Podcasts about Compounding

There's been a lot of noise lately around semaglutide, tirzepatide, and other GLP-1 medications—especially as the FDA cracks down on certain compounded versions. But what's really going on? And what should patients and providers know? In this solo episode, I unpack the truth behind the headlines. We'll clarify what GLP-1 medications actually are (hint: they're not insulin), why they're in such high demand, and how compounding pharmacies legally stepped in during national shortages. I'll also break down the difference between 503A and 503B pharmacies and share how to spot quality in compounded meds. Whether you're a patient, provider, or pharmacy pro, this episode clears the fog around GLP-1s and gives you real tools to stay informed.

In this episode, Stig Brodersen speaks with Guy Spier who has outperformed the S&P 500 since 1997, with a 9.6% vs. 8.8% CAGR. They explore why Guy invested in The Economist, and how friendships, service, and living by an inner scorecard guide his life and investment philosophy. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 02:27 - Why Guy Spier decided to invest in The Economist. 13:16 - How Guy is living by his inner scorecard. 55:16 - Why friendships are there for a reason, a season, or a lifetime. 55:16 - How does Guy invest in friendships? 01:09:03 - How to facilitate thoughtful conversations with friends. 01:22:03 - How do you seek wisdom? 01:44:04 - How do you identify how to best be of service? 01:57:43 - What money can and can't buy you. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join Clay and a select group of passionate value investors for a retreat in Big Sky, Montana. Learn more ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Stig's interview with Guy Spier about his track record and risk. Stig's interview with Guy Spier about investing and life. Stig and Preston's interview with Guy Spier on his book, The Education of a Value Investor. Stig and Preston's interview with Guy Spier about his lunch with Warren Buffett.  Guy Spier's book, The Education of a Value Investor – Read reviews of the book. Subscribe to Guy Spier's Free Newsletter. Guy Spier's podcast and website. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠sponsors⁠⁠: ⁠SimpleMining⁠⁠ ⁠⁠AnchorWatch⁠⁠ ⁠⁠Human Rights Foundation⁠⁠ ⁠⁠Onramp⁠⁠ ⁠⁠Superhero Leadership⁠⁠ ⁠⁠Unchained⁠⁠ ⁠⁠Vanta⁠⁠ ⁠⁠Shopify⁠ HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://theinvestorspodcastnetwork.supportingcast.fm⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

In episode 304 of Business Coaching Secrets, hosts Karl Bryan and Rode Dog dive into the “rules of money” every business coach must know, why being new in a market can be your superpower, and the realities behind popular business myths. The episode combines practical financial wisdom with actionable strategies for business coaches seeking lasting growth and wealth—while reminding listeners that higher-level thinking trumps shortcuts, and focusing on product is the ultimate accelerator. Key Topics Covered The Weight of Local Celebrity and the Power of “New” Karl Bryan compares the pressure faced by athletes like Mitch Marner in their hometowns to the challenges coaches feel when becoming “local legends.” Being new in a market is reframed as a hidden advantage—fresh faces wield a psychological “superpower” that can accelerate growth, provided coaches leverage it rather than fear it. Rules of Money for Business Coaches Money is fundamentally “a game of doubles”—constantly look for trajectories to double investments, whether in marketing, skills, or assets. Compounding is a key driver: marginal utility and small improvements across many areas trigger outsized, accelerated results. Patience and “aggressive patience”: real wealth (for you and your clients) is built by “hurrying up and waiting” rather than chasing quick wins or lotteries. Taxes and fees are often ignored but are the #1 expense for most people and require intentional, strategic management. Product, Sales, and Marketing Mastery Success flows from being excellent at your product first—if your service delivers, sales and marketing get dramatically easier. Sales is one-to-one, marketing is one-to-many, but “product” is what truly solves the problem and generates lasting referrals. The classic principle: “You can't sell or market your way out of a bad product.” Standing Against Popular Business Myths Myths like passive income, four-hour workweeks, and “do what you love and make millions” are unpacked as misleading for most coaches. Instead, the actionable advice is to become extremely good at your craft, focus on profit margins, and fall in love with what you do best. Selecting Ideal Coaching Clients Your ideal client is “you, five years ago,” and those with strong profit margins. Focus on helping highly coachable, successful people, not just anyone willing to pay. Beware of spreading yourself thin with multiple streams of income before your main business is thriving. Notable Quotes “Being new is like a superpower—like new, sex, and chocolate.” “Money is a game of doubles… have a path to turn $1,000 into $2,000.” “You can't sell and market your way out of a bad product.” “Needing nothing attracts everything.” “If you buy stuff, you end up with stuff. Not needing something is the same as having it.” “If you can sell, you can't coach. If you can coach, you can't sell.” “Play big. The anxiety isn't from overwhelm—it's from knowing you're capable of more.” Actionable Takeaways Leverage Your “Newness”: Don't be afraid to enter new markets; position yourself as the fresh expert to stand out and attract attention. Focus on Doubling and Compounding: Aim to double the outcomes of every investment—financial, time, or client results. Teach your clients about the magic of compounding: small, smart improvements in multiple areas add up fast. Be Aggressively Patient: “Hurry up and wait”—apply urgency in action, but patience in expecting results. Master Your Product: Strive to be the absolute best and (eventually) the only choice in your niche. Constantly refine your coaching deliverables and operating systems to make getting clients effortless by reputation and results. Prioritize the Right Clients: Go after highly coachable, growth-minded, and profitable clients—ideally, those you were like 5 years ago. Challenge “Feel-Good” Myths: Don't get distracted by gimmicks promising fast wins or easy lifestyles. Focus on skill-building, operational leverage, and real profitability. Understand Your Real Expenses: Taxes, fees, and interest are the true drains on wealth—work with pros and educate yourself to minimize them for you and your clients. Resources Mentioned Profit Acceleration Software (by Karl Bryan) Book: The Psychology of Money by Morgan Housel Book: Money Master the Game by Tony Robbins Book: The Four Hour Workweek by Tim Ferriss (discussed critically) Networking Groups & Masterminds Focused.com for tools, resources, and the community If you enjoyed the episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Don't wait. Listen to this episode now and make real moves toward your goals. Visit Focused.com for more details on Profit Acceleration Software™ and join our thriving coaching community. Get a demo at: https://go.focused.com/profit-acceleration

Matt Zeigler and Bogumil Baranowski join Robert Hagstrom for a very special hour-long discussion. The episode originally appeared on Excess Returns Podcast, and it is reposted here with permission from the podcast hosts. Enjoy!Legendary investor and author Robert Hagstrom joins Excess Returns to explore timeless investing principles—and how they've evolved in today's market. In this wide-ranging conversation, Robert shares stories from working with Bill Miller, insights on Warren Buffett's approach, and the philosophical foundations of long-term investing. He also issues a stark warning about the rising popularity of private equity for retail investors.Whether you're a Buffett disciple, a fan of focused investing, or just curious about how great investors think, this is a conversation packed with insight.

In episode 303 of Business Coaching Secrets, host Karl Bryan shares deep Zen reflections inspired by a close friend's challenging life circumstances, emphasizing the essential role of gratitude, silence, and presence both for life and business success. Karl then dives into hard-hitting truths about the business coaching industry, the pitfalls that plague most coaches, actionable frameworks for greater results, and the mindset shift required to create real transformation for clients. If you're serious about sustainable growth and impact as a business coach, this episode is a must-listen. Key Topics Covered Cultivating Presence and Silence for Clarity Karl reflects on conversations with friends battling adversity and recounts lessons from loss and near-death scenarios—how true insight, gratitude, and creative solutions often arise in moments of silence and self-reflection. He underscores that both coaches and their clients can tap into breakthrough moments by intentionally slowing down. Biggest Issues Facing the Business Coaching Industry Karl outlines why the lack of industry barriers leads to a “Wild West” scenario, where passion alone is a poor substitute for genuine skill in diagnosing and solving problems. He warns against focusing only on what you love instead of what you're actually good at—both for coaches and their clients. Seeing Solutions vs. Obstacles An instructive horseback riding story drives home the difference between those who focus on what's in their way (“the line”) and those who focus on what they want (“the water”). This mental model is applied to both coaching practices and client growth. The Installer Mindset: Systematic Success Over Winged Efforts Karl distinguishes between “hiders,” “wingers,” and “installers” in business coaching, advocating for software-based, process-driven approaches—like Profit Acceleration Software—to reliably diagnose and improve businesses rather than hoping for magical results. Fall in Love With the Process, Not the Glory True long-term progress stems from loving daily tasks (prospecting, lead generation, client problem-solving) rather than glamorizing the end destination. Consistent singles—not home runs—build championship businesses (and coaching practices). Tiered Pricing and Delayed Gratification Strategies Karl shares practical pricing strategies for new coaches: scaling client fees gradually to win trust, build results, and land long-term, high-value accounts—using parallels with Tom Brady's career strategy. Profit Trumps Revenue: The Domino Effect Coaches must help clients focus on profit (not just more revenue or scale), reverse engineer essential metrics like accounts receivable, and use frameworks such as the 80/20 principle to identify the true levers in any business. Compounding, Checklists, and the Discipline of Incremental Gains Stories about checklists in aviation and medicine, along with the power of daily 1% improvements and compounding, reinforce the crucial role of systems and marginal gains for coaching and client breakthroughs. Mindset Conditioning and Daily Habits Karl closes by urging coaches to instill positive self-talk, create highlight reels of past wins, and optimize the first moments of each day for powerful, subconscious influence. Notable Quotes “Some people see the water and some people see the line… Are you focusing on problems or on solutions?” “If you were diagnosed with three months to live, you wouldn't obsess about your to-do list—you'd sit in silence, appreciate life, and discover real gratitude.” “Don't do what you're passionate about… do what you're good at. That's where the results and magic happen.” “You can't transfer that which you don't own. If you don't have conviction and belief in your coaching, you'll never give it to your client.” “Profit is the domino that knocks over all the other dominoes.” Actionable Takeaways 1. Replace Busyness with Strategic Silence: Encourage both yourself and clients to regularly unplug from notifications and to-do lists. Make space for stillness—true breakthroughs happen in these moments. 2. Go Beyond Passion—Focus on Skill: Don't just ‘help people' because you're enthusiastic; get great at diagnosing true problems, reverse engineering solutions, and delivering tangible results. 3. Target Profit, Not Just Scale: Help clients focus on building profitable, simple businesses—not just bigger ones. Use frameworks to uncover the highest-leverage activities and products. 4. Implement Tiered Pricing: Start with a small retainer (even $100/month if needed), prove value, and scale clients up to full rates ($2,000+/month) as trust and results build. 5. Use Checklists and Systems: Adopt proven checklists for yourself and your clients (like pilots and surgeons do) to eliminate costly “pilot error” and ensure discipline. 6. Harness the Power of Daily 1% Improvements: Remind clients that small daily gains compound rapidly—leverage the 80/20 rule to identify and focus on the few actions driving the most results. 7. Condition Your Subconscious: Start each morning with empowering beliefs. Repeat mantras like, “Getting clients is easy, getting clients is fun” to rewire your thinking for success—and teach this to your clients. Resources Mentioned Profit Acceleration Software™ – Karl Bryan's proprietary diagnosing and growth tool for business coaches. Jumpstart 12 Operating System – A structured path for installing reliable progress in client businesses. Moneyball (Film) – Recommended for its business analogies on compounding small wins and strategic thinking. The Six-Figure Coach Magazine – For more on 80/20 thinking and practical coaching strategies. If you enjoyed this episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Listen now and take your next big step. Visit Focused.com for information on Profit Acceleration Software™ and join our thriving coaching community. Get a demo: https://go.focused.com/profit-acceleration

Andrew Craig returns for his second appearance on the podcast, and in this episode, we delve into why so many people make investment mistakes—or choose not to invest at all. We also explore the UK's wealth crisis, discussing its causes and potential solutions. Andrew shares insights from his latest book Our Future Is Biotech, revealing the groundbreaking scientific advancements that could lead to healthier, longer lives.Join us as we discuss the role of financial literacy, the biotech revolution, and the power of compounding in creating lasting personal and financial growth.00:00 The UK's Wealth Crisis: An Overview00:25 The Biotech Revolution: A New Era01:06 The Cash ISA Dilemma01:45 The Impact of Financial Journalism03:37 The Economic Consequences of Poor Investment06:57 The Global Wealth Disparity13:31 The Role of Technology in Wealth Creation19:56 The Importance of Financial Literacy32:45 Healthy Eating Habits from Childhood33:20 Economic Growth and Wealth Creation34:46 Reflecting on the 1970s Economy36:54 The Future of Biotech47:44 Gene Editing and CRISPR Technology52:08 The Rise of Autism and ADHD58:45 The Complexity of Human Biology01:04:55 Discussing Chris Hemsworth and Free Solo01:05:09 The Importance of Visualization in Extreme Sports01:05:43 Pushing the Frontiers of Human Capability01:06:53 The Power of Compounding and Consistency01:08:49 Exciting Advances in Microbiome and Bioremediation01:10:05 The Miracles of Precision Medicine01:12:49 The Abundance of Modern Life01:15:40 The Importance of Reading and Continuous Learning01:18:49 The Impact of Podcasts on Personal Growth01:22:29 Economic Models and Government Intervention01:26:58 Concluding Thoughts and ReflectionsDiscover AndrewWebsite - https://plainenglishfinance.co.uk/YouTube - https://www.youtube.com/channel/UCME6xVzdcA7q_RfhRaRIkPALinkedIn - https://www.linkedin.com/in/andrewcraigpef/?originalSubdomain=ukBooks - https://plainenglishfinance.co.uk/booksGet In TouchLinkedIn - www.linkedin.com/in/jay-lawrence-5a4b3357/Website - ambitiousmindspodcast.comInstagram - www.instagram.com/ambitiousmindspodcast Hosted on Acast. See acast.com/privacy for more information.

For more info on how I can help you visit my site, BetterByDrBrooke. There is a huge divide on using compounded pharmacies vs. your standard local pharmacy. On one hand many things compounding is the only way you can get bioidentical hormone therapy and on the other hand there's a ton of fear around using these seemingly “unregulated” facilities and formulas. As always, the truth is in the middle and I cover the myths about regulation, what the role of these types of formulas are and much more in this episode! Stuff I Know You Will Love  A healthy microbiome feeds on healthy fibers and who gets enough these days? And even when we make the effort, getting a wide variety of different types of fibers is a big challenge in our busy lives. ZBiotics new probiotic product: Sugar to Fiber, turns sugar (sucrose) from your diet into a unique fiber rarely found in our daily diets that directly feeds those healthy gut bugs - it's almost magic. Easy, tastes great and you can save 15% with code BETTEREVERYDAY at zbiotics.com/bettereveryday!   If you are looking for an expert prescriber for HRT during your perimenopause or menopause journey but are at odds with your local provider being a bit behind current best practices or you simply can't find anyone near you to help, it is MIDI to the rescueI! I've worked with a number of telehealth services in my search for providers that are up to date on modern menopause medicine, have great customer service and who are licensed in all 50 states and I'm so thrilled to have found my provider with MIDI. If you too need help with getting HRT please use this link bit.ly/drbrookemidi to try MIDI with no membership fees and insurance billing available.   Learn more and save 60% off your starter box when you subscribe at Ollie.com/bettereveryday   Be sure you connect with me in my FREE PRIVATE Facebook group: Hormones & Happiness with Dr Brooke where other amazing, like minded women like YOU are already hanging out! Join us!   Follow Dr Brooke on Instagram and get signed up for my awesome emails here. Seriously,  I write really great emails, or so 1000s of women tell me and I'd like to send you one too.   To work with Dr Brooke click here and if you loved this episode please leave a review!    

Last time we spoke about the victory at Okinawa.. As American forces led by General Buckner advanced, they captured strategic key points, driving the Japanese into a desperate retreat. Despite overwhelming odds, the remaining Japanese defenders, embodying the samurai spirit, fought to the bitter end, hoping to gain time for their homeland's defenses. On June 21, faced with inevitable defeat, Generals Ushijima and Cho chose to commit seppuku in honor of their duty. Their tragic decision underscored the deep commitment to their cause, an adherence to the warrior code. By this point, countless Japanese soldiers surrendered, acknowledging the futility of their fight. As the month drew to a close, the Americans secured Okinawa, a hard-won victory shadowed by staggering casualties, more than 107,000 Japanese lives lost and significant American losses. This battle not only symbolized the relentless spirit of those who fought but also the tragic costs of war, forever etched in history as a vivid reminder of sacrifice and the haunting price of conflict. This episode is Liberation of Luzon Welcome to the Pacific War Podcast Week by Week, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about world war two? Kings and Generals have an assortment of episodes on world war two and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel you can find a few videos all the way from the Opium Wars of the 1800's until the end of the Pacific War in 1945.  For most, the battle of Okinawa basically ends the Pacific War, but the truth is the war was raging all over the place. The second most noticeable place would be Luzon, where the remnants of General Yamashit'as 14th Area Army were still resisting in the northern and eastern mountain ranges. Yet here too, the curtains were beginning to fall. As we last left off, it was mid-April 1945, and the fierce struggle for the liberation of Luzon was reaching a critical phase. General Eichelberger's 8th Army was actively engaged in offensives across the Visayas and Mindanao, while General Krueger's 6th Army focused its might on two primary sectors in Luzon. The stakes were high, the liberation of Luzon was crucial for securing Manila and restoring the Filipino government that had been disrupted by the war. In the northern sector, General Swift's 1st Corps was grappling with General Yamashita's formidable Shobu Group, who were entrenched in this mountainous terrain, making the fighting particularly arduous. Meanwhile, General Hall's 11th Corps was applying relentless pressure on the opposing Shimbu Group, led by General Yokoyama, in the vital areas east of Manila. Starting in the northern reaches of Luzon, we find General Clarkson's 33rd Division making tangible advances, having secured Route 11 up to Camp 3, as well as segments of the Galiano Road and the Tuba Trail. This area, known for its treacherous paths and thick jungle, posed significant challenges, but the troops pressed on. Northward, General Beightler's 37th Division was also on the move, with its 129th Regiment overcoming all enemy resistance along Route 9, reaching the critical town of Sablan by April 14. Not to be overlooked, Colonel Volckmann's guerrilla 121st Regiment had carved a path up Route 4 to the strategically important Bessang Pass, known for its rugged terrain that offers a natural defense. General Mullins' 25th Division was making notable progress towards Balete Pass, gaining crucial footholds on Crump Hill and Myoko Ridge. These positions were essential as they provided elevated vantage points over the surrounding valleys. On the western front, General Gill's 32nd Division had successfully secured the western Salacsac Pass but still faced stiff enemy positions in the eastern pass, where Japanese forces were well-prepared to defend. With the arrival of the bulk of the 37th Division in early April, Swift was poised to launch a dynamic two-division drive towards Baguio, a city nestled in the mountains that had become a strategic goal due to its position and resources. While Clarkson's units continued to engage in patrol actions in the Arboredo, Agno, and Ambayabang River valleys, there was limited progress in these areas. However, the 129th Regiment initiated a decisive attack on Sablan on April 11, successfully breaching Japanese defenses there by April 14. On that pivotal day, the 148th Regiment took charge of securing Route 9 through Calot, a vital corridor for advancing troops. Meanwhile, the 130th Regiment encountered fierce resistance as it pushed west of Asin along the Galiano Road, exemplifying the tenacity of Japanese forces determined to hold their ground. As the battle raged, General Yamashita was already strategizing to evacuate Baguio. By April 19, he made the decision to relocate to the Bambang front, leaving Major-General Utsunomiya Naokata, one of his trusted chiefs of staff, in command of the remaining forces.  Despite the growing pressure on Route 9, the Japanese command seemed out of touch by the second week of April 1945. They inaccurately assessed that the primary thrust of General Swift's 1st Corps would come along Route 11, allowing them to become complacent. This misplaced confidence led to a failure to redeploy troops to counter the increasing threat on their right flank. Instead of fortifying their defenses, they appeared to adopt an inexplicable, almost defeatist attitude, unusual for a military as disciplined as the Imperial Japanese Army. Compounding this lack of urgency was the intense effort from the 14th Area Army headquarters to evacuate civilians and supplies from Baguio, a city perched high in the Cordillera Central mountain range. This evacuation served as a clear signal that the situation was deteriorating, yet the Japanese command remained strangely passive. Yamashita's mindset regarding the unfolding crisis was evident when he made personal preparations to depart for the Bambang front on April 19. In a move echoing his earlier strategy for the Bambang area, he established an independent command for the Baguio front before his departure. Utsunomiya's responsibilities also included nominal command over the 19th Division, stationed north of Baguio, but his control was hampered by significant communication difficulties that plagued the Japanese forces. The first notable action Utsunomiya took was to relieve the 58th Independent Mixed Brigade from the 23rd Division's control, seeking to streamline command. Under Yamashita's directive to hold Baguio for as long as possible before retreating to a new defensive line, Utsunomiya issued an order for all troops along the existing Main Line of Resistance  "hold out to the last man." His tone betrayed the grim reality, coming across as almost ironic given the mounting pressures they faced. Meanwhile, General Sato's 58th Independent Mixed Brigade was frantically working to fortify defenses along Route 9, southeast of Calot. However, their efforts came too late to prevent the 148th Regiment from swiftly capturing Yagyagan on April 15, gaining a crucial foothold in the area. In response to this setback, Sato began sending reinforcements to the Irisan Gorge starting April 16, apparently under Utsunomiya's orders. This narrow, treacherous gorge, surrounded by steep cliffs, was seen as a pivotal point for a last-ditch defense. The Japanese troops managed to repel the initial assaults from the 148th Regiment on April 17, but as night fell, the Americans executed a series of enveloping maneuvers, ultimately securing Ridge A. The following morning, the 148th seized Ridge C; however, their frontal assaults against Ridge B were met with fierce resistance and ended in failure. On April 19, the tide began to turn. After a devastating air strike and concentrated artillery fire that neutralized most of the Japanese positions on Ridge F, the Americans finally captured Ridge B. Concurrently, other American units seized Hills D and E, effectively cutting off the Japanese retreat route. The relentless pressure continued, and the next day, Ridges F and G were subjected to intense attacks, which ultimately resulted in their capture. This relentless campaign forced the Japanese to withdraw to Ridge H, where they continued to regroup. After heavy bombardment, the Irisan Gorge was finally cleared on April 21, sending the surviving defenders scrambling in retreat. As these operations unfolded, the 130th Regiment was busy repositioning two battalions from the Galiano Road to the junction of the Yagyagan Trail along Route 9, poised to mount a coordinated attack on Asin from both the east and west. On April 22, they launched their offensive, catching the Japanese defenders by surprise and effectively dismantling their defenses. By the afternoon of April 23, the Galiano Road was opened for American forces, marking a significant advancement in their campaign. Concurrently, the 129th Regiment had taken over operations from the 148th Regiment and advanced against only scattered resistance, making significant progress as far southeast as the junction of the highway and the Galiano Road. However, their advance was ultimately halted due to concerns about a potential threat from the north. Seizing on this hesitation, General Utsunomiya decided to leave small delaying forces at Trinidad and Baguio, while initiating a general withdrawal to the north and northeast. With Utsunomiya's defensive lines weakened, American patrols were able to enter Baguio on April 24, met with surprisingly little resistance. By April 26, the 129th had effectively secured most of the city, facing only negligible opposition. Simultaneously, elements from the 123rd and 130th Regiments worked diligently to eliminate the remaining Japanese defenses on nearby Mount Calugong, along the Tuba Trail, and on Mount Mirador, ensuring the area was cleared for further American operations. Despite these American successes, Utsunomiya managed to escape with approximately 10,000 troops to the Baguio-Aritao supply road, a crucial evacuation route for Japanese forces. As the end of April approached and into the first days of May, the 37th Division continued to mop up the surrounding areas, further securing Trinidad. Meanwhile, the 33rd Division also pressed forward, capturing the Balinguay-Itogon-Pitican sector, enhancing their control over the region. Looking eastward, General Gill's demoralized 32nd Division was still engaged in fierce fighting through the Salacsac Pass, hampered in their advance along the Villa Verde Trail.  During the second week of April 1945, observers from the 6th Army headquarters reported alarming morale issues within the 32nd Division, echoing concerns that General Krueger had personally noted during previous visits to the front lines. The soldiers of the 126th and 128th Regiments were on the brink of complete mental and physical exhaustion. Front-line troops, many of whom had spent significant time overseas, were becoming overly cautious, possibly from the toll of constant combat. Conversations among the men frequently centered around one urgent topic: their rotation back to the United States. The once aggressive spirit characteristic of these combat troops was waning rapidly. With dwindling numbers and pervasive personnel issues, it was clear that the division would struggle to mount any spectacular gains in the coming days. If they couldn't quicken their pace along the critical Villa Verde Trail, reaching their objective, Santa Fe, by the targeted date of June 1 appeared increasingly unlikely. Delays would be catastrophic; they risked being trapped on the trail by the heavy rains of the impending wet season, which typically began in late May. Such circumstances would severely hinder their ability to withdraw and salvage their equipment from the treacherous mountainous terrain. Meanwhile, the Japanese forces retained key terrain advantages, allowing them to economically utilize their troops and reinforce their front lines almost at will. In stark contrast, the rugged landscape severely restricted the 32nd Division's maneuverability, forcing them to repeatedly launch costly frontal assaults with their diminishing strength. While terrain and weather conditions presented significant challenges, the growing personnel crisis loomed as a critical factor likely to further limit the division's progress in the days ahead. Compounding their challenges, General Iwanaka's reconstituted 2nd Tank Division had suffered heavy casualties, leaving General Konuma unable to provide further reinforcements. On April 17, the rested 127th Regiment finally began its move to relieve the beleaguered 128th Regiment at the western pass, launching operations to clear the last remnants of Japanese forces from the Hill 506-507 area. Although Hill 506B fell rapidly on April 19, and Hill 507C was captured three days later, American forces struggled to completely clear Hill 507D until May 2, underscoring the tenacity of the Japanese defenders. Despite the challenges, enough ground had been cleared by April 26 for the 2nd Battalion to initiate a drive east along and south of the Villa Verde Trail, aiming for the strategically important Hill 508. The Japanese forces, sensing this new threat, responded with fierce counterattacks from both the east and north, managing to delay the American capture of Hill 508 until April 29. The intense fighting illustrated the importance of this elevation, which offered vital visibility over the surrounding landscapes. In the days that followed, the 2nd Battalion expanded its control over Hill 508, establishing a defensive block on the Villa Verde Trail to the north while successfully repelling a series of heavy Japanese counterattacks. Meanwhile, the 3rd Battalion made significant strides by attacking and capturing Hill 509, further consolidating American positions in the area. Simultaneously, the 2nd Battalion of the 126th Regiment launched an offensive south from Hill 511, seizing Hill 515 on April 24. They advanced into the area north of Hill 508 while the 1st Battalion navigated through the rugged terrain of Hills 513 and 514, pressing southward to Hill 516. Their advance culminated in the capture of the crest of Hill 525, where they established a critical block on the Villa Verde Trail. However, the cost of these advances was significant. Due to the heavy losses incurred during these operations, the barely rested 128th Regiment began the process of relieving the exhausted 126th on May 3. Shortly after, the 128th's 2nd Battalion launched an assault southeast, successfully capturing Hill 526 on May 7, while some elements initiated a drive towards Hill 527. To the further east, General Mullins' 25th Division was persistently pushing its Santa Fe offensive against stubborn Japanese resistance. In a stroke of fortune, a successful aerial reconnaissance mission revealed that ground located just 1,000 yards west of their position might offer a more favorable route of advance to Balete Ridge, providing a welcome alternative to the challenging Myoko mass itself. On April 22, a reconnaissance force from the 27th Regiment successfully moved undetected to the southern slope of Balete Ridge, positioning themselves for a critical advance. The following day, the rest of the 2nd Battalion began to push toward Lone Tree Hill, while other units continued to exert pressure on the entrenched Japanese defenses at Myoko. Moving forward with enthusiasm and encountering negligible resistance, the Americans reached Lone Tree Hill on April 25, effectively bypassing the main concentrations of enemy forces. By April 27, the 2nd Battalion had advanced an impressive half mile beyond Lone Tree Hill, with its forward elements only three-quarters of a mile from Balete Pass. However, they were compelled to halt their advance due to the potential threat of an enemy counterattack looming on the horizon. Meanwhile, on April 23, the 35th Regiment began its ascent up Kapintalan Ridge, steadily making progress despite the challenging terrain. By April 27, their leading troops had reached a prominent knob located midway between Route 5 and Lone Tree Hill. The 161st Regiment was also making strides, continuing its attack northward towards Kembu Ridge, where they successfully secured Hill 4625 and the entirety of Highley Ridge by April 28. On that same day, the 27th Regiment began reinforcing their positions on Lone Tree Hill, while elements of the 2nd Battalion initiated a southwest push along Kapintalan Ridge to support the 35th Regiment advancing up Route 5. However, they encountered a formidable strongpoint and were only able to gain 350 yards of new ground northeast from the knob. Simultaneously, elements of the 27th Regiment advanced a modest 500 yards southwest by May 4, indicating the ongoing struggle. That morning, the 1st Battalion of the 161st Regiment seized the southeastern nose of Kembu Ridge, securing a valuable tactical position. At the same time, the 2nd Battalion pushed troops onto the ridge, extending their reach half a mile to the northwest, further consolidating American control in the area. As a breakthrough appeared imminent, General Krueger began dispatching Beightler's 37th Division to the Bambang front on May 2, with all elements of the division departing the Baguio area just three days later. With these reinforcements securing his rear and taking control of the Myoko massif, General Mullins ordered the 27th and 161st Regiments to concentrate their forces for a coordinated attack aimed at enveloping Balete Pass from both the east and west. On May 5, the 161st swiftly broke through Kembu Ridge and advanced to Haruna Ridge, while the 27th Regiment pushed west-northwest along Wolfhound Ridge. However, they faced fierce resistance, gaining only 350 yards against tenacious Japanese defenders. On May 8, Company I successfully launched a southwest offensive from their stronghold along a bare-crested ridge, while Company A deployed on Kenbu Ridge and began ascending the final sections of the Digdig River gorge. The following day, these two companies finally made contact with each other and linked up with the 161st on Haruna Ridge. By May 10, Wolfhound Ridge was secured, coinciding with elements of the 35th Regiment completing the clearance of Route 5 from Kapintalan to the pass. In the meantime, the 35th Regiment, along with units from the 27th, continued their assault on Kapintalan Ridge, which was ultimately secured by May 13. Meanwhile, the 148th Regiment renewed its attacks on Myoko Ridge, where Japanese resistance began to collapse by May 11. With these gains, Balete Pass was now secure. The Americans had incurred 565 men killed and 1,745 wounded during the drive, while General Okamoto's 10th Division experienced catastrophic losses, with nearly 7,000 men killed and a complete breakdown of their control and communications. Reflecting on the situation in Salacsac, by May 8, the Japanese position was deteriorating rapidly. In response, General Iwanaka made the critical decision to dispatch troops aimed at cutting the supply line to the 2nd Battalion of the 128th Regiment, with the intention of safeguarding his main stronghold at Mount Imugan. On that day, the 1st Battalion of the 128th Regiment began to push eastward, facing strong resistance, while elements of the 2nd Battalion moved west from Hill 526, struggling to make any significant progress. By May 10, Japanese forces successfully severed the track between Hills 525 and 516, forcing much of the 128th and one battalion of the 127th Regiment to allocate considerable resources to eliminate the Japanese pocket that had formed in that area. Meanwhile, the 33rd Division was left disheartened as it found itself assigned a holding mission to secure the Baguio-Bauang-San Fernando area. Their operations were limited to minor local gains and long-range reconnaissance, which did little to impact the overall situation.  During May 1945, the only significant action undertaken by the 33rd Division took place along a trail connecting Santa Rosa in the Ambayabang Valley to Tebbo, located on the Agno River five miles south of Pitican. The division focused its efforts on clearing Japanese forces from the high ground situated between the main trail and the upper reaches of the Ambayabang Valley. On May 9, a battalion of the 130th Regiment advanced south from Baguio via Pitican and reached Tebbo, only to find the barrio abandoned. Meanwhile, on May 5, the 136th Regiment began its advance up the Ambayabang Valley. Approximately three miles south of Tebbo, they became embroiled in a ten-day battle, resulting in the deaths of a few hundred Japanese troops. However, these enemy forces posed little threat to the 33rd Division, their primary mission being to block American attacks toward the Baguio-Aritao supply road from the south. As the rainy season approached, 1st Corps and the 33rd Division had long since abandoned plans to use the valley as a route of advance against the Japanese supply lines. Consequently, the 136th Regiment relinquished the terrain it had gained along the valley and the trail to Tebbo almost immediately after capturing it. By May 15, all troops of the 33rd Division began their withdrawal, a challenging task compounded by heavy rains that had transformed the Pitican-Tebbo trail and the trails in the Ambayabang Valley into quagmires. The final destruction of the Japanese blocking force in the valley had little impact on the strategic plans or dispositions of 1st Corps or the Shobu Group, as the Japanese quickly replenished their outposts. By the end of May, the 33rd Division was left executing reconnaissance missions without significant enemy contact or major advances. The division remained in a state of restless anticipation, awaiting developments on the Bontoc and Bambang fronts before the 6th Army would authorize a new drive deeper into the rugged mountains of northern Luzon. Turning to the north, the guerrilla 121st Regiment achieved a significant victory on April 21 by overrunning the last Japanese positions on Lamagan Ridge. About a week later, they completed their occupation of Lower Cadsu. However, during the first part of May, the 121st Regiment faced formidable challenges as they advanced over steep terrain against increasingly fortified Japanese defenses, bolstered by reinforcements from General Ozaki's 19th Division. In the south, Hall's 11th Corps made good progress throughout mid-April, successfully pushing General Yokoyama's 41st Army, previously known as the Shimbu Group, further east from Manila. Concurrently, General Hurdis' 6th Division continued its offensive against the Kobayashi Detachment at Wawa Dam, achieving a notable success by securing the crest of Mount Mataba on April 17, marking a significant tactical gain in the ongoing battle. Despite General Hurdis' hopes to swiftly advance against Mount Pacawagan and Wawa Dam, persistent personnel issues forced him to halt any offensive actions until the 145th Regiment could relieve the 20th Regiment in the Montalban area. The 145th eventually began its assault on Pacawagan on April 21. However, even with effective supporting fire that destroyed much of the enemy's defenses, American forces struggled to secure a foothold on the mountain until the end of the month. Meanwhile, the 1st and 63rd Regiments continued to hold their occupied ground until they were relieved late in April by the 151st and 152nd Regiments of General Chase's 38th Division, which then officially assumed control of the offensive operations. In the southern part of Manila, significant water supply problems prompted General Hall to redeploy General Wing's 43rd Division northward in preparation for an offensive against Ipo Dam.  By mid-April 1945, an acute water shortage had developed within the city of Manila. General MacArthur informed General Krueger about the dire situation, noting that south of the Pasig River, Manila had access to no water sources except for that supplied by Army tank trucks and shallow, often contaminated wells. This shortage significantly hampered sewage disposal throughout the city, as water pressure from the overtaxed Novaliches Reservoir, the only reliable source was insufficient to carry off waste. As a result, flush toilets were frequently clogged, forcing many citizens to resort to using gutters and esteros for defecation. Restaurants and nightclubs, which were heavily frequented by off-duty American troops, struggled to maintain even minimum sanitary standards. The situation was exacerbated by a steady influx of military units and civilians into the metropolitan area, raising concerns about the imminent threat of severe epidemics breaking out in the city. On April 19, MacArthur suggested to Krueger that the 6th Army could resolve Manila's water supply crisis by seizing "the reservoir in the Montalban area." He inquired how soon the installation could be captured. This query puzzled Krueger, who was aware that the only true reservoirs linked to the Manila water system were located west of the Marikina River and had been under American control since February. Furthermore, Krueger understood that Wawa Dam, the nearest water supply installation to Montalban, was no longer connected to the metropolitan system. He subsequently asked MacArthur if by "reservoir in the Montalban area," he meant Ipo Dam, the only major water installation still in Japanese hands. Krueger's question seemingly led to further examination of Manila's water system at General Headquarters, Southwest Pacific Area (GHQ SWPA). On April 22, MacArthur radioed back to Krueger, confirming that Ipo Dam was indeed the preferred objective. He emphasized that capturing the Ipo installation would effectively solve Manila's water supply problems. Upon receiving this directive, Krueger ordered the 11th Corps to launch a drive on Ipo Dam as soon as possible. This shift in forces meant the 112th Cavalry Regiment had to move south to take over the vacated positions. General Wing conducted a reconnaissance-in-force that revealed the Kawashima Force's defenses south of Route 52 were considerably weaker than those around the main highway. In light of this intelligence, the plan for assault was set into motion. On the night of May 6, the 103rd Regiment was ordered to advance towards Mount Katitinga and prepare to attack the dam. Supporting this effort, the 172nd Regiment would strike across a two-mile-wide front to the left of the 103rd towards the dam, while the 169th Regiment was tasked with demonstrating along Route 52 to pin down Japanese forces in the Bigti region. Additionally, Marking's Fil-American Yay Regiment at Norzagaray was to make a feint drive eastward north of the Angat River, targeting Mount Kabuyao. During the first three days of May, General Chase conducted probing attacks in preparation for a concerted offensive aimed at Wawa Dam, which was set to begin on May 4. Simultaneously, General Yokoyama observed what he believed to be a slowdown in enemy progress, leading him to conclude that American forces must be redeploying northward or evacuating from Luzon entirely. This prompted him to prepare a limited counteroffensive, consisting of a series of harassing and delaying actions designed to pin down enemy forces on this front. Consequently, Yokoyama was not anticipating a major offensive on May 4. However, on that day, the 145th Regiment managed to gain up to 1,000 yards along the northern and northeastern slopes of Pacawagan, while the 152nd Regiment advanced approximately 500 yards northward along Woodpecker Ridge. Although these territorial gains were not monumental, Yokoyama became increasingly concerned about the strength of the American attacks and made the urgent decision to launch his counteroffensive. As Japanese forces hurried to reposition for their counterattacks, the 145th Regiment struck eastward, successfully seizing the rocky summit of Mount Binicayan. Meanwhile, the 152nd continued its efforts along Woodpecker Ridge. This coordinated assault completely surprised General Kobayashi's troops, rendering their planned counterattack impossible as they were forced to shift their focus to defending their critical positions. In the southern sector, General Kawashima dispatched one battalion toward Montalban; however, the heavy air assaults that preceded Wing's offensive made it impossible for the Japanese unit to organize effectively for their attack. Adding to the Japanese troubles, the remnants of the Noguchi Force were unable to provide any significant reinforcements. Despite the surprise and disarray among the Japanese defenders, they could not prevent the 145th from capturing the crest of Binicayan on May 9. The troops stationed on Woodpecker Ridge experienced some success by halting the advance of the 152nd and initiated a week of increasingly aggressive dawn and dusk raids starting on May 14. Recognizing the futility of the ongoing conflict, which had resulted in over 1,300 Japanese casualties, General Yokoyama ordered an immediate withdrawal of all units involved on May 15. However, these orders would not reach the front lines until a week later. In the meantime, capitalizing on the element of surprise achieved during the night attack on May 6, General Wing launched an offensive that made excellent progress. The 103rd Regiment rapidly gained control of the western slopes of Katitinga and advanced swiftly along the ridgeline toward Hill 1000. Meanwhile, the 172nd Regiment reached the foot of a rocky ridge two miles southeast of Bigti, and the Marking Regiment encountered no resistance as it marched over seven miles eastward, ultimately halting just a mile and a half northwest of Kabuyao. The only significant resistance encountered occurred at Hill 535, where elements of a guerrilla unit were repelled by Japanese defenders. The unexpectedly weak Japanese opposition prompted the 43rd Division to sustain its offensive momentum without pause. By May 11, the 103rd had secured Hills 805 and 810, while the 172nd was probing Japanese defenses on Fork Ridge and advancing to the southwestern slopes of rocky Hill 815. The Marking Regiment had successfully overrun Kabuyao, though they were unable to capture Four-Corner Hill. At this point, Japanese resistance began to stiffen as American forces clashed with General Kawashima's main defenses. In response, Wing ordered the 169th Regiment to mount a limited attack on Osboy Ridge and directed the Marking guerrillas to launch a strong assault toward Ipo. Supported by artillery, Colonel Marcus Augustin succeeded in breaking through Four-Corner Hill on May 12, marking a critical turning point in the offensive. Unaware of Kawashima's precarious situation, Yokoyama directed the Kawashima Force to initiate a new counterattack against the left and left rear of the 38th Division, deeming the situation for the Kobayashi Force to be more critical. As a result, Kawashima was compelled to divert one battalion for this unnecessary assault, which weakened the Japanese defenses. This strategic miscalculation enabled General Wing to make significant gains on May 13, with the 103rd Regiment capturing Hill 860, the 172nd clearing much of Hill 815, and the Marking guerrillas seizing the summit of Hill 803. The extent of these advances prompted Kawashima to ultimately disregard Yokoyama's orders and recall his assault battalion. This battalion promptly mounted a counterattack against the Americans in a futile attempt to regain lost ground, managing only to restrict the 103rd and 172nd Regiments to minor gains on May 14. Simultaneously, Colonel Augustin's patrols crossed the Angat River unopposed, discovering that the dam remained intact and the powerhouse on the south bank was largely undamaged. However, the patrol force, too weak to hold these installations, retreated before dawn to the crest of Hill 803, where the remainder of the regiment was occupied with mopping up remaining resistance. Looking further south, General Griswold's 14th Corps had already secured most of southern Luzon and had successfully landed General MacNider's 158th Regiment in the Bicol Peninsula. In response, the remnants of the Fuji Force and the depleted Kogure Detachment decided to evacuate the open Santa Maria Valley, opting to retreat to more defensible positions at the Kapatalin Sawmill. This allowed Griswold to move the 7th and 8th Cavalry Regiments into the valley, with the former beginning a drive along Route 455 on May 6. Following a heavy air and artillery bombardment, the cavalrymen launched their assault on the sawmill on May 9 and swiftly overran the enemy defenses by mid-afternoon. After a brief pause to reorganize, the 7th Cavalry advanced up Route 455, leaving their vehicles behind, and reached Lamon Bay by May 13. Meanwhile, on the Bicol Peninsula, progress had been agonizingly slow throughout late April. It wasn't until April 28 that the Cituinan Hills were fully secured, leading to the collapse of organized Japanese resistance in the region. Following this, the 158th Regiment began moving northwestward toward Iriga and San Agustin, rapidly overrunning the remaining weak enemy positions along Route 1. Progress continued to be painfully slow, and it was not until 28 April that organized Japanese resistance finally collapsed. The task of clearing the Cituinan Hills cost the 158th Infantry approximately 40 men killed and 235 wounded; the Japanese lost almost 700 men killed in the region. Although the 158th RCT did not know it, the reduction of the Cituinan Hills marked the end of large-scale organized resistance on the Bicol Peninsula, where no more than 1,400 Japanese remained alive as of the end of April. Simultaneously, the 5th Cavalry Regiment captured Calauag on April 14 and began a two-pronged advance toward San Agustin by the end of the month. On May 2, San Agustin was finally taken as elements of both regiments converged there. Guerrillas had informed XIV Corps, which acquired control of the 158th RCT on 22 April, that a Japanese force of some 2,500 men was dug in along the slopes of Mt. Isarog, an extinct volcano centering eight miles northeast of San Agustin. This report the 5th Cavalry and 158th Infantry proved false in a series of patrol actions between 2 and 15 May. The next day, the 16th, General MacNider radioed to General Griswold that the Bicol Peninsula was secure and that no signs of organized Japanese resistance remained. The two regiments continued patrolling for some weeks until, on 6 June, the 5th Cavalry returned to southern Luzon. The 158th RCT busied itself with the problem of reorganizing and equipping guerrilla forces and in mid-June turned over responsibility for further mopping up to the Filipinos. To that time the operations to clear the Bicol Peninsula had cost the USArmy units involved approximately 95 men killed and 475 wounded. The Japanese had lost over 2,800 killed and 565 captured, including 350 Formosan labor troops whom the Japanese Army had left to fend for themselves. I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. In June 1945, amidst the Pacific War, American forces sought to liberate Luzon from General Yamashita's entrenched troops. Under Generals Eichelberger and Krueger, the 8th Army faced fierce resistance in the mountains and vital routes. As Japanese defenders struggled, the Americans advanced strategically, leading to fierce battles across treacherous terrain.  The turning point came with the seizure of Baguio, crucial for the campaign.

Sales is changing fast. What once relied heavily on cold calls and manual follow-ups is now being reshaped by artificial intelligence. In this exciting episode of the Grow your B2B SaaS Podcast, Joran Hofman sits down with Frank Sondors CEO at Forge, who is a leading expert in sales and AI integration, to uncover how companies can use AI to build smarter, faster go-to-market strategies. Frank shares how he built his own company to $3 million in revenue in just one year by combining AI with smart sales processes. He talks about new roles like the GTM engineer, how AI agents can support sales teams, and why blending human effort with AI is the key to long-term success. Whether you're a startup founder or leading an enterprise team, this episode is packed with practical advice to help you sell better in today's fast-moving market.Key Timecodes(0:51) - Guest intro: Frank Sondors and his ecosystem of tools(1:36) - Building an ecosystem similar to Apple and Frank's sales journey(2:34) - Profit margins and the role of AI in business scaling(3:43) - Rapid growth and scaling with minimal headcount(4:41) - Old vs new go-to-market strategy leveraging AI(5:41) - The role of GTM engineers in sales and pipeline generation(6:45) - Sales development engineers and their responsibilities(7:40) - Increase in tech usage in sales and admin work reduction(8:32) - How AI can craft personalized emails (9:23) - Assembling custom workflows using tools like Zapier(10:15) - Voice AI agents for customer follow-up (11:06) - The value of human interaction in sales(11:55) - Decision making: AI agent vs human interaction (12:56) - Testing AI agents after hours and A/B testing strategies(13:57) - The misconception of automating all sales processes with AI(14:56) - Evolution and effectiveness of AI in business(16:10) - The resistance and acceptance of AI in the market(17:11) - The necessity of being profitable without VC funding (18:05) - Resistance to AI and the inevitability of change(19:39) - Implementing agents at scale and the role of NA10 people(20:32) - Encouraging team-wide automation and innovation(21:28) - Using WhatsApp as a channel for customer communication(22:28) - The importance of first impressions and human interactions(23:28) - The role of WhatsApp in increasing response rates(24:40) - Integrating WhatsApp with Slack for seamless communication(25:42) - Being available across multiple channels for customer engagement(26:08) - Feeding the right context to AI agents for effective interaction(27:10) - Starting with ChatGPT for AI integration(28:03) - Treating ChatGPT as a business coach(29:02) - Encouraging team use of ChatGPT for problem-solving(30:02) - Optimizing repetitive tasks with AI(31:09) - Personal pain points and the role of AI in alleviating them(32:05) - The focus on building a great product and selling it(32:38) - Testing AI agents vs humans and employee concerns(33:10) - The future of labor distribution and AI(34:09) - The role of humans in supervising AI agents(35:08) - The evolution of sales roles and the end of email templates(36:20) - AI agents communicating with each other in business(37:30) - The importance of context in AI interactions(37:45) - Advice for SaaS startups from 0 to 10K MRR(38:49) - Speaking to customers aggressively and leveraging networks(39:44) - Building in public and social selling strategies(40:33) - Doing things that don't scale and leveraging communities(41:31) - The importance of hiring the right team from 10K to 10M ARR(42:22) - The challenge of hiring and firing for growth(43:14) - The value of hiring autonomous employees(44:06) - The problem of babysitting employees and hiring practices(45:06) - Compounding business strategies for growth(46:55) - Ensuring cofounders have the right competence(48:47) - The importance of pricing based on consumption(49:49) - De-risking for growth and the role of sparring partners

[Join our community at my Substack where we continue these conversations with deeper dives into the biggest lessons from each episode, plus my regular essays and behind-the-scenes thoughts: https://bogumilbaranowski.substack.com/]Barry Ritholtz is the founder and Chief Investment Officer of Ritholtz Wealth Management, overseeing billions in client assets and helping investors avoid costly mistakes while building lasting wealth. He's the acclaimed author of “How Not to Invest,” sharing hard-won lessons from decades in the trenches. Barry is also the creator and host of Bloomberg Radio's “Masters in Business,” one of the most influential business podcasts in the world, where he interviews top minds in investing and economics. Today, we're thrilled to welcome his unique perspective to the conversation.3:00 - Barry's unconventional approach to budgeting: "my attitude was, gee, if you want to do this, that and the other, you want to have the freedom...then you better make some more money"5:30 - The Instagram culture problem: Only seeing assets, not liabilities. Story about Instagram influencer working all day on vacation selfies8:00 - Why successful people buy new cars and lattes if they can afford them - safety features matter more than saving pennies11:00 - Kawhi Leonard's $103 million contract vs 25-year-old car example illustrates financial recklessness of extreme cheapness14:00 - Money as tool vs wealth distinction: Dollar's job is medium of exchange, not century-long store of value17:00 - Two WWI soldiers story: $1,000 buried vs invested becomes $40 vs $32 million after 100 years20:00 - Why US geographic advantages created investment success: two oceans, natural resources, innovation hubs24:00 - Politics and investing make terrible bedfellows - both Democrats and Republicans miss gains when their party loses28:00 - Compounding interruption is what matters, not who's in White House32:00 - Why experts can't predict: Beatles, blockbusters, Tom Brady all missed by professionals who knew the industries38:00 - Stock market vs economy during pandemic: market cap weighted toward tech giants, not local businesses42:00 - Belfer family trifecta: lost $2 billion in Enron, Madoff, FTX - lessons about single stock risk and staying wealthyPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Robert Hagstrom returns to discuss the investing principle he believes most value investors still misunderstand—despite decades of evidence from Warren Buffett. In this conversation, we explore why focus investing works, what traditional value investors got wrong about the Magnificent Seven, and how the industry's obsession with low P/E ratios and short-term tracking error leads to missed opportunities. Hagstrom also reflects on lessons from working with Bill Miller and explains why evolving your investment approach is essential for long-term success.In this episode, we discuss:How Hagstrom fell into money management by accidentWhat Buffett's 1983 letter taught him about investingThe dangers of rigid value investing frameworksWhy most active managers fail over timeThe key to compounding that investors overlookDrawdowns, tracking error, and the psychology of focus investingWhy private equity's appeal is mostly an illusionWhat Buffett's surprise CEO handoff really means for Berkshire Hathaway

In this episode, host Tsitsi Mutiti, breaks down the true meaning of wealt, going beyond just money, and introduces the Three C's of Wealth Creation: Commitment, Compounding, and Consistency.Through engaging stories and real-life examples, Tsitsi shares how these timeless principles can transform not only your financial future but also your personal growth and wellness. Whether you're just starting your wealth-building journey or looking to deepen your habits, this episode offers practical advice to help you stay focused and motivated.What You'll Learn in This Episode:• Why wealth is holistic, encompassing health, mindset, and personal development, not just finances.• How the 3 C's: Commitment, Compounding, and Consistency lay the foundation for long-term success.• Why commitment is critical to overcoming setbacks and staying aligned with your financial and life goals.• How compounding works, and why time is your most valuable asset when it comes to growing wealth.• The role of consistency in daily habits and how it leads to exponential results over time.• Why small, intentional actions matter more than occasional big efforts.Join The Wealth Conversation Community: community.thewealthconversation.comImplement the 3 C's Of Wealth Creation: https://calendly.com/thewealthconversation/your-wealth-reset-sessionDownload our free guide: https://subscribepage.io/uXbkXo

Watch video here.Join Paul Merriman, Chris Pedersen, and Daryl Bahls for a deep dive into questions facing today's investors! In this episode, our team tackles a wide range of topics designed to help you make smarter financial decisions, whether you're a seasoned DIY investor or just getting started.Main Topics Covered:1. Midcap Funds – Are They Necessary? 2:24We break down why midcap funds often get left out of recommended portfolios, the impact of fund overlap, and whether including them really adds value or just complexity.2. Listener Allocation Questions 12:49Hear real-life portfolio allocation questions from our listeners—including how to balance S&P 500, value, and midcap funds. The team discusses the pros and cons of various strategies and how to avoid unnecessary overlap.3. The Risks of Small Cap Growth 19:10Discover why small cap growth funds can be risky, the historical performance data, and why value funds may be a better long-term bet for most investors.4. Hourly Advisors & DIY Investing 22:41Thinking about ditching your advisor and going DIY? We discuss the benefits and challenges of working with hourly advisors, how to find one that supports your strategy, and the importance of sticking with a plan you understand.5. Capital Gains & Taxes 27:45Got questions about selling investments and minimizing taxes? While we don't provide personal tax advice, our experts outline the key considerations and why consulting a tax professional is essential for big moves.6. Financial Freedom Mindset 30:05It's not just about retirement—it's about saving for freedom! Learn how reframing your financial goals can keep you motivated and focused for the long haul.7. Avantis vs. DFA Funds 31:15Curious about the differences between Avantis and DFA ETFs? Chris and Daryl compare these two fund families, explaining how their philosophies align, where they differ, and how to choose the best fit for your portfolio.8. AVGE for Granddaughter? 38:32Paul shares his personal approach to investing for his granddaughter, comparing AVUS, AVUV, and AVGE, and why teaching young investors about asset class behavior can be more valuable than just chasing returns.9. Should You Avoid Growth Funds? 45:53They explain why “growth” funds aren't always what they seem, the pitfalls of chasing expensive stocks, and why a tilt toward value and small cap may offer better long-term results.10. The Rule of 72 – Power of Compounding 52:47Learn how to use the Rule of 72 to teach young investors (and yourself!) the massive impact of compound returns over time. It's a simple math trick that can change your financial future.Daryl references this table- Sound Investing Portfolios 1970-2024- https://tinyurl.com/4xabhke5

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I'm joined by Dr Nayan Patel, compounding pharmacist to discuss the impact of perimenopause and menopause on thyroid issues, explore various thyroid medications, and emphasise the importance of building a solid foundation as well as dealing with the tricky 'pointy-end' sex hormones!00:00 Introduction to Thyroid and Hormonal Health02:51 Understanding Thyroid Medications05:54 Exploring Compounded Thyroid Solutions08:45 The Importance of Stress Management11:56 Diet and Insulin's Role in Hormonal Health15:00 Practical Stress Management Techniques18:04 The Interplay of Stress, Diet, and Hormones25:50 Managing High Stress and Sleep Solutions26:46 The Toxicity of Insulin and Its Effects27:55 Dietary Recommendations for Insulin Control31:29 Understanding Hormonal Changes in Women36:12 The Role of Hormones in Menopause41:49 Recognizing Symptoms and Seeking Hormonal Support47:41 Understanding Hormonal Patterns and Menopause48:53 The Importance of Early Hormone Treatment50:41 Hormone Replacement Therapy: Types and Methods52:23 The Role of Compounding in Hormone Therapy54:41 Finding the Right Doctor for Hormonal Health56:36 The Need for Specialized Knowledge in Hormonal Treatment58:48 Managing Hashimoto's and Hormonal Balance01:01:14 Glutathione and Thyroid Health01:03:58 Addressing Symptoms: The Importance of Basics01:06:40 Resources for Further Learning and SupportDR. NAYAN PATEL is a sought-after pharmacist, wellness expert, and thought leader in his industry. He has been working with physicians since 1999 to custom-develop medication for their clients and design a patient-specific drug and nutrition regimen. He has been the pharmacist of choice to celebrities, CEOs, and physicians themselves. He recently published his first comprehensive book, The Glutathione Revolution: Fight Disease, Slow Aging & Increase Energy. After 11 years of clinical research on the master antioxidant, glutathione, Dr. Patel and his team developed a patented technology to deliver Glutathione topically, changing the game on how best to absorb GSH systemically. Connect with Dr Patel:centraldrugsrx.com or aurowellness.comhttps://www.instagram.com/Aurowellness/Let's Talk Thyroid is a podcast where we explore different aspects of living thyroid-friendly lifestyle positively & practically to help you thrive and not just survive.⭐️  WEBSITE: https://letstalkthyroid.com

 Our teacher today is Will Thorndike, co-founder of Compounding Labs and author of the acclaimed book, “The Outsiders.” In our opinion, Will has emerged as one of the most influential and innovative investor minds of the past few decades. And if you care about long-term value creation and the art of capital allocation, chances are you've also benefited from some of his ideas.  In 1994, he founded Housatonic Partners, a pioneering private equity firm known for its unusually long holding periods and its leadership in the search fund space alongside his mentor and Stanford professor Irv Grousbeck. Will helped to originate the modern search fund model, backing early career CEOs to buy and grow businesses with long-term horizons and radically aligned incentives. Since then, he has invested in the majority of the top 20 search fund outcomes to date, including Asurion, which he recently profiled on his podcast 50X.  We explore Will's full arc from the research that led to “The Outsiders” to his decades as an investor to the new frontier he's now helping to shape. We talk about what makes a business truly enduring, why great leadership and resource allocation remain so misunderstood, and how the right people, structure, and alignment enable companies to compound over time. Please enjoy this class with Will Thorndike. For the full show notes, transcript, and links to mentioned content, check out the episode page here. —-- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit joincolossus.com/episodes.  Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Follow us on Twitter: @Buhrman_Rick  | @PaulBuser | @JoinColossus Show Notes (00:00:00) Welcome to The Joys of Compounding (00:00:57) Introducing Will Thorndike (00:03:35) The Rise of Long Duration Serial Acquisition Holding Companies (00:07:25) The 50X Podcast Journey (00:16:29) The Origins of Will's Investing Career (00:18:11) Stanford's Influence and Key Mentors (00:23:48) The Search Fund Model Explained (00:39:18) The Outsiders: From Concept to Acclaim (00:46:33) The Influence of Leverage and Share Buybacks (00:47:30) Personal Reflections on the Book's Impact (00:52:54) Experiments in Public Markets: CNX and Perimeter (00:58:35) The Evolution of Inorganic Growth Models (01:02:52) The Power of Long-Term Ownership (01:14:52) The Importance of Relationships and Learning

Dr. Allen Williams (Understanding Ag and Regenified LLC)is back with us today as he walks us through several things that can increase productivity and profitability through your grazing management. From the initial management in the early part of the grazing season, to the rule of Compounding, rule of Disruption, a great discussion on weeds and we'll conclude with a practice that is quite simple, but we rarely practice that ties the entire discussion together. Grab your pen and paper because grazing school is now in session… and this one you don't want to miss. Show Notes: Phone App referenced: Picture This. Website for Material: www.understandingag.com/ Books Referenced: Weeds, Control Without Poisons by Charles Walters Jr. Weeds, Guardians of the Soil by Joseph Cocannouer Weeds and What They Tell by Ehrenfried Pfeiffer #workingranchmagazine #ranchlife #ranching #dayweather #weather #agweather #beef #cows #livestock #cattle #cowdog #weeds #grazing #observe #adaptivegrazing

It is an uphill battle for "Jane" to maintain her anonymity in the Sean "Diddy" Combs trial due to the extraordinary public interest and media scrutiny surrounding the case. The combination of Combs' celebrity status, the severity of the charges—racketeering, sex trafficking, and related offenses—and the cultural weight of the #MeToo movement has turned this trial into a national spectacle. Every courtroom development is being live-blogged, dissected on social media, and aggressively pursued by entertainment outlets, making it difficult for any witness to avoid public exposure. Additionally, "Jane" has provided some of the most graphic and emotionally charged testimony thus far, implicating Combs in deeply disturbing acts that drive the government's core narrative of coercion and abuse. Her role is so central that her testimony is likely to be the subject of intense post-trial analysis and media pursuit, increasing the risk of her identity leaking through unofficial channels even if the court maintains a protective order.Moreover, federal courtrooms, unlike many state courts, do not allow video recording or live broadcasting, which does offer some protection. However, this is counterbalanced by the aggressive reporting of major outlets and the presence of numerous journalists in the courtroom, all eager to unearth every detail about the key witnesses. The very nature of "Jane's" testimony—recounting intimate and traumatic experiences—has already made her a figure of intense curiosity. Compounding this, her prior relationship with Combs, her visibility in the New York nightlife scene, and mentions of specific events and dates in testimony create a breadcrumb trail that determined parties, whether members of the press or online sleuths, could follow to uncover her real identity. In such a high-profile case, history shows that anonymity is difficult to preserve once public and media obsession reaches a certain pitch.to contact me:bobbycapucci@protonmail.comsource:Who is Jane? Diddy trial's anonymous witness testifies

It is an uphill battle for "Jane" to maintain her anonymity in the Sean "Diddy" Combs trial due to the extraordinary public interest and media scrutiny surrounding the case. The combination of Combs' celebrity status, the severity of the charges—racketeering, sex trafficking, and related offenses—and the cultural weight of the #MeToo movement has turned this trial into a national spectacle. Every courtroom development is being live-blogged, dissected on social media, and aggressively pursued by entertainment outlets, making it difficult for any witness to avoid public exposure. Additionally, "Jane" has provided some of the most graphic and emotionally charged testimony thus far, implicating Combs in deeply disturbing acts that drive the government's core narrative of coercion and abuse. Her role is so central that her testimony is likely to be the subject of intense post-trial analysis and media pursuit, increasing the risk of her identity leaking through unofficial channels even if the court maintains a protective order.Moreover, federal courtrooms, unlike many state courts, do not allow video recording or live broadcasting, which does offer some protection. However, this is counterbalanced by the aggressive reporting of major outlets and the presence of numerous journalists in the courtroom, all eager to unearth every detail about the key witnesses. The very nature of "Jane's" testimony—recounting intimate and traumatic experiences—has already made her a figure of intense curiosity. Compounding this, her prior relationship with Combs, her visibility in the New York nightlife scene, and mentions of specific events and dates in testimony create a breadcrumb trail that determined parties, whether members of the press or online sleuths, could follow to uncover her real identity. In such a high-profile case, history shows that anonymity is difficult to preserve once public and media obsession reaches a certain pitch.to contact me:bobbycapucci@protonmail.comsource:Who is Jane? Diddy trial's anonymous witness testifiesBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Consistency and compounding our daily decisions has more to do with our future outcomes than what job we have or where we live. There are people in every area of the world that have healthy lives, wealth to retire on, and thriving relationships. They are consistently making decisions that compound into positive results. Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys

It's graduation season here at Stanford and students are getting ready to collect their diplomas and take their education out into the real world. A couple years ago, we sat down with Tina Seelig, a professor in our Management Science and Engineering department who's done a lot of research on how we can teach skills including imagination, creativity, innovation, and entrepreneurship — all things that can come in handy when you're setting out to make a positive contribution to the world. We're re-running this episode today, so whether you're a new grad trying to figure out your next steps, or someone simply looking for a solution to a big challenge, we hope you'll tune in again and be inspired. Have a question for Russ? Send it our way in writing or via voice memo, and it might be featured on an upcoming episode. Please introduce yourself, let us know where you're listening from, and share your question. You can send questions to thefutureofeverything@stanford.edu.Episode Reference Links:Stanford Profile: Tina SeeligConnect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>> Twitter/X / Instagram / LinkedIn / FacebookChapters:(00:00:00) IntroductionRuss Altman introduces Tina Seelig, professor of management science and engineering at Stanford University.(00:02:04) Is Entrepreneurship Teachable?Whether entrepreneurial traits can be learned or are innate.(00:04:22) Parsing the Creative ProcessDifferences between imagination, creativity, innovation, and entrepreneurship.(00:05:52) Universality of Entrepreneurial SkillsHow entrepreneurial skills apply to industries beyond tech.(00:07:33) Teaching with FramestormingA method to redefine problems before jumping to solutions.(00:10:29) Framestorming vs BrainstormingThe concept of “framestorming” and why it's critical for innovation.(00:12:05) Inventing the Future CourseTina's course where students debate the ethics of emerging technologies.(00:13:35) Creativity and Ethical ConsiderationsThe importance of separating ideas from judgment while innovating.(00:16:20) Anticipating the DownsideHow students often identify ethical risks in technologies even experts miss.(00:18:49) Creativity and LeadershipWhy leaders need creative problem-solving and entrepreneurial thinking.(00:19:42) Teaching LeadershipCultivating leadership through values-driven education and training.(00:21:01) Combatting Leadership StereotypesCreating diversity cohorts to show leadership comes in many forms.(00:22:58) How to Engineer Your Own LuckOutlining the differences between fortune, chance, and luck.(00:25:50) The Micro-Decisions of LuckHow consistent effort and initiative lead to perceived “luck.”(00:27:34) Conclusion Connect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>>Twitter/X / Instagram / LinkedIn / Facebook

It is an uphill battle for "Jane" to maintain her anonymity in the Sean "Diddy" Combs trial due to the extraordinary public interest and media scrutiny surrounding the case. The combination of Combs' celebrity status, the severity of the charges—racketeering, sex trafficking, and related offenses—and the cultural weight of the #MeToo movement has turned this trial into a national spectacle. Every courtroom development is being live-blogged, dissected on social media, and aggressively pursued by entertainment outlets, making it difficult for any witness to avoid public exposure. Additionally, "Jane" has provided some of the most graphic and emotionally charged testimony thus far, implicating Combs in deeply disturbing acts that drive the government's core narrative of coercion and abuse. Her role is so central that her testimony is likely to be the subject of intense post-trial analysis and media pursuit, increasing the risk of her identity leaking through unofficial channels even if the court maintains a protective order.Moreover, federal courtrooms, unlike many state courts, do not allow video recording or live broadcasting, which does offer some protection. However, this is counterbalanced by the aggressive reporting of major outlets and the presence of numerous journalists in the courtroom, all eager to unearth every detail about the key witnesses. The very nature of "Jane's" testimony—recounting intimate and traumatic experiences—has already made her a figure of intense curiosity. Compounding this, her prior relationship with Combs, her visibility in the New York nightlife scene, and mentions of specific events and dates in testimony create a breadcrumb trail that determined parties, whether members of the press or online sleuths, could follow to uncover her real identity. In such a high-profile case, history shows that anonymity is difficult to preserve once public and media obsession reaches a certain pitch.to contact me:bobbycapucci@protonmail.comsource:Who is Jane? Diddy trial's anonymous witness testifiesBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Aubrey converses with Stanley Beckett, author and consultant at changecreatorsa, about the book "The psychology of money". Stanley discussed chapter 4 of the Psychology of Money entitled "Confounding Compounding" - How can something small grow into something massive without anyone noticing—until it's too late? THE AUBREY MASANGO SHOW BOILERPLATE The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Welcome back to the Alt Goes Mainstream podcast.Today's episode digs into how the CIO of a growing multi-billion dollar wealth management firm thinks about customization and differentiation by building out private markets capabilities.We sat down with John McArthur, Senior Partner and CIO at $3.6B AUM Krilogy. Founded in 2009, Krilogy provides comprehensive financial planning and investment management services to HNW individuals, families, and business owners.Krilogy is charting a growth path — and to chart a growth path, John and his team are thinking about how they can thoughtfully grow their business.With John at the helm as CIO, they have been strategic with their approach to private markets and have increasingly focused on ways that they can create customized and differentiated solutions for their clients.John took 11 years of experience in wealth management and financial planning at A.G. Edwards & Sons and Morgan Stanley Smith Barney to Krilogy, where he joined his former University of Missouri college football teammate, Kent Skornia, to help quarterback Krilogy and their clients to financial success.John is thoughtful in his approach to private markets and how to provide solutions to their clients. We had a fascinating discussion about how wealth management is evolving and how private markets are critical to growing a wealth management practice. We discussed:How John and team have grown and scaled an independent wealth management firm.How John approaches private markets — and how that approach has evolved as they work with clients of greater size.How to balance customization and differentiation with scale.How can asset managers effectively educate and provide solutions to the wealth channel?What's still missing from private markets solutions for the wealth channel?His views on product innovation, including evergreen funds.Advice John would give to wealth advisors looking to invest in private markets.Thanks John for coming on the show to share your wisdom and expertise on wealth management and private markets.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Show Notes00:00 Introduction and Message from our Sponsor, Ultimus Fund Solutions01:54 Welcome to Alt Goes Mainstream02:06 Introducing John McArthur03:51 John's Journey into Wealth Management04:23 The Role of Sports in John's Career05:47 Lessons from Big Wealth Management Firms06:21 Krilogy's Growth and Strategy07:25 Challenges and Opportunities in Wealth Management07:36 Private Markets and Customization08:04 Growth Strategies and Quality Control09:29 Client Service and Organic Growth11:26 Differentiating Wealth Management Offerings12:23 Importance of Private Markets13:14 Creating Customized Solutions14:53 Educating Advisors on Private Markets15:54 Volatility and Market Changes17:04 Private Markets in a New Economic Environment17:24 Building a Diverse Private Fund19:50 Client Understanding of Private Markets20:25 Educating Advisors and Clients22:15 Behavioral Bias in Investing23:42 Long-Term Investing Mindset24:08 Compounding and Diversification24:41 Challenges in Advisor Education25:46 Effective Education Strategies27:01 The Role of Storytelling in Education27:22 Future of Education in Wealth Management27:35 Sourcing and Access in Private Markets28:46 Networking and Building Trust29:26 Customization and Differentiation in Wealth Management30:34 Combining Big Brands and Niche Funds31:47 The Importance of Being in the Game32:13 Advice for Wealth Managers32:24 Evergreen Fund Structures33:16 Navigating the Evergreen Environment34:29 Portfolio Construction in Private Markets35:25 Operational Benefits of Evergreen Funds36:05 Model Portfolios in Wealth Management36:53 Favorite and Contrarian Investment Ideas38:49 Real Estate Market Opportunities39:09 Large vs. Niche Real Estate Managers39:52 Conclusion and Final ThoughtsDisclosure from KrilogyInvestments involve risk and unless otherwise stated, are not guaranteed. Past performance is not a guarantee of future results. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed herein.Editing and post-production work for this episode was provided by The Podcast Consultant.

Tried a fad diet and a get-rich scheme, but failed to do both? Let's talk about what actually works.Ankush Datar, the author of The Health and Wealth Paradox, breaks down the complexities of health and financial planning by getting back to the core principles. His unique approach explains how managing your health and wealth isn't so different after all. In this episode, Tara Khandelwal and Ankush explore how first principles thinking, mental barriers, and everyday habits shape our ability to stay consistent and make smarter decisions in both areas.If you've ever felt overwhelmed with the amount of information available about managing your health and wealth, this conversation offers fresh insights and practical tips to simplify the process. Ankush's approach will help you understand that it's just not that complicated once you've gotten your basics set. Books, shows, and films mentioned in this episode:Ankush's favourite authors: Morgan Housel & James ClearDopamine Nation by Anna LembkeStop Reading the News by Rolf DobelliThe Art of Thinking Clearly by Rolf DobelliSame as Ever by Morgan HouselDollars and Sense by Dr. Dan ArielyThe Psychology of Money by Morgan HouselOutlive by Bill Gifford and Peter AttiaAtomic Habits by James Clear‘Books and Beyond with Bound' is the podcast where Tara Khandelwal and Michelle D'costa uncover how their books reflect the realities of our lives and society today. Find out what drives India's finest authors: from personal experiences to jugaad research methods, insecurities to publishing journeys. Created by Bound, a storytelling company that helps you grow through stories. Follow us @boundindia on all social media platforms.

Your most played moment of 2025: Compounding interest is your secret weapon to long-term wealth—if you know how to use it. In this episode, we sit down with Luke Kemeys from Keep the Change⁠ to unpack the power of compounding returns, when to invest versus pay down debt, the psychology behind delayed gratification, and how consistent action—financial or otherwise—can lead to exponential outcomes over time.Watch the full episode hereLearn more about Luke here:⁠⁠Keep The Change⁠⁠⁠⁠Next Advisory⁠Next Steps: Ready to invest smarter and build a financial plan that actually works? Connect with the team at Lighthouse Financial to ⁠get started here⁠For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

In this week's episode, we delve into the big economic news shaping our world and portfolios. We provide updates on the job market, modest gross domestic product (GDP) growth, the Personal Consumption Expenditures price index and an uptick in inflation, new tax policies and the National Deficit, and what the Federal Reserve might be thinking for the rest of this year and beyond (notably, the long-lasting implications of the potential loss of safe haven status in U.S. Treasury bonds). Speakers:Brian Pietrangelo, Managing Director of Investment StrategyGeorge Mateyo, Chief Investment OfficerRajeev Sharma, Managing Director of Fixed IncomeSean Poe, Director of Multi-Strategy Research 01:50 – Weekly unemployment claims were 240,000, an increase of 14,000 from the previous week's claims 02:22 – The second estimate for first quarter of 2025 GDP came in at -0.2%, a minor improvement from the advance estimate of -0.3%. Contributing factors were reduced consumer spending offset by investment increases. 02:55 – In inflation news, the Personal Consumption Expenditures price index (Core PCE) came in at a 2.5% increase year-over-year; this was the second month of slower results but still above the Fed's goal of 2.0%. Goods inflation continues to be deflationary, while Services inflation remains higher than desired. 05:19 – The trade war is not over as talks continue to evolve in unpredictable ways, exacerbating some of the swing we've seen in market behavior. Legal challenges to the imposition of President Trump's tariffs further complicate global trade deals, suggesting that a measured and diversified approach to portfolio management is a sound course of action. 08:00 – The U.S. annual deficit sits at $1.9 trillion. Proposed tax cuts from the House of Representative would add as much as $2.6 trillion in borrowing, making a potential recession more challenging to manage. This, in addition to the recent downgrades of the U.S. Sovereign debt, may have negative effects on U.S. Treasuries. 09:38 – Minutes from the Fed's May Federal Open Market Committee (FOMC) meeting were released this week. Compounding uncertainties have immobilized the Fed from making clear decisions on monetary policy. Two rate cuts are expected for the remainder of 2025, with the first cut potentially at the September FOMC meeting. 12:00 – The 10-year Treasury bond note yield is below 4.5%, which is well below this year's previous peak, though the bond market is still less volatile than equities in times of economic and earnings uncertainty. Long-term investors are seeking to lock in yields of 5% or more and are considering padding their portfolios with high-quality corporate credit to mitigate future economic fluctuations. 14:40 – A primer on private equity: What it is, and what it looks like today. How might it fit into your investment strategy? We also provide an explanation of private equity secondaries investments and how they can be used. 17:09 – The private equity secondary market is projected to experience a 20%-25% increase in the market from 2024 and would then account for about a third of all private equity transaction value. Newsworthy recent examples of Harvard University and Yale University selling a portion of their private equity holdings to secondaries funds to free up liquidity in anticipation of an increased tax burden and future legal challenges. Additional ResourcesJoin us on June 11 for our Midyear Investment UpdateKey Questions | Key Private Bank Subscribe to our Key Wealth Insights newsletterWeekly Investment Brief Follow us on LinkedIn

Our teacher today is Katie Koch. Katie is the President and CEO of the TCW Group, a storied firm with over 200 billion in assets under management and a fascinating 50-year legacy as a pioneer in the investment industry. Katie just took the TCW reins in 2023 after more than 20 years at Goldman Sachs. She joined Goldman right after college as the self-proclaimed least capable person in the firm and rose to become chief investment officer of their 300-billion-dollar public equity business.  Please enjoy our class with the wonderful force multiplier, Katie Koch. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Art of Investing, visit joincolossus.com/episodes.  Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @ArtofInvest | @Buhrman_Rick  | @PaulBuser | @JoinColossus Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Art of Investing (00:02:38) First Question - ‘What Choice Would You Make If You Knew You Would Not Fail?' (00:05:00) Katie's Childhood and Lessons from Parents (00:13:24) Her Experience at the University of Notre Dame (00:24:15) Katie's 20-Year Career at Goldman Sachs (00:36:16) The Importance of Mentorship and Sponsorship (00:41:18) Building Meaningful Relationships for Career Growth (00:43:24) The Transition from Goldman to TCW (00:48:15) The Importance of Humility and Collaboration in Leadership (01:01:35) The Significance of Diversity in Investment Firms (01:07:30) The Role of a CEO and Building a Successful Team (01:10:42) Transitioning from Investor to Operational Leadership (01:12:06) Differentiating an Investment Organization (01:15:59) Balancing Family and Career

This week's blogpost - https://bahnsen.co/43FUXf8 The Power of Compounding Growth: Basics, Beliefs, and Strategies In this episode of the Thoughts on Money Podcast (TOM), host Trevor Cummings and guest Blaine Carver discuss the importance and impact of compounding growth. Trevor shares insights from his recent article titled 'Compounding Growth,' inspired by real-life client interactions and the common disbelief about the power of compounding. They elaborate on the concept through various examples and parables, including the famous rice and chessboard story and the 'Would You Rather' riddle. The episode also emphasizes the relevance of compounding in different stages of an investor's life—whether they are accumulators, de accumulators, or new investors. The duo offers valuable advice on saving early and often, understanding the exponential growth curve, and ensuring long-term financial health through strategic planning. They conclude by encouraging young and new investors to experience the wonders of compounding firsthand, stressing the significance of patience and intentionality in financial planning. 00:00 Introduction to the Podcast 00:31 Understanding Compounding Growth 02:40 The Power of Compounding: Parables and Examples 06:04 The Importance of Early Contributions 08:00 Compounding in Real Life: Warren Buffett and Beyond 10:56 Strategies for Young Investors 17:47 The Impact of Compounding on Debt 18:50 The Misconception of Retirement as a Finish Line 19:25 The Importance of Compounding for Decumulators 20:57 Expense-Based Planning for Risk Mitigation 22:08 Balancing Risk and Growth in Retirement 26:39 The Power of Compounding for New Investors 28:38 Compounding Knowledge and Wisdom 35:44 Final Thoughts and Listener Engagement Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

Check the episode transcript hereABOUT ADAM BERGMAN Adam Bergman is an author, former tax and ERISA attorney, and the founder of IRA Financial - an industry leader in self-directed retirement solutions. Through Adam's leadership, IRA Financial has helped over 25,000 clients take control over their retirement and invest over $4.6 billion of retirement funds into alternative assets. Adam has authored 9 books on self-directed retirement plans, and is a leading voice in the self-directed retirement industry.    Prior to starting IRA Financial, Mr. Bergman was a tax and ERISA attorney at White & Case LLP, Dewey LeBoeuf LLP, and Thelen LLP, three of the most prominent corporate law firms in the world. He received his B.A. (with distinction) from McGill University and his law degree (cum laude) from Syracuse University College of Law. He then went on to receive his Masters of Taxation (LL.M.) from New York University School of Law. He is a member of the Tax Division of the American Bar Association and New York State Bar Association.  THIS TOPIC IN A NUTSHELL: Adam's career and transition to retirement advisoryWhat Is a Self-Directed IRA?Tax Benefits of Self-Directed IRAsSolo 401(k)s for Business OwnersIRA Financial's Client ExperienceCommon Use Cases for Real Estate InvestorsFreedom of Investment ChoiceSolo 401(k) vs IRA: Key DifferencesThe Power of Compounding & Roth AccountsConnect with Adam  KEY QUOTE:  "The goal isn't just to get rich. It's to get rich tax-free."  ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.   #RealEstateInvesting #SelfDirectedIRA #Solo401k #TaxFreeInvesting #AlternativeAssets #RetirementPlanning #WealthBuilding #IRAInvesting #FinancialFreedom #PassiveIncome #InvestWithIRA #DiversifyYourPortfolio #CheckbookControl #RothIRA #PreTaxIRA #TaxDeferredGrowth #HardAssets #TangibleAssets #SelfDirected401k #RealEstateIRA #PrivateInvestments #RealAssets #IRACompliance #InvestmentFreedom #RetirementWealth #AssetControl #SmartInvesting #WealthStrategy #RecessionResistant #LongTermWealth CONNECT WITH ADAM:Website: https://www.irafinancial.comYouTube: IRA FinancialLinkedIn: https://www.linkedin.com/in/adambergman1  CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/   For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties     Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Tiktok| @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

In this episode of the Root Cause Medicine Podcast, Dr. Carrie Jones sits down with seasoned compounding pharmacist Sara Hover, RPh, to demystify the world of personalized medications. They dig into how compounding pharmacies offer tailored solutions for hormone therapy, acne, hair loss, weight loss, and more—and why this approach can be life-changing for patients who've hit dead ends with conventional medicine. Sarah shares eye-opening stories, from hormone creams and sublingual weight loss medications to pediatric popsicles and custom thyroid solutions, showing just how flexible and powerful compounding can be. What You'll Learn: - What compounding pharmacies actually do—and why it matters - Why the finished compounded meds aren't FDA-approved (and why that's okay) - How bioidentical hormone therapy transforms women's health - Solutions for allergies to common fillers like red dye or peanut oil - Fun and effective delivery forms: lozenges, topical creams, even popsicles - Hair loss, acne, eczema, and anti-aging compounding options - The surprising science behind sublingual GLP-1s for weight loss - How to find (or help your doctor become) a compound-friendly provider Sara Hover, RPh is a compounding pharmacist with 30 years of experience and a specialty in hormone replacement therapy. She serves as a lead educator at PCCA, where she trains pharmacists and providers on the latest in compounding innovations. Sarah is passionate about personalized, patient-centered care—and believes no one should be told they're "crazy" when a tailored medication might be the real solution. Order tests through Rupa Health, the BEST place to order functional medicine lab tests from 30+ labs - https://www.rupahealth.com/reference-guide

Follow along with our chosen scripture: 1 Samuel 18:14–17, 28–29; 24:1–8, 10, 12 Failure is not fatal. But don't make your mess messier. Do the right thing. In this thought-provoking episode, we dive deep into the concept of compounding failures and the choices we make when faced with a mess. Using a powerful story from the Old Testament about David and Saul, we explore how our responses to difficult situations can shape our lives and the narratives we tell. Join us as we discuss: - The importance of recognizing when we are tempted to make a mess messier. - David's journey from shepherd boy to anointed king and the challenges he faced along the way. - The critical moment when David had the chance to take revenge on Saul and how he chose virtue over vengeance. - The significance of trusting God with the outcomes of our decisions, even when the options seem dire. Whether you're dealing with personal struggles, financial issues, or relational conflicts, this episode offers valuable insights on how to navigate life's messes with integrity and faith. Tune in to discover how your response can change the trajectory of your life and inspire others along the way! --------------------------------------------------------------------------------------- We are an alternative to church as usual. Our Sunday worship service is approximately a 75-minute experience designed to introduce people to the message of Jesus and equip believers to live their lives in response to the Gospel while their kids enjoy one of our safe children's environments. Centerpoint is designed to meet you wherever you are on the journey whether you are just checking out the "church thing" or you are a committed Christ follower. Centerpoint is a casual environment that combines today's music with creative media and relevant teaching. We hope you will visit us at Centerpoint Church regardless of what your past church experience has looked like.

In this episode of Confessions of a B2B Entrepreneur, host Tom Hunt chats with the legendary Rob Walling. A true veteran of the SaaS bootstrapping world, Rob shares insights from his two decades in the game, from building and selling Drip, starting the influential MicroConf community and the TinySeed accelerator, to hosting the 'Startup for the Rest of Us' podcast. They discuss the power of compounding effort, the crucial lesson of following market feedback, iterating your approach based on what the market wants, and the journey of building multiple successful ventures without relying on traditional VC. Rob reflects on the lessons learned over twenty years, offering invaluable perspective for any entrepreneur looking to build sustainable, long-term growth.

In this episode, Don and Tom rewind to the not-so-golden era of Wall Street paperwork, bringing a modern perspective to old-school investing habits. They tackle listener questions around dividend investing, the allure of individual stocks, and whether the 'buy and hold forever' mindset still holds up in the era of ETFs. Along the way, they dismantle outdated advice, give historical context to stock certificate culture, and steer listeners back toward diversified, evidence-based strategies. A little nostalgia, a lot of myth-busting. 0:00 — Opening thoughts on old-school investing1:30 — Why dividend stocks still captivate investors (and why they shouldn't)3:45 — Caller wants to hand-pick dividend stocks for income—Don's got a better plan6:12 — The problem with nostalgia-driven portfolios7:55 — What a pile of stock certificates used to represent—and what it doesn't anymore9:40 — Why ETFs offer smarter, cheaper, saner exposure to dividends12:18 — Tom reflects on the emotional appeal of owning "pieces of companies"14:02 — Another caller asks: Should I dump my dividend ETF for higher-yield stocks?15:40 — Compounding, risk, and the illusion of control17:00 — Why chasing yield can lead to capital destruction19:15 — Final thoughts: Don't mistake familiar for safe, or paper for value Learn more about your ad choices. Visit megaphone.fm/adchoices

Compounding is a powerful phenomenon, but it's staggering how much so for young people. In today's episode, host Travis Shelton shares some insights from a recent talk he gave to young adults. In short, young adults have a particularly massive opportunity to embrace the power of compounding. All it requires is the willingness to start…..and a ton of patience.Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://travisshelton.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gB07Ef Podcast Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/370457478238932⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Travis's Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travis_shelton_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Travis's Facebook: https://www.facebook.com/travissheltonco/YouTube:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCasnj17-bOl_CZ0Cb9czmyQTikTok: https://www.tiktok.com/@meaning_over_money

In this episode, Dave welcomes back experienced investor and syndicator Irwin Boris to explore a hot trend in today's real estate market—cash flow-first investing. Irwin breaks down how small-bay industrial buildings can provide solid, predictable income and why this overlooked asset class is gaining serious traction. Irwin shares how investor priorities have shifted from speculative value-add plays to steady, reliable returns. He dives into the mechanics of triple net leases, the benefits of tenant stability, and how compounding rent increases can significantly boost long-term returns. If you're an investor looking for sustainability and simplicity over hype, this episode is packed with insights you'll want to hear. What You'll Learn: What “shallow bay” industrial properties are and why they're becoming so popular The power of compounding cash flow and long-term holds Why many investors are pivoting away from apartments and offices The triple net lease advantage for reducing landlord expenses How market stability and investor sentiment have changed post-election   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/  

More than two years after the pandemic-era Medicaid continuous enrollment provision ended, millions of eligible patients are without coverage, creating a crisis for hospitals and healthcare systems that rely on Medicaid reimbursement dollars. Adding to the strain on providers, Medicare physician payments have been cut for the fifth consecutive year. Compounding these challenges, the number of patients presenting as self-pay or on high-deductible health plans (HDHP) continues to grow. Uninsured, self-pay, and high-deductible patients take longer to pay — if they pay — and have a higher risk of write-off. What can providers do to protect their financial health? Listen to the podcast to hear RCM optimization experts discuss five proven tips for improving revenue capture, even in the most challenging of times. Providers will learn how to optimize reimbursement, reduce administrative burden, and improve the patient's financial experience. This episode is sponsored by ZOLL.

Jill Bialosky's new book, "The End is the Beginning," is a moving elegy, starting with her mother's end and the physical/cognitive decline that led her to a care home.Compounding her challenges of raising four daughters without a livelihood or partner, Iris's life coincided with an age of unstoppable social change and reinvention, when the roles of wife and mother she was raised to inhabit ceased to be the guarantors of stability and happiness.

Summary In this conversation, Sam from Financial Samurai shares insights on wealth building, investment strategies, and the importance of intentional spending. He has a net worth over $10 million. He discusses his journey from a finance career to becoming a successful author and investor, emphasizing the significance of real estate and public equities in his portfolio. Sam also reflects on the mindset shift towards spending and investing in education for his children, culminating in the release of his new book, 'Millionaire Milestones.' Sam shares his insights on building wealth, the importance of compounding, and the milestones necessary for achieving financial independence. He discusses the structure of his book, 'Millionaire Milestones', and emphasizes the significance of saving and investing strategically. Sam also reflects on his personal experiences, aspirations for family travel, and the lessons learned from childhood that shape his financial philosophy. He encourages listeners to be intentional with their finances and to seek knowledge from those who have succeeded before them. Takeaways *Sam's new book focuses on building wealth for freedom. *His net worth grew from $3 million to over $8.5 million. *Diversification in investments is key to financial stability. *Maxing out 401k and Roth IRA is essential for retirement. *Taxable brokerage accounts should be prioritized for flexibility. *Real estate provides stability and utility compared to stocks. *Intentional spending became a focus after age 45. *Investing in education is a valuable long-term investment. *The importance of adapting investment strategies over time. *Sam's journey reflects the balance between saving and enjoying life. The experience of 30 years in finance is invaluable. *It's important to read and learn from others' experiences. *Investment milestones are crucial for financial growth. *Compounding interest significantly increases wealth over time. *Financial independence allows for freedom of expression and action. *Intentional living and travel can enrich family experiences. *Spending should be intentional and meaningful. *Childhood lessons shape financial perspectives. *The journey to wealth requires consistent effort and strategy. *Engaging with mentors can accelerate financial learning. Sponsored by: Indeed Indeed.com/unveiled Shopify Shopify.com/unveiled  

Christian Mayer, with an institutional trading background, transitioned from equities to forex, focusing on fixed sized mean-reversion strategies with fundamental correlations where structural edge is statistically likely. His initial losses led him to a research and systematic-driven approach, and back testing. He trades with fixed position sizes, wide stop losses, and avoids compounding to minimize exposure to fat-tail risks and black swan events. Emotionally disciplined yet honest about the psychological strain of prolonged drawdowns, Christian blends rigorous quantitative methods with thoughtful strategy design. With a successful track record, including a second-place finish in one of the World Cup Trading Championships in the Forex category, he also created GlobalFXanalytics.com to respond to the demands of traders wanting to understand more about his forex strategy and view his strategy's performance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lower income consumers are already struggling, and the end of the de minimis exemption will make things even harder for them. (00:21) David Meier and Dylan Lewis discuss: - Domino's earnings sending the same warning signals as Chipotle – lower income eaters aren't ordering as often.. - Temu and Shein pushing tariff increases to American consumers over the weekend. - Old Dominion Freight Lines and Saia signaling fewer goods are coming into the U.S. (15:53) Motley Fool Analyst Anthony Schiavone and Ricky Mulvey take a look at homebuilders and the four major economic forces hitting those stocks. . Companies discussed: DPZ, CMG, PDD, SAIA, ODFL, DHI, DFH. Host: Dylan Lewis Guests: David Meier Producer: Ricky Mulvey Engineers: Dan Boyd, Rick Engdahl Learn more about your ad choices. Visit megaphone.fm/adchoices

Is buying a house the biggest financial mistake you could make right now, and will the next Great Depression hit even harder? Morgan Housel reveals the real story.  Morgan Housel, partner at Collaborative Fund and bestselling author of ‘The Psychology of Money' and ‘Same As Ever', is one of the world's top experts on financial psychology, economic collapse warnings, and building true financial freedom. His life-changing insights have transformed how millions approach money, investing, and wealth-building. In this conversation, Morgan and Steven discuss topics such as, how America's economy could be quietly collapsing, how devastating tariffs may trigger another Great Depression, why robots are replacing the middle class, and the hidden $30 trillion debt threatening the future of the US. 00:00 Intro02:10 Timeless Lessons of Greed, Wealth, and Happiness04:51 The Current Tariff Situation in 202507:05 What Are Tariffs?11:51 Trump's True Reason for the Tariffs18:24 Why Is China the Factory of the World?20:35 China Stopped Being a Cheap Labour Country23:04 What's the Impact of the Tariffs?25:07 America's Trust26:42 Are We Heading for a Recession?29:30 The Importance of Backups During a Recession30:48 How to Be Financially Free in 202535:59 The Evolutionary Desire to Show Off — Status40:42 Salary Differences43:09 We Have a Distorted View of Financial Wealth44:28 Advice for the Economic Crisis45:55 How Much Money Do You Need Saved?46:56 The Impact of AI in Our Wealth Building56:22 The Skills You'll Need in the AI Era57:56 How to Have a Money Mindset01:00:56 Why People Get Stuck in Crypto Scams01:03:34 Women vs. Men: Who's Better at Saving and Taking Risks?01:06:15 Crypto01:07:23 What History Tells Us About New Technologies, Wealth, and Failure01:08:51 Could the Crypto Security System Be Broken?01:10:21 The Strategies Wealthy People Use01:11:55 Intelligence vs. Endurance01:13:28 Why Is Perseverance Key?01:15:12 The Best Way to Have a Big Investment Return01:17:01 The Power of Compounding in Your Savings01:22:06 How Money and Psychology Are Linked01:27:03 You Need to Change Your View on Savings01:31:10 Biggest Regrets of People on Their Deathbeds01:37:20 The Most Asked Questions About Finances01:41:17 Where Are Your Investments Allocated?01:42:03 Vanguard Index Fund01:49:54 Where to Invest Spare Cash?01:56:24 The Dangers of Retiring02:03:31 How to Live a Happy Life You can follow Morgan, here: Twitter - https://bit.ly/3RzBBSc  Website - https://bit.ly/42LM4PD  Instagram - https://bit.ly/449vnQp    You can pre-order Morgan's books, The Art of Spending Money: Simple Choices for a Richer Life, here: https://amzn.to/3GmHRu4 (US) / https://amzn.to/3EEy5mE (UK) You can find out more about the books mentioned, here: ‘The Intelligent Investor', Benjamin Graham: https://amzn.to/4iwqHHW  Watch the episodes on Youtube - https://g2ul0.app.link/DOACEpisodes  My new book! 'The 33 Laws Of Business & Life' is out now - https://g2ul0.app.link/DOACBook  You can purchase the The Diary Of A CEO Conversation Cards: Second Edition, here: https://g2ul0.app.link/f31dsUttKKb  Sign up to receive email updates about Diary Of A CEO here: https://bit.ly/diary-of-a-ceo-yt  Ready to think like a CEO? Gain access to the 100 CEOs newsletter here: https://bit.ly/100-ceos-newsletter  Follow me:https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Get your hands on the Diary Of A CEO Conversation Cards here: https://bit.ly/conversationcards-mpPerfect Ted - https://www.perfectted.com with code DIARY40 for 40% off Learn more about your ad choices. Visit megaphone.fm/adchoices

We now of the body cam footage from Los Angeles Police officers who shot and injured the wife of the bassist for the rock band Weezer Scott Shriner. Author Jillian Lauren can be seen emerging from the house barefoot holding a gun. She appeared to be not fully with it as she wandered around the backyard before the near fatal shooting. Compounding the problem, the police fail to identify themselves for over a minute as they are concealed behind a 5 foot high fence. I'll reveal what could have been done on behalf of both the police and homeowner to avoid the shooting. Plus, Democrat ridiculousness once again on full display, Sen. Cory "Spartacus" Booker (D) once again holding court. This time on the steps of the Capitol. It's Just one example of the Democrats lack understanding when it comes to America's need for real solutions not dopey songs. Go to http://freegoldguide.com/grant or call 800 458 7356 for your free Colonial Metals Group retirement protection kit – created specifically for our listeners where you can get up to $7500 in free Silver. www.EnergizedHealth.com/Grant www.PatriotMobile.com/Grantwww.Get20Now.comTWC.Health/Grant Use "Grant" for 10% Off See omnystudio.com/listener for privacy information.

Today's guest is Carl Kawaja, a Portfolio Manager with Capital Group for over three decades. In today's episode, Carl shares insights into his investment philosophy, early experiences, and the current market landscape. He discusses the transformative impact of AI on semiconductor demand, the challenges posed by tariffs and supply chain dynamics, and the evolving landscape of sports gambling. Carl also reflects on the enduring value of certain companies, particularly in the context of evolving market conditions. (0:00) Starts (1:46) Intro (8:04) Compounding investments (13:47) Global investment insights (21:35) Market sentiment and trade policy discussions (28:01) Emerging markets (32:11) Tech, AI, and healthcare (37:34) Sports gaming industry (51:42) Biotech and healthcare investment opportunities (57:00) Carl's most memorable investment ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Sponsor: YCharts enables financial advisors to make smarter investment decisions and better communicate with clients. Get 20% off your initial YCharts Professional subscription when you start your free trial. Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices