Cash Rules - Financial Podcast

Markets can sometimes be turbulent in the short term making it difficult to focus on a long term financial plan. Paul goes over the importance of staying invested and gives tips on how to tune out the headlines.

The cost of post-secondary education is not getting any cheaper. Learn how you can get free money from the government towards your child, your nephew, niece, grandchild, godchild's education.

Just like with a sports team you don't want to have only one really good player on a bad team or no team at all. The same goes with your investment portfolio. Paul explains why diversification is so important for your portfolio and how it can save you money in the long run. This episode is dedicated to a great human being, an inspiration to many, and a hero to an entire generation Mr. Chadwick Boseman

Companies like Apple and Tesla have announced that they will be doing a stock spilt. What is a stock split and what are the pros and cons for the company and for the shareholder?

Part 3 of of our introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.

Part 2 of of our introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.

This episode provides an introduction to economics. Paul, a Certified Financial Planner, will explain in simple terms how micro and macro economics effect the financial markets. You will learn how certain factors determine the health of the economy and understand how to predict the direction of the markets with leading indicators that influence investment decision making.

Each generation of Canadians grows up under a unique set of circumstances. This can shape the views on host of topics including investing. This podcast will explain that every generation has its own unique experiences to overcome, however, there's one constant way to properly invest during these different times frames.

Investors often associate risk with volatility. Holding cash my give you a sense of comfort but what is the true cost of sitting on the sidelines?

Do you know how much you need to earn to recover your investment losses? Listen to Paul, a Certified Financial Planner, explain how to figure out the percentage needed to get back to even on your investment losses. It's not as straightforward as you may think.

This episode Paul a Certified Financial Planner with a major financial institution, explains the seeming contradiction between the stock market confidence and the current economic backdrop.

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, discusses: What kind of investor are you? Are you analytical and disciplined or do you make emotional investment decisions? This segment explores the role of human behavior in investing. And some valuable investment advice from Warren Buffett To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, discusses: What kind of investor are you? Are you analytical and disciplined or do you make emotional investment decisions? This segment explores the role of human behavior in investing.To take the full course, google search "McGill Personal Finance Essentials."Tags:

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will explore features of the real estate market, considerations in making a rent vs. buy decision and important factors in real estate investing.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will explore features of the real estate market, considerations in making a rent vs. buy decision and important factors in real estate investing.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the fourth of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, will take you through the third of our four-part series, this segment introduces the impact of tax on your investments and addresses how you can optimize your after-tax investment returns.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the first of a two-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the first of a two-part series, this module covers your investment choices from stocks to bonds, mutual funds to GICs and takes you through some core investing strategies.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through another module and explains why a budget is an important tool when it comes to reaching your financial goals, and gives tips to make budgeting simple, painless and effective.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul a Certified Financial Planner, take you through the second module on Time Value of Money. Discover the importance of the time value of money and learn concepts such as compounding and discounting and the role they play in managing and growing your money.To take the full course, google search "McGill Personal Finance Essentials."

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials." To take the full course, google search "McGill Personal Finance Essentials."

As COVID-19 continues to spread globally, fraudsters want to profit from consumers' fears, uncertainties and misinformation. Fraudsters are exploiting the crisis to facilitate fraud and cyber crime. On this episode, Paul goes over the most common COVID Frauds and how to avoid them. Trusted resources and advice (from CRA website)Refer to Government of Canada COVID-19 health, financial and security resourcesRefer to Financial Consumer Agency of Canada COVID-19 informationReference the latest health information from these legitimate sources: Coronavirus disease (COVID-19) (Public Health Agency of Canada)Coronavirus disease (COVID-19) outbreak(World Health Organization)Contact your insurance provider to answer any health insurance questionsMake sure you have anti-virus software installed and keep your operating system up to date

On this Episode, Paul, A Certified Financial Planner and Frank, a Commercial Account Manager, discuss the new government initiative to help employees. The Canada Emergency Response Benefit is part of Canada's COVID-19 Economic Response Plan, which has been established to help Canadians who have had their employment impacted by COVID-19. Listen closely, as they explain how to qualify for $2,000 a month!

McGill University and RBC have collaborated to put together personal financial essential modules. From budgeting to borrowing, to real estate and beyond. On this episode, Paul and Kris, two Certified Financial Planners, take you through the first module on Debt Management. To take the full course, google search "McGill Personal Finance Essentials."

On this episode, Paul explains why you should know about The Canada Deposit Insurance Corporation (CDIC) as well as The Canadian Investor Protection Fund (CIPF). He discusses why these two corporations help keep your money safe at your bank. In addition, he invites Frank Marino a Commercial Account Manager at a major financial institution to reviews some of the benefits of Canada's COVID-19 Economic Response.

On this Episode, Paul, a Certified Financial Planner, discusses what prudent investors do during market volatility. He also gives strategies to people sitting in cash, who want to start investing, but are unsure of how, during these uncertain times.

On this Episode, Paul, a Certified Financial Planner at a major financial institution explains how Covid-19 is effecting the global markets. Paul reveals the principals to staying the course and maintaining perspective through all type of markets turmoil.

On this episode, Kris Read, a Certified Financial Planner with a Major Financial Institution, and I explain the benefits of an RRSP loan.

On this episode, Kris Read, a Certified Financial Planner with a Major Financial Institution, explain how you can start investing for your future. We break down how mutual funds work and how they compare against ETFs and other passive investment options.

On this episode, Kris Read, a Certified Financial Planner with RBC, explain what the stock market is. We also explain how different investments like stocks and bonds work.

On this episode, Kris Read, a Certified Financial Planner with RBC, continue our conversation on what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used correctly. On our last episode, we focused on the negative side of compounding, which was the adverse effects of inflation. On this episode, we explain how to beat inflation, and ensure the money you earn, continues to grow, and outpace inflation!

On this episode, Kris Read, a Certified Financial Planner with RBC, takes us through a journey, explaining what Albert Einstein dubbed, 'The 8th Wonder of the World'. Compounding can be an extraordinary thing if used in the right way. It can also be a detrimental if neglected. We focus on the negative side of compounding, illustrating the adverse effects of inflation. We explain what inflation is, and how it deteriorates the value of your money, each and every day.

On this episode, I'm joined by Kris Read, a Certified Financial Planner from RBC. We discuss the benefits and advantages of the Tax Free Savings Account. The Tax Free Savings account was introduced by the government in 2009, and continues to be one of the most misunderstood investment vehicles in the industry. Kris and I shed some light on how the TFSA works, major benefits, and who should use it. We address the age old question, 'Should I investment in my RRSP or my TFSA'?

Part 3 of 3 of our entrepreneurship series with Amber Neville, manager at Business Development Bank of Canada (BDC). Amber manages a team of commercial lenders in downtown Toronto with a focus on entrepreneurs. On this episode we discuss understanding legal and tax requirements of your business, when to hire professionals, why networking is so important and the most important aspects of a business plan. She explains how to talk banker when meeting with a business lender, what kind of financing are available to you and what are the best ones for business. Lastly, she recaps the top things all entrepreneurs should know.

Part 2 of 3 of our entrepreneurship series with Amber Neville, manager at Business Development Bank of Canada (BDC). Amber manages a team of commercial lenders in downtown Toronto with a focus on entrepreneurs. On this episode Amber breaks down how to position yourself for a business loan, whether you should quit your job and go full-time with your side hustle. She also explains what venture capitalist and angel investors are and how you can utilized these people to grow your business.

On this episode I sit down with Amber Neville, a Manager at the Business Development Bank of Canada (BDC). Amber manages a team of commercial lenders in downtown Toronto. They focus primarily on entrepreneurs, from start ups, all the way up companies generating + $2 million in revenue. She discusses all things entrepreneurship, from how to start a business, to building a business plan, growing your business and obtaining financing from traditional banks, and many more. This is part 1 of our conversation. Enjoy!

On this New Years Day Episode, i'm joined by Kris Read, a Financial Planner at RBC Royal Bank. We discuss RRSP and how they are the most misunderstood financial product within the banking industry. We further discuss, how for the right individual RRSPs can be the best way to accumulate wealth. We go into the benefits of RRSPs, including the tax advantages, using it towards your first home and more.

I had the privilege on being on the Continual Growth Podcast to talk about financial literacy. We discussed the lack of financial literacy in schools as well as the fact that people are afraid to talk money. I shared some of the barriers holding us back as well as how we can overcome these stigmas when it comes to financial literacy.

On this Episode our host Paul sits down with Kris Read a Certified Financial Planner at major bank in Canada. Kris is a full service Financial Planner who manages millions of dollars in investments for his clients in addition to providing advice on all aspects of their financial goals. Kris goes over the top 5 things you should review before the end of the year, when it comes to your finances. Listen to this episode and you will be ready for 2020!

On this episode my co-host Ryan and I continue our conversation on the 5 principals of successful investing. We go over the last 3 principals and in my opinion the most important principal of them all.

On this episode Paul and Ryan discuss the 5 principals to being a successful investor. Just like anything in life, guidance and rules help one become successful and investing your money is no different. Follow these these principals you can't lose.

On this Episode we continue our conversation with Afshan Butt a seasoned Financial Advisor at IG Wealth Management on part 2 of our insurance discussion.

On this episode I sit down with a special guest, Afshan Butt, a seasoned Financial Advisor at IG Wealth Management. She has over 11 years of experience in the financial services industry and is ranked amongst the top 10 IG advisors in Edmonton, Alberta. She also holds the LLQP designation which is a designation held by insurance experts. She takes the time to explain why insurance is so important to building family wealth as well as the many benefits that come with the different type of insurances.

On this episode we have John Woldu an educator and a coach in Toronto joining us again to discuss RSPs. What is an RSP and do I need one? We discuss the power of this plan and how it can be used to save on taxes and put more money in your pocket.

On this episode Paul sits down with his childhood friend John Woldu, an educator and a basketball coach in the Toronto community. They discuss money management, retirement, pension plans and why it's important to not only live for today but also plan for tomorrow.

On this Episode I'm join once again by my special guest Aime, who is a young entrepreneur in Toronto. We finish our discussion on what we wish we knew about managing our finances at a young age or if you're just starting out. We review the foundations that you need to build if you want to become financial free.

On this episode Paul brings on a special guest. A young entrepreneur who just move to the big city of Toronto. We discuss what we wish we knew about managing our finances when we were younger. The information is relevant, at any age, and if you follow this process, you are a guaranteed to have financial freedom!

On this episode Paul explains the 5 C's of credit and how this is used to determine if the banks will lend to you or not. If you ever want a loan, mortgage or any kind of credit you should understand what the 5 C's of credit are and learn how to use them to your advantage.

This is a highly requested episode where Paul takes you through a step by step process on how to get yourself out of debt. He also reviews tips and tricks on how to stay out of debt. If you have debt and are not sure where to being this episode is for you!

On this episode we discuss the importance of setting goals. The concept of paying yourself first and how a budget can help you achieve that. We show you how to prepare a budget and the benefits of having one. We show you the best ways to live within your means and save when you don't even think you can by using a trick called TEMPO.