1:00 pm (AEST) en https://www.sbs.com.au/language/spanish/esTambién nos encuentras en Apple Podcasts, Spotify y YouTubeExplora nuestra extensa colección de podcasts en https://www.sbs.com.au/audio/collection/podcasts-in-spanishSíguenos en Facebook e Instagram

Si quieres ser feliz aléjate de las grandes ciudades con mucho tráfico porque tarde o temprano vas a descubrir todo el tiempo que haz perdido y te vas a querer enloquecer. Mantente al día con los últimos de 'El Bueno, la Mala y el Feo'. ¡Suscríbete para no perderte ningún episodio!Ayúdanos a crecer dejándonos un review ¡Tu opinión es muy importante para nosotros!¿Conoces a alguien que amaría este episodio? ¡Compárteselo por WhatsApp, por texto, por Facebook, y ayúdanos a correr la voz!Escúchanos en Uforia App, Apple Podcasts, Spotify, y el canal de YouTube de Uforia Podcasts, o donde sea que escuchas tus podcasts.'El Bueno, la Mala y el Feo' es un podcast de Uforia Podcasts, la plataforma de audio de TelevisaUnivision.

Si no te quieres deprimir mejor ni averigües la absurda cantidad de tiempo que pierdes en un año y en tu vida subido en un coche mientras el tráfico está detenido. Mantente al día con los últimos de 'El Bueno, la Mala y el Feo'. ¡Suscríbete para no perderte ningún episodio!Ayúdanos a crecer dejándonos un review ¡Tu opinión es muy importante para nosotros!¿Conoces a alguien que amaría este episodio? ¡Compárteselo por WhatsApp, por texto, por Facebook, y ayúdanos a correr la voz!Escúchanos en Uforia App, Apple Podcasts, Spotify, y el canal de YouTube de Uforia Podcasts, o donde sea que escuchas tus podcasts.'El Bueno, la Mala y el Feo' es un podcast de Uforia Podcasts, la plataforma de audio de TelevisaUnivision.

1. Zrušenie transakčnej dane je dobrá správa pre firmy, ale zlá pre rozpočet 2. Fico dá prevzatie jadrového projektu posúdiť ďalšej konzultačnej firme 3. Obchvat Ružomberka podľa Ráža otvoria v prvej polovici októbra 4. Cudzinci omladzujú pracovnú silu, potrebujeme ich viac 5. V obchodnej vojne medzi USA a Kanadou padajú ďalšie hrozby

Your institution is spending real money to bring people to the front door, and most of them never get through it. Cornerstone Advisors found 3.36 digital checking applications abandoned for every one completed, or nearly 9,000 potential accounts at the average institution. Research from Debbie puts average application completion around 15%, with the ID upload as the single biggest drop-off point, and some institutions decline 70% of the applications they receive. Meanwhile the average cost to acquire a member runs around $489. Most of that gets treated as a KYC and compliance requirement, and most of the time it is not. The customer identification program rule is risk-based. It permits non-documentary verification, allows identity to be verified within a reasonable time after an account is opened, and expects your procedures to define what someone can do while verification is still underway. Most systems only have approved and declined. Jim Marous looks at what the identity decision is costing banks and credit unions at the new account desk and in digital account opening, why the same gate gets run again on customers who have been with you for years, and what a risk-based verification path looks like in practice. Featuring research from Cornerstone Advisors, FICO and Debbie. Hosted by Jim Marous. Subscribe to Banking Transformed for new episodes multiple times each week.

A retórica e as disputas entre Japão e Rússia se intensificaram no norte do oceano Pacífico e te atualizaremos dos últimos acontecimentos.Também observamos o movimento das peças no sempre complicado tabuleiro do Oriente Médio, com mais denúncias de crimes de guerra contra Israel.No mais, demos aquele tradicional pião pela nossa quebrada latino-americana, destacando o anúncio de libertação de dezenas de presos políticos na Venezuela, enquanto o ouro retido no Reino Unido deve ter novo destino.Cuide de sua saúde mental com a Psicólogos Brasil: https://www.psicologosbr.com/Conheça a Carta Global de Fernanda Simas: https://www.cartaglobal.com.br/Campanha e comunicado sobre nosso amigo Pirulla: https://www.pirulla.com.br/

Your credit score can make or break your ability to buy a house, rent an apartment, or even land a job, but do you actually know how that three-digit number gets calculated? Vivian breaks down the wild, biased history of credit scoring and gives you the real playbook for building, or rebuilding, a great score.  In this episode, Vivian covers: 1. The history of credit scores, from Mesopotamian debt tablets, to the 1841 Mercantile Agency, to the birth of FICO in 1956, to the anti-discrimination laws that (kind of) fixed things 2. How to actually build credit, secured credit cards, credit-builder loans, rent and utility reporting, becoming an authorized user, and the five factors FICO uses to calculate your score 3. The system's blind spots, and what to do if your score takes an unexpected hit Interested in checking your credit score? Head to https://www.annualcreditreport.com Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Credit repair business growth, the student loan dispute wave, and the fastest score win you can put on a client's report. Daniel Rosen breaks down three shifts happening in the 2026 credit market and the exact move to make on each. Join Our FREE Start Repairing Credit Challenge: HERE The national average FICO score has fallen for the second year in a row, and Daniel walks through what that really means for Credit Heroes. First, the student loan wave: reporting has resumed, more than 9 million borrowers fell past-due, and a lot of that reporting is messy with wrong dates, wrong balances, and wrong status you can dispute with specifics. Second, the quick-win fix on utilization. Daniel explains why paying a card down before the statement closing date, not the due date, can move a score on the very next update. It's the fast result that earns a skeptical client's trust in week one. Third, the build play most Credit Heroes are sleeping on. Gen Z is opening credit earlier with thin files and nothing to dispute, so what they need is credit building through secured cards, credit-builder loans, authorized user status, and reporting rent. It's a different service for a different customer, and a whole audience competitors are ignoring. Tune in!  P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/   Key Takeaways: 00:00 Intro 01:30 The State of Credit in America Right Now 02:42 The Numbers Behind the Drop and What They Mean 04:36 Opportunity 1. The Student Loan Wave. Your Dispute Play 06:00 How to Identify and Dispute Messy Student Loan Reporting 06:36 Opportunity 2. Rising Balances. Your Quick Win Fix 07:20 Pay Before the Statement Date. Not the Due Date 08:04 Opportunity 3. Gen Z Thin Files. Your Build Play 09:04 Dispute. Fix. Build. Three Problems Three Moves 09:48 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training   How to Build Credit From Scratch in 2026 (The Service Your Business Is Missing) Make sure to subscribe so you stay up to date with our latest episodes.