Podcasts about Compounding

Think your cash is safe sitting in a traditional bank? Think again. Centralized banks profit from your deposits while offering little protection or growth. Long before banks dominated the financial system, mutual whole life insurance companies provided unmatched stability, guaranteed growth, and security that will last generations.  In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal why these policies beat IRAs and 401(k)s, how compounding growth will supercharge your cash, and why keeping your money in the right insurance policies—not banks—will give you true long-term financial control. Whether you're seeking true financial freedom, wealth preservation, or a smarter approach – this podcast reveals the strategies banks don't want you to know about. Seth and Vance discuss: Before centralized banks: the power of mutual whole life insurance companies Why these policies offer unmatched stability compared to IRAs and 401(k)s  How compounding growth accelerates your wealth over time The smart strategy: keeping your money in policies instead of banks Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ 

In this episode of Run the Numbers, CJ sits down with Bruno Annicq, CFO of Wellhub (formerly Gympass), to unpack a practical finance playbook built around cash discipline, sustainable growth, and simplicity. Bruno explains how he rebuilt forecasting using an AI-driven, probabilistic ensemble model, moving teams beyond single-scenario planning. They also dig into his EMPOWER planning framework, usable OKRs, and why tighter alignment between finance, HR, and wellbeing is becoming a durable lever for long-term performance.—SPONSORS:RightRev is an automated revenue recognition platform built for modern pricing models like usage-based pricing, bundles, and mid-cycle upgrades. RightRev lets companies scale monetization without slowing down close or compliance. For RevRec that keeps growth moving, visit https://www.rightrev.comRillet is an AI-native ERP built for modern finance teams that want to close faster without fighting legacy systems. Designed to support complex revenue recognition, multi-entity operations, and real-time reporting, Rillet helps teams achieve a true zero-day close—with some customers closing in hours, not days. If you're scaling on an ERP that wasn't built in the 90s, book a demo at https://www.rillet.com/cjTabs is an AI-native revenue platform that unifies billing, collections, and revenue recognition for companies running usage-based or complex contracts. By bringing together ERP, CRM, and real product usage data into a single system of record, Tabs eliminates manual reconciliations and speeds up close and cash collection. Companies like Cortex, Statsig, and Cursor trust Tabs to scale revenue efficiently. Learn more at https://www.tabs.com/runAbacum is a modern FP&A platform built by former CFOs to replace slow, consultant-heavy planning tools. With self-service integrations and AI-powered workflows for forecasting, variance analysis, and scenario modeling, Abacum helps finance teams scale without becoming software admins. Trusted by teams at Strava, Replit, and JG Wentworth—learn more at https://www.abacum.aiBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsMetronome is real-time billing built for modern software companies. Metronome turns raw usage events into accurate invoices, gives customers bills they actually understand, and keeps finance, product, and engineering perfectly in sync. That's why category-defining companies like OpenAI and Anthropic trust Metronome to power usage-based pricing and enterprise contracts at scale. Focus on your product — not your billing. Learn more and get started at https://www.metronome.com—LINKS:Bruno on LinkedIn: https://www.linkedin.com/in/bannicq/Wellhub: https://wellhub.com/CJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:“Run Toward a Tough Market” — Developing the Hard and Soft Skills To Be a Great Finance Leaderhttps://youtu.be/iNHbkcG7YEo—TIMESTAMPS:00:00:00 Preview and Intro00:02:19 Sponsors — RightRev, Rillet, Tabs00:06:43 Accidental CFO Origin Story00:07:34 Consulting to Operations Pivot00:08:12 Why Finance Clicked for Bruno00:09:28 McKinsey Prioritization in Real World00:10:02 Eisenhower Matrix and Prioritization00:11:08 Investing in Non-Urgent Work00:13:30 Lessons From AOL Reinvention00:16:10 Sponsors — Abacum, Brex, Metronome00:20:01 Career Growth Through Hard Problems00:20:52 Broadening Skills Through Change00:23:12 Five Core Finance Principles00:24:02 Cash Is King00:25:14 Driving Sustainable Growth00:26:01 No Surprises and Forecasting00:26:07 Finance as Business Enabler00:27:22 Less Is More Philosophy00:28:47 Hardest Principle: Less Is More00:29:46 Deterministic vs Probabilistic Forecasting00:31:11 Marketplace Volatility and Forecast Error00:32:10 Ensemble Models Explained00:33:37 Forecast Accuracy Gains00:34:53 Building Models In-House00:36:46 Why Explainability Matters00:37:48 Empower Framework Introduction00:47:47 Urgency, Compounding, Long-Term Thinking00:48:10 Advice to Younger Self00:50:06 Finance Stack and Expense Stories00:52:51 Credits#RunTheNumbersPodcast #CFO #FinanceLeadership #Forecasting #AIinFinance This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

In this episode of the Be Wealthy Podcast, Brett Tanner and Katelyn Mitchell break down the real reasons why most real estate professionals never become millionaires — even when they earn great income.Using Warren Buffett's wealth philosophy as a foundation, Brett explains how long-term thinking, compounding, and disciplined decision-making create real wealth over decades — not overnight. Together, Brett and Katelyn unpack common financial traps like overleveraging, emotional decision-making, lifestyle inflation, and constantly “visiting” your capital.This episode dives deep into wealth models, cash flow strategy, debt discipline, and how small financial choices compound into massive outcomes over time. If you've ever felt “behind” financially or confused about why hard work hasn't translated into wealth yet, this conversation brings clarity, structure, and a proven path forward.

In this episode, We discuss how, following strong 2025 returns, high quality fixed income continues to offer attractive yields and global diversification at a time of stretched equity valuations and tight credit spreads.  The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to www.pimco.com/gbl/en/general/legal-pages/podcast-disclosures

Get Sam's top 7 books for entrepreneurs (+ his reading strategy): https://clickhubspot.com/gds Episode 784:  Sam Parr ( ⁠https://x.com/theSamParr⁠ ) sits down with David Senra ( https://x.com/FoundersPodcast ) to talk about greatness, balance and what destroys successful people.  Show Notes: (0:00) Intro (1:22) Balance is the enemy of greatness (9:13) How to remember what you learn (17:10) Revenge for Being Born & Reframing the Inner Critic (26:40) Success, Relationships, and What Destroys Great People (30:55) Advice for 19-Year-Olds (34:42) David's ideal board of advisors (39:20) Don't Do Anything Someone Else Can Do (44:05) what successful people really think about at the end (48:30) Compounding wisdom — Links: • Founders Podcast - https://www.youtube.com/@founderspodcast1  — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano /

SummaryIn this episode of Money Monday, Benjamin Lee discusses key insights from Morgan Housel's book, 'The Psychology of Money.' He emphasizes the difference between getting wealthy and staying wealthy, highlighting the importance of a survival mindset in financial success. Benjamin shares practical advice on planning for uncertainty and the significance of having a margin of safety in financial decisions. The conversation encourages listeners to adopt a balanced approach to wealth management, combining optimism with a healthy dose of caution.TakeawaysThere's a difference between getting wealthy and staying wealthy.Staying wealthy requires a combination of frugality and paranoia.Money success can be summarized as survival.Planning is essential, but expect the unexpected.Room for error is crucial in financial planning.A barbell personality balances optimism and caution.Compounding works best when you can sustain good returns.Emergency funds are vital for financial stability.Financial plans should embrace uncertainty.Wealth management is about holding onto what you have.Chapters00:00 The Psychology of Money: An Introduction00:50 Getting Wealthy vs. Staying Wealthy03:44 The Survival Mindset in Finance07:29 Planning for Uncertainty and Margin of SafetyBlogs, Books, Newsletter: https://benjaminlee.bloghttps://biblebenjaminlee.comYoutube: https://youtube.com/@icandopodcast?si=U6AMkwyhNtBRJJRX

The darkness must be transmuted to light.Not avoided. Transmuted.My dad told me he was trapped in the prison of his own mind—one of the most torturous things humans put themselves through. But here's what nobody tells you: if you were handed everything you ever wanted right now, you'd enjoy it for six months, maybe a year, then realize it was handed to you. You didn't work for it. You wouldn't want your destiny handed to you. You wouldn't.When you're caught in a riptide, you can't force yourself back to shore. You swim horizontal, wait it out, be patient. Bamboo stays underground 10x longer than it grows visible. That's the transmutation—feeling the depths to convert stored energy. When forgotten trauma surfaces? That's a healthy sign. Keep doing what you're doing. Compounding works for and against you. Light compounds. Dark compounds.This episode reveals why forcing creates energetic blockages, how to transmute unconscious pain through integrity and presence, and the power of feeling the depths. The individual creates the world. You are another and another is you. Listen if you're ready to stop forcing and start transmuting.New episodes out every Monday and Thursday at 10 AM Eastern TimeGet The Book - https://go.justinegliskis.com/The Greek God Physique Strategy Session - https://calendly.com/egliskiscapital/greek-god-physique-strategy-callJoin 497+ https://signup.justinegliskis.com/Email egliskis@pm.me to get in contact with meDiscover a podcast designed for entrepreneurs and solopreneurs navigating the challenges of entrepreneurship, offering insights on stress management, health and wellness, and overcoming imposter syndrome, while emphasizing work-life balance, energy alignment, and inner peace; explore topics like burnout recovery, business automation, scaling a business, business growth strategies, client management, mental resilience, overcoming anxiety, and achieving clearer thinking for sustainable success, using the blade of awareness, solving emotional dysfunction and unveiling the trickster within. Experience transformative solitude for entrepreneurs who seek to overcome loneliness while embracing spiritual isolation as a pathway to energy alignment and emotional clarity; learn to thrive alone and awaken in solitude through purposeful mental reset practices that cultivate an abundance mindset and build emotional resilience rooted in inner peace and deep self-inquiry, enabling mindful business growth through productivity that flows from peace rather than pressure, offering essential burnout recovery and healing alone strategies with specialized alignment coaching focused on deep listening skills that unlock success in silence and develop a resilient entrepreneur mindset capable of sustainable achievement.

Kiana Danial is a social media finance educator, personal finance expert, and the author of Triple Compounding For Dummies, as well as previous “For Dummies” books on forex and cryptocurrency. She went from accidentally making $10,000 trading forex during the 2008 crash to working on Wall Street, losing everything on one bad trade, and ultimately building a multi‑income‑stream business teaching people how to invest wisely without treating the markets like a casino. In this episode, she breaks down her “triple compounding” framework and why most traders and would‑be investors are skipping the most important step: investing in themselves first. On this episode we talk about: How Kiana accidentally made $10,000 during the 2008 market crash while studying electrical engineering in Japan Why she left forex trading after one over‑leveraged trade wiped out years of profits The truth about retail forex, “copy trading,” and why most people lose money What “triple compounding” really means: you, your business/income, then external assets Why investing in skills, identity, and income comes before stocks, crypto, or any market How entrepreneurs making seven figures can still end up broke if they don't compound correctly The trap of hoarding small nest eggs vs. using them to upgrade your earning potential Why saving $0.06 per gallon on gas matters less than learning a skill that adds $100k+ to your income Top 3 Takeaways The first and most important investment is you—your identity, skills, mindset, and financial literacy—because without that, you will misuse any strategy or asset class you touch. Triple compounding stacks three layers: invest in yourself, then in a controllable income engine (job or business), and only then in external assets you cannot control (stocks, crypto, real estate, etc.). If it took you years to save $10k, your problem is income, not portfolio allocation; focus on increasing your earning power before obsessing over whether to get 8% vs. 10% in the market. Notable Quotes “If this were truly an automatic 10–15% per month, why isn't Warren Buffett doing it?” “You can't make money you don't have work for you—you have to raise your income first.” “It took eight years of compounding skills to become an ‘overnight success.'” ✖️✖️✖️✖️

I had the pleasure of co-hosting another episode of Excess Returns with Matt Zeigler.In this wide-ranging conversation, Gautam Baid joins Excess Returns to discuss the principles that shaped his investing philosophy, the lessons learned through bear markets, and why compounding, patience, and quality matter far more than forecasts or short-term performance. Drawing from his books The Joys of Compounding and The Making of a Value Investor, Baid shares a deeply reflective framework for long-term investing, portfolio construction, behavioral discipline, and global diversification, with insights spanning Indian and US markets, liquidity cycles, AI, and investor psychology.Available now on Excess Returns Podcast and Talking Billions.

In this edition of Essential, we've got concerns about the FDA's revolving door, some issues with a new California law that might affects the whole country, and a new accreditation that might save a lot of headache. Then we take a deep dive into the once and future world of compounded peptides — where they are, and where they might be going … and why. Links FDA's revolving door: https://archive.ph/oxBXP  Join APC today: https://a4pc.org/membership  Coalition for Compounding Excellence (CCE) accreditation: https://414uue.share-na2.hsforms.com/2n_hRAnRSQ4O8VteGTesF0Q?_hsenc=p2ANqtz-9rfyq3GuFFZw6omRa96tq_es549FWmjiw-sP5NU3LKrsL1eump-l18h7xVrvy8G_V1Pi4UFkfhARMnPCLIx7TBOwPClQ&_hsmi=394109070 Pharma Source Direct: https://www.linkedin.com/company/pharma-source-direct/

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Let's be honest. Everyone has seen those YouTube videos that promise “buy these 10 stocks and you'll be rich” or “set it and forget it millionaire portfolio.” This video takes that idea and flips it on its head.Instead of sitting through a 40-minute sales pitch packed with stories and justifications, this breakdown gets straight to what actually matters if you want to make money in the market. Price. Trend. Fear and greed. That's it. No hype. No fantasy portfolios. Just a clear look at whether these so-called wide moat compounding stocks are actually worth touching right now.The video pulls a popular list of stocks straight from the comments and ranks them honestly, from Lambo to food stamps. Some names look decent. Some look stuck. Some are absolute traps if you're buying them for the wrong reasons. This isn't about whether a company is “great” or whether you like the story. It's about whether the stock is positioned to go up.One of the biggest takeaways is how much the market and sector matter. Roughly 40 percent of a stock's move comes from the overall market. About 30 percent comes from the sector. Only the last piece comes from the stock itself. That explains why amazing companies can still bleed money when the environment is wrong. If the wind isn't at your back, you're fighting uphill.You'll also see a deep dive into fear and greed, market breadth, buy and sell signals, and why overhead resistance keeps showing up in the same places again and again. These aren't random lines on a chart. They represent real people who are stuck, emotional, and ready to sell the moment they get back to breakeven.Here's what you'll walk away with after watching:✅ Why price is the only thing that actually pays you as an investor✅ How market, sector, and stock alignment creates easy trades✅ Why buying “cheap” stocks in downtrends usually ends badly✅ How fear turns into greed before big moves happen✅ What crashing up really looks like compared to crashing downThe video covers major names like ASML, Amazon, Visa, Mastercard, GE, Taiwan Semiconductor, Netflix, and more. One stock clearly stands out as the strongest setup. Others show exactly why patience matters and why forcing trades is expensive. Watching these side by side makes the difference between good setups and bad ones painfully obvious.Another big theme here is simplicity. You don't need to dig through financial statements, revenue models, or long-term stories to get paid. If price is rising and greed is increasing, that's where opportunity lives. If fear is rising and trends are breaking, that's when you step aside and protect capital.This is where OVTLYR fits in. The entire goal is to make these signals obvious so you can avoid major drawdowns and focus on stocks that actually want to move higher. Skipping a 20 percent loss can be just as powerful as catching a big winner.If you want trading to feel boring, repeatable, and stress-free, this video is worth your time. Watch how each stock is evaluated, compare the setups, and start thinking in probabilities instead of promises.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

We're kicking off the new year sharing the essentials for kickstarting investing in 2026. In the next four episodes Bryce and Ren go back to basics and beyond to help you build long-term wealth with simple, repeatable habits.In this episode:01:00 What this series covers02:30 Why we're investing in 202606:01 Compounding refresher08:48 Time in vs timing the market10:19 The risk of not investing13:18 Why we love stocks15:30 Investing vs speculating17:13 How great companies can work for you20:32 Amazon case study23:00 Why consistency beats perfection25:16 Wrap up and next episode teaserReady to secure your financial future? Viola Private Wealth delivers bespoke strategies designed for high-net-worth individuals and families. Managing significant wealth should not feel overwhelming. For tailored advice and practical, long-term results, visit www.violaprivatewealth.com.au.———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

In this wide-ranging conversation, Gautam Baid joins Excess Returns to discuss the principles that shaped his investing philosophy, the lessons learned through bear markets, and why compounding, patience, and quality matter far more than forecasts or short-term performance. Drawing from his books The Joys of Compounding and The Making of a Value Investor, Baid shares a deeply reflective framework for long-term investing, portfolio construction, behavioral discipline, and global diversification, with insights spanning Indian and US markets, liquidity cycles, AI, and investor psychology.Main topics covered• The asymmetric power of compounding and why being wrong half the time can still lead to exceptional long-term returns• Why patience, temperament, and behavior matter more than analytical precision in investing• The role of journaling in improving decision-making and avoiding repeated behavioral mistakes• How investor sentiment reveals itself through IPO markets and portfolio quality late in bull cycles• Why long-term investing requires continuous monitoring rather than buy-and-forget complacency• Letting winners run, cutting losers, and understanding power-law outcomes in stock markets• Liquidity cycles and how they drive market returns in both India and the United States• How bear markets reshape investing philosophy toward resilience, quality, and diversification• When averaging down makes sense and when it is dangerous• The differences between Indian and US equity markets, valuations, and governance• Why home country bias can be a major risk for US-based investors• AI, productivity, profitability, and where future market winners may emerge beyond mega-cap tech• Why passion for investing matters more than money in sustaining long-term successTimestamps00:00 Introduction and the asymmetric nature of compounding01:00 Gautam Baid's investing background and books03:00 The importance of journaling and learning through bear markets06:00 Investor sentiment, IPOs, and late-cycle market behavior10:20 Long-term investing versus complacency and monitoring risk14:15 Convex upside, concave downside, and letting winners run18:30 Liquidity cycles and lessons from Stan Druckenmiller22:45 Identifying market bottoms and the anatomy of bull and bear markets28:00 Averaging down, quality, and risk management30:30 How bear markets change investor psychology and strategy33:00 Patience, management quality, and long-term optionality36:15 Mr. Market, price signals, and market intelligence39:00 The Federal Reserve, inflation, and asset price dynamics44:00 Understanding the Indian equity market and valuation structure46:45 Why global diversification matters for US investors50:30 AI, margins, and the future of value investing53:00 Passion, purpose, and the psychology of long-term investing54:30 The single most note investors should learn

In this Best Of episode of the Be Wealthy Podcast, Brett Tanner brings together the most impactful lessons, insights, and mindset shifts from recent episodes — all focused on what actually creates real wealth.This compilation covers defining wealth beyond money, long-term investing principles, pricing risk, creating freedom through intentional decisions, and building a life centered around experiences, ownership, and clarity. Brett shares powerful frameworks around investing, income growth, leverage, time, and personal responsibility — without hype or shortcuts.If you're serious about building wealth the right way, this episode delivers the core ideas that matter most — fast, practical, and timeless.

This episode of SaaS Fuel features Varun Jain, founder of Comply Jet, discussing how security compliance can transform from a sales blocker into a growth accelerator for SaaS startups. Varun shares actionable strategies for building trust, leveraging AI to simplify compliance, and the importance of embedding security early in the product journey. The conversation also covers leadership lessons, hiring discipline, and how founders can make intentional decisions about growth and capital.Key Takeaways00:25 – 02:20 Why trust and compliance matter for SaaS growth.02:20 – 03:30 Compliance as a sales unlock, not a hurdle.03:30 – 06:00 Recap of previous episodes and toolkit mention.07:00 – 11:00 Varun's background and founding story.11:00 – 15:00 Why founders must prioritize security early.15:00 – 20:00 How cloud and AI make compliance easier.20:00 – 25:00 Comply Jet's approach: AI, education, and support.25:00 – 30:00 Continuous monitoring beats “check the box” compliance.30:00 – 35:00 Managing growth, logins, and cloud costs.35:00 – 40:00 Why Comply Jet focuses on startups.40:00 – 45:00 Building trust centers for sales.45:00 – 50:00 Simplifying frameworks for founders.50:00 – 55:00 Leadership: hire intentionally, automate where possible.55:00 – 60:00 When to raise capital and the value of bootstrapping.60:00 – 65:00 Compounding growth and product focus.65:00 – End Final advice, resources, and next episode preview.Tweetable Quotes"Trust, not features, is often the real bottleneck in B2B growth.""Compliance isn't just a checkbox; it's a sales unlock.""AI can turn compliance from a slow, painful process into a founder-friendly advantage.""Transparency accelerates deals—make trust your competitive edge.""Don't wait for enterprise buyers to ask for compliance—build it in from the start.""Leadership is about clarity, discipline, and building a business of significance."SaaS Leadership LessonsEmbed Trust Early: Make security and compliance a core part of your product from day one.Leverage AI for Scale: Use AI tools to automate compliance tasks and reduce founder workload.Build a Public Trust Center: Proactively share your security posture to accelerate sales.Hire with Intention: Avoid over-hiring; automate and stay lean until roles are clearly defined.Balance Speed and Discipline: Move fast, but don't cut corners on trust or compliance.Stay Customer-Focused: Listen to customer needs and let them guide your product evolution.Guest ResourcesVarun Jain: varun@complyjet.comwww.complyjet.comhttps://www.linkedin.com/in/varun-jain-stanford/SaaS Fuel Growth Accelerator ToolkitEpisode SponsorThe...

You're listening to American Ground Radio with Stephen Parr and Louis R. Avallone. This is the full show for December 29, 2025. 0:30 The Trump administration is making it clear that nothing is off the table — including student loans. After years of COVID-era pauses and repeated promises of mass loan forgiveness under Democrats, the Department of Education is restarting enforcement in a big way. Beginning January 7, 2026, borrowers who have been in default for at least 270 days will start receiving wage-garnishment notices, with up to 15% of their pay withheld after a mandatory 30-day warning period. This move is about restoring accountability after Washington trained millions of borrowers to believe student loans would never have to be repaid. Federal control of student lending exploded college costs, trapped borrowers in debt they can’t discharge through bankruptcy, and unfairly shifted the burden onto taxpayers — especially working-class Americans who paid their loans responsibly, chose cheaper schools, or skipped college entirely. Critics warn it could anger some young voters, but others see it as long-overdue fairness: if you borrowed the money, you repay it. The larger message is unmistakable — consequences are back, and the federal government may finally be stepping out of the student loan business altogether. 9:30 Plus, we cover the Top 3 Things You Need to Know. The US struck a Venezuelan port over the weekend. The department of Justice says the suspect in the attempted bombings of both the Republican and Democratic National Headquarters in Washington D.C. on January 5th, 2021 has confessed. California has dropped its lawsuit against the Trump Administration for pulling funding from it's high speed train project. 12:30 Get Performlyte from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 An independent journalist’s reporting is putting a harsh spotlight on staggering incompetence and massive fraud inside Minnesota’s daycare subsidy system. YouTuber Nick Shirley released video showing dozens of state-funded daycare centers, primarily in Minneapolis’ Somali community, that are allegedly being paid to care for large numbers of children, in some cases as many as 95 per location, despite no children being visible on site. If accurate, the scale of the alleged fraud could total hundreds of millions of dollars. While some aspects of Shirley’s approach have drawn criticism for being overly sensational, the core reporting raises serious questions the state has yet to answer. Locked doors, blacked-out windows, and empty facilities don’t automatically prove wrongdoing, but the absence of clear evidence that these centers are operating as claimed is alarming. Compounding the issue is Governor Tim Walz’s shifting response — initially dismissing calls for scrutiny as racist, only for his office later to claim the state has been investigating the issue for years. The contradiction fuels concerns that political defensiveness, rather than transparency, has defined Minnesota’s handling of the situation. 16:00 American Mamas Teri Netterville and Kimberly Burleson tackle a timeless and uncomfortable question: do people ever really grow out of being bullies? Drawing from personal experience, the Mamas reflect on how bullying doesn’t always disappear with age — it often just changes form. From middle school hallways to college campuses and even retirement communities, the same cliques, cruelty, and power plays can resurface decades later. The conversation explores the difference between “mean girls” and true bullying, and how time and perspective can turn anger into compassion — especially for those who do the work to grow and evolve. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 Newly declassified documents confirm what many suspected about the 2022 FBI raid on Mar-a-Lago: even the FBI did not believe it had probable cause, but moved forward anyway under intense pressure from the Biden Justice Department. Agents raised concerns about the legality and optics of the raid, yet those objections were dismissed in a single-minded effort to “get Trump,” regardless of constitutional limits or institutional damage. 26:30 We Dig Deep into new data that challenges a long-standing talking point on the left about illegal immigrant crime. According to a New York Post column by Dr. John Lott Jr., Department of Homeland Security data shows that illegal immigrants make up roughly 14 percent of those incarcerated in New York—despite representing only a small fraction of the state’s population. That translates to conviction rates nearly three times higher than those of native New Yorkers, including serious violent and sexual offenses. Lax border enforcement sends a dangerous message that the law is optional—starting at the border and spreading everywhere else. Sanctuary policies shield criminals from ICE, driving up crime and forcing taxpayers to absorb massive costs for incarceration, healthcare, and welfare support. 32:00 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 Activist groups are calling on AT&T to cut ties with federal agencies like DHS, ICE, and Customs and Border Protection, as if enforcing immigration law is a moral crime. These pressure campaigns have real-world consequences. AT&T has worked with the federal government for decades and severing those contracts would likely cost American jobs with no effect on immigration enforcement itself. 36:00 New research links the decline of religious participation in the United States to a rise in what researchers call “deaths of despair,” including suicides, drug overdoses, and alcohol-related disease. According to a study published in the Journal of the European Economic Association, these troubling mortality trends began increasing in the early 1990s, following a measurable drop in faith and religious engagement. Practices tied to religion—such as prayer, meditation, moral reflection, and community worship—help strengthen emotional regulation, resilience, and a sense of meaning. When those practices fade, they are often replaced by substitutes that offer stimulation without purpose, distraction without fulfillment, or treatment without addressing the deeper spiritual void. Faith is more than preparation for the next life. It is a source of comfort, connection, and stability in this one, and that's a Bright Spot. 39:30 We break down Nancy Pelosi’s decision to tear up President Trump’s State of the Union address. The act was not merely a political jab at Trump, but a direct insult to the institution of the presidency, Congress, and the American people. 41:30 And we finish off with a record-breaking kiss under the mistletoe that will make you say, "Whoa!" See omnystudio.com/listener for privacy information.

Daniel and Shawn take a deep dive into Chapters Group — one of Europe's most rapidly evolving serial acquirers of mission-critical software and services. They explore where the group's growth is coming from, how the company allocates capital, and whether Chapters Group's valuation is justifiable. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 – Intro 00:06:56 – How Chapters Group was founded 00:09:20 – Why elite investors invest in it 00:14:09 – How their playbook for M&A works 00:20:55 – About the major long-term tailwinds behind their businesses 00:35:28 – How M&A is financed 00:46:14 – Why dilution is justified at this stage 00:50:39 – How the financials look 01:05:26 – Whether Shawn and Daniel add CHG to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the waitlist(!)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Sign up for ⁠The Intrinsic Value Newsletter.⁠ Joys of Compounding interview with CEO Jan Mohr. Chapters Group Half-Year Presentation 2025. TIVP Episode on TransDigm. Tresor Capital Research Article. CEO Mohr presenting at the Redeye Serial Acquirer Conference. William Thorndike's book: The Outsiders. Explore our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Transdigm⁠, ⁠Salesforce,⁠ ⁠Berkshire Hathaway,⁠ ⁠FICO⁠, ⁠PayPal⁠, ⁠Uber,⁠ ⁠Nike,⁠ ⁠Amazon⁠, ⁠Airbnb,⁠ ⁠Alphabet.⁠ Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Public.com⁠⁠⁠ - See the full disclaimer ⁠⁠⁠here⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

What separates people who talk about success from those who actually build it? In this episode of Right About Now, entrepreneur, investor, and Shark Tank personality Matt Higgins explains why burning the boats — eliminating backup plans — is the fastest way to unlock clarity, courage, and exponential growth. Matt shares deeply personal stories about growing up in poverty, overcoming imposter syndrome, and why optimism, fearlessness, and relentless execution define elite performers. This conversation is a masterclass in commitment, belief before proof, and playing the long game when the evidence hasn’t arrived yet. If you’re feeling stuck, hesitant, or waiting for permission — this episode will reset how you think about risk and opportunity.  Key Points Introduction & mindset shift The danger of having a Plan B Compounding ambition over time Imposter syndrome & self-belief Optimism as a competitive advantage Playing bold before evidence exists Final advice for builders & leaders Connect with Matt Higgins: Follow Matt Higgins for leadership, investing, and mindset insights Learn more about his work at RSE Ventures Watch Matt on Shark Tank and other business programs

Math doesn't lie — and it exposes why saving alone keeps you stuck.   In this powerful segment of The Abundance Mindset, Vinney Chopra and Gualter Amarelo break down the math behind wealth using one simple concept: the Rule of 72. Vinney shows how low returns stretch wealth-building timelines into decades, while strategic returns compress them into years. Gualter brings real-life examples, from education investments to seller financing, showing how intentional deployment changes everything.   Vinney Smile Chopra emphasizes that wealth is not about chasing risk — it's about understanding return, compounding, and positioning your capital wisely. Gualter shares how investing in education and mentorship produced exponential returns that no savings account could ever match. Together, they explain why wealthy people review their portfolios, reposition buckets, and allow money to work harder than they do.   What listeners will take away:

In this episode, we ask: Would you like to hear Part 1? Why does uninterrupted compounding beat every mutual fund? Would you like to go to bankonyourselfbook.com to get the new book? What do Brian Kay, Tim Austin and Pamela Yellen know that other financial gurus have failed to tell us? How far does the influence...

Jerry discussed the importance of perseverance when pursuing goals, particularly in areas like health and fitness, where immediate results are not always evident and multiple attempts are often required for significant progress. He addressed common challenges such as weight loss plateaus and injury recovery, emphasizing how inflammation and body composition changes can impact progress and the need for consistent effort.Go to therootbrands.com/confidencethroughhealth for more information on Zero-In, Restore, and Clean Slate that I take daily to help stay healthy. Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys

Most people believe saving money is the responsible thing to do. But what if that habit is quietly costing you your future wealth?   In this episode of The Abundance Mindset, Vinney Chopra and Gualter Amarelo break down why money that sits still actually loses power over time—and how fear-based saving can limit opportunity. Vinney shares lessons from building a massive real estate portfolio after coming to the U.S. with just $7, while Gualter connects those principles to real decisions investors are making right now.   Here's what they dive into:

5 Reasons You Should Never Ignore Press If You Want to Grow Your Brand in 20261. Instant credibilityEarned media positions you as a trusted expert faster than almost any other strategy.2. Built-in expansionPress introduces your brand to entirely new audiences who would have never found you otherwise.3. SEO + discoverabilityMedia coverage boosts Google search results and increases brand visibility across AI platforms like ChatGPT, making it easier for people to find and trust you.4. ACCESS & Compounding growth opportunitiesPress opens the door to collaborators, customers, partners, and investors—and compounds over time, similar to long-term investing.5. Unshakable trustCredibility from press acts as a growth accelerator for every other marketing and sales strategy you're running. Support the showWant a Personalized PR Plan? (includes: a custom PR pitch, 6 part "how to research media contacts" module, curated list of 5–10 ideal media outlets, “Where to Go from Here” roadmap (pitch cadence, next steps, etc.) AND a personalized voice note. Click here: https://www.visibilityonpurpose.com/offers/prxBzYXW/checkout DIY PR COURSE!! https://www.visibilityonpurpose.com/pitchpartySIGN UP ON QWOTED for free: https://www.qwoted.com/?via=VOPWatch our FREE masterclass to start landing big press features like Forbes & interviews on top 1% podcasts: https://www.visibilityonpurpose.com/getfeatured Connect with us on and off the pod! Website: ⁠www.visibilityonpurpose.com⁠ Instagram: ⁠https://www.instagram.com/visibilityonpurpose/⁠ Youtube: https://www.youtube.com/@visibilityonpurpose

In this episode, our guest is Kate Campbell, PharmD, who serves as the Director of Pharmacy at Olympia Pharmacy. She is a proud alumna of the University of Florida, graduating Cum Laude with a bachelor's degree in biology and a doctorate in pharmacy. Dr. Campbell's previous work experiences in retail and hospital pharmacy have led to a passion for whole-person care and preventive medicine, prompting her shift towards compounding. In her pursuit, she has become a certified hormone replacement therapy specialist with a focus on bioidentical hormone replacement therapy for females.In her personal time, Kate loves connecting with her family and friends. She especially enjoys getting out on the water, playing pickleball and trying new restaurants.1. Opening & BackgroundKate, welcome to the show! Can you start by sharing your journey into pharmacy and what ultimately drew you toward compounding and personalized medicine?You've worked in both retail and hospital settings before moving into compounding—what gaps did you notice in traditional pharmacy that compounding helps to fill?How did your education at the University of Florida shape your path and perspective on whole-person care?2. Understanding Compounding & Regulatory LandscapeFor listeners who may not be familiar, can you explain the difference between 503A and 503B compounding pharmacies?What are some of the key compliance and quality distinctions between these two types of operations?Olympia Pharmacy operates under a 503B designation—what advantages does that provide in terms of scalability, safety, and product consistency?How do you see the role of compounding evolving as more patients seek individualized therapies?3. Hormone Replacement & Preventive MedicineYou're a certified hormone replacement therapy specialist, focusing on bioidentical hormones for women. What drew you to that niche?What are some of the biggest misconceptions about bioidentical hormone therapy?How do you personalize treatment for women across different stages of life—perimenopause, menopause, and beyond?What are the key questions women should ask their providers when considering hormone replacement therapy?4. Longevity & Wellness TrendsLongevity is becoming a buzzword in healthcare. From your vantage point, what longevity-focused products or therapies are worth the hype—and which are not?What innovations are you most excited about in the patient wellness space for the upcoming year?How is Olympia Pharmacy staying ahead of emerging trends—whether it's peptides, nootropics, or nutraceuticals?5. GLP-1s and Post-Therapy CareGLP-1 medications like semaglutide and tirzepatide have transformed weight management—but we're seeing challenges after patients discontinue them.What strategies or compounded therapies are helping patients maintain results post-GLP-1 use?How can pharmacists play a role in supporting metabolic health and sustainability beyond the initial weight-loss phase?6. Leadership, Lifestyle & Personal BalanceAs a director and pharmacist, how do you balance the science of pharmacy with the art of patient care?You've mentioned enjoying pickleball, the water, and exploring new restaurants—how do you recharge outside of work?What advice would you give to other pharmacists looking to explore nontraditional or entrepreneurial paths in pharmacy?7. ClosingWhat's next for you and Olympia Pharmacy?How can listeners connect with you or learn more about the services Olympia offers? ★ Support this podcast on Patreon ★

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3396: Barney illustrates how building wealth can be simple, even lazy, if you master the power of compounding. By focusing on high savings rates, starting early, and investing consistently in low-cost index funds, you can create a compounding machine that does most of the heavy lifting for you, no crystal ball or complex strategies required. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "A 10% a year return from a stockmarket tracker fund achieved by a person with average intelligence beats a 2% return from a complex multi-asset approach achieved by someone who went to Harvard." "When it comes to predicting future returns, there are 2 types of people: 1) those that don't know and 2) those that don't know they don't know." Episode references: S&P 500 historical returns: https://www.slickcharts.com/sp500/returns The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3396: Barney illustrates how building wealth can be simple, even lazy, if you master the power of compounding. By focusing on high savings rates, starting early, and investing consistently in low-cost index funds, you can create a compounding machine that does most of the heavy lifting for you, no crystal ball or complex strategies required. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "A 10% a year return from a stockmarket tracker fund achieved by a person with average intelligence beats a 2% return from a complex multi-asset approach achieved by someone who went to Harvard." "When it comes to predicting future returns, there are 2 types of people: 1) those that don't know and 2) those that don't know they don't know." Episode references: S&P 500 historical returns: https://www.slickcharts.com/sp500/returns The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3396: Barney illustrates how building wealth can be simple, even lazy, if you master the power of compounding. By focusing on high savings rates, starting early, and investing consistently in low-cost index funds, you can create a compounding machine that does most of the heavy lifting for you, no crystal ball or complex strategies required. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "A 10% a year return from a stockmarket tracker fund achieved by a person with average intelligence beats a 2% return from a complex multi-asset approach achieved by someone who went to Harvard." "When it comes to predicting future returns, there are 2 types of people: 1) those that don't know and 2) those that don't know they don't know." Episode references: S&P 500 historical returns: https://www.slickcharts.com/sp500/returns The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of IPA's What, Why & How podcast, IPA CEO Matt Pitlick welcomes Anne Schlepphorst, Bureau Chief of Monitoring and Executive Director of the Iowa Board of Pharmacy, as well as Jillian (Jill) Kremmin, PharmD, BCPS, a compliance officer for northwest and western Iowa. Anne and Jill provide an update from the latest Board of Pharmacy meeting, specifically related to compounding. Connect with us on LinkedIn: Anne Schlepphorst Jillian Kremmin Matthew Pitlick Iowa Pharmacy Association

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3395: Barney breaks down the fundamentals of building wealth through a “compounding machine,” a simple yet powerful system that transforms consistent savings and smart investing into long-term financial freedom. With clear examples like Kate's million-pound pension, he shows how starting early, keeping costs low, and staying consistent can do the heavy lifting for you. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "Pay yourself first and invest on auto-pilot." "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "No one has a crystal ball and no one knows what future returns will be." Episode references: S&P 500 historical returns: https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3395: Barney breaks down the fundamentals of building wealth through a “compounding machine,” a simple yet powerful system that transforms consistent savings and smart investing into long-term financial freedom. With clear examples like Kate's million-pound pension, he shows how starting early, keeping costs low, and staying consistent can do the heavy lifting for you. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "Pay yourself first and invest on auto-pilot." "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "No one has a crystal ball and no one knows what future returns will be." Episode references: S&P 500 historical returns: https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3395: Barney breaks down the fundamentals of building wealth through a “compounding machine,” a simple yet powerful system that transforms consistent savings and smart investing into long-term financial freedom. With clear examples like Kate's million-pound pension, he shows how starting early, keeping costs low, and staying consistent can do the heavy lifting for you. Read along with the original article(s) here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/ Quotes to ponder: "Pay yourself first and invest on auto-pilot." "At a 50% savings rate, you will go from broke to financially independent in about 18/19 years." "No one has a crystal ball and no one knows what future returns will be." Episode references: S&P 500 historical returns: https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview The Rule of 72: https://www.investopedia.com/terms/r/ruleof72.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

In the final episode of the year, Sammy Gordon and Jimmy Ibrahim unpack why goals alone don't cut it - strategy, action, and relentless 1%ers do. From the wins, losses and lessons of 2025 to the habits that actually move the needle, this episode shows you how to think bigger, act harder, and gear up for a massive 2026. If you're ready to stop planning and start executing, this one's unmissable.  School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:05:22) Strategy vs. goal setting (00:08:25) The power of consistency & relentless action (00:13:05) Practical accountability (00:17:52) Learning from experience + fast-tracking growth (00:24:39) Portfolio management: the power of micro actions (00:26:56) Compounding effects of lost time (00:29:47) Mentoring, commitment & turbocharging success (00:35:22) Consistency, execution & life lessons

What happens after you achieve financial success? Do you leave your cash sitting idle in a traditional bank – or put it to work in a high-yield wealth strategy designed to protect, grow, and compound your capital for generations? On this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal what truly defines the “perfect investment” within the 100-Year Family Bank. We break down the core principles behind a private family banking system used by wealthy families to preserve capital, generate predictable cash flow, optimize liquidity, and maintain uninterrupted compounding. If you're an investor, entrepreneur, or family focused on wealth preservation, asset protection, and long-term financial independence, this episode delivers a proven framework for financial control, generational wealth, and sustainable family economies. Vance and Seth discuss:  Introduction: Building Generational Wealth & Financial Control The Foundation of the 100-Year Family Bank: Legacy Wealth Strategy The “Perfect Investment”: Cash Flow, Compounding & Control How to Create Your Own Family Bank & Private Family Economy Financial Education for Heirs: Teaching the Next Generation How Money Really Works Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/  Connect with Seth Hicks and Vance Lowe: Seth's LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/  Vance's LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Compounding Project Podcast – Episode 36In Episode 36 of The Compounding Project Podcast, legendary investing educator Paul Merriman shares timeless insights on long-term investing, the power of compounding, and how everyday investors can build lasting wealth.Paul explains why starting early is one of the most important financial decisions you can make, how compound growth works quietly over decades, and why low-cost index funds remain the foundation of successful investing strategies.This episode dives deep into portfolio diversification, the hidden impact of investment fees, and the role of small-cap value investing in improving long-term returns. Paul also offers practical, evidence-based guidance for young investors, parents, late starters, and anyone seeking financial independence through disciplined investing.Whether you're new to investing or refining an existing portfolio, this conversation delivers actionable lessons on building wealth the smart way.Starting early and staying consistent matters more than market timing or stock picking.Low-cost index funds and diversification are the most reliable tools for long-term wealth building.Small-cap value investing and minimizing fees can significantly increase lifetime investment returns.Your Money and Your BrainThe Psychology of MoneyThinking, Fast & SlowSpending Your Way to WealthWatch the full episode for expert insights on investing, compounding, and financial freedom.Follow Paul Merriman On Social Media: ⤵︎

Global IT spending is projected to reach its highest level in 30 years, driven primarily by investments in artificial intelligence (AI) and cloud services. According to a report from the International Data Corporation, spending on hardware, software, and IT services is expected to rise by 14%, marking the fastest growth rate since 1996. However, the benefits of this spending surge are not being realized by Managed Service Providers (MSPs), as hyperscalers dominate the market by building extensive AI infrastructure and integrated platforms. This shift in control raises questions about the future value proposition for MSPs, who may find themselves increasingly marginalized.Small businesses are experiencing hiring challenges despite a reported increase in job growth plans. The National Federation of Independent Business Jobs report indicates that 33% of small business owners have unfilled job openings, with 19% planning to create new jobs in the next three months. However, 56% of these businesses attempted to hire in November, with half citing a lack of suitable candidates. Compounding this issue, federal statistical agencies are facing significant staffing and budget cuts, leading to a decline in the availability of reliable economic data. This erosion of data could hinder small businesses' ability to make informed hiring and investment decisions.In a notable leadership change, Jim Siders has been appointed CEO of Shield Technology Partners, an IT services platform focused on integrating AI with operational expertise. Siders aims to enhance service delivery through AI innovations, positioning Shield as a vital resource for businesses in sectors like construction and healthcare. This move reflects a broader trend of IT services being restructured as AI-driven platforms rather than traditional roll-ups, emphasizing the importance of operational discipline and clean data in leveraging AI effectively.The episode highlights a concerning trend in corporate spending on AI, where companies allocate 93% of their budgets to technology and only 7% to the people who will utilize it. This imbalance can lead to a decline in trust among employees and an increase in the use of unapproved AI tools, complicating compliance and operational efficiency. For MSPs and IT service leaders, the key takeaway is the necessity to shift focus from merely adopting technology to fostering a disciplined approach to AI integration, emphasizing governance, workflow redesign, and clear decision-making boundaries to ensure that clients can navigate the complexities of AI effectively. Four things to know today00:00 Global IT Spending Hits 30-Year High as AI and Cloud Investments Accelerate, IDC Reports05:24 Small Businesses Plan More Hiring but Still Can't Find Qualified Workers, NFIB Reports08:33 Shield Names Former Palantir CIO Jim Siders CEO as It Builds an AI-First IT Services Platform With OpenAI and Thrive11:19 Deloitte: Lopsided AI Spending, Declining Trust, and Shadow AI Signal a Growing Management Failure This is the Business of Tech.     Supported by:  https://saasalerts.com/mspradio/

Taiwan is home to numerous natural disasters and other threats, making civil defense a top priority. Compounding matters, many people don't know how to prepare, or understand what to do when calamity strikes. Meeting this challenge is the Resilience Roadmap, from longtime resident John Groot. The guidebook includes everything you need to know -- in English -- to prepare for a rainy day. Hosted by ICRT's Tim Berge. -- Hosting provided by SoundOn

Apply for coaching hereApply for mentoring hereJoin the workshop here. 00:00 Introduction to Wealth and Health Coaching02:53 The Importance of Compounding in Wealth and Health05:35 Delayed Gratification: Key to Success08:27 Understanding Risk in Health and Wealth11:30 The Ostrich Effect: Avoidance in Health and Finance14:01 Stress: The Common Enemy of Health and Wealth16:55 The Power of Awareness and Action19:36 Building Financial Freedom and Health

Stop hiding behind the glass screen. Your nervous system knows the difference between a pixel and a handshake, and so does your client's. In a world sedated by the comfort of remote work, we are seeing a massive System Error in how deals get done. You cannot test drive a private jet on Zoom. If you want the signature, you need to be in the room where the oxygen is. In this episode, we sit down with Glenn Poulos, a veteran operator who doesn't just play the game; he writes the code. With forty years of tenure and multiple eight-figure exits, Glenn isn't offering fluff. He is offering a masterclass in Biological Leverage and Operational Architecture. We strip away the "hustle" mythology to look at the physics of high performance, moving from the entropy of Chaos to the precision of EOS (Entrepreneurial Operating System). We are going to recode your approach to the deal. Glenn breaks down the lethal difference between "people first" and "structure first," and why getting that order wrong is a bankruptcy-level event. We also deploy the blueprints for integrating AI not as a replacement, but as a voltage multiplier for your bandwidth, allowing you to focus on the high-stakes human connection that actually moves the needle. Here is the Protocol Upgrade you will install today: Override the "Powers That Be": Why waiting for approval is a broken operating system, and how to physically map out and confront every decision-maker in the chain (the 24-hour Steel Mill case study). From Chaos to EOS: How to identify when your business is running on a System Error and the architectural changes needed to stabilize your revenue. The Somatic Truth of Sales: Why big tickets only get punched face-to-face, and why you need to get your boots on the ground to respect the biology of the deal. AI as Leverage: Using machine intelligence to handle the low-frequency noise so your nervous system can handle the high-frequency signal. The suit respects the arena, but the barefoot respects the biology. It's time to stop submitting tickets and start writing the software.   Find out more about Glenn here: https://glennpoulos.com/

In the years following Jeffrey Epstein's death, the value of his estate steadily eroded as it became the focal point of mounting legal pressure and survivor claims. Multiple lawsuits, including the U.S. Virgin Islands' civil action and a wave of individual suits brought by survivors, triggered enormous legal expenses that quickly began draining estate resources. At the same time, the creation of the Epstein Victims' Compensation Program authorized substantial payouts to hundreds of claimants, committing large sums of money early in the process. Although the estate was initially reported to hold hundreds of millions of dollars on paper, that figure proved highly misleading once legal fees, settlements, and administrative costs were factored in.Compounding the drain were asset liquidity problems and prolonged litigation that limited the estate's ability to convert property into cash without steep losses. High-profile assets such as Little St. James failed to sell at their initial inflated valuations, while ongoing disputes over financial disclosures further slowed the process. Critics noted that the estate repeatedly emphasized dwindling funds when resisting discovery or additional claims, even as significant sums continued flowing to lawyers, accountants, and administrators. By the time major litigation phases concluded, Epstein's once-massive fortune had been substantially reduced, leaving a bitter contrast between how aggressively the estate defended itself and how quickly its resources evaporated once forced to confront real accountability.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send us a textSchedule an Rx AssessmentWhat happens when GLP-1 compounding, TrumpRx, and PBM audits all collide in your pharmacy?In this episode of the Bottom Line Pharmacy Podcast, hosts Austin Murray and Bonnie Bond, CPA, are joined by healthcare attorney Dae Lee of Buchanan Ingersoll to unpack the fast-moving legal and regulatory landscape around GLP-1s, PBMs, and audits—and what independent owners need to be doing right now to protect their businesses.We cover: - The vertical integration behind the “big three” PBMs and their rebate aggregators- Why PBM audit triggers and the realities of today's audit tactics- A practical roadmap for responding to an audit- What “recredentialing season” really means- TrumpRx And more!More About Our Guest:Dae Y. Lee, Pharm.D., Esq., CPBS focuses on representing pharmacies in their dealings against Pharmacy Benefit Managers (PBMs). With extensive experience in the intricacies of PBM audits, investigations, network enrollment, network suspension, network terminations, reimbursement disputes, and DEA as well as other governmental investigations, Dae has become a trusted advisor to a broad cross-section of pharmacies and pharmacy providers, including community retail pharmacies, chain pharmacies, compounding pharmacies, specialty pharmacies, mail order pharmacies, home infusion providers, and dispensing physician practices.. His practice also extends to assisting other stakeholders in the pharmacy industry such as wholesalers, manufacturers, and other healthcare providers. In addition to his PBM-focused work, Dae represents entities in pharmacy-related transactions and assists clients with corporate formation, due diligence, licensing, change-of-ownership requirements and credentialing, providing comprehensive legal support throughout the transaction process. Dae is a Certified Pharmacy Benefits Specialist™ (CPBS™). Offered through TransparentRx and accredited by the University of Kentucky School of Pharmacy, the CPBS program is designed to cover complex topics of pharmacy benefit management in order to provide a foundational knowledge required for higher-level evaluation of PBM business operations, fundamentals of PBM pricing, plan design, cost-containment strategies, PBM contracts, PBM procurement, Specialty Pharmacy benefits management, and overall PBM performance with emphasis on cost effectiveness.Stay connected with Dae and Buchanan, Ingersoll, & Rand: Dae Lee LinkedInBuchanan, Ingersoll, & Rand WebsiteBuchanan, Ingersoll, & Rand LinkedInBuchanan, Ingersoll, & Rand TwitterBuchanan, Ingersoll, & Rand FacebookStay connected with us on social media:FacebookTwitterLinkedInMore on this topic:Podcast: The Startup Compounding Pharmacy PlaybookPodcast: The Trusted Pharmacist: Advocacy and Building a Resilient PharmacyPodcast: From Counter to Capitol

Compounding favors the early starters. In this Cents of Security episode, Mary MacNamara sits down with James Yendrey—one of the creators of the InvestMentor app—to unpack starter portfolios, why Gen Z is learning faster via short-form content, and how strategies evolve through peak-earning years into decumulation, RMDs, and healthcare planning.

Your money is working somewhere. The real question is whether it's working for you or quietly working against you. Erin says there are five often-ignored “dials” that determine how fast your wealth grows (or how fast your debt balloons). If you're ready to rethink the way you borrow, spend, save, and teach your kids about money, have a listen!  Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, go to transformationweekend.ca Check out Acorns Early for kids! Get your first month on us when you go to acornsearly.com/ERIN or download the Acorns Early app. Today's episode is brought to you by Flytographer. Give the Gift of Memories this holiday season with a Flytographer gift card to hire a local photographer in 350+ destinations around the world to capture the magic of travel! https://flytog.co/ERINSKYEKELLY Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever thought, “I'm doing everything right… so why am I not growing?” — this episode is going to hit home.Today, we're breaking open the real reason salon owners feel like they're working endlessly without seeing the numbers move: gaps inside the five core areas of the Compounding Cash System.Inside this episode, you'll hear:Why it feels like you're “doing everything” but still starting from zero each monthThe five core gaps that stall growth in even the busiest salonsWhat happens when marketing, visibility, leadership, cash pathways & systems finally alignWhy emotional leadership is quietly derailing your team's consistencyThe biggest mistake salon owners make with visibility (and why it's not just social media)What the Compounding Cash System actually is, and how it turns effort into exponential revenueHow salon owners start removing themselves from behind the chair without losing incomeA sneak peek at the full 2026 Monday Club upgrade and why it changes everythingAnd if you're listening and thinking,“Okay wait… I need to build this ecosystem inside my salon.”Inside the 2026 Monday Club, we're rebuilding each pillar of the Compounding Cash System step-by-step, so you walk into the year with a revenue-stacking machine, not a business dependent on how many hours you work behind the chair.Join The Monday Club:Where leadership, visibility, systems & pathways of cash come together to build a business that grows month after month, without more time behind the chair.

My appearance on Value CVille Podcast with Jeff Henriksen and Donnie Sattar.This episode explores the intersection of investing and philosophy, focusing on the role of AI in investment decision-making, the importance of understanding value beyond just financial metrics, and the emotional journey of investing.https://www.valuecville.com/podcastFull credit goes to two wonderful host: Jeff Henriksen and Donnie Sattar.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

AGENDA: 04:20 Thrive and OpenAI Partnership  07:14 Databricks Raising $5BN at $134BN Valuation: Cheap or Not? 17:39 Eventbrite Acquired by Bending Spoons for $500M 21:39 Pagerduty's $1BN Market Cap, Just 2x Revenue 26:59 The TAM Trap: Why SaaS Is Like Japan 37:42 Lessons from Companies Hitting $100M ARR 44:57 The Future of Labour Markets is F****** 52:10 The Importance of Compounding in Investments 56:45 The Relevance Game in Venture Capital 01:05:01 Supabase at $5BN or Lovable at $6BN: Which One?  

Tara breaks down the nationwide Democrat fraud schemes, from Minnesota's Shmale scandal

Tara breaks down the nationwide Democrat fraud schemes, from Minnesota's Shmale scandal

The Community Leadership Award is a prestigious award recognizing our community pharmacists and their commitment to their patients. Each year at the Retail Business Conference (RBC), this award is presented to an independent pharmacist who demonstrates a commitment to promoting the principles of community pharmacy.                                                                                                                                                                             In this episode, Jason Callori speaks with finalists, pharmacist Ken Tai of 986 Pharmacy and Jessi Stout of Table Rock Pharmacy and Compounding, on their advocacy efforts at the state and national level. They also discuss how their community involvements help them and their staff best serve their patients.

In this special episode of Excess Returns, we share the most important investing lessons from more than 50 of our top guests. After asking more than 200 investors, strategists, academics, and market thinkers the same closing question about the one lesson they would teach the average investor, we compiled the most powerful, timeless, and repeatable insights into a single episode. This collection highlights common themes around patience, discipline, humility, diversification, risk management, and long-term thinking, while revealing how great investors navigate markets, behavior, and uncertainty.Main topics covered:Why investing is about preserving and growing wealth, not getting richWhy neither get in nor get out is an investing strategyThe role of base rates in decision-makingThe dangers of performance chasingWhy you should look at your portfolio less oftenThe importance of independent thinking and avoiding envyTreating stocks as businesses, not trading sardinesDiversification across assets, strategies, and economic regimesThe behavioral traps that destroy wealthLiquidity, supply and demand, and how markets really functionThe value of patience, long-term thinking, and sticking to your planHow to build a resilient portfolio that survives different market environmentsWhy simplicity often beats complexityThe role of humility, self-awareness, and keeping emotions out of investingTimestamps:00:00 Investing is about preserving and growing wealth00:45 Why neither get in nor get out is a strategy01:16 How we arrived at the one-lesson question02:00 Finding a portfolio you can live with03:00 Avoiding envy and chasing 10-baggers04:00 Why watching markets too closely hurts results05:00 The Matt Levine rule of unbelievable returns06:00 The power of base rates08:00 Look at your portfolio as little as possible10:00 Treat your holdings like real businesses12:00 Be invested early and think independently14:00 Be kind to yourself and keep taking action15:58 Do not chase performance17:00 Treat every position like you put it on today18:31 Your portfolio is secondary to your life19:44 Buy when others are fearful20:00 Be Rip Van Winkle, not Nostradamus22:00 Navigate the noise and avoid the siren song23:38 The value of simplicity and studying history24:59 Patience and tuning out the noise26:00 True diversification and preparing for unknown regimes27:50 Stick to a strategy that fits your personality29:00 Diversify and be humble about what you know30:00 Most results come from the market, not manager skill32:38 Keep investing simple34:00 Focus on what is knowable35:00 Believe in long-term economic and market resilience37:00 Get out of your own way38:22 Build a philosophy you can stick to39:00 Misjudging probabilities and confidence40:46 Book your gains and contain your losses41:00 Diversification is protection against bad luck42:00 Supply, demand, and liquidity always matter45:00 Markets as a political utility46:00 Find something real if you want true alpha47:00 Write down your decisions48:32 Why 100 percent indexing is unrealistic for most50:00 Alpha through portfolio structure, not just stock picking52:00 Dividends and long-run investing53:56 Valuation, time horizons, and patience55:00 Embracing uncertainty and avoiding pigeonholing56:33 Rules-based processes57:35 Buy good businesses, not just cheap ones59:00 Think long term and save early01:01:00 Focus on the basics first01:02:00 Avoid catastrophic losses01:03:22 Evidence-based investing and avoiding resulting01:04:09 Know what you own and keep fees low01:05:00 Simple strategies often work best01:06:00 Compounding and emotional control01:07:00 Treat savings as savings, not lottery tickets01:07:50 Balance enjoying today with protecting tomorrow01:08:00 Stay invested and think long term01:08:41 Be humble, patient, and systematic01:09:00 Do your own work and build conviction

Feeling overwhelmed, distracted, or constantly racing from one meeting to the next? In this episode, Penny Zenker pulls back the curtain on her newest AI experiments — including her custom-trained AI agent built on her books, exercises, and leadership tools — and reveals how simple, science-backed reset moments can transform your day. video1209722628You'll learn:Why stress isn't always about your workload — it's about the lack of recovery between tasks.How AI-powered nudges can scan your calendar and remind you to reset exactly when you need it.The neuroscience behind real mental clarity, including why closing your eyes reduces up to 80% of sensory input.A powerful 60-second breathing technique (“Ninja Breathing”) that brings your executive function back online.How micro-rituals — like scent-based reset anchors — instantly calm or energize your nervous system.Why back-to-back meetings are sabotaging your focus (and what organizations must change).What Penny is building next with AI to help leaders reduce burnout and show up more present.If you want to think clearer, stress less, and work smarter — this episode gives you practical tools you can use today.Love the show? Subscribe, rate, review, and share! https://pennyzenker360.com/positive-productivity-podcast/