Podcasts about Compounding

In this episode of Boldin Your Money, host Steve Chen talks with Andrea Solarz, a Boldin community member from Arlington, Virginia, about her lifelong journey to financial independence. Andrea shares how early lessons from her parents about saving and budgeting set her on the right path, later reinforced through self-education and following experts like Rob Berger, Christine Benz, and Andy Panko. She discusses using Boldin's financial planning platform to confirm she was ready to retire and shift from saving to spending confidently. Andrea now relies on Social Security and TIAA-CREF annuities for guaranteed income, giving her the freedom to travel and support friends and causes she cares about. A single woman with no children, Andrea highlights the importance of independent financial planning and encourages others, especially women, to start saving early, invest consistently, and plan intentionally for retirement.

Today's teacher is ⁠David Senra⁠. David is an absolute force of nature who is taking the world by storm with his podcast "Founders." In class today, we enjoy access to the full spectrum of learnings from his decade-long study of history's greatest entrepreneurs, artists, athletes, and leaders. The library David built reflects a range of study that is boundless. From Alexander the Great to Catherine Graham to Alexander Graham Bell, from Warren to Jimmy Buffett, and from J. Gould all the way to Jay Z. He helps us gain an understanding of why virtually all of the greats in history devote themselves to the study of those that came before them. Please enjoy today's class with David Senra. For the full show notes, transcript, and links to mentioned content, check out the episode page⁠ ⁠⁠here.⁠ Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit⁠ joincolossus.com/episodes⁠.  Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠). Follow us on Twitter: ⁠@Buhrman_Rick⁠  | ⁠@PaulBuser⁠ | ⁠@JoinColossus⁠ Show Notes (00:00:00) Welcome to Joys of Compounding (00:05:23) Understanding the need to devote oneself to something (00:09:10) The profound and helpful insights gained from learning about historical figures (00:17:05) Advice for a 22-year-old about the value of relentless effort (00:27:14) Hard work as a prerequisite for achieving greatness (00:32:37) How time and effort influence the compound interest equation (00:41:34) Factors that hinder the pursuit of greatness (00:47:40) Seeking voices that guide you toward the right path (00:56:02) Curiosity as an innate talent or a cultivated skill (01:00:44) Letting go of interests that obstruct your goals (01:08:45) Striking a balance between work and family for a fulfilling life (01:14:50) Basic steps within our control to become the person we aspire to be (01:19:10) The unique appeal of podcasting as a business (01:24:19) Turning information from biographies into actionable knowledge.

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LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Compounding is the royal road to riches... or the fast track to ruin. In this episode:Why small financial mistakes snowball into massive life problems if ignoredThe shocking story of a $74,000 grad school loan that ballooned to $300,000How Gen X is entering retirement with the heaviest student loan burden of any generationWhy “wishing it away” or waiting for government forgiveness only makes it worseThe simple rule: deal with debt immediately, work extra if you have to, and stop compounding mistakes Debt doesn't disappear. It compounds. And for millions of Americans, it's turning into a lifelong financial prison.

In this episode of the Unreal Results podcast, I host a powerful conversation with two LTAP™ alumni, Maria Delliveneri and Sarah Leong-Lopes.Maria shares how she integrated LTAP™ into her private practice in Bend, Oregon, where she specializes in shockwave and laser therapy for older active adults. She reveals how LTAP gave her a way to deliver immediate wins to patients who were discouraged after years of failed treatments, transforming skepticism into motivation.Sarah, a mobile PT in California's Central Coast, describes how LTAP™ gave her the clarity to confidently assess anywhere, from living rooms to pickleball courts, and get instant results her patients could see and feel. Her fast-tracked journey through Missing Link, LTAP online, and in-person training showcases just how impactful the system can be.Together, their stories highlight how LTAP™ transcends setting, specialty, and patient population, equipping clinicians with a reliable framework to get better outcomes and stand out in the industry and their communities as a whole “go-to” provider.Join the LTAP™ Level 1 online course!Considering the viscera as a source of musculoskeletal pain and dysfunction is a great way to ensure a more true whole body approach to care, however it can be a bit overwhelming on where to start, which is exactly why I created the Visceral Referral Cheat Sheet. This FREE download will help you to learn the most common visceral referral patterns affecting the musculoskeletal system. Download it at www.unrealresultspod.com=================================================Watch the podcast on YouTube and subscribe!Join the MovementREV email list to stay up to date on the Unreal Results Podcast and MovementREV education. Be social and follow me:Instagram | Facebook | Twitter | YouTube

Many entrepreneurs fail at investing for one simple reason: they say “yes” too much. In this episode, Erik Van Horn and Justin Donald break down the investor mindset, tax plays that compound, and how world-class networks unlock better terms, sponsors, and returns—plus the Guardian Bikes grand-slam story (featuring Mark Cuban).   Timestamps:   00:00 – Why great investors say “no” 95% of the time 01:57 – Solar credits & how fast legislation changes 03:56 – Masterminds that pay for themselves 04:24 – Compounding: tax, education, deals 07:37 – Money-back guarantees from sponsors?! 11:06 – The real ROI of networks (vendors, sponsors, peers) 12:40 – Deal terms you should ask for: the “put option” 24:53 – How to spot outlier deals that look “the same” 46:56 – Family-office asset allocation (60/40 is dead) 50:44 – Build a non-emotional investment machine   Resources Mentioned   Website: lifestyleinvestor.com  – free resources, masterclasses, masterminds, and courses   Podcast: https://lifestyleinvestor.com/podcast/   Book: The Lifestyle Investor (updated & expanded edition) https://access.lifestyleinvestor.com/lifestyleinvestor-book?utm_source=website&utm_medium=organic&utm_campaign=redirect   Free strategy call: lifestyleinvestor.com/consultation     Connect with Erik Van Horn:

In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, dives into one of the most powerful yet often overlooked tax and wealth-building strategies for dentists: putting your kids on payroll and using that earned income to fund retirement and education accounts.Wes explains how hiring your children in your dental practice (for real, legitimate work) creates not only a tax deduction for the practice but also a springboard for long-term wealth accumulation in the child's name. He emphasizes the Roth IRA as a uniquely flexible and tax-free account, often a better choice than a 529 education account, since the funds can be used for retirement, education, or other qualified purposes.He walks through how to handle payroll logistics, funding contributions annually to simplify administration, and how compounding growth turns even modest contributions into hundreds of thousands or even millions over a lifetime. Along the way, Wes shares investment allocation strategies, including why volatile, high-growth assets fit well in Roth IRAs and how “tax location” across different account types can meaningfully boost after-tax returns.The episode also compares Roth IRAs with 529 plans, outlining when each makes sense, and highlights the importance of aligning education funding with family philosophy whether parents fully cover tuition, split costs, or expect children to pay their own way.This is part one of a two-part series on the Kids on Payroll strategy, with part two focusing more deeply on 529 plans.Key PointsPaying your kids from the practice creates a deductible expense and earned income for them.A Roth IRA for children offers unmatched tax-free growth and flexibility versus 529 accounts.Funding once a year avoids payroll admin headaches while still capturing the benefit.Compounding can turn $7,000 annual contributions into millions over decades.High-growth, volatile assets fit best in Roth accounts due to their tax-free nature.Tax location (placing the right investments in the right accounts) is a major driver of long-term wealth.Family philosophy matters whether parents fully fund education or expect kids to share the cost.Hashtags #DentalBoardroomPodcast #DentalFinance #KidsOnPayroll #RothIRAForKids #DentalPracticeOwners #TaxStrategy #FinancialPlanning #PracticeCFO #WesReadCPA #WealthBuilding

In this episode, we dive into the essentials of beyond-use dating (BUD) in sterile compounding. What exactly is a BUD, and how does it differ from a manufacturer's expiration date? We'll break it down, explore key insights from USP , and highlight what every sterile compounder needs to know.  The information presented during the podcast reflects solely the opinions of the presenter. The information and materials are not, and are not intended as, a comprehensive source of drug information on this topic. The contents of the podcast have not been reviewed by ASHP, and should neither be interpreted as the official policies of ASHP, nor an endorsement of any product(s), nor should they be considered as a substitute for the professional judgment of the pharmacist or physician.

In this episode, we sit down with Ben Carlson of Ritholtz Wealth Management and A Wealth of Common Sense to talk about market valuations, the rise of AI, investor behavior, and what history can teach us about investing today. Ben shares his perspective on why valuations are harder to use than ever, how market structure has shifted, and the lessons he's learned as both a writer and an investor navigating major market cycles.Topics covered in this episode:Why market valuations are harder to use today than in the pastThe impact of buybacks, margins, and technology on long-term comparisonsMarket concentration and the dominance of mega-cap tech stocksPassive investing flows, investor behavior, and government backstopsHow AI compares to past technological innovations and its investment implicationsValue versus growth cycles and why U.S. tech has broken historical normsThe lessons of the NASDAQ since 2000 and defining the long term for investorsPersonal experiences from the 2008 financial crisis and the power of compoundingDiversification, gold's surprising performance, and the case for international investingTimestamps:00:00 Introduction and market valuations06:00 Structural changes and the role of buybacks09:00 Margins, efficiency, and corporate dominance12:00 Market concentration and the rise of mega-cap tech14:00 Passive investing and household stock ownership18:00 Government backstops and market resilience23:00 Valuations as expectations vs. predictions25:00 AI boom and capital allocation29:00 Is this 1996 or 1999? Bubble comparisons32:00 How AI may reshape investing and daily life41:00 Investing in breakthrough technologies43:00 Value versus growth cycles in the U.S. and abroad46:00 Lessons from the NASDAQ and defining long-term investing49:00 Compounding lessons from the 2008 financial crisis53:00 Diversification, gold, and international performance

R.P. Shares a little about gigs past and future, and the fact that even of grasslands, it can be a jungle out there, with his poem "Compounding Cascading Effects".

In this episode, Tracy and I break down why leaders cling to stories instead of facts, how “no one wants to work” is rarely true, and why 89% turnover in 90 days doesn't mean failure—it means you're solving the wrong problem. We dig into the hidden costs of poor onboarding, why perfection is the enemy of progress, and how small experiments compound into lasting change.We also role-play the hard conversations most leaders avoid: asking for resources, addressing pay gaps, and backing process changes. Tracy shows how turning impact into a clear request transforms whining into influence—and why fear of tough conversations keeps organizations stuck in chaos.The throughline: stop venting, start requesting. Systems won't fix themselves, people won't magically stay, and sales numbers don't rise just because you hope they will. Elite leadership is having the clarity and courage to pitch the real solution.TL;DR* Complaints hide requests: Every gripe signals an unmet need—translate it into a clear ask.* Facts over stories: “No one wants to work” → actually 89% quit in 90 days, but 11% stayed. Find the real cause.* Perfection kills momentum: Incremental fixes beat waiting for the flawless solution.* Onboarding matters: Most “lazy hires” are system failures, not people failures.* Courage in conversations: Leaders stall not because they lack answers, but because they fear asking for change.* Compounding gains: Small, repeatable improvements snowball into massive organizational shifts.Memorable lines* “Every complaint is a poorly worded request.”* “If perfect is the standard, walk out the door now—you'll never reach it.”* “The biggest leap isn't good to great, it's chaos to not that bad.”* “Tough isn't stubborn—tough is smart clarity backed by courage.”GuestTracy Austin — Leadership consultant focused on trade industries and frontline retention. She helps organizations cut turnover, build onboarding systems, and transform complaints into action.

Today, Emily Sands, head of data and AI at Stripe, joins The Cognitive Revolution to discuss how the company built a payments foundation model that processes tens of billions of transactions into dense embeddings, exploring the technical architecture behind fraud detection improvements and the modular approach that enables rapid deployment of AI across Stripe's $1.4 trillion payment network. Check out our sponsors: Google Gemini Notebook LM, Linear, AGNTCY, Claude, Oracle Cloud Infrastructure. Shownotes below brought to you by Notion AI Meeting Notes - try one month for free at: https://notion.com/lp/nathan Stripe's Scale: Processes $1.4 trillion annually, serving both small businesses and large enterprises (over half of Fortune 100 companies). "Business in a Box": There's emerging potential for AI to handle end-to-end business creation, including selection of third-party tools, payment providers, and other essential services. AI Company Partnerships: Two-thirds of the Forbes AI 50 companies already run on Stripe, as they focus on helping AI companies monetize effectively and scale globally. Sponsors: Google Gemini Notebook LM: Notebook LM is an AI-first tool that helps you make sense of complex information. Upload your documents and it instantly becomes a personal expert, helping you uncover insights and brainstorm new ideas at https://notebooklm.google.com Linear: Linear is the system for modern product development. Nearly every AI company you've heard of is using Linear to build products. Get 6 months of Linear Business for free at: https://linear.app/tcr AGNTCY: AGNTCY is dropping code, specs, and services.Visit AGNTCY.orgVisit Outshift Internet of Agents Claude: Claude is the AI collaborator that understands your entire workflow and thinks with you to tackle complex problems like coding and business strategy. Sign up and get 50% off your first three months of Claude Pro at https://claude.ai/tcr Oracle Cloud Infrastructure: Oracle Cloud Infrastructure (OCI) is the next-generation cloud that delivers better performance, faster speeds, and significantly lower costs. Try OCI for free with zero commitment at https://oracle.com/cognitive

Send us a textWhat separates those who achieve lasting success from those who constantly chase quick fixes? The answer lies in understanding two fundamentally different approaches to goal achievement: the lottery ticket mindset versus the blueprint mindset.Most of us have fallen prey to the allure of overnight success—wishing to drop 20 pounds instantly, hoping a single social media post will make our business explode, or wanting financial security without the discipline of consistent planning. This lottery ticket thinking feels good momentarily, delivering dopamine hits similar to gambling wins, but ultimately leaves us stuck in cycles of temporary progress followed by regression.The blueprint mindset, by contrast, embraces the unsexy reality of sustainable achievement. It's about strategizing your controllable inputs, establishing meaningful checkpoints, and committing to consistent action regardless of how you feel on any given day. The horizon you choose fundamentally filters your behavior—when you adopt a long-term perspective, you naturally prioritize durability and commitment over quick fixes. As the saying goes, "Rome wasn't built in a day. Neither are you." Your results won't materialize overnight, but through the compounding effect of small, deliberate actions taken consistently over time. The blueprint approach may not always be exciting or fun, but as you strengthen your ability to follow through on commitments to yourself, you build an unshakable foundation for lasting transformation in any area of your life.Ready to shift from wishing for lottery-ticket outcomes to creating your success blueprint? Start by identifying one small, repeatable habit you can commit to for the next 30 days that aligns with your larger goals. Share this episode with a friend who might benefit from this mindset shift—after all, we all level up faster when surrounded by others committed to sustainable growth.Support the showThanks for listening & being part of the Mindset Cafe Community.----------------------------------------------Connect With Devan:https://www.devangonzalez.com/connect----------------------------------------------Follow On Instagram https://www.instagram.com/devan.gonzalez/https://www.instagram.com/mindsetcafepodcastLet me know what topics or questions you want covered so we can help you achieve your goals faster.----------------------------------------------P.S. If you're not already a part of the The Mindset Cafe Community Page I would love to have you be a part of the community, and spread your amazing knowledge. The page is to connect and network with other like minded people networking and furthering each other on our journeys!https://www.facebook.com/groups/themindsetcafe/

In this episode, Casey explores the true power of compounding — how time, trust, and disciplined habits create outcomes far greater than the sum of their parts. He shares how two decades of relationship equity, balance sheet building, and pattern recognition came together in a real estate transaction that turned an empty Class A office into a 12 year cash-flowing asset while unlocking $25M in equity.He reframes compounding beyond money into skills, reputation, and momentum. Drawing on Tony Robbins' framework of recognizing, utilizing, and creating patterns, Casey shows how consistent daily inputs set the stage for exponential results when opportunity arises.For high performers, he offers a practical system: a morning routine of cold plunge, sauna, prayer, breathwork, and 100 daily burpees, followed by three focusing questions — Who am I, What are my biggest opportunities, and What fires me up. The lesson is clear: small, intentional actions compound into extraordinary advantages over time.Learn how to expand compounding beyond finance into habits, reputation, and opportunity design. See the real estate case study step-by-step: buying a $42M building for $15M, securing a long-term tenant, financing in a brutal office market, and returning 100% of investor principal in nine months. Steal Casey's daily system (cold plunge, sauna, prayer/meditation, breathwork, 100 burpees, and three focusing questions) to build compounding advantages in your own life. Apply Tony Robbins' pattern recognition/utilization/creation and Gladwell's 10,000 hours to accelerate mastery. Chapters00:00 | Why compounding changes everything 00:39 | Einstein's “eighth wonder” & mental blind spots 01:37 | Buffett's late-stage wealth and time in market 02:39 | Patterns: recognize, use, then create 03:28 | 10,000 hours = compounding expertise 03:59 | Case study setup: the Vivint building 05:23 | From $42M REIT sale to vacant office 06:12 | Buy at $15M, appraise at $40M with lease 06:50 | One signature, $25M in equity 09:05 | Financing an office deal in a tough market 10:49 | Balance-sheet compounding & closing terms 12:00 | Returning 100% of investor principal in 9 months 13:19 | Tax strategy: cost segregation bonus 14:58 | Daily habits that compound results 16:07 | Priming: gratitude, love, and vivid goals 17:34 | Three questions: Who am I? Opportunities? What fires me up? 20:16 | Viktor Frankl, vision, and a compelling future 22:33 | 100 daily burpees & stacking wins 23:33 | The 1% rule: tiny actions → exponential returns Hosted on Acast. See acast.com/privacy for more information.

A flotilla of ships has set sail from the western end of the Mediterranean to the Gaza Strip, where a devastating war has destroyed much of the Palestinian territory. The ships hope to transport food, water and medicine, in defiance of Israel's naval blockade of the Gaza Strip.But the flotilla is unlikely to reach its destination. Nearly all attempts to deliver aid to Gaza by sea have been intercepted by Israeli forces. Compounding fears of possible violence, one of the Gaza-bound vessels taking part in this latest mission was struck by a suspected drone earlier this month while docked in Tunisia.Host Caryn Ceolin speaks to Toronto-based pro-Palestinian activist Zaheera Soomar from her boat in the Mediterranean, about the mission to deliver aid to Gaza, and why she's willing to risk her life to do it. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstoryfpn on Twitter

Chris Markowski, the Watchdog on Wall Street, discusses the realities of the financial world, focusing on the Federal Reserve's consistent miscalculations, the importance of understanding economic terrain, and the dangers of passive investing. He emphasizes the need for ethical practices in finance and the significance of compounding in wealth accumulation. Markowski also critiques the pitfalls of annuities and the concentration of power in the market, advocating for a more informed and ethical approach to investing.

Don Cox joins the show this morning to discuss the challenges of small business in this new tariff burdened economy. The realities of small business are day to day. Compounding this in the North Carolina area, are the realities of a Federal Government that still has still not delivered on their promises to help the most in need in a year following Hurricane Helene. In the end it's our FAITH and TRUST in God that guides us in all things. Be obedient.  #BardsFM_Morning #FaithAndObedience #LovingThyNeighbor Bards Nation Health Store: www.bardsnationhealth.comBardsFM Limited Edition 50 Million Downloads Hat Offer: AmbitiousFaith.net/Store Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com MYPillow promo code: BARDS Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> https://thefoundersbible.com/#ordernow Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMPShield protect your vehicles and home. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS: Click here Natural Skin Products by No Knot Today: Click here Product Store, Ambitious Faith: Click here Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: click here DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

This episode of Essential unpacks FDA confusion, California's latest compounding curveball, and pharma-fueled myths about GLP-1s. We spotlight APC's advocacy wins on Capitol Hill and why pharmacy tours pack political punch. Plus, the FDA's eyebrow-raising move to reclassify natural thyroid products — and why it matters for patients everywhere. News item about California reg: https://a4pc.org/news/this-one-little-word-could-trip-you-up Compounding primer: https://join.a4pc.org/hubfs/PDFs/Traditional-Pharmacy-Compounding-101.pdf?hsLang=en APC's guide to hosting a legislator: https://join.a4pc.org/hubfs/PDFs/2021-04_APC-Guidance-Hosting-Pharmacy-Visits.pdf APC in the News: https://a4pc.org/inthenews DTE grassroots campaign: https://compounding.com/thyroid

In the 100th episode of Boldin Your Money, host Steve Chen chats with community member Mark Eakle about his real-life money journey. Mark shares how he went from relying on pensions to taking charge with 401(k)s, paying off his house, and helping his daughters graduate debt-free. He talks about the lessons he learned along the way—like starting early, sticking with it, and letting compounding work its magic. Mark also explains how being part of a small group of Boldin users keeps him motivated, accountable, and confident about his financial future

Imagine you're an Allied soldier in the Pacific during WWII. You're captured by the Japanese, survive brutal conditions as a POW, and the dangerous voyage in a “hell ship” to Japan, where you endure more years of captivity. Finally, in August 1945, the war ends. You're freed, ready to go home. But there will be no happy ending. Some transport planes and ships never make their destination, including a B-24 carrying 20 former POWs, which crashes into a 3,496-meter peak in Taiwan's southern Central Mountain Range during a typhoon. Compounding the sadness, 26 members of a team made up of Japanese, Taiwanese, and Indigenous people die in a rescue/retrieval attempt.This once little-known story was featured in Season Two of Formosa Files. In 2025, however – the 80th anniversary – many news organizations featured stories marking the event. Taiwan President Lai offered a moving tribute in a Facebook post, which in part read, “Eighty years ago, a group of people, without regard to nationality, blood, or side in the war, risked their lives to save others.”Help others find us by rating/reviewing the show.

Summary In this conversation, Josh Abner Vizcay discusses the principles of sports betting, emphasizing the importance of tracking performance, self-awareness, and utilizing statistical methods to improve decision-making. He explores the Hawthorne effect, evaluates his betting strategies, and shares insights on analyzing game outcomes and team dynamics. The conversation culminates in a reflection on the importance of learning from losses and the potential for future success in betting. Takeaways The Hawthorne effect shows that tracking performance improves results. Self-awareness is crucial in assessing one's betting strategies. Utilizing probability and statistics can enhance betting outcomes. Evaluating losses helps in understanding whether they were due to bad luck or bad picks. Long-term thinking is essential for successful betting. Excuses are detrimental to success in betting and life. Compounding profits is a key strategy in betting. Understanding team dynamics can influence betting decisions. It's important to stay informed about team changes and player conditions. Making decisions without needing to be right 80% of the time is a realistic approach.

When it comes to interest rates, not all percentages are created equal. In this episode, we break down the difference between APR (Annual Percentage Rate) and APY (Annual Percentage Yield)—two terms that may sound similar but can drastically affect how much you pay (or earn) over time. We'll explore:Why lenders advertise APR while banks flaunt APYHow compounding frequency changes your bottom lineReal examples from high-yield savings accounts and credit cardsHow daily vs monthly compounding adds up over timeWhat's actually included in APR (hint: it's more than just the interest)Why understanding these terms is key to smarter borrowing and investing Whether you're saving, borrowing, or just trying to get the most from your money, knowing the true cost or benefit of interest can help you make better financial decisions.Tune in to learn how a few percentage points—and a little compounding—can make a big difference! Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

Our teacher today is Steve Mandel, founder of Lone Pine Capital, one of the defining investment firms of our time. For starters, Steve is, without question, among the most important leaders in the investment management industry. Consider that Seth Klarman once called him, “the best industry analyst I've ever met, who became the best long short hedge fund manager of his generation.” In our opinion, the magic of Lone Pine resides in the principles that form its foundation and the people that animate its culture. But to understand the organization, you really need to first understand its master builder, a man of unusual integrity whose reputation across every dimension of his life and at every chapter of his life is so consistent and compelling when it comes to investing. Steve has an infectious Buffett-like love for the craft, and he's someone who seems more rooted in an orientation of service than any investor we've ever met. And one of the great paradoxes of this story is that from day one, Steve deliberately architected Lone Pine so that it would always be about more than just him. Beyond Lone Pine, we also discuss the value of having heroes and mentors, how relationships can enrich an education and a career, the art of doing great research, and what is important when investing in periods of accelerated change. John Gardner once said, “There are men and women who make the world better just by being the kind of people they are.” It's truly an honor to bring this conversation to you with one of those kinds of people. Please enjoy class with the one and only Steve Mandel. For the full show notes, transcript, and links to mentioned content, check out the episode page here. —-- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit joincolossus.com/episodes.  Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Follow us on Twitter: @Buhrman_Rick  | @PaulBuser | @JoinColossus Show Notes (00:00:00) Welcome to the Joys of Compounding (00:02:15) The Evolution and Principles of Lone Pine Capital (00:05:15) Steve's Early Life and Influences (00:06:45) The Dartmouth Experience and Liberal Arts Education (00:09:07) Harvard Business School and Early Career Lessons (00:12:58) Mentorship and Learning from Industry Giants (00:17:28) Founding Lone Pine Capital: Vision and Business Plan (00:29:20) The Importance of Duration and Flexibility in Investing (00:37:57) Early Days of Lone Pine: Building a Lasting Culture (00:42:56) Retaining Talent: Key Factors (00:43:34) Evolving Leadership and Team Development (00:44:38) Portfolio Management Evolution (00:47:05) Cross-Functional Growth and Development (00:48:09) The Role of Analysts and Portfolio Managers (00:50:39) Adapting to Market Changes and Technology (00:54:04) Investment Strategies and Firm Philosophy (00:57:43) Challenges and Future Directions (01:08:45) Valuation and Investment Decisions (01:11:17) Mentorship and Analyst Development (01:20:07) Future Outlook

Today we break down why “influencer marketing” (renting audience) is losing to creator-based marketing (renting skill at making viral content) — and how to run it like a system. Guest Robert Lukoszko, founder of Stormy AI, shows how their agent finds creators, pulls contacts, sends DMs/emails, follows up, and even negotiates packages before you step in. We get tactical on budgets, pricing, UGC hiring, TikTok vs YouTube strategy, measurement, and building a compounding “surface-area” of content across the web. Brought to you by Graphed.com — connect your data, ask in plain English, ship shareable dashboards.GuestWebsite: stormy.ai Robert Lukoszko — LinkedIn: linkedin.com/in/karmedge X (Twitter): @Karmedge What you'll learnCreator vs Influencer marketing: Why FYP-driven platforms reward great content over big followings — and how to “rent” creators' skill instead of their audience.The scalable workflow: Brief → research → outreach (DM/email) → qualify → negotiate packages → handoff to human for final approval.TikTok UGC machine: Hire 1–3 full-time UGC creators posting 2–3 shorts per day; test cheaply, then double down on breakout templates.YouTube packages that work: Three-video bundles over ~6 weeks build trust & lift; use retainers for your top performers.Negotiation scripts that convert: Lead with “Paid collaboration” in subject/first line, anchor on value, and offer volume/retainer discounts.Pricing reality check: Typical UGC test pieces land in the ~$20–$100/video range (many sweet-spot wins at $20–$50) for micro/nano creators; salaried UGC in EU markets often $1–2k/mo part-time depending on output and quality.Compounding effects: Viral videos spawn follower videos; repeated sightings increase creator reply-rates and lower CPAs.Agents as team members: Why modern stacks look like small pods of engineers orchestrating many narrow agents (research, outreach, follow-ups, CRM status, stop-conditions).Chapters & Timestamps00:00:00 — Cold open: “Stop influencer marketing. Start creator marketing.”00:01:17 — Sponsor: Graph.com (AI dashboards from plain English)00:02:26 — Guest intro: Robert (Founder, Stormy AI) + why YouTube/TikTok matter00:03:49 — The pain of manual outreach and why Stormy exists00:05:55 — How Stormy's research agent finds/qualifies creators (views, recency, fit)00:08:15 — TikTok/UGC playbook: daily shorts, test → double down00:10:04 — It's a numbers game: post volume & breakout templates00:12:00 — “Surface area” strategy: AI pulls from the open web; brand search as moat00:15:03 — Validating features with viral demos before shipping00:17:02 — Building in public: rapid iteration with creator feedback00:18:00 — Outreach mechanics: DMs, scraping bios/Linktree, multi-source emails00:20:06 — Copy that converts: lead with “Paid collaboration” + template tips00:21:46 — Scale metrics: ~200 messages/day across rotated inboxes; reply-rate ranges00:23:29 — Brand effects: recognition boosts replies; upfront vs affiliate by stage00:26:01 — Compounding virality: trend templates, creator social proof00:29:03 — Pricing: $20–$100 UGC tests; sweet spot $20–$50; EU part-time $1–2k/mo00:29:53 — Agentic negotiations: packages, volume, follow-ups, human handoff00:31:04 — Guardrails: budget anchoring, stop-conditions, funny “PayPal link” story00:35:05 — Toolbelt of agents: research, outreach, CRM updates, payments, bulk sends00:36:01 — Architecture: many narrow agents > one monolith00:37:51 — Future: fewer humans in the loop; AI influencers; approvals as human role00:39:16 — Can businesses run themselves? Media = growth flywheel00:41:11 — Hiring philosophy: engineer-heavy teams (Gary Tan advice)00:43:46 — Wrap + where to find Robert & StormyPlaybooks & templates (steal these)Outreach subject lines (email/DM first line):“Paid collaboration: {Brand} x {CreatorName} — 3-video package”“Paid promo + affiliate: {Brand} (fast approvals, simple brief)”First message (short DM/email): “Hey {Name} — we're {Brand}, a {1-line what you do}. Paid collaboration: 1 test short this week (${offer}) + option to extend to 3-video bundle over 6 weeks. You keep creative control; we provide brief + examples. Interested? If yes, quick details + rate card?”Negotiation levers: volume (3-pack → 6-pack), multi-month cadence (1/mo), affiliate top-ups on performance, first-video discount, creative templates proven to hit.UGC hiring filter: Look for micro/nano creators (10k–50k) with at least one breakout (e.g., 500k+ views) in your niche; they have the “spark” but are still rationally priced. (Stormy highlights this pattern in search/fit scoring.) Key quotes (pull-ready)“Creator marketing rents skill at making viral content — not just an audience.”“It's a numbers game twice: mass outreach, then mass posting — let the winners emerge.”“Lead with ‘Paid collaboration' so creators instantly know there's budget.”“Templates win. When a format pops, clone it and scale with more creators.”SponsorGraphed.com — Connect your SaaS/GA4/Shopify/data warehouse → ask in plain English → get dashboards & ad-hoc analysis; share with clients or your team in one click. (Free 10-seat trial for listeners — link in description.)

Consistent returns and time. That's the recipe for the most powerful force available to an investor; compounding. You don't need to chase crazy returns to build meaningful wealth, compounding alone can get you there. In this episode we explain how. We cover: What is compounding and just how powerful it isThe steps you need to take advantage of it.A common misconception about how compounding works.Answer a listener question about compounding inside super vs outside of itLinks Referenced:

The Psychology of Money: Warren Buffett's Compounding Returns Strategy and Retirement Planning Wisdom Understanding Compounding Returns: The Secret Behind Warren Buffett's $140 Billion Fortune In this episode of The Financial […] The post The Psychology of Money: Warren Buffett's Compounding Returns Strategy and Retirement Planning Wisdom appeared first on Dupree Financial.

In this episode, Dr. Kevin Davis, Pharmacy Operations Manager at Baptist Health, shares how robotics and IV compounding are enhancing patient safety, strengthening supply chain resiliency, and easing workload challenges for pharmacy teams.This episode is sponsored by Omnicell.

BIO: As Co-Founder & CEO of Mode Mobile, Dan Novaes is leading the transformation of how people interact with technology. His “Earn As You Go” software empowers millions of consumers to turn daily habits into passive income.STORY: Dan decided to take the bold move of turning his treasury into a long-term crypto strategy. What started as $2 million in Bitcoin and Ethereum ballooned to $30 million, but the 2022 crash and business pressures forced him to liquidate at low prices—missing out on what could have been a $100 million windfall.LEARNING: Don't chase aggressive expansion without a clear path to profitability. Stick to your core business. Separate your business from speculative bets. “Everyone has a plan until they get punched in the face. Take a moment of deep thinking every week when things are going well, think about everything that could go wrong, and then reassess your position.”Dan Novaes Guest profileAs Co-Founder & CEO of Mode Mobile, Dan Novaes is leading the transformation of how people interact with technology. His “Earn As You Go” software empowers millions of consumers to turn daily habits into passive income. Under his leadership, Mode achieved 32,481% revenue growth from 2019 to 2022 and ranked #1 in Software on Deloitte's Technology Fast 500 in North America.Worst investment everIn today's rapidly evolving and highly interconnected business world, companies are increasingly relying on external partnerships to drive growth and innovation.Dan's story begins in the early days of crypto. His company had raised funds through Bitcoin and Ethereum when Bitcoin was valued at just a few thousand dollars and Ethereum at only a few hundred. This early success in the crypto market was a testament to the potential for significant growth that these investments could bring.Once the business had a comfortable runway, Dan made a bold move—he turned their treasury, which is the accumulated profits and cash reserves, into a long-term crypto strategy, much like what companies like MicroStrategy would later become known for.Riding the waveAt first, the decision looked genius. That $1–2 million ballooned into $30 million. Dan was on CNBC, celebrating as Bitcoin crossed $10,000, and his company seemed unstoppable. They never had to fundraise again—until the 2022 crash.The crashIn 2022, Bitcoin's price fell from $63,000 to $18,000, and pressure mounted. Compounding the pain, many of Dan's advertising partners went bankrupt, leaving unpaid bills. This was a significant blow to the company's financial stability. To survive, Dan's company had to liquidate almost the entire treasury at depressed prices.Had Dan managed his growth and financials more cautiously, that crypto position could have grown to $100 million or more. Instead, he walked away with far less—and a bitter lesson.Lessons learnedGrowth at all costs is dangerous. Chasing aggressive expansion without a clear path to profitability can leave your company vulnerable when market conditions shift.Profit-taking matters. Riding the wave without ever securing gains turned paper wealth into a forced liquidation.Stick to your core business.Discipline is everything. Not letting market euphoria dictate strategy is critical to long-term survival.Andrew's takeawaysSeparate your business from speculative bets. Don't gamble with your excess cash on foreign exchange trades. Instead, hedge your risks because...

After getting Silver Boot'ed out of Arlington, Houston is left to figure out how to course-correct in time to salvage their top spot in the Division. What's the better option for Jose Altuve in the #3 hole? Is the number of arms on the IL with elbow inflammation the obvious red flag it appears?

Russ Hosmer, a U.S. Marine Corps veteran, certified life coach, former national-champion bodybuilder, and founder of Constant Progression, an online life coaching and personal development platform serving clients worldwide, joins Discover Lafayette to discuss his mission to help others reach their full potential. Russ grew up in New Jersey, just outside of New York City. At 17, his parents retired and moved to Alabama. He studied at Jacksonville State University and worked in health club turnarounds: “We found the gyms and the health clubs that were in the red, and we brought them into the black. We got the management together, the business side of it, and got them better and rolling.” Russ was a bodybuilder alongside business: “I was a state champion when I was a teenager… top five in the national championship. I was a national champion twice. Two times. Two years in a row as the first one to ever do that.” That era cemented discipline: “I was blessed. I was doing what I love… when you do that, you don't ever work a day in your life.” Choosing the Marines, Special Operations, and What Service Really Looked Like “My family is Marine Corps. My grandfather was a WWII veteran and my brother was a Marine… it was almost like, well, I have to do that.” He enlisted on a whim, calling it “probably the greatest decision of my life.” Boot camp at Parris Island: “They start drilling leadership principles into you the day you get there… It's a transformation process. It's the title,, being a Marine. So you have to earn it.” After graduating top of his class in the School of Infantry, he went to amphibious reconnaissance / special operations: “We're like 1% of the Marine Corps.” Operational reality: “Less than 1% of the Marine Corps see combat. We do more hospitable missions than we do combat missions. It's urban warfare, small unit tactics. We don't actually fight other countries like uniform military. it's a different world we live in.” He traveled extensively: “I was in 37 countries in three years. I was deployed a lot. But I volunteered because that's what I wanted to do.” PTSD, Loss, and a Five-Year Turning Point Russ is candid: “I do have severe PTSD… I didn't know I had it for years. Then all of a sudden, it was really bad.” Compounding events:“I lost my corporate job during COVID. I had been a senior executive of a Fortune 500 company for twenty years. Then my dad died, and my mom died, then my older brother died." It left him “in a very dark place, kind of lost." "I decided, you know what? I need to help people overcome the PTSD, get the resilience and the mindset, and learn how the mind works and how the body works. And why is this happening?" On the rate of veterans committing suicide, Russ says, “They say it's 22 a day. There's a lot more than that. They don't have help, they think it's a sign of weakness. But you admitting it and talking about it, that's a sure sign of strength.” From a five-year journey, he created Constant Progression: “We're always looking to be our best self. We're all on that journey of constant progression.” Training the Marines & A Vanderbilt Recovery Study That “Changed Everything” After instructing at Marine Corps Recruit Depot Parris Island, Russ became a Physical Training Advisor for the Eastern Recruiting Region—“anything east of the Mississippi River… the whole East Coast.” His remedial programs “went before Congress and they actually enacted those into standard operating procedures… now a part of the Marine Corps training standards.” Russ helped run a muscle recovery study with Vanderbilt University to reduce injuries and attrition: “We had a lot of lower body extremities' injuries, especially with the female recruits… hip fractures and femur fractures, tibia fractures… kids nowadays… they don't eat well.” Findings touched hydration, chow hall practices, food quantity by body weight, and training tweaks (including pull-up progression): “The best way t...

Chad Hyams and Bob Stewart explore the power of compounding beyond finances, diving into its effects on various aspects of life. They discuss negative compounding forces like excuses, grudges, and stress, highlighting how these elements can erode well-being. Transitioning to the positive, the hosts explore how curiosity, microlearning, and gratitude can foster growth and confidence over time. This conversation underscores the importance of intentionality in harnessing or mitigating compounding forces, while also emphasizing the role of parents in shaping compounding for children. Discover actionable insights into leveraging compounding for personal and professional success. ---------- Connect with the hosts: •    Ben Kinney: https://www.BenKinney.com/ •    Bob Stewart: https://www.linkedin.com/in/activebob •    Chad Hyams: https://ChadHyams.com/ •    Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/ More ways to connect: •    Join our Facebook group at www.facebook.com/groups/winmakegive •     Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up •     Explore the Win Make Give Podcast Network: https://WinMakeGive.com/ Part of the Win Make Give Podcast Network

Summary In this episode, Andy interviews Jim Ferrell, author of  You and We: A Relational Rethinking of Work, Life and Leadership. Andy has long been a big fan of Jim's work with The Arbinger Institute, authoring Leadership and Self-Deception and The Anatomy of Peace.  In this conversation, Jim unpacks his insights on how leaders can move from a self-focused to a relational mindset. Drawing from his new book, Jim explains why our effectiveness as leaders depends not just on what we do, but on how we view and relate to the people around us. The discussion explores what it means to be relational instead of transactional, how leaders can better navigate conflict, and the subtle ways our self-deceptions hinder growth. Jim also shares practical ideas for building trust, leading with humility, and focusing on outcomes that matter most. This episode is packed with thought-provoking insights that will challenge how you think about leadership, culture, and collaboration. If you're looking for insights on how to become a more relational leader and truly impact those you serve, this episode is for you! Sound Bites “Machines don't have to be great at relation, but they'll be great at everything else. And if we're lousy at relation ourselves, we won't have a job.” "Those who can relate better, that's the uniquely human competitive advantage we bring to the marketplace." "The top people spend most of their time on the relational work, not on the other stuff. So you see it happening already. That's all going to be accelerating." “The most important part of the chart of any org chart is actually all the space in between the names and boxes, because that's where everything's happening, right?” “We went from the body economy to the mind economy to now the heart economy.” “Proximity is not necessarily closeness.” Chapters 00:00 Introduction 01:55 Start of Interview 02:07 Jim Ferrell's Backstory and Early Influences 06:17 About Jim Writing Leadership and Self-Deception 08:57 Exploring the Concept of Relation vs. Relationships 10:07 The Five Levels of Relation 13:19 Managing Relation in Organizations 17:29 The Shift to the Heart Economy 20:00 Insights from the Book 'You and We' 27:00 Proximity vs. Closeness in Remote Work 29:08 The Power of Hydrogen and Oxygen 29:46 Remote vs. In-Person Work Dynamics 32:14 The Importance of Connectivity in Teams 33:14 Understanding Relational Space 34:35 Personal Stories of Relation 37:48 How Can We Discern Where We Are in the Levels? And Our Teams? 39:29 The Concept of Compounding in Relations 41:07 The Relational Leap 45:54 End of Interview 46:27 Andy Comments After the Interview 49:23 Outtakes Learn More You can learn more about Jim and his book at Withiii.com/youandwe. For more learning on this topic, check out: Episode 185 with Mitch Warner about the Arbinger book Leadership and Self-Deception. Episode 356 with Eric Barker about why everything you know about relationships is mostly wrong. Episode 459 with Adrian Kelly about identity and rethinking success. Pass the PMP Exam This Year If you or someone you know is thinking about getting PMP certified, we've put together a helpful guide called The 5 Best Resources to Help You Pass the PMP Exam on Your First Try. We've helped thousands of people earn their certification, and we'd love to help you too. It's totally free, and it's a great way to get a head start. Just go to 5BestResources.PeopleAndProjectsPodcast.com to grab your copy. I'd love to help you get your PMP this year! Join Us for LEAD52 I know you want to be a more confident leader–that's why you listen to this podcast. LEAD52 is a global community of people like you who are committed to transforming their ability to lead and deliver. It's 52 weeks of leadership learning, delivered right to your inbox, taking less than 5 minutes a week. And it's all for free. Learn more and sign up at GetLEAD52.com. Thanks! Thank you for joining me for this episode of The People and Projects Podcast! Talent Triangle: Power Skills Topics: Leadership, Project Management, Relationships, Trust, Relational Mindset, Conflict, Self-Deception, Self-Awareness, Influence, Humility, Collaboration, Culture, Authenticity The following music was used for this episode: Music: Echo by Alexander Nakarada License (CC BY 4.0): https://filmmusic.io/standard-license Music: Fashion Corporate by Frank Schroeter License (CC BY 4.0): https://filmmusic.io/standard-license

I share how downloading a "Couch to 5K" app - despite being able to run half marathons - taught me a powerful lesson about achieving big goals in business. After hitting a mental block that kept sabotaging my runs, I discovered that starting embarrassingly easy and building small, consistent wins creates unstoppable momentum. This same principle of breaking down massive business goals into bite-sized, achievable steps helps you develop a winning habit that compounds over time, whether you're trying to scale from $1M to $10M or launch that outbound sales operation you've been putting off.//Welcome to Repeatable Revenue, hosted by strategic growth advisor , Ray J. Green.About Ray:→ Former Managing Director of National Small & Midsize Business at the U.S. Chamber of Commerce, where he doubled revenue per sale in fundraising, led the first increase in SMB membership, co-built a national Mid-Market sales channel, and more.→ Former CEO operator for several investor groups where he led turnarounds of recently acquired small businesses.→ Current founder of MSP Sales Partners, where we currently help IT companies scale sales: www.MSPSalesPartners.com→ Current Sales & Sales Management Expert in Residence at the world's largest IT business mastermind.→ Current Managing Partner of Repeatable Revenue Ventures, where we scale B2B companies we have equity in: www.RayJGreen.com//Follow Ray on:YouTube | LinkedIn | Facebook | Twitter | Instagram

Tax Advantages: Real Estate vs NotesCPA and investor Matthew breaks down the smartest strategies in today's evolving note market. From high-yield interest rate arbitrage to legally-structured wrap notes, Matthew shares insider methods to defer taxes, avoid legal disaster, and multiply your cash flow with compounding reinvestments. He also highlights major risks with non-disclosure, judicial states, and usury law violations — while pointing to opportunities in crypto, AI, and alternative assets. Whether you're a note broker, note investor, or just entering seller financing, this is a masterclass you can't afford to miss.To obtain this week's Real Estate Notes Show guest Mathew Owens's information, use this link https://bit.ly/4oRl7Er**Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9tyWe Buy Notes go to our site for more information! FAQs and Submit Your NoteWatch this video on Youtube: Watch VideoOur new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1Upcoming Live Webinars: https://www.jkpholdings.com/webinarsDME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠PurchaseSOCIAL MEDIAFB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/Facebook: https://www.facebook.com/JKPHoldings/Linkedin: https://www.linkedin.com/company/jkp-holdings-llc#noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor[00:00:00] Show Intro and Guest Update[00:04:12] Youth Entrepreneurship and Business Camp[00:07:23] Note Market Shift and Supply Surge[00:10:04] Why Experienced Investors Turn to Notes[00:13:06] Interest Rate Arbitrage Demystified[00:16:30] Using Notes to Defer Taxes[00:19:42] Smart Depreciation and Cost Segregation[00:23:33] The Augusta Rule and Tax Tricks[00:27:15] When to Sell vs. Create a Note[00:30:02] Risks in Seller Financing Structures[00:33:45] Real Estate vs. Notes: Headaches Compared[00:37:18] Wrap Notes and Regulatory Crackdowns[00:40:57] Hidden Dangers in Non-Disclosure[00:44:01] Why Legal Paperwork Can Save You[00:47:03] Reinvesting Note Payments for Compounding[00:49:15] AI, Job Loss, and Real Estate Impact[00:51:31] Crypto, CBDCs, and Market Disruption[00:54:31] Episode Wrap-Up and Takeaways

Are you using your time to grow or letting it slip away? In today's episode, Kevin and Alan break down how small choices like listening to a book while cooking or learning during cardio can turn “lost time” into growth time. They show why daily priorities matter more than quick wins, and how even small improvements compound into life-changing results over the years. From balancing fun and fulfillment to pushing through comfort and anxiety zones, this conversation is about making sure the way you spend your days aligns with the life you want to build. Tune in and start shifting your priorities toward growth that your future self will thank you for.Learn more about:

In this episode of the Modern Man Podcast, host Ted Phaeton welcomes Sergio Loaiza, founder of Protect Your Legacy, a financial education firm. They discuss the importance of financial sovereignty, the concept of infinite banking, and how to build a legacy for future generations. Sergio shares his personal journey, the significance of surrounding oneself with the right people, and the mindset needed for financial success. The conversation emphasizes the need for financial education and the impact of personal experiences on one's perspective on life and finances. Takeaways The system isn't broken; we just don't know the rules. Protecting your legacy starts with protecting it now. Surround yourself with good-quality people. The quality of your life is determined by the quality of questions you ask. Money is like air; when you have it, you don't think about it. You can choose to believe in the principles or not. If you pay cash, that cash is gone forever. You can become your banker. Life is easier when you have your finances under control. You have to be so confident in who you are. Chapters 00:57 - Introduction to the Modern Man Podcast02:24 - Sergio Loaiza: A Journey of Legacy and Entrepreneurship06:04 - The Inception of Protect Your Legacy10:06 - Understanding Infinite Banking and Financial Sovereignty12:22 - The Importance of Mindset in Financial Success15:08 - The Concept of a Prayer Closet18:17 - Surrounding Yourself with the Right Influences21:11 - The Legacy Effect and Generational Wealth23:54 - The Rockefeller Waterfall Method25:45 - The Power of Compounding and Legacy Building29:30 - Shifting Mindsets: From Employee to Entrepreneur36:50 - Infinite Banking: A Game-Changer for Financial Control43:04 - Life Lessons: The Fragility of Existence and Financial Security   Loaiza’s Links Facebook: SergPro11 LinkedIn: sergio-loaiza Instagram      Business: protect.your.legancy      Personal: sergpro11/ YouTube: @ProtectYourLegacy Free eBook Here: Mastering Self-Development: Strategies of the New Masculine: https://rebrand.ly/m2ebook ⚔️JOIN THE NOBLE KNIGHTS MASTERMIND⚔️ https://themodernmanpodcast.com/thenobleknights  

On this episode of Chit Chat Stocks, we continue our Super Investor series by covering Dev Kantesaria of Valley Forge Capital. The Buffett disciple has invested in huge winners over the last two decades including S&P Global, Fico, and Mastercard. We discuss:(03:37) Dev Kantesaria's Unique Background(06:20) Investment Philosophy and Approach(09:23) Portfolio Analysis and Key Metrics(12:38) Case Study: Fair Isaac Corporation (FICO)(32:20) Unlocking Pricing Power: The FICO Case Study(37:25) S&P Global: A Long-Term Investment Perspective(44:14) Valley Forge Fund Performance: Analyzing Returns(50:24) Key Takeaways from Kantesaria's Investment Philosophy(56:33) AI and Investment Uncertainty: A Cautionary Perspective*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

The Joint Commission's updated accreditation manual is designed to simplify requirements, enhance clarity, and better support healthcare organizations in survey preparation. In this episode of VerifiedRx, host Carolyn Liptak is joined by Dr. Robert Campbell of the Joint Commission and Diana Scott of Vizient to unpack the most significant changes. From the shift to National Performance Goals and medication safety priorities to the latest challenges in compounding, labeling, and hazardous drug handling, the conversation highlights practical insights to help pharmacy leaders stay compliant and survey-ready.   Guest speakers: Robert Campbell, PharmD, BCSCP Sr. Director, Standards Interpretation, Accreditation Decision Management,Medication Safety Division of Accreditation and Certification Operations Joint Commission   Diana Scott, MHA, RN, CPHQ Principal, Regulatory and Accreditation Services Vizient   Host:  Carolyn Liptak, , BS Pharm, MBA   Vizient   Show Notes:  [01:16-01:51] Diana and Robert Backgrounds [01:52-02:43] Changes made to the hospital and critical access hospital manuals [02:44-03:09] Changes to the chapters themselves [03:10-04:08] National Performance Goals and elaborate on those that are relevant to medication safety and pharmacy services [04:09-05:15] The top medication management challenges [05:16-06:29] Pain management not being aligned and titration orders [06:30-06:56] Insufficient communication between pharmacists, prescribers and nurses when it comes to medication orders [06:57-08:02] Themes around labeling requirements for stored medications [08:03-08:46] Anything different in removing expired meds from patient care areas and in the pharmacy this area than previous years [08:47-10:58] Issues related to storing meds specifically per the package insert [10:59-11:55] Common issues seen inside the pharmacy regarding sterile compounding, noncompliance include hand hygiene, garbing, PPE, and cleaning and disinfecting [11:56-13:12] More specifics in those area the physical environment and facility cleanliness along with cleaning and disinfection practices [13:13-14:55] Explaination of how joint Commission defines and evaluates immediate use compounding [14:56-16:09] The minimum required elements for immediate use compounding competency [16:10-17:12] Compounding competencies besides immediate use [17:13-17:54] Expectations for environmental services training [17:55- 20:14] Concerns around hazardous drugs [20:15- 21:14] Additional information   Links | Resources: Joint Commission: THE NEW STANDARD: Accreditation 360   VerifiedRx Listener Feedback Survey: We would love to hear from you - Please click here   Subscribe Today! Apple Podcasts Spotify YouTube RSS Feed

Here's the simple, yet shocking truth that no one talks about: Over one-third of all invoices are not accurate … and you know which way those errors are going … not in your favor. Compounding the problem are invoices that get paid twice – and no, the supplier doesn't automatically return the second payment – fraudulent invoices and payments made from statements and of vendor credits. Let's take a look at where and how these problems occur and what you can do to combat them. Stick around until the end when we address the solutions that don't work, those tactics you think should protect you from paying incorrectly, but don't actually do what you think they do. #invoices #invoice #accountspayable #accounting Link to Accounts Payable Issues Everyone Ignores until Disaster Hits https://youtu.be/jU26nsuOVNA Link to Three Way Match: The Complete Guide https://youtu.be/ysgyRbw3yVk The Shocking Truth About Invoice Accuracy That Nobody Tells You Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos

 We've got just the class to help you get back into that learning machine mode. We're stoked to be joined by our good friend Chris Begg, founder of East Coast Asset Management and adjunct Associate Professor at the Helibrunn Center for Graham and Dodd investing at Columbia Business School. He teaches security analysis, perhaps the most legendary investing course in higher education. In today's class, we offer some historical context on the legacy of the adjunct investing professor, addressing why the practitioner teacher has played such a formative role for so many of the world's greatest investors.  We also share our own teaching journey and the curriculum and guests that have helped make our respective classes so impactful. We even include a preview of our brand new class at Notre Dame, Investing in the Good Life, which is in partnership with the Shedi Family Program in Economy, Enterprise, and Society, and the College of Arts and Letters. Please enjoy our Back to School Special with our friend and the dawn of compression, Chris Begg.  For the full show notes, transcript, and links to mentioned content, check out the episode page here. —-- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit joincolossus.com/episodes.  Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Follow us on Twitter: @Buhrman_Rick  | @PaulBuser | @JoinColossus Show Notes (00:00:00) Welcome to The Joys of Compounding (00:03:23) Summer Highlights and Personal Reflections (00:08:24) Music and Podcasts: Inspirations and Reflections (00:16:43) The Art of Songwriting and AI (00:21:48) Season Two Reflections and Guest Highlights (00:33:18) The Legacy of Practitioner Teachers (00:48:00) Influential Teachers and Their Impact (00:50:24) Value Investing Principles and Classroom Dynamics (00:52:32) Personal Teaching Journeys and Early Influences (00:57:14) Memorable Teaching Experiences and Guest Lecturers (01:11:57) The Role of AI in Education (01:26:23) Future Plans and New Beginnings

Join hosts Clark and David in this special 100th episode of the Burn Your Boats podcast! They're sharing key takeaways from their journey, emphasizing the importance of financial freedom, the simplicity of investing, and the role of patience and emotional intelligence in making smart financial decisions. This milestone episode also marks the start of a new chapter for the podcast as they announce a temporary pause to focus on new projects. It's a bittersweet, but must-listen episode, full of gratitude for their team and listeners.Don't miss this one! Tune in to hear all of the invaluable lessons and find out what's next for Clark Lunt and David Shaw as they Burn Their Boats.TakeawaysAuthenticity has been the cornerstone of our podcast.We aimed to provide real value without a monetization plan.The journey to financial freedom is a marathon, not a sprint.Taking action is crucial for success in investing.The price of inaction can be detrimental to financial health.Leveraging debt can be a powerful tool for wealth creation.Compounding is essential for long-term financial growth.Emotional intelligence plays a key role in financial decisions.Staying safe and maintaining control over investments is vital.This is not a goodbye; it's a pause for reflection.Sound bites"You need to take action.""Debt is your biggest friend.""Control your impulses."Chapters00:00 Celebrating 100 Episodes: A Bittersweet Milestone03:29 Authenticity and Value: The Core of Burn Your Boats06:03 Personal Motivations: Why We Started This Journey12:16 The Importance of Financial Literacy and Action18:05 Understanding Wealth: The Marathon, Not a Sprint24:05 Leveraging Debt: A Key to Financial Freedom29:57 The Power of Compounding: Building Wealth Over Time40:42 The Impact of Day Trading on Life42:08 The Long Game in Investing44:45 Psychology of Investing and Emotional Intelligence48:40 The Marathon of Financial Freedom51:00 Staying Safe in Investment Strategies53:44 Investing in Yourself56:11 The Essence of Financial Freedom01:01:34 Reflecting on the Journey and Future Plans01:16:22 Outro Thumbnail The Grand Finale 100 EpisodesKeywordspodcast, financial freedom, investing, entrepreneurship, authenticity, wealth creation, personal growth, debt leverage, compounding, emotional intelligence#100thEpisode #Milestone #PodcastFinale #FinancialFreedom #Investing101 #FinancialLiteracy #MoneyMindset #WealthBuilding #EmotionalIntelligence #BurnYourBoatsWealth #Podcast #RealEstateInvesting #ClarkLunt #DavidShaw #InvestorMindset Hosted on Acast. See acast.com/privacy for more information.

Is copying Warren Buffett the fastest way to get rich? Mohnish Pabrai reveals the strategy to turn 1K into 10K in 30 days, quit your job safely, build passive income, and master the step-by-step formula millionaires actually use! Mohnish Pabrai is a renowned value investor and founder of Pabrai Funds, who is best known for his successful implementation of Warren Buffett's value investing principles. He is also the bestselling author of books such as, ‘The Dhandho Investor', which guides people on low-risk, high-return investing.  He explains:  ⬛ Why building passive income is simpler than you think ⬛ How to build a business or portfolio with no risk ⬛ Why copying ideas made Mohnish a millionaire ⬛ How to find low-risk, high-reward investment opportunities ⬛ Why 99% of people follow the wrong advice about money 00:00 Intro 02:27 Mental Models for Business and Investing 14:08 Never Start a Company for This Reason, It'll Fail 16:26 How to Focus Your Sales and Pitches 20:53 The Importance of Attention to Detail 26:39 Why the Low Engagement in 9–5 Jobs 34:44 How to Reach Financial Freedom 43:10 You Have to Reach Out to Thousands of Places 45:28 Signal vs. Noise Ratio 47:48 Ads 52:37 The 3 Categories All Humans Fall Into 56:35 How to Scale Your Company as a Solopreneur 59:25 Mastering the Art of Hiring 01:01:29 Hire Slow, Fire Fast 01:03:00 Do People Build More Wealth from Business or Investing? 01:06:12 The Magic of Compounding 01:11:10 How to Invest in Indexes 01:14:01 Ads 01:16:10 Why Do They Call You the Dhandho Investor? 01:17:45 The Patels' Framework to Take Over the U.S. Motel Industry 01:21:09 Heads I Win, Tails I Don't Lose Much 01:22:07 What Is the New Opportunity in the AI Era? 01:26:34 Business Moats 01:27:46 Loyalty Points Models 01:29:54 Is Apple a Good Investment? 01:34:55 The Importance of Making Fewer Big and Infrequent Bets 01:37:35 Is Day Trading Worth It? Can You Make Money from It? 01:38:16 Circling the Wagons Follow Mohnish: Instagram - https://bit.ly/4lCFFO6  YouTube - https://bit.ly/4fKRroh  You can purchase Mohnish's book, ‘The Dhandho Investor: The Low-Risk Value Method to High Returns', here: https://amzn.to/4mUZz88  The Diary Of A CEO: ⬛ Join DOAC circle here - https://doaccircle.com/  ⬛ Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ⬛ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ⬛ Get email updates - https://bit.ly/diary-of-a-ceo-yt  ⬛ Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Fiverr - https://www.fiverr.com/diary with code DIARY for 10% off your first order Netflix - http://netflix.com/title/81725526  KetoneIQ - Visit https://ketone.com/STEVEN for 30% off your subscription order Learn more about your ad choices. Visit megaphone.fm/adchoices

When your identity fuses with what you produce, burnout is inevitable. This episode helps high-capacity humans recalibrate from performance to presence — before their purpose gets buried under pressure.If the results stopped, would you still know who you are?For high performers, that question feels risky. Because somewhere along the way, “doing well” became the same as “being worthy.”In this episode of Identity-Level Recalibration, we're exploring what happens when performance starts shaping identity — and how that slow slide leads to invisible burnout, fractured self-trust, and quiet resentment.Here's what we unpack together:Why success often deepens the approval trapThe subtle difference between identity-fused performance and healthy excellenceHow “helpfulness” and “achievement” become self-protectionWhy burnout is often a symptom of disconnection, not overworkWhat to learn from Anne Morriss' recalibration after public failureWhy celebration is more than a feel-good tool — it's a psychological exit ramp from overidentification (See Episode 38)How to spot identity foreclosure — and where we covered it previouslyIf you've built a life on results, this conversation will feel both tender and clarifying. Because you're not your wins. And when your identity is secure, your leadership becomes sustainable.Micro-Recalibration:Ask yourself: If this project fell apart — would I still know who I am?Let it lead to a deeper recalibration: What do I want to be true about me that isn't tied to output?For leaders:Think of someone you lead who's quietly attaching their worth to performance.Affirm who they are becoming — not just what they produce.That's how we build cultures of identity, not burnout.Need help seeing what you've outgrown?Download the Misalignment Audit in the show notes.The offer? Clarity. The cost of waiting? Compounding misalignment.RESOURCES:#25 Why You Default to Overgiving, Overthinking, or Overworking#38 How Small Wins Build Momentum When You're Burned OutIf this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

I had never heard of Erin Moriarity before she contacted me about having a conversation with her on “Erin Talks Money.” When I visited her Youtube channel I immediately realized what a powerhouse she is. She has over 200,000 subscribers to her Youtube channel and her videos are terrific. She has over 800 videos on topics most young investors or beginners at any age need to see. 36 videos on budgeting, 133 on retirement, and much more. Recently she started interviewing old experienced “experts." Her first two guest interviews were Ed Scott and Bill Bengen. I felt honored to be a part of a team who want to help teach her followers. Plus, if you read the comments on the YouTube video it's obvious she has a large group of loyal followers. By the way, her followers made me feel very welcome."Erin, that was an absolute Masterclass in investing! Thanks for bring Paul to your channel. I enjoyed seeing how comfortable you and the guest were and how the conversation naturally flowed between topics. I'm going to make sure my kids view this. Advice and insights for LIFE!""Excellent video, Erin! How do we know Erin is a force in investing advice? Look at the people she's had on her channel! I'm thankful to Erin not only for the great advice, but she is someone I can show my daughters, ages 21 and 25, and go "Look at Erin. If she can invest and make good choices w her money, so can you!". This means the world to me for them to see someone they can relate to, who disseminates complicated ideas and concepts in an understandable way. And BTW, I confirmed I'm subscribed to her channel “0:00 Introduction & Meet Paul Merriman 2:14 The Power of Starting Early (For You & Your Kids) 7:14 100% Equities for Young Investors & Avoiding Overexposure to the S&P 500 14:02 Predicting Future Returns, Compounding & Patience 22:27 Market Cycles, Psychology & Preparing for Bad Times 25:12 Choosing the Right Portfolio Complexity (Levels 1–3) 34:08 Traditional vs. Non-Traditional Index Funds & Vanguard Loyalty 41:34 Why We Own the Whole Market & The Case for 60/40 46:19 Staying the Course, Chasing Returns & Capturing Extra Gains 57:00 How Investing Has Changed & Automatic Enrollment Benefits 1:01:45 Knowing When You Have Enough & The Rise of Hourly Advisors 1:08:44 The 3 Things Every DIY Investor Should Do & Closing ThoughtsWatch the video here

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3245: Chris Reining unpacks the paradoxes of investing and life, showing how seemingly contradictory advice can both hold truth depending on context. He urges listeners to move beyond black-and-white thinking, embrace nuance, and make intentional choices, whether in managing investments or living authentically. Read along with the original article(s) here: https://chrisreining.com/best-way/ & https://chrisreining.com/save-half/ Quotes to ponder: “There is no best answer. Each choice comes with its own set of benefits and drawbacks.” “Nothing in life is so black and white.” “Small amounts multiplied over 40 years always become big amounts at the end.” Episode references: The Power of Compounding: https://www.investopedia.com/terms/c/compounding.asp Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Last time we spoke about the 800 heroes who defended the Sihang Warehouse. In the fall of Shanghai during October 1937, amidst overwhelming odds, a small battalion under Colonel Xie Jinyuan took a stand inside the Sihang Warehouse, transforming it into a fortress against the invading Japanese army. As word spread of their stand, local citizens rallied, providing vital supplies and cheers of encouragement from across the Suzhou Creek. The defenders, dubbed the "800 Heroes," symbolized hope and determination. Despite suffering heavy casualties, they held firm, embodying the spirit of resistance against aggression. As dawn broke on November 1, 1937, a strategic retreat was ordered, allowing Xie's remaining troops to escape safely into the International Settlement. Their legacy endured, highlighting the courage of those who fought against overwhelming odds. The saga of the "800 Heroes" became a beacon of hope for future generations, immortalizing their determination to protect their homeland during one of its darkest hours.   #162 The Battle of Shanghai #7: The Fall of Shanghai Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. The fall of the Sihang Warehouse and withdrawal from Zhabei and Jiangwan doomed the Chinese defense of Shanghai. The army shifted to a fortified defensive line along the southern bank of Suzhou Creek, extending north towards the city of Nanxiang. Suzhou Creek provided an advantageous defensive position, acting as a natural barrier measuring up to 150 feet wide, with steep banks rising seven feet on either side. However, once this line was abandoned, there would be no fallback position remaining. Losing control of Suzhou Creek would be the loss of Shanghai. As German advisor Borchardt noted, “the Chinese command was therefore putting all its efforts into holding the position for as long as possible, without risking the annihilation of units crucial for continuing the war.” The Japanese planned their main assault directly south across Suzhou Creek to encircle the troops stationed in Shanghai. However, they first needed to create sufficient space for maneuvering. To achieve this and to secure their right flank, they launched a significant attack on Nanxiang on October 28, advancing along the railway from Shanghai. With the benefit of extensive support from aircraft and artillery, the Japanese were able to breach the Chinese frontline with relative ease. Nevertheless, they failed to capture Nanxiang, and the outcome was less of a victory than it initially appeared, as the Chinese had established a robust defense, preparing a two-mile stretch of obstacles and barriers east of the city. In a subsequent advance that shifted to the south, the Japanese engaged in a brief battle before seizing the town of Zhenru, which was strategically important due to its radio station that facilitated much of Shanghai's telephone and telegraphic communications with the outside world. In preparation for crossing Suzhou Creek, the Japanese had spent several days assembling a small fleet of vessels commandeered from Shanghai's civilian population, which included motorboats, sampans, and basic bamboo barges. On October 31, the 3rd Japanese Infantry Division, positioned at the eastern end of the Suzhou Creek front, initiated several crossings. During one of these attacks in the late afternoon near the village of Zhoujiaqiao, Japanese soldiers managed to reach the southern bank but were immediately met with enfilading fire from Chinese machine guns, resulting in significant casualties. They also faced counterattacks from Chinese reserves, who had been quickly summoned to neutralize the threat. Despite these challenges, the Japanese were able to maintain a narrow foothold. A parallel attempt by the same division further downstream, closer to the International Settlement, ended in failure, despite the evident superiority of Japanese equipment. Engineers deployed a mile-long smokescreen across the creek, while a dozen three-engine bombers, protected by fighter planes, hovered over the battlefield, actively scouting for targets. Although a small landing party successfully crossed the creek, they were quickly met with a fierce artillery barrage, and a Chinese counterattack forced them back into the water. Foreign military observers speculated that this operation was more a reconnaissance mission than a serious attempt to cross in that sector, as engaging in battle so close to the International Settlement would have required operations in heavily built-up areas. On November 1, three battalions of the 9th Japanese Division attacked in small boats across Suzhou Creek at the point where the Chinese frontline bent northward, successfully establishing a bridgehead on the other side. Over the next two days, the division managed to deploy a substantial number of troops across, eventually controlling an area that stretched about half a mile along the south bank of the creek. The following day, the Chinese launched a determined effort to eliminate this growing threat. While they made significant gains, they ultimately failed to eradicate the Japanese landing party, partly due to their inability to fully utilize their considerable artillery resources. At the beginning of the day's battle, just 60 feet separated the trenches of the opposing forces, meaning any barrage aimed at the Japanese was equally likely to hit Chinese lines. At dawn on November 3rd, the exhausted Tax Police Division were taking horrible losses trying to hold the Japanese back. Men began to scream “poison gas” as white clouds drifted across the Suzhou creek towards their trenches. Despite this the Japanese had not managed to carve out a bridgehead, but did built a pontoon bridge and sent a small force over to occupy a two story building near the bank, designated as “the red house”. Huang Jie, commander of the Tax Police Division, was a nervous wreck, feeling overwhelmed by fatalism after Chiang Kai-shek threatened to court-martial any officer who permitted the Japanese to cross to the southern bank of the creek. The appearance of an ominous cloud was the final straw. Although the cloud was later confirmed to be just a smoke screen and not poisonous gas, Huang was already defeated. With another Japanese assault imminent, he felt incapable of leading the defense. “It's over. It's all over,” he said matter-of-factly, raising his sidearm to his temple. Nearby, senior officer Sun Liren intervened, urging him, “General, please go back. We'll take care of this.” The battle continued until 4:00 p.m., but the battalion that faced the brunt of the Japanese onslaught had disintegrated. Its commander was dead, along with all but one company commander and over half of the platoon leaders. Of the original 600 men, only 200 remained. This was not what the Tax Police Division had anticipated when they were pulled from the area south of Wusong Creek the previous month; they believed the strong defenses at Dachang could hold for at least a month or two, providing sufficient time for the exhausted troops in the rear to recover. On the evening of November 3, following the latest Japanese attempt to cross the creek, the Tax Police Division's commander ordered Sun Liren to rest. However, Sun felt the need to complete one last task: destroying the pontoon bridge the Japanese had constructed across Suzhou Creek, which remained largely intact despite repeated Chinese efforts to demolish it. Previous attempts, including frontal attacks and sending swimmers downstream with explosives, had failed. Finally, they prepared large rolls of cotton soaked in gasoline to roll downhill toward the bridge, but these efforts were halted by Japanese barbed wire. For his final attempt, Sun requisitioned sea mines to float them downstream and detonate them near the bridge. To ensure the success of this plan, he required the cooperation of engineers. Unfortunately, the engineers he ordered for the late-night mission had not been trained by him, and despite being of lower rank, they were disinclined to put in extra effort for an unfamiliar officer. They worked slowly, and by dawn, the mines had yet to be pushed into the water. In the early morning light, they became visible targets along the bank, attracting Japanese fire. Sun was hit, but he was among the fortunate; later, soldiers from the Tax Police Division found him beneath a pile of dead bodies, with doctors later discovering 13 bullet wounds in his body. His participation in the battle of Shanghai had come to an end. According to German advisors, the Chinese repeatedly made the same mistake in the struggle for Suzhou Creek: a lack of independent thinking among junior Chinese commanders prevented them from reacting aggressively to Japanese crossings. This delay allowed the Japanese to entrench themselves, and subsequent Chinese counterattacks often succeeded only after several costly failures. Moreover, Chinese artillery lacked the flexibility to adapt quickly and lacked training in selecting the appropriate ordnance for the situation. The Germans argued that this allowed the enemy “sufficient time to set up a good defense,” and even when later Chinese attacks achieved some significant successes, they failed to completely annihilate the enemy forces that had crossed the creek. Conversely, the Japanese were also frustrated, particularly their commander, Matsui Iwane. Although the 9th Division had made significant advances, the 3rd Division remained confined to a narrow strip of land south of the creek, thwarting hopes for a quick, decisive push southeast to trap the remaining troops in Shanghai and Pudong. On November 3, the birthday of Emperor Meiji, who was instrumental in modernizing Japan, Matsui reflected on his initial hopes of celebrating as the conqueror of Shanghai. Instead, he found himself disappointed, writing, “Now we've finally won a small piece of land south of Suzhou Creek, but the south of Shanghai and all of Pudong remains in enemy hands. That the festival is happening under conditions such as these is a source of boundless humiliation.” Japanese planners in Tokyo had been increasingly concerned that operations in the Shanghai area were not progressing as anticipated since the troop deployments began in August. Despite sending three additional divisions, the advances remained limited, prompting the Army General Staff to consider a more fundamental strategic shift in China. The core question revolved around whether to prioritize the northern campaign or the battles around Shanghai, as Japan lacked the resources to effectively pursue both. In early October, Japanese officers concluded that addressing the situation in Shanghai must take precedence. A large reason for this decision rested on fears of a potential soviet attack in the northeast before the New Year. With so many divisions stuck in Shanghai Manchukuo was quite vulnerable. On October 9, the Army General Staff established the 10th Army, specifically designed to shift the balance in Shanghai. This new force included the 6th Infantry Division, currently deployed in northern China, a brigade from the 5th Infantry Division known as the Kunizaki Detachment, and the 18th and 114th Infantry Divisions from the home islands. Command of the 10th Army was entrusted to General Yanagawa Heisuke, a 58-year-old veteran of the Russo-Japanese War who had recently retired but was recalled to service due to his suitability for the role; he had previously served as a military attaché in Beijing and as an instructor at the city's army college. The 10th Army was to be landed behind Chinese lines. There were two possible landing sites: the south bank of the Yangtze River, where earlier landings had occurred in late August, or the north bank of Hangzhou Bay. Hangzhou Bay provided the element of surprise thus it was selected. However when reconnaissance was performed, the area was found to be heavily fortified with many terrain issues that would complicate logistics. Matsui Iwane expressed his concerns in his diary, noting, “It would probably be much easier if they landed on the banks of the Huangpu and Yangtze Rivers. This plan gives me the impression of a bunch of young people at play”. The 10th Army was set to land before dawn on November 5. The Kunizaki Detachment would lead the assault, capturing a stretch of coastline east of Jinshanwei in the middle of the night. This would be followed by the 6th Division, with the 18th Division on its right flank and the 114th Division on its left. All units were to advance briskly north to the Huangpu River and cross it. A major objective north of the river was the city of Songjiang, a key transportation hub for both rail and road. Ultimately, the goal was to link up with Japanese units advancing south in the flat countryside west of Shanghai to encircle as many Chinese soldiers as possible. Secrecy was vital for the 10th Army in its preparations. The commanders recalled an old saying: “If you want to cheat the enemy, first you must fool your own men,” and decided to adhere to it. To mislead their forces before the embarkation of the 6th Division, they distributed maps of Qingdao, a northern Chinese port city, to create the illusion that it was the operation's target. This way, if any information leaked, it would mislead the recipient. On November 1, the convoy carrying the 6th Division departed the waters off the Korean Peninsula, heading south. The following day, it merged with another convoy transporting the 18th and 114th Divisions from Japan. Together, they formed a substantial fleet of nearly 200 vessels, necessitating heightened caution to avoid detection. Strict orders prohibited the use of lights, and radio silence was enforced at all times. As the ships neared Shanghai, they sailed in a wide arc offshore, only redirecting toward land when they were aligned with Hangzhou Bay. Upon learning their true objective, the soldiers felt a mix of excitement and apprehension as they crowded the dark decks, catching sight of the vague silhouette of the continent they were about to conquer. The advance unit, the Kunizaki Detachment, boarded its landing craft as planned at 3:00 am on November 5, heading towards its designated section of the coastline. Meanwhile, the rest of the 10th Army waited anxiously aboard ships anchored two miles offshore. The silence from the shore indicated that the detachment had encountered no resistance, although the ongoing radio silence left uncertainty. Eventually, the detachment signaled with light projectors that the landing had gone as planned. With this confirmation, the soldiers of the second wave began their approach. The 10th Army had intended for the invasion force to move swiftly from the landing zone to secure the area before the Chinese could mount a counterattack. Each soldier was equipped with a week's supply of rice and as much ammunition as he could carry to avoid being hindered by a lengthy supply train; mobility was essential. On the first day of the landing, the Chinese launched only two minor counterattacks. One occurred on the left flank but failed to hinder the advance north, while the other on the right flank also had limited success, forcing the Chinese to retreat ahead of the advancing Japanese troops. By mid-morning on November 5, over 3,000 Japanese soldiers had successfully landed, and this number continued to rise rapidly. The urgency of the situation was evident, and only swift and decisive actions could offer the Chinese generals a chance to avert catastrophe. However, instead of mounting an all-out effort to push the Japanese back into the sea, they chose to play a waiting game. The consensus among the command center of the 3rd War Zone in Suzhou during the early hours was that the landing forces were weak and intended to distract from more critical operations planned for the near future. Enemy resistance was weak and sporadic, allowing the Japanese divisions to make rapid progress despite encountering natural obstacles along their route. By the evening of November 5, less than 24 hours after the initial unit landed, they had advanced three miles inland. Before noon the following day, they reached a ferry port on the Huangpu River, where a group of over 100 soldiers managed to cross, clearing the way for the continued push toward Songjiang. Meanwhile, the left flank of the Japanese landing force engaged in more intense fighting for the first time but still managed to gain ground. The Japanese momentum appeared unstoppable.In desperation, the Chinese resorted to scorched earth tactics reminiscent of the Napoleonic Wars, similar to their earlier actions in Zhabei. They destroyed every building and field, burned crops, killed livestock, and poisoned wells, leaving nothing for the victors. It was the local population that ultimately paid the price, witnessing their ancestral homes reduced to ashes.  Once the Chinese command was convinced that the invasion at Hangzhou Bay was a genuine main effort rather than a deceptive act, it directed all available forces south to contain the escalating threat. However, the Chinese had very few troops to spare. The Chinese dispatched a total of seven divisions and one independent brigade to the landing area. While this force appeared to be roughly twice the size of the Japanese, in reality, it was much weaker. Many of these units had endured extended battles and were not at full combat strength. They were sent south without adequate preparation, and their morale suffered due to the continuous stream of negative news from the front. Additionally, the same poor road network that hindered the Japanese slowed the Chinese reinforcements, resulting in many arriving too late to influence the conflict significantly. Once the opportunity to push the Japanese back into the sea was lost, the next best option was to halt their advance at the Huangpu River. Although this was a significant natural barrier, there were no fortifications prepared along its banks. Compounding the issue, a large number of civilian vessels were left on the south bank, providing the Japanese with an easy means of crossing. Confronted with a steady stream of better-equipped and experienced Japanese soldiers, many Chinese defenders occasionally retreated without a fight. In response to the threat from the south, the Chinese commanders repeated a costly mistake from previous crises: they deployed newly arrived troops in Shanghai directly into battle. This disregard for the exhausted condition of those troops, who had just completed a long trek from Henan province, left them ill-prepared for effective engagement. The 107th and 108th Divisions, part of the 67th Army, had only recently arrived in the Shanghai area when they were ordered on November 8 to move south to defend the strategic city of Songjiang at least until November 11. Though the commanders may have had no other choice but to deploy the 67th, the outcome was predictable. Despite their efforts to hold Songjiang, the two divisions could not stand against the Japanese, and by November 9, they had begun withdrawing from the nearly surrounded city. During the retreat, army commander Wu Keren was assassinated by a group of plainclothes men. Whether these were Japanese soldiers or local traitors hired for the task was never determined, making him the only general to lose his life in the entire Shanghai campaign. This setback rendered the 67th Army ineffective as a fighting force, leading to a complete retreat from the battlefield. Like many other lower-quality units in the Chinese military, the rank-and-file soldiers had never been encouraged to take the initiative, and the corps ultimately disintegrated after losing their commander. Amid the chaos and confusion at the landing zone, many Chinese officers concluded that the battle for Shanghai was lost and focused on salvaging whatever equipment they could before it was too late. On the morning of November 5, three artillery batteries stationed along the north shore of Hangzhou Bay attempted to resist the Japanese forces. As the Chinese front along Hangzhou Bay collapsed, even a successful retreat could be seen as a modest victory. Chiang Kai-shek was on the brink of a nervous breakdown as the full scale of the Japanese landing at Hangzhou Bay became evident. On the evening of November 5, he had over 20 anxious telephone conversations with Gu Zhutong, asking repeatedly, “Is there a fight?” Gu confirmed, “The artillery is bombarding us heavily. There are airplanes, warships.” That night, Chiang met with Chen Cheng and appeared to accept that it was time to abandon positions south of Suzhou Creek. However, political considerations prevented him from immediately communicating this decision to his commanders. He wished to see the Brussels Conference get underway without having China appear defeated and seemed to hope to hold out until November 13, aiming for a minor propaganda victory by demonstrating that China had endured for three months. On the night of November 8, Chiang issued a fateful command to Shanghai police chief Cai Jianjun, instructing him to hold Nanshi while the rest of the army withdrew west, a directive that sounded like a suicide mission. When Cai refused, Chiang's response was swift: “Shoot him.” Luckily for Cai, he escaped being shot.  The Chinese retreat from Shanghai commenced in an orderly manner. At 10:00 am on November 9, the last soldiers organized their march southwest past St. Ignatius Cathedral, where thousands of refugees waited, leaving the city they had defended for nearly three months. As they departed, they burned significant properties, including factories and coal yards, to deny the Japanese valuable resources. Among the structures targeted was the Toyoda Cotton Mills, a prominent symbol of Japan's influence in the Yangtze Delta. Initially, the withdrawal seemed disciplined, reminiscent of earlier successful withdrawals that had surprised the Japanese. However, the situation quickly deteriorated as the Japanese pursued them relentlessly. By noon, they had secured Hongqiao Airfield, the site of earlier conflict, and aimed to inflict maximum damage on the retreating Chinese army. Japanese planes launched attacks from carriers offshore, machine-gunning the congested roads filled with retreating soldiers. Additionally, they bombed bridges and train stations, destroyed communication lines, and shelled already weakened transportation networks. With communications largely disrupted and scattered units receiving no coordination, chaos ensued. Soldiers became consumed by the instinct for personal survival, leading to a disorganized stampede as panic spread. Desperate to escape, many soldiers tried to access designated foreign zones. Some forced their way across checkpoints at gunpoint, while others disguised themselves as civilians to gain entry. A foreign correspondent observed a Chinese soldier throw away his rifle and jump into the polluted Siccawei Creek, wading across in just his underwear, to escape Japanese capture. Similarly, senior officers realized that rank would not protect them from Japanese retribution. General Ye Zhao, retreating with his staff, donned peasant clothes after encountering an abandoned farmhouse and was later captured by the advancing Japanese, who mistook him for a common laborer. As the Japanese approached Nanshi, the mostly Chinese area of Shanghai, the situation grew dire. A group of individuals accused of spying for the Japanese was executed by firing squad in public view, sparking terror among onlookers. As the government prepared to evacuate, officials urged the remaining residents to continue resisting, warning against traitors.  The swift retreat of the Chinese Army shocked many Shanghai residents, who had believed the city could withstand the siege indefinitely. As the city fell in just a few hectic days, thousands of desperate civilians, burdened with their belongings, flocked to the bridges leading to the French Concession, pleading to be let in. However, they were met with hostility from French police, reinforced with tanks, who ordered them to turn away. When they resisted, local Chinese employees were forced to help drive them back, resulting in horrific scenes of violence. The New York Times correspondent Hallet Abend reported how the crowd was ruthlessly beaten back, with some falling into Siccawei Creek, where several drowned amid the chaos. Chinese resistance in Nanshi persisted, as pockets of soldiers were determined to make the conquest challenging for the Japanese. After three days of fighting, between 5,000 and 6,000 Chinese soldiers remained in Nanshi when the Japanese launched their final assault on the morning of November 11. They began a relentless artillery bombardment of the densely populated area. Foreign correspondents, including American journalist Edgar Snow, observed the battle from the French Concession across Siccawei Creek. Japanese tanks advanced cautiously through narrow streets, pausing to fire before retreating, while infantry moved carefully to avoid Chinese snipers hiding among the buildings. While most residents had fled, some civilians continued their daily lives amidst gunfire and explosions. An incident was reported where a group of Chinese were eating rice in a sampan when a machine gun opened fire, causing them to seek cover under the mat. The Japanese forces encountered familiar challenges as they advanced through Nanshi, struggling to set up pontoon bridges across canals, which slowed their progress. In a last stand visible to onlookers in the French Concession, the Chinese soldiers faced an unequal confrontation. The Japanese tanks fired upon them from only 60 yards away, and the defenders were subjected to intense air raids before being driven back. At a desperate moment, one Chinese soldier carried a wounded comrade across Siccawei Creek, dodging bullets, and received assistance from French guards. This encouraged more Chinese soldiers to cross into the French sector, surrendering their weapons to avoid certain death. They became internees, protected from the Japanese, although they felt betrayed by the circumstances that forced such a decision. Not all soldiers managed to escape in this manner; some relocated to a new position closer to the southern edge of the French Concession, near a water tower. This location offered even less protection than their previous one and quickly turned into a deadly encounter. Realizing they were losing, the Chinese troops fled toward the French sector, abandoning their equipment and weapons as they scrambled over barbed wire. The French commander commended their bravery and assured them they would not be returned to the Japanese. As the battle across Siccawei Creek drew to a close, victorious Japanese troops swept through the remaining unoccupied streets of Chinese Shanghai, eliminating the last pockets of resistance. Similar to previous encounters in Zhabei, defenders attempted to set fire to buildings to leave little for the occupying army. Thick smoke billowed over the district, limiting visibility, so onlookers in the French Concession relied on sound to gauge the battle's progress. As gunfire waned, cheers of “Banzai!” filled the air. At 3:34 pm, the Rising Sun flag was raised over the last Chinese stronghold in Nanshi, officially marking the end of the battle of Shanghai. In a city ravaged by war, the district of Zhabei became the epicenter of destruction, resembling a bleak lunar landscape. The area around the North Train Station was devastated, with gutted buildings standing like rugged cliffs and the asphalt roads marred by deep fissures resembling earthquake damage. As Chinese officials prepared to leave Shanghai for Nanjing, they tried to present a positive narrative about the battle, emphasizing that the sacrifices made were not in vain. Mayor Yu proclaimed that the lessons learned in Shanghai during the past 90 days could benefit the entire nation in the war against Japanese aggression, instilling confidence in the people that victory would eventually come. He spoke as if the war was over in Shanghai, which was true in a sense, as the major conflict had concluded.  In late 1937, the Japanese believed they had achieved victory. On December 3, Matsui Iwane's army held a victory parade through the unoccupied International Settlement, a right they claimed as one of the governing powers. It was a serious miscalculation. Japanese civilians and ronin were recruited to act as rallying crowds, waving national flags, which triggered confrontations with foreign residents. The parade passed the Great World Amusement Center, where hundreds had died during "Black Saturday," prompting a Chinese man to leap from a building, declaring “Long Live China!” as he fell. As the parade continued down Nanjing Road, tensions grew among the accompanying police. Suddenly, a grenade was thrown from a window, injuring four Japanese soldiers and one British police officer. Matsui's veterans fanned out to apprehend the assailant, but it was a Chinese police officer who shot him dead. What was meant to be a triumph turned into a fiasco that confirmed the Japanese would struggle to secure even this small corner of China, let alone the vast territory of the country as a whole. The battle for Shanghai became the bloodiest international conflict in Asia since the Russo-Japanese War. By late October, the Japanese estimated that China had suffered 250,000 military losses in the fight for the city. In the months following the battle, Chinese sources reported casualties ranging from 187,200 to as high as 300,000. Regardless of the exact figure, the aftermath of the battle was catastrophic, severely impacting Chiang Kai-shek's best German-trained divisions. China faced a blow from which it would not recover until 1944, aided by significant American support. The high casualty rates stemmed from several factors. Many Chinese soldiers entered the battle expecting to sacrifice their lives, which led to a higher incidence of fatality due to their willingness to launch suicidal attacks against heavily fortified positions. Chinese tactics, which relied on numerical superiority to counter Japan's material advantages, essentially turned the conflict into a struggle of manpower against machinery. While this approach had a grim logic, it starkly contrasted with the reluctance of Chinese commanders to sacrifice valuable imported equipment. They were quick to expend their best divisions in intense fighting yet hesitated to utilize their key weaponry for fear of Japanese air raids. The elite 87th and 88th Divisions faced near depletion within days, while the Pudong artillery operated minimally over three months to avoid drawing enemy fire. One might question what Chiang Kai-shek achieved from such immense sacrifices. If his primary goal was to divert Japanese forces from the north, where they enjoyed easy victories, then the battle in Shanghai could be viewed as a success for China. As autumn 1937 progressed, Japanese commanders were increasingly forced to redirect their focus and resources to the more complex and tactically challenging terrain around Shanghai, where their technical superiority was less effective than on the northern plains. However, shifting the war to central China also posed risks, threatening the economic hub and political capital in Nanjing, ultimately resulting in a Japanese occupation that would last nearly eight years. If Chiang also wished to attract foreign attention, it is unclear how successful he was. The battle unfolded in front of thousands in the International Settlement and French Concession and garnered international media coverage, with many foreign correspondents arriving to report on the conflict. For three months, Shanghai dominated the front pages of major newspapers, and the Chinese effectively utilized propaganda to highlight events such as the desperate “Lost Battalions” fight in Zhabei. Yet, none of the major powers felt compelled to offer substantial support to China, and even the Brussels Conference failed to provide any useful assistance. Both Western powers and the Soviet Union were closely watching the conflict. Chiang hoped for Soviet support, and historical records suggest that Soviet diplomats encouraged him with vague assurances. China aimed to provoke Soviet entry into the war against Japan; however, the outcome may have been counterproductive. By engaging Japan, China effectively diminished the likelihood of a Japanese assault on the Soviet Union, as Japan needed to subdue China first. The Soviets eventually started providing material aid, including the arrival of nearly 300 Russian attack and bomber aircraft in mid-October, but this assistance was a poor substitute for a genuine ally. Additionally, while the Soviet Union emerged as a hesitant partner for China, China lost the substantial support it had previously received from Germany. The Germans played a crucial role in Shanghai during the 1937 conflict, with every major Chinese unit having at least one German advisor. Chiang Kai-shek's strategic decision to make a stand in Shanghai appears to have been significantly influenced by General Falkenhausen's opinions. Chiang had initially welcomed the German proposal to fight for Shanghai and was resolved to see it through, regardless of the cost to his troops. By 1938, German advisors began departing China, coinciding with the outbreak of war in Europe. Unfortunately, their experiences in China did not translate into lessons for their future military engagements, particularly regarding urban warfare, which might have been beneficial in battles such as Stalingrad during the winter of 1942–1943. Instead, they returned to more conventional military roles in Europe.  Despite enduring the most suffering in and around Shanghai during 1937, the battle proved to be far more costly for the Japanese than their commanders had anticipated. By November 8, Japanese military casualties totaled 9,115 dead and 31,257 injured. Although the Japanese forces enjoyed overwhelming advantages in artillery and air power, they could not compensate for their leaders' consistent underestimation of Chinese resilience and fighting spirit. The flow of reinforcements was disorganized, leading General Matsui and his commanders to feel they never had enough troops to achieve a swift and decisive victory. As the Shanghai battle neared its conclusion, Matsui became increasingly confident that he could inflict a blow on Chiang Kai-shek from which he would never recover. In an interview with a German reporter in late October, Matsui stated that after capturing Shanghai, the Japanese Army would march on to Nanjing if necessary. He had a keen political sense and believed it better to act independently than wait for orders from Tokyo, declaring, "Everything that is happening here is taking place under my entire responsibility." Without an aggressive general like Matsui, it's questionable whether the Japanese would have proceeded to Nanjing. Initially, they focused on pursuing retreating Chinese forces, a sound tactical decision that did not imply an expansive strategy to advance to Nanjing. However, after another surprise amphibious landing on November 13 on the south bank of the Yangtze River, the Japanese commanders felt positioned to push for Nanjing and bring the war to a conclusive end.  I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. Thus with that the battle for Shanghai, known to some as China's Stalingrad had come to a brutal end. Chiang Kai-Shek gambled the cream of his army to gain international sympathy for his nation, but had it worked? Japan was taking the northeast, and now with Shanghai conquered, the path to Nanjing and unimaginable horror remained. 

On episode 706 of the 40+ Fitness, we're diving deep into the world of GLP-1 agonist medications—those buzzy drugs you've likely seen in the headlines helping people tackle obesity and type 2 diabetes. Joining Coach Allan is David Knapp, a leading voice in the GLP-1 community and author of Decoding GLP1: A Guide for Friends and Family of Those on the Pen. David opens up about his own weight loss journey, struggles with type 2 diabetes, and why traditional "eat less, move more" advice often isn't enough. He demystifies the science behind GLP-1 medications, shares the fascinating history of their development (think lizard venom, not snake oils!), and breaks down the latest options and future innovations in this rapidly evolving space. Whether you're considering these medications, supporting a loved one who is, or just curious about the hype, this episode will give you clear, compassionate, and evidence-backed insights. Plus, you'll hear candid discussions about stigma, navigating the world of compounded versus branded medications, and practical advice on achieving lasting wellness—no matter where you're starting from. Time Stamps: 05:32 Beyond "Calories In, Calories Out" 07:17 Struggles with Weight Loss Mismanagement 11:17 Yo-Yo Dieting to Diabetes 14:00 Insulin's Role in Weight Challenges 17:26 Incretin Hormones and DPP4 in Diabetes 20:16 Ozempic's Origins: Gila Monster Venom 24:06 Understanding Tirzepatide's Brain Effects 28:51 Novel Peptides in Weight Management 29:54 Retatrutide's Role in Body Composition 36:26 GLP1 Drug Shortage and Compounding 40:07 Pharmacy Oversight and Safety Concerns 41:14 Sketchy Weight Loss Injections 46:29 Obesity Stigma and Personal Struggle 51:00 OnThePen.com: Medication News Hub   https://onthepenn.com https://obesity.news 

If your marketing grew like a dividend-reinvestment plan, would you still let a quarterly target dictate every decision? Agility requires stacking returning gains faster than the market changes—think compound interest, but for marketing campaigns. Today we're going to talk about the Compound Marketing Engine, agentic AI, and why “data-driven” still needs greater adoption among leaders.To help me discuss this topic, I'd like to welcome Chris O'Neill, CEO of GrowthLoop. About Chris O'Neill Chris O'Neill is CEO of GrowthLoop and a board director at Gap Inc. (NYSE: GPS). His 25+ year career includes leadership roles at Google Canada, Evernote, and Xero, and board experience at Tim Hortons. As an advisor and investor, his portfolio includes Koho, Plus AI, and Neeva (acquired by Snowflake). Chris lives in Northern California with his wife, two children, and their dog Teddy. Chris O'Neill on LinkedIn: https://www.linkedin.com/in/croneill/ Resources GrowthLoop: https://www.growthloop.com https://www.growthloop.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Boston, August 11-14, 2025. Register now: https://bit.ly/etailboston and use code PARTNER20 for 20% off for retailers and brandsDon't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150" Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

Chad Hyams and Bob Stewart explore the power of compounding across various aspects of life beyond just financial interest. They explore how habits, skills, fitness, content creation, relationships, kindness, and mindset can all yield significant long-term benefits. Using examples from their personal experiences and insights, the duo highlights the importance of consistency and its transformative impact. The discussion underscores the exponential growth potential when these areas are nurtured consistently, transforming everyday actions into profound improvements over time. Join Chad and Bob to discover how to harness the power of compounding in your life. ---------- Connect with the hosts: •    Ben Kinney: https://www.BenKinney.com/ •    Bob Stewart: https://www.linkedin.com/in/activebob •    Chad Hyams: https://ChadHyams.com/ •    Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/ More ways to connect: •    Join our Facebook group at www.facebook.com/groups/winmakegive •     Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up •     Explore the Win Make Give Podcast Network: https://WinMakeGive.com/ Part of the Win Make Give Podcast Network