Podcasts about Living

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    Latest podcast episodes about Living

    MIRROR TALK
    From Engineering to Spiritual Awakening: Dr Holly Duckworth on Gratitude, Self Forgiveness, and Healing

    MIRROR TALK

    Play Episode Listen Later Mar 11, 2026 55:48


    In this deeply reflective episode of Mirror Talk: Soulful Conversations, Dr Holly Duckworth shares her remarkable journey from corporate engineering leadership to becoming a respected practitioner of Quantum Healing Hypnosis Technique (QHHT), psychotherapist, and spiritual guide.After spending twenty years building systems and leading teams in the corporate world, Holly experienced a profound inner awakening that led her to explore consciousness, healing, and the wisdom of the Higher Self. Guided by the teachings of Dolores Cannon, she began helping others access deeper layers of awareness and emotional healing.Through more than 1,500 QHHT sessions, Holly has witnessed extraordinary transformations as individuals reconnect with their inner guidance, release emotional burdens, and rediscover their life purpose.In this conversation, we explore the bridge between science and spirituality, the healing power of self-forgiveness, and why gratitude can function as a powerful spiritual technology.This episode offers practical wisdom and compassionate insights for anyone seeking deeper alignment, healing, and purpose.Topics We Cover• Holly's transition from engineering leadership to spiritual healing• What it means to live connected to your Higher Self• Lessons from Dolores Cannon and Quantum Healing Hypnosis Technique• How fear appears during spiritual awakening• Gratitude as a tool for emotional and spiritual transformation• The healing power of self forgiveness• How science and spirituality complement each other• Grounding practices for clarity and inner peaceChapters00:00 Introduction to Healing and Purpose05:28 The Journey from Engineering to Spiritual Healing11:06 Understanding Quantum Healing Hypnosis Technique16:34 The Process of Hypnosis and Ego Detachment22:04 Connecting with the Higher Self28:26 Facing Fear on the Spiritual Journey35:22 The Process of Self-Forgiveness44:17 Gratitude as a Spiritual Technology49:27 Finding Purpose in Life54:09 Shining Your Light and Living with PurposeKey TakeawayYour Higher Self already holds the wisdom you seek.Healing begins when you listen deeply, forgive yourself fully, and allow your life to align with the truth of who you are.Connect with Dr Holly DuckworthWebsitehttps://www.awarecaredurango.com/Ask what is on your heart. Mirror Talk will reflect back what may help you see more clearly. Try it here: https://mirrortalkpodcast.com/ask-mirror-talk/Thank you for joining me on this MIRROR TALK podcast journey. Please subscribe to any platform and remember to leave a review and rating.Stay connected: https://linktr.ee/mirrortalkpodcast More inspiring episodes and show notes are here: https://mirrortalkpodcast.com/podcast-episodes/ Your opinions, thoughts, suggestions, and comments are important to us. Please share them here: https://mirrortalkpodcast.com/your-opinion-matters/ Could you support us by becoming a Patreon? Please consider subscribing to one or more of our offerings at http://patreon.com/MirrorTalk All proceeds will help enhance the quality of our work and outreach, enabling us to serve you better.We use and trust these podcasting tools, software, and gear. We've partnered with amazing platforms to give our Mirror Talk community exclusive deals and discounts: https://mirrortalkpodcast.com/best-podcasting-tools/

    Death Is Everything
    But Wait, There's More!

    Death Is Everything

    Play Episode Listen Later Mar 11, 2026 51:47


    It's time for DIE Variety Hour, where we present you death-related stories to tickle your fancy! We present to you a rare case of someone mistaken for dead on the precipice of being cremated; a lottery for coveted Paris burial plots with a costly but cool catch; the terrifying answer to the common worry, “What if I don't make it back onto the cruise ship before it leaves port?” (hint: death); and a kooky caste of nuns trying to make their way home. Join us for good times and hearty laughs… while you can!P.S. Welcome to the DIE Crew, Joey! He's been on board writing blurbs and helping with show research for a few months now, so feel free to give him a ghostly disembodied wave as you listen. Cheers!Links of Note:Thai woman due for cremation found alive in coffinhttps://www.aljazeera.com/news/2025/11/25/everyone-was-startled-thai-woman-due-for-cremation-found-alive-in-coffinParis residents can enter lottery to share cemetery space with Jim Morrison and Oscar Wildehttps://www.cnn.com/2025/11/05/travel/paris-cemetery-lottery-scli-intlCruise passenger, 80, found dead after being abandoned on Great Barrier Reef islandhttps://apnews.com/article/australia-cruise-passenger-dead-abandoned-island-reef-8bf78d604872df4804bb29bd09d53689Meet the Austrian nuns who fled a care home to break into their old conventhttps://www.npr.org/2025/11/04/g-s1-95178/austria-nuns-flee#deathiseverything #DeathIsEverythingPodcast  #DIEwithMarianne #DIEwithMarianneandChris #DIEwithMCA #deathinpsiration #deathpodcast #LApodcast #takingchances #landoftheliving #varietyhour #notquitedead #ParisCemeteries #deathlottery #cruiseshipdeaths #nunsontherunThanks for listening, Land of the Living! Subscribe, and follow us on Instagram @die.podcast  for updates! Check out deathiseverything.com for merchandise, our mailing list, and more!

    Living By The Lore
    Fiction's Scariest Zombies? - 28 Days Later | Living By The Lore

    Living By The Lore

    Play Episode Listen Later Mar 11, 2026 64:10


    For over twenty years, 28 Days Later has stood as a hallmark in the Zombie horror genre. This Danny Boyle classic has terrified audiences with its Rage Virus zombies, and its dramatic telling of the world's collapse. With 28 Years Later: The Bone Temple now released, we take a look back at the origins of 28 Days Later and how this pathogen was the only thing that could defeat Britain.Welcome to Living by the Lore, where we discuss fictional worlds and how wondrous and ridiculous they are. Guy, Matt, and Jude are 3 aussie blokes here to laugh and share fiction. Whether it's butchering your favorite world or introducing you to a whole new world one, become a Lore Keeper today and live by the lore!Find us on:YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCzgbJhDOA1uqesKG4bNZg1g ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@livingbythelore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/livingbythelore/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/livingbythelore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://discord.gg/A8kAdBG5eQ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitch.tv/livingbythelorepod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch older episodes we've archived here - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/4DUWavLZ5MwQzf723a3BwE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support us and become a Lore Keeper today - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/livingbythelore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you enjoyed, rate us on Spotify, or leave us a review on iTunes at - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/living-by-the-lore/id1508853028⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #VideoGame #Nerd #Lore #Podcast #Australia #Comedy #Fiction #Fantasy #Funny #comedy #Apes #28DaysLater #28Days #28Months #28Years #TheBoneTemple #horror

    Follow Him: A Come, Follow Me Podcast featuring Hank Smith & John Bytheway
    Joseph in Egypt • Bro. Donny Osmond • Special Episode • Come, Follow Me

    Follow Him: A Come, Follow Me Podcast featuring Hank Smith & John Bytheway

    Play Episode Listen Later Mar 10, 2026 91:13


    Donny Osmond joins the "Follow Him" podcast to discuss the biblical figure Joseph of Egypt, a character he famously portrayed for over 2,000 shows in the Andrew Lloyd Webber musical. Osmond shares the spiritual promptings that led him to audition for and win the role, and he details the profound personal and spiritual connection he developed with the character. He discusses the powerful lessons he learned from Joseph's life about maintaining faith through extreme adversity, the importance of staying true to one's covenants, and the process of forgiveness and reconciliation. Osmond relates Joseph's trials and triumphs to his own experiences in his life and career, emphasizing the need to trust in God's plan and timing.YOUTUBE:https://youtu.be/k4GB3_BcALsFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastTimecode:0:00 Introduction and Welcome1:29 Donny's history with Joseph - 2,000 shows over 6 years14:16 Who is Donny Osmond? - Background and bio16:40 How Joseph and the Amazing Technicolor Dreamcoat was created21:09 Donny's audition story - "You're my Joseph"23:57 The famous high note story with Andrew Lloyd Webber27:09 Meeting his wife Debbie - stealing her from his brother Jay29:41 Is Joseph one of the greatest stories ever told?32:12 Joseph's integrity with Potiphar's wife35:00 Donny's dark times and criticism in his career39:44 The coat, armor, and cup.45:10 Elvis Presley calling the Osmond home45:43 Family betrayal and forgiveness themes53:52 Living the character every night - "Close Every Door"59:09 Meeting prophets - President Kimball and President Hinckley1:00:26 Representing the church around the world1:02:30 Music's power to convey scripture and emotion1:05:10 Andrew Lloyd Webber's inspiration1:11:11 Personal stories and friendship1:13:19 The Masked Singer as the Peacock1:17:08 Joseph's complete forgiveness of his brothers1:22:31 Never compromising standards - performing for General Authorities1:23:44 Family activity suggestion - watch and discuss principles1:27:49 Final message - faith in turbulent times1:29:47 Closing thoughts on forgiveness and the AtonementThanks to the follow HIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesJamie Neilson: Social Media, Graphic DesignWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish Transcripts"Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

    The Daily Stoic
    Have You Lost The Beat, Tune, or Rhythm? | Think About It From The Other Person's Perspective

    The Daily Stoic

    Play Episode Listen Later Mar 10, 2026 10:34


    You will get knocked off course. You will fall off the wagon. You will get out of sorts. That's unavoidable. What matters is how quickly you return.SPECIAL OFFER | Go to dailystoic.com/spring and enter code DSPOD20 at checkout to get 20% off the Spring Forward Challenge! Challenge yourself to spring forward and become the person you aspire to be. The Spring Forward Challenge starts March 20, 2026.

    The KVJ Show
    KVJ ATS Podcast (03-10-26)

    The KVJ Show

    Play Episode Listen Later Mar 10, 2026 35:30


    Kevin can't tell if he's trying to be fashionable or has a genetic defect. Will Panda walk Magnolia down the aisle? What caused the Cowboys QB to call off his wedding? The discombobulator weapon behind the Havanah Syndrome.00:00 - 01:02 Is Jbird back tomorrow?01:03 - 03:14 Why you can't get 15 pizzas at a time.03:15 - 05:27 Will Panda walk Magnolia down the aisle? 05:28 - 10:59 What caused the Cowboys QB to call off his wedding?11:00 - 13:08 The inaccuracies in the JFK Jr. series on Hulu. 13:09 - 14:16 Is Bachelor Nation a reality show?14:17 - 16:23 Living under the same roof with your ex.16:24 - 20:46 Harry Styles new album.20:47 - 26:06 What Kevin wants to ask his son, but can't.26:07 - 26:36 A geo-engineering movie on weather modification.26:37 - 35:37 The discombobulator weapon behind the Havanah Syndrome.Get more of us at KVJshow.com.Daily podcast available on Spotify and most podcast platforms at "KVJ Show." Listen globally on the WRMF app. Find the "KVJ Show" on Instagram, Facebook, TikTok & X. @kvjshowFood reviews on Instagram @kvj.eats#kvjshow #kvj #WRMF #southfloridaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Wealth Formula by Buck Joffrey
    549: You're Successful… Until You're Not — with Rod Khleif

    Wealth Formula by Buck Joffrey

    Play Episode Listen Later Mar 10, 2026 37:50


    I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

    Diversified Game
    Living in Thailand While Running a Global Business With Facebook Ads and AI

    Diversified Game

    Play Episode Listen Later Mar 10, 2026 58:01


    Living in Thailand While Running a Global Business With Facebook Ads and AI Matt Borka, founder of Company Growth Partner, joins Diversified Game from Thailand to break down media buying, Facebook ads, AI automation, digital marketing, revenue operations, and global living. In this episode, Matt shares how he went from an English degree to managing millions in ad spend, why most businesses fail with paid ads, how AI is making one operator more productive than a small agency, and why global diversification matters more than ever.Matt Borka is the Founder of Company Growth Partner. He works in media buying, revenue operations, automation, and business growth strategy, helping companies improve customer acquisition and performance through digital systems and paid traffic.Guest:Matt Borka Founder, Company Growth https://www.mattborka.com/YouTube: https://www.youtube.com/@matt_borka]Timestamps:00:00 Matt Borka intro and how he got started11:15 Do you need a degree to get into media buying14:59 Why Matt chose digital marketing21:28 Biggest mistake people make with Facebook ads24:46 Best starting budget for Meta ads27:31 Why great ads cannot fix a bad business31:49 Meta reach, content, and algorithm changes43:52 How AI helps Matt manage 13 accounts51:07 Community giveback and economic awareness54:13 Why Thailand works for global entrepreneurs58:47 Is Hungary safe and worth considering1:02:38 Where to connect with MattTranscript excerpt:Matt Borka says most people fail with ads because they get too emotional with their own money and turn campaigns off too early. He explains that success in media buying also depends on fixing landing pages, improving follow-up systems, and understanding that AI enhances skilled operators rather than replacing them. He also shares why Thailand offers more lifestyle flexibility and lower costs for entrepreneurs serving clients in the United States.Learn the mindset and moves that lead to real results. Please visit my website to get more information: http://diversifiedgame.com/

    Better 2gether with Dennis and Loni C.
    When Is It My Turn God?

    Better 2gether with Dennis and Loni C.

    Play Episode Listen Later Mar 10, 2026 25:53


    When Is It My Turn, God? | Special Singles EditionHave you ever felt like you're always the bridesmaid and never the bride? Many singles quietly wrestle with the question: “When will it be my turn, God?”In this Special Singles Edition of Better2gether with Dennis and Loni, we have an honest and encouraging conversation about how to navigate a godly single life while waiting on God's timing.Singleness is not a road to loneliness. It is a season of growth, purpose, and preparation. While you are waiting, you are still moving forward, developing spiritually, and becoming the person God created you to be.In this episode we discuss:✨ Embracing your single season✨ Growing spiritually while you wait✨ Trusting God's timing for relationships✨ Living with purpose right nowYour life doesn't begin when you get married. God is working in your life right now.

    The HoneyDew with Ryan Sickler
    Erik Kramer | The HoneyDew with Ryan Sickler #376 | Full Episode

    The HoneyDew with Ryan Sickler

    Play Episode Listen Later Mar 9, 2026 117:32


    My HoneyDew this week is former NFL quarterback Erik Kramer! Be sure to check out Erik's book, The Ultimate Comeback: Surviving a Suicide Attempt, Conquering Depression, and Living with a Purpose. Erik joins me to Highlight the Lowlights of his incredible comeback story. After the devastating loss of his son to an overdose, followed by his mother passing away just eight months later, Erik fell into a deep depression that led him to attempt to take his own life. Miraculously, he survived the gunshot and began the long road back while recovering from a traumatic brain injury. But the story doesn't stop there. As Erik tries to rebuild his life, things take another wild turn when a con woman enters the picture and spends years secretly stealing money from him without his knowledge.

    live tiktok nfl living alive upgrade way back lowlights suicide attempts honeydew ryan sickler erik kramer conquering depression get your merch crabfeast podcast
    The Steve Harvey Morning Show
    Financial Tips: He discusses the difference between being rich and being wealthy and long-term financial growth.

    The Steve Harvey Morning Show

    Play Episode Listen Later Mar 9, 2026 30:58 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Locked In with Ian Bick
    I Was Kidnapped & Sent to a Teen Prison in Jamaica | Patrick Champion

    Locked In with Ian Bick

    Play Episode Listen Later Mar 9, 2026 128:14


    Patrick Champion grew up in Florida in what most people would consider a good family, but as a teenager he began getting into trouble, running away from home, and pushing boundaries his parents didn't know how to handle. Eventually they made a decision that would change the course of his life forever. In the middle of the night, Patrick was kidnapped from his home and transported to Tranquility Bay in Jamaica, one of the most controversial programs tied to the troubled teen industry. What was supposed to be discipline quickly turned into something much darker. Patrick spent nearly a year inside the program where he says he experienced abuse, neglect, extreme punishments, and psychological control while being cut off from the outside world. The experience left deep scars that followed him long after he returned home. In this episode of Locked In with Ian Bick, Patrick shares what really happened inside Tranquility Bay, how that experience derailed his life, led him into addiction and crime, and eventually resulted in a 10-year prison sentence in Florida. _____________________________________________ #ianbick #lockedinpodcast #tranquilitybay #troubledteenindustry #prisonstory #truecrimepodcast #kidnappedteen #prisonsurvival _____________________________________________ Connect with Patrick Champion: Instagram: @championfamily2020 YouTube: @UrFriendlyFelon Tiktok: @lastnamechampionnn _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 Kidnapped in the Middle of the Night 03:01 Childhood Trauma and Family Turmoil 08:00 Growing Up in a Broken Home 13:00 School Trouble and Behavior Issues 19:00 My Reckless Teenage Years 26:59 Running Away and Living with My Dad 34:00 The Plan to Send Me Away 38:38 How I Got Sent to Tranquility Bay in Jamaica 45:11 Arriving at Tranquility Bay Teen Program 51:00 Surviving Tranquility Bay and the Troubled Teen Industry 01:03:00 Trying to Work the Program and Planning Escape 01:13:00 Restraints, Isolation, and Punishment 01:23:00 Losing Hope Inside Tranquility Bay 01:27:00 Returning Home After the Program 01:32:00 The Downward Spiral to Prison 01:41:00 Prison vs Tranquility Bay: What Was Worse? 01:51:00 Rebuilding Life After Prison 01:57:00 Recovery, Support, and Healing 02:00:00 Moving Forward and Helping Others Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Past Lives Podcast
    Messages From The Afterlife

    The Past Lives Podcast

    Play Episode Listen Later Mar 9, 2026 58:16


    This week I'm talking to Matt Mckay about his book 'Lessons from the Afterlife'. • Offers a step-by-step process to unleash the unconscious and intuitive wisdom held in the awareness of your soul: Deep Knowledge Meditation • Includes guided journal prompts to help you listen to your heart and shine a light on your own deepest wisdom and soul knowledge • Shares channeled lessons from the author's late son Jordan on the mysteries of human existence, including what the divine or god is, the nature of a soul, the nature of matter and energy, the role of love in our lives, and the origin of the universe Human life is surrounded by mystery. At the center of this mystery are the questions: Why are we here? Is there a purpose to our existence, a reason why we're experiencing the beauty and pain of physical life? There is also the mystery of the universe itself. What is it and where did it come from? Religious and spiritual traditions have created complex cosmologies to answer these questions, but each tradition has a different answer, and we are left with profound uncertainty about deeper reality. As psychologist Matthew McKay reveals, we can each discover our own answers to these questions, our own inner truth, by connecting with the wisdom of our souls. In this guided workbook, McKay offers a step-by-step process to unleash the unconscious and intuitive wisdom held in the awareness of your soul. He explains how to use Deep Knowledge Meditation to access all of your soul's accumulated knowledge, everything you have learned across all of your incarnations. Channeling his late son, Jordan, a discarnate soul who has lived hundreds of lives, McKay shares Jordan's lessons on the mysteries of human existence, including what the Divine or God is, the nature of a soul, the nature of matter and energy, the role of love in our lives, and the origin of the universe. Accompanying these channeled teachings are journal prompts to be used with Deep Knowledge Meditation to help you listen to your heart and shine a light on your own deepest wisdom and soul knowledge. Guiding you on a journey of self-discovery, this book offers the opportunity to find your soul's truth about your life's purpose and the nature of physical reality. Bio Matthew McKay, PhD, is a clinical psychologist, professor of psychology at the Wright Institute, co-founder of Haight Ashbury Psychological Services, founder of the Berkeley CBT Clinic, and co-founder of the Bay Area Trauma Recovery Clinic, which serves low-income clients. He has authored and co-authored more than 40 books, including Seeking Jordan: How I Learned the Truth about Death and the Invisible Universe, The Luminous Landscape of the Afterlife: Jordan's Message to the Living on What to Expect After Death, Love in the Time of Impermanence, and Lessons from the Afterlife: A Deep Knowledge Meditation Guidebook. His website is seekingjordan.com. After Matthew's son died, he learned how to communicate with him in the afterlife. He shares messages he has channeled from his son, Jordan, and provides simple steps to communicate with loved ones to ease grief and experience love that continues without interruption after death. https://www.amazon.com/dp/B0CFM73YPJ https://seekingjordan.com/ https://www.pastliveshypnosis.co.uk/https://www.patreon.com/ourparanormalafterlifeMy book 'Verified Near Death Experiences' https://www.amazon.com/dp/B0DXKRGDFP Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Mindset Mastery Moments
    How to Rewire Your Brain for Abundance and Success

    Mindset Mastery Moments

    Play Episode Listen Later Mar 9, 2026 64:08


    Insight for Living Canada Daily Broadcast
    The Flip Side of Leadership, Part 1

    Insight for Living Canada Daily Broadcast

    Play Episode Listen Later Mar 9, 2026


    1 Thessalonians 2:13-20 / March 9-10, 2026 Open your Bible to 1 Thessalonians 2:13–20 to learn from Pastor Chuck Swindoll about the qualities that make a supportive church member. From the Series: Contagious Christianity read more

    Insight for Living Canada Daily Broadcast
    STS Study: The Flip Side of Leadership

    Insight for Living Canada Daily Broadcast

    Play Episode Listen Later Mar 9, 2026


    1 Thessalonians 2:13-20 / March 9-10, 2026 Open your Bible to 1 Thessalonians 2:13–20 to learn from Pastor Chuck Swindoll about the qualities that make a supportive church member. From the Series: Contagious Christianity read more

    Pulpit Fiction Podcast
    664: Lent 4A (3/15/2026)

    Pulpit Fiction Podcast

    Play Episode Listen Later Mar 9, 2026 62:30


    Notes John 9: 1-41 1 Samuel 16:1-13 Ephesians 5:8-14 Summary This episode explores the profound themes of sight, blindness, and community in John 9, alongside insights from 1 Samuel 16 and Ephesians 5. Join us as we unpack the spiritual and social implications of these passages, emphasizing justice, love, and God's call to see beyond appearances. Chapters 00:00 Introduction to the Pulpit Fiction Podcast 01:52 Survey Results and Community Engagement 04:28 Exploring John 9: The Healing of the Blind Man 09:05 Understanding the Johannine Community's Struggles 12:00 The Significance of Jesus' Healing 17:47 Reframing Disability and Divine Works 22:03 The Blindness of the Pharisees 25:53 Community and the Fear of Expulsion 29:50 Judgment and Illness in Modern Contexts 32:10 The Blind Beggar: A Community's Responsibility 34:07 God's Mighty Works: Embracing Diversity and Inclusion 37:05 Anointing: Seeing Beyond Appearance 40:45 The Power of Anointing in Worship 42:51 Chosen for Responsibility: The Weight of Anointing 45:47 Grief and Moving Forward: A Call to Action 49:54 Living as Children of Light: Justice and Truth 54:12 The Call to Speak Truth: Justice vs. Judgment Takeaways God's mighty works can be displayed through our differences and disabilities. Community responses to healing reveal deeper issues of justice and acceptance. Seeing with the heart is more important than physical sight in biblical faith. The story of David's anointing teaches us about God's choice beyond appearances. Living as children of light involves actively producing goodness, justice, and truth.  

    Intentional Living with Tanya Hale
    #402 A Better Way to Validate

    Intentional Living with Tanya Hale

    Play Episode Listen Later Mar 9, 2026 25:15


    Sometimes it can feel difficult to validate the people we are in relationship with. Validation is an effective way to support others and let them know we see their struggle and that we love them, so how do we approach this when we don't agree with them? It's actually just a matter of learning to validate their feelings rather than their thoughts. Let me show you how this works. Thanks for listening!  Want to learn more about this concept?  Check out these podcasts: #77 Other People's Opinions on Apple on Spotify #96 Understanding the Thought Model on Apple on Spotify #97 Why the Thought Model Matters on Apple on Spotify #280 Living in Alignment on Apple or Spotify #289 Why Our Relationships Needs Validation on Apple on Spotify #303 The Thought Model Reteach on Apple on Spotify #331 Sense of Self on Apple on Spotify #332 Sense of Self – It's All In Your Head on Apple on Spotify #368 Stay Out of Other People's Relationships on Apple on Spotify #390 You Can't Fill Their Bucket on Apple on Spotify #392 Vulnerability and Validation on Apple on Spotify #397 The Relationship Bucket on Apple on Spotify Are you curious about what it would be like to work with me? Here are three options: Group coaching classes are available at tanyahale.com/groupcoaching Talk with Tanya is a free monthly webinar where you can ask me anything and we can have a great discussion.  You can sign up for that at tanyahale.com/groupcoaching Interested in a free 90-minute coaching/consult with me?  Access my calendar at: https://tanyahalecalendar.as.me/

    Living the Dream with Curveball
    Detoxing Your Mind and Body: R.L Malpica's Journey to Natural Wellness

    Living the Dream with Curveball

    Play Episode Listen Later Mar 9, 2026 20:54 Transcription Available


    Send a textIn this enlightening episode of Living the Dream with Curveball, we sit down with R.L Malpica, a certified detoxification specialist, author, and holistic health advocate. R.L shares his transformative journey into the world of natural health, revealing how he overcame personal health challenges to help others reclaim their wellness through detoxification and a fruit-based diet. He discusses his thought-provoking book, *Detox Yourself*, which delves into the mindset shifts necessary for true healing and provides actionable steps for achieving optimal health. R.L also introduces his innovative EAT philosophy, emphasizing energy efficiency and the importance of avoiding acid-forming foods. Listeners will gain insights into how societal conditioning impacts our health perspectives and learn practical steps to break free from these limitations. Additionally, R.L unveils his upcoming projects, including the groundbreaking EAT Cheat Code, an AI detox coach designed to provide personalized health plans. Tune in for a wealth of knowledge that will inspire you to take control of your health and embrace a more natural lifestyle!Want to be a guest on Living the Dream with Curveball? Send Curtis Jackson a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628631536976x919760049303001600Support the showSupport the show

    Urban Valor: the podcast
    WWII Soldier Tells the Story of the Deadliest Night of His Life!

    Urban Valor: the podcast

    Play Episode Listen Later Mar 9, 2026 63:21


    In this episode of the Urban Valor Podcast, we sit down with a World War II Army veteran who survived one of the deadliest moments of the European campaign...the Rhine River crossing! And later walked through a liberated Nazi death camp! At just 19 years old, Paul A. Groves was drafted into the U.S. Army and assigned as an infantry messenger with E Company, 89th Infantry Division under General Patton. In January 1945, he landed in France before pushing toward the Rhine River — one of the final and most dangerous barriers into Nazi Germany.At 2:00 AM, his unit loaded into boats under darkness.Halfway across, German machine guns opened fire.His company commander was killed.His first sergeant was killed.Then the boat exploded.Thrown into the freezing river under direct fire, Paul became the only Soldier from his boat to survive.As American forces advanced into Germany, he helped liberate a Nazi concentration camp — describing the smell of death before they ever saw it.After surviving the Rhine and witnessing the camps, Paul was told he would likely be sent to invade Japan. Then the atomic bomb was dropped.Now over 100 years old, he reflects on combat, fear, survival, and what General Patton meant when he said a Soldier must learn to hate the enemy.This is a firsthand WWII testimony from one of the last living soldiers of that generation.

    Insight for Living Canada - LifeTrac Podcast

    Philippians 4:5If you want to relax and get rid of anxiety, you need to lighten up. Are you typically harsh or critical? Try cultivating a more gentle and understanding approach to life. “Let your gentle spirit be known to all men. The Lord is near.”

    Your One Black Friend
    Escaping the “Good Person” Trap: How Your Kindness Is Being Used Against You | ft @Joli.Artist

    Your One Black Friend

    Play Episode Listen Later Mar 9, 2026 49:10


    You've been told your whole life that being a good person is the goal. But what if that label is the very thing making you a target?In this episode I'm breaking down why defining yourself as “good” can open you up to exploitation, how narcissists and predators specifically target people who pride themselves on kindness, and why doing the “right” thing is almost never the same as doing the “good” thing.What we get into: ∙ (00:00) Whoever defines “good” defines you, and that's the trap ∙ (03:13) How narcissists use victim stories and love bombing to get inside your category of “good person” ∙ (07:20) When “being good” means internalizing other people's abuse as your own fault ∙ (18:43) Why morality makes intelligent people ignore their own instincts ∙ (33:38) Words as spells: how repetition creates belief without truth ∙ (42:07) Gods in your pocket, subjugated goddesses, and the inversion of powerThis isn't about becoming cold or cruel. It's about becoming conscious.If you've ever stayed too long, given too much, or silenced yourself because that's what good people do, this one's for you.••So You're Living in a Simulation is independent and listener supported. Subscribe, share, and leave a comment. That's how we keep going.••#VillainEra #ShadowWork #Narcissism #NarcissisticAbuse #LoveBombing #SimulationTheory #SelfEmpowerment #DualityIsBondage #PersonalGrowth #Boundaries #PhilosophyPodcast #ConsciousnessAwakening #JoliArtist #SoYoureLivingInASimulation

    Stories From Women Who Walk
    60 Seconds for Motivate Your Monday: Yes, It's Madness; But Madness Will End

    Stories From Women Who Walk

    Play Episode Listen Later Mar 9, 2026 2:56


    Hello to you listening in Brisbane, Australia! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga. It's wretched madness, stupidity, corruption, and greed! Yes, this is the time we're living in. While chances are it could get worse, I can also say that it is impermanent. When does it end? How does it end? No clue. But then again I don't know how electricity works. I can't see it until it flares in a lightbulb. Maybe electricity is like faith: “the substance of things hoped for, the evidence of things not seen.” What I have seen is the growing momentum of good trouble. Will it continue? Count on it. I've lived long enough to believe that We the People have the momentum to crush the madness. What this growing momentum is made of, how it will manifest, or where it will come from is yet to be seen.     Meanwhile, “When you get into a tight place and everything goes against you, till it seems as though you could not hang on a minute longer, never give up then, for that is just the place and time that the tide will turn.” [~ Harriet Beecher Stowe] Guaranteed! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together.  AND!  Stop by my Quarter Moon Story Arts website, check out the Communication Services, email me to arrange a no-obligation Discovery Call, and stay current with me as Quarter Moon Story Arts on Substack. Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

    Horror Joy
    Candyman (1992)

    Horror Joy

    Play Episode Listen Later Mar 9, 2026 51:36 Transcription Available


    In this Horror Joy episode, Jeff and Brian discuss the 1992 film Candyman as the final entry in an “academic horror” course, focusing on how the movie links urban legend, the university, and racialized violence. They follow graduate student Helen Lyle's dissertation research into the Candyman myth at Chicago's Cabrini-Green, highlighting how academic distance and the “white gaze” turn Black suffering, especially Daniel Robitaille's lynching, into an object of study. Drawing on writers such as Zayla Crocker, George Yancy, Kimberlé Crenshaw, and Robin R. Means Coleman, they argue the film reflects its early-1990s moment (including Rodney King and the Los Angeles uprising), critiques systemic racism and misogyny, and frames Helen as both privileged researcher and exploited academic. They Will Say: Ritual Naming and Living beyond the Pale with CandymanHorror Noire A History of Black American Horror from the 1890s to PresentBernard Rose's Candyman and the Rhetoric of Racial Fear in the Reagan and Bush Years

    Texas Homegrown Music with Maylee Thomas

    Alex Jude ( formerly Alex Mabey) made her debut this past few months with a new name and new music, gleaning from her early releases of americana/christian music to a mainstream sound that is bringing her to festivals this year across the country. She'll make her debut @TMRfest in June on the main stage in Historic Downtown McKinney on June 6th with more singles released between now and then. I heard her “Living to Learn “ song with a catchy chorus, “ so what if happens and what if it hurts, I've been through the worse, I'm livin' to learn. (Sounds like a pep talk to yourself. ) she's a precious soul that's singing of her experience through heartache and a sense of humility & peace. Originally aired 03/08/2026 on 95.3 FM KHYI the Range in Dallas, TX.

    Unedited Chats Podcast
    KEVEN: A Raw Testimony of Restoring Dignity

    Unedited Chats Podcast

    Play Episode Listen Later Mar 9, 2026 16:36


    This episode shares the unfiltered story of one man's journey from a life marked by pain, rebellion, and homelessness to one rooted in the recognizing of secured love in Christ. His honest reflection exemplifies how living from union with Jesus can restore dignity and transform chaos into hope.In this episode:The profound way God works through pain and birth defects to reveal His presenceHow rebellion and addiction shaped decades of survival and shameThe pivotal moment of surrender and trusting God's revealing in everyday decisionsWalking by what he calls “coincidence” but we know as divine revelationThe crucial shift from “blind faith” to relational trust with GodHow serving others and living in community became a part of his dignity-restoring journeyThe role of the ecosystem—church, land, and mercantile—in the healing processPractical insights on living from union, not performance, in everyday lifeA raw reminder that secured love is accessible, no matter how lost or broken we feelTimestamps:00:00 - Introduction: From Performance to Restored Dignity00:25 - Birth defects and God's sovereignty in childhood02:00 - Early rebellion, substance abuse, and feeling lost03:45 - Homelessness, heat, and navigating life on the streets05:15 - The decision to leave addiction and the power of small choices06:45 - The jail experience: medication, reflection, and giving up control08:30 - Walking into the Catholic church and the Spirit's nudges09:50 - Re-evaluating advice and the shift to surrendering decision-making to God11:00 - Recognizing everyday blessings and trusting divine guidance12:20 - Encounter at the mercantile and the significance of simple acts of service13:50 - The choice of walking, community, and God revealing Himself in ordinary moments14:40 - Living in relationship, not performance—seeing God in the details15:20 - Final reflection: The ongoing journey of secured love and dignityThis story is a powerful reminder that God's love is not based on achievement or performance—it's secured in Him, and it restores dignity to every broken space we carry.To further enhance your content, consider adding background music to your clip. Would you like to explore some music options?

    Ask Julie Ryan
    #761 - Are You Blocking Your Own Miracles? With Marci Shimoff

    Ask Julie Ryan

    Play Episode Listen Later Mar 8, 2026 60:11


    EVEN MORE about this episode!Are you unknowingly blocking your own happiness and miracles?Join Julie Ryan and #1 New York Times bestselling author Marci Shimoff as they explore the happiness set point, epigenetics, ancestral trauma healing, and how to live in unconditional love. Marci shares powerful insights on why joy isn't dependent on circumstances—and how you can rewire your baseline happiness, no matter your past.Together, they explore the science and spirituality behind the “happiness set point,” including genetics, epigenetics, ancestral trauma, and the surprising role your habits play in shaping your emotional frequency. From deeply moving reflections on generational healing to practical tools for raising your vibration, this episode bridges research with real-life transformation.You'll discover how to create an “inner home for happiness,” live in the frequency of unconditional love, and recognize everyday life as the miracle it truly is. With stories of spirit encounters, divine connection, and simple practices that shift your mood instantly—yes, even disco music—this conversation will leave you inspired, empowered, and ready to experience more joy than you thought possible.Guest Biography:Marci Shimoff is a #1 New York Times bestselling author and world-renowned transformational teacher specializing in happiness, success, and unconditional love. Her books—including Happy for No Reason, Love for No Reason, and six titles in the wildly successful Chicken Soup for the Woman's Soul series—have sold more than 16 million copies worldwide in 33 languages and have appeared on major bestseller lists for a combined 121 weeks. One of the bestselling female nonfiction authors of all time, Marci is also the host of the PBS special Happy for No Reason, a featured teacher in The Secret, narrator of the award-winning film Happy, and host of the podcast Living in the Miracle Zone. Through her global program Your Year of Miracles, she continues to inspire thousands across more than 80 countries to live more empowered, joyful, and miraculous lives.Episode Chapters:(0:00:01) - Unlocking Joy and Miracles(0:09:27) - Unraveling Ancestral Traumas and Happiness(0:26:13) - Embracing Joy and Cosmic Connections(0:35:13) - Creating Habits of Inner Happiness(0:46:40) - Embracing Happiness➡️Subscribe to Ask Julie Ryan YouTube➡️Julie's Intuitive Trainings✏️Ask Julie a Question!

    Optimal Relationships Daily
    2929: Why Relationships Matter Most: We're All Just Walking Each Other Home by Aleena Haider with Tiny Buddha on Human Connection

    Optimal Relationships Daily

    Play Episode Listen Later Mar 8, 2026 9:14


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2929: Aleena Haider challenges the hyper-individualist mindset by reminding us that success means little without people to share it with. Through personal loss and reflection, she reveals how genuine human connection is what carries us through life's hardest and most beautiful moments. Her words invite us to reconsider what truly matters and to nurture the relationships that ultimately define our journey. Read along with the original article(s) here: https://tinybuddha.com/blog/why-relationships-matter-most-were-all-just-walking-each-other-home/ Quotes to ponder: "Living in the hyper-individualist society that we do, it's easy to forget our obligation to those around us." "What is the purpose of wealth and status if not to share it with the ones you love and who love you the most?" "At the end of the day, despite all of the problems and chaos around us, we are all just walking each other home, and we are all just trying to be better companions, one day at a time."

    Steve Brown Etc.
    Jim Stout | How To Set Boundaries | Steve Brown, Etc.

    Steve Brown Etc.

    Play Episode Listen Later Mar 8, 2026 44:50


    Do you have trouble setting and maintaining boundaries? This week, Steve and the gang chat with pastor/author Jim Stout about this skill that is so important for healthy relationships. The post Jim Stout | How To Set Boundaries | Steve Brown, Etc. appeared first on Key Life.

    Tough Girl Podcast
    Lyla "Sugar" Harrod – Triple Crown Hiker & Appalachian Trail Record Breaker

    Tough Girl Podcast

    Play Episode Listen Later Mar 8, 2026 49:32


    Growing up near Boston, Sugar discovered hiking in her early twenties while exploring the White Mountains of New Hampshire. After getting sober at 30, she found herself with the clarity, time and capacity to pursue the life she truly wanted. What followed was a decision to live authentically, prioritise long-distance hiking, and become what she proudly calls a professional dirtbag. In 2021, Sugar set out on the Appalachian Trail. While she knew she was a strong hiker, she also faced the uncertainty of what it would mean to walk the trail as a trans woman. Feeling the isolation of not seeing many stories like her own pushed her to begin writing, speaking openly, and becoming someone other queer and trans hikers could reach out to. Since then, she has become the first known trans woman to complete the Triple Crown of long-distance hiking, founded TrailQTs – a free mentoring programme supporting first-time queer and trans thru-hikers – and in 2024 pioneered the Divide to Crest Route, a 3,000-mile backcountry journey from the Mexican border in New Mexico to the Canadian border in Washington. In 2025, Sugar set a new women's self-supported speed record on the Appalachian Trail southbound, breaking the previous record by more than a day and a half. In this episode, we dive into sobriety, transition, representation, burnout, post-trail blues, building community, and what it really takes to push the body day after day. Sugar also shares practical advice on training, fuelling on a budget, protecting your feet, and why big dreams are built through small, steady steps. This is a conversation about courage, visibility, and creating the path you wish had existed when you started. *** New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time). Hit subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x *** Show notes Who is Lyla Using she/her programs  From the North East of the USA Living in New Hampshire Working with kids and doing bar tending and other odd jobs Growing up just north of Boston, on the North shore, about 3 hrs away from the Appalachian Trail Playing team sports  Getting into hiking in her early 20s, with the help of a friend  Hiking in the White Mountains in New Hampshire  Getting sober at 30 years old and being sober for over 8 years now How it changed her life, having more time and capacity to do more hiking Spending time exploring the local trails in the area  Starting her gender transition  Knowing she was trans in her late 20s but not having the capacity to do anything about it Getting sober and how it opened up lots of doors for herself  Living her authentic life  Deciding to leave her job, sell her car and go and hike the Appalachian Trail Hiking the Appalachian Trail in late March 2021 Spending the past 5 years making long distance hiking her priority Being a professional dirtbag Channeling all of her energy and resources into hiking  Managing fears and concerns before taking on the Appalachian Trail  Knowing she was a strong hiker Having concerns related to being a trans woman on trail and what unique challenges she would face Trying to learn more about other trans experiences on the Appalachian Trail Feeling a bit alone and not wanting others to feel the same way Deciding to write for an outdoor website called the trek Sharing more of her life online The power of seeing trans people in the outdoors  Speaking publicly and telling her authentic story Trying to be someone queer and trans folk can reach out to  Wanting to be accessible for other people  Documenting and sharing her story while hiking  Blog post - Trans competent on trail  Magical moments while being on the trail  Getting her trail name "Sugar" Suffering with burnout and adventure blues? Post trail depression and planning for it  Mental health and the importance of spending quality time in nature  Mental health habits and what's worked for her Having a rich community of people in her support network Having people who understand where you're coming from  Having good friends  Spending time along Self supported FKT SOBO on the Appalachian Trail  Pushing yourself hard while on the trail Day 1 of the project and why it was a year before starting on the trail The first couple of weeks and the challenging terrain  Why it's fun for her The physical challenge for her body and thinking more about millage  Wanting to know how much she could push her body The planning and preparation before the start of the hike  The Divide to Crest route  Trying to figure out how to make it financially viable  Looking for sponsorship from outdoor brands Physically training and breaking it down into 3 separate chapters The Arizona Trail  Why your feet are everything The New England Trail  Using her home as basecamp Dealing with a little tendonitis at the start Getting hiker legs Food and nutrition while on the trail Taking a B vitamin supplement every day to help with energy Taking electrolytes especially with the hot weather Maple syrup and salt  Doing the trail on a budget - salt, fat, carbs…. Eating foods that she can stomach while on the trail The importance of getting calories in  The idea behind the Divide to Crest Route Getting into route creation  The Great Basin Trail  Finding out more info about the Divide to Crest Route How to connect with Lyla on social media Finals words of advice for women who want to take on a new challenge and step outside their comfort zone Think about scaffolding  Why you don't need to do everything at once.  Build your skillsets over time What can you do this year to move you closer to your goal.    Social Media Instagram @seltzerskelter  

    Project Church
    “Til Death Do Us Part” by Sam Fleurry

    Project Church

    Play Episode Listen Later Mar 8, 2026 46:55


    Pastor Sam Fleurry concludes the Through the Fire series with a powerful message about faithfulness, covenant, and restoration. Looking at the story of Hosea and Gomer, this sermon explores how small compromises can slowly drain relationships, why devotion to God must come before devotion to people, and how God's relentless love pursues us even when we fail. Whether single or married, this message offers practical wisdom for building relationships that reflect the faithfulness of God. (00:00) - Series Closing + Introduction (01:23) - The Story of Hosea and Gomer (04:02) - When You Forget Why You Have Something (07:30) - Faithfulness Starts With God (11:00) - Living the Word Before Sharing It (13:30) - Devotion Over Desire (17:45) - Becoming the Person You Want to Marry (21:00) - The Small Leaks That Destroy Marriage (24:00) - Marriage Reveals What Isn't Healed (27:00) - Choosing Connection Over Control (30:00) - Small Flames Become Big Fires (33:00) - Faithfulness Invites God's Favor (37:00) - God's Relentless Love and Restoration

    Grace Community Church-Loveland CO
    Colossians Week 9 - Building a home | Sermon 3/8/26

    Grace Community Church-Loveland CO

    Play Episode Listen Later Mar 8, 2026 39:27


    All Christians are invited into a new way of relating to one another. This section focuses in on families. Just like the traits we are told to live into in the previous verses, marriage relationships and parent-child relationships are different for the child of God. The contrasting natures we have been studying in chapter three have the most bearing on our closest relationships within our homes. Living out God's call to consider other's interests ahead of our own, to love as we have been loved, to give over or yield to the power or authority of another is impossible without His help and power at work within us. God desires health and wholeness for us individually and healthy patterns of relating to one another. As we look at these verses, prayerfully consider where you are feeling challenged, confused, or convicted. Let us tread with care that we not misunderstand or misapply what God is asking of us. Always and above all, let us not be moved from the hope held out in the gospel.Prepare for this week's teaching by reading Colossians 3, giving special attention to 3:18-21

    Grace Hill Church - Collierville, TN
    Your Best Yes Week 5- A Complex Yes

    Grace Hill Church - Collierville, TN

    Play Episode Listen Later Mar 8, 2026 34:25


    In Episode 5 of Your Best Yes, we revisit the story of Esther—not the simplified childhood version, but the complex and costly reality behind her courage. Living as a Jewish woman in Persia, married to an unpredictable king, surrounded by insecure and power-hungry men, Esther had every reason to stay silent. Yet when faced with the annihilation of her people, she chose a courageous yes, shaped by fasting, prayer, and deep trust in God's sovereignty. This message explores how Esther's bravery was rooted in a quiet trust that God was working behind the scenes, even when He seemed absent. As the story unfolds, we see a remarkable reversal: a passive queen becomes a bold strategist, mourning turns to celebration, and destruction gives way to deliverance. Esther's yes reminds us that when we trust God's providence, seek His guidance, and step forward despite fear, He meets us with the courage and wisdom we need. And ultimately, her story points us to the greatest reversal of all, the grace we receive through Jesus.

    Logos Grace Church
    Inspired Inclusion Embracing Unity in Christ (n)

    Logos Grace Church

    Play Episode Listen Later Mar 8, 2026 6:21


    Special International Women's Day Edition Message: Inspired Inclusion: Embracing Unity in Christ Speaker: Pastor Charles Barksdale Scripture: Galatians 3:28 (ESV) The Essence: In this powerful broadcast from March 8, 2024, Pastor Charles Barksdale explores how the Gospel dissolves the barriers of gender, race, and social status. Through the lens of Galatians 3:28, he reminds us that in Christ, we are all uniquely valued and bound together by a single, unwavering faith. Key Highlights: Breaking Barriers: How the Cross levels every worldly hierarchy. Equal Worth: Recognizing that every individual is essential to the Body of Christ. Living the Call: Practical ways to mirror Christ's inclusion in our community. ✨ Tune in to be inspired, challenged, and united in His grace. Available now on all major podcast platforms and the Logos Grace Church website.

    Sermons
    I Believe in the Holy Spirit

    Sermons

    Play Episode Listen Later Mar 8, 2026 34:37


    John 16:5-16 - Living Water Bible Fellowship exists to lead people into a life changing and ever growing relationship with Jesus Christ. Thank you for joining us today. If you have a need or prayer request, please check our links and connect with us.  If you made a decision today for Christ, please call or email us so we can celebrate with you! Phone: 719-589-6351 Email addresses for our leadership: Pastor Jeron - pastorjeron@livingwateralamosa.org Derek Sisneros - derek.sisneros@livingwateralamosa.org Luke Smith - lsmith@livingwateralamosa.org LWBF Office - office@livingwateralamosa.org Donations: https://www.livingwateralamosa.org/give Website: http://www.livingwateralamosa.org Facebook: http://www.facebook.com/lwbfalamosa YouTube: https://www.youtube.com/channel/UCs0GuaHLwY2ZP_rBvw8Ep7g We have an app! From your phone: http://lwbf.app Apple App Store: https://itunes.apple.com/us/app/living-water-bible-fellowship/id1417883284?mt=8 Google Play Store: https://play.google.com/store/apps/details?id=tentapps.livingwateralam Subscribe to our Podcast: iTunes: https://itunes.apple.com/us/podcast/sermons/id1294034914 Google Play: https://play.google.com/music/listen#/ps/Ipbuu6siddg57clx4kinggfjuxm Stitcher: http://www.stitcher.com/s?fid=153528&refid=stpr Thank you for watching and listening! 


    The Ryan Pineda Show
    Can Rentals Make You Rich in 2026? | Real Estate Experts Debate

    The Ryan Pineda Show

    Play Episode Listen Later Mar 7, 2026 94:29


    Send a textRyan Pineda hosts a debate between co-host Brian Davila and guest Michael Zuber as they clash over the best path to building wealth in 2026, covering real estate investing, entrepreneurship vs. W2 income, the housing market, AI's impact on jobs, and the balance between financial success and enjoying life.⁣⁣Connect with Michael:⁣https://www.instagram.com/onerentalatatime/⁣https://www.youtube.com/@OneRentalataTime ⁣__________⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣If you're a business owner who wants to get in peak physical shape, we can help! https://www.boardroom-athlete.com/apply⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣CHAPTERS:⁣01:02 - Michael Zuber's 3-Step Formula for Building Wealth⁣09:27 - Living for Today vs. Sacrificing for 10+ Years⁣16:16 - Side Hustles, Hybrid Entrepreneurs, and Increasing Income⁣27:55 - Is It Easier to Get Rich as an Employee or Entrepreneur?⁣40:41 - The 2026 Real Estate Market Forecast and Fed Policy⁣57:14 - Why Housing Is America's Biggest Affordability Problem⁣01:03:52 - AI, Job Loss, and the Rise of Solo Entrepreneurs⁣01:24:30 - Does Money Actually Make You Happy?⁣01:27:30 - Living in the Moment vs. Planning the FutureLearn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

    The Dr Boyce Breakdown
    Always live below your means - and other financial lessons and facts

    The Dr Boyce Breakdown

    Play Episode Listen Later Mar 7, 2026 74:05


    Living below your means is one of the most powerful — and most overlooked — principles in personal finance, wealth building, and long-term financial freedom. In this episode, I break down why high income does not automatically create wealth, why lifestyle inflation is silently destroying financial security, and how disciplined spending is the foundation of investing, passive income, and generational wealth.We live in a culture that rewards appearances over assets. Many people earn six figures but still live paycheck to paycheck because they spend everything they make. True financial independence comes from controlling expenses, increasing savings rates, investing consistently, and building ownership — not from impressing others. In this conversation, I explain practical strategies to reduce unnecessary spending, avoid debt traps, increase your net worth, and create real economic power.If you're searching for a financial podcast focused on Black wealth, economic empowerment, stock market investing, entrepreneurship, passive income, budgeting, and building generational wealth, this episode will give you both mindset and actionable tools.Dr. Boyce Watkins is a Finance PhD, founder of The Black Business School, and author of The 10 Commandments of Black Economic Power. He has appeared on major media platforms and teaches millions about investing, financial literacy, and ownership. To learn more about building wealth, visit BoyceWatkins.com and text the word Stock to 87948 to receive a free list of his favorite AI stocks.Open Spotify, search Dr. Boyce Watkins, and subscribe to stay financially strong.

    The Other Side NDE (Near Death Experiences)
    Barbara Gail - Woman Doesn't Wake Up After Surgery, Taken To A Parallel Universe During NDE

    The Other Side NDE (Near Death Experiences)

    Play Episode Listen Later Mar 7, 2026 18:56


    For The Other Side NDE Videos Visit ️ youtube.com/@TheOtherSideNDEYT Purchase our book on Amazon The Other Side: Stories From the Afterlife https://a.co/d/23Bbbsa Barbara Gail says her connection to the spiritual world began in early childhood when she started delivering messages she believed came from beyond this life. Living with a severe heart condition, she later experienced multiple near-death events in which she encountered spiritual beings, including Christ, who encouraged her to return and continue her life's work. In later experiences triggered by medical complications and severe allergic reactions, she describes traveling through radiant realms and meeting guides who showed her other worlds and dimensions Check Out More Of Barbara's NDE Near Death Experience https://a.co/d/a4WcW5k Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Finishing Well
    Long-Term Care Benefit - Relaxed Health Qualification

    Finishing Well

    Play Episode Listen Later Mar 7, 2026 28:52


    Hans and Robby are back again this week with a brand new episode! This week, they discuss long-term care benefits with relaxed health qualifications.  Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

    MooreStories
    Living Is Now Loving Is Now

    MooreStories

    Play Episode Listen Later Mar 7, 2026 8:23


    After facing cancer, Nikki Moore began to see time differently—not as something endless, but as something precious. In this episode, she reflects on how serious life experiences can shift our priorities, revealing what truly matters and what simply takes up space.But you don't have to go through something as serious as cancer to understand the lesson.Living is now. Loving is now.From calling the people you care about to making time for simple moments that bring joy, this episode is a reminder that life is already happening—and the moments we often rush past are the ones that make life meaningful.

    living loving nikki moore
    Unashamed with Phil Robertson
    Ep 1284 | Flashback: Phil Robertson's Questions About Mental Illness, Sin, and the Human Dilemma

    Unashamed with Phil Robertson

    Play Episode Listen Later Mar 6, 2026 56:48


    Phil kicks things off with a question: When was the last time you heard the word sin in our courts, schools, governments, or Hollywood? This leads Phil, Jase, and Zach into a candid discussion of counseling, psychiatry, and the relationship between spirituality, sin, behavioral problems, brokenness, emptiness, mental illness, and the human dilemma. This episode originally aired on October 30, 2020. In this episode: Romans 2, verse 15; John 15, verse 18; John 15, verse 26; John 16, verses 7-11; Hebrews 10, verse 14; Colossians 1, verses 28-29; Hebrews 5, verse 14; 1 John 3, verse 10 http://unashamedforhillsdale.com/ — Sign up now for free, and join the Unashamed hosts every Friday for Unashamed Academy Powered by Hillsdale College Listen to Not Yet Now with Zach Dasher on Apple, Spotify, iHeart, or anywhere you get podcasts. Check out At Home with Phil Robertson, nearly 800 episodes of Phil's unfiltered wisdom, humor, and biblical truth, available for free for the first time! Get it on Apple, Spotify, Amazon, and anywhere you listen to podcasts! https://podcasts.apple.com/us/podcast/at-home-with-phil-robertson/id1835224621 Chapters: 00:00 Zach Introduces a Flashback With Phil & Jase 02:05 Why Modern Culture Won't Use the Word “Sin” 06:10 Behavioral Problems or Mental Illness? 11:40 Why People Feel Guilty 16:45 When Psychiatry & Culture Redefine Sin 22:05 The Human Problem: Biological or Spiritual? 28:10 Jesus, Repentance, & the Path to Real Change 34:30 The Holy Spirit's Role in Convicting the World 40:10 Phil on Why Many People Turn to God Around Age 30 46:10 Living by the Spirit vs Living by Self — Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Pyllars Podcast with Dylan Bowman
    Dan Green | Gratitude, Mentorship, & A Cocodona Course Record

    The Pyllars Podcast with Dylan Bowman

    Play Episode Listen Later Mar 6, 2026 75:14


    Dan Green is a professional trail runner for Salomon living in Huntington, West Virginia. While he's been a consistent presence in the sport for years, Dan burst into trail running superstardom after his course record victory at the 2025 Cocodona 250. Soon after that performance, Dan signed with Salomon — a partnership he extended at the beginning of 2026, allowing him to step away from work and pursue trail running as a full-time athlete. Dan was in the Bay Area for a Big Alta training run, so we brought him into the Freetrail studio for a wide-ranging conversation covering his journey, mindset, and plans for the future. Topics What makes Dan Green, Dan Green His recent engagement and finish line proposal Living and training in Huntington, West Virginia The performance benefits of maintaining a positive attitude Dan's earliest mentor, Lance Pledger Cocodona 250 stories and 200-mile race strategy Lessons learned from François D'Haene The origins of The Bargain Boys Plans and goals for the 2026 season And much more Follow The Bargain Boys Dan's appearance on the Boulder Boys Show Register TrailCon https://trailconference.com/register/ The Big Alta https://ultrasignup.com/register.aspx?did=130943 Gorge Waterfalls https://ultrasignup.com/register.aspx?did=129366 Sponsors NEVERSECOND Use code FREETRAIL25 for 25% off your first order https://never2.com Clearlight Saunas Use code FREETRAIL for an extra discount https://healwithheat.com Freetrail Links Website https://freetrail.com/ Freetrail Pro https://freetrail.com/freetrail-pro/ Patreon https://www.patreon.com/dylanbowman Instagram https://www.instagram.com/runfreetrail/ YouTube https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts https://freetrail.com/freetrail-experts/ Dylan Bowman Instagram https://www.instagram.com/dylanbo/ Twitter https://twitter.com/dylanbo LinkedIn https://www.linkedin.com/in/dylan-bowman-06174380/ Strava https://www.strava.com/pros/1596921

    Living on Earth
    Justice Advances in Cancer Alley; Trump, Glyphosate and Cancer; Stinky Seaweed Menace and more.

    Living on Earth

    Play Episode Listen Later Mar 6, 2026 51:52


    Descendants of enslaved people fighting pollution in Louisiana's ‘Cancer Alley' have been greenlit for a trial. Their lawsuit alleges the St. James Parish government discriminated against Black residents by repeatedly permitting industrial plants in predominantly Black districts while shielding mostly white districts from industry.   Also, President Trump has deemed glyphosate as essential for national security even though some 200,000 people have complained they have gotten cancer or other adverse health effects, while using it as directed. Meanwhile a Missouri state court has given preliminary approval to a class action settlement plan for people sickened by Roundup, which contains the herbicide glyphosate. Why some in the Make America Healthy Again movement feel betrayed by the Trump Administration's support for glyphosate.   And though the floating seaweed known as Sargassum provides critical habitat for many species in the Sargasso Sea in the North Atlantic, it is now finding a fertile home in southern waters, where it's wreaking havoc on coastal communities and ecosystems, with impacts to respiratory health, tourism and sea turtles. --- Join LOE and Inside Climate News for the next Living on Earth Book Club event on Thursday, March 26th! We'll talk with data scientist Hannah Ritchie about her new book Clearing the Air: A Hopeful Guide to Solving Climate Change in 50 Questions and Answers. Learn more and sign up for this free, live online event at loe.org/events. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Life in the Peloton
    BONUS: Ego, Stubbornness and the Competitive Mindset | LITP: Chronicles

    Life in the Peloton

    Play Episode Listen Later Mar 6, 2026 14:32


    This is a cheeky bonus excerpt from the full episode. To listen to the whole thing — and get access to future Chronicles — become a PODIUM Member (our foundling tier) via our Substack.

    Insight for Living Canada Daily Broadcast
    A Leadership Style That Works . . . Guaranteed! Part 2

    Insight for Living Canada Daily Broadcast

    Play Episode Listen Later Mar 6, 2026


    1 Thessalonians 2:1-12 / March 5-6, 2026 Do you want to influence others for Christ and lead others in a Christlike way? From the Series: Contagious Christianity read more

    Living for the Cinema
    LIVING IN OBLIVION (1995)

    Living for the Cinema

    Play Episode Listen Later Mar 6, 2026 18:07 Transcription Available


    Released just over thirty years ago to acclaim at the Sundance Film Festival, this was writer/director Tom DiCillo's (The Real Blonde, Johnny Suede) love letter to the trials and tribulations of independent cinema.  It takes place most only a chaotic film set where Nick (Steve Buscemi) is the beleaguered director only looking to get ONE good extended take of the next scene for this film which he developed.  Of course he's not the only one struggling as there is also a put-upon actress (Catherine Keener) feeling pressure from all sides, an egotistical movie star (James LeGros) who's acting as if HE controls the set, an insecure cameraman (Dermot Mulroney) who's also feeling sick, another actor (Peter Dinklage in his on-screen debut) who is just not vibing with his role, and any other number of players behind the scenes who each have their own issues to deal with.  And what results is one of the funniest backstage comedies of the '90's!Host & Editor: Geoff GershonProducer: Marlene Gershon Send a textSupport the showhttps://livingforthecinema.com/Facebook:https://www.facebook.com/Living-for-the-Cinema-Podcast-101167838847578Instagram:https://www.instagram.com/livingforthecinema/Letterboxd:https://letterboxd.com/Living4Cinema/

    Living the Dream with Curveball
    Building Bridges: Carlos Castillo's Vision for Direct Bookings in Travel

    Living the Dream with Curveball

    Play Episode Listen Later Mar 6, 2026 20:58 Transcription Available


    Send a textIn this exciting episode of Living the Dream with Curveball, we chat with Carlos Castillo, co-founder of Direct Book Me, a platform revolutionizing the short-term rental industry. With a wealth of travel experience spanning 40 countries and 30 U.S. states, Carlos shares his journey from healthcare to entrepreneurship and his vision for building authentic connections between hosts and guests. He discusses how Direct Book Me empowers property owners by allowing them to retain 100% of their profits while providing travelers with a fee-free booking experience. Carlos emphasizes the importance of trust in the short-term rental space and how his platform aims to foster a trusted community. Tune in as he reveals the unique benefits of direct bookings, the challenges faced with traditional online travel agencies, and the exciting future trends shaping the vacation rental market. Whether you're a host or a traveler, this episode is packed with insights to help you navigate the evolving landscape of short-term rentals. Don't miss out on the chance to learn how to get started with Direct Book Me!Want to be a guest on Living the Dream with Curveball? Send Curtis Jackson a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628631536976x919760049303001600Support the show

    Living on the Edge with Chip Ingram Daily Podcast
    God's Dream for Your Life

    Living on the Edge with Chip Ingram Daily Podcast

    Play Episode Listen Later Mar 5, 2026 43:38 Transcription Available


    Becoming a Romans 12 Christian, is the keystone teaching of Living on the Edge. It is the heartbeat of all we do and what we are about. If you're just dipping your toe in the water of "spirituality," Chip will engage you. If you don't yet have saving faith in Jesus, Chip will help you know why your eternity rests on it. If you do, he will untangle some of the issues you still struggle with and spur you on to a deeper, more fulfilling, commitment.5 Key Relationships:Relationship with God: SURRENDERED to God -Romans 12:1Relationship with the world: SEPARATE from the World -Romans 12:2Relationship with yourself: SOBER in Self-Assessment -Romans 12:3-8Relationship with believers: SERVING in Love -Romans 12:9-13Relationship with nonbelievers: SUPERNATURALLY Responding to Evil with Good -Romans 12:14-21Warning – Romans 12 is not a “try-hard” moral code to live up to, but a faith response to what God has already done for us.Romans 1-3: SIN - Our problem that separates us from God.Romans 4-5: SALVATION - God's solution in the work of Jesus Christ on the cross.Romans 6-8: SANCTIFICATION - Living your new life in God's power and growing progressively in Christ-likeness.Romans 9-11: SACRIFICE - Living in confidence because God is in control and keeps all His promises…Broadcast ResourcesMessage NotesAdditional ResourcesBecome a Monthly PartnerTrue Spirituality BookTake the Real You Assessment FreeWhat Every New Believer Needs to KnowConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003

    The Steve Weatherford Show | The Secrets To A High Performance Life
    The Untold Truth About "Success" as a Christian

    The Steve Weatherford Show | The Secrets To A High Performance Life

    Play Episode Listen Later Mar 5, 2026 57:08


    In this podcast, my friend Blake Prime shares how the 16-year business he built eventually became an idol that pulled him away from God, his wife, and his kids. From the outside, everything looked successful — a thriving fitness company, influence in the church, and a strong social media presence. But behind the scenes, Blake felt like a fraud. Everything changed during a mission trip to Honduras when he felt God clearly tell him to walk away from the business he had built for over a decade. Ironically, Blake first came to Steve Weatherford's Launchpad event just to see if Steve was legit — and to learn his system so he could use it himself. Instead, God used that moment to completely transform his life. In this conversation, Blake and Steve talk about success becoming an idol, the hidden struggles many men carry, and how humility, brotherhood, and surrender can lead to true freedom and restored families.

    The Way Out Is In
    Calm in the Storm Q&R, Part Two (Episode #101)

    The Way Out Is In

    Play Episode Listen Later Mar 5, 2026 91:18


    Welcome to a new episode of The Way Out Is In: The Zen Art of Living, a podcast series mirroring Zen Master Thich Nhat Hanh's deep teachings of Buddhist philosophy: a simple yet profound methodology for dealing with our suffering, and for creating more happiness and joy in our lives. This special episode – the last of two question-and-response (Q&R) installments – marks the publication of the second book by Zen Buddhist monk Brother Phap Huu and leadership coach Jo Confino. Calm in the Storm: Zen Ways to Cultivate Stability in an Anxious World is intended to help readers meet the current polycrisis with love and stability, but also forcefulness and resilience. According to Plum Village tradition, Jo and Brother Phap Huu recorded two episodes responding to questions by listeners which connect to the book's themes. In this second part they answer questions on dealing with anxious thoughts, raising children in uncertain times, reacting to the anger of those around us, managing fears and hypochondria, and much more. List of resources Being with Busyness: Zen Ways to Transform Overwhelm and Burnouthttps://www.parallax.org/product/being-with-busyness/ Calm in the Storm: Zen Ways to Cultivate Stability in an Anxious Worldhttps://www.parallax.org/product/calm-in-the-storm/ The Way Out Is In: ‘Calm in the Storm Q&R, Part One (Episode #97)'https://plumvillage.org/podcast/calm-in-the-storm-qr-part-one-episode-97 Interbeinghttps://en.wikipedia.org/wiki/Interbeing Plum Village Traditionhttps://en.wikipedia.org/wiki/Plum_Village_Tradition ‘The Fourteen Mindfulness Trainings'https://plumvillage.org/mindfulness/the-14-mindfulness-trainings Ursula K. Le Guinhttps://en.wikipedia.org/wiki/Ursula_K._Le_Guin The Sun My Hearthttps://www.parallax.org/product/the-sun-my-heart/ Quotes “If Buddhism is not engaged, it’s not Buddhism.” “We have to study the meaning of calm, because when we say ‘calm' or ‘sitting meditation', that may look like non-action. But what we have seen in some of the most impactful work is that, when people take the time to be still, to listen, and to embrace and hold feelings and emotions and these projects in a calm manner, they are able to direct, lead, and not be carried away with the force field of anxiety, of fear, of restlessness.” “Mindfulness is only true mindfulness if it’s generating love and compassion.” “We can say so many things about Buddhist history and Buddhist philosophy, but what the Buddha transmitted to us and really wanted was for us to ask the question, ‘How can I put these practices into daily life?'” “When everything is changing, the most important thing is to also know what needs to remain the same.” “Our mindfulness should not be a blockage to other people’s engagement with us – but, at the same time, we do have to have boundaries. We do have to have clarity.” “Mindfulness is to lead an ethical life. If you’re practicing mindfulness and you’re continuing to cause harm to the earth, to living beings, to yourself and your loved ones, maybe that is wrong mindfulness. As Thay said, ‘Is the burglar mindful?'”