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Our Daily Bread Podcast | Our Daily Bread

Blaise Pascal famously said there’s an “infinite abyss” inside us that only an infinite God can fill. “You have made us for yourself, O Lord,” Augustine prayed, “and our heart is restless until it rests in you.” As David put it, like thirsty people in the desert, our whole being “longs” for God (Psalm 63:1). Surprisingly, however, it isn’t only humans that experience longing. God does too. While the infinite God of the universe needs nothing outside Himself to be fulfilled, the Bible says He “longs” to have us back when we stray (James 4:4-5), and repeatedly says He wants a people to call His own (Exodus 6:7; Hebrews 8:10). For thousands of years this longing has fueled God’s missionary endeavors: sending prophets to win back His straying people and ultimately sending His Son to find His lost sheep (Isaiah 30:18; Luke 19:10). The good news is that in the end, this longing will be fulfilled: “They will be his people, and God Himself will be with them and be their God” (Revelation 21:3). God and human beings will dwell together (v. 2). Humans long for God and no substitute will satisfy. God longs for humans and no substitute will do. So no wonder there’s rejoicing in heaven when one sinner repents (Luke 15:7). When we run to God’s open arms, everyone is fulfilled.

Our Daily Bread Podcast | Our Daily Bread

The acclaimed painting Let My People Go by Aaron Douglas uses vibrant colors of lavender, green, and gold, along with traditional African imagery, to tell the biblical story of Moses and connect it with Black Americans’ struggle for freedom and justice. The painting portrays God’s appearance to Moses in a burning bush when he revealed that He’d seen the plight of the Israelites in Egypt. The artist uses a beam of light to symbolize God and His message, “So now, go. I am sending you to Pharaoh to bring my people the Israelites out of Egypt” (Exodus 3:10). In Let My People Go, Moses kneels in obedient submission to God’s instructions, but the eye is drawn to the dark waves and horses trained for war surrounding him—reminding viewers of the struggles the Israelites would face as they left Egypt. But the beam of light shines brightly as a reminder that God would be with the Israelites in their struggle. The emotions evoked by the painting resonate because the struggle against injustice continues; many use their power to oppress men, women, and children around the world. As those suffering cry out for God to be “a refuge for the oppressed, a stronghold in times of trouble” (Psalm 9:9), we can plead with God to respond to their cries for help. And, like Moses, we can be willing to act on behalf of the oppressed.

Our Daily Bread Podcast | Our Daily Bread

The two men conquered human flight, but the Wright brothers’ journey to success was never easy. Despite countless failures, ridicule, money woes, and serious injury to one of them, the brothers weren’t stopped by the trials they faced. As Orville Wright observed, “No bird soars in a calm.” The idea, according to biographer David McCullough, means that adversity can “often be exactly what you need to give you a lift higher.” Said McCullough, “Their joy was not getting to the top of the mountain. Their joy was climbing the mountain.” The apostle Peter taught a similar spiritual principle to the persecuted early church. He told them, “Do not be surprised at the fiery ordeal that has come on you to test you” (1 Peter 4:12). This wasn’t a denial of suffering’s pain. Peter knew that hope in Christ grows our trust in God. This is especially true when we suffer for being a believer in Jesus, as those early Christians did. Peter wrote to them, “Rejoice inasmuch as you participate in the sufferings of Christ, so that you may be overjoyed when his glory is revealed” (v. 13). He went on, “If you are insulted because of the name of Christ, you are blessed, for the Spirit of glory and of God rests on you” (v. 14). As the Wright Brothers’ character was hailed by their biographer, may others see God’s loving character at work in us. He uses our adversity to raise us to new heights.

Our Daily Bread Podcast | Our Daily Bread

London is a cosmopolitan city, with people from many nations living side by side. This coming together of people from around the world can bring much richness—including amazing food—but it also has its challenges. For instance, I was saddened to hear that our friends from one European country felt they were the least respected in London because their country had been admitted to the European Union more recently. They felt overlooked, blamed for problems, and resented for the jobs they secured. Since God doesn’t show favoritism, neither should we. He desires to break down the barriers between people. We see His Spirit at work in Peter’s revelation while praying on the rooftop, and how Peter was called to minister to Cornelius, a God-fearing gentile. God helped Peter evaluate the Jewish regulations about not associating with gentiles. The apostle listened and went to Cornelius’ home to share the good news of Jesus. He said, “I now realize how true it is that God does not show favoritism but accepts from every nation the one who fears him and does what is right” (Acts 10:34–35). Those who follow Jesus are called to love and serve all those who are made in the image of Christ. Part of that mission is to not to show favoritism for people from certain nations or with particular skin colors. May we learn to seek justice and to defend the oppressed as God guides us (Isaiah 1:17).

Our Daily Bread Podcast | Our Daily Bread

Driven by powerful winds, the fire raged for days. The historian Tacitus describes a chaotic scene filled with screams and citizens running for their lives. In the end, nearly two-thirds of Rome had been destroyed by the ad 64 blaze. The Roman emperor Nero falsely accused believers in Jesus of starting the fire. He hated Christians and selected them to be the scapegoat for the disaster—one that was rumored to have been ordered by Nero himself! Nehemiah also faced the blistering heat of false accusation. He’d been a servant to the king of Persia but was allowed to return to Jerusalem with other Israelites to repair its walls (Nehemiah 2:1-10). When the wall was repaired, however, enemies accused the Israelites of “planning to rebel” and making Nehemiah “their king” (6:6 nlt). How did they respond to false accusations? By declaring and living out their innocence (v. 8), courageously standing in God’s power (v. 11), and praying fervently to God (v. 14). Their enemies were ultimately “frightened and humiliated” as they “realized [the wall reconstruction] had been done with the help of . . . God” (v. 16). At times, we’ll be falsely accused by others in this life. But as God provides the strength we need, we can forgive our accusers and “live such good lives” that, though “they accuse [us] of doing wrong, they may see [our] good deeds and glorify God” (1 Peter 2:12).

Our Daily Bread Podcast | Our Daily Bread

In ad 155, the early church father Polycarp was threatened with death by fire for his faith in Christ. He replied, “For eighty and six years I have been his servant, and he has done me no wrong. And how can I now blaspheme my king who saved me?” Polycarp’s response can be an inspiration for us when we face extreme trial because of our faith in Jesus, our King. Just hours before Jesus’ death, Peter boldly pledged His allegiance to Christ: “I will lay down my life for you” (John 13:37). Jesus, who knew Peter better than Peter knew himself, replied, “Very truly I tell you, before the rooster crows, you will disown me three times!” (v. 38). However, after Jesus’ resurrection, the same one who’d denied Him began to serve Him courageously and would eventually glorify Him through his own death (see 21:16–19). Are you a Polycarp or a Peter? Most of us, if we’re honest, are more of a Peter with a “courage outage”—a failure to speak or act honorably as a believer in Jesus. Such occasions—whether in a classroom, boardroom, or breakroom—needn’t indelibly define us. When those failures occur, we must prayerfully dust ourselves off and turn to Jesus, the One who died for us and lives for us. He’ll help us to be faithful to Him and courageously live for Him daily in difficult places.

Our Daily Bread Podcast | Our Daily Bread

In his Confessions, Augustine wrestled with how it was possible for God to be in relationship with him. How could the One who created the universe come into something as small and sinful as his heart? But he pleaded with God to make it possible, praying, “The house of my soul is narrow. Enlarge it, so that you may enter it. It’s in ruins! Repair it! It has things in it that would offend your eyes. I confess and know it. But who will cleanse it, or to whom will I cry, but to you?” Today we know Augustine as Saint Augustine, a revered philosopher and theologian. But he saw himself simply as someone transformed by the wonder of a God who wanted to know him. In Psalm 119, the psalmist is also in awe of God’s revelation of Himself, particularly through Scripture (v. 18). “You shall enlarge my heart” (v. 32 nkjv), the psalmist celebrated. It’s only because God is graciously willing to enlarge our hearts that we can joyfully walk the path He shows us (v. 45). He turns our hearts away from what is corrupt (vv. 36-37) to the “path of [His] commands,” where we find infinite “delight” (v. 35). We are small, and our hearts are fickle. But when we turn our longing hearts to God (vv. 34, 36), He guides us down the paths of joy and true freedom.

Our Daily Bread Podcast | Our Daily Bread

The face was there all along, but no one knew. When Sir Joshua Reynolds painted The Death of Cardinal Beaufort in 1789, he put a demon’s face in the darkness behind the dying man. Reynolds was accurately depicting a scene from a Shakespearean play that mentions the presence of a “busy, meddling fiend,” but some didn’t like his literalism. After Reynolds’ death in 1792, the face was painted over and forgotten. Art conservation work recently revealed it under layers of paint and varnish. The Bible tells of a spiritual reality around us that the eye can’t see, where God reigns supreme. When Elisha was surrounded by a “strong force” of enemy soldiers and chariots, his servant was frightened and asked, “What shall we do?” Elisha told him that “those who are with us are more than those who are with them,” and “prayed, ‘Open his eyes, Lord, so that he may see.’ ” Suddenly the servant “saw the hills full of horses and chariots of fire all around Elisha” (2 Kings 6:14-17). The horses and chariots of fire indicate angelic beings there for Elisha’s protection. This is one of many places where Scripture underscores the comforting truth that in a world where danger lurks and spiritual warfare rages, God still watches over us. No matter what we face, how good it is to know that nothing “will be able to separate us” from His love (Romans 8:39).

Chatter that Matters
Ben Mulroney - Not in my Father's Footsteps

Chatter that Matters

Play Episode Listen Later Jan 15, 2026 40:07


Ben Mulroney has spent his life carrying a famous last name while choosing a different path on his own terms. That is why I wanted to share his story. We recorded the show in front of a sold-out room at The Toronto Hunt. Ben takes you behind his public persona and into the moments that shaped him, tested him, and surprised him. He shares wonderful stories that are funny, candid, and genuinely human, including what it really feels like to work on a red carpet and suddenly find yourself face-to-face with someone like George Clooney. Over the past year, I had the chance to join Ben on his national radio show, on Corus, and I have watched his rare ability to take complex, sometimes controversial issues, synthesize competing viewpoints, then land on a perspective with clarity, confidence, and courage. In this conversation, that same clarity turns inward, toward family, fatherhood, identity, reinvention, and what it takes to build a life in your own voice. If you like interviews that move fast, go deep, and leave you thinking, press play. And as always a big thank you to RBC and RBC Wealth for all you do to allow me to share weekly stories of people who overcome circumstances to chase dreams and change their world and ours for the better. 

Our Daily Bread Podcast | Our Daily Bread

I couldn’t wait. My husband and I had just returned from the grocery store; and as we unloaded the groceries, I frantically searched—but couldn’t find the telltale donut bag. Then I checked the receipt. No donuts. Frustrated, I cried out, “All I wanted from the store was a donut!” Fifteen minutes later, my husband handed me a bag of donuts. He’d braved the snow and snuck out to buy them. After squeezing him tightly, I sheepishly said, “I’m glad you didn’t get into an accident just to appease my craving!” I don’t usually get that worked up about a donut! But it had been an emotionally draining week, and so I sought solace in a donut—and I experienced a much deeper joy through the love and compassion of my husband. The kind of comfort we may get from satisfying our cravings is always short-lived. As the apostle Paul shared with the Corinthians, true—and lasting—comfort comes from the “God of all comfort” (2 Corinthians 1:3). Paul understood his readers’ deep struggles and needs. Like them he faced daily trials, including persecution for his faith. And because God had comforted him, he was able to comfort them (v. 4). When we’re hurting, we can turn to Jesus who abounds in compassion and comfort (v. 5). There we find solace. And when we’ve experienced His comfort, we can extend it to others.

Our Daily Bread Podcast | Our Daily Bread

At our school district’s championship wrestling match, children as young as eight grappled on gym mats, deploying clever holds to wrestle down their opponents and win. An ancient sport, wrestling demands a savvy combination of takedowns, escapes, pins, and other point-winning maneuvers to come out on top. One little third-grade girl—a crowd favorite—was simply faster than all her opponents, using swift moves that seemed to trick her rivals into defeat. Jacob used tricky moves to get the best of his twin brother Esau, “wrestling” Esau out of his birthright to their father’s inheritance (Genesis 25:33) and life blessing (27:27-40). But stealing the blessing kept Jacob on the run, forcing him to flee his father’s household, depend on his cunning father-in-law, and live in fear of his brother’s wrath. Later, he found himself alone, wrestling all night with a Man who was God Himself. “Let me go,” the Man told Jacob, “for it is daybreak” (32:25). But Jacob replied, “I will not let you go unless you bless me” (v. 26). Finally, Jacob was seeking a blessing of his own, holding tight to God even until his name was changed to reflect his changed heart. No tricky moves were needed to gain this rich blessing from God—only persistence. Jacob was learning to live in relationship with God. It’s a persistent and honest hold—a winning move God will reward.

RBC Disruptors
Climate-Led Investing: What's Next

RBC Disruptors

Play Episode Listen Later Jan 13, 2026 23:32


If you're trying to separate climate ambition from execution, this conversation is for you! John Stackhouse is joined by Clara Barby, Senior Partner at Just Climate, to pressure-test what's scaling—and what's getting stuck by diving into RBC's new Climate Action 2026 report. What you'll hear:Why 2025 was a year of “proof and pressure” and what that means for clean tech in 2026.Climate Tech solutions that don't require behaviour change. The case for Canada's ‘land transition' as a ripe opportunity—investing in tools and inputs that help farmers and land managers decarbonize. Why CCUS remains a complex case: carbon price, CapEx, infrastructure, and the fragmented value chain.How AI-driven power demand is changing the investment lens on electrification and grid build.Clara Barby is a Senior Partner at Just Climate (founded by Generation Investment Management). She previously led the Impact Management Project and supported the establishment of the ISSB (International Sustainability Standards Board) Links:RBC Climate Action 2026 (report): www.rbc.com/caiUnearthing Value (report): http://bit.ly/4qJZ9TQJust Climate: https://www.justclimate.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Our Daily Bread Podcast | Our Daily Bread

Jason and Pierre had worked together for a decade putting siding on houses. They were good friends, but neither was talkative. As they worked, they said hardly a word. Yet they knew each other so well that this was seldom a problem. The two could rely on the mere nod of a head or glance of the eyes to communicate. Small gestures spoke volumes. Psalm 32 evokes this level of familiarity between God and the psalmist. One version renders verse 8 this way: “I will guide you with my eye” (nkjv). God isn’t looking from afar; He’s a loving Father working in partnership with His child. While the psalm begins with confession of sin (vv. 1-5), the focus is not on punishment but on loving redirection as God teaches His child the right path. The other option is to be like the horse or the mule, which “must be controlled by bit and bridle or they will not come to you” (v. 9). The picture is of willful defiance and ignorance of God’s way. As believers in Jesus, we are to develop a deep intimacy with God so we’re in tune with His gentle gestures. One way we develop this intimacy is through reading the Scriptures. This helps us “keep in step with the Spirit” (Galatians 5:25) so we’ll love what God loves. Then we can “rejoice in the Lord and be glad” (Psalm 32:11).

Our Daily Bread Podcast | Our Daily Bread

The elderly man was taking a long time looking at the children’s backpacks in the store. He told me, “It’s my granddaughter’s birthday. I hope she likes my gift.” At the check out, he clutched a pink backpack with a cartoon character design. He looked excited. Later in a restaurant, I saw him again with a little girl and her parents. When the child opened her gift, she said, “I don’t like this character! And I hate pink!” Her parents made her apologize, but she still complained. My heart broke for her grandpa. I was reminded of how I sometimes respond to God’s gifts. I complain because I want something different, failing to see the miracle before me—that God Himself has lovingly given something for me. The Israelites behaved similarly. God had kept His promise to them: “I will rain down bread from heaven for you” (Exodus 16:4). God’s faithful provision in the wilderness was sure: “When the dew settled on the camp at night, the manna also came down” (Numbers 11:9). But instead of being thankful, the Israelites complained about God’s expression of loving provision: “We never see anything but this manna!” (v. 6). Instead of humbly requesting other food from God, they wailed over His gift. I still remember the hurt look in the grandfather’s eyes that day. It made me think of how our heavenly Father must feel when we complain. Let’s be grateful for the gifts He’s given us.

Our Daily Bread Podcast | Our Daily Bread

Vietnamese collector Pham has salvaged twenty church clocks from around Europe, many of which had been replaced with electronic versions. One clock, made in Italy, dates back to 1750 and, remarkably, still keeps time accurately. Pham enjoys restoring and preserving the timepieces, saying they remind him of how precious time is and to savor each moment. In James 4, the writer encouraged his readers to recognize the preciousness of time by reminding them that their lives are like “a mist that appears for a little while” before vanishing (James 4:14). James warned against making plans to “go to this or that city, spend a year there, carry on business and make money” (v. 13) without consulting God. Instead of presuming on God for the timing and success of their ventures, he reminded them that they “do not even know what will happen tomorrow” (v. 14). Designing our own successes is actually boastful and arrogant if it leaves God out of the picture. When we recognize the brevity of our lives, we’re able to hold our plans for the future more loosely and better embrace the present moment. We live and work according to God’s design and purpose, which means we can humbly entrust our future to Him and savor each day as the gift from Him it truly is—no matter what it may hold.

Our Daily Bread Podcast | Our Daily Bread

We live in a world where the internet forgets nothing—every photo, post, and blog entry is seemingly stored forever. One major search engine, however, introduced a privacy feature allowing users to request the removal of personal data like phone numbers, home addresses, and more. While this doesn’t erase the data from the internet entirely, it significantly reduces its visibility, giving people a sense of control over their digital footprints. This idea of “scrubbing” the past echoes the prophet’s words in Isaiah 43:18-19. God said, “Forget the former things; do not dwell on the past. See, I am doing a new thing.” These verses were spoken to Israel during their exile in Babylon—a period of deep despair and longing for restoration. God commanded His people to not fixate on their past failures or the pain of captivity but to look forward to the new work He was about to do—a new and more significant exodus—their deliverance from Babylon and return to their homeland. He wasn’t just erasing the past but “making a way” (v. 19) to a future filled with hope and purpose. Instead of dwelling on failures or regrets, let’s trust that God has “scrubbed” our past sins, regrets, and shame and—though Jesus’ sacrifice (Hebrews 10:10)—“remembers [our] sins no more” (Isaiah 43:25). God propels us toward the future He’s preparing.

The Real News Podcast
Nora Loreto's news headlines for Friday, January, 9 2026

The Real News Podcast

Play Episode Listen Later Jan 9, 2026 7:02


Canadian journalist Nora Loreto reads the latest headlines for Friday, January 9, 2026.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Our Daily Bread Podcast | Our Daily Bread

On December 9, 1987, a squirrel chewed through a power line in Connecticut, and the NASDAQ’s vast financial machinery blinked, sighed, and went dark. Some of the world's largest corporations stood limp and listless. Global economies watched, sweating bullets for nearly an hour and a half. All because of one tenacious, furry rodent. Scripture tells many stories of something or someone small making a big impact. But God can turn meagerness into something mighty. John recounts how Jesus fed a hungry crowd (five thousand men, probably fifteen thousand with women and children included) when “a boy with five small barley loaves and two small fish” handed over his small lunch (John 6:9). In the Old Testament we remember that a young shepherd boy named David trusted God and slayed a giant (1 Samuel 17). And Christ repeatedly insisted that the kingdom of God is something like a mustard seed, “the smallest of all seeds” (Matthew 13:32). When we ponder the many complex global crises in addition to the bewildering concerns in our own neighborhoods and families, we’re tempted to believe that our seemingly small efforts lack power. But Scripture tells us to act in obedience and trust as God helps us—assured that with Him, small things can become mighty (John 6:10-12).

Silicon Curtain
Blackouts Are Just Starting in Russia as Moscow Goes Dark

Silicon Curtain

Play Episode Listen Later Jan 8, 2026 12:49


2025-12-31 | UPDATES #085 | Ukraine put its hand on the light switch of Russia's imperial capital region — and flicked it. Not metaphorically. Literally. The lights went out for a substantial number of people in Moscow. Ahead of the most important and symbolic holiday or the year, New Year's evening.On December 30, 2025, parts of Moscow Oblast — specifically Ramenskoye, Zhukovsky, and Lytkarino — reported power outages, with residents posting videos of darkened districts and street lighting gone. Meduza reported that an “automatic shutdown” occurred at a high-voltage substation, with officials and local reporting also describing a cable or equipment fire; power was partially restored within hours. (Meduza)----------SOURCES: Meduza — “Three cities of Moscow Oblast partially left without electricity” (Dec 30, 2025)https://meduza.io/news/2025/12/30/tri-goroda-moskovskoy-oblasti-chastichno-ostalis-bez-elektrichestvaReuters — “Ukraine targets Moscow with drones, Russia says” (Dec 30, 2025)https://www.reuters.com/world/europe/ukraine-targets-moscow-with-drones-russia-says-2025-12-30/RBC (???) — “Drones downed on approach to Moscow increased to five” (Dec 30, 2025)https://www.rbc.ru/politics/30/12/2025/695410fb9a79477082f09d87The Moscow Times — “Ukrainian Drones Strike Energy Sites and Homes Across Russia, Officials Say” (Dec 31, 2025)https://www.themoscowtimes.com/2025/12/31/ukrainian-drones-strike-energy-sites-and-homes-across-russia-officials-say-a91592Reuters — “Ukrainians withstand days-long power cuts in crowded ‘resilience' shelters” (Dec 30, 2025)https://www.reuters.com/world/ukrainians-withstand-days-long-power-cuts-crowded-resilence-shelters-2025-12-30/Reuters — “Russian drones, missiles pound Ukraine ahead of Zelenskiy-Trump meeting” (Dec 27, 2025)https://www.reuters.com/world/europe/russian-drones-missiles-pound-ukraine-before-zelenskiy-trump-meeting-2025-12-27/----------Silicon Curtain is a part of the Christmas Tree Trucks 2025 campaign - an ambitious fundraiser led by a group of our wonderful team of information warriors raising 110,000 EUR for the Ukrainian army. https://car4ukraine.com/campaigns/christmas-tree-trucks-2025-silicon-curtainThe Goal of the Campaign for the Silicon Curtain community:- 1 armoured battle-ready pickupWe are sourcing all vehicles around 2010-2017 or newer, mainly Toyota Hilux or Mitsubishi L200, with low mileage and fully serviced. These are some of the greatest and the most reliable pickups possible to be on the frontline in Ukraine. Who will receive the vehicles?https://car4ukraine.com/campaigns/christmas-tree-trucks-2025-silicon-curtain- The 38th Marine Brigade, who alone held Krynki for 124 days, receiving the Military Cross of Honour.- The 1027th Anti-aircraft and artillery regiment. Honoured by NATO as Defender of the Year 2024 and recipient of the Military Cross of Honour.- 104th Separate Brigade, Infantry, who alone held Kherson for 100 days, establishing conditions for the liberation of the city.- 93rd Brigade "Kholodnyi Yar", Black Raven Unmanned Systems Battalion ----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extras----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------

Tank Talks
How Stablecoins Are Shaping the Future of Global Trade with Avinash Chidambaram of Cybrid

Tank Talks

Play Episode Listen Later Jan 8, 2026 49:33


In this episode of Tank Talks, host Matt Cohen is joined by Avinash Chidambaram, the CEO of Cybrid, to dive into the evolving role of stablecoins in global trade. Avinash, a pioneer in the world of FinTech, shares his journey from working with Blackberry and Interac to leading Cybrid's mission to bridge stablecoins with traditional banking infrastructure. He discusses the growing importance of stablecoins as a fast, secure, and efficient method of cross-border payments, especially in an era marked by geopolitical tensions. Recurring guest John Ruffolo also joins the conversation to provide his expert perspective on the implications of stablecoin adoption and how it's reshaping the financial ecosystem globally.With insights into the regulatory shifts happening globally and the potential of blockchain to solve longstanding issues in the financial sector, this episode offers a deep dive into the future of money and its role in cross-border transactions. Whether you're a fintech enthusiast or a business leader looking to stay ahead of the curve, this conversation is packed with valuable insights.The Evolution of Payments & Stablecoin Adoption (04:55)From his experience at Blackberry and Interac, Avinash discusses the historical challenges of digital payments and how stablecoins are solving the efficiency problem.How Stablecoins Differ from Traditional Banking (06:08)Avinash compares traditional payment systems like Zelle and Interac with stablecoins, highlighting the advantages of decentralization and real-time settlement without intermediaries.The Role of Canadian Banks in the Stablecoin Revolution (10:23)Avinash discusses the role of Canadian banks in adopting stablecoin infrastructure, focusing on how they can enhance cross-border payments and gain a competitive edge.Tokenized Deposits vs. Stablecoins: What's the Difference? (13:36)John and Avinash explore the distinction between tokenized deposits and stablecoins, examining how both concepts will evolve in the Canadian market and globally.Stablecoin Interoperability & Global Trade (18:17)Avinash elaborates on the need for interoperable stablecoins, ensuring businesses can transact globally without the constraints of traditional payment systems.The Future of Stablecoin Integration with Traditional Financial Systems (22:44)How Cybrid's infrastructure is designed to bridge the gap between stablecoins and fiat currencies, enabling businesses to transact across multiple stablecoins and blockchains seamlessly.Banks vs. Crypto Platforms: Who Will Win the Stablecoin Battle? (25:59)Matt, Avinash, and John discuss the competition between traditional banks and crypto platforms like Coinbase, debating which will dominate the future of global payments.The Geopolitical and Economic Implications of Stablecoins (35:40)John discusses how stablecoin adoption is becoming a geopolitical issue, with countries like China and the U.S. influencing global trade through their stablecoin policies.The Shift in Financial Infrastructure & What's Next for Stablecoins (39:50)Avinash predicts the future of stablecoins in financial systems, highlighting how regulations and technological advancements will shape the industry's evolution.About Avinash ChidambaramAvinash Chidambaram is the co-founder and CEO of Cybrid, a Toronto-based fintech company that specializes in stablecoin infrastructure. With over two decades of experience in financial technology, Avinash has worked with top institutions like RBC, Scotiabank, and Blackberry. Under his leadership, Cybrid has grown rapidly and is playing a pivotal role in enabling faster, more secure cross-border payments through stablecoins.Connect with Avinash Chidambaram on LinkedIn: https://www.linkedin.com/in/avinashchidambaram/Visit the Cybrid website: https://cybrid.xyz/Connect with John Ruffolo on LinkedIn: https://ca.linkedin.com/in/joruffoloConnect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

Chatter that Matters
Tim Cormode - The Power to Give

Chatter that Matters

Play Episode Listen Later Jan 8, 2026 44:06


One of the greatest lessons I've been gifted as host of Chatter That Matters is seeing how much impact one individual can have when they choose purpose over comfort. This episode is a powerful reminder of that truth. At the centre is Tim Cormode, whose life changed during a moment of stillness alone on a glacier. That clarity led him to build Power to Be, using nature as a pathway to dignity, confidence, and possibility for people told their limits were fixed. Tim shares what two decades in the charitable sector taught him, not just about impact but about what is broken in how we give, from fear of risk to a scarcity mindset that holds good organizations back. That experience sparked his next chapter, Power to Give, a bold rethinking of philanthropy rooted in trust, shared resources, and treating generosity as the investment it truly is. From a kayak on the water to a small-town skate park that drew an unexpected visit from Tony Hawk, Tim's story shows what becomes possible when imagination meets action. The conversation then widens with Andrea Barrack, Senior Vice President of Corporate Citizenship and ESG at RBC. Andrea shares how RBC's new Purpose Framework is turning values into action. With a $2 billion commitment by 2035, RBC is focused on skills for a changing world and more equitable prosperity. If you believe impact is built by people, not slogans, and that purpose is found by doing, not saying, you will love this episode as much as I did making it.

Our Daily Bread Podcast | Our Daily Bread

In the American West in the late-1800s, the search for dinosaur bones created the Bone Wars in which two paleontologists battled one another in their pursuit of making the most historic find. One writer noted how the two “used underhanded methods to try to outdo the other in the field, resorting to bribery, theft, and the destruction of bones.” He noted how, in trying to ruin each other’s work, both destroyed their own reputations as well. Conflict and competition are inevitable in our broken world. How we choose to engage those conflicts reveals what’s in our hearts. Paul learned of conflict between two women in the church at Philippi and wrote, “I plead with Euodia and I plead with Syntyche to be of the same mind in the Lord.” He asked a fellow believer to “help these women since they have contended at my side in the cause of the gospel” (Philippians 4:2–3). When we find ourselves at odds with fellow believers in Jesus, we need the Spirit’s help. As we submit to His work in our hearts, He’ll help us demonstrate the fruit of the Spirit (Galatians 5:22). We’ll experience healing and peace—if not for our own reputations, for the reputation of Christ and the gospel.

Our Daily Bread Podcast | Our Daily Bread

When writing teacher Peter Turchi sees a map, he looks for the adventure it holds. “To ask for a map,” he says, “is to say, ‘Tell me a story.’ ” I seized on that idea when preparing to teach a Sunday school class during Christmas on the “Faith of the Wise Men.” As I studied maps, I learned the Magi traveled some nine hundred miles—perhaps over several months—to find the Christ child, finally finding not a babe in a manger but a toddler living with His parents in a house. Their reaction after such a long trip? “They bowed down and worshiped him” (Matthew 2:11). Their journey invited my students and me to plan with intention to seek Christ more fully. As Scripture tells us, when the Magi finally arrived in Jerusalem, their urgent question was: “Where is the one who has been born king of the Jews? We saw his star when it rose and have come to worship him” (v. 2). Distance didn’t deter their worship. Nor did danger or delays. Herod’s deadly demand was ironic: “Go and search carefully for the child” (v. 8). Nobody had searched more carefully for Jesus than the Magi. We can heed the example of the wise men by seeking Christ carefully, too. Then, as we worship Him, we can expect our heavenly Father to speak to our hearts, leading us from old ways to new paths to journey with Him.

Our Daily Bread Podcast | Our Daily Bread

A woman was unusually nervous as she sat in the dentist’s chair. Family burdens troubled her greatly, and it was noticeable. Her dentist sensed her anxiety and asked her about it. Her story led him to ask, “Can I pray for you?” When the dental hygienist came into the room, she also prayed for the woman. Two prayers and one completed dentist’s visit later, the woman left the office knowing that she’d truly been cared for. Praying for others is one of the best ways for us to show that we care because it calls on the greatest resource we know—our heavenly Father—to be actively involved in the lives of others. In 1 Samuel 12, Samuel was faced with the concerns of a very nervous group of people (v. 19). The Israelites had erroneously asked for a king, and they were afraid of how it was going to go for themselves. The prophet told them to “not be afraid” (v. 20) and assured them of God’s goodness as seen in these words, “Far be it from me from me that I should sin against the Lord by failing to pray for you” (v. 23). We also have the privilege and calling to pray for others. Silently sometimes and out loud at other times, we honor God when we petition Him for assistance on behalf of others in need.

Our Daily Bread Podcast | Our Daily Bread

For a parent, the death of a child is devastating. But to lose two of your children? Unimaginable! Yet that’s the experience of Australian musician, writer, and actor Nick Cave. In 2015, his 15-year-old son fell from a cliff and died. A few years later, Cave’s oldest child also died. In the grip of such overwhelming grief, how did Cave and his wife keep going? How would you? Cave attempted to find comfort in the world around him. “It’s the audacity of the world to continue to be beautiful . . . in times of deep suffering. That’s how I saw the world,” he said. “It was just carrying on, being systemically gorgeous.” Jesus knew the Source of such beauty, and He saw it for what it truly is: the very nature of His heavenly Father. His oft-quoted words in Luke 12—“consider the lilies” (v. 27 esv)—don’t dismiss the reality of suffering in our lives. In fact, they honor our great tragedies by offering an antidote to such harsh realities. Stop and consider the lilies, or the ravens (v. 24), or the sunrise. Christ taught us, “If that is how God clothes the grass of the field . . . how much more will he clothe you!” (v. 28). In the face of grief and loss, the world’s perspective falls short. Jesus encourages us to consider our Creator God who holds His audacious creation together and cares for us deeply.

Our Daily Bread Podcast | Our Daily Bread

A young patient committed suicide because he couldn’t afford the bus fare to the hospital for mental health treatment. Distressed, Dr. Chibanda tested ways to make treatment more accessible. Friendship Bench was born, a program where therapists sit on discreetly placed benches, ready to counsel people with needs. And who did he train as therapists? Grandmothers! In an interview, Dr. Chibanda shared, “[Grandmothers] are rooted in their communities . . . they have an amazing ability to . . . make people feel respected and understood.” In Nehemiah 3, we read of another project that involved unconventional groups of people. They understood that the city’s wall had to be rebuilt so they’d “no longer be in disgrace” (2:17). As Jerusalem lay in ruins, the surrounding nations mocked its defeat. And besides professional craftsmen like Uzziel, who was a goldsmith (3:8), others who may have had other talents—like Shallum, a district ruler—chipped in too with the help of his daughters (v. 12). Just as Dr. Chibanda saw the influence and compassion of grandmothers to make a difference in mental healthcare in Zimbabwe, may God open our eyes to see the strengths of each person. God has gifted each of us with unique experiences, resources, and talents (Romans 12:6). Let’s allow God to use us in building up the church and serving our community.

Our Daily Bread Podcast | Our Daily Bread

A doctor decided to retire after treating cancer patients for nearly thirty years. While working with a billing company to resolve his clinic’s finances, he opted to forgive $650,000 of debt people still owed him. In an interview about this act of generosity, the doctor said, “I’ve always been rather uncomfortable with sick patients not only having to worry about their own health, [but also] their families, and their jobs, [and] money. That’s always tugged at me.” Even if we’ve never been deep in financial debt, all of us have experienced something similar in a spiritual sense. The Bible likens sin to “debts” (Matthew 6:12). It also says there’s no way for us to repay what we owe God. We can’t donate money to charity, serve others, or work out a deal with Him to cover what we owe. Jesus is our only hope. Through His death and resurrection, Christ “canceled the charge of our legal indebtedness which stood against us and condemned us; he has taken it away, nailing it to the cross” (Colossians 2:14). Accepting Jesus’ sacrifice for the wrong things we’ve done means waking up to a new day, completely free from the burden of sin. May God’s mercy and forgiveness shine into the world as He helps us lovingly address people and circumstances in our lives.

Our Daily Bread Podcast | Our Daily Bread

A fan of J.R.R. Tolkien posed a question to him in a letter. He asked why the heroes of the Lord of the Rings trilogy didn’t simply fly on the giant eagles into Mordor. In a later interview, Tolkien admitted, “It would have made the quest a whole lot easier.” Yet he gave a shockingly curt answer: “Shut up.” Tolkien’s inelegant response contains a lesson for us. We might ask a similar question of the Grand Storyteller—God. We say, “You’re the all-powerful God. Why don’t You fix my problem?” Although the poets and prophets of the Bible are full of hard questions for God, He doesn’t tell us to shut up. Yet when we humans are confronted with His presence, we tend to grow silent. Job, who suffered tremendously, had big questions. His children dead, his wealth gone, his health ruined, he lamented, “I cry out to you, God, but you do not answer” (Job 30:20). Eventually, God replied, but in a surprising way. He said, “I will question you, and you shall answer me” (38:3). Job had no answer, and concluded, “I spoke of things I did not understand” (42:3). If Tolkien’s eagles had flown Frodo and Sam into the evil heart of Mordor, there would have been no quest, no story, no character development. God is writing a story, and He’s developing our character through it—yours and mine. We’re on a quest in the greatest fellowship of them all.

Chatter that Matters
Brian Scudamore - Willing to Fail

Chatter that Matters

Play Episode Listen Later Jan 1, 2026 40:14


I open my 2026 season with fireworks of positivity. One of the best Chatter that Matters yet. A human journey marked with humility, humour and extraordinary. Someone knuckles decided to knock on the door of opportunity.  What does a Dragon, Best Selling Author, a McDonald's drive-through, a beat-up pickup truck, and a simple multi-million-dollar question have in common? 1-800-GOT-JUNK? The one and only Brian Scudamore. Brian turned hauling junk into a $700 million empire by embracing a mindset he calls "WTF, willing to fail". His story is more than a business case study; it is a profoundly human one, marked by courage, doubt, family pressure, leadership missteps, and the power of seeing possibility where others see nothing. Brian shares how firing his entire team saved his company, why culture is the ultimate competitive moat, and how systems, not people, fail. He opens about the moment his accomplished father said, "I'm proud of you,". If you are an entrepreneur, a leader, a parent, someone young searching for their ladder to climb, or quietly wondering whether there is another path to follow, this conversation will stay with you long after it ends. A special thanks and love to RBC for continuing to support the sharing of human stories that matter. Stories of ordinary becoming extraordinary. As you listen, and if you have young adults around, listen together and then ask yourself two questions that changed everything for Brian Scudamore. What if?  and Are you Willing to Fail? Happy New Year's, Everyone.  Thanks for listening, and here's to a fabulous 2026.

Our Daily Bread Podcast | Our Daily Bread

When we think about New Year’s resolutions, what probably comes to mind is a list of lofty ambitions we rarely achieve (80 percent of New Year’s resolutions are already abandoned by mid-February). Author Amy Wilson suggests a better idea might be to reject entirely “the idea that we have to fix ourselves before our lives can get better.” Wilson suggests that, instead of adding commitments, we see the new year as an opportunity to do less, to finally “start saying no” to some of the “oversized and ongoing commitments that take our time and energy without giving us much in return.” In a world of constant pressure to do and be more, it can be easy to miss the radically different rhythm of life Jesus invited His disciples into—one of abiding in Him. In John 15, Jesus described Himself as “the true vine” (v. 1) and His disciples as the branches (v. 5). Vine branches don’t grow through working harder but through the nourishment received from the vine. So too the growth we long for can only be experienced when we let go of self-reliance in exchange for resting in and finding nourishment in Christ, for “apart from [Him] you can do nothing” (v. 5). Through Jesus, we have hope for a life of less anxiety. Less striving. And more resting in God’s love and letting it flow to those around us (vv. 12, 17).

Our Daily Bread Podcast | Our Daily Bread

During our church outreach in a nursing home, an elderly resident told me of how his daughter had driven him there years before and simply left him on the sidewalk. In his wheelchair, Ed couldn’t get up to run after her. She’d returned to the car without looking back and driven away. “We’re going to a nice hotel,” she’d said earlier. That day was the last time he saw her. This clear case of abuse, vastly different from the many loving family experiences of eldercare, traumatized Ed. He still has nightmares about that day. Centuries ago, a young man also suffered trauma (Genesis 37:12-36). Joseph’s brothers threw him into a cistern and sold him to traders going to Egypt. But “the Lord was with Joseph” (39:2). In an unfamiliar land, as he courageously did what was right in God’s eyes, both in his master’s house (vv. 7-10) and in prison, Joseph realized that God “showed him his faithful love” (v. 21 nlt). Despite the trauma of his past, Joseph was able to succeed in whatever he did because God helped him (v. 23). Eventually, he became second-in-command to Pharaoh and raised a family of his own (41:41-52). Later, he even reconciled with his brothers (45:12-15). People may hurt us, but God never will. Although He may help us heal in ways different from what He did for Joseph, He promises us His same faithful love. Let’s follow His leading as we trust Him to heal our hearts.

Our Daily Bread Podcast | Our Daily Bread

Scientists studied the resilience of sixteen societies worldwide, including the Yukon and Australian Outback. They analyzed thousands of years of archaeological records, tracing the impact of famines, wars, and climate. One factor stood out—the frequency of downturns. One would think that they would weaken societies, but the researchers found the opposite to be true. Instead, they found that societies that faced frequent hardships developed resilience, bouncing back faster from future challenges. Stress, it appears, can forge resilience. The prophet Habakkuk understood this kind of resilience. As he considered Judah's impending devastation, he painted a bleak picture: “crop fails,” “no sheep . . . no cattle,” and barren land (3:17). Amid earthly securities being stripped away, however, the prophet declared, “Yet I will rejoice in the Lord, I will be joyful in God my Savior” (v. 18). His joy wasn’t tied to circumstances and earthly pleasures but anchored in God’s unchanging character and salvation. In the bleakest seasons, the prophet chose joy and became more resilient. Like Habakkuk and those resilient societies, our spiritual endurance grows through repeated adversity. When we face difficult seasons in life, let’s cling to our hope in God and remember that He’s with us—using our challenges to grow our joy and resilient faith.

Our Daily Bread Podcast | Our Daily Bread

Like many people who struggle with pornography, Russell was exposed to it at a young age. The desire to use it was overpowering, and it poisoned his heart. “My life [became] completely saturated by it,” he writes, “so much so that it was like a cancer that was deeply rooted into my very fiber.” By God’s grace, he was finally set free of porn’s power—along with other addictions—when he received salvation in Jesus and was transformed from the inside out. “I credit it all to Jesus Christ, . . . [He’s] the one who delivered me,” Russell says. Jeremiah delivered a message from God to Israel that one day He would “put [His] law in their minds and write it on their hearts” (31:33). Under this new covenant, fulfilled in Christ (Hebrews 8:6-13), all people could be transformed by God’s grace through faith. And now, “his Spirit . . . lives in [us]” (Romans 8:11), and God’s moral law has been written on our hearts. For Russell, and for all who believe, the Holy Spirit’s power provides what’s needed to turn from harmful behavior that displeases God and seeks to destroy us. Transformation isn’t always instantaneous or easy. But let’s remember, when we’re dealing with difficult—even addictive—sin, that God can transform our hearts (Jeremiah 31:33). He says, you “will know me” (v. 34 nlt), and we can also know His heart-changing power.

Our Daily Bread Podcast | Our Daily Bread

During a raging wildfire, a forest ranger saved a bear cub. At a recovery site safely away from those still fighting the inferno, he placed the rescued animal on the ground. Standing on its tiny back paws, the cub hugged the man’s calf. The ranger gently pried himself away. Mouth wide as if crying out in desperation, the little bear clambered and clawed in an attempt to remain in the refuge of his rescuer’s embrace. As the cub clung to his arm, the kind man relented and rubbed his furry friend’s head. What if we pursued our ultimate rescuer—Jesus—with the same fierce desperation and confidence as the bear cub pursued and clung to the one who saved him from death? All people God made need saving. The psalmist David confessed his need for a rescuer—God, who hears and answers prayers (Psalm 55:1-2). Admitting he faced troubles, threats, suffering, and fear (vv. 3-5), David pursued God with assurance. “As for me, I call to God and the Lord saves me,” he said (v. 16). “Evening, morning and noon I cry out in distress, and he hears my voice” (v. 17). David prayed continually. He believed God listened and trusted that He would rescue him “unharmed” (v. 18). When we face difficulties or suffering of any kind, like David, we can cry out to God. Our loving Rescuer, who pursues us, hears and saves us when we pursue Him too.

Our Daily Bread Podcast | Our Daily Bread

After all the joy of Christmas Day, the following day felt like a letdown. We’d stayed overnight with friends but hadn’t slept well. Then our car broke down as we were driving home. Then it started to snow. We had abandoned the car and taxied home in the snow and sleet feeling blah. We’re not the only ones who’ve felt low after Christmas Day. Whether it’s from excessive eating, the way carols suddenly disappear from the radio, or the fact that the gifts we bought last week are now on sale half price, the magic of Christmas Day can quickly dissipate! The Bible never tells us about the day after Jesus’ birth. But we can imagine that after walking to Bethlehem, scrambling for accommodation, enduring the pain of giving birth, and having shepherds drop by unannounced (Luke 2:4–18), Mary and Joseph were exhausted. Yet as Mary cradled her newborn, I can imagine her reflecting on her angelic visitation (1:30–33), Elizabeth’s blessing (vv. 42–45), and her own realization of her baby’s destiny (vv. 46–55). Mary “pondered” such things in her heart (2:19), which must’ve lightened the tiredness and physical pain of that day. We’ll all have “blah” days, perhaps even the day after Christmas. Like Mary, let’s face them by pondering the One who came into our world, forever brightening it with His presence.

Our Daily Bread Podcast | Our Daily Bread

“What sweeter music can we bring / Than a carol for to sing / The birth of this our heavenly king.” The lines of this 17th century poem “What Sweeter Music” were reimagined by modern-day choral composer John Rutter to become an Advent season favorite. Its gentle melody describes a long, cold season of waiting that’s thawed by the springtime feeling of Jesus’ arrival. The singers bring Him a Christmas carol; the listeners are invited to bring their hearts. Rutter’s arrangement was commissioned to correspond with a church reading on the wise men who brought Him gold, frankincense, and myrrh. These mysterious magi traveled a great distance to meet baby Jesus with the express purpose of worshiping him (Matthew 2:1-2). God gave them wisdom to keep Jesus’ location a secret from wicked King Herod. When they finally found Him, they “were overjoyed” (v. 10). They bowed down in reverence. Then “they opened their treasures” to lay precious resources at His feet (v. 11). The Christmas season shouldn’t be focused on material goods—but it’s certainly about giving and receiving gifts. God gave His Son to heal a broken world. If we’ve never given Him our hearts, today’s a wonderful day to do so. If He already reigns there, let’s offer a carol of peace and joy as we think about His arrival all those years ago in Bethlehem—and wait for His return.

Good Morning, HR
HR News: Learning from the SHRM Verdict with Margarita Ramos

Good Morning, HR

Play Episode Listen Later Dec 25, 2025 48:22


Something New!  For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP232 In episode 232, Coffey talks with Margarita Ramos about the importance and future of the employee relations function following the $11.5 million SHRM discrimination verdict. They discuss the SHRM jury verdict and its implications for HR credibility; the role of employee relations at the intersection of compliance and employee experience; proactive versus reactive approaches to workplace conflict; multiple complaint channels and manager escalation obligations; why dismissing concerns as "not illegal" undermines trust; investigation failures highlighted in the SHRM case; investigator neutrality, training, and experience requirements; when and why to use outside investigators or counsel; leadership accountability and the role of the CHRO in employee relations; the three-legged stool of employee relations, HR business partners, and employment counsel; building ER infrastructure with case management systems and data analytics; handling high-performing but high-risk leaders; transparency in employee relations processes; reducing gossip through consistent and fair investigations; and the future of employee relations including responsible use of AI in investigations. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.  If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.  About our Guest: Margarita Ramos is a highly respected Global Employee Relations executive and employment attorney with more than two decades of experience across technology, SaaS, and financial services. She is trusted by CHROs, HR Business Partners, and C-suite leaders to build scalable ER infrastructures, stabilize organizations through change, and elevate the employee experience through disciplined governance and operational excellence. With a foundation rooted in JD-trained employment law—including roles as In-House Employment Counsel at Merrill Lynch and Principal Corporate Counsel at Microsoft—Margarita developed deep legal expertise in compliance, risk mitigation, and workplace investigations.  She later translated this expertise into senior ER and HR Compliance leadership roles at VMware, Splunk, RBC, and Bank of America, where she supported complex global workforces navigating rapid growth, cultural transformation, and organizational change. Throughout her career, Margarita has been brought in to create structure where ambiguity exists. She has built and led global ER Centers of Excellence, developed investigations and performance-management frameworks, and implemented modern case-management systems such as Workday, HR Acuity, and AI-enabled governance tools. Her approach blends empathy with operational rigor, ensuring ER functions are both employee-centric and aligned with business strategy. A skilled investigator and ER strategist, Margarita advises senior leaders on workplace investigations, conflict resolution, performance management, DEI&B, and global employment compliance. She is known for her ability to translate data, case trends, and cultural signals into actionable insights—leveraging ER metrics, KPIs, and reporting to influence leadership decisions, drive fairness, and strengthen organizational culture. Her data-driven approach enables leaders to make well-informed, consistent decisions that reinforce trust and accountability across the enterprise.  Margarita has also led M&A HR integration efforts at VMware and Splunk, overseeing cultural alignment, workforce assessments, and change-management strategies during periods of significant transformation. Her leadership in these environments reflects her commitment to creating workplaces where clarity, belonging, and operational excellence coexist. Beyond her corporate work, Margarita is deeply committed to developing future talent. She has mentored first-generation college students and contributed to organizations such as Girls Who Code, Year Up, and Hobart & William Smith Colleges. At Microsoft, she provided pro bono support for Kids in Need of Defense (KIND). Outside of work, she enjoys ballroom dancing and cooking. Margarita is passionate about shaping modern, strategic, tech-forward ER functions that support organizational values, reduce risk, build leadership capability, and create an environment where employees can do their best work with trust, fairness, and accountability. Margarita Ramos can be reached athttps://www.linkedin.com/in/margarita-ramos/ About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher.In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee.Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teach...

Chatter that Matters
Dr. Stuart Gillespie - Food Fight

Chatter that Matters

Play Episode Listen Later Dec 25, 2025 36:42


Our global food system is feeding more people than ever, yet some argue it is also making more people sick, more unequal, and more vulnerable. How did we get here, and more importantly, how do we change course? In this timely and deeply human conversation, global nutrition expert Dr. Stuart Gillespie joins Chatter that Matters to unpack the forces shaping what we eat, who profits, and who pays the price. Drawing on decades of frontline experience across India, Africa, and within the United Nations, Gillespie blends memoir and manifesto to expose the structural realities behind ultra-processed foods, corporate power, broken policy, and the growing tension between undernutrition and obesity worldwide. This is not a theoretical discussion. It is a grounded exploration of food justice, political will, activism, and the difficult trade-offs facing governments, industry, and consumers alike. Gillespie challenges the idea that individual choice alone can fix systemic problems, and makes a compelling case for coordinated, courageous action. The conversation expands to Canada's role in shaping the future of food, with insights from Lisa Ashton, Agricultural Policy Lead at RBC. She shares how Canada's agricultural strength, innovation capacity, and collaborative ecosystems can help drive healthier, more equitable food systems at home and globally. If you care about health, sustainability, equity, or the future we are building through the food we produce and consume, this episode will change how you see your plate. Listen now, and join the conversation about what comes next.   To purchase Dr. Gillespie's Book Food Fight:  https://www.indigo.ca/en-ca/food-fight-from-plunder-and-profit-to-people-and-planet/9781443475297.html  

Our Daily Bread Podcast | Our Daily Bread

Many historians believe that the first-ever radio broadcast of music and speech was heard by radio operators on US Navy and other ships in the Atlantic on Christmas Eve, 1906. Instead of the usual beeps and pulses to transmit codes, they listened to Reginald Fessenden play a violin solo of the Christmas carol, “O, Holy Night.” Fessenden closed his broadcast by echoing the angels’ praise: “Glory to God in the highest heaven!” (Luke 2:14). The listeners must have been startled by the evocative music and statement of praise over the birth of Jesus. The first people surprised by Jesus’ birth were the shepherds who’d been keeping to their usual business of watching their sheep at night. Then an angel appeared, shining with the glory of God and giving the shepherds a fright. The angel urged them not to be afraid and declared: “I bring you good news that will cause great joy for all the people. Today in the town of David a Savior has been born to you; he is the Messiah, the Lord” (vv. 10–11). The shepherds left their sheep to investigate the angel’s words and found the baby lying in a manger, just as they had been told (vv. 16, 20). The shepherds accepted this good news of great joy. May we too rejoice and share the wonders of Jesus’ birth and life.

Our Daily Bread Podcast | Our Daily Bread

In 1872, President Ulysses S. Grant was stopped for recklessly driving his carriage through Washington D.C. One published account says that the officer, an African American named William West, warned Grant, “Your fast driving, sir . . . is endangering the lives of the people who have to cross the street.” Grant apologized but the next night was racing carriages again. West stopped Grant’s horses. “I am very sorry, Mr. President, to have to do it, for you are the chief of the nation and I am nothing but a policeman, but duty is duty.” West arrested the president. I admire this brave man for doing his duty. So did Grant. He praised West and made sure he kept his job. God also was pleased, for He hates the injustice of favoritism. He says, “Believers in our glorious Lord Jesus Christ must not show favoritism” (James 2:1). That includes not giving special favors to the rich and powerful, leaving only leftovers for the poor (vv. 2-4). Instead, we’re called to love our neighbor as ourselves. If we play favorites, serving our platinum club neighbors rather than the less privileged, we “sin and are convicted by the law as lawbreakers” (v. 9). God didn’t play favorites with us. He loved us when we had nothing to offer, when we were “without hope and without God in the world” (Ephesians 2:12). With His help, we can love all people equally.

Our Daily Bread Podcast | Our Daily Bread

When my friend Maritza took a job that required traveling to many different cities by herself, she often felt lonely. But over dinner one night, she leaned in and told me, “Jen, I prayed and asked God to send me His people.” She went on to say it wasn’t long before she’d begun to meet other believers in Jesus on a regular basis. Once, she met three in one day! When we encounter others who have faith in Jesus, we share a spiritual connection. In a hard-to-explain way, this lights a spark within us. We have the most important thing in common because we believe what the Bible says about Christ and how it’s possible to have a relationship with God through Him (Romans 10:9). Most importantly, the Spirit of God lives in each believer, knitting us together so powerfully that the Bible compares us to the interconnected parts of the human body. 1 Corinthians 12:13 says, “We were all baptized by one Spirit so as to form one body”—the body of Christ. God often works in our lives through others who love Him, whether they’re near or far, known, or new acquaintances. In our loneliest times, we can ask Him to send His people—even as we offer ourselves to be used by Him to encourage others.

Our Daily Bread Podcast | Our Daily Bread

The man was busy harvesting onions when we prayerfully approached him during the home visits we were conducting on our mission trip in Ecuador. In broken Spanish, I told him my friends and I’d like to briefly speak to him about the Bible. He paused to listen as we shared our testimonies with him. One of my teammates took out his Bible and started reading Scripture aloud (in English). What a sacred moment it was to hear Scripture being read on the side of the Andes mountains and to see the man reading along in Spanish with the booklet we had given him! We talked with him and his family who’d been working off in the distance, prayed for them, and continued to the next house. As we walked along the mountainside reading Scripture and talking to people about Christ, I thought of Jesus and His disciples walking along the hills and valleys of Israel during His earthly ministry. Isaiah 52:7 says, “How beautiful on the mountains are the feet of those who bring good news, who proclaim peace, who bring good tidings, who proclaim salvation.” The prophet was referring to the time when God’s people would return to their homeland after years in exile, but it still applies to us today whenever we share the Good News of Jesus with others. Our opportunities may not be in the spectacular Andes, but wherever God has placed us, the Holy Spirit can help us share the message of salvation with those He puts in our path.

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Henry David Thoreau described a city as a place where many people are “lonesome together.” Those words have the ring of truth. In my youth, songs like “Mr. Lonely,” “Only the Lonely,” and “Eleanor Rigby” focused on isolation and loneliness. In recent years the pandemic was one of the most isolating seasons the world has known. And social media can feed that loneliness, giving us connection without relationship. Perhaps loneliness is the new pandemic. As Matthew shared the story of the birth of Jesus (1:18-25), he told us, “All this took place to fulfill what the Lord had said through the prophet [Isaiah]: ‘The virgin will conceive and give birth to a son, and they will call him Immanuel’ (which means ‘God with us’” (vv. 22-23). Ponder that for a moment. God with us! As believers in Jesus, we’re never alone. We’ve been born again into the family of Christ, a family that spans the globe and the ages. The apostle Paul said, “You are no longer foreigners and strangers, but fellow citizens with God’s people and also members of his household” (Ephesians 2:19). We’re loved by the ever-present God, who said, “Never will I leave you; never will I forsake you” (Hebrews 13:5). Whatever you’re facing today, your heavenly Father is present with you. Allow Him to help you as you step into life’s uncertainties and challenges. He’s with you.

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My neighbor Sam returned home one night without his car. “It was stolen,” he told his wife; then added: “I’m going to sleep, I’ll sort it out tomorrow.” His wife was flabbergasted. She couldn’t understand how Sam could be so calm, but he explained: “What else can I do? Panicking won’t make any difference.” My ever-sensible neighbor could see there was no point worrying. He trusted that the authorities would be able to find his missing car later—which they did. Did the apostle Peter feel likewise after being thrown into prison (Acts 12:4)? He was likely to face execution, yet the usually impulsive disciple “was sleeping between two soldiers” (v. 6). The angel had to “[strike] Peter on the side” to wake him up (v. 7)—suggesting that he was completely calm and at peace. Was it because he knew his life was in God’s hands? Verses 9 and 11 suggest that it wouldn’t have mattered whether he was rescued or not; perhaps he recalled the assurance of salvation and glory that Jesus had given him (Matthew 19:28), as well as Christ’s call to simply “follow me” and not worry about what would happen to him (John 21:22). No matter what we’re facing today, we can trust that God holds our future—both on earth and in heaven—in His mighty hands. Perhaps then we can more easily sleep in peace.

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Ludwig van Beethoven is one of the most celebrated musicians in history. Nearly two centuries after his death in 1827, his compositions are still among the most performed pieces. His talent has been widely heralded, and he’s often described as a virtuoso. A study of Beethoven’s DNA, however, indicates he may not have been born with some of his abilities—as we might assume. When his genes were compared to those of 14,500 other people who’d shown an ability to keep rhythm (merely one aspect of musical talent), Beethoven ranked surprisingly low. Beethoven also had ample opportunity and exposure to music (which developed the genetic aptitude he did have). Yet neither talent nor opportunity fully account for God’s role in endowing us with the abilities we have. Our Creator equipped two men, Bezalel and Oholiab, with specific skills to be used in building the tabernacle. God filled Bezalel “with knowledge and with all kinds of skills—to make artistic designs” and appointed Oholiab “to help him” (Exodus 31:3-6). God gave “ability to all the skilled workers to make everything [He] commanded]” (v. 6). Few of us will work on projects as significant as God’s tabernacle. And our abilities may never be recorded in history’s annals. Yet God has equipped us with the skills, aptitudes, and experiences He wants us to share with the world. May we serve Him faithfully, in His strength and for His glory.

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The painting hung on the wall of a home for years, unnoticed and forgotten, until one day it fell. When it was taken to an art restorer for repairs, he discovered it was a long-lost Rembrandt masterpiece titled The Adoration of the Magi. It had been thought that only copies of the work remained, but here was the original. Suddenly the painting’s value skyrocketed to hundreds of millions of dollars. The Bible paints another picture of underestimated value and forgotten worth. Isaiah the prophet, inspired by the Holy Spirit, told God’s people that even though they would be taken away to a foreign land where they would suffer and be devalued, He would still be with them: “Do not fear, for I have redeemed you; I have summoned you by name; you are mine,” He assured them (Isaiah 43:1). Though they would “pass through the waters” and “walk through the fire” ( v. 2), His faithfulness to them would not change. With words that point to His coming kingdom in Christ, God promised that He would one day restore “everyone who is called by my name,” (v. 7) and bring them home to Him. God will one day gather all who are His because they “are precious and honored in [His] sight” (v. 4), each one an original! Our Creator values us because of His infinite kindness and mercy. The world may overlook us, but He never will.

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From her hospital bed, Marie Coble lit up when she saw the delivery driver whose help had likely saved her life. She’d fallen in her driveway and hit her head, causing a brain bleed. Seeing her injury, Raheem Cooper helped her while calling paramedics. Invited by family to visit her in the hospital, Raheem often brings sweet treats she enjoys to assist her recovery. Their story brings to mind the parable of the Good Samaritan. The parable is Jesus’ reply to an expert’s question on what he must do to inherit eternal life. Do “what is written in the law,” Jesus said (Luke 10:26), including “love your neighbor as yourself” (v. 27). But the expert persisted, asking, “Who is my neighbor?” (v. 29). Christ’s answer describes a man attacked by robbers, left half dead, and then ignored by two people—a priest and a Levite—who passed him by. “But a Samaritan . . . took pity on him” (v. 33), bandaged his wounds, and took care of him. Seeing the hurting man in need, the Samaritan’s help was active, urgent, and without bias—looking past race or creed to assist someone he could’ve ignored. Thus, Jesus asked, which of these three was a neighbor to the man? “The one who had mercy on him,” the expert said. Said Jesus, “Go and do likewise” (v. 37). In Christ, we too can find the compassion to help a hurting person instead of passing by. It’s a lesson for all in sharing Jesus’ love.

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Hippocrates (ca. 460–375 bc) brought medicine out of the realm of the superstitious and into the light of testing and observation. But he didn’t lose sight of the patient’s humanity. “It is far more important to know what person the disease has,” he said, “than what disease the person has.” The apostle Paul cared for a church with multiple problems, yet he saw the humanity of each member—including a man who’d committed a sin “that even pagans do not tolerate” (1 Corinthians 5:1). Paul dealt strongly with the “disease,” and the man repented. Now, as he wrote another letter to the church in Corinth, Paul had affirming instructions for all of them. He recognized that this man’s sin had affected everyone. “He has grieved all of you to some extent,” he said (2 Corinthians 2:5). But since the man had turned from his sin, Paul said, “Reaffirm your love for him” (v. 8). His motivation was clear: “I wrote you out of great distress and anguish of heart and with many tears, not to grieve you but to let you know the depth of my love for you” (v. 4). He knew them all. And he loved them. Sin affects us all. Behind each sin is a human being. When we’ve been wronged, it may be difficult to work toward restoration, yet that’s what God calls us to do. Know the person. Then, in Christ’s strength, love them.

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When I led a ministry for moms of preschoolers, we hunted for an image to describe the unending demands that mothers experience. Changing diapers. Wiping noses. Picking up toys. It turns out the image was right in front of us: a disposable juice box, collapsed in on itself. Moms can feel like empty juice boxes. That ministry served moms by leading them to the Source of living water that can fill them to the full—Jesus. In John 7, Jesus went to the Festival of Tabernacles (v. 12), commemorating God’s provision during the Israelites’ wilderness wanderings. This festival included a water-pouring rite symbolizing the fruitfulness that only moisture produces and foreshadowed the spiritual rain the Messiah would bring. Jesus fulfills what the ancient festival anticipated. “Let anyone who is thirsty come to me and drink. Whoever believes in me, as Scripture has said, rivers of living water will flow from within them” (vv. 37-38). At times, we can feel like empty containers. Weary from caregiving. Worn from working. Exhausted by everyday responsibilities. The unending demands draw us dry! But when we live in relationship with God, He provides springs of living water within our heart to refresh and refuel us no matter how many cares and concerns try to drain us.

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In the midst of colorful creations made from old plastic bottles cut to resemble feathers and even lampshades, a tour guide at the New Orleans museum shared the thinking behind the use of such material. “For a city that’s had such hardship, we’ve also learned to use what we have to create joy and beauty. We don’t focus only on the hard times; we celebrate the resilience.” Nehemiah and the Israelites also faced hardship but resiliently pressed on in God’s joy. They’d been captured and taken away from their home, and at last were able to return to Jerusalem from exile (Nehemiah 4:7-12). But upon arriving, they still faced opposition to rebuild the wall that protected Jerusalem (Nehemiah 6). Even after the wall was completed and they gathered for a celebration, hearing the words of God’s law, their spirits were heavy. They were “weeping as they listened” (8:9). But Nehemiah reminded them that they could find joy and strength in God—remembering who He was and what He’d brought them through. Nehemiah told them, “The joy of the Lord is your strength” (v. 10). Focusing on God can give us joy and strength too, especially when our circumstances seem dire. God’s ability, character, and the Scriptures can renew our minds and bring us joy (v. 12)—providing the strength and resilience we need.