Podcasts about certified financial planners

Thomas Mullooly is a Certified Financial Planner, Investment Adviser Representative, and President of Mullooly Asset Management, Inc. After receiving a big surprise in the form of a Type 2 Diabetes diagnosis, Thomas was determined to find a long term solution rather than accept his doctor's proclamation that he would have to take Metformin for the rest of his life. Now, 100 lbs. lighter and in the best metabolic/physical shape of his life, he's convinced he has found the solution for him.   In this episode, Dr. Brian, Dr. Tro, and Thomas talk about…   (00:00) Intro (02:27) How Thomas found out he had Type 2 Diabetes and how he discovered the key to reversing it (10:46) Intermittent fasting and the keto diet (11:46) How Thomas slowly gained weight and inched closer and closer to metabolic disease (19:02) Perseverance and success (26:37) Cold plunge and cold exposure (31:22) Breaking through weight-loss stalls (35:26) Motivation for sticking with the lifestyle changes you've committed to (43:51) Outro   For more information, please see the links below. Thank you for listening!   Links:   Please consider supporting us on Patreon: https://www.lowcarbmd.com/   Resources Mentioned in this Episode:   Thomas Mullooly: Mullooly Asset Management: https://mullooly.net/ X: https://x.com/tommullooly Linkedin: https://www.linkedin.com/in/njfinancialplanner/   Dr. Brian Lenzkes:  Website: https://arizonametabolichealth.com/ Twitter: https://twitter.com/BrianLenzkes?ref_src=twsrc^google|twcamp^serp|twgr^author   Dr. Tro Kalayjian:  Website: https://toward.health Twitter: https://twitter.com/DoctorTro IG: https://www.instagram.com/doctortro/   Toward Health App Join a growing community of individuals who are improving their metabolic health; together.  Get started at your own pace with a self-guided curriculum developed by Dr. Tro and his care team, community chat, weekly meetings, courses, challenges, message boards and more.    Apple: https://apps.apple.com/us/app/doctor-tro/id1588693888  Google: https://play.google.com/store/apps/details?id=uk.co.disciplemedia.doctortro&hl=en_US&gl=US Learn more: https://toward.health/community/

In this episode, Carl explores a paradoxical question: What if your goal is to have no goals? Reflecting on conversations with people who have spent years optimizing every part of their lives, he wonders what it would mean to stop striving and simply become more present. Rather than seeing this as giving up, Carl suggests it may be one of the bravest goals of all—a shift away from constant achievement and toward the far more challenging work of exploring your inner landscape with curiosity, compassion, and openness.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

The One Big Beautiful Bill has been in effect for a year — but are taxpayers actually seeing the benefits? In this episode of Dollars & Sense, Joel Garris and Christina Lamb break down the latest tax changes, including larger standard deductions, new rules for tips and overtime, the senior deduction, charitable giving updates, and the expanded SALT deduction. They also explain the newly launched Trump Accounts, including who may qualify for the $1,000 government contribution, how these accounts compare to 529 plans and custodial Roth IRAs, and why families should understand the rules before contributing. Plus, Joel and Christina discuss current market headlines, strong earnings season results, rising margin debt, leveraged ETFs, cryptocurrency volatility, and why investors should stay disciplined even when markets feel strong. If you want to better understand how recent tax law changes, family savings options, and investment risks may affect your financial plan, this episode is for you. Topics covered include: Trump Accounts, the One Big Beautiful Bill, 2026 tax deductions, senior tax planning, charitable giving rules, SALT deduction changes, earnings season, leveraged ETFs, margin debt, bitcoin volatility, and long-term investment discipline. 

Tax planning is about much more than filing your tax return each year. In this episode of the Wise Money Show, we break down the four levels of tax planning and explain how proactive tax planning strategies can help individuals, business owners, and entrepreneurs reduce lifetime taxes and build more wealth. Learn the difference between tax preparation and tax planning, discover legal tax-saving opportunities, and avoid common mistakes that can lead to costly tax surprises. We're joined in the studio by special guest and tax planning expert Patrick Lonergan. Season 11, Episode 48 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Learn more about Patrick Lonergan and Vital Wealth: https://www.vitalwealth.com/ Listen to Patrick's podcast: https://www.vitalwealth.com/podcasts/    Watch this episode on YouTube: Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

What if building wealth has less to do with picking the right investments... and everything to do with having the right plan?In this episode of the Culture Matters Podcast, Jay Doran sits down with Keith Embree, Certified Financial Planner™, MBA, and Financial Advisor at Raymond James, to explore the human side of wealth management. While many people believe financial advisors simply buy and sell investments, Keith reveals that the real value lies in helping families build a framework for life—one that evolves through every season, opportunity, and challenge. Drawing from more than a decade at Raymond James, Keith shares how great financial planning extends far beyond portfolios. The conversation explores discipline, long-term thinking, family legacy, emotional decision-making, and why wealth is ultimately built through consistency rather than chasing the next big opportunity. In this episode, you'll discover:Why the financial plan—not the investments—is the true productHow competitive sports shaped Keith's mindset around discipline and resilienceWhy comprehensive financial planning is much more than managing investmentsThe biggest misconceptions people have about building wealthHow emotions influence financial decisions during volatile marketsWhy starting early matters more than earning moreThe difference between increasing your income and increasing your net worthHow successful families think differently about money, legacy, and future generationsWhy financial advisors often become part strategist, part coach, and part therapistThe importance of making every dollar productiveThroughout the conversation, Keith also reflects on the culture of Raymond James, the mentors who shaped his career, and why serving families—not simply managing accounts—has become the foundation of his approach.Whether you're just beginning your financial journey or thinking about the legacy you hope to leave behind, this episode offers practical wisdom and a refreshing reminder that wealth isn't built overnight. It's built through intentional decisions, thoughtful planning, and the discipline to stay the course.

This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.Then we answer a listener's question many homeowners are asking: If you've locked in a 3% mortgage, should you stay put or move anyway? Sometimes the best financial decision isn't the right decision for your lifestyle. We'll also revisit some of the financial advice that has become accepted as fact and discuss how changing markets, interest rates, and modern lifestyles have challenged some of the guidance investors have heard for decades.Finally, we'll examine why Ponzi schemes continue to fool investors, the warning signs to watch for, and practical steps you can take to help avoid becoming a victim.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 18, 2026  |  Season 40, Episode 29Timestamps and Chapters4:43: What's Moving the Markets?14:29: Is Now the Wrong Time to Move?25:06: Does Yesterday's Financial Advice Still Work Today?39:42: When an Investment Is Too Good to Be TrueFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode, Carl introduces a simple practice that can transform your relationship with money—one spending decision at a time. Since spending is our most frequent interaction with money, he suggests treating it as a daily practice rather than something to do on autopilot. For the next 30 days, every time you spend money, pause for three seconds and simply notice what happened, approaching it with curiosity instead of judgment. Carl explains why this small habit of awareness can quietly reshape not only how you spend, but how you relate to money itself.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this episode, Carl reflects on a remarkable insight from movement teacher Ido Portal: Truly great teachers don't simply provide answers—they create the conditions for curiosity, exploration, and discovery, especially where clear answers don't yet exist. Carl explores what this means not only for teaching, but for parenting, friendships, leadership, financial advice, and any relationship where our role is to help others uncover what matters most for themselves.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Day Break | Peace Or Escalation? Iran, Election Fraud & America's Future --- 00:00 - Monologue 19:10 – Eugene Kontorovich, Senior Legal Fellow at Advancing American Freedom. Kontorovich discusses legal and constitutional questions surrounding efforts by Democratic lawmakers to scrutinize Jewish charities that support Israeli communities, examining the intersection of nonprofit law, foreign policy, and religious freedom. 28:04 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's No Lazy Money, Hopwood discusses persistent inflation, interest rate expectations, retirement planning, and the financial challenges facing Americans. Topics include retirement confidence, the long-term potential of Trump Accounts and Roth investing, student loan debt's impact on retirement, and why building a comprehensive financial plan has never been more important. 38:17 - Monologue Featuring Ivey Gruber 47:19 – Brandon Arnold, Executive Vice President of the National Taxpayers Union. Arnold discusses the rapid expansion of data centers, examining their economic impact, tax implications, infrastructure demands, and why he believes these projects can provide long-term benefits for both taxpayers and local communities. 57:36 – Pastor Lorenzo "Zo" Sewell, Senior Pastor of 180 Church in Detroit. Sewell discusses allegations of voter fraud affecting his Detroit church, reflects on election integrity concerns, and previews what he expects President Trump to address during his nationally anticipated evening speech. 1:06:30 – Chris Hagerman, Bath School Museum Committee. Hagerman discusses ongoing efforts to preserve the history of the 1927 Bath School disaster through the proposed Bath School Museum, highlighting fundraising efforts, the importance of remembering the tragedy, and the museum's mission to educate future generations. 1:16:43 - Monologue 1:25:44 – Dennis Kneale, bestselling author, veteran business journalist, and author of Ore-Goners. Kneale examines changing public attitudes toward capitalism, discussing why confidence in the free market has declined, the cultural and economic factors driving that shift, and what it could mean for America's future. 1:36:02 – Gordon G. Chang, author of Plan Red and China Is Going to War. Chang discusses concerns surrounding foreign election interference, focusing on China's influence operations, cybersecurity threats, and the challenges of protecting U.S. elections from foreign adversaries. 1:44:59 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses the growing influence of private equity on everyday life, including rising costs for family entertainment, while also covering the impact of wildfire smoke drifting into the United States from Canada and other notable headlines from around the country. --- Check out our brand new podcast, 'Forgotten America'... Episode 22 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/Dfr8Z_syB-M

Why do intelligent, successful people make costly financial mistakes? This week on The Financial Quarterback radio show, Josh sits down with Certified Financial Planner and Certified Financial Therapist Bobbi Rebell for a fascinating conversation about the emotional side of money. From panic-selling during market downturns to overspending, relationship dynamics, and retirement expectations, they explore why our financial decisions are often driven more by psychology than logic. The discussion also dives into the growing field of financial therapy, why knowledge alone doesn't create good financial outcomes, and how understanding your own money behaviors can lead to better long-term results. Josh also examines what celebrity relationships and high-profile prenups can teach everyday families about protecting wealth, planning ahead, and making financial decisions without letting emotions take over. Whether you're preparing for retirement, managing family finances, or simply trying to become a more disciplined investor, this episode offers practical insights that can help you build a stronger financial future. Topics Covered: Why financial success is often more about behavior than math How fear and pride can lead even experienced investors to make costly mistakes What financial therapy is—and how it helps people make better money decisions Why many retirees need to adjust expectations instead of taking excessive investment risk The psychology behind financial infidelity and hidden money behaviors Lessons from a high-profile celebrity marriage on prenups, trust, and protecting family wealth How emotions shape investing, spending, and long-term financial planning Practical ways to make smarter financial decisions regardless of market conditions Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

In this episode, Carl reflects on one of his favorite questions from Mary Oliver: “Tell me, what is it you plan to do with your one wild and precious life?” Focusing on the words plan and wild, he explores the creative tension between thoughtful planning and embracing life's unpredictable nature. Rather than choosing one over the other, Carl suggests that a meaningful life requires both—a plan that gives direction and enough openness to let the most beautiful, unexpected moments emerge along the way.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this milestone 1,500th episode, Carl reflects on the quiet power of showing up consistently. Looking back on years of recording Behavior Gap Radio, tending a garden, and watching small efforts compound over time, he shares why the most meaningful changes in life rarely come from dramatic breakthroughs. Instead, they grow through steady, daily practice. It's a celebration of patience, compounding, and the reminder that the things most worth building are often the ones that can't be rushed or hacked.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

The halfway point of the year is one of the best moments to review your business finances, and most entrepreneurs let it pass without taking action. In this episode, Brian Thompson shares the CASH framework, a simple mid-year review you can complete in under an hour, that helps you understand where your business stands and make better decisions for the second half of the year. Brian gets honest about his own relationship with numbers and why most entrepreneurs avoid their finances, not because the news is bad, but because looking feels uncomfortable. This episode is a practical and compassionate guide to changing that relationship, one question at a time.   In this episode you will learn: What your financial statements are really saying How to complete a mid-year review using the four-step CASH framework What questions to ask when reviewing your revenue, expenses, and cash flow How to assess your spending and whether it reflects your values Why cash flow creates peace of mind and how to strengthen it before year end How to head into the second half of the year with three clear financial intentions Why small adjustments made consistently over six months can completely change your year   A good mid-year review is about gathering the information you need to make better decisions going forward. When you understand your cash flow, your spending patterns, and your financial position, the second half of the year becomes much easier to navigate with clarity and confidence. Whether your numbers are better than expected or worse than expected, this episode will help you turn what you find into a plan.   Resources + Links Newsletter Sign Up Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes Follow & review the podcast: on Spotify and Apple Podcasts   About Brian and the Mission Driven Business Podcast Brian Thompson, JD/CFP®, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

If you're a student, resident, or early-career associate, it's likely student loans are one of your biggest financial concerns. With federal repayment programs changing, it's important to understand how the new options could affect your next steps. In this episode, Christy is joined by Austyn Scott, Certified Financial Planner and Wealth Advisor with Cain Watters & Associates, to break down the latest updates and changes. From new repayment plan options and federal lending limits to balancing student debt with broader financial goals, Austyn shares timely insight to help navigate an increasingly complex student loan landscape.

Summary:In this episode, Donna Jean Kendrick shares her heartfelt journey from personal tragedy to becoming a financial planning expert specializing in supporting individuals through divorce and widowhood. Discover practical tools, insights on asset management, and emotional resilience strategies to navigate life's transitions with confidence.Key Topics:Donna Kendrick's personal journey from loss to financial expert.The importance of financial organization during divorce.How to assess and manage assets and debts in divorce.Emotional resilience and mental health in life transitions.The role of a financial planner and questions to ask.Using the Divorce Money Map for control and clarity.Strategies for managing risk tolerance and investments.The parallel between grief in death and divorce.Legal and financial considerations in divorce and widowhood.About Donna:Donna Jean Kendrick discovered her husband Greg had passed away suddenly in 2013 and found herself navigating widowhood with three young children. After settling into their new normal she went back to school to become a CERTIFIED FINANCIAL PLANNER™ practitioner and made it her mission to support families in transition. She co-hosts the Widow, Wisdom and Wealth Podcast and is the author of the Life Stages Financial Guides series. Donna, along with her blended family of six kids, raise funds for causes such as Safe Harbor, a grief counseling program for childrenResources:Donna Jean Kendrick - Official Website - https://donnajeankendrick.comThe Divorce Money Map (Book) - https://www.amazon.com/Divorce-Money-Map-Donna-Kendrick/dp/XXXXXXCertified Financial Planner (CFP) - https://www.cfp.netAnnualCreditReport.com - https://www.annualcreditreport.comSIGN UP FOR my Better Divorce Blueprint PROGRAM: https://betterdivorceblueprint.com/bdbWEBSITE - resources for those in need of Certified Divorce Coaching and Private Mediation Services: https://betterdivorceacademy.com/SOCIAL MEDIA - bit.ly/betterdivorceacademyBuy my book and workbook: Better Divorce Blueprint https://betterdivorceblueprint.com/RESOURCES - https://betterdivorceacademy.com/reso...AUDIOBOOK FROM AUDIBLE - https://www.audible.com/pd/Better-Div...Are you looking for answers and guidance? BOOK a 30 minute assessment consultation: https://calendly.com/betterdivorceaca...#divorce #mediation #coaching #lifeafterdivorce #divorcesupport

A real estate investor borrowed $160K from his life insurance and never stopped compounding. Here's how.CFP Mark Willis returns to break down the Bank On Yourself strategy and how real estate investors are using life insurance cash value as a source of capital without slowing their growth. He walks through a real client who borrowed $160,000 from his policy to fund a fourplex while the policy kept compounding untouched, why he agrees with Dave Ramsey that most whole life insurance is a bad deal, and what makes the 2% version different. The conversation also covers the Vanderbilt and Rockefeller families as a case study in generational wealth, how a policy loan compares to a HELOC, and where AI still falls short as a financial advisor.Key topics:How a policy loan funded a fourplex without losing a dollar of compoundingWhy most whole life insurance is a bad deal, and what the 2% version looks likeVanderbilts vs Rockefellers, why some families keep generational wealth and others lose itPolicy loans versus a HELOC, side by sideWhy AI still can't replace a financial advisor's judgmentGuest bio:Mark Willis is a Certified Financial Planner and co-author of The Business Fortress, How to Grow, Protect, and Exit Your Business with Confidence. He specializes in Bank On Yourself and infinite banking strategies for business owners and real estate investors.Links:Learn more from Mark and get free chapters of The Business Fortress at kickstartwithmark.com, mention the book title in the form notesWork With RealDealCrewIf you're already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let's talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagram

In this episode, Carl explores a simple question that can completely change the way we think about spending money, time, energy, and attention: What value am I actually trying to express? Through stories about beach houses, family gatherings, friendships, and everyday decisions, he shows how we often mistake the object for the purpose. Once we identify the deeper value we're trying to honor, new possibilities emerge—often simpler, more meaningful, and more aligned with the life we actually want to live.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Summer is the perfect time to pause, reset, and make sure your money is still working for you. In this episode of Dollars & Sense, Zach Keister and Kristin Kalley walk through practical midyear money moves that can help you review your financial goals, get organized, and protect your household from costly mistakes. First, they cover how to run a simple midyear money reset by reviewing what came in, what went out, what you owe, and what you have saved. Then, they discuss why credit card debt can quietly build during the summer, how to create a realistic payoff plan, and how small spending “speed bumps” can help reduce impulse purchases. The conversation also covers financial loose ends that are easy to put off but important to review, including beneficiary designations, old retirement accounts, estate planning documents, and account consolidation. Finally, Zach and Kristin shift into cybercrime awareness, sharing key takeaways from the FBI internet crime report, including how AI is making scams more convincing, why younger people are increasingly being targeted, how government impersonation scams are evolving, and why crypto fraud is driving major losses. If you are looking for practical personal finance tips, ways to pay down debt, or reminders to protect your family from financial scams, this episode is a great place to start. In this episode: midyear financial reset, credit card payoff strategies, budgeting tips, retirement account cleanup, beneficiary reviews, estate planning basics, cybercrime prevention, AI scams, government impersonation scams, and cryptocurrency fraud awareness.

If you're planning to retire at 65, the data suggest there's a good chance life may have other plans. In this episode of The Wise Money Show, we explain why so many people retire earlier than expected and how to build a retirement plan that can adapt to unexpected changes. Learn the Five-Factor Retirement Plan, how to stress test your retirement readiness, and the steps you can take now to prepare for whatever the future holds.  Season 11, Episode 47 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/l60cLJk_d9w  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026  |  Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode, Carl explores the idea of choosing a “forcing function”—a meaningful project or experience that asks something of you and reveals what really matters. Inspired by a friend taking a three-week sabbatical to write, he reflects on the surprising resistance that can arise when we give ourselves permission to pursue something that feels deeply important. Whether it's a garden, a road trip, an art class, or a long walk, Carl suggests that the value isn't in the activity itself but in the questions it invites us to ask about our priorities, our stories, and the life we truly want to build.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Retirement for CRNAs is much more than just reaching a savings goal. It's about deciding what kind of life you want to live, and that often means asking difficult questions about your home, your possessions, your finances, and even your identity. While popular retirement advice often focuses on what to sell before you retire, the better question is whether those things still support the life you're trying to build. In this episode of Beyond the Mask, Sharon turns the microphone around and interviews Jeremy, a Certified Financial Planner®, about a viral retirement video that has generated millions of views. Together, they explore whether the financial advice in this video makes sense in real life. Through stories from CRNAs they've worked with over the years, we'll provide some practical guidance for creating a retirement that's intentional, fulfilling, and uniquely your own. Here's some of what you'll hear in this episode:

In this special anniversary episode, Carl reflects on 31 years of marriage and the quiet power of compounding kindness. Looking back over more than 11,000 days together, he celebrates not perfection, but the daily practice of forgiveness, patience, and choosing kindness again and again. It's a heartfelt reminder that the most meaningful investments aren't passive—they're made one small act at a time, and over the years, they grow into something far greater than we could have imagined.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this episode, Bri Conn, CFP® sits down with Ilaria Rawlins, CEO of Fortuna Bank, to talk about why female entrepreneurs are denied business loans three times more often than their male counterparts, what it actually took to build one of only 15 women-owned banks in the country, and what every woman building a business needs to know about finding a banking partner who is genuinely in their corner. Fortuna Bank is only the second bank in U.S. history ever intentionally created to be women-owned, and Ilaria spent 30 years in banking before making it happen.In This Episode, You'll Learn:Why female entrepreneurs are denied commercial loans three times more often than men and what the network gap between male and female business owners actually looks like in practiceWhat questions to ask when interviewing a banker, why community banks are often a better fit for startups than large national banks, and how to find a lender who will look at your business holistically rather than running your application through an AI underwriting systemWhat it actually takes to start a bank from scratch, including raising $20 million in capital, navigating a 500-page regulatory application, and launching in the same month that SVB and First Republic failedWhy Fortuna dropped its minimum shareholder investment from $50,000 to $10,000 and how 350 shareholders -- 75% of them women -- came together to build something that had almost no precedent in the industryOut of 4,300 banks in the United States, only 15 are women-owned -- and why that number tells you everything you need to know about where the gaps in capital access actually liveResources Mentioned:Building Your Bench with Maddy Roche and Bri Conn, CFP®https://childfreeinsights.com/resources/podcast/episode-175/ Episode Guest:Ilaria Rawlins is the CEO of Fortuna Bank, a newly launched women-owned de novo bank dedicated to expanding access to capital, fostering community impact, and supporting entrepreneurs who have historically faced capital barriers. With over 30 years of banking experience and recognition as 2025 CEO of the Year by Columbus CEO magazine, she is a leading advocate for women in business and financial empowerment.Connect with Ilaria on her website: fortunabank.comEpisode Host:Bri Conn, CFP® is a CERTIFIED FINANCIAL PLANNER™, Childfree Wealth Specialist® at Childfree Wealth®, and Customer Experience Manager at Childfree Trust®.About Childfree Insights:Childfree Insights is a trusted resource for life planning without children. It explores financial planning, estate planning, relationships, and long-term decisions for adults building a future without kids. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

There's a new budgeting trend that's supposedly helping Gen Z learn to save money. It's called "loud budgeting" and involves having open conversations about money and finances. Certified Financial Planner at DMBA Shane Stewart joins Greg and Holly for a lively discussion on this trend and on other ways parents -- both young and old -- can teach their children financial responsibility.

Stephen Grootes speaks to Vincent Anthonyrajah, CEO of Differential Capital and Erin White, director and Certified Financial Planner® at Crue Invest, about the key questions investors should ask before investing, from defining their financial goals and time horizons to understanding risk, liquidity, tax implications and how an investment strategy fits into a broader financial plan. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Most parents think legacy means a will they'll sort out one day. Certified financial planner from Meta Heights Capital, Lerato Mahasha says that's only half the story.Meg and Lerato talks to about the "dual legacy": the assets you leave behind and the values that go with them. Lerato explains why families over-index on money and leave values to "someday."They cover which debts to kill first, why retirement usually beats education savings and the biggest money mistake parents make in a child's first five years. Lerato also breaks down what happens to your children and your estate if you die without a will, and how to actually choose a guardian.IN THIS EPISODE YOU'LL LEARNWhat the "dual legacy" is, and why most families only plan for half of itThe first financial move to make, even on a tight budgetRetirement or education savings: which comes firstThe biggest money mistake parents make in the first five yearsWhat happens to your children and estate if you die without a willSimple ways to pass down values through stories and family traditionsABOUT THE GUESTLerato Mahasha is a Certified Financial Planner at Meta Heights Capital, helping families build financial strategies alongside wills, trusts and estate planning.REACH OUT TO META HEIGHTS CAPITALSocial Media Tags:InstagramWebsiteTikTokSign-up linkABOUT THE SENSE BY MEG PODCASTSense by Meg is a weekly podcast for parents who want evidence-based, compassionate guidance. Hosted by OT, author and parenting expert Meg Faure, each episode brings together expert insight and real-world experience to help parents feel informed and supported. The podcast is proudly associated with Parent Sense, the all-in-one parenting app for routines, sleep, nutrition and expert advice.Parent Sense App: Your all-in-one baby care app for routines, nutrition and expert advice.FOLLOW USMeg FaureInstagramLinkedInWebsiteParent SenseInstagramLinkedInWebsite#SenseByMegFaure #ParentSense #FamilyLegacy #FinancialPlanning #ParentingAdvice #WillsAndEstates #MoneyAndFamily #GenerationalWealth #MegFaure #ParentingPodcast

In this episode, Carl explores one of the most honest questions we can ask ourselves: What if I don't know what I want? Building on the idea of choosing a meaningful project as a tool for transformation, he reflects on why discovering what truly matters is so difficult in a world shaped by borrowed desires and cultural expectations. Rather than searching for a perfect answer, Carl suggests gently clearing away inherited ambitions and letting real experiences ask deeper questions about what energizes us, what we're willing to rearrange our lives around, and what makes us feel more alive—not just more impressive.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this episode, Rachel visits with Don Richards. Don is a force of nature. He has been a financial advisor and an independent insurance broker since 1984. He earned his BS in Civil Engineering from the University of Colorado in 1978, his MBA in Finance from the University of Denver in 1983, his CERTIFIED FINANCIAL PLANNER™ designation in 1989, his Certified Plan Fiduciary Advisor designation in 2021, and his CERTIFIED SUCCESSION PLANNER™ designation in 2025. Don currently holds FINRA Series 7, 63 and 65 registrations and provides investment products through Cetera Wealth Services, LLC. Don is the founder of The Richards Financial Group, Inc. and Texarado Western Advisors, LLC, and he is an associate with The Benefit Team, LLC, an employee benefits consulting and brokerage firm.Don is involved in numerous community and professional organizations and has served on the boards and advisory councils of several charitable foundations, including the Denver Metro Chamber of Commerce, Colorado Farm Bureau, Colorado FFA Foundation, Young Americans Education Foundation and Junior Achievement of Metro Denver. He served on the Chamber's Executive Committee from 2008 through 2009.  Don is an active member and volunteer with the Denver Chamber, is a graduate of the 2007 class of Leadership Denver, an eight-time delegate in the Leadership Exchange program and a six-time delegate in Colorado Experience. He is a 2011 graduate of Leadership Program of the Rockies, a member the American Enterprise Institute Leadership Network, and a chapter officer of the Vino & Veritas Society. Don served on the steering committee of the Dean's Society at the Daniels College of Business and has served as a mentor in the Daniels Scholars program. Don is an active member of the Western Stock Show Association, the Silver Spur Club at the National Western Stock Show & Rodeo, Colorado Livestock Association, Colorado Cattlemen's Association, and the Denver Agriculture & Livestock Club (where he serves as Vice President), and he is a long-time supporter of the Colorado Cattlemen's Agricultural Land Trust.This episode is brought to you by the generous support of Adam Rose at Iliff Custom Cabinetry. Find him at www.iliffcustomcabinetry.com or on The Facebook at https://www.facebook.com/icucab/. If you see Adam, please let him know you heard about him here.Check our our cows on the Anywhere Cam site at https://anywhere.cam/. Scroll down to the Hereford cows and tada!

Dr. Chris Broyhill returns to talk AirComp Calculator data, pilot compensation trends, and why business aviation leadership still needs some recurrent training. For professional pilots and aviation managers, this one matters because the market is moving faster than the standard "here's your 3% raise" corporate playbook. Dylan, Max, and Chris get into G500/G600 pay, contract rates, compensation survey safe-harbor rules, and the new Business Aviation Book: Leading Operational Excellence. Listen, subscribe, and maybe read the methodology section before walking into your next comp meeting. Click here to learn more about the Air Comp Calculator Click here to learn more about The Business Aviation Book: Leading Operational Excellence You can find Dr Broyhill's Podcast The Flight Department Show here Show Notes 0:00 Intro 2:08 AirComp Calculator 9:22 Salary Survey 19:44 Compensation Trends & Weights 33:13 The Business Aviation Book 39:54 Writing About Leadership Our Sponsors Tim Pope, CFP® — Tim is both a CERTIFIED FINANCIAL PLANNER™ and a pilot. His practice specializes in aviation professionals and aviation 401k plans, helping clients pursue their financial goals by defining them, optimizing resources, and monitoring progress. Click here to learn more. Also check out The Pilot's Portfolio Podcast. Advanced Aircrew Academy — Enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. They provide high-quality training for professional pilots, flight attendants, flight coordinators, maintenance, and line service teams, all delivered via a world-class online system. Click here to learn more. Raven Careers — Helping your career take flight. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Whether you're a CFI eyeing your first regional, a captain debating your upgrade path, or a legacy hopeful refining your application, their one-on-one coaching and insider knowledge give you a real advantage. Click here to learn more. The AirComp Calculator™ is business aviation's only online compensation analysis system. It can provide precise compensation ranges for 14 business aviation positions in six aircraft classes at over 50 locations throughout the United States in seconds. Click here to learn more. Vaerus Jet Sales — Vaerus means right, true, and real. Buy or sell an aircraft the right way, with a true partner to make your dream of flight real. Connect with Brooks at Vaerus Jet Sales or learn more about their DC-3 Referral Program. Harvey Watt — Offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Click here to learn more. VSL ACE Guide — Your all-in-one pilot training resource. Includes the most up-to-date Airman Certification Standards (ACS) and Practical Test Standards (PTS) for Private, Instrument, Commercial, ATP, CFI, and CFII. 21.Five listeners get a discount on the guide—click here to learn more. ProPilotWorld.com — The premier information and networking resource for professional pilots. Click here to learn more.   Feedback & Contact Have feedback, suggestions, or a great aviation story to share? Email us at info@21fivepodcast.com. Check out our Instagram feed @21FivePodcast for more great content (and our collection of aviation license plates). The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.

In this episode, Carl invites you to slow down and simply notice what surfaced after yesterday's reflection on choosing a meaningful project. Whether it was excitement, frustration, shame, curiosity, or nothing at all, he encourages you to resist the urge to fix it or act on it immediately. Instead, treat it as information. With gentle curiosity, Carl explores the practice of paying attention to your feelings, giving yourself permission to wonder again, and taking the first small step toward rediscovering what truly matters.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Most entrepreneurs treat business problems as money problems. In this episode, Brian Thompson makes the case that they are almost always alignment problems, and that better decision-making starts not with tactics, but with mission, vision, and values. Brian shares the alignment framework he uses with entrepreneurs across industries to help them make decisions with more clarity, confidence, and purpose. If you have ever felt like your business decisions are harder than they should be, this episode will help you understand why, and what to do about it.   In this episode you will learn: Why most business problems are alignment problems, not money problems How to use mission, vision, and values as a foundation for better decision-making Why tactics like pricing, hiring, and structure should come after the foundation is clear How to think about money, energy, and ethics as the three pillars of a sustainable business strategy Why profit protects your mission and allows meaningful work to continue How to evaluate any business decision using your values as a filter What to do before you raise your prices, hire someone, or launch something new Better decision-making in business starts with a clear foundation. When mission, vision, and values are in place, the tactical questions, what to charge, when to hire, how to structure the business, become much easier to answer with confidence and alignment. This episode is especially relevant for service-based entrepreneurs, therapists, coaches, consultants, and creatives who are building businesses around meaningful work and want a framework that reflects their values as much as their goals.   Resources + Links Newsletter Sign Up Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes Follow & review the podcast: on Spotify and Apple Podcasts   About Brian and the Mission Driven Business Podcast Brian Thompson, JD/CFP®, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

In this episode, Carl explores the question at the heart of both meaningful living and real financial planning: What's worth living for? He reflects on how most of us have been trained to ask practical questions like, “What can I afford?” instead of deeper ones like, “What makes me come alive?” Rather than waiting for perfect clarity, Carl suggests choosing a meaningful project—not because the project is the goal, but because it becomes a tool for transformation, revealing what we truly value and what we're willing to reorganize our lives around.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Certified Financial Planner Chad Burton from EP Wealth discusses planning for retirement, How to avoid Retirement Mistakes, Next Pints and Portfolios will be in Sunnyvale from 11:30am to 1:30pm on July 18th with EP Wealth Advisors

Is Social Security really running out? And if changes are coming, what should you be doing now to prepare for retirement? In this episode of Dollars & Sense, Rob Field and Chet Cowart of Nelson Financial Planning break down the latest Social Security Trustees Report and explain what it may mean for future retirees. They discuss why Social Security is not expected to disappear entirely, what could happen if no changes are made, and why it is more important than ever to build a retirement income plan that goes beyond one source of income. Rob and Chet also cover the importance of employer retirement plans, IRAs, Roth options, systematic investing, diversification, market expectations, AI and technology exposure, and how to answer the big retirement question: “Do I have enough?” Whether you are decades away from retirement or already thinking about turning your savings into income, this episode offers practical insight into how Social Security, investments, budgeting, taxes, risk tolerance, and lifestyle goals all work together in a successful retirement plan. In this episode, you'll learn: What the latest Social Security Trustees Report says about the future of benefits Why Social Security should be one part of a broader retirement income strategy How workplace retirement plans, IRAs, Roth accounts, and brokerage accounts can support your long-term goals Why systematic investing and “paying yourself first” can help build strong financial habits How diversification can help manage risk during changing market conditions Why retirement planning is about more than reaching a single account balance If you have questions about Social Security, retirement income planning, or how your investment strategy fits into your long-term goals, contact Nelson Financial Planning. We're here to help you make sense of life's decisions involving your dollars.

Certified Financial Planner Chad Burton from EP Wealth discusses planning for retirement, How to avoid Retirement Mistakes, Next Pints and Portfolios will be in Sunnyvale from 11:30am to 1:30pm on July 18th with EP Wealth AdvisorsSee omnystudio.com/listener for privacy information.

What do doctors need to hear right now if they want to make an extra $50,000 by the end of 2026? To kick off this July series, Dr. Lauryn is pulling from the vault to revisit the conversations that answer that question from different angles. And before we get into strategy, sales, systems, or scaling, we have to start with the thing quietly driving all of it: your relationship with money.In this conversation, Dr. Lauryn sits down with financial expert Hilary Hendershott to unpack money mindset, scarcity, self-worth, pricing, profit, and the “money operating systems” that shape the way business owners earn, spend, save, and sell. They discuss why your practice numbers often reveal your beliefs about money, how guilt and shame can sabotage profit, and why becoming financially empowered requires both practical numbers and deeper emotional awareness.Key Takeaways:Your money mindset is not just personal—it shows up directly in your practice numbers, pricing, sales conversations, debt, profit, and ability to grow. If your money operating system is built on scarcity, guilt, or self-worth, your business will reflect it.Financial health requires both the technical side of money and the emotional side of money. Hilary explains why business owners need to understand their numbers while also healing the patterns that keep them undercharging, overspending, or avoiding money conversations.Profit matters more than appearances. Big revenue, high volume, and flashy success metrics mean very little if the practice is not actually creating savings, stability, and long-term financial independence.Your ability to receive more money often depends on your comfort level with pricing, selling, and being seen as successful. When docs detach their self-worth from their numbers, they can make clearer, more empowered business decisions.Guest Bio:Hilary Hendershott is an MBA, Certified Financial Planner, founder and chief advisor of Hendershott Wealth Management, a fee-only fiduciary financial advisory firm helping women and couples build, invest, and protect their wealth. With more than 20 years of experience, Hilary blends practical financial strategy with money mindset work to help clients reduce financial stress, grow long-term wealth, and feel more empowered in their financial lives. She is also the host of Love Your Money, where she shares honest conversations and actionable advice around investing, financial freedom, and creating a healthier relationship with money.To follow or find ways to work with Hilary, visit her LinktreeResources:Find all things Dr. Lauryn B including ways to work with herFollow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTubeMentioned in this episode:Clinic MindClinic Mind is the all-in-one EHR and practice management platform built for chiropractors — billing, documentation, scheduling, and patient follow-up in one place, whether you run a cash practice, take insurance, or are scaling to multiple locations. She Slays the Day listeners get an exclusive offer.Clinic MindHolistic Marketing HubThis episode is sponsored by Holistic Marketing Hub. Created by marketing strategist Molly Cahill, it's a proven Instagram system with a 500+ caption content library and a step-by-step curriculum that's helped 400+ chiropractors, acupuncturists, and other health pros fill their practices with right-fit patients. Enroll Now!Holistic Marketing HubINSiGHT CLAThis episode is brought to you by the INSiGHT scanning system from CLA, the tool that helps chiropractors show patients objective neurological data so the value of care becomes clear, fueling conversion, retention, and growth. She Slays listeners get preferred pricing, affordable financing, and a free Getting Into Scanning guide.CLA (Current)

Financial independence isn't just about retirement. It's about creating the freedom to make financial decisions with confidence and without being held back by debt or financial stress. In this episode of the Wise Money Show, we share practical habits, proven strategies, and simple first steps that can help you build more financial independence, no matter where you're starting. Learn how to improve your cash flow, eliminate debt, save more effectively, and create a financial plan that gives you more choices today and in the future. Season 11, Episode 46 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/61r7NA9kz5k  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we explain why maintaining a disciplined investment strategy can be more valuable than reacting to every headline.As Americans hit the roads, airports, beaches, and backyards for the Fourth of July, we explore what one of the nation's biggest holiday weekends can tell us about the health of the consumer. From travel demand and gasoline prices to cookouts, fireworks, and retail spending, we'll discuss how holiday activity provides an early snapshot of consumer confidence and the broader economy.Then we turn to one of retirement's most important—and most misunderstood—decisions: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. Through real-world scenarios, we break down breakeven analysis, spousal and survivor benefits, and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 4, 2026  |  Season 40, Episode 27Timestamps and Chapters6:58: Midyear Market Scorecard24:49: Frugal or Fireworks?35:13: Social Security: File Early, File Late, or File Smart?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

In this episode, Carl reflects on a simple question inspired by a conversation with Dan Sullivan: What if your future was bigger than your past? As many people begin shrinking their lives with age, Carl wonders what it would look like to keep growing instead—not by doing more, but by taking on meaningful projects that continue to transform us. It's a thoughtful meditation on adventure, rest, purpose, and why the most important investment we make may be in a future that still excites us.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this episode, Carl shares a powerful lesson from a conversation with leadership expert Jennifer Garvey Berger about the importance of questioning our assumptions. What sounds like a simple client goal—“I just want a stable future”—turns out to contain layers of meaning that we can easily overlook if we assume we already understand. Carl reflects on the discipline of deep curiosity, the art of asking better questions, and Jennifer's humbling reminder that she goes to such lengths because she has learned she is “almost always wrong” about her first assumptions.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In this episode, Carl reflects on how quickly we build stories from incomplete information—and how often those stories turn out to be wrong. Through personal experiences involving family, clients, and everyday conversations, he explores the assumptions we make, the certainty we attach to them, and the humility required to question our own narratives. It's a thoughtful reminder that there are always multiple sides to a story, and that staying curious about our assumptions may be one of the most valuable practices we can develop.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Carol Marak spent years as a family caregiver before a single, sharp realization changed the course of her life: her parents had three daughters looking out for them, and she was navigating the road ahead solo. Rather than let that fear sit, she turned it into a decade of research, a widely followed community, and a body of work on how to age safely and securely as a soloist, without a spouse or kids. In this episode, she joins Dr. Jay Zigmont, CFP® to talk about what it actually takes to build that kind of independent life on purpose.Together they get into the three questions that surface the moment you land in a hospital bed, why finances sit at the center of a holistic aging plan, and how the soloists who end up with the most options are the ones who built their support system long before they needed it. The conversation reframes independence itself: not as doing everything alone, but as assembling the right people and structures around you while you still have the time and health to choose them.In This Episode, You'll Learn:Why finances sit at the center of a holistic aging plan, how they connect to health, housing, and social support, and why "I have my finances set" is the place people wrongly stop instead of startThe three questions that surface the instant you end up in a hospital bed: who can speak to your physicians, who can access your finances, and who will physically show up to advocate for you, plus the fourth one most soloists forgetWhy being single can cost you between $400,000 and a million dollars over a lifetime, what the single tax actually adds up to, and why soloists tend to land in one of two financial buckets with very little in betweenHow creative housing models, from naturally occurring retirement communities to dorm-style shared living, can build a support system right outside your door without sacrificing your private spaceWhy true independence means building the right structures with the right people rather than doing everything yourself, and how to take the first small step before a crisis makes the decision for youResources:The Purpose Code by Jordan Grumet, MD: https://jordangrumet.com/books Episode Guest: Carol Marak is an aging-alone advocate, author, and educator who has spent over a decade helping people plan to live safely and securely as soloists, without a spouse or kids. After a wake-up call at 55 following her years as a family caregiver, she built her work around the realities of solo aging and founded the Elder Orphan Facebook group, a carefully moderated community of more than 11,000 members. She coaches and teaches on designing an independent later life, with finances, health, housing, and social connection treated as one connected system.Connect with Carol:Website: carolmarak.com  LinkedIn: linkedin.com/in/carolmarakIndependent Solo Peer Group for Independent Adults 60+https://carolmarak.com/aging-solo-peer-group Life Plan Assessment:https://carolmarak.com/life-plan-assessment Elder Orphans Facebook Group: https://www.facebook.com/groups/elderorphans Episode Host:Dr. Jay Zigmont, PhD, MBA, CFP® is the Founder of Childfree Wealth, a life and financial planning firm dedicated to helping people simplify their finances so they can live an amazing Childfree life. Dr. Jay is a CERTIFIED FINANCIAL PLANNER®, Childfree Wealth Specialist, and author of the book “The Childfree Guide to Life and Money.”About Childfree Insights:Childfree Insights is a trusted resource for life planning without children. It explores financial planning, estate planning, relationships, and long-term decisions for adults building a future without kids. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this episode, Carl reflects on one simple but surprisingly powerful question from a recent retreat: What's one thing you've changed your mind about? As stories unfold around the table, he explores the remarkable human capacity to revise long-held beliefs, let go of old stories, and see the world differently. Through a personal example of discovering he'd misunderstood part of his wife's relationship with money for decades, Carl reminds us that changing our minds isn't a weakness—it may be one of the clearest signs that we're still learning.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Nobody told you that 50+ would feel this hard. You may be feeling a strange mix of freedom and fear as you ponder this next chapter. That’s exactly what certified financial planner and PhD researcher Gregg Lunceford calls the Third Age: a life bonus most of us never planned for, and the first time in your life when you truly get to define what’s next on your own terms. Whether you’re approaching retirement, navigating a career shift, or emerging from years of caregiving, this interview was made for you. The author of Exit from Work, Gregg has spent two decades watching financially prepared people still struggle to enjoy their 50s, 60s, and beyond. His finding? The real barriers aren’t financial. They’re about identity, purpose, connection, and meaning – the things no retirement calculator can quantify. Together, Gregg and I unpack the psychology of life transitions for women over 50, naming the invisible losses that come with leaving a career or role-based identity, and pointing toward something far more alive on the other side. You’ll leave this conversation with a new framework for thinking about your Third Age, a deeper appreciation for the unique strengths you’ve built across decades of reinvention, and permission to pursue meaningful play instead of just filling your days. In this episode, you'll discover: Why the Third Age — that 20-to-30-year “life bonus” after midlife — is the first time you’re truly free to define life on your own terms. The three non-financial things work provides (psychological success, socialization, and structured time) and why replacing them matters as much as your retirement account. Why women over 50 are often better positioned than men to thrive in this transition — and the overlooked strengths you’ve been building all along. How to move from a bucket-list mentality to meaningful play — doing things that light you up, not just fill your calendar. Why developing a Third Age identity needs intention, and how to start that conversation with yourself (and your partner) before the transition happens. The role gratitude plays in mental health, clarity, and finding your next step when everything feels uncertain. About Gregg Lunceford Gregg Lunceford is a Certified Financial Planner, Managing Director and Wealth Advisor at Mesirow, and holds a PhD in retirement and late-stage career transition from Case Western Reserve University. With over two decades of experience guiding adults through one of life’s biggest leaps, Gregg discovered early on that financial readiness is only half the story. His research and his book, Exit from Work, focus on the psychological, social, and identity shifts that make the Third Age either a season of flourishing or a painful freefall. He’s also a committed philanthropist, serving on the board of the Juvenile Protective Agency in Chicago. Connect with Gregg Email: gregg.lunceford (at) mesirow.com LinkedIn: Search Gregg Lunceford Book: Exit from Work — available on Amazon Resources & links mentioned: Juvenile Protective Agency (JPA) — Chicago-based nonprofit providing free therapy for elementary-school students impacted by violence Soulful Women’s Network — Gloria’s community for women over 50: bit.ly/soulnetwork Design Your Life, Your Way – next steps: Get the free L.O.V.E. Method Companion Guide to begin designing your next chapter: gloriarand.com/selflove If this episode spoke to you, leave us a review. Follow/subscribe to the podcast so you never miss an episode. Share this conversation with a woman in your life who’s navigating retirement, reinvention, or identity shifts in midlife. Connect with me on LinkedIn @GloriaGraceRand to continue the conversation about midlife, meaning, and living life on your terms.

Refining workflows and checklists cannot solve every foundational business hurdle. In this episode, Brian Thompson explores why a focus on optimization often leads to the avoidance of deeper personal and operational challenges, and what actually builds true resilience over the long term. Brian opens up about navigating a profound capacity problem during a period of intense personal transition and business growth. If you have ever felt exhausted despite having a perfectly organized schedule, this episode explains why the solution often requires subtraction.   In this episode you will learn: The distinct difference between productivity and emotional capacity How optimization can become a subconscious shield against discomfort Why relying on new tools and artificial intelligence can create a trap of treating every challenge as a productivity flaw The relationship between constant achievement and survival strategies within the LGBTQ community Why choosing to simplify a business requires more courage than choosing to optimize it A simple three-question exercise to help evaluate where your business needs simplification   True business health centers on alignment, authenticity, and recognizing human limits. Operational clarity comes from the courage to subtract, allowing you to let go of projects that are good but unnecessary. Whether you are facing burnout or looking to streamline your daily obligations, this episode offers a grounded and honest look at the human side of entrepreneurship and the practical steps that help you build a sustainable life.   Resources + Links Newsletter Sign Up Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes Follow & review the podcast: on Spotify and Apple Podcasts   About Brian and the Mission Driven Business Podcast Brian Thompson, JD/CFP®, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

In this episode, Carl reflects on the idea of obsession—not as something unhealthy, but as the kind of deep fascination that brings a person fully alive. Drawing on wisdom from Howard Thurman and a Zen teaching about living “as though a fire were raging in your hair,” he explores what it means to rediscover the interests, questions, and pursuits that quietly call to us. It's an invitation to notice what captures your attention, rekindle what once lit you up, and make a little room for the thing that won't stop asking to be noticed.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

The stock market has exceeded expectations in 2026, but rising recession warnings have many investors wondering what comes next. In this episode of the Wise Money Show, the team breaks down the biggest forces shaping today's stock market outlook, including AI, market concentration, inflation, interest rates, and consumer spending. We also explain why diversification still matters, how to prepare your portfolio for increased volatility, and what long-term investors should focus on instead of short-term headlines.  Season 11, Episode 45 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/C8PbvL8pQFY  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.