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THE FREEDOM SCORE - Listener Success On this episode of Join Up Dots, we explore the idea of how much control you really have in your life and how small shifts in thinking can help you reclaim it. From daily habits to bigger life decisions, recognising where you've given up control can open the door to freedom you didn't realise was yours. Whether it's your work, your health, or your relationships, taking back even a little can make a huge difference. Share your thoughts and actions with friends to inspire change. #FreedomScore #TakeControl #LifeDesign #ReclaimYourTime Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!
Matt Faircloth interviews Brian Luebben. He shares how he transitioned from the corporate grind to creating a life centered around experiences, purpose, and giving back. You'll uncover his approach to balancing achievement with fulfillment, including why he's passionate about boutique hotels and experiential investments that reflect his unique style plus the lessons he's learned about scaling without sacrificing pleasure. Brian breaks down his "game of millions," the importance of defining your three-year vision, and how to develop a relationship with money that prioritizes fun over obsession. Brian Luebben Current role: CEO/Founder of Action Academy Based in: Austin, Texas Where to find them: https://www.linkedin.com/in/brianluebben/ https://brianluebben.com/ Visit trustetc.com/bestever for more info. Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit www.tribevestisc.com for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
Michael Browne is the celebrated co-founder of Kosta Browne, creator of CIRQ and CHEV wines, renowned for connecting people through exceptional winemaking rooted in craftsmanship, innovation, and personal passion. Top 3 Value Bombs 1. There is no such thing as overnight success. Mastery is built through years of hard work, failure, and persistence. 2. Craftsmanship comes from learning by doing, making mistakes, and committing to constant improvement. 3. Strong businesses are built on concept, people, and capital; neglect one and the whole structure suffers. Visit the website to know more about Chev wines - Chev Wines Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Quo - The #1-rated business phone system on G2 with over 3,000 reviews! Try QUO for free PLUS get 20% off your first 6 months when you go to Quo.com/fire! Quo — no missed calls, no missed customers. QuickBooks Bill Pay - Helps you keep your business growing, while you stay in your zone of genius. Learn more at QuickBooks.com/billpay. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. 50 - Join JLD on his free '50 days to something' video series on YouTube and create something special in 50 days!
Save on essentials. Save the everyday with Amazon. URL: https://www.amazon.com Book your next trip at https://www.bestwestern.com Switch to T-Mobile and get free MLB.TV. Redeem March 24-30 at https://T-Mobile.com/MLB. Subject to change. Qualified plan required. Must access T-Mobile Tuesdays in T-Life app and sign up for MLB.TV. Blackout and other restrictions apply. ™/© 2026 MLB Coach Trev and Talkin' Jake preview the 2026 season of the Chicago Cubs, New York Mets and New York Yankees based on YOUR power rankings! 0:00 Intro 1:35 Chicago Cubs 29:00 New York Mets 53:15 New York Yankees Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
16. SEG 16: Bob Zimmerman reviews the DART mission's success in altering an asteroid's orbit. He also reports that the European Space Agency lost contact with a solar probe after its batteries drained due to misaligned solar panels. (16)AUGUST 1964
Nir Eyal provides research-proven strategies for tackling the biggest restraint in our lives: our beliefs.— YOU'LL LEARN — 1) Striking examples of the power of our beliefs2) How to make the most of placebos 3) Three tools for challenging your limiting beliefsSubscribe or visit AwesomeAtYourJob.com/ep1136 for clickable versions of the links below. — ABOUT NIR — Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and human potential. He previously taught at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford. He is the author of the international bestsellers Hooked: How to Build Habit-Forming Products andIndistractable: How to Control Your Attention and Choose Your Life, which have sold over 1 million copies in more than 30 languages. Indistractable received critical acclaim, winning the Outstanding Works of Literature Award and being named among the best business and personal development books of the year by Amazon, Audible, and The Globe and Mail. His third book, Beyond Belief, reveals how to identify and replace the hidden beliefs that define our limits. As an active angel investor, Nir has backed multi-billion-dollar companies that implement his methodologies, including Canva, Kahoot!, and others. In addition to blogging at NirAndFar.com, his writing has been featured in The New York Times and Harvard Business Review, and he is a regular contributor to Psychology Today.• Book: Beyond Belief: The Science-Backed Way to Stop Limiting Yourself and Achieve Breakthrough Results• Website: NirAndFar.com— RESOURCES MENTIONED IN THE SHOW — • Study: “On the Phenomenon of Sudden Death in Animals and Man” by Curt P. Richter• Study: “Anabolic steroids: the physiological effects of placebos” by Ariel Gideon and William Saville• Study: “Cognitive influence on the evaluation of wine: The impact and assessment of price” by Charles Spence• Study: “Longevity increased by positive self-perceptions of aging” by Becca R. Levy, Martin D. Slade, Suzanne R. Kunkel, and Stanislav V. Kasl• Book: All Marketers are Liars: The Underground Classic That Explains How Marketing Really Works--and Why Authenticity Is the Best Marketing of All by Seth Godin• Book: Alchemy: The Surprising Power of Ideas That Don't Make Sense by Rory Sutherland• Book: War and Peace by Leo Tolstoy— THANK YOU SPONSORS! — • Monarch.com. Get 50% off your first year on with the code AWESOME.• Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Shopify. Sign up for your $1/month trial at Shopify.com/betterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Get the unfiltered memos I send my team as we scale Acquisition.com to $1B+:https://leilahormozi.com/subscribe Discipline isn't about forcing yourself through discomfort. It's about consistency. In this episode, Leila Hormozi talks about the power of discipline and how small, consistent actions lead to massive success. High performers aren't just more skilled. They know when to tackle tough tasks first, even when fear and discomfort try to stop them. Leila shares a personal story of working out and how pushing herself too hard, too soon, led to avoidance, highlighting the importance of making tasks achievable. She also breaks down the idea of self-respect and how avoiding hard conversations or actions causes long-term harm, whether in business or personal life.In this episode00:00 The difference between discipline and ego01:20 "Eat the frog": doing the hardest tasks first02:08 Tolerate fear and discomfort to achieve breakthroughs03:41 Why self-respect is built one small decision at a time06:05 Taking small steps (in the right direction) to achieve big goals08:00 Success often means consistently going through boring systems More Value:Get the unfiltered memos I send my team as we scale Acquisition.com to $1B+: https://leilahormozi.com/subscribeReceive a curated set of internal memos from the past year at Acquisition.com: https://leilahormozi.com/acq Get your personalized $100m scaling roadmap: https://www.acquisition.com/roadmap
In this timely and important episode, Craig sits down with Lily Zheng, one of today's leading voices on workplace transformation, to tackle the challenges and evolution of DEI. Lily brings both research-backed frameworks and real-world pragmatism, reflecting on how shifting from DEI to FAIR offers a practical way through current backlash and confusion.Lily's refreshing candor provides a thought-provoking and valuable frame to the conversation. They don't shy from complexity, but treat hesitancy, fear, and failure as necessary parts of meaningful progress.The episode is filled with practical advice, including tying every initiative to a real business problem, focusing on behaviors not buzzwords, and the need for every leader to own the responsibility for inclusion. Technology's double-edged role is candidly discussed, warning leaders that AI will multiply both strengths and flaws.At its core, this episode asks: how do we actually do better? Lily urges leaders to focus on “atomic units” of behavioral change, reminding us that real progress is messy, ongoing, and built one intentional action at a time.What You'll Learn- The power and pitfalls of language in DEI work.- Navigating the politicization of inclusion.- Let data—not dogma—drive your priorities- Move beyond ‘admiring the problem': Replacing performative acts with real progress.- Redefining representation: Beyond the numbers.- Technology & AI: A double-edged sword.- The power of atomic units of change.Podcast Timestamps(00:00) - Introduction to Lily Zheng and the Origin of the Book(08:00) - Reframing DEI: Why Focus on Fairness?(14:41) – Lessons in Leadership: DEI Backlash(20:34) - From Performative to Problem-Solving DEI(25:15) - Systemic Change & Diversity Leadership(35:55) - Representation vs. Quotas and Building Trust(43:04) - Technology, AI & Fairness Risks(48:38) - FOFO: Fear of Finding Out and Organizational Reality(56:14) - The Atomic Unit: Driving Change Through BehaviorsKEYWORDSPositive Leadership, Fairness, DEI, Inclusion, Equity, Representation, Organizational Change, Systemic Change, Workplace Culture, Diversity, Performative DEI, Accountability, Unconscious Bias Training, Artificial Intelligence, Politics, Cultural Transformation, CEO Success
Why do so many high achievers still feel stressed, stuck, or exhausted even after achieving success?In this episode of Inspire Create Manifest, Joe Longo sits down with world-renowned hypnotist and peak performance expert Tim Shurr to explore how subconscious programming shapes our habits, fears, and decision making.Tim has spent more than 37 years helping entrepreneurs and professionals release deep mental blocks and step into what he calls peaceful success.In this conversation, you'll discover:• Why mindset alone often isn't enough• How subconscious programming controls behavior• Why high performers often live in hidden internal conflict• The surprising power of suggestion and awareness• How to rewire the beliefs that keep you stuckIf you've ever felt like part of you wants success while another part holds you back, this episode will help you understand why.Because true transformation doesn't start with more motivation.It starts with awareness.Explore more Tim has to offer - Website - https://timshurr.com/Follow Tim on IG - @realtimshurr
Contacts + Opportunity = Success is covered in this video, along with the following subjects:- Building genuine relationships that support long-term business and career growth- Staying visible with your network so opportunities can find you- Turning everyday connections into referrals, collaborations, and new revenue***************************************Join Andrew Frazier and Guy Dunn for a conversation on “Contacts + Opportunity = Success.” They'll explore how to build meaningful relationships, stay visible with your network, and recognize the opportunities that move you forward. Whether you're growing a business or your career, you'll learn practical ways to turn connections into real results.Guy T. Dunn is a veteran entrepreneur, author, and networking strategist with over 30 years of experience starting, growing, and supporting small businesses. He built one of the largest Geeks on Call franchise operations in the U.S., covering the Philadelphia and New York City markets, and later founded ventures focused on technology, virtual assistants, and business growth. Known as “The Idea Guy,” he helps business owners use networking, branding, and automation to generate more leads and revenue, and is the author of Networking for Business.
In Part 2 of Soccer for Success, we go deeper.This conversation moves beyond curriculum and into implementation — how Dallas ISD built a no-cost, district-wide pathway from elementary Spark programs to middle school leagues and high school UIL competition.We break down how Spark works (grades 2–6), how competitive soccer is introduced the right way, and how over 50 elementary schools are now participating in structured play.If you're a parent wondering how to advocate for better sports access…If you're a school leader looking for a scalable youth development model…If you care about keeping kids active and engaged…This episode gives you the blueprint.Key Talking PointsHow Spark functions as a foundational after-school programWhy grades 3–6 are critical for long-term sports retentionThe creation of a competitive elementary soccer league51 elementary schools currently participating31 middle schools running interdistrict leaguesNo-cost participation for families (equipment included)How healthy competition is introduced graduallyThe importance of PE and Athletics working togetherHow other school districts can partner with US Soccer FoundationWhy foundational skills reduce dropout rates after sixth gradeQuotes from the Guests“You don't have to be a soccer star to teach soccer.” – Lisa Perry“Ask what your child is learning in physical education and how you can support that.” – Lisa Perry“We want kids to fall in love with fitness — with moving.” – Dr. Lisa Whitaker“Spark says we are going to build your skill over time in a safe place.” – Dr. Lisa Whitaker“We are fully committed to these programs across these two departments.” – Dr. Lisa Whitaker“My goal was always to give opportunities to kids who can't afford to play.” – Marisela Lopez“At this point in my career, I'm more about coaching coaches than coaching players.” – Warren Coddle“After sixth grade, kids start dropping out.” – Lisa Perry“We want to provide the opportunity.” – Lisa Perry“At the end of the day, I want kids active. I want them to play sports.” – Lisa PerryConnect with the GuestsWarren Cottle
Former Turloughmore manager Joe Hession and Paul review Galway's comprehensive victory over Kilkenny in the National Hurling League. The lads also look ahead to Pres Athenry's Croke Cup final against St Kieran's.This Podcast is brought to you by Hoare Chartered Accountants and Drone Works Ireland. Drone Works Ireland is your go to place when it comes to buying a drone, repairing your drone and also when you need professionals to carry any aerial work you may need ,check out their website www.droneworksireland.ieHoare Chartered Accountants based in Galway City are a leading provider of Audit, Accountancy and Taxation services.. For more information, visit their website on www.hoarecharteredaccountants.ieIf you have any questions or thoughts for upcoming podcasts, email the maroonwhitepod@gmail.com
Sinners has already broken records — it's the most Oscar-nominated film in the history of the Academy Awards. But is the movie itself actually historic? And what will its success mean for the future of Black filmmaking? This week, we're joined by Aisha Harris, a host of NPR's Pop Culture Happy Hour, and NY Mag film critic Angelica Jade Bastién. We get into what we loved, what we hated, and how Sinners fits into the broader landscape of big, splashy films that are beloved...yet never quite seem to move the needle on how Hollywood greenlights and funds future projects.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Pokemon Pokopia is doing wonders for Nintendo, Pocketpair talks the future of Palworld, and Jake Baldino from Gameranx joins us on the show! 00:00:00 - Start00:19:08 - Nintendo's share price climbs 15% in two days following the success of Pokémon Pokopia00:31:05 - Ad00:32:10 - SuperChats00:37:15 - Pocketpair Suggests 'A Decade of Continuous, Massive Updates' Is 'Probably Not On the Cards,' But Teases It 'Wouldn't Rule Out A Palworld 2.0'00:43:10 - Acclaimed RPG Chained Echoes' creator is suing its publisher because its physical edition still isn't here two years later00:46:19 - A Lego PlayStation is reportedly coming later this year00:49:59 - Wee News!00:51:56 - SuperChats & You‘re Wrong Learn more about your ad choices. Visit megaphone.fm/adchoices
Why does that voice in your head wake you up at 3:00 AM telling you that everything's terrible? Why do we get stuck overthinking and feel anxious, angry, guilty, shameful, or even envious? There actually is a productive reason. I dug into the research and that voice and negative emotion might actually be good for us, if we use them correctly. I invited the world's leading expert on controlling your thoughts and emotions, Dr. Ethan Kross, to give us tools we can use today to feel better.
Are you ready to turn your greatest setbacks into the fuel for exponential growth? In this week's episode, John Maxwell unpacks how the partnership between success and failure is essential to leadership—and why your perspective on failure determines your path to achievement. After his lesson, Mark Cole and Chris Goede provide real-world strategies you can use right away to embrace failure as a catalyst for learning and growth. Key takeaways: How you view failure shapes your response to it—and seeing it as part of success unlocks growth, humility, and maturity. Successful leaders don't just make good decisions; they learn to manage both their wins and their losses to maximize impact. The lessons you take from failure are what propel you forward—if you don't lose the lesson, you never truly lose. Our BONUS resource for this episode is the Success and Failure: The Partnership that Fuels Growth Worksheet, which includes fill-in-the-blank notes from John's teaching. You can download the worksheet by visiting MaxwellPodcast.com/Partnership and clicking "Download the Bonus Resource." Take the next step in your growth journey and become a Maxwell Leadership Certified Team Member. Click here to speak with a Program Advisor today! References: Watch this episode on YouTube! Pre-order your copy of John Maxwell's resilience guide, How to Get a Return on Failure Accelerate your growth with the Maxwell Leadership App (start your 7-day free trial today with code PODCAST7!) Get a Return on Failure Podcast Episode Join the Maxwell Leadership Certified Team
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Todd Kroupa A former firefighter turned top-producing real estate agent in Georgia. Todd explains his journey from a physically demanding fire department career to becoming a highly successful real estate broker, team leader, and luxury/equestrian property specialist. The conversation walks through: His transition from the fire service to real estate Opening and managing a 400‑agent office in Florida Relocating to Georgia and re-establishing his business How he advises both first-time homebuyers and experienced sellers Emotional decision-making in buying and selling Inspections, deal-breakers, and buyer/seller behavior Multi-generational housing trends post‑COVID Why real estate remains a wealth-building tool Advice for navigating neighborhoods, schools, and due diligence His eventual ranking as #1 single agent for Berkshire Hathaway in Georgia (2024–2025) Todd emphasizes integrity, long-term relationships, and guiding clients toward the right house — not just closing a deal. Purpose of the Interview The purpose of Todd Kroupa’s appearance is to: Share a motivational career-change story — moving from firefighter to top real estate agent. Educate listeners on the real estate process — including buying, selling, inspections, and market strategy. Give practical tips for first-time homebuyers, families, and multi-generational households. Promote best practices for choosing neighborhoods, navigating emotion in home buying, and avoiding pitfalls. Highlight Todd’s success and position him as a trusted resource for Georgia real estate clients. Key Takeaways 1. Career Transition & Motivation Todd became a firefighter in 1992, retired in 2014, and began real estate in 2002. Real estate appealed to him because it allowed him to continue helping people without the physical strain. He built and managed a 400-agent office before returning to working directly with clients — his true passion. 2. Balancing Firefighting and Real Estate He often worked both jobs full-time, with limited days off. Eventually, maintaining both became impossible: “I can’t do this anymore,” he told his wife. 3. Buyer Advice Buyers make decisions emotionally first, then logically. Within the first 3–5 minutes in a home, buyers often know if they like it. Lighting, paint color, home condition, and layout heavily influence emotional response. First-time buyers need extra guidance — like “teaching someone to drive for the first time.” 4. Seller Advice Selling isn’t just about market timing — presentation matters. Neutral paint colors and bright white lighting help increase buyer appeal. Every showing is won or lost in the first few minutes. 5. Inspections Matter — and Are Deal Breakers Top inspection walk‑aways: Mold Foundation issues Roof problemsTodd stresses that if a buyer is uncomfortable before closing, “you won’t be comfortable after you close.” 6. Emotion vs. Logic Many buyers get emotionally attached and ignore red flags. Todd’s rule: commissions should never drive decisions. 7. Multi-Generational Living Is Rising Driven by COVID, high child-care costs, rising home prices. Families are choosing: ADUs (Accessory Dwelling Units) “In-law suites” Larger family compounds 8. Real Estate as a Wealth Builder Unlike stock investments, real estate allows you to: Control, improve, alter, and live in the asset. Tax advantages like 1031 exchanges and mortgage deductions compound long-term value. 9. Don’t Buy the Most Expensive House in the Neighborhood Surrounding homes cap your resale value. You may have to wait years for nearby homes to “catch up.” 10. Neighborhood Due Diligence Realtors must avoid discrimination (Fair Housing Act). Buyers should: Visit neighborhoods at night and on weekends Speak with neighbors Review school ratings and county resources Notable Quotes (from the transcript) Career & Purpose “I love helping people. That’s why I became a fireman. Real estate was another way to help people.” “I wasn’t quite sure I wanted to manage long term… my heart was with clients.” Ethics & Commission “Commissions should never be above the people.” “If you’re focused on commissions, you need to pick a different industry.” Emotions in Home Buying “Buyers think they’re looking logically, but they’re looking emotionally first.” “Within the first 3–5 minutes, they already know if they like the home.” Inspections “If you’re not comfortable with the property now, you won’t be comfortable after you close.” Neighborhood Choice “Focus on the house, but look at the neighborhood — you can’t change your neighbors.” Wealth Building “With stocks you can’t control it, improve it, or live in it. With a home, you can.” Success & Determination “Someone told me when I moved to Georgia I wasn’t going to make it. Now I’m the number one salesperson in Georgia.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Todd Kroupa A former firefighter turned top-producing real estate agent in Georgia. Todd explains his journey from a physically demanding fire department career to becoming a highly successful real estate broker, team leader, and luxury/equestrian property specialist. The conversation walks through: His transition from the fire service to real estate Opening and managing a 400‑agent office in Florida Relocating to Georgia and re-establishing his business How he advises both first-time homebuyers and experienced sellers Emotional decision-making in buying and selling Inspections, deal-breakers, and buyer/seller behavior Multi-generational housing trends post‑COVID Why real estate remains a wealth-building tool Advice for navigating neighborhoods, schools, and due diligence His eventual ranking as #1 single agent for Berkshire Hathaway in Georgia (2024–2025) Todd emphasizes integrity, long-term relationships, and guiding clients toward the right house — not just closing a deal. Purpose of the Interview The purpose of Todd Kroupa’s appearance is to: Share a motivational career-change story — moving from firefighter to top real estate agent. Educate listeners on the real estate process — including buying, selling, inspections, and market strategy. Give practical tips for first-time homebuyers, families, and multi-generational households. Promote best practices for choosing neighborhoods, navigating emotion in home buying, and avoiding pitfalls. Highlight Todd’s success and position him as a trusted resource for Georgia real estate clients. Key Takeaways 1. Career Transition & Motivation Todd became a firefighter in 1992, retired in 2014, and began real estate in 2002. Real estate appealed to him because it allowed him to continue helping people without the physical strain. He built and managed a 400-agent office before returning to working directly with clients — his true passion. 2. Balancing Firefighting and Real Estate He often worked both jobs full-time, with limited days off. Eventually, maintaining both became impossible: “I can’t do this anymore,” he told his wife. 3. Buyer Advice Buyers make decisions emotionally first, then logically. Within the first 3–5 minutes in a home, buyers often know if they like it. Lighting, paint color, home condition, and layout heavily influence emotional response. First-time buyers need extra guidance — like “teaching someone to drive for the first time.” 4. Seller Advice Selling isn’t just about market timing — presentation matters. Neutral paint colors and bright white lighting help increase buyer appeal. Every showing is won or lost in the first few minutes. 5. Inspections Matter — and Are Deal Breakers Top inspection walk‑aways: Mold Foundation issues Roof problemsTodd stresses that if a buyer is uncomfortable before closing, “you won’t be comfortable after you close.” 6. Emotion vs. Logic Many buyers get emotionally attached and ignore red flags. Todd’s rule: commissions should never drive decisions. 7. Multi-Generational Living Is Rising Driven by COVID, high child-care costs, rising home prices. Families are choosing: ADUs (Accessory Dwelling Units) “In-law suites” Larger family compounds 8. Real Estate as a Wealth Builder Unlike stock investments, real estate allows you to: Control, improve, alter, and live in the asset. Tax advantages like 1031 exchanges and mortgage deductions compound long-term value. 9. Don’t Buy the Most Expensive House in the Neighborhood Surrounding homes cap your resale value. You may have to wait years for nearby homes to “catch up.” 10. Neighborhood Due Diligence Realtors must avoid discrimination (Fair Housing Act). Buyers should: Visit neighborhoods at night and on weekends Speak with neighbors Review school ratings and county resources Notable Quotes (from the transcript) Career & Purpose “I love helping people. That’s why I became a fireman. Real estate was another way to help people.” “I wasn’t quite sure I wanted to manage long term… my heart was with clients.” Ethics & Commission “Commissions should never be above the people.” “If you’re focused on commissions, you need to pick a different industry.” Emotions in Home Buying “Buyers think they’re looking logically, but they’re looking emotionally first.” “Within the first 3–5 minutes, they already know if they like the home.” Inspections “If you’re not comfortable with the property now, you won’t be comfortable after you close.” Neighborhood Choice “Focus on the house, but look at the neighborhood — you can’t change your neighbors.” Wealth Building “With stocks you can’t control it, improve it, or live in it. With a home, you can.” Success & Determination “Someone told me when I moved to Georgia I wasn’t going to make it. Now I’m the number one salesperson in Georgia.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
What does it look like to bet on yourself, embrace reinvention, and build a YouTube channel that reaches millions?Michelle Khare is the creator and host of Challenge Accepted, the award-winning YouTube series where sherains with elite performers, athletes, and professionals to take on some of the world's toughest stunts and professions. But this conversation goes far beyond spectacle. It's about the psychology underneath the performance: how Michelle prepares for high-pressure environments, how she thinks about failure, and how she's built a serious creative business without losing the joy at the center of it. In this conversation, Michelle shares how her path began at the intersection of two demanding worlds: working as a video producer by day while competing as a professional cyclist at night. Out of that tension, she created something new — a format that blends physical challenge, storytelling, and deep iteration. She talks about the early trial-and-error phase of building her channel, the importance of owning her own IP, and why many creators don't realize they've already become entrepreneurs. Michelle also opens up about what it means to fail in public. She explains why growth often depends on being willing to look unpolished in front of other people, how she identifies her “strategic advantages” in unfamiliar environments, and why the low points — not just the polished outcomes — are what actually make a story worth telling. Along the way, she offers a compelling look at how she built a YouTube channel with over 5.4 million loyal subscribers. In this conversation, we explore:Why courage becomes more useful when it is systematizedHow Michelle built Challenge Accepted by blending athletics, storytelling, and businessWhy willingness to fail publicly can become a competitive advantageHow to identify your “strategic advantages” in unfamiliar environmentsWhy relationships, feedback, and team culture are essential to longevityHow to elevate the YouTube creator space into a respected part of the entertainment industryThis is a conversation about courage, yes, but also about design. How do you build a life where courage is not occasional, but trainable? How do you stay ambitious without burning out? And how you can keep evolving while staying grounded in the people and principles that matter most.__________________________________Links & ResourcesSubscribe to our Youtube Channel for more conversations at the intersection of high performance, leadership, and wellbeing: https://www.youtube.com/c/FindingMasteryGet exclusive discounts and support our amazing sponsors! Go to: https://findingmastery.com/sponsors/Subscribe to the Finding Mastery newsletter for weekly high performance insights: https://www.findingmastery.com/newsletter Download Dr. Mike's Morning Mindset Routine: findingmastery.com/morningmindset Follow on YouTube, Instagram, LinkedIn, and XSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of Holly Randall Unfiltered, Holly sits down with Nikki Night, one of the most influential figures in the cam industry.Nikki started as a cam model in the early days of live streaming and went on to become the first official cam coach in the business, helping thousands of performers build successful online careers. Today she works at Stripchat, shaping community programs and mentoring the next generation of creators.In this conversation, Nikki breaks down the real psychology behind audience retention, why most performers sabotage their own growth by spreading themselves across too many platforms, and the moment she realized camming could actually become a career.She also shares the story of one unforgettable night in Berlin that ended with a private porn screening in a club basement that she says she will remember for the rest of her life.This episode dives into the evolution of camming, the intersection of technology and intimacy, and what it really takes to succeed in one of the internet's fastest growing industries.Want the unedited, uncensored live tapings + bonus Q&A where fans can ask questions? Join our Patreon.https://patreon.com/hollyrandallunfilteredThis episode is brought to you by Stripchat, the exclusive sponsor of Holly Randall Unfiltered.https://www.instagram.com/scworld.officialBecome a supporter of this podcast: https://www.spreaker.com/podcast/holly-randall-unfiltered--6630320/support.
Links & resources:To follow more info about the podcast@levelup.debbienealCheck out my personal instagram account@debbie_neal
I see it all the time. Smart, capable people who want to do land deals… but they're stuck. Not because they can't do it. Not because it doesn't work. But because fear gets in the way.Fear of failure. Fear of rejection. Fear of making a bad offer. Fear of not having enough money. Fear of competition. I've had every single one of those thoughts myself, and I've coached thousands of students who've wrestled with the same things. The truth is, these obstacles feel huge in your head, but they're a lot smaller once you start taking action.Land investing isn't a talent game. It's a numbers game. If you make enough offers, you will get deals. If you market consistently, talk to sellers, and follow up, you will separate yourself from 90% of the competition. And if you don't have confidence yet, borrow mine. Borrow the confidence of others who are already doing deals.You don't need all the answers before you begin. You just need to move forward. Progress beats perfection every time. If you're willing to push through the fear and focus on simple, consistent action, this business can absolutely work for you. What's Inside: —The biggest fears that keep investors from taking action—Why making consistent offers beats trying to be perfect—How to handle rejection and build real confidence—Why land investing is a numbers game, not a talent game
Social MediaSay hi on TikTokSay Hi on InstagramHenry@vibeabundant.com---What if the life you dream about already exists… and the only thing missing is who you are being?In this powerful episode of the Positive Mindset Podcast, Henry Lawrence breaks down a truth that can completely change how you approach success, abundance, and purpose.Most people believe they must chase opportunity, money, and success.But the real shift happens when you realize this:Your state of being creates your reality.Through a guided visualization and powerful mindset shift, you'll discover how to:• Create a clear vision of your future self• Step into the identity that attracts the life you want• Release habits, environments, and frequencies that hold you back• Align your mindset with abundance, purpose, and opportunity• Turn your dream life from imagination into realityThe opportunities you want already exist.The relationships you want already exist.The wealth, purpose, and freedom you want already exist.The question is:Are you ready to become the version of you who can receive them?If you're ready to step into your highest potential and start creating your dream life today, this episode will shift the way you see yourself forever.Subscribe to the Positive Mindset Podcast for daily episodes designed to elevate your mindset and transform your life.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1988: Terrence Kennedy explores how neuroplasticity, visualization, emotional conditioning, and strategic silence can rewire the brain for greater achievement. By intentionally shaping your thoughts and daily mental habits, you can train your mind to align with your ambitions instead of working against them. These simple yet powerful rituals offer a practical framework for building momentum toward whatever success means to you. Read along with the original article(s) here: https://moneyminiblog.com/productivity/unique-daily-routine/ Quotes to ponder: "You have neuroplasticity to thank for that, a phenomenon once thought to slow down as humans age, but has recently been found to continue long into adulthood." "The more you do something, or indeed, think in a certain way; the more you your brain forms to keep that skill or thought process as a permanent part of your life." "Success rarely comes without hard-work, dedication, tenacity and no small amount of luck."
#202 - Your Body Remembers: How Stored Emotions Shape Your Health, Success, and Relationshipswith Riana Malia Ever wonder why, no matter how much work you've done toward healing and life goals, you still hit the same walls—repeated patterns, anxiety, or that “stuck” feeling you can't quite name? What if you don't need to work on yourself anymore—what if it's more about clearing old, inaccurate messages ? In this episode, I sit down with Riana Malia, creator of Quantum Time Release (QTR) and Quantum Goal Setting, to explore how stored emotions, subconscious patterns, and energetic imprints shape your physical health, your relationships, and even your sense of success. If you've ever rolled your eyes at words like “quantum” or “energy work,” stay with me—because this one's rooted in neuroscience, not hocus pocus or woo. Riana breaks down how unresolved emotions literally alter your nervous system, and how releasing them can create measurable shifts in your body and your life.
Get AudioBooks for Free Best Self-improvement Motivation Andrew Tate: Unlock the Power of Your Mind for Success Discover how Andrew Tate harnesses mental strength, focus, and belief to dominate success. Master your mindset, crush doubt, and take full control of your future. Get AudioBooks for Free We Need Your Love & Support ❤️ https://buymeacoffee.com/myinspiration #Motivational_Speech #motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Jeff Korzenik, the chief economist at a major US bank, explains how predicting a labor shortage in the US led him to discover the growing movement around "second chance" hiring of people with criminal records. His passion for this work led him to write "Untapped Talent," a book that explains to companies the benefits of this type of hiring and offers a blueprint of how best to do it. Jeff describes how second chance hiring can transform lives and communities. Chapters: 00:00 Introduction to Jeff Korzenik's Work This chapter introduces Jeff Korzenik, Chief Economist and author of Untapped Talent, highlighting his unique background as a bank executive focused on hiring people with criminal records. 03:14 From Economics to Second Chances Jeff Korzenik explains how his work on second-chance hiring evolved from his economic research into labor force challenges, initially focusing on the opioid epidemic. 05:51 The Staggering Numbers of Incarceration Jeff outlines the immense scale of incarceration and criminal records in the United States, emphasizing how the U.S. is an outlier globally. 09:05 Creating Hope in Prison Jeff discusses the inherent unfairness of a system where a prison sentence can become a life sentence due to employment discrimination. He shares how his book, 'Untapped Talent,' is distributed to incarcerated individuals to instill hope and remind them that they are a valuable resource, not a burden, through the generous support of others. 14:15 Employer Barriers and Solutions Jeff addresses the common objections employers have to hiring individuals with criminal records: safety/liability, employee quality, and reputation risk. He explains that these concerns are valid but manageable through intelligent, business-based decisions, advocating for transparent and supportive hiring practices. 17:55 The Loyalty of Second Chance Hires Jeff highlights that successful second-chance hiring relies on traditional hiring models, adapted to understand and support candidates with criminal records. 23:23 Virtuous Cycle of Success Jeff explains the 'snowballing effect' of success in second-chance hiring, where companies known for fair chance employment receive high-quality referrals and build strong community relationships. 26:08 Empathy and Boundaries in Hiring Jeff advocates for people to visit prisons to humanize the incarcerated and understand their experiences. 33:28 Challenges Post-Release and 'Ban the Box' Jeff illustrates the immense hurdles individuals face immediately after release from prison, from securing basic necessities to navigating a changed world with minimal support. He explains why state-mandated 'ban the box' policies have often been ineffective, and instead suggests that voluntary removal of the box by truly committed employers sends a powerful, positive signal to job seekers. 39:17 Impact on Fellow Employees and Society Jeff discusses how to integrate second-chance hires into a company's workforce, emphasizing that transparency and context are key to addressing potential employee concerns. 43:43 Untapped Potential and Future Optimism Jeff expresses immense optimism about the future of second-chance hiring, despite being in the very early stages of leveraging this vast talent pool. 49:10 Resources and Multi-Generational Impact Jeff provides resources for companies interested in second-chance hiring, including the Second Chance Business Coalition and SHRM's 'Getting Talent Back to Work' certification. He underscores the profound multi-generational benefits of fair chance employment, emphasizing its role in breaking cycles of incarceration and fostering a virtuous cycle of community safety and economic prosperity.
From Losing $50M to Rebuilding Success | Rod Khleif on Mindset, Resilience & Real Estate | High Stakes Podcast What would you do if you lost $50 million… and had to start over from scratch? In this powerful episode of High Stakes with Steve Rozenberg, Steve sits down with real estate investor, entrepreneur, and mentor Rod Khleif to talk about resilience, mindset, and what it really takes to build lasting success. Rod's journey is nothing short of incredible. After immigrating to the United States with almost nothing, he went on to build a massive real estate portfolio owning more than 2,000 properties before losing $50 million during the 2008 crash. Instead of quitting, he rebuilt his life and business with a new perspective on success and purpose.  In this episode, we dive into:
The first episode of Season 3 is now available to watch.In this conversation, Alisa Sparks, Founder and CEO of Linden Creek, shares how she turned a side-hustle home staging business into a 20-location luxury franchise. Her journey from managing multi-million-dollar defense budgets to building a luxury design brand is a powerful story of vision, courage, and leadership.We talk about what success really means beyond titles and money, and how growth, resilience, and intentional leadership play a role in building something meaningful over time.In this episode we discuss: • Scaling a business from a side hustle to a national brand • Redefining success as a lifelong journey • Leadership and building a purpose-driven company • The courage it takes to pursue a bigger visionIf you're an entrepreneur, leader, or someone looking to redefine success on your own terms, this episode is worth the watch.Connect with Alisa Sparks & Linden Creek:Website: www.linden-creek.comInstagram: @lindencreek_Instagram: @Alisa_Sparks_LinkedIn (Company): www.linkedin.com/company/linden-creekLinkedIn (Alisa Sparks): www.linkedin.com/in/alisasparkslc/YouTube: www.youtube.com/@LindenCreekConnect with Phil Portman:Website: https://www.philportman.comFacebook: https://www.facebook.com/philportmanInstagram: https://www.instagram.com/phil.portmanLinkedIn: https://www.linkedin.com/in/philportmanYouTube: https://www.youtube.com/@successispodcast
Larry Winget breaks down the no-excuses formula for success. If you want more, it starts with responsibility — no blaming your boss, your location, or the economy. In this straight-talking message, he lays out the must-dos: decide, set goals, take action, and stay the course. Success isn't complicated — but it does require ownership and discipline.Want Ad-Free Episodes? Join QOD Club and hear zero ads inside our Circle community. Plus, book clubs, mentorship calls, weekly business trainings, and new likeminded friends. Get started for only $9.Source: The Ya Gottas For Success circa 1991.Hosted by Sean CroxtonFollow me on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Vanderpump Rules 2.0 is a success. If it official. Season Two has been green lit, a few weeks back, even before the reunion was filmed, before the reunion aired and before the end of the season. Tom Schwartz and Lala Kent are back. Next Gen NYC prepares to return. Next Gen LA continues to film. The Valley: Persian Style chugs along. Last, but not least, Real Housewives House Husbands are ranked from best (#1) to worst (#53). Can you guess who made the top of the list and who is on the bottom? @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope BROUGHT TO YOU BY: NOOM - noom.com (The Noom GLP-1 Microdose Program Starts At $99 and Is Delivered To Your Door In Seven Days) GROW THERAPY - GrowTherapy.com/VELVET (Whatever Challenges You're Facing, Grow Therapy Is Here To Help) THE GOOD EDIT PODCAST - https://bit.ly/4kXktDH (The Newest Bravo Podcast - Deep Dives & Recaps Unlike Any Other!) MERIT BEAUTY - meritbeauty.com (Get Your Free Signature Makeup Bag w/ Your First Order) PEACE CORPS - peacecorps.gov/serve (The Toughest Job You'll Ever Love) MOOD - www.mood.com/velvet (20% Off With Code Velvet on Federally Legal THC Shipped Right To Your Door) PROGRESSIVE - www.progressive.com (Visit Progressive.com To See If You Could Save On Car Insurance) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Industry Standard with Barry Katz, Barry Katz sits down with veteran TV writer and showrunner Michael Jamin to discuss screenwriting, comedy writing, television writing, and breaking into the Hollywood entertainment industry. Michael shares the truth about writing great scripts, developing strong writing skills, working in writers' rooms, building a career in television, and why most writers focus on getting their script seen instead of improving their craft. From his experience writing and producing major TV shows to lessons on storytelling, creativity, and navigating Hollywood as a professional writer, this episode offers valuable insight for screenwriters, comedians, content creators, and anyone trying to succeed in film, television, or the comedy business.Blueprint for Success:https://barrykatz.com/blueprintAre you a comedian, actor, writer, director, producer, manager, host, podcaster or agent? Would you like personalized help to reach all of your goals in the entertainment business? Click the link to learn more & join our FREE industry networking group full of decades of experience!The Social Media Blueprint: https://www.theindustryblueprint.com/social-media-blueprintBarry Katz Entertainmenthttps://barrykatz.comConnect with Barryhttps://www.instagram.com/barrykatz/https://www.facebook.com/BarryKatzOfficialPage/https://www.tiktok.com/@barry_katzhttps://www.linkedin.com/in/barrykatzbkehttps://x.com/BarryKatz
Ambition looks different for every woman. In this episode, we dive into the questions ambitious women ask themselves to define success on their own terms. Whether you're navigating leadership challenges as a woman leader or redefining your personal growth journey, these self-reflection prompts will help you clarify what ambition means to you in this season and set goals that actually align with your current life. This is also a chance for you to identify who your ambition serves and whether or not your current ambition actually serves YOU or not. While women talk a lot about how to be ambitious, we don't talk nearly enough about how to be ambitious in a way that feels personally aligned and sustainable. In this conversation, I unpack the quiet, powerful habits of ambitious women - the ones that often go unnoticed, such as intentionally turning down opportunities, strategic rest, and protecting your reputation over popularity. If you suspect you might benefit from a stronger success mindset or ambition mindset without sacrificing your health, relationships, or integrity, this episode will give you practical reflection questions to guide your goal setting on your own terms. This is a chance for you to explore what it really means to define your ambition by your season of life, detach your worth from outcomes, and build a version of success that reflects who you are now and who you are becoming. Links Mentioned: Hire Sara to speak: saradean.com/speaking Coach with Sara: https://saradean.com/executive-coaching-services Connect with Sara on LinkedIn: https://www.linkedin.com/in/saradeanspeaks Watch Shameless Leadership episodes on YouTube: https://www.youtube.com/@saradeanspeaks Learn more about your ad choices. Visit podcastchoices.com/adchoices
I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.
Today we jump back 15 years to two back-to-back episodes of the PWTorch Livecast from Mar. 4 and 7, 2011.On the Mar. 4, 2011 episode, PWTorch assistant editor James Caldwell and PWTorch Nostalgia columnist Brian Hoops discussed with live callers last night's TNA Impact in-depth, breaking news analysis of Impact ratings & quarter-hour ratings, Impact looking big-league in an arena setting, Sting's return and evaluating him as TNA champion, Kurt Angle with an ax, the value of mid-card titles in 2011, plus tons of nostalgia topics including early '90s WWF scandals and Hulk Hogan in WCW. In the previously VIP-exclusive Aftershow, they break down the Torch Newsletter back-issue from 20 years ago (Issue #110) and discuss Jim Duggan, Bob Armstrong, and other potential inductees into the 2011 WWE Hall of Fame.Then on the Mar. 7, 2011 episode, PWTorch editor Wade Keller and PWTorch columnist Bruce Mitchell discussed with live callers Steve Austin and The Rock comparisons in Attitude Era vs. March 2011, how John Cena should respond to Rock on Raw, Austin's potential role at WrestleMania, guesses for Michael Cole-Jerry Lawler special referee, Snooki's involvement on next week's Raw, preview of Cena's response to Rock on Raw, perspective on Jerry Lawler-Jimmy Hart from Memphis and Andy Kaufman, how vital Vince McMahon was to Austin's success in Attitude Era, Sunny's Hall of Fame induction and whether she "deserves" it, Kane's random babyface turn, plus details on Keller's Torch Talk with DDP.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.
Laurence Holmes & Matt Spiegel discuss the Bears offseason moves after missing out on Maxx Crosby & Tyler Linderbaum
In this powerful episode of The Feminine Frequency, Amy Natalie sits down with trauma coach and entrepreneur Michael Unbroken to explore the raw reality of high-level success and the "existential crisis" that often accompanies it. Michael shares his journey from a childhood of extreme adversity to the heights of fame and wealth—and the moment he realized he had lost himself in the process. This conversation is a masterclass in shedding the ego, reclaiming personal agency, and the brutal necessity of truth-telling. Michael and Amy dive deep into the differences between masculine and feminine healing, the myth of "feeling ready," and why discipline will always outperform self-belief.Key Episode ThemesNavigating the disconnect between external accolades (private jets and billboards) and the internal need for soul-aligned purpose.How childhood trauma creates a "survival habit" of dishonesty and the necessity of "paying the taxes"—facing the consequences of truth—to find real freedom.Michael's process of turning horrific childhood experiences into a global mission to ensure no child has to endure the same.Shifting from the narrative of "what happened to me" to the radical responsibility of "who I am choosing to be."Why waiting for confidence is a trap and how 365 days of disciplined action creates the belief that motivation cannot.A nuanced look at how different energies require different coaching styles—challenging the "ego" versus holding a "delicate container" for healing.Using a 10-year vision to audit daily habits and the "mental masturbation" of consuming content without taking action.Why the path to the "Phoenix" requires walking through the smoldering ashes of a life built on false pretenses.SPECIAL OFFER:
Bob and Scott sit down to discuss some of the biggest stories from MLS's second week of action. We touch on winners, losers, performances, and early season takeaways. Join hosts Bob Ventimiglia, Scott Omer, and Sir Alex on The Designated Pundits for MLS and USMNT analysis. Tune in for two weekly live shows: Thursdays at 8:00 PM ET for expert betting picks and MLS odds breakdowns, and Mondays at 8:30 PM ET for soccer analysis and insider discussions. The Designated Pundits podcast is renowned among MLS and US soccer fans for in-depth preseason previews of every MLS team. We're your go-to for predictions and insights into America's version of the Beautiful Game. Stream us live on YouTube or your favorite podcast platform. Explore all our content at thedesignatedpundits.com YouTube- YouTube.com/@TheDesignatedPundits Audio Links- linktr.ee/thedesignatedpundits or search “The Designated Pundits” on your favorite podcast platform. #MLSseasonPass #MLS #MLSbetting #MLSbets #MLSpicks #TheDesignatedPundits Learn more about your ad choices. Visit megaphone.fm/adchoices
In this re-air of episode 169 (originally aired August of 2021), Rachel Kapp, M.Ed., BCET, and Stephanie Pitts, M.Ed., BCET talk with Dr. Sharon Saline, author of What Your ADHD Child Wishes You Knew: Working Together to Empower Kids for Success in School and Life. Dr. Saline discusses her goal of improving the connection between parents and learners with ADHD through improving conversation. She walks them through her 5C's of parenting, which are self-control, compassion, collaboration, consistency, and celebration. They also dive into a conversation about medication. Support us on Patreon: https://www.patreon.com/learnsmarterpodcast How to connect with us: Join our e-mail list Rachel's Kapp Educational Therapy Group website Steph's My Ed Therapist website @learnsmarterpodcast, @kappedtherapy, @myedtherapist
Get AudioBooks for Free Best Self-improvement Motivation 10 Daily Habits Every Woman Must Master for Success Discover 10 powerful daily habits every woman should master to build confidence, boost productivity, and create a balanced, successful life. Get AudioBooks for Free We Need Your Love & Support ❤️ https://buymeacoffee.com/myinspiration #Motivational_Speech #motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, Nick and Marshall discuss the practical applications of AWX Acid Wheel Cleaner, water spots, acid dwell time, hose selection, pricing strategies, and the importance of focusing on detailing more cars to grow your business. They share insights on safety, cost management, and business growth strategies for detailers.Chapters00:00 Exploring AWX and Its Applications03:06 Understanding Acid Use in Detailing06:10 The Importance of Hose Quality08:51 Fuel Costs and Business Operations12:12 Strategizing Clientele and Service Areas14:46 Pricing Strategies in a Changing Market18:09 Innovative Solutions for Customer Retention27:25 Seasonal Strategies for Car Care28:11 The Journey of a Detailer30:28 The Importance of Core Services32:20 The Dichotomy of Success in Detailing34:21 Profitability in Detailing vs. Additional Services36:19 Reinvesting in Core Services37:51 The Reality of Detailing as a Profession40:18 The Pitfalls of Overthinking Business Management44:03 Focusing on Core Business48:23 The Role of Social Media in Business Growth
The average American unknowingly throws away up to $1,500 a year — and it's happening right in your own kitchen. It's not obvious. It doesn't feel wasteful in the moment. But small, everyday habits quietly drain real money from your grocery budget. There are a few surprisingly simple shifts that can stop the leak. https://www.usda.gov/foodlossandwaste/consumers Your beliefs about yourself — your abilities, your limits, your future — quietly shape your behavior every day. “I'm too old.” “I'm bad with money.” “I'll never succeed.” The problem is not that these statements are true — it's that you believe them to be true. Nir Eyal, author of Beyond Belief: The Science-Backed Way to Stop Limiting Yourself and Achieve Breakthrough Results (https://amzn.to/3OLvImC), explains how limiting beliefs form, why they feel so real, and how deliberately reshaping them can dramatically alter your trajectory in work, relationships, and life. Is memory loss inevitable as you age? Are we destined for cognitive decline? Dr. Majid Fotuhi, world-renowned neurologist and author of The Invincible Brain: The Clinically Proven Plan to Age-Proof Your Brain and Stay Sharp for Life (https://amzn.to/4l5s1nZ), says no. He explains that brain health is deeply influenced by lifestyle — including 14 factors you can control — and that protecting your mind requires the same intentional care as protecting your heart or body. When you need someone to say yes to a request, one short phrase can significantly increase your chances. It doesn't manipulate. It doesn't pressure. It simply taps into a powerful psychological principle that makes people more open to helping. https://brainblogger.com/2015/06/25/top-5-persuasion-techniques-of-2015/ PLEASE SUPPORT OUR SPONSORS QUINCE: Don't keep settling for clothes that don't last! Go to https://Quince.dom/sysk for free shipping on your order and 365-day returns. Now available in Canada, too! SHOPIFY: See less carts go abandoned with Shopify and their Shop Pay button! Sign up for your $1 per month trail and start selling today at https://Shopify.com/sysk EXPEDITION UNKOWN: We love the Expedition Unknown podcast from Discovery! Listen wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
There's so much contradictory nutrition advice online right now—seed oils are toxic, eating breakfast is the key to losing weight, skipping breakfast is the key to losing weight, stress is the root problem. It feels like every single scroll gives you a new rule about what's okay to eat. We like to focus on advice that's actionable and realistic, not just viral. So we're ranking healthy eating advice from the internet from superior advice to horrible advice. I'm joined by registered dietician Kylie Sakaida, aka @nutritionbykylie, who has her master's in nutrition science and is a bestselling cookbook author.
Today we are talking about the 5 Steps to Getting a Head Start on Success! No fluff as usual in today's podcast! Again, I am sharing the 5 steps to getting a head start on success. gigstrategic.com seancastrina.com
To get a copy of our new book "Embracing the Truth" or to have TS Wright speak at your event or conference or if you simply want spiritual or life coaching or just a consultation visit:www.tswrightspeaks.comVisit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation.www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept. In this engaging conversation, TS Wright interviews missionary Jeff Stewart, who shares his remarkable journey from a troubled childhood to a life dedicated to spreading the gospel. Jeff recounts his early struggles, including family challenges and personal battles with addiction, leading to a transformative encounter with Christ. He emphasizes the importance of faith, the power of the gospel, and the call to action in ministry. Through his experiences in various countries, Jeff illustrates how God has used him to impact lives and encourages listeners to embrace their own calling in sharing the message of hope. takeawaysIt's all about impacting lives for the cause of Christ.Suicide is just a permanent solution to a temporary problem.Go means don't stay.Success is a life lived in the will and purpose of God.God has a plan of success for them.The greatest thing is to know the Lord Jesus Christ.I want to be the guy that finds that hut and tells them somebody cares.God wants you to go across the room, go across the street.The Greatest Commission is to give the gospel.God's in the soul-saving, life-changing business.
The world is filled with distractions, and self-discipline is a skill that we must hone in order to grow in business, and in our personal lives. In this episode, I'm covering the nature of distractions, the difference between motivation and discipline, and how to cultivate a disciplined mindset. I'm giving you practical strategies for building discipline, and reinforcing the idea that discipline is a form of self-respect and a key to success.--ShopifyUpgrade your business with a $1/month trial of Shopify. Head to shopify.com/levelup today. Links & resources:To follow more info about the podcast@levelup.debbienealCheck out my personal instagram account@debbie_neal
Pat Lencioni discusses how to tap into your genius to make work more fulfilling and energizing.— YOU'LL LEARN — 1) How to stop feeling ashamed of your weaknesses2) The six types of working genius3) The real reason why so many professionals are burning outSubscribe or visit AwesomeAtYourJob.com/ep1135 for clickable versions of the links below. — ABOUT PAT — Pat is one of the founders of The Table Group and is the pioneer of the organizational health movement. He is the author of 13 books, which have sold over 9 million copies and been translated into more than 30 languages.As President of the Table Group, Pat spends his time speaking and writing about leadership, teamwork, and organizational health and consulting with executives and their teams. After more than twenty years in print, his classic book, The Five Dysfunctions of a Team, remains a fixture on national best-seller lists. His most recent book, The Six Types of Working Genius, was released in September 2022, and he is also the host of the popular business podcast, At The Table with Patrick Lencioni.• Assessment: Working Genius Assessment (use code: AWESOME for 20% off)• Book: The 6 Types of Working Genius: A Better Way to Understand Your Gifts, Your Frustrations, and Your Team• Podcast: At the Table Podcast• Podcast: The Working Genius Podcast• Website: TableGroup.com• Website: WorkingGenius.com— RESOURCES MENTIONED IN THE SHOW — • Book: Be Healed by Bob Schuchts• Book: Brother Odd: An Odd Thomas Novel by Dean Koontz• Past episode: 552: The Foundational Principle that Separates Good Leaders from Bad Ones with Pat Lencioni• Past episode: 707: Amy Edmondson on How to Build Thriving Teams with Psychological Safety— THANK YOU SPONSORS! — • Monarch.com. Get 50% off your first year on with the code AWESOME.• Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Shopify. Sign up for your $1/month trial at Shopify.com/betterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Years ago, I spoke with 40 business owners. The goal of the event was to bring together some of the highest achievers, connect them with one another, and expand their businesses and their lives. Wondering what success even meant to them, I kicked off the session by asking what they would do professionally if they could achieve anything and knew they could not fail. After a moment of reflection, a brave gentleman stood and proudly announced, "I'd make it big. I mean, like really, really big!" He wanted to increase sales, expand personal accomplishments and significantly achieve more success than any of his friends or former classmates. This conversation was eerily similar to one I was part of almost a decade earlier with another gentleman. He, too, had strived to "make it big. Really, really big." The difference was that the conversation with him wasn't taking place in a boardroom with a lifetime of possibility in front of him. No, this conversation took place in a hospital room with a lifetime of regrets staring back at him. Let me explain.
The Love, Happiness and Success Podcast With Dr. Lisa Marie Bobby
Have you ever caught yourself thinking, “Why can't I just relax in this relationship?” Nothing dramatic has happened. There hasn't been an affair. No obvious betrayal. And yet you feel on edge. You double-check. You scan for signs. You wonder if something is wrong, even when everything seems fine. Trust issues in relationships do not always start with a fresh wound. Sometimes they are rooted in past hurt. Sometimes they grow out of relational trauma you thought you had already worked through. And sometimes they show up as relationship anxiety that refuses to settle down, even with a good partner. In this episode of Love, Happiness and Success, we're talking about what trust issues actually are and what they are not. We'll unpack why hypervigilance, reassurance-seeking, and worst-case thinking can quietly strain a healthy relationship, and why that reaction makes sense when you understand what your nervous system has been through. We'll also explore the difference between a real red flag and a trauma trigger, how attachment patterns shape your sense of safety, and what it truly takes to deal with trust issues in a way that builds secure connection instead of pushing love away. As you listen, gently ask yourself: Is this fear about what's happening right now, or about something that happened before? You deserve to feel secure, confident, and emotionally safe in your relationships. Learning how to deal with trust issues is not about becoming less sensitive. It is about becoming more grounded and more secure in yourself. Episode Breakdown 00:00 Why trust issues in relationships show up even when nothing is wrong 06:59 Signs of trust issues and relationship anxiety 09:18 How trust issues strain healthy relationships 21:27 Relational trauma and the roots of trust issues 33:14 Attachment styles and trust patterns 42:46 How anxiety spirals, the cereal box example 47:23 Therapy for trust issues, CBT, and couples counseling 56:36 Building secure trust from the inside out If this conversation is stirring something up for you, that makes sense. Working through trust issues and relationship anxiety takes insight, practice, and sometimes support. You can schedule a free consultation with me or a member of my team. It's a private, secure space where you can tell us what's really been happening in your relationship, what's feeling hard, and what you wish felt different. We'll help you get matched with the right counselor or coach so you can feel more grounded, more understood, and more confident in your ability to build secure, healthy love. You don't have to keep managing trust issues on your own.