Your Optimal Personal Economy PODCAST

Many employees currently struggle when it comes to their future financial well-being, so how can we as business owners ensure our employees are achieving their financial goals while maintaining and producing a productive environment in our workplace?    In this episode, Justin Bennett introduces various ways business owners can assist their employees on their path towards their own future financial well-being, as well as how to overcome obstacles that hinder them from achieving their most optimal outcomes.   Justin discusses: How to create a formula or strategy based on effectiveness of what your organization does and how it will benefit your employees How to solve the challenges of filling the void of finding good quality employees The benefits of developing and designing optimal retirement accounts The importance of filtering out the barriers to effective communication And more   Resources:  Understanding Your Optimal Personal Economy  How To Empower The Present Value of Future Earnings For Optimal Planning Connect With Justin Bennett:  (732) 897-4096  Bennett Financial Group Justin Bennett    2021-123994 Exp 7/2023

It's important to acknowledge and prioritize your personal and professional development by giving back to yourself so that you can wake up every morning feeling empowered, selfless and guilt-free. In this episode, Justin Bennett sits down with Joseph Greco, founder and president of Palio, Inc, a brand that focuses on growth, achievement, and performance beyond a client's comfort zone. Together, they address the importance of putting yourself first in order to produce the best outcome possible! In this episode, you'll learn: The difference between selfish and selfless The five fundamental areas that lead to success Tips on staying grounded to your overall plan when it comes to equity markets and sensationalism How to develop discipline and routine when managing everyday life And more!  Tune in now to learn about self-improvement in both your personal and professional life. 2021-120680 Exp 5/2023

Everyone encounters failure, but the most successful people look at failure as an opportunity to grow and develop. In this episode, Justin Bennett connects with guest Frank Luna, an accomplished infantryman and public relations professional, about the idea of failure, discipline, wealth-building, and fitness! We discuss: - How Frank Luna’s experience as a Army National Guard shaped him - How you see the world as it relates to your body, fitness and mindset - The idea of failure and how to embrace it - How you can develop the wealth-building mindset and discipline - And more Tune in now to uncover how failure can actually lead you to spectacular success. Resources: Bennett Financial Group: (732) 897-4096 | Justin Bennett | Frank Luna 2021-120723 Exp 5/2023

Take a minute and look at the way you are living your life right now—is your health your number one priority?    If not, here's why it should be!    In this episode, Justin Bennett is joined by one of the highest performing endurance athletes and successful gym owners in the state of New Jersey, Mark Neilan. Mark shares his fitness journey, tips on how to overcome hurdles, and his perspective on how to run a successful business with a healthy and fulfilling mindset.    You’ll learn:  Mark’s commitment and passion to fitness  How to keep going when you feel like giving up  The importance of aligning yourself with like-minded people and supporting one another What it means for Mark to be a business owner, along being an endurance athlete  And more!  Tune in now to learn more about Mark Neilan and his commitment to the fitness business!    Resources: Bennett Financial Group: (732) 897-4096 | Justin Bennett | Excel Fitness Center: (908) 696-8418 | Excel Fitness Center Instagram     2021-117930 Exp 03/2023

Success is something we all yearn to achieve, but do you have what it takes to become successful in your optimal personal economy?  Join Justin Bennett as he speaks with Andy McOrmond, the managing director at WallachBeth, as they define the meaning of success and what it takes to achieve it through ideal characteristics and life experiences.  In this episode, you’ll learn: The mindset that helped Andy McOrmond become successful  The significance of building authentic and genuine long-term relationships How to work through pockets of turbulence both personally and professionally The importance of practicing empathy and letting go of your ego The power of gratitude, intention, and trust And more! Tune in now to learn how you can become successful in your optimal personal economy!  Resources: Bennett Financial Group: (732) 897-4096 | Justin Bennett | Andy McOrmond | WallachBeth  2021-117908 Exp. 3/23

Living a successful life starts with one simple question: What’s important to you professionally and personally, that you wish to accomplish in the next 12 months? Join Justin Bennett as he helps you think about your goals, aspirations and purpose inside the next 12 months and how you can truly devote the time to the things that are important to you. He shares real life client examples and advice on reaching your true potential. In this episode, you’ll learn: The importance of gaining visibility on the goals you wish to accomplish within the next 12 months The significance of creating your planning objective Why people are often afraid of commitment The power of spending time with like-minded people And more! Tune in now to discover how you can begin accomplishing your goals with just one simple question! Resources: Bennett Financial Group: (732) 897-4096 | Justin Bennett 2021-116347 Exp 2/2023

Are you getting caught up in the stock market frenzy? Here's what you should know! In this episode, Justin Bennett shares his insights on the stock market frenzy and explains the impact of short-term emotions that has investors, like you, to make snap investment and financial decisions! In this episode, you’ll learn: How emotions impact financial decisions The unpredictability of the stock market Why you should control investor behavior The correlation between investments and decision-making And more! Tune in now to discover what Justin Bennett has to say about the stock market frenzy!   Resources: Bennett Financial Group: (732) 897-4096 | Justin Bennett   2021-116056  Exp 2/2023

When it comes to building a successful business, consistency in the value of the relationship built between financial professional and client is absolutely critical. In this episode, Justin Bennett is joined again by Aric Johnson, a marketing consultant who works with a number of financial professionals all over the country. Together, they cover the three reasons why Justin created his digital ecosystem, and the importance of it when it comes to the success of Bennett Financial. In this episode, you’ll learn: Why it is crucial that clients receive relevant and valuable ongoing information about the work that you do Why it is important to make sure you’re readily available to clients How to build valuable long-term relationships with clients How to stay consistent with your social media and other digital platforms And more! Tune in to learn more about the digital ecosystem that Justin has built at Bennett Financial Group!   Resources:  Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page    2020-113019 Exp 12/2022

There are multiple products that will take you on very different financial journeys. It’s important to find the product that meets your expectations, and fulfills a strategy for you, your family, your business and your future. In this episode, Justin Bennett shares an educational view on how to look at your financial decisions. He shares a common theme that he has noticed throughout many conversations with clients, discusses what those conversations typically look like and what the client learned throughout the process. In this episode you’ll learn: The importance of understanding your financial decisions Why clients should decide on a financial product that is in line with their expectations and goals Why it is crucial to learn about different financial products and the consequences that come along with them And more! Tune in now to learn more about your financial decisions based on the products engineered and distributed by the financial services industry   Resources: Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page   2021-116515 Exp. 2/23

Although 2020 was a shared, global experience, many people across the world experienced things differently. How has 2020 been for you? In this episode, Justin Bennett is joined by Aric Johnson, a marketing consultant who works with a number of financial professionals all over the country. Together, Justin and Aric go back in time to revisit, recap and reflect on the year 2020 to gain a better understanding of our behaviors during this unprecedented time. In this episode, you’ll learn: The top three questions clients have asked during this unprecedented time How to stay positive and build a strong mentality in knowing you can't control various aspects of life How to understand the application in decision making And more! Join us as we take a step back and reflect into our journey together in the year of 2020.   Resources:  Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page    2020-113010 Exp 12/2022

Justin Bennett isn’t a fan of when financial professionals tell people what they should and shouldn’t be doing with their finances.  Rather than telling you what to do, Justin believes in showing you what’s possible. Today, Justin unpacks why he strongly believes that it’s not the financial professional’s responsibility to tell clients what to do with their money. He also explains how his team helps clients discover what’s possible with their protection and wealth-building so they can make a confident decision. In this episode you’ll learn: Why Bennet Financial will never tell a client that they need to stop spending money on their lifestyle A rare look at Justin’s process for helping clients discover their protection and wealth-building possibilities An example of how Justin shows clients what their life could look like if they save new money at an optimal savings rate And more! Tune in now to learn why Bennett Financial won’t tell you what to do with your money –– and what approach they take instead!   Resources: Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page    2020-112656 Exp. 11/22

The pandemic has obviously altered our day-to-day lives, both personally and professionally. But the way Justin Bennett sees it: You can either let COVID-19 control you –– or you can control yourself in relation to COVID-19.Today, Justin shares why he believes these are the only options we have for maintaining our mental and physical health in the midst of this pandemic. He also reveals what routine he refuses to let go of right now, despite some major obstacles. In this episode, you’ll learn: What mindset has kept Justin from falling off the fitness wagon during a time when it would have been easy to quit What actions Justin has taken to stay fit during COVID-19 How working around an injury is similar to controlling what you can during COVID-19 And more! Tune in for Justin’s advice on how to control what you can during this pandemic! Resources: Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page    2020-111202  Exp. 10/2022

If you're performing at the top of your game, it's important to give back from a place of abundance versus scarcity –– especially to people inside your own industry. Today, Justin Bennett talks about why he accepted the invitation to present in front of a competing firm. He reveals what lesson he shared with them and why he encourages top performers to give back within their own industry. In this episode, you’ll learn: An example of what kind of topic you can present to professionals who do similar work as you What it does and doesn’t mean to give back from a place of abundance How you can benefit professionally from teaching other industry professionals Why giving back within the industry rises the tide for you, your clients, and other professionals And more! Tune in now to get inspired to give back with abundance! Resources: Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page    2020-111058  Exp 10/2022

No one knows what will happen in the 2020 U.S. presidential election. That's why it's critical to make sure your perspective is properly aligned. To help you properly position your plan now and going forward, Justin Bennett uncovers how the market has historically reacted to presidential elections over the long term In this episode, you’ll learn: Whether long-term stock performance differs depending on which presidential party is in office What the average annual return of U.S. stocks is during an election year How much money has floated into cash during the 2020 election year –– and what questions this number poses for our economy, post-election How market performance has historically differed for incumbent vs. newly elected presidents What to keep in mind, from a long-term perspective, regardless of the election outcome And more! Tune in now for advice on how to properly position your plan as we prepare for the 2020 election.   Resources:  Bennett Financial Group: (732) 897-4096 | Bennett Financial Group Facebook Page 

Have you ever stumbled upon an article with a misleading headline? Has a headline ever scared or startled you? Language has the power to move people. That’s why Justin Bennett wants to help you think critically about the words you’re exposed to, especially in the context of financial strategies. Today, Justin discusses the prevalence of misused language when it comes to financial strategies and how educating yourself can protect you from falling into common traps. In this episode, you’ll learn: Ways that language can be misleading through the ears of a consumer How words can be used out of context Why you should understand the language being used before making financial decisions Why negative connotation sells And more! Listen now to become more aware of financial language that’s designed to create hype!   Resources:  Bennett Financial Group | Bennett Financial Group Facebook Page    2020-109435 Exp. 10/22

Do you enjoy what you do? Does it provide you with a sense of purpose and fulfillment? Do you enjoy what you do? Does it provide you with a sense of purpose and fulfillment?Today, Justin Bennett highlights the value of placing a high-level of commitment into your craft using strategies like peer advisory groups. He provides an in-depth picture of his experience with cultivating his craft and shares how learning from others can help you bring value to your business.In this episode, you’ll learn: How to enhance your skills with constructive criticism Ways that participating in national organizations can help you to better serve your clients The benefits of attending training sessions How Bennett Financial builds long-term relationships with clients And more! Tune in now to learn how Justin Bennett stays committed to his craft — and how you can, too! Resources:  Bennett Financial Group  | Bennett Financial Group Facebook Page  2020-108367 Exp. 9/22

High-performing professionals who earn high income levels gravitate towards four planning principles. Today, Justin Bennett uncovers the planning moves that high income-earning professionals commonly make and benefit from. These professionals are usually at an extremely high level in their profession and may include business owners, high-level sales professionals, and high-level executive managers. This episode will take you inside Justin’s newest white paper, “How To Empower the Present Value of Future Earnings for Optimal Planning.”In this episode, you’ll learn: What qualities high-performing professionals look for in a financial professional Why having 'discipline wins championships' philosophy can help you shift into a phase of life where you can have your assets produce your income Why people that are earning a high income tend to love liquidity Why Justin recommends starting to plan for your future today And more! Tune in now to hear the moves that high performers make to optimize their personal economy. Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page | Free White Paper: How To Empower the Present Value of Future Earnings for Optimal Planning    2020-108366 Exp. 9/22

Do you feel like you should be able to create and monitor your own financial plan? This is a feeling that many high-performing business owners and professional may experience. However, is it possible that your DIY plan is only suboptimal? Today, Justin Bennett shares the story of a new client relationship. This client is a high-income earner whose life was becoming so complex that he started to question whether he should keep calling all the shots with his finances. In this story, you will hear how Justin walked this client through an understanding of how he was feeling, helped him optimize his personal economy, and helped him feel comfortable when he was getting overwhelmed. In this episode, you’ll learn: What it takes for people to accept that it’s time to work with a professional Common issues with DIY approach Insights into how Justin helped this client optimize his personal economy How Justin helped this client feel comfortable during their onboarding process And more! Tune in now to consider whether it’s time to stop DIYing your financial plan. Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page

If you were interested in a planning strategy that involved a specialized topic, like Social Security, what lengths would your financial professional go to in order to help you make an optimal decision? In this episode, Justin Bennett walks you through a planning case study. You will explore the case of a longtime, high-performing client and how Justin approached his question. In this episode, you’ll learn: What Justin considered when helping his client arrive at a decision Justin’s philosophy on using outside professionals for expertise in specialized topics And more! Listen now to hear a case study that demonstrates what steps Bennett Financial takes to help his clients.  Resources:    Bennett Financial Group | Bennett Financial Group Facebook Page | Justin Bennett on LinkedIn  2020-104984 Exp 07/22

Do you have a planning quarterback who is dedicated to helping you optimize your personal economy? In this episode, Justin Bennett is joined once again by David Bachstetter to discuss how David could add value to your planning and what’s important to you, your family and your business. David additionally uncovers three pillars of success that could add value to your personal economy. In this episode, you’ll learn: The benefits of having your own planning quarterback The similarities between managing risk for companies and individuals Why it’s beneficial to work with a financial professional who will speak up during the process Three traits retirees want their plans to have And more! Listen now to hear how David Bachstetter’s experiences in corporate finance can add value to your personal economy! Resources:  Bennett Financial Group | Bennett Financial Group Facebook Page | Justin Bennett on LinkedIn | David Bachstetter on LinkedIn    2020-104983 Exp 07/22

If you felt like something was missing from your career, would you make the jump into a more fulfilling profession? Today, Justin Bennett talks to someone who has done just this — Bennett Financial’s newest member, David Bachstetter. Together, they unpack David’s robust experience in the financial services industry and what sparked him to transition into the comprehensive planning world. In this episode, you’ll learn: Where David used to work and what he learned from his experiences What critical element was missing from his career What made David realize that he wanted to become a financial planner Why David sought out help with his own planning And more! Listen now to meet David Bechstetter, the newest member of Bennett Financial! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page    2020-104348 Exp 6/2022

Did you know that investments are only one piece of an optimal plan? Having the proper planning in place will allow your investments to do their job. In this episode, Justin Bennett is joined by Shane Rogers, the Director of Investments at Bennett Financial. Together, they discuss the pitfalls of DIY investing, the benefits of working with a financial professional, and how to let your investment portfolio do what it’s supposed to –- instead of clinging to a short-term view. In this episode, you’ll learn: How investment management has evolved over the past 20 years Common opportunities that DIY investors overlook Which resources are available to people who work with an investment manager Why investments are only one piece of an optimal plan Which planning must exist to allow your investment portfolio to do its job And more! Listen now and learn how to optimize your investments to achieve your optimal outcome!   Resources:   Bennett Financial Group - Website | Bennett Financial Group Facebook Page | Video about long-term investments   2020-104272 Exp 6/2022

Have you ever considered giving up in the middle of a challenge, despite having worked tirelessly to prepare for it? You might have even started rehearsing the reasons you would give your friends and family for quitting.   Justin Bennett has been there, too.   Today, Justin talks about how he pushed himself to complete his second 100-mile race, despite having dark thoughts about tapping out. You won’t want to miss this episode, as Justin speaks candidly about his race experience and how it relates to life in general.    In this episode, you’ll learn:   What it was like to run through the Antelope Canyon and Horseshoe Bend of the Colorado River How Justin worked through his internal struggles during the race Justin’s recommendations on how to respond to life’s unexpected events And more!   Listen now to hear how Justin pushed through dark moments to ultimately cross the finish line.   Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page | Antelope Canyon Ultra Marathons

Is your balance sheet positioned to withstand life’s curveballs, like the current COVID-19 pandemic? Do you know what financial actions to focus on right now?   In this special episode, Justin Bennett shares his recommendations for planning items to focus on so you can stay the course with your plan. Justin also discusses the features of a protection-first planning approach that is designed to get you through unplanned life events — no matter how disruptive they are or how long they last.  In this episode, you’ll learn: What a protection-first approach to planning looks like  What changes to make with your level of protection if your net worth grows Three planning items to focus on during unexpected life events And more! Tune in now to learn what to focus on to maintain a strong personal economy that can withstand unexpected events! Resources:    Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2020-99417 Exp. 4/22

In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we feel consumers should take during this time of uncertainty.  Tune in now to learn how the marketplace is being affected and what we’re doing to help clients during this tumultuous time.  2020-99498  Exp: 4/2022 

Are you saving your money that’s earmarked for the future in assets that are taxed differently??  In this episode, Justin Bennett explains the purpose of saving money in three silos: taxable accounts, tax-deferred accounts, and tax-free accounts. You will learn about the features of each account and why they each play a critical role in your optimal personal economy. In this episode, you’ll learn: Which portion of a non-retirement investment account becomes taxable Examples of tax-deferred silos and how they differ from their taxable and tax-free counterparts How to take out 100% of your life insurance’s cash value without incurring a tax liability How many silos to include in your plan And more! Listen now to learn about the three silos that Justin recommends for your growth money!  Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 2020-95322Exp 3/2022

Do you believe that getting a substantial raise is the only way to save more money? Today, Justin Bennett explains why it’s possible to save more money at your current income with six common, but often overlooked, cashflow-triggering events. In this episode, Justin walks you through each event and tells you how to direct the new money onto your balance sheet.   In this episode, you’ll learn: How often your cashflow-triggering events might happen How to plan for these events and direct new money onto your balance sheet Which cashflow event tacks new money onto your paycheck  Which cashflow event business owners should be aware of And more! Join Justin now to learn about six cashflow-triggering events that can generate new money for you to save! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2020-95320 Exp. 3/22

Most people don’t have a good understanding of what financial professionals do. This lack of understanding leads them to have disjointed financial plans that can cause more stress in different domains of their lives. In this episode, Justin Bennett helps you better understand the role of financial professionals and speaks to the importance of working with a planner who will focus on your entire financial picture. This is your walkthrough of Bennett Financial Group’s planning philosophy, which is one that sets them apart from other planners. In this episode, you’ll learn: What your personal economy consists of and why all the pieces must work together How to know if a planner is truly a “comprehensive planner” Justin’s answers to these questions: “How are you different?” “How can you produce value for me, my family, and my business?” And more!   2020-94788 Exp 2/2022

Let’s say you wanted to purchase a second property as an investment or for your family to enjoy — or both. How would you get the proper capital for a down payment without disrupting your planning? In this episode, Justin Bennett shares the story of how he helped a long-time client with his planning resulting in him doing what he wanted to do. This conversation highlights the power of having options, and the opportunities that can come from using the cash value built up inside of a life insurance policy. In this episode, you’ll learn: How this solution was efficient (e.g. making sure the client wouldn’t be subject to taxation) An outline of this strategy, including the numerous benefits to the client Why the client chose this strategy over other options for getting capital Whether the cash value will continue to grow within the policy in the meantime And more! Tune in now to hear an example of why cash value can be an effective capital source to lean on. 2020-93252 Exp 1/2022

Are you making an effort to surround yourself with like-minded people? In this episode, Justin Bennett talks about his decision to be intentional about building friendships with people who are similar to him. Today’s conversation is one that emphasizes the benefits of finding and nurturing connections with like-minded people.  In this episode, you’ll learn: Examples of where you might meet your community of like-minded people Ways to stay in touch with new friends Words of advice about how to approach new friendships The benefits of spending time with people who are similar to you And more! Tune in now to discover what can happen when you surround yourself with like-minded people! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 

Chicken noodle soup and your personal economy have a lot in common. In this episode, Justin Bennett uncovers a different way to think about your approach to planning. Instead of making isolated decisions about the many moving parts of your financial life, Justin recommends that you view your personal economy as a whole — just like a bowl of chicken noodle soup. In this episode, you’ll learn: Why making one planning decision without considering of the other moving parts is a flawed approach A common planning challenge for the average busy professional Why your personal economy is a lot like chicken noodle soup What approach leads to an effective and efficient personal economy And more! Tune in now to find out why your personal economy is a lot like chicken noodle soup!   2019-91583 Exp 12/2021 Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 

Do you feel like you’re constantly being sold to by people in financial services? Today, Justin Bennett discusses why the sales-centric ways of the financial services industry need to end. This is a candid discussion that uncovers the flaws of this industry and what Justin is doing to keep service at the forefront, even if it means being an outlier. In this episode, you’ll learn: What financial professionals overlook when they prioritize sales over service How having a focus on service creates introductions What could happen if the financial industry were to become service-focused Why this industry has a high turnover ratio And more! Tune in now to hear an inside take on why people in financial services need to give their approach to client relationships an overhaul! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2019-90338 Exp 11/2021

At what point would you consider someone to be rich? In this episode, Justin Bennett shares a conversation he had with his 8-year-old son about what it means to be rich, and what happened when he asked his son to use non-money identifiers to pinpoint wealth. In this episode, you’ll learn: - An example of how to initiate an age-appropriate conversation with kids that can help broaden their perspective on what it means to be rich - Words of advice about giving children the freedom to form their own perspectives - Why Justin encourages clients to think critically about their planning decisions - And more! Tune in now to learn how Justin’s conversation with his son about the definition of “rich” unfolded. 2019-90334 Exp 11/2021 Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 

If you’re like Justin Bennett’s clients, you want your kids to not only be responsible stewards of money but to also be instrumental in passing down values for generations to come. Today, Justin explains how he approaches values-based conversations about transferring wealth to the next generation. Listen in as Justin walks you through this important conversation, turning the typical definition of “wealth” on its head while showing you how to start talking to your family about stewardship. In this episode, you’ll learn: What tends to happen in families who don’t talk about stewardship How Justin defines “wealth” and “money” and how these definitions tie into the stewardship conversation What concerns people most about having these conversations with family Words of advice for initiating a conversation about stewardship And more! Tune in now to discover a new way to think about stewardship conversations!   2019-89716 Exp 11/2021    Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 

What if you could make a decision today that would allow you to win over your short-term and long-term planning? In this episode, Justin Bennett emphasizes how acting early can pay off in the future. You will hear stories about the decisions that high-performing clients have made now to help them live optimally later. In this episode, you’ll learn: How a real estate investor built up cash value and protection when Justin put an intermediary step in place Why people who boost their savings as their income increases won’t feel like they’re “missing” that money The benefits of acting now to plan for your future What the downsides are to being reactive And more! Join Justin now and discover the advantages of planning for your future now!  Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2019-89393 Exp 11/2021

Have you ever been so completely immersed in an activity that time seemed to not exist? This experience, sometimes referred to as being “in the zone,” is also known as being in a flow state. In this episode, Justin Bennett walks you through his own experience with being in a flow state during an extreme endurance event called 29029 Everesting out in Utah. This challenge called on participants to climb 29,029 feet — the equivalent of Mount Everest — testing every ounce of willpower along the way. In this episode, you’ll learn: About an inside perspective of the 29029 Utah challenge How Justin knew he had entered a flow state What it feels like to be in a flow state Examples of when you may be called to overcome a dark point And more! Tune in now to hear about Justin’s experience and to consider how you can find your own state of flow!   2019-87497 Exp 10/2021

Do you ever find yourself forming opinions based on someone else’s experience? Everyone has done this at some point. But what if you’re missing out on experiences and tools that can enrich your life, all because you’re borrowing another person’s experience? In this episode, Justin Bennett elaborates on the incomparable value of firsthand experience and urges you to encounter the unknown for yourself. This is a rich conversation about the power of self-discovery. In this episode, you’ll learn: - How internalizing other people’s experiences can cause us to miss out- How preconceived notions can affect your planning decisions- Why self-discovery is a powerful approach to decision making- And more! Listen in now and learn why your firsthand experience matters more than you may realize! 2019-87398 Exp 10/2021 Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 

When it comes to your investments and insurance, you can either transfer or assume the risk, but how do you know which option is best for you? Today, Justin Bennett talks about the decision-making process between transferring versus assuming risk, and what you need to take into consideration when making your decision. In this episode, you’ll learn: - Why planning around risk shouldn’t be done in a vacuum - An example of when someone would have to decide whether to assume or transfer risk - How transferring risk also applies to investments - How business owners can decide to assume or transfer risk with their profit - And more Listen now to learn more about the difference between transferring and assuming risk with 2019-84284 Exp 8/2021   Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page   

Just like humans, the market and the financial industry are constantly evolving. How are you keeping up? Today, Justin Bennett highlights the importance of making the right planning changes that are appropriate for the times, and what it means to make changes for the right reasons. In this episode, you’ll learn: How the marketplace is different now compared to 10 years ago How Bennett Financial addresses changing times with clients Examples of some of the wrong reasons to change your planning The right reasons for change And more! Join Justin now for another thought-provoking episode on how your planning should be changing along with the times — as long as it’s for the right reasons. Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2019-84280 Exp 8/2021

Should you spend money on that new car, that new pair of shoes, or that vacation just because you can? We ask this question with zero judgment. Justin Bennett knows that high earners can struggle with balance and fall into spending patterns that lack purpose and never results in happiness. Today, Justin explores what can happen when you ask yourself, “Just because I can, should I?” In this episode, you’ll learn: - A growing trend among Justin’s clients that’s proving to be contagious- What often leads people to spend money just because they can- How people end up being affected by their constant desire for more- Justin’s recommendation for testing a new approach to spending- About the true philosophy behind “different paradigm, different results”- And more! Listen now and explore this question with Justin: “Just because I can, should I?” Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  2019-84044 Exp 8/2021

Did you know that your money behaves differently in the distribution phase compared to the accumulation phase? Get a full understanding of what happens with your money when you’re in the distribution phase, otherwise known as retirement, by tuning in to this episode with Justin Bennett! Justin breaks down the differences between accumulation versus distribution and uncovers the five oft-overlooked categories of how money behaves during the distribution phase. In this episode, you’ll learn: - How your financial response to being injured or sick would change in the distribution phase- Why volatility is not your friend during the distribution phase- The five big ways money behaves differently during retirement- How you can benefit from knowing these categories before you reach your distribution phase- And more! Tune in now and learn how your money’s behavior will change once you hit your distribution phase!   Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page    2019-84034 Exp 8/2021

Business owners....don’t wait until after you’ve sold your business to think about softening your tax burden. Get proactive. Today, Justin Bennett shares his words of advice for business owners who expect to have a large capital gain from the sale of their business. He explains how proactive planning can be done to spread out your tax liability over a long period of time. However, the key is to start planning now — not after you sell your business. In this episode, you’ll learn: What kind of planning the Internal Revenue Service allows for around tax liabilities Why Justin recommends that business owners take a proactive approach to softening the tax burden What steps the Bennett Financial team takes when the sale is pending And more! Listen now and consider how you could soften the tax impact on your wealth! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page    2019-81727 Exp 6/2021

How do healthy living and optimal planning intersect? You’re about to find out. In this episode, Justin Bennett explains how fundamental elements of health and comprehensive planning aren’t so different after all. When it comes to both health and planning practices, Justin outlines that people should have discipline, take action, and continue to work on both over their lifetime to achieve optimal results. In this episode, you’ll learn: Which health principles Justin recommends following What all-encompassing planning actually involves The similarities between healthy living and optimal planning And more! Tune in now to learn a new way to think about your health and planning. Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page    2019-81719 Exp 6/2021

Most people save new money into retirement accounts like 401(k)s or IRAs.  But Justin Bennett wants you to know that there are actually two 'flavors' of investment accounts to choose from: retirement accounts and non-retirement accounts. In this episode, Justin explains how both flavors of investment accounts, along with life insurance, can work very well together to make the most out of your investments. In this episode, you’ll learn: Advantages that are exclusive to non-retirement investment accounts Examples of beneficial planning that can be done when someone has money in a non-retirement investment account Justin’s recommended order for acquiring protection and investing in the two flavors of investment accounts How a non-retirement account can be used as collateral And more! Tune in now and learn about the planning opportunities that insurance and the two flavors of investment accounts can bring to the table. 2019-79965 Exp 5/2021  

Are you working with a team that takes a comprehensive and empathetic approach to planning? Today, Justin Bennett highlights what exactly the planning process looks like when it encompasses all areas of your personal financial economy. Justin’s focus on enhancing empathy and building meaningful client relationships is sure to change how you feel about the planning process. In this episode, you’ll learn: How working with a comprehensive planning firm differs from working with a professional who focuses on one particular area Why Justin Bennett chose to build a comprehensive planning practice What it means for the Bennett Financial team to operate with an “all-in” approach Why they call their planning process a lifetime financial discipline And more! Tune in now to discover why comprehensive planning is more important than you may have thought! 2019-80807 Exp 6/2021 Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page  

The marketplace uses permanent life insurance illustrations with various types of life insurance to make them look promising....but are they realistic? Today, Justin Bennett breaks down how illustration warfare shapes people’s expectations and why illustrations vary from one type of insurance to the next. Justin also discusses what to consider about indexed universal life insurance projections, and how his team helps clients make informed decisions when choosing life insurance products. In this episode, you’ll learn: How illustrations are used when presenting different life insurance solutions to potential clients What to keep in mind when you see an inflated projection on an illustration Which type of life insurance offers the least amount of risk What to consider about the future of indexed universal life insurance projections What questions the Bennett Financial team asks clients to help them make informed decisions about life insurance And more! Tune in now to discover a new way of thinking about permanent life insurance illustrations. 2019-80033 Exp 5/2021 Resources: Bennett Financial Group - Website | Bennett Financial Group Facebook Page

Justin Bennett strongly believes in the value of prompting clients to stop and think about things in a way they previously did not. Without realizing it, you may be conditioned to think about an aspect of your life in a one-dimensional way, when there are actually several dimensions. In today’s episode, Justin explains how he and his team ask questions that provide good thinking to clients. In this episode, you’ll learn: - How Justin Bennett defines “good thinking”- Why using Google to research your planning options is a losing game- Examples of how Bennett Financial provides good thinking, which shifts clients away from a conventional mindset- How to determine if your planner is providing you with good thinking - And more! Tune in now to learn how good thinking can completely change your planning mindset! 2019-78965 Exp 4/2021 Resources: Bennett Financial Group - Website | Bennett Financial Group Facebook Page

High performing professionals often find themselves playing within the gap. Are you one of them? In today’s episode, Justin Bennett explains why high performers, like business owners, tend to be in the gap; why it’s actually a positive place to be; and how to navigate this space. In this episode, you’ll learn: The characteristics of high performers What it means to play in the gap Why being in this mental space keeps high performers accountable How to balance living in the gap with working towards your goals Why a high level of self-awareness is key for navigating the gap And more! Tune in now to learn how you can make the most of the gap! Resources:   Bennett Financial Group - Website | Bennett Financial Group Facebook Page   2019-76982 Exp. 3/2021  

Is your relationship with your planner providing you with the value and relationship you deserve? Today, Justin Bennett shines a light on this question as he uncovers what it looks like to have a meaningful connection and to receive value in the client-planner relationship. Whether you’re already working with a planner or are considering working with one, this episode is a must-listen! In this episode, you’ll learn: Why relationship and value are the most critical elements in the client-planner relationship Examples of how Bennett Financial deepens its client relationships What a strong relationship with a financial professional looks like The conversation most planners aren’t willing to have And more! Tune in now and consider whether you’re getting the relationship and value you deserve from your financial planner. Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page   2019-76973 Exp. 3/2021

It’s time to break away from the traditional planning perspective and offer a different perspective on how to be financially satisfied and fulfilled from a practical perspective. In this paradigm-shifting episode, Justin Bennett uncovers a critical piece of the planning process that traditional planning leaves out of conversations — the difference between net worth versus income. In this episode, you’ll learn: Why your desire for net worth or income will depend on your stage of life Why traditional planning leaves much to be desired What you need in order to have net worth converted effectively into income A new way to think about converting net worth into income Why it’s unrealistic to say, “My net worth is X, so my retirement income will be Y” And more! Tune in now to learn a new, better way to think about income and net worth! Resources: Bennett Financial Group - Website | Bennett Financial Group Facebook Page 2019-75506 Exp 2/2021

Do you belong to a study group? Business study groups don't seem to be common outside the financial industry however high performing professionals in any industry have so much to gain by collaborating with like- minded business folks. In today’s episode, Justin Bennett explains how he’s benefited from his study group and why he discusses them with clients. In this episode, you’ll learn: How Justin’s national study group formed, how often they meet, and what’s on their agenda. Why bringing peers together can welcome collaboration and camaraderie. Why Justin discusses high performing professionals should be part of a study group. The far-reaching benefits that study groups can have on clients. And more! Tune in now and discover the benefits study groups can offer you! Resources:  Bennett Financial Group - Website | Bennett Financial Group Facebook Page 2019-75095 Exp 2/2021