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Morgan Housel breaks down the exact framework he uses to build wealth, minimize financial stress, and buy freedom. While most financial advice focuses on how to get rich, Morgan explains why the skills needed to stay rich are completely different. You will learn why "boring" investing beats complex strategies, how to avoid the social traps that destroy wealth, and the specific equation for finding contentment. Morgan Housel is a partner at Collaborative Fund and the bestselling author of The Psychology of Money. Enjoy! ----- Approximate Timestamps: (00:00) Trailer/Introduction (00:58) What Drives You? (04:50) What Can Money Do For Us? (07:22) Happiness vs. Satisfaction (11:45) Becoming Financially Independent (14:40) Survival and Contrast (20:16) Ad Break (21:05) Investing: Can You Beat the Market? (22:32) When Is The Right Time To Buy a House? (26:45) Housing Affordability and Equity (28:39) Step by Step Investing (35:08) Eras of Life and Spending In Those Eras (43:50) Raising Kids With Money (48:46) Social Media: Expectations and Comparison (55:46) Lessons From the Vanderbilts (01:01:21) Learning From Others Spending Habits (01:07:51) Lessons From History: Depressions, Panics, Downturns (01:11:40) Net Worth in Cash (01:14:20) Passive Income and Financial Independence (01:25:58) Massive Success: Doing It All Again (01:32: 27) What Should You Optimize For? (01:38:24) What Do You Splurge On? (01:40:38) What Can History Teach Us About Inflation? (01:47:46) Index Funds Allocation (01:53:36) What Is Success For You? ----- This episode of the Knowledge Project is for informational purposes only. The views and opinions expressed by Shane Parrish or our guests are solely their own. Nothing in this conversation should be considered investment advice, financial guidance, or a recommendation to buy or sell any security. Always do your own due diligence or consult with a qualified financial advisor before making investment decisions. It's time to listen and learn. ----- Psychology of Money: https://geni.us/my3K ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ fs.blog/membership ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at fs.blog/newsletter------ Follow Shane Parrish: X: https://x.com/shaneparrish Insta: https://www.instagram.com/farnamstreet/ LinkedIn: https://www.linkedin.com/in/shane-parrish-050a2183/ ------ Thank you to the sponsors for this episode: Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Learn more about your ad choices. Visit megaphone.fm/adchoices
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Mandy McAllister, a multifamily real estate investor and CEO of GoBundance. Mandy shares her journey from a college party conversation that sparked her interest in real estate to her current success in the industry. She discusses the importance of community, overcoming perfectionism, and optimizing cash flow. Mandy also highlights the challenges of expanding her business ventures beyond multifamily properties and her upcoming book, 'The Forever Money Matrix,' which aims to help others navigate their financial journeys. The conversation emphasizes the significance of mindset and the value of building supportive networks for women in business. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
In this episode of The People Dividend Podcast, host Mike Horne and Nancy Griffin explore the interconnected themes of self-worth, net worth, and legacy, particularly in the context of women's empowerment. Nancy shares her journey in advocating for financial independence, wellness, and philanthropy among women, emphasizing the importance of prioritizing health and the impact of generosity. The conversation delves into actionable steps for building a legacy and the significance of working with trusted advisors to navigate financial planning. Through personal anecdotes and insights, Nancy highlights the transformative power of philanthropy and the ripple effects it can create within communities. Key Points: Self-worth and net worth are deeply connected. Women often bear a disproportionate amount of responsibility for family health and wellness, which are essential for being an asset to others. Generosity often returns benefits to the giver and can create a significant ripple effect in communities. Women are increasingly earning and inheriting wealth, creating opportunities for stewardship. Leadership involves empowering others to step into their strengths. Building a legacy starts with education and community involvement. Links: Learn more about Mike Horne on Linkedin Email Mike at mike@mike-horne.com Learn More About Executive and Organization Development with Mike Horne Twitter: https://twitter.com/mikehorneauthor Instagram: https://www.instagram.com/mikehorneauthor/, LinkedIn Mike's Newsletter: https://www.linkedin.com/newsletters/6867258581922799617/, Schedule a Discovery Call with Mike: https://calendly.com/mikehorne/15-minute-discovery-call-with-mike Learn More about Nancy Griffin: https://womenworthwellness.com/about-us/ #peopledividendpodcast #podcastepisode #podcastrecommendations #WomenEmpowerment #HealthAndWealth #Philanthropy #FinancialIndependence #LegacyPlanning
Mr. Beast Biography Flash a weekly Biography.Jimmy Donaldson, better known as MrBeast, made a striking financial admission that's been dominating headlines. In a Wall Street Journal video interview published in early January, the 27-year-old YouTube megastar revealed he currently has negative money and is actually borrowing funds to get by. According to the interview, Donaldson stated, "I have negative money right now. I'm borrowing money right now. That's how little money I have." He went further, claiming that technically everyone watching has more money than him if you subtract his company equity, which he notes doesn't buy him a McDonald's breakfast.This revelation comes from someone whose net worth sits between 2.6 and 3.7 billion dollars on paper. The paradox makes sense when you understand that his wealth is almost entirely tied up in Beast Industries, the private company he controls a majority stake in, valued at roughly 5 to 7.4 billion dollars depending on the valuation source. Beast Industries operates like a Silicon Valley startup rather than a traditional celebrity brand, employing around 450 people with over 300 dedicated to video production alone.The financial strain comes from aggressive reinvestment. Average main-channel videos cost between 3 to 4 million dollars to produce, and Donaldson frequently scraps completed content if it doesn't meet his standards. Last year, tens of millions were spent on videos never released. Beast Games, his Amazon Prime Video series, reportedly lost tens of millions after production costs spiraled. The company suffered losses exceeding 100 million dollars in its media division during 2024.What keeps the operation afloat is Feastables, his consumer snack brand generating over 200 million dollars in annual revenue with nationwide distribution at major retailers like Walmart and Target. However, those profits get reinvested into expansion and subsidizing the media operation rather than going to Donaldson's personal account.This isn't Donaldson's first public admission about his cash situation. In 2025, he revealed he had to borrow money from his mother for his upcoming wedding to fiancée Thea Booysen. He's also previously stated he has less than one million dollars in his personal bank account and tries to pay himself only enough monthly to break even.Thanks for tuning in to this update on MrBeast. Subscribe now to never miss breaking news on your favorite creators. Search the term Biography Flash for more compelling biographies like this one.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI
In this video, I share how my family reached a $1,000,000 net worth as a welder with no college degree. Ten years ago we had less than $100,000 saved, two young kids, and a stay-at-home wife. I break down the simple habits that worked for us, the mistakes that cost me money, and what I would focus on if I were starting over today. This isn't financial advice, just my real experience building wealth slowly through work ethic, saving, investing, and patience. Check out the VIDEO!Dapper Dividends Recommendation Tracker SpreadsheetCheck out my current portfolio on
We're back with a new edition of an annual favorite: Net Worth By Age! We take a look at the net worth of Americans at every decade by both average and median. Then we take a look at how much Americans have in terms of financial assets and compare that to our Money Guy Milestones. See how you stack up and if you are on track to reach your financial goals! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, on Can't Be Contained, I'm absolutely fired up to share an unforgettable session with powerhouse leader and my soul sister, Lori Harder! If you're ready for your next level of expansion and unapologetic authenticity—this episode is for you. Lori Harder is a celebrated entrepreneur, community builder, and motivational mastermind, here to channel the reality check and soulful pep talk every ambitious woman needs. We kick things off discussing the intersection of massive growth and the inevitable challenges that come with playing bigger in business and life. Lori Harder gets real about what it means to stretch your capacity, navigate uncertainty, and surrender to faith when life is "life-ing" hard. She unpacks her personal journey—breaking down her million-dollar startup "trampoline moment" and how failure, honest connection, and the willingness to ask for help laid the foundation for her newest venture, Glossy. This session is packed with practical wisdom including: ➤ The necessity of building a powerful female network—and exactly how to do it ➤ How to reframe challenges as the weights that build your leadership "muscle" ➤ Navigating the emotional rollercoaster of entrepreneurship—yes, ugly-cry moments and all ➤ Setting your business goals in alignment with the life you actually want (spoiler: you don't need $10M if you're not called to it!) ➤ The tough love behind partnerships and manifesting divine union (with a few hilarious stories along the way!) We'll also hear the inside scoop on Lori Harder's "Life Mastermind" for women ready to break boundaries, as well as the inspiration behind her new beauty and wellness brand, Glossy—you'll want to hear how it was born out of resilience and vision. Join us, as we explore the real, raw, and wildly rewarding parts of chasing your dreams and supporting other unstoppable women along the way. Whether you're scaling your empire, pivoting after a setback, or just craving a reminder that you can hold the vision through the fire—this episode with Lori Harder is your permission slip to dream bigger and play bolder. Can't be contained, baby! Join Her Million Dollar Year Event: https://do.pausebreathwork.com/her-million-dollar-year Learn How to Grow Your Income, Impact and Freedom by Becoming a Certified Breathwork Facilitator: https://do.pausebreathwork.com/breathwork-training About Can't Be Contained Can't Be Contained' is the unscripted, unedited – fully uncontained journal entries & real-life experiences of those who follow their bliss & intuitive hits, the freedom seekers, the sacred rebels – the ones who are here to disrupt what preceded us & create what is ahead of us. Subscribe now to stay tuned for every episode! For full show notes, resources, and links: The Pause Breathwork App is the #1 app to clear stress using your breath. Download the app here: https://pause.live/Pause-Breathwork-App
There's a lot of noise in the investing world, but building wealth doesn't have to become a second job. In this episode, I share how to invest simply, consistently, and with your family's future in mind, without stress or constant decision-making. In today's episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He also shares a transparent look at his family's assets, approach to generosity, and what generational wealth really means to him beyond the numbers. I wrap up with a Money Quiz, testing my son Calvin on Stranger Things revenue, compound interest, and the gap between race prizes and investment returns. If you want real-life inspiration and practical proof that calm, consistent investing works, even with a busy family and W-2 jobs, this episode will encourage you to stay the course and keep moving forward. Chapters
If you've ever opened your banking app and felt your stomach drop — like the number on the screen said something about who you are — this episode is for you. Many of us have absorbed a quiet but destructive belief: that financial success equals personal value. That debt means you're irresponsible. That renting means you're behind. That earning less means you're not trying hard enough. And that belief doesn't just hurt emotionally — it shapes how we spend, save, work, and make decisions every day. In this episode, we pull that belief apart and put money back where it belongs. Your net worth is a number. It's data. It is not a moral scorecard, a personality test, or a measure of your worth as a human being. We talk about where this belief comes from, how it shows up as money shame, avoidance, overspending, comparison, and fear-based decision making, and the real cost of living this way — lost peace, strained relationships, and the constant feeling of never being enough. Then we get practical. I walk you through how to separate the math from the meaning, how to look at your finances without spiraling, how to set boundaries and say no without over-explaining, and how to build a sense of worth that isn't dependent on your bank balance, income, or credit score. This isn't about pretending money doesn't matter. It does. But it was never meant to define you. Money is a tool.You are the treasure. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices
Join Carl Jackson as he delves into the complex web of political and financial intrigue surrounding Ilhan Omar and the alleged fraud schemes in Minnesota. From the rapid rise in Omar's net worth to the controversial activities of her husband's venture capital firm, Carl unpacks the details with a critical eye. Tune in for an in-depth analysis of the political landscape, including insights into the broader implications of these events on national politics. Don't miss this engaging episode of the Carl Jackson Show, where truth meets scrutiny. Facebook: https://www.facebook.com/carljacksonradio Twitter: https://twitter.com/carljacksonshow Parler: https://parler.com/carljacksonshow Instagram: https://www.instagram.com/thecarljacksonshow http://www.TheCarlJacksonShow.comSee omnystudio.com/listener for privacy information.
What if there was a third option between grinding it out in corporate life and chasing extreme early retirement? What if you could work less, be more present with your family, and still feel confident about your financial future? In today's episode, I join Paula Pant on her top-ranked podcast, Afford Anything, to talk about the middle ground between traditional employment and full FIRE. We dive into Coast FIRE, part-time work, and what it really takes to own your time while raising kids. I share how my wife and I structured our lives to both work part time, stay involved with our kids, and still build long term wealth without burning out. This conversation is part of our Best of MKM series and was originally recorded live at FinCon in Portland. Paula and I walk through my 10-step framework for owning your time, including how to reduce financial anxiety, eliminate debt, invest with intention, and design a three-day work week that supports your family and your health. We also talk candidly about parenting, identity, lifestyle tradeoffs, and how to model a life of freedom and generosity for your kids. If you are tired of living for the weekend and want a realistic path to more time freedom, this conversation will open your eyes to what is possible. CHAPTERS
Join Carl Jackson as he delves into the complex web of political and financial intrigue surrounding Ilhan Omar and the alleged fraud schemes in Minnesota. From the rapid rise in Omar's net worth to the controversial activities of her husband's venture capital firm, Carl unpacks the details with a critical eye. Tune in for an in-depth analysis of the political landscape, including insights into the broader implications of these events on national politics. Don't miss this engaging episode of the Carl Jackson Show, where truth meets scrutiny. Facebook: https://www.facebook.com/carljacksonradio Twitter: https://twitter.com/carljacksonshow Parler: https://parler.com/carljacksonshow Instagram: https://www.instagram.com/thecarljacksonshow http://www.TheCarlJacksonShow.comSee omnystudio.com/listener for privacy information.
What if you could reach a point where your investments were doing the heavy lifting and you could finally slow down without falling behind? Would you keep pushing forward, or would you take the exit and design a life that fits right now? In today's episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while letting compound growth work in the background. Anders explains what Coast FIRE really looks like in real life and how it gave his family options instead of pressure. This episode is part of our Best of MKM series and was originally recorded in 2023. A short clip from this conversation took off on YouTube, so we decided to bring you the full story. Anders breaks down his Coast FIRE numbers, the accounts he uses, how he and his wife communicate about money, and why taking the Coast FIRE exit does not have to be permanent. If you are Coast FIRE curious or wondering whether you can have both freedom today and security tomorrow, this conversation will help you think differently about what is possible. CHAPTERS
Wall Street to Dubai isn't just a headline — it's the real-life journey of Tan Gera, a former investment banker who lost everything in the 2018 crypto crash… and then rebuilt from the ground up. In this episode, Tan breaks down how he walked away from a traditional Wall Street career, turned $57,000 into millions, and went on to build a global crypto education company. He shares the hard lessons from losing seven figures, navigating bank shutdowns and payment processor freezes, and why most people misunderstand how real wealth is actually built in crypto. Tan also explains why environment beats intelligence, how entrepreneurship fueled his crypto strategy, and why your network is your net worth when it comes to long-term success, capital, and opportunity. This conversation is a must-listen for anyone questioning the 9–5 path, looking beyond crypto hype, or trying to position themselves for the next wave of digital wealth.
Show notes / Free Audiobook /
How to be worth Millions and Billions when you die. Net Worth Calculator: https://www.alux.com/nw High Net Worth Individuals' Favorite app: https://www.alux.app Buy Borrow Die: The Free Money Loophole Available Only For The Rich: • Buy Borrow Die: The Free Money Loophole Av... We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books 00:00 - Intro 00:37 - Be Capable In A Lucrative Industry That's Growing In Demand 01:41 - Switch Jobs Frequently With Salary Bumps 02:34 - Take Projects On The Side 03:20 - Invest In Your Financial & Skill Education 04:15 - Measure Your Net Worth And Optimize For It 06:18 - Avoid Debt & Control Your Impulse To Show Off 07:14 - Become A Professional And Establish A Business 08:14 - Focus On Your Craft And Save In Stocks Or Crypto 09:02 - Switch Focus From Earning With Your Time To Earning With Your Brain 09:49 - DCA Into The Market And Have Available Liquidity For Opportunities 10:33 - Buy Cash-Flowing Property Until It Covers Your Living Expenses 11:10 - Don't Do Anything Illegal Or Take Unnecessary Risks 11:45 - Get A Boring “Money Guy” 12:16 - Start Investing Alongside More Experienced Investors 13:12 - You Win When Your Investments Can Acquire More Cash-Flowing Assets 13:53 - Bonus: Be Perpetually Curious Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfok - Get Rich Playlist: • Get Rich Playlist - Alux.com Take Action Playlist: • TAKE ACTION by Alux.com All Sunday Motivational Videos: • Sunday Motivational Videos Book Club: • Alux.com's Book Club - Social Media: / alux / alux / aluxcom --- Alux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8 -- To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/
Why do most businesses fail—even when founders are working nonstop and doing “everything right”? In this episode, Paul Alex sits down with Eddie Hartman, co-founder of LegalZoom, to break down why 72% of businesses don't make it and what separates sustainable companies from the rest. Eddie explains why pricing is often misunderstood, how entrepreneurs confuse value with revenue, and why relying on a single growth engine eventually stalls most businesses. Drawing from his experience building LegalZoom and advising founders at every stage, he shares practical frameworks around perceived value, customer retention, negotiation, and profitable growth. If you're an entrepreneur, business owner, or leader trying to scale without burning out or bleeding profit, this episode will challenge how you think about sales, pricing, and long-term strategy. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/channel/UCNB9ivoJf7ppjuSplOAkEZw LinkedIn: https://jo.my/inpaulalex2024 Follow the guest: @legalzoom Looking for a secondary source of income or want to become an entrepreneur?
High performance doesn't always equal fulfillment—and for many men, success at work hides chaos at home. In this episode, Mitchell Osmond breaks down why so many driven, high-achieving men feel disconnected in their marriages, overwhelmed in their personal lives, and silently burned out despite outward success. Mitchell shares his raw journey from financial stress, addiction, and near divorce to rebuilding his mindset, body, marriage, and leadership from the inside out. We dive deep into radical ownership, identity, unhealed childhood trauma, masculine purpose, and why discipline without inner work eventually collapses. Mitchell explains how men can lead powerfully in business without sacrificing their family, health, or peace of mind—and why true leadership always starts at home. This conversation is for men who are winning publicly but struggling privately—and are ready to fix the real problem.
(December 18, 2025) Host of ‘How to Money’ Joel Larsgaard joins the show to discuss gambling becoming a massive problem in the United States, home flipping, and more Americans moving overseas to save money. SpaceX tender offer puts Musk’s net worth record to $677BIL. Community college enrollment is up amid economic uncertainty.See omnystudio.com/listener for privacy information.
Patrick Bet-David, Tom Ellsworth, and Brandon Aceto are joined by Anthony Pompliano to break down Trump's new AI executive order, Ford's major pivot on electric vehicles, and Elon Musk's net worth skyrocketing amid the latest market moves.------
Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars?--plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
What does it really mean to be “almost a millionaire”? And is that number as important as the freedom you gain along the way? In today's episode, Joshua Weekley shares how he and his wife built a net worth of nearly $1 million by age 35 without extreme deprivation or risky bets. Instead of chasing shortcuts, Joshua focused on consistent habits, automation, and learning how to control his money so it could support the life he wanted with his family. This episode is part of our Best of MKM series and was originally released last year. It quickly became one of our most popular and highly viewed interviews because of its honesty, relatability, and practical approach to wealth building. Joshua opens up about growing up around money stress, learning from what his parents did and did not do with finances, and why net worth became a powerful motivator for reclaiming his time. He also breaks down exactly where his money is today, including home equity, retirement accounts, brokerage investments, and cash. Most importantly, he explains why wealth is built milestone by milestone, not overnight. If you are working toward your first $1,000 emergency fund or closing in on your first million, this conversation is a powerful reminder that every step forward matters. CHAPTERS
Most people don't fail because of lack of effort, motivation, or discipline — they fail because of a belief they don't even know they have. In this episode, Paul Alex sits down with Shelly Lefkoe, co-founder of the Lefkoe Institute and one of the world's leading experts on eliminating limiting beliefs. With over 35 years of experience, Shelly breaks down how unconscious beliefs are formed, why positive thinking doesn't work, and how the stories you absorbed early in life may still be controlling your success today. You'll hear real examples of how beliefs like “I'm not good enough,” “mistakes are bad,” and “success requires suffering” silently drive procrastination, burnout, fear, and self-sabotage — even in high achievers and entrepreneurs. Shelly also explains the critical difference between behavior patterns and beliefs, and why lasting change only happens when beliefs are eliminated at the root. If you've ever felt stuck repeating the same cycles, pushing harder without real progress, or wondering why you know what to do but still don't do it — this conversation will hit home. Connect with Shelly Lefkoe on Instagram: @shellylefkoe Learn more and access her free resource here:
On today's MJ Morning Show:The endorsement Fester lostWoman's body found in Dollar Tree refrigeratorMorons in the newsInmate's last meal delayedLabubu maker has a new productWoman picked the wrong day to shoplift at WalmartNo Powerball winner last nightAmazon documentary about Bucs shows MJNew holiday cocktail... ew....Co-worker's breathDoor Dasher shows up with a cloud of pot smokeAverage American's net worth.. We took callsRob Reiner update... argument with son at Conan's partyAbout which actor is someone posting this story?Anthony Geary RIPMerriam-Webster word of the yearHow many drinks should you have at a party?Taylor Swift and Travis Kelce are both drinkers... when does the blow-up happen?Christmas lights... are they on the decline?Elton John videoCar sold by Carmax was stolenRV sold to customer left in limbo as dealership changes ownership2026 healthy food to become popular... crown cabbageCannabis medical effects don't meet expectationsWhat's the best seat on a flight to avoid getting sick?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What if doing everything “right” still left you broke, burned out, and quietly panicking about money?Today's guest followed the script perfectly. Elite degree. Wall Street job. Big bonus. The kind of career that looks wildly successful from the outside. But behind the scenes, she was carrying nearly $100,000 in student loan debt, living paycheck to paycheck, and realizing that the life she worked so hard for wasn't giving her freedom at all.That moment of reckoning became her financial awakening.My guest today is Rose Han, YouTuber, money educator, and author of the new book Add a Zero. Rose went from six figures of debt to building a seven-figure net worth, not by chasing flashy investments or overnight wins, but by radically rethinking her relationship with money, work, and freedom.In this conversation, Rose shares the mindset shifts that helped her escape debt, why income alone doesn't equal wealth, how she built assets from scratch with almost no capital, and why even after “making it,” she chose to recalibrate her definition of enough.We also talk about rewriting the financial rules millennials inherited, betting on yourself in an uncertain economy, and how to build a life that feels rich — not just one that looks rich. Hosted on Acast. See acast.com/privacy for more information.
Innovation doesn't fail because companies lack ideas—it fails because leadership and culture aren't built to support change. In this episode, Paul Alex sits down with Bud Caddell, founder of NOBL (nobl.io), to break down what actually stops organizations from executing on bold ideas. Bud shares real-world lessons from working with global brands and fast-growing companies, explaining how misaligned incentives, poor leadership behaviors, and broken decision-making systems quietly kill innovation. He also reveals what leaders must do differently to build cultures where change doesn't just start—but actually sticks. Whether you're an entrepreneur, a team leader, or building from the ground up, this conversation will reshape how you think about leadership, culture, and execution. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/channel/UCNB9ivoJf7ppjuSplOAkEZw LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you:
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What would your life look like if you woke up tomorrow and your home was completely paid off? How much freedom would that give your family? And how much more possibility would you feel if housing costs disappeared forever? In today's episode, Ken and Mary Okoroafor from The Humble Penny share how they became mortgage free in one of the most expensive cities in the world: London. They paid off the equivalent of nearly $475,000 in just seven years, and the ripple effects changed everything. Ken and Mary open up about the peace of mind they gained, how their work and family life transformed, what mortgage freedom made possible for their children, and why this choice unlocked a new lifestyle filled with flexibility, purpose, and joy. This Best of MKM conversation is one of the most inspiring mortgage free stories we have ever featured. If you want to eliminate stress, design a more intentional family life, and build generational wealth with confidence, this episode will light a fire under you. CHAPTERS
Sport-inspired artists Shannon Favia and Mallory Tolcher join Sarah to discuss their paths to becoming professional artists, combining their passions for sport and art, collaborating with teams and athletes, and the unique way they’ve each used basketball nets in their work. Plus, the return of the best rivalry, climbing for days, and when in drought, distract, distract, distract. Follow Mallory on Instagram here Follow Shannon on Instagram here Check out Mallory’s work via her website here Check out Shannon’s work via her website here And take a look at Shannon’s “What’s Her Net Worth?” site and shirts here Check out the boxing gloves Shannon made Sarah here The USA-Canada Rivalry Series schedule is here Follow Sasha DiGiulian on Instagram here The Inaugural OffBall25 is here Leave us a voicemail at 872-204-5070 or send us a note at goodgame@wondermedianetwork.com Follow Sarah on social! Bluesky: @sarahspain.com Instagram: @Spain2323 Follow producer Alex Azzi! Bluesky: @byalexazzi.bsky.social Instagram: @AzziArtwork See omnystudio.com/listener for privacy information.
Carl and Laurel are crushing it with nearly $200,000 in household income and have already paid off over $100,000 in student loans. But like many young couples in their late 20s and early 30s, they're facing a critical question: should they continue aggressively paying down their remaining $110,000 in student debt, save for a house purchase, or shift focus to building wealth for retirement? Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
In this powerful episode, Paul Alex sits down with health insurance powerhouse Mara Dorne (@maradorne) — a woman who went from losing six businesses, her home, and every sense of stability… to becoming one of the most respected leaders in the health insurance industry, generating over $1 billion in team production. Mara breaks down the real truth behind health insurance sales — the part most people never see. She opens up about failing for six straight months, rebuilding her life as a young mother with no options, and the mindset shift that helped her turn everything around. From navigating a male-dominated field to building elite sales teams across the country, Mara's story proves that you don't need experience — you need resilience, ownership, and the courage to go all in. In this conversation, you'll learn:
980. Laura answers a listener's question about building enough net worth to retire on time. Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to another episode of the Building Your Money Machine Show, and today, I'm tackling something a lot of us feel on the wealth-building journey: it sucks at first, but it's the secret to skyrocketing your net worth. If you're saving and investing and it still seems like your numbers aren't moving, you're not failing—you're experiencing what I call the “wealth flatline.” That frustration has tripped up thousands, but if you stick it out, compounding will flip the switch and your money will start working harder for you than you ever worked for it.In this episode, I pull back the curtain on why building wealth feels painfully slow in the beginning, especially when you see friends celebrating big purchases and living it up while you're keeping it simple and disciplined. We dig into delayed gratification, the real-life grind of managing money, sticking to boring (but proven!) investing strategies, avoiding destructive debt, and fighting the urge for instant gratification.I even cover the phases you'll experience, from the grind, to acceleration, to the explosion zone where your portfolio returns outpace your contributions and you reach true financial freedom.IN TODAY'S EPISODE, I DISCUSS:Why the wealth-building journey feels frustrating at firstHow compounding works in practiceThe phases of wealth buildingReal-life examples showing what happens if you quit early versus stick with itPractical steps to get through the suckWhen your money hustles harder than you do and you live life by choiceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/It's Happening Again and What EVERYONE is MissingAccountant Explains: How to Invest Your First $10,000The 3 Net Worth Milestones That Change EverythingIf You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396msAccountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQThe 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092UkIf You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com
This is the 250th episode of the Money Meets Medicine podcast! What better way to celebrate than to talk about Jimmy's financial journey over the last 8 years since finishing training. In this episode, Jimmy shares some of his family's personal financial milestones and some recent financial wins, including a big tax loss harvesting event. Topics discussed on the show:Paying off student loansJimmy's family's Net WorthHighlighting key financial principles like avoiding the Diderot Effect and leveraging compounding interest. The Big Tax Loss Harvesting event involving Bitcoin.Looking to get started on your own bitcoin journey? Download Jimmy's Beginner's Guide to Bitcoin here: https://moneymeetsmedicine.com/bitcoinNeed disability insurance but not sure who to trust? Go with the only disability company that works exclusively with physicians (and has an unexpected denial rate https://moneymeetsmedicine.com/update Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: joinhampton.comEveryone wants to know what founders really earn, but most of the numbers out there are either outdated or just plain wrong. We gathered fresh data from 150+ high-performing founders, and the results reveal just how differently they think about paying themselves. Some take home millions, others nothing at all, and the logic behind those decisions says more than the numbers themselves.Here's what we talk about:8% of founders take no salary at all — why? (and whether they'd do it again)The sweet spot for founder take-home pay: how much is too much?C-Suite compensation breakdown: who's earning what, and where bonuses explodeLifestyle vs. legacy: how founders think about cash flow vs. long-term exitsIndustry winners: finance, pets, and healthcare dominate earningsThe one funding stage where founders earn the leastNon-salary perks: credit card hacks, expense runs, 401(k) tricks, and company-backed loansA rare peek into the creative (and sometimes questionable) ways founders make it worth their whileCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Sponsors:Get a team of AI agents that run compliance for you at delve.co/moneywiseAchieve your dream body with dailybodycoach.com/moneywiseTame your taxes today at https://olarry.com/Chapters:(1:37) Base Salaries(3:14) Founders Who Pay Themselves Nothing(3:56) Salary Distribution and High Earners(4:34) Additional Payouts and Bonuses(5:11) Two Types of Founders: Reinvesting or Cashflow(6:14) Take Home Pay by Net Worth(7:18) C-Suite Salaries and Bonuses(8:43) Industry Salary Breakdown(9:24) Highest and Lowest Paying Industries(10:03) Compensation by Funding Stage(10:52) Creative Compensation StrategiesThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Jackie LamportNot really the host, but the producer.Wrote this sentence.
Today we are talking to a Dermatology resident who has hit a $750,000 net worth before finishing training. He has been building wealth since high school and is off to an unbelievable start. This kind of saving and wealth growth will allow him to craft the career he wants as well as reduce the risk of burnout. He knows the impact of the time value of money and was able to complete his MD PhD program in only six years. After the interview we will talk about the basics of real estate investing for Finance 101. Resolve is the #1 rated physician contract team, reviewing 1000+ physician contracts every year. They empower physicians with location specific compensation data which leads to unparalleled leverage during the physician contract negotiation process. A physician contract lawyer is included and can negotiate on your behalf – alleviating the stress that can go along with reviewing complex legal terms. Flat-rate pricing and flexible schedules are designed for a physician's schedules. Use code WHITECOAT10 for 10% off! https://WhiteCoatInvestor.com/Resolve The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 MtoM Podcast #251 02:34 Dermatologist Hits $750,000 Net Worth Before Finishing Residency 09:08 Advice For Others 14:22 What Jim Dahle Thinks About Real Estate Investing
In this episode of The Level Up Podcast w/ Paul Alex, Brock McClelland (@thebrockmcclelland) shares the raw, unfiltered truth about overcoming addiction, surviving rock bottom, rebuilding his life through faith, and the mindset that took him from “nothing” to leading multiple successful companies. This is more than a story about entrepreneurship—it's a story about grit, discipline, spiritual alignment, and the belief that your past does NOT dictate your future. Brock breaks down the sacrifices, the 100-hour workweeks, the moment he decided to change his life forever, and the powerful role his wife played in pulling him out of darkness. If you're stuck, lacking direction, needing hope, or trying to achieve your first million… this episode will hit your heart and recharge your spirit.
What does it really take to reinvent your life? To go from a career built on discipline and danger… to becoming a multi-millionaire, global entrepreneur, and high-performance machine? In this episode of The Level Up Podcast w/ Paul Alex, Tomo Marjanovic breaks down the real blueprint behind confidence, discipline, pain, standards, and what it takes to join the top 1% of men. Tomo isn't just successful — he's intentional. From his early days in law enforcement, to bodybuilding, to building elite networks in Dubai, to mastering the balance between wealth, fitness, mindset, and family… his story shows you exactly how to build the strongest version of yourself. Inside this episode, you'll learn:
When life forces you to start over, most people freeze.Drew Lutzke built a business. In this powerful episode of The Level Up Podcast w/ Paul Alex, Drew (@andrew_adltalentplug) breaks down how he went from sitting in his mom's garage—unsure of his future—to launching ADL Search & Staffing, a faith-driven recruiting agency now expanding across major U.S. cities. Drew shares how he:
Welcome to another episode of the Building Your Money Machine Show! Today, I'm sharing a game-changing roadmap that truly transformed my own financial journey — the 3 Net Worth Milestones that can change everything for you, especially when life throws unexpected curveballs.We dive into the three essential net worth milestones—$100K, $500K, and $1M—that mark your progress from discipline, to momentum, to true financial freedom. I break down what each milestone means, why it matters so much, what to expect along the way, and, crucially, what steps to take whether you're just beginning or already making traction.I share my own experiences: the golden-hamster-wheel days when I believed more income was the answer, the reality check that upended that belief, and the behavioral shifts that really move the needle. We debunk the income trap, talk about the exponential power of compounding and time, and reveal why so many quit right before compounding really kicks in.IN TODAY'S EPISODE, I COVER:Why true financial freedom is about what happens when you can't earn, not just how much you makeThe “Income Trap” and why earning more alone doesn't set you freeThe 3 Net Worth MilestonesWhy your first $100K is the hardest, but builds belief and essential habits for lifeThe exponential magic of compoundingSmart strategies for optimizing your investmentsAvoiding lifestyle creep and risky bets when growth acceleratesWhy you shouldn't wait for a crisis to startRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsThe ONLY Money Rule ALL Rich People UseIf You Don't Understand Fiat Currency, You Don't Understand Money7 Popular Finance Tips That Are Quietly Keeping You BrokeRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EHow to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQygThe ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OYIf You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com
From battling addiction… to facing jail time… to becoming a multi-millionaire in high-ticket sales — Jon Briseno has lived a transformation most people wouldn't believe. In this episode, Jon opens up about the darkest chapters of his life, the moment everything collapsed, and how hitting rock bottom forced him to rebuild with discipline, sales skills, and relentless self-belief. He went from having nothing — no money, no opportunities, no direction — to leading sales teams, closing massive deals, and changing his family's future forever. You'll hear: How addiction and jail shaped his mindset The turning point that pushed him into entrepreneurship How he developed elite sales skills with zero experience The strategy that led him to multi-million-dollar success Why discipline mattered more than motivation How he now helps others earn life-changing income This isn't a highlight reel — it's a raw, real blueprint for anyone who feels stuck, broken, or overlooked. If you've ever doubted yourself or your path, John's story will prove that your past doesn't define your future. Guest: Jon BrisenoInstagram: @realjonbriseno
Amanda Cruise and Ash Patel interview Jeremy Barker, a former firefighter turned serial entrepreneur who has built a nine-figure net worth through value-add industrial and office deals. Jeremy walks through how he bought nearly vacant, 100,000+ square foot assets, pre-leased them during due diligence, and created tens of millions in equity with very little cash out of pocket. He shares how going bankrupt twice, living in his truck, and then rebuilding through Murphy Door and commercial real estate reshaped his relationship with money, risk, and failure. Jeremy also talks about chasing “shiny objects” like short-term rentals, the hidden costs of wealth, and the challenge of raising grounded kids when your life includes private planes and big headlines. Jeremy BarkerCurrent role: Founder & CEO, Murphy Door Inc.Based in: Ogden, UtahSay hi to them at: https://jeremybarker.com | YouTube | LinkedIn Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/ Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust
Where do you think you are on the wealth ladder? Just starting out and struggling to save? Sitting on six figures and wondering what's next? Or maybe you've hit a financial milestone—but it doesn't feel as life-changing as you expected.Today's episode is all about understanding what changes—and what should change—as you move up the financial ladder.My guest is Nick Maggiulli, author of The Wealth Ladder, a new book that introduces a six-level framework for wealth building and financial strategy. We dive into the key questions we all face on the journey to financial independence:How do you break out of Level 1 when you're living paycheck to paycheck?Is a side hustle actually worth your time—or just another distraction?And how should your mindset and money strategy evolve as your net worth grows?Plus, we explore his 0.01% spending rule and 1% earning rule—two powerful benchmarks to help you spend smarter and pursue income opportunities that truly move the needle.More about Nick: He is the Chief Operating Officer and a data scientist at Ritholtz Wealth Management. He's also the author of the blog Of Dollars and Data and the books Just Keep Buying and The Wealth Ladder. Hosted on Acast. See acast.com/privacy for more information.
Vivian Tu walked away from Wall Street to teach a different kind of wealth building, one that starts with conversations nobody wants to have. She exposes the uncomfortable truth about proximity and money: the rich stay rich partly because they grew up watching how wealth actually works, learning the unspoken rules at dinner tables and country clubs while everyone else was left guessing. Her approach to financial success isn't about grinding harder or cutting out coffee, it's about understanding that being likable often trumps being the smartest person in the room, that your relationships with money will make or break your relationships with people, and that real wealth protection starts with conversations most couples avoid until it's too late. You'll walk away knowing exactly how to position yourself as irreplaceable at work, why women especially need their own money regardless of who they marry, and how a prenup is actually an act of love rather than a sign of distrust.Buy Vivian's book Rich AF: The Winning Money Mindset That Will Change Your LifePre order Well Endowed: The Secrets to Strategic Spending, Building a Financial Foundation for You and Your Family, and Creating Lasting Generational WealthListen to Vivian's podcast Networth and Chill with Your Rich BFFIn this episode you will:Discover why proximity to wealth matters more than talent alone and how people who grew up rich have soft skills that open doors you didn't even know existedTransform your earning potential by understanding that the most paid person isn't the smartest but the one everyone actually likes and wants to work withMaster the art of asking for raises by maintaining a brag book and strategically reminding your boss you're money motivated for six months before everyone else asks in DecemberUncover why talking about money with your partner isn't optional but essential, since money and intimacy are the top two reasons relationships failLearn the STRIP method for financial health: building emergency savings first, attacking high interest debt strategically, investing in retirement with tax advantages, actually buying assets with that retirement money, and planning your specific version of happily ever afterFor more information go to https://lewishowes.com/1846For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Lewis Howes [SOLO] – greatness.lnk.to/1798SCCodie Sanchez – greatness.lnk.to/1701SCLeila Hormozi – greatness.lnk.to/1735SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.