Podcasts about certified financial planners

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Best podcasts about certified financial planners

Show all podcasts related to certified financial planners

Latest podcast episodes about certified financial planners

Demystifying College Admissions
How To Pay For College with Brad Baldridge

Demystifying College Admissions

Play Episode Listen Later Nov 30, 2021 39:58


Today I have a very special guest for you, and he is someone who knows so much about financial aid, scholarships, and how to pay for college. This episode is an important one because getting into college is one thing but how can you figure out the affording college? I haven't really talked about at all on the podcast, but the subject of how students and families can afford college and prepare for the costs associated with it is such an important one. Brad Baldridge is a CERTIFIED FINANCIAL PLANNER ™, College Funding Consultant, and chief podcaster at Taming the High Cost of College. He helps families plan and save for college, while providing expert guidance, customized planning services, and insights on the latest tax, cash flow, and academic strategies. Brad has many years of experience working with families in the college planning process, where he seeks to significantly reduce their college costs. He also specializes in helping students earn admission to their preferred school and realize their college dreams. You're going to learn so much about saving for college, and the ways you can be a little more strategic and prepared for this extremely important journey, and if you do find this episode with Brad helpful, we'd love it if you snapped a screenshot and shared it on your Instagram Stories. I've got an exciting announcement! Very soon we'll soon be opening enrollment to the Passion Project Bootcamp NEXT LEVEL program, our premier, most exclusive hands-on program. If you're interested in joining the next cohort of the Passion Project Bootcamp NEXT LEVEL program, you can get on the waitlist now at https://juliekimconsulting.com/nextlevelwaitlist. With this program, in addition to the monthly live Q&A calls and one-year unlimited support, you'll be invited to 8 exclusive group sessions, where you can get more hands-on support and high-level strategies from me. We also just released a new FREE workbook that you can download to get started thinking about self-exploration and your Passion Project ideas. Go to https://juliekimconsulting.com/workbook to get your copy now! As always, if you have questions please reach out to our support team at info@juliekimconsulting.com, and I'd love to connect with you on Instagram – I'm at http://instagram.com/julie_kim7.

CBS Eye on Money
Pre-Tax or Roth 401(k)?

CBS Eye on Money

Play Episode Listen Later Nov 30, 2021 10:41


Given our combined income, do you think we should be using the pre-tax or Roth 401(k) option? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financially Simple - Business Startup, Growth, & Sale
The Legalities of Selling Your Business: Series Wrap Up

Financially Simple - Business Startup, Growth, & Sale

Play Episode Listen Later Nov 29, 2021 21:59


In episode 387 of Financially Simple, Justin wraps up the Legalities of Selling Your Business series. If you're thinking of selling your business in the near future, or even much further down the line, knowing the legal issues that can arise and being prepared for those eventualities will be a boon when the time comes. In this episode, Justin summarises the last few episodes covering the legal aspects of selling a business, and asked the question: are you ready? Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - The Legalities of Selling Your Business: Series Wrap Up 02:46 - The Wealth Gap 04:31 - The Value Gap 06:01 - How Value is Determined 10:41 - The Four Cs 16:16 - Ifs and Buts 19:36 - Summary 21:00 - Wrap Up   USEFUL LINKS: Work with Our Team Walking to Destiny, by Chris Snyder Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

The Wise Money Show™
Best Investment Solutions For The Short Term

The Wise Money Show™

Play Episode Listen Later Nov 27, 2021 42:35


What is the best investment approach when you have money you can invest but will need it in the next couple of years? With the market near all-time highs, is it a good idea to invest this money in stocks, or is there a better solution? The current investment world has created a big decision between safety of principle and the ability to earn a return. We're sharing our perspective and answering questions from fans of the show on this hour of the Wise Money Show! Season 7 Episode 14 Have a question for the show? Call or text 574-222-2000 or leave a comment!   Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.     Find more information about the Wise Money Show™ at www.wisemoneyshow.com    Be sure to stay up to date by following us!  Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Want more Wise Money™?  Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/BCwVZRcAAy0  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow   Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

CBS Eye on Money
Refinance or Pay Off Home?

CBS Eye on Money

Play Episode Listen Later Nov 25, 2021 18:28


My brain is telling me to refinance the mortgage, but I'm not sure how long we're going to be living here, so I'm stuck in the mode of paralysis by analysis. Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Evergreen Exchange
The Financial Impacts of Divorce and How You Can Prepare

Evergreen Exchange

Play Episode Listen Later Nov 23, 2021 36:19


As an asset manager, outsiders may believe Evergreen's primary duty is to invest money. What we know from nearly 40 years in the business, is that's only half the job. A trusted advisor's greatest value is to guide clients through times of stress and uncertainty. This series focuses on three very common scenarios we see, where clients lean on their team at Evergreen to manage logistics and avoid costly errors instead of attempting it themselves. These three critical areas we will cover are divorce, death, and windfalls (liquidity events). Today's episode starts with divorce. Evergreen's Senior Financial Planner, Katie Vercio, CFP®, CDFA®, interviews Family Law attorney, Blake Hilty, on how those going through a separation can be proactive and prepared to come out as unscathed as possible. In addition to being a CERTIFIED FINANCIAL PLANNER, Katie is a Certified Divorce Financial Analyst. She can be engaged for any client considering or actively engaged in a separation. Working with a CDFA® helps to maximize an attorney's expertise on the legal side, by employing another party with more specific expertise in your financial affairs As always, we hope you enjoy the listen! This material has been prepared or is distributed solely for informational purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Any opinions, recommendations, and assumptions included in this piece are based upon current market conditions, reflect the personal opinions of the featured guest, and do not necessarily reflect the views of Evergreen Investment Committee as a whole. Investment decisions for Evergreen clients are made by the Evergreen Investment Committee. Past performance is no guarantee of future results. All investments involve risk including the loss of principal. Securities highlighted or discussed in this piece have been selected based on current events and/or relevant topics and are not intended to represent Evergreen's performance or be an indicator for how Evergreen has performed or may perform in the future. Each security discussed has been selected solely for this purpose and has not been selected based on performance or any performance-related criteria. Evergreen's portfolios are actively managed and securities discussed in this piece may or may not be held in such portfolios at any given time.

The Long View
Phil Huber: Finding an Edge in Alternative Investments

The Long View

Play Episode Listen Later Nov 23, 2021 49:17


Our guest this week is Phil Huber. He is chief investment officer at Savant Wealth Management, a fee-only registered investment advisor. Previously, Huber worked for Huber Financial Advisors, which Savant acquired in 2020. Huber is active in the financial blogosphere with his blog bps and pieces.com. He has a bachelor's degree in finance from the Kelley School of Business at Indiana University and has earned both the Certified Financial Planner and Chartered Financial Analyst designations. Huber is also the author of a new book, The Allocator's Edge: A Modern Guide to Alternative Investments and the Future of Diversification.BackgroundBioSavant Wealth ManagementBps and piecesThe Allocator's Edge: A Modern Guide to Alternative Investments and the Future of DiversificationTrade Allocations and the Case for Alternatives"Evidence-Based Investing: Application and Monitoring," by Phil Huber, savantwealth.com, March 22, 2021."In Defense of Complexity," by Phil Huber, bpsandpieces.com, March 16, 2019."The Four C's of Investment Costs," by Phil Huber, bpsandpieces.com, Nov. 3, 2021."Inflation: Temporary or Here to Stay?" by Daniel G. Noonan, savantwealth.com, Sept. 15, 2021."Ask Meaningful Questions: Bonds and Alternatives," by Phil Huber, savantwealth.com, March 21, 2021.“The Elements of Diversification," by Phil Huber, bpsandpieces.com, Nov. 19, 2018.Retirees "Three Tips for Evidence-Based Retirement Plans," by Isaac Presley, cordantwealth.com, Nov. 29, 2017.Practice and Behavioral"Diversification Means Always Having to Say You're Sorry," by Brian Portnoy, forbes.com, March 9, 2015.Liquid Alts"Liquid Alts Revival?" by Phil Huber, bpsandpieces.com, April 7, 2021."Inside the Morningstar Style Box for Alternatives," by Jason Kephart, Morningstar.com, Oct. 30, 2017.Indexing and ETFs"Patrick O'Shaughnessy: 'Custom Indexing Unlocks a Lot of Benefits'," The Long View, Morningstar.com, May 12, 2021.Canvas"For a While, Bond Funds Were an Exception to the Indexing Rule," by Carla Fried, nytimes.com, Jan. 11, 2019."Around the ETF World in 80 Hours," by Phil Huber, bpsandpieces.com, Feb. 14, 2020.

In the Trenches
Ep. 43: Money Mindset as an Entrepreneur with Lisa Elle

In the Trenches

Play Episode Listen Later Nov 23, 2021 66:36


Recording Date: (Oct 22, 2021)In this episode Jen gets on her soap box about bragging and Ashley is super productive and proud of it. Our guest today is Lisa Elle. Lisa is the founder of The Wealth Collective™, owner of Ellements Financial Group, host of the Money Makeover Podcast & the author of STRUT: How to Kick Financial ASSets in Sexy Shoes. Lisa has been a wealth strategist and a Certified Financial Planner for over 20 years and is passionate about helping women create financial clarity and fund their dreams. Lisa has an alphabet soup of letters behind her name including a degree in Management and 8 Prominent Financial Designations and is ranked among the highest Financial Planners in Canada. She loves helping women with cash flow planning and building wealth so they can accomplish their long-term goals while still buying Starbucks, Shoes and Designer Handbags guilt free! Lisa has been featured numerous times as a financial expert on Global TV, CTV, the Toronto Star, Huffington Post, Morningstar and recently the feature story for Investment Executive Journal across Canada.Want to connect with Lisa? Website: https://ellementsgroup.com/Instagram: https://www.instagram.com/lisa_elle/Wealthy Woman Revolution: https://ellementsgroup.com/wealthywomanrevolution/Do you have a business win or woe you want to share with us? Click the link below and as a thank you we will give a shout out to your business!>>>>>>>> https://www.dollardivas.org/winswoesWant more? Subscribe to In the Trenches on Apple PodcastsLike In the Trenches on FacebookJoin the In the Trenches Community on FacebookWant to learn more about Jen?Learn More about the Dollar Divas Money ClubJoin her Facebook Group: Money Strategies for Female EntrepreneursFollow her on Instagram: @jenpaterson.bizLike Dollar Divas on FacebookWant to learn more about Ashley?Connect with her on Instagram: @aptlyuniqueLike Aptly Unique on FacebookThank you for listening. If you like the show please download episodes, subscribe or leave a review (5 stars would be a great review to leave).   Show Navigation: To skip to our discussion with Lisa go to: 13:30To skip to weekly wins and woes go to: 48:00To skip to our wrap up: 1:00:52Show Music can be found at Audio Jungle 

CBS Eye on Money
At 26-Years-Old, Are We on Track?

CBS Eye on Money

Play Episode Listen Later Nov 23, 2021 19:38


There's nothing better than getting a question from a 26-year-old who wants to know if she's on track for retirement. By the way, she's rocking it. Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financially Simple - Business Startup, Growth, & Sale
The Legalities of Selling Your Business, with Mital Patel

Financially Simple - Business Startup, Growth, & Sale

Play Episode Listen Later Nov 22, 2021 27:09


In episode 386 of Financially Simple, Justin talks to Mital Patel of Triamicus Law about the legalities of selling your business. With the “do-it-yourself” attitude of most business owners, some of the important complex and difficult legal issues that crop up when selling a business can be overlooked or even ignored. In this episode, Justin and Mital go over the purchase agreement, and consider the important fundamentals that need to be addressed in the document so that both the buyer and seller, and even third parties involved, are not liable for preventable issues. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - The Legalities of Selling Your Business, with Mital Patel 03:56 - What is a Purchase Agreement 06:24 - The Importance of Language in Provisions 09:11 - When is an Agreement Needed 14:17 - Be Prepared 17:10 - Other Areas an Agreement Covers 18:31 - Red Flags 21:19 - Recommended Reading 23:26 - A Nugget of Wisdom 25:07 - Wrap Up   USEFUL LINKS: Work with Our Team Mital Patel on LinkedIn Triamicus Law What Would the Rockerfellers Do? by Garrett B. Gunderson Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Military Money Show
The Top End of Year Tax Planning Tips for 2021

Military Money Show

Play Episode Listen Later Nov 22, 2021 42:54


Taxes aren't top of the fun things to do every year. In fact, it's something that a lot of us avoid. But if you do a little planning and preparation in advance, it can make tax time and your finances run a little smoother. In this episode, I talk with Benjamin Brandt about the list of tax items you should review at the end of the year, mistakes you can avoid, and what military families need to know about taxes. Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company. He's an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15-month deployment to Iraq in 2003. The show notes can be found here: https://laceylangford.com/podcast/end-of-year-tax-planning-tips-for-2021/

The Wise Money Show™
Mistakes to Avoid When Choosing a Financial Planner

The Wise Money Show™

Play Episode Listen Later Nov 20, 2021 42:16


Choosing the right financial planner can be the difference between you achieving your definition of financial peace or not. What are the most common mistakes that are made when choosing this important professional relationship? We are sharing those and our advice on how to find the right fit in this episode of The Wise Money Show. Season 7 Episode 13 Have a question for the show? Call or text 574-222-2000 or leave a comment! Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.   Find more information about the Wise Money Show™ at www.wisemoneyshow.com  Be sure to stay up to date by following us!  Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/  Want more Wise Money™?  Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/WtmZiI2h3Yg  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

Business Innovators Radio
Interview with Tom Stefaniak Certified Financial Planner (CFP®) President of Pinnacle Wealth Management Discussing Putting Your Financial

Business Innovators Radio

Play Episode Listen Later Nov 18, 2021 22:37


Tom built Pinnacle Wealth to be a firm that values relationships above all. Tom loves meeting with clients and building a relationship that goes far beyond finances. This allows him to help you aim toward your personal and financial goals. He helps you address the needs of your specific situation to devise your personalized plan of action.Tom started his career as a Financial Planner with IDS/American Express in 1987. He quickly rose to the level of District Manager and received numerous awards for client service. In 1998 he became an independent Financial Advisor when he opened Pinnacle Wealth Management with Joanne Gipple. After more than 30 years in the business, Tom can still confidently say that he loves his job, and he found his true calling.Tom graduated from the University of Wisconsin-Milwaukee with a double major in Real Estate and Finance in the School of Business Administration. He earned his CFP® designation in 1990. He is a member of the Financial Planning Association. A lifelong learner, he has continued his education through industry classes and leadership programs.Tom is married and has three adult children. He enjoys helping his children with their pursuits as they are transitioning to adulthood. Whenever he has a spare moment Tom can be found on the golf course. He also enjoys travel when his schedule allows it. One of his favorite destinations is Wisconsin, his home state and home to most of his 9 brothers and sisters and many other family members.Fun Fact: Tom is featured as a character in a Star Trek novel, Old Wounds. If you are a fan, check it out sometime.Learn More: https://www.pinnaclewm.com/ Investment Advisory Services offered through Pinnacle Wealth Management, a Registered Investment Advisor.Pinnacle Wealth Management is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Pinnacle Wealth Management's web site on the Internet should not be construed by any consumer and/or prospective client as Pinnacle Wealth Management's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Pinnacle Wealth Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Pinnacle Wealth Management, please contact the SEC, or the state securities regulators for those states in which Pinnacle Wealth Management maintains a filing. A copy of Pinnacle Wealth Management's current written disclosure statement discussing Pinnacle Wealth Management's business operations, service, and fees is available from Pinnacle Wealth Management upon written request. Pinnacle Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Pinnacle Wealth Management's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordinglyInfluential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tom-stefaniak-certified-financial-planner-cfp-president-of-pinnacle-wealth-management-discussing-putting-your-financial-house-in-order

Influential Entrepreneurs with Mike Saunders, MBA
Interview with Tom Stefaniak Certified Financial Planner (CFP®) President of Pinnacle Wealth Management Discussing Putting Your Financial

Influential Entrepreneurs with Mike Saunders, MBA

Play Episode Listen Later Nov 18, 2021 22:37


Tom built Pinnacle Wealth to be a firm that values relationships above all. Tom loves meeting with clients and building a relationship that goes far beyond finances. This allows him to help you aim toward your personal and financial goals. He helps you address the needs of your specific situation to devise your personalized plan of action.Tom started his career as a Financial Planner with IDS/American Express in 1987. He quickly rose to the level of District Manager and received numerous awards for client service. In 1998 he became an independent Financial Advisor when he opened Pinnacle Wealth Management with Joanne Gipple. After more than 30 years in the business, Tom can still confidently say that he loves his job, and he found his true calling.Tom graduated from the University of Wisconsin-Milwaukee with a double major in Real Estate and Finance in the School of Business Administration. He earned his CFP® designation in 1990. He is a member of the Financial Planning Association. A lifelong learner, he has continued his education through industry classes and leadership programs.Tom is married and has three adult children. He enjoys helping his children with their pursuits as they are transitioning to adulthood. Whenever he has a spare moment Tom can be found on the golf course. He also enjoys travel when his schedule allows it. One of his favorite destinations is Wisconsin, his home state and home to most of his 9 brothers and sisters and many other family members.Fun Fact: Tom is featured as a character in a Star Trek novel, Old Wounds. If you are a fan, check it out sometime.Learn More: https://www.pinnaclewm.com/ Investment Advisory Services offered through Pinnacle Wealth Management, a Registered Investment Advisor.Pinnacle Wealth Management is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Pinnacle Wealth Management's web site on the Internet should not be construed by any consumer and/or prospective client as Pinnacle Wealth Management's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Pinnacle Wealth Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Pinnacle Wealth Management, please contact the SEC, or the state securities regulators for those states in which Pinnacle Wealth Management maintains a filing. A copy of Pinnacle Wealth Management's current written disclosure statement discussing Pinnacle Wealth Management's business operations, service, and fees is available from Pinnacle Wealth Management upon written request. Pinnacle Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Pinnacle Wealth Management's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordinglyInfluential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tom-stefaniak-certified-financial-planner-cfp-president-of-pinnacle-wealth-management-discussing-putting-your-financial-house-in-order

#BIZ with the Beard
Episode #55: Claiming Victory with Patrick Huey of Victory Independent Planning

#BIZ with the Beard

Play Episode Listen Later Nov 18, 2021 63:45


Patrick Huey is an investment advisor representative and owner of Victory Independent Planning, LLC. He is the author of two books: "History Lessons for the Modern Investor" and "The Seven Pillars of (Financial) Wisdom"; He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy® and an Accredited Tax Preparer. He has a Bachelor's degree in History from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick also served as a Naval Flight Officer from 1996-2005 earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals. Listen in as we discuss: What historical figures resonate the most with today's market? What you need to know about history that will help you navigate today's market? Why the Victory Pillars of Expertise, Stewardship[p, and Value are so important! --- Send in a voice message: https://anchor.fm/biz-with-beard/message Support this podcast: https://anchor.fm/biz-with-beard/support

MSUWMA Podcast
Resources to Grow as an Advisor with Ashby Daniels

MSUWMA Podcast

Play Episode Listen Later Nov 18, 2021 30:56


Ashby has been part of the financial planning industry since 2008 and has worked as an advisor for multiple companies. He is currently an advisor and COO at Shorebridge Wealth Management in Pittsburgh, PA where he specializes in helping clients entering retirement. Ashby graduated from Virginia Tech with a degree in accounting and is a Certified Financial Planner. Company Website: https://shorebridgewm.com/ Personal Blog: https://retirementfieldguide.com/ Linkedin: https://www.linkedin.com/in/ashbydaniels/ WMA website: http://msuwma.com WMA YouTube: https://www.youtube.com/channel/UCT-eaRPTd0R1WlrLkRBweuQ Contact: msuwma@gmail.com Song credits: Ian Renfer - Just Another [Home Demo].wav

CBS Eye on Money
How to Prioritize Savings Goals

CBS Eye on Money

Play Episode Listen Later Nov 18, 2021 17:52


Young family living in a new city with new jobs, what should the priorities be in terms of getting on track and saving for retirement? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Love Intently Podcast with Sophie Kwok
Hone Your Money Mindset with Whitney Morrison

Love Intently Podcast with Sophie Kwok

Play Episode Listen Later Nov 17, 2021 81:35


Whitney Morrison is a Certified Financial Planner, Money Mindset Expert, and the founder of Holistic Money, an online money coaching platform that teaches individuals to revolutionize their relationship with money, maximize their income and achieve the freedom lifestyle they've always desired. Her approach combines her experience as a financial planner with money mindset coaching. She helps people reach their goals by creating a money plan based on the foundations of wealth building, while also attending to the emotional, psychological, behavioral, and relational hurdles that are intertwined in the process. In this episode we discuss:  Whitney's past of familial money trauma The Top 3 limiting beliefs around money Men vs. women's mindsets around wealth Strengthening your ability to ask for the compensation you deserve for your work Whitney's moment of rock bottom in both love and business The choice to remain sober and how her sobriety has impacted her finances Whitney's emotional journey from her past engagement to her new relationship. The best way to discuss finances within a relationship Links:  Work with Whitney Follow Whitney on Instagram  Join The Make That Money Mastermind

Money Loves Women
A New Age of Investing, with Henry Yoshida

Money Loves Women

Play Episode Listen Later Nov 17, 2021 42:43


Before Rocket Dollar, Yoshida was the co-founder of Honest Dollar, a robo-advisor retirement platform that was acquired by Goldman Sachs, as well as a founder of MY Group LLC, a $2.5-billion assets under management investment firm. He is a NextGen Venture and Central Texas Angel Network Partner, as well as a Techstars and Capital Factory mentor. In addition, Yoshida is a Certified Financial Planner™ and a former Merrill Lynch Vice President. He was a two-time finalist for PLANSPONSORs Retirement Plan Advisor of the Year and a 401(k) Leadership finalist for the American Society of Pension Professionals and Actuaries. What You Will Learn: How Henry's upbringing impacted his interest in the financial industry Why automated investment technology may be good for beginner investors What unique way Henry learned to start a business while managing 401(k)s  How women view the financial service industry differently than men Why bitcoin should make up 5-10% of an advanced investor's investment portfolio Why the old 60/40 investment infrastructure no longer works What is an accredited investor, and what are the income qualifications How potential new tax laws being considered by Congress would impact investors What do women need to know to get into the FinTech industry How to contact Sonja Pemberton: Website: https://www.rocketdollar.com/ LinkedIn: https://www.linkedin.com/in/henryyoshida/ https://www.linkedin.com/company/rocketdollar Facebook: https://www.facebook.com/rocket401k/ Twitter: https://twitter.com/rocketdollar

Marriage on Fire
11: What Your Enneagram Says About Your Finances with Portia Jackson

Marriage on Fire

Play Episode Listen Later Nov 17, 2021 30:22


Do you love handling the financial side of your business or hate it?    Portia Jackson is joining me in this episode because I love her approach to finances.    Finance is in my drudgery zone, so I am learning just as much from her as I know you will while you listen!   We're talking about aligning your money with your life using the Enneagram. The Enneagram is a great tool to better understand your own thinking and the way you relate to others, but have you ever heard it applied to finances before? You're going to love the way Portia explains this. It's a total game-changer if, like me, you don't love handling your finances.    Portia R. Jackson, CFP® is obsessed with all things related to personal finance, designing your fulfilled life, and the Enneagram! After leaving her corporate job as a rocket scientist, she completed a certification in Personal Financial Planning from UCLA, got her CERTIFIED FINANCIAL PLANNER™ professional designation, and helped hundreds of Fortune 500 employees as a Financial Wellness Coach at PricewaterhouseCoopers. She transformed her love of personal finance, organization, and personal development into a step-by-step system to help entrepreneurs and driven professionals make the most of their money through her company Hello Portia.   Tune in to find out how to make your money work for you and your life.    Resources Mentioned: I would love to connect on Facebook or Instagram! Show notes available at http://amywine.com/episode11

CBS Eye on Money
What to Do With Remaining Rental Income?

CBS Eye on Money

Play Episode Listen Later Nov 16, 2021 23:38


Knowing that you have seven more months of rental income at $2,400 per month, where should you be directing the cash? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financially Simple - Business Startup, Growth, & Sale
Selling Your Business Yourself, with Dr. Grace Yum

Financially Simple - Business Startup, Growth, & Sale

Play Episode Listen Later Nov 15, 2021 34:33


In episode 385 of Financially Simple, Justin talks to Dr. Grace Yum about selling her dental practices by herself. Taking the reins and selling your business by yourself can be challenging, and immensely rewarding, especially if you've taken the right steps to understand the process and your desired outcomes. In this episode, Justin and Grace discuss the events of her starting, building, and eventually selling her dental practices on her own. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - Selling Your Business Yourself, with Dr. Grace Yum 03:46 - Backstory: Education, Experience, Development 09:30 - Exiting 12:04 - Seeking Guidance 13:38 - Leaving a Legacy 15:57 - Doing it Yourself 19:27 - The Buyer 21:16 - The Process 23:25 - Crossing the Finish Line 25:40 - The Next Step 31:01 - Recommend Reading 31:50 - A Nugget of Wisdom 32:54 - Summary _________________   USEFUL LINKS: Work with Our Team Dr. Grace Yum, LinkedIn Mommy Dentists in Business Selling Your Practice: The Essential Guide to Successfully out of Dentistry, by Dr. David Phelps The Energy Bus, by Jon Gordon Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Charles Schwab’s Insights & Ideas Podcast
How Can You Be a More Confident Investor?

Charles Schwab’s Insights & Ideas Podcast

Play Episode Listen Later Nov 15, 2021 31:57


In assessments that show women to be less financially literate than men, is that gap due to a lack of knowledge or a lack of confidence? One recent study revealed that women tend to disproportionately respond “do not know” to questions measuring financial knowledge, but when this response is unavailable, the gap closes substantially.In this episode, Mark tells the story of Monique Currie—a highly successful basketball player in college and the WNBA. Despite all her talent and achievements, Currie has noted how women basketball players tend to be less confident than their male counterparts. Lacking confidence when it comes to complex tasks, such as investing in a diversified portfolio or mapping out a financial plan, can seem intimidating to anyone of any gender, but are there strategies that can help you overcome some forms of underconfidence? Mark speaks with Laura McDowell, a regional director at Schwab. Laura is a CERTIFIED FINANCIAL PLANNER™ professional, a Certified Investment Management Analyst® (CIMA), and an Accredited Investment Fiduciary® (AIF). They discuss changing demographics, why some people suffer from impostor syndrome, and how to empower the next generation of women investors. You can read more about the study that shows women are often more knowledgeable in financial matters than they think in this working paper from the National Bureau of Economic Research. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit Schwab.com/FinancialDecoder.If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Supporting documentation for any claims or statistical information is available upon request.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(1121-17JF)

Financial Decoder
How Can You Be a More Confident Investor?

Financial Decoder

Play Episode Listen Later Nov 15, 2021 31:57


In assessments that show women to be less financially literate than men, is that gap due to a lack of knowledge or a lack of confidence? One recent study revealed that women tend to disproportionately respond “do not know” to questions measuring financial knowledge, but when this response is unavailable, the gap closes substantially.In this episode, Mark tells the story of Monique Currie—a highly successful basketball player in college and the WNBA. Despite all her talent and achievements, Currie has noted how women basketball players tend to be less confident than their male counterparts. Lacking confidence when it comes to complex tasks, such as investing in a diversified portfolio or mapping out a financial plan, can seem intimidating to anyone of any gender, but are there strategies that can help you overcome some forms of underconfidence? Mark speaks with Laura McDowell, a regional director at Schwab. Laura is a CERTIFIED FINANCIAL PLANNER™ professional, a Certified Investment Management Analyst® (CIMA), and an Accredited Investment Fiduciary® (AIF). They discuss changing demographics, why some people suffer from impostor syndrome, and how to empower the next generation of women investors. You can read more about the study that shows women are often more knowledgeable in financial matters than they think in this working paper from the National Bureau of Economic Research. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit Schwab.com/FinancialDecoder.If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Supporting documentation for any claims or statistical information is available upon request.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(1121-17JF)

The Wise Money Show™
Which Financial Rules of Thumb to Break

The Wise Money Show™

Play Episode Listen Later Nov 13, 2021 42:20


Rules of thumb can be helpful guides, but also bad advice. Which financial rules of thumb are worth following and which ones should you break? We're covering the most popular "rules of thumb" and helping you know whether you should put it in practice or ignore it altogether in this episode of Wise Money! Season 7 Episode 12 Have a question for the show? Call or text 574-222-2000 or leave a comment! Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.   Find more information about the Wise Money Show™ at www.wisemoneyshow.com  Be sure to stay up to date by following us!  Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/  Want more Wise Money™?  Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/n-FDUDKFG3k  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

Honest Money
From a CA to a CFP, Rochelle Wants To Know About Changing Careers

Honest Money

Play Episode Listen Later Nov 13, 2021 26:49


Today's Q&A is guest speaker Rochelle who is a Chartered Accountant and wants to work towards becoming a qualified Certified Financial Planner. Warren Ingram and Rochelle speak about post-graduate degrees, board exams, internships, what the struggles are in the industry and more. Questions/ Topics:What do you need to become a CFP? What do you need to take into consideration when needing to do the board exams? Do you need working experience before you can complete the second board exam? Are there any companies or organizations that would be willing to give interns experience? What are the current struggles in the industry? Am I crazy for wanting to study this at the age of 42? Have any questions? Don't forget to send questions through to our WhatsApp on (+27) 72 934 4218. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

CBS Eye on Money
Are We Holding Too Much Company Stock?

CBS Eye on Money

Play Episode Listen Later Nov 11, 2021 18:26


Yes, owning company stock can be a good thing. But too much of anything can be a bad thing. Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life
CFFP #40 -Tools for Hiring the Best Talent In the Next 15 Years in Financial Planning Rianka R. Dorsainvil, CFP®

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life

Play Episode Listen Later Nov 10, 2021 38:29


Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Rianka Dorsainvil.     You are Co-Founder and Co-CEO of 2050 Wealth Partners which focuses on empowering entrepreneurs and first-generation wealth builders to own their money story and pursue their biggest dreams.    Through your work as a millennial CERTIFIED FINANCIAL PLANNER™, you bring a unique perspective not only on the current state of the financial service industry but on how to stay relevant in an ever-changing world.    You serve as a member of CNBC's Digital Financial Advisor Council and CFP Board's Diversity Advisory Group, is a Forbes Personal Finance Contributor, and has been recognized for her accomplishments and leadership within the industry by leading publications and organizations such as Investment News' inaugural 2017 Women to Watch Rising Star and Wealth Management's Ten to Watch in 2018. She has been published in PBS NewsHour, Forbes, USA Today, Black Enterprise, CNBC, Women's Health, and more.   As a financial planner and an advocate for diversity, equity, and inclusion, you believe that first-generation wealth-builders are a community that has been underserved by the financial planning profession for too long - and she's here to help change the tides. In this conversation, you'll hear:   - how to identify and understand the problem of hiring the best talent for the financial planning profession; - why the financial services as an industry is at a critical crossroads; - the ingredients necessary to have financial advice “change family trees”; - why and how wealth management firms can leverage their growth to help develop the next generation of financial professionals; - Rianka's thoughts on where the cultivation of the talent pipeline should begin; and  -a whole lot more!   Resources: Are you a current or aspiring financial professional?  Click here to join the Jumpstart community! Listen to previous podcast episodes, clicking here. To receive a newsletter digest of Jumpstart community happenings, click here.   Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Conversations for Financial Professionals!" by clicking here. Want to collaborate? Click here. If you enjoyed this episode, please share it with your friends by using the social media buttons you see at the bottom of the post.   And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.   Please leave a review right now, click here.   Thanks again for listening, reading, and watching!

Social Security: Answers From The Experts
Ep 06: Holistic Retirement Planning: What Critical Questions Are Clients Not Asking?

Social Security: Answers From The Experts

Play Episode Listen Later Nov 10, 2021 30:46


Holistic Retirement Planning: What Critical Questions Are Clients Not Asking? Welcome to episode #6 of Social Security: Answers From The Experts with Martha Shedden. In this highly informative episode Martha sits down with Maryann Keith and they discuss her views on Social Security and retirement planning and some of the common pieces of advice she gives to her clients. Maryann Keith joined Beden Wealth Management in 2007 after beginning her career in financial services in 2005. She often deals with Social Security and retirement planning issues. Maryann collaborates regularly with some of the top operations professionals in the U.S. Maryann has earned the coveted Certified Financial PLanner designation (CFP®) as well as the Certified Investment Management Analyst® (CIMA®) designation. She completed the Yale School of Management's CIMA certification registered education program in Investment Management Theory & Practice and has a financial planning certificate from The American College in Bryn Mawr, PA.   Here is what to expect on this week's show: Information about Maryann's background and how she got into retirement planning. The biggest misconception people are facing when it comes time for people to plan their Social Security decisions. How it is that Maryann works with many widowed woman and the issues they face. What success looks like when planning a client's Social Security and retirement planning options. How taxes work with your Social Security benefits, whether you are a high net worth individual or not. The 2-3 most important takeaways for financial professionals who are helping their clients with Social Security and retirement planning (hint: it's about software!). Changes to the Social Security Administrations that Maryann would make, if she were in charge. Links mentions:   https://www.bedenwealth.com Connect with Maryann: LinkedIn: https://www.linkedin.com/in/maryannkeithcfpcima/ Facebook: https://www.facebook.com/pages/Craig-Beden-Financial-Advisor-Capitol-Financial-Partners/1657614147798770   Learn more about your ad choices. Visit megaphone.fm/adchoices

CBS Eye on Money
I'm 27, Can I Stop Saving for Retirement?

CBS Eye on Money

Play Episode Listen Later Nov 9, 2021 19:01


27-years-old, some money saved and a couple streams of rental income, does that give you permission to take your foot off the pedal in terms of saving for retirement? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

THINK Business with Jon Dwoskin
Key Insurance Elements Needed For Your Business

THINK Business with Jon Dwoskin

Play Episode Listen Later Nov 8, 2021 34:02


Jon and Jeff talk with Gary Rosenberg – Director, Life, and Benefits Division at Paragon Underwriters, Inc., about the insurance needs every company needs to be thinking about as they grow their business. Gary Rosenberg, a native Detroiter, holds the Certified Financial Planner® designation from The College for Financial Planning as well as Chartered Life Underwriter from The American College. In 2004, he earned the designation Certified in Long Term Care. Promoted to Manager of Paragon's Life and Benefits Division in 2004, then named Director in 2008, Gary's areas of practice include disability insurance, life insurance, long-term care, employee benefits, Medicare supplements, business continuity planning, and estate planning. He especially enjoys working with closely held businesses and professionals. Gary is a sought-after speaker for accounting, legal and financial planning groups. He led the team that developed the Internet's first self-serve, instant-fulfillment disability and life insurance website. After attending Michigan State University, Gary enjoyed a career as a musician and entertainer for a decade. Gary and his highly intelligent, dynamic, and beautiful wife of 35+ years, Jan, live in Huntington Woods where they raised three good-looking, insightful, and talented children. He focuses his leisure time on family and songwriting since he crushed his golf goals.   Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Gary Rosenberg: Website: https://www.paragonunderwriters.com/ Facebook: https://www.facebook.com/Paragon-Underwriters-Inc-96757911587/ LinkedIn: https://www.linkedin.com/company/1221847/ Twitter: https://twitter.com/proinsure?lang=en

Financially Simple - Business Startup, Growth, & Sale
Investment Banking and Business Transition, with James Pugh

Financially Simple - Business Startup, Growth, & Sale

Play Episode Listen Later Nov 8, 2021 26:40


In episode 384 of Financially Simple, Justin talks to James Pugh of Pivot Capital about creating capital for your business's growth. Whether transitioning or planning the next step of growing your business, having the financing in place to support the move is vital. In this episode, Justin and James look go over the role of investment bankers in increasing the value of your business to building your capital stack, and reducing risk. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - Investment Banking and Business Transition, with James Pugh 03:13 - Who Do Investment Bankers Work With 06:08 - Investment Bankers as Facilitators 07:00 - The Current Market 08:16 - Risk Mitigation and Increasing Value 09:11 - Low Hanging Fruit 10:31 - Effects of COVID 12:22 - Small Market vs. Middle Market 13:01 - Tips to Increase Value 14:45 - What Should Business Owners Ask 16:07 - What is a Capital Stack 16:53 - How to Build Your Capital Stack 19:52 - Recommended Reading 21:21 - The Right Team Members 22:54 - A Nugget of Wisdom 24:36 - Summary _________________   USEFUL LINKS: Work with Our Team James Pugh, LinkedIn Pivot Capital The Handbook of Financing Growth, by Kenneth H. Marks Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Lift U Up: Inspiring Health Stories
Life After The Olympics: From a Gold Medalist to Certified Financial Planner with Lauryn Williams

Lift U Up: Inspiring Health Stories

Play Episode Listen Later Nov 8, 2021 40:16


Have you ever wondered what life looks like after the Olympics for some of the top athletes in the country? In this episode of Lift U Up: Inspiring Health Stories we are joined by https://www.lauryn-williams.com/ (Lauryn Williams), Olympic athlete turned financial planner, https://www.lauryn-williams.com/the-oval-office (author), https://podcasts.apple.com/us/podcast/worth-listening/id1330634046?ls=1&mt=2 (podcaster), motivational speaker, and volunteer. While her journey through sports was an incredible experience, Lauryn shares her story of the challenges she faced post-Olympics and the drive she needed to be prepared for life off the field.   

Average Joe Finances
67. The Importance of Cash while Investing with Rob Schulz

Average Joe Finances

Play Episode Listen Later Nov 7, 2021 47:16


Join Mike Cavaggioni with Rob Schulz on the 67th episode of the Average Joe Finances Podcast to discuss the importance of cash while investing. Rob attended the University of Texas on a Navy ROTC scholarship where he received his BBA in accounting. While serving aboard ship as a Surface Warfare Officer, he found his calling counseling sailors on desperately needed personal finance and money management issues.In this episode, you'll learn:•       Determine if You're a Net Spender or Net Saver and Methods to Store Up Cash Reserves Either Way•       Keep Cash in your Pocket: Tips to Store Savings — Even as a Net Spender•       How often you should talk to your financial advisor•       Ways to Prepare your Finances for the Unexpected•       And much more!About Rob Schulz:Rob Schulz CFP® is the founder and president of Schulz Wealth, Ltd. Named on Investopedia's list of 100 Top Financial Advisors in 2019 and 2017, Rob is also a former instructor for the Certified Financial Planner™ certificate program at the University of Texas at Arlington and Texas Christian University. For more than 25 years, Rob has been committed to helping everyday people take control of their money and attain real-world financial success. Find Rob Schulz on: Website: https://schulzwealth.comTwitter: https://twitter.com/robschulztxLinkedIn: https://www.linkedin.com/in/robschulz/Facebook: https://www.facebook.com/groups/thoughtsonthingsfinancialAverage Joe Finances™:Our social media links can be found here: flow.page/avgjoefinances

The Wise Money Show™
How to Adapt Your Financial Plan For Inflation

The Wise Money Show™

Play Episode Listen Later Nov 6, 2021 42:33


Should the recent surge in inflation impact your financial plan? Inflation has picked up in a measured way as the economy has emerged from the Covid recession. How can you insolate your finances if inflation continues trending higher? We're covering that and more on this episode of The Wise Money Show! Season 7 Episode 11 Have a question for the show? Call or text 574-222-2000 or leave a comment! Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.   Find more information about the Wise Money Show™ at www.wisemoneyshow.com  Be sure to stay up to date by following us!  Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/  Want more Wise Money™?  Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/BnBEoLBZW5k  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

Investing For Good
What Financial Planners Can Do For Your Life with Jim Crider

Investing For Good

Play Episode Listen Later Nov 4, 2021 41:08


The 4 aspirations that most families haveThe first step to start working towards your goalsHow a financial planner can help you achieve your dreamsThe 4 keys to building and maintaining wealthThe money lessons you should teach your childrenLife and Money Impact RoundWhat is the one thing to do now to live a meaningful and intentional life by design?What is one life or money hack that you can share to make an impact on others' lives?What is one thing to do right now to make the world a better place?ABOUT JIM CRIDERJim Crider is a husband, dad, and CEO of Intentional Living FP. Before starting Intentional Living FP, Jim worked primarily with the standard clients of most wealth management firms— financially successful families seeking guidance with the wealth they've accumulated over decades. While Jim cherishes each client he's served, he came to find the clients he enjoys most: families that desire to achieve early financial independence for the sake of spending significant time with the people they care about, doing the things they love. Jim is a CERTIFIED FINANCIAL PLANNER™, and the message he tells every client he works with is that his role is to guide them to where their lives and money intersect so they can live the life they want to live. CONNECT WITH JIMWebsite: www.intentionallivingfp.comTwitter: @JimCriderTXLinkedin: Jim Crider, CFP®Facebook: Jim CriderCONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join Life and Money Show Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H)--Thanks for listening, and until next time, keep investing for good!

Money Talk With Tiff
Retirement Talk With Roger Whitney

Money Talk With Tiff

Play Episode Listen Later Nov 4, 2021 45:38


The Retirement Answer Man® himself, Roger Whitney has been a Certified Financial Planner for more than 25 years. He's using his credentials (CFP®, CIMA®, CPWA®, and more) and every channel possible to help people live well today without sacrificing tomorrow. The Retirement Answer Man Show® was born out of years of experience, a deep need to help people, and creative restlessness. Every episode takes difficult (or boring) financial conversations, concepts, and strategies and makes them more approachable. And occasionally more humorous. Connect with Roger Website: https://www.rogerwhitney.com Twitter Facebook Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant

CBS Eye on Money
Should I Sell My House?

CBS Eye on Money

Play Episode Listen Later Nov 4, 2021 16:22


In the last year your house has appreciated by $100k, should you sell it? Or hang onto it and hope for continued appreciation? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Market Wrap with Moe - Business Financial Analysis on Investing, Stocks, Bonds, Personal Finance and Retirement Planning

With Kate Galkina, Certified Financial Planner at Compak Asset Management

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life
CFFP #39 - Using Media to Raise Your Authority & Reach Your Ideal Client Benjamin J. Brandt, CFP®, RICP®

Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life

Play Episode Listen Later Nov 3, 2021 45:53


Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Benjamin Brandt.   Benjamin Brandt you are a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company.    You are also the host of the popular podcast Retirement Starts Today Radio and blog.   You were recently named as one of the top 40 financial advisors under age 40 by Investment News.   You are also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003.    You've been featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others.  In your free time, you and your wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their six energetic children.   In this conversation you'll learn:   The importance of understanding how the media can work for you; What to do in order to gain more clients and authority within your industry; How to reach your target audience and make media personal for your ideal customer; The importance of keeping your story compelling to your audience; How to use the media to why media is important for growing your business; The importance of understanding how to market your brand with media; And so much more!   Resources: Are you a current or aspiring financial professional?  Click here to join the Jumpstart community! Listen to previous podcast episodes, clicking here. To receive a newsletter digest of Jumpstart community happenings, click here.   Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Conversations for Financial Professionals!" by clicking here. Want to collaborate? Click here. If you enjoyed this episode, please share it with your friends by using the social media buttons you see at the bottom of the post.   And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.   Please leave a review right now, click here.   Thanks again for listening, reading, and watching!

Optimal Business Daily
399: Want to Succeed as an Entrepreneur - Learn the Art of Leverage by Kevin Mulligan with Good Financial Cents

Optimal Business Daily

Play Episode Listen Later Nov 3, 2021 9:36


Kevin Mulligan of Good Financial Cents teaches you the art of leverage Episode 399: Want to Succeed as an Entrepreneur - Learn the Art of Leverage by Kevin Mulligan with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/want-to-succeed-as-an-entrepreneur-learn-the-art-of-leverage/  Laika goes beyond integrations. Their platform connects to your everyday applications and applies actual human expertise to a robust software that powers your compliance. OSD listeners get 20% off when joining at Heylaika.com/osd  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalStartUpDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The Survival Guide for Orthodontists
Proposed New Tax Laws and How They Will Affect Orthodontists Income - Speaking with Brad Kucharo, CPA

The Survival Guide for Orthodontists

Play Episode Listen Later Nov 2, 2021 28:38


In this 30 minute podcast we speak about selling your practice with financial expert Brad Kucharo from John McGill & Company. Brad has been a frequent guest of the show and is always ready to share his smart financial advice. In this episode, Brad talks about financial considerations for orthodontists in a number of different scenarios, especially what to expect with the proposed tax laws. We cover important topics like: The overview of proposed new tax laws and how they will affect orthodontists' income Considering the current market conditions and possible tax changes, when is it advisable to sell the business and is it beneficial to sell to a DSO What doctors should consider regarding newly proposed estate tax laws Actions to take in year-end tax planning that can potentially save orthodontists money About Brad Kucharo: Brad Kucharo is both a Certified Public Accountant and Certified Financial Planner and has been providing customized tax and business planning services exclusively for the dental profession since 2007. He has helped over 500 dentists and specialists across the country plan for financial independence, reduced stress and greater peace of mind. Brad also developed and directs John McGill & Company's comprehensive “Planning for Retirement” service. He formerly worked at Price Waterhouse Coopers and is a current member of the American Institute of CPA's and the North Carolina Association of Certified public accountants. https://pplpractice.com/

CBS Eye on Money
How Much Money to Use for a House Down Payment?

CBS Eye on Money

Play Episode Listen Later Nov 2, 2021 18:15


When shopping for a mortgage, does it make more financial sense to only put 20% down and invest the rest, or put much more down to lower the monthly payment? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financially Simple - Business Startup, Growth, & Sale
The Business Process: Transitioning, Selling, and Buying, with Matteo Valles

Financially Simple - Business Startup, Growth, & Sale

Play Episode Listen Later Nov 1, 2021 20:55


In episode 383 of Financially Simple, Justin talks to Matteo Valles a Business Broker at Sunbelt Network. Having a Broker on your side when it comes to selling your business might seem unnecessary, but the value that they can add in helping value the business, assisting getting prepared for sale, and with the sale itself far outweighs any costs. In this episode, Justin and Matteo look at the transaction process from both the seller and buyer's point of view, and give some insight into the complexities of the undertaking. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - The Business Process: Transitioning, Selling, and Buying, with Matteo Valles 02:04 - A Typical Transaction 03:39 - Intangible Assets 04:59 - Valuation 06:51 - What to Focus on as a Seller 08:30 - Looking to Buy 10:19 - Are You Really Prepared 11:51 - Expectations vs. Reality 13:08 - Banks vs. SBA vs. VCs 14:41 - Recommended Reading 15:56 - One Piece of Advice 18:09 - Strategic Buyers 18:51 - When Should a Business Owner Approach a Broker 19:36 - Wrap Up _________________   USEFUL LINKS: Work with Our Team Episode Links (Guest etc.) Blog Links (Delete spaces) Matteo Valles, LinkedIn Sunbelt Business Brokers Matteovalles.com mvalles@sunbeltnetwork.com How Did You Do It Truett??, S. Truett Cathy Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

The Wise Money Show™
The Biggest Financial Fears and How to Face Them

The Wise Money Show™

Play Episode Listen Later Oct 30, 2021 42:59


What keeps you up at night financially? What do you worry about or what are you afraid of? The opposite of financial worry is financial peace, so let's clean out the closet, and confront and solve those financial fears. That and more coming up this hour of the Wise Money Show. Season 7 Episode 10 Have a question for the show? Call or text 574-222-2000 or leave a comment! Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.   Find more information about the Wise Money Show™ at www.wisemoneyshow.com  Be sure to stay up to date by following us!  Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/  Want more Wise Money™?  Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/mPiWTdtPYOY  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

White Coat Wellness
What's Changing with Public Service Loan Forgiveness with Will Koster

White Coat Wellness

Play Episode Listen Later Oct 29, 2021 24:28


In this special episode of the Prosperous Doc® Podcast, Will Koster, a CERTIFIED FINANCIAL PLANNER™ at Spaugh Dameron Tenny, is here to walk you through student loans and recent updates to the Public Service Loan Forgiveness program. He helps make sense of how the recent changes might apply to you, this is an episode you don't want to miss if you have outstanding student loans. The https://studentaid.gov/announcements-events/pslf-limited-waiver (announcement from the Department of Education) in early October that they will be easing some of the requirements for Public Service Loan Forgiveness likely left many people feeling a mix of emotions. From confusion over how this affects them, the excitement that they may now qualify, and stress over missing a crucial detail that might mean money spent unnecessarily. Throughout this episode, Will reviews how the new special waiver allows Federal Family Education Loans (FFEL) to be consolidated into the Direct Loan Program and become eligible for Public Service Loan Forgiveness and the changes to what repayment plans are qualified as part of the program. Will also addresses next steps if you believe you qualify for the Student Loan Forgiveness program, including: Step 1: Verify your employment. To verify that you have worked for a qualifying employer for the duration of your 120 payments, you need to submit an https://studentaid.gov/sites/default/files/public-service-application-for-forgiveness.pdf (Employment Certification Form) for each of your employers over the 10 years. Step 2: Consolidate your FFEL and Perkins Loans. After confirming that your employment is eligible, request a https://studentaid.gov/app/launchConsolidation.action (Direct Consolidation Loan) before the October 31, 2022 deadline. This only needs to be done if your loans are not direct loans. You can complete this step for free by visiting https://studentaid.gov/app/launchConsolidation.action (Gov Federal Student Aid). You do not need to pay for assistance in consolidating your loans. Step 3: You're now ready to apply for PSLF & TEPSLF (Temporary Expanded PSLF). You can complete this by using the online https://studentaid.gov/pslf/ (PSLF Help Tool) found at https://studentaid.gov/ (studentaid.gov). “Depending on if you have FFEL loans, depending on if you've certified your employer before, depending on who your servicer is, all of those factors will maybe change your path just a little bit,” explains Will. “But the same rules, the same criteria, and the same application process pretty much apply to everyone. Whether you've completed them or not is probably personal or unique to your situation.” ➜For further reading, Will shares more about this topic in this blog post: https://www.sdtplanning.com/blog/federal-student-loans-news-temporary-pslf-waiver (Federal Student Loan News: Temporary Public Service Loan Forgiveness). ➜If you're a physician or a dentist and you need help navigating the Public Service Loan Forgiveness programs, Will Koster's firm is here to help, you can find them online at https://www.sdtplanning.com/ (www.sdtplanning.com).

CBS Eye on Money
My Finances Are Stressing Me Out

CBS Eye on Money

Play Episode Listen Later Oct 28, 2021 18:03


Planning and saving for retirement is important, but if it's causing constant stress in your life, you need a different approach. Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

CBS Eye on Money
In Our 30s, Are We on Track?

CBS Eye on Money

Play Episode Listen Later Oct 26, 2021 20:27


We're in our 30s with a lot of moving parts, including our first baby on the way, are we on track? Are we doing everything we can possibly be doing to prepare for retirement? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How to Money
Raising Financially Savvy Kids with Liz Frazier #427

How to Money

Play Episode Listen Later Oct 25, 2021 59:03


It's time to do a deep dive on raising financially savvy kids! We're joined by Liz Frazier who is a fee-only, Certified Financial Planner and she is also the author of “Beyond Piggy Banks and Lemonade Stands: How to Teach Young Kids About Finance.” Liz is all about kids and finance, and to get specific, it was when Liz was pregnant with the first of her three children that she was setting up a 529 acct and preparing her will, that everything clicked. That's when she realized that she wanted to be a financial planner because, like so many new parents, she realized the overwhelming need to make sure her family was financially prepared. And raising children who are equipped with financial knowledge is an important part of that role as a parent. During this episode we talk about having money conversations that stick with our kids, the way Liz does allowance with her 3 kids, how to get kids excited to save, spend, and share, among many other helpful topics. During this episode we both enjoyed an Baerlic Beer Co Pioneer Fresh Hop ESB- a massive thanks to Brandon for sending us these beers that were fresh off the vine! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com