Podcasts about Refer

If you're exhausted by creating a brand-new presentation every time you're invited to speak, I get it. You want the talk to fit the audience. But customizing your message is very different from reinventing it.In this episode, I'm joined by our coaches Diane Diaz and Erin Mark to talk about how we each use one foundational signature talk across different audiences, industries, and formats.Erin shares how she adapts her CALM framework for everything from a six-minute-and-40-second PechaKucha talk to a 60-minute keynote. Diane explains what to keep, what to change, and why your stories should be the last thing you cut when time is tight.In this episode, we talk about:Why customizing a signature talk is different from creating a new talk from scratchThe core elements that should stay consistent across speaking engagementsHow Erin adapts her CALM framework for different industries and talk lengthsHow Diane changes stories and audience engagement without losing her central messageWhy listing 10, 15, or 20 speaking topics can make you harder to remember and referHow our Brand Voice Canvas connects your mission, expertise, methodology, and experiencesWhat Erin did when she was assigned a topic outside her expertiseHow to expand a keynote into a workshop without turning it into a content dumpHow your signature talk can become podcast talking points, website copy, and months of LinkedIn contentAbout Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/486/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Learn about our Orlando speaking retreat: https://www.speakingyourbrand.com/live/ Connect on LinkedIn:Carol Cox = https://www.linkedin.com/in/carolcoxDiane Diaz = https://www.linkedin.com/in/dianediaz/ Erin Mark = https://www.linkedin.com/in/erinmark/ Related Podcast Episodes:Episode 288: A Framework for Creating a Signature Talk for Income and ImpactEpisode 462: Speaking Strategies That Create Lasting Impact: Live Signature Talks from TLA Grads with Erin MarkEpisode 475: From Personal Story to Thought Leadership: A Framework for Speakers with Erin MarkEpisode 483: How an I.D.E.A., Not a Topic, Makes You Easier to Refer, Pitch, and Book with Carol Cox

PREDESTINATION Part 6: NEW TESTAMENT PASSAGES THAT REFER TO PREDESTINATION AND WHAT KIND OF PREDESTINATION THEY ARE ACTUALLY ADDRESSING – Part 3Send us Fan MailSupport the showThank you for listening to our podcast!If you have any questions, subjects you would like to hear discussed, or feedback of any kind, you can contact us at:greengac@yahoo.com or through the links below, where you can find additional information about our work as well as other materials: Green Gospel Assembly Church – The Church that is Different    (church website)

PREDESTINATION Part 5: NEW TESTAMENT PASSAGES THAT REFER TO PREDESTINATION AND WHAT KIND OF PREDESTINATION THEY ARE ACTUALLY ADDRESSING – Part 2Send us Fan MailSupport the showThank you for listening to our podcast!If you have any questions, subjects you would like to hear discussed, or feedback of any kind, you can contact us at:greengac@yahoo.com or through the links below, where you can find additional information about our work as well as other materials: Green Gospel Assembly Church – The Church that is Different    (church website)

What if the most important sales moments connected to your speaking engagement happen before you step on stage and in the first few minutes after you step off?My guest, sales strategist Nikki Rausch, has been my go-to coach for sales language, proposals, pricing, consultation calls, and follow-up for years. In this conversation, we walk through the entire speaking engagement from the first inquiry to the conversations that happen after your talk. Nikki explains how to make yourself easy for an event organizer to hire, plant sales seeds without turning your presentation into a pitch, and recognize when an audience member is giving you a buying signal.We also chat about why your job as the speaker begins long before your scheduled presentation time. In this episode, Nikki and I talk about:Why you should answer an event organizer's question before asking for a callHow to state your speaker fee clearly and keep the conversation openNikki's “rapport bank account” and why your presence matters before you reach the stageThe difference between planting sales seeds and selling from the stageHow to use client stories and Q&A responses to show people how you helpWhat a buying signal sounds like after a presentationHow to invite someone to buy or schedule a call while her interest is still highAbout Our Guest: Nikki Rausch is a sales strategist, speaker, and founder of Sales Maven. With more than 25 years of sales experience and over a decade as a business owner, she teaches service-based entrepreneurs how to have confident sales conversations that lead to yeses, without feeling pushy or fake. As a Master Certified Practitioner of Neuro-Linguistic Programming (NLP), Nikki focuses on the language and communication behind selling. Her approach is rooted in building rapport, recognizing buying signals, and guiding conversations in a way that feels natural for both you and the client. She is the author of three books, including The Selling Staircase, and host of the Sales Maven Podcast, ranked in the top 1% globally. Through her coaching, programs, and speaking, Nikki supports women entrepreneurs in turning sales into a skill they can rely on, so they can grow their business with clarity and confidence.About Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/485/ Nikki's website: https://yoursalesmaven.com/ Get Nikki's free gift Follow-Up Made Easy Guide: https://yoursalesmaven.com/easyfollowup Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Learn about our Orlando speaking retreat: https://www.speakingyourbrand.com/live/ Connect on LinkedIn:Carol Cox = https://www.linkedin.com/in/carolcoxNikki Rausch (guest) = https://www.linkedin.com/in/nikkirausch/ Related Podcast Episodes:Carol's episode on Nikki's Sales Maven podcast: https://yoursalesmaven.com/blog/integrating-both-thought-leadership-and-lead-generation-into-one-talk/Episode 133: Authentic Selling at Your Speaking Engagements with Nikki RauschEpisode 34: Relationship Selling with Nikki RauschEpisode 483: How an I.D.E.A., Not a Topic, Makes You Easier to Refer, Pitch, and Book with Carol Cox

Alô, alô! Cadê a anta que tava aqui? A anta brasileira  (Tapirus terrestris) é o maior mamífero terrestre que temos na América do Sul. Os indivíduos adultos podem chegar a 300 kg. Conhecida como jardineira da floresta, a anta tem o importante papel ecológico de dispersar sementes por onde anda, ou seja: é uma espécie que planta a floresta e ajuda a manter a diversidade das nossas matas. Apesar do nome, a ‘anta brasileira', não é exclusiva do Brasil. Ela ocorre em 11 países sul americanos, entre eles a Argentina, Bolívia, Equador, Paraguai, Peru, entre outros. Em contexto global, a anta é uma espécie considerada vulnerável à extinção e suas populações estão diminuindo devido principalmente à perda de habitat, à caça ilegal, às colisões com veículos (atropelamentos em rodovias) e à contaminação por agrotóxicos. Nesse episódio Amanda Guedes e Lucas Andrade falam sobre os bastidores da conservação de antas no Brasil com a Patrícia Médici, que é pesquisadora e grande especialista em antas, que há 30 anos lidera um projeto de conservação dedicado a entender mais sobre as gigantes jardineiras da floresta e salvar a espécie da extinção. O foco da nossa conversa é entender como que a conservação acontece na prática, tendo como exemplos as expedições realizadas pela Iniciativa Nacional de Conservação da Anta Brasileira, a INCAB, para descobrir o paradeiro das antas na Caatinga. Sorteio exclusivo para apoiadores:Bolsa Ecobag Anta bordada (da loja do IPE!) Assuntos Abordados: 00:00 – Bastidores da conservação da anta.02:04 – O surgimento do Instituto de Pesquisas Ecológicas (IPE).10:00 – Mobilização de equipe.12:16 – A pulga atrás da orelha: motivações.17:40 – Expedição em busca da anta na Caatinga.24:55 – Memórias: entrevistas no território.28:44 – SORTEIO DO ALÔ!29:55 – A primeira pegada!35:23 – Memórias quase perdidas.39:60 – Próximas viagens!45:42 – Colisões veiculares: ameaça nº1.50:24 – Anta sentinela: contaminadas por agroquímicos e metais.53:23 – Ameaça do fogo.55:34 – Como salvar as antas?62:53 – Disco de Ouro: recomendações culturais. Assine pelo Apoia.se Assine pelo Patreon ➡️ Siga o Alô nas Redes:Instagram | Facebook | TikTok | Youtube | Bluesky

Referências do EpisódioActive exploitation of CVE-2026–59310: 361 victim IPs across 47 countriesVMSA-2026-0006.1: VMware ESX, vCenter, Workstation, and Fusion updates address multiple vulnerabilities (CVE-2026-59309, CVE-2026-59310, CVE-2026-47876, CVE-2026-41703, CVE-2026-41709)Attackers Exploit VMware vCenter Vulnerability to Gain Persistent Remote AccessAdobe Patches Three CVSS 10.0 ColdFusion and Campaign Classic FlawsAbuse of alternative runtime environments Deno-tes defender headachesKimwolf v7: An Evolution of the Kimwolf BotnetCATAnA: On the Dangers of SIM-Originating AT CommandsArmored Likho expands its cyber-espionage toolkitRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

PREDESTINATION Part 4: NEW TESTAMENT PASSAGES THAT REFER TO PREDESTINATION AND WHAT KIND OF PREDESTINATION THEY ARE ACTUALLY ADDRESSING – Part 1 Send us Fan MailSupport the showThank you for listening to our podcast!If you have any questions, subjects you would like to hear discussed, or feedback of any kind, you can contact us at:greengac@yahoo.com or through the links below, where you can find additional information about our work as well as other materials: Green Gospel Assembly Church – The Church that is Different    (church website)

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Nordman Wall e Flávio Barbieri convidam Carolina Mendes para discutir o conceito e manejo da insuficiência hepática crônica agudizada, do inglês Acute-on-Chronic Liver Failure (ACLF), quadro clínico que vai além da cirrose hepática descompensada, somando disfunções orgânicas e maior mortalidade. Referências em breve.

Direto do Animal Science, o maior congresso de zootecnia do mundo, em Madison, o Fala Carlão Internacional conversa com José Eduardo Portela dos Santos, professor titular da Universidade da Flórida. Na entrevista, ele relembra a trajetória que começou em Tatuí, passou pela formação em Medicina Veterinária em Botucatu e seguiu por universidades nos Estados Unidos e na Austrália. Ao longo da carreira, construiu uma atuação voltada principalmente à saúde, nutrição e reprodução de bovinos leiteiros. José Eduardo também analisa os desafios atuais da produção animal, como pressão ambiental, aceitação pública e barreiras de mercado, além de destacar a força dos pesquisadores brasileiros no exterior e a importância de manter a ciência conectada às necessidades reais do campo.

When you hear “executive presence,” do you picture someone walking into a boardroom looking polished, confident, and completely certain of what to say?My guest, Mary E. Maloney, sees it differently. Executive presence matters most when you're in the middle of a high-stakes identity shift, such as after a promotion, a career change, the sale of a business, a retirement, or an unexpected ending. Mary calls that in-between space the Keystone Gap: your old identity no longer fits, but the new one hasn't fully locked into place.In this conversation, Mary explains why the real issue in that gap usually isn't a lack of confidence. It's a lack of clarity. Mary shares her Five C's of Identity Shift, the year she struggled to explain who she was without her CEO title, and the boss who pushed her onto a stage before she believed she was ready.In this episode, Mary and I talk about:What executive presence means during a high-stakes transitionWhy identity is the hidden architecture beneath career and leadership changesThe Keystone Gap between releasing an old identity and building a new oneWhy rushing through an identity shift can make the transition harderMary's Five C's of Identity ShiftThe difference between needing more confidence and needing more clarityHow purpose, impact, and your standards for showing up strengthen executive presenceWhat Mary learned after selling her company and taking a year awayHow a reluctant first speech changed the trajectory of her careerWhy authentic stories and knowing your audience matter on stageAbout Our Guest: Mary E. Maloney, FACHE, is a former CEO/CMO turned Master Facilitator who guides senior leaders through high-stakes transitions, helping them clarify and articulate the identity, purpose, and value that will define their next act. Through her signature two-call Brand Declaration® process, she helps leaders sift through decades of experience to name the recurring themes of their value in minutes rather than months. She works with C-suite executives, physician leaders, military officers, founders, and board-level talent through online courses, mastermind cohorts, and 1:1 inplacement/outplacement executive advisory work, and facilitates leadership and strategy retreats for enterprise teams navigating complex change.About Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/484/ Mary's website: https://revealinggenius.com/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Connect on LinkedIn:Carol Cox = https://www.linkedin.com/in/carolcoxMary E. Maloney (guest) = https://www.linkedin.com/in/maryemaloney123/ Related Podcast Episodes:Episode 483: How an I.D.E.A., Not a Topic, Makes You Easier to Refer, Pitch, and BookEpisode 288: A Framework for Creating a Signature Talk for Income and ImpactSpeak with Confidence series

Analysts are raising corporate earnings forecasts even as long-term government bond yields move higher. These aren't contradictory signals. Devan Nathwani, Portfolio Strategist at the BlackRock Investment Institute, explains why we think they're telling the same story.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0826-5823726-EXP0827

Nesse episódio do Tempestade de Ideias eu falo sobre como consumir mais do que criar, viver refém do algoritmo e terceirizar o pensamento criativo pra IA estão minando sua capacidade de criar. E o que dá pra fazer pra voltar a pensar (e produzir) com as próprias mãos.★ você também me encontra por aqui:instagram → @juupiternewsletter do Fluxo Criativo → https://fluxocriativo.substack.com/mais infos → https://linktr.ee/juupiter_

CONTENT WARNING: topics of death and substance abuse are discussed, which may be upsetting to some listeners. Refer to the timestamps for the sections where these subjects appear. Welcome back to the Soul Rising Book Club! 

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: Feeling Behind, China's Growth, Best MBA programs and more.  Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Chapter Marks: 0:25 Welcome1:59 Gulf States Switching from USD to Yuan3:59 Iran War5:38 Oil at $1606:49 Sales Careers9:56 Feeling Behind13:23 Tariffs and US Debt17:34 Business Plan Forecasts19:04 Korea's Economy21:48 China's Growth27:09 Online Courses29:35 Socialism and Younger Generations32:05 Biggest Macro Risk32:42 Equity Analysts34:28 Investment Process37:05 AI and Jobs38:35 DAX Valuation39:45 Micron and SanDisk41:25 Finding Your Investing Edge43:10 Researching Investors45:55 Investor Checklist47:57 Relationship Focused Careers50:20 Hedge Funds in Africa51:13 Equity Research Careers53:05 Comparison and Success56:05 Master's in Finance59:42 Ideas vs Execution1:00:55 AI and Intelligence1:01:35 SaaS and AI1:04:16 US Dollar Reserve Currency1:04:54 Cash for Opportunities1:06:45 Favorite University Course1:07:15 Businesses Adapting to AI1:07:53 SpaceX and Tesla Merger1:08:35 Why Write a Business Plan First?1:12:55 BYD's Future1:16:04 GTA 61:17:36 China's Rise1:18:57 Learning Business in GTA 61:19:54 ACCA vs CFA1:20:36 Korea's Economy1:21:11 Using Your Background1:24:19 Dating Androids1:25:53 Ray Dalio1:27:18 College in 20301:29:02 Cuban Invasion1:29:59 Three Political Parties1:34:03 Creativity in Finance1:35:50 More Udemy Courses1:36:26 Keeping an Empty Mind1:40:11 AI Risks1:42:01 Law to Finance and MBA1:44:25 Humanities to Finance1:47:11 Credit Default Swap Hedge Funds1:49:42 My Background1:51:29 Options Course1:54:02 Best MBA ProgramsConnect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Welcome to the Grace in Focus podcast. Today, Bob Wilkin and David Renfro will answer a question about the word “day” in Genesis chapter one. Is this a literal twenty-four […]

Refer a friend to the Society and earn £50 in vouchers: UK: https://smws.io/wm8 EU: https://smws.io/gzj Join the Society for £100 a year and your first bottle, worth £70, is on us: UK: https://smws.io/3gu EU: https://smws.io/mp1 Explore the August Outturn: UK: https://smws.com/outturn EU: https://smws.eu/outturn Tune in to the August Outturn podcast as Calum and Duncan uncover some of the best gems being released this month. After sampling a dram produced from abnormally large stills, the pair discover the perfect introduction to peat and unveil the ultimate flight from our new Creators Collection, The Elgin Marvels - two icons from Speyside.

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Iaaaaaagoo Joooorge e Jonatas Zanoveli discutem um caso de anemia e disfunção renal apresentado pela convidada Bruna Kubrusly, residente de Clínica Médica do HCFMUSP. Referências em breve. 

That first travel assignment sounds like a dream on paper: a new city, a fresh start, and the freedom to explore while doing the work you love. Then you actually arrive, and reality sets in. Where do you park? Will your badge work? Will anyone even remember your name by day three? In this episode of Nursing Uncharted, Audrey Tate, Manager of Recruitment at AMN Healthcare, sits down with two AMN travel nurses, Ilana and Paige, who are still early in their journeys. They have an honest and unfiltered conversation about what really happens during those first assignment weeks. They cover the nervous first days, the surprising amount of prep work that happens before you even step foot on the unit, and the small habits that help a brand-new city start to feel like home. If you're considering your first contract or you're still finding your footing, this conversation offers the kind of practical advice you won't find anywhere else. Key Takeaways The first week is the hardest, and that's normal. Both nurses agree that stress peaks in the first 24 to 48 hours, then eases significantly once you learn the routine and meet your coworkers. Prep work happens long before day one. Credentialing, immunization records, license endorsements, and paperwork take real effort. Knowing this in advance helps you set realistic expectations. A supportive care team changes everything. Both nurses were surprised by how welcoming their facility staff were, which made adjusting to a new unit far smoother. Confidence in your core skills carries you through the unknowns. You already know how to nurse. The details, like charting systems or unit workflows, are what you're learning on the fly. Building a routine outside of work speeds up the adjustment. Whether it's finding a gym, a coffee shop, or a faith community, recreating small pieces of home helps a new place feel familiar faster. Traveling with a friend can be a game changer, but going solo and building community through shared interests works too. Self-compassion matters. Giving yourself grace during the learning curve, instead of expecting perfection, makes the transition far less stressful. Chapters 00:00—Welcome and introduction to the episode's theme: the real story behind your first travel assignment 00:47—Meet Ilana and Paige: their nursing backgrounds and how they got into travel nursing 04:15—Traveling with a friend: how it shaped their early experience in San Diego 05:04—The first 24 to 48 hours on assignment: nerves, logistics, and finding your footing 06:57—The role recruiters and facility support play in a smooth start 08:14—Expectations versus reality: the surprising amount of prep work before your first shift 09:44—Feeling welcomed: how a supportive care team eases the transition 11:13—What felt harder in theory than in practice 13:16—When it finally clicked: the moment travel nursing started feeling normal 14:46—Building community: routines, faith groups, and finding your people in a new city 16:58—What they'd do differently next time 18:50—Self-discovery on the road: introversion, adaptability, and personal growth 21:03—Top advice for nurses considering their first travel assignment 23:08—Advice for new grads weighing travel nursing early in their careers   Meet Our Guests: Audrey, Ilana, and Paige Audrey is the Manager of Recruitment at AMN Healthcare, where she guides nurses through the excitement and the uncertainty of starting their first travel assignments. Audrey has a genuine passion for walking alongside nurses as they navigate the logistics, the emotions, and the milestones of building a travel career. In this episode, she steps into the host seat to bring listeners a candid look at the first-assignment experience, drawing on her own conversations with nurses taking that leap for the first time. Ilana is a PACU nurse with about a year and a half of travel nursing experience. She made the decision to travel after feeling ready for a change from the city where she'd spent her whole life, and she hasn't looked back. Her practical approach—arriving early to explore a new city, building a local routine, and leaning into community—has shaped some of the most grounded advice in this episode. Paige has been a nurse for four years, with a background in ER and PACU, and is about a month and a half into her very first travel assignment in San Diego. She took the leap after recognizing she was in a season of life that felt made for it with no ties holding her back and a trusted friend already out there showing her the ropes. Her perspective offers something rare: the honest, still-fresh experience of someone who just went through it. Connect With UsIf you enjoyed this episode, please share it with a friend and subscribe to our show on your favorite podcast platform. You can also find show updates and nursing opportunities on our Instagram at @AMNnurse. About AnnAnn King, a seasoned travel nurse with a remarkable 14-year track record, has dedicated the past 13+ years to specializing in Neonatal ICU. Ann has been traveling with AMN Healthcare for 5+ years, enriching her expertise with diverse experiences. Currently residing in San Diego, Ann not only thrives in her nursing career but also serves as the host of the Nursing Uncharted podcast, where she shares invaluable insights and stories from the world of nursing. Connect with Ann on Instagram: @annifer05 Are you interested in coming on as a guest? Send us a message at podcasts@amnhealthcare.com Episode Sponsor:We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Discover job opportunities and manage your assignments with ease using AMN Passport. Download the AMN Passport App today! Do you know a nurse looking to get into travel? Refer a friend to AMN today! Learn more about AMN Healthcare's Employee Assistance Program. Join Our Other Nursing Communities: YouTubeInstagramApple PodcastsSpotifyLinkedInFacebookPowered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I'm back!It's been a month since a new Restorative Reading & Writing for Wellness podcast episode has landed in your ears and while I was hesitant to take a break, I have to admit that it was exactly what I needed.I have a very regimented way of thinking. I adore my routines, I stick with what works and I rarely veer off of my chosen path, even when it looks like it's better than my current one. And yes, routine is good, but sometimes, so is novelty. It might not seem like a big deal, but taking a break from the weekly routines of planning, recording and sharing the podcast gave me more space that I thought it with and I enjoyed filling it with things that matter to me: more reading, more writing, more restorative practice and more time to think.New ideas can only appear when you have the bandwidth to receive them and the whitespace to contemplate them. This break gave me both. So, you might see some new things here on the podcast, like more regular conversations with people that inspire me or guided restorative reading and writing sessions like the one I'm sharing with you today.On this episode of Restorative Reading & Writing for Wellness, I'm guiding you through a gentle restorative reading and writing session for when life feels small. You know, when you find yourself doing the same things in the same way day in and day out and rather than comforting you, it feels like your missing something. It's for when you find yourself saying NO to all sorts of things in your life when saying YES might be what you need to for what's next to find you. Here's a quick overview of how the guided sessions work:* First, we begin with a bit of grounding and a few breaths to settle us.* Then, I share a powerful short reading to orient our focus and launch our reflective writing. * Following the reading, I guide you through three journaling invitations that build on each other and shift the energy on the page and in your body.* Finally, we end with a short, yet powerful, affirmation to carry throughout your day and beyond. We've move from examining the NO's we've been saying to ourselves to contemplating the stories we've been telling ourselves to considering the YES's we might allow ourselves. It's a powerful practice on the page!Grab your notebook, your favorite writing utensil and let's write together!Books:Here are the books and writing prompts mentioned in this episode. You'll find links to my Amazon and Bookshop affiliate stores below. Thanks for your bookish support!THE SUMMER OF YES by Courtney Walsh (Amazon / Bookshop)HEART TALK by Cleo Wade (Amazon / Bookshop)Writing Prompts:First:* Notice the places where you've been saying NO in your life intentionally or automatically. These might be tiny daily choices and routines or much larger dreams you've set aside.Second:* Reflect on your list and identify one or more stories you're telling yourself that have led you to saying NO in these areas. Are these stories actually true? Whose voice does this story sound like? Is it your own or someone else's?Third:* Choose one NO and rewrite it into a YES. What would this YES feel like in your body? What's one tiny action that would make this YES real this week?Affirmation:Today, I choose one small YES that helps me choose a bigger life.Here's the audio I used in the episode: Nature Healing SocietyOnce you've listened, I'd love to know what you think of this episode. Leave your thoughts in the comments!Let's Work Together!I love to connect with others around our shared love of reading and writing.Here are some ways we can work together to create a life you love where restorative reading and writing is at the center of it all:

When someone asks what you speak about, do you give them one clear answer - or a list that includes a bunch of keywords like leadership, communication, resilience, confidence, and change?I understand the temptation to include everything. When you've had a long career, narrowing your message can feel like leaving out valuable parts of your experience. But if the person you're talking with can't explain what you speak about after the conversation is over, she can't refer you. And that means you're less likely to get booked.In this episode, you'll learn:The difference between a broad subject, a presentation topic, and a distinctive ideaWhy your speaking topic is also a positioning decisionThe one-sentence referral test every speaker should tryHow broad positioning costs you opportunities you may never know you lostThree questions that can uncover the point of view inside your experienceHow to test your message with my I.D.E.A. FrameworkWhat event organizers need to understand before they can picture you in the roomA practical sentence prompt for clarifying your audience, claim, and outcomeAbout Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/483/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Connect with me on LinkedIn: https://www.linkedin.com/in/carolcoxRelated Podcast Episodes:Episodes 478-481: Expert Trap SeriesEpisode 468: What TEDx Organizers Look for When Selecting Speakers

Investors hoping August will bring a summer lull may be disappointed. Michel Dilmanian, Portfolio Strategist at the BlackRock Investment Institute, explains why a world shaped by supply is keeping pressure on long-term yields and creating opportunities to build durable income. General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5803751-EXP0727

Mergulhamos na trajetória histórica e científica dos polímeros, partindo do desenvolvimento do celuloide no século XIX, passando pelo papel estratégico da borracha sintética durante a Segunda Guerra Mundial. Além de analisar as vantagens que tornaram os plásticos indispensáveis para a indústriaConversamos também sobre os impactos ambientais resultantes do consumo descartável e, claro, o problema dos microplásticos. Mas, há um potencial da bioeconomia e o desenvolvimento de alternativas sustentáveis, como os bioplásticos derivados da mandioca e da cana-de-açúcar Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Gustavo Rebello, Marcelo de Matos, Yasmin Pussente, Francisco Serafini, Matheus Berlandi, Izabella Pereira Citação ABNT: Scicast #693: Polímeros: química, geopolítica e impactos ambientais. Locução: Gustavo Rebello, Marcelo de Matos, Yasmin Pussente, Francisco Serafini, Matheus Berlandi, Izabella Pereira. [S.l.] Portal Deviante, 03/08/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-693 Imagem de capa:  Referências e Indicações

Individual retirement accounts (IRAs) are one of the most widely used retirement savings vehicles, yet many investors are unsure how they work. Mark Riepe breaks down IRA basics, including traditional IRAs, Roth IRAs, contribution limits, tax advantages, withdrawal rules, and eligibility requirements. He also explains key differences between IRA types and offers a framework for evaluating which option may fit your retirement-planning goals. Whether you're opening your first IRA or comparing retirement account options, this episode provides a practical guide to understanding the fundamentals. After you listen: Read the article "What Is an IRA? Traditional, Roth, and Other Types of IRAs." Learn more about IRAs and what to consider for your retirement planning. Financial Decoder is an original podcast from Charles Schwab.  If you enjoy the show, please leave us a rating or review on Apple Podcasts. Reach out to Mark on X @MarkRiepe with your thoughts on the show. Follow Financial Decoder on Spotify to comment on episodes. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Roth IRA conversions require a 5-year holding period before earnings can be withdrawn tax free and subsequent conversions will require their own 5-year holding period. In addition, earnings distributions prior to age 59 1/2 are subject to an early withdrawal penalty. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax.  You generally have to start taking required minimum distributions (RMDs) no later than April 1st of the year following the calendar year you reach age 73 or retire, whichever is later. If you were born on or before June 30, 1949, the required minimum distribution age is 70½. If you were born after June 30, 1949 and before January 1, 1951, the required minimum distribution age is 72. If you own 5% or more of the business sponsoring the Plan, other provisions may apply. Refer to your Plan document for details. However, you are not required to take a minimum distribution from your Roth accounts during your lifetime. A rollover of retirement plan assets to an IRA is not your only option. Carefully consider all of your available options, which may include but not be limited to keeping your assets in your former employer's plan; rolling over assets to a new employer's plan; or taking a cash distribution (taxes and possible withdrawal penalties may apply). Prior to a decision, be sure to understand the benefits and limitations of your available options and consider factors such as differences in investment-related expenses, plan or account fees, available investment options, distribution options, legal and creditor protections, the availability of loan provisions, tax treatment, and other concerns specific to your individual circumstances. Investing involves risk, including loss of principal. ​Past performance is no guarantee of future results. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. 0826-RTYC Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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The Human Rights Commission has urged the Government to abandon its review of laws that refer to Te Tiriti Treaty clauses. In a submission released today, the Commission said the reforms were 'constitutionally regressive' and warned of the impact on creating uncertainty, discrimination and increasing conflict. Human Rights Commission Indigenous Governance Partner Dayle Takitimu spoke to Melissa Chan-Green.

U.S. earnings remain exceptionally strong. But Natalie Gill, Senior Portfolio Strategist at the BlackRock Investment Institute, explains why the bigger question is whether AI-driven profits can prove durable.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5783067-EXP0727

What type of projects want to measure PA? Considerations when choosing an activity tracker grouped in three main topics: Participant-centric: Research and innovation driven Regulatory Dr Miriam Cabrita has done her Bachelor and Master degrees at NOVA School of Science and Technology in Portugal, and her PhD in biomedical engineering in University of Twente Then she has worked at Roessingh Research and Development Center in Netherlands for 8 years coordinating and managing EU research projects related to eHealth Teaching also courses on Physical Activity, Digital Health and Virtual Coaching at the University of Twente. She has acted as a Board Member for 5 years in International Society for the Measurement of Physical Behaviour (ISMPB) Currently she is working as a Chief Customer Officer at Fibion Inc. _____________________ This podcast episode is sponsored by Fibion Inc. | Better Sleep, Sedentary Behaviour and Physical Activity Research with Less Hassle --- Collect, store and manage SB and PA data easily and remotely - Discover ground-breaking Fibion SENS --- SB and PA measurements, analysis, and feedback made easy.  Learn more about Fibion Research --- Learn more about Fibion Sleep and Fibion Circadian Rhythm Solutions. --- Fibion Kids - Activity tracking designed for children. --- Collect self-report physical activity data easily and cost-effectively with Mimove. --- Explore our Wearables,  Experience sampling method (ESM), Sleep,  Heart rate variability (HRV), Sedentary Behavior and Physical Activity article collections for insights on related articles. --- Refer to our article "Physical Activity and Sedentary Behavior Measurements" for an exploration of active and sedentary lifestyle assessment methods. --- Learn about actigraphy in our guide: Exploring Actigraphy in Scientific Research: A Comprehensive Guide. --- Gain foundational ESM insights with "Introduction to Experience Sampling Method (ESM)" for a comprehensive overview. --- Explore accelerometer use in health research with our article "Measuring Physical Activity and Sedentary Behavior with Accelerometers ". --- For an introduction to the fundamental aspects of HRV, consider revisiting our Ultimate Guide to Heart Rate Variability. --- Follow the podcast on Twitter https://twitter.com/PA_Researcher Follow host Dr Olli Tikkanen on Twitter https://twitter.com/ollitikkanen Follow Fibion on Twitter https://twitter.com/fibion https://www.youtube.com/@PA_Researcher

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: What is NotebookLM, an analysis of the SpaceX IPO & Can Iran Become a Superpower? and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Chapter Marks: 0:25 Welcome0:45 SpaceX IPO with NotebookLM2:08 What Is NotebookLM?3:55 SpaceX IPO Analysis13:28 Maximizing Startup Growth15:25 How Far Could Tesla Fall?16:58 Will Oil Reach $120?18:00 Concerns About Mamdani19:27 Trump and Emergency Powers20:00 Is China in a Recession?21:26 Best Class for Finance Careers23:09 Will Claude Replace Jobs?25:28 Who Has an AI Moat?27:12 Trump's Canada Tariffs28:15 Could Stripe Acquire PayPal?29:49 Is Democracy Still Best?30:41 Is India Moving Left?31:23 Could Iran Become a Superpower?33:26 Advice to My Younger Self35:05 Building an Options Bot36:19 IBM Stock Analysis37:56 How to Analyze Competitors41:00 Is Quant Finance Still Worth It?44:25 Fed Cut or Hike?45:40 What Is the VIX?48:24 Offshore Jobs and Tech49:35 How to Use Credit Cards50:37 Do Investment Firms Use AI?52:42 Starting a Travel Agency53:55 Best STEM Degree56:29 Breaking Into Risk Quant1:02:09 Should We Fear AI?1:03:37 What Is Fixed Income?1:06:45 Do I Still Need Coding?1:07:25 Will the U.S. Target Cuba?1:08:51 Starting a Prop Trading Firm1:11:11 Is Private Equity Ethical?1:14:01 Thoughts on Social Democracy1:15:34 Trading Commodity Options1:16:47 When Will We Hate AI Slop?1:18:00 Founder-Led Companies and IPOs1:19:32 Can China Win the AI Race?1:20:05 Preparing to Own a Holding Company Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

The latest episode of The Chad & Cheese Podcast kicks off with hosts Joel Cheesman and Chad Sowash diving into a massive recap of the World Cup tournament, complete with a look at the spectacular multi-artist halftime show, light political jabs, a hilarious Taco Bell fast-food mishap, and a celebratory beer for a record-breaking Scottish runner. After sharing details on how you can score a free podcast t-shirt, the boys move straight into their high-stakes "Buy or Sell" segment, where they aggressively debate the business prospects of recent major industry acquisitions and funding rounds involving Signal Labs, BrassRing, Adzuna, JobLift, and the controversial candidate-pays model of Refer. The main events of the episode take an even sharper turn into major industry compliance, legal drama, and worker rights. First, Chad and Joel unleash a highly critical teardown of the brand-new terms of service rolling out from Indeed, exposing massive financial and legal implications for both employers and job seekers. Next, they tackle the legal spotlight hitting LinkedIn, debating whether a high-profile investigation by the Texas Attorney General is necessary platform accountability or just pure political theater. Finally, the hosts wrap up by throwing their support behind a massive internal worker movement at Google, analyzing whether a new 4,500-employee petition will actually force the tech giant's hand or simply stall out. Chapters 00:00 - Introduction and Episode Overview 00:33 - Travel and Cultural Observations from the World Cup 02:07 - US as a Host and International Perceptions 03:07 - Final World Cup Matches and Team Performances 04:20 - Analysis of England vs. Argentina and Paraguay vs. France 05:45 - Messi's Performance and the Final Match Insights 06:20 - Spain's Defensive Mastery and Tournament Highlights 07:37 - Halftime Show and Cultural Impact 13:43 - History of Halftime Shows and Cultural Shifts 15:26 - Record-Breaking Mile Run and Celebrations 17:23 - Buy or Sell Segment: Signal Labs and Brass Ring 21:56 - Adzuna's Acquisition of JobLift and Market Strategy 25:16 - Rise of Talent Marketplaces and New Funding 29:30 - Discussion on Company Buybacks, Severance, and Employee Rights 41:08 - Texas Investigation into LinkedIn Ghost Jobs 48:32 - Political Theater and Lawsuits in the Job Market 54:41 - Humor and Closing Remarks

The Shred is a weekly roundup of what's making headlines in the world of employment.

Knowing when to refer and when to manage a patient yourself is one of the biggest clinical judgment skills you will build in primary care. It can also be a common source of confusion on NP boards, especially when referral feels like the safest answer.         In this episode, Alex and I break down how to think through referral decisions using patient stability, red flags, scope of practice, and response to first-line treatment. We walk through primary care scenarios involving hypertension and diabetes to show why the same diagnosis may be managed in one situation and referred in another.                                              Get full show notes, transcript, and more information here: https://blog.npreviews.com/when-to-refer-primary-care-np-boards                     Follow us on Instagram: instagram.com/smnpreviewsofficial

Nesta edição do Economia & Negócios, José Inácio Pilar e Patricia Chaccur recebem Andrea Janér, fundadora e CEO da Oxygen, plataforma de inteligência estratégica especializada em tendências, inovação e transformação dos negócios.Após uma nova imersão na China, Andrea compartilha o que viu no principal polo de inovação do mundo, explica como o país está redefinindo tecnologia, consumo e indústria e analisa quais mudanças devem chegar às empresas brasileiras nos próximos anos.A conversa aborda o mercado de carros elétricos, o foco em carros voadores, ⁠empresas totalmente robotizadas, inteligência artificial, mercado de luxo, planejamento de longo prazo, liderança, cultura organizacional e os desafios de distinguir modismos das transformações que realmente mudam os negócios.Temas abordados:como separar hype de tendências reais.curadoria de informação como vantagem competitiva.as transformações recentes da China.planos quinquenais e estratégia chinesa.tecnologias que já fazem parte do cotidiano chinês.a ascensão da China com suas grifes de luxo.o que empresas brasileiras podem aprender com a China.a reação dos Estados Unidos e Europa ao avanço chinês.inovação, cultura e mudança de mentalidade nas empresas.liderança e métricas de sucesso.Apoie o jornalismo independente. Assine O Antagonista e Crusoé com 10% via Pix ou Google Pay:  https://assine.oantagonista.com.br/   Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Inscreva-se no canal, ative as notificações e deixe sua opinião nos comentários!  Leia mais em www.oantagonista.com.br | www.crusoe.com.br #china #inovacao #estrategia #tecnologia #economia #superpotencia #negocios #mercado #geopolitica #futuro #inteligenciaartificial #ciencia #desenvolvimento #historia #industria #lideranca #tendencias #globalizacao #analise #podcast

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Iaaaaagoo Joooorge convida Caroline Millon e Luciano Assunção para discutir sobre um dos exames mais comuns da medicina: o hemograma! Nesse episódio, apronfudamos sobre a avaliação da série vermelha do hemograma!Referências em breve.

Landing your first nursing job sounds straightforward after graduation—but for many new grads, the reality is far more difficult. In this episode of Nursing Uncharted, host Ann [BG1][CD2]sits down with Stella Leiken, a recent MSN graduate from the University of San Diego's Master's Entry Program in Nursing (MEPN), to talk honestly about what it's really like to enter the nursing workforce for the first time. Stella shares her journey from a psychology degree at UC Santa Barbara to an accelerated MEPN program, completing 192 hours of hands-on NICU preceptorship, and preparing to take the NCLEX. But the conversation quickly turns to something many nursing programs don't prepare you for: the search for that first nursing job. Despite an MSN, a strong clinical record, and glowing recommendations, Stella applied to nearly every NICU in California and was denied by all of them. She opens up about the emotional toll of repeated rejection, the nursing shortage paradox that leaves new grads competing fiercely for a shrinking number of residency spots, and why she made the decision to look out of state rather than settle for a specialty she didn't want. Her story is raw, honest, and relevant for any new grad nurse navigating today's competitive job market. Key Takeaways Don't settle for the wrong specialty. Taking a job in a unit you don't want just to get hired can make transitioning into your dream specialty later even harder. Start applying before you graduate. Some new grad residency programs close months before graduation. Others open applications for only 24 hours with no public notice. Networking matters. Stella secured her NICU preceptorship because she made a strong impression during her leadership rotation. Connections can open doors that applications alone cannot. Broaden your geographic search. If your local market is oversaturated, looking out of state can unlock opportunities and help you grow in unexpected ways. Protect your confidence. Rejection after rejection takes a real toll. Staying focused on your goal and leaning on your support system can make all the difference Chapters 00:00 – Introduction and why this episode is different 01:49 – Stella's background: from UCSB psychology to the USD MEPN program 03:08 – MEPN vs. ABSN: understanding the pathways into nursing 04:25 – The three-week boot camp that kicked off her program 07:54 – How preceptorships work and why specialty selection is so competitive 09:22 – NICU placement and the power of networking for new grad nurses 11:47 – NCLEX prep: how Kaplan and school support set Stella up for success 15:26 – The new grad job hunt begins, and why the timeline catches many off guard 18:37 – The nursing shortage paradox: high demand, fierce competition 19:03 – Applying to every NICU in California and facing rejection 21:10 – Looking out of state: Nashville, Georgia, Colorado, and beyond 26:43 – The emotional reality of repeated rejection 30:08 – Stella's advice: stay confident, don't settle, and go where the opportunity is 35:36 – Closing thoughts and words of encouragement for new grad nurses   Meet Our Guest, Stella Leiken Stella Leiken is a recent MSN graduate from the University of San Diego's Master's Entry Program in Nursing (MEPN). She earned her undergraduate degree in psychology from UC Santa Barbara before working in a private ophthalmology practice, an experience that confirmed nursing as her true calling. Through her MEPN program, Stella completed 192 hours of NICU clinical preceptorship across two semesters, gaining hands-on experience caring for critically ill infants. She is preparing to take the NCLEX and is actively searching for her first nursing role. Connect With UsIf you enjoyed this episode, please share it with a friend and subscribe to our show on your favorite podcast platform. You can also find show updates and nursing opportunities on our Instagram at @AMNnurse. About AnnAnn King, a seasoned travel nurse with a remarkable 14-year track record, has dedicated the past 13+ years to specializing in Neonatal ICU. Ann has been traveling with AMN Healthcare for 5+ years, enriching her expertise with diverse experiences. Currently residing in San Diego, Ann not only thrives in her nursing career but also serves as the host of the Nursing Uncharted podcast, where she shares invaluable insights and stories from the world of nursing. Connect with Ann on Instagram: @annifer05 Are you interested in coming on as a guest? Send us a message at podcasts@amnhealthcare.com Episode Sponsor:We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Discover job opportunities and manage your assignments with ease using AMN Passport. Download the AMN Passport App today! Do you know a nurse looking to get into travel? Refer a friend to AMN today! Learn more about AMN Healthcare's Employee Assistance Program. Join Our Other Nursing Communities: YouTubeInstagramApple PodcastsSpotifyLinkedInFacebookPowered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Essential Wellness Podcast, Aisha Harley, Claudine Annis, and Dr. Josie shared practical strategies for getting the most value from your doTERRA membership while taking advantage of the limited-time BOGO (Buy One, Get One Free) promotion. The discussion covered the differences between standard and Rewards orders, how to earn monthly free products, and ways to maximize savings through loyalty rewards and referral bonuses. Listeners also received an in-depth look at the featured BOGO bundles, including the science behind the Frankincense Boswellic Acid Complex and simple wellness protocols for inflammation, recovery, and after-sun care. Whether you're a new member or a long-time wellness advocate, this episode is packed with tips to help you save more while supporting your health naturally.  

Renewed tensions in the Middle East are testing markets. In this week's Market Take, Ehsan Khoman, Investment Strategist at the BlackRock Investment Institute, explains why we remain pro-risk despite a more fragile macro backdrop.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5760873-EXP0727

Did you know that one of the most valuable roles in your beauty business isn't just being an esthetician—it's being your own content creator? In Episode 212 of the SLI Online Esthetician School Podcast, Stephanie Laynes explains why every esthetician, spa owner, skincare professional, and beauty entrepreneur must embrace content creation to grow their business, build trust, and attract new clients. If you're waiting for someone else to market your business, you're missing one of the biggest opportunities to increase your visibility, generate leads, and create consistent income. The good news? You don't need thousands of followers—you need consistent, valuable content that speaks directly to your ideal client. In This Episode You'll Learn Why every esthetician is a content creator. How social media helps you build trust before a client ever books. Why consistency beats perfection on TikTok, Instagram, Facebook, YouTube, and Pinterest. How educational content positions you as the skincare expert. The difference between creating content that gets views and content that gets clients. Why authenticity is your greatest marketing advantage. How to turn everyday client questions into endless social media content. Why Content Marketing Matters for Estheticians Today's skincare clients don't just search Google—they also search TikTok, Instagram, YouTube, Facebook, Pinterest, and AI-powered search tools for skincare advice, product recommendations, and estheticians they can trust. Every video, photo, blog post, email, podcast, and social media post you create becomes a digital salesperson working for your business 24 hours a day. When you consistently create valuable content, you can: Attract more facial clients. Increase retail skincare sales. Build authority in your local market. Grow your email list. Generate online skincare consultations. Increase bookings without relying only on paid advertising. Build a recognizable personal brand. Create long-term relationships with potential clients. Your Business Needs Two Audiences Every piece of content should speak to one of two groups: 1. Your Current Clients Create content that helps existing clients: Stay consistent with their skincare routine. Learn how to use products correctly. Understand treatment benefits. Feel connected to your brand. Refer family members and friends. Become repeat clients. A private Facebook Community or VIP client group is a powerful way to educate, engage, and encourage referrals while strengthening client loyalty. 2. Your Future Clients Your second audience is people who have never met you. They are searching for answers to questions like: Why is my skin breaking out? What causes eczema? How do I get rid of dry skin? What's the best facial for sensitive skin? Why is my scalp itchy? What skincare products actually work? When you consistently answer these questions through short-form videos, blog posts, podcasts, YouTube videos, and social media content, you become the trusted expert they remember when they're ready to book. Content Ideas Every Esthetician Should Create Never run out of content by creating: Skincare tips Client FAQs Before-and-after transformations (with permission) Product demonstrations Treatment education Ingredient spotlights Myth vs. Fact videos Day-in-the-life content Client testimonials Behind-the-scenes videos Business owner insights Success stories Seasonal skincare advice Live Q&A sessions Educational podcast episodes The Power of Consistency Many estheticians stop posting because they believe every video has to go viral. The truth is that consistent, educational content builds credibility over time. Every post creates another opportunity for someone to discover your business, learn from your expertise, and become a loyal client. Don't focus on creating perfect content. Focus on creating helpful content consistently. Key Takeaway Your social media accounts are more than platforms—they're powerful marketing tools that can attract clients, increase product sales, grow your authority, and build a thriving beauty business. You are no longer just providing skincare services. You are the content creator of your business. The more value you share, the more trust you build. The more trust you build, the more opportunities you create to grow your business. About the SLI Online Esthetician School The SLI Online Esthetician School helps licensed estheticians, spa owners, solo estheticians, skincare professionals, and beauty entrepreneurs build profitable beauty businesses through education, business coaching, social media marketing, branding, client attraction, retail strategies, and entrepreneurship training. Whether you're growing your clientele, increasing retail sales, launching your own skincare line, or becoming an industry leader, SLI provides practical education designed specifically for beauty professionals. Subscribe, Review & Share Enjoyed this episode? Subscribe to the SLI Online Esthetician School Podcast for weekly episodes covering: Esthetician marketing Social media strategies TikTok marketing for estheticians Instagram growth Client attraction Retail sales Beauty business coaching Personal branding AI tools for estheticians Entrepreneurship Passive income Business growth strategies Stephanie, a seasoned professional in the beauty industry, brings her wealth of knowledge and experience to the forefront, sharing valuable insights, tips, and trends that every esthetician can use in their business. Click here to take my FREE Communication Masterclass Join my IG Broadcast Group HERE Enroll in the SLI Online Esthetician School for only $30 a month that includes the MONEY PODCAST, advanced esthetic education, business tips & more! Click here: Cost Per Service Worksheet from Angela Green, join the app to get access & pay! ***Stephanie's Favorite Things:*** Payroll App Esthetician Insurance Esthetician Gameplan: Pay Myself Workbook Smooth Skin Supply LLC Wholesale Website Follow Stephanie Laynes on socials: Instagram Facebook Tik Tok Youtube

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: how to ask for a raise, where is smart money going, how to analyze an earnings call  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 371st Weekly Live Webcast0:59 How to Ask for a Raise4:27 Can Founders Keep a Full Time Job?6:46 Best Movie Business Plans9:27 Starting a Hedge Fund Internship14:42 Where Is the Smart Money Going?20:08 IBM Earnings Miss22:50 Running Out of Questions During a Presentation28:02 Who Is Your Mentor?29:43 Is IBM a Buy?31:11 Will War Hurt the Economy?32:00 Are Stocks Overvalued?36:30 Are T Bills Worth Buying?37:46 SpaceX Valuation Drop41:06 What Makes a Great VC Firm?43:45 How VC Fees Work44:41 Taking a Sick Day46:35 Russia's Debt to GDP47:52 Is the CFA Worth It?49:14 Is IBM Falling Behind?50:25 Is Investment Banking Still Worth It?51:43 Careers in Lending52:20 Can I Start a Bank?52:53 Investing in Royalties53:54 Why Cathie Wood Is Popular57:43 How to Analyze Earnings Calls1:01:22 Making Money With AI1:02:12 The Social Network Reaction Video Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Does the word Jewish refer to a race or a religion? Does being a Jew refer to a race/ethnicity or an adherent of Judaism?

Dr. Brown tackles some of your most pressing voicemail questions, diving deep into social media wisdom, biblical theology, and personal encouragement. From handling online toxicity on X (Twitter) to whether Gentile Christians must keep the Law or refer to Jesus as Yeshua, Dr. Brown provides clear, biblical answers to help you navigate your faith today. Plus, stick around until the end for an inspiring testimony from a 79-year-old Messianic rabbi! The number to call is: (704) 498-4680. ~~~FRONTL|NE Newsletter: https://thelineoffire.org/newsletterDonate: https://thelineoffire.org/donate-one-timeX: https://twitter.com/DrMichaelLBrownYouTube: https://www.youtube.com/@LFTVInstagram: https://www.instagram.com/drmichaelbrownFacebook: https://www.facebook.com/ASKDrBrownWebsite: https://thelineoffire.orgRadio Broadcast from The Line of Fire Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Venture Capital Bootcamp, Chris Haroun shares a practical framework for raising capital, from developing a compelling business plan and using other people's money strategically to creating an investor pitch deck and building long term relationships with investors. He also answers live questions on venture capital, startup fundraising, equity structure, investment banking careers, AI, entrepreneurship, finance, and the future of business.Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome & Venture Capital Bootcamp2:56 How to Raise Money for Your Business5:54 Business Plan12:49 Other People's Money17:16 Investor Pitch Deck21:35 Building Investor Relationships28:14 Q&A Begins28:14 Raising Money from Small Investors29:04 US vs China Capital Raising30:05 Voting vs Non Voting Shares31:30 Biggest Fundraising Mistakes33:19 Contrarian Beliefs34:16 Phoenix-ing Explained37:24 Breaking into Investment Banking42:09 Following Your Dreams43:35 Skipping Workouts44:14 Future of Iran44:47 US Dollar Reserve Currency46:03 Options & Short Selling48:13 Becoming a YouTuber Today50:09 Bitcoin-Backed Countries51:52 AI Options Trading Bots52:35 Overcoming Fear54:45 Religion in China56:46 Will AI Replace College?58:32 AI Opportunities in Developing Countries59:29 Finance Certifications1:00:19 Why Curiosity Matters1:01:05 Europe's Future1:01:50 Big Tech Layoffs1:03:14 Raising Money in Silicon Valley1:03:59 What VCs Look For1:06:19 Likeability in Business1:07:59 Building a 5 Stock Portfolio1:09:42 Dealing with Tough Parents1:10:06 BYD vs Tesla1:10:49 Starting an Instagram Business with AI1:13:20 Knowing When You're Ready1:15:33 Are Reaction Videos Worth It?1:19:43 Future of Video1:21:17 Viral Marketing on a Budget1:24:04 Alternatives to Giving Up Equity1:25:19 Finance Without a Degree1:26:12 How Important Is Your Website? Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

The repricing of Fed policy expectations over the past six months has reverberated well beyond the U.S. Valerie Chan, Investment Strategist at the BlackRock Investment Institute, explains why Japan is a key case study.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5741082-EXP0727

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: Private Equity vs Venture Capital, Term Sheets, & Life Regrets and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 369th Weekly Live Webcast of July 2, 2026! 0:57 Should prospective investors sign NDAs for my startup? How to review a term sheet? 4:03 Is SpaceX still overvalued? Will Elon be able to put people on Mars? 5:21 How to train your biceps and triceps? Will kids have more or less toys in the future? 8:22 What would make you leave America? How to fix the United Kingdom? What business would you start if you had to start over? 12:54 How to invest in private equity? Is Oracle too big to fail? Thoughts on MicroStrategy? What is the future of Intuit and SAP? 18:50 Biggest regret in your life? How do you stay humble? Do you have a funnel strategy for marketing? What is some of the best love and money advice? 25:46 How long will Mamdani last? Have you ever hated someone? Should I get into private equity or venture capital after having startup experience? Do you like the idea of tokenization for real estate? Do you worry about the US debt level? 33:12 Where can I find your finance courses? Will Samsung ever not be the largest company in Korea? Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Rule#1: Andy is always right. Rule#2: Refer to Rule 1. The esteemed Andy Jewison joins the podcast to talk the full gamut of John Deere application equipment. If you ever wanted to learn about sprayers and spreaders, this episode is for you. Does Andy prefer air booms or spinner spreaders? Are Hagie sprayers yellow or orange? How can a spinner spreader box have 16 zone section control? How does the posi-trac on a Plymouth work? Three of those questions will be answered in this episode.   Order yourself the coffee that fuels our podcast! farmersfuelcoffee.com/KIBBLEEATS Farmer's Fuel Coffee Promo Code: KIBBLEEATS   Andy Jewison Esquire: Technical Communicator Sam Paulson: Sales Specialist Manager Chris Horob: Precision Support Manager Sam Jensen: Precision Support Specialist

Three-time Olympian Becky Downie is here and opens up about the difficult years between Tokyo and Paris, why she never officially retired after the Olympics, recovering from multiple surgeries and two Achilles ruptures, competing without a permanent gym or coach, and why she believes British Gymnastics has finally begun to change. We also discuss the future of uneven bars, athlete autonomy, trauma-informed coaching, and the equipment issue Becky says is holding back bar specialists around the world. CHAPTERS 00:00 Cold Open – "I Wasn't a Functioning Human" 00:25 Introduction: Becky Downie's Journey to Paris 05:27 Life After Paris: Retirement, Fibroids & Starting Again 08:08 Discovering the Fibroids That Changed Everything 14:42 Dating, Family & Wanting Children 15:27 Paris Olympics: New Coaches, New Team Dynamic 20:00 Trauma, Lilleshall & Recovering After Tokyo 31:19 Learning to Heal & Process Trauma 37:39 Training Without a Coach or Gym 40:12 Why LA 2028 Is Still the Goal 44:07 Sponsor: Huel 45:37 Body Maintenance, Strength Training & Supplements 51:30 Has British Gymnastics Really Changed? 54:22 Equipment Injustice: The Uneven Bars Problem 57:03 Why Gymnova Bars Need to Change 01:01:08 Two Achilles Ruptures & Learning to Trust Your Body 01:08:25 Athlete Autonomy & Speaking Up 01:11:17 Athlete Representation & The Future 01:12:34 The Book Becky Wants to Write 01:15:33 Looking Ahead to LA 2028 01:15:43 Update: Coach, New Gym & Commonwealth Games Decision GET MORE FROM GYMCASTIC Join Club Gym Nerd for weekly Behind the Scenes episodes, extended interviews, live Q&As, exclusive commissions, our members-only forum, fantasy gymnastics, and more: https://gymcastic.com/club/ Elite Score Explorer: https://gymcastic.com/elite-scores/ Roster Lab: https://gymcastic.com/2028-roster-lab/ Gymnastics Calendar: https://gymcastic.com/gymnastics-calendar/ Live Shows: https://gymcastic.com/live-shows/ GymCastic Store: https://store.gymcastic.com/ Newsletter: https://gymcastic.com/ Becky Downie Playlist: https://youtube.com/playlist?list=PLJwVDDnyD6Ig OUR SPONSOR: HUEL Make healthy eating simple. Get Huel today with our exclusive offer of 15% OFF online with code GYMCASTIC at huel.com/GYMCASTIC. New customers only. Thank you to Huel for partnering and supporting our show. SUPPORT GYMCASTIC Club Gym Nerd members get our weekly Behind the Scenes podcast every Friday, extended interviews, live Q&As, discounts on live shows, fantasy gymnastics, games, and our members-only forum. Refer a friend to Club Gym Nerd! Once they sign up, email customerservice@gymcastic.com with "Referral" in the subject line and you'll both receive a free month of membership. Everything is at GymCastic.com.

Entenda como a dengue chegou ao território brasileiro e como ela fez parte da evolução da saúde pública no Brasil. Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Gustavo Rebello, Crhisllane Vasconcelos, Iara Grisi, Izabelle Viana, Antônio Lucas Citação ABNT: Scicast #691: Dengue. Locução: Gustavo Rebello, Crhisllane Vasconcelos, Iara Grisi, Izabelle Viana, Antônio Lucas. [S.l.] Portal Deviante, 06/07/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-691 Imagem de capa: Agência Santarém Referências e Indicações Sugestões de literatura: FRAIHA NETO, Habib. Oswaldo Cruz e a Febre Amarela no Pará. Belém: Conselho Regional de Medicina do Estado do Pará, 2011. SOUZA, K. S. C. et al. Perfil Soro Epidemiológico dos casos de dengue notificados no município de Belém, Pará. Brazilian Journal of Health Review, Curitiba, v. 2, n. 4, p. 3362-3372, jul./ago. 2019. Disponível em: https://www.researchgate.net/publication/334504244_Perfil_Soro_Epidemiologico_dos_casos_de_dengue_notificados_no_municipio_de_Belem_Para. Acesso em: 6 maio 2026. MAIS de 5 mil armadilhas de combate à dengue são instaladas em Belém; vacinação está disponível. O Liberal, Belém, 22 abr. 2026. Disponível em: https://www.oliberal.com/belem/mais-de-5-mil-armadilhasde-combate-a-dengue-sao-instaladas-em-belem-vacinacao-esta-disponivel-1.1091823. Acesso em: 6 maio 2026. REFERENCIAS: Winegard, T. C. O mosquito: A incrível história do maior predador da humanidade. Editora Intrínseca, 2022. Ujvari, S. C. História das Epidemias. Editora Contexto, 2020. Ministério da Saúde, Departamento Nacional de Epidemias. História da Febre Amarela no Brasil. Rio de Janeiro, 1996. Teixeira, M. G; Barreto, M. L. Porque devemos, de novo, erradicar o Aedes aegypti. ARTIGOS • Ciênc. saúde coletiva 1 (1) • 1996. Silvia, J. S. et. al. DENGUE NO BRASIL E AS POLÍTICAS DE COMBATE AO AEDES AEGYPTI: DA TENTATIVA DE ERRADICAÇÃO ÀS POLÍTICAS DE CONTROLE. HYGEIA, Revista Brasileira de Geografia Médica e da Saúde. 1996. BRAGA, Ima Aparecida; VALLE, Denise. Aedes aegypti: histórico do controle no Brasil. Epidemiol. Serv. Saúde, Brasília , v. 16, n. 2, p. 113-118, jun. 2007. NATURE EDUCATION. Dengue Viruses. Disponível em: https://www.nature.com/scitable/topicpage/dengue-viruses-22400925/. Acesso em: 01 fev. 2026. KHAN, M. B, et al. Dengue overview: An updated systemic review. Journal of Infection and Public Health, Volume 16, Issue 10, 2023, Pages 1625-1642, ISSN 1876-0341, https://doi.org/10.1016/j.jiph.2023.08.001. ANDRADE, P. S. Paridade, desenvolvimento ovariano e transmissão vertical do vírus dengue em fêmeas de Aedes aegypti e Aedes albopictus (Diptera: Culicidae), na cidade de São Paulo. 2018. Dissertação (Mestrado em Saúde Pública) – Faculdade de Saúde Pública, Universidade de São Paulo, São Paulo, 2018. Bäck A.T., Lundkvist A. Dengue viruses - an overview. Infect Ecol Epidemiol. 2013 Aug 30;3. doi: 10.3402/iee.v3i0.19839. PMID: 24003364; PMCID: PMC3759171. BRASIL. Ministério da Saúde. Secretaria de Vigilância em Saúde e Ambiente. Departamento de Doenças Transmissíveis. Dengue: diagnóstico e manejo clínico – adulto e criança. 6. ed. Brasília: Ministério da Saúde, 2024. Disponível em: https://www.gov.br/saude/pt-br/centrais-de-conteudo/publicacoes/svsa/dengue/dengue-diagnostico-e-manejo-clinico-adulto-e-crianca. Acesso em: 01 fev. 2026 SABIN. Diagnóstico da dengue: avaliação clínica e exames laboratoriais. Blog Sabin, 09 maio 2024. Disponível em: https://blog.sabin.com.br/saude/diagnostico-da-dengue/. Acesso em: 01 fev. 2026 JOI, Priya. Why a second dengue infection can be deadlier than the first. Gavi – VaccinesWork, 30 jan. 2024. Disponível em: https://www.gavi.org/vaccineswork/why-second-dengue-infection-can-be-deadlier-first. Acesso em: 01 fev. 2026. See omnystudio.com/listener for privacy information.

Tiff and Nikki dive into all things tech + dentistry, including what practices can implement to make the day-to-day more efficient for staff and convenient for the patient — all while keeping that personal human touch. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:00) Hello, Dental A Team listeners. I am back here today with you, with one of my favorite Dental A Team consultants. We have a few consultants, and they're all my favorite, but I'm here today with Miss Nikki Mack, who many of you have met over the course of the last few months that she has been with Dental A Team, and all of you know she has a vast amount of experience in the dental industry, and she's right here in town with myself and Britt and   Gosh Pam, everybody's here. Dana's down south, but that's okay. Nikki's here and she's here with me today. And Nikki, welcome to the podcast. I am so excited to have you here today. We're gonna have so much fun together. You are a bundle of energy and a bundle of fun. And I'm just excited to be here. So how are you? How are you loving this like semi cloudy weather we've got and what's life in Nikki's world look like?   Nikki Mack (00:49) Gosh.   It's been fantastic. I'm super happy to be back. I had so much fun last time. ⁓ and actually I'm really excited about today's topic too. So that helps, obviously, but I can't wait to talk about it. ⁓ it's gorgeous. It's still over a hundred, but you know, we learned to live with what we can get. the gloomy skies, a little bit of humidity, maybe some sprinkles. Like that's I'm ready. That's a great way to kick off my weekend. So I'm here for it.   Tiff (01:00) Yeah. Yeah.   I know.   I agree.   I agree. This is like the one time, I don't know, in maybe my entire life of living in Arizona that I can't say, yeah, it's over a hundred, but it's a dry heat, 'cause it's over a hundred and humid. So I'm not really sure what to do with that. I'm like, it's cloudy, can I go outside? And I'm like, gosh, it's still really it's still a hundred and five. So I'm not sure w how to I'm not sure how to act.   Nikki Mack (01:31) Yeah.   Yeah.   Cloudy skies make me want a sweater, but then I walked outside and I was like, ⁓ no, that's not. That's not what's happening here. So we might have a real monsoon season this year. I can't wait.   Tiff (01:43) Yeah.   I know.   I know. We're supposed to. We're supposed to. So we will, listeners, we will keep you in the loop on the Arizona weather. I know everybody's always dying to know. I actually it's one of the most like most often asked questions that I get when I do travel. So I know you're all just dying to hear about it. We will keep you posted. ⁓ but I agree Yeah. Yeah. Always wanted to be a meteorologist, you know. Here we are. Here we are.   Nikki Mack (01:58) Yeah.   We're here for your weather updates and your dental ⁓ improvements. That's what we do.   Tiff (02:17) but I agree, today's topic is actually really fun and ⁓ it's it's tech techie and I think tech in dentistry can mean so many things. And so we'll narrow down kind of what we're chatting about today and and to to make it easy, I think tech has been so like virtually involved since COVID shutdowns and we've just really spun in dentistry on so many different platforms.   Be used. So tech in the dental industry no longer just means we have a mill, we have a 3D printing machine, we have scanners, and that is tech, but there's so much more that goes into it and that can be involved in that that term that I'm really excited to talk about it today. And Nikki, I'm excited. I know you love tech and the technical industry and AI and all that stuff, and   And you you love to geek out on it ⁓ in your personal life. And like I think we all use those tools. So I'm excited to talk about it today. And and something that I want to start this out with today is really the idea of how much we use technology in our everyday lives and how much ⁓ convenience the American citizen is after. We want efficiency.   Nikki Mack (03:16) Yeah.   Tiff (03:37) We want convenience. We do a lot. We jam as much into our days as we possibly can. And so being able to use technology severely impacts our worlds. And gosh, even this morning we do every Friday, we do like our f our Friday fun Friday. What's the most fun thing we did? And Diana, one of our consultants on our team, she's like, gosh, this week I ordered my groceries and they were delivered to my house. And she's like, that was life changing because she's a busy mom.   And I was like, that's so funny. And then today we're talking about this. I mean, gosh, technology. We're ordering, we're ordering our groceries, we're ordering Amazon. Like, how much stuff do you order on Amazon even when you want to support the other, the other companies and the other stores? But how much are we ordering on Amazon? Because it's easy, that ease of access. We're scheduling as many appointments online as we can. I just paid a bill to my healthcare office online and making sure that we can do all of these things from our phones.   in the most convenient ways as possible has become such an industry standard and a and a life standard for so many of us. I want to chat about that today within the dental industry. And Nikki, you said something before we got on, you're taking some notes, you're doing some things, and I I want to highlight that note because first we'll go through kind of like what is technology, Nikki, in your in your world and the practices you're working with, how do you see practices really using   Nikki Mack (04:47) Yeah.   Tiff (05:01) technology in that fashion, like for efficiencies, for conveniences, what are you seeing in the dental industry that people can implement within their practices?   Nikki Mack (05:11) So I think the key when we talk about it is we want to do things that make it easier for us and convenient for the patient, right? Like those should be kind of the two, I feel like key core pieces before we use anything. But   We also have to keep in mind that technology doesn't have to replace that personal touch. Like they're still coming to see us. I'm still gonna greet them at the front desk, right? We're gonna ask how their vacation was. They're a part of our practice. But people do want that convenience and you want to help the office. So I see it in ways that can help the team be more efficient. ⁓ with like virtual appointment assistance, right? Online appointments. my gosh. I mean, in 2026, I can book my oil change.   online right i don't even have to call the auto shop   for that. People want to be able to book it online. And then that's one less phone call that you have to take that you can be interacting with a patient, right? Face to face, engaging. So a lot of ⁓ online appointment scheduling, ⁓ bill portals, billing reminders, being able to send off statements, people can respond to the link in that text and pay for it. ⁓ all of those kind of pieces usually are the key. And then not quite our topic today, but   with diagnostics, right? There's a lot of technology available that can really help you get some valuable information to put in front of the patient too. But that leads us back to efficiency, right? And offering that convenience to patients. So I think it's really those touch points is where I see it the most.   Tiff (06:25) Yeah.   Yeah.   Yeah,   I agree. And I think you you touched on that like AI component for the back office for diagnostic tools. We have we talked about earlier, you know, the scanners. We have all of these digital ⁓ so we say tech, right? But really we're talking about like digital technology, right? Because tech can be so broad. So we have all of these digital resources that really do c ⁓ create conveniences for the patient.   And I think we undervalue even Nikki, what you just said, we ha we have them in the back office for diagnostic tools. I think we undervalue the convenience that that can create for our patients because the convenience of understanding, I'm not la I'm not logically sitting here thinking with my forefront brain, wow, being able to see this on the on the screen is so convenient and it's making my life so much easier. But me being   Nikki Mack (07:25) Mm-hmm. ⁓   Tiff (07:29) A person who can understand this, do it in an efficient and an effective way, move my day quickly, say yes to scheduling, say yes to being healthier because I can visually see it. That's convenient and it's making my experience better. And it's also to your point, Nikki, all of those conveniences, appointment ⁓ scheduling online, confirming our appointments online, paying our bills online, seeing the   Seeing the AI version of my mouth, seeing how my teeth have changed, all of those things are cutting down on the effort that the human is having to put out so that that bucket of time and energy and capacity that has been left because we were using it on something else. Now we filled this capacity bucket with extra time. I can now sit as a dental professional and spend more time connecting.   with the human across from me because I'm not spending the time on the phone calling to schedule the appointment or answering to schedule the appointment or doing all these pieces. So not only is it more convenient, effective, and efficient for the patient, but the team is getting some time back as well when they're used correctly. And I think that's huge. I think it makes a massive difference.   Nikki Mack (08:47) my gosh, it's   it's so massive. I think people outside of dental probably don't realize it, but all of us in it, we know it, right? We live it. The single most valuable thing in a practice, in my opinion, is time because it doesn't matter if you're a one provider, four op practice, or if you have six providers and twenty-five ops or three locations, right? In dental, like   Tiff (09:02) Yeah.   Yeah.   Nikki Mack (09:11) Honestly, every minute adds up. Every right, that's why we don't want popcorn assistants who have to keep getting ⁓ things that we need for the treatment. It's why we want to be able to get a hold of a patient for a balance or an appointment so we're not circling back. Like time is so important. And if we can find these opportunities that give us some of that task time back and allow us, to your point, to   Connect with the patient, right? That's face-to-face time. That's patient time. That's such a win. And if that can also be something that's convenient for the patients and give them time back in their life, because who has time to sit and wait on hold? Right. They understand you're busy, but they might have a job too. So if I can pop online, get my question answered by you, it's win-win, in my opinion. Like it just works.   Tiff (09:57) I agree.   I completely agree. And on the flip side of that, well, I think I have two, I have two thoughts. So one thought is I have so many team members that and I would be this team member. I think if I weren't consulting and I didn't get to see it implemented in so many offices and so many practices correctly and effectively and work, I would be the team member that's like, heck no, you are not scheduling on my schedule without me doing it. I want the control, right? That that would be me. I don't even let   Nikki Mack (10:20) Yeah.   Tiff (10:27) the team schedule on my schedule right here. Like I am a control freak when it comes to my schedule. So I would be that team member, but I do have the availability to see it in so many different practices all over the country, even outside the country. We've got Canadian practices that are doing the same stuff we're doing. And I do get to see it work really well. ⁓ so I know on one side the teams are like, Tiffanie, Nikki, stop.   Nikki Mack (10:55) Okay.   Tiff (10:55) Do not, right?   There there's so many team members that are like, do not. And I want to say that there is friction and friction can cost time and money, right? If the systems and this is Nikki's gonna talk about this a ton, but if the systems aren't right and we're not using the tool correctly, then there's friction. And what I mean by that, I have two personal stories that actually line up with this so beautifully.   My first story is, ⁓ my fiance, he's got he's got two kids, wonderful human, beautiful children. His son needs ortho. Right. And so mom's like, Okay, took him to the the orthodontist, he's gonna get brackets on. It was yesterday, so it was a week from a week from the day. She's like, You just have to you have to call, set up the payments on your half or whatever, or pay it. He's like, Great, I'm gonna pay it. This man, I j I got home yesterday from travel. I said, Hey, Bryce, you know, Bryson got his his   Brackets on, did you were you able to go to pay them? Because when I left last week, he tried calling them. The gal who answered the phone like, you know what? The girl who takes care of that, she's with a patient right now. She's gonna have to call you back maybe tomorrow. He's like, That's weird. Okay. He's a financial advisor. And so he's like, people are trying to give you money, take the money, right? So he's like, What is going on here? Like, what are these roadblocks? Yeah, like take the money. There should be some system. He's literally sat in our living room and said, I don't understand there should be some sort of system set up   Nikki Mack (12:14) Really? my goodness.   Tiff (12:24) But there's a if she's not free, someone else can take it. And I was like, Yes, system, you're you're right. You've been listening. So then I said, Okay, did they call you? He's No, and it's Friday. I tried calling them, they're closed. I was like, that's weird. So then fast forward, I'm gone for a couple days this week. I get home yesterday. I'm like, Did you ever pay them? He's like, I literally had to track them down to get them to take my money. And I thought,   Nikki Mack (12:31) Mm-hmm.   Tiff (12:49) That patient experience, right? That parent experience, patient experience at this orthodontist has been so not ruined, but impacted because the barrier to entry was so difficult, right? And I'm like, gosh, if they could have just sent a link, or taken the number over the phone is one thing, but if they could have just sent a link, he could have taken care of it, it would have been done, nobody would have thought twice about it, he wouldn't have been frustrated because he doesn't.   have none of us have time to your point to call the practice and hunt them down to pay our bill right so that's my first story my second story is a bill I paid right I just told Nikki about this I'm like I paid I had a small bill due with my primary care physician I got the text or I got the email yesterday I was like this is phenomenal I love this right yes I will pay my bill so I pay it great got the email back it's taken care of well   Nikki Mack (13:28) Okay.   Tiff (13:45) 10 minutes before we get on this podcast call right now, I get an email. Same email. You have the same amount of money due to the primary care physician. And I'm like, well, this is frustrating because the barrier, again, the barrier of entry, right? And so efficiency matters. And then being able to use the efficient efficiency tools really matters because when   We go in thinking this is phenomenal. I'm gonna take care of this. This is great. It's gonna be so easy. But then it becomes difficult. That difficulty out of when you when you come off of using something that should be convenient, it was less convenient for me to try to answer a call for you to try to collect over the phone than for me to have used a tool, thought it worked, and now I'm frustrated that it didn't work. Right. So now I'm emailing them and trying to track them down to ensure they got my payment.   Nikki Mack (14:22) Mm-hmm.   Tiff (14:38) So that I'm not double paying. So the barrier of entry there on a tool that is supposed to be convenient, it's supposed to help me, causes more frustration when it's not used correctly than not using it at all. Does that make sense, Nikki?   Nikki Mack (14:54) It does.   Yep. A hundred percent. And I think this is where, ⁓ hopefully I'm not jumping ahead. This is where I think systems come into play. Look, if you've listened to a podcast, you've heard us talk about systems, right? But this is why systems are so important. my teams have heard me say this a million times already. Any great system is a bad system if we don't use it.   Tiff (15:00) No, do it. Yeah.   Nikki Mack (15:15) Right. And even when we talk about these technology options, they're so fantastic and they can really help support our systems and save us time. But they're not just going to automatically replace them. You have to be really intentional with how are we using it. ⁓ I actually you made me think of ⁓ with the online scheduling and and the tools. So   I've helped lots of offices implement online scheduling. And guys, I remember I sat at the front desk and I absolutely same thing heard like, we're gonna use this. And I was like,   a good idea. I think that I'll just handle all of that scheduling because I control the schedule and I know what's best. And you do, not to take away from that. You get it. But it doesn't mean there's not support. So anytime with a practice where with that example we roll online scheduling out, guys, we don't have to let it schedule everything to start.   We can just do new patients. We have blocks in our schedule. We know where they can go. We allow them to schedule appropriate. We can do recare exams. We put blocks in our schedule. We use the parameters built into that technology to only allow it in certain places. And then guess what? If a patient has an appointment request that's outside of those parameters, then they'll call the office because we still exist for a reason. And then we're there to help them.   get into the right place. So it doesn't have to be all or nothing. We use our systems, we identify where there's a pain point, and how can we use the technology available to us to alleviate that so that everybody wins and has that opportunity. And if someone hates scheduling online, my mom does. She can't stand it. It's she's so adorable. We just learned emojis, you know, so you know what world I'm in. It's a fun time. But she's never going to schedule an appointment online. She's not going to log into my chart.   She's just not gonna do it. Guess what? She can call her office. Right. We have those options to meet all of our patients where they are and give the best experience and set ourselves up for that success. So   Tiff (17:13) And to that point, when your mom does call the office to schedule, that team has more time to spend with her creating that value in that relationship and hand holding to schedule the appointment because other people are scheduling online. They're not on the they're not on the phone or the phones union or or whatever while she's calling because they're able to use this conveniency tool in other areas. Yeah.   Nikki Mack (17:38) Yep.   Tiff (17:39) When you say system, I think, gosh, everyone, every doctor that comes to Dental A Team says, I need systems. And I want to break that down because a system could be anything, right? I have a system for the way I wake up in the morning. I get up and I do the cat litter and I do the dishes and I do the laundry and I do the this and I do the that. But the system that we're talking about is an SOP, you guys. I think every doctor knows what an SOP means. An SOP, a standard operating protocol.   So a system, are your systems working for you? Is it do you know what that means? Do you know what it means to utilize the tool? How do you what is it? Why are you using it? What is the end result? So what is it supposed to be creating for you? If you've got, you know, patients, patients want to be able to schedule online. They want to be able to pay their bills online. They want to be able to text you. They want to be able to use these tools.   In an effective manner. So why are we using it? What is the end result we're after? We're after being able to confirm our schedule without having to pick up that phone. Right? Great, let's work backwards from there. What are the steps that it what are the tools? What are the steps? What is the accountability? Okay, because that accountability space it solves the no one ever uses this, it sucks, everyone hates it, and every time that they try to use it, it's broken. Anything   Nikki Mack (18:50) huh.   Tiff (19:02) Everyone, always, every time, no one, those like definitive words mean I am speaking to you from a pace place of emotion and I don't have a lot of data to back it up. So when we have when we have the accountability built into it and the data to back it up, we can say, is this tool the right tool for us? So there are there are multiple scheduling platforms.   Nikki Mack (19:15) Yeah, nine times out of ten. Absolutely.   Tiff (19:29) The first one you choose might not be the right one. It might not work the way that you want it to, but knowing what that end result is supposed to be to be able to say it is or is not working and not just an emotional say, I'm saying with data, these appointments are not working. Let's try a new one. It's a it's a give and a take there. So when we say the system has to work.   You've got to know what that means. You've got to create a protocol around it and create the accountability measurements to be able to say that it is or isn't working. And then patients aren't feeling the frustration of the tools not working, or if they are, that's your data point, right? Where is where are the frustrations for the team and the patient coming up? And Nikki, that's where you said take inventory.   What's not working right now, what's causing frustration right now, and the phones ringing off the hook seem to be causing frustration. Great. How do we solve that? And then how do we measure it to make sure that it's working? And Nikki, when you say, or when I ask frustration, right? When I ask frustration, what are some of the frustrating key points that you see patients come back to offices with that tells you?   Nikki Mack (20:33) Yeah.   Tiff (20:43) You know, this system's not working. You're consulting a practice and they're like, Gosh, my patients do this, this, this, and this, and you're like, Your system is not working. We've got to tackle the system, meaning the SOP, not the person. Where do you see those frustrations the most frequently?   Nikki Mack (20:59) You know, it's funny because actually I'm gonna refer back to your ortho team example. I think honestly that's usually it. And here here's the thing. don't mishear me. I love having somebody that's responsible for certain things, right? Like we have our new patient care coordinators, we have our treatment coordinators, we have in ortho, right? There's usually the money girl, I was the money girl, right? Did that time. that's important because patients need to have someone that they can ⁓   Tiff (21:06) Yeah.   Yeah.   Nikki Mack (21:25) Refer back to, connect with, knows what's going on, right? However, it's that's usually the gap where if that person is busy or if that person is out, ⁓ we don't have a system in place to be able to support that gap. Now, let's say that your fiancé was calling and said,   I don't understand my portion. I have questions about what I owe. I want to review the insurance coverage. Guys, 100% that needs to go to your person that knows it, right? Because this is efficiency. This is consistency. Give them that answer. But if he's just, I just need to pay my balance. If we can't do that.   Within a few days, right? There's a gap in that system. And that's not to say this office isn't fantastic, right? Because things happen. We get busy. We it's summer, everybody wants their braces on, you know, someone went on on vacation, all those pieces. But that's what systems and SOPs are for, to fill those gaps when something comes up. So when we want to fix that, it's usually we have someone who does that and they're not available.   Tiff (22:12) Yeah.   Yeah.   Nikki Mack (22:32) That to me is I think the most requested. Like we have unscheduled treatment to call on because our person is busy, right? And can't follow up on everything. So it's usually the follow-up piece with the patients when we're talking front office.   Tiff (22:46) I totally agree. I totally agree. Mickey, this was fun. Thank you. I love talking tech and I love I love more than anything, and I think the listeners probably know this, ⁓ efficiencies. If I can create more efficiency in my life, I'm I'm a I'm a happy girl. ⁓ I can't I can't operate outside of efficiencies. My brain just doesn't do it. So it's where my control comes into play. ⁓ but I would say guys, like   Nikki Mack (22:49) Yeah.   Tiff (23:11) Patients want convenience. Patients want to be able to do everything from their phone. We have we have miniature computers that we carry around in our pocket all day long. It's 2026 at the time of recording this. We do not want to like get on the phone and actually talk to people majority of the time. I would say at least 90% of us can say, without a shadow of a doubt, 90% of the time I'd rather handle it on my phone.   than having to handle it over the phone. So I would take a look, you guys, your your like actionable pieces here, your action items are to really take a look and take inventory of like a spot audit. Where do you already have tools? Are they being used and are they working? And where could another tool be beneficial to your patient base and your team? It shouldn't   One should not weigh the other. It should be beneficial for both your patients and your team. It should not cause an inconvenience or a frustration to either space. Patients want easy, teams need systems, the trust is still there. And I would say take inventory, go look at the companies, vet your companies, have your team vet your companies, and decide what the next tool is. Not tools are, the next tool is.   Nikki Mack (24:14) Mm-hmm.   Tiff (24:24) that you're going to implement with success creating that system around it. Nikki, what are your final words? What do you have for them as a parting gift at the end of this podcast?   Nikki Mack (24:33) Parting   gift. I honestly I would say I think Tiff, you nailed it. And just remember, ⁓ like she said, trust still wins, right? Technology can do a lot, it can help us, it can make us more efficient, it can enhance the experience. But you guys are still deprived. The patients come back for you. It's that in-person experience. Don't let this take away from the care and the attention and comfort that you're giving to your patients because you guys are why they come back. You rock.   Let this help you just be even better.   Tiff (25:05) I agree and let them be able to see how much you rock. Because for example, to detour our wrap-up, the ortho practice, my first question when he said he was struggling to pay was wait, the dentist that we trust, he's the one that referred this practice, right? We didn't search them out on our own because now I only trust them because of the referral source, not because of the the ⁓ relationship that has been built. So to that point.   Nikki Mack (25:13) Ha ha ha.   Tiff (25:34) Build the relationships, allow your tools to be able to allow for a better relationship and that humanity to come back into play. I love it. Thank you, Nikki. Listeners, this is what we do. You heard Nikki talk about the practices that she's helped implement these tools. You heard her talk about her consulting. You guys, this is what we do. We focus in on your patient journey. We focus in on the relationships that you're building and we create system and tools side by side with you.   Nikki Mack (25:42) Yeah. Thanks for having me.   Tiff (26:00) That you can implement with your teams, your practices for complete success. And we always have that layer of accountability wrapped in. You guys don't even hear a podcast that doesn't come with actionable items. So just know we're here. We're here to help you solve the gaps. We're here to help you see how you can you guys run a more efficient, efficiently run practice, a happier practice, a   Whatever practice it is that you want, we're here for that. So please reach out. Hello@TheDentalATeam.com. We're always here to spread some sunshine in your lives and give you a little bit more patient journey and five-star patient Hello@TheDentalATeam.com, drop us a five-star review below. Let us know what you're using. People do read those, they look for those tools as well. So let us know what you're using, what's working for you, and we'll catch you next time. Thanks everyone.   Nikki Mack (26:47) Thank