Podcasts about advantages

In this episode of the **Jeep Talk Show**, host Tony sits down with Shane from **Genesis Offroad** for an in-depth interview on dual battery systems, power solutions, and keeping your Jeep reliable on and off the trail. Shane shares the origin story of Genesis Offroad—starting with his passion for Jeeps in 2008, launching the company in 2010 during tough economic times, and building high-quality, innovative parts right here in the USA. It all began when he couldn't find a solid dual battery setup for a high-electrical-demand build, so he created his own premium kit—and the rest is history! We dive deep into: - Why the factory auxiliary battery (that pesky little one under the fuse box) is a common pain point—and how Genesis solves it with options like stock relocation kits, stock replacement kits (using two full-size batteries), and full Gen 3 dual battery systems. - The **Gen 3 Power Hub**: Smart battery combining, automatic isolation to protect your cranking battery, bus bars for easy accessory wiring, manual boost switch for jumpstarting, and how it keeps everything running even if something fails. - Advantages of dual batteries: Power accessories (fridge, lights, winch, compressor) with the engine off without killing your starter battery, better winching performance by spreading load, faster restarts, and peace of mind in remote areas. - AGM vs. lead-acid batteries, capacity vs. cranking amps, why Group 25 batteries match or exceed stock performance in a cleaner package, and tips on battery rotation, mismatched batteries, and replacement strategies. - The **G-Screen** monitor: Tiny in-cab display showing voltages, link status (with color alerts: green/yellow/red), boost control, and even optional air pressure readout—no big screens needed! - The newer **Omega system**: Uses a REDARC DC-DC charger for full isolation (great for mixing AGM + lithium), Anderson plug for easy solar input, and Bluetooth app monitoring. - Solar compatibility, snorkel fitment tips (like a quick heat-gun tweak), and support for JL/JLU, JT Gladiator, JK, 392/diesel Wranglers, Toyotas, Broncos, and more—plus universal options. Shane and Amy run a faith-driven, customer-focused business delivering top-notch, American-made products to the off-road community. Whether you're overlanding, daily driving, or just hate dead batteries in inconvenient spots, this setup changes the game. 00:00 Show Introduction and Guest Background 01:19 Auxiliary Battery Issues and Start‑Stop Debate 03:26 Battery Relocation Kit and Installation Details 06:57 Dual‑Battery Kit Evolution and Custom Jeep Market Gap 12:49 Dual Battery System Overview and Operational Mechanics 15:50 Load Sharing, Winching Power, and Current Capacity 17:50 AGM Battery Benefits: Capacity, Ah Ratings, and Installation 21:38 Battery Size, Capacity, and Comparison (Group 25 vs H7) 23:35 Dual Battery System Operation, Boost Feature, and Backup 27:32 Battery Cycle Life, Failure Management & Switching Options 32:49 Dual‑battery system considerations and cost 36:29 Power hub identification and wiring overview 39:22 Benefits and safety advantages of dual batteries 41:01 Potential failures and emergency situations 41:21 Dual Battery Basics:Common Misconceptions, System Limits & Boost Operation 42:59 System Configurations, Start‑Stop and Battery Management 44:39 G‑Screen Monitoring Interface and Features 49:25 Omega DualBattery Kit: Bluetooth, Solar Integration & Vehicle Compatibility Overview 54:55 Installation, Website Resources, and Podcast Details 57:38 IT Support, Battery Tips, Social Media, and Closing Remarks Check out their full lineup, install videos, tech tips, and the "Overcharged" podcast at:

For decades, neuroscience treated the brain like a digital machine — storing information in synaptic connections and sustaining activity like a switch flipped on. But what if that model is incomplete?In this conversation, I sit down with Earl Miller, MIT professor and head of the Miller Lab, to explore a growing shift in cognitive neuroscience: the brain may compute using dynamic electrical waves.We discuss how oscillations coordinate millions of neurons, how waves interact with spikes in a two-way system, why large-scale brain organization may depend on rhythmic patterns, and what this means for artificial intelligence.If cognition isn't just stored in connections — but emerges from real-time analog wave computation — how should we rethink intelligence? TIMESTAMPS:(0:00) - Introduction: Mind-Brain Relationship Explained(0:27) - Brain as an Analog System: Dynamic Wave Computation(0:59) - 20th Century Brain Models: Connectionist Cognition(2:04) - AI Limitations from Old Brain Models(2:35) - Storing Information in Synaptic Connections(3:29) - Self-Organizing Brain & Internal Control Systems(4:29) - Brain Waves for Large-Scale Organization(5:17) - Spikes and Waves: Two-Way Brain Interaction(6:30) - Electrical Oscillations: Excitation & Inhibition Patterns(9:30) - Advantages of Wave-Based Processing over Logic Gates(11:00) - Coordinating Millions of Neurons for Attention(12:30) - Goals, Plans & Intentions Driving Brain Activity(15:30) - Real-Time Control: Synapses vs Waves Debate(18:30) - Generating New Brain Wave Patterns in Real Time(23:00) - Implications for AI & Cognitive Science(27:30) - Evolving Views on Cortical Computation & Oscillations(32:00) - High & Low Energy Phases in Brain Waves Explained(38:00) - Waves as a Mechanism for Self-Organization(44:00) - Real Analog Computation Through Wave Interactions(1:15:26) - Closing ThoughtsEPISODE LINKS:- Earl's Website: https://ekmillerlab.mit.edu/earl-miller/- Earl's Publications: https://scholar.google.com/citations?user=hv8jgk8AAAAJ&hl=en- Earl's X: https://x.com/MillerLabMIT- Earl's LinkedIn: https://www.linkedin.com/in/earlkmiller/- Cognition is an emergent property: https://doi.org/10.1016/j.cobeha.2024.101388- Analog Theory:https://loc.closertotruth.com/theory/millers-brain-waves-analog-organization-of-cortex- Cognition Emerges From Neural Dynamics Lecture: https://youtu.be/ie58Ujqy0vACONNECT:- Website: https://mindbodysolution.org - YouTube: https://youtube.com/@MindBodySolution- Podcast: https://creators.spotify.com/pod/show/mindbodysolution- Twitter: https://twitter.com/drtevinnaidu- Facebook: https://facebook.com/drtevinnaidu - Instagram: https://instagram.com/drtevinnaidu- LinkedIn: https://linkedin.com/in/drtevinnaidu- Website: https://tevinnaidu.com=============================Disclaimer: The information provided on this channel is for educational purposes only. The content is shared in the spirit of open discourse and does not constitute, nor does it substitute, professional or medical advice. We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of listening/watching any of our contents. You acknowledge that you use the information provided at your own risk. Listeners/viewers are advised to conduct their own research and consult with their own experts in the respective fields.

Jussi Askola, president of Leonberg and author of the recently published book The REIT Advantage, joined the REIT Report podcast to share why he believes REITs typically offer a better investment option than private real estate.While acknowledging the benefits of a mix of public and private real estate, “in most cases, REITs make more sense for the majority of investors,” Askola said. Higher returns, liquidity, diversification, significant economies of scale, and access to the best talent are among the key reasons investors should consider REITs, he added. In addition to highlighting what he sees as the elements of a strong REIT management strategy, Askola discussed options for how to navigate the diverse set of REIT property sectors according to an investor's risk tolerance and need for income. He also touched on how the sector might evolve and diversify going forward.“I'm very optimistic about the long-term prospects of REITs,” Askola said. Typically, “REITs offer better returns with lower risk and less required effort… than private real estate,” he concluded.

Gregory Zuckerman examines the global race between Oxford-AstraZeneca, Pfizer-BioNTech, and J&J, emphasizing the different scientific approaches and the logistical advantages of one-shot vaccines. 6

The Real Estate Realities Show with Justin Hermes. Today Justin with the help of Tax Expert Wayne Given will give you the "2025 Tax Filing Information & New Deductibles!

The Real Estate Realities Show with Justin Hermes. Today Justin with the help of Tax Expert Wayne Given will give you the "2025 Tax Filing Information & New Deductibles!

In this episode of the Anglotopia podcast, host Jonathan Thomas speaks with Billy Cullen, a London taxi driver and history enthusiast, about the unique experience of navigating London's rich history through the lens of the iconic black cab. They discuss the rigorous training known as 'The Knowledge,' the challenges of being a tour guide, and the impact of modern technology like Uber on the traditional taxi industry. Billy shares insights on hidden gems in London, the importance of supporting local businesses, and the evolving landscape of tourism in the city. Links Website: londonhistorytaxitours.com Billy's Black Cab Tour: londonhistorytaxitours.com/book-now/details/372561/billys-black-cab-tour-of-london/ Instagram: @londonhistorytaxitours Transport for London: tfl.gov.uk/info-for/taxis-and-private-hire/licensing/learn-the-knowledge-of-london Takeaways The Knowledge is a rigorous training process for London taxi drivers. Billy Cullen combines his passion for history with his taxi driving. London's history spans over 2000 years, offering endless exploration. The black cab experience provides a personal connection to the city. Supporting local businesses is crucial for the economy. Uber has changed the landscape of the taxi industry in London. Layover tours offer a unique way to experience London in a short time. Hidden gems like Greenwich are often overlooked by tourists. Film and TV locations are increasingly popular among visitors. The future of London's museums is promising with new developments. Soundbites "I started thinking about doing the knowledge for freedom, working for myself. Freedom and a cool city." — Billy on why he became a cabbie. "You have to see the map of London in your head." — Billy on what the Knowledge actually requires. "They say you can't fail the knowledge, you can only quit." — Billy on the grueling examination process. "Some driver drove past and shouted out the window, 'Don't bother mate, the game's dead, give it up.' I was furious. After about five minutes, I shrugged it off and carried on my run." — Billy on nearly being discouraged. "It's a proven fact that the London black cab driver has a significantly larger hippocampus than the average person." — Billy on what the Knowledge does to your brain. "You'll be on Regent Street and someone will come out in front of you and just start taking loads of pictures and you feel like you're a celebrity." — Billy on driving an iconic black cab. "99% of the time, people are amazed by the stuff they weren't expecting. It's the secret things that also make up London, not just the stuff you see on pamphlets." — Billy on what surprises American tourists. "If there's one reason why you should use a black cab rather than Uber, it's because we actually care. Our badge is worth millions of pounds. It's a lifetime of employment." — Billy defending the trade. "Support local, support the local businesses. Don't pay up to a multi-billion company that has no care for human welfare." — Billy on why to skip Uber in London. "Know that you can't do everything in one trip. There's people that have lived in London that would need at least 200 lifetimes." — Billy's advice for first-time visitors. Chapters 00:00 Introduction to London Taxi Culture 02:51 The Knowledge: A Grueling Test for Taxi Drivers 05:40 The Journey to Becoming a Taxi Driver 08:55 The Oral Examination Experience 11:41 Determination and Challenges in the Knowledge 14:33 Life After Passing the Knowledge 17:28 The Iconic London Black Cab 20:14 Memorable Passengers and Celebrity Encounters 23:20 The Cabbie's Perspective on Opinions 26:29 Transitioning to a Tour Guide 29:13 London History Taxi Tours: Growth and Development 32:07 Advantages of Taxi Tours Over Other Tours 35:11 Film and TV Location Tours 38:08 Airport Layover Tours: A Unique Experience 39:07 American Tourists' Must-See Attractions 40:03 Navigating Misconceptions in British History 45:43 The Impact of Uber on London's Taxi Trade 50:17 Future Plans for London History Taxi Tours 57:29 Exploring London's Historical Tours 01:00:00 Time Travel to London's Past 01:02:56 Advice for First-Time Visitors to London 01:02:57 anglotopia-podcast-outro.mp4 Video Version

Most pelvic rehab business owners work incredibly hard… and then accidentally leave money sitting on the table.In this episode, we walk through five financial advantages that smart business owners use to build stability, reduce taxes, and create long-term wealth — without doing anything risky or complicated.This isn't about fancy investing strategies or crypto speculation. It's about boring, high-leverage fundamentals that add up dramatically over time.

India's Battle Against Air PollutionHistorically, India has faced challenges with persistent air pollution as a result of industrial development. One key approach to combat this has been to reduce greenhouse gas emissions. For example, Indian policymakers have been pushing for the commercialization of electric vehicles which has unlocked various incentives for companies like Vision Mechatronics to develop electric vehicles run by lithium-ion batteries. How Lithium-Ion Batteries Power EVsIndia “seeks to attain a 30% share of electric vehicles, in the total vehicles sold, by 2030” and accelerating the market for it by “moving from incentives to mandates” like a Zero Emission Vehicle policy (NITI Aayog). Taking advantage of this political support, Vision Mechatronics “aims to develop a complete domestic ecosystem around EVs” which have “zero tailpipe emissions” (Vision Mechatronics). Many electric vehicles are driven by lithium ion batteries which “can contain hundreds of individual cylindrical battery cells that are the same shape as common AA and AAA batteries” (Edmunds). They are extremely energy efficient and can store a multitude of energy; on full battery, electric cars powered by lithium-ion batteries can drive over 200 miles–although it may depend on the specific car model. Compared to their precursor, lead-acid batteries, lithium-ion batteries have higher energy density which increases the mileage of a car. They are also extremely lightweight and this ensures that EVs aren't too heavy. Moreover, the electricity used to refuel the EVs come from renewable energy sources like solar power. The Environmental Cost of Battery ProductionThere are various concerns that lithium-ion battery powered cars take a long time to charge. Although this may be true for some models, recent developments have led to an increase in charging efficiency and overall energy storage. For instance, the Hyundai Ioniq 5 can be charged “from 10% to 80% in just 18 minutes” (Edmunds).Moreover, the environmental impact that the creation of lithium-ion batteries has is detrimental as “the mining process for lithium and other materials used in these batteries can… lead to water pollution and habitat destruction” (Tara Electronics). Although this is the undeniable truth, it is promising to know that due to advancements in technology it has been shown that electric car batteries can “last 12 to 15 years in moderate climates”, meaning that they don't have short lifespans (Edmunds). Moreover, “instead of ending up in a scrapyard like most internal combustion engines do, electric vehicle batteries can be repurposed, refurbished, or recycled when they fail” (Edmunds).Building India's EV EcosystemGupta believes that local battery production in India can help India progress towards an economy that is powered by clean energy. She mentions that it has been difficult to employ skilled labor in this field due to geopolitical tensions and a lack of awareness regarding the importance of this field. However, she is trying to bridge this gap by making opportunities in her company as accessible to the next generation as possible. About Our GuestRashi Gupta, an advocate for clean energy, is the Founder & Managing Director of Vision Mechatronics Private Limited which is a battery company in India.ResourcesEdmunds, What You Need to Know About Electric Vehicle BatteriesVision Mechatronics, Renewable Energy Solutions for Electric VehiclesNITI Aayog, “Unlocking a $200 Billion Opportunity: Electric Vehicles in India”Tara Electronics, Why Do Electric Cars Use Lithium Batteries Exploring the Advantages and ChallengesFurther ReadingEV Mechanica, Understanding Lithium-Ion Battery Technology in Electric VehiclesIBEF, Electric Vehicles: Electric Vehicle Industry in India and its GrowthFor a transcript of this episode, please visit https://climatebreak.org/lithium-ion-batteries-for-indias-clean-energy-future/. 

Are you still letting customers fill out forms on your site? Heard of conversational marketing? If you haven't, you're missing out on these five benefits. Tune in to know more!Get more info at https://caibots.com/ CAIBots City: Plainsboro Township Address: 35 Knox Ct Website: https://caibots.com/

Trent Fortner, a 40+ year veteran in the life insurance and wealth planning space gives an 89 minute masterclass on how life insurance, if incorporated properly can completely reshape your financial plan and wealth building strategies. Trent lays the groundwork and dives into the numbers with his calculators to prove that a financial plan without life insurance can't compete with one that does.Connect with Trent: https://trentfortner.com00:00 Intro 00:44 Introducing Trent Fortner 01:39 Returning to Basics & Overarching Planning02:07 LEAP and Infinite Banking 03:47 Working with Nelson Nash in the 1990s 06:26 Power of Life Insurance & the LEAP Process 06:45 Problem with Product-Centric Planning 07:33 Dr. Wade Pfau & Non-Correlated Assets 08:57 Risks of Indexed Universal Life (IUL) 12:23 Holistic Planning 15:32 LEAP Present Plan Model 21:41 Client Choices After Discovery 22:50 Addressing the “Cost” Objection 24:39 Compounding Taxes 33:24 Impact of Losses on Savings 39:08 Taxes Are a Complete Loss 44:36 Flattening Taxes 48:53 Adding Benefits with Permanent Life Insurance 49:39 Compounding vs. Whole Life Insurance 56:42 Life Insurance vs. High-Yield Savings Account 01:03:01 Rich on Paper vs Rich In Real Life 01:06:52 Ways to Use Permanent Life Insurance 01:11:37 Gains, Advantages, Risks 01:22:04 Final ThoughtsWatch the Video on Youtube for Visuals - https://youtu.be/vG8jaEDRDPQWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityLearn More About BetterWealth: https://betterwealth.comDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Advantages of a Venture Studio Model Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. There are several models for running a VC fund. The venture studio model is one of them. It brings additional support to the startup. The venture studio creates a set of startups in a sector with various skills and capabilities. As the startups progress, some raise funding while others do not. Some startups are able to sell their product while others are not. As startups stall or shut down, the team members can move to other startups in the group that are succeeding. Here are the advantages of a venture studio model: The venture studio model brings an advantage to startups in finding talent. The venture studio is able to leverage the skills of the entire cohort into a few successful startups that succeed. The studio is able to share experience from one startup with the others. The venture fund is able to take on earlier-stage deals as it has the ability to test, filter, and build successful ones. Consider the venture studio model for your startup. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

My guests today are Alex Behring and Daniel Schwartz, Co-Managing Partners of 3G Capital. 3G has built one of the most distinctive firms in investing around a simple idea: there are only a handful of truly great businesses and even fewer great CEOs. Their model is to raise capital with the intention of making just one investment per fund, commit meaningful amounts of their own money alongside their partners, and focus all of their time and best people on that single opportunity.  Their approach has produced a series of iconic deals, including Burger King, Tim Hortons, Hunter Douglas, and Skechers. They have also become known for developing talent early, giving young leaders real responsibility and ownership, and holding an unusually high bar. Once you've heard from Alex and Daniel, I highly recommend you read our in-depth profile on them and 3G Capital. They gave our managing editor Dom Cooke unprecedented access and the outcome is an excellent profile about the fifty year history of 3G and how the model began with Jorge Paulo Lemann in Brazil. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠.  ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at ⁠colossus.com/subscribe⁠. ----- ⁠Ramp's⁠ mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ramp.com/invest⁠⁠ to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, ⁠Vanta⁠ continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Visit ⁠vanta.com/invest⁠.  ----- ⁠WorkOS⁠ is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. Visit⁠⁠ ⁠WorkOS.com⁠⁠⁠ to transform your application into an enterprise-ready solution in minutes, not months. ----- ⁠Rogo⁠ is an AI-powered platform that automates accounts payable workflows, enabling finance teams to process invoices faster and with greater accuracy. Learn more at ⁠Rogo.ai/invest⁠. ----- ⁠Ridgeline⁠ has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com⁠. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps (00:00:00) Welcome to Invest Like the Best (00:02:43) Episode Intro: Daniel Schwartz & Alex Behring (00:04:03) The “One Investment Per Fund” Model (00:08:22) Great Businesses Own the Relationship With Their Customers (00:11:23) The Unique Structure of 3G Capital (00:13:36) How a Transaction Takes Shape (00:17:04) Why Hunter Douglas Was Appealing (00:21:34) The Advantages of Staying Small (00:23:58) Alex's Railroad Story (00:26:36) Ownership is Key (00:30:26) Centralize the What, Decentralize the How (00:31:55) The “Burger King is Run by Children” Story (00:34:21) Negotiating with Tim Hortons (00:40:39) Never Compromise on Quality (00:42:01) Talent Over Tenure (00:50:26) 3G's Operating System (00:57:14) When a Brand is Bigger than the Business (01:00:17) Why Burger King Was Undervalued (01:03:15) The Beauty of the Franchise Model (01:06:24) Kraft Heinz: A Case Study in Concentration Risk (01:09:07) Skechers: Great Product Meets Great Distribution (01:16:07) Finding Forever Businesses (01:17:52) Zero-Based Budgeting & When It Works (01:21:10) The Current State of Capital Markets (01:25:23) Misconceptions About 3G (01:32:01) The Power of Patience (01:33:39) The Kindest Thing

Bumper to Bumper Radio, the car guys on KTAR, 92.3 FM in Phoenix, AZ, broadcast every Saturday from 11:00 am ...

White privilege has emerged at the forefront of conversations about race and equity, but what does it really mean when we consider it as a political frame? In this first episode of our series, we're diving deep into the multifaceted nature of white privilege, a term that not only reveals systemic inequalities but also challenges us to rethink our understanding of merit and fairness in society.The story of white privilege isn't new; it gained ground particularly in the late 20th century thanks to influential scholars like Peggy McIntosh. Her iconic 1988 essay, "White Privilege: Unpacking the Invisible Knapsack," brilliantly illuminated how unearned advantages are often taken for granted by white individuals. Imagine starting a race with a ten-second head start—this metaphor perfectly encapsulates what McIntosh sought to unveil: the invisible systems that allow white individuals to advance more easily in society.Become a supporter of this podcast: https://www.spreaker.com/podcast/racism-white-privilege-in-america--4473713/support.

In this video, Caleb Guilliams and Alden Armstrong review infinite banking with One America Life Insurance Company. What are the best policy designs for Infinite Banking, as well as breaking down the company's COMDEX ratings, dividend performance, pros and cons, and more! Want the IBC Company Guide Book? Click Here: https://bttr.ly/ibc-guide Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Learn More About BetterWealth: https://betterwealth.com 00:00 Introduction and Company Overview 02:35 Financial Strength and Performance 06:33 One America Positioning for IBC 08:52 Whole Life 95 - Cash Flow Design 15:45 Whole Life 95 - Front Load Design 21:03 Access to Cash Value and Loans 22:45 PUA Flexibility 25:51 Long-Term Care Rider 27:26 Advantages and Considerations 32:28 Agent Overview 34:29 Conclusion ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Emerging-market funds will have a tough act to follow in 2026. The category racked up big gains last year following small returns for years. And a mix of factors like trade tensions prompted many investors to shift their dollars outside the US. Should you add emerging-market funds to your portfolio? And which ones were winners or losers? Morningstar's senior principal of ratings Russ Kinnel dug into the data. The editor of the FundInvestor newsletter is here to tell you want he found.How to Get the Most Out of Your IRA ContributionsOn this episode: 00:00:00 Welcome00:01:16 2026 IRA Contribution Limits00:01:45 How to Decide Between a Traditional and Roth IRA00:03:52 Stock Investing Mistakes to Avoid With Your IRA00:05:20 How to Invest Your IRA When You're Early in Your Career00:08:13 How to Assess Your IRA in the Middle of Your Earning Years00:10:23 The Advantages of Non-US Stocks and How to Diversify Your IRA00:14:30 How to Derisk Your Portfolio as You Approach Retirement00:16:47 Rebalancing Your IRA Without Tax Consequences00:17:48 Is it ever too late to Contribute to Your IRA? Watch more from Morningstar:3 Winners and 3 Losers from Emerging-Market Funds' Big RallyHow New Retirees Can Spend More Without Risking Their SavingsBeyond AI: Are Quantum Stocks the Next Big Thing in Tech Investing? Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Stephan Livera discusses with Jay & Matt the evolution of Lygos Finance, a company formed from the acquisition of Atomic Finance, focusing on decentralized lending using Discreet Log Contracts (DLCs). The conversation explores the growth of the Bitcoin collateralized lending market, the unique position of Lygos in offering non-custodial loans, and the role of Oracles in determining loan outcomes. The hosts delve into the flexible loan terms and competitive interest rates offered by Lygos, as well as the platform's global reach and future developments in user experience and funding mechanisms.Takeaways:

Michelle Nezat is the host of the More Than a Song podcast and has been podcasting since 2014. A marketer by education and trade  Join my PodFather Podcast Community ⁠⁠⁠⁠⁠ ⁠https://www.skool.com/podfather/about⁠⁠⁠⁠     Start Your Own SKOOL Community ⁠⁠⁠⁠https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71⁠⁠⁠⁠     Join our Brain Fitness SKOOL Group ⁠⁠⁠⁠https://www.skool.com/brainfitness/about⁠⁠⁠⁠     #podcasting #Podcastmarketing #podcastingtips ==================== Join Podmatch ⁠⁠ ⁠⁠⁠⁠https://www.joinpodmatch.com/roy⁠⁠⁠⁠ ⁠   Speaking Podcast Social Media / Coaching My Other Podcasts ⁠ ⁠⁠⁠⁠https://bio.link/podcaster⁠⁠ ⁠⁠⁠ ==================== Bio of Michelle NezatMichelle Nezat is the host of the More Than a Song podcast and has been podcasting since 2014. A marketer by education and trade, she recently released her first novel, "A Seat at the Table" where the main character is a young marketing entrepreneur...write what you know! She is passionate about helping others discover and meditate on God's Word for themselves which is what drives the content of her podcast and her novel. but is always up to help others enter the podcasting world as a way to pay it forward for those who have helped her along the way.   What we Discussed:     0:00 Intro     0:26 Who is Michelle Nezat   01:25 Her Podcast Journey Starting in 2014   05:20 Overcoming Copyright of Music on your Podcast   07:15 Different Podcast Hosting Platforms   09:45 Dynamic Inserts   11:05 Do not accept the Nasty Comments   13:55 Getting diferent * Reviews is not a bad thing   19:15 Monetization her Show   23:45 Platform for Courses   28:30 Have your Name as the Brand   31:25 Re-Mastering Old Content   35:20 Getting content out   38:00 The Advantages of a Podcast Tour.   41:15 What her Book is about   44:00 Marketing Tips for your show   47:20 Should you Trim your email list   How to Contact Michelle Nezat ⁠https://michellenezat.com/⁠   ⁠https://www.facebook.com/MichelleLNezat/⁠   ⁠https://x.com/michellenezat⁠   ⁠https://www.youtube.com/@michellenezattv⁠   ⁠https://www.linkedin.com/in/michellenezat/⁠    

Brad Evans and Pat Boyle continue to assess who has the edge across multiple position groups between both teams playing in the big game, including if a case can be made for New England's Wide Receiver depth outshining the star-studded JSN, Tight Ends, Offensive Line, Defensive Line, and Secondary.

Brad Evans and Pat Boyle continue to assess who has the edge across multiple position groups between both teams playing in the big game, including if a case can be made for New England's Wide Receiver depth outshining the star-studded JSN, Tight Ends, Offensive Line, Defensive Line, and Secondary. Joe DeLeone of A to Z Sports and the Ruffino and Joe Show stops by to break down his thoughts and insights on the big game, headlined by why the Patriots consistent struggles at Offensive Line will cost them against Seattle's top notch defense, why the MVP of the game will not be a Quarterback, and some of his favorite prop bets as well. Plus, who was his favorite and least favorite Head Coaching hire of the offseason?

Brad Evans and Pat Boyle compare the Quarterbacks and Running Back across both the Patriots and Seahawks in the big game, and who exactly has the advantage at each spot. Plus, an outlandish NBA Trade Idea that drives Pat off the roof.

Brad Evans and Pat Boyle are joined by Audacy NBA Insider Nick Friedell, to talk all things NBA following a number of significant moves that have taken place this week including why he won't fall for the Cavaliers after the addition of James Harden, all hope being lost for the Bulls, why the Wizards master plan will fail, the logic for both teams involved in today's Anthony Davis trade, and is there another deal that can reshape the balance of power in the league? Then, we compare the Quarterbacks and Running Backs across both the Patriots and Seahawks in the big game, and who exactly has the advantage at each spot. Plus, an outlandish NBA Trade Idea that drives Pat off the roof. The hour wraps with former NFL Wide Receiver and Pro Bowler Allen Robinson stopping by to preview the big game, discussing the X-Factor for both teams, big play threats outside Jaxon Smith-Njigba and Stefon Diggs, plus his prediction for both who wins the game and MVP Trophy. Plus, an early offseason prediction regarding teams who missed the playoffs last year, who will return next season.

In this episode of Talking Real Money, Don and Tom dig into the Washington State pension system's heavy exposure to private equity, sparked by Jason Zweig's Wall Street Journal reporting and a Seattle Times investigation. They explain why high fees, opaque valuations, and lack of liquidity make private equity especially dangerous for public retirement funds—and why Washington leads the nation in risk. The conversation expands to compare pension strategies across states, question governance and oversight, and warn retirees about the real-world consequences of excessive risk. Later, the hosts respond to a listener trapped in a high-fee, actively managed portfolio and variable annuity, illustrating how costs and complexity quietly erode wealth. The show wraps with practical retirement guidance inspired by Warren Buffett—simplify and protect—plus a discussion of converting mutual funds to ETFs for greater efficiency. 0:04 Show open, call-in invitation, and setup on private equity 0:32 Jason Zweig's WSJ reporting on private equity fees and markups 1:25 Washington State pension's heavy private equity exposure 3:23 Valuation and liquidity problems in private equity 4:35 Breakdown of WA pension assets (private equity + real estate) 5:18 Risks of market downturns and illiquidity 6:25 Who's overseeing the pension fund and their qualifications 7:06 Concerns for Washington retirees and contributors 8:28 Board “experts” and potential conflicts of interest 9:55 Difficulty exiting private equity investments 11:06 Questioning reported 12.3% returns vs public markets 11:59 Call for political accountability and reform 12:50 Comparison to states using mostly public index funds 13:35 Why private equity suffers most in downturns 14:22 Comparison of pension private equity exposure by state 15:58 Rebalancing and “emperor's clothes” concern 17:07 Caller Luke reacts to pension risks 18:11 Promotion of RetireMeet and retirement education 19:22 Warren Buffett's retirement advice: simplify and protect 20:28 Risk reduction and advisor role in retirement 21:26 Fiduciary standards and conflicts of interest 22:55 Emphasis on simple, protective portfolios 23:07 Caller Jane asks about high advisory fees 24:40 Discussion of “active management” risks 26:12 Review of proposed funds and red flags 29:57 Analysis of high-fee, high-turnover portfolio 30:57 Concentration and volatility concerns 32:16 Variable annuity warning signs 33:37 Commission conflicts and surrender charges 33:57 Recommendation to change advisors 34:56 Recap of excessive fees and risks 36:33 Importance of honest warnings vs future losses 37:48 Question on converting Vanguard mutual funds to ETFs 38:52 Advantages of ETFs: cost, tax efficiency, liquidity Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Sustainability Leaders, host Michael Torrance, Chief Sustainability Officer at BMO, sits down with Mike Richter, President of Brightcore Energy, to explore Richter's unconventional journey from NHL Stanley Cup–winning goaltender to clean energy executive. Their conversation explores how Brightcore is helping commercial, municipal, and institutional clients reduce carbon emissions while cutting operating costs. Together, they discuss the fundamentals of geothermal ground-source heat pumps, the challenges and opportunities of deploying the technology in dense urban and existing buildings, the role of policy incentives and utilities, and why energy efficiency and electrification are critical to meeting rising energy demand and advancing the clean energy transition.

Reach out and touch us: shiftlesslive@gmail.comIn this episode, the team discusses a variety of topics including their experiences stepping on dogs, a series of bike races, and the importance of drop bar mountain bikes in gravel racing. They delve into their past and upcoming events such as the Texas Chain Ring Massacre and the Dusty Roads event, and highlight the challenges in organizing these events amidst changing weather and logistical barriers. The discourse also touches upon the potential of 32-inch wheels in the biking world and their impact on performance, as well as planning future bike races and events. Special guest Austin Whittington shares his unique insights into bike racing, training, and the ongoing 'bike industry conspiratorial illness.'00:00 Getting Started: Technical Difficulties and Introductions00:28 Episode Confusion and Service Appreciation01:29 Welcoming Austin Whittington03:13 Drop Bar Controversy in Leadville14:30 Weather Challenges and Event Planning17:15 Venue Change for Texas Chain Ring Massacre20:42 Gravel Roads and Event Logistics31:28 Grassroots Racing and Participation Trends43:01 The Competitive Edge in Gravel Racing43:56 Reflecting on Past Races and Events45:08 Aspirations and Future Race Concepts48:49 Defining the Drop Bar Mountain Bike52:21 Time Trial Format and Logistics01:02:03 Challenges of Multi-Surface Racing01:14:35 Balancing Challenge and Accessibility in Race Design01:19:23 Discussing the Big Topic: Austin's Opinion01:19:51 Advantages and Shortcomings of 32-Inch Wheels01:20:09 Comparing 29er and 32-Inch Wheels01:21:00 Market Trends and Bike Companies01:21:41 Gravel Riding and Traction01:22:12 Technological Advancements in Bike Design01:25:13 Preferred Mountain Bike Platforms01:27:17 Suspension and Travel Preferences01:33:28 Race Strategies and Experiences01:37:24 Upcoming Races and Events01:46:33 Weather Concerns and Preparation01:51:40 Concluding Remarks and Future Plans

"

Don and Tom examine the long disciplinary history of former broker James Tuberosa and his attempt to reinvent himself as a registered investment advisor through a newly formed firm, highlighting how fiduciary language can be used to mask conflicts driven by insurance commissions. They walk listeners through the importance of reading Form ADV disclosures and explain how regulatory gaps allow questionable practices to continue. The episode reinforces the principle of “buyer beware” before shifting to listener questions on saving for major expenses, evaluating high-fee annuities for elderly retirees, Roth IRA investing for young adults, and the advantages modern investors enjoy from lower costs and better diversification. The show closes with reflections on financial literacy, generational investing improvements, and a preview of RetireMeet 2026. 0:05 Opening and setup: broker misconduct story 0:10 James Tuberosa's career and long record of complaints 1:14 FINRA expulsion and failed expungement lawsuit 2:42 How complaints get quietly “settled” 3:51 Shift from broker to RIA status 4:49 Skyview Pinnacle and the “clean” front 5:48 Using fiduciary language as marketing cover 7:17 Why insurance escapes SEC oversight 8:22 Conflicts disclosed in ADV 9:19 Why disclosures matter 10:47 Warning signs: promises and product pitching 12:01 Weakness of fiduciary protection 13:08 Ethical failures at large firms 14:38 Fiduciary vs. commission contradiction 15:36 Why reading ADVs protects investors 16:17 Transition to listener questions 17:16 Sinking funds: investing vs. saving 18:40 Planning for major home repairs 19:36 Elderly couple and complex annuity 21:01 Risks of high-fee variable annuities 22:36 Best Roth IRA investment for young adults 23:24 Advantages for today's investors 24:58 Lower costs and better diversification today 26:38 Historical perspective on investing access 28:10 Listener engagement and contact info Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textReady for a home search with less noise and more truth? We dive into why winter is the smartest season to buy and how cold weather turns every house into an open book. With fewer competing buyers and more motivated sellers, you gain leverage on price, timing, and repairs—while the low temperatures reveal what glossy listing photos won't.We walk through the exact checks that matter when the mercury drops. Frost patterns in the attic expose ventilation problems and hidden moisture. Long furnace runtimes hint at insulation gaps or system inefficiency, and seasonal utility bills help benchmark performance. We explain how a 20-degree temperature difference supercharges thermal imaging, letting you spot missing insulation at rim joists, cold corners behind drywall, and leaky window assemblies that you'd never notice in spring. You'll also learn why some hairline cracks and truss uplift are normal winter movement, and which crack patterns raise a flag.Safety gets its moment too. If a wood-burning fireplace is on your wishlist, a chimney scope is non-negotiable before you strike a match. We share practical advice on timing that inspection, negotiating responsibility, and staying safe until the flue is cleared. Outside, we talk curb appeal realism: snow covers weeds and patchy grass, letting you focus on the fundamentals like grading, roof condition, and drainage instead of being swayed by landscaping. Add in seasonal perks—more responsive lenders, off-peak mover rates, and service providers eager to work—and you've got a powerful strategy to buy smarter, not harder.If you're weighing whether to wait for spring, this conversation might change your mind. Subscribe for more buyer-savvy insights, share with a friend who's house hunting, and leave a review to tell us your biggest cold-weather home question.Support the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TV Advice from experts: Don't skip the home inspection | NBC4 WCMH-TV OSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TV How to save money by winterizing your home | NBC4 WCMH-TV Continuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course lis...

Traditional timber harvesting contributes to deforestation, wildlife habitat destruction, and higher carbon emissions. Better Timber Flooring explains how recycled hardwood often makes for more cost-effective, durable, and beautiful floors. Learn more: https://mrtimberflooring.com.au/earthwood-recycled-timber-flooring/ Better Timber Flooring City: Greenway Address: Shop/45b Homeworld Complex Website: https://mrtimberflooring.com.au/areas-served/canberra/

In this episode of Excess Returns, we sit down with Jan van Eck, CEO of VanEck, to discuss how long-term macro forces are shaping markets and investment opportunities. Jan shares how his firm thinks about government spending, monetary policy, and technology, why he believes investors have more visibility than they realize heading into 2026, and how trends like artificial intelligence, gold, and global asset allocation could redefine portfolios over the next decade and beyond.Topics covered in this episode includeHow VanEck uses fiscal policy, monetary policy, and technology as core macro pillarsWhy declining fiscal deficits may reduce long-term stress on marketsThe case for a less interventionist Federal Reserve and what it means for investorsWhy thinking in decades, not quarters, can lead to higher conviction investingArtificial intelligence as a transformative economic force and its impact on semiconductors, energy, and productivityThe AI capex buildout, compute shortages, and lessons from past infrastructure boomsGold's resurgence as a global store of value in a multipolar worldThe difference between owning physical gold and gold mining stocksRisks and opportunities in private credit and business development companiesWhy illiquid assets may not belong in daily liquidity vehicles like ETFsIndia's long-term growth potential and implications for global portfoliosHow family ownership influences VanEck's long-term investment approachBehavioral mistakes investors make and why long-term charts matterLessons Jan would teach the average investor based on decades of market experienceTimestamps00:00 Introduction and VanEck's macro framework02:25 Translating macro views into product development04:34 2026 outlook and why visibility may mean risk on06:00 Fiscal deficits, interest rates, and market stress07:00 The future of Federal Reserve intervention10:48 Long-term investing versus short-term predictions14:00 India, global growth, and asset allocation19:00 Artificial intelligence, compute demand, and semiconductors24:00 AI, jobs, and economic impact29:00 AI capex, market concentration, and historical analogies38:31 Private credit risks and liquidity considerations40:35 Illiquid assets and ETFs42:56 Gold, global currencies, and long-term trends47:26 Gold miners versus physical gold52:14 Contrarian opportunities and underloved markets52:47 Advantages of a family-owned investment firm56:06 Tokenization, blockchain, and market structure59:45 Investor psychology and long-term charts01:02:05 Lessons for the average investor

In this episode of The Distribution, Brandon Sedloff sits down with Phil Huber to unpack the evolution of private markets and their growing role in private wealth portfolios. Phil shares his path from a family RIA to leading portfolio solutions at Cliffwater, and explains why alternatives are shifting from a niche allocation to a core portfolio decision. The conversation explores how interval funds, multi-manager strategies, and improved liquidity frameworks are reshaping access to private equity and private credit for advisors. Along the way, Phil offers a clear, practical lens on education, structure, and risk management in an increasingly complex alternatives landscape. They discuss: Phil's career journey from wealth management to asset management and his focus on alternatives Why private markets are becoming an active allocation decision rather than an institutional afterthought How interval funds work, including liquidity mechanics, eligibility, and portfolio fit The role of multi manager and co investment strategies in diversification and fee efficiency What advisors and CIOs look for when evaluating private market products for client portfolios Links: Phil on LinkedIn - https://www.linkedin.com/in/phil-huber/ Cliffwater - https://cliffwater.com/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/ Topics: (00:00:00) - Intro (00:04:32) - Phil Huber's early career and family influence (00:10:52) - Transition to Cliffwater and focus on alternatives (00:12:06) - Understanding private markets and co-investments (00:25:57) - Cliffwater's funds and direct lending strategy (00:28:01) - Cliffwater's view on direct lending (00:30:28) - Challenges of traditional private market investments (00:33:14) - Advantages of interval funds (00:34:32) - Liquidity management in interval funds (00:41:39) - Multi-manager vs. single manager strategies (00:45:09) - Real assets and interval funds (00:48:18) - Daily beta adjustments for private assets (00:50:01) - Educating advisors and clients (00:53:56) - Future trends in private markets (00:56:07) - Conclusion and final thoughts

In this episode of the BiohackingVille podcast, host Rob Rene sits down with Scott Nelson at the TAM Center in Tijuana, Mexico. They discuss alternative treatments for cancer and autoimmune diseases that exist outside the traditional medical system. Scott explains how the center was established to offer cutting-edge, customized treatments that aren't available in the United States due to regulatory and financial restrictions. They delve into the importance of personalized medicine, the role of nutrition and exercise in treatment, and the benefits of integrated medical and scientific collaboration at the center. The episode also highlights the challenges of the US medical system and the innovative strides being made in Mexico..00:00 Introduction to BiohackingVille00:47 Welcome to the TAM Center01:23 Scott Nelson's Journey to Tijuana01:48 Reopening the Hospital and Early Successes02:19 Innovative Cancer Treatments and Misdiagnosis04:31 Challenges and Advantages of Operating in Mexico08:00 Personalized Medicine and the Role of CPI08:42 The Importance of Comprehensive Testing14:14 Integrating Science and Medicine on the Sixth Floor15:41 Conclusion and Final Thoughts

Ever told yourself you'd “start your own firm one day?”

Augustus Doricko is Founder and CEO at Rainmaker, a company using cloud seeding, drones, and radar to increase rain and snow as water scarcity and drought intensify across the West. In this episode of Inevitable, the conversation focuses on why cloud seeding—often misunderstood as science fiction or geoengineering—has existed for decades and why it has only recently become possible to prove it actually works.The discussion centers on the industry's core constraint: attribution. For years, operators couldn't measure whether precipitation would have occurred anyway. Doricko explains how advances in dual-polarization radar and targeted flight paths now make it possible to identify human-caused snowfall, unlocking a path to scale.Doricko also walks through Rainmaker's vertically integrated approach, from weather-resistant drones and proprietary radar to software and validation systems, and why the company focuses on snowpack as a bankable water source. The episode also addresses public scrutiny, regulatory bans, and what it takes to build water infrastructure in a category that's easy to misunderstand but increasingly necessary.Episode recorded on Dec 16, 2025 (Published on Jan 20, 2026)In this episode, we cover: [1:53] Cloud seeding vs geoengineering [3:27] How cloud seeding works and its history[9:14] When and how it became commercially deployable [15:28] Advantages of using drones vs manned aircraft [18:34] The limits of today's validation methods [24:54] Why Rainmaker focuses on snowpack first [27:34] Rainmaker's go to market[29:34] Acquiring legacy operators to scale faster[32:40] Why Rainmaker sells services, not water[38:25] State bans, politics, and public backlash[40:39] Chemtrails and Texas flood controversies[47:15] The future of cloud seeding in the US and abroad Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant

College Sports Experiences Give You After College Advantages is the subject of Epi 494 of The Athletic Scholarship Podcast.  Get a few stories from me and my family's college experiences and how they were blessings and advantages after college. Click Here to join the Recruit-Me Monthly Newsletter.  Get monthly tidbits of recruiting advice and education.    Recruit-Me.com Recruit-Me 3.0 Athletic Scholarship System FREE Recruiting Power Pack QRRecruiter.com  promo code RecruitMe5 CollegeCoachesOnline.com  promo code RM123 Listen to Past Episodes of The Athletic Scholarship Podcast Baseball Bluebook Virtual Dugout App  

Welcome back to a brand-new episode of the Rick's Rambles Podcast, your weekly mix of nostalgia, encouragement, and fun. We kick things off with some fun facts about the classic TV show Starsky & Hutch, before moving into our mental health story of the week. This episode focuses on facing challenges and discovering how the very things that test us can become our greatest superpowers. In our Story Behind the Song segment, we take a closer look at Coward of the County by Kenny Rogers, exploring the meaning and impact behind this unforgettable classic. And, as always, we wrap things up with our fun and quirky holidays of the week. Tune in for inspiration, reflection, and a little retro fun along the way.   If you'd like to support the Rick's Rambles Podcast, you can simply share it on your own social media and let others know what you are listening to! If you'd like to buy m a cup of coffee, you can do that right here.  

It's The Ranch It Up Radio Show! Join Jeff Tigger Erhardt, Rebecca Wanner AKA BEC and their crew as they hear how to create income potential by custom grazing versus grazing your own yearlings. Plus, detailed market recaps, news you need to hear, and lots more all wrapped into this brand new episode of The Ranch It Up Radio Show. Be sure to subscribe on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Custom Grazing Cattle vs. Owning Stocker Cattle: Which Is The Better Ranching Strategy?   Custom grazing cattle for others and owning stocker cattle are two popular beef production models, each offering distinct financial, operational, and risk profiles. Understanding the differences helps ranchers, landowners, and regenerative agriculture operators choose the most profitable and sustainable system for their operation. What Is Custom Grazing Cattle? Custom grazing (also called contract grazing) is when a landowner or operator is paid a per-head or per-pound daily rate to manage cattle owned by someone else. The grazier provides pasture, water, fencing, and animal care—while the cattle owner retains market risk. Key benefits of custom grazing cattle: Low financial risk: No capital tied up in livestock ownership Predictable cash flow: Guaranteed grazing income regardless of cattle markets Reduced market exposure: No price volatility or sale timing risk Ideal for landowners: Monetize forage without purchasing cattle Scalable & flexible: Adjust stocking rates annually Custom grazing is especially attractive in regions with abundant grass, strong fencing infrastructure, and rising interest in regenerative grazing systems. What Are Stocker Cattle? Stocker cattle are owned livestock purchased after weaning and grown on forage before being sold to feedlots or backgrounding operations. Profit depends on weight gain, purchase price, sale price, and overall market conditions. Advantages of owning stocker cattle: Higher profit potential: Capture upside when cattle markets rise Asset ownership: Cattle can be leveraged or retained Operational control: Full decision-making authority Value-added opportunities: Genetics, health programs, and marketing However, owning stocker cattle also introduces significant financial and operational risk. Custom Grazing vs. Stocker Cattle: Key Differences Factor Custom Grazing Owning Stocker Cattle Capital Required Low High Market Risk Minimal High Cash Flow Stable & predictable Variable Profit Ceiling Capped Higher upside Labor & Management Moderate High Exposure to Loss Low High Which Option Is More Profitable? Profitability depends on risk tolerance, capital availability, and land goals. Custom grazing is often more profitable on a risk-adjusted basis, especially during volatile cattle markets or drought cycles. Stocker ownership can outperform in strong markets but carries downside risk during price declines or poor forage years. Many successful operators use a hybrid model, combining custom grazing contracts for baseline income with a smaller stocker herd to capture upside gains. Best Choice for Your Operation Choose custom grazing cattle for others if you want: Stable income Low financial exposure Forage-focused land management Regenerative or conservation grazing goals Choose owning stocker cattle if you want: Higher earning potential Willingness to manage market risk Access to operating capital Active livestock trading strategy Featured Experts in the Cattle Industry Jayce Doan – Black Leg Ranch https://www.blacklegranch.com/ Follow on Facebook: @BlackLegRanch Kirk Donsbach – Financial Analyst at StoneX https://www.stonex.com/ Follow on Facebook: @StoneXGroupInc Shaye Wanner – Host of Casual Cattle Conversation https://www.casualcattleconversations.com/ Follow on Facebook: @cattleconvos Contact Us with Questions or Concerns Have questions or feedback? Feel free to reach out via: Call/Text: 707-RANCH20 or 707-726-2420 Email: RanchItUpShow@gmail.com Follow us: Facebook/Instagram: @RanchItUpShow YouTube: Subscribe to Ranch It Up Channel: https://www.youtube.com/c/RanchItUp Catch all episodes of the Ranch It Up Podcast available on all major podcasting platforms. Discover the Heart of Rural America with Tigger & BEC Ranching, farming, and the Western lifestyle are at the heart of everything we do. Tigger & BEC bring you exclusive insights from the world of working ranches, cattle farming, and sustainable beef production. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner (BEC) and their mission to promote the Western way of life at Tigger and BEC. https://tiggerandbec.com/ Industry References, Partners and Resources For additional information on industry trends, products, and services, check out these trusted resources: Allied Genetic Resources: https://alliedgeneticresources.com/ American Gelbvieh Association: https://gelbvieh.org/ Axiota Animal Health: https://axiota.com/multimin-campaign-landing-page/ Imogene Ingredients: https://www.imogeneingredients.com/ Jorgensen Land & Cattle: https://jorgensenfarms.com/#/?ranchchannel=view Medora Boot: https://medoraboot.com/ RFD-TV: https://www.rfdtv.com/ Rural Radio Network: https://www.ruralradio147.com/ Superior Livestock Auctions: https://superiorlivestock.com/ Transova Genetics: https://transova.com/ Westway Feed Products: https://westwayfeed.com/ Wrangler: https://www.wrangler.com/ Wulf Cattle: https://www.wulfcattle.com/

What were the ideas from 2025 that coaches couldn't stop thinking about—the ones that kept showing up in practice plans, film sessions, and staff rooms?In this Slappin' Glass Mailbag Episode, Dan Krikorian, Patrick Carney, and Eric Fawcett revisit the most compelling concepts covered by Slappin' Glass in 2025 as well as questions sent in by coaches around the world, unpacking how modern teams are creating advantages on both sides of the ball—and why the best programs are increasingly focused on flow, disruption, and continuity rather than isolated actions.The conversation begins with a deep dive into “jumping on the pickup” in pick-and-roll defense—a subtle but powerful technique for shrinking passing windows, generating deflections, and creating turnovers without abandoning base coverage. From there, the discussion expands into broader defensive trends around smart aggression, including selective hitting, late-clock doubles, ATO disruption, and how elite teams steal possessions without gambling.Offensively, the group explores the growing influence of Total Basketball—a philosophy rooted in eliminating pauses between offense and defense, tagging up on the glass, arriving “already playing” in the half court, and flowing seamlessly from one advantage to the next. Coaches will hear how leading programs are emphasizing shape over spacing, simplifying actions to increase pace, and using familiar structures to unlock better decision-making under pressure.Beyond tactics, this episode also weaves in insights from some of Slappin' Glass' most impactful off-court and analytics conversations of the year, including:Guiding teams into flow statesMeasuring and developing decision-makingUnderstanding kill shots, runs, and game-swing momentsUsing analytics that actually help during games—not just on TwitterThis mailbag isn't about trends for trend's sake. It's about how elite coaches are thinking, teaching, and designing environments that allow players to play faster, freer, and more connected—and what those ideas suggest about where the game is heading next.

Each podcaster is different from the other and so with their voices. Today, learn more from our guest, Chris Staron, on how to find your own voice, be authentic and how to use it so it will sound natural. This conversation offers honest guidance for podcasters who want to build something meaningful without burning out or pretending to be someone they're not.   WHAT TO LISTEN FOR Key elements in finding your voice and using it The need to continuously practice prior to recording the episode Advantages of audio and video podcasting Things missed by other podcasters in the podcasting process, and how to improve it Overcoming fears and struggles in podcasting Knowing what's next thing to do after the interview   RESOURCES/LINKS MENTIONED Calendly Canva Publer Cradle Robber by Chris Staron   ABOUT CHRIS STARON Chris Staron is the host of the Truce Podcast, an award-winning history show that explores the Christian Church. He's also the writer/director/producer of the feature films "Bringing up Bobby" and "Between the Walls", and author of the novel "Cradle Robber".   CONNECT WITH CHRIS Website: Truce Podcast Podcast: Truce Podcast Facebook: Truce Podcast Twitter: Truce Podcast Instagram: Truce Podcast CONNECT WITH US  If you are interested in getting on our show, email us at team@growyourshow.com. Thinking about creating and growing your own podcast but not sure where to start? Click here and Schedule a call with Adam A. Adams! Upgrading your podcast equipment or maybe getting your first microphone? Get Your Free Equipment Guide! Subscribe so you don't miss out on great content and if you love the show, leave an honest rating and review here!   

So, you're ready to dive into the fitness industry? First off, congrats. It's an exciting world to be in. But now you're at the ultimate fork in the road: do you build your own brand from the ground up, or do you buy into a franchise?In this episode, Jared Nassiff interviews Rick Mayo, founder of Alloy Personal Training, to explore this topic through Rick's journey from independent gym owner to franchise owner.Rick shares how he bootstrapped his first fitness business in 1992, scaled it through white-label licensing, and eventually launched Alloy as a franchise with 400 awarded locations and growing.He breaks down the real differences between starting a business from scratch and joining a franchise, from risk and scalability to royalties and emotional grit.

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5! See omnystudio.com/listener for privacy information.

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationIn this episode of the Mailbox Money Show, Bronson uncovers the high-reward world of land development with Brandon Cobb. They break down the two-phase process: land entitlement (securing approvals for forced appreciation) and horizontal development (infrastructure like roads and utilities for ready-to-build lots). Brandon reveals how to mitigate risks via pre-sold contracts with national builders (e.g., Lennar, D.R. Horton), structure deals with 18% preferred returns and 65% LTC debt, and capitalize on current market freezes. From Tennessee's cyclical opportunities to biohacking for peak performance (cold plunges, green smoothies, sleep optimization), discover why development offers multiple exits and legacy-building potential—perfect for diversifying beyond multifamily amid rising rates.Brandon Cobb is the CEO of HBG Capital, a real estate development and investment firm specializing in single-family residential projects. With a background in homebuilding, he now focuses on land entitlement and horizontal development, creating shovel-ready lots for major builders.00:42 - Guest Intro: Brandon Cobb01:41 - Real Estate Cycles: Sector Shifts for Optimal Returns02:29 - Phase 1: Land Entitlement for Forced Appreciation03:11 - Phase 2: Horizontal Development (Roads & Utilities)03:36 - Niche: Single-Family Lots for Builders Like Lennar04:54 - Current Focus: Pre-Sold Entitlements in Slow Markets05:38 - Structure: 18% Pref Return, 100% Equity Plays07:16 - Risk Mitigation: Builder Deposits & Double Closes09:04 - Financing: 65% LTC Debt, Builder Funds as Equity10:45 - Land Banking: Hold for Surrounding Development Gains14:26 - Timelines: 15 Months Entitlement, 1-Year Development15:36 - Market Evolution: Post-2022 Freeze to Builder Opportunities19:57 - Advantages: 3 Exits, Low Saturation in Development21:10 - Biohacking: Wealth for Full Life Enjoyment21:33 - Green Smoothies: Organic Daily Digestion Boost22:48 - Cold Plunge: Fog Buster & Recovery Enhancer24:37 - Sleep Optimization: Whoop Tracking for Foundation27:12 - Blood Tests + ChatGPT: Personalized Performance Tweaks29:36 - ResourcesCONNECT WITH THE GUESTLand Development 101: learnlanddevelopment.comJoin the Waitlist: hbgcapital.net/waitlistWebsite and E-book: hbgcapital.net#LandDevelopment#RealEstateEntitlement#HorizontalConstruction#Biohacking#ForcedAppreciation#InvestorRiskMitigation#SleepOptimization

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Adam Vandermyde had to be persuaded to acquire the $15m business that he ultimately professionalized and exited for 7x.Register for the webinar: How to Present Your Deal for Maximum SBA Success - TODAY!! - https://bit.ly/3KW7aWLTopics in Adam's interview:Leaving consulting 2 months from making partnerTaking on the CEO role at the target before closingFocusing on EBITDA over revenueA construction mistake that cost the company dearlyParsing data to understand “margin per labor dollar”Advantages of being in a high-growth geographical areaImproving customer service to stand outExiting after 5 yearsAdrenaline rush of sharing his payday with employeesHow it feels to be a millionaireReferences and how to contact Adam:LinkedInGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter James Clear is the author of the New York Times bestseller Atomic Habits. His extensive research into human behavior has helped him identify key components of habit formation and develop the "Four Laws of Behavioral Change." In this episode, James provides insights into how both good and bad habits are formed, including the influence of genetics, environment, social circles, and more. He points to changes one can make to cultivate more perseverance and discipline and describes the profound impact habits can have when tying them into one's self-identity. Finally, James breaks down his "Four Laws of Behavioral Change" and how to use them to create new habits, undo bad habits, and make meaningful changes in one's life. We discuss: Why James became deeply interested in habits [1:45]; Viewing habits through an evolutionary lens [6:00]; The power of immediate feedback for behavior change, and why we tend to repeat bad habits [9:15]; The role of genetics and innate predispositions in determining one's work ethic and success in a given discipline [14:30]; How finding one's passion can cultivate perseverance and discipline [23:15]; Advantages of creating systems and not just setting goals [29:15]; The power of habits combined with self-identity to induce change [36:30]; How a big environmental change or life event can bring on radical behavioral change [50:30]; The influence of one's social environment on their habits [54:15]; How and why habits are formed [1:00:30]; How to make or break a habit with the "Four Laws of Behavior Change" [1:09:30]; Practical tips for successful behavioral change—the best strategies when starting out [1:16:15]; Self-forgiveness and getting back on track immediately after slipping up [1:30:30]; Law #1: Make it obvious—Strategies for identifying and creating cues to make and break habits [1:39:45]; Law #2: Make it attractive—examples of ways to make a new behavior more attractive [1:47:45]; Law #3: Make it easy—the 2-minute rule [1:58:45]; Law #4: Make it satisfying—rewards and reinforcement [2:03:30]; Advice for helping others to make behavioral changes [2:06:00]; More. Connect With Peter on Twitter, Instagram, Facebook and YouTube

Today's guest is Jack Ablin, CIO at Cresset Asset Management, which manages over $70 billion AUM. Jack was RIA Intel's “CIO of the Year” for 2022 and was previously the CIO at BMO for 17 years. In today's episode, Jack walks through the ins and outs of investing in founder-led companies and what has led them to historically outperform. He also explains his approach to asset allocation, which structures portfolios based on time horizons rather than traditional asset classes. Finally, he offers an outlook for equities and fixed income next year, discusses private market opportunities, and looks at the future of Cresset Asset Management. (0:00) Starts (1:51) Overview of Cresset Asset Management (6:40) Founder-led companies: Advantages and portfolio impact (19:52) Fixed income and private market investment strategies (26:32) Future prospects in Opportunity Zones and equities (31:15) Currency considerations and foreign investment opportunities (37:01) Jack's most memorable investment ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

Newman believed that a liberal arts education would instill a philosophical habit of mind in students, helping students reason to the foundational principles of every discipline and see how everything fits together. The philosophical habit of mind distinguishes between significance and triviality, helping society and individuals order everything to the Good.  Topics Covered: Pattern recognition  Sapientia  Useless education is useful Advantages and disadvantages of the philosophical habit of mind Links: Article: The Philosophical Habit of Mind: Aristotle and Newman on the End of Liberal Education Video: Alasdair MacIntyre on Newman's Idea of a University Word on Fire Institute: https://institute.wordonfire.org/   NOTE: Do you like this podcast? Become a Word on Fire IGNITE member! Word on Fire is a non-profit ministry that depends on the support of our listeners . . . like you! So become a part of this mission and join IGNITE today to become a Word on Fire insider and receive some special donor gifts for your generosity.