Podcasts about debt management

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Jason Sharon from Home Loans Inc. about his journey in the mortgage industry, strategies for leveraging debt to build wealth, and the importance of authenticity in business relationships. Jason shares insights on helping first-time home buyers, navigating investor loans, and overcoming challenges in mortgage transactions. He emphasizes the significance of understanding clients' goals and maintaining a structured approach to business operations.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In the premier episode of Full Disclosure – Live!, DebtBook product leaders, Stephen Yokim and James Perez, sit down with Michael Gaughan, Executive Director of the Vermont Bond Bank, to explore how bond banks drive access to affordable capital for communities across Vermont. Michael shares his unique journey from community planning and public finance banking to leading the Bond Bank, where a staff of just four manages nearly $1 billion in loans supporting schools, infrastructure, clean water, disaster recovery, and more. He takes listeners through the Bond Bank's origins in the 1970s, its innovative state intercept mechanism, and its evolution toward what he calls Bond Bank 2.0, a new financing structure designed to strengthen resiliency while preparing for billions in school construction needs. The conversation details how Vermont municipalities use pooled lending to finance everything from library renovations to gravel pit acquisitions, the latter proving surprisingly vital during recent flooding. Michael also explains how DebtBook's technology helps the Bond Bank maintain data integrity, streamline consent tracking, and ensure long-term organizational resilience. From financing history to modern-day innovation, this episode offers a deeper look at how a small but powerful team is reshaping the way local governments in Vermont access and manage capital. Top Takeaways: (1) Resilience Through Data Integrity: Moving beyond spreadsheets, Michael explains how DebtBook helps the Bond Bank strengthen institutional memory, track resolutions, and ensure continuity for decades to come. (2) From Bond Bank 1.0 to 2.0: To prepare for billions in future school construction, Vermont is shifting its pooled loan structure toward a senior/junior lien model that reduces reliance on state moral obligations. (3) Creative Community Solutions: Beyond traditional schools and libraries, pooled financing has enabled surprising projects like joint gravel pit purchases—proving critical for disaster recovery when floods hit.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your mortgage, checking account, and line of credit were all combined into one powerful tool—could it really speed up your debt freedom and build wealth faster, or just cost you more in the long run?Many Canadians are intrigued by the Manulife One account, a product that promises simplicity, flexibility, and cash flow efficiency. On the surface, it looks like a debt optimizer's dream—every dollar you earn instantly works to reduce interest. But behind the appeal lie real risks: higher rates, temptation to overspend, and the need for disciplined money management. If you've ever wondered whether this account is a smart wealth-building strategy or an expensive convenience, this episode breaks down the truth.In this conversation, you'll discover:Why the Manulife One account can accelerate mortgage payoff and unlock advanced wealth strategies like the Smith Maneuver.The hidden pitfalls that trip up borrowers—and how to know if this tool is a fit for your financial discipline.An alternative approach using a traditional mortgage with a re-advanceable HELOC that may give you lower rates while still opening doors to long-term wealth.Press play now to learn whether Manulife One is your secret weapon—or if there's a smarter path to financial freedom waiting for you.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than paying down a mortgage—it's about creating a holistic Canadian wealth plan that aligns with your goals. Tools like the Manulife One account can streamline cash flow, strengthen debt management, and even open doors to strategies like the Smith Maneuver, where home equity is re-leveraged for investment and wealth buildReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The face of lending has changed forever. In this episode, we unpack the new era of digital lending and its impact on the modern consumer. Our special guest, Sachin S from CRIF, explains how credit bureaus work, the rise of quick loans and EMIs, and the importance of monitoring your credit score. Learn how to build a healthy score from scratch, understand what lenders look for, and discover essential strategies to protect yourself from online fraud. Get your questions answered on personal loans, credit cards, and how to master your personal finance journey.✔ Digital Lending: The shift to a quick, tech-driven lending ecosystem, especially for Gen Z. ✔ Building Credit: How to responsibly start your credit score journey with small loans and credit cards. ✔ Role of Bureaus: Credit bureaus like CRIF get data from lenders to build your report. ✔ Fraud Vigilance: Protect your data and check your free RBI-mandated credit report for fraud. ✔ Your Credit Report: Understand what's on your report and how to dispute errors.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs leverage always the golden key to building wealth—or can it sometimes hold you back?Many entrepreneurs believe that using corporate or personal leverage is the ultimate strategy for unlocking cash flow and accelerating growth. But what happens when shifting debt from one pocket to another doesn't actually improve your position? In this episode, we explore Omar's story—an accomplished entrepreneur with multiple businesses, smart tax planning, and a well-structured financial system—who discovered that leverage wasn't the answer he expected. If you've ever wondered whether you're missing out by not tapping into leverage, this conversation may shift your perspective.You'll discover:Why using corporate-owned life insurance for leverage can backfire if the timing isn't right.The crucial difference between leverage that creates growth and leverage that simply shuffles debt.How to evaluate which assets are truly best to borrow against—so you protect cash flow without triggering unnecessary tax or fees.Press play now to learn when leverage can propel you forward—and when it's wiser to keep that ace up your sleeve.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian entrepreneurs seeking financial freedom know that building long-term wealth in Canada requires more than just hard work—it takes a clear financial strategy. From tax-efficient investing and RRSP optimization to balancing salary vs dividends Canada, corporate wealth planning, and personal vs corporate tax planning, every decision impacts your path to financial independence. Leveraging permanent insurance, real estate investing Canada, and capital gains strategy can unlock new financial buckets while supporting debt manaReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On this episode: Only 3% of people have saved $1 Million for retirement, meaning a lot of people are retiring successfully on less. The different aspects of inheriting a house, a stock, a 401(k), or cash. What do you need to know? If you’re on Medicare, October is decision time. Like this episode? Hit that Follow button and never miss an episode!

In today's show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning.   We look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their strategy, and what you need to consider to maintain financial freedom and even grow your wealth in the years to come.   We discuss the importance of understanding longevity risk, the need for owning appreciating assets, and the role of property in retirement portfolios.   The discussion also covers common mistakes retirees make, the significance of teaching the next generation about wealth, and the necessity of having the right ownership structures to protect assets.   Overall, the conversation highlights the importance of proactive planning and adapting investment strategies to ensure financial security in retirement.       Takeaways  ·         Retirement is a new chapter, not an end. ·         Planning for longevity is crucial. ·         Investors often underestimate their asset needs in retirement. ·         Property can be a powerful investment tool. ·         Cash flow management is essential for retirees. ·         Inflation poses a significant risk to retirement savings. ·         Ownership structures can protect wealth. ·         Teaching children about investments is vital. ·         Avoid common mistakes like selling properties for managed funds. ·         Retirement requires a flexible and structured approach.   Chapters    00:00 The New Retirement Reality 04:16 Planning for Longevity 07:05 Investment Strategies for Retirement 09:26 The Importance of Asset Allocation 12:14 Debt Management in Retirement 14:46 Protecting Your Wealth 17:08 Common Mistakes to Avoid 19:53 Supporting the Next Generation 22:29 The Ongoing Investment Journey   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Every entry receives a copy of a fully updated Michael Yardney Property Report     Michael Yardney   Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

My guest today is Darren Fisk, founder and CEO of Forum Investment Group. Darren's journey runs from a late-night $100 bet in a frat house that propelled him into Division 1 football to building a national real estate platform. We try to keep the conversation as wide-ranging as his career, covering everything from cultivating drive and resilience in your children to managing debt and seizing opportunities in real estate. Along the way, Darren shares the lessons he's carried from the locker room into the boardroom, the evolving landscape of commercial real estate, and the strategic differentiation of investment vehicles. Please enjoy this conversation with Darren Fisk. For the full show notes, transcript, and links to the best content to learn more, check out the episode page HERE. ----- Making Markets is a property of Colossus, LLC. For more episodes of Making Markets, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @makingmkts | @ericgoldenx Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Introduction and Welcome (00:00:05) The $100 Bet: From Frat House to Division One Football (00:02:16) Overcoming Challenges and Building Drive (00:03:40) Instilling Drive in the Next Generation (00:08:22) Transition to Real Estate (00:08:27) Starting a Real Estate Firm During a Financial Crisis (00:10:42) The Importance of Cash Flow in Real Estate (00:14:35) Navigating Real Estate Cycles and Debt Management (00:19:01) Investing in Multifamily Projects (00:27:13) The Resilience of Multifamily Housing (00:33:42) Economic Concerns and Wage Inflation (00:34:54) Impact of High Interest Rates on Businesses (00:35:19) Turnover and Market Efficiency in Real Estate (00:36:59) Understanding Debt and Credit Vehicles (00:40:59) Investment Strategies and Market Adaptation (00:51:07) Challenges and Mistakes in Real Estate (00:55:39) Balancing Business Growth and Personal Fulfillment (01:04:06) Affordable Housing Solutions and Policy (01:07:14) Current State of Multifamily Housing Market Learn more about your ad choices. Visit megaphone.fm/adchoices

  In this episode of the Real Estate Pros Podcast, Brent Kesler, known as the Money Multiplier, shares his journey from being a chiropractor to teaching the Infinite Banking Concept. He explains how he was able to pay off nearly a million dollars in debt in just over three years by implementing a simple financial strategy. Brent emphasizes the importance of understanding money as a means of exchange and introduces the concept of using whole life insurance as a tool for wealth building. He provides practical examples of how this method can be applied to various purchases, including real estate, and encourages listeners to explore this paradigm shift in financial thinking.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat would you do if your business was sitting on millions in retained earnings — pay off your mortgage or put that money to work?Many successful business owners eventually face this dilemma: the company is thriving, personal income needs are covered, and now a mountain of cash is piling up. Do you clear the debt for peace of mind, or invest more strategically for long-term wealth? The emotional pull of eliminating a $10,000 monthly mortgage payment is strong, but the tax implications and opportunity costs can make that choice far from optimal. This episode breaks down how to weigh those options with both the numbers and your personal comfort in mind.In this conversation, you'll discover:Why paying off your mortgage outright might actually shrink your wealth instead of growing it.How a capital dividend account can unlock tax-free cash you didn't realize was available.A powerful “Smith Maneuver–style” strategy using whole life insurance that creates personal liquidity, preserves corporate assets, and builds your estate value.Press play now to learn how to turn retained earnings into lasting wealth without falling into costly traps.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting cordporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving — it's about designing a Canadian wealth plan that blends smart wealth management with proven financial strategies. For Canadian entrepreneurs, understanding how to leverage corporate assets, balance salary vs dividends, and use corporate wealth planning tools like the Smith Maneuver or life insurance can unlock powerful tax-efficient investing opportunities. Whether you're focused on retained earnings, capital gains strategy, or RRSP opReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. This is the second episode of a two-part case study. In this episode, Mike and Nick continue discussing a case study that deals with debt management and inheritance. They guys uncover strategies to help the family with their debt problem, then explore options on how to handle their upcoming inherited IRA. This is a great episode for anyone who is in debt and concerned about their financial future. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is joined by with Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. This is the first episode of a two-part case study. In this episode, Mike and Nick discuss a case study that deals with debt management and inheritance. This episode covers a couple in their 40s with three children. We discuss the current debt they are in, along with their financial planning goals. The guys begin to discuss strategies but will dig deeper in part II. This is a great episode for anyone who is in debt and concerned about their financial future. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

If you don't truly know your numbers, you might be leaking money without even realizing it. Most dentists assume they're making more than they actually are—but are you calculating your real take-home income? In this episode, we break down what's actually going on behind the financial curtain of your practice—and how to fix it. In this episode of the Raving Patients Podcast, I sit down with dental CPA Travis Slade to talk about the financial clarity every dentist needs—but few actually have. We break down the five core financial drivers that impact your real income: revenue, overhead, debt, taxes, and personal spending. These aren't just accounting terms—they're the difference between feeling in control and constantly feeling cash-strapped. Travis shares insights gained from working directly in dental offices, and explains how most practice owners are in the dark about where their money goes. We dig into common traps—like inflated overhead, lifestyle creep, and taking on debt without understanding the long-term impact—and give practical tips to help you make better decisions around hiring, investing, and personal budgeting. This episode will help you assess your financial health, calculate your true break-even point, and set goals that actually move the needle. If you're serious about building a practice that supports the life you want, this is one you don't want to miss.   Here's what we talked about in this episode: The five financial drivers that actually determine your take-home pay Why revenue can be a misleading metric if you don't track overhead and debt Ideal overhead breakdowns (including wages, supplies, marketing, and more) Understanding debt health: what's manageable and what becomes a liability The impact of personal spending on your stress, cash flow, and practice health How to strategically invest in marketing (and know if it's actually working) What your monthly break-even number really is—and why you need to know it Common financial traps dentists fall into and how to avoid them Travis's #1 piece of advice for financial stability and long-term growth — Key Takeaways 00:39 Introduction and Event Announcement 04:10 Understanding Financial Metrics for Dental Practices 05:31 The Five Financial Drivers of Dental Practices 09:40 Revenue: The Misleading Top Line Number 12:20 Overhead: Managing Practice Expenses 16:32 Debt Management in Dental Practices 22:07 Personal Spending and Lifestyle Choices 25:02 The Financial Matrix: Understanding Break Even 26:19 Common Financial Traps for Dentists 28:45 Marketing Investments and Financial Projections 30:28 Final Thoughts and Advice   — Connect with Travis Want help decoding your numbers or figuring out your break-even point? Travis is offering a free Financial Matrix Calculator, plus a complimentary session for the first two listeners who reach out.

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Ryan Alexander, a credit expert who shares his insights on building and leveraging credit for financial success. Ryan emphasizes the importance of understanding the credit system, budgeting, and maintaining a good credit score. He provides practical tips for managing credit cards, raising credit scores, and using credit to create financial opportunities. Ryan also shares his personal journey from being broke to becoming a successful educator in the credit space, highlighting the mindset shifts necessary for financial growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textThe episode touches on the lack of personal finance education in schools, with Erik advocating for more practical courses to set young adults up for success. He also describes his approach to budgeting as a way to reduce mental stress and free up brain space for more important life decisions.Overall, this episode is packed with practical finance advice, life lessons from the military, and personal anecdotes on happiness, resilience, and purpose. It's a great listen for anyone looking to better align their finances with their values and build a foundation for long-term freedom.===Time Codes:00:00 Building a Guest Wish List04:31 Passion for Finance and Investing07:06 Enhancing Financial Resilience13:18 "Early Financial Literacy's Impact"15:00 Intentional Living: Values-Driven Decisions18:22 Pre-Kids Trip to Australia22:05 Family Time as Life's North Star25:17 Financial Stress and Life Impact27:28 Book Recommendations for Financial Resilience31:50 "Retirement Plans and Lost Time"36:13 Amazon Wish List Spending37:57 Managing Inbound Requests41:56 "Happier Future in Colorado"Connect with Passing The Torch: Facebook and IG: @torchmartin More Amazing Stories: Episode 41: Lee Ellis – Freeing You From Bond That Make You InsecureEpisode 49: Ryan Hawk – Crafting a Legacy of LeadershipEpisode 52: Riley Tejcek – Mission of Empowerment and Endurance

Gen X's Biggest Money Regrets—And How to Fix ThemDr. Preston Cherry opens up about the top financial regrets Gen X faces—from late retirement saving to piling on debt. The good news? It's not too late to turn things around.In this eye-opening conversation, Dr. Cherry shares how Gen Xers can shift from regret to resilience with simple mindset changes and a values-based wealth plan. Whether it's saving more, cutting debt, or protecting your legacy—small steps today can lead to big changes tomorrow.Takeaways:• Start saving early• Tackle your debt• Plan for you, not just kids• Protect your legacy• Get expert help00:00 Intro00:41 Understanding Gen X's Financial Regrets02:09 The 4R Framework04:38 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis: In this engaging conversation, Ashley Rose shares her entrepreneurial journey, highlighting her expertise in Airtable and automation. She discusses her financial growth, the importance of simplifying offers, and the challenges she faced, including managing debt and navigating a divorce. The discussion emphasizes the significance of having streamlined systems in place for business success and the value of focusing on one core offer to drive growth. Ashley also reflects on her evolving relationship with money and debt, advocating for a mindset shift towards viewing debt as a tool rather than a burden. Timestamps: 00:00 - Introduction to Ashley Rose03:11 - The Power of Airtable05:58 - Financial Growth and Business Metrics08:58 - Navigating Challenges and Mistakes11:55 - The Importance of Offer Simplification14:50 - Debt Management and Financial Strategies17:52 - The Role of Systems in Business Success20:44 - Final Thoughts on Entrepreneurship About Ashely Rose: Ashley Rose is an automations and Airtable expert, who has helped hundreds of coaches move off of spreadsheets and into streamlined & automated systems. As a neurodivergent business owner, she knows the power of systems to scale your group program & business on part-time hours, without sacrificing client experience or burning out. Her 12 month systems support container, Systems Over Stress, helps online coaches build client management Airtable systems that reduce overwhelm, save hours of admin time and team cost, and improve their client experience as they scale. Where to find Ashley: Website: https://systemsoverstress.co/ Instagram: https://www.instagram.com/systemsoverstress/ Youtube: https://www.youtube.com/@systemsoverstress Category: Entrepreneurship Keywords: Airtable, entrepreneurship, business growth, financial management, systems, automation, debt management, offers, coaching, automation expert, divorce, debt, stripe loans, stripe

What do a lost Bitcoin password, a landfill, and a 101-year-old retiree have in common? In this episode, Art McPherson dives into the wild world of gold, silver, and crypto - breaking down what’s worth the risk and what’s just hype. He shares real stories from clients, including centenarians thriving in retirement, and offers practical advice on income planning, debt, and building a legacy. Plus, a hilarious tale of football rivalry and marital survival. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money.  This episode is the fourth in our miniseries where we're talking about the big impact a decade can really have on your finances. We've covered where you're at, and where you might want to go, and today, we're talking about getting rid of bad debt – completely.   Bad debt is like a gaslighting, toxic boyfriend. It seems okay, but the reality is that it's keeping you trapped and controlled. If you want to build a better future, one of the best places to start is with kicking him out, and getting things under control.  In this episode, Mel dives into the 4 types of debt, the common ways many of us fall victim to bad debt, and gives you tools and tips on how you can manage and get out of it.   If you're ready to break up with your bad debt for good, this is the episode to tune into to learn how to make that happen.   For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.   My Financial Adulting Plan is here    25 Ways to find $10K in 12 months is here  What are your Credit Card Points Costing You is here  Her Wealth, Her Way Conference is here  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

In this episode, Ryan Burklo and Alex Collins discuss the essential elements of prioritizing a financial plan. They emphasize the importance of cash flow, income protection, and the balance between savings rate and rate of return. The conversation also covers debt management strategies, the significance of estate planning, and the implications of asset location on taxes. The hosts provide actionable insights for listeners to enhance their financial strategies and ensure a secure financial future. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Protect your income as it is your most valuable resource. Understanding cash flow is crucial for financial planning. Savings rate is often more impactful than rate of return. Debt management strategies are essential for retirement planning. Estate planning is not just for after death; it's for living too. The location of your assets can significantly affect your tax situation. Creating a balanced financial plan involves understanding your income and expenses. Proactive planning can help mitigate financial risks. Clients often underestimate the amount of money that flows through their hands over time. Effective communication of financial plans can prevent future disputes. Chapters 00:00 Introduction to Financial Prioritization 02:59 Understanding Cash Flow and Income Protection 05:58 Strategies for Savings and Debt Management 08:52 The Importance of Estate Planning 11:54 Navigating Savings Rate vs. Rate of Return 21:01 Understanding Risk and Return 22:18 The Importance of Savings Rate 24:47 Cash Flow Management in Retirement 31:09 Location of Money Matters 38:19 Debt Management Strategies  

This week on The Art of Money, Art McPherson discusses various aspects of financial planning, focusing on the importance of income planning for retirement, managing debt, and investing in precious metals and digital currencies. He emphasizes the need for a solid income plan to avoid running out of money in retirement and shares insights on the current state of gold and Bitcoin investments. The conversation also touches on retirement strategies and the significance of reaching financial milestones. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, financial expert, author and host of, “Wake Up to Your Wealth,” Julie Murphy sheds light on the emotional, behavioral and energetic patterns that silently shape our abilities to attract and maintain financial abundance and emotional wellbeing. Julie, a certified financial planner and author of “Awaken Your Wealth,” “The 4 Spiritual Laws of Money,” and “The Emotion Behind Money,” explores the impact of early childhood beliefs on money, shares techniques to break negative financial patterns, and highlights the importance of feeling deserving and safe with wealth. Julie also shares her personal journey, including the challenges of maintaining financial integrity in a marriage and the importance of personal authenticity in achieving real wealth. The conversation covers actionable financial strategies and a holistic approach to money management that transcends traditional financial planning.00:00 Introduction to Author and Podcast Host Julie Murphy00:26 Julie's Background and Financial Journey01:32 Understanding Wealth and Emotional Patterns04:08 Money Beliefs and Childhood Influences06:48 Practical Financial Advice and Strategies14:01 Debt Management and Financial Empowerment23:31 Creating Financial Security and Emotional Balance31:21 Exploring Personal Financial Choices32:18 Aligning Investments with Personal Values34:27 The Emotional Impact of Wealth36:42 Understanding Real Wealth and Authenticity38:23 Navigating Personal and Financial Boundaries43:52 The Connection Between Money and Health50:33 Steps to Create a Wealthy Life59:12 Conclusion and Final ThoughtsFor more information on Julie Murphy, visit: https://juliemurphy.com/For more on Traci Stein, her audio content and more, visit: https://www.drtracistein.com/

In this episode of Retirement For Living, JoePat Roop discusses the importance of proactive retirement planning, especially during the mid-year mark. He emphasizes the need for timely financial decisions, the significance of understanding retirement income needs, and the role of purpose in retirement. The conversation also covers managing debt, preparing for unexpected expenses, and the overall importance of having a solid financial plan to ensure a secure retirement. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, we sit down with Angela King and Jolene Plotzke from Michigan Schools and Government Credit Union to talk about the importance of financial literacy and their unique approach to serving the community. After some lighthearted conversation about dogs, music, and family, we dive into the core topic—money, debt, and financial education.Angela and Jolene explain that many people, even high earners, often lack basic budgeting skills. This disconnect leads to financial issues like unmanageable mortgage payments and maxed-out credit cards. At MSGCU, the focus isn't on sales or fees—it's about building trust, offering support, and improving financial well-being. Angela shares her role as a branch manager and certified financial counselor, helping members develop personalized plans to manage debt and set financial goals. Jolene, a former music teacher turned financial educator, emphasizes how transferable teaching skills help her connect with people in workshops and one-on-one sessions.We learn about MSGCU's extensive community outreach efforts. From customized presentations for police and fire departments to classroom education for students, they tailor their financial literacy programs to the needs of each audience. Their approach is personal and word-of-mouth driven, avoiding flashy marketing in favor of real connections. They offer a digital portal with self-paced modules and direct scheduling for those looking to bring financial education to their organization.The conversation touches on broader cultural shifts too—how financial conversations are becoming less taboo, and the role both Angela and Jolene play in fostering those discussions. In a touching moment, Angela and Jolene share the personal challenges they've stayed committed to—Angela's lifelong mission to connect through financial counseling and Jolene's dedication to mentoring her children into financially independent adults.This episode makes a strong case for why financial literacy is not just important—it's transformative when done right, and MSGCU is clearly leading that charge.More:Michigan Schools and Government Credit Union Website: https://www.msgcu.org/Email Angela King: AKing@msgcu.org Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/Connect with our hosts:Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/Lisa Bibbee from Century 21 Northland - http://soldbylisab.com/

Canadians are struggling to make their monthly payments on credit cards and mortgages. Rebecca Oakes, Vice President of Advanced Analytics at Equifax Canada, tells us about their latest findings.  Then,  what do you do about your finances if you lose your job? Aravind Sithamparapillai, an associate at Ironwood Wealth Management Group, tells us how to handle a layoff. And how to play the loyalty points game. Barry Choi, personal finance expert, takes us through the rules and how to win. Plus, we'll speak with Natasha Kinnear, Credit Canada's Digital Delivery Manager, about their Mariposa AI agent that helps with debt management. To find out more about the guests check out: Rebecca Oakes: X/Twitter Credit Canada: Facebook | X/Twitter | LinkedIn | Instagram | YouTube | TikTok Natasha Kinnear: LinkedIn Aravind Sithamparapillai: X/Twitter and LinkedIn Barry Choi: moneywehave.com | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

In this episode of Beyond The Money, Jackie Campbell discusses the critical aspects of building trust in financial relationships, the importance of initial consultations, smart tax strategies for retirement, managing debt, and the significance of legacy planning. Jackie emphasizes that trust is foundational in any financial advisory relationship and highlights the need for clear communication and understanding between clients and advisors. The conversation also delves into the complexities of retirement planning, including tax efficiency and debt management, and the emotional aspects of legacy planning to ensure families are not burdened after a loved one's passing. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Art of Money, Art McPherson discusses the various financial designations in the industry, the importance of income planning for retirement, and strategies for managing debt. He also explores investment opportunities in gold, silver, and Bitcoin, while addressing current trends in retirement savings. The conversation emphasizes the significance of preparing for retirement, particularly for those in the 'retirement red zone', and outlines the consultation process for individuals seeking financial guidance. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Retirement For Living, JoePat Roop discusses the importance of trust in retirement planning, emphasizing the need for a clear process to build that trust. He highlights the significance of income in retirement, suggesting a combination of Social Security and annuities for financial stability. The conversation delves into the pros and cons of different types of annuities, particularly fixed and variable annuities, and the importance of understanding their fees. JoePat also addresses the topic of debt in retirement, explaining that while some debt can be manageable, it ultimately depends on individual circumstances. Finally, he stresses the necessity of preparing for unexpected expenses and having a solid financial plan in place. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this inspiring episode of the Inner Edison podcast, Ed Parcaut sits down with Robert Hunt—CEO peer group facilitator, executive coach, and author of "Nobody Cares Until You Do." Robert opens up about his unconventional shift from corporate marketing leader to entrepreneur, why he never planned on starting his own business, and how desperation forced him to carve a new path. Robert shares candid lessons from his own setbacks, including confronting financial hardships, making tough family decisions, and finding the courage to sell his home in order to rebuild. He reveals the inner workings of CEO peer groups, the power of vulnerability in business, and why true accountability is key to overcoming challenges. Whether you're a business owner, aspiring entrepreneur, or anyone struggling through a difficult chapter, this episode offers practical wisdom, humor, and hope for anyone ready to own their journey. Discover how embracing hardship can lead to greater freedom, powerful connections, and even the courage to start over. Learn more about Robert Hunt's work, his book "Nobody Cares Until You Do," and how joining the right community can transform your leadership for good. Ready to find the opportunity in your obstacles? Listen now. **Contact Ed Parcaut:** -

In this conversation, Gary Sund shares his extensive experience in real estate and finance, focusing on how life insurance can be utilized to manage and pay off debts. He discusses various strategies, including leveraging family loans and the importance of securing life insurance policies to protect financial obligations. The discussion also touches on the significance of financial education and the need for comprehensive planning in real estate investments. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Corporate Finance Explained on FinPod, we dive into the world of corporate debt management, a crucial aspect of business strategy that can fuel growth or sink companies if mismanaged. Join us as we break down the fundamentals of debt versus equity financing, explore real-world examples like Tesla, Apple, and Toys R Us, and reveal best practices that companies use to navigate the complex financial landscape.Learn how companies use leverage to amplify returns, the strategic use of convertible debt in high-growth phases, and the risks of over-leverage with cautionary tales from companies like Evergrande. From term loans to mezzanine financing, this episode provides a comprehensive overview of the tools and strategies finance professionals need to manage debt effectively.Whether you're a finance student, an aspiring corporate finance professional, or someone looking to understand how companies manage financial risks and optimize capital structures, this conversation offers invaluable insights and practical strategies for success.

In this conversation, Stephen S. interviews James Murphy, a financial planning advisor with over 23 years of experience. They discuss the intricacies of mortgage structures, the importance of understanding amortization, and the need for personal financial education. James shares his personal journey of discovering more efficient ways to manage mortgages and emphasizes the significance of being informed about financial decisions. The episode highlights the potential for individuals to pay off their mortgages in a fraction of the time and the importance of reading the fine print in financial agreements.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Retire Fit Radio, Nathan Fort discusses the surprising positivity among retirees, with 72% reporting that their retirement is going better than expected. The conversation explores five key strategies that successful retirees are implementing, including building multiple income sources, locking in predictable income, and consolidating accounts for better financial clarity. Additionally, the hosts address potential red flags for retirement, such as living paycheck to paycheck and managing high-interest debt, emphasizing the importance of having a clear understanding of expenses and a solid financial plan. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

Tripp Limehouse discusses essential strategies for successful retirement planning, emphasizing the importance of working with a fiduciary, consolidating retirement accounts, maximizing contributions through catch-up strategies, and building a balanced investment mix. The discussion highlights how these strategies can lead to a more secure and enjoyable retirement experience, as evidenced by the 72% of retirees who report that their retirement is going better than expected. The conversation also covers the necessity of estate planning and addresses listener questions regarding retirement strategies. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

Retirement Expert James Conole @RootFP breaks down how to retire wealthy with smart strategies around tax-free income, 401(k)s, Roth conversions, investment risk, Social Security, and the psychology of spending in retirement. Plus, we debate whole life insurance vs. bond alternatives, explore annuities, reverse mortgages, and the surprising ways legacy and lifestyle planning shape long-term wealth.Check out James Conole's Channel: @RootFP Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault00:00 Intro02:36 The Importance of Financial Planning04:47 Framework for Retirement Planning12:44 Understanding Cash Flow and Inflation17:44 Investment Strategies and Risk Management21:27 Typical Withdrawal Rate For 5 Years32:34 Understanding Root Reserves36:21 Risk Tolerance vs. Risk Capacity39:20 James Conole's Liquid Investments44:48 Exploring Annuities and Their Benefits48:52 Tax Advantages52:49 Retirement As an Income Strategy57:31 Navigating Reverse Mortgages01:01:44 Cashflow in Financial Planning01:04:10 Gold and Precious Metals01:07:25 Debt Management and Financial Strategies01:08:25 Tax Planning for Retirement01:21:11 Business Or Invesments01:27:00 Finding Purpose and Intentional Living______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this solo episode of The Tactical Empire, Shawn discusses common personal finance tips and how they are redefined within the framework of their 90 Day Accelerator program. Key topics include the exercise of determining a family's bare ass minimum (BAM), the importance of protecting and investing income rather than merely saving, and the strategic approach to handling debt. Sean emphasizes the value of investing in education, skills, and cash flow assets to achieve greater financial freedom and high achievement.00:00 Introduction to Tactical Empire00:44 Rewiring Personal Finance Beliefs01:43 Cutting Unnecessary Expenses04:49 Saving and Investing Strategies06:47 Debunking Retirement Savings Myths09:38 Paying Off Debt vs. Investing13:09 Conclusion and Contact Information

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In this episode of The Art of Money, Christian McPherson discusses various aspects of financial planning, including the legacy of the McPherson Financial Group, the intricacies of Roth conversions, the importance of Social Security, and the polarizing views on annuities. He emphasizes the need for a holistic approach to financial planning, addressing common regrets of retirees and the significance of understanding fees and debt management in retirement. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Estate Planning Attorney Tim Stallings joins us to discuss what most people do (and what they shouldn’t do) when getting an inheritance. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Chris Prefontaine is the Chairman and Founder of Smart Real Estate Coach®, a 4x best-selling author, a Forbes Business Council Member and a 3-time Inc 5000 Honoree for Fastest Growing Company and hosts the Smart Real Estate Coach ® Podcast, which ranks in the top 0.5% globally.WHY LISTEN TO THIS INTERVIEW: [00:00-05:18] Not just a family business[05:19-08:55] From Real Estate Crash to Success[08:56-12:39] Creative Real Estate Strategies [12:40-15:17] Mentoring vs. Coaching [15:18-16:25] Sponsor: Franchising made easy[16:26-19:06] Navigate Deals with ease[19:07-21:49] Market Shifts[21:50-26:09] Hidden Opportunities[26:10-31:44] Final thoughtsChris' FREE resources at https://wickedsmartbooks.com/axel***DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/idealAny questions?*** Interested in the $10k/month passive strategy? Just sign up for our newsletter at https://bit.ly/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing Download episodes to your favorite platforms at idealinvestorshow.com Connect with us through social! We'd love to build a community of like-minded people like YOU!

On this week's episode of Raising Confident Girls, your host, Melissa Jones, welcomes Debora O'Hara, a Money Coach and Financial Speaker who helps women feel confident and in control of their finances—without stress, shame, or restriction. Through her business, How Debbie Saves, Debora supports female entrepreneurs in paying off debt, managing finances, and building profitable, purpose-driven businesses.Melissa and Debora discuss the importance of talking openly about money—especially with girls. Debora shares her personal journey from financial struggle to empowerment, highlighting how family dynamics and unspoken money beliefs can shape our financial futures. They explore the impact of financial shame, the importance of breaking cycles of financial illiteracy, and why budgeting and confidence go hand-in-hand.Together, they offer practical strategies for teaching kids about money—no matter your financial situation—and encourage parents to create a home where money conversations are ongoing, honest, and empowering. Tune in for a powerful episode that will help you raise girls who are financially confident and ready to advocate for themselves.Money conversations are crucial for building confidence in girls.Breaking the cycle of financial illiteracy is essential.Women often carry the burden of financial shame and secrecy.Conversations about money should be ongoing and engaging.She's also a mom of three—including a 20-year-old daughter and a 10-year-old daughter—and brings such a powerful perspective on the importance of raising financially confident girls. She shares how we, as parents, can shift the money conversation at home so our daughters grow up empowered to create freedom and choices in their lives.Connect with DeboraWebsiteInstagramMelissa's Links:• Website • Instagram • Facebook• TikTok• LinkedIn

We'd love to hear from you. What are your thoughts and questions?In this conversation, Dr. Allen Lomax and Bill Westrom delve into the complexities of family finances, exploring Bill's unique journey into financial strategy and the revolutionary concept of Credit Line Banking. They discuss the alarming state of consumer debt in America, the misconceptions surrounding traditional financial advice, and the importance of understanding money flow within the economy. Bill emphasizes the need for a paradigm shift in how individuals manage their finances, advocating for education over mere assistance in financial matters. In this conversation, Bill discusses the flaws in the traditional banking system and presents his innovative approach to managing money through 'Credit Line Banking.' He emphasizes the importance of changing the flow of money, understanding sweep accounts, and leveraging financial strategies to reduce debt and interest costs. Bill also outlines his unique service offering, which includes a personalized approach to financial education and a six-month guarantee for his clients.Main Points: Bill Westrom's journey into financial strategy was accidental but driven by passion.Teaching financial literacy is more impactful than simply providing help.The economy's health is directly tied to individual money flow.Consumer debt in America has reached alarming levels, with many struggling to manage it.Debt is often misunderstood; it's the repayment terms that create issues.Traditional financial advice may not serve the best interests of consumers.Understanding the real cost of debt is crucial for financial health.The average American faces significant deductions from their income due to taxes and debt payments.Financial strategies should be reevaluated to better serve consumers' needs.The banking system operates on a model that may not be transparent to consumers. Bankers often operate like hedge funds, focusing solely on profit.Changing the flow of money is key to financial success.Interest rates are less important than the balance owed.Sweep accounts can help manage idle money effectively.Consumer banking strategies can be enhanced by executive banking techniques.Establishing a 'bill payday' simplifies financial management.Manipulating the flow of money can lead to significant interest savings.Bill's service is personalized and focuses on individual financial situations.A six-month guarantee ensures accountability in Bill's program.Continuous learning is essential for financial empowerment.Connect with Bill Westrom:bill@truthinequity.comhttps://truthinequity.comhttps://www.linkedin.com/in/bill-westrom-49898317/https://www.facebook.com/bill.westrom.9/https://x.com/billyjelly?lang=bg

We’re back BA Fam with a whole lot to celebrate! Joining us are two of our faves in the finance space: Chris Browning of “Popcorn Finance” and Berna Anat, author of the amazing book “Money Out Loud”. If you’re looking to level up your money game and feel good doing it, this episode’s for you. We get into: - The highs and lows of aggressively saving money - Gen Z’s "we’re gonna have fun & save money" energy -Your financial strategy in the age of Tr*mp Tariffs -Lizzo’s redemption tour -Are solopreneurs heading back to Corporate America? We also chat about what’s going on in the world—from economic uncertainty and tariffs to the importance of staying informed without losing your peace. And when it comes to career shifts, Berna talks about her transition from full-time solopreneurship back to the 9-5 life…and how she’s doing it on her own terms. Make sure you stick around till the end when we share our Brown Boosts and Breaks for the week! Special mentions for Oakland, Moesha and Lizzo’s redemption tour. --------- EPISODE CHAPTERS --------- (0:00:06) - Brown Ambition With Mandy Woodruff-Santos (0:04:49) - Financial Reflections and Regrets (0:18:29) - Realigning Values and Money Habits (0:26:21) - Navigating Economic Uncertainty and Tariffs (0:34:07) - Community Building Through Thrift and Bartering (0:45:56) - Investing Strategies and Debt Management (0:48:58) - Transitioning to Stable Employment (0:56:04) - Exploring Oakland's Black and Brown Community (1:04:37) - Lizzo's Journey to Self-Love (1:10:05) - Navigating Cancel Culture and Redemption -- This episode is all about giving yourself grace, finding balance, and building the life you want—with your finances in check and your spirit intact.See omnystudio.com/listener for privacy information.

We'd love to hear from you. What are your thoughts and questions?In this episode of Streams to Impact, host Dr. Allen Lomax speaks with financial expert Drew Boyer about the intersection of personal finance and music, particularly hip hop. Drew shares his journey from a young intern during the tech bubble burst to becoming a certified financial planner. The conversation covers common financial mistakes, the burden of student loans, and the importance of finding genuine financial advisors. Drew emphasizes the need for financial literacy, planning, and the importance of investing in oneself. He also discusses his book, 'HipHopxFinance,' which aims to make personal finance accessible and engaging through the lens of music.Main Points:Drew's journey into finance began during a challenging market.The influence of hip hop culture on financial ambition is significant.Common financial mistakes include excessive student loan debt and credit card misuse.Planning ahead is crucial to avoid debt traps.Financial literacy is essential for navigating modern financial challenges.Finding a genuine financial advisor is key to successful planning.Debt remediation can be achieved through negotiation and planning.Investing in knowledge is the best investment one can make.Personal finance should be engaging and relatable.Combining passions can lead to fulfilling career paths.Connect With Drew Boyer:drew@boyerfinancialgroup.comhttps://hiphopxfinance.com/https://www.facebook.com/hiphopxfinancehttps://www.instagram.com/hiphopxfinance/https://www.instagram.com/drewboyer78/

Without the right systems and mindset, managing your business finances as an entrepreneur or small business owner can be a nightmare.   It's time to live debt-free, have your taxes paid, and have a thriving business even with inconsistent income! Money Coach for Small Business Owners Gina Knox shares her insights on achieving financial security despite the unpredictability of variable income. In this episode, Gina breaks down:  The biggest factors contributing to entrepreneurs getting into debt, including poor expense management Why we should prioritize saving over debt repayment Introduces her innovative "Cash Flow Waterfall" method, which helps business owners build savings while managing their expenses effectively. In her 12-month coaching program, Small Business Money School, Gina teaches entrepreneurs how to build their business savings using her proprietary “Cash Flow Waterfall” saving method, which she breaks down beautifully in this episode.  For more information about Gina's coaching program, Small Business Money School, visit thoughtcard.com/gina   Other Episodes You'll Enjoy How To Find Grants and Fund Your Business - Episode 107 Lucrative Side Hustles to Make More Money with Daniella Flores - Episode 72 How To Start a Purposeful and Profitable Side Hustle with Dielle Charon - Episode 43   Connect with Gina Knox Listen to Podcast: Save Six Figures With Gina Knox Follow on Instagram: @ginaknox    Connect With Danielle Corbett  Join my newsletter: https://thethoughtcard.substack.com/  Website: www.thoughtcard.com  Follow on Instagram: @thedanielledesir   Work With Me: Email thethoughtcard@gmail.com for brand partnerships and business inquiries.

Financial Planning for Entrepreneurs is essential for anyone looking to build wealth, grow a business, and secure financial independence. In this episode, we sit down with Tremaine Wills, a financial planner, speaker, and expert in helping entrepreneurs make smarter money moves. If you're an entrepreneur struggling with budgeting, investing, or managing business cash flow, this episode is for you!

Cameron Herold, known as the CEO whisperer, built two $100M+ businesses by age 35. He later went on to take $1,800 junk from $2,000,000 in revenue to $106,000,000 in revenue, 14 employees to over 3,100 employees. If you are in a leadership position, buckle up, get your notebook. Cameron Herold reveals: Proven strategies for scaling businesses in any economy. Insights into building operational efficiency and strong leadership. How to navigate the challenges of stagflation. Here's why you need to listen: Companies with effective scaling strategies see a 30% revenue increase. Strong leadership boosts employee engagement by 48%. Financial literacy reduces business risks by 25%.   Interested in mastering sales? Check out Ryan's new sales course, "Master of the Close" at https://www.masteroftheclose.com   Takeaways: Say no to unnecessary expenses. Focus on strategy and efficiency. Use AI and global hiring for an edge.   Sound Bites: • A leader has to say no more often than they say yes • Businesses have to recognize tough times and operate accordingly • None of this shit matters...We're just meat on a stick  

- Launch of New Film "Unpacking the Lies" (0:00) - Update on Enoch AI Model (2:15) - Challenges in AI Model Development (4:40) - Critique of European Leaders and JD Vance's Speech (7:36) - Trump's Policies and Relations with Russia and Ukraine (11:09) - Taiwan and China Relations (18:42) - Support for Decentralized Innovation (22:09) - January 6 Restitution Lawsuit (25:29) - Book Review: "The Rise of Tyranny" (32:18) - Book Review: "Russia Hoax" (41:55) - Music Video: "Unpacking the Lies" (48:39) - Interview with Andy Schechtman on Gold Scarcity (58:11) - Trump's Geopolitical Strategy and Energy Policy (1:20:09) - Trump's Economic Policies and Personal Success Story (1:22:27) - Gold Market Analysis and Trump's Peace Deal Impact (1:24:28) - Fiscal Challenges and Debt Management (1:26:07) - Elon Musk, Dogecoin, and US Treasuries (1:28:46) - Gold Revaluation and JP Morgan's Role (1:31:17) - BRICS and Global Currency Shifts (1:38:42) - Gold Ownership and Market Trends (1:40:31) - Trump's Strategic Moves and Market Impact (1:54:18) - Final Thoughts and Market Outlook (2:00:09) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Discover why your debt doesn't need to be zero to buy a home in 2025's economy. This episode demolishes common misconceptions about debt and homebuying, revealing how even those with significant student loans or credit card debt can still achieve homeownership.Quote"Your gross debt doesn't mean jack cheese for buying a home... Monthly payments, that's all that matters." - David SidoniEpisode HighlightsIs it possible to buy a home while still carrying student loan debt? How a doctor with $300,000 in student loans successfully purchased their first homeWhat if your monthly rent payment could become a mortgage payment instead? Understanding rent replacement strategy in today's economyCould you be working too hard to eliminate debt? Why focusing solely on debt reduction might cost you more in the long runIs your total debt really holding you back? How lenders actually view debt when approving mortgagesWhat's the difference between good debt, bad debt, and workable debt? A new framework for debt management while saving for a homeHave you been misled by outdated advice? Why traditional "debt-free first" approaches may not work in 2025's marketCould you balance debt payoff and down payment savings simultaneously? A modern approach to the "Big Three" - credit, debt, and savingsReferenced EpisodesEpisode 167: From High Debt to Homeowner in 10 WeeksEpisode 186: Buying with $300k in Student LoansEpisode 187: A PhD's Path to HomeownershipEpisode 251: Your Custom Home Buying PlanEpisode 262: Housing Affordability Crisis ExplainedEpisode 56: Creative Financing SolutionsConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!