Podcasts about rrsps

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you actually building a business you can sell — or just a high-paying job you'll eventually walk away from?Many Canadian entrepreneurs dream of cashing out with millions thanks to the lifetime capital gains exemption. But the harsh reality? Most Canadian small business owners never sell — and if they do, the price tag is often far lower than expected. This episode unpacks a real-world case of a tech consultant earning 7 figures in revenue, yet struggling to make the business saleable.By listening, you'll discover:Why top-line revenue means little if your business relies solely on youThe truth about qualifying for Canada's lifetime capital gains exemption (and how few actually do)A smarter corporate structure that protects your wealth and gives you real retirement optionsIf you're building a business with the dream of one day selling it — press play now to find out if that dream is really within reach.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs seeking financial freedom and early retirement, building a business isn't just about revenue — it's about structuring for long-term wealth. Whether you're navigating a potential business sale, planning around the capital gains exemption, or optimizing your corporate structure, effective financial planning is essential. From salary vs dividends strategies to RRSP optimization, real estate investing in Canada, and leveraging corporate wealth planning, the right system can support a modest lifestyle wealth approach or ambitious financial independence goals. Through expert business valuation, capital gains strategies, and tax-efficient investing, small business owners can align their Canadian wealth plan witReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could turn a $60K starter home into a launchpad for long-term financial freedom—by age 25?Too many young families feel stuck between rising housing costs and stagnant incomes. But what if smart planning, not a six-figure salary, was the real key to building wealth? This episode breaks down how one listener from Nova Scotia used house hacking, vision-driven sacrifice, and strategic leverage to take bold steps toward financial independence—without chasing the typical “dream home.”You'll discover:How a modest, mortgage-free property became a springboard to purchasing a cash-flowing triplex.The mindset shifts and trade-offs that accelerated their wealth plan—despite a single income and two young kids.What numbers to analyze (and red flags to check) before jumping into your first or next real estate deal.Ready to learn how long-term vision can beat short-term lifestyle upgrades? Hit play and see how this 25-year-old is rewriting the early wealth-building rulebook.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Young investors in Canada are redefining what it means to build wealth by leveraging real estate, strategic financial planning, and long-term vision. Through smart investment strategies—like using mortgage-free equity to generate cash flow from rental properties—they're accelerating toward financial independence and early retirement. A modest lifestyle paired with tax-efficient investing, proper insurance coverage, and tools like RRSP optimization and corporate structure planning can unlock powerful wealth-building potential. By aligning personal and corporate tax strategies, using detailed property analysis, and diversifying across investment buckets, these CanadiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

International Mortgage Solutions For Canadians - Jeremy Friedberg   Jeremy Friedberg, who runs an alternative financing company for Canadians called Seaport Credit Canada, flew all the way from Cancun Mexico to join me for an unscripted chat about alternative financing! Seaport helps Canadians by providing alternative financing solutions to Canadians purchasing real estate outside Canada. They also help Canadians access flexible funding for property investments around the world. Jeremy breaks down the basics of alternative international real estate financing, and how Seaport is helping Canadians to invest abroad, with financing backed by their RRSPs, and MORE, so TUNE IN!   Plus Gary's Tip Of The Week! Contact:  jfriedberg@seaportcredit.com  SeaportCredit.com  Exciting News! Real Talk With Gary - Real Estate Investing has been recognized as one of the Top 45 Canada Real Estate Podcasts by MillionPodcasts! This list highlights the most comprehensive and respected real estate podcasts across the country, and I'm honoured to be featured alongside some of the best in the industry. Check out the full list here:

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you struggling to help your aging parents make smart financial decisions—without damaging trust or creating tension?Many mid-life wealth builders face a unique challenge: balancing their own financial growth while stepping in to guide a parent's conservative but tax-heavy investment portfolio. This episode unpacks one listener's real-world situation, offering ways to approach these delicate conversations and uncover better legacy planning solutions—without stepping on emotional landmines.Here's what you'll walk away with:A practical framework to open estate planning discussions without triggering resistanceTwo creative, real-life strategies—intergenerational lending and participating whole life insurance—that can benefit both generationsCoaching-style questions that build trust, surface financial fears, and clarify legacy goalsPress play to learn how to guide your loved ones—and your family's financial future—with confidence and care.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the path to financial independence in Canada requires more than just smart saving—it demands a holistic approach to estate planning, wealth optimization, and financial literacy. Whether you're managing parental finances, seeking financial coaching, or building intergenerational wealth, it's essential to align your goals with proven investment strategies and retirement planning tools. This includes everything from RRSP optimization, salary vs dividends decisions, and capital gains strategies, to more advanced moves like corporate wealth planning, tax-efficient investing, and corporate structure optimization. By setting a clear financial vision, using structured investment bucket stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

How Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert Aravind Sithamparapillai to talk about how business owners should structure their compensation. They break down the pros and cons of salary versus dividends, how CPP (Canada Pension Plan) fits into retirement planning, and what business owners need to know about tax integration. You'll also hear about: When paying into CPP can actually help you in retirement How RRSPs compare to CPP as retirement tools How to avoid OAS clawbacks What to consider when clearing out notional accounts Whether you're a small business owner or incorporated professional, this episode helps you make informed decisions about your compensation and long-term financial goals. Here's what you're in for: 00:00 – Intro 00:07 – Common business owner compensation strategies 01:09 – How tax integration works 03:28 – When to choose dividends vs. salary 07:01 – Is CPP a cost or a future benefit? 09:25 – Understanding employee vs. employer CPP contributions 20:42 – RRSPs vs. CPP for retirement planning 27:29 – How taxes and government benefits affect your strategy 30:24 – Wrap-up and where to learn more —------------------------------------------------------------- ABOUT ARAVIND SITHAMPARAPILLAI  Aravind Sithamparapillai is a motivated and collaborative professional who brings a competitive edge, a team-first mindset, and a strong belief in the value of authentic relationships. He's driven not just to succeed, but to support those around him and create a positive, lasting impact. Known for his dedication and integrity, Aravind approaches every challenge with energy, empathy, and a commitment to excellence. You can reach out to Aravind through: LinkedIn: https://www.linkedin.com/in/sithamparapillai https://calendly.com/aravind-sithamparapillai-ironwoodcanada/30min —------------------------------------------------------------- ABOUT JOE  CURRY Joe Curry is the host of Business and Exit Planning Simplified and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/                https://www.facebook.com/RetirementPlanningSimplified/                https://matthewsandassociates.ca/    ABOUT BUSINESS AND EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose.  —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you pull your corporate cash into your RRSP—or let it grow inside your company?If you've sold your business or have a chunk of money trapped in a corporation, you're probably wondering: what's the smartest way to grow and eventually access that wealth? Should you protect it from taxes now, or maximize flexibility for future business moves and personal spending? This episode unpacks the tough choices entrepreneurs face when shifting from business owner to solopreneur.Understand when investing inside your corporation beats funneling funds into an RRSP—and when it doesn't.Learn how to avoid locking up your wealth in ways that limit your future plans, whether it's buying real estate, funding retirement, or starting a new venture.Get a clear, practical framework for deciding how to split your money between corporate investments and personal retirement savings.Press play now to stop guessing and start building a tax-smart wealth plan that fits your next chapter.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it demands a clear financial vision and smart strategies across your financial buckets. Whether you're a Canadian entrepreneur navigating salary vs. dividends decisions, or a business owner seeking corporate wealth planning insights, balancing personal vs. corporate tax planning is key. With a focus on RRSP optimization, tax-efficient investing, and capital gains strategies, your financial plan should align with your goals for financial freedom in Canada and early retirement. From managing corporate wealth and optimizing RRSP room to creating diversification through real estate investing Canada and passive income Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you holding back from your next investment move or sticking to your retirement goals because you're concerned of being wrong?Too many entrepreneurs and investors get stuck chasing “the right decision” instead of designing a system that lets them handle mistakes. In this episode, Jon Orr breaks down why avoiding failure limits your success—and how to rethink risk so you can move forward with confidence, even when things don't go as planned.Here's what you'll take away from this episode:A mindset shift that helps you embrace uncertainty instead of fearing it.Practical strategies to build a financial system that protects you when risks don't pay off.How to spot and overcome the hidden biases—like loss aversion and sunk cost fallacy—that are sabotaging your decisions.Stop waiting for certainty—press play now and learn how to build a system that succeeds even when you're wrong.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada takes more than just smart saving—it requires the right mindset and a system built to adapt when things don't go as planned. Too often, Canadian entrepreneurs and investors fall into traps like loss aversion, sunk cost fallacy, and overconfidence bias, holding them back from seizing real opportunities for business growth and wealth building. In this episode, we break down how effective financial planning, risk management, and decision making—paired with strategies like RRSP optimization, corporate wealth planning, and tax-efficient investing—can help you design a Canadian wealth plan that supports your financial independence and early retirement strategy. Whether you're navigating salary vs dividends in Canada, creating pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

A Winnipeg Free Press columnist was invited to meet with residents and stakeholders to hear their concerns about locating the NDP's proposed Safe Consumption Site in their area. Episode 34 reviews in three acts the invitation to Dan Lett, the aspersions he made about those questioning the proposal, and the scathing response to his smears from a woman who lives in the East Exchange.Act 1- On Friday morning, after "an email exchange between you and a resident of the exchange was shared with me yesterday," a Point Douglas mother of five contacted Dan Lett. "If you're truly confident that the site will bring safety and stability to Point Douglas, then we would like to extend a sincere invitation: join us for a walk through our community. Let us show you our homes, our streets, our schools, our challenges, and our strengths."She told Lett, "What's striking is that, in all these confident assertions, you've never once explained how this safety is achieved nor have you offered any data to support such claims... We'd be happy to sit down afterward for a beer or a gin and tonic and have a real, face-to-face conversation. Because this isn't just policy. It's our lived experience."You'll also hear about the "math crisis" facing the communities east of Main Street, where "most individuals (targeted by) the SCS are not dipping into RRSPs or investment portfolios" but instead turn to theft and crime from area yards and businesses to find the thousands of dollars needed every day to pay their drug dealers.15.45 Act 2 - Dan Lett turned down the offer, instead stereotyping the concerned residents as lacking empathy for addicts and smearing them as "being part of the ongoing problem." "It is with great sadness and some bemusement that I respond to another active member of your neighborhood ..."Lett's sanctimonious response was a stunning example of how legacy media in Winnipeg don't just repeat the narrative supporting a drug use site - they promote it."I've owned businesses right in your neighborhood. I honestly don't need to educated about the problems that exist."This Ivory Tower attitude from supporters of an SCS across from Argyle High School like Dan Lett resemble the ultimate NIMBYs. It's easy to volunteer other families and property owners to deal with the costs and trauma that accompany every SCS created in Canada.27.35 Act 3- A Free Press subscriber who was part of the email chain sent a reply to Lett about his crass remarks and to his biased coverage of the site controversy."The dismissive remarks and palpable tone of contempt toward residents questioning policy decisions have led me to reconsider my continued support (for the Free Press)... Residents raising concerns about the proposed supervised consumption site at 200 Disraeli are not “rapid gentrifiers.” They are concerned neighbours seeking accountability and balance."Her neighbours who are recovering addicts "deserve not to be continuously exposed to open drug use and dealing in their community. Nor should it amuse you."She continued, "The proposed location—directly across from a high school and mere meters from daycares, churches, and youth centres—contradicts the Premier's assurances that such facilities would not be placed near schools. These are serious issues requiring thoughtful coverage, not mockery."Hear how she refuted Lett's allegation "not a single one" of the opponents had brought forward other ideas, and pointed out the serious questions about public safety, site management, and "the over-reliance on encampments" that are yet unanswered by the NDP and site applicants, the Aboriginal Wellness Centre.She again invited him to meet with the community, after she educated him. What will Dan Lett do next?*****Wab Kinew and his neighbours got a flyer from those concerned residents - read Marty's report:https://winnipegsun.com/opinion/columnists/gold-would-you-allow-this-next-to-your-childs-school-kinews-neighbours-demand-answers-on-drug-site-plan

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving your age with a backdated participating whole life insurance policy really the smartest financial move—or could it cost you more than it saves?If you've ever considered using participating whole life insurance for wealth preservation, you've likely heard about backdating to lock in a younger age. But what if that age-saving strategy means compromising your cash value in the short term—or worse, limiting your ability to fund the policy fully? Whether you're starting a corporate-owned participating whole life insurance policy or planning for long-term estate growth, the funding strategy you choose can make or break your outcome.In this episode, you'll discover:How backdating a policy by 6 to 12 months affects both cash value and death benefit over time.Why saving age isn't always worth it—especially if you can't max fund in year one.When a backdated policy makes sense, particularly for those with a large upfront lump sum to contribute.Press play to learn how to structure your life insurance strategy for maximum flexibility, long-term value, and alignment with your wealth goals.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actionable insights tailored for busReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton   Dan Patton & Quinton Cordick join me for an unscripted chat about talking all things mortgages! We got into Dan's upbringing, and what prompted him to get into mortgages; how he started a mortgage company with his good friend Dave Butler; the peak of success with BM Select, and how they've had to reexamine their business after the pandemic; some of the new products that BM has introduced to help investors with debt service ratios; what's happening in the pre-construction condo world, and some solutions; where he sees the market going; and the Bank Of Canada rate decisions for the year; , and MORE, so TUNE IN!   Plus Gary's Tip Of The Week!   Contact:  Daniel@BMselect.ca  info@BMselect.ca     This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   WATCH the podcast! https://www.youtube.com/@gary.hibbert   Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are advised to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary, its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if the key to unlocking your next financial breakthrough isn't the plan itself—but who's with you along the way?Too many entrepreneurs and investors try to build wealth in isolation, only to stall out when uncertainty hits. But history—and your own financial future—show that the most successful journeys are rarely solo. Whether you're navigating corporate wealth strategies or personal investing, having the right guide and proven pathway changes everything.In this episode, you'll discover:Why every financial success story—business or personal—starts with finding the right partners and coaches.How to identify and follow a proven wealth-building pathway while customizing it for your unique goals.Real-world strategies, like leveraging your corporate wealth through whole life insurance, to unlock new investment opportunitiesPress play now and learn how to stop guessing and start building your wealth with clarity, confidence, and the right partners by your side.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving—it takes strategic partnerships, expert guides, and a clear financial vision. Whether you're a Canadian entrepreneur focused on corporate wealth planning or an investor exploring real estate investing in Canada, building long-term wealth starts with collaboration and proven pathways. Through coaching, teamwork, and tailored financial planning, you can master tax-efficient investing, optimize RRSP room, and balance salary vs dividends for maximum business success. Learn how financial buckets, passive income planning, and capital gains strategies fit into your modest lifestyle wealth or early retirement stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode of the Canadian Money Roadmap, Evan Neufeld discusses a real-life case study of a couple, Cal and Steph (**not their real names...), who were frustrated with the advice they were getting from the bank. He identifies three main issues: poor use of RRSPs, overly conservative asset allocation, and high investment fees. Evan explains how simple adjustments in these areas can significantly improve retirement outcomesRetirement Readiness Scorecard

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a Canadian business owner earning more than $500K in your corporation — and unknowingly setting yourself up for a surprise tax bill?Many incorporated Canadian entrepreneurs get caught off guard when they grow too fast and cross key income thresholds. That growth feels great—until the CRA takes a bigger slice than expected. If you've ever been hit with an unexpected tax bill, or you're unsure if your salary-dividend mix is working for you, this episode is a must-listen.In this episode, you'll discover:Why crossing the $500,000 net operating income mark can double your corporate tax rate — and what to do about itThe smart way to structure your salary vs. dividends to keep more money in your pocket, not locked in your corporation.How to front-run tax surprises with timely planning, and use RRSPs and payroll adjustments to your advantage.Press play to learn how to turn a “good problem” — making more money — into a long-term wealth strategy, not a tax trap.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the complexities of the Canadian tax system is critical for business owners who want to build long-term wealth and achieve financial independence in Canada. From managing surprise tax bills to balancing salary vs dividends, corporate wealth planning demands strategic financial optimization. A well-structured Canadian wealth plan blends personal finance with corporate tax efficiency, enabling smart investment bucket strategies, RRSP optimization, and capital gains planning. Whether you're aiming for early retirement, growing passive income, or legacy planning, aligning your financial systems with clear vision setting and using tailored tax strategies can make all thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIf you're a Canadian business owner juggling retained earnings, long-term growth, and real estate goals, this episode unpacks a real-world strategy you can't afford to miss. Discover how an Ontario chiropractor used a corporately owned whole life insurance policy not just for protection—but to fast-track a major real estate purchase ahead of schedule.Here's what you'll take away:How to build and leverage a corporate wealth reservoir to fund opportunities like property ownership.Why maintaining liquidity can keep your business flexible during emergencies and unexpected investments.A smart structure for blending policy loans and mortgages to optimize tax efficiency and long-term returns.Press play now to learn how a proactive wealth strategy can help you stay ready for opportunity—and never caught off guard.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In today's evolving financial landscape, Canadian entrepreneurs—especially professionals like those in the chiropractic business—are increasingly leveraging whole life insurance as a cornerstone of corporate wealth planning. This powerful tool helps build a corporate wealth reservoir that enhances liquidity, enabling strategic moves such as real estate investing Canada-style, all while maintaining tax efficiency. By integrating this approach into a broader Canadian wealth plan, business owners can optimize financial buckets, implement retirement planning tools, and align personal vs corporate tax planning for long-term success. Whether you're focused on capital gains strategy, RRSP optimization, or corporate structure optimization, the right investment strategy can support financial freedom Canada, a modest lifestyle wealth outlook, andReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you missing out on a hidden tax-free opportunity inside your corporation?If you've sold a Canadian business or a corporate-held property and now face the question of where to grow your money — inside your corp or in your personal name — this episode is essential listening. Many Canadian incorporated professionals overlook critical tax planning tools that could massively boost their personal wealth and estate efficiency.In this episode, you'll discover:How to use the Capital Dividend Account (CDA) to move money out of your corp tax-free — and when it's the smartest move.Why holding low-yield investments like T-bills inside your corporation could be costing you more than you think.How permanent life insurance — even on your children — can become a powerful estate and tax optimization tool.Hit play now to learn how to turn overlooked tax strategies into serious long-term wealth advantages.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs focused on financial freedom and long-term wealth building, understanding how to integrate personal and corporate finance is essential. Leveraging tools like the capital dividend account and strategies such as salary vs dividends Canada, capital gains planning, and corporate structure optimization can significantly boost tax efficiency and retirement planning outcomes. Through a well-structured corporate wealth blueprint, young entrepreneurs and seasoned business owners alike can align financial systems with investment strategies, using personal financial buckets and RRSP optimization to build and protect assets. Canadian wealth secrets lie in mastering the nuances of incorporation, real estate, and small business finaReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Think your RRSP is just for stocks and bonds? Think again. Montreal-based investor Rodrigo Parada used his registered retirement savings to unlock real estate investing — and scaled into a multimillion-dollar multifamily portfolio. Rodrigo, founder of Triple Harbor Capital, joins Adam & Matt to share his journey from house hacking with family during COVID to building a mutual fund trust that now attracts passive investors across Canada. He breaks down how he overcame residential lending limits, built teams in unfamiliar markets, and made the leap from DIY renovations to commercial apartment acquisitions. From tax pitfalls in traditional RRSP strategies to the key differences between residential and commercial financing, this conversation is packed with actionable insights for Canadians looking to invest smarter. What's the real difference between residential and commercial lending? Can average investors really use their RRSPs to buy real estate? And how did a family-first mindset give Rodrigo an edge in scaling up?​​​​​​​​​​​​​​​​ Listen up!

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat's the real reason your business—or your wealth plan—isn't worth as much as you think?Whether you're planning to sell your business in Canada or just want to build lasting wealth, most owners overlook the systems that quietly drive long-term value. If your plan is chaotic, unclear, or overly dependent on you, you're not building freedom—you're just building another job.In this episode, you'll discover:Why "you can't sell chaos" and how that applies to your personal wealth journey.The four essential phases every Canadian business owner must master to prepare for sale or financial independence.How to give every dollar in your business two jobs—so you build assets while staying tax-efficient.Press play now to rethink how you're building value—inside your business and beyond.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just smart investment—it demands a clear financial vision, optimized systems, and a comprehensive Canadian wealth plan. Whether you're preparing for a business sale or strategizing your early retirement, aligning personal finance with corporate wealth planning is essential. Key areas like RRSP optimization, salary vs dividends Canada, and capital gains strategy can unlock significant business owner tax savings. By leveraging financial buckets and passive income planning through real estate investing Canada or corporation investment strategies, Canadian entrepreneurs can create scalable, tax-efficient investing systems. From personal vs corporate tax planning to estate planning Canada, each decision impacts your path toward financial independence Canada. The goal isn't just financial freedom—it's generationReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Real Estate Investing Made Easy | Local Lens | Calgary BusinessOn this episode of Local Lens, we sit down with Natasha Phipps, Founder and CEO of WealthShare, a Calgary-based private real estate investment trust that's making real estate investing more accessible than ever. From using your RRSPs and TFSAs to earn solid returns, to helping first-time investors and seasoned pros diversify their portfolios, Natasha breaks down how WealthShare is reshaping the investment landscape across Alberta. We explore the evolution of WealthShare, its 12.6% return in 2024, and what Natasha sees ahead for Calgary's real estate market in 2025. Whether you're curious about getting into real estate, preserving your wealth, or just want to understand how the local economy is shifting — this episode is packed with insights.Tune in, get inspired, and see Calgary's business scene through a new lens.#YYCBusiness #SupportLocal #LocalLens #CalgaryBusiness #YYCRealEstate #InvestLocal #WomenInBusiness #WellShare #RealEstateInvesting #Entrepreneurship #CalgaryCommunity #SmartInvesting #FinanceEducation #NatashaPhipps #REIT #AlbertaBusinessAbout the Guest: Natasha Phipps is the founder and CEO of WealthShare, a Calgary-based private real estate investment trust making real estate more accessible to everyday investors. With a passion for financial education and community growth, she helps Canadians build wealth through strategic real estate opportunities.You can connect with ​Natasha on LinkedIn: https://www.linkedin.com/in/natasha-phippsAbout Adam Kolozetti: Adam's alternate title at ENTA Solutions is The Culture Ninja. His passion is helping small businesses excel by creating an engaging company culture. Adam's goal is to help your team achieve clarity of purpose and wholeheartedly commit to your company's values and vision.Connect with Adam on LinkedIn https://www.linkedin.com/in/adam-kolozettiDiscover the heartbeat of Calgary's thriving business community! Our show dives into the stories of local talent, highlighting the innovators, entrepreneurs, and changemakers shaping our city. From inspiring journeys to creative ventures, we bring you closer to the people driving Calgary forward. Don't forget to subscribe, follow us on social media, and share the episodes to help us amplify these incredible voices. Support local, stay inspired, and see Calgary like never before!Local Lens is also the ideal choice to showcase your contributions to the community, inspire others to get involved, promote your business and:-Reach a global audience via the YYC Business website and the MegaPixxMedia YouTube channel.-Gain additional viewers of Local Lens episodes through free publication on YYC Calgary Business social media platforms.-Download the Local Lens episode to your personal and company social media pages.Episodes are also available in podcast format, and you can listen to them on Spotify, Apple Podcast, and Google Podcasts.Exclusive Partners: Enta Solutions: https://entasolutions.org/Performance Freight Management: https://pfmfreight.com/Dream, Reach...Achieve: https://dreamreachachieve.com/Good Deal Tire: https://gooddealtire.ca/Murch Group: https://www.murchgroup.com/ Filmed and edited by ENTA Solutionshttps://www.entasolutions.org

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your dream vacation property is actually delaying your path to early retirement?You're hustling to build wealth, investing in real estate, running your business, and maybe even fantasizing about a peaceful cabin escape. But here's the question: are your current financial moves bringing you closer to freedom—or quietly costing you years of progress? In this episode, Kyle and Jon unpack a real conversation with a Canadian business owner who seems on track—until the numbers tell a different story.You'll discover:Why real estate investments that “feel good” can still be cash flow trapsHow to avoid mistaking net worth for true financial freedomA framework for evaluating whether your lifestyle goals and investment strategies are actually alignedHit play now to learn how to clarify your wealth vision, optimize for cash flow, and build a roadmap that gets you where you really want to go.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving aggressively—it demands clear vision planning, strategic investment strategies, and a deep understanding of corporate wealth planning. Whether you're navigating real estate investing in Canada, weighing salary vs dividends, or optimizing your RRSP room, the right Canadian wealth plan blends financial buckets, capital gains strategy, and tax-efficient investing. For business owners, aligning your corporate structure with your long-term financial independence goals is crucial. From property management decisions to balancing personal vs corporate tax planning, building cash flow through diversified assets and passive income planning supports both your modest lifestyle wealth today anReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs sacrificing your home's capital gains tax exemption really a deal breaker when it comes to house hacking in Canada?For many Canadians, homeownership feels like an impossible leap — especially in cities like Toronto and Vancouver. But what if there was a way to enter the housing market and build wealth without waiting for the perfect conditions or a lucky windfall of capital? This episode unpacks house hacking in Canada: a realistic, boots-on-the-ground strategy to start generating income, reduce expenses, and accelerate your financial freedom — especially if you're just getting started.Here's what you'll walk away with:A clear financial breakdown of how house hacking in Canada stacks up against giving up a portion of your Canadian capital gains exemption — including real numbers and scenarios.A deeper understanding of what you actually gain (and lose) when sharing your space through a Canadian house hack — from income tax deductions to some of that long-term capital gain.A strategic lens to decide if house hacking in Canada fits your life phase, partnership dynamics, and wealth-building goals.Hit play now to find out if house hacking in Canada could be your smartest first move toward Canadian financial independence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.House hacking in Canada isn't just a creative workaround for high home prices—it's a strategic entry point into real estate investing that, when done right, aligns with long-term wealth-building goals. For Canadians navigating rising costs and limited housing supply, this episode breaks down how to legally and profitably offset ownership expenses using your primary residence. From capital gains tax Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you trying to scale your real estate investments while navigating the complexities of day trading profits, corporate structures, and tax strategy?If you're building wealth through real estate and trading but feeling unsure about how to structure your finances for growth, this episode cuts through the noise. From managing income inside a Canadian corporation to optimizing your tax position and knowing when to use personal vs. business funds—this is a deep dive into smart, scalable investing.Here's what you'll walk away with:A clear understanding of how to structure active trading income for maximum reinvestment and minimum tax drag.Strategic guidance on when to keep properties in your personal name versus transferring to a Canadian corporation.Insights on using holding companies, shareholder loans, and even RRSPs to fund future real estate acquisitions—all while staying liquid and protected.Press play now to learn how to build a high-performance wealth strategy that supports both day trading and long-term real estate growth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the world of day trading and real estate is only the beginning for entrepreneurs looking to master wealth generation in Canada. True financial growth demands deep financial literacy and smart investment strategies that go beyond basic mutual funds and ETFs. From optimizing RRSP room and leveraging capital gains to understanding the nuances of salary vs dividends in Canada, it's essential to align your corporate structure with your long-term goals. Whether you're exploring alternative investments, managing property investments, or using the Smith Maneuver to maximize your mortgage, having a sound pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you risking your financial future by blindly following the use “Other People's Money (OPM)” playbook in real estate investing?If you've ever been tempted by social media gurus promising Canadian real estate investment riches without using your own cash, this episode is your wake-up call. Before you borrow a dime, you need to understand what Canadian mortgage lenders and private lenders really look for, when “Other People's Money (OPM)” crosses legal lines, and how over-leveraging could quietly destroy your financial wealth health—and relationships.In this episode, you'll learn:The legal and financial traps behind gift letters, Canadian mortgages, private lending, and misused HELOCs.Smarter, safer ways to structure real estate joint ventures and family real estate lending deals—without causing drama (or fraud).How to assess your true readiness for using leverage to invest, and why a conservative strategy can actually accelerate your Canadian wealth.Press play now to uncover the real risks and rewards of using Other People's Money (OPM) — and avoid the mistakes that cost Canadian real estate investors more than just money.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian real estate investing with Other People's Money (OPM) isn't a cheat code—it's a high-risk strategy that demands careful planning and legal awareness. For Canadian investors and entrepreneurs, understanding how to legally structure joint ventures, private lending, and HELOC strategies is essential to avoid financial disaster. This episode explores OPM pitfalls like fake gift letters, overleveraging, and misused Canadian mortgage lending rules. Discover how smart Canadian investors assess risk, Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Steven Loewer, founder of Lion's Den Capital, joins Dave to share how he helps high-net-worth individuals and families invest in private mortgages that are backed by real estate. Learn how Steven carved out a niche in short-term, rural-market lending—where banks typically won't go—and built his business by connecting ready capital with borrowers who need flexible solutions fast. Steven explains why his firm works exclusively through mortgage brokers, the typical underwriting process they follow, and how his team evaluates risk and opportunity. He also dives into how Canadians can leverage self-directed RRSPs and TFSAs to grow wealth passively—without becoming a landlord. Whether you're a curious investor or a real estate pro looking for smarter financing options, Steven's insights are practical, actionable, and eye-opening. What You'll Learn in This Episode: How private mortgage investing works and who it's for The difference between first and second mortgages in private lending Why rural deals are a hidden opportunity What happens when a deal goes sideways—and how Lion's Den helps investors recover How to use registered funds (RRSP, TFSA) to earn tax-free returns   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat does a nearly perfect Canadian financial freedom health score look like — and where do even the best wealth planners stumble?If you're working hard, investing smart, and wondering if you're truly on track for financial independence, this episode is your blueprint. You'll follow Frederick, a disciplined 49-year-old professional in Toronto, as he navigates all four key phases of a healthy Canadian wealth plan — and discover where his strong financial strategies still need refinement. Whether you're eyeing early retirement, optimizing investments, or building a legacy that lasts, you'll hear what works and what needs tweaking.In this episode, you'll learn:How a modest lifestyle and strategic renting can supercharge your Canadian wealth-building efforts.Why clarity around your financial vision — including your “financial freedom number” — is non-negotiable for early retirement.Where most high earners miss the mark on legacy planning and how one tool can simultaneously solve three major financial gaps.Hit play to see how your Canadian wealth plan stacks up — and what it takes to turn near-perfect into complete confidence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat would you do if you had $60,000 available on your Home Equity Line of Credit (HELOC), a stable job, and a dream of real estate investing—but fear, family dynamics, and financial uncertainty kept holding you back?You're not alone if you're sitting on opportunity yet paralyzed by “what ifs.” Maybe you're eager to dive into Canadian real estate investing, but the numbers feel tight, you're unsure who to partner with, or you're worried one wrong move could strain your Canadian finances—or your relationships. This episode unpacks those exact tensions, helping you turn potential into an actual Canadian wealth building plan.Listen in to discover:Why stretching yourself too thin—even with a “perfect” rental property—can sabotage long-term success.How to create a Canadian real estate investing entry plan that includes margin, emergency cushions, and smart capital structuring.Real-world alternatives to solo investing—including joint venture (JV) partnerships and family agreements—that reduce risk while building momentum.Hit play now to hear how Randy's Canadian real estate investment story could mirror your own—and the concrete next steps to get off the sidelines and into action.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you a Canadian business owner or incorporated professional looking to unlock the full potential of your personal and corporate wealth? In this episode, we explore how to strategically use home equity, optimize financial buckets, and decide between RRSP contributions or real estate investing through tools like the Smith Maneuver. Discover how to balance cash flow, minimize tax, and build a resilient wealth plan—without compromising your lifestyle or family dReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if fixing your aging parent's high-fee investment portfolio triggered a $200,000 tax bill here in Canada?Many Canadians discover too late that cleaning up a poorly managed investment portfolio—especially one built over decades—can have huge unintended tax consequences. If you're trying to help aging parents with their wealth, or maybe nurse your portfolio back to life, you may be torn between doing what's “right” financially and avoiding costly tax mistakes. This episode unpacks a Canadian listener's real-life situation and the tough lessons it reveals for anyone navigating inherited or family wealth.You'll learn:Why “ripping the band-aid off” isn't always the smartest tax move—and what to consider before doing it.How phased selling and understanding tax brackets here in Canada can dramatically reduce capital gains liabilities.The key questions to ask before switching to low-fee ETFs or other “better” investments to ensure it's actually worth itPress play to learn how to protect more of your family's wealth by making smarter, more tax-efficient investment moves.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating parental investments and planning for your own future requires a deep understanding of smart investment strategies and tax efficiency. Whether you're shifting from high-fee mutual funds to low-cost ETFs, or managing the impact of capital gains, effective financial planning is key to optimizing both short-term returns and long-term security. In the context of wealth management for families and business owners, tools like phased selling, personal financial buckets, and the investment bucket strategy can enhance investmReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your investment and business decisions secretly driven by fear of losing money more than the potential to gain?Whether you're chasing high returns through crypto, real estate, or equities—or sitting on too much cash out of caution—this episode unpacks the hidden force influencing every financial decision: loss aversion. Most Canadian investors don't realize how this bias shapes their risk tolerance, stalls their portfolio growth, or leads to missed wealth-building opportunities.In this episode, you'll discover:Why most people demand double the potential gain just to risk a loss—and how that mindset may be sabotaging your growthHow to determine your true risk tolerance along the “growth vs. safety” spectrumA 4-phase framework for building your wealth plan—starting with a safety layer that protects your future while enabling smarter, bolder investmentsReady to stop letting fear of loss hold you back from Canadian financial freedom? Hit play now and learn how to invest with clarity, confidence, and control.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Understanding how behavioral economics—particularly loss aversion—shapes your risk tolerance is crucial to designing a smart portfolio strategy that aligns with your goals. Whether you're focused on investment growth, financial diversification in Canada, or building personal wealth, integrating a safety layer into your wealth management plan helps balance emotional and strategic decisions. For Canadian business owners, navigating corporate vs personal investments, salary planning, and investing retained earnings can unlock powerful tax deductible investments and business owner tax savings. Leveraging tools like RRSP matching pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could lay the perfect financial foundation for your future?Whether you're just starting your Canadian business journey or already juggling multiple ventures, knowing how and when to scale, structure, and protect your finances can feel overwhelming. Jess and her husband, both in their early 20s, are already building businesses, planning for financial freedom by 45, and making decisions most entrepreneurs delay for years. But even ambitious starters hit walls—especially when it comes to being taken seriously and making smart tax moves early on.In this episode, you'll learn:How to decide if (and when) incorporating your business actually makes senseWhy understanding retained earnings and tax brackets early can be your financial superpowerThe essential blueprint for setting up your operating and holding companies to fuel long-term wealth, not just short-term winsPress play now to learn how to structure your business today so you're not paying for missed opportunities tomorrow.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating entrepreneurship today requires more than just hustle—it demands smart financial systems for entrepreneurs who want lasting success. Whether you're a young entrepreneur just starting out or scaling businesses across industries, understanding Canadian tax strategies and business structure is essential for wealth building. From incorporation and corporate structure optimization to real estate investing and capital gains planning, small business financial planning plays a critical role in achieving financial freedom. Strategic moves like optimizing RRSP room, implementing the Smith Maneuver in Canada, and mastering salary vs dividends decisioReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you leveraging your assets the smart way here in Canada—or making it harder than it needs to be?Many Canadian business owners and investors have both corporate and personal assets—but few truly understand how to use leverage strategically across those borders. Whether you're planning for retirement, managing cash flow, or thinking about your legacy, the way you borrow and use leverage matters. In this episode, Kyle Pearce and Jon Orr break down real-life scenarios—including a case study with seasoned real estate investors—to reveal where people often go wrong with leveraging their assets, and how to shift from over-complication to clarity and control.Here's what you'll learn in this episode:The difference between easy leverage and hard leverage—and why simpler is often smarter.How to structure your assets so you can borrow without triggering unnecessary taxes.Why a properly positioned permanent insurance policy can unlock flexibility, boost legacy planning, and provide peace of mind when leveraging your assets.Hit play now to learn how to use leverage with intention and build a wealth plan that supports both your lifestyle and your legacy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.As a Canadian entrepreneur, mastering your corporate structure optimization isn't just smart—it's essential for building long-term wealth in Canada. Whether you're juggling salary vs dividends, navigating personal vs corporate tax planning, or trying to squeeze the most from your RRSP tax savings, the key is a cohesive strategy. By leveraging corporate assets and integrating tools like insurance policies, the Smith Maneuver, and a smart investment bucket strategy, you can optimize cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your financial planning wins leaving you feeling... underwhelmed?Even with growing savings or a booming Canadian business, it's easy to feel like you're financial planning is falling short. That's because most people chase numbers without defining what “enough” looks like in their financial plan. If you've ever hit a business or financial goal but still felt stuck, unfulfilled, or unsure what comes next — you're not alone.In this episode, you'll discover:Why “happiness is the gap between expectations and reality” — and how that shapes your financial planning goalsHow to reverse-engineer Canadian financial freedom a financial plan that focuses on using inputs, not just outcomesThe step-by-step framework to define what success actually looks like for your financial plan — so you stop chasing and start livingReady to stop running on the financial planning treadmill and design your version of enough? Hit play now and learn how to shrink the gap between your expectations and your reality.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode, we unpack why wealth alone doesn't lead to happiness — and how the gap between expectations and reality often holds back even the most financially successful entrepreneurs and business owners. Through practical financial planning and goal setting, we explore how defining your vision of financial freedom is essential for optimizing investment strategies, protecting corporate and personal assets, and aligning your personal finance journey with real fulfillment. From passive income and asset accumulation to managing tax implications, capital gains, and compound interest, this conversation dives into actionable strategies for wealth cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you building your financial or investment portfolio just to watch it bleed during a downturn?If recent market drawdowns and dips have you wondering whether your DIY strategy is holding up, you're not alone. Many investors are facing steep market drawdowns—some as high as 36%—and struggling to recover. This episode tackles a sobering truth: when your portfolio drops, the climb back up is steeper than you think. Jon Orr and Kyle Pearce break down why a “protect first, grow second” mindset could be the most important shift in your investing journey. Here's what you'll walk away with:A clearer understanding of how market drawdowns impact long-term growth—and why avoiding them matters more than you think.The core elements of a rules-based system to manage risk like the pros, even if you're investing on your own.A side-by-side look at popular assets like the S&P 500 and Bitcoin, showing how trend tracking and volatility signals can guide smarter entry and exit decisions.Press play now to learn how top investors manage risk and why that could be the missing piece in your wealth-building strategy.Hit play now to get clear on how to optimize your financial strategy and make smarter moves for your personal and corporate wealth growth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Understanding drawdowns is critical for anyone serious about wealth building and financial independence. In today's volatile stock market, a strong rules-based system can help investors—especially business owners and DIY planners—prioritize risk management over blind growth. This episode explores how smart diversification, trend tracReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a Canadian business owner wondering whether to keep investing through your corporation, maximize your RRSP, or leverage the Smith Maneuver — and how each choice could impact your long-term wealth?Optimizing how you move money between your corporation and personal hands isn't just about saving tax today — it's about setting up the right structures to grow your wealth tomorrow. If you've been wrestling with whether to scrap corporate RRSP contributions, pay yourself a bigger salary, or dive deeper into leveraging debt for investments, this episode cuts through the confusion. You'll discover why the “obvious” move isn't always the optimal one and how small shifts in strategy can create massive future flexibility.In this episode, you'll learn:Why taking extra salary to fund a Smith Maneuver could cost more in taxes than it saves.How blending corporate retained earnings with personal investments creates powerful, diversified wealth "buckets."The hidden advantage of keeping flexibility with RRSP room for unexpected future tax planning opportunities.Hit play now to get clear on how to optimize your financial strategy and make smarter moves for your personal and corporate wealth growth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you taking full advantage of your corporate and personal wealth-building strategies? In this episode, we dive deep into whether business owners should prioritize funding their RRSP or using the Smith Maneuver to maximize tax efficiency, grow retained earnings, and create long-term financial flexibility. Learn how to optimize your financial structure, protect corporate assets, and leverage smart salary planning to minimize taxes and build wealth faster. Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly putting your investments or your Canadian portfolio at risk by focusing too narrowly on familiar markets?Many investors, especially in Canada, believe they're achieving portfolio diversification simply by owning a range of stocks or index funds. But today's episode reveals a critical blind spot: geographic concentration. Whether you're a real estate investor, a business owner, or growing your wealth portfolio, ignoring global diversification could expose you to unnecessary risk — especially in unpredictable markets like today's.Listen in to discover:Why investing heavily in Canadian or even U.S. markets might leave you dangerously exposed.How large pension funds like CPP approach portfolio diversification — and what you can learn from them.Practical, simple strategies to achieve true global diversification without overwhelming yourself with research.Press play now to uncover hidden risks in your portfolio and learn smarter ways to protect and grow your wealth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.This episode explores essential topics like diversification, investment strategies, and geographic diversification, while emphasizing risk management and how to avoid home country bias. We dive into tools like ETFs, insights from pension funds, and the risks of overexposure to Canadian equities, compared to broader opportunities in global markets. You'll also learn strategies for financial planning, wealth creation, asset accumulation, and financial growth, along with principles of wealth management, financial independence, and asset protection. Whether you're focused on true wealth, corporate finance, or net worth growth, we cover tactics foReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHow soon can you actually use your high early cash value participating whole life insurance policy to invest? Days, months or YEARS?If you're an ambitious real estate investor or incorporated business owner in Canada, you've likely heard about permanent insurance as a wealth-building tool. But the big question is: can you access your capital fast enough to make it worth it—especially when new opportunities are knocking? This episode unpacks that exact scenario and clears up one of the biggest misconceptions that might be keeping you on the sidelines.Listen in to discover:Exactly how soon you can leverage high early cash value permanent insurance for investingHow backdating your policy could double your cash value access right out of the gateThe smart way to balance short-term opportunity with long-term wealth growth—even if you're just startingHit play now to find out how to unlock capital quickly from your insurance policy—so you can stop missing opportunities and start multiplying your wealth.If you're a business owner ready to move from asset accumulation to tax-optimized wealth building, hit play now—this episode lays out the roadmap.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this client case study, we explore how a Canadian business owner leveraged a high early cash value permanent insurance policy as part of their broader wealth building and financial planning strategy. By using corporate assets to fund a participating whole life insurance policy, the client was able to access a portion of the cash value within weeks, allowing them to reinvest in a real estate opportunity—demonstrating the powerful intersection of inReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

How To Live In 50 Different Countries While Investing - Brian Davis   This week's guest is Brian Davis, personal finance writer, investor and co-founder of SparkRental.com, a fractional real estate investment company. Over 2 decades in real estate and the finance industries, while also hosting the Live Off Rents podcast, he also contributes to Bigger Pockets. Starting out working for hard lenders, he saw how investment can build wealth and passive income, he started out buying rental properties. He now lives overseas by his own rules and shows others how to achieve this geographic freedom lifestyle, or design the life of their choosing. We talk about how he continues to invest while living in 50 different countries; lifestyle design and the expat life; contrarian money advice; living without a house or car payment; what are asymmetric investments, that have lower risk and higher returns; passive real estate investing; dollar cost averaging your real estate investments; and SO MUCH MORE!   Plus I share a tip to get you motivated this week!   Contact Brian   Web: http://sparkrental.com    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   WATCH the podcast! https://www.youtube.com/@gary.hibbert

Are your passive income investments growing your wealth—or growing your tax bill?It's easy to think that getting started is the hardest part of building wealth. But what happens after you've begun? For many investors—especially Canadian business owners balancing personal and corporate assets—the next steps are the most financially impactful. How do you structure passive income investments to reduce tax drag? Where should your dollars be working to protect and grow your wealth most efficiently? This episode dives into the advanced strategy zone, where structure matters just as much as substance.You'll learn:Why simply earning more passive income isn't enough—how to keep more of what you make by optimizing where you earn it.The real risks (and hidden opportunities) of generating passive income inside a corporation—and how to avoid the “grind-down” tax trap.How a single strategic swap between corporate and personal investing can unlock major long-term tax savings without increasing your risk.If you're a business owner ready to move from asset accumulation to tax-optimized wealth building, hit play now—this episode lays out the roadmap.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you investing in the right place—or just investing? Business owners and wealth builders often focus on picking the best asset classes or chasing higher returns, but the structure of your investments can make or break your long-term strategy. In this episode, we unpack how aligning your corporate assets, personal finance, and investment strategies can dramatically reduce tax implications, protect passive income, and accelerate wealth creation. You'lReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Is the Smith Maneuver really the smartest move for the extra money you have sitting around? What about for a corporation's retained earnings?If you're an incorporated business owner in Canada, you've likely heard the hype around using the Smith Maneuver to make your mortgage tax-deductible and accelerate your investments. But what if tapping into your corporation to do it is actually costing you more in income taxes than it's earning in returns? This episode tackles a real-life scenario that flips the traditional advice on its head—and shows how business owners can unlock greater wealth without bleeding money to the CRA.Here's what you'll discover in this episode:Why using corporate funds for the Smith Maneuver can backfire—and what the hidden tax drag really looks like A smarter, tax-efficient alternative that turns your corporation into a wealth engine using high early cash value participating whole life insuranceHow to structure investments inside your business to grow your net worth and your estate—by hundreds of thousands over timeIf you want to protect your wealth and grow it smarter, press play now to rethink how your corporation fits into your long-term financial freedom strategy.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode of the Canadian Wealth Secrets podcast, Kyle Pearce explores why the traditional Smith Maneuver may not be the most effective strategy for certain Canadian business owners with significant retained earnings. By analyzing a real-world scenario, Kyle breaks down the tax implications of pulling funds from a corporation to implement the Smith Maneuver versus using a more strategic corporate wealthReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What's holding Canadian real estate investors back from taking action — and how can creative financing unlock deals in today's tough market?With rising rates, tighter lending, and uncertain prices, it can feel impossible to break into or scale in Canadian real estate. In this episode, we're joined by Nick Hill and Daniel Foch, hosts of the Canadian Real Estate Investor Podcast, who bring clarity and strategy to the chaos. Whether you're stuck in analysis paralysis or unsure how to structure your first vendor take-back (VTB), their hard-won insights will challenge how you think about progress and opportunity.What you'll learn: Learn how leading with value — not perfection — can fast-track both deals and partnerships.Discover why VTBs are making a comeback and how to pitch them to sellers the right way.Unpack practical advice on balancing systems, mindset, and action in volatile markets.Press play now to hear how Nick and Dan are helping investors stay sharp, stay strategic, and find deals where others see roadblocks.The Canadian Real Estate Investor PodcastPart 1 of this discussion can be found on the Canadian Real Estate Investor Podcast:Listen on Apple Listen on SpotifyReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Struggling to find real estate deals in Canada's current market? In this episode, we're joined by Nick Hill and Daniel Foch of the Canadian Real Estate InvesReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Are you making the million-dollar mistake most Canadians don't realize until it's too late?If you're laser-focused on crushing your mortgage as fast as possible, it might feel like the smartest move — but what if that strategy is silently costing you hundreds of thousands in long-term wealth? In this episode, Jon Orr and Kyle Pearce break down the numbers behind three key financial paths, and reveal how smart structuring — not more money — is what truly builds wealth. Whether you're curious about investing early, optimizing tax strategies, or leveraging your home equity, this is a must-listen.Here's what you'll learn:Why paying off your mortgage faster could leave you significantly worse off — and what to do insteadHow the Smith Maneuver can turn your mortgage into a wealth-building tool without increasing your monthly contributionsThe specific numbers behind three real-life financial scenarios — and which one leads to over $600K more in long-term net worthHit play now to uncover how small shifts in strategy could lead to massive financial gains.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode, we explore whether paying off your mortgage early or investing is the smarter financial move, especially in the context of rising interest rates. We discuss leveraging tools like a HELOC for real estate investing and how strategies like Canadian investing, infinite banking, and bank on yourself through participating whole life insurance, permanent life insurance, or universal life insurance can help grow your wealth while minimizing income taxes and enhancing estate planning.Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Is it smarter to pay off your mortgage fast—or start investing now?Many Canadians instinctively rush to pay off their mortgage early, thinking it's the safest financial move. But what if that strategy is actually costing you long-term wealth? In this episode, Jon Orr and Kyle Pearce unpack a common—and costly—mistake: letting equity sit idle in your primary residence while missing out on investment growth. If you've ever wondered whether you should pay down your mortgage faster or start investing today, this one's for you.Here's what you'll walk away with:A side-by-side breakdown of two real-world scenarios—aggressive mortgage paydown vs. early investing—and the long-term impact of each.A surprising insight into why investing earlier, even in smaller amounts, can outperform dumping extra cash into your mortgage.Clarity on the emotional vs. mathematical sides of money decisions—and how to find the right balance for your risk profile and goals.Hit play to find out which strategy builds more wealth—and how to start making smarter decisions with every extra dollar today.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle …taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode, we explore whether paying off your mortgage early or investing is the smarter financial move, especially in the context of rising interest rates. We discuss leveraging tools like a HELOC for real estate investing and how strategies like Canadian investing, infinite banking, and bank on yourself through participating whole life insurance, permanent life insurance, or universal life insurance can help grow your wealth while minimizing income taxes and enhancing estate planning.Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Think you're saving enough for your Canadian retirement — or are you just chasing returns while missing the wealth-building moves that Canadians like Shark Tank's Kevin O'Leary swear by?For many aspiring high-net-worth Canadians and incorporated business owners, the drive to grow wealth often leads to chasing the next hot stock or investment trend. But as Kevin O'Leary reminds us, real financial freedom comes from discipline, strategy, and maximizing tax-sheltered opportunities that most overlook. In this episode, we break down the exact number O'Leary says you need to retire comfortably — and how he'd invest it to protect and grow wealth.Whether you're earning over $200K annually or just starting to scale your incorporated business, this conversation will challenge your assumptions. We dive deep into why RRSPs are still one of the most underused tools for wealth creation, who's actually maxing out their contribution room, and how the wealthiest Canadians are using strategies rooted in long-term thinking — not hype-driven returns.What you'll learn:Learn how high-income earners and incorporated business owners can strategically use RRSPs to unlock long-term financial security.Discover why many Canadians are leaving hundreds of thousands in unused RRSP contribution room — and how to avoid making a big retirement planning miscue.Understand the costly habits of “late to the party return chasers” and how disciplined retirement planning with or without the RRSP can ensure you have the retirement income you're striving for.Hit play now to learn Kevin O'Leary's retirement target, how he'd invest it, and how you can follow a smarter path to a “Mr. Wonderful” financial future.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle …taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting cordporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

oe Curry is a Certified Financial Planner and the founder of Retirement Planning Simplified. He is also the host of the Your Retirement Planning Simplified podcast, where he helps Canadians navigate the complexities of retirement with a focus on clarity, simplicity, and purpose-driven planning. Today he explains: Company stocks and pensions as sole retirement funds CPP and OAS, the GIS, RRSPs, TFSAs, RIFs and LIFs common retirement planning mistakes eliminating or reducing any threats to retirement the Retirement Navigator: goals… but values first transitioning from saving to spending the non-financial aspects of retirement Such great information and then Joe says all the right things about feeling comfortable with your retirement/financial planner. Listen now and then share this episode! Find Joe at https://www.retirementplanningsimplified.ca/ Learn more about Joe and find all his links at https://boomwithabang.com/the-boomer-womans-podcast-joseph-curry/  

In this episode of the Property Profits Podcast, Dave Dubeau chats with Neil D'Souza, a seasoned real estate pro with over two decades in the industry, now specializing in private lending (also known as hard money lending). Neil explains how private mortgages work, who they're for, and how you don't need deep pockets to get started. He shares real-world examples—including one with his own kids—and outlines the three key things to look at before lending: collateral, character, and credit. Whether you're a retiree looking for passive income, a new investor with a few thousand dollars, or someone curious about lending as a strategy, Neil has practical insights for you. You'll learn: How private mortgages differ from traditional bank financing Why investors choose private money (even with good credit) What a “syndicated mortgage” is and how it works Why lending in rural areas can offer better returns How to use RRSPs and TFSAs for private lending   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Is your constant desire for continued learning actually holding you back from financial freedom?It's possible that your are stuck in a cycle of constant learning without real progress—and you jump from strategy to strategy without giving anything time to work—this episode is for you. Many wealth journey and F.I.R.E seekers fall into the trap of chasing new ideas but never letting compounding take its full effect. It's time to flip that script and make your learning work for you.In this episode, you'll discover:The two biggest missteps wealth builders make when trying to gain momentumHow to balance exploration and execution using a “20% rule” without sabotaging your core strategyA simple mindset shift to finally move from idea collection to meaningful action and real resultsHit play now to stop spinning your wheels and start building sustainable wealth with focused, intentional strategies.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passive income. We explore conservative leverage strategies such as the Smith Maneuver to convert non-tax deductible interest on your primary mortgage to tax deductible interest as well as conservative leveraged life insurance strategies including immediate financing arrangements (IFA). For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aligning your strateReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here.Are you making smart financial decisions—or just hopeful ones based on optimism bias?In this episode of the Canadian Wealth Secrets podcast, Kyle Pearce sits down with John De Goey—veteran Canadian portfolio manager and author of Bullshift—to uncover the subtle ways the Canadian financial services industry nudges you toward overconfidence and unrealistic expectations. With over 30 years in the Canadian financial industry, John reveals why many Canadians unknowingly rely on hope rather than strategy when it comes to investing and planning for retirement.Whether you're a high-income earner or business owner wondering if your savings strategy is enough, or someone approaching retirement unsure about your risk profile, this episode delivers clarity. John discusses the difference between risk tolerance and risk capacity, why your investing behavior in a market downturn matters more than you think, and how to avoid the trap of thinking "it won't happen to me." This conversation is especially relevant in today's uncertain Canadian financial markets, where realistic planning—not blind optimism—is your best ally.What you'll learn:Learn how to assess and adjust your financial risk based on your actual capacity, not just your comfort level.Discover why even the most well-written financial plans can fail without behavioral discipline.Get real numbers and strategies for RRSP, TFSA, and advanced savings when income exceeds contribution limits. 

Are you feeling stuck in your financial journey—like no matter what you do, you're spinning your wheels without making real progress or you're unsure that your plan is the right plan?If your financial situation isn't where you want it to be, it's not because of bad luck—it's because the system you've built around your money is delivering exactly what it's designed to. In this episode, we dive into Dan Heath's insights from Reset to help you recognize the hidden patterns shaping your wealth and, more importantly, how to break free from them. Whether it's your spending habits, investment strategy, or mindset around money, small shifts in the right places can create massive results.By understanding the core idea that your current financial plan is perfectly designed for your current results, you'll learn how to find leverage points that truly move the needle. Instead of making random changes, you'll discover how to focus on the interventions that matter—whether that's eliminating waste, doubling down on what's working, or rethinking your approach to financial growth. This episode will give you a clear framework to reset your financial trajectory and start seeing real, lasting progress.What you'll learn: Identify the hidden financial habits and systems that are keeping you stuck—and how to fix them.Discover leverage points that create outsized impact so you can stop wasting time on changes that don't move the needle.Learn how to restack your resources for compounding growth, eliminating financial waste and accelerating your wealth-building journey.Hit play now and take the first step in redesigning your financial system—because small, smart shifts today can lead to exponential results in your wealth journey!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here. Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or othReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here.Have you ever second-guessed your financial strategy, wondering if you're making the right moves for long-term wealth?Doubt is a natural part of financial decision-making, especially as you gain more knowledge and experience. The more you learn about investing, tax strategies, and wealth-building, the more you realize how much you don't know—which can create hesitation, second-guessing, and even fear of making the wrong move. But what if doubt wasn't a setback, but rather a sign of growth?In this episode, we explore how to navigate moments of uncertainty, manage emotional decision-making, and take strategic steps toward financial success—without getting stuck in analysis paralysis. Whether you're deciding on an investment strategy, considering leveraged insurance, or just trying to make the best use of your retained earnings, we'll help you reframe doubt into confidence-building action.What you'll learn:Discover why learning more about money can sometimes increase doubt—and how to turn that into an advantage.Learn how experienced investors manage emotions and make confident financial decisions despite uncertainty.Get practical steps to take action today, even if you're not sure it's the “perfect” move.Hit play now to learn how to push past doubt, make smart financial decisions, and build wealth with confidence!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here. Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 5Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here.Are you constantly searching for the "perfect" investment opportunity, hoping it'll be the key to building wealth? What if the real secret to financial success lies not in finding the next big thing, but in something much simpler: consistent investing and strategic Canadian tax planning?In this episode, we unpack the findings from the National Study of Millionaires, revealing what over 10,000 millionaires did to build lasting wealth. Surprisingly, the vast majority of these millionaires didn't rely on high-risk investments or market timing. Instead, they focused on steady, regular investing and making smart Canadian tax planning decisions—key principles that can apply to you whether you're a T4 employee or an incorporated business owner. The study also challenges the common belief that wealth is inherited or achieved through executive positions, showing that most millionaires are ordinary people who made disciplined choices over time.For Canadian listeners, it's crucial to understand that becoming wealthy doesn't require chasing trends or obsessing over the perfect stock pick. It's about keeping more of your hard-earned money through effective tax planning. By taking advantage of Canadian tax-deferred accounts like RRSPs, optimizing your business structure, or using income tax optimization strategies, you can supercharge your wealth-building efforts. In this episode, we'll dive into how you can use these principles to create long-term financial security.Discover how consistent, long-term investing is the true key to building wealth, rather than timing the market.Learn how Canadian tax planning—whether as an employee or a business owner—can help you keep more of your money and accelerate your wealth-building strategy.Understand how to avoid the paralysis of overthinking investments, and focus on simple, predictable strategies that will grow your wealth over time.Press play now to uncover the wealth-building secrets that could change your financial future forever!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here. Canadian Wealth Secrets Show Notes Page:Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.