Podcasts about diy

In this episode we answer emails from Adam, Cha Cha, and TJ.  We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden Butterfly's allocation is a preference not a rule, and how to build a growth-first plan when you're starting late.  And we wish Happy Birthday to Mick the Mugga Mugga.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterMany Happy Returns Podcast Featuring Tyler:  How to Pick Your Perfect Portfolio, with Tyler from Portfolio ChartsCatching Up To FI Podcast:  Financial Independence - Catching up to FIExcess Returns Podcast:  Excess Returns Podcast | Excess Returns Podcasts - Helping Make You a Better InvestorSwedroe Factor Investing Book:  Book Review: Your Complete Guide to Factor-Based Investing | CFA Institute Enterprising InvestorBreathless AI-Bot Summary:Worried your portfolio is heavy on cash but light on purpose? We unpack the real trade-offs behind short-term bonds, money markets, and the Golden Butterfly's famous “comfort cushion,” then show how a few precise tweaks can lift safe withdrawal rates without blowing up your sleep. Listener questions drive the heart of the episode: how much cash is too much, whether VTIP truly hedges better than VGSH, and why cash management rarely changes outcomes even though it feels reassuring.From there we shift to a late-starter's dilemma: chasing 8–10% average returns over a decade without gambling. We get practical about the only two ways to beat the market, why stock-picking “wins” often just mirror factor exposure, and how to use a simple, research-backed pairing—large-cap growth with small-cap value—to seek higher expected returns. We also cover when international tilts help, how currency drives comparisons more than people think, and where bonds, gold, and REITs fit as you move closer to financial independence.Our take is direct and usable: minimize inert cash, diversify for shallower drawdowns, and reserve complexity for places that pay. Build growth while the gap to FI is wide, then add ballast on purpose as you near the goal. If you want a sturdier plan and a quieter mind, this conversation clears the noise and spotlights the levers that matter.Enjoy the show? Follow, rate, and share it with a friend. Send your questions to Frank at RiskParityRadio.com, and if it helped, leave a quick review so more DIY investors can find it.Support the show

The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: ⁠MidPack Musings ⁠Support the MidPacker Pod on ⁠Patreon⁠.⁠Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH  JANJI HYPERLYTE LIQUID PERFORMANCEBEAR BUTT WIPES USE PROMO CODE MIDPACER FOR A SWEET DISCOUNTTRAINING PEAKS start your free trial at  https://www.trainingpeaks.com/midpacker/“Running is more than a race. It's art, memory, and freedom.”On this episode Troy Meadows sits down with Malcolm Pascotti, founder of Can't Buy Cool Studios. Malcolm's journey is one of quiet evolution. He started as a road runner, lots of miles in high school and beyond, but during the pandemic, while living in San Francisco, he began exploring trails in the Marin Headlands and hills around Pacifica. That slow, natural shift eventually led him into mountain running and “DIY ultras” solo, self‑supported runs of 30–40 miles, all on his own terms.What makes Malcolm stand out isn't just distance or pace, but the way he mixes movement with creativity. Outside of running, he climbs, skis, scrambles, shoots photography (both professionally and for fun), writes poems and musings. He calls it living.He also quietly gives back to the community: providing gear and support to fellow runners, like when he ran a T-shirt sale to help fund race entries for another runner,  proof that support doesn't always need spotlight.Malcolm is quietly building Can't Buy Cool Studios, weaving together art, running, identity, and community.Motivational HighlightsEmbrace adventure on your own terms — solo ultras don't have to be for trophies, they can be for the soul.Running can be part of a creative life — movement, art, writing, identity — all deeply connected.Quiet generosity matters: supporting others in small ways helps build a stronger, more inclusive community.Balance is messy but possible: holding down a full-time job, a creative process, and still getting out for the run.Links & ResourcesIG: @cantbuycoolstudiosWebsite: https://cantbuycoolstudios.com/Partner Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.More Carbs, More Dirt, More Miles.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.“The Kid” Hans Troyer DocumentaryTraining Peaks - https://www.trainingpeaks.com/midpacker/A training app as versatile as you. Start your free trial at  https://www.trainingpeaks.com/midpacker/Bear Butt Wipes - Bearbuttwipes.comPortable individually wrapped wipes for when nature calls and a DNF is not an option. Bear Butt Wipes: Stay wild. Stay clean.Check them out at Bearbuttwipes.comUse the code MIDPACKER for 10% off your order.⁠Run Trail Life⁠ - https://runtraillife.com/Find Official MPP Merch on RTL!!Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.⁠Freetrail⁠ - https://freetrail.com/Visit Freetrail.com to sign up today.trail running, DIY ultra, solo ultra, creativity, running life balance, community support, running brand, outdoor adventure, Puerto Vallarta UTMB, Can't Buy Cool Studios

I hear this all the time from business owners. Hey, maybe we should try to figure marketing out ourselves. Today, I want to unpack why this instinct makes sense, but also why it can hold your business back and what a smarter approach looks like. >>> Here are 4 ways we can help you reach your revenue goals faster...#1 Unlock the full potential of your marketing engine. We'll provide you and your team with the direction, insights, and tools necessary to excel in the complex landscape of modern marketing. - Marketing Advisor On Call#2 Discover the marketing strategies & tactics that will guide your next quarter and unlock explosive growth in 90 minutes. - Quick-Start Marketing Strategy Game Plan#3 Discover a tailor-made strategy for unprecedented growth to transform your marketing in 30 days. - Unlock Your Growth Opportunities#4 If you need guidance on the most effective direction for your marketing, then schedule a call with us today! - Get Your Free Discovery Call Now

Black Friday and Cyber Monday are over — but that doesn't mean your decorating dreams have to wait another year. In today's episode, I'm sharing 10 smart, doable, and budget-friendly ways to save money so you can finally afford the home decorating projects on your list. No extreme couponing. No complicated systems. Just simple, intentional strategies that help you decorate with confidence and stay within your budget. Whether you're refreshing a single room or planning a whole-home glow-up, these tips will help you stretch your dollars, shop smarter, and make intentional decorating choices you actually love. In This Episode, You'll Learn: 1. Why knowing your aesthetic saves you hundreds Stop guessing. Start choosing with clarity, so you avoid impulse buys and return-pile regret. 2. How to reach out for help before you're in too deep Why getting design guidance early prevents costly mistakes. 3. The power of making a plan Vision + steps + budget = fewer “oops” purchases and more cohesive rooms. 4. How to use cash-back cards, apps, and extensions to save without trying Simple tools that give you instant savings every time you shop. 5. The benefit of rewards programs for saving big money elsewhere in your budget  And how to leverage points to pay for actual décor items. 6. The online-shopping hack that cuts impulse buys Why ordering online helps you stick to your budget and avoid the Target/wandering-aisles temptation. 7. How Google Lens helps you find similar décor for less The easiest way to spot dupes and save big on high-end looks. 8. Why thrifting is still one of the best decorating money-savers Plus what to look for — and what to skip. 9. How selling items you already own creates a quick cash-injection Clear out clutter AND fund your next project? Yes please. 10. The DIY approach that saves you time, money, and frustration YouTube tutorials are your friend — learn simple skills that pay off for years.

In Episode 310, the hosts welcome guest Tyler “Ty the Sound Guy” Davis, an experienced audio engineer with two decades in the industry. Born and raised in LA, Tyler started his audio journey two decades ago playing in bands, doing sound at DIY shows, recording bands in his garage, and mostly failing miserably at all the above! Through sheer unwillingness to accept that he wasn't very good, he honed his skillset to come to the place where, 20 years later, he's failing much less miserably! This episode is sponsored by Allen & Heath and RCF.After touring for about 15 years, he started a family and focused on corporate, broadcast and remote production. While he still gets to mix music regularly, he's enjoyed translating the years of concerts and touring to large-scale corporate events and broadcast environments.Tyler shares insights from his career, discussing the shift from music touring to corporate and broadcast work, emphasizing the importance of continuous learning, networking, and being adaptable. He and the hosts also talk about the benefits of volunteering at churches for hands-on training, and the potential of having a mentor to guide one's career. The conversation covers the importance of attitude, technical skills, and being a problem solver, all while maintaining a sense of humor in the ever-evolving world of audio engineering.Episode Links:“Ty The Sound Guy” Website and On TikTok and InstagramAutokue AppGiggs, Connecting The Live Event IndustryEpisode 310 TranscriptRelated Episodes:Episode 271, Nikki Sanz of GiggsEpisode 262, Mike Dias On NetworkingConnect with the community on the Signal To Noise Facebook Group and Discord Server. Both are spaces for listeners to create to generate conversations around the people and topics covered in the podcast — we want your questions and comments!Also please check out and support The Roadie Clinic, Their mission is simple. “We exist to empower & heal roadies and their families by providing resources & services tailored to the struggles of the touring lifestyle.”The Signal To Noise Podcast on ProSoundWeb is co-hosted by pro audio veterans Andy Leviss and Sean Walker.Want to be a part of the show? If you have a quick tip to share, or a question for the hosts, past or future guests, or listeners at home, we'd love to include it in a future episode. You can send it to us one of two ways:1) If you want to send it in as text and have us read it, or record your own short audio file, send it to signal2noise@prosoundweb.com with the subject “Tips” or “Questions”2) If you want a quick easy way to do a short (90s or less) audio recording, go to https://www.speakpipe.com/S2N and leave us a voicemail there.

Get ready to roll up those sleeves because this weekend's Around the House show is all about saving those precious pennies! We're diving into the top 10 DIY projects every homeowner should tackle to keep their wallets fat and their homes fabulous. Seriously, with prices skyrocketing faster than my blood pressure when I see my grocery bill, we need to grab that money-saving advice and run with it. Plus, Eric G. is hanging out with Rigo Topeet from Comcast to chat about how technology is flipping the script on our cell phone habits—because who doesn't love a good trip down memory lane to the days of dial-up internet? So tune in for a couple of hours of laughs, tips, and maybe some questionable life choices we all secretly make!This weekend, we're diving headfirst into the chaotic world of DIY home projects, and trust me, you don't want to miss it. Eric G. and John Dudley are kicking things off with their take on the top 10 DIY projects that every homeowner should tackle. Why? Because let's face it, the economy isn't getting any friendlier, and we could all use a few extra bucks in our pockets. They'll break down the projects that not only keep your house looking fresh but also won't have you crying over your bank statement. And let's be real, who doesn't love a good home improvement that doesn't cost an arm and a leg? We'll dish out the secrets to handling those pesky repairs without hiring someone who charges more than your car payment. Get ready for some real talk about tools, costs, and maybe even a few DIY fails along the way. But wait, there's more! In the second half of the show, Eric G. gets cozy with Rigo Topeet from Comcast to chat about how technology is shaking up our lives. Remember when we were all stuck on dial-up, praying the phone wouldn't ring while we were trying to connect? Yeah, those days are long gone, and we're here to discuss how mobile tech has evolved. Spoiler alert: it's not just about scrolling through social media anymore. We'll explore the wild world of AI and how it's creeping into our lives—some people are terrified, and honestly, who can blame them? But Eric and Rigo suggest that maybe, just maybe, we should embrace the chaos and play around with it instead. So, whether you're a seasoned DIY warrior or just someone trying to keep your home from falling apart, join us for a weekend of laughter, tips, and the occasional sarcastic quip as we navigate the absurdities of home maintenance and technology together. It's going to be a blast, and we promise to keep the jokes coming as we try to make sense of the madness that is home ownership and the tech world. Trust me; you won't want to miss this wild ride!Takeaways: This weekend's episode dives into the top 10 DIY projects that save money—because who doesn't want to keep their cash, right? We're chatting about how to get free replacement parts from big brands—seriously, just call them up and see what they'll send you! Technology is changing faster than I can change my lightbulbs, but we're here to break it down in layman's terms for everyone. Remember dial-up? Yeah, we reminisced about the good ol' days while discussing how AI is taking over but don't worry, it's not the end of the world yet! If you're buried under home maintenance chaos, tune in for laughs, tips, and maybe some questionable DIY advice—because why not? We're keeping it real with the absurdities of life, like dodging rogue ladders while trying to sound smart about home improvement. Companies mentioned in this episode: American Standard Delta Kohler Moen Comcast AOL Mentioned in this episode:For the latest in outdoor grilling check out MonumentGrills.com Check out the latest grills this summer at Monumentgrills.com

***2025 RADiO SHOW WiLL BE LiVE ON YOUTUBE 12/31 (DM SUBMISSIONS)***Checking in with Matthew W. Charles, a longtime friend of the podcast who is a renowned DIY touring expert, singer-songwriter, punk frontman, merch maker, and now an AUTHOR. Matt talks about the BEST band merch, shares DIY touring wisdom, dissects his latest solo release, and gives insight on putting out his new LYRIC BOOK.Matt will be on tour in the South in February! Keep an eye on his INSTAGRAM, buy his music on BANDCAMP, and check out his merch biz at DO IT NOW T-SHIRTS.➤PLAYLIST:1. Don't Let The World Control You - Matthew W. Charles2. No Excuse For A Cheap Suit - Matthew W. Charles3. Hate The Radio - Matthew W. Charles➤SUPPORT ME:⭐*SUBSCRIBE TO PODCAST ON YOUTUBE*⭐✍️ LEAVE A REVIEW & FOLLOW ON OTHER PODCAST PLATFORMS!➤I ENDORSE:🎥 LIVE RECORD WITH CART_MUSIC IN PHILLY👕 DO IT NOW T-SHIRTS FOR MERCH➤MY AFFILIATES:📶 $20 OFF VISIBLE PHONE PLAN [Code 3RV7LB2]♨️ STEAM UP IN A SAUNABOX

Discograffiti is the deep-dive podcast for music obsessives.  In this episode, host Dave Gebroe talks with the epitome of DIY punk spirit (who can also write a pop hook like the best of ‘em), the great Mark Robinson (of Unrest, Grenadine, Air Miami, Flint Flon, Uncomfortable Police, et al), and together they discuss Billy Joel's entire recorded output with commentary, stories, and star ratings for every release. If you're a long-time listener, then you know that Dave has harbored a long-time hatred of Billy Joel…so why the sudden turnaround in taste? Discograffiti's Mark Robinson Tackles Billy Joel (But Only Metaphorically) Series dissects every last release Billy Joel's ever had a hand in creating. Part 4 covers the first couple records that Billy made after becoming a superstar: 52nd Street and Glass Houses.  Here are just a few of the many things that Mark discusses with Discograffiti in this podcast: The vibe and feel that Billy Joel was shooting for on the first album he made after becoming a superstar; The rock star's wife about whom he wrote “Big Shot”; The song that Billy referred to as “the most bullshit song I ever wrote”; A debate over whether “My Life” inspired the sitcom Bosom Buddies or vice versa; The beginning of Billy's struggle to maintain quality across side two of his albums; Billy's wild and wacky swerve from jazz to punky new wave; The huge hit whose lyrics he dashed off lightning quick on the car ride to the studio; And an in-depth deep dive on every song off 52nd Street and the first side of Glass Houses. Listen: linktr.ee/discograffiti I support a wife and a six-year-old son with Discograffiti as my sole source of income.  If you're a Mark Robinson & Billy Joel superfan like me, The Director's Cut of this episode is ad-free and features 6 additional minutes of essential material.  Support Discograffiti by opting for this clearly superior version. Either subscribe to Discograffiti's Patreon at the Lieutenant or Major Tier, or just grab the episode as a one-off at the same link. The Director's Cut: Patreon.com/Discograffiti

This week on Eastmans Elevated, Brian sits down with Cody Rich. The guys have known each other for a long time but it's been awhile since they sat down for a podcast. Cody had an epic season and harvested a giant bull. The guys visit about that, onX scouting and tough seasons. Along with that, Cody also did an early season Sitka blacktail hunt on Kodiak. It's an awesome DIY adventure everyone can do for under 3K. Cody did this trip early but has also gone late during the rut, so he is able to compare and contrast. It's a great podcast this week on EE. Eberlestock - https://bit.ly/Eberlestock-Eastmans Federal Ammunition - https://bit.ly/FederalPremium-Eastmans Forever Barnwood - https://bit.ly/ForeverBarnwood-Eastmans Kryptek - https://bit.ly/Kryptek-Eastmans Mathews - https://bit.ly/MathewsArchery-Eastmans MTN TOUGH - https://bit.ly/MTNTOUGH-Eastmans Outdoor Edge - https://bit.ly/OutdoorEdge-Eastmans onX - https://bit.ly/onXHunt-Eastmans Sig Sauer - https://bit.ly/SIGSAUER-Eastmans Silencer Central - https://bit.ly/SilencerCentral-Eastmans Stone Glacier Sleep Systems - https://bit.ly/StoneGlacier-Eastmans SecureIt - https://bit.ly/SecureIt-Eastmans Zamberlan - https://bit.ly/Zamberlan-Eastmans

In this episode, Paul sits down with estate planning attorney Derek Wayne Jensen to demystify what estate planning really involves and why it's far more than drafting a simple will. Derek explains how planning evolves over a lifetime, beginning with young adults choosing beneficiaries, through major life milestones, to complex multi-generational legacy planning. They explore the biggest misconceptions, including the belief that estate planning is "one and done," and discuss why outdated beneficiary designations routinely undermine even the best plans. Derek also highlights triggers that should prompt a review: health scares, major purchases, business exits, new children or grandchildren, and significant increases in wealth. The conversation ends with practical guidance for high earners, business owners, and anyone whose documents are more than five years old. -- About Derek: Derek W. Jensen, JD, LLM, is a tax attorney and the founder of the North Seattle law firm, Jensen Estate Law, to assist individuals and their families with complex issues surrounding federal income tax, state and federal estate tax, estate law, business law, elder law and asset protection. Derek is a trusted advisor, with over 25 years of experience helping clients achieve their estate and tax planning goals. He makes it his priority to listen and mold documents for each unique case that happens upon him, while addressing all concerns his clients may have. Podcast: Who Gets What on Apple, Spotify, Amazon, Youtube, and RSS Instagram: @ jensenestatelaw Facebook: Jensen Estate Law X (Twitter): @ JensenEstateLaw   -- Timestamps: 01:11 – What estate planning really is (beyond wills and trusts) 02:15 – Why planning starts with young adults and evolves over life 03:37 – Biggest misconception: estate planning is "one and done" 05:05 – When to DIY vs. when to hire an attorney 06:29 – Why beneficiary designations often override your will 09:47 – Estate tax thresholds and the "life-stage" planning framework 13:00 – Essential documents every adult should have (POA, healthcare directives)   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Let's talk about the Martha Stewart trap so many of us have fallen into.You decide you're going to get everyone together to see your new place. But then you start thinking you need to deep clean everything; you need more seating, more cutlery, and you need to cook a nice meal. Eventually you start wondering: when did hosting get so expensive?I'm here to tell you it doesn't have to be. Today's episode will reframe a few things for you, but the biggest one is about the difference between entertaining, which I'd say is your Martha Stewart dinner party, and hosting, which is casual and can be inexpensive (or even free).Don't let Martha Stewart scare you off from hosting a gathering. Bringing people together for a gathering is about connection, not perfection, and you don't need a pristine home or unlimited budget to do it. All you need is yourself and a little creativity. In this episode you'll hear about:How my experience as a professional wedding planner has reframed how I see hosting vs. entertaining (and why I think the host is the initiator, not the venue owner)Hosting people outside your home via a community event or at a park, community space, library, museum, etc.Different kinds of informal parties I've hosted: Picnics in the park! Potluck freezer food parties! Cookie nights! DIY pizza nights! Using energy to manage feelings of vulnerability and create a welcoming environment for guests instead of trying to manifest perfectionResources & LinksListen to the Six Rules of Hosting audio guide.Like what you hear? Visit my website, leave me a voicemail, and follow me on Instagram and TikTok!Want to take this conversation a step further? Send this episode to a friend. Tell them you found it interesting and use what we just talked about as a conversation starter the next time you and your friend hang out!

This episode of the Mother Earth News and Friends podcast features an annual editorial roundup where editors from Mother Earth News and Grit magazines share their favorite, most surprising, and most inspiring articles from 2025. The editors discuss a diverse range of topics, including food preservation techniques like freeze-drying, sustainable gardening and habitat restoration, DIY skills such as roof thatching, winter foraging, and the importance of protecting wildlife habitats. More from Mother Earth News and Friends

For the Season 9 finale of Sounding Out with Izzy, you will hear my conversation with runo plum, who joins me to talk her Winspear debut 'patching,' a collection of delicate sweeping melodies that create beautiful expansions out of endings. ✨ MORE ABOUT RUNO PLUM ✨runo plum is a prolific DIY indie musician based in the musical Mecca of Minneapolis. Known for her intricate DIY folk pop arrangements and collaborations with Hovvdy, this intimate new offering marks her debut release on Winspear (Wishy, Slow Pulp, Teethe). ✨ KEEP UP TO DATE WITH RUNO PLUM ✨Instagram: instagram.com/runo_plum/TikTok: https://www.tiktok.com/@runo_plumX: https://x.com/runo_plumSpotify: https://open.spotify.com/artist/0pouttXEXIHvguV90fhB39Bandcamp: https://runoplum.bandcamp.com/album/patchingApple Music: music.apple.com/us/artist/runo-plum/1571991360✨ CONNECT WITH IZZY ✨Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://agrrrlstwosoundcents.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/channel/UCv6SBgiYCpYbx9BOYNefkIg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/agrrrlstwosoundcents/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/grrrlsoundcents⁠⁠⁠⁠⁠

Some Christmas magic chat, so this ep is for the grown-ups. Also, some cheeky cheeky chat, but is it accidental? If you want the answer to that, I'd give it to you... or you could listen to the ep! AND Nat & Marc get out to the pub through the rain. Enjoy! xx Big shoutout to The Book Nook and their subscription service ⁠https://www.booknookshop.co.uk/⁠ Please subscribe, follow, and leave a review. xxx You can find us in all places here; ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podfollow.com/lifewithnat/view⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We're on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/lifewithnatpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Nat's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natcass1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Neice's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natsnieces⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tony's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tonycass68⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Linny's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@auntielinny.lwn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ THE BIG CHRISTMAS LIVE SHOW 7th December ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- claphamgrand.com/event/live-with-nat-at-christmas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book Club: November's book - All Together for Christmas by Sarah Morgan & December's book (optional extra for the speedy readers) - A Heart for Christmas: Advent Romance by Sophie Jomain Nat's solo chats - any rants always welcome!  Scraping the Barrel - SCAN AND SHOP VIRGIN NO LONGER! Bonce vs list! - Are you a list maker? Always collecting for Nostalgia Fest! What's brewing with the Nieces - are we all skipping the end of summer, all of autumn and going straight to Christmas - Nat's door is! Group chat ettiquette & pranks. Nice Lorraines… get in touch! Advent calendars & gift recommendations v. welcome! Things we're nagging with Linny about - More lateness stories and some cleaning questions, please! The Tony talks chatter - Keep your DIY questions coming, also open to some saucy two paragraph stories for Tony to read out at the Southend show - think cheeky postcards (both in tone and length)! Can we make Tony an influencer and get him any freebies?  TBC Cultural differences ep - inspired by Linny's Mediterranean heritage and her & Ellia's Italian trip, we'd love to hear about the cultural differences you've noticed between the UK and basically ANYWHERE else!  A 'Keep It Light Media' Production Sales, advertising, and general enquiries: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@keepitlightmedia.com⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Milwaukee is a place filled with creatives, especially in the city's music scene. We're home to dozens of independent artists and bands who'd rather do it their way than rely on a mainstream framework. For the next two episodes of Uniquely Milwaukee, we'll dive into this sub-culture with guidance from someone who knows it well: former Radio Milwaukee intern and current freelance contributor Jonathan Joseph. He followed Fake My Death, an alt-rock/punk band whose members mixed their own DIY styles to create a sound all their own.In this first installment, Jonathan introduces us to the band and sheds light on the other hustle of DIY life: the day jobs that help keep the dream alive. #####Podcast host: Kim Shine Guest host: Jonathan JosephUniquely Milwaukee is supported by our Radio Milwaukee members and sponsored by the Milwaukee Public Library.

Chris's SummaryJim and I review the QLAC 1098-Q and walk through how this form reports premiums, fair market value, and contract status. We compare it to Form 5498, outline how the fair market value and excess annuity payments can be used under Secure Act 2 Section 205 with other IRAs, explore the age-85 and surviving-spouse reporting rules, and touch on listener PSAs about using QLACs as part of a broader self-funded long-term care approach. Jim's “Pithy” SummaryChris and I use the QLAC 1098-Q as a way to show how the IRS keeps tabs on your QLAC and why that little form matters more than people think. I talk about it as the “kissing cousin” of Form 5498, walk through how box 3 tracks cumulative premiums against the current $210,000 lifetime limit, and explain how the fair market value and projected income give the IRS what it needs while also giving you the data to run the Section 205 strategy after Secure Act 2. Then I get into the strange rule that says the company only has to send 1098-Qs until age 85 or death for the original owner, contrast that with the different rule for a surviving spouse, and spell out why it could be a real problem if the insurer stops providing a usable fair market value once income has been turned on. We kick around how that interacts with the prohibition on DIY fair market value calculations, the inability to get a QLAC quote after age 85, and why advisors and clients are going to care which companies keep sending this information even when they technically don't have to. On top of that, I read listener emails about using QLACs alongside self-funding long-term care and push back on the idea that you only insure things you are “sure” you'll need. The post The QLAC 1098-Q: EDU #2549 appeared first on The Retirement and IRA Show.

Brian, Blake, and Richard are back for Episode 594 of the Chasing Tone Podcast - Brian breaks the Internet as Wampler debut The Compulsion DriveBrian has turned into Pedal Santa and Richard has been making new friends by daring to try something experimental on the Internet and the guys discuss it. Fair warning - there may be some ranting as there was a bit of a pile-on and our intrepid British King of Fuzz had to fight them off at the drawbridge (insert trumpet sound here). Wampler released The Compulsion Drive (TCD) which was Brian's tribute to a famous circuit and it has proved very popular for a number of reasons. The guys discuss some of the modifications Brian made, the special not-so-hidden dip-switches, and talk a little about some of the design choices that were made. Ozzy Osbourne's estate have put out a T-shirt that made the guys giggle in a puerile way and so it needs to be discussed. Meanwhile Josh Scott of JHS has been working on a new charity project and it has impressed Richard into sarcasm submission. Fender have launched a new Masterbuilt Dave Murray Strat and it is gorgeousRichard wishes he was a bot farm, Grizzly Wintergreen, Dog woes, The 2 Daves, Keeley Nocturne, Barry Tone...it's all in this week's Chasing Tone!We are on Patreon now too!Support the show (https://www.patreon.com/chasingtonepodcast)Awesome Courses and DIY mods:https://www.guitarpedalcourse.com/https://www.wamplerdiy.com/Youtube:https://www.youtube.com/@chasingtonepodcastFind us at:https://www.wamplerpedals.com/https://www.instagram.com/WamplerPedals/https://www.facebook.com/groups/wamplerfanpage/Contact us at: podcast@wamplerpedals.comSupport the show

This week on the New Music Business Podcast, Ari sits down with recent GRAMMY Award winners Matt B and Angela Benson. Matt B is a GRAMMY-winning R&B singer, songwriter, and global recording artist whose career spans over a decade. His most recent project, ‘Alkebulan II', earned him and Angela a GRAMMY Award, following years of DIY artistry. Over the course of this album, Matt and Angela recorded across Africa, collaborated with artists like Eddie Kenzo and Oxlade, and worked with the Royal Philharmonic Orchestra at Abbey Road Studios. As a label owner, producer on ‘Alkebulan II', and longtime Recording Academy member, Angela has been instrumental in shaping Matt's artistic direction, visual world-building, and global strategy.In this episode, Matt B and Angela Benson walk through their incredible DIY journey and how they found themselves on the GRAMMY-winning path. They discuss the challenges of writing and recording in multiple African languages, shooting a full visual album across multiple countries, and balancing the creative workload between artist and manager. The pair break down how independent artists can navigate the GRAMMY process, the importance of joining the Recording Academy, the role of networking and bartering in major creative endeavors, and most importantly, the communication and patience required to run a music career as a married team.https://www.instagram.com/mattbworldhttps://www.instagram.com/angelavbenson01:40 – Home Studio & Recent Travels02:10 – Returning to His Alma Mater After the Grammy Win03:00 – Life & Opportunities After Winning a Grammy04:15 – Performing in Uganda & Global Breakthrough Moments05:20 – Inception of the Akebulan Concept09:00 – Connecting With Oxlade & Eddie Kenzo11:00 – Creating the “Gimme Love” Music Video13:00 – Building a Full Visual Album DIY17:40 – Finding Producers & Collaborators Worldwide20:00 – Incorporating the Royal Philharmonic Orchestra30:00 – Navigating Grammy Nominations & Recording Academy Membership47:00 – Working as a Husband-and-Wife Artist/Manager TeamEdited and mixed by Peter SchruppMusic by Brassroots DistrictProduced by the team at Ari's TakeOrder the THIRD EDITION of How to Make It in the New Music Business: https://book.aristake.com Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Jeep Talk Show, we sit down with Todd Pearson, Revenue Director at The Headrest Safe Company, to talk about one of the coolest and most practical products to hit the Jeep, truck, Bronco, and RV world in years — a fully hidden, lockable vault that literally replaces your passenger-seat headrest.

Feathers & Flowers is a small, family-run, flower farm growing seasonal, sustainable, and local flowers in Wenatchee, Washington. The farm's cute logo includes an illustration of a KuneKune pig, a few chickens, and of course, a vase of flowers. I recently visited Feathers & Flowers as Rachel Burgoon's guest at the first annual grower and […] The post Episode 745: Rachel Burgoon of Feathers & Flowers in Washington's Wenatchee Valley appeared first on Slow Flowers Podcast with Debra Prinzing.

Producer Josh updates us about a really dangerous DIY project, a New Zealand man imitating a Bond movie, and, yes, the drunk raccoon.

Mark Duplass talks with Ted Danson about how he got into DIY filmmaking, why he and his brother Jay “uncoupled,” what he observed about working with Ted on “The One I Love,” exaggerating parts of himself on “The Creep Tapes,” and more. The season 2 finale of “The Creep Tapes” releases Friday, Dec. 19th on Shudder and AMC+.  Like watching your podcasts?  Visit http://youtube.com/teamcoco to see full episodes.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

End-of-Year Financial Checklist + AssetBuilder Office Move Announcement In this practical end-of-year episode of the Keep It Simple Podcast, Joey Badinger – Lead Advisor at AssetBuilder – sits down with Adam Morse (Senior Lead Advisor) and Tommy Williams (Associate Advisor) to walk through a clear, no-nonsense checklist you should review before December 31. Recorded from AssetBuilder's headquarters in Plano, Texas, the team covers retirement contributions, Roth conversions, tax-loss harvesting, RMDs, charitable giving, portfolio rebalancing, and even thoughtful strategies for gifting to kids and grandkids—without accidentally harming your own retirement plan. They close with a major announcement: AssetBuilder is moving its headquarters to the Allen Tech Hub at Waters Creek—and explain what that means for clients, the team, and the next decade of growth. Whether you're a DIY investor or working with an advisor, this episode gives you a clean, actionable framework to finish the year financially strong. Timestamps 00:00 – Intro & important disclosure 00:40 – Welcome from AssetBuilder HQ in Plano, TX 01:15 – Meet the team: Joey Badinger, Adam Morse (Senior Lead Advisor), and Tommy Williams (Associate Advisor) 02:00 – Conference recap: Vegas Financial Planning Conference & Alts Texas (CFA Society / Markets Group / CAIA) 06:50 – Hard pivot: why “boring, simple” tasks drive the biggest long-term results 08:00 – Checklist #1: Maxing out 401(k), IRA & Roth IRA contributions for 2025 11:45 – Checklist #2: Roth conversions – what they are, how they work, and ideal timing 15:45 – Checklist #3: Tax-loss harvesting – when it makes sense & when it doesn't 18:30 – Checklist #4: RMDs, inherited IRA rules, and QCD charitable giving 22:30 – Checklist #5: Rebalancing, diversification, and handling concentrated stock positions 27:30 – Checklist #6: Reviewing beneficiaries, cash reserves & liquidity 31:45 – Smart gifting: helping kids without jeopardizing your own retirement 37:40 – Final recap: What to do if you haven't done any of this yet 39:30 – Big announcement: AssetBuilder is moving to the Allen Tech Hub at Waters Creek 44:30 – New office details, build-out, and client experience upgrades 46:00 – Closing & how to get in touch with the AssetBuilder team Hosted by: Joey Badinger Featuring: Adam Morse, Senior Lead Advisor — Tommy Williams, Associate Advisor Podcast: Keep It Simple by AssetBuilder Location: Plano, Texas → moving to Allen Tech Hub (Waters Creek) Website: assetbuilder.com Questions? Email podcast@assetbuilder.com  or book a consultation on the website. If this episode helped you prepare for 2026, LIKE, SUBSCRIBE, and tap the bell—new episodes drop weekly with simple, evidence-based investing guidance. #YearEndChecklist #RetirementPlanning #RothConversion #TaxLossHarvesting #BehavioralFinance #AssetBuilder #KeepItSimplePodcast #IndexInvesting #WealthBuilding2025 #PersonalFinance

Start with a promise and test it hard: can a premium three-row actually balance comfort, capability, and value without resorting to gimmicks? We put the 2025 Infiniti QX60 through its paces, calling out the crisp front-end design, tight third row, and the surprising 6,000-pound tow rating that turns a modest 2.0L turbo into a legit weekend hauler. We share the wins you feel every day—quiet ride, simple infotainment, smart headrest speakers—and the misses that matter, like noticeable turbo lag and a transmission that sometimes feels a step behind.From there, we pivot to ownership smarts with a sharp shortlist of cars that make DIY maintenance less painful and more affordable. If you're building confidence with a torque wrench, models like the Toyota Corolla and Camry, Kia Rio, Honda Accord, Chevrolet Silverado ('03–'07), and Mazda MX-5 Miata deliver easy access, plentiful parts, and proven reliability. We explain why access matters more than horsepower when you're replacing plugs, belts, and brakes in the driveway, and how parts ecosystems can save you time and money.We close by championing a modern minivan that earns its keep: the 2025 Chrysler Pacifica. Seven seats, Stow 'n Go flat-fold magic, rear-seat entertainment, Family Cam peace of mind, and a calm, quiet ride powered by Chrysler's stalwart 3.6L V6 with AWD. Real-world mpg, towing capability, and pricing context against Toyota Sienna, Kia Carnival, and Honda Odyssey make the choice clearer: if daily life means people and gear, a thoughtful minivan still solves problems most SUVs can't. Subscribe for more real-world tests, share with a friend who's car shopping, and leave a review to tell us what you want us to drive next.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

INSPIRATIONS DECORATION POUR UN MARIAGE BOHEME On retrouve les Kevannah pour le debrief de leur mariage bohème. De quoi faire le plein d'inspirations déco de mariage ! Cet épisode marque la fin d'une saga qu'on aura suivie pendant presque un an ! Pour ceux qui sont arrivés en cours de route, je vous fais un rapide récap : on a 2 couples de jeunes mariés qui partageaient (presque) la même date de mariage. On les a suivis au fil de leurs préparatifs : épisode 174 à M-8 du mariage ; épisode 187 à M-4 du mariage ; épisode 197 à M-1 du mariage. Et donc, aujourd'hui, on se retrouve pour le grand débrief final ! On commence par les Kevannah et leur mariage bohème pour lequel ils ont pris tant de plaisir à imaginer et confectionner leur décoration en DIY. Et on peut dire qu'ils ont vu les choses en grand : du macramé, du cannage, des rubans, des tipis, des attrape-rêves, des plumes, des fanions, des tapis, du drapé, des pampas … ABSOLUMENT TOUT Y ÉTAIT ! Tous les codes du mariage bohème. Et grâce à leur système de moodboard ultra poussé, le jour J tout a pris sens, chaque élément de décoration mariage bohème a trouvé sa place pour créer un ensemble particulièrement réussi ! Et au-delà de la partie décoration bohème, on va ENFIN pouvoir dévoiler leurs tenues de mariés, qui jusqu'ici étaient restées bien secrètes … Allez c'est parti, je t'invite à rejoindre notre conversation avec Hannah & Kev, Bonne écoute ! ******* Bienvenue DANS LA CONFIDENCE ! le podcast mariage qui aide les futures mariées tout au long de leurs préparatifs !Je suis Laurène, jeune mariée du 15 Juillet 2021, j'ai profité de l'année de report de mon mariage pour lancer ce podcast dédié aux futures mariées. Chaque Mercredi matin, je te donne RDV pour un nouvel épisode inédit ! Je reçois des jeunes mariées qui nous racontent tous leurs préparatifs jusqu'au déroulé de leur jour J. Et j'interviewe des professionnels du mariage pour décrypter au mieux les coulisses de leurs métiers et te faire découvrir des prestataires passionnés.Ce podcast mariage, c'est le meilleur moyen de faire le plein de conseils pratiques, de bons plans et de recommandations de prestataires ! Bref, tout ce dont on a besoin quand on prépare un mariage !******* Pour me contacter par mail : danslaconfidence.podcast@gmail.comRetrouvez toutes les infos de cet épisode sur le compte instagram du podcast  !Montage de cet épisode : Alice KRIEF Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Time Thieves is an alternative rock band that has its roots in the DIY punk community. In this interview, Jonathan Pool from Time Thieves sits down with Peter Kreten to discuss how the band came together, the impact the DIY punk community had on the band members, and their new combo LP 'Come Home & If You Survive' . Photo Credit: Shannon Wolf. Used with Permission

Thanks to our Partners, Shop Boss and AppFueledA bland building that blended in… turned bold brand that brought in business. That's the real story behind this episode featuring Kelly McCart from McCart's Auto Center. If you've ever wondered whether the look and feel of your shop actually matters, you'll want to hear how a full-on rebrand, from paint to logo to online presence, transformed Kelly's shop from invisible to impossible to miss.We talk about why aesthetics are marketing, how design can literally drive in new clients, and what it means when someone walks in just to say, “Wow, this looks amazing.” Kelly breaks down the “why” and “how” behind his shop's renovation, how he pulled it off with DIY design (yes, scissors and Elmer's glue were involved), and why rethinking your image might be the smartest move you make this year.He'll also share how this shift doubled his staff, improved the quality of clients, and continues to make his business stand out, both to customers and future employees.This episode isn't just about fresh paint. It's about positioning. It's about pride. And it's about the kind of shop that people recognize, remember, and respect.Listen now and get inspired to rethink how your shop shows up.Show Notes with TimestampsIntroduction and Sponsor Acknowledgment (00:00:00) Brian introduces the podcast, guest Kelly McCart, and thanks sponsors.Background: The Nondescript Shop (00:01:09) Discussion of McCarty's Auto Center blending in and being overlooked by passersby.Realization and Decision to Renovate (00:02:23) Kelly describes the moment she decided a change was needed and the process leading up to it.Design Process and Early Attempts (00:03:02) Kelly explains her design journey, including failed ideas and the involvement of her graphic artist nephew.Logo Creation and Selection (00:06:11) The story behind the new logo, its design process, and how it was chosen.Impact of the Makeover on Visibility (00:07:51) How the new look made the shop stand out and attracted attention from the community.Business Impact and Clientele Changes (00:08:16) The effect of the renovation on customer buzz, quality of clients, and local recognition.Interior Renovation and Staff Growth (00:09:31) Details about the interior revamp and the subsequent doubling of staff.Name Change and Brand Consolidation (00:12:21) Merging two business names, legal steps, and unifying the brand and online presence.Timing: Remodel and the Onset of COVID-19 (00:14:31) The remodel's completion just before the pandemic and initial concerns about the timing.Business Resilience During COVID-19 (00:15:27) How the shop thrived during the pandemic despite initial fears.Comprehensive Rebrand: Lessons and Surprises (00:17:35) Kelly reflects on the thoroughness of the rebrand and whether anything unexpected arose.Results and Return on Investment (00:18:35) Immediate positive results from the rebrand and personal satisfaction.Staff Response and Branded Merchandise (00:19:10) Staff enthusiasm for the new brand, uniforms, and promotional items.Recruitment and Professional Image (00:19:54) How the makeover improved recruitment and elevated the shop's professionalism.Advice and Reflections on the Process (00:20:29) Kelly's advice for others considering a similar project and what she might have done differently.Cost Recovery Timeline (00:21:22) Estimated time to recoup renovation costs: 6 to 8 months.Industry Image and...

Brian Skrobonja sits down with Phon Vilayoune to unpack buffered ETFs and income notes. Phon is the Founder and CEO of VETA Investment Partners, where they currently oversee over $5.5 billion in assets. They discuss the benefits of positioning your portfolio for growth and safety, how to protect your nest egg in volatile markets, and practical strategies for optimizing gains while limiting downside risk. Tune in to hear professional insights on ETFs, income notes, and actionable frameworks for navigating today's complex market cycles. Phon explains how he entered the investing world and now helps oversee roughly $5.5B in assets. Phon highlights what trading during the 2008–09 crisis taught him about being positioned like Warren Buffett or Middle Eastern banks. In deep volatility, cash plus cash flow gives you the power to buy when everything is on sale.  Why you want a Buffett-style portfolio in a downturn: Buffett held strong during bear markets and bought when others panicked.  How to win more by losing less. Phon says risk management is the key. You never want to be a forced seller during a correction because you take a double hit: loss plus selling at the bottom. Phon and Brian break down buffered ETFs and how they're tied to S&P 500 options designed to provide a more predictable range of outcomes over 12 months. Think of it like investing with guardrails — you're participating but with intentional limits on downside. Learn what income notes are: Phon says it's basically converting equity exposure into monthly income. For example, instead of holding stocks outright, you buy a structured note designed to pay you steady monthly income while still giving some market participation. It's like blending investing and cash flow without fully being in the stock market. Phon on the future earnings potential of ETFs. He believes growth will continue, especially as aging demographics seek income and protection. BlackRock projects more than $600B in defined-outcome/Buffered ETFs in the coming years. Brian highlights that markets don't move straight up forever. We all intellectually understand cycles, but emotionally, we forget. That's why having a plan for downturns is essential. Phon shares a real-life ETF scenario and how, in 2002, a near-retirement couple protected their nest egg during intense volatility using defined outcome tools. They preserved their lifestyle when others were taking major hits. How to balance your portfolio for growth and safety. For Phon, the best thing you can do is to talk to a real human advisor. There's too much DIY noise; professional guidance helps you tune the right mix for your unique situation. Phon on what to ask your advisor: Ask how your portfolio would perform in a COVID-style year or another global-financial-crisis scenario. Then ask how it generates income and supports your goals. His favorite question: "Have you actually guided clients through a deep bear market?" Why working with a professional matters: Many strategies look great and work during bull markets. But the real test is whether they protect you when things are down. Phon explains that good portfolio design is about being structurally prepared before volatility hits. You want a position that holds through downturns—and ideally lets you buy when opportunities appear. Phon's parting advice to the audience: Go outside, walk your dog, and take real time away with family. Getting off screens and into nature helps you stay grounded. Investing is long-term—your life should be too.     Mentioned in this episode: VetaInvestmentPartners.com BlackRock.com/us/financial-professionals/insights/outcome-etfs BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Skrobonja Wealth Management has no ownership interest, compensation arrangement, revenue-sharing agreement, or other economic relationship with Veta Investment Partners. We may allocate a portion of a client's portfolio to strategies managed by Veta Investment Partners when we determine that the allocation is appropriate for the client's objectives, risk tolerance, and overall portfolio design. Our selection of Veta's strategies is based solely on the merits of the investment and the needs of the client, and not on any financial relationship between our firms.

Hunters and anglers across the country may never set foot on Alaska's Dalton Highway—but what's unfolding there affects every American who cares about public land. In this episode, Hal Herring sits down with fisheries ecologist and writer Dr. Kevin Fraley to unpack a sweeping threat to some of the most accessible caribou and fishing country in the entire state. A new push in Congress aims to throw out the Central Yukon Resource Management Plan—a plan built over a decade with input from hunters, anglers and local stakeholders—and potentially reopen millions of acres around the Dalton to industrial leasing, restricted access and the kind of locked-up landscapes already seen on the North Slope. Fraley brings deep on-the-ground knowledge of the Brooks Range, the Dalton corridor and the fish and wildlife that depend on it, explaining in clear terms what's at stake and why this unprecedented use of the Congressional Review Act matters for anyone who values public access, wild fish and fair-chase hunting. Whether you've dreamed of a DIY caribou hunt, care about responsible management of America's lands or just want to understand the real story behind a fast-moving political fight, this episode lays out exactly why this moment demands attention.

Sabrina Sweet, the founder of lymphatic drainage wellness brand Miss Lymph, is here today to educate the lymphatic system, an often overlooked body system that lives just beneath our skin and plays a massive role in our overall health. You'll hear about: Lymph 101 - What is the lymphatic system? How stress, trauma and emotions can affect your lymphatic system The benefits of lymphatic massage in our modern world How environmental toxins affect our body systems DIY lymphatic massage techniques Dispelling misconceptions about lymphatic drainage and detoxing Visit Miss Lymph: WebsiteInstagramConnect with Erin:⁠Instagram⁠ ⁠Website Support Our Sponsors: COWBOY COLOSTRUM - Use code RAWBEAUTYTALKS at CowboyColostrum.com for 25%offJONES ROAD BEAUTY - Get a free Cool Gloss on your first purchase when you use the code ERIN at checkout https://www.jonesroadbeauty.com/HELLOFRESH - Go to hellofresh.ca and use the code RAWBEAUTYTALKS for 50% off your next order. KNIX - Go to knix.com and use code RAWBEAUTYTALKS for 20% off your next order.MITOPURE GUMMIES - Go to ⁠Timeline.com/ERIN⁠ and use the code ERIN for 20% off. LOLA BLANKETS - Go to LolaBlankets.com and use the code RAWBEAUTYTALKS for 35% off. SUPERBELLY POWDERS - Go to ⁠www.itsblume.com⁠ and use code RAWBEAUTYTALKS for 15% off.AQUTRU WATER FILTERS - Go to www.aquatru.com and use code RAWBEAUTYTALKS for 20% off. Please use link on left side of checkout page, not the coupon code box on the right. ⁠Leave Well Within a rating and a review on Apple Podcasts⁠! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Byron hardcore icons, tube freaks, rock gods, and dedicated watermen, Pig and Winston from Parkway Drive join The Swellians to talk old school Byron folk lore, psychotic strike missions, DIY grit, early naughties boog hmadness, music industry slime balls, and the karma of staying true to your roots and taking care of your community. Get tickets to their ambitious nationwide festival, Park Waves, here.See omnystudio.com/listener for privacy information.

How to make sure you're staying smart financially this holiday season. Also, a look at the nonprofit “No Kid Hungry” and its mission to support kids and families facing food insecurity. Plus, Dave Coulier continues the discussion about his health journey. And, some fun DIY crafts to get you in the holiday spirit. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wished you could access all the information in my brain to create your Ireland travel plans? You're not alone – every year I hear from so many travelers who want help planning their trip, and last year I was busier than ever. I simply couldn't support everyone who reached out, and that never sits well with me. So, for 2026, I'm building something new: a resource that gives more travelers the guidance they need without waiting for space on my calendar. Think of it as the closest thing to downloading everything in my brain straight into your Ireland itinerary. The Ireland Travel Compass: Your Complete Planning System To help more travelers plan with confidence, I'm creating The Ireland Travel Compass, a DIY planning course that walks you through every step of building a trip that fits you. It's the same system I use when I design custom itineraries – only now, you get to use it yourself. Whether this is your first visit or your fifth, the goal is simple: clear guidance, less stress, and the confidence to get excited about your adventure. The Ireland Travel Compass officially launches on January 5 for $97, but you can grab it early for $59 during the pre-sale from December 29–January 4. If you want that early-bird price, join the interest list at IrelandFamilyVacations.com/Compass. What's Inside: The 5-Step Compass Path The course follows a straightforward planning path designed to help you move from dream to itinerary: Big-picture planning: define your goals, budget, must-see spots, and map your route Transportation: choose between driving, hiring a driver, public transit, or a mix Accommodations: find the right B&Bs, farm stays, boutique inns, and castles Experiences: attractions, tours, dining, and those local favorites that make a trip special Pack & Prepare: connectivity, packing, money, airports, and “know before you go” tips And you won't be doing it alone – the course includes location guides, worksheets, templates, a detailed planning map, and short videos to help explain the trickier bits of planning. You can binge it in a weekend or work through it step-by-step as your trip takes shape. A New Way to Get Expert Feedback: Itinerary Reviews Alongside the course, I'm also launching a new Itinerary Review service. There's no appointment needed – you simply send me your itinerary, and I send back a detailed video review. I'll highlight any red flags (like tight timelines or long drives), offer alternatives and ideas, and suggest timing fixes to help your trip flow smoothly. It's a fantastic option if you want reassurance before you start booking. Launch Details & How to Join To celebrate the launch — and to give my podcast listeners first access — The Ireland Travel Compass will be available for $59 during the pre-sale window. After January 4, the price returns to $97. Visit IrelandFamilyVacations.com/Compass to join the interest list and get the early-bird price. The post Introducing the Ireland Travel Compass appeared first on Ireland Family Vacations.

With Courtney of Courtney Lynette Creative Co. If you want to book better, not just more, this conversation with Courtney of Courtney Lynette Creative Co. breaks down how to realign your website and visuals so the right clients find (and choose) you. It's easier than you think! We cover: A year-end review to define your 2026 "dream client" (what you loved, what you never want again) The quick-hit homepage audit: images, fonts, color palette, consistency Mobile-first essentials and broken-button checks Smarter contact forms Messaging cleanup so you don't try to "serve everyone" (and attract no one) DIY vs. hiring help How time-blocking helps get things done Reminder: a new website (or refresh) is a tax write-off! Listen in for a step-by-step plan, whether you've got no website, you want to DIY or you're ready to hand off the work to a pro.  In the UGlu Hotline, hear my organization tip for my foil balloons.   Unlock three free bonus episodes!    RESOURCES MENTIONED: Presenting sponsor: 17hats (get 50% off your 1st year)  Other sponsors & resources: Courtney Lynette Creative Co. (mention the podcast for $100 off!)  2026 Bright Balloon Planner  Havin' A Party Wholesale (save 5% on orders $200+ with code PODCAST) UGlu by Pro Tapes (save 5% on orders $200+ at Havin' A Party with code PODCAST)  DM @thebrightballoon on Instagram to ask a question or leave advice for the UGlu Hotline! Balloon Boss Mastermind & Summit  - - - - On the Bright Side (Apple) On the Bright Side (Patreon) 50 Ideas for Email Marketing | Join the Bright Balloon email list  @thebrightballoon  The Bright Balloon on YouTube 

Are you building a business you could sell tomorrow, or are hidden mistakes quietly draining its value?In this episode, Bill joins a roundtable discussion with host Peter Levy, and other powerhouse leaders, including M&A dealmaker Alan Sharfstein, serial entrepreneur Bill Bartzak, strategic advisor Bill Barrett, and hands-on exit veteran John Peck. Together, they deconstruct the most urgent and overlooked truths about navigating the sale of your business, from killer red flags and ruthless buyer tactics to essential “owner's playbooks” for every stage.If you're tempted to DIY your deal, break this habit now. Tune in to protect your life's work, avoid devastating oversights, and hear real-world insights you won't find anywhere else. Listen now before the next buyer knocks. By then, you need to be ready.Timestamped Highlights[00:11] – The candid, emotional question that every seller must dare to ask[07:39] – How legendary entrepreneurs survived—and thrived—by switching lanes[09:47] – Why today's M&A market is exploding with both risk and opportunity[14:00] – The one “secret mentor” move that multiplies your business value overnight[21:27] – Shocking? How recurring revenue rewrites your exit story…or kills it[27:20] – The DIY disaster: True stories of owners who left millions on the table[34:07] – The “reverse diligence” test: Are you the buyer…or being bought?[41:12] – Fatal red flags, stealthy earnouts, and the non-negotiables in every deal[48:48] – When to bring your team into the trust circle—and how to handle it[54:28] – How top buyers quietly poach your secrets…and how to block themAbout the SpeakersPeter Levy is Senior Counsel at Mandelbaum Barrett, where he has called home for the past 11 years. As a trusted legal advisor and frequent moderator, Peter brings deep experience and pride in representing one of the finest law firms in the industry. With a longstanding reputation for strategic insight and an engaging, client-centered approach, Peter regularly facilitates panels and seminars for business owners, focusing on topics like exit strategies, business transitions, and personal growth within entrepreneurial careers. His perspective incorporates lessons from leading experts, blending practical business advice with inspiration from renowned thought leaders.

BOSSes, Anne Ganguzza and her superpower co-host, Lau Lapides, dive into the non-negotiable reality of voiceover demo production. The bosses address why many voice actors—especially those starting out—try to cut corners on their demos, despite the demo being the primary portfolio piece used to land agents and get work. This episode provides essential, current advice on what makes a demo effective, what red flags to avoid, and how to manage the realistic expectations of investing in a long-term voice acting career. 00:03 - Anne (Host) Hey guys, it's Anne Ganguzza here. Are you ready to find your life purpose and live a happier, more fulfilling life? My coaching services can help you discover your true passions and align them with your goals. Let's start that journey today. Visit anneganguzza.com for more information.  00:31 - Speaker 2 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO boss. Now let's welcome your host, Anne Ganguzza.  00:45 - Anne (Host) Hey, hey, everyone, welcome to the VO Boss podcast and the Boss Superpower Series. I'm your host, Anne Ganguzza, and I'm here with the lovely Miss Lala Pita. Hey, we're back, and better than ever. Annie, I'm so glad to be back with you. We are back. Ah Lala, it's been a week, oh my gosh, it's been a week.  01:06 It's been kind of a crazy year so far, hasn't it? It has, I mean, it's just been a little chaotic. I've dealt with a lot of students recently who come to me that want coaching, but before they want to get coaching, they want me to listen to their demos, and so I'll have a quick listen. I mean, I do an actual, I have an actual like process where, if you want half an hour of my time, I'll actually evaluate your demo spot by spot and give you tips. And I like the fact that I offer it as a service because I don't want people to think I'm just here to sell them demos.  01:42 Yeah, of course, but I listen to a lot of demos that are self-produced and demos that have no production under them, and then demos that have a lot of production under them. And you know, I know it's a topic that you know we tend to talk about quite a bit, all about demos. But demos are just so darn important because it really is the product by which you get hired a lot of times. I mean, in addition to auditions, of course, you know, because the client always wants to hear you know your voice with their brand, but really to get your foot in the door. In a lot of places, that demo that showcases what your voice sounds like in the genre in which you want to work is so important. And it's interesting how many times I'll talk to a student who wants to kind of cut the corners on that and they don't have the money. And yet the demos that I'm hearing are not doing them any favors and not getting them any work. Right.  02:39 - Lau (Host) And there's so many tips you and I could like give about the do's and don'ts of demos, but I think it changed, like what's trending now and the faux pas that are happening are happening, that are a little bit newer these days and it's good to talk about and especially.  02:55 - Anne (Host) I like your angle from—I have my angle from the non-broadcast side and I want to hear your angle from the broadcast side. How much are demos being used to cast people? How much do the demos count when you're listening to that in comparison to the auditions? Talk to me about the casting process and how often are demos being used for that? That's a great question. That's a great question.  03:20 - Lau (Host) You know, the anecdote that I come up with is, or the analogy I come up with is, reminds me of college. College was always a necessity for people who are going into white collar careers. Ok, nowadays it's a little bit different.  03:36 - Anne (Host) Do you?  03:37 - Lau (Host) need a college degree to go into many careers. Maybe not, probably not, but when you earn a college degree, oftentimes it says to an employer that you've gone to the highest level of due diligence in your education and that, to me, oftentimes, is what demos represent. Sometimes you literally don't need demos, like literally, we won't be submitting your demo to a client On the most literal basis, I will not be sending your client 98% of the time to our clients, but it shows us that you are a working, professional, high-level industry talent. So there's a screening.  04:13 - Anne (Host) And that you take your career seriously. I think you take your investment seriously.  04:17 - Lau (Host) There's a screening to that it's a portfolio piece, sure. So I would say, yes, you do need it, but no, you do not need it for every single individual job that comes through, because they're going to be demo reads on the scripts.  04:30 - Anne (Host) Now I'm going to counter that, because you are speaking from the broadcast sense of the word. Typically, because you cast a lot for commercials and broadcast style jobs. For non-broadcast, which is a lot of the industry as well, demos can sit on your website and be available 24-7. When you don't have time to audition, and that is the biggest point that I'd like to make is that if you do not have an audition, they sit on your website as a portfolio, as a demonstration of what it is that your voice sounds like, and it can be a way to get your foot in the door.  05:04 If somebody hears that demo and then they're like, oh, I like that voice, and then maybe they want you to audition or it just it allows people to kind of sample the product, sample the product before they decide if they want to hire you, and I think that it's a very valuable piece to have on a website. So if you're a talent that's going to do not I mean I don't know any talent that just does broadcast I mean maybe some it's a very tiny few that just do broadcast, but that doesn't do non-broadcast as well. So I feel like that demo as a portfolio. I remember when you used to go on job interviews and you had to have things in your portfolio.  05:44 I mean, I did when I went on job interviews.  05:46 - Speaker 2 (Announcement) I had a portfolio. I did too, yes.  05:48 - Anne (Host) And this is really your portfolio and I think just like— Totally agree as anything right. Presentation is everything I'm all about. Presentation, yeah, Do you know what I mean? I do? Presentation in marketing, presentation in the way you dress, presentation where you present yourself to people. I think presentation for your product is important and that is your demo.  06:11 - Lau (Host) And thank you for qualifying that, because I was speaking from a commercial mindset and it is great to have it on your website. You really should have those on your website because you're going to get private clients, you're going to get audiobook clients, you're going to get all sorts of potential clients that need to hear samples of your work. In my world, every day I will ask for submissions, commercial demo submissions for the agency but how much we're actually using them in-house once we've accepted you into the agency?  06:43 - Anne (Host) is getting minimal. But you need one to get into the agency. Is that correct? For the most part, yeah, you do.  06:49 - Lau (Host) You do because otherwise we would just have you do random reads which we want to hear produced reads. So it makes sense to absolutely have that commercial demo. But be careful, like and we'll talk about that some of the tips about like what is in that that is working on your behalf and what is working against you.  07:08 - Anne (Host) Yeah, yeah.  07:09 Right, I mean, there, you know I'm going to say, first of all, anything that is not produced right. First of all, I mean we can talk the DIY. I mean the DIY is not typically produced because, again, you need, like, if you're going to put music under it, sound effects, you need a license for that to be, you know, to legally. You know, put something on your website and I feel like, if it's not produced, then it kind of tells people that you're just there in your home studio with a mic and you didn't want to put any sound effects or music under it, and so therefore, it's kind of like a half-finished product to me. Yes, and yes, it showcases your voice, but it also showcases that maybe you could be a hobbyist or that you are not making the investment to create a produced sample, which I think is important because, again, you know, it's everything. I mean the client needs to hear what your voice will sound like in a fully produced spot, I believe that I agree, and you know what I do.  08:06 - Lau (Host) When we're looking at bringing new talent, I typically make a habit of saying who produced your demo?  08:11 Now, a lot of agents won't ask that, but I do because I know the producers and I know who's who. So I'll ask them who produced your demo? That'll tell me one thing and then, well, they certainly have to send me a commercial demo. I find one of the biggest problems out there is they're sending me the wrong demo. They're sending me, say, you know, an animation demo, character demo, which I love because we're doing more animation jobs, but the bread and butter is still the commercial for most of us. And so you have to really target, like who are you sending your portfolio to and who are their clients, what kind of work do they represent? And send them the right demo, send them the most appropriate demo. Don't assume oh, I have four other demos, is that good enough?  08:52 - Anne (Host) Well, yeah, I mean like a corporate demo.  08:55 You're like you need a commercial demo first and foremost because that's where you as an agent make your money right In the broadcast, but non-broadcast but it's not to say that your agent won't hire you for a corporate job.  09:11 It's nice to have that corporate demo. I'm going to say that the rest of the demos outside of your commercial demo or anything that's broadcast like promo or animation, even to have those non-broadcast demos is also equally as important to have on your website and to also deliver to your agent as a secondary demo, because you know they want to see that you can be versatile and you're not just a one-trick pony, uh, sort of deal, and and those demos should be should be produced properly. Basically, I'll tell you, though produced properly just as important to have a produced, even though e-learning I have people that will say to me yeah, but e-learning, you don't typically have music under e-learning. I'm have people that will say to me yeah, but e-learning, you don't typically have music under e-learning. I'm like, look, it's not about that for your demo, it's about the presentation it's about. I would much rather hear your voice in an e-learning module with a little bit of music underneath it because it helps.  09:55 It's like putting lipstick on it's just saying right, it finishes it off, it creates a nice sound and there are a lot of e-learning believe it finishes it off, it creates a nice sound, and there are a lot of e-learning believe it or not modules that do have music under them, even though a lot of them won't.  10:10 - Lau (Host) But I'll tell you what blows me away.  10:11 - Anne (Host) Medical, the same thing. Medical is the same thing. I'll tell you what blows me away, though.  10:16 - Lau (Host) How many talent we have submit to the agency for acceptance that don't have commercial demos.  10:30 - Anne (Host) And.  10:30 - Lau (Host) I say you know, I appreciate you sending me other demos, but where's your commercial demo? And they say oh, I'm saving up for it and I'm planning it next year.  10:33 And I'm like, well, then come back to me then, yeah, yeah, because that's what I need to hear. That's how specific we get in terms of having you understand what a commercial delivery is. We need to know that you understand and that you're making the investment in it as well. I think that that's really, really important. You know, one of the big sort of mistakes that I've heard recently and we've been talking about this forever, but it's been a real problem recently I was involved with a corporate casting just the other day and within the agency now these are the talent that are accepted within the agency I'm getting demo after demo, commercial demo, because they were asking for commercial demos.  11:11 They weren't even asking for reads on the script yet and, as I remembered them, I had to listen to the first like 10 seconds of the demo. They were so hyped, pitchy, selly, like over the top, wild crazy. You know big car sales and I'm thinking to myself Most of the stuff we do is really not that. Yeah. Yeah, it's much more of an earthy delivery, much more of a real delivery, and a lot of them got ditched in terms of not being submitted, just because of that it amazes me that demo producers, I think that you know.  11:45 - Anne (Host) Then you're shopping around for a demo producer. I think your demo producer needs to be current and relevant. And so when you're shopping for a producer for your demo, that you listen to other demos that are produced by them and hopefully you've done your homework beforehand and listen, like if you're going to get a commercial demo, listen to what commercials are out there lately, and not, I mean, even on the radio, right where I think radio is a little bit more dynamic, a little more, you know, focused on the voice, because there's no media outside of music behind it. I feel like you can be a little bit more dynamic with your acting, but even then it's not so high-pitched. And yeah, the car ads, yes, some of them are.  12:28 - Lau (Host) And the sound effects. Like I don't know if talent realized. We don't want to hear tons of sound effects in your first read or two. You want to hear it. So one more thing, annie, I just want to mention. I forgot to mention it earlier. When they're submitting to the agency, if I like them or their demo, I'll say, hey, can you submit me a couple raw reads?  12:46 - Anne (Host) I want totally raw reads and typically they love that you can gauge their studio that way. Absolutely.  12:54 - Lau (Host) And their voice. Like is that their voice? Was anything overly processed or overly?  12:59 - Anne (Host) Yeah, I think that's so important because you don't want to have the demo and that's, I think, that probably a lot of agents, if they don't ask for that, they'll know in a matter of like a couple of auditions whether or not you have the acting chops to be able to back up what you had on your demo or what might've been directed right for you on the demo. And we've talked about that a lot of times, and Cliff Zellman is famous for saying a demo is a promise, a demo is a promise, and so when you submit, a demo to someone.  13:27 you want to make sure that you can back that up, that you can produce that same sort of delivery. Maybe not You're not an audio engineer and you probably don't have a bank of music and you don't have a bed of music or sound effects but you need to be able to put that delivery to the test. Someone just sent me one of my talents.  13:45 - Lau (Host) He's so great. He just sent me a monster demo in honor of Halloween and it was so great and I said his name is Michael.  13:52 I said Michael, I'm just curious how much of this is processed. He said Lau, none of it. This is my voice. I was so impressed by that. I mean, I was like so impressed because once in a while we'll have an animation that comes through Actually more and more so now than last year and they'll look for those kinds of characters, they'll look for those kinds of sound effects, they'll look for that stuff. And just knowing he can produce that without overly being produced in a studio, just his voice is just really incredible. So I would say, put your natural stuff up front for a commercial agency, like, go as natural and real and authentic as you can up front and then do your high-pitchy stuff later in the demo.  14:34 - Anne (Host) Well, do that in a character demo, or do that in an animation demo, or do that or put it towards the end. In a demo that yeah put it in a demo, like you just told. Now see, I don't want, I don't want the bosses to get confused because you just talked about a monster demo, so monster demo is going to be different than a commercial demo.  14:50 Right, I demo. Right, I mean you're talking about, like I mean, a commercial demo. You would want to hear what it sounds like with the music underneath it. However, I think you have to be careful that you don't have something that's way overproduced and there will be some demo producers that might do that and so I think that you have to really listen with a critical ear. If you're you know. If you're shopping around for a demo producer, what do they do? What have they done recently? And sometimes it's hard when you're first starting out in voiceover because you don't know what a good demo sounds like and hopefully you know. If you've done your research on the Internet, you've heard examples of good demos versus maybe not so good demos.  15:34 And I'm like just because a demo exists doesn't mean it's a good one.  15:37 - Lau (Host) No, of course not, and I'm glad you brought that up too, because I have been really annoyed by overproduced sound effects, like, sometimes I feel like the producers, the audio engineers, the demo producers are showing off. And why do I say that? Number one, I don't need to hear a sound effect in every moment, in between words or sentences. I don't want that at all. The other thing I don't want is oh, I almost lost my train of thought.  16:04 - Anne (Host) Don't detract from the voice with the production of it.  16:07 - Lau (Host) Oh, I know what, it is Too long. So the demo producers are either, as you said, they're archaic and they don't know what they're doing and they're from 1962, or they're showing off because it's 90 seconds, it's two minutes, it's 2.15. And I'm like I'm not listening to that.  16:25 - Speaker 2 (Announcement) Who's going?  16:25 - Anne (Host) to listen to that right, but the producers are showing off. That's too long for a commercial demo.  16:31 - Lau (Host) Absolutely Way too long, way too long.  16:33 - Anne (Host) So I'm thinking today Not too long for a non-broadcast narration, though, like a minute and a half to two minutes that's. That's normal, of course not.  16:39 - Lau (Host) No, of course not, and so I would say the one another thing I see is sounding like one long read, the whole thing lacking variety, lacking change Range, and that's to me in the coaching in the direction. It's like understanding. It just can't be about the sound effects. It has to be authentically about the voice actor being able to internally shift the mood and a variety of styles too.  17:05 - Anne (Host) I hear a lot of demos with a lot of like first person dialogues in them and to me that the first person dialogue to me is kind of a kind of a cheat, because if you're going to produce because if you're going to produce somebody before they're really ready, because not every commercial is a first-person dialogue.  17:23 It's not like hey, I just went to John Camp Ford and it's not all a dialogue. There's a lot of more third-person, second-person, and so if your demo is not demonstrating that and me as a casting person, I think you also love that A lot of times demo producers will throw those first person reads in there. Like the whole demo will be a first person read and I'm like, well, that's not really showcasing the entire range of acting that I would need for a national commercial, which is not all. You're not on camera actor there. Typically it's not always first person, it's like you're talking about a pharmaceutical in the third person. So how do you sound in that? So your demo has to have the styles that are out there now and not just one style and that one style right, that first person dialogue may show a lot of characters that you can do and it can show a range of emotion, but it doesn't show your acting in something that's not written in that style.  18:19 - Lau (Host) Good point, yeah, totally good point. And what about what's, as you're saying, what's trending out there now, like I'm really tired of hearing about, you know, maybelline, mascara or Lexus, if I hear another read with some of the same products over and over again or Dove chocolate it's kind of like guys.  18:38 I know that you didn't do those commercials because I recognize the script from the online library that a million people have. So, being very careful, you don't need to have a real job on your demo. You can have studio reads, that's fine, but it has to be updated, thought out in terms of what are the trends of today, like, maybe we don't eat as much chocolate, maybe we're having, you know, sugar-free chocolate, maybe it's, you know, I don't know whatever it is, but what is trending today and what makes you sound relevant to being a working talent today versus something from five or 10 or 15 years ago?  19:16 - Anne (Host) It's so interesting that you were talking about the L'Oreal makeup read, which is, it's always that one sound, that kind of, you know that sexy kind of L'Oreal Maybelline, and so what's interesting is how has that trend changed, right? Has it changed? Are there now more or maybe different brands that are out there that are not using that particular sound? I just because I know you referenced Dove chocolate and so I was just referencing the makeup commercials as well, right, which really took a long time for them to change, and now they're slowly changing Totally.  19:49 Now they're changing, so I don't need to hear that typical read of that promo-y sound. That's right, it's nice to hear something that's different, that is relevant for today, I mean, and you know how I know a change is occurring.  20:04 - Lau (Host) It's what we said in the last podcast that we just recorded. It's about reading your specs. So, for instance, we just got specs in for a corporate audition. For instance, we just got specs in for a corporate audition and in there, as we're reading it as the agents, it says no vocal fry, please. What does that tell me? They don't care about your voice. They could care less about you. It's about that delivery of like hi, I'm talking about finance. Now I'm on a vocal fry. I can't even do it, but I'm on a vocal fry. They don't want that anymore. They want more real people, and more real people do not speak on a vocal fry, yeah.  20:42 - Anne (Host) And more real people. Right, I will say. I will say, more real young people do talk a little bit with upspeak and so that is a trend that we got. I I've been. You know I'm traditionally against that, but again, I'm doing a lot of non-broadcast narration stuff and I feel like, if you can't use upspeak yet, because even even younger people, when I, when I've I've done a lot of research in the corporate world when they're speaking publicly about their product is there's not upspeak, they're more authoritative and that, yeah, it's very interesting because, you know, I'll let it happen once in a while in a script, because if the voice is young, it's a natural occurrence and a natural tendency. But if you're in your 50s and you do upspeak, I'm not, no, it's generational, it's generational.  21:29 We don't tend to do that and you might hang out and you might have kids, you might have kids, you might have kids. That's up speak. And then that kind of affected you. However, when you're delivering a commercial on I don't know, depends Up speak. It just doesn't belong there, it just doesn't. It just doesn't so, it doesn't belong with the demo. So, understand the styles and the trends, and that's something that anybody can do for free by simply watching commercials, by simply surfing the internet and looking at corporate you know, corporate videos and there's any genre looking at animation. I mean really just study and listen to what the voices are.  22:04 - Lau (Host) I got another tip. Yeah, I got another tip about that. Gone are the days where we used to have completely separate demos for English and then another language. Now you can certainly do that and that's great, but you don't have to. If you're making a commercial demo, I love a bilingual demo or a trilingual demo. So if you speak more than one language, I need to know what it is. If you do authentic accents, I need to know what it is.  22:25 - Anne (Host) I'll even put it on a corporate demo or a medical demo because I'll put and what I'll do is maybe I'll do a dialogue spot that has you'll be talking to the younger son in English, but then you'll turn to the father, who doesn't speak English and only speak Spanish, and then have the rest of the conversation in Spanish, and that spot alone showcases that this talent is bilingual and so that works. So not just for commercial but also for non-broadcast, absolutely.  22:53 - Lau (Host) Yeah, and we're in a global world, so I know you know that ad campaign. Thank you, captain Obvious. You know that was at Travelocity or something, kayak or something. I feel like it's this one. I talk to talent. It's like Not only put your best suit forward, and forward first, but do the things that you would be cast in Like. Don't do stretch pieces, don't do like if I'm 35, don't try to do a 70-year-old piece.  23:22 - Anne (Host) Don't do that. I'm saying if you're like in your 50s, don't do a millennial read on your commercial demo.  23:29 Because, first of all, it doesn't fit. I think we were talking about this on the last podcast. It's like I don't audition for 20-something voices, even though I have a younger voice, because it's not just about the voice and the sound of it, it's about the style and it's about the authenticity of it as well. Right, which is we understand why we want authentic voices. Right, it makes sense that your life experience dictates the style and the tone and the gravitas and the subtext and the acting that goes into delivering a message.  24:01 - Lau (Host) Save it for your character demo if it's appropriate, yeah, and your coach will help you to see. If it's appropriate, put it on your character demo, right, because we're back to having adults doing kids' voices. Now for character work we are. So you know you got to keep your finger on the trends, keep your finger on the pulse of what's happening in the industry and what's going on and reflect the work that you would actually do and be cast in.  24:25 - Anne (Host) Adults doing kids' work is. There's a lot of times that tends to make it easier with the legal aspects of things. Is that not correct? Yeah?  24:34 - Speaker 2 (Announcement) It does.  24:34 - Anne (Host) So, like an adult, can work longer, can work different hours, and that also translates to on-camera as well, right Lau? Yeah, though I'll tell you we don't have as many problems in the voiceover world because the jobs tend to be quicker.  24:46 - Lau (Host) Oh, yeah, unless they're running a recurring character. They tend to be quicker.  24:58 - Anne (Host) It's more the on-camera stuff. Yeah, right, that's much harder, so we'll do 18 to play 12 or 19 to play 14, because of all the laws involved with education. Well, that's the way it's been for such a long time, right, yeah, forever, forever and ever, yeah, forever. And on camera, absolutely.  25:05 - Lau (Host) But, as you said, like you do your due diligence, you do your homework. We have to do our homework too, all the time about our industry, what's cooking, what's happening, what are the jobs in the genre we want to be going out for, and that should be reflected on your demo, not the old read from you know, the old announcer read from 1991. Right and I'm getting.  25:30 - Anne (Host) Yeah, absolutely. I mean, in addition to all that right, what should be on the demo? I just have an increasing number of people who are like, well, I can't afford my demo but or I can't afford, well, I can't afford the training, but I want to get a demo so I can start working. So it's kind of like what came first, the chicken or the egg. It it's tough because you really need the training so that you can execute and deliver the spots on your demo. That will get you the work. And so if I'm a demo producer, that's just going to direct you into those reads. By the time you get into your own studio you're not going to be able to recreate them.  26:08 - Lau (Host) And we've covered this in numerous episodes of VO Boss in that like don't come in with desperation, don't come in with no capital, don't come in at a deficit. Come in where you've got a little bit of abundance and say I want to get the most effective portfolio product that represents me, because I know I'm going to get a return on this over time if it is industry standard and represents me well, if I DIY it, you get what you pay for.  26:35 - Anne (Host) Yeah, exactly, and you know, I do have a number of students as well who say that I'm saving up for a demo, but I want to start working and so I want to get an agent. And what most people don't understand this is slightly off topic but kind of in a parallel path Most people that come into this industry not understanding that an agent primarily deals in broadcast. So you can have an e-learning demo, but you're not going to get an agent with that. You need to have a commercial demo or whatever the agent specializes in for the most part, any type of broadcast. So you can't just you have to have a great demo, a great commercial demo, to land an agent, and then, once you have an agent, that's not going to be 100% of your work, or nor should it be 100% of your work.  27:18 And so most people are like well, I'm going to direct market and I'm like, do you know how hard it is to direct market? And I'm not saying that you should, because most people right now are saying nay to the pay to plays, right, because it's like, oh, I don't like this pay to play. I feel like they're taking my money, it's hard, I can't get a job, but also you need to, you need to present yourself with opportunities and so, yes, direct marketing is great, but that's also, that is also a path that doesn't happen overnight. Direct marketing. It is very much a timing issue with direct marketing and it's going to be.  27:48 It's a marathon, not a sprint, and that can make people kind of put off and you know they're going to be frustrated, they're not going to be able to get work right away, and that's, I think, that cycle that most new people coming into the industry they go through. They have that cycle where they can't afford, like they have that illusion in their head that it's just talking behind a mic and it doesn't require a lot of work and so therefore, they can create their own demo so they can save some money and then they can start getting work right away. And unfortunately, that's just not how typically the industry works.  28:24 - Lau (Host) No, it's not.  28:24 They're going to have to adjust and really manage those unrealistic expectations those unrealistic expectations, because I'm quite certain that many, many students around the world who are going into programs to be an accountant, a doctor, a lawyer, are not coming in with tremendous amounts of money, but they have to be resourceful to figure out how to get their education so that they can train and get an internship and work their way up. And it's the same with us. We're just on a tighter timeline. We don't need to go through four years of school or eight years of college necessarily, and that's a great point.  28:56 It's a great point Most people.  28:58 - Anne (Host) they think there's no time involved. So it's like that's right, but there is some time involved. I mean, there is some training involved. But yeah, I think what a great discussion Again. Yet another discussion on demos. What a great discussion again, yet another discussion on demos. But, guys, hopefully it's one that's current and relevant now for you, those of you out there that are really thinking about getting into this career just reiterating how important your demo is in order to help you to move forward and have a career and get work broadcast, non-broadcast, whatever genre.  29:30 - Lau (Host) Yes, yes.  29:32 - Anne (Host) Fantastic. Thank you, Lau, for having this lovely conversation. I loved it. I'm going to give a great big shout out to our sponsor, ipdtl. You too can network and be like bosses and boss superpowers like Lau and myself. Find out more at IPDTLcom. Guys, have an amazing week and we'll see you next week. Bye, see you next week.  29:54 - Speaker 2 (Announcement) Join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at VOBosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPD TL.   

Send us a text! (Your number stays private)Feeling overwhelmed by website platform options? You're not alone. Many entrepreneurs choose “easy” all-in-one builders like Squarespace or Wix, but in this episode, I'm breaking down why those platforms can limit your long-term growth and leave you building on borrowed land. We'll explore the hidden drawbacks, and why WordPress, despite feeling intimidating at first, gives you true ownership and endless flexibility. I'll also share how the right support can make WordPress setup simple and empower you to manage your site with confidence, so you can stop renting and start owning your online home!02:25 - The hidden limitations of all-in-one website builders04:46 - Why WordPress works for businesses at any stage06:07 - Unlimited flexibility and customization with WordPress08:36 - DIY pitfalls and when to hire a professional for your website09:53 - One important question to ask yourself about your current websiteLinks & Resources:Book a FREE Gameplan Call.Watch this episode on YouTubeFollow me on Instagram @kristendoyle.co Check out my Everything Page: a one-stop shop for savvy selling!The Savvy Seller CollectiveJoin my private Facebook community: Savvy Teacher SellersMore resources for growing your TPT businessRate & review The Savvy Teacher Seller on Apple PodcastsShow Notes: https://kristendoyle.co/episode171 Tired of worrying about WordPress updates and website maintenance? My worry-free WPCare Plan handles all your updates, security monitoring, and maintenance so you can focus on running your business. My team and I would love to be in your corner, taking your website off your plate.Learn more and get started at kristendoyle.co/care. Check out my Everything Page at https://kristendoyle.co/everything

Summit County real estate inventory just doubled while transaction volume holds at 2019 levels. Amy Nakos, managing broker with 22 years Summit County real estate experience, reveals investors now need 78% down to break even on ski properties - up from 50% pre-COVID. This shift creates opportunities for cash buyers and DIY investors willing to tackle fixer-uppers while motivated condo sellers accept 15-20% discounts in the Summit County real estate market.

Fatigue in midlife isn't just about needing more sleep — it's often a sign that something deeper is out of balance. In this episode, Tara shares her clinical approach to fatigue, including how hormones, minerals, iron status, thyroid function, inflammation, gut health, and stress all impact your energy. She explains why basic labs don't always tell the full story and what to look for when fatigue doesn't improve with rest or supplements alone. You'll walk away with a clearer understanding of why you feel tired and what steps actually move the needle — plus how personalized testing and guidance can help you get your energy back for good.   Here's what you'll discover in this episode: 1. Why "just getting older" isn't a reason to accept low energy Tara Thorne shares her refreshing perspective on why we shouldn't expect our bodies to bounce back like they did in our twenties, and how you can actually regain your spark at any age. 2. The importance of digging into your blood work Learn what labs to ask for (and why most doctors miss critical markers)—including a full-thyroid panel, specific immune markers, iron panels, and even markers for viral and bacterial infections. 3. How mineral imbalances could be sabotaging your energy Tara Thorne walks through the magic of HTMA tests and why simply popping magnesium or iron might not help (and could even make things worse!). 4. The gut-fatigue connection Surprise! You might not have GI symptoms and still have serious gut-driven exhaustion. Tara Thorne unpacks how gut health, inflammation, and "leaky gut" can zap your vitality. 5. The critical (but often overlooked) role of hormones and stress From optimizing your hormones with bioidentical HRT to managing stress and dialing in quality sleep, you'll get actionable advice to support your energy on every level.   Other episodes of interest: EPS 114: Thyroid health in midlife: post-illness autoimmunity/hypothyroidism, why TSH will rise with iodine & this is OK, progesterone & thyroid health & more! EPS 129: Hypothyroidism goes undiagnosed all the time in midlife. This episode: everything you need to know to ensure this doesn't happen to you. EPS 123: Caution should be taken when supplementing vitamin D, iron & selenium. Do not DIY these supplements! EPS 130: Do not take oral / IV iron until you've listened to this. EPS 5: Copper Toxicity: How it may be driving your PMS, estrogen issues, OCD, anxiety & more. EPS 121: All-things-cortisol in perimenopause. Are levels usually high or low? Should we test cortisol? If so, how? Everything you need to know!   Mentioned in this episode: HERBATONIN – Click HERE to visit the shop. Save 10% when you use Tara's code: Tara10 HRT Made Simple™ - Learn how to confidently speak to your doctor about the benefits of hormone replacement therapy so you can set yourself up for symptom-free, unmedicated years to come without feeling confused, dismissed, or leaving the medical office minus your HRT script. Hair Loss Solutions Made Simple™ – This course will teach you the best natural, highly effective, and safe solutions for your hair loss so you can stop it, reverse it, and regrow healthy hair without turning to medications. The Perimenopause Solution™ – My signature 6-month comprehensive hormonal health program for women in midlife who want to get solid answers to their hormonal health issues once and for all so they can kick the weight gain, moodiness, gut problems, skin issues, period problems, fatigue, overwhelm, insomnia, hair/eyebrow loss, and other symptoms in order to get back to the woman they once were. [FREE] The Ultimate Midlife Perimenopause Handbook - Grab my free guide and RECLAIM your confidence, your mood, your waistline and energy without turning to medications or restrictive diets (or spending a fortune on testing you don't need!).   [BOOK A 30-MINUTE SESSION WITH TARA HERE]

In this conversation, Josh and Kalie explore the differences and similarities between Portugal and Slovakia, focusing on various aspects such as culture, food, weather, cost of living, and social dynamics. They share personal experiences and insights, highlighting the appeal of both countries for potential expats. The discussion emphasizes the unique characteristics of each location, making it a valuable resource for those considering relocation.Video on starting the citizenship process: https://www.youtube.com/watch?v=FZ2bSBXVgx4 Comparing Portugal and Spain: https://www.youtube.com/watch?v=Pj_efjOu0Fw https://www.youtube.com/watch?v=UnTLCGGA0-c 

Think your chicken coop is “good enough”? What Jeff reveals in this episode will change the way you look at every part of your coop—from the floor under their feet to the air they breathe. Most poultry keepers focus on predators, bedding, or heat… but the real secrets that make coops safe, healthy, and long-lasting are hiding in plain sight.In this episode of Poultry Keepers Podcast, Rip, Carey, and poultry nutrition expert Jeff Mattocks break down the most misunderstood parts of coop design. You'll learn why insulation isn't necessary (even at –30°F), how poor airflow silently harms your birds long before you smell ammonia, and why choosing the wrong flooring can invite bumblefoot, mud problems, and rapid coop deterioration.They also dig into practical setup strategies: coop orientation, shade vs. sun, rooftop ventilation, predator-proofing, choosing between DIY and ready-made coops, and how to avoid the biggest mistake new keepers make—underbuilding and falling victim to chicken math.If you've ever wondered why some coops stay clean, dry, odor-free, and predator-proof—and yours doesn't—this episode gives you the missing pieces.listen now to uncover the design flaws most flock owners never notice… until problems show up.FREE WORKBOOK: Download the Coop Design Workbook with ventilation calculators, square-footage guidelines, and referenced materials inside the Poultry Keepers 360 Facebook Group, Files section.Visit www.thepoultrykeeperspodcst.com to listen now.#PoultryKeepersPodcast #PoultryKeepers360 #CoopDesign #BackyardChickens #ChickenCoopTips #PoultryCare #HealthyFlock #ChickenCoopVentilation #DIYChickenCoop #BackyardPoultry #ChickenMath #PredatorProofing #PoultryEducation #SmallFlockCare #HomesteadChickensYou can email us at - poultrykeeperspodcast@gmail.comJoin our Facebook Groups:Poultry Keepers Podcast - https://www.facebook.com/groups/907679597724837Poultry Keepers 360 - - https://www.facebook.com/groups/354973752688125Poultry Breeders Nutrition - https://www.facebook.com/groups/4908798409211973Check out the Poultry Kepers Podcast YouTube Channel - https://www.youtube.com/@PoultryKeepersPodcast/featured

The first week of December isn't just for cozy rom-coms and twinkling lights. On this episode of This Week in Horror History, we dig into the spooky side of December 1–7, charting travel nightmares, cursed deserts, classic Universal monsters, and a knife-clawed college mascot turning school spirit into a bloodbath.We kick things off with Turistas (2006), the mid-2000s travel horror where a dream backpacking trip in Brazil plunges into organ-harvesting terror. It's that “don't get on the bus” era of horror, loaded with sweaty paranoia and the ugly underside of “exotic” tourism.From there, we head to the desert with Scalps (1983), a shoestring-budget curse shocker about archaeology students who dig on sacred land and unleash a vengeful spirit. It slipped quietly into limited December release but later clawed out a cult following on home video and streaming thanks to its gritty, regional DIY vibe.Then we turn back the clock to House of Dracula (1945), one of Universal's last serious monster mash-ups. Dracula, the Wolf Man, and Frankenstein's monster all converge on a tormented doctor who thinks he can “cure” them — and instead gives us a fog-drenched fever dream of capes, neck bolts, and mad science that feels tailor-made for chilly December nights.Our Deep Cut Spotlight goes to Girls Nite Out (1982), a campus slasher originally released as The Scaremaker. A college basketball win kicks off an all-night scavenger hunt, while a killer in the school's bear mascot costume stalks the grounds with steak knives strapped to its paws. It's pure early-'80s slasher energy — dorm drama, campus radio, locker-room stalking — that barely made a ripple in theaters but was rescued by VHS and, eventually, a boutique Blu-ray restoration.We also roll through a Birthday Roll for horror heavy hitters born this week — from Sean S. Cunningham and Tony Todd to genre-shaping talents behind slashers, supernatural sequels, and expressionist nightmares — and talk about how their work threads through the films we're spotlighting.To wrap it all up, we land on a Weekly Recommendation that fits perfectly with early December: Edward Scissorhands (1990). It's the ultimate snowy, suburban gothic fairy tale — pastel houses, winter loneliness, and a gentle “monster” whose ice-carved sculptures make the snow fall — ideal for horror fans easing into holiday mode without losing that eerie edge.This episode of This Week in Horror History is brought to you in part by Savorista — the spooky-friendly coffee brand serving bold, gourmet flavors in decaf and half-caf roasts so you can binge horror without wrecking your sleep. Head to Savorista.com, pick out your favorite light, medium, or dark roast, and use promo code SPOOKY at checkout to get 25% off your first order. Every purchase supports the show directly and keeps the horror history rolling.If you love horror podcasts, physical media, and deep-cut genre history, queue this one up and let This Week in Horror History program your first December horror marathon.

Every week we'll 3D print designs from the community and showcase slicer settings, use cases and of course, Time-lapses! This Week: Articulated Attic Viper By Its_Donnie makerworld.com/en/models/2022499-articulated-attic-viper-hinged-jaw Bambu X1C PolyMaker PLA 21hr 21mins X:145 Y:141 Z:18mm .24mm layer / .4mm Nozzle 10% Infill / 1mm Retraction 200C / 60C 112g 230mm/s ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Adafruit on Instagram: https://www.instagram.com/adafruit Shop for parts to build your own DIY projects http://adafru.it/3dprinting 3D Printing Projects Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOWD2dJNRIN46uhMCWvNOlbG 3D Hangout Show Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVgpmWevin2slopw_A3-A8Y Layer by Layer CAD Tutorials Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVsMp6nKnpjsXSQ45nxfORb Timelapse Tuesday Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVagy3CktXsAAs4b153xpp_ Connect with Noe and Pedro on Social Media: Noe's Twitter / Instagram: @ecken Pedro's Twitter / Instagram: @videopixil ----------------------------------------- Visit the Adafruit shop online - http://www.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Subscribe to Adafruit on YouTube: http://adafru.it/subscribe Adafruit Monthly Deals & FREE Specials https://www.adafruit.com/free?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Join our weekly Show & Tell on G+ Hangouts On Air: http://adafru.it/showtell Watch our latest project videos: http://adafru.it/latest?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting 3DThursday Posts: https://blog.adafruit.com/category/3d-printing?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting New tutorials on the Adafruit Learning System: http://learn.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Music by Dan Q https://soundcloud.com/adafruit -----------------------------------------

Struggling to find and keep good people in your restoration business? You're not alone.In this episode of Restoration Pros Unplugged, host Clinton James (CMO, Water Restoration Marketing) sits down with Paul Sanneman, founder of Contractor Staffing Source, to talk about why the “labor shortage” in restoration is often a self-created problem and what you can do about it.Paul breaks down the biggest hiring myths holding contractors back, like:- Only recruiting when you “need someone”- Thinking employees are “too expensive”- Trying to DIY recruiting without a real systemHe then walks through a simple, repeatable hiring process: writing strong job ads (with the help of AI), posting them everywhere, speed-to-lead on applicants, detailed assessments, video interviews, background checks, and proper onboarding that makes new hires say, “I made the right move.”Clinton and Paul also dig into how AI and offshore talent are changing the game for restoration companies. You'll hear how owners are using remote team members for roles like admin, estimating, job costing, and marketing often at a fraction of the cost without sacrificing quality or communication.If you're a restoration owner tired of starting from scratch every time you need to hire, this episode will show you how to build a steady pipeline of qualified candidates and treat recruiting like marketing: ongoing, systemized, and budgeted.Visit: https://contractorstaffingsource.com/----Want to grow your restoration brand and generate more water jobs with expert marketing?Book a free strategy session with our team at Water Restoration Marketing:https://www.waterrestorationmarketing.net/schedule

Flipping houses isn't the real challenge—building a business that creates long-term wealth is.Brandon Rickman is a veteran real estate investor, licensed general contractor, and co-founder of Simply Sold Atlanta. With 20+ years in the business and over 500 flips completed, he's mastered the art of finding deals, funding projects, and scaling a profitable investment operation.In this episode, you'll discover the real skills required to build a successful flipping business—from finding quality deals to raising capital and building a trustworthy team. Brandon breaks down the realities of scaling from your first flip to running a high-volume operation and why long-term assets like self-storage are the path to true legacy building. You'll walk away with practical, repeatable steps to grow sustainably, even in a competitive market.Key Takeaways0:03 — Why finding money is easier today Brandon explains why raising capital has changed—and why funding is no longer the biggest obstacle for new investors.0:08 — Why finding good properties is more challenging Depending on your market, inventory and competition shape how difficult it is to uncover profitable deals.03:30 — Brandon's background: 500+ flips & a lifetime in constructionFrom growing up learning how to build houses by hand to teaching others how to find, fund, and flip.06:05 — The “Find” phase: where deals really come fromBrandon breaks down what new investors should focus on first, starting with building relationships with agents.07:19 — Their first flip: a DIY story with lessons learnedHow he and his wife bought their first deal from a neighbor, renovated it nights and weekends, and sold it for a profit.08:27 — Should you invest locally or expand?Why Brandon recommends flipping in your own market—especially when school districts can drastically change property values.09:07 — The first step to consistent deal flowCall five agents a day for four weeks—Brandon's simple but powerful method to get deals coming to you.10:05 — Real estate investing is WORKBrandon and Corwyn debunk the myth that flipping is easy money—entrepreneurship takes commitment.10:53 — Doing one flip a year vs. building a real businessWhy Brandon encourages investors to start small but build toward independence, freedom, and long-term stability.11:46 — Moving from flipping to true wealth-buildingThe conversation transitions into funding strategies and how investors can secure capital for their deals.“It's not about the flip—it's about the foundation you're laying for the generation coming after you.”Connect with Brandon:Website: simplysoldatlanta.comLinkedin: https://www.linkedin.com/in/brandon-rickman-9885a22/Email: brandon@simplysoldatlanta.comConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Country Boy HomesDo you remember your grandma's front porch? You know that spot where stories were told, kisses were stolen, and sweet tea was always being sipped. Now imagine giving your family a place to make those same memories, but in a brand new, energy-efficient, and home that was built just for you. At Country Boy Homes, we help folks just like you find that forever feeling.Whether it's your first home, your next home, or your, we're done with rent forever, like,  seriously home, we specialize in affordable, durable, manufactured, and modular homes, the kind that make room for muddy boots, big dreams, and second helpings. Come see what coming home really feels like. Call 843-574-8979 today.Country Boy Homes, Built to Last, Priced for You.

SNFU founders Marc and Brent Belke discuss band history, rare recordings, records, vinyl reissues on Trust Records, upcoming events at the Punk Rock Museum & more. Topics Include: Marc and Brent Belke join from Vancouver and Victoria to discuss SNFU's December 5th Punk Rock Museum exhibit and album re-release. The exhibit coincides with Trust Records' re-release of SNFU's debut album "...And No One Else Wanted to Play" with extensive extras. The re-release includes a 53-page booklet with rare photos, interview excerpts, and a full record of early demos and alternate versions. The exhibit features band paraphernalia, posters, t-shirts, and artwork, originally displayed at a Saskatchewan museum last summer before moving to Vegas. Marc and Brent will provide guided tours at the Punk Rock Museum and participate in a roundtable discussion on December 5th. The brothers describe Edmonton's early 1980s scene as intimate with only 50 people, mixing new wave, rockabilly, and emerging hardcore sounds. Getting punk records in Alberta meant ordering from New York stores via mail, waiting two months, and receiving only 25% of selections. Pivotal records included Bad Brains' ROIR cassette, Let Them Eat Jellybeans compilation, Sex Pistols' debut, and Minor Threat's Out of Step. The LA hardcore scene heavily influenced SNFU, with bands like Circle Jerks, Social Distortion, and Youth Brigade making significant impressions. SNFU formed when Marc and Brent's band lost members, recruiting bassist Curtis and drummer Evan Kaufmann based on personality over experience. Singer Chi Pig brought irreverent humor and sarcastic lyrics that became central to SNFU's identity and separated them from serious hardcore bands. The band recorded their debut album in two weeks with limited preparation, creating the raw energy that defined their sound. Early SNFU combined hardcore speed with melodic elements, drawing from both aggressive punk and bands like The Damned and Buzzcocks. The band signed with BYO Records for their second album, appreciating the DIY ethos and direct artist-to-label relationship. SNFU toured extensively across North America, playing everywhere from established venues to DIY spaces and experiencing varied punk scenes nationwide. The brothers discuss how the band's legacy feels incomplete, with the Trust re-release helping emphasize positive aspects of their history. Brent left SNFU to attend music school, studying jazz and strings, and now works creating music for film projects. Marc emphasizes Trust Records' meticulous approach, taking four years to perfect the release compared to SNFU's tendency to rush. Both brothers have never visited the Punk Rock Museum and look forward to experiencing it while giving tours on December 5th. High resolution version of this podcast is available at: www.Patreon.com/VinylGuide Apple: https://tinyurl.com/tvg-ios Spotify: https://tinyurl.com/tvg-spot Amazon Music: https://tinyurl.com/tvg-amazon Support the show at Patreon.com/VinylGuide

This week, Steven is joined by fellow CPAs Claire Gallant and Logan Holman to talk about the value of the "Simple" things in taxes. Claire and Logan are partners in a tax firm focused on what some may consider "simple" returns and share how they are still delivering massive value for the people they serve. The conversation also covers how to help clients identify when DIY is probably not going to cut it anymore and the value of the tax preparer/financial advisor collaboration. Listen to the end as Claire and Logan share the directory they have created of tax preparers who are actually taking on new clients and how you can take advantage of it. https://zurl.co/sD3nr

You can't create the next big idea in a sea of chaotic collaboration. Innovation can be deliberately accelerated by giving small teams time together to brainstorm and sufficient time alone to think, plan and prepare. In this episode, I provide a do-it-yourself (DIY) approach to host a one-day team experience as a catalyst for innovation. The post Ep. 383 – Jumpstarting Innovation in a Single Day appeared first on Just Saying.