Podcasts about cra

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you pull your corporate cash into your RRSP—or let it grow inside your company?If you've sold your business or have a chunk of money trapped in a corporation, you're probably wondering: what's the smartest way to grow and eventually access that wealth? Should you protect it from taxes now, or maximize flexibility for future business moves and personal spending? This episode unpacks the tough choices entrepreneurs face when shifting from business owner to solopreneur.Understand when investing inside your corporation beats funneling funds into an RRSP—and when it doesn't.Learn how to avoid locking up your wealth in ways that limit your future plans, whether it's buying real estate, funding retirement, or starting a new venture.Get a clear, practical framework for deciding how to split your money between corporate investments and personal retirement savings.Press play now to stop guessing and start building a tax-smart wealth plan that fits your next chapter.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it demands a clear financial vision and smart strategies across your financial buckets. Whether you're a Canadian entrepreneur navigating salary vs. dividends decisions, or a business owner seeking corporate wealth planning insights, balancing personal vs. corporate tax planning is key. With a focus on RRSP optimization, tax-efficient investing, and capital gains strategies, your financial plan should align with your goals for financial freedom in Canada and early retirement. From managing corporate wealth and optimizing RRSP room to creating diversification through real estate investing Canada and passive income Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On this episode of Banking on KC, Kindra Sheridan, Assistant Vice President of CRA and Fair Lending at Country Club Bank, joins host Kelly Scanlon to discuss how the Finance Makes Sense program meets participants where they are, providing practical financial education that empowers individuals and strengthens communities. Tune in to discover: 1. Why understanding banking fundamentals is key to breaking cycles of financial instability. 2. How Finance Makes Cents customizes its curriculum to fit the unique needs of diverse community partners—from high schools to funeral homes. 3. The broader economic and community benefits of widespread financial literacy, and how CRA efforts support inclusive growth. Country Club Bank – Member FDIC

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you holding back from your next investment move or sticking to your retirement goals because you're concerned of being wrong?Too many entrepreneurs and investors get stuck chasing “the right decision” instead of designing a system that lets them handle mistakes. In this episode, Jon Orr breaks down why avoiding failure limits your success—and how to rethink risk so you can move forward with confidence, even when things don't go as planned.Here's what you'll take away from this episode:A mindset shift that helps you embrace uncertainty instead of fearing it.Practical strategies to build a financial system that protects you when risks don't pay off.How to spot and overcome the hidden biases—like loss aversion and sunk cost fallacy—that are sabotaging your decisions.Stop waiting for certainty—press play now and learn how to build a system that succeeds even when you're wrong.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada takes more than just smart saving—it requires the right mindset and a system built to adapt when things don't go as planned. Too often, Canadian entrepreneurs and investors fall into traps like loss aversion, sunk cost fallacy, and overconfidence bias, holding them back from seizing real opportunities for business growth and wealth building. In this episode, we break down how effective financial planning, risk management, and decision making—paired with strategies like RRSP optimization, corporate wealth planning, and tax-efficient investing—can help you design a Canadian wealth plan that supports your financial independence and early retirement strategy. Whether you're navigating salary vs dividends in Canada, creating pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Der (Alb-)Traum vieler Hörer – eine Folge Passwort nur mit News zu Zertifikatsinfrastrukturen. Es gibt aber auch viel Neues zu berichten: von Zertifizierungsstellen, die interessante neue Lösungen bauen, über Zertifizierungsstellen, die Fehler in komischen alten Lösungen machen, und Zertifizierungsstellen, die Dinge einfach anders machen wollen als die Browser, bis zu Zertifizierungsstellen, die in Telefonen stecken. Das klingt nicht nur komisch, sondern auch unsicher, weshalb Christopher und Sylvester es sich genauer angesehen haben. - The CRA and what it means for us (Greg Kroah-Hartman): https://www.youtube.com/watch?v=u44eMQpGlxA - Security: Wie sich der Cyber Resilience Act auf Open-Source-Projekte auswirkt: https://heise.de/-10450910 - Yealink-Artikel von DNIP: https://dnip.ch/2025/06/25/yealink-voip-phones-insecurity-by-design/ - Ver- und Entschlüsselung der Yealink-Firmware: https://stefan-gloor.ch/voip-phone-hack - Mastodon-Account mit VNC-Servern https://fedi.computernewb.com/@vncresolver - Diskussion über ssl.com-Fehler im Mozilla-Bugtracker: https://bugzilla.mozilla.org/show_bug.cgi?id=1961406 - Betreibt Euer eigenes CT-Log: https://words.filippo.io/run-sunlight/#fn:bw - Folgt uns im Fediverse: - @christopherkunz@chaos.social - @syt@social.heise.de Mitglieder unserer Security Community auf heise security PRO hören alle Folgen bereits zwei Tage früher. Mehr Infos: https://pro.heise.de/passwort

Erweitere dein Wissen über digitale Sicherheit mit „Cybersecurity ist Chefsache“.In dieser Folge begrüßt Nico Freitag die Informationssicherheitsspezialistin Katia Winkler, die in ihrer Rolle als Senior Information Security Specialist bei einer großen Versicherung täglich mit den Herausforderungen rund um Lieferkettensicherheit, regulatorischen Anforderungen und realistischen Sicherheitsansätzen konfrontiert ist.Gemeinsam sprechen sie über:Die Realität der Lieferkette: Warum gerade Start-ups und Nischenanbieter oft nicht allen Anforderungen gerecht werden – und wie Unternehmen dennoch sicher mit ihnen zusammenarbeiten können.DORA, NIS2 und der Cyber Resilience Act (CRA): Was unterscheidet diese Vorgaben? Was ist verpflichtend, was nur Papiertiger? Und warum redet niemand über den CRA, obwohl er so viele betreffen wird?Zero Trust, S-BOMs und Penetrationstests: Was davon ist sinnvoll, was wird überbewertet – und was übersehen Unternehmen regelmäßig?Die Illusion von vollständiger Kontrolle: Warum Audits, Ratings und Excel-Checklisten oft nicht halten, was sie versprechen.Vertrauen als Sicherheitsfaktor: Wie echte Zusammenarbeit mit Lieferanten gelingen kann – und warum Security mehr Mensch als Metrik ist.Ein ehrliches Gespräch über Prozesse, Verantwortung und darüber, wie man Regulatorik nicht nur überlebt, sondern sinnvoll nutzt.____________________________________________

Erweitere dein Wissen über digitale Sicherheit mit „Cybersecurity ist Chefsache“.In dieser Folge begrüßt Nico Freitag die Informationssicherheitsspezialistin Katia Winkler, die in ihrer Rolle als Senior Information Security Specialist bei einer großen Versicherung täglich mit den Herausforderungen rund um Lieferkettensicherheit, regulatorischen Anforderungen und realistischen Sicherheitsansätzen konfrontiert ist.Gemeinsam sprechen sie über:Die Realität der Lieferkette: Warum gerade Start-ups und Nischenanbieter oft nicht allen Anforderungen gerecht werden – und wie Unternehmen dennoch sicher mit ihnen zusammenarbeiten können.DORA, NIS2 und der Cyber Resilience Act (CRA): Was unterscheidet diese Vorgaben? Was ist verpflichtend, was nur Papiertiger? Und warum redet niemand über den CRA, obwohl er so viele betreffen wird?Zero Trust, S-BOMs und Penetrationstests: Was davon ist sinnvoll, was wird überbewertet – und was übersehen Unternehmen regelmäßig?Die Illusion von vollständiger Kontrolle: Warum Audits, Ratings und Excel-Checklisten oft nicht halten, was sie versprechen.Vertrauen als Sicherheitsfaktor: Wie echte Zusammenarbeit mit Lieferanten gelingen kann – und warum Security mehr Mensch als Metrik ist.Ein ehrliches Gespräch über Prozesse, Verantwortung und darüber, wie man Regulatorik nicht nur überlebt, sondern sinnvoll nutzt.____________________________________________

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving your age with a backdated participating whole life insurance policy really the smartest financial move—or could it cost you more than it saves?If you've ever considered using participating whole life insurance for wealth preservation, you've likely heard about backdating to lock in a younger age. But what if that age-saving strategy means compromising your cash value in the short term—or worse, limiting your ability to fund the policy fully? Whether you're starting a corporate-owned participating whole life insurance policy or planning for long-term estate growth, the funding strategy you choose can make or break your outcome.In this episode, you'll discover:How backdating a policy by 6 to 12 months affects both cash value and death benefit over time.Why saving age isn't always worth it—especially if you can't max fund in year one.When a backdated policy makes sense, particularly for those with a large upfront lump sum to contribute.Press play to learn how to structure your life insurance strategy for maximum flexibility, long-term value, and alignment with your wealth goals.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actionable insights tailored for busReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if the key to unlocking your next financial breakthrough isn't the plan itself—but who's with you along the way?Too many entrepreneurs and investors try to build wealth in isolation, only to stall out when uncertainty hits. But history—and your own financial future—show that the most successful journeys are rarely solo. Whether you're navigating corporate wealth strategies or personal investing, having the right guide and proven pathway changes everything.In this episode, you'll discover:Why every financial success story—business or personal—starts with finding the right partners and coaches.How to identify and follow a proven wealth-building pathway while customizing it for your unique goals.Real-world strategies, like leveraging your corporate wealth through whole life insurance, to unlock new investment opportunitiesPress play now and learn how to stop guessing and start building your wealth with clarity, confidence, and the right partners by your side.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving—it takes strategic partnerships, expert guides, and a clear financial vision. Whether you're a Canadian entrepreneur focused on corporate wealth planning or an investor exploring real estate investing in Canada, building long-term wealth starts with collaboration and proven pathways. Through coaching, teamwork, and tailored financial planning, you can master tax-efficient investing, optimize RRSP room, and balance salary vs dividends for maximum business success. Learn how financial buckets, passive income planning, and capital gains strategies fit into your modest lifestyle wealth or early retirement stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a Canadian business owner earning more than $500K in your corporation — and unknowingly setting yourself up for a surprise tax bill?Many incorporated Canadian entrepreneurs get caught off guard when they grow too fast and cross key income thresholds. That growth feels great—until the CRA takes a bigger slice than expected. If you've ever been hit with an unexpected tax bill, or you're unsure if your salary-dividend mix is working for you, this episode is a must-listen.In this episode, you'll discover:Why crossing the $500,000 net operating income mark can double your corporate tax rate — and what to do about itThe smart way to structure your salary vs. dividends to keep more money in your pocket, not locked in your corporation.How to front-run tax surprises with timely planning, and use RRSPs and payroll adjustments to your advantage.Press play to learn how to turn a “good problem” — making more money — into a long-term wealth strategy, not a tax trap.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the complexities of the Canadian tax system is critical for business owners who want to build long-term wealth and achieve financial independence in Canada. From managing surprise tax bills to balancing salary vs dividends, corporate wealth planning demands strategic financial optimization. A well-structured Canadian wealth plan blends personal finance with corporate tax efficiency, enabling smart investment bucket strategies, RRSP optimization, and capital gains planning. Whether you're aiming for early retirement, growing passive income, or legacy planning, aligning your financial systems with clear vision setting and using tailored tax strategies can make all thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

No novo episódio do Agro & Tech, Lucas Ordonha recebe Bernardo Madeira e Renato Bellelis da Farmie para um bate-papo sobre rastreabilidade no agronegócio. Eles revelam como tecnologias como blockchain e NFTs estão revolucionando o setor, garantindo conformidade ambiental, segurança alimentar e preparando produtores brasileiros para exigências internacionais, como a nova legislação da União Europeia. Um papo essencial para quem vive ou acompanha a evolução do agro dentro e fora da porteira! #agroetech FICHA TÉCNICAApresentação: Lucas OrdonhaProdução: Agro ResenhaConvidado: Renato Bellelis e Bernardo MadeiraEdição: Senhor A - https://editorsenhor-a.com.brSee omnystudio.com/listener for privacy information.

No novo episódio do Agro & Tech, Lucas Ordonha recebe Bernardo Madeira e Renato Bellelis da Farmie para um bate-papo sobre rastreabilidade no agronegócio. Eles revelam como tecnologias como blockchain e NFTs estão revolucionando o setor, garantindo conformidade ambiental, segurança alimentar e preparando produtores brasileiros para exigências internacionais, como a nova legislação da União Europeia. Um papo essencial para quem vive ou acompanha a evolução do agro dentro e fora da porteira! #agroetech FICHA TÉCNICAApresentação: Lucas OrdonhaProdução: Agro ResenhaConvidado: Renato Bellelis e Bernardo MadeiraEdição: Senhor A - https://editorsenhor-a.com.brSee omnystudio.com/listener for privacy information.

In this episode, Joe Curry breaks down smart, simple, and tax-efficient strategies to pass on your wealth in Canada—so your legacy goes to your loved ones, not the CRA. Whether you've built your nest egg through saving, investing, or selling a business, this episode is packed with insights you can use. Check out the show notes for EP148 HERE

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIf you're a Canadian business owner juggling retained earnings, long-term growth, and real estate goals, this episode unpacks a real-world strategy you can't afford to miss. Discover how an Ontario chiropractor used a corporately owned whole life insurance policy not just for protection—but to fast-track a major real estate purchase ahead of schedule.Here's what you'll take away:How to build and leverage a corporate wealth reservoir to fund opportunities like property ownership.Why maintaining liquidity can keep your business flexible during emergencies and unexpected investments.A smart structure for blending policy loans and mortgages to optimize tax efficiency and long-term returns.Press play now to learn how a proactive wealth strategy can help you stay ready for opportunity—and never caught off guard.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In today's evolving financial landscape, Canadian entrepreneurs—especially professionals like those in the chiropractic business—are increasingly leveraging whole life insurance as a cornerstone of corporate wealth planning. This powerful tool helps build a corporate wealth reservoir that enhances liquidity, enabling strategic moves such as real estate investing Canada-style, all while maintaining tax efficiency. By integrating this approach into a broader Canadian wealth plan, business owners can optimize financial buckets, implement retirement planning tools, and align personal vs corporate tax planning for long-term success. Whether you're focused on capital gains strategy, RRSP optimization, or corporate structure optimization, the right investment strategy can support financial freedom Canada, a modest lifestyle wealth outlook, andReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadians Being Scammed in the Name of CRA and Police, Host: Gurpreet, REDFM Calgary

How does a student entrepreneur evolve into a global executive leading billion-dollar projects? Jason Haelzle shares the mindset and milestones behind his rise from Student Works to the world stage.In this episode of the Leaders of Tomorrow podcast, Chris Thomson sits down with Jason—now Principal and Vice President at GHD—to explore how he balanced academics, competitive hockey, and running a Student Works business as a teen, and how those early experiences shaped his leadership style today. Jason walks us through his career journey, from joining a 400-person engineering firm right out of university to helping it grow into a 10,000-person multinational organization.He shares why working in a global company opens doors to high-impact, large-scale projects, and how adaptability, teamwork, and resilience were the key factors that fueled his rise. Aspiring leaders will walk away from this conversation with practical insights on embracing failure, seizing opportunity, and redefining success at every stage.Enjoy!In This Episode You'll Learn:How Jason managed to excel in school, hockey, and entrepreneurship as a teenHow Student Works laid the foundation for Jason's future leadership skillsThe leadership traits that helped Jason climb to Principal and VPHow large companies offer access to global opportunities and bigger projectsWhat Jason learned from his biggest failures—and how he turned them into fuelJason's advice for new and aspiring entrepreneursAnd much more...Guest Bio:Jason Haelzle is a Principal and Vice President at GHD, a global engineering and professional services firm. A former national-level hockey player and Student Works standout, Jason has built a career defined by growth, adaptability, and leadership. He played a key role in the expansion of CRA before its merger with GHD and now oversees major infrastructure projects around the world.Resources:Student WorksConnect with Jason on LinkedInDisclaimer:The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of Leaders of Tomorrow podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you missing out on a hidden tax-free opportunity inside your corporation?If you've sold a Canadian business or a corporate-held property and now face the question of where to grow your money — inside your corp or in your personal name — this episode is essential listening. Many Canadian incorporated professionals overlook critical tax planning tools that could massively boost their personal wealth and estate efficiency.In this episode, you'll discover:How to use the Capital Dividend Account (CDA) to move money out of your corp tax-free — and when it's the smartest move.Why holding low-yield investments like T-bills inside your corporation could be costing you more than you think.How permanent life insurance — even on your children — can become a powerful estate and tax optimization tool.Hit play now to learn how to turn overlooked tax strategies into serious long-term wealth advantages.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs focused on financial freedom and long-term wealth building, understanding how to integrate personal and corporate finance is essential. Leveraging tools like the capital dividend account and strategies such as salary vs dividends Canada, capital gains planning, and corporate structure optimization can significantly boost tax efficiency and retirement planning outcomes. Through a well-structured corporate wealth blueprint, young entrepreneurs and seasoned business owners alike can align financial systems with investment strategies, using personal financial buckets and RRSP optimization to build and protect assets. Canadian wealth secrets lie in mastering the nuances of incorporation, real estate, and small business finaReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat's the real reason your business—or your wealth plan—isn't worth as much as you think?Whether you're planning to sell your business in Canada or just want to build lasting wealth, most owners overlook the systems that quietly drive long-term value. If your plan is chaotic, unclear, or overly dependent on you, you're not building freedom—you're just building another job.In this episode, you'll discover:Why "you can't sell chaos" and how that applies to your personal wealth journey.The four essential phases every Canadian business owner must master to prepare for sale or financial independence.How to give every dollar in your business two jobs—so you build assets while staying tax-efficient.Press play now to rethink how you're building value—inside your business and beyond.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just smart investment—it demands a clear financial vision, optimized systems, and a comprehensive Canadian wealth plan. Whether you're preparing for a business sale or strategizing your early retirement, aligning personal finance with corporate wealth planning is essential. Key areas like RRSP optimization, salary vs dividends Canada, and capital gains strategy can unlock significant business owner tax savings. By leveraging financial buckets and passive income planning through real estate investing Canada or corporation investment strategies, Canadian entrepreneurs can create scalable, tax-efficient investing systems. From personal vs corporate tax planning to estate planning Canada, each decision impacts your path toward financial independence Canada. The goal isn't just financial freedom—it's generationReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

I am very happy to have this next guest to the Podcast. I love talking with people who are trying to affect change in our hospitality industry. Mark von Shellwitz has been representing Western Canada on behalf of Restaurants Canada for almost 30years. We dive right into some of the tough subjects, from tipping, to work safe and CRA, to his long history tied to the more political side or policy side of this complicated business. It was great chatting with him and better understanding his role and the national role that Restaurants Canada does for all of us. I hope you enjoy the conversation and as always if you know of someone I should chat with please DM me their contact information. Send us your feedback

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your dream vacation property is actually delaying your path to early retirement?You're hustling to build wealth, investing in real estate, running your business, and maybe even fantasizing about a peaceful cabin escape. But here's the question: are your current financial moves bringing you closer to freedom—or quietly costing you years of progress? In this episode, Kyle and Jon unpack a real conversation with a Canadian business owner who seems on track—until the numbers tell a different story.You'll discover:Why real estate investments that “feel good” can still be cash flow trapsHow to avoid mistaking net worth for true financial freedomA framework for evaluating whether your lifestyle goals and investment strategies are actually alignedHit play now to learn how to clarify your wealth vision, optimize for cash flow, and build a roadmap that gets you where you really want to go.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving aggressively—it demands clear vision planning, strategic investment strategies, and a deep understanding of corporate wealth planning. Whether you're navigating real estate investing in Canada, weighing salary vs dividends, or optimizing your RRSP room, the right Canadian wealth plan blends financial buckets, capital gains strategy, and tax-efficient investing. For business owners, aligning your corporate structure with your long-term financial independence goals is crucial. From property management decisions to balancing personal vs corporate tax planning, building cash flow through diversified assets and passive income planning supports both your modest lifestyle wealth today anReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs sacrificing your home's capital gains tax exemption really a deal breaker when it comes to house hacking in Canada?For many Canadians, homeownership feels like an impossible leap — especially in cities like Toronto and Vancouver. But what if there was a way to enter the housing market and build wealth without waiting for the perfect conditions or a lucky windfall of capital? This episode unpacks house hacking in Canada: a realistic, boots-on-the-ground strategy to start generating income, reduce expenses, and accelerate your financial freedom — especially if you're just getting started.Here's what you'll walk away with:A clear financial breakdown of how house hacking in Canada stacks up against giving up a portion of your Canadian capital gains exemption — including real numbers and scenarios.A deeper understanding of what you actually gain (and lose) when sharing your space through a Canadian house hack — from income tax deductions to some of that long-term capital gain.A strategic lens to decide if house hacking in Canada fits your life phase, partnership dynamics, and wealth-building goals.Hit play now to find out if house hacking in Canada could be your smartest first move toward Canadian financial independence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.House hacking in Canada isn't just a creative workaround for high home prices—it's a strategic entry point into real estate investing that, when done right, aligns with long-term wealth-building goals. For Canadians navigating rising costs and limited housing supply, this episode breaks down how to legally and profitably offset ownership expenses using your primary residence. From capital gains tax Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In the podcast “2023 CRA Rule Repeal: Lessons to be Learned,” Dean Stockford and Len Suzio discuss the potential repeal of the complex 2023 Community Reinvestment Act (CRA) rule and argue that, despite its likely demise, valuable insights can still be drawn from it. Len highlights that the 2023 rule introduced a breakthrough by offering calibrated numerical benchmarks for CRA performance ratings—something previous rules lacked—which gave bankers a clearer way to measure and self-assess their CRA performance against both market and demographic standards. The conversation also notes that, while the new rule provided clarity on how to resolve conflicting performance results and prioritize ratings, its approach to consumer loans—making auto loans a key focus and sidelining other consumer loans—signals a shift in regulatory priorities. Ultimately, they agree that even if the 2023 rule is repealed, its measurement standards and lessons can help bankers better navigate the otherwise vague and inconsistent legacy CRA evaluation process. Brought to you by GeoDataVision and M&M Consulting

O mercado ainda respira os impactos dos anúncios do Ministério da Fazenda. Após recuar em parte do decreto que aumentou as alíquotas do IOF, a posterior medida provisória 1.303/25 determinou a incidência de Imposto de Renda em 5% para emissões de títulos até então considerados isentos, como a Letra de Crédito Agrícola (LCA), a Letra de Crédito Imobiliário (LCI), Certificado de Recebível Imobiliário (CRI), Certificado de Recebível do Agronegócio (CRA) e debêntures incentivadas.E diante de um cenário cada vez mais desafiador, o episódio 162 do Outliers InfoMoney traz gigantes do crédito privado para entender novas maneiras de aproveitar as oportunidades. Em mais um episódio da série que explora o cenário macroeconômico, Clara Sodré e Fabiano Cintra recebem Fayga Delbem, gestora de crédito da Itaú Asset e Ana Rodela, CIO da Bradesco Asset. No bate-papo, as executivas ainda discutem sobre a perspectiva do Brasil em relação a outros países e a expectativa para a reunião do COPOM, cujos resultados serão divulgados na próxima quarta (18) e podem alterar a trajetória da taxa de juros, a Selic.

Every day this week, we're going to take a closer look at the “One Big Beautiful Bill,” which aims to enact President Donald Trump's agenda. It proposes a tax cut and increased spending for border security and the military. It also includes cuts to health, nutrition, education and clean energy programs. Today, we explain the rules around what provisions can go into reconciliation bills, and where the bill currently stands in the legislation process now. Plus, we answer questions from listeners on how the bill could affect their student loans and access to higher education.Here's everything we talked about today:“Senate sidesteps parliamentarian, widens reach of CRA” from Roll Call“Republicans face critical week on Trump megabill” from The Hill“The Senate is assessing the "Big Beautiful Bill" line by line to eliminate non-budgetary measures” from Marketplace“Senate Republican education plan may trigger ‘avalanche of student loan defaults,' expert says” from CNBCGot a question for the hosts? Email makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Every day this week, we're going to take a closer look at the “One Big Beautiful Bill,” which aims to enact President Donald Trump's agenda. It proposes a tax cut and increased spending for border security and the military. It also includes cuts to health, nutrition, education and clean energy programs. Today, we explain the rules around what provisions can go into reconciliation bills, and where the bill currently stands in the legislation process now. Plus, we answer questions from listeners on how the bill could affect their student loans and access to higher education.Here's everything we talked about today:“Senate sidesteps parliamentarian, widens reach of CRA” from Roll Call“Republicans face critical week on Trump megabill” from The Hill“The Senate is assessing the "Big Beautiful Bill" line by line to eliminate non-budgetary measures” from Marketplace“Senate Republican education plan may trigger ‘avalanche of student loan defaults,' expert says” from CNBCGot a question for the hosts? Email makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Emergency declarations are causing problems, but some in Congress want FMCSA to clean up the situation. Also, insurance questions can pop up when you lease on to a motor carrier. Then, truckers and enforcement have had an ongoing disagreement about the use of personal conveyance. And now enforcement wants changes. And Congress has stepped in to put a stop to some of CARB's emission regulations. 0:00 – Lawmakers to FMCSA: Fix emergency declarations 10:12 – Insurance considerations when you lease on 24:48 – What is the right way to handle personal conveyance? 39:16 – Congressional action halts CARB rule – for now, at least

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you trying to scale your real estate investments while navigating the complexities of day trading profits, corporate structures, and tax strategy?If you're building wealth through real estate and trading but feeling unsure about how to structure your finances for growth, this episode cuts through the noise. From managing income inside a Canadian corporation to optimizing your tax position and knowing when to use personal vs. business funds—this is a deep dive into smart, scalable investing.Here's what you'll walk away with:A clear understanding of how to structure active trading income for maximum reinvestment and minimum tax drag.Strategic guidance on when to keep properties in your personal name versus transferring to a Canadian corporation.Insights on using holding companies, shareholder loans, and even RRSPs to fund future real estate acquisitions—all while staying liquid and protected.Press play now to learn how to build a high-performance wealth strategy that supports both day trading and long-term real estate growth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the world of day trading and real estate is only the beginning for entrepreneurs looking to master wealth generation in Canada. True financial growth demands deep financial literacy and smart investment strategies that go beyond basic mutual funds and ETFs. From optimizing RRSP room and leveraging capital gains to understanding the nuances of salary vs dividends in Canada, it's essential to align your corporate structure with your long-term goals. Whether you're exploring alternative investments, managing property investments, or using the Smith Maneuver to maximize your mortgage, having a sound pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you risking your financial future by blindly following the use “Other People's Money (OPM)” playbook in real estate investing?If you've ever been tempted by social media gurus promising Canadian real estate investment riches without using your own cash, this episode is your wake-up call. Before you borrow a dime, you need to understand what Canadian mortgage lenders and private lenders really look for, when “Other People's Money (OPM)” crosses legal lines, and how over-leveraging could quietly destroy your financial wealth health—and relationships.In this episode, you'll learn:The legal and financial traps behind gift letters, Canadian mortgages, private lending, and misused HELOCs.Smarter, safer ways to structure real estate joint ventures and family real estate lending deals—without causing drama (or fraud).How to assess your true readiness for using leverage to invest, and why a conservative strategy can actually accelerate your Canadian wealth.Press play now to uncover the real risks and rewards of using Other People's Money (OPM) — and avoid the mistakes that cost Canadian real estate investors more than just money.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian real estate investing with Other People's Money (OPM) isn't a cheat code—it's a high-risk strategy that demands careful planning and legal awareness. For Canadian investors and entrepreneurs, understanding how to legally structure joint ventures, private lending, and HELOC strategies is essential to avoid financial disaster. This episode explores OPM pitfalls like fake gift letters, overleveraging, and misused Canadian mortgage lending rules. Discover how smart Canadian investors assess risk, Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

00:00 Acabou a isenção da renda fixa00:56 Quem é Rob Correa01:08 O que você vai aprender hoje01:23 Renda fixa é vaca leiteira 01:55 O que mudou na prática02:09 Investimentos que serão taxados (LCI, LCA, CRI, CRA, debêntures)02:27 Como será a nova tributação02:46 Quem será afetado pelo novo imposto03:18 O que está acontecendo no Brasil04:54 Quanto o governo vai arrecadar com isso05:56 O ciclo vicioso da tributação no Brasil07:20 O que fazer agora08:07 Conclusão e como a RC Wealth pode te ajudar

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat does a nearly perfect Canadian financial freedom health score look like — and where do even the best wealth planners stumble?If you're working hard, investing smart, and wondering if you're truly on track for financial independence, this episode is your blueprint. You'll follow Frederick, a disciplined 49-year-old professional in Toronto, as he navigates all four key phases of a healthy Canadian wealth plan — and discover where his strong financial strategies still need refinement. Whether you're eyeing early retirement, optimizing investments, or building a legacy that lasts, you'll hear what works and what needs tweaking.In this episode, you'll learn:How a modest lifestyle and strategic renting can supercharge your Canadian wealth-building efforts.Why clarity around your financial vision — including your “financial freedom number” — is non-negotiable for early retirement.Where most high earners miss the mark on legacy planning and how one tool can simultaneously solve three major financial gaps.Hit play to see how your Canadian wealth plan stacks up — and what it takes to turn near-perfect into complete confidence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat would you do if you had $60,000 available on your Home Equity Line of Credit (HELOC), a stable job, and a dream of real estate investing—but fear, family dynamics, and financial uncertainty kept holding you back?You're not alone if you're sitting on opportunity yet paralyzed by “what ifs.” Maybe you're eager to dive into Canadian real estate investing, but the numbers feel tight, you're unsure who to partner with, or you're worried one wrong move could strain your Canadian finances—or your relationships. This episode unpacks those exact tensions, helping you turn potential into an actual Canadian wealth building plan.Listen in to discover:Why stretching yourself too thin—even with a “perfect” rental property—can sabotage long-term success.How to create a Canadian real estate investing entry plan that includes margin, emergency cushions, and smart capital structuring.Real-world alternatives to solo investing—including joint venture (JV) partnerships and family agreements—that reduce risk while building momentum.Hit play now to hear how Randy's Canadian real estate investment story could mirror your own—and the concrete next steps to get off the sidelines and into action.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you a Canadian business owner or incorporated professional looking to unlock the full potential of your personal and corporate wealth? In this episode, we explore how to strategically use home equity, optimize financial buckets, and decide between RRSP contributions or real estate investing through tools like the Smith Maneuver. Discover how to balance cash flow, minimize tax, and build a resilient wealth plan—without compromising your lifestyle or family dReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, Dean and Len discuss the critical role of compliance management systems (CMS) within financial institutions, especially during periods of regulatory change and uncertainty. They emphasize that strong CMS is more than just box-checking—it is the foundation for harmonizing policies, monitoring risks, and ensuring ethical operations across departments. The conversation highlights challenges such as evolving regulations, complex financial products, digital assets, and talent shortages, as well as the recent regulatory shifts like the rollback of the 2023 CRA rule and changing CFPB priorities. The hosts stress that proactive, values-driven compliance management helps institutions stay resilient, maintain stability, and navigate future regulatory swings, especially as concerns grow around data privacy, cybersecurity, and the integration of AI and automation. Brought to you by GeoDataVision and M&M Consulting      

In this episode, host Lisa Holder, Communications and Marketing Manager, City of Sanford, talks with Brady Lessard, Sanford's Economic Development Director, and Pamela Lynch, Executive Director of the Sanford CRA, about the city's growth and revitalization efforts.Hear how strategic projects—like the transformation of the Seminole Town Center/Mall area—are driving investment, supporting local businesses, and shaping Sanford's future. From downtown improvements to major redevelopment plans, this episode highlights the impactful work happening behind the scenes to build a stronger Sanford.

Carney's first week turns chaotic—Liberal MPs reportedly fully MELTDOWN in their initial meetings with Mark Carney as per CPAC News Show reports. Federal judge shuts down a major CRA overreach.Send a one-time contribution to the show - https://www.paypal.com/donate/?hosted_button_id=XARF5X38AMZULListen to our Podcast on the go: https://podcasters.spotify.com/pod/show/elev8podcastTikTok: https://www.tiktok.com/@elev8podcast X: https://twitter.com/TheElev8Podcast

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if fixing your aging parent's high-fee investment portfolio triggered a $200,000 tax bill here in Canada?Many Canadians discover too late that cleaning up a poorly managed investment portfolio—especially one built over decades—can have huge unintended tax consequences. If you're trying to help aging parents with their wealth, or maybe nurse your portfolio back to life, you may be torn between doing what's “right” financially and avoiding costly tax mistakes. This episode unpacks a Canadian listener's real-life situation and the tough lessons it reveals for anyone navigating inherited or family wealth.You'll learn:Why “ripping the band-aid off” isn't always the smartest tax move—and what to consider before doing it.How phased selling and understanding tax brackets here in Canada can dramatically reduce capital gains liabilities.The key questions to ask before switching to low-fee ETFs or other “better” investments to ensure it's actually worth itPress play to learn how to protect more of your family's wealth by making smarter, more tax-efficient investment moves.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating parental investments and planning for your own future requires a deep understanding of smart investment strategies and tax efficiency. Whether you're shifting from high-fee mutual funds to low-cost ETFs, or managing the impact of capital gains, effective financial planning is key to optimizing both short-term returns and long-term security. In the context of wealth management for families and business owners, tools like phased selling, personal financial buckets, and the investment bucket strategy can enhance investmReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The introduction of the Cyber Resilience Act (CRA) marks a major shift for the software industry: for the first time, manufacturers are being held accountable for the cybersecurity of their products. Olle E. Johansson, a long-time open source developer and contributor to the Asterisk PBX project, explains how this new regulation reshapes the role of software creators and introduces the need for transparency across the entire supply chain.In this episode, Johansson breaks down the complexity of today's software supply ecosystems—where manufacturers rely heavily on open source components, and end users struggle to identify vulnerabilities buried deep in third-party dependencies. With the CRA in place, the burden now falls on manufacturers to not only track but also report on the components in their products. That includes actively communicating which vulnerabilities affect users—and which do not.To make this manageable, Johansson introduces the Transparency Exchange API (TEA), a project rooted in the OWASP CycloneDX standard. What started as a simple Software Bill of Materials (SBOM) delivery mechanism has evolved into a broader platform for sharing vulnerability information, attestations, documentation, and even cryptographic data necessary for the post-quantum transition. Standardizing this API through Ecma International is a major step toward a scalable, automated supply chain security infrastructure.The episode also highlights the importance of automation and shared data formats in enabling companies to react quickly to threats like Log4j. Johansson notes that, historically, security teams spent countless hours manually assessing whether they were affected by a specific vulnerability. The Transparency Exchange API aims to change that by automating the entire feedback loop from developer to manufacturer to end user.Although still in beta, the project is gaining traction with organizations like the Apache Foundation integrating it into their release processes. Johansson emphasizes that community feedback is essential and invites listeners to engage through GitHub to help shape the project's future.For Johansson, OWASP stands for global knowledge and collaboration in application security. As Europe's regulatory influence grows, initiatives like this are essential to build a stronger, more accountable software ecosystem.GUEST: Olle E Johansson | Co-Founder, SBOM Europe | https://www.linkedin.com/in/ollejohansson/HOST:Sean Martin, Co-Founder at ITSPmagazine and Host of Redefining CyberSecurity Podcast | https://www.seanmartin.comSPONSORSManicode Security: https://itspm.ag/manicode-security-7q8iRESOURCESCycloneDX/transparency-exchange-api on GitHub: https://github.com/CycloneDX/transparency-exchange-apiVIDEO: The Cyber Resilience Act: How the EU is Reshaping Digital Product Security | With Sarah Fluchs: https://youtu.be/c30eG5kzqnYLearn more and catch more stories from OWASP AppSec Global 2025 Barcelona coverage: https://www.itspmagazine.com/owasp-global-appsec-barcelona-2025-application-security-event-coverage-in-catalunya-spainCatch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to tell your Brand Story Briefing as part of our event coverage? Learn More

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your investment and business decisions secretly driven by fear of losing money more than the potential to gain?Whether you're chasing high returns through crypto, real estate, or equities—or sitting on too much cash out of caution—this episode unpacks the hidden force influencing every financial decision: loss aversion. Most Canadian investors don't realize how this bias shapes their risk tolerance, stalls their portfolio growth, or leads to missed wealth-building opportunities.In this episode, you'll discover:Why most people demand double the potential gain just to risk a loss—and how that mindset may be sabotaging your growthHow to determine your true risk tolerance along the “growth vs. safety” spectrumA 4-phase framework for building your wealth plan—starting with a safety layer that protects your future while enabling smarter, bolder investmentsReady to stop letting fear of loss hold you back from Canadian financial freedom? Hit play now and learn how to invest with clarity, confidence, and control.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Understanding how behavioral economics—particularly loss aversion—shapes your risk tolerance is crucial to designing a smart portfolio strategy that aligns with your goals. Whether you're focused on investment growth, financial diversification in Canada, or building personal wealth, integrating a safety layer into your wealth management plan helps balance emotional and strategic decisions. For Canadian business owners, navigating corporate vs personal investments, salary planning, and investing retained earnings can unlock powerful tax deductible investments and business owner tax savings. Leveraging tools like RRSP matching pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could lay the perfect financial foundation for your future?Whether you're just starting your Canadian business journey or already juggling multiple ventures, knowing how and when to scale, structure, and protect your finances can feel overwhelming. Jess and her husband, both in their early 20s, are already building businesses, planning for financial freedom by 45, and making decisions most entrepreneurs delay for years. But even ambitious starters hit walls—especially when it comes to being taken seriously and making smart tax moves early on.In this episode, you'll learn:How to decide if (and when) incorporating your business actually makes senseWhy understanding retained earnings and tax brackets early can be your financial superpowerThe essential blueprint for setting up your operating and holding companies to fuel long-term wealth, not just short-term winsPress play now to learn how to structure your business today so you're not paying for missed opportunities tomorrow.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating entrepreneurship today requires more than just hustle—it demands smart financial systems for entrepreneurs who want lasting success. Whether you're a young entrepreneur just starting out or scaling businesses across industries, understanding Canadian tax strategies and business structure is essential for wealth building. From incorporation and corporate structure optimization to real estate investing and capital gains planning, small business financial planning plays a critical role in achieving financial freedom. Strategic moves like optimizing RRSP room, implementing the Smith Maneuver in Canada, and mastering salary vs dividends decisioReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Congress passed a major piece of legislation on the evening of Wednesday, May 21—the One Big, Beautiful Bill Act (HR1) was voted out of the US House of Representatives and on to the US Senate. Eric Teetsel, President of Center for Renewing America, joins CCV President Aaron Baer on this week's episode of The Narrative to unpack what the passage of this bill means for families, faith, and freedom. Aaron and Eric give a front-row seat to one of the most important legislative wins we’ve seen in years and celebrate a step forward for America. More about Eric Teetsel Eric Teetsel is the President at Center for Renewing America (CRA) and is the host of CRA's podcast, The Bully Pulpit—a weekly show that provides clear and candid commentary on politics and culture from a biblical standpoint. He has a track record of experience in government at the federal, state, and local levels. He was Chief of Staff to US Senator Josh Hawley of Missouri, where he also held the roles of Legislative Director and Special Assistant. Eric previously served as President of the Family Policy Alliance of Kansas, Director of Faith Outreach for the Marco Rubio presidential campaign, and Executive Director of the Manhattan Declaration for life, marriage, and religious freedom, among other positions. Eric graduated from Wheaton College and holds a master's in education from Azusa Pacific University. Originally from Kansas, he and his wife live in Virginia with their four children.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you leveraging your assets the smart way here in Canada—or making it harder than it needs to be?Many Canadian business owners and investors have both corporate and personal assets—but few truly understand how to use leverage strategically across those borders. Whether you're planning for retirement, managing cash flow, or thinking about your legacy, the way you borrow and use leverage matters. In this episode, Kyle Pearce and Jon Orr break down real-life scenarios—including a case study with seasoned real estate investors—to reveal where people often go wrong with leveraging their assets, and how to shift from over-complication to clarity and control.Here's what you'll learn in this episode:The difference between easy leverage and hard leverage—and why simpler is often smarter.How to structure your assets so you can borrow without triggering unnecessary taxes.Why a properly positioned permanent insurance policy can unlock flexibility, boost legacy planning, and provide peace of mind when leveraging your assets.Hit play now to learn how to use leverage with intention and build a wealth plan that supports both your lifestyle and your legacy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.As a Canadian entrepreneur, mastering your corporate structure optimization isn't just smart—it's essential for building long-term wealth in Canada. Whether you're juggling salary vs dividends, navigating personal vs corporate tax planning, or trying to squeeze the most from your RRSP tax savings, the key is a cohesive strategy. By leveraging corporate assets and integrating tools like insurance policies, the Smith Maneuver, and a smart investment bucket strategy, you can optimize cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In Podcast 95, Len and Dean delve into the critical flaws of the 2023 Community Reinvestment Act (CRA) rule, emphasizing its detrimental impact on banks and communities. Len highlights the rule's exclusion of crucial loan types like multifamily mortgages and open-end mortgages, arguing they are vital for community development. He criticizes the rule's overly complex performance rating system, which he claims is incomprehensible and undermines its intended purpose. Len urges bankers to actively support the rule's repeal, emphasizing the need for public education and constructive feedback to reshape regulatory policies effectively. Dean underscores the importance of understanding these flaws and advocating for regulatory changes that enhance rather than hinder the CRA's goals. Brought to you by GeoDataVision and M&M Consulting

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your financial planning wins leaving you feeling... underwhelmed?Even with growing savings or a booming Canadian business, it's easy to feel like you're financial planning is falling short. That's because most people chase numbers without defining what “enough” looks like in their financial plan. If you've ever hit a business or financial goal but still felt stuck, unfulfilled, or unsure what comes next — you're not alone.In this episode, you'll discover:Why “happiness is the gap between expectations and reality” — and how that shapes your financial planning goalsHow to reverse-engineer Canadian financial freedom a financial plan that focuses on using inputs, not just outcomesThe step-by-step framework to define what success actually looks like for your financial plan — so you stop chasing and start livingReady to stop running on the financial planning treadmill and design your version of enough? Hit play now and learn how to shrink the gap between your expectations and your reality.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode, we unpack why wealth alone doesn't lead to happiness — and how the gap between expectations and reality often holds back even the most financially successful entrepreneurs and business owners. Through practical financial planning and goal setting, we explore how defining your vision of financial freedom is essential for optimizing investment strategies, protecting corporate and personal assets, and aligning your personal finance journey with real fulfillment. From passive income and asset accumulation to managing tax implications, capital gains, and compound interest, this conversation dives into actionable strategies for wealth cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, Glen interviews Taha Khan, a Canadian CPA with a U.S. license, who specializes in helping Canadians navigate the complex world of cross-border taxation. The conversation is centered around real estate investors, snowbirds, and business owners who spend time or have assets in the United States. Key Topics Covered: Substantial Presence Test (SPT): Taha breaks down how Canadians can accidentally become U.S. tax residents by spending too much time in the U.S. He explains the formula behind the SPT and how the 183-day rule works. Solutions like the Closer Connection Exception and Form 8840 are discussed to help avoid being taxed as a U.S. resident. Green Cards & Tax Residency: Taha explains how having a U.S. green card automatically triggers U.S. tax residency, regardless of physical presence. FIRPTA & Selling U.S. Real Estate: For Canadian investors selling U.S. property, FIRPTA (Foreign Investment in Real Property Tax Act) can withhold 15% of the gross sale price. Taha explains how to reduce this withholding with Form 8288-B and how to structure deals smartly to avoid surprises. LLCs vs LPs: Taha gives advice on why LLCs are usually not ideal for Canadian investors due to unfavorable tax treatment by CRA. He suggests alternatives like Limited Partnerships (LPs) for better tax efficiency. Canadian Snowbirds: For retirees or snowbirds spending winters in the U.S., Taha emphasizes the importance of tracking days, filing Form 8840 annually, and consulting a tax professional to avoid dual taxation. Tips & Takeaways: Always work with a cross-border tax specialist. Don't assume Canadian and U.S. tax rules are aligned. File the right forms on time—even if you don't owe tax—to avoid penalties. Proper planning beats reacting when it comes to cross-border issues.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you building your financial or investment portfolio just to watch it bleed during a downturn?If recent market drawdowns and dips have you wondering whether your DIY strategy is holding up, you're not alone. Many investors are facing steep market drawdowns—some as high as 36%—and struggling to recover. This episode tackles a sobering truth: when your portfolio drops, the climb back up is steeper than you think. Jon Orr and Kyle Pearce break down why a “protect first, grow second” mindset could be the most important shift in your investing journey. Here's what you'll walk away with:A clearer understanding of how market drawdowns impact long-term growth—and why avoiding them matters more than you think.The core elements of a rules-based system to manage risk like the pros, even if you're investing on your own.A side-by-side look at popular assets like the S&P 500 and Bitcoin, showing how trend tracking and volatility signals can guide smarter entry and exit decisions.Press play now to learn how top investors manage risk and why that could be the missing piece in your wealth-building strategy.Hit play now to get clear on how to optimize your financial strategy and make smarter moves for your personal and corporate wealth growth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Understanding drawdowns is critical for anyone serious about wealth building and financial independence. In today's volatile stock market, a strong rules-based system can help investors—especially business owners and DIY planners—prioritize risk management over blind growth. This episode explores how smart diversification, trend tracReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a Canadian business owner wondering whether to keep investing through your corporation, maximize your RRSP, or leverage the Smith Maneuver — and how each choice could impact your long-term wealth?Optimizing how you move money between your corporation and personal hands isn't just about saving tax today — it's about setting up the right structures to grow your wealth tomorrow. If you've been wrestling with whether to scrap corporate RRSP contributions, pay yourself a bigger salary, or dive deeper into leveraging debt for investments, this episode cuts through the confusion. You'll discover why the “obvious” move isn't always the optimal one and how small shifts in strategy can create massive future flexibility.In this episode, you'll learn:Why taking extra salary to fund a Smith Maneuver could cost more in taxes than it saves.How blending corporate retained earnings with personal investments creates powerful, diversified wealth "buckets."The hidden advantage of keeping flexibility with RRSP room for unexpected future tax planning opportunities.Hit play now to get clear on how to optimize your financial strategy and make smarter moves for your personal and corporate wealth growth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you taking full advantage of your corporate and personal wealth-building strategies? In this episode, we dive deep into whether business owners should prioritize funding their RRSP or using the Smith Maneuver to maximize tax efficiency, grow retained earnings, and create long-term financial flexibility. Learn how to optimize your financial structure, protect corporate assets, and leverage smart salary planning to minimize taxes and build wealth faster. Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly putting your investments or your Canadian portfolio at risk by focusing too narrowly on familiar markets?Many investors, especially in Canada, believe they're achieving portfolio diversification simply by owning a range of stocks or index funds. But today's episode reveals a critical blind spot: geographic concentration. Whether you're a real estate investor, a business owner, or growing your wealth portfolio, ignoring global diversification could expose you to unnecessary risk — especially in unpredictable markets like today's.Listen in to discover:Why investing heavily in Canadian or even U.S. markets might leave you dangerously exposed.How large pension funds like CPP approach portfolio diversification — and what you can learn from them.Practical, simple strategies to achieve true global diversification without overwhelming yourself with research.Press play now to uncover hidden risks in your portfolio and learn smarter ways to protect and grow your wealth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.This episode explores essential topics like diversification, investment strategies, and geographic diversification, while emphasizing risk management and how to avoid home country bias. We dive into tools like ETFs, insights from pension funds, and the risks of overexposure to Canadian equities, compared to broader opportunities in global markets. You'll also learn strategies for financial planning, wealth creation, asset accumulation, and financial growth, along with principles of wealth management, financial independence, and asset protection. Whether you're focused on true wealth, corporate finance, or net worth growth, we cover tactics foReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Join Jim and Greg for Tuesday's 3 Martini Lunch as they dig into the New York Times' latest attempt to undermine President Trump and congressional Republicans, Trump's push to reopen Alcatraz as a federal prison, and Michelle Obama's newest, tiresome complaints about life in the White House.First, they tear into the New York Times for framing the Congressional Review Act (CRA) as an “obscure” tool possibly being misused by Republicans to undo Biden-era regulations. The article warns readers that opponents can't filibuster CRA rollbacks—something the left suddenly finds troubling now that Republicans control Congress. Jim dismantles the Times' arguments, defends Trump's use of the CRA, and calls out the media's hypocritical coverage of these tactics.Next, they react to President Trump's call to reopen Alcatraz as a prison for the nation's most dangerous criminals. He also hints at sending criminal illegals there, blaming judges "that are afraid to do their job and allow us to remove criminals." Jim and Greg aren't sure that specifically rebuilding Alcatraz is the answer, but they do like the like of sending our worst criminals to places that will be remote and will become synonymous with a thoroughly miserable experience for the inmates. And some of their ideas for how to do this are out of this world.Finally, they roll their eyes at Michelle Obama's latest White House grievances—this time about paying for their own private meals and also travel for their children when the president wasn't with them. Jim and Greg are tired of how the Obamas continue to portray themselves as victims while enjoying elite status—but are enjoy seeing how their political influence continues to fade within the Democratic Party.Please visit our great sponsors:This podcast is sponsored by BetterHelp. We're all better with help. Visit https://BetterHelp.com/3ML to get 10% off your first month.This spring, get up to 50% off select plants at Fast Growing Trees with code MARTINI, plus an extra 15% off at checkout on your first purchase!  Visit https://fastgrowingtrees.com/MartiniFuture-proof business operations with NetSuite by Oracle. Visit https://NetSuite.com/MARTINI to download the CFO's Guide to AI and Machine Learning.

We've been diving into the evolving landscape of React app development and why tools like Create TS Router App (CTA) are stepping up to fill the gap left by the deprecation of Create React App (CRA). What we've learned is that SSR (server-side rendering) isn't one-size-fits-all—e-commerce sites need it for SEO and performance, but internal tools and dashboards often don't. That's where CTA shines. It gives us a fast, modern, Vite-powered setup with TanStack Router built in, so we can start small and scale up without committing to heavy frameworks like Next.js from day one.What we love about CTA is how it keeps things familiar (same structure as CRA) while giving us type safety, file-based routing, and the flexibility to add only the features we need—like Clerk, Sentry, or even SolidJS support. Whether we're building a simple prototype or a full-featured app, CTA makes the experience smoother, more intuitive, and future-friendly.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHow soon can you actually use your high early cash value participating whole life insurance policy to invest? Days, months or YEARS?If you're an ambitious real estate investor or incorporated business owner in Canada, you've likely heard about permanent insurance as a wealth-building tool. But the big question is: can you access your capital fast enough to make it worth it—especially when new opportunities are knocking? This episode unpacks that exact scenario and clears up one of the biggest misconceptions that might be keeping you on the sidelines.Listen in to discover:Exactly how soon you can leverage high early cash value permanent insurance for investingHow backdating your policy could double your cash value access right out of the gateThe smart way to balance short-term opportunity with long-term wealth growth—even if you're just startingHit play now to find out how to unlock capital quickly from your insurance policy—so you can stop missing opportunities and start multiplying your wealth.If you're a business owner ready to move from asset accumulation to tax-optimized wealth building, hit play now—this episode lays out the roadmap.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this client case study, we explore how a Canadian business owner leveraged a high early cash value permanent insurance policy as part of their broader wealth building and financial planning strategy. By using corporate assets to fund a participating whole life insurance policy, the client was able to access a portion of the cash value within weeks, allowing them to reinvest in a real estate opportunity—demonstrating the powerful intersection of inReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Are your passive income investments growing your wealth—or growing your tax bill?It's easy to think that getting started is the hardest part of building wealth. But what happens after you've begun? For many investors—especially Canadian business owners balancing personal and corporate assets—the next steps are the most financially impactful. How do you structure passive income investments to reduce tax drag? Where should your dollars be working to protect and grow your wealth most efficiently? This episode dives into the advanced strategy zone, where structure matters just as much as substance.You'll learn:Why simply earning more passive income isn't enough—how to keep more of what you make by optimizing where you earn it.The real risks (and hidden opportunities) of generating passive income inside a corporation—and how to avoid the “grind-down” tax trap.How a single strategic swap between corporate and personal investing can unlock major long-term tax savings without increasing your risk.If you're a business owner ready to move from asset accumulation to tax-optimized wealth building, hit play now—this episode lays out the roadmap.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you investing in the right place—or just investing? Business owners and wealth builders often focus on picking the best asset classes or chasing higher returns, but the structure of your investments can make or break your long-term strategy. In this episode, we unpack how aligning your corporate assets, personal finance, and investment strategies can dramatically reduce tax implications, protect passive income, and accelerate wealth creation. You'lReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Is the Smith Maneuver really the smartest move for the extra money you have sitting around? What about for a corporation's retained earnings?If you're an incorporated business owner in Canada, you've likely heard the hype around using the Smith Maneuver to make your mortgage tax-deductible and accelerate your investments. But what if tapping into your corporation to do it is actually costing you more in income taxes than it's earning in returns? This episode tackles a real-life scenario that flips the traditional advice on its head—and shows how business owners can unlock greater wealth without bleeding money to the CRA.Here's what you'll discover in this episode:Why using corporate funds for the Smith Maneuver can backfire—and what the hidden tax drag really looks like A smarter, tax-efficient alternative that turns your corporation into a wealth engine using high early cash value participating whole life insuranceHow to structure investments inside your business to grow your net worth and your estate—by hundreds of thousands over timeIf you want to protect your wealth and grow it smarter, press play now to rethink how your corporation fits into your long-term financial freedom strategy.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode of the Canadian Wealth Secrets podcast, Kyle Pearce explores why the traditional Smith Maneuver may not be the most effective strategy for certain Canadian business owners with significant retained earnings. By analyzing a real-world scenario, Kyle breaks down the tax implications of pulling funds from a corporation to implement the Smith Maneuver versus using a more strategic corporate wealthReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.