POPULARITY
Categories
In this episode Brian Barney sits down with John Stallone. The guy's chat about his involvement with HOWL and how important it is to stay informed and engaged. Along with that the guys discuss John's recent late-season elk hunt and the film he put together. They talk about the difficulties of creating a DIY, public land, archery hunt. It's another great discussion this week on Eastmans Elevated. Eberlestock - https://bit.ly/Eberlestock-Eastmans Federal Ammunition - https://bit.ly/FederalPremium-Eastmans Forever Barnwood - https://bit.ly/ForeverBarnwood-Eastmans Kryptek - https://bit.ly/Kryptek-Eastmans Mathews - https://bit.ly/MathewsArchery-Eastmans MTN TOUGH - https://bit.ly/MTNTOUGH-Eastmans Outdoor Edge - https://bit.ly/OutdoorEdge-Eastmans onX - https://bit.ly/onXHunt-Eastmans Sig Sauer - https://bit.ly/SIGSAUER-Eastmans Silencer Central - https://bit.ly/SilencerCentral-Eastmans Stone Glacier Sleep Systems - https://bit.ly/StoneGlacier-Eastmans SecureIt - https://bit.ly/SecureIt-Eastmans Zamberlan - https://bit.ly/Zamberlan-Eastmans
If you want to miss all the fun banter about Jim's Singo (song bingo) night and his trip to Kentucky and Amish country you can skip ahead to (16:00). Chris's SummaryJim and I are joined by Jacob Vonloh as we discuss investing for retirees, using a listener email as the starting point for a broader conversation about how investment advice and asset management work in practice. We explain why investing changes once people move from accumulation into distribution, including differences in risk tolerance, liquidity needs, and volatility. Jacob outlines how investment tools are evaluated based on time horizon and downside exposure rather than labels. We also discuss planning for aging and long-term care costs, including liquidity needs, inflation considerations, and the SEAL (Savings for Emergencies, Aging, and Long-Term Care) reserve framework. Jim's “Pithy” SummaryChris and I are joined by Jacob Vonloh as we start a new series of conversations inspired by listener emails, and we use those questions as a jumping-off point to talk about what really changes when you're investing in retirement. A lot of DIY investors successfully built wealth with an accumulation mindset and then try to carry that same approach into retirement, where it doesn't work. The problem is that accumulation investing and retirement investing are not the same thing, and pretending they are is where people get themselves into trouble. Once withdrawals begin, volatility feels different, timing matters more, and the emotional impact of market swings gets amplified in ways people don't expect. We spend time pulling apart how the investment advice industry presents itself, how fee structures are typically layered in, and why we're very intentional about separating retirement planning from asset management. Jacob walks through how we evaluate investments based on when the money might be needed and how much downside someone can realistically tolerate. Buffered ETFs come up in that context, not as a recommendation, but as a clean example of how downside protection and upside caps reshape risk. The point isn't the product — it's that comparing retirement-stage tools to a fully unbuffered equity index without adjusting for risk is fundamentally misleading. From there, we connect investing back to real planning issues retirees face, especially aging and long-term care. We talk about why insurance isn't always available or sufficient, how covering one spouse can still protect a household, and why the financially hardest stretch is often when both spouses are alive and care costs begin to show up. That leads into how we think about liquidity, inflation, and time horizon working together inside what we call the SEAL reserve. This isn't about chasing returns — it's about structuring money so it can actually support people through retirement without forcing panic decisions at the worst possible time. The post Investing for Retirees: EDU #2603 appeared first on The Retirement and IRA Show.
Chasing Tone - Guitar Podcast About Gear, Effects, Amps and Tone
Brian and Richard are back for Episode 601 of the Chasing Tone Podcast - Brian reveals the all new Wampler Pedalhead power amp and another pedal is leaked! It's a Pre-NAMM podcast and Brian and Richard drop firefighting duties to bring some really exciting news to you while Blake flies off to Anaheim. Meanwhile Brian details his revolutionary new product which gets a big reveal at the show this year and the levels of excitement are palpable as it does something really neat that we don't think has been done before...Brian is effervescent with enthusiasm because he is one of the few people to have played this product and suddenly turns into a computer geek which makes Richard nostalgic for old 3Dfx graphics cards...Meanwhile Brian taps into his inner 1920's gangster and then tells us about ANOTHER pedal release. There was a slight leak also.PRS have announced a new collaboration with Ed Sheeran and it invites a debate about PRS stock pickups. Richard has a bizarre theory about playing versus listening and he and Brian dive into it a little before mocking drum kits. Synergy have released a new combo amp and Richard has fallen in love with various custom shop options. Mechanized Yogurt Funnels, Richard's control rope, We love Danish Pete, The Egosystem, Anthony Cleetus returns...it's all in this week's Chasing Tone!We are on Patreon now too!Support the show (https://www.patreon.com/chasingtonepodcast)Courses and DIY mods:https://www.betterguitartone.comhttps://www.wamplerdiy.comhttps://www.guitarpedalcourse.comYoutube:https://www.youtube.com/@chasingtonepodcastFind us at:https://www.wamplerpedals.com/https://www.instagram.com/WamplerPedals/https://www.facebook.com/groups/wamplerfanpage/Contact us at: podcast@wamplerpedals.comSupport the show
In this episode we read a lengthy email missive from our good friend Dr. Bill on reaching financial independence a few years early, designing a risk parity portfolio with an advisor, and facing the emotional fog that follows. We share how to replace optimization with intention and use time, not money, as the measure of value, and touch on these points:• hitting FI earlier than planned after high savings, growth and a modest windfall• shifting from global cap weight to risk parity for steadier withdrawals• choosing fee‑for‑service advice and aligning incentives• handling FI emotions, identity shifts and one‑more‑year urges• using four idols as red flags for decisions• buying happiness through relationships, experiences, time‑buying and generosity• satisficing small choices to protect energy and attention• building post‑career structure with short chapters and yearly subtractions• treating time as the scarce currency, not moneyLinks:Father McKenna Center Donation Page: Donate - Father McKenna CenterDr. Bill's Interview on Bigger Pockets Money: The Decumulation Strategy After Hitting Financial Independence | Bill YountKardinal Financial: Kardinal Financial — Flat Fee & Fee-Only Financial Advisor Bryan Minogue | Madison, WIAfford Anything Episode #618: They Ran Out of Money. I Didn't. Here's Why.Breathless Unedited AI-Bot Summary:The number hits, the accounts say you're free, and yet the feeling isn't triumph—it's fog. We dive into that messy, honest space after financial independence with a candid letter from Dr. Bill, a late starter who reached FI years ahead of schedule. His story opens the door to two challenges at once: how to build a portfolio that steadies withdrawals in uncertain markets, and how to build a life that isn't ruled by “one more year.”We start with the money. Risk parity isn't a magic trick, but it's a powerful framework for retirees and late starters: diversify by risk, not headlines, so stocks, bonds, and real assets share the load. That balance can dampen drawdowns and reduce sequence risk when you're finally taking income. We highlight why fee‑for‑service advice beats legacy models, what to expect from a thoughtful plan, and how to avoid turning markets into a source of constant anxiety. Sleep matters as much as return.Then we face the human side: identity, purpose, and the gravitational pull of more. Using a simple lens—avoid the four idols of money, power, fame, and unhealthy pleasure—we redirect focus to the only currency that compounds after FI: time. We break down practical ways wealth buys happiness through relationships, experiences that spark flow, time‑buying that deletes chores and commutes, and generosity that deepens community. You'll hear tactical rules to cut over‑optimization, pilot a lighter work schedule, structure short chapters instead of a rigid life plan, and run annual “stop doing” audits to keep your days aligned with what matters.If you're nearing FI, newly independent, or stuck in the fog, this conversation offers a clear path forward: design a portfolio for resilience, and design a life for meaning. Subscribe, share with a friend who's wrestling with “enough,” and leave a review to help more DIY investors find a saner way to retire on purpose.Support the show
Our guests on the podcast today are Cody Garrett and Sean Mullaney. They're both advice-only financial planners, and they're the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the intersection between financial independence and taxes.BackgroundSean MullaneyCody GarrettMeasure Twice MoneyMeasure Twice FinancialMeasure Twice PlannersMullaney Financial & TaxFITaxGuy.comTax Planning and Early RetirementTax Planning To and Through Early Retirement, by Cody Garrett and Sean Mullaney“The Backdoor Roth IRA After an Excess Contribution to a Roth IRA,” Sean Mullaney, FITaxGuy.com, Dec 16, 2025“Why I Don't Worry Much About Sequence of Returns Risk,” Sean Mullaney, FITaxGuy.com, Jun 10, 2025“The Tax Planning World Has Changed,” by Sean Mullaney, FITaxGuy.com, Sep. 22, 2025“Bogleheads on Investing® with Cody Garrett, CFP®, and Sean Mullaney, CPA on tax planning to and through retirement: Episode 89″ by Bogleheads on Investing® podcast, BogleCenter.net, Dec. 7, 2025“Managing Taxes in Retirement with Sean Mullaney,” by the White Coat Investor Podcast, WhiteCoatInvestor.com, Nov 20, 2025.Die With Zero: Getting All You Can from Your Money and Your Life―A Revolutionary Approach to Maximizing Life Experiences Over Accumulating Wealth, by Bill Perkins“Reframing Risk In Retirement As “Over- And Under-Spending” To Better Communicate Decisions To Clients, And Finding “Best Guess” Spending Level,” by Michael Kitces, Kitces.com, Apr. 24 2024.More on Early Retirement and FIRE“My Baptism by FIRE: Lessons on Financial Independence,” by Christine Benz, Morningstar.com, May 29, 2025.“Aiming to ‘Die with Zero'? Here Are the Implications for Portfolio Construction and Retirement Spending,” by Jess Bebel, Morningstar.com, Apri. 6, 2025"Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals," The Long View podcast, Morningstar.com, Feb. 21, 2023 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We are back with a classic "Trials & Triumphs" episode! After a long hiatus from sharing their own home updates (since August!), Caroline, Taryn, and Liz sit down to catch up on what has been happening behind their own front doors. The ladies discuss the highs and lows of homeownership, from Liz's garage flood nightmare to Caroline's victory over a builder-grade "boob light." Taryn gives a major update on her Facebook Marketplace bed project (spoiler: it's finished!), and Caroline explains why she finally ditched her trendy jute rug for a vintage estate sale find. Quick Decorating Takeaways: Don't Fear the "Floater" Rug: Caroline shares her win with a vintage 8x11 rug. While 9x12 is the standard for living rooms, she explains that you can break the "all legs on" rule with a slightly smaller vintage piece as long as the front legs of your furniture anchor it comfortably. Spray It, Don't Brush It: Taryn confirms that for intricate furniture (like a spindle bed), a paint sprayer is non-negotiable. It saves hours of frustration compared to brushing and delivers a smooth, factory-like finish that makes DIY pieces look high-end. Upgrade the "Boob Light": It is the most common builder-grade eyesore, but swapping a flush mount is one of the easiest updates you can do. Caroline replaced hers in 20 minutes with a faux-alabaster fixture, instantly elevating her hallway for under $100. What You'll Hear on This Episode: 00:00 Welcome & Happy New Year! 01:30 Caroline's Triumph: Scoring a vintage Turkish rug on EBTH.com 06:00 The "Jute vs. Wool" debate: Why wool is actually cleaner 09:00 Taryn's Triumph: The $100 Facebook Marketplace bed is finished! 12:00 Painting Tips: Why you need a sprayer for spindles & the color reveal ("Stardew") 18:00 Liz's Trial: A pipe burst and ceiling damage in the garage 22:00 Liz's Triumph: Painting the front door "Tate Olive" 26:00 Caroline's Triumph: Replacing the hallway "boob light" with an Amazon find 32:00 Taryn's Trial: The struggle of finding bedding to match a blue bed 38:00 Closing thoughts & looking ahead to spring projects Also Mentioned: Everything But The House (Online Estate Sales) | ebth.com Paint Color: Sherwin Williams "Stardew" (Taryn's Bed) Paint Color: Benjamin Moore "Tate Olive" (Liz's Door) Paint Sprayer (Wagner) Shop Ballard Designs Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices
We do our thing and discuss random things like BBQ, the art of haggling, DIY repairs and EVs. So, the pendejadas are all over the place.
Here's a vintage reissue that refuses to stay buried. This throwback episode with Yvette Young started life as a Patreon bonus… until enough people yelled “this is too good to keep secret” and it hit the main feed, where it promptly became one of the most-listened-to episodes of the whole show. So if you're new around here, congrats: you just found a greatest hit. If you've heard it before, it's absolutely worth a re-listen. This one is a ride. We barely talk about guitars, and that's kind of the point. Instead we get into: sleep paralysis, shadowy hooded figures, red eyes, radio-static brain glitches, and why the stories are weirdly consistent UFOs, alien nightmares, and a “star” that breaks the rules like it's trying to avoid getting reported DIY tour chaos, sketchy houses, cash hidden in books, and why “band horror” should be its own movie genre discipline, deadlines, and Yvette's surprisingly genius riff-to-song system labels, contracts, and how to not get your creative soul pawned off in the fine print the gear world's gender weirdness, and why sound doesn't have a gender Content note: this episode touches on sleep paralysis, anxiety-ish brain stuff, and some heavier life experiences later on. Also, if you're hearing this during NAMM week, come say hi at the Stringjoy booth (6300). I'll be there, in the meeting room, or inhaling food like a man who has made poor scheduling choices. Enjoy. And maybe don't listen to this one right before bed. Check out all things Yvette on her website HERE https://yvetteyoungmusic.com/ Support The Show And Connect! The Text Chat is back! Hit me up at (503) 751-8577 You can also help out with your gear buying habits by purchasing stuff from Tonemob.com/reverb Tonemob.com/sweetwater or grabbing your guitar/bass strings from Tonemob.com/stringjoy Learn more about your ad choices. Visit megaphone.fm/adchoices
If you've been told your AMH is low and IVF is your only option, or you already went through IVF and it didn't work, this episode will change how you interpret that number and what decision actually deserves your attention next. Here's what most patients are never told: AMH reflects egg quantity, not egg capability. It helps clinics predict medication response, but it does not explain why eggs develop poorly, why embryos arrest, or why outcomes fail to improve despite protocol changes. When IVF fails, the cycle itself becomes valuable data if you know how to interpret it across systems instead of treating it as bad luck or age alone. In this episode, I walk through a real case where the outcome changed not because the AMH changed, but because the physiological environment influencing egg development was finally evaluated. This is not about avoiding IVF or chasing numbers. It is about understanding what the data is actually telling you so you can make a better next decision. In this episode, you'll learn: Why AMH predicts stimulation response, not egg health or developmental capacity How inflammatory load quietly interferes with ovarian signaling and embryo development Why nutrient absorption and utilization patterns matter more than supplement volume How brain–hormone signaling influences ovulation timing, progesterone, and cycle predictability Why nervous system state shapes immune balance, implantation readiness, and resilience under treatment stress I'm Sarah Clark, founder of Fab Fertile and host of Get Pregnant Naturally. For over a decade, my team and I have reviewed hundreds of low AMH and failed IVF cases using functional testing alongside conventional fertility care. We specialize in helping couples identify the physiological patterns driving poor outcomes so decisions are grounded in interpretation, not guesswork. This episode is for you if: You were told your AMH is low, and no one explained what that actually means IVF failed, response was poor, or embryos stopped developing without clear answers You want better interpretation before repeating another protocol or escalating treatment
Jason Hull explains why bad property managers destroy returns—and why smart investors start with the manager, not the property.In this episode of RealDealChat, Jason Hull, founder of DoorGrow and host of The DoorGrow Show, breaks down one of the most overlooked truths in real estate investing: property management—not the property—is the key to true passive income.We unpack why so many investors struggle with micromanagement, misaligned incentives, and emotional decision-making—and how most property managers end up trapped in what Jason calls the “cycle of suck.” Jason explains how elite investors flip the script by finding a great property manager first, paying them well, and letting them protect the asset.This conversation also dives into off-market deal flow through property managers, why DIY management stalls growth, how bad properties create bad tenants, and what technology and AI will (and won't) replace in property management.If you want real passive income—not a second job—this episode is required listening.
By 2002, things had kicked into high gear for Punchline. They had decided to pursue music full-time, and relentless touring soon followed. Grassroots promotion and a DIY outlook had helped them gain a strong following, especially in their hometown of Pittsburgh, and a follow-up to 2001's Major Motion Picture album was the next step. The 4 musically ambitious tracks on The Rewind EP would help propel Punchline to the next level, and they soon signed to a growing independent record label. The excitement and spirit of this era is captured by the band members and a variety of friends in this episode. Subscribe to A Band Called Punchline wherever you get your podcasts. Spotify: https://open.spotify.com/show/5chEn3nnF3pSv2zIzPUPMo?si=d7a75149007a47f0 Apple Podcasts: https://podcasts.apple.com/us/podcast/a-band-called-punchline/id1609331063 Check out the new Punchline album Somewhere To Land. Spotify: https://open.spotify.com/album/3Wy3NVQerLtyRm4sn27dOv?si=AMrDmylVRbKxNljgOWKr_g Apple Music: https://music.apple.com/us/album/somewhere-to-land/1821472685 Chris DeMakes A Podcast is brought to you by DistroKid, the ultimate partner for taking your music to the next level. Get 30% off your first YEAR with DistroKid by signing up at http://distrokid.com/vip/demakes For bonus episode of The After Party podcast, an extensive back catalog of past After Party episodes, early ad-free releases of new episodes of Chris DeMakes A Podcast, full video versions of episodes, and MUCH more, head to the Patreon at http://www.ChrisDeMakes.com Follow Chris DeMakes A Podcast on Instagram: https://www.instagram.com/chrisdemakesapodcast/ Join the Chris DeMakes A Podcast community on Facebook: https://www.facebook.com/groups/2643961642526928/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 159 of the Truth About Vintage Amps: Beans, two-prong ASMR, peeling diodes (and faceplates) and more! Thank our sponsors: Grez Guitars; Emerald City Guitars and Amplified Parts. And honarary mention to Rancho Gordo beans. Some of the topics discussed this week: 1:32 Rancho Gordo beans in the WSJ, corn sticks 8:13 What's on Skip's bench: All the early Fender Princetons; a baffler! 11:20 Our sponsors: and (unofficially) Rancho Gordo beans 15:15: What should I do with this extra Bell Sound 2122-C hi-fi amp?; hear the TAVA All-Stars: Bob Armstong, Keith Cary, Charles Batey, Leff Jeffries (YouTube link, audio only) 25:20 How can I remove and save my tube chart when I replace the baffle? 30:09 Comparing a 5F2A kit schematic to the original; cargamanto beans (see below) 40:34 What does Skip always replace? Sello Rojo coffee; Lustre Craft pots 47:48 A Tweed Vibrolux with rusty faceplate; WEST amps transformers? 55:48 A broken, yet soothing two-prong plug question; Stephen King's 'It' 1:01:57 Are the diodes in my Premier B-220 Custom Bass amp okay? Can Switchcraft jacks go bad? 1:10:50 Real death caps; Fantastic Fungi 1:13:05 Kraft dinner; replacement transformers for 50-watt Rickenbackers; WD-40 for joint pain 1:19:28 Homemade (mostly) pizza hacks Danny G's carmanto bean recipe INGREDIENTS: 1 can cargamanto beans rinsed and drained avocado oil in the pan 1⁄4 green pepper chopped 1⁄2 yellow onion diced 2 garlic cloves minced 1 can El Pato hot tomato sauce 1⁄2 tsp. cumin 1⁄2 tsp. paprika salt & pepper to taste Heat oil in the pan Add pepper, onion, garlic Saute for about 5 minutes until softened Stir in the beans, El Pato, cumin, paprika Season with salt and pepper Add 1 cup water or broth Bring to a boil then reduce to simmer Reduce for about 10-15 minutes stirring occasionally to preferred consistency Serve over rice with some avocado or sour cream This is great as is, but carnivores may want to add some meat. Living in the Polish neighborhood that I do, I first sliced up and browned some fresh made Kielbasa from the local smokery and put it aside before softening the veggies in the fond, then adding it back again during the simmering process. Multicultural chef's kiss. - Danny Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Want to share your top secret family recipe? Need relationship advice? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too. Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal.
In this episode we answer emails from Gregory and Isaiah. We discuss whether tail-hedged ETFs belong in a retirement portfolio, then map out a cleaner path with Treasuries as recession insurance, a value tilt for equity resilience. We also discuss the problems with relying on voices from popular personal finance unless they are well supported by professional and academic teachings, and the importance of the four quadrant model in understanding correlations and diversification. We also a practical taxonomy for classifying holdings.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterLinks Page at Risk Parity Radio: Links | Risk Parity RadioAnalysis of Tail Risk ETFs: testfol.io/analysis?s=jCSSoT7bFReBob Elliot Macro Masterclass: Bob Elliott, Unlimited Funds – A Macro MasterclassBob Elliot on Excess Returns: Understanding Economic Cycles | Bob ElliottBob Elliot on The Compound: The Blue Chips of Junk | TCAF 175Portfolio Tracker: GitHub - danbuchal/portfolio-tracker: Portfolio Tracker: Track your investments and asset allocationBreathless Unedited AI-Bot Summary:Looking for protection without sacrificing long-term returns? We dig into a donor's question about using tail-hedged ETFs like SPD and SPYC for early retirement and explain why constant hedging tends to bleed performance. The core idea is simple: prioritize assets with positive expected returns that also diversify when it matters. That's where long-term Treasuries serve as recession insurance and why picking the right time horizon for correlation analysis changes everything.From there, we zoom out to the four-quadrant framework—growth and inflation as the axes that drive correlations. Stocks thrive in positive growth with moderate inflation, Treasuries support you in weak growth and disinflation, and assets like gold and managed futures help when inflation shifts. If passive flows are reshaping markets, the practical antidote isn't a new product; it's a value tilt on the equity side. History shows value, especially small-cap value, is a reliable counterweight when growth-heavy indexes crack.We also share a clear, DIY method to audit and classify your holdings ahead of retirement. Start with growth vs value as your primary lens, use size as a secondary tilt, and treat international exposure as tertiary since currency swings drive much of the variance. Tools like Morningstar and Portfolio Tracker make it easy to roll up accounts, view factor exposure, and keep your targets on track. Finally, we walk through our sample portfolios and a crisp market snapshot—gold's strength, steady REITs and commodities, and how leveraged mixes are faring—to show how these principles play out in real allocations.If this helps you build a stronger plan, follow the show, share it with a friend who's rethinking their hedge, and leave a quick review to help more DIY investors find us.Support the show
Joe Queer, frontman of the iconic punk band The Queers, joins the podcast to talk about four decades of making unapologetic, Ramones-inspired punk rock. From the early DIY days to their cult following, Joe gets candid about music, culture, personal growth. From his close relationship to Joey Ramone to his drive to always put out great music. Joe is an inspiration to us all.
Gary dives into home improvement tips and tricks. He shares advice on how to prevent etched glass in your dishwasher, recommending using less detergent and avoiding pods. He also discusses basement insulation, answering a caller's question about whether to add fiberglass insulation and how to avoid creating a vapor barrier. Additionally, Gary talks about DIY solutions for a water softener issue and offers tips for dealing with seasonal disorder, including changing light bulbs to improve lighting and removing window screens to let in more daylight.See omnystudio.com/listener for privacy information.
Gary dives into home improvement tips and tricks. He shares advice on how to prevent etched glass in your dishwasher, recommending using less detergent and avoiding pods. He also discusses basement insulation, answering a caller's question about whether to add fiberglass insulation and how to avoid creating a vapor barrier. Additionally, Gary talks about DIY solutions for a water softener issue and offers tips for dealing with seasonal disorder, including changing light bulbs to improve lighting and removing window screens to let in more daylight.See omnystudio.com/listener for privacy information.
• Opening musical parody, extended singing, parody station drops • "Time for a bath" spoken-word/rap monologue • Gas station checkout bit with donations and tiny purchases • Pop culture name-drops and exaggerated confidence imagery • AMT Friday Free Show intro • Guest Seth Petruzzel returns; callback to Halloween special at his house • Ongoing house build delays; living in a rental; stressful unsettled Christmas • Missing a "first real Christmas" with daughter; limited meaningful kid Christmases • Debate over earliest memories, neuroscience, and false memories • Stress text about childcare, construction, and overwhelm • "No Smile Seth" nickname from construction crew; tension with workers • Yard/seagrass service failures and staff turnover • Interior progress: drywall, paint; Seth paints entire house himself • DIY vs professional painters debate • Limestone flooring installed too early; damage from ongoing work • Admitted poor sequencing, rushed decisions, and contractor confusion • Money wasted on inefficiency; budget blown by ~$100k cash • Dark humor from stress; resentment toward dogs after barking wakes baby • Babysitter chaos; raised-hand gesture scares sitter; anger acknowledged without harm • Tracy working multiple jobs to cover costs; dojo staffing struggles • Teaching classes while overwhelmed; no-call/no-shows • Boat broken and unused; pods block driveway; storage and delay stress • Yelling over missed deadlines; workmanship defects; cabinet and floor damage • Cheap vs quality work discussion; timelines constantly pushed back • Contractors criticizing each other; electrician refuses unsafe wiring • HVAC ductwork never replaced; contractor ghosted after payment • Realization money was taken; lesson on hiring cheapest bids • New AC installed; marriage stressed but solid; stress seen as situational • Considering selling boat; joking about downgrading and paddleboards • Dock delays due to rain; feeling too deep to change course • No nearby family help; brother unavailable; childcare strain • Estrangement from father after emotional texts; anger over lack of involvement • Father's minimal apology; no-contact; canceled life-story emails • Grief over lost family history compared to mother's legacy notebooks • Daily micromanaging renovation; cleaning dust; weeks of painting • Acknowledging misdirected anger; dojo as emotional outlet • First daycare drop-off at age two; guilt, crying, camera-checking • Kid illnesses after daycare; stress symptoms, weight loss, graying hair • Picky eating; reliance on carbs; supplementing nutrition • Shift to processed kids foods; questioning processed meat risks • Deli ham vs cigarettes carcinogen debate; nitrates and long-term risk • Parenting tension between health anxiety and convenience • Colonoscopy and PSA results good; jokes about aging and pelvic floor • Nerve issues from past B6 toxicity; substance use reflections • Panic attack after mushroom mocktail; heightened sound sensitivity • Little Saints described; conclusion anxiety likely self-induced • Decision to stop dwelling; announcement of trying for second child • Curiosity about father–son bond; light emotional dad talk • Viral poop videos and construction bathroom chaos • Grocery store poop incident; biohazard cleanup and food waste debate • Lee & Rick's Oyster Bar shutdown and reopening; bug tolerance jokes • Extreme lack of germ aversion; belief exposure builds immunity • Childhood TV theme nostalgia; Silver Spoons, Today's Special, Eureka's Castle • Theme songs imprinting more than shows; modern shows less memorable • Tomb Raider Prime Video series announced; Lara Croft portrayal debate • Criticism of Gladiator; new Game of Thrones spinoff tone discussion • Attention span concerns; distracted concert crowds • Voicemail callouts; hoodie sale and mystery merch bags • Gym workouts at Crunch; dojo recruitment jokes • Apple Music UI complaints; updates removing useful features • Decision to move into voicemails due to show length • Merch strategy shift to preorder-only; storage cost regrets • Counterfeit jersey acceptance debate • Pro Bowl no longer in Orlando; family outing idea • Listener voicemail on weed-induced panic attack • Gross-out debate ranking bodily fluids • Team shout-outs; editor KC praised • BDM promotion, Appreciation Week, $5 shirt tease • Weekend sign-off ### Where to Find the Show – A Mediocre Time Apple Podcasts [https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration) Merch [https://tomanddan.myshopify.com/](https://tomanddan.myshopify.com/)
In this episode, I sit down with Chase Christopher, a firefighter, DIY builder, adventurer, and soon-to-be dad, who's grown a YouTube channel approaching 80,000 subscribers with fewer than 150 videos. Chase breaks down how his channel evolved from outdoor/camping content into DIY home projects and travel, how he improved his on-camera confidence, and how he handles the "outside noise" that stops most creators before they ever get momentum. What We Offer Creators Join Creator Communities. A place to gather with other creators every single day. This provides access to Our Private Discord Server, Monthly Mastermind Group, and MORE! Hire Dusty To Be Your YouTube Coach YouTube Channel Reviews (Audit): Get a 7-10 minute personalized video review of your YouTube channel with honest, actionable feedback for just $50. Subscribe to our weekly newsletter: Each week I document what I'm doing in my business and creative journey, share new things I've discovered, mistakes I've made, and much more! All Tools Mentioned On The Show: The Ultimate Entrepreneurs Resource. This is the spreadsheet where I keep all of the tools mentioned by all the guests on the podcast. Follow The Show: Facebook /// X /// YouTube /// Instagram About Chase: I'm just a regular dude, firefighter, DIY'er, adventurer and soon to be Dad. My goal is to help people live more intentional and adventurous lifestyles, making the most of the situation they're in. Connect With Chase: YouTube Channel /// Instagram
Thanks to our Partners, NAPA TRACS, Today's Class, KUKUI, and Pit Crew Loyalty Watch Full Video Episode This episode explores the critical role of specialized financial management with shop owner Liz Perkins and CPA Hunt Demarest. The discussion focuses on Perkins' move to a CPA firm dedicated solely to the automotive industry, emphasizing how general accountants often misclassify data and miss key industry nuances. Demarest explains that a strong accounting partnership should extend beyond tax filing to include ongoing tax strategy and clear insights into profitability. Perkins shares how stepping away from a DIY approach to her finances gave her clearer visibility into market performance and greater peace of mind. Together, they make the case for shop owners to prioritize financial literacy and expert partnerships to maintain healthy, sustainable, cash flow positive businesses. Stop Armchair Quarterbacking:Why real time numbers, not last month's reports, must drive in the moment business decisions.The Rule of Holes:Recognizing when you're losing money and knowing when to stop digging so you can rebuild.Drilling Down:Using market and location specific P&Ls to uncover true profitability.Beyond the Tax Return:The difference between reactive tax prep and proactive, year round tax planning.The Pain-Free Pivot:Why switching accounting firms is faster and easier than most shop owners think.Asking the Right Questions:How to evaluate a CPA beyond basic bookkeeping and tax filing.Selling Understanding:Building a relationship based financial strategy, not just reports and numbers.The Status Quo Trap:How ignoring your numbers leads to avoidable financial pain. Liz Perkins, L1 Automotive Diagnostics and Program, L1 Automotive Training, Previous episode HERE. Hunt Demarest, CPA, Paar Melis and Associates, Business by the Numbers Podcast Thanks to our Partner, NAPA TRACS NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Thanks to our Partner, Today's Class Optimize training with Today's Class: In just 5 minutes daily, boost knowledge retention and improve team performance. Find Today's Class on the web at
In this episode, the crew dives deep into the realities of duck hunting by boat, sharing hard-earned lessons on choosing the right setup, building effective blinds, and staying safe on big and shallow water alike. From longtails versus surface drives to DIY blind construction, camouflage materials, and boat positioning in reeds, the conversation blends technical know-how with plenty of laughs and real-world stories—including getting stuck, nearly sinking, and navigating Lake Mead in the dark. The group also tackles hunting etiquette, retrieving birds responsibly, the value of good dogs, and why preparation, maintenance, and redundancy can make the difference between a great hunt and a dangerous situation. Packed with practical advice and true campfire-style stories, this episode is a must-listen for anyone running a duck boat or thinking about getting into waterfowl hunting.
Welcome back to 2026, gorgeous! New Year, New Witchy US!Join Leonie and her biz bestie Tamara Protassow for the most delightful catch-up about their summer break adventures. From explosive mishaps in Big W to summoning wombats by moonlight, this episode is peak "successful creative realness meets witchy chaos."Tam shares her health breakthrough with dark-sprouted lentils (yes, really), Leonie confesses to a DIY photoshoot involving a wedding dress and kangaroo poo, and they both geek out over rediscovering the joy of long-form content on Substack.You'll laugh, you'll cringe, you'll want to start your own garden witch era.Topics Covered:Why antihistamines were stealing Tam's energy (and her dark-sprouted lentil cure!)The 12 Magical Nights ritual for manifesting your yearCreating business goals that actually feel goodRediscovering authentic online communities (hello, Substack!)Book recommendations: dirtbag billionaires and wellness fraudsThe unglamorous reality behind influencer photoshootsYungblud concert adventures and middle-aged rocking outKey Insights:Setting goals works best when you balance masculine arrow energy with feminine flowSometimes the universe tells you what to do and you just need to listen (even if you've been ignoring it for two years)The early internet vibe is alive on Substack—and it's inspiring AFPatagonia's founder proved you can build a billion-dollar company without selling your soulCommunity gathering in person creates magic that online can't replicateSometimes your body knows what you need before your mind catches upThe most authentic content comes from spaces that make you want to create, not compareWombat spirit medicine: be truly at home in yourselfRunning a business ethically and giving back is actually possible at scaleNotable Quotes:"When I look at TikTok or Instagram, it zaps me of my desire to create. When I'm on Substack or reading blogs, I get so itchy to go and make something." — Leonie"I filled in my entire 2026 workbook and I can't tell you how pleased I was. I didn't realize how much the antihistamines were taking from my ability to do things." — Tamara"Does a self-made multimillionaire shit her pants in Big W? Yeah, she does." — Leonie (keeping it real since forever)"Wombat spirit reminds you to be truly at home in the world. You need to find comfort within your own skin." — Spirit Animal Oracle"He donated the business to the planet. All profits from Patagonia now go into environmental conservation." — Leonie on Patagonia's founderWho This Podcast Is For:Creative women entrepreneurs, neurodivergent business owners, spiritual seekers, and anyone who wants to build a successful life and business without losing their soul (or sense of humor). If you love deep conversations about business, magic, personal growth, and the occasional shi**ing yourself story, you're home.Links & Resources Mentioned:Leonie's 2026 Brilliant Year Biz + Life WorkbooksDreamQuest 2026 (free 3-day masterclass): Canberra 2026 Dreaming Party ticketsLeonie's SubstackThat Glasgow Witch (TikTok/Instagram)Call to Action:Ready to create your most magical year yet? Join us for the FREE DreamQuest 2026 masterclass or grab your ticket to the in-person Canberra Dreaming Party! Love this episode? Leave us a review and tell us your favorite moment—we read and message each other endlessly over every single one!
Stocks for Beginners and Tykr proudly present "Weekend Watchlist". We dissect a company using Tykr's risk rating and fair value analysis process. Learn how to avoid emotional mistakes, choose investments with a rationale, and build wealth with confidence. Get your free trial and special discount offer. Join Tykr today and take advantage of this special offer of 30% off with coupon code SAVE30. See for yourself why Tykr is the essential tool for every serious DIY share investor. 14-day free trial included, then a no-quibble 30-day money back guarantee: Get your free trial and special discount offer.IREN Limited, also known as Iris Energy, is a Nasdaq-listed company founded in 2018 that specializes in operating renewable energy-powered data centers in North America, originally focused on Bitcoin mining but increasingly shifting to AI cloud services.Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Stocks for Beginners is a production of Finpods Pty Ltd. The advice shared on Stocks for Beginners is general in nature and does not consider your individual circumstances. Opinions expressed by guests are theirs alone and may not represent the views of Finpods, Money Sherpa, or Phil Muscatello. Stocks for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD, and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.
This week on The Rumors Are True Podcast, we're joined by Travis Bryant, a key figure in the underground alternative and emo scenes through his work with Terminal, Goodbye Tomorrow, and Alive in Wild Paint. Travis reflects on his early introduction to music, the inspiration behind picking up a guitar, and how discovering the DIY punk and emo community shaped both his sound and mindset. He talks about the formation of Terminal, the excitement and challenges of those early years, and how writing and performing music became a vital outlet during a formative time in his life.The conversation dives deeper into Travis's time with Goodbye Tomorrow and Alive in Wild Paint, exploring how those projects marked a creative evolution and a shift in musical direction. He shares insight into the songwriting and recording process, the differences in band dynamics, and what it was like pushing himself artistically while navigating the realities of touring, burnout, and change. Travis also opens up about the lessons learned from being in multiple bands and how each experience helped shape his approach to creativity.Travis and the host also discuss the broader music scene—then and now—including how the industry, touring culture, and fan connections have evolved since the early 2000s. He offers thoughtful perspective on longevity in music, balancing passion with real life, and what it means to look back on a body of work years later. Filled with nostalgia, honesty, and behind-the-scenes stories, this episode is a meaningful listen for longtime fans of the scene, musicians, and anyone curious about the realities of growing up through music.Produced by Wesley Hill @thebigwesArtwork by Jared Chase Bowser @jaredchasebowserMusic by Brian Jerin R.I.P.
A Classic RISK! episode from our early years that first ran in October of 2013, when Stephanie Douglass, Shannon Cason, Lily Be and Jim Padar were at our very first show in that toddlin' town.
Paul and Amy pack their pockets with tots and revisit Napoleon Dynamite, looking at the film's offbeat performances, DIY production, and how this quirky slice of Idaho life spawned memes, merch, and a forever spot in cult comedy history. You can join the Unspooled conversation on Paul's Discord at https://discord.gg/ZwtygZGTa6 Follow Paul and Amy on Letterboxd for more of their movie hot takes! https://letterboxd.com/paulscheer/ https://letterboxd.com/theamynicholson/ Paul's book Joyful Recollections of Trauma is out now! Find it at https://www.harpercollins.com/products/joyful-recollections-of-trauma-paul-scheer Check out more of Paul's writing on his Substack https://substack.com/@paulscheer Episodic Art by Kim Troxall: https://www.unspooledart.com/ Learn more about the show at Unspooledpod.com, follow us on Twitter @unspooled and on Instagram @unspooledpod, and don't forget to rate, review & subscribe to us on Apple Podcasts, Spotify or where you listen to podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Download Cash App Today: [https://capl.onelink.me/vFut/crftch8p] #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures.If you're 21 or older, get 25% OFF your first order + free shipping on orders $89+ @IndaCloud with code [DIYS] at https://inda.shop/[DIYS]! #indacloudpodThe internet is already doing too much in 2026.In this episode of Dam Internet, You Scary!, Patrick Cloud and Tahir Moore sit down with Khleo Thomas to break down everything from dating expectations and social media overstimulation to AI robots, dystopian futures, and the wildest news stories on the internet right now.We talk:Why dating feels like a monthly expenseHow social media drains your energy before noonAI robots replacing humans (and using up our water)A man arrested with over 100 skeletons in his basementInternet fame, clickbait beef, and why nothing shocks us anymoreTech nostalgia, childhood dreams, and adult moneyKhleo Thomas' NAACP Image Award nominationVote Here: https://naacpeoty.judge.live/categories/6ef87081-d4ec-405a-ac86-08de4c8933d8/entrantsThis episode is funny, uncomfortable, and way too real.00:00 – Cold Open: Dating Expectations & “Paying for Everything”02:01 – Welcome to Damn Internet, You Scary!03:14 – Guest Intro: Khleo Thomas05:10 – Social Media Overstimulation & Morning Phone Habits10:41 – Dating Costs, Red Flags & Relationship Expectations18:40 – Selena Powell, Rappers & Internet Villain Energy25:02 – Why Men Ignore Warnings in Dating31:12 – Would You Rather: Late With an Excuse or On Time Miserable?40:15 – Being Early, Airports & Anxiety47:10 – Tech Unboxings, Collecting & Organization55:20 – Living Childhood Dreams as Adults01:02:55 – Disneyland Turkey Leg Debate01:06:35 – Kraft Mac & Cheese vs Homemade (Conversion Story)01:12:05 – Cash App Ad Read01:15:50 – Robot Club Sightings in Vegas01:19:40 – AI Robots Replacing Humans01:23:05 – AI Using Water & Dystopian Future Talk01:29:00 – Internet Fame, Clickbait & Manufactured Beef01:35:10 – Man Arrested With 100 Skeletons in His Basement01:43:45 – Why Nothing Surprises Us Anymore01:47:50 – In The Cloud Ad Read (THC Gummies & Drinks)01:52:35 – Cookie Monster's Real Name01:58:40 – Tickle Me Elmo & 90s Toy Chaos02:06:20 – Old Cell Phones, Razr Era & Tech Nostalgia02:18:30 – Khleo Thomas NAACP Image Award Nomination02:24:50 – Where to Vote for Khleo02:27:45 – Upcoming Shows & Closing
Chasing Tone - Guitar Podcast About Gear, Effects, Amps and Tone
Brian, Blake, and Richard are back for Episode 600 of the Chasing Tone Podcast - The legend of goat mountain, Brian wants a new Les Paul, and behold - the Human Riff!We join the guys in a bizarre stand off as they convene for the annual "No Richards" party at NAMM and there is a mysterious portent. Meanwhile the guys come up with a new idea for a business and it is swiftly erased from memory. Blake has a special British guest on Tape Spaghetti this week and spills all.Brian has GAS for a Les Paul and the guys discuss it before looking at an all new ES 355 from Gibson that has quite the price tag and we learn that Brian has a lot on his mind. Richard found some new David Gilmour footage and it simultaneously ignites a new debate and nearly bores Brian to sleep.There is some Grand Theft Auto action as Blake makes a terrible admission about his gaming history. Meanwhile Richard is editing a book about a famous Californian band and it has awoken a deeper understanding - but not of how to pronounce names. He and Brian also drop some teases about what they are showing at NAMM. Only Fans, Random Facts, RIP Bob Weir, Guitar Whales, Carmageddon, Anthony Cleetus...it's all in this week's Chasing Tone!We are on Patreon now too!Support the show (https://www.patreon.com/chasingtonepodcast)Courses and DIY mods:https://www.betterguitartone.comhttps://www.wamplerdiy.comhttps://www.guitarpedalcourse.comYoutube:https://www.youtube.com/@chasingtonepodcastFind us at:https://www.wamplerpedals.com/https://www.instagram.com/WamplerPedals/https://www.facebook.com/groups/wamplerfanpage/Contact us at: podcast@wamplerpedals.comSupport the showSupport the show
FREE LIVE TRAINING — JANUARY 22ND Sales Cure-All: Overcoming Life Insurance ObjectionsIf you're hearing “I need to think about it,” “It's too expensive,” or “Let me talk to my spouse,” the problem isn't your product — it's where control is getting lost in the conversation.
The team gears up for SHOT Show 2026 in Las Vegas! This episode covers the hosts' recent range trips, a DIY vintage rifle restoration, and a deep dive into the newest gun industry announcements leading up to the world's largest shooting sports trade show. What We Did in Guns Industry News & Canadian Updates SHOT … Continue reading Episode 638 – Going to SHOT Show! → The post Episode 638 – Going to SHOT Show! appeared first on Slam Fire Radio.
On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Jennifer Ruelens, a longtime property manager and unapologetic truth-teller in the real estate industry. With more than two decades of hands-on experience, Jennifer shares what buy-and-hold investors often misunderstand about property management, tenant relationships, and the real work required to make rentals perform over time. The conversation explores why real estate investing is rarely passive, how deferred maintenance and avoidance cost investors far more than management fees, and why many landlords struggle when they underestimate the human side of housing. Jennifer explains how professional property management reduces risk, stabilizes assets, and helps investors focus on long-term wealth rather than short-term cash flow. Listeners will also hear a candid discussion about ego, DIY investing, family dynamics, and why many investors fail not because of bad deals, but because they avoid hard conversations and responsibility. This episode offers a grounded, experience-driven perspective on what it really takes to succeed with buy-and-hold real estate. In this episode, you will hear: Why buy-and-hold real estate is a business, not a passive investment How poor property management decisions erode long-term returns The true cost of deferred maintenance and conflict avoidance Why professional management often increases NOI despite added fees How stabilizing properties protects both tenants and investors The role of expectations, transparency, and service in tenant retention Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover these conversations and supports the show's growth. Supporting Resources Connect with Jen: Website: https://holditwithpmjen.com/ Youtube: https://www.youtube.com/@holditwithpmjen Facebook: https://www.facebook.com/HoldItwithPMJen/ Instagram: https://www.instagram.com/holditwithpmjen/ LinkedIn: http://linkedin.com/in/jenniferruelens TikTok: https://www.tiktok.com/@holditwithpmjen Connect with Jonathan: Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties Zillow - www.zillow.com/profile/streamlinenj Bigger Pockets - www.biggerpockets.com/users/jonathangreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties This episode was produced by Outlier Audio.
Give us about fifteen minutes daily, and we will give you all the local news, sports, weather, and events you can handle. SPONSORS: Many thanks to our sponsors… Annapolis Subaru, the SPCA of Anne Arundel County, MacMedics, and Hospice of the Chesapeake. Today... Big drops in violent crime across Anne Arundel County, a new tenant at the Annapolis Mall that could change how families access disability resources, a new Annapolis Film Society screening tonight that mixes time travel with DIY chaos, and Gov. Wes Moore laying out what could be a cut-heavy legislative session as Maryland wrestles with a $1.4 billion deficit—plenty to dig into today, and we'll walk you through it all on this morning's DNB! Link to daily news recap newsletter: https://forms.aweber.com/form/87/493412887.htm Trevor from Annapolis Makerspace is here with your Maker Minutes! DAILY NEWSLETTER LINK: https://forms.aweber.com/form/87/493412887.htm The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (X) NOTE: For hearing-impaired subscribers, a full transcript is available on Eye On Annapolis.
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
With Jason Ozur, Founding Partner, Chief Executive Officer, Lido Advisors Overview As firms pursue scale, advisors face a critical question: how do you grow without compromising the client experience? Jason Ozur joins the show to explore what intentional growth really looks like and what scale can enable when culture and clarity come first. Watch… Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode… Over the last decade, scale has become one of the defining themes in wealth management. Larger firms promise broader resources, deeper infrastructure, and expanded opportunity. But they also raise a fair question: at what point does growth begin to work against the client experience it's meant to enhance? That's the center of today's conversation. Jason Ozur and his partners at Lido Advisors have built one of the largest RIAs in the country, managing more than $40B in assets, while maintaining a family-office mindset and a distinctly client-first culture. What's notable is not just the firm's growth, but how intentionally it has been pursued. Jason talks about Lido's growth story and more with Jason Diamond, including: The real constraints on growth—and the roles of culture, capital, and clients. The role of the wirehouses in the modern landscape and how the RIA model differs. The realities of scale—and what it enables when done thoughtfully. The concept of “bigger is better”—and why Jason sees that as an oversimplification. Integration versus aggregation—and how Lido evaluates acquisitions. The evolving role of private equity in the RIA space—and why access to capital doesn't have to come at the expense of independence or client outcomes. It's a candid look at what sustainable growth actually means—and what advisors and owners should consider as firms across the industry continue to grow. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources Is Scale a Necessary Evil in Wealth Management? Scale can provide a competitive advantage. Yet there might be scenarios in which bigger isn't always better. How to Set Up Your Business to Maximize Enterprise Value Jason and Louis Diamond explore strategies for maximizing enterprise value, whether or not an advisor plans to move. Learn actionable insights, key business practices, short-term vs. long-term tactics, and real-world examples. IBD vs. RIA – Which Model Fits Your Future This guide offers a clear, side-by-side view of the two models—including distinctions between the DIY route of building an RIA from scratch and opting for a supportive independence platform to help align your business goals with greater options and opportunities. Jason Ozur Chief Executive Officer Jason Ozur is the Chief Executive Officer of Lido Advisors, where he considers client focus central to his leadership and devotes significant time and attention to the individuals and families he serves. Based in Los Angeles, he also serves as Co-Chair of the investment committee, overseeing Lido's alternative investment platform and leading due diligence on real estate oriented strategies. A Certified Public Accountant, Jason earned his B.S. from California State University at Northridge before beginning his career in public accounting. He worked as a CPA performing audits, preparing tax returns, and providing back-office services for numerous hedge funds. In 1999, he joined a large family investment office, becoming part of the team that managed the family's substantial investments. During this time, he also served as CFO of the family's worldwide water conservation company, which operated in more than 22 countries, and later provided financial oversight as controller for a multi-billion-dollar Los Angeles–based hedge fund. In addition to his executive and investment responsibilities, Jason is deeply committed to shaping Lido's culture. He takes an active mentorship role within the firm, fostering an environment rooted in progression, excellence, and integrity. Also available on your favorite podcast app and other media sites
Buckle up, because we're diving headfirst into a two-hour escapade of home improvement shenanigans this weekend on the Around the House Show! First up, we've got the one and only William Gordon from 1-800-WATER-DAMAGE, sharing the crucial deets on how to deal with those pesky water disasters—because let's be real, nobody dreams of their living room becoming an indoor pool. We're breaking down the do's and don'ts of water damage like it's a science project gone rogue, helping you figure out what can be saved before it all turns into a soggy mess. And don't think we're stopping there! In the second hour, we'll be chatting with Ted Speers from The Patch Boys, who's here to drop some truth bombs about why trusting just any Joe Schmo with a toolbox might land you in a DIY nightmare. So, if you've ever pulled off a piece of drywall and thought, “What have I done?”—we've got your back! Tune in for some serious laughs, wild tales, and possibly life-saving advice that'll keep your home from turning into a total disaster zone. Hold on to your hard hats, folks! This weekend's Around the House Show is packed tighter than a can of sardines on a hot summer day. We kick things off with William Gordon from 1-800-Water Damage dot com, and trust me, if your home has ever threatened to become its own water park, you don't want to miss this. We're diving deep into the soggy world of water disasters—because who doesn't want to know the ins and outs of saving their precious belongings from becoming a soggy mess? William breaks down the do's and don'ts of water damage, and spoiler alert: quick action is your best friend. So, if you've ever wondered if that water-stained couch is salvageable or if your Christmas decorations in the basement are doomed, tune in! And hey, we've even roped in some scientists and insurance folks to dish out the lowdown on what can and can't be saved. Let's just say, if you've got a geyser situation going on, you might want to brace yourself for some bad news. No one wants their house to become an indoor swimming pool, right?Takeaways:This weekend, we're diving deep into water damage recovery with William Gordon from 1-800-water-damage.com, trust me, you don't want to miss this chat.Ever wondered how to handle a water disaster? We're breaking it all down because nobody wants their home to morph into a soggy amusement park.In our second hour, Ted Speers from The Patch Boys will explain why hiring the wrong handyman is like inviting a raccoon to your kitchen—chaos guaranteed!Ted dishes out the reasons why pros are worth every penny, especially when you're stuck fixing those dinner plate-sized drywall disasters.We'll get into the nitty-gritty of saving your home from water damage, and spoiler alert: acting fast is key, so don't be a slowpoke!Prepare for some sarcastic banter about DIY fails and why sometimes, calling in the experts is the best decision you can make for your sanity.Links referenced in this episode:1-800-water damage.comCompanies mentioned in this episode:1-800-water damage.comPatch BoysMentioned in this episode:Around the House Top...
Nat's dialled up some listeners for a chat! They've spoken about entitled teens, career changes, and the things we want to do this year - just for kicks! Enjoy!! xx Please subscribe, follow, and leave a review. xxx You can find us in all places here; https://podfollow.com/lifewithnat/view We're on Facebook: https://www.facebook.com/lifewithnatpod Nat's insta: @natcass1 Marc's insta: @camera_marc Niece's insta: @natsnieces Tony's insta: @tonycass68 Linny's insta: @auntielinny.lwn MORE LIVE SHOWS! 07/02/2026 Brighton, The Forge TICKETS 08/02/2026 Newcastle upon Tyne, The Stand TICKETS 25/02/2026 Folkestone, Quarterhouse TICKETS 28/02/2026 Colchester, Arts Centre TICKETS 07/03/2026 Manchester, Fairfield Social Club TICKETS 22/03/2026 Leeds, The Wardrobe TICKETS 29/03/2026 Bristol, The Gaffe - TICKETS Book Club: January's Book - Wintering by Katherine May Nat's solo chats - any rants always welcome. We're talking big career changes, the constant comparisions with others on social media... and the audacity of teenagers! Scraping the Barrel - SCAN AND SHOP VIRGIN NO LONGER! Bonce vs list! - Are you a list maker? Always collecting for Nostalgia Fest! What's brewing with the Nieces - AGEING & non-negotiables Things we're nagging with Linny about - More lateness stories and some cleaning questions, please! The Tony talks chatter - Keep your DIY questions coming, also open to some saucy two paragraph stories for Tony to read out at the Southend show - think cheeky postcards (both in tone and length)! Can we make Tony an influencer and get him any freebies? A 'Keep It Light Media' Production Sales, advertising, and general enquiries: hello@keepitlightmedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Summary In this episode of the Be a Smarter Homeowner podcast, hosts Elizabeth Dodson and John Bodrozic share their personal experiences as first-time homeowners and provide valuable insights into the home buying process. They discuss the importance of financial readiness, the significance of choosing the right location, and the criteria for selecting a home. The conversation emphasizes the need for proper planning and preparation to navigate the complexities of buying a home, including understanding financing options and the negotiation process with real estate agents. Takeaways Home buying is a significant financial decision. Understanding your financial readiness is crucial before shopping for homes. It's important to know your loan capacity and financing options. Location plays a vital role in the home buying process. Consider the type and condition of the home when making a decision. Be aware of the costs associated with homeownership, including maintenance and HOA fees. The home buying process involves negotiations and understanding market conditions. Getting organized before contacting a real estate agent can save time. DIY projects can be a fun way to personalize your new home. Planning for future expenses, including furniture, is essential. Sound bites "I got free advice." "I wanted something of my own." "Location is key too." Chapters 00:40 Introduction to Home Buying Experiences 03:36 Personal Experiences of Home Buying 06:38 Understanding the Motivation Behind Home Ownership 09:45 The Importance of Financial Preparation 12:38 Navigating the Financing Process 15:41 Understanding Mortgage Payments and Budgeting 18:40 Exploring Loan Options for First-Time Buyers 21:45 The Role of Location in Home Buying 24:18 The Evolving Importance of Location 30:41 Criteria for Choosing the Right Home 37:17 Navigating the Home Buying Process 43:22 Understanding Trade-offs in Home Buying
This week Jeremy welcomes Julia Steiner of the band Ratboys. On this episode, Jeremy and Julia talk vocal cadences. The O.C. television show, Backstreet Boys, Mary Kate & Ashley Olsen, the song "Year 3000", DIY recordings, Topshelf Records, going from DIY to pro shows, Trader Joe's, the new Ratboys album "Singin' To An Empty Chair, and so much more!!! SUBSCRIBE TO THE PATREON for a bonus episode where Julia answered questions by subscribers! FOLLOW THE SHOW ON INSTAGRAM / X
In this week's Sound Investing episode, Paul Merriman answers a wide-ranging set of listener questions — from choosing ETFs and building portfolios to managing risk in retirement and investing wisely at every age.One of the biggest takeaways? There is no universally “best” ETF or portfolio. The right answer depends on your goals, risk tolerance, time horizon, and — just as importantly — your ability to stick with a strategy during difficult markets.Here are some of the highlights from the episode:What's the “best ETF”?Paul explains that for simple exposure (like the S&P 500), the lowest-cost option often wins. But once you move into areas like small-cap value or factor investing, fund construction and index methodology matter far more than expense ratios alone.Single-fund vs. DIY portfoliosPaul compares all-in-one solutions like AVGV (Avantis All-World Value ETF) with building the same asset classes yourself. While a DIY approach can sometimes produce higher returns, it also requires discipline and comfort with tracking and rebalancing multiple funds.Portfolios for different stages of lifeYounger investors (30s): Paul favors all-equity portfolios for long time horizons, assuming the investor can tolerate volatility.Pre-retirees and retirees: The focus shifts to managing downside risk, withdrawal rates, and behavioral comfort — not maximizing returns at all costs.Retirement withdrawals and sequence riskUsing historical examples starting in 1970, Paul shows how withdrawal rates (4%, 5%, 6%) and portfolio composition can mean the difference between ending with millions — or running out of money entirely.Mutual funds vs. ETFsETFs have become more tax-efficient, more flexible, and easier to trade — making them ideal for the smaller, diversified portfolios Sound Investing now recommends.How to self-manage a portfolioPaul walks through how to:Choose equity asset classesUse best-in-class ETF recommendationsRebalance intelligentlyInvest weekly without overcomplicating the processResources mentioned in the episode:Sound Investing Boot Camphttps://paulmerriman.com/bootcamp/Ultimate Buy & Hold Portfoliohttps://paulmerriman.com/ultimate-buy-and-hold-portfolio/2025 Sound Investing Portfolioshttps://paulmerriman.com/sound-investing-portfolios/Avantis Investors & AVGVhttps://www.avantisinvestors.com/Morningstar Fund Comparison Toolshttps://www.morningstar.com/Ben Felix (Canadian investing insights)https://www.pwlcapital.com/profile/benjamin-felix/REIT background and tax considerationshttps://en.wikipedia.org/wiki/Real_estate_investment_trustPaul closes the episode with a reminder that diversification means always owning some underperformers — and that's not a flaw, it's the price of long-term success.Thanks for listening, and we'll see you next week.
According to Brooke Palmer, the ranunculus is THE iconic bloom of early springtime. A seasoned grower and owner of Jenny Creek Flowers, based outside of Ithaca, in New York's Finger Lakes Region, Brooke grows a wide array of specialty cut flowers that she sells through her flower CSA and a seasonal U-Pick program. Students take […] The post Episode 751: Ranunculus Growing Secrets with Brooke Palmer of Jenny Creek Flowers appeared first on Slow Flowers Podcast with Debra Prinzing.
Notes and Links to Timothy Welbeck's Work Timothy Welbeck, Esq., is an affiliated faculty member in the Department of Africology and African American Studies, where he previously served as an Assistant Professor of Instruction. There he teaches an array of popular courses, including a course he developed entitled Kendrick Lamar and the Morale of the m.A.A.d city. More broadly, Timothy's scholarly work focuses on contemporary issues of racial identity in America, the intersection of racial classifications and the law in the American context, contemporary African American culture, and hip-hop as a microcosm of the Black experience. Timothy has also written several peer-reviewed journal articles including “We Have Come Into This House: The Black Church, Florida's Stop W.O.K.E., and the Fight to Teach Black History.” He also authored “Specter of Reform: The late Sen. Arlen Specter's Criminal Justice Reform, the Violent Crime Control and Law Enforcement Act of 1994, and its Role in Expanding the Modern Prison Industrial Complex,” explores the impact of the infamous 1994 Crime Bill in providing the infrastructure for mass incarceration within the United States. The research, funded by the Arlen Specter Center fellowship, examines how the federalization of criminal law, pursuant to the Commerce Clause, has led to expansive growth in federal law enforcement, imprisonment, and thus setting the foundation for the modern carceral state. Timothy's article “People's Instinctive Travels and the Paths to Rhythms: Hip-Hop's Continuation of the Enduring Tradition of African and African American Rhetorical Forms and Tropes,” examines hip-hop's continuation of centuries-old African cultural norms and aesthetic values. As an attorney, Timothy has long been an advocate for justice, using his legal expertise to defend society's most vulnerable individuals, including survivors of human trafficking, survivors of police brutality, and the indigent. He has also provided crisis management, guidance, and legal counsel to churches and nonprofit organizations across the globe. In that capacity, Timothy is the Chair of the Board of Directors for The Witness Foundation, and an Advisory Board member of For the Future Organization. Timothy has also served as the Civil Rights Attorney for the Philadelphia Chapter of Council on American-Islamic Relations (CAIR), where he defended the constitutionally protected civil rights and liberties of those who experience discrimination and harassment based on their faith, race, ethnicity, and/or national origin, particularly members of the Muslim community within Pennsylvania. As a hip-hop artist, he has released four full length recordings, shared the stage with national and international acts (Janelle Monáe, Jidenna, EPMD, Dead Prez, and Immortal Technique), won songwriting contests (Session 1 Grand Prize in 2010 John Lennon Songwriting Contest), garnered high compliments from hip-hop legends, industry taste-makers (Sway) and record executives (VP of A&R at Def Jam, Lenny S). His latest work, entitled ‘Trane of Thought, is a live recorded hip-hop album that melds songs from his first two albums the musical style of John Coltrane. Timothy presently serves as the Pastor of Formation and a Teaching Elder at Epiphany Church of Wilmington, bringing over twenty years of ministry experience. He fosters spiritual growth through expositional and topical preaching, community engagement, trainings, workshops and spiritual counseling. In his role, he equips Epiphany members to live out their faith practically in their communities and prepare others to do the same. Timothy's work as an attorney and scholar has allowed him to contribute to various media outlets, such as: Axios, BBC Radio 4, CBS, CNN, The Huffington Post, NBC, The New York Times, NPR, The Philadelphia Inquirer, REVOLT TV, The Washington Post, VOX, and 900 WURD AM. He has lectured nationally and internationally at esteemed institutions like: Magdalen College of Oxford University, Georgetown University, Swarthmore College, and provided invited keynote addresses at major corporations like 1Hotels, Campbell Soup, and Merrill Lynch. As a contributing writer, Timothy has bylines in The Huffington Post, The Philadelphia Inquirer, WHYY, and RESPECT Magazine. He earned his J.D. from Villanova University Charles Widger School of Law and his B.A. from Morehouse College, where he graduated cum laude and was awarded the Corella and Bertrand Bonner Scholarship. Timothy finds his greatest joy and fulfillment at home with his wife and three children. Timothy Welbeck's Website Video: “Kendrick Lamar and the Morale of m.A.A.d City Hiphop Course | Prof. Timothy Welbeck Explains” Video Conversation with Georgette from XXL: “Inside the Kendrick Lamar College Course Created to Study His Lyrics and Life” At about 2:50, Timothy highlights some “surreal moments” in his hip hop career and advocacy At about 4:20, Timothy responds to Pete's question about declining or rising advocacy in contemporary hip-hop At about 6:30, Timothy reflects on the balance between a democratization of hip hop and old models of record company control At about 9:05, Timothy talks about his reading background, including a Tim Follett read (!) and other formative works At about 12:10, Timothy talks about being a “late bloomer” in his hip hop exposure At about 13:25, Timothy cites Nas, Lauryn Hill, Blackstar, Outkast, The Roots as some of his favorite rappers and groups At about 14:45, Timothy talks about friends The Remnant and how they helped him to “understand the power of [his] own voice” At about 15:30, Timothy responds to Pete's question about how he listen to music now that he has written about and taught classes so extensively about hip hop At about 17:00, Timothy breaks down his process for listening to music that he will be writing/teaching about At about 17:50, Timothy explains the different ways of ordering Kendrick Lamar's albums/mixtapes, and expands on the class' contours At about 20:30, Timothy talks about the class on Kendrick Lamar's seeds, calling it "serendipitous" At about 23:10, Timothy talks about the class structure, including the foundation established at the beginning of the class At about 26:30, Timothy talks about how he goes about establishing Compton as an entity in itself, while at the same time showing its similarities to other casualties of government neglect and racism At about 28:25, Timothy talks about the "compelling" way in which Kendrick Lamar is both popularly respected and critically-acclaimed At about 31:55, Pete and Tim discuss an early Kendrick Lamar concert At about 32:25, Pete and Tim reflect on Kendrick Lamar's love of Black culture and for important music legends, particularly the way in which he featured titans on To Pimp a Butterfly At about 34:30, Tim describes the great insights At about 36:05, Marcus J. Moore's The Butterfly Effect and Cole Cuchna and his Dissect Podcast are shouted out by Timothy as experts on Kendrick and his work, and DJ Head as well and Curtis King are highlighted as close colleagues of Kendrick's At about 38:00, Timothy shares some of his favorite bars from Kendrick Lamar At about 41:15, Pete and Timothy fanboy over Kendrick's verse on “Nosetalgia” and Timothy gives kudos to Cole Cuchna's breakdown of the numerology of the verse At about 42:10, Timothy talks about a few songs that might be best representative of Kendrick Lamar's music You can now subscribe to the podcast on Apple Podcasts, and leave a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode. Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Jeff Pearlman, a recent guest, will be up at Chicago Review in the next week or so. Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content! This month's Patreon bonus episode features an exploration of children's literature on standout writers from the show, including Robert Jones, Jr. and Javier Zamora, as well as Pete's cherished relationship with Levar Burton, Reading Rainbow, and libraries. Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show. This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form. The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com. Please tune in for Episode 319 with Farah Ali, writer of the novel The River, The Town, and the short story collection People Want to Live. Her fiction has been anthologized in Best Small Fictions and the Pushcart Prize where it has also received special mention. She is the cofounder of Lakeer, a digital space for writing from Pakistan, and reviews editor at Wasafiri. Her novel Telegraphy is out on January 16, from CB editions, and the episode airs on Pub Day. Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.
Featured on Cancer Breakthroughs 3.0 Summit 2025 — Jane McLelland is a four-time cancer survivor, former Chartered Physiotherapist, and the internationally bestselling author of How to Starve Cancer. After facing stage IV cervical cancer and later treatment-induced myelodysplasia (a pre-leukemia condition), Jane dove into decades of research to decode cancer metabolism and build a practical framework patients and clinicians can understand. Often called a “modern-day Cancer Sherlock Holmes,” she's best known for the McLelland Metro Map™—a visual guide to the fuel pathways cancers use to survive and adapt.In this conversation, Jane explains why cancer is a “shapeshifter” and why single-solution thinking (one drug, one supplement, one diet) often falls short. She breaks down the logic behind her “Metabolic Cocktail” strategy—combining diet, movement, supplements, and carefully selected low-toxicity repurposed drugs to synergistically block multiple cancer fuel routes (glucose, glutamine, and fat pathways). You'll also hear her cautionary take on DIY trends and oversimplified protocols, plus how tools like PET imaging, gene expression insights, and even AI can help personalize a more nuanced, adaptable plan.Most importantly, Jane offers a mindset shift: cancer treatment isn't a static one-time choice—it's an evolving strategy. If you've ever wondered how to “think metabolically,” ask better questions, and understand the why behind integrative combinations (including where keto can help—and where it can backfire), this episode gives you a clearer map and a smarter way forward.Key Topics CoveredWhy cancer behaves like a “shapeshifter” and adapts when one pathway is blockedThe core idea behind the McLelland Metro Map™ and metabolic “fuel routing”Jane's Metabolic Cocktail philosophy: synergy across diet, exercise, supplements, and repurposed drugsThe overlooked role of glutamine and fat metabolism—not just glucose—in cancer fuelingHow keto can help early for some people, and how it may drive resistance pathways later for othersRepurposed drug principles Jane discusses (e.g., metformin-style glucose control, statins, anti-inflammatories, anti-platelet concepts) and why combinations matterUsing tools like PET scans (and the limitations when cancers shift fuels) to understand metabolic activityStrategies and cautions around blocking glutamine uptake (and why receptor-level targeting matters)A practical overview of ferroptosis: GPX4 vs. cysteine/glutathione pathways and why pulsing mattersThe importance of doctor oversight, personalization, and avoiding extreme “one-size-fits-all” DIY protocols -----------------------------------------------A Better Way to Treat Cancer: A Comprehensive Guide to Understanding, Preventing and Most Effectively Treating Our Biggest Health ThreatGrab my book here: https://www.amazon.com/dp/B0CM1KKD9X?ref_=pe_3052080_397514860 Unleashing 10X Power: A Revolutionary Approach to Conquering CancerGet it here: https://store.thekarlfeldtcenter.com/products/unleashing-10x-powerPrice: $24.99100% Off Discount Code: CANCERPODCAST1 Healing Within: Unraveling the Emotional Roots of CancerGet it here: https://store.thekarlfeldtcenter.com/products/healing-withinPrice: $24.99100% Off Discount Code: CANCERPODCAST2-----------------------------------------------Integrative Cancer Solutions was created to instill hope and empowerment. Other people have been where you are right now and have already done the research for you. Listen to their stories and journeys and apply what they learned to achieve similar outcomes as they have, cancer remission and an even more fullness of life than before the diagnosis. Guests will discuss what therapies, supplements, and practitioners they relied on to beat cancer. Once diagnosed, time is of the essence. This podcast will dramatically reduce your learning curve as you search for your own solution to cancer. To learn more about the cutting-edge integrative cancer therapies Dr. Karlfeldt offer at his center, please visit www.TheKarlfeldtCenter.com
Key Topics Covered: 1. Starting Point: Mindset and MotivationTom's journey was sparked by personal catalysts: his mother's passing and a desire to be present for his young daughters.The importance of defining your “why” and setting clear financial milestones.Facing the reality of relying solely on a job for income—and using that as motivation for change.2. Laying the Foundations and Building PillarsTom and his wife began by securing wills, powers of attorney, and reviewing their finances to ensure a solid foundation (“the roof”).They chose property as their initial wealth-building pillar, focusing on buy-to-let for simplicity and sustainability.The process took time—over 12–18 months for their first deal—but commitment and clarity paid off.3. Momentum and the Power of RepetitionThe first property was the hardest, but each subsequent deal became easier as confidence and experience grew.Tom now owns 15 properties, primarily in the Bristol area, and has diversified into investments and other wealth pillars.Monthly recurring income from assets reached £6,000+, providing true freedom of choice.4. The Role of Coaching and CommunityTom credits his WealthBuilders coaches (especially Ian Halfpenny) for challenging his assumptions, providing guidance, and keeping him accountable.Support from family, coaches, and the WealthBuilders community was crucial—especially during setbacks like the pandemic.Taking massive action, even when uncomfortable, was key to overcoming obstacles and building momentum.5. Looking Ahead: Diversification and Giving BackWith financial independence achieved, Tom is now exploring more advanced property projects and investment strategies.He's passionate about sharing his experience and encouraging others to take consistent action—one step every month. Actionable Takeaways:Commit to the process and focus on one strategy until you gain traction.Secure your financial “roof” (wills, powers of attorney, expense review) before building assets.Don't underestimate the value of coaching, community, and accountability.Take one small action every month—compound progress leads to big results.Diversify your income streams once you've built a secure base.Don't DIY your wealth journey—get support and don't give up when it gets tough. Resources & Next Steps:Book a Financial GPS Call for a personal financial strategy session.WealthBuilders Membership: Free access to guides, webinars, and communityDownload our FREE Pensions and Inheritance Tax GuideConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Business of Design ™ | Interior Designers, Decorators, Stagers, Stylists, Architects & Landscapers
Most interior designers don't have a branding problem—they have a brand drift problem. As your skills, confidence, and fees evolve, the brand you built early on can quietly fall out of alignment with who you are now. And when that happens, it doesn't just feel off—it actively repels the clients you want to attract. In this candid conversation, Kimberley Seldon sits down with brand strategist Puja Malhotra to unpack what designers get wrong about branding—and what actually matters. From that subtle hesitation you feel before sharing your website, to the hidden cost of inconsistency, this episode reframes branding as a strategic business tool, not a creative indulgence. If your work has leveled up but your brand hasn't kept pace, this episode will put language to that uneasy feeling—and show you exactly what to do next. What You'll Learn in this Episode: - Why brand hesitation signals misalignment, not insecurity - How experienced designers outgrow DIY branding without realizing it - The difference between being visually “interesting” and truly memorable - Why consistency builds trust faster than creativity - How your website should function as an employee—not a portfolio graveyard - When to audit your brand—and when it's time to bring in professional help - Why timeless branding matters if you plan to grow, scale, or trademark
Notes and Links to Kasim Ali's Work Kasim Ali was born and raised in Alum Rock, Birmingham. He is the author of the debut novel Good Intentions, has written fiction for BBC Radio 4 and has a column at The Bookseller. His short fiction has been longlisted for the 4th Estate and Guardian 4thWrite Short Story Prize, and Good Intentions was shortlisted for the Mo Siewcharran (Sue Sharon) Prize. He works as an editor in publishing and now lives in London. Buy Who Will Remain Kasim Ali's Website Interview from Hyphen Magazine: “Kasim Ali: ‘Some men think that shifting to the right is what's going to save them' ” From The Observer UK: ‘What did we do to make you want to leave?' At about 1:20, Kasim reflects on his experience since Who Will Remain was released in July 2025 At about 2:45, Kasim responds to Pete's question about he balances the commercial and the aesthetic At about 5:00, Kasim discusses his editing process for his own books, especially with regard to the fact that he is an editor At about 7:20, Kasim expands on why he calls himself “1.5” with regards to generations and immigration, as well as his early language and literature life At about 13:35, Pete asks about Urdu, and if Kasim can trace any of his writing in English to echoes of his familial language At about 16:15, Kasim talks about his confidence (or lack thereof) in his writing of dialogue after Pete compliments his dialogue skills At about 17:40, Kasim expands on “but” and “therefore” in dialogue-interesting and necessary writing advice At about 20:30, Kasim schools Pete on schooling structures in the UK At about 21:10, Kasim highlights formative and transformative writing and writers At about 24:00, Kasim writes about his first novel as a departure from his “usual” writing style At about 26:00, Does Kasim know Elena Ferrante's identity???? At about 27:05, Pete asks Kasim about the book's dedication, and Kasim expands upon his life trajectory At about 30:05, Kasim riffs on Suella Braverman's racist and xenophobic comments that became his book's epigraph At about 35:00, Kasim reflects on ideas of dealing with stereotypes and reflecting broader Pakistani/immigrant/communities is general and getting past “limiting conversations” At about 37:05, Pete lays out some of the novel's exposition At about 38:15, Kasim expands on ideas of “fitting in” with different familial groups and shifting roles within the family for real-life brothers and Bilal and Amir in the novel At about 43:05, Kasim reflects on his interest in “duality” and connects to the novel's opening funeral scene At about 46:10, Kasim responds to Pete's question about tropes of masculinity dealt with in the book At about 47:20, Kasim discusses incorporating real-life violence into the book At about 50:00, Pete highlights simple and powerful writing (“Then then then”) that he asks Kasim about At about 51:50, The two discuss arguments and bitterness over money At about 52:35, Kasim responds to Pete's noting of the affections between men in the novel At about 59:40, Pete notes a nice nostalgic moment, and Kasim reflects on Amir's reintroduction to Adnan, a young man he previously would have avoided; Kasim connects to his own life and seeing ex-classmates At about 1:03:00, Kasim shares how the book Doppelganger fascinated him and gave him inspiration for his own writing about duality At about 1:06:20, Kasim responds to Pete's question about ideas of the “manosphere” and its connection to Amir and his connections with Farrah and the way he and friends talk about women At about 1:10:35, At about 1:11:50, Kasim talks about an “easy and boring” job and how it in a strange way leads to nice and welcome conversations between brothers At about 1:14:50, At about 1:17:40, Amir “growing into the mask” At about 1:18:30, At about 1:18:50, Kasim posits some possible actors for a movie You can now subscribe to the podcast on Apple Podcasts, and leave a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode. Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Jeff Pearlman, a recent guest, is up soon at Chicago Review. Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content! This month's Patreon bonus episode features an exploration of formative and transformative writing for children, as Pete surveys wonderful writers on their own influences. Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show. This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form. The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com. Please tune in for Episode 318 with Timothy Wellbeck, Esquire, a leader in the fight for justice and racial equity. Timothy presently serves as the founding Director of the Center for Anti-Racism at Temple University, where he has led the Center from its inception into becoming one of the leading institutions of its kind. A Civil Rights Attorney by training and practice, Timothy is a scholar of law, race, and cultural studies. He and Pete will be talking about his standing-room only, incredibly popular Temple University classes about Kendrick Lamar and his music. The episode airs today, Jan 13. Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.
In this fireside-chat episode, Coach Megan sits down with two of Powerhouse Pageantry's standout success stories: Kirra McCarty (Idaho) and Gabriela “Gabby” Swift (Nebraska), current titleholders in the Miss America Organization teen program. You'll hear two completely different journeys: Kirra: a competitor who placed high early, faced loss and disappointment, then returned with a deeper faith and stronger identity. Gabby: a first-time competitor who stepped into pageantry late, went all-in, and won on her first try—while navigating body image struggles and major life challenges. They'll talk about what actually creates winners: identity, community, perseverance, and faith. What You'll Hear In This Episode How Kirra went from podcast listener → Pageant Academy → Mastermind → titleholder The heartbreak of losing, the fear of trying again, and the mindset shift that changed everything The unexpected “God timing” twist when the Miss America teen age rules changed—twice Why Gabby knew she couldn't DIY her prep: structure, reps, interviews, and staying grounded How Mastermind friendships created daily motivation and accountability during prep The truth about “sisterhood”: what it's actually like in a high-level competitive room Gabby's story of eating disorder recovery and why she shifted her CSI to match her real life Kirra's “if I lose, I can't show my face” fear—and the blunt coaching moment that freed her How both girls learned to balance authenticity + excellence (style, wardrobe, hair, makeup) What makes Powerhouse coaching different: personal strategy, faith-forward identity work, and becoming well-rounded Get Your Mastermind Ticket Here ➡️ https://howtowinyourpageant.com/event Connect with Kirra + Gabby Kirra: @kirradmccarty @kirramccartypageant @missamericasteenid Gabby: @gabriellagswift @missamericasteenne Apply to Work with Us: sessions.powerhousepageantry.com/strategy Click here to access 25 Courses for $47
In this conversation, Josh and Nick Robinson discuss Nick's journey to Portugal, his experiences living in the Algarve for over 25 years, and the changes he has witnessed in the region. They explore cultural adjustments, the impact of tourism, the evolving demographics of the Algarve, and the social dynamics between locals and expats. The conversation also touches on political sentiments regarding immigration, the economic contributions of foreign residents, and the lifestyle in the Algarve, highlighting both the challenges and the beauty of living in this region.Algarve Addicts Channel: https://www.youtube.com/@AlgarveAddicts/featured
Health care strategist Dana Y. Lujan discusses her article "Is direct primary care sustainable in a downturn?" Dana explains how the rising cost of living and subscription fatigue are challenging the retail model of direct primary care for middle-class families. She contrasts this fragility with the stability of employer-sponsored models where organizations absorb the cost to ensure consistent access for their workforce. The conversation highlights the critical need to align medical business models with the actual economic capabilities of the communities they serve rather than relying solely on ideological goals. Join us to explore how financial strategy determines the longevity of patient care. This episode is presented by Scholar Advising, a fee-only financial advising firm specializing in providing advice for DIY investors. If you want clear, actionable strategies and confidence that your financial decisions are built on objective advice without AUM fees or commissions, Scholar is designed for you. Physicians often navigate complex compensation structures, including W-2 income, 1099 work, production bonuses, and practice ownership. Scholar's highly credentialed advisors guide high-earners through decisions like optimizing investments for long-term tax efficiency and expert strategies for financial independence. Every recommendation is tailored to the financial realities physicians face. VISIT SPONSOR → https://scholaradvising.com/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended
Heather Atherton is a communications strategist, PR consultant, and media outreach specialist with 25+ years of experience elevating brands and causes. Known for her work with companies like IMAX, GoFundMe, and Disney on Ice, Heather is also a passionate advocate for uncovering the truth behind the Vietnam War's Baron 52 case, a mission inspired by her father's service. Through custom, outside-the-box marketing, storytelling, and her deep belief in the power of dreams, Heather helps businesses, filmmakers, and nonprofits package their message for maximum impact. Her expertise spans film promotion, guerrilla marketing, independent filmmaking, and supporting small business growth, always focused on connecting human stories to wider audiences. On this episode of Marketer of the Day, Heather joins Robert Plank to share her journey from agency work to mission-driven advocacy, the importance of visual/guerrilla marketing, and the ongoing campaign for truth around the Baron 52 story. Heather discusses building custom pitches, the challenges indie filmmakers face, and why early PR is key. Discover lessons on amplifying meaningful stories, DIY marketing foundations for creators, and the relentless power of believing in your ideals. Quotes: “The future belongs to those who believe in the beauty of their dreams and are bold enough to bring them to life.” “If you can see your story visually, you can market it anywhere. Visual thinking turns ideas into impact.” “I'm not a cookie-cutter. I create outside the box because that's where originality, opportunity, and growth live.” Resources: Explore Atherton PR Connect with Atherton PR on LinkedIn
Kirsten Graham, co-founder of Six Figure Business Coaching, talks about the importance of understanding your business numbers and preparing for tax season, and shares an affordable way to keep your books in good shape! What You'll Hear In This Episode: - Why most entrepreneurs hate bookkeeping, and why you shouldn't force yourself to do work that drains your energy when you could focus on serving clients and growing your business. - The $6/hour solution for professional bookkeeping: How to hire QuickBooks-certified bookkeepers with accounting degrees and minimum 3 years of experience at a fraction of typical costs. - How to safely give bookkeeping VAs access to financial software without exposing your full bank account numbers or compromising security. - Win-win-win philosophy: How outsourcing creates positive impact for your business, supports hardworking professionals overseas, and builds long-term relationships based on trust. - When to outsource vs. DIY your bookkeeping: If your time is worth more than $6/hour, you're wasting money and energy doing tasks you hate instead of focusing on revenue-generating activities.
Neelima Sharma, SVP of Ecommerce and Omnichannel Product & Technology, and Joe Cano, SVP of Digital at Lowe's, join Omni Talk Retail live from NRF 2026 to unpack how the retailer is personalizing the home improvement journey across digital and physical channels. Recorded live from Vusion's Podcast Studio at NRF 2026, this conversation explores how Lowe's “digital twins” partner across technology and strategy to meet customers wherever their shopping journey begins. This interview covers: • How Lowe's personalizes ecommerce for both Pro and DIY customers • Why 80% of Lowe's in-store sales start online • The role of AI in search, discovery, and conversational commerce with Milo • How Lowe's uses customer context, home data, and intent to curate experiences • The expanded Google partnership and Lowe's new business agent • Why endless scrolling is giving way to curated, problem-solving journeys • Connecting digital discovery to in-store execution at scale • Measuring personalization through conversion, LTV, and long-term engagement With nearly two decades of combined leadership at Lowe's, Sharma and Cano share how AI, omnichannel thinking, and deep cross-team collaboration are shaping the future of personalized retail — and why trust, context, and execution matter more than ever. Stay tuned to Omni Talk Retail for continued coverage from NRF 2026, or stop by the Vusion booth #4921 to say hello. #NRF2026 #Lowes #OmnichannelRetail #RetailAI #Personalization #Ecommerce #RetailTechnology #OmniTalk
Otolaryngologist Alan P. Feren and patient advocate Joyce Griggs discuss their article "Why health self-advocacy is an essential life skill." Alan and Joyce share the personal journey of becoming a "chief health executive" and explain why managing medical care should be treated with the same seriousness as financial planning. They outline the eight core pillars of advocacy, ranging from health literacy to financial navigation, and argue for the creation of condition-agnostic tools that help patients regardless of their specific diagnosis. The conversation highlights how preparation and organization not only reduce anxiety for caregivers but also save time for clinicians and improve overall outcomes. Join us to find out how you can build the confidence to navigate a complex system effectively. This episode is presented by Scholar Advising, a fee-only financial advising firm specializing in providing advice for DIY investors. If you want clear, actionable strategies and confidence that your financial decisions are built on objective advice without AUM fees or commissions, Scholar is designed for you. Physicians often navigate complex compensation structures, including W-2 income, 1099 work, production bonuses, and practice ownership. Scholar's highly credentialed advisors guide high-earners through decisions like optimizing investments for long-term tax efficiency and expert strategies for financial independence. Every recommendation is tailored to the financial realities physicians face. VISIT SPONSOR → https://scholaradvising.com/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended