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What's the first step in building wealth? How do we know if we're on track financially? What does abundance look like? Motley Fool contributor Rich Lumelleau talks with Matson Money Founder and CEO Mark Matson, author of Experiencing The American Dream: How to Invest Your Time, Energy, and Money to Create an Extraordinary Life. Host: Rich Lumelleau Guest: Mark Matson Producer: Bart Shannon, Mac Greer Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode Learn more about your ad choices. Visit megaphone.fm/adchoices
We'd love to hear from you. What are your thoughts and questions?The conversation explores the impact of Reg CF under Title III of the Jobs Act, focusing on how it democratizes access to capital for founders and provides retail investors with growth stage deal flow. It highlights the strategies investors use to build portfolios and the importance of networking in crowdfunding.Main Points:Reg CF was designed to democratize access to capital.Investors can gain significant upside by investing early.There are investors with extensive portfolios in Reg CF.Networking is crucial for successful crowdfunding campaigns.Retail investors can access growth stage deals.The potential for high returns attracts diverse investors.Strategic outreach can enhance investment opportunities.Understanding the market is key for investors.Investing in multiple deals can mitigate risks.The crowdfunding landscape is evolving rapidly.Connect with Jason Fishman:jfishman@digitalnicheagency.comdigitalnicheagency.comhttps://www.linkedin.com/in/jafishman/https://www.youtube.com/@DigitalNicheAgencyhttps://calendly.com/jfishman/30min?month=2025-09
Which of the major home improvement stores came out on top this week? And why is Target investing $1 billion more in store upgrades? Plus, how did the Trump administration's loan to Constellation Energy affect its stock this week? Host Telis Demos discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
For many Americans, contributing to an employer-sponsored plan is the primary way they're saving for retirement. Unfortunately, not all of these plans are excellent, and you're stuck with the investment choices and features chosen by your employer.Or are you? Longtime Motley Fool colleagues Robert Brokamp and Buck Hartzell talk about how the Motley Fool's 401(k) was actually not very good in the early days, how they worked with the company to improve the plan, and how you might be able to get your employer to do the same. Also in this episode: How to lower your tax bill with charitable contributions, including why you maybe should give more in 2025 due to a provision in the new tax bill. Two worthy organizations to consider: the Fool Community Foundation (FoolFoundation.org), which creates new wealth-building opportunities for Americans living paycheck to paycheck, and Together We Bake (TogetherWeBake.org), which provides workforce development for women with limited resources facing barriers to employment. Host: Robert BrokampGuest: Buck HartzellEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Blue Owl blocks investor redemptions as its private credit fund faces mounting pressure, sparking fears of a wider shadow banking problem. The panel breaks down sloppy underwriting, fake receivables, liquidity stress, and why this could echo early 2008 style warning signs.
Which of the major home improvement stores came out on top this week? And why is Target investing $1 billion more in store upgrades? Plus, how did the Trump administration's loan to Constellation Energy affect its stock this week? Host Telis Demos discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Niko Mercuris is the founder of Crypto Renegades, ahigh-ticket crypto trading mastermind with 1,600+paying members generating $200K+ monthly.#crypto #decentralizedfinance #NikoMercurisAll Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Grouphttps://www.skool.com/podfather/about All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/ Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Niko MercurisNiko Mercuris is the founder of Crypto Renegades, ahigh-ticket crypto trading mastermind with 1,600+paying members generating $200K+ monthly. Aftersurviving the 2008 financial crash that cost him $4M,Niko rebuilt his fortune through strategic cryptotrading and now teaches entrepreneurs his proven"Crypto Wormhole Method" for creating 6-7 figureincome streams.Unlike typical crypto gurus who hide behind theory,Niko trades live on webinars, showing real wins andlosses to build genuine trust. His 35+ years ofbusiness experience includes building 150+employee call centers, authoring bestselling books,and mastering real estate cycles—giving him uniqueinsight into market timing and wealth preservation.What we Discussed: 00:25 Who is Niko Mercuris01:40 His Career to date06:15 How he got into Crypto08:15 Understanding Leverage11:08 Do they have Stop losses14:20 Know when to get in and get out15:25 Having the Mindset to not Panic Sell18:08 Not to be glued to your Laptop when trading22:10 HNot to take advice from Social Media Influencers24:00 ICO's on off exchanges27:05 What they teach their customers29:00 What is a Honey Pot & Rug Pull in Crypto29:50 Whatsapp Scams31:30 A 3rd Scam after getting Scammed32:30 Don't Vent on Social Media about been scammed34:10 They do Live Trading weekly 37:20 Do they trade with Meme Coins40:10 The Fear of not knowing how to use Crypto44:14 Be the Master of Your own Sovereignity47:15 J.P. Morgan and Coinbase49:50 Will BRICS controls the Financial System51:30 Worry About Your Own Economy 53:00 Client Examples57:00 The House is not the Casino in Trading59:35 How to get a 5 day $1000 Mini Course for FreeCo Founders Own Interview as Mentioned https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5 How to Contact Niko Mercurishttps://www.cryptorenegadestraining.com/registerhttps://mastermind.cryptorenegades.co/getstartedtodayhttps://www.instagram.com/nikomercuris https://www.linkedin.com/in/nikomercuris/ All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
This is a "briefing" episode where we read our weekly Investor's Briefing newsletter that covers financial news of the week. If you wish to read it, you can find it here. AlphaSense Prada Board Member Expert Webinar: Access Free Here Copart 1Q25 Business Update ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. ~*~ You can get a free trial to AlphaSense through this link here and read 200k+ Expert Call Interviews. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Copart & Announcements (1:31) — Financial News (3:38) — Dior Executive Expert Call (5:35) — Appfolio Investor Day -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. This may change without notice. Please see our full disclaimers here: https://speedwellresearch.com/disclaimer/
Investors are spending billions of dollars on novel ways to extend human life through inventive treatments, therapies, and even manipulating our genes. And increasingly, it seems as though anti-ageing efforts have moved from the super rich to a mass market consumer industry. In this series, we're covering the past, present and future of the longevity movement. We'll be looking at where the fixation on longevity is coming from, and trying to understand the practical and ethical issues at the heart of this cutting-edge field of research. From Silicon Valley fantasies, to Singaporean health spas, to Colombian genetic clinics and beyond, the FT's Hannah Kuchler and Michael Peel ask whether breakthroughs in science and technology can really help us live longer, and even stop us aging altogether.Free to read: US ‘wellness' industry scents opportunity to go mainstreamThe quest to make young blood into a drugThis season of Tech Tonic was produced by Josh Gabert-Doyon. The senior producer is Edwin Lane. Flo Phillips is the executive producer. Sound design by Breen Turner and Samantha Giovinco. Fact checking by Simon Greaves, Lucy Baldwin and Tara Cromie. Original music by Metaphor Music. Manuela Saragosa is the FT's acting co-head of audio.The FT does not use generative AI to voice its podcasts. Hosted on Acast. See acast.com/privacy for more information.
Send us a textA seasoned investor explains how he pivoted from operations into multifamily, self-storage, and private lending.His advice: ignore flashy IRRs — invest in certainty, not promises.https://familyoffices.com/
Oxide founders, Bryan and Steve, as well as Oxide investor, Seth Winterroth, were joined by Liz Zalman and Jerry Neumann, authors of the book Founder vs. Investor, discussing the collaboration and conflict in company formation. Adam was also present.In addition to Bryan Cantrill and Adam Leventhal, our guests included Liz Zalman, Jerry Neumann, Seth Winterroth (Oxide investor), and Steve Tuck (Oxide founder / CEO).Some of the topics we hit on, in the order that we hit them:Founder vs. InvestorTopic[@M:SS](link into recording) Leventhal's ConundrumPRs needed!If we got something wrong or missed something, please file a PR! Our next show will likely be on Monday at 5p Pacific Time on our Discord server; stay tuned to our Mastodon feeds for details, or subscribe to this calendar. We'd love to have you join us, as we always love to hear from new speakers!
A Trump executive order is giving retail investors more access to private markets. Is that a golden opportunity — or fool's gold? SOURCES:Elisabeth de Fontenay, professor of law at Duke University.Steven Kaplan, professor of entrepreneurship and finance at the University of Chicago. RESOURCES:"Democratizing Access to Alternative Assets for 401(k) Investors," (The White House, 2025)."The (Heterogeneous) Economic Effects of Private Equity Buyouts," by Steven J. Davis, John Haltiwanger, Kyle Handley, Ben Lipsius, Josh Lerner, and Javier Miranda (Management Science, 2025)."Risk-Adjusted Returns of Private Equity Funds: A New Approach," by Arthur G. Korteweg and Stefan Nagel (The Review of Financial Studies, 2025)."The Effects of Management Buyouts on Operating Performance and Value," by Steven Kaplan (Journal of Financial Economics, 1989). EXTRAS:"The Biden Policy That Trump Hasn't Touched," by Freakonomics Radio (2025)."Should Companies Be Owned by Their Workers?" by Freakonomics Radio (2024)."Do You Know Who Owns Your Vet?" by Freakonomics Radio (2023)."Are Private Equity Firms Plundering the U.S. Economy?" by Freakonomics Radio (2023). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The market has gotten volatile the last few weeks and some sectors are dropping, like Bitcoin. How are we handling the drop and where are opportunities emerging? Plus, we discuss what CEOs belong in the Hall of Fame. Travis Hoium, Dan Caplinger, and Jon Quast discuss: - Why the market is down - Bitcoin's drop - Where we see bargains - CEO Hall of Fame Companies discussed: Bitcoin (BTC), Alphabet (GOOG), NVIDIA (NVDA), Apple (AAPL), Five Below (FIVE), Mercado Libre (MELI), Meta (META), Chipotle (CMG), Starbucks (SBUX). Host: Travis Hoium Guests: Dan Caplinger, Jon Quast Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
John Bartleman, the CEO of TradeStation, is here today to talk about how AI will transform the future of trading. John shares his background and the evolution of TradeStation from early backtesting software to a full-service broker, while explaining how its roots in systematic trading differentiated it from competitors. He outlines major industry shifts, along with the benefits and challenges of dark pools and institutional order flow. We also dive into how AI is transforming trading, as John describes his own use of MCP-enabled AI agents for research, portfolio analysis, trade structuring, and more. AI may radically reshape fintech analytics and asset management, enabling traders to work more efficiently and pushing the industry toward fewer traditional money managers and more AI-driven decision systems. We discuss... Record money market fund levels are being widely misinterpreted, as the balances often represent defensive positioning rather than pent-up buying power. Many investors mistakenly assume large cash balances automatically signal a coming equity influx, ignoring the behavioral reasons people hold cash. The tariff headline created rapid swings in futures markets, revealing how sensitive positioning is ahead of the election. A sharp crypto drawdown triggered widespread stop-loss cascades across major tokens, amplifying downside pressure in a classic liquidity vacuum. Seasonal trends typically provide a tailwind this time of year, but macro uncertainty is preventing markets from fully leaning into the pattern. Investors are observing a notable rotation away from mega-cap tech and toward value-oriented and small-cap sectors. The dispersion between the top seven tech stocks and the rest of the index remains near historic extremes. Elevated cash levels and volatility suggest institutional investors are selectively adding risk rather than buying broadly. Market breadth is improving modestly, but not enough yet to signal a durable trend reversal. Short-term traders are capitalizing on intraday volatility spikes driven by headlines and algos. Longer-term investors remain focused on earnings resilience and margin stability across sectors. Companies with global exposure are expressing concern about potential policy shifts after the election. Energy and industrials are gaining attention as potential beneficiaries of a reflationary environment. Tech remains bifurcated between AI-driven leaders and more traditional software names experiencing deceleration. Crypto markets continue to influence risk appetite, even among investors who do not directly hold digital assets. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Diana Perkins | Trading With Diana Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/the-future-of-trading-john-bartleman-766
Target Market Insights: Multifamily Real Estate Marketing Tips
In this week's solo episode, John Casmon steps away from guest interviews to break down one of the most misunderstood topics in multifamily investing: underwriting. After speaking at the Big Deal Summit in Columbus, John shares the real-world framework he uses to analyze deals—not just in spreadsheets, but in practice. From setting clear investment criteria to identifying operational inefficiencies, John walks through how successful investors combine vision, market insight, and execution to drive lasting results. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Underwriting isn't about the spreadsheet—it's about the vision, people, and execution Always define your buy box and end goals before analyzing numbers Focus on markets with both macro strength and micro-level renter desirability Investors don't pay premiums for plumbing or electric—focus on visible value Operational inefficiencies are gold if you know how to identify and fix them Don't assume you can operate better than a seasoned owner without proof Stress test your assumptions: What happens if the plan breaks? Topics The Real Goal of Underwriting Spreadsheets don't reflect operations—real estate is about people, not numbers Get clarity on what kind of asset and community you're trying to build Defining Your Buy Box Understand your own criteria before chasing ROI or IRR Why Cincinnati and surrounding markets meet John's standards for long-term growth Macro and Micro Market Selection How renter desirability shapes submarket selection Population growth ≠ renter demand—context matters Value-Add the Right Way Tenants won't pay more for new pipes—focus on kitchens, lighting, appliances Target properties with updated mechanicals so your upgrades actually add value Operational Inefficiencies to Look For Low occupancy, slow turn times, bloated expenses, and misaligned staffing Why seasoned operators aren't always "mismanaging"—stay humble Creating vs. Assuming Value Ask questions before opening a spreadsheet—what is the business plan? Don't guess your way through the numbers; know what levers create value Stress Testing the Deal Underwrite break-even points and failure scenarios Real story: How one business plan unraveled when resident profiles clashed Final Thoughts on Strategy Vision before budget—start with what you want to create IRR matters, but timing and exit assumptions often fail Know your buyer—plan your renovations around future investor demand
I hope you guys enjoy this Q3 2025 Investor Audible Series with: Kingdom Capital AdvisorsHirschmann CapitalGreenlight Capital My daughter was napping in the room next door so apologies if I sound "hushed." Nap time is precious around here!Enjoy!
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Pam Vitaz shares her insights on integrating energy awareness into entrepreneurship, particularly in the real estate industry. She discusses the importance of deep listening, the balance between intuition and anxiety in decision-making, and her coaching practices aimed at empowering women in a traditionally male-dominated field. Additionally, she highlights the significance of digital detox in today's technology-driven world. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Scott Kelly, founder/CEO of Black Dog Venture Partners, shares 30 years of lessons helping tech and consumer brands fund, sell, and scale. We dig into why “sales is a lost art,” why your network is your real funding source, and how to build relationships that lead to opportunities. Plus: keystone habits, outworking 21-year-olds at 61, and why you should love practice as much as the game.Highlights & Timestamps0:00 Meet Scott Kelly — exits, accelerators, and why he never really “retired”2:42 What success actually looks like (solve problems, create opportunities)4:13 Sweet spot: early-stage tech & CPG; why sales often fixes everything5:00 The lost art of asking for the sale (and handling “no”)6:37 Stop doing $5/hr tasks when you're paid for $500/hr outcomes8:02 “Wozniak & Jobs” — know your lane; if you can't sell, hire it8:45 Learn the ratios: leads → calls → closes (practice, not theory)9:55 Investor-readiness: your pitch, story, questions, & live “VC Fast Pitch” reps11:25 Follow-up matters: most wins happen on touches 5–6+11:45 Money is in your list: coffees > cold banks; DM your “couch money”12:24 Daily relationship reps: LinkedIn to real conversations; 100 lunches challenge13:49 Don't pitch-slap investors on first contact; relationships first13:57 Old school still works: direct mail & handwritten notes that close deals15:26 Keystone habit: “obscene work ethic” — love the grind, love the practice17:29 Parting advice: never stop learning, be confident & humble, don't give upPull Quotes“Sales is a lost art. Ask for the money—and be okay hearing ‘no.'”“Stop doing $5/hour tasks when you're paid to produce $500/hour outcomes.”“Relationships lead to opportunity. Don't pitch-slap on the first message.”“If you can't sell, be honest—find someone who can.”“Love the practice as much as the game.”Guest Links
AI will change the world even more than the internet, with profound implications for most aspects of society, including massive wealth creation. It will impact many sectors of commerce, including Real Estate. Amongst other implications, AI is creating an insatiable demand for Data Centers and a scramble for computing power. Peter Lewis, Chairman and Founder of Wharton Equity Partners, has over 35 years of experience as a real estate owner, developer, and operator, and is now merging with Lighthouse, a turnkey developer of Data Centers. The founders of Lighthouse formerly led Midwest and Western data center development for Amazon Web Services.
In this episode, Brad Smotherman sits down with Scott Sherard to break down the very first deal he closed as a new Investor Creator — a deal that netted him $70,000 in equity. Scott shares what he learned (fast), what surprised him, and how the Investor Creator system helped him turn a brand-new lead into a profitable opportunity. You'll hear about: - How Scott's first motivated seller lead turned into a $70K equity position - Lessons learned from property valuation and running accurate CMAs - Inspection surprises and real-world repair cost considerations - How to build productive relationships with local agents
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2025. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-12933Date of first use: November, 2025
In 2021, at COP26, the International Accounting Standards Board announced it would create a standard for this reporting. It wants to integrate sustainability reporting with traditional IFRS accounting. Should firms be compelled by regulators to disclose their impact on the climate in their corporate reporting? Investors value convergence in sustainability reporting standards, but they are facing stiff opposition both in the US and Europe – even while developing economies embrace the new regime. Lucrezia Reichlin of the London Business School and CEPR talked to Tim Phillips on the progress to sustainability standards, the scope of reporting, who wants it, and who's objecting to it.
Artificial intelligence is evolving at lightning speed, but how do you separate innovation from the hype? And what does any of this mean for your daily life, your privacy, and your investment decisions? In this episode, we break down the biggest AI breakthroughs since our last update and explore how everyday people can use chatbots without feeling overwhelmed. We cover simple AI use cases, the strategies that make AI far more powerful, and the biggest risks to watch out for when using AI casually, especially around privacy and financial tools. We also dig into the headlines about AI stocks, sky-high valuations, and whether we're entering bubble territory…or just seeing noise. You'll learn what's trustworthy, what's exaggerated, and how to stay grounded when markets get loud. We discuss: The most important AI breakthroughs since our last update: -AI's current "superpower" -Practical ways to use chatbots in daily life -Frameworks for going beyond basic prompts -The biggest risks of using AI casually (and how to avoid them) -How to tell whether AI-powered financial tools are trustworthy -What to know about privacy when using chatbots or AI assistants -Whether AI stocks are entering bubble territory: what's valid and what's noise If you're curious about using AI to improve your life and want to understand today's market environment, this episode will ground you in what matters most. For questions, comments, or feedback, email us at askcreatingwealth@taberasset.com. Be sure to subscribe and leave a review to stay updated on future episodes. Related Episodes May 2025 AI Update, Part One May 2025 AI Update, Part Two 2024 - Navigating the AI Revolution: Insights for Investors and Workers, Part One 2024 - Navigating the AI Revolution: Insights for Investors and Workers, Part Two 2023 - Are You Prepared for the AI Revolution?
Alan Strauss digs into alternative assets, a “multi-trillion dollar industry” that's going mainstream. “Investors should have something…that is a substitute for traditional equities,” but still have growth, he argues. He calls alternatives a “time-tested approach” and discusses opportunities for investment. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Am 23. November 2015 erschien der erste OMR Podcast – ein Gespräch von OMR-Gründer Philipp Westermeyer mit Investor und Unternehmer Sven Schmidt. Viele weitere sollten in den kommenden Jahren folgen. Die beiden sprechen über die ganze Bandbreite an Branchenthemen und ein bisschen über ihre gemeinsame Leidenschaft Sport. Es geht um den Außenwerber Ströer, um Startups im Silicon Valley, um die vermeintlich gekaufte Fußball-Weltmeisterschaft 2006 und Anekdoten aus der Pennergame-Zeit von Sven Schmidt. Kurzum: Es ist eine sehr unterhaltsame Zeitreise in die Vergangenheit. Die Folge mit Sven Schmidt haben wir am 23. November 2015 veröffentlicht. Für unsere Serie "OMR Classics" haben wir sie nun zum OMR-Podcast-Geburtstag neuaufgelegt, weil wir glauben, dass die Geschichte noch immer spannend für Euch sein könnte. Viel Spaß beim Hören!
We weigh the promise and peril of the AI agent economy, pressing into how overprovisioned non-human identities, shadow AI, and SaaS integrations expand risk while go-to-market teams push for speed. A CMO and a CFO align on governance-first pilots, PLG trials, buyer groups, and the adoption metrics that sustain value beyond the sale.• AI adoption surge matched by adversary AI• Overprovisioned agents and shadow AI in SaaS• Governance thresholds before budget scale• PLG trials, sandbox, and POV sequencing• Visualization to reach the aha moment• Buying groups, ICP, and economic buyer alignment• Post‑sales usage, QBRs, NRR and churn signals• Zero trust limits and non-human identities• Breach disclosures as industry standards• Co-sourcing MSSP with in-house oversightSecurity isn't slowing AI down; it's the unlock that makes enterprise AI valuable. We dive into the AI agent economy with a CMO and a CFO who meet in the messy middle. The result is a practical blueprint for moving from hype to governed production without killing momentum.We start by mapping where controls fail: once users pass SSO and MFA, agents often operate beyond traditional identity and network guardrails. That's how prompts pull sensitive deal data across Salesforce and Gmail, and how third‑party API links expand the attack surface. From there, we lay out an adoption sequence that balances trust and speed. Think frictionless free trials and sandboxes that reach an immediate “aha” visualization of shadow AI and permissions, then progress to a scoped POV inside the customer's environment with clear policies and measurable outcomes. Along the way, we detail the buying group: economic buyers who sign and practitioners who live in the UI, plus the finance lens that sets pilot capital, milestones, and time-to-value expectations.We also challenge sacred cows. Zero trust is essential, but attackers increasingly log in with valid credentials and pivot through integrations, so verification must include non-human identities and agent-to-agent controls. Breach disclosures, far from being a greater threat than breaches, are foundational to ecosystem trust and faster remediation. And while MSSPs add critical scale, co-sourcing—retaining strategic oversight and compliance ownership—keeps accountability inside. If you care about ICP, PLG motions, PQLs, NRR, or simply reducing AI risk while driving growth, this conversation turns buzzwords into a playbook you can run.Vamshi Sriperumbudur: https://www.linkedin.com/in/vamsriVamshi Sriperumbudur was recently the CMO for Prisma SASE at Palo Alto Networks, where he led a complete marketing transformation, driving an impact of $1.3 billion in ARR in 2025 (up 35%) and establishing it as the platform leader. Chithra Rajagopalan - https://www.linkedin.com/in/chithra-rajagopalan-mba/Chithra Rajagopalan is the Head of Finance at Obsidian Security and former Head of Finance at Glue, and she is recognized as a leader in scaling businesses. Chithra is also an Investor and Advisory Board member for Campfire, serving as the President and Treasurer of Blossom Projects.Website: https://www.position2.com/podcast/Rajiv Parikh: https://www.linkedin.com/in/rajivparikh/Sandeep Parikh: https://www.instagram.com/sandeepparikh/Email us with any feedback for the show: sparkofages.podcast@position2.com
In this episode, we discuss how the Supreme Court could affect U.S. tariffs. The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to www.pimco.com/gbl/en/general/legal-pages/podcast-disclosures
Florida tightens rules for foreign buyer real estate, causing investors to pivot strategies, but what are the unforeseen impacts on the market?See full article: https://www.unitedstatesrealestateinvestor.com/florida-tightens-foreign-buyer-rules/—Ready to kill the rat race?Listen, if you're sick of watching other people get rich while you keep grinding for scraps, this is your wake-up call.Right now, everyday people, not Wall Street, not billionaires, not trust-fund babies, are buying property, collecting rent, and stacking cash while you're stuck refreshing your bank app.You can keep working for money, or you can make money work for you.This free "Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Go grab your copy right now before you talk yourself out of it. Start learning how real Americans are building wealth while everyone else keeps punching the clock.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/
Is hiring a private home inspector worth it? In this AZREIA Show episode, we sit down with Gilbert, AZ inspector Dan Pierce to talk about why inspections matter for both investors and homeowners. Dan shares his journey into the industry, the hidden risks of skipping inspections, and why add-ons like sewer scopes and termite checks are game-changers. We also cover common issues foundation cracks, electrical problems, gutter importance, and more. Get Dan's top tips for evaluating a property and learn how a professional inspection can save you major headaches. Key Takeaways: 01:17 Meet Dan Pierce: From North Dakota to Arizona 02:40 The Importance of Property Inspections 04:13 Services Offered by Property Inspectors 06:24 Common Issues in Arizona Homes 12:58 Flat Roofs and Foam Roofs: What You Need to Know 15:27 Red Flags for Investors 17:48 Identifying Electrical Panel Issues 19:05 Gas vs. Electric Houses 20:11 Unusual Property Finds 22:27 DIY Home Repairs: Risks and Stories 24:48 The Importance of Professional Inspections 28:50 Connecting with Home Inspector Dan Subscribe and visit AZREIA.org for more community insights!
How relevant is Warren Buffett to investors today? The Sage of Omaha has given his latest written update to shareholders - surely one of his last. Could his meteoric success be repeated today?See omnystudio.com/listener for privacy information.
How To Prepare for a Valuation Negotiation Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Valuation is a negotiation, not a formula. Before negotiating valuation with the investor, prepare for the discussion. Consider these points of preparation: Know the current market and what other companies are selling for. This is known as comps or comparables. Have two to three examples of other company exits. Know what other startups are proposing for their valuation. Investors will have seen numerous valuations prior to yours, so it's best to know how you will compare. Decide on your floor valuation below which you will not go. This helps set the decision to walk away when the time comes. Determine your ideal valuation. This is not necessarily the highest valuation but rather the one that fits your overall valuation trajectory for the startup. It's best to map out your valuation from launch to exit so you know where you are trying to go. Finally, prepare to negotiate in good faith with all investors. Avoid the games and work to identify and articulate the values in the business. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.
In this episode of Investor Connect, Hall Martin speaks with Dan Delmar, founder and president of Virtual Angels Network. Dan sheds light on the fully virtual national angel investor network that connects early-stage startups with investors across North America. With over a decade of experience in the innovation ecosystem, Dan draws from his background with the Harvard Business School Alumni Angels of New York and discusses the inspiration behind establishing Virtual Angels Network during the pandemic. Highlights include the organization's emphasis on good financial terms, the secret sauce of their successful deal flow vetting process, and trends in online angel group syndication. Dan also offers valuable advice for founders pitching virtually and insights into the growth trajectory of virtual investing over the next five years. For those interested in connecting with Virtual Angels Network as an investor or entrepreneur, Dan provides his contact details and application instructions. Visit Virtual Angels Network at virtualangels.net/ Reach out to at dan@virtualangels.net , and on www.linkedin.com/in/dandelmar/ _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https:/_/tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.
This week is one of the biggest weeks in earnings as NVIDIA, Home Depot, Lowes, Walmart, and Target all reported earnings. All three provide both a look into the financials of great business and a deeper look into three of the biggest markets: AI, housing, and consumer spending. Tyler Crowe, Matt Frankel, and Jon Quast discuss: - Another quarter of monster numbers from NVIDIA - Home Depot and Lowe's thoughts on the housing and home improvement market. - Walmart's quarterly numbers make Target's management look silly. Companies discussed: NVDA, META, AMZN, GOOG, MSFT, PLTR, HD, LOW, TGT, WMT, BBWI Host: Tyler Crowe Guests: Matt Frankel, Jon Quast Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
The Action Academy | Millionaire Mentorship for Your Life & Business
Get in touch with Hunter:Facebook: hunter.frushaWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?
The government could exploit a possible loophole in the release of the Jeffrey Epstein case files. Investors are eagerly awaiting the long-delayed September jobs report. The US is pushing for a peace deal with Russia, but Ukraine's involvement is uncertain. Dozens of Palestinians have been killed by Israeli strikes in Gaza. Plus, a new ruling on ICE's use of force in Chicago. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Most people dream of quitting their 9-to-5, but they're afraid to do it. However, this guy actually did. From long hours as a civil engineer to achieving financial freedom through real estate and infinite banking, his journey demonstrates how anyone can climb the “wealth elevator” step by step.In this episode, Russ and Joey sit down with Lane Kawaoka, the founder of The Wealth Elevator and a former engineer who achieved financial freedom through smart investing. Lane reveals how he transitioned from collecting paychecks to collecting passive income streams, starting with a single rental property and scaling to over 11 before shifting into syndications. He shares his take on the power of infinite banking and what it takes to move from employee to investor. Listeners will also learn how to avoid common real estate mistakes, leverage accredited investor networks, and create long-term financial security.Tune in for a real-world roadmap to freedom and discover how to make your money work harder than you do.Top three things you will learn: -How to transition from a full-time career to financial independence-Why infinite banking and real estate are powerful wealth-building tools-The key mindset shifts that separate investors from employeesAbout Our Guest:Lane Kawaoka ventured into real estate investing by renting out his home while traveling for work. He went on to grow his portfolio and currently owns multiple properties in various states. With his success, he decided to mentor other working professionals on how to invest in real estate and build their own portfolios. Today, Lane lives in Honolulu, Hawaii, where he is bringing solid investment opportunities and bridging the financial gap in the community where he grew up.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Lane Kawaoka:-Email - Lane@theWealthElevator.com
One of the biggest reasons why affluent families and high-net-worth investors have lost trust in financial services and wealth management firms is that most of the advice they receive is biased and driven by incentives that serve institutions instead of clients.Imagine financial advice and strategies that truly align your wealth with conflict-free guidance. Most investors expect traditional wealth managers and RIAs to act in their best interests. Today's guest will reveal how the financial industry actually operates—and how they are disrupting the status quo.That's why I'm thrilled to welcome Mo Lidsky to the podcast. Mo is CEO and Partner at Prime Quadrant, one of North America's leading multi-family offices. With $26B+ in AUC (Assets Under Consultation™) and over 400 years of combined experience, they've cracked the code on providing financial services that aren't focused on selling products, and empower families to make better financial decisions.They believe that typical family offices with 7-figure net worths should have the same access to institutional-quality options that are enjoyed by billion-dollar corporations, offering aligned interests, a diversity of opportunities, exceptional planning, and predictable outcomes. In our conversation, Mo shares how Prime Quadrant designed a cost-effective family office model that bridges the gap between retail investors and institutions, giving clients access to institutional opportunities and advice tailored solely to their needs. We'll also discuss how their fee-only structure creates transparency and how focusing on your real goals leads to genuinely personalized financial advice.In this episode, you'll learn: 1.) How to identify misaligned incentives in traditional wealth management and avoid paying for biased advice.2.) How Prime Quadrant's family office model delivers institutional-quality access and advice for affluent families.3.) How to clarify what you truly want—and build your financial life around purpose, freedom, and alignment.Show Notes: LifestyleInvestor.com/265Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On this special segment of The Full Ratchet, the following Investors are featured: Mike Schroepfer of Gigascale Capital Shashank Saxena of Sierra Ventures Ryan Delk of Primer We asked guests to tell the most important lesson they've learned in their career. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.
➡️ Schedule a Call with Phil Duke: https://calendly.com/phil-duke-jr ➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/ About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor
Suddenly signs of systemic stress are cropping up all around us.In the public debt markets, credit spreads are on the rise after years of dormancy. In the private credit markets, defaults and counter party risk concerns have moved to the forefront.Volatility has returned to the stock market as doubts of AI spending sustainability mount.And worldwide, suspicions of fiat currency debasement are going mainstream.Where is all this headed?To discuss, we're fortunate to welcome macro, markets and monetary analyst Peter St Onge to the programWORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#aibubble #recession #economy _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
Our Panel Discusses: - Investors Are Losing MILLIONS Right Now on Rookie Speculation- CardVault NYC Robbed of Nearly $10K in Cards- Topps Announces New Shohei Ohtani Dynasty Black Logoman 1/1, This Time From His NLCS Supergame- StockX “Big Facts” Report Labubu & Pokémon Dominate 2025Join CardsHQ Breaks on Whatnot ►: https://bit.ly/cardshqbreaksJoin CardsHQ Shop on Whatnot ►: https://bit.ly/cardshqshopJoin CardsHQ Ally on Whatnot ►: https://bit.ly/cardshqallyJoin CardsHQ Poke on Whatnot ►: https://bit.ly/cardshqpokeShop CardsHQ Inventory Online ►: https://bit.ly/cardshqTrack card prices & your collection with Market Movers ►: https://bit.ly/marketmoversappDiscounted PSA/SGC Card Grading ►: https://bit.ly/gradingserviceDownload our Apps!SCI App (Apple) ►: https://apple.co/3riGbb5SCI App (Google) ►: https://bit.ly/SCIAPPGooglePlayFollow Us:Our TCG YouTube ►: https://bit.ly/tcghqytSCI Instagram ►: https://bit.ly/SCIIGSCI Twitter ►: https://bit.ly/scitweetsSCI Facebook ►: https://bit.ly/FBSCIPageGeoff's IG ►: https://bit.ly/itsgeoffwilsonGeoff's YouTube ►: https://bit.ly/ytgeoffCard Kids YouTube ►: https://bit.ly/cardkidsytMarket Movers YouTube ►: https://bit.ly/marketmoversyt
In this powerful episode, Vinney Chopra and Gualter Amarelo dive into a real conversation about what it really takes to build millionaire-level passive income in today's market. From hotel takeovers to multifamily turnarounds, both share honest insights on what's working, what's broken, and how investors can make smart, life-changing decisions without wasting years learning the hard way. It's real talk, backed by real numbers, and grounded in decades of combined experience. They break down the mindset and mechanics behind choosing a business—or an investment—that actually has the capacity to generate a million dollars. Along the way, they unpack:
Brace yourself: gold and silver are gearing up for a major bull market. Don Durrett, Gold and Silver Mining Stock Analyst at goldstockdata.com, breaks down the key signals every investor needs to watch. He explains how silver's upside accelerates as gold rises, outlines possible price scenarios ahead, and examines the structural pressure points forming in the precious metals market. Don also discusses why he believes the U.S. is trapped in a “doom loop” of rising debt, deficits, and money printing.He also dives into the macro picture: how the Ukraine war accelerated a global shift away from Western financial dominance, why mining stocks behave differently from traditional equities, and why only a handful of silver ETFs exist worldwide.Watch the full interview to learn how to navigate the financial stress building ahead and position yourself before the next big move.Check out: https://www.goldstockdata.comWatch the full YouTube interview here: https://youtu.be/rdhjCrKGvdkAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia
Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hunter and Kevin join Jessey to talk about what's really working right now in land—from cold calling to custom mailers, market selection, follow-up, and why land investors' "laziness" is your biggest competitive advantage.Both run separate land businesses but teamed up to create a community-focused course aimed at helping people scale smarter. In this episode, they break down the tools, tactics, and realities of growing a land business in 2025.What you'll learn:• Why mailing is back and still performing• The ROI of custom mailers vs bulk volume• Cold calling and texting tips from a house-flipping background• Why most land investors don't follow up (and how to win by doing it)• How to train VAs for market selection, data scrubbing, and pricing• Building a lean team with clear roles (Hunter's setup)• How to find good realtors and build long-term relationships• The one thing they'd do differently if starting over today• A behind-the-scenes look at their Plot Profit Academy course
Investors are worried an AI bubble is about to burst, so we're wondering what that would mean for the U.S. Plus, AI data centers are fueling double-digit energy cost increases, a new study shows we don't trust its medical advice, and yet an AI song is racing up the music charts. Get the full lowdown here from WCCO, WWJ, KCBS and more.
Gemini 3 is out and it may change the landscape in artificial intelligence. Benchmarks have it performing better than GPT-5 and Google is leaning into its competitive advantages in AI tech. Plus, we talk about the drop in Bitcoin and how Target lost its mojo. Travis Hoium, Rachel Warren, and Jon Quast discuss: - Gemini 3 is out - Anthropic's capital raise - Bitcoin is down, but is it out? - Why Target is falling behind in retail Companies discussed: Alphabet (GOOG, GOOGL), NVIDIA (NVDA), Target (TGT), Bitcoin (BTC), Coinbase (COIN), Circle (CRCL). Host: Travis Hoium Guests: Rachel Warren, Jon Quast Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
David converses with best-selling author David Bach about preventing burnout through sabbaticals, moving to another country, why retirees should take Social Security as early as possible, and Bach's idea of a flat tax on IRA distributions.Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesDavid Bach's IRA Flat Tax IdeaRelated Episode506: Should You Retire Early and Live Outside Your Home Country? With Joshua SheetsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
America isn't just leading the AI race; it's increasingly built on it. Investor–author Ruchir Sharma joins Bankless to unpack why U.S. growth, stock gains, and even debt complacency are now tethered to a single story, and what a sensible hedge looks like. We trace how U.S. dominance happened, what could puncture the current euphoria, and where the real diversification lives: quality stocks that have lagged, broad ex-US exposure with currency tailwinds, and selective bets in India, China, and reform winners like Greece and Poland. We also tackle the “gold + stocks up together” puzzle, why that correlation can bite in a tightening cycle, and Ruchir's “two cheers” case for Bitcoin as a portfolio asset whose utility still has room to grow. ---