Podcasts about investors

Earnings from Starbucks, Visa, and Spotify's earnings give us a read on the consumer and Samsung takes a big chip order from Tesla.  (00:21) Travis Hoium, Lou Whiteman, and Rachel Warren discuss: - Tesla's chip deal with Samsung - Spotify's earnings - Visa, Starbucks, and Booking earnings - Are you bull or bear? Companies discussed: Tesla (TSLA), Spotify (SPOT), Visa (V), Starbucks (SBUX), Booking (BKNG), NVIDIA (NVDA) Host: Travis Hoium Guests: Lou Whiteman, Rachel Warren Engineer: Bart Shannon   Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

David converses with renowned illustrator and financial philosopher Carl Richards on the abstraction of money, attentional capital, distinguishing risk from uncertainty, and the importance of taking microactions.Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesCarl Richard's website, Behavior GapYour Money: Reimagining Wealth in 97 Simple Sketches by Carl RichardsRelated Episodes496: Are You Taking Enough Aspirational Risk?394: How to Get Better at Risk Taking135: Embrace the MessinessSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tune in as the team discusses:The beginner-friendly land investing model that doesn't require credit or contractorsHow to start with as little as $500A 30-to-60 day plan to land your first dealReal-life tips from experienced investors who started with nothingHow to create momentum even if you're short on time or confidenceThis episode is designed to remove the mystery and give you the confidence to take action now. TIP OF THE WEEKScott: Action builds confidence. Even if it's messy, that first deal is what sets everything in motion.Jon: You don't need a big budget to get started—you just need consistency and a willingness to learn as you go.Mike: Keep it simple. Follow the process, trust the system, and don't overthink it. The results will come. WANT MORE?Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing.UNLOCK MORE FREE RESOURCES:Get instant access to my free training, a free copy of my Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—it's all here: https://thelandgeek.ac-page.com/Podcast-Linktree."Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

In this episode, I sit down with real estate investor and entrepreneur Rob Chavez, CEO of Caza Group and founder of the GRID Investor Network. Rob's built a vertically integrated real estate business spanning sales, construction, private lending, investments, and property management—and he didn't do it by doing everything himself.   Rob walks us through his transition from solopreneur to CEO, the hard lessons he learned chasing too many rabbits at once, and how letting go of control ultimately 10x'd his income.    Whether you're just starting out or you're an experienced investor stuck on the transaction treadmill, this conversation is packed with actionable insight to help you scale, leverage, and build wealth for the long haul.   Key Talking Points of the Episode   00:00 Introduction 01:11 Meet Rob Chavez: Caza Group, GRID Investor Network, and a mission to build wealth through real estate 02:40 Life as a D1 athlete, psych major, and the power of proximity to a mentor 06:03 Working 4:30 AM to 9 PM: Lessons from a serial entrepreneur who modeled success 10:00 Learning to utilize the power of leveraging to streamline and scale the business 13:02 Rob's operating system B.O.S.S. and the 7 Levels of Freedom 17:05 Helping entrepreneurs evolve from self-employed to business owner 20:00 Overcoming burnout, broken marriages, and bottleneck thinking as a solopreneur 21:25 Why scaling takes 2–3 years and what most people get wrong 24:01 Mastering money math, building leverage, and hiring right 28:05 The importance of inventory stacking, strategy shifts, and recession lessons 30:26 You're one relationship away from your next breakthrough   Quotables   “Solopreneurs are often stuck in this idea that nobody can do it better than them. That's false.”   “Everything you want in life is usually one relationship away.”   “It takes 2 to 3 years to really build a scalable business model—don't quit 18 months in.”   Links   The Income Flip Podcast https://www.gridinvestor.com/podcast   GRID Investor Network https://www.gridinvestor.com/   Rob Chevez https://www.instagram.com/robchevez   QLS Live https://qlslive.com   Real Estate On Your Terms and Deal Structure Overtime https://wickedsmartbooks.com/podcast   FREE Master's Class http://smartrealestatecoach.com/masterspodcast   FREE Strategy Session with Chris Pre http://smartrealestatecoach.com/actionpodcast   QLS 4.0 https://smartrealestatecoach.com/qlspodcast   Investor Resources https://smartrealestatecoach.com/resources   Apprentice Program https://smartrealestatecoach.com/apprentice-pod   In the Trenches Bootcamp https://smartrealestatecoach.com/ittb-pod   3 Paydays Virtual Event https://smartrealestatecoach.com/3paydayspodcast   REI Blackbook https://smartrealestatecoach.com/REIBB-pod   7 Figures Funding https://smartrealestatecoach.com/7figures-pod   Land Voice https://smartrealestatecoach.com/landvoice-pod   Propsperity https://propsperity.io

Today's Fed meeting likely won't bring policy changes but could hint at a September cut. Investors also await today's GDP and ADP jobs data, and Microsoft and Meta report later.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Investing involves risk, including loss of principal.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.(0131-0725)

Would capping the qualifying period for unfair dismissal protection at six months be a reasonable compromise for employers? With hybrid working perceived to have a negative impact on managers' ability to lead teams effectively, what could organisations be doing differently? And what impact is AI having on the prospects of the latest wave of graduates entering the labour market for the first time? CIPD's Amy Crutchfield, is joined by Beth Samson, People Director at Investors in People; Garin Rouch, OD Consultant at Distinction Business Consulting; and Alison Hodgson, Market Director – CIPD Ireland. Recorded: 25 July 2025

In this episode, we reveal the banks now offering 10-year interest-only mortgages – and why this could be a game-changer for property investors.While most banks cap interest-only terms at 5 years, some are now doubling that time frame. But that doesn't mean it's easier to get. In fact, the lending criteria are often stricter. We dig into the differences between ANZ and TSB's approaches, including how much extra income you need to qualify – and how the banks test you differently.You'll learn:Which banks offer 10-year interest-only terms (and how they work)Why interest-only loans are slightly harder to get (despite lower repayments)Who this strategy is right for … and when it could hurt youWant to get an interest-only mortgage? Run the numbers with this interest only mortgage calculator.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠

361Firm Briefing "US Still a Magnet for Capital" Meetup and 361Firm.Digital (July 29, 2025)Transcript: https://361.pub/j292025Video: https://youtu.be/B0nNMwz6ALkPodcasts on Apple (https://361.pub/podcast_apple), Spotify (https://361.pub/spotify), Simplecast (https://361.pub/pods) SUMMARY KEYWORDSDistill Intelligence, startup Summit, Steve Case, Brad Feld, venture speakers, $1 million prize, Lansdowne Resort, 361 Firm, AI platform, family offices, philanthropy, investment memos, collective intelligence, digital platform, personalized dashboard., Generative AI, memory computing, proprietary data, portfolio companies, value creation, co-investment, network leverage, feedback, interpretation, training mechanism, legal docs, engagement, roadmap, decision making, cognitive psychologist.SPEAKERSStephen Burke, Adam Blanco, Walter Benadof, Giovanni, Michael Hammer, Jason Sonner, Bill Deuchler, Depinder Grewal, Ella Huong, Andrew Fisch, Tim Gallabrant, MICHAEL CONNIFF, Jonothan Perrelli (Fortify Ventures), Austin Fowler, Lubna Dajani, Jose Kreidler, Adam Oestreich, Yasmin Shmuel, Mark Sanor, Sameer Sirdeshpande, Jonathan Clark, Shienne, Chas WalkerSUMMARYThe 361Firm Briefing and Meetup on July 29, 2025, featured updates on events of 361Firm, provided a Briefing on the US economy in focus and shared the launch of 361Firm.Digital.On events, Mark Sanor introduced Jonothan Perrelli who is hosting his Distilled Intelligence Summit October 14-16 in Virginia, with speakers like Steve Case and Brad Feld. The event aims to bring together 500 attendees, with 100 startups pitching for a $1 million prize. Mark Sanor and Jonathan Perrelli discussed the summit's focus on startups, funders, and operators.The meeting also highlighted the launch of 361Firm Digital, a new AI-powered platform designed to enhance collaboration and decision-making among members, featuring personalized AI assistants and access to relevant deals and content. The meeting discussed the implementation of a memory and governance system using generative AI to summarize and surface insights from past conversations. Yasmin Shmuel highlighted the importance of leveraging proprietary data to enhance decision-making and networking within the firm. Mark Sanor emphasized the need for user engagement and mentioned upcoming one-on-one meetings. Javier Sanchez, the co-founder and head of AI, was introduced. The team plans to refine the AI system based on user feedback to avoid subjective elements and improve accuracy. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

Between battered industries and overlooked opportunities, plenty of dividend-paying companies have slipped to the bottom of the earnings jar. Today, Emily Flippen, Matt Argersinger, and Ant Schiavone dig into: The shrinking ranks of “Dividend Knight” contenders Healthcare stocks with hard times but high yields What investors should prioritize in dividend-paying stocks Companies discussed: NVO, UNH, WHR, PLD, CNQ, SCHDHost: Emily Flippen, Anthony Schiavone, Matthew ArgersingerProducer: Anand ChokkaveluEngineer: Adam Landfair, Natasha HallDisclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Predmore is the founder and managing partner of Talbott Investments. A former engineer with over 20 years of experience in the manufacturing industry, Stephen transitioned into real estate after a sudden layoff. Since then, he's grown from single-family investor to general partner in multifamily, specializing in JV structures and educating engineers on passive investing strategies.    

Thinking about flipping land but not sure where to start? In this episode, Daniel and Ron Apke break down the Top 5 Best States to Do Your First Land Flip in 2025. Based on years of experience and thousands of land deals, they reveal which states offer the highest chance of success for beginners, without the headaches of non-disclosure laws, oil rights, or slow-moving counties.

In this episode of the Investor Fuel Podcast, host Quentin Edmonds speaks with Brian Fox, SVP of AHL Funding, about the world of non-QM lending. They discuss the benefits of non-QM loans, particularly for self-employed borrowers and investors, and the challenges faced in the lending process. Brian shares insights on scaling operations, building relationships with loan officers, and the importance of a white glove service approach. He also provides valuable advice for borrowers looking to navigate the lending landscape and highlights the various loan options available. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Charisse Walker shares her journey from a challenging personal situation to becoming a successful realtor, lender, and investor in the real estate market. She discusses her experiences with various investment strategies, including flipping homes, multifamily investments, and alternative real estate plays like storage facilities and land flipping. The conversation also delves into the complexities of the lending landscape, the challenges faced by new investors, and the potential future of land investments, particularly in the context of data centers and affordable housing. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pro Show, host Erika speaks with Jay McCabe, an executive at Focus Property Inc., about the intricacies of property inspections and the real estate industry. Jay shares his journey into the field, the importance of communication and relationships in real estate, and offers valuable advice for new investors. He discusses the challenges faced during inspections, the significance of being informed about property conditions, and the future growth plans for Focus Property Inspections. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

We sat down with Victoria Greene, CFA®, CRPC®, Chief Investment Officer and Founding Partner at G Squared Private Wealth, for a midyear outlook on the markets and current rate environment. Victoria discusses how to support clients remaining invested amid tariffs, volatility, and uncertainty, and gives insight into the evolving landscape of alternative investments.

In this episode of Retire with Style, Wade Pfau and Alex Murguia tackle listener questions on a range of financial topics, including gold's volatility, alternative investments, and how to measure retirement success. They discuss the realities of investment returns, the impact of recent U.S. bond downgrades, and the importance of understanding risk, using historical data, and maintaining a solid investment strategy in retirement.   Takeaways Gold has lower average returns and higher volatility than stocks. Alternative investments require careful evaluation due to lack of historical data. Quantifying retirement success rates can provide clearer financial goals. The magnitude of failure in financial planning is crucial to understand. Investors should assess the compensated risk of their investments. Monte Carlo simulations can help in understanding potential outcomes. The funded ratio approach simplifies retirement planning. US bond downgrades may not significantly impact long-term market trajectories. Understanding the underlying assumptions of financial plans is essential. Risk assessment is a key component of effective financial planning. Chapters 00:00 Introduction and Overview of Q&A Session 02:33 Debating Gold's Volatility and Investment Value 08:56 Exploring Alternative Investments and Their Evaluation 19:03 The Importance of Theoretical Justification in Investments 20:17 Understanding Retirement Planning Tools 23:04 Probability of Success vs. Rate of Return 27:21 Magnitude of Failure in Financial Planning 30:31 The Funded Ratio Approach 34:06 Evaluating Financial Advisors 36:15 Impact of US Bond Downgrades   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”

Uncover the investing treasure of Australia that is Melbourne and why it offers such great value for property owners right now!   In this episode, understand market cycles, valuations, and buyer behavior. I uncover the potential for growth in Melbourne, particularly for early adopters, and the risks associated with late investment, so take notes if you seek to reap the rewards. It's a Melbourne master class this episode, don't miss it.   I discuss -  00:00 - Introduction to the Melbourne Real Estate Market 02:35 - Understanding Market Cycles and Valuations 05:37 - The Importance of Timing in Real Estate Investment 08:10 - Behavioral Finance and Market Sentiment 10:52 - The Concept of Inversion in Real Estate Investment 14:07 - The Property Cycle and Buyer Behavior 16:51 - Identifying Early Adopters vs. Late Majority 19:28 - The Risks of Late Investment in Real Estate 22:15 - Current Trends in the Melbourne Market 25:20 - The 90-Day Theory and Market Momentum 28:00 - Intrinsic Value and Future Growth Potential 30:45 - Conclusion: The Future of Melbourne Real Estate   Don't hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :)   If you're yet to subscribe, be sure to do so on your favourite channel.    Apple - https://pre.fyi/upi-apple   Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube   And remember, I'm really good on 1.25 or 1.5 speed :)   Take care,  Sam   Hey Investors! It's great to see you here. To get you started on your journey we've popped a few educational resources below for FREE! ➡️ DOWNLOAD The Part Time Property Investor ebook-https://pre.fyi/yt-part-time-investor-ebook ➡️ DOWNLOAD The Property Investor's Cashflow Calculator-  https://pre.fyi/yt-cashflow-calculator  ➡️ REGISTER for a Property Investing Webinar -  https://positivere.events/learn-to-invest    Positive Real Estate's Property Investor Masterclass

Send Us A Message! Let us know what you think.Topic #1:  RNZ 24th of July -Rents fall for first time since 2009Topic  #2: Good Returns 23rd of July -Record number of deals being done by first home buyersTopic #3: Eite Agent 23rd of July -NZ buyers and sellers finally find common ground on priceTopic #4: Good Returns 22nd of July -Green light burning brightly for August interest rate cutTopic #5: 'Topping up $300 a week': How much money do property investors actually make?Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

July 29, 2025 ~ Dr. Rajan Bhatt, President of Strand Capital Holdings, joins Kevin to discuss why individual home buyers are sitting on the sidelines and investors are swooping into the market to buy homes.

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Keith discusses the impact of inflation and interest rates on real estate investing, emphasizing passive income strategies.  He highlights the Florida housing market, noting a 26% increase in listings post-pandemic.  Investor and Florida homebuilder, Jim, joins this episode to explain the overbuilding in the emotional market versus the underbuilt workforce housing.  His company focuses on new construction in areas like Ocala, offering 40-year loans with 5.25% fixed rates, and boasting an average tenancy duration of over three years. They also provide two years of free property management and a 10-year builder warranty. Resources: Schedule a free strategy session with a GRE Investment Coach to evaluate the opportunity at GREinvestmentcoach.com Show Notes: GetRichEducation.com/564 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, what control do you have over inflation and interest rates? Then, with the Florida housing oversupply and resultant attrition and price levels, wouldn't it be interesting to talk to a prominent Florida homebuilder? That's just what we do today on get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 2  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from coral, Illinois to Cape Coral, Florida and across 180 nations worldwide. I'm Keith weinholden. You are inside for another wealth building week. This is get rich education, the voice of real estate investing since 2014 with inflation on the upswing and is currently approaching 3% again, the formula is small. Down payment. Bank buys you the house. Tenants pay down the loan. Property Manager handles nearly everything. You collect cash every month. Inflation builds you massive wealth, and that's real estate, all right. And no one really knows what's going to happen with inflation and interest rates, those two positively correlated indicators, but at times we have an illustrious guest that will make a prediction. And GRE episode 224, from January of 2019 has been getting some attention lately. That's back when interest rates of all types were really low, and when I interviewed legendary investor Jim Rogers in Singapore, listen in to what he told you, and I on that episode, then   Speaker 3  2:49   you ask me, we're now headed up again, and interest rates are going to go go much, much, much higher over the next few decades, and it's going to ruin a lot of people. I hope none of your listeners get ruined. I hope I don't get ruined, but rising interest rates are here for a long time. Keith, be worried. Be careful.   Keith Weinhold  3:08   Yeah, some real Jim Rogers prescience there in Episode 224 he has seen some cycles. Now as investors, we've got regional phenomena and national phenomenon mortgage rates. They're a national one, because more or less, whenever you finance property anywhere in the nation, your rate is going to be the same nationwide. Perhaps you feel then like you don't have any control over your mortgage rate. Well, I've got two points to that. First, understand that today, mortgage spreads are almost back to normal. Now, what does that mean? Mortgage spreads from listening to the show, you probably know that the mortgage rate you pay is dictated more on the level of bond yields than it is the Fed funds rate that your own Powell controls. Well, 30 year mortgage rates are historically almost 2% above the bond yield, meaning they're 2% above the yield on the 10 year T note, okay, that's the bond yield. The spread was recently above 3% now it is down to about two and a half. To be clear, mortgage rates are now just about two and a half percent above bond yields in this narrowing, that means there's more investor confidence in the mortgage market, and that suggests that lenders are willing to offer loans at competitive rates without succumbing to volatility. So lenders are less concerned about the risk of you quickly refinancing out of the loan that they just worked to make for you, the translation is that this opens the door to make it easier for mortgage rates to fall to 6% and they've been nearly seven for a while. Though I don't predict rates. I'm speaking about probabilities here. Now some people want to lock up property before rates fall, because when rates fall, many think home prices will surge because more people can afford property than higher demand. And I think we all know that the conventional wisdom is to lock in your price now and then if rates fall, you refinance. Conversely, if rates go higher, well then you'll be glad you bought today when rates were lower. But today we're talking about how you can really control the mortgage rate you pay when you work with a builder that won't only see that your mortgage rate gets bought down, they'll ensure that they are the ones paying for the pie down, not you. That's key, as we talked to a home builder in Florida today, a state that makes headlines for being overbuilt, it's a case study in how a market gets to an overbuilt condition, or does it really get overbuilt? It depends on this segment of the real estate market that you're focused on as an investor, as you'll see today, let's meet this week's guest.    Keith Weinhold  6:05   I'd like to welcome Jim onto the show today. He's one of the founding partners of a prominent Florida home builder. They built over 9000 residences, and they have 120 plus full time employees, and it's been such an interesting time in Florida home building and the real estate market, so that's why we're chatting today. Hey Jim, welcome onto the show. Keith, great to be back. Thanks for having me. Let's talk about the problem statewide. Florida has about 26% more listings, more available housing inventory, as compared to pre pandemic levels. That's created some problems, some price attrition. Talk about, why did Florida get over built? Or are they not truly overbuilt when we segment that by product type.   Jim Sheils  7:02   Well, like you said, Keith, product type is really important to decipher here, because it does help dissect the problem a little more clearly. There's a lot of different markets happening, but two of the main things that I've seen that have caused the softening of certain segments of the market is one insurance if you are buying a 1957 home in southwest Florida, a few blocks from the beach, it is possible that your insurance has gone up four to five times. Yeah, the annual thing. So that is going to really start to shake people who own those properties. They're going to feel a little triggered to sell, and it's going to be more difficult to sell, because if you have an agent go and show that property and they ask for a good faith estimate from a lender, and they say, Well, what's your current insurance? That can really scare people. So that type of property normally properties older before 2004 when the rules changed, with higher insurance, that can change it. The second thing is, the emotional market always seems to take a hit, Keith, and I've heard you talk about this before. Now, the emotional market that I talk about is we have our median value in any of the real estate markets, right? And you go about 25% above the median, maybe 30% above the median values. That's what I call the emotional market. These are the really nice houses that are fun to visit. You know, nice to stay in, nice to live in, but they are emotional. This is an emotional market. The cash flow numbers have never worked. They're not on the ultra high end that those people normally own cash and they don't really care the fluctuation. It's that level above the median where I see the emotional market really take the hit, because when the emotion comes out, while the people it's harder to sell to find the buyers, especially with the rates jumping the way that they have over the last two years, there's not the ability to sit back and say, Well, you know what, Keith, I'm just going to hold this and rent it, because their negative position, their negative cash flow every month, begins to sink them quickly, and so that's where you see that pressure downward on that emotional market. If that makes any sense.   Keith Weinhold  9:06   did Florida really get ahead of itself with the increase in pandemic migration? Was there more building because they projected that high migration rate to continue, and it just didn't. Is that why areas of Florida are overbuilt.   Jim Sheils  9:22   What I believe happened was the migration was there, Keith, but again, you have to look at the sectors of the market. Now, when you're looking at a large national home builder, their goal is to sell the property with the greatest profit spread. It's just that simple, and those are the properties when times are good and times are hot, this emotional market, you know, 20, 30% above the median value for an area that's a very easy time to promote and to sell those types of properties and make the best spread for them. And so, yes, in that area, they got ahead of themselves, because it was easy to market to, easy to promote to. And again. In. Some people untrained investors, or people just emotional and saying, Well, I'm gonna have a second home in Florida, and I'll get there more often than I think I will. That causes that issue now, but going to the lower segment, like the workforce housing, like you and I have talked about, well, that has been underprepared for the migration and affordability. That is my word of the year, affordability, the affordable housing, the workforce housing. When you look at the stats, I think it was last year we found the stat that for every 25 workforce housing, new construction workforce housing, there's 100 renters. And so the workforce housing has been underdeveloped, and why? You know, we're a niche builder. It's very rare for a builder like us to focus on workforce housing. That's not the focus of many of the larger builders. They're on that more emotional market. So that's where we focus. But with builders like us focusing on that, no one else that part of the market, Keith has been under supplied, actually in the last few years, because the net migration didn't need those emotional houses. They needed the workforce housing.   Keith Weinhold  11:05   This is a great distinction. We can look at a stat like there's 26% more available housing inventory in Florida statewide than there was pre pandemic, but you've got to parse that by product type, workforce housing, which you specialize in, including build to rent, housing has not been oversupplied, not nearly to that same extent. It could even be undersupplied, depending on where you're at. These are the properties that make the best long term income properties. I hope you the listener caught it there. Jim gave an important date. 2004 is a key year when there were changes to building codes, which results in what your insurance premiums are going to be. Tell us more about that.    Jim Sheils  11:50   Yeah, 2004 right through Punta Gorda, Florida, where we build now. There was Hurricane Charlie came through. My dad's cousin, I have actually lived there at the time. I mean, that place got decimated. Keith, it got absolutely decimated, and the government called timeout. They said, timeout. Okay, we got to stop this. New rules. Moving forward, we're going to change the structural design requirements. We're going to change the elevation requirements. This is the big one. So you know, back in the day, you and I, if we were back in 1962 in Fort Myers, Florida, we could build a house at two feet or three feet above sea level. Those days are gone. If you're going to build a property like going back to Punta Gordon, now today, you have to build it 13 to 14 feet above sea level. So that means builders like us got to bring in a lot of dirt, and we grumble and complain about it until a storm goes through and we have no flooding on any of our properties. But that was a requirement, then stronger fasteners and structural design, because they just didn't want that risk or this type of damage. And it's been interesting, because they've been two hurricanes, you know, since 2004 that have really gone right over the eye. The main power of the storm has gone through. Punta Gorda. I've actually showed this on some videos that we've done on YouTube, like the flyover the next day, and you would think, Oh, well, maybe there was like a strong wind that went through, because there's palm fronds down and some fencing, but the houses are intact, and it's because things had to be rebuilt to today's standards. So I always tell people, hey, you know, we'd love to help you get a house, but if you're just going down there to find a house, I would highly recommend you look at the elevation and look if your house was built before the year 2004 or after, because that is really when things started to change. Not that a house earlier might not have what you're looking for, but elevation is such a key component when you're near coastal areas in Florida, the elevation of your home.   Keith Weinhold  13:41   Is it that simple? Pre 2004 you're likely to pay substantially higher insurance premiums on your Florida property than you are if the build year was 2004 or later.   Jim Sheils  13:52   It's a main component, Keith, another component will be to that is, you know, how close are you to the beach? If you're within, you know, a half a mile of the beach that can have an on lower ground of an older property, those combinations for risk analysis for an insurance company will come up not in your favor, and so you have to put that into account too. Again, the further you move inland, especially the further you move north, and the further you move inland in Florida, the insurance premiums go down because the risk assessment of the last 100 Years of hurricanes has been so much dramatically lower of actually causing issue.   Keith Weinhold  14:29   We'll talk about the Florida areas that you build in later. But first, let's just pull back. Talk about statewide. How bad is it? How bad is it with the overbuilt condition in some segments of the residential market, and how that's led to price attrition, a lack of rent growth or rental occupancy rates that are hurt potentially. Can you speak to that? How bad is it now,   Jim Sheils  14:54   again, going to the segment of the emotional market, so we're talking 20 to 30% above the median. In price in an area that's going to be bad, that's where you're going to have to have downward pressure. You're going to have to your property may have appreciated Well, if you did in 2020, but you're not selling a peak pricing. You're going to have to come off your numbers a good amount, because there's not as many buyers. And also, you got to remember, coupled with that pricing coming down, it's also the interest rates we got pretty spoiled. You know, three and a half percent interest rates, two and a half percent interest rates for some homeowners, that's just not the norm now. So when you're going off those numbers, the affordability, the ability to make that payment, has really been affected. So that emotional market, I think we're going to see a continued softening in that and again, in that emotional market too. To what I saw was, and I own some short term rentals, and I like short term rentals, but what we saw there was a rush, like, almost like a California gold rush, here in Florida, to people coming in and buying what they consider a short term rental, which was not really desirable for short term rent. It could get a few people here and there, but they would buy it, this emotional market, and then the numbers wouldn't work out. Now that, as well, is starting to put pressure on people saying, Oh, I'm losing so much money every month. Let's just sell and again, that emotional market, that area, 20, 25% 30% above median value. That's where we're seeing that. So you're going to see some pressure downward of that, I'd say at least another 10% because there's already been a dip in some areas 15 to 20% so there has been a correction in those and I think we'll continue to see that until some of this stabilizes.    Keith Weinhold  16:32   Talk to us about how the rental segment's doing, statewide   Jim Sheils  16:36   rental, we saw a stagnation for about a year and a half to two years, and just in the last six months, we've seen an increase in some of our main markets here. Again, when I say they main markets here, I'm always speaking, because that's what we stick to, the workforce housing. So we've seen workforce housing some of our main central Florida markets and some of our Northeast markets go up another 50 to $100 which was great, because it was stagnant for about two years. About two years. And then you'll see a continued dip of probably, you know, 10 to 15% on some of that emotional market rentals, because now there's a rush to try to rent them, and again, there's not as much of a demand for that segment of the market.    Keith Weinhold  17:17   We're talking with a prominent Florida home builder about Florida's temporarily overbuilt residential housing type. We've already learned that 2004 is a key year for what your insurance rates are likely going to be. We've also learned about how you need to segment these residential housing markets between workforce housing and the emotional side of the market. You're listening to get rich education more when we come back on Florida real estate, I'm your host, Keith Weinhold.   Keith Weinhold  17:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com.    Keith Weinhold  18:18   You know what's crazy, your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little is 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family tp 66866, to learn about freedom. Family investments, liquidity fund, again. Text family to 66866,   Kristen Tate  19:29   this is author Kristen Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  19:46   welcome back to get rich education. Jim is with us, a prominent Florida home builder, and it's so interesting to talk to a home builder today because you think a Florida is overbuilding Ground Zero, even though, paradoxically. Nationally, we're still in a somewhat under built condition, where there's somewhat of a lack of available housing supply. Now, back on our April 28 show, exactly three months ago today, which I know that you listened to Jim, that show was titled, is Florida real estate doomed? And the short answer is no and I gave a number of reasons for that. You don't want to catch a falling knife as an investor. One prominent reason that Florida real estate is not doomed, and you're not catching a falling knife, and this is so close to being 100% predictable, is the fact that the growth is going to be there. It always has been in Florida, the in migration has been remarkable. If you go back and look at every census over about the last 200 years, since 1830 Florida has grown substantially every single census, oftentimes and usually at a rate greater than the national average. So in migration is almost certainly going to continue, which, over the long term, will put upward pressure on prices, upward pressure on rents, and help with rental occupancy as well. When you have a vacancy, that next incoming tenant is going to be there, I think that's about as close to predictable as it can possibly get. So talk to us more about the dynamics in Florida and the in migration.   Jim Sheils  21:26   It's funny, Keith, last year the net migration, and you can check through all the stats out there. The net migration number for Florida, that means more people, obviously coming in than leaving, and the surplus was just about 470,000 so we still have a growth of 470,000 and people have set up. Florida. Net migration is over. And I'm going, well, it was pretty superb during the pandemic, but to say it's over when it's about a half million up from last year, I think would be a misconception for at the very least. So we feel the people are still coming, and we're asking, what kind of housing do they need? Do they need that higher end, emotional market housing? Not what we're seeing, what they're needing is affordability. They're going to areas where there's still great job source, there's still great affordability, and that's what we look for. Where can we still build a new construction, single family home for under $300,000 and have great job source close by. That's one of the things that we look for. Also, where is there that under supply of that workforce housing? There are very key markets in Florida that you know about that we build in. We're saying, yeah, there's lots of stuff on the market up there, but there is no supply of this workforce housing. We're going to keep building. And as you know, we have not stopped building the last two years, when a lot of people have run for the sidelines because they weren't in our sector of the market.   Keith Weinhold  22:48   Of course, you're very strategic about where you build geographically. Talk to us about where those places are   Jim Sheils  22:54   right now. Keith, my pick of the year has been the greater Ocala region, and I know we've been working with a lot of GRE folks in that region. Couple of reasons why, still had the strongest migration of any area in the US. And you can look that up. U haul had it as number one destination place. This was when I say greater Ocala. I look at Ocala, citrus springs, Inverness, that central Florida area. You know, still in some of those markets, Keith, we're building homes for 200 60s, 270,000 that's new construction, and enabled to get great rent and great financing, which no we'll talk about. And the job source is remarkable right now. In fact, interesting statistic, Keith, I know you watch this closely. In Ocala, the median price of a home is just around 300,000 main Ocala, you can get cheaper when you go out to citrus springs and Inverness, down to the 260s 270s but the median family income is 72,000 and when you look at that, that is a very good affordability index. That's very high average family income compared to a low median price, and that's bringing in more jobs. That's bringing in more security. Couple that with Central Florida being one of the lowest hurricane risk zones in the state. It's the highest ground. It's the furthest inland, in fact, to ensure a single family home on average in that area, about $65 a month for full coverage, wow, for a duplex, $105 a month, full coverage. And that's the advantage of new construction buying in the right areas or low hurricane risk zone and great job source coming in. So my favorite market right now, Keith, is that Central Florida, Ocala, citrus springs, Inverness, that's where we're building. Oh, that's also when people say it's overbuilt. Well, no, because we know that we're actually building for a few of the big institutions that have way bigger analysis departments than we do, and they're seeing that it's so behind on housing that people are finally going in. It was kind of an overlooked market all through the pandemic for the most part, and now it's finally getting people's attention.   Keith Weinhold  24:58   A couple months ago. On the show, I shared how a close friend purchased a new build Ocala duplex through you, the rents he got were even a little higher than you projected, and his insurance premium is $694 again, this is for a duplex. I forget. I think the purchase price was 400 to 420k on this new build property.   Jim Sheils  25:23   Yeah. And it's funny when people, we have lots of investors coming from all over, but I was in California's, know, for years. And when people hear a quote like that, like that, you just said 650, $6 they think that's for the month. And I say, No, no, no, that's for the year. And again, that's the misconception now, but you could pick up and you could go to a coastal area again, like I said in a 1952 duplex built at two feet above sea level that's had hurricane issues before, and your insurance could be $8,000 a year. Yeah, that's where you have to really shop before you actually pull the trigger on property. What are the taxes? What are the insurance? I mean, this is going back to core play, core strategy, but it's something you really have to look at   Keith Weinhold  26:07   talk to us about the product types that you're offering, all new build, and what percent of single family, duplexes and larger   Jim Sheils  26:15   the main majority of what we're building right now is single family and duplex. The numbers work great. They're in high demand. You know, duplexes are a pretty interesting product, Keith, because you can put them in single family home neighborhoods, and, you know, families that couldn't normally rent, afford to rent a full house there, can avoid an apartment building, still feel like they have their own home and afford to be in that neighborhood. So I'd say 80% of what we're doing is a combination of single family home and duplexes, and then, as you know, we still are building some of our quads, our four unit buildings in some areas of northeast Florida, like Jacksonville,   Keith Weinhold  26:50   expenses have obviously been on the mind of real estate investors. More so since interest rates doubled to tripled in 2022 you're selling to investors. Investors need the numbers to work. Since they're not in the emotional market, we're in the market where we're looking at numbers, and that biggest expense, of course, is your mortgage principal and interest. So you found a way to deal with high insurance premiums, because on most or all of your properties that you sell to investors, those insurance premiums are excessively low. Talk to us about what you've done with the mortgage rates, for investors   Jim Sheils  27:27   it's such an important point here, Keith, I remember hearing a warren buffett thing years ago saying, Well, I'm not really in the real estate and that, but for me, when I look at it, a house is worth what it can rent for. And that always stuck with me being Warren Buffett, even though he's not heavily invested in real estate like we are. But for get his sage advice on that that's always stuck with me. So when you're getting a property, yes, you want to have fair price, but the terms around it that actually produce the cash flow, or what's the condition of the property, where is it? But then the other fundamental numbers, what is your insurance? What are your taxes? And then the final big thing is, if you're leveraging, which I encourage, what's your mortgage? And so as you know, we're probably as obsessed with financing as we are with building right, cuz that's our model. We gotta build right. We gotta finance right. So we're always looking for the most advantageous programs where we can team up with banks. They'll allow us to pay an abnormal amount of points, which means discount points that we will pay, not the buyer, we will pay for our buyers to get the rate the lowest and most advantageous. We don't like short term teaser loans, where your rate's going to adjust in 18 months or two years. We saw a lot of people get in trouble with that, at least I did back in the Oh 708, days. So we want long term financing and low interest that's going to produce a cash flow, even though it's new construction from day one. And so right now, our newest program, as you and I have been talking about very excited, is actually a 40 year loan. It's a 40 year loan. We're paying the rate down. Right now we're at five and a quarter. A few weeks ago is at 4.75 so it does fluctuate back and forth. But here's what's exciting, Keith, you're leveraging into a new construction property that has longevity and durability. The first 10 years. Interest only the next 30 years is a 30 year AM, 30 year fixed at five and a quarter. So when you start to do the numbers and go through it, we're almost doubling cash flow on our single family homes and duplexes for people in areas like Ocala, and that makes such a difference to getting them off on the right foot.    Keith Weinhold  29:32   This is a key distinction. Rather than focusing on slashing the price and your properties are already affordable, you buy down that rate by purchasing discount points to buy down that mortgage rate for the investor at the terms that you just described. Builders often like this more. They don't want to cut their prices, because that can become a comparable and lead to a downgrade in values. And investors actually like it more as well, because rather than discounting the price. A little more. It helps the investor more. When you buy down that rate and you do it for them, they are not the ones participating in the rate. Buy down you, the investor. You're paying the closing costs like origination fee and title insurance and things like that. Okay with those 40 year loan terms like you laid out fixed interest only for the first 10 years, and then after 10 years, it transfers to a 30 year fixed, amortizing loan, still with that same rate locked in. Is that right?   Jim Sheils  30:29   That's correct. So there's no sometimes people think, oh, then it's going to trigger upwards several percent. It stays the same the whole 40 year term. We just go from interest only to principal and interest and again, you know, because you talk about the leverage all the time, the most important time to really solidify the strength of an investment and get cash flow going. The most pivotal time is in those first few years. Yeah, we feel we're really giving people that strong foundation to get a cash flowing right off the bat and be able to look long term. The great thing about new construction is people say, Could you hold it that long? I said, I'm planning to with some of my new constructions. Hopefully I'll be a little old man or my children will own them. But you can look out that far and know that you're jumping your cash flow in those initial years when a lot of people may be falling backwards. In fact, when we talked about those emotional markets where people bought higher end properties because they looked good and they felt good to walk through, and then all of a sudden they're bleeding month in, month out for a year, two years, three years. That's when they're ready to wave the white flag. We find with our model, with getting that rate really low, we're accentuating the cash flow forward those first few years, Keith, so they're ready to keep going after a few years, instead of raise the white flag.   Keith Weinhold  31:41   Yeah, when we think about how you're helping investors here while moving product at the same time, the number of problems that are solved are remarkable because you're solving the higher mortgage rate problem by buying down the rates. You've got a low rate, you've got a low insurance premium, you as the investor are almost certainly going to have low maintenance and repair costs since it's new build. And what else do you do when it's new build? The tenant, when they move in, they're the first person that's ever lived in that property, which probably means they're going to have a longer tenancy duration, because it's hard to move up and move into something better than the product you're offering, especially with low affordability for first time homebuyers. In fact, tell us about your average tenancy duration   Jim Sheils  32:21   yeah. So as you know, Keith, I did a ton of fixer uppers. First 15 years of my career, I wore that rehab badge on my shoulder with pride. I loved rehab and old houses. And look, that's great. That's a great way to get going. But I transitioned into new construction a decade ago, and so we've been able to do a lot of comparisons. And you know, back in the day, when I was fixing up lots of properties and renting them out, the older properties, my average tenant would stay about 13 months. It was a little over a year, get them for a year, and then there was move. But that was the average 13 months. Looking back now, and we've been doing this almost a decade. When you look at our new construction model, that went from an average of about 13 months to just over three years with our new construction product. So as you know, if all of a sudden we're pushing back that first move out from a year or 13 months to over three years, that's a tremendous way again to get the right footing and directional on your investment. So that was a really pleasant surprise. I did not expect going to new construction, but jumping from a year to three years has been a nice surprise.   Keith Weinhold  33:24   This brings to mind for you as a passive investor, it's sort of analogous to buying an existing business or starting a new one from scratch yourself, whether it's a rental car company or a tomato farm. You know, a lot of people wouldn't think about getting into business, they think about buying their own business, starting it from scratch, and that's really difficult to do when you're an investor. This way, you're not doing a fix and flip yourself, which is analogous to starting your own business from scratch. You get to buy someone's existing business. You're buying an existing property, a new build one, in this case, and that way you can look at all the financials already and have it be done for you in that all done for you sort of way, just like it is here. Well, Jim, do you have any last thoughts about the Florida real estate market today, especially with the lucrative product type that you're offering to investors?    Jim Sheils  34:16   I would just remind people do your homework, because there's apples and there's oranges, and you gotta compare the two, and you have to do the homework on which segment of the market is healthy and which one is not. I wouldn't recommend you invest in the unhealthy segment of the market, but look where the fundamentals are working. And go back to that term, a house is worth what it can rent for. And if you can look at that, and also couple with stability of new construction, this is where we've seen ourselves make the most money most success with the least amount of time for our investors. So I highly encourage that recipe for anyone out there.   Keith Weinhold  34:53   In addition to being a builder, Jim's company also holds properties under management. For investors, just like you, they offer that for you. For the long term, they have over 1000 current investors, many of them are GRE listeners. You can learn more about the provider at GRE marketplace under Florida statewide, but to get a free strategy session about the latest in what they have for available inventory, and also to compare this provider to other providers, the highest flex, the highest ROI move that you can make yourself as the listener for your due diligence is to connect with a GRE investment coach. It's free at GRE investment coach.com, oh, it's been valuable. Jim, thanks for coming onto the show.   Jim Sheils  35:38   Thanks for having me. Keith.   Keith Weinhold  35:46   Oh, yeah, hearing it straight from a builder today. And you know, a lot of builders create these nice looking, emotional Type homes, the same ones that appeal to owner occupants. They build those higher end homes because they create more builder profit. Well, that's the segment that has become overbuilt today, this build to rent provider we're talking about here is dealing with a public that reads these articles about the Florida slowdown, though things are still good in this workforce housing market. Well, because the public reads headlines, this builder still has to step in with incentives. So really, this is a case study on what a home builder needs to do to adjust to public perception more so than the reality. That's why Jim and his company keep building when others are they keep building because they keep selling to savvy investors, including you, the GRE listener, conversely, the overbuilt emotional market segment, that's where Florida single family home prices are often about 500k or more, and many of them have stopped building. It's that here, with this workforce housing, brand new, single family rentals sell for the high 200k to 300k range in the three hundreds and duplexes in the four hundreds. We've been working with this provider for nearly a decade, and I've asked them, what can you do for GRE listeners? And these are the best incentives yet, is they basically are making discounts in your favor to deal with this public perception. And they are an interest rate buy down that they make for you, like we mentioned, currently to five and one quarter percent. They're also giving GRE listeners two years of free property management, a rental Protection Program, a six month eviction guarantee and a 210 builder warranty. When you see a builder warranty expressed that way, that means they cover two years on the small stuff, 10 years on the big stuff. The latest pro forma that I saw for their single family rentals had a purchase price of 325k and a cash on cash return of nearly 7% when you include all those generous incentives. So if you're looking for a new market to expand into the time and place could very well be here and now, some people wait for blue sky and everything to be perfect before they act well, that never happens. This is about as close as you'll get today. You'll either keep what you've got or change what you're doing here, Jerry, we constantly shop the nation for you. Our coaches help show you where those deals are that they found. And this is a potential opportunity. Here you can get on the calendar of one of our investment coaches for free. And if you like, start by asking about Florida new build property with all the incentives that you heard about here on GRE podcast, 564 at GRE investment coach.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  39:09   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:32   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is. The Golden Age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  40:48   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Wag!, one of the largest gig economy pet care platforms, has filed for Chapter 11 bankruptcy and is undergoing a rapid restructuring. This episode explores the deeper issues behind Wag's financial collapse, including its flawed business model, sitter churn, and lack of consistent, relationship-driven care. The discussion highlights how investor interest is shifting away from gig platforms toward higher-margin services like pet insurance and veterinary e-commerce. Independent pet care providers are uniquely positioned to meet modern client expectations through professionalism, trust, and personalized service. As the industry changes, quality and consistency are emerging as the new standard in pet care. Main Topics Wag!'s Chapter 11 bankruptcy Gig economy pet care flaws Independent sitter advantages Investor market shifts Trust, consistency, and professionalism Main Takeaway: “Pet care isn't like ride-sharing—you can't just put a body in front of a dog and call it service.” Apps may make booking easy, but ease doesn't equal quality. True pet care is built on trust, consistency, and connection—not convenience alone. Your clients want to know who's walking their dog, how they're trained, and that they'll actually show up and care. That's something no algorithm can guarantee. This is why independent pet care professionals matter now more than ever. Links: Episode 446 on Aggregation Theory Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

As Trump threatens new global tariffs, markets are on edge — but this could be majorly bullish for Bitcoin and top altcoins. Investors are moving fast to hedge against economic uncertainty… and crypto may be the winner.

Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

The second quarter of 2025 was anything but dull in the financial world. But despite the turbulence, both US and international stocks finished the first half of the year up over 10%. Over the last 12 months, markets have performed robustly, returning 14-19%.  Bonds have also held their own, with 6% returns over the last year. Investors have endured a roller coaster ride, especially after the dramatic market drop following tariff announcements and the subsequent quick recovery. Outline of This Episode [00:00] More about market volatility and recovery in 2025. [03:40] Tariff uncertainty challenges markets. [08:08] Gold offers inconsistent long-term real returns, unlike investments that generate cash flow. [09:49] The federal funds rate is expected to decrease, leading to lower bank interest rates for consumers. [12:56] Stick to your financial plan and ignore distractions to ensure long-term stability. ***********

Building the Future has quickly become one of the fastest rising nationally syndicated programs. With a focus on interviewing startups, entrepreneurs, investors, CEOs, and more, the show showcases individuals who are realizing their dreams and helping to make our world a better place through technology and innovation.

Building the Future has quickly become one of the fastest rising nationally syndicated programs. With a focus on interviewing startups, entrepreneurs, investors, CEOs, and more, the show showcases individuals who are realizing their dreams and helping to make our world a better place through technology and innovation.

Building the Future has quickly become one of the fastest rising nationally syndicated programs. With a focus on interviewing startups, entrepreneurs, investors, CEOs, and more, the show showcases individuals who are realizing their dreams and helping to make our world a better place through technology and innovation.

Building the Future has quickly become one of the fastest rising nationally syndicated programs. With a focus on interviewing startups, entrepreneurs, investors, CEOs, and more, the show showcases individuals who are realizing their dreams and helping to make our world a better place through technology and innovation.

In this episode of Successful Scales, we're joined by the brilliant James Church, bestselling author of Investable Entrepreneur and co-founder of Robot Mascot, a globally recognized investment readiness agency.We chat with James about everything from when to start raising capital to the three core fundraising assets every startup needs. You'll also hear what separates successful founders from the rest, and get practical advice you can use right now to attract investors and scale smarter.Timestamps0:00 Meet Our Guest: James Church0:48 Welcome to the Show1:23 Big Thanks to Our Sponsors2:36 Diving In: Let's Talk Fundraising3:00 A Quick Intro from James Himself4:12 The Right Time to Raise Capital15:51 Inside Investable Entrepreneur: What Every Founder Needs to Know18:28 The 3 Fundraising Assets Every Investor Wants to See29:22 The Smart Way to Raise Capital38:56 What Most Successful Founders Are Doing Differently46:57 Top Advice for Aspiring Founders + Final Takeaways✨ Connect with our guest:LinkedIn - James ChurchRobot Mascot✨ Connect with us on social media:Yoni on LinkedIn - / yonkoz LinkedIn - / successful-scales Instagram - / successfulscales ✨ More about us:MultiplyMii Staffing - https://multiplymii.comEscala Consulting - https://weareescala.comSuccessful Scales Podcast - https://successfulscales.com✨ Full video episodes are always uploaded on YouTube:Subscribe here: / successfulscales ✨ We're on all major podcast platforms: Apple Podcasts - https://bit.ly/successful-scales-appleSpotify - https://bit.ly/successful-scales-spotifyAnchor - https://bit.ly/successful-scales-anchor

Flipping Pages and Properties with Joel Miller   Join host Jen Josey on this episode of REIGN (Real Estate Investor Growth Network) as she discusses essential strategies for maintaining a healthy credit score as a real estate investor. Jen shares five actionable tips to protect your credit and ensure your investment future is bright. The episode also features a special guest, Joel Miller, a seasoned real estate investor with over four decades of experience. Joel shares his journey from starting in rental properties to becoming a successful house flipper and hard money lender. Discover valuable insights on tenant selection, property management, and the importance of education in real estate investing. Joel also introduces his book, 'Build Real Estate Wealth,' which serves as a comprehensive guide for new and established investors. Learn the difference between riches and wealth, and gain wisdom on how to achieve success and enrich your life and community. Don't miss this wealth of knowledge from seasoned experts in the field!   00:00 Introduction to REIGN and Host Jen Josey 01:01 Today's Topic: Protecting Your Credit as an Investor 03:11 Guest Introduction: Joel Miller's Real Estate Journey 04:50 Joel Miller's Early Influences and Career Beginnings 05:53 From Radio DJ to Real Estate Investor 08:25 Joel's Real Estate Investment Strategies and Success 13:45 Tenant Selection and Property Management Insights 26:15 Flipping Houses to Build Capital 26:43 Diving into Real Estate Tax Benefits 33:39 Educational Initiatives for Investors 37:00 Writing a Book for Aspiring Investors 41:15 The Difference Between Riches and Wealth 43:41 Advice for Aspiring Real Estate Investors 45:29 What Makes Joel Miller a Badass   JOEL MILLER has been investing in rental properties since 1978 and flipping houses since 1991. He  has served in numerous leadership roles in his professional and personal circles, and he teaches real  estate investing at both the beginner and advanced levels. He is also a hard money lender to other  investors as well as a trusted mentor, author, podcast guest, and benefactor to his community. Before  all this, Joel started out obtaining a BA in accounting.   Website: http://www.JoelMillerBooks.com LinkedIn:  https://www.linkedin.com/in/joel-miller-42981811/ Facebook:       https://www.facebook.com/joel.miller.503092     To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby  

"It's hard not to love" Spotify's (SPOT) business model and growth potential, according to LikeFolio's Landon Swan. He calls Spotify a "market leader" in the streaming space and points out his firm's data showing the company continuing to eat up market share. The issue? Valuation. While Landon believes the stock has more room to the upside, investors may have already priced in perfection.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Today Ken Raiss and I are diving into a crucial topic for anyone looking to purchase property in Australia: choosing the right property ownership structure. So whether you're a first-time investor, a seasoned buyer, or even planning a family purchase — this episode is for you. We discuss various ownership options, including trusts and companies, and highlight common mistakes investors make.   The conversation emphasizes the need for professional advice to navigate these complexities and ensure long-term success in property investment.   Takeaways  ·         Understanding ownership structures is crucial for long-term wealth. ·         Time is a valuable asset; treat it wisely. ·         Tax efficiency can significantly impact investment returns. ·         Trusts can provide flexibility and protection for assets. ·         Common mistakes in trust management can lead to financial loss. ·         Company structures may offer benefits for high net worth individuals. ·         Self-managed super funds can be powerful tools for wealth building. ·         Professional advice is essential for tailored investment strategies. ·         Investors should prioritize their goals when choosing structures. ·         Beginner investors must set up their ownership structures correctly. Chapters  00:00 Understanding Ownership Structures 05:20 Common Ownership Structures Explained 09:05 The Role of Trusts in Wealth Building 12:27 Navigating Tax Implications and Asset Protection 16:10 Choosing the Right Structure for Your Needs 19:40 The Importance of Professional Advice 25:00 The Concept of Time Wealth Links and Resources: Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us  Ken Raiss, Director of Metropole Wealth Advisory Get a bundle of eBooks and Reports at www.PodcastBonus.com.au  Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

In this episode we discuss the upcoming transfer of wealth and how Stifel is supporting the NextGen investor, further informed by our 2025 intern survey. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

In this episode of The Smart Property Investment Show, host Liam Garman joins Simon Buckingham and Brendan Kelly of Results Mentoring to unpack their new AI investor “dating app” and bold strategies for the 2026 market shake-up. Celebrating 20 years of guiding investors, Simon and Brendan share insights on their new Real Estate Success Community app, a free platform designed to connect and support property investors nationwide.  The innovative app utilises AI to match users with like-minded investors, fostering networking and knowledge sharing in what Simon describes as a “dating app for property investors”. The discussion then highlights upcoming market shifts driven by falling interest rates and the universal first home buyer 5 per cent deposit guarantee scheme launching in 2026, which will lower barriers for buyers and boost demand.  For investors accumulating assets, the advice is to act swiftly before competition intensifies, while those consolidating should consider timing sales to align with market peaks in 2026.  Emphasising the importance of localised market knowledge, Simon and Brendan offer a free report highlighting Australia's next booming suburbs to help investors make informed choices. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With his story beginning on a foundation built on the back of pure tenacity, Strategic Brokers Founder and Director Hung Chuy started his property path with the real-life pressure of becoming a first-time dad. Since witnessing his very first property purchase increase in value from $415,000 to $600,000, he has turned calculated risks into a multi-property journey powered by grit, instinct, and fierce ambition. With bold action from the poker table to mortgage broking and property investing, he lives a compelling example of how success often comes not from linear planning, but from relentless learning and resilience. Hosted on Acast. See acast.com/privacy for more information.

Chris Lawes - 361Firm Newport July 2025 InterviewSUMMARY KEYWORDS Chris Lawes, domes.com, immersive environment, Gen AI, content creation, immersive event centers, global community, art, sports, innovation, technology, environmentalism, metaverse integrations, non-traditional experiences, thedomes.com.SPEAKERS Chris LawesOkay. My name is Chris Lawes. I'm the founder and CEO of thedomes.comI'm from Atlanta, Georgia originally. We're based in Austin, Texas now. And yeah, it's been a fantastic event, as usual, 361 we have a really good time meeting high caliber people from a very wide background of experiences. So specifically for us with the domes, they've always been these beautiful structures that allow you to take an audience into an immersive environment and transport them to other worlds, other worlds of imagination, of education, of knowledge, of entertainment. But content has kind of been the main bottleneck of experiences that are available in those kinds of really intense, large, high resolution environments. So now, with Gen AI, we're able to not only make content much less expensively, we can also make content in real time, so you can actually have an audience going to an immersive environment, and they can generate their own story, their own adventure with their own minds. And Gen AI unlocks that ability that never existed before. Well, what we're doing with the domes is we want to create a very large number of immersive event centers all over the world that will allow you to connect with your local community and also connect with the global community. So if you're into art, if you're into sports, if you're into innovation and technology, whatever it is that your interest is environmentalism, you have a local place you can come together people who are interested in that and learn and experience beautiful, immersive journeys around that subject matter, and you can also connect with the global community of the world that's also interested in that same thing. And so we'll bring the whole world together. We'll bring different cultures and communities together and countries together, and make the world a more prosperous, happy, healthy and uplifting place. Yeah. I mean, we're super happy to be a part of the community and to support all these kinds of events. The domes.com is our domain name. And so anyone that's interested in being either an artist, an investor, a developer, a technologist, someone that wants to create applications on these new layers, Metaverse integrations, you know, just bringing all these new forms of non traditional parts of life, like art and cultural experiences, to the technology world of the metaverse and these in person virtual dome environments just come to website, thedomes.com and there's a form at the bottom, and you can just reach out and say hello, and we'll be happy to know you. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

Meir Rabkin Interview at 361Firm's 4th Newport Conference - July 2025SUMMARY KEYWORDSAI applications, climate tech, venture capital, Newport Conference, efficiencies, optimization, fundraising, deal flow, impact investing, LPs, family offices, institutional investors, ROI, technology, imagery.SPEAKERSMeir Rabkin - Blue VisionHello everyone. My name is Meir Rabkin. I am from Montreal. I am the founder of blue vision capital, which is a climate tech venture capital fund that I started a couple years ago. We are in Newport, Rhode Island, in some mansion somewhere off some beach. Can give you more details or not, but it's beautiful, and it's been great connecting with like-minded people. And it's been, it's been a fantastic crowd, and it was an afternoon of really interesting pals. The overall, I would say that what I thought was fascinating is learning about all the different types of applications you could do with AI, from sober dating to, you know, all sorts of various applications, from medicine to technology to imagery. So that was pretty I think at least for me, AI is gonna create a lot more efficiencies in optimization and in a lot of the things that we do, you know, I think as a venture fund, there are a lot of things that are not yet, let's say optimized or efficient. For example, fundraising is one example. I think, deal, flow, sharing, connectivity, which is, I think a lot, a lot of what we shared today. How do you come out of conferences with more connections, with more value, with become more of an ROI? I think that AI could play a really important role. And so pretty excited to see where this takes us. Yeah, we are looking for like minded individuals who are passionate about impact investing. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

Robert Niziol - 361Firm Newport July 2025 InterviewSUMMARY KEYWORDSRenewable energy, solar energy, battery storage, AI use cases, energy generation, data centers, commercial solar, industrial solar, energy efficiency, grid stability, investment strategies, family office investors, business discussions, political discussions, energy partner.SPEAKERSRobert NiziolAll right, another fantastic event, organized by Mark Sanor and 361Firm. Congratulations, guys, guys, well done. And look at this. The value, absolutely beautiful. So congratulations. My name is Robert Niziol. I'm a CEO of Promittens Energy.. We do development, engineering, procurement and construction for commercial and industrial solar and best battery energy storage systems. Today, we talked a lot about AI use cases and different topics, but certainly we discuss in energy, it is estimated that by 2030 I think the AI and the data centers will probably use about 10% of all energy generated in us. That's a huge problem. So being in this sector, I'm very optimistic about the renewable energy because that generation has to happen somewhere. And I still believe that energy coming from solar is still the most affordable. And now, with the with the with the best of the batteries, absolutely great asset, not only provides stability for the grid, but if it's installed behind them, either for the client, it offers savings, but at the same time, also a lot of services for the grid. So yeah, that's what we do. Great conference, a lot of fantastic discussions about business, politics, AI, different investment strategies and things like that. So always great to be here. Absolutely great. Great crowd. Family office investors, happy to be here, and I look forward to attending the next event. Congratulations, guys. Our website is https://www.promittensenergy.com - you can certainly look me up at LinkedIn. Robert Niziol and we open for business. We will would love to be your energy partner for renewable energy. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

In this episode, we sit down with leasing director Harris Hiscoe, a Scotsman making waves in Dubai's competitive real estate scene. From his roots in a 5th-generation showman family in Scotland to managing one of the most dominant leasing teams in Dubai, Harris shares the raw truth behind life, business, and building success in the UAE.He opens up about the mental resilience needed to survive and thrive, the lessons learned from near-misses on multimillion-dirham deals, and why Dubai is attracting a growing number of UK-based property investors.Key Highlights:From Scotland to Dubai: Why Harris walked away from the family business to build a life in real estate abroad.How he broke into the industry without any existing contacts or database – and what he did differently to succeed.Getting burned by a £50K commission deal that fell through – and the lessons it taught him.The power of leasing in Dubai: Why he believes it's the best entry point for UK agents looking to make the leap.UK investors in Dubai: The typical investor profile and why the Dubai property market is booming.Primary vs secondary markets: What investors need to understand about payment plans, off-plan developments, and capital growth.What returns to expect: Rental yields, ROI comparisons, and why Dubai's market isn't just hype.Becoming a high-performer: The systems and support behind one of Dubai's top-performing real estate agencies.#scottishpropertypodcast #dubairealestate #ukinvestors #propertyinvestment #expatlife #dubaiinvestments #leasingdirector #propertysuccess #buildyourportfolio #financialfreedom

Duncan Riefler "Fixed Income Market Dynamic", PCI Allocators Session, Nov. 30, 2022 You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

MJ Gottlieb (Loosid App) Interview – 361Firm's 4th Newport July 2025 SUMMARY KEYWORDS. AI, sobriety, addiction mentor, sober dating, market share, addiction statistics, brand equity, sober shop, Loosid marketplace, non-alcoholic beverages, social impact, investment, relapse prediction, treatment centers, funding round.SPEAKERS MJ GottliebMJ Gottlieb 00:00My name is MJ Gottlieb, co founder and CEO of Loosid App. So we are now in Newport, Rhode Island, at the 361 conference. Fantastic conference, very let's see. I thought it was a very powerful I've been to a lot of these. I think it was a particularly powerful discussion that we had around AI and AI ability to help AI's ability to also hurt, depending upon whose hands it's in, right? Another very interesting discussion, a lot of people are using AI to fluff up their valuations, and not really they're doing a disservice to the really the power of this next generation of machine learning, right? And so, like in our case, our newest technology, Sam, which stands for sobriety, addiction mentor is now layered with AI. AWS is now funding Sam AI and really showing how the more information you give it, the better and better it then can really be a predictive relapse agent for that individual. Basically the Sam has the ability, as it lays on 1% per user persona and another user persona, it starts building a predictive relapse agent that then can be modeled for government bodies, treatment centers, for outcomes and measures. And so it's very powerful when it comes to really the ability of AI in the right van sober dating. We are the number one company in the sober dating space. We do own that position right now, and so we're here at this conference just just secured an external funding round, and now looking to fund the next phase of our growth. But yeah, right now, as it stands from our sober dating community, which is about 180,000 members, we do have the top position with regard to you know that, however, that leading position only represents less than 1% of the market share. And so the question it becomes, how effectively and quickly can you scale and move into the full market share? Because if you look at the statistics of addiction, 300 million people suffering from an alcohol use disorder worldwide, 38% of adult Americans suffering from some illicit substance use disorder, and upwards of 30% of American adults are actually choosing not to drink. And so how can we put them together in a safe and supportive environment to really show them how to live a sober life? And so now, as we continue to build our brand equity, we find ourselves in now seven different verticals we recently we recently launched the Loosid sober shop as an LTV strategy where people can buy merch, whether it's a hoodie, a hat or whatever it may be to really have them take ownership of their sobriety. But from the investment lens, it adds about 135 to $140 lifetime value per the Loosid member in q4 we also launched the Loosid marketplace, where we partner with 37 brands in the sobriety and wellness space. Think of it as a sober group, con, if you will, where we pre negotiated those discounts to Loosid members that they wouldn't otherwise know about or be able to take advantage of. And so it acts as a retention strategy, because even if someone doesn't doesn't want to use Loosid dating anymore, they find the love of their life, they could simply toggle off dating and still take advantage of 1000s of dollars throughout the year in some of our partners, like better help, or brain tap, which is the top brain fitness app in the world, or various non alcoholic beverage brands. And it's really about showing people how to live a fun, safe and enjoyable life in sobriety. Yeah. Well, as we continue to build our brand equity, the goal is for Loosid to be synonymous with sobriety. So when you walk into a restaurant, we don't want people asking, you know, where the the non alcoholic beverage menu is. We want them asking where the Loosid menu is. When we are looking at stadiums, we want people not to have a sober section. We want them to have a Loosid section where, where even mothers can take their kids and know that that there, there won't be that crazy rowdiness, because you're in a Loosid section. And so as we look five and 10 years down the down the road, we're that's really where we're. Looking to go where Loosid is synonymous with sobriety. We now have five of our non alcoholic beverage brands that wants to make a Loosid drink, which we'll then use as a B to C and A B to B initiative and roll that out. The non alcoholic beverage market surpassed 12 150 $2 billion last year, and so as we put ourselves into new verticals, it gives us the ability to kind of leverage and accelerate our brand equity. And who knows, in the future, maybe we run the whole table and then take it public from it, from the standpoint of, if you're struggling and don't know, of a sober resource, we recommend downloading any one of the Loosid sober platforms, whether it be Loosid sober community, Loosid sober dating, but from an investment side, if you're interested in taking advantage of a social impact opportunity, where the more people we help, the better and better we increase shareholder value. And so we're very uniquely positioned in that regard, that the more people we help, the greater and greater you know our company value. So if you're someone that that's that's interested in that opportunity, we welcome to reach out to our office, and we're happy to talk. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

Denize Holzer 361Firm Newport July 2025 InterviewSUMMARY KEYWORDS AI, healthcare, life sciences, precision medicine, venture studios, social impact, Think Head, Puerto Rico, Silicon Valley, investment, future of healthcare, cancer, next gen, transforming landscape, Denise Holzer.SPEAKERS Denise HolzerDenise Holzer 00:00My name is Denise Holzer. I'm originally from New York, and I'm a next gen I've been in the AI space for a number of years, advising multiple companies in the venture funds and companies in the landscape. Yeah, I think one of the really exciting things about AI is healthcare and life sciences. So I'm an investor and advisor to a company called Think head venture studios, and we are really looking at the future of healthcare and life sciences by solving problems using AI in the precision medicine space. And I believe that in the next 10 years, we're going to extend our life by a decade. Because of that, I personally got involved with this company because I lost both my parents to cancer, and as a next gen I really believe that we have to be thinking about social, impactful investments when we move forward and look at companies that are really out there to make a difference in precision medicine, in the future of health care, in life sciences, and looking for ways to solve problems in the space I'm with think head venture studios headquartered in Puerto Rico and Silicon Valley, and we're transforming the landscape of precision medicine. You can reach out to me at denise.pulitzer@thinkcast.ai or find me on LinkedIn. Thank you. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

Lubna Dajani Interview at 361Firm's Newport Conference - July 2025SUMMARY KEYWORDSAI ethics, embedded security, privacy, investment decisions, stakeholder perspective, complex problems, agentic safety, autonomous systems, philanthropic investments, commercial reference opportunities, innovation scale, market creation, technology viability, primary market impact.SPEAKERSLubna DajaniHi, well, I'm Lubna Dajani. I'm from New York. My background is concentration, AI, particularly AI, ethics team and machine team, embedded security, so semiconductor level and identity and generally privacy. Like always, we're putting quality. Of the people is phenomenal. It was interesting to see how many people, no matter what the conversation was, it always came back to AI, and I think that's great, but I think it's also increases my strong need that I feel for raising awareness and understanding to the impact of how we thinking of AI and the language we use and where we place in our investments. The decisions we're making today will frame the choices we have tomorrow. Where we invest today is going to drive that bubble or the growth of meaningful implementations, but it's I'm delighted to see so many people here that are not only looking to do well. I'm happy to because I have a extensive background in post sectoral collaboration. I am published in on chance of disciplinary collaborations, which really essential when you have a stakeholder perspective that's needed to solve complex problems, challenges that we have today. So I'm here to help anyone think through the implications the safety, the agentic safety, or agentic security of, obviously, of AI and autonomous systems in terms of we also do small investments. And I say small because they are philanthropic more than they are just investments. And so if there's anybody here that wants any help thinking through the process or in scale and creating meaningful commercial reference opportunities that demonstrate the viability of the technologies they're investing in in a way that demonstrates it for the primary market and create impact. That's what we be delighted to do, or just help scale an innovation. If we like it, we'll create a market for it and. You can subscribe to various 361 events and content at https://361firm.com/subs. For reference: Web: www.361firm.com/homeOnboard as Investor: https://361.pub/shortdiagOnboard Deals 361: www.361firm.com/onbOnboard as Banker: www.361firm.com/bankersEvents: www.361firm.com/eventsContent: www.youtube.com/361firmWeekly Digests: www.361firm.com/digest

So what is the role of business? Motley Fool contributor Rich Lumelleau and Motley Fool analyst Dave Meier talk with Andy Hoffman, Professor at University of Michigan's Ross School of Business and School of Sustainability. He's the author of 14 books, including his most recent, Business School and the Noble Purpose of the Market. The conversation covers a motley array of topics: Business and Sustainability Business School ESG Funds Heresy to Dogma Sectors to Watch Host: Rich Lumelleau, Dave Meir Producer: Mac Greer Engineer: Dan Boyd, Natasha Hall Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textJoin us on Average Joe Finances as our guest Chad Ackerman about his remarkable journey from a corporate HR professional to a successful real estate syndicator and business coach. Chad shares his personal story, detailing how he transitioned from his W2 job and navigated the challenges of the real estate investment world. He discusses his initial mistakes, the importance of having clear goals, and the strategies he employed to achieve financial independence. Chad also touches on the significance of due diligence, community involvement, and overcoming imposter syndrome.In this episode:Learn how a casual workplace conversation sparked Chad Ackerman's journey from HR professional to full-time real estate investor.Discover why defining your personal “buy box” can eliminate emotional investing and clarify your financial goals.Understand the power of community—how local meetups and online forums like BiggerPockets can accelerate your growth.Gain insight into how coaching and mentorship can help overcome imposter syndrome and build investor confidence.And so much more!Key Moments:00:56 Meet Chad Ackerman01:33 Chad's Real Estate Journey Begins03:24 First Investment Lessons04:30 Building a Real Estate Community05:37 Partnership with BiggerPockets06:15 Transition to Business Coaching10:12 Importance of Due Diligence16:00 Defining Your Buy Box18:18 Overcoming Imposter Syndrome19:46 Leveraging Coaching Skills for Investment Success20:09 Overcoming Financial Hurdles with Tribe Vest20:51 The Importance of Accountability in Achieving Goals21:17 Mentors vs. Coaches: Understanding the Difference22:05 Alternative Investment Strategies and Education24:05 Chad's Journey from HR to Business Coach28:33 Final Round: Insights and Reflections34:08 Closing Thoughts and Final AdviceFind Chad AckermanWebsite: https://chadackerman.focalpointcoaching.com/Linkedin: https://www.linkedin.com/in/chad-ackerman-8089a8a/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

529 plans aren't just for college anymore. Robert Brokamp speaks with Martha Kortiak Mert of Savingforcollege.com about the newly expanded uses of 529s and how to choose the right plan for you. Also in this episode: -How does your 401(k) compare to the average worker's? -Is it time to buy small-cap stocks? -What you should do with the “raise” you'll receive from the One Big Beautiful Bill Companies discussed: VTWO, IJR Host: Robert Brokamp Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices