Podcasts about Refer

Knowing when to refer and when to manage a patient yourself is one of the biggest clinical judgment skills you will build in primary care. It can also be a common source of confusion on NP boards, especially when referral feels like the safest answer.         In this episode, Alex and I break down how to think through referral decisions using patient stability, red flags, scope of practice, and response to first-line treatment. We walk through primary care scenarios involving hypertension and diabetes to show why the same diagnosis may be managed in one situation and referred in another.                                              Get full show notes, transcript, and more information here: https://blog.npreviews.com/when-to-refer-primary-care-np-boards                     Follow us on Instagram: instagram.com/smnpreviewsofficial

Referências do EpisódioCritical ServiceNow AI Platform Flaw Exploited for Unauthenticated Code ExecutionCVE-2026-6875 - Sandbox Escape in ServiceNow AI PlatformCookie Crumbles: How Exploitation of CVE-2026-0257 Leads to Qilin RansomwareExploitation in the Wild of wp2shellRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

Renewed tensions in the Middle East are testing markets. In this week's Market Take, Ehsan Khoman, Investment Strategist at the BlackRock Investment Institute, explains why we remain pro-risk despite a more fragile macro backdrop.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5760873-EXP0727

Did you know that one of the most valuable roles in your beauty business isn't just being an esthetician—it's being your own content creator? In Episode 212 of the SLI Online Esthetician School Podcast, Stephanie Laynes explains why every esthetician, spa owner, skincare professional, and beauty entrepreneur must embrace content creation to grow their business, build trust, and attract new clients. If you're waiting for someone else to market your business, you're missing one of the biggest opportunities to increase your visibility, generate leads, and create consistent income. The good news? You don't need thousands of followers—you need consistent, valuable content that speaks directly to your ideal client. In This Episode You'll Learn Why every esthetician is a content creator. How social media helps you build trust before a client ever books. Why consistency beats perfection on TikTok, Instagram, Facebook, YouTube, and Pinterest. How educational content positions you as the skincare expert. The difference between creating content that gets views and content that gets clients. Why authenticity is your greatest marketing advantage. How to turn everyday client questions into endless social media content. Why Content Marketing Matters for Estheticians Today's skincare clients don't just search Google—they also search TikTok, Instagram, YouTube, Facebook, Pinterest, and AI-powered search tools for skincare advice, product recommendations, and estheticians they can trust. Every video, photo, blog post, email, podcast, and social media post you create becomes a digital salesperson working for your business 24 hours a day. When you consistently create valuable content, you can: Attract more facial clients. Increase retail skincare sales. Build authority in your local market. Grow your email list. Generate online skincare consultations. Increase bookings without relying only on paid advertising. Build a recognizable personal brand. Create long-term relationships with potential clients. Your Business Needs Two Audiences Every piece of content should speak to one of two groups: 1. Your Current Clients Create content that helps existing clients: Stay consistent with their skincare routine. Learn how to use products correctly. Understand treatment benefits. Feel connected to your brand. Refer family members and friends. Become repeat clients. A private Facebook Community or VIP client group is a powerful way to educate, engage, and encourage referrals while strengthening client loyalty. 2. Your Future Clients Your second audience is people who have never met you. They are searching for answers to questions like: Why is my skin breaking out? What causes eczema? How do I get rid of dry skin? What's the best facial for sensitive skin? Why is my scalp itchy? What skincare products actually work? When you consistently answer these questions through short-form videos, blog posts, podcasts, YouTube videos, and social media content, you become the trusted expert they remember when they're ready to book. Content Ideas Every Esthetician Should Create Never run out of content by creating: Skincare tips Client FAQs Before-and-after transformations (with permission) Product demonstrations Treatment education Ingredient spotlights Myth vs. Fact videos Day-in-the-life content Client testimonials Behind-the-scenes videos Business owner insights Success stories Seasonal skincare advice Live Q&A sessions Educational podcast episodes The Power of Consistency Many estheticians stop posting because they believe every video has to go viral. The truth is that consistent, educational content builds credibility over time. Every post creates another opportunity for someone to discover your business, learn from your expertise, and become a loyal client. Don't focus on creating perfect content. Focus on creating helpful content consistently. Key Takeaway Your social media accounts are more than platforms—they're powerful marketing tools that can attract clients, increase product sales, grow your authority, and build a thriving beauty business. You are no longer just providing skincare services. You are the content creator of your business. The more value you share, the more trust you build. The more trust you build, the more opportunities you create to grow your business. About the SLI Online Esthetician School The SLI Online Esthetician School helps licensed estheticians, spa owners, solo estheticians, skincare professionals, and beauty entrepreneurs build profitable beauty businesses through education, business coaching, social media marketing, branding, client attraction, retail strategies, and entrepreneurship training. Whether you're growing your clientele, increasing retail sales, launching your own skincare line, or becoming an industry leader, SLI provides practical education designed specifically for beauty professionals. Subscribe, Review & Share Enjoyed this episode? Subscribe to the SLI Online Esthetician School Podcast for weekly episodes covering: Esthetician marketing Social media strategies TikTok marketing for estheticians Instagram growth Client attraction Retail sales Beauty business coaching Personal branding AI tools for estheticians Entrepreneurship Passive income Business growth strategies Stephanie, a seasoned professional in the beauty industry, brings her wealth of knowledge and experience to the forefront, sharing valuable insights, tips, and trends that every esthetician can use in their business. Click here to take my FREE Communication Masterclass Join my IG Broadcast Group HERE Enroll in the SLI Online Esthetician School for only $30 a month that includes the MONEY PODCAST, advanced esthetic education, business tips & more! Click here: Cost Per Service Worksheet from Angela Green, join the app to get access & pay! ***Stephanie's Favorite Things:*** Payroll App Esthetician Insurance Esthetician Gameplan: Pay Myself Workbook Smooth Skin Supply LLC Wholesale Website Follow Stephanie Laynes on socials: Instagram Facebook Tik Tok Youtube

Referências do EpisódioProxying to Compromise: SonicWall Secure Mobile Access 0-day Exploitationwp2shell: Pre Authentication RCE in WordPress CoreWordPress Core "wp2shell" RCE flaws get public exploits, patch nowThree Steps to the Terminal: A Siemens ROX II Zero-Day TrilogyHOLLOWGRAPH: Turning Microsoft 365 Calendars into Covert Command-and-Control ChannelsOpenSSL HollowByte: A DoS Hiding in 11 BytesNew North Korean campaign uses fake coding interviews to steal developer credentialsRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: how to ask for a raise, where is smart money going, how to analyze an earnings call  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 371st Weekly Live Webcast0:59 How to Ask for a Raise4:27 Can Founders Keep a Full Time Job?6:46 Best Movie Business Plans9:27 Starting a Hedge Fund Internship14:42 Where Is the Smart Money Going?20:08 IBM Earnings Miss22:50 Running Out of Questions During a Presentation28:02 Who Is Your Mentor?29:43 Is IBM a Buy?31:11 Will War Hurt the Economy?32:00 Are Stocks Overvalued?36:30 Are T Bills Worth Buying?37:46 SpaceX Valuation Drop41:06 What Makes a Great VC Firm?43:45 How VC Fees Work44:41 Taking a Sick Day46:35 Russia's Debt to GDP47:52 Is the CFA Worth It?49:14 Is IBM Falling Behind?50:25 Is Investment Banking Still Worth It?51:43 Careers in Lending52:20 Can I Start a Bank?52:53 Investing in Royalties53:54 Why Cathie Wood Is Popular57:43 How to Analyze Earnings Calls1:01:22 Making Money With AI1:02:12 The Social Network Reaction Video Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Referências do EpisódioUAT-11795 deploys novel Starland RAT and bespoke WLDR C2 implant in financially motivated campaignClickLock Stealer: Paste Once, Lose EverythingACR Stealer: Two observed intrusion chains amid increased threat activitySpirals: New Stealthy Ransomware Deployed Against Asian IT CompanyGoSerpent: a persistent threat evolves with sophisticated data collection and exfiltrationRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

Referências do EpisódioChaotic Eclipse Unveils LegacyHive Exploit Affecting Fully Patched Windows SystemsTuxBot v3: Inside an IoT Botnet Framework With LLM-Assisted DevelopmentClaudeFix: Shared Claude Chats Meet ClickFixRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

Dr. Brown tackles some of your most pressing voicemail questions, diving deep into social media wisdom, biblical theology, and personal encouragement. From handling online toxicity on X (Twitter) to whether Gentile Christians must keep the Law or refer to Jesus as Yeshua, Dr. Brown provides clear, biblical answers to help you navigate your faith today. Plus, stick around until the end for an inspiring testimony from a 79-year-old Messianic rabbi! The number to call is: (704) 498-4680. ~~~FRONTL|NE Newsletter: https://thelineoffire.org/newsletterDonate: https://thelineoffire.org/donate-one-timeX: https://twitter.com/DrMichaelLBrownYouTube: https://www.youtube.com/@LFTVInstagram: https://www.instagram.com/drmichaelbrownFacebook: https://www.facebook.com/ASKDrBrownWebsite: https://thelineoffire.orgRadio Broadcast from The Line of Fire Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Venture Capital Bootcamp, Chris Haroun shares a practical framework for raising capital, from developing a compelling business plan and using other people's money strategically to creating an investor pitch deck and building long term relationships with investors. He also answers live questions on venture capital, startup fundraising, equity structure, investment banking careers, AI, entrepreneurship, finance, and the future of business.Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome & Venture Capital Bootcamp2:56 How to Raise Money for Your Business5:54 Business Plan12:49 Other People's Money17:16 Investor Pitch Deck21:35 Building Investor Relationships28:14 Q&A Begins28:14 Raising Money from Small Investors29:04 US vs China Capital Raising30:05 Voting vs Non Voting Shares31:30 Biggest Fundraising Mistakes33:19 Contrarian Beliefs34:16 Phoenix-ing Explained37:24 Breaking into Investment Banking42:09 Following Your Dreams43:35 Skipping Workouts44:14 Future of Iran44:47 US Dollar Reserve Currency46:03 Options & Short Selling48:13 Becoming a YouTuber Today50:09 Bitcoin-Backed Countries51:52 AI Options Trading Bots52:35 Overcoming Fear54:45 Religion in China56:46 Will AI Replace College?58:32 AI Opportunities in Developing Countries59:29 Finance Certifications1:00:19 Why Curiosity Matters1:01:05 Europe's Future1:01:50 Big Tech Layoffs1:03:14 Raising Money in Silicon Valley1:03:59 What VCs Look For1:06:19 Likeability in Business1:07:59 Building a 5 Stock Portfolio1:09:42 Dealing with Tough Parents1:10:06 BYD vs Tesla1:10:49 Starting an Instagram Business with AI1:13:20 Knowing When You're Ready1:15:33 Are Reaction Videos Worth It?1:19:43 Future of Video1:21:17 Viral Marketing on a Budget1:24:04 Alternatives to Giving Up Equity1:25:19 Finance Without a Degree1:26:12 How Important Is Your Website? Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Referências do EpisódioSonicWall SMA1000 Series Appliances Affected By Multiple VulnerabilitiesTwo SonicWall SMA 1000 Zero-Days Exploited, One Could Enable Admin CommandsMicrosoft July 2026 Security UpdatesSAP Security Patch Day - July 2026Progress confirms ShareFile zero-day flaw behind Storage Zone shutdownRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

A la segona part del programa connectem amb Alfons Coloma, copropietari de la gelateria La Xixonenca, de l'Ampolla, per descobrir-ho tot sobre el seu negoci.

Referências do EpisódioWEBINAR: A CONFIANÇA COMO PORTA DE ENTRADA DO ATACANTEOne Misconfigured Server, Three Active Campaigns: Full exposure of three AiTM Phishing OperatorsImprove Router Hygiene to Protect Against Russian State-Sponsored TargetingCrashStealer: C++ macOS infostealer posing as crash reporterOAuth Client ID Spoofing: Why Fake Client IDs Are Gaining Traction for Stealthy Enumeration Roteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

The repricing of Fed policy expectations over the past six months has reverberated well beyond the U.S. Valerie Chan, Investment Strategist at the BlackRock Investment Institute, explains why Japan is a key case study.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5741082-EXP0727

Referências do EpisódioWEBINAR: A CONFIANÇA COMO PORTA DE ENTRADA DO ATACANTEProgress Told ShareFile Customers to Pull the Plug on Their Servers. Here's What We Know.Unfit to Boot: Breaking U-Boot's FIT Signature VerificationCritical Zimbra Flaw Could Let Crafted Emails Run Malicious Code in User SessionsOne Target, Two Flags | Rival Espionage Actors Converge On Pakistani Law EnforcementRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: Private Equity vs Venture Capital, Term Sheets, & Life Regrets and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 369th Weekly Live Webcast of July 2, 2026! 0:57 Should prospective investors sign NDAs for my startup? How to review a term sheet? 4:03 Is SpaceX still overvalued? Will Elon be able to put people on Mars? 5:21 How to train your biceps and triceps? Will kids have more or less toys in the future? 8:22 What would make you leave America? How to fix the United Kingdom? What business would you start if you had to start over? 12:54 How to invest in private equity? Is Oracle too big to fail? Thoughts on MicroStrategy? What is the future of Intuit and SAP? 18:50 Biggest regret in your life? How do you stay humble? Do you have a funnel strategy for marketing? What is some of the best love and money advice? 25:46 How long will Mamdani last? Have you ever hated someone? Should I get into private equity or venture capital after having startup experience? Do you like the idea of tokenization for real estate? Do you worry about the US debt level? 33:12 Where can I find your finance courses? Will Samsung ever not be the largest company in Korea? Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Toda autoridade procede de Deus, pois somente Ele possui autoridade absoluta.¹ Jesus declarou que toda autoridade lhe foi dada no céu e na terra, e o Senhor estabeleceu o seu trono sobre tudo e todos.² As autoridades existentes exercem uma responsabilidade delegada, limitada e subordinada à vontade de Deus. Por isso, reconhecer a autoridade espiritual não é exaltar pessoas, mas reconhecer o governo do Senhor e os princípios que Ele estabeleceu para a família, a igreja, o trabalho e a sociedade.Deus investiu líderes de autoridade para cuidar, orientar e servir. A Palavra ensina que os discípulos devem lembrar-se daqueles que lhes transmitiram a fé, observar o resultado de sua maneira de viver e imitar seu exemplo. Também orienta que sejam obedientes e submissos aos seus líderes, pois eles velam por suas vidas e prestarão contas a Deus.³ Essa submissão deve proceder de um coração persuadido e confiante, permitindo que o cuidado seja exercido com alegria, e não com tristeza ou sobrecarga.Toda autoridade delegada precisa refletir o caráter de Cristo. Jesus, sendo Senhor e Mestre, lavou os pés dos discípulos e apresentou a si mesmo como exemplo de humildade e serviço.⁴ Assim, a autoridade não deve ser exercida com orgulho, dureza, controle, manipulação ou imposição, mas com amor, misericórdia, domínio próprio e disposição para dar a vida. A autoridade espiritual existe para proteção, cuidado, serviço e edificação, nunca para destruição.⁵Somente pode exercer autoridade de maneira saudável quem também vive debaixo de autoridade. O centurião reconheceu que podia dar ordens porque estava sujeito a uma autoridade superior.⁶ Da mesma forma, ninguém deve servir de maneira isolada, sem prestar contas ou permitir correção. A ausência de submissão abre espaço para abusos, exageros e autoritarismo. Estar debaixo de autoridade é proteção, graça e oportunidade contínua de quebrantamento e amadurecimento.Sem sujeição não há edificação. Deus se opõe ao orgulhoso, mas concede graça ao humilde.⁷ A autoridade não deve ser tomada, exigida ou reivindicada; ela é reconhecida como consequência do serviço, do amor, da confiança e do compromisso construído ao longo do relacionamento. A submissão bíblica não é a de um escravo movido por medo, obrigação ou intimidação, mas a de um filho que vive em liberdade, reciprocidade e confiança. Nenhum líder pode ocupar o lugar de Jesus, único Salvador e Mediador entre Deus e os homens.O alvo da autoridade espiritual é formar discípulos maduros, responsáveis por suas próprias decisões e cada vez mais dependentes do Senhor. O líder aconselha, adverte, ensina, corrige e encoraja, mas não controla a consciência nem toma decisões no lugar do discípulo. Nenhuma autoridade pode ultrapassar os limites da Palavra, impor preferências pessoais ou exigir algo imoral, arbitrário ou contrário à consciência. Jesus é o grande Pastor, e todos os que cuidam de pessoas são apenas servos chamados a refletir o seu caráter, dando a vida pelas ovelhas e conduzindo-as a uma comunhão profunda com Ele.⁸Perguntas para reflexãoTenho reconhecido a autoridade de Deus nas autoridades delegadas por Ele nas diferentes áreas da minha vida e respondido com uma atitude verdadeiramente submissa?Quando exerço alguma responsabilidade sobre outras pessoas, minhas atitudes refletem o caráter humilde, amoroso e servidor de Cristo?Minha caminhada com aqueles que cuidam de mim tem sido marcada por confiança, transparência, prestação de contas e disposição para receber correção?Referências bíblicas: ¹ Rm 13.1-2; ² Mt 28.18; ³ Hb 13.7,17; ⁴ Jo 13.13-17; ⁵ 2Co 10.8; 13.10; ⁶ Mt 8.8-10; ⁷ 1Pe 5.1-6; ⁸ Ez 34; Jo 10

Alô, alô! Os nossos corpos não são habitados apenas por nós mesmos. Nós os compartilhamos  com trilhões (!) de microrganismos que vivem praticamente em todas as partes do corpo humano. Cientistas estimam que mais da metade das nossas células não são, de fato, humanas: são células de micróbios, seres vivos microscópicos, como bactérias e fungos. Quando ouvimos falar em micróbios, a nossa primeira reação geralmente é de medo. Afinal, não faz muito tempo que saímos de uma pandemia, né? Porém, apenas uma pequena fração dos microrganismos conhecidos, menos de 1%, causa doenças. A grande maioria desses micróbios desempenha funções essenciais para a nossa saúde e bem-estar. Eles ajudam, por exemplo, na digestão, protegem contra outros microrganismos nocivos e podem até auxiliar na melhora de sintomas de ansiedade e depressão. Devido a todas essas funções, o estudo dessa comunidade de micróbios associada ao corpo humano  (microbioma humano) vem crescendo muito nos últimos anos. Pesquisadores estão tentando entender quem são os microrganismos que vivem nas diferentes partes do nosso corpo, quais moléculas eles produzem e quais funções essas substâncias desempenham. Esse conhecimento é importante não apenas para desenvolver novos medicamentos e melhorar a saúde e o bem-estar da sociedade. Ele também nos ajuda a responder uma pergunta fundamental: já que temos mais células microbianas do que células humanas no nosso corpo, entender essas comunidades é também uma forma de entender quem somos nós. Nesse episódio, Camila Beraldo e Caramelo convidam Rosana Ferreira e Caetano Antunes para desvendarem esses segredos microscópicos. Da o play!

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Joanne Alves e Marcela Belleza convidam Raphael Barreto para discutir sobre a vacinação no adulto, dividindo o tema de forma prática em 4 pontos: conceitos básicos de vacinação, vacinação no jovem hígido, vacinação no idoso e vacinação no paciente imunossuprimido.Referências:1. https://www.gov.br/saude/pt-br/vacinacao/publicacoes/instrucao-normativa-que-instrui-o-calendario-nacional-de-vacinacao-2026.pdf2. https://sbim.org.br/images/files/notas-tecnicas/informe-sbim-esclarecimentos-vacinas-hpv-240415-v2.pdf3. Gagneur, Arnaud et al. “From vaccine hesitancy to vaccine motivation: A motivational interviewing based approach to vaccine counselling.” Human vaccines & immunotherapeutics vol. 20,1 (2024): 2391625. doi:10.1080/21645515.2024.23916254. A. Heidenreich, P, Bhatt, A, Nazir, N. et al. 2025 Concise Clinical Guidance: An ACC Expert Consensus Statement on Adult Immunizations as Part of Cardiovascular Care: A Report of the American College of Cardiology Solution Set Oversight Committee. JACC. 2025 Nov, 86 (21) 2085–2098. https://doi.org/10.1016/j.jacc.2025.07.0035. Johansen, Niklas Dyrby et al. “Electronic nudges to increase influenza vaccination uptake in Denmark: a nationwide, pragmatic, registry-based, randomised implementation trial.” Lancet (London, England) vol. 401,10382 (2023): 1103-1114. doi:10.1016/S0140-6736(23)00349-56. Larson, Heidi J et al. “The Vaccine-Hesitant Moment.” The New England journal of medicine vol. 387,1 (2022): 58-65. doi:10.1056/NEJMra21064417. Dinga, Jerome Nyhalah et al. “Quantitative Synthesis of Factors Associated with COVID-19 Vaccine Acceptance and Vaccine Hesitancy in 185 Countries.” Vaccines vol. 12,1 34. 28 Dec. 2023, doi:10.3390/vaccines12010034

Three-time Olympian Becky Downie is here and opens up about the difficult years between Tokyo and Paris, why she never officially retired after the Olympics, recovering from multiple surgeries and two Achilles ruptures, competing without a permanent gym or coach, and why she believes British Gymnastics has finally begun to change. We also discuss the future of uneven bars, athlete autonomy, trauma-informed coaching, and the equipment issue Becky says is holding back bar specialists around the world. CHAPTERS 00:00 Cold Open – "I Wasn't a Functioning Human" 00:25 Introduction: Becky Downie's Journey to Paris 05:27 Life After Paris: Retirement, Fibroids & Starting Again 08:08 Discovering the Fibroids That Changed Everything 14:42 Dating, Family & Wanting Children 15:27 Paris Olympics: New Coaches, New Team Dynamic 20:00 Trauma, Lilleshall & Recovering After Tokyo 31:19 Learning to Heal & Process Trauma 37:39 Training Without a Coach or Gym 40:12 Why LA 2028 Is Still the Goal 44:07 Sponsor: Huel 45:37 Body Maintenance, Strength Training & Supplements 51:30 Has British Gymnastics Really Changed? 54:22 Equipment Injustice: The Uneven Bars Problem 57:03 Why Gymnova Bars Need to Change 01:01:08 Two Achilles Ruptures & Learning to Trust Your Body 01:08:25 Athlete Autonomy & Speaking Up 01:11:17 Athlete Representation & The Future 01:12:34 The Book Becky Wants to Write 01:15:33 Looking Ahead to LA 2028 01:15:43 Update: Coach, New Gym & Commonwealth Games Decision GET MORE FROM GYMCASTIC Join Club Gym Nerd for weekly Behind the Scenes episodes, extended interviews, live Q&As, exclusive commissions, our members-only forum, fantasy gymnastics, and more: https://gymcastic.com/club/ Elite Score Explorer: https://gymcastic.com/elite-scores/ Roster Lab: https://gymcastic.com/2028-roster-lab/ Gymnastics Calendar: https://gymcastic.com/gymnastics-calendar/ Live Shows: https://gymcastic.com/live-shows/ GymCastic Store: https://store.gymcastic.com/ Newsletter: https://gymcastic.com/ Becky Downie Playlist: https://youtube.com/playlist?list=PLJwVDDnyD6Ig OUR SPONSOR: HUEL Make healthy eating simple. Get Huel today with our exclusive offer of 15% OFF online with code GYMCASTIC at huel.com/GYMCASTIC. New customers only. Thank you to Huel for partnering and supporting our show. SUPPORT GYMCASTIC Club Gym Nerd members get our weekly Behind the Scenes podcast every Friday, extended interviews, live Q&As, discounts on live shows, fantasy gymnastics, games, and our members-only forum. Refer a friend to Club Gym Nerd! Once they sign up, email customerservice@gymcastic.com with "Referral" in the subject line and you'll both receive a free month of membership. Everything is at GymCastic.com.

AI has the potential to reshape long-term growth, but getting there means navigating today's supply constraints. Wei Li, BlackRock's Global Chief Investment Strategist, unpacks the key themes of BlackRock's 2026 Midyear Outlook.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5716309-EXP0727

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: How to Win on LinkedIn, Find Love and Handle Equity Compensation  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Call Starts1:00 LinkedIn Masterclass23:45 LinkedIn Profile & Career Questions33:58 AI Stocks, Micron & SpaceX40:45 AI, Bitcoin & the Future of Technology50:53 Options Trading & Hedge Funds54:37 Startup Advice: Co-Founders & Equity58:23 Markets, AI Trends & One-Person Companies1:07:35 Oracle, Micron, Snapchat & LegalZoom1:14:35 SpaceX, Cursor & Starting an AI Company1:19:35 BYD, Tesla, Magnificent 7 & Accenture1:23:00 LinkedIn Networking & Job Search1:29:55 Dating, AI Creators & Big Tech1:39:56 Best S&P 500 Index Funds Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Refer a friend to the Society and earn £50 in vouchers: UK: https://smws.io/wm8 EU: https://smws.io/gzj Join the Society for £100 a year and your first bottle, worth £70, is on us: UK: https://smws.io/3gu EU: https://smws.io/mp1 Explore the July Outturn: UK: https://smws.com/outturn EU: https://smws.eu/outturn This month Calum and Duncan are on the road filming for an exciting new documentary. Tune in to find out more about that, see the guys enjoy some of the most intriguing bottles from the July Outturn, catch up with Richard as he stops by for a cameo and indulge in one of their favourite whisky snacks.

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Lucca Cirillo apresenta um caso de aumento de enzimas hepáticas para Amyr Chacar e Djoni Moraes.Referências em breve.

Tiff and Nikki dive into all things tech + dentistry, including what practices can implement to make the day-to-day more efficient for staff and convenient for the patient — all while keeping that personal human touch. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:00) Hello, Dental A Team listeners. I am back here today with you, with one of my favorite Dental A Team consultants. We have a few consultants, and they're all my favorite, but I'm here today with Miss Nikki Mack, who many of you have met over the course of the last few months that she has been with Dental A Team, and all of you know she has a vast amount of experience in the dental industry, and she's right here in town with myself and Britt and   Gosh Pam, everybody's here. Dana's down south, but that's okay. Nikki's here and she's here with me today. And Nikki, welcome to the podcast. I am so excited to have you here today. We're gonna have so much fun together. You are a bundle of energy and a bundle of fun. And I'm just excited to be here. So how are you? How are you loving this like semi cloudy weather we've got and what's life in Nikki's world look like?   Nikki Mack (00:49) Gosh.   It's been fantastic. I'm super happy to be back. I had so much fun last time. ⁓ and actually I'm really excited about today's topic too. So that helps, obviously, but I can't wait to talk about it. ⁓ it's gorgeous. It's still over a hundred, but you know, we learned to live with what we can get. the gloomy skies, a little bit of humidity, maybe some sprinkles. Like that's I'm ready. That's a great way to kick off my weekend. So I'm here for it.   Tiff (01:00) Yeah. Yeah.   I know.   I agree.   I agree. This is like the one time, I don't know, in maybe my entire life of living in Arizona that I can't say, yeah, it's over a hundred, but it's a dry heat, 'cause it's over a hundred and humid. So I'm not really sure what to do with that. I'm like, it's cloudy, can I go outside? And I'm like, gosh, it's still really it's still a hundred and five. So I'm not sure w how to I'm not sure how to act.   Nikki Mack (01:31) Yeah.   Yeah.   Cloudy skies make me want a sweater, but then I walked outside and I was like, ⁓ no, that's not. That's not what's happening here. So we might have a real monsoon season this year. I can't wait.   Tiff (01:43) Yeah.   I know.   I know. We're supposed to. We're supposed to. So we will, listeners, we will keep you in the loop on the Arizona weather. I know everybody's always dying to know. I actually it's one of the most like most often asked questions that I get when I do travel. So I know you're all just dying to hear about it. We will keep you posted. ⁓ but I agree Yeah. Yeah. Always wanted to be a meteorologist, you know. Here we are. Here we are.   Nikki Mack (01:58) Yeah.   We're here for your weather updates and your dental ⁓ improvements. That's what we do.   Tiff (02:17) but I agree, today's topic is actually really fun and ⁓ it's it's tech techie and I think tech in dentistry can mean so many things. And so we'll narrow down kind of what we're chatting about today and and to to make it easy, I think tech has been so like virtually involved since COVID shutdowns and we've just really spun in dentistry on so many different platforms.   Be used. So tech in the dental industry no longer just means we have a mill, we have a 3D printing machine, we have scanners, and that is tech, but there's so much more that goes into it and that can be involved in that that term that I'm really excited to talk about it today. And Nikki, I'm excited. I know you love tech and the technical industry and AI and all that stuff, and   And you you love to geek out on it ⁓ in your personal life. And like I think we all use those tools. So I'm excited to talk about it today. And and something that I want to start this out with today is really the idea of how much we use technology in our everyday lives and how much ⁓ convenience the American citizen is after. We want efficiency.   Nikki Mack (03:16) Yeah.   Tiff (03:37) We want convenience. We do a lot. We jam as much into our days as we possibly can. And so being able to use technology severely impacts our worlds. And gosh, even this morning we do every Friday, we do like our f our Friday fun Friday. What's the most fun thing we did? And Diana, one of our consultants on our team, she's like, gosh, this week I ordered my groceries and they were delivered to my house. And she's like, that was life changing because she's a busy mom.   And I was like, that's so funny. And then today we're talking about this. I mean, gosh, technology. We're ordering, we're ordering our groceries, we're ordering Amazon. Like, how much stuff do you order on Amazon even when you want to support the other, the other companies and the other stores? But how much are we ordering on Amazon? Because it's easy, that ease of access. We're scheduling as many appointments online as we can. I just paid a bill to my healthcare office online and making sure that we can do all of these things from our phones.   in the most convenient ways as possible has become such an industry standard and a and a life standard for so many of us. I want to chat about that today within the dental industry. And Nikki, you said something before we got on, you're taking some notes, you're doing some things, and I I want to highlight that note because first we'll go through kind of like what is technology, Nikki, in your in your world and the practices you're working with, how do you see practices really using   Nikki Mack (04:47) Yeah.   Tiff (05:01) technology in that fashion, like for efficiencies, for conveniences, what are you seeing in the dental industry that people can implement within their practices?   Nikki Mack (05:11) So I think the key when we talk about it is we want to do things that make it easier for us and convenient for the patient, right? Like those should be kind of the two, I feel like key core pieces before we use anything. But   We also have to keep in mind that technology doesn't have to replace that personal touch. Like they're still coming to see us. I'm still gonna greet them at the front desk, right? We're gonna ask how their vacation was. They're a part of our practice. But people do want that convenience and you want to help the office. So I see it in ways that can help the team be more efficient. ⁓ with like virtual appointment assistance, right? Online appointments. my gosh. I mean, in 2026, I can book my oil change.   online right i don't even have to call the auto shop   for that. People want to be able to book it online. And then that's one less phone call that you have to take that you can be interacting with a patient, right? Face to face, engaging. So a lot of ⁓ online appointment scheduling, ⁓ bill portals, billing reminders, being able to send off statements, people can respond to the link in that text and pay for it. ⁓ all of those kind of pieces usually are the key. And then not quite our topic today, but   with diagnostics, right? There's a lot of technology available that can really help you get some valuable information to put in front of the patient too. But that leads us back to efficiency, right? And offering that convenience to patients. So I think it's really those touch points is where I see it the most.   Tiff (06:25) Yeah.   Yeah.   Yeah,   I agree. And I think you you touched on that like AI component for the back office for diagnostic tools. We have we talked about earlier, you know, the scanners. We have all of these digital ⁓ so we say tech, right? But really we're talking about like digital technology, right? Because tech can be so broad. So we have all of these digital resources that really do c ⁓ create conveniences for the patient.   And I think we undervalue even Nikki, what you just said, we ha we have them in the back office for diagnostic tools. I think we undervalue the convenience that that can create for our patients because the convenience of understanding, I'm not la I'm not logically sitting here thinking with my forefront brain, wow, being able to see this on the on the screen is so convenient and it's making my life so much easier. But me being   Nikki Mack (07:25) Mm-hmm. ⁓   Tiff (07:29) A person who can understand this, do it in an efficient and an effective way, move my day quickly, say yes to scheduling, say yes to being healthier because I can visually see it. That's convenient and it's making my experience better. And it's also to your point, Nikki, all of those conveniences, appointment ⁓ scheduling online, confirming our appointments online, paying our bills online, seeing the   Seeing the AI version of my mouth, seeing how my teeth have changed, all of those things are cutting down on the effort that the human is having to put out so that that bucket of time and energy and capacity that has been left because we were using it on something else. Now we filled this capacity bucket with extra time. I can now sit as a dental professional and spend more time connecting.   with the human across from me because I'm not spending the time on the phone calling to schedule the appointment or answering to schedule the appointment or doing all these pieces. So not only is it more convenient, effective, and efficient for the patient, but the team is getting some time back as well when they're used correctly. And I think that's huge. I think it makes a massive difference.   Nikki Mack (08:47) my gosh, it's   it's so massive. I think people outside of dental probably don't realize it, but all of us in it, we know it, right? We live it. The single most valuable thing in a practice, in my opinion, is time because it doesn't matter if you're a one provider, four op practice, or if you have six providers and twenty-five ops or three locations, right? In dental, like   Tiff (09:02) Yeah.   Yeah.   Nikki Mack (09:11) Honestly, every minute adds up. Every right, that's why we don't want popcorn assistants who have to keep getting ⁓ things that we need for the treatment. It's why we want to be able to get a hold of a patient for a balance or an appointment so we're not circling back. Like time is so important. And if we can find these opportunities that give us some of that task time back and allow us, to your point, to   Connect with the patient, right? That's face-to-face time. That's patient time. That's such a win. And if that can also be something that's convenient for the patients and give them time back in their life, because who has time to sit and wait on hold? Right. They understand you're busy, but they might have a job too. So if I can pop online, get my question answered by you, it's win-win, in my opinion. Like it just works.   Tiff (09:57) I agree.   I completely agree. And on the flip side of that, well, I think I have two, I have two thoughts. So one thought is I have so many team members that and I would be this team member. I think if I weren't consulting and I didn't get to see it implemented in so many offices and so many practices correctly and effectively and work, I would be the team member that's like, heck no, you are not scheduling on my schedule without me doing it. I want the control, right? That that would be me. I don't even let   Nikki Mack (10:20) Yeah.   Tiff (10:27) the team schedule on my schedule right here. Like I am a control freak when it comes to my schedule. So I would be that team member, but I do have the availability to see it in so many different practices all over the country, even outside the country. We've got Canadian practices that are doing the same stuff we're doing. And I do get to see it work really well. ⁓ so I know on one side the teams are like, Tiffanie, Nikki, stop.   Nikki Mack (10:55) Okay.   Tiff (10:55) Do not, right?   There there's so many team members that are like, do not. And I want to say that there is friction and friction can cost time and money, right? If the systems and this is Nikki's gonna talk about this a ton, but if the systems aren't right and we're not using the tool correctly, then there's friction. And what I mean by that, I have two personal stories that actually line up with this so beautifully.   My first story is, ⁓ my fiance, he's got he's got two kids, wonderful human, beautiful children. His son needs ortho. Right. And so mom's like, Okay, took him to the the orthodontist, he's gonna get brackets on. It was yesterday, so it was a week from a week from the day. She's like, You just have to you have to call, set up the payments on your half or whatever, or pay it. He's like, Great, I'm gonna pay it. This man, I j I got home yesterday from travel. I said, Hey, Bryce, you know, Bryson got his his   Brackets on, did you were you able to go to pay them? Because when I left last week, he tried calling them. The gal who answered the phone like, you know what? The girl who takes care of that, she's with a patient right now. She's gonna have to call you back maybe tomorrow. He's like, That's weird. Okay. He's a financial advisor. And so he's like, people are trying to give you money, take the money, right? So he's like, What is going on here? Like, what are these roadblocks? Yeah, like take the money. There should be some system. He's literally sat in our living room and said, I don't understand there should be some sort of system set up   Nikki Mack (12:14) Really? my goodness.   Tiff (12:24) But there's a if she's not free, someone else can take it. And I was like, Yes, system, you're you're right. You've been listening. So then I said, Okay, did they call you? He's No, and it's Friday. I tried calling them, they're closed. I was like, that's weird. So then fast forward, I'm gone for a couple days this week. I get home yesterday. I'm like, Did you ever pay them? He's like, I literally had to track them down to get them to take my money. And I thought,   Nikki Mack (12:31) Mm-hmm.   Tiff (12:49) That patient experience, right? That parent experience, patient experience at this orthodontist has been so not ruined, but impacted because the barrier to entry was so difficult, right? And I'm like, gosh, if they could have just sent a link, or taken the number over the phone is one thing, but if they could have just sent a link, he could have taken care of it, it would have been done, nobody would have thought twice about it, he wouldn't have been frustrated because he doesn't.   have none of us have time to your point to call the practice and hunt them down to pay our bill right so that's my first story my second story is a bill I paid right I just told Nikki about this I'm like I paid I had a small bill due with my primary care physician I got the text or I got the email yesterday I was like this is phenomenal I love this right yes I will pay my bill so I pay it great got the email back it's taken care of well   Nikki Mack (13:28) Okay.   Tiff (13:45) 10 minutes before we get on this podcast call right now, I get an email. Same email. You have the same amount of money due to the primary care physician. And I'm like, well, this is frustrating because the barrier, again, the barrier of entry, right? And so efficiency matters. And then being able to use the efficient efficiency tools really matters because when   We go in thinking this is phenomenal. I'm gonna take care of this. This is great. It's gonna be so easy. But then it becomes difficult. That difficulty out of when you when you come off of using something that should be convenient, it was less convenient for me to try to answer a call for you to try to collect over the phone than for me to have used a tool, thought it worked, and now I'm frustrated that it didn't work. Right. So now I'm emailing them and trying to track them down to ensure they got my payment.   Nikki Mack (14:22) Mm-hmm.   Tiff (14:38) So that I'm not double paying. So the barrier of entry there on a tool that is supposed to be convenient, it's supposed to help me, causes more frustration when it's not used correctly than not using it at all. Does that make sense, Nikki?   Nikki Mack (14:54) It does.   Yep. A hundred percent. And I think this is where, ⁓ hopefully I'm not jumping ahead. This is where I think systems come into play. Look, if you've listened to a podcast, you've heard us talk about systems, right? But this is why systems are so important. my teams have heard me say this a million times already. Any great system is a bad system if we don't use it.   Tiff (15:00) No, do it. Yeah.   Nikki Mack (15:15) Right. And even when we talk about these technology options, they're so fantastic and they can really help support our systems and save us time. But they're not just going to automatically replace them. You have to be really intentional with how are we using it. ⁓ I actually you made me think of ⁓ with the online scheduling and and the tools. So   I've helped lots of offices implement online scheduling. And guys, I remember I sat at the front desk and I absolutely same thing heard like, we're gonna use this. And I was like,   a good idea. I think that I'll just handle all of that scheduling because I control the schedule and I know what's best. And you do, not to take away from that. You get it. But it doesn't mean there's not support. So anytime with a practice where with that example we roll online scheduling out, guys, we don't have to let it schedule everything to start.   We can just do new patients. We have blocks in our schedule. We know where they can go. We allow them to schedule appropriate. We can do recare exams. We put blocks in our schedule. We use the parameters built into that technology to only allow it in certain places. And then guess what? If a patient has an appointment request that's outside of those parameters, then they'll call the office because we still exist for a reason. And then we're there to help them.   get into the right place. So it doesn't have to be all or nothing. We use our systems, we identify where there's a pain point, and how can we use the technology available to us to alleviate that so that everybody wins and has that opportunity. And if someone hates scheduling online, my mom does. She can't stand it. It's she's so adorable. We just learned emojis, you know, so you know what world I'm in. It's a fun time. But she's never going to schedule an appointment online. She's not going to log into my chart.   She's just not gonna do it. Guess what? She can call her office. Right. We have those options to meet all of our patients where they are and give the best experience and set ourselves up for that success. So   Tiff (17:13) And to that point, when your mom does call the office to schedule, that team has more time to spend with her creating that value in that relationship and hand holding to schedule the appointment because other people are scheduling online. They're not on the they're not on the phone or the phones union or or whatever while she's calling because they're able to use this conveniency tool in other areas. Yeah.   Nikki Mack (17:38) Yep.   Tiff (17:39) When you say system, I think, gosh, everyone, every doctor that comes to Dental A Team says, I need systems. And I want to break that down because a system could be anything, right? I have a system for the way I wake up in the morning. I get up and I do the cat litter and I do the dishes and I do the laundry and I do the this and I do the that. But the system that we're talking about is an SOP, you guys. I think every doctor knows what an SOP means. An SOP, a standard operating protocol.   So a system, are your systems working for you? Is it do you know what that means? Do you know what it means to utilize the tool? How do you what is it? Why are you using it? What is the end result? So what is it supposed to be creating for you? If you've got, you know, patients, patients want to be able to schedule online. They want to be able to pay their bills online. They want to be able to text you. They want to be able to use these tools.   In an effective manner. So why are we using it? What is the end result we're after? We're after being able to confirm our schedule without having to pick up that phone. Right? Great, let's work backwards from there. What are the steps that it what are the tools? What are the steps? What is the accountability? Okay, because that accountability space it solves the no one ever uses this, it sucks, everyone hates it, and every time that they try to use it, it's broken. Anything   Nikki Mack (18:50) huh.   Tiff (19:02) Everyone, always, every time, no one, those like definitive words mean I am speaking to you from a pace place of emotion and I don't have a lot of data to back it up. So when we have when we have the accountability built into it and the data to back it up, we can say, is this tool the right tool for us? So there are there are multiple scheduling platforms.   Nikki Mack (19:15) Yeah, nine times out of ten. Absolutely.   Tiff (19:29) The first one you choose might not be the right one. It might not work the way that you want it to, but knowing what that end result is supposed to be to be able to say it is or is not working and not just an emotional say, I'm saying with data, these appointments are not working. Let's try a new one. It's a it's a give and a take there. So when we say the system has to work.   You've got to know what that means. You've got to create a protocol around it and create the accountability measurements to be able to say that it is or isn't working. And then patients aren't feeling the frustration of the tools not working, or if they are, that's your data point, right? Where is where are the frustrations for the team and the patient coming up? And Nikki, that's where you said take inventory.   What's not working right now, what's causing frustration right now, and the phones ringing off the hook seem to be causing frustration. Great. How do we solve that? And then how do we measure it to make sure that it's working? And Nikki, when you say, or when I ask frustration, right? When I ask frustration, what are some of the frustrating key points that you see patients come back to offices with that tells you?   Nikki Mack (20:33) Yeah.   Tiff (20:43) You know, this system's not working. You're consulting a practice and they're like, Gosh, my patients do this, this, this, and this, and you're like, Your system is not working. We've got to tackle the system, meaning the SOP, not the person. Where do you see those frustrations the most frequently?   Nikki Mack (20:59) You know, it's funny because actually I'm gonna refer back to your ortho team example. I think honestly that's usually it. And here here's the thing. don't mishear me. I love having somebody that's responsible for certain things, right? Like we have our new patient care coordinators, we have our treatment coordinators, we have in ortho, right? There's usually the money girl, I was the money girl, right? Did that time. that's important because patients need to have someone that they can ⁓   Tiff (21:06) Yeah.   Yeah.   Nikki Mack (21:25) Refer back to, connect with, knows what's going on, right? However, it's that's usually the gap where if that person is busy or if that person is out, ⁓ we don't have a system in place to be able to support that gap. Now, let's say that your fiancé was calling and said,   I don't understand my portion. I have questions about what I owe. I want to review the insurance coverage. Guys, 100% that needs to go to your person that knows it, right? Because this is efficiency. This is consistency. Give them that answer. But if he's just, I just need to pay my balance. If we can't do that.   Within a few days, right? There's a gap in that system. And that's not to say this office isn't fantastic, right? Because things happen. We get busy. We it's summer, everybody wants their braces on, you know, someone went on on vacation, all those pieces. But that's what systems and SOPs are for, to fill those gaps when something comes up. So when we want to fix that, it's usually we have someone who does that and they're not available.   Tiff (22:12) Yeah.   Yeah.   Nikki Mack (22:32) That to me is I think the most requested. Like we have unscheduled treatment to call on because our person is busy, right? And can't follow up on everything. So it's usually the follow-up piece with the patients when we're talking front office.   Tiff (22:46) I totally agree. I totally agree. Mickey, this was fun. Thank you. I love talking tech and I love I love more than anything, and I think the listeners probably know this, ⁓ efficiencies. If I can create more efficiency in my life, I'm I'm a I'm a happy girl. ⁓ I can't I can't operate outside of efficiencies. My brain just doesn't do it. So it's where my control comes into play. ⁓ but I would say guys, like   Nikki Mack (22:49) Yeah.   Tiff (23:11) Patients want convenience. Patients want to be able to do everything from their phone. We have we have miniature computers that we carry around in our pocket all day long. It's 2026 at the time of recording this. We do not want to like get on the phone and actually talk to people majority of the time. I would say at least 90% of us can say, without a shadow of a doubt, 90% of the time I'd rather handle it on my phone.   than having to handle it over the phone. So I would take a look, you guys, your your like actionable pieces here, your action items are to really take a look and take inventory of like a spot audit. Where do you already have tools? Are they being used and are they working? And where could another tool be beneficial to your patient base and your team? It shouldn't   One should not weigh the other. It should be beneficial for both your patients and your team. It should not cause an inconvenience or a frustration to either space. Patients want easy, teams need systems, the trust is still there. And I would say take inventory, go look at the companies, vet your companies, have your team vet your companies, and decide what the next tool is. Not tools are, the next tool is.   Nikki Mack (24:14) Mm-hmm.   Tiff (24:24) that you're going to implement with success creating that system around it. Nikki, what are your final words? What do you have for them as a parting gift at the end of this podcast?   Nikki Mack (24:33) Parting   gift. I honestly I would say I think Tiff, you nailed it. And just remember, ⁓ like she said, trust still wins, right? Technology can do a lot, it can help us, it can make us more efficient, it can enhance the experience. But you guys are still deprived. The patients come back for you. It's that in-person experience. Don't let this take away from the care and the attention and comfort that you're giving to your patients because you guys are why they come back. You rock.   Let this help you just be even better.   Tiff (25:05) I agree and let them be able to see how much you rock. Because for example, to detour our wrap-up, the ortho practice, my first question when he said he was struggling to pay was wait, the dentist that we trust, he's the one that referred this practice, right? We didn't search them out on our own because now I only trust them because of the referral source, not because of the the ⁓ relationship that has been built. So to that point.   Nikki Mack (25:13) Ha ha ha.   Tiff (25:34) Build the relationships, allow your tools to be able to allow for a better relationship and that humanity to come back into play. I love it. Thank you, Nikki. Listeners, this is what we do. You heard Nikki talk about the practices that she's helped implement these tools. You heard her talk about her consulting. You guys, this is what we do. We focus in on your patient journey. We focus in on the relationships that you're building and we create system and tools side by side with you.   Nikki Mack (25:42) Yeah. Thanks for having me.   Tiff (26:00) That you can implement with your teams, your practices for complete success. And we always have that layer of accountability wrapped in. You guys don't even hear a podcast that doesn't come with actionable items. So just know we're here. We're here to help you solve the gaps. We're here to help you see how you can you guys run a more efficient, efficiently run practice, a happier practice, a   Whatever practice it is that you want, we're here for that. So please reach out. Hello@TheDentalATeam.com. We're always here to spread some sunshine in your lives and give you a little bit more patient journey and five-star patient Hello@TheDentalATeam.com, drop us a five-star review below. Let us know what you're using. People do read those, they look for those tools as well. So let us know what you're using, what's working for you, and we'll catch you next time. Thanks everyone.   Nikki Mack (26:47) Thank  

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The U.S. dollar's safe-haven status remains intact. But a stronger dollar no longer automatically translates into broad emerging market weakness. Michel Dilmanian, Portfolio Strategist at the BlackRock Investment Institute, explains why the dollar is no longer the only story for emerging markets.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0626-5663342-EXP0627-

Episode 26: Neurosurgery Update: Plagiocephaly vs. Craniosynostosis - When to Refer https://cmetracker.net/UTHSCSA/Publisher?page=pubOpen#/getCertificate/10102806   FACULTY: Izabela Tarasiewicz, MD, is a professor in the Department of Neurosurgery at UT Health San Antonio.   OVERVIEW: Host Holly Wayment talks with pediatric neurosurgeon Dr. Izabela Tarasiewicz as she explains the difference between positional plagiocephaly (flat head) and craniosynostosis (premature suture fusion), and why early detection matters.   The episode covers the critical early treatment window (ideally by 3–4 months) to allow minimally invasive surgery, when helmet therapy is helpful, and why pediatricians should refer rather than order X-rays.   Practical takeaways: trust parental concern, refer early to a head-shape or craniofacial clinic, and know that prompt evaluation can prevent larger surgeries and improve developmental outcomes.   University Health Craniofacial Program Claudia Galaviz, Cleft & Craniofacial Coordinator (210)-743-1402 Referral Fax: (210)-358-8576   UT Health Cranial Remolding Program Referrals can be sent to evaluate all head shape abnormalities Phone:  (210) 450-9064 Fax: (210) 450-2150   OVERALL LEARNING OBJECTIVE: Increased awareness and education for pediatric providers   DISCLOSURE TO LEARNERS: Speaker: Izabela Tarasiewicz, MD has disclosed she is a consultant for Aesculap, and Alafair. The relevant financial relationships noted for Dr. Tarasiewicz have been mitigated.        The Pediatrics Now Podcast Planning Committee members:Steven Seidner, MD, and Holly Wayment have no financial relationships with ineligible companies to disclose.   The University of Texas at San Antonio and Steven Seidner, MD course director and content reviewer for the activity, have reviewed all financial disclosure information for all speakers, facilitators, and planning committee members; and determined and resolved all conflicts of interests.   CONTINUING MEDICAL EDUCATION STATEMENTS: The University of Texas at San Antonio is accredited by the Accreditation Council for Continuing Medical Education to provide continuing medical education for physicians. The University of Texas at San Antonio designates this live activity up to a maximum of 0.50 AMA PRA Category 1 Credit™.Physicians should claim only the credit commensurate with the extent of their participation in the activity.   CERTIFICATE OF ATTENDANCE: Healthcare professionals will receive a certificate of attendance and are asked to consult with their licensing board for information on applicability and acceptance. Credit may be obtained upon successful completion of the activity's evaluation. RELEASE DATE: 7/2/2026   EXPIRATION DATE: 8/31/2028      

Coles and Woolies are in the firing line after Australia has just announced world-first supermarket price gouging laws The NRL has just locked in the biggest broadcast rights deal in Australian sports history… which makes rugby league more valuable than AFL for the first time. Apple has hiked the price of its Macs, iPads and other Apple products because AI is eating the world's memory supply _ Want to lean how to go from a Saver to Investor in just 7 days - watch our new series here Complete the Budget survey for your chance to win 3 x $100 gift cards - takes only 2 mins Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ____ Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 19 May. Comments made by BIMAL employees here represent BIMAL’s views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL’s Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.See omnystudio.com/listener for privacy information.

Diez años después de la decisión del Reino Unido de abandonar la Unión Europea, hablamos de las consecuencias económicas y sociales que ha dejado el Brexit con las periodistas Ana Carbajosa, directora de Planeta Futuro, y Rachel Haynes, directora del diario Sur en inglés. Con Mónica G. Prieto hablamos sobre la infancia en Gaza, objetivo militar de Israel para acabar con la población de la Franja.

Qantas and smaller sibling Jetstar are axing flight routes across Australia…and Australians in regional centres are about to feel it Judo Bank's share price has collapsed more than 40% in a single day after three problem business loans blew up simultaneously Meta is betting on prediction markets after secretly launching a new standalone app called "Arena" _ Want to lean how to go from a Saver to Investor in just 7 days - watch our new series here Complete the Budget survey for your chance to win 3 x $100 gift cards - takes only 2 mins Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ____ Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 19 May. Comments made by BIMAL employees here represent BIMAL’s views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL’s Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.See omnystudio.com/listener for privacy information.

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: SpaceX Valuation, Handling Rejection, Breaking into Equity Research and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome & Introduction1:02 SpaceX Valuation, TAM & Future Growth5:58 Geopolitics: Putin, Trump, China & Taiwan7:15 How AI Is Transforming Business and Jobs12:18 Networking, Risk Taking & Handling Rejection19:00 Career, Dating & Life Priorities23:26 Retirement Planning & Wealth Building25:12 AI Infrastructure Stocks and Investment Opportunities28:29 Bitcoin ETFs, Bitcoin Thesis & Margin Explained31:03 IPO Investing: When Should You Buy?34:33 Lessons from Accenture and Raising Capital39:56 OpenAI, Anthropic and the Future of AI41:11 Canadian Housing Market Outlook42:54 Should You Invest in SpaceX Today?44:43 Which Careers Will Survive AI?45:48 How to Identify Great Management Teams47:33 The Hidden Risks of Leverage50:22 Analyzing Investment Properties51:37 Teaching as a Career Path52:11 Breaking into Equity Research and Finance59:27 What Billions Got Wrong About Finance Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

  Bem-vinda(o) ao 199º episódio do Regras do GURPS 4ª edição: ., um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Deslocamento e sono. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

El periodista David Jiménez Torres expone en su sección en La Brújula los efectos de esa histórica votación que desencadenó la salida de Gran Bretaña de la UE hace 10 años.

What if the secret to a stress-free holiday season started months in advance?  In this episode of Nursing Uncharted, host Ann welcomes back Bianca O., Recruitment Director at AMN Healthcare, to unpack everything you need to know about winter seasonal orders. From snagging your dream location in California or New York to locking in your shift and holiday preferences, you'll learn why these highly coveted contracts move fast and how AMN Passport will put you first in line.  Key Topics Winter Seasonal Orders: What they are and why they fill quickly in top locations. The AMN Passport Advantage: Keeping your profile ready for auto-submission and fast offers. Recruiter Relationships: How transparency and trust unlock your best opportunities. Early Start Dates & Pay: Why an August or September start could give you the edge.   Chapters 00:00 - Introduction & welcoming back Bianca 00:52 - What are winter seasonal orders? 05:48 - The benefits: shift, location & holiday preferences 10:34 - How quickly winter orders fill 12:46 - Why your recruiter relationship matters most 26:27 - Talking pay: competitive winter rates 28:07 - Early start dates & this year's trends 37:18 - Bianca's top advice to get started Connect With UsIf you enjoyed this episode, please share it with a friend and subscribe to our show on your favorite podcast platform. You can also find show updates and nursing opportunities on our Instagram at @AMNnurse. About AnnAnn King, a seasoned travel nurse with a remarkable 14-year track record, has dedicated the past 13+ years to specializing in Neonatal ICU. Ann has been traveling with AMN Healthcare for 5+ years, enriching her expertise with diverse experiences. Currently residing in San Diego, Ann not only thrives in her nursing career but also serves as the host of the Nursing Uncharted podcast, where she shares invaluable insights and stories from the world of nursing. Connect with Ann on Instagram: @annifer05 Are you interested in coming on as a guest? Send us a message at podcasts@amnhealthcare.com Episode Sponsor:We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Discover job opportunities and manage your assignments with ease using AMN Passport. Download the AMN Passport App today! Do you know a nurse looking to get into travel? Refer a friend to AMN today! Learn more about AMN Healthcare's Employee Assistance Program. Join Our Other Nursing Communities: YouTubeInstagramApple PodcastsSpotifyLinkedInFacebookPowered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Aussie company behind Cocobella and Rokeby protein shakes has been acquired by Danone for nearly $2 billion. Reddit is turning human opinions into a $625 million ad business…and is introducing new products to capitalise on its community. WiseTech, ASX-listed logistics software, just lost $2 billion from its market value because of a very serious investigation into its founder. _ Want to lean how to go from a Saver to Investor in just 7 days - watch our new series here Complete the Budget survey for your chance to win 3 x $100 gift cards - takes only 2 mins Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ____ Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 19 May. Comments made by BIMAL employees here represent BIMAL’s views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL’s Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.See omnystudio.com/listener for privacy information.

On this episode of Restorative Reading & Writing for Wellness, I'm guiding you through a gentle restorative reading and writing session for when things need to change in your life or you simply want them to.Here's a quick overview of how the guided sessions work:* First, we begin with a bit of grounding and a few breaths to settle us.* Then, I share a powerful short reading to orient our focus and launch our reflective writing. * Following the reading, I guide you through three journaling invitations that build on each other and shift the energy on the page and in your body.* Finally, we end with a short, yet powerful, affirmation to carry throughout your day and beyond. Let me be clear: this is NOT your run-of-the-mill journaling session where we end up more overwhelmed than when we started because we're listing and diving into all the changes we want and need. Nope. Instead, we'll begin by uncovering all the things we THINK we need to change in our lives and then zero in on the ACTUAL thing that resides within us that must change first.For me, it was first listing that my physical body needed need change. I needed to lose a few pounds. I needed to get stronger. I needed to build mobility and flexibility. I needed to change the clothes I wore. I needed to fix my hair. I needed to change my skincare. And on and on…until I realized through this session that ACTUALLY, the way I talked to myself and thought about myself is what needed to change instead.I also had a long list of things other people should change. My kids should stop making a mess on the kitchen counter. My husband should start throwing his laundry in the chute instead of leaving it on the floor. The dogs should stop leaving their dog toys everywhere (seriously). But what ACTUALLY needed to change? My need to keep everything perfect, do everything myself and in a particular way. You know, leaving co-dependency behind and adopting healthy boundaries. That's. Big. This guided session will help you reach some epiphanies of your own, I am sure. Grab your notebook, your favorite writing utensil and let's write together.Here are the books and writing prompts mentioned in this episode. You'll find links to my Amazon and Bookshop affiliate stores below. Thanks for your bookish support!SELF LOVE POETRY FOR THINKERS & FEELERS by Melody Godfred (Amazon / Bookshop)Writing Prompts:First:* What feels ready for change in my life right now?* What NEEDS to change in my life right now?Second:* Which changes are those that I can actually control?* What are the patterns that point to a deeper change that's needed within me?* If this part of my life could speak, what would it say?Third:* The smallest step I can take toward this change is...* What feels possible?* What feels kind?* What feels true?Affirmation:May you trust what is unfolding. May you honor what is ending. May you welcome what is emerging. And may you remember that every meaningful change can begin on the safe space of the page. Here's the audio I used in the episode: Nature Healing SocietyOnce you've listened, I'd love to know what you think of this episode. Leave your thoughts in the comments!Let's Work Together!I love to connect with others around our shared love of reading and writing.Here are some ways we can work together to create a life you love where restorative reading and writing is at the center of it all:

Tout le monde attend la grande idée. Moi j'ai eu un visa perdu, deux liquidations judiciaires et un jacuzzi à Rennes.Dans cet épisode solo de Marketing Square, je raconte comment Agence Personnelle est née du chaos — et les 4 étapes qui ont fait passer la boîte de 700€/mois à +10M€.

Refer a friend to the Society and earn £50 in vouchers: UK: https://smws.io/wm8 EU: https://smws.io/gzj Become a member of The Scotch Malt Whisky Society: UK: https://smws.io/3gu EU: https://smws.io/mp1 The Scotch Malt Whisky Society wishes its whisky director Kai Ivalo a long and healthy retirement, after 22 years of overseeing our stocks of whisky – along with various other roles with the world's leading whisky club. Before he heads off, Richard Goslan caught up with Kai to reflect on his time with the Society, the changes he's seen and been part of over the past two decades and what he's planning to do with his newfound spare time.

The twin pressures of vulnerable energy supply and rising power demand are making energy security a durable investment theme. Hugo Liebaert, Sustainable Investment and Research Analytics at the BlackRock Investment Institute, explains where opportunities are emerging around critical energy bottlenecks.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0626-5595004-EXP0627

Glue Store just became the latest fashion victim to permanently close its doors after the stores were losing too much money for its owner Australia's biggest insurers have warned home insurance premiums will rise by double digits every year for the foreseeable future BMW has suffered a 6% fall in share price after it hit the brakes on its own profit outlook _ Want to lean how to go from a Saver to Investor in just 7 days - watch our new series here Complete the Budget survey for your chance to win 3 x $100 gift cards - takes only 2 mins Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ____ Important Information: This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 19 May. Comments made by BIMAL employees here represent BIMAL’s views only. This material provides general advice only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL’s Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction. See omnystudio.com/listener for privacy information.

Devoradores de Estrelas (SciCast #690) Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Gustavo Rebello, Lennon Ruhnke, Natalia Nakamura, Juliana Vilela, Roberto Spinelli Citação ABNT: Scicast #690: Devoradores de Estrelas. Locução: Gustavo Rebello, Lennon Ruhnke, Natalia Nakamura, Juliana Vilela, Roberto Spinelli. [S.l.] Portal Deviante, 20/06/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-690 Imagem de capa: Referências e Indicações

SHOW FEATURES: Lazy Bonez Mahonez, Family Secrets, Redneck Report and Pop Trash. Follow Dave & Mahoney everywhere:Instagram: @daveandmahoneyTikTok: @daveandmahoneyFacebook: @daveandmahoneyYouTube: @daveandmahoneyAgree? Disagree? Want to yell at us?Voicemail: 833-YO-DUMMY Additional Content: daveandmahoney.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1º Encontro TdC - Simpósio Anual de Atualização em Clínica Médica Um dia inteiro de Clínica Médica, com temas cuidadosamente selecionados para responder à pergunta que mais importa: o que muda minha prática?Se você é residente, médico recém-formado, especialista ou estudante de Medicina e gosta da forma como o TdC discute medicina baseada em evidências, esperamos você em São Paulo no dia 22 de agosto.Garanta sua vaga através do link: https://www.tadeclinicagem.com.br/eventostdc/1-encontro-tdc/Aline Campos e João Mendes convidam João Felipe, residente de medicina intensiva do HCFMUSP, para discutir novamente sobre polêmicas da sepse, dessa vez abordando o novo Surviving Sepsis Campaign de 2026 através de casos clínicos. O tema já foi abordado anteriormente nos episódios #41 e #111. Referências em breve.

While reading may be a solitary act, it doesn't mean that we are alone. Books and reading can not only become the catalyst for restoration and inspired action in your own life, it can spark community and connection with others too.In today's episode, I explore how to create a restorative summer reading circle with friends: a gathering that prioritizes connection and conversation over completion and performance. This isn't your usual book club. It's an invitation to restore yourself through connections with others with books as the catalyst.Here's what's inside:* Why shared reading and bookish connections with others matters.* How to gather friends around books without creating pressure.* Ways to incorporate restorative writing into your reading conversations.* Simple ideas for creating a meaningful literary community this summer.As you listen, consider:* What kind of reading community are you longing for this season?I hope this episode inspires you to extend one small invitation to a bookish friend and discover what becomes possible when stories are shared.Once you've listened, I'd love to know what your ideal restorative reading circle with friends might look like and what small action you plan to take to bring it to life. And remember, you are always welcome to join my restorative reading and writing community here on Substack across any season!Let's Work Together!I love to connect with others around our shared love of reading and writing.Here are some ways we can work together to create a life you love where restorative reading and writing is at the center of it all:

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: The #1 Founder Mistake, SpaceX IPO & Will AI Replace Your Job?  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Founder Mistakes & Startup Framework15:49 Product Built Before Validation? What to Do Next19:17 Client Success Stories & Results22:20 Customer Conversations & Entrepreneur Traits26:09 Seed Funding & Marketing an Agency32:25 Debt, OpenAI, Anthropic & Market Efficiency37:11 Starting a Quant Fund38:43 IPOs, AI, SaaS & When to Quit43:08 Ukraine Real Estate, Meta & Valuing SpaceX47:12 Career Transitions, Inflation & Mars52:50 AI, Mortgage Originators & SpaceX IPO58:16 Breaking Into Finance & Wealth Management1:03:30 Defense Contracting Risks1:07:52 Q&A Access & Program Overview Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Continuing education on your mind? What about areas in your practice you want to grow, or strengths and skillsets you want your team to have? Tiff and Kristy discuss the power of continuing education, including why it changes lives (and offices), where to fit it in your schedule, how to add makeup days of production, and a ton more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:00) Hello, Dental A Team listeners. We are so excited to have you here today. I know there's an intro you guys listen to that says we're excited for you, and what you're listening to today is the consultants, and we're taking over. ⁓ and and we really are excited to be here today. I have the one and only Kristy Treasure with me this morning. And ⁓ Kristy, I had a client this morning.   that they have a client that is a client of yours. And they were like, Who is it? It was, it's, it's treasure, right? Is that her last name? And I was like, that's truly her last name. She truly is a treasure. And they were looking at it. ⁓ your client had recommended you to them. ⁓ and they they were like, is Treasure really her last name? So I felt like I needed to say it tonight. How are you? I know it was it was cute. Yeah. Yeah.   The Dental A Team (00:37) No.   ⁓ that's so cool. Good. Yeah.   Tiff (00:48) It's the middle of the week for us. This is a wild podcasting day for us. but here we are. Kristy, thank you for being here. And you've got a full week of calls this week too. It's first week of the month for us recording this and how's ⁓ how's everything going over there? How are you how are you doing? How are your clients looking? What have you what trends are you seeing on your end?   The Dental A Team (01:09) Yeah.   It's crazy because I'm seeing a lot of clients have things fall out of their schedule in May, yet we had great numbers. I'm like, is May gonna be the new September or like what's happening here? But I I don't know if it's weather related, graduations. I don't know. It's it's weird.   Tiff (01:24) Yeah.   Yeah. Yeah.   I totally agree with you though. ⁓ here like rounding out end of May, like looking at Maine numbers. I've seen the same thing. I've seen a lot of practices that had some stellar production and some stellar collections. And I even have a few practices yesterday that were shocked when they looked at their numbers because they felt like they were so much worse because the schedule kept falling apart. ⁓ yeah, and I said the same thing. I know my o my Ohio office, I said it's cause it's finally not like   The Dental A Team (01:51) Yeah.   Tiff (01:57) like fifty degrees and ninety mile an hour winds, people are trying to get outside. So we're definitely hitting that season. And I think people are maybe prioritizing their personal lives a little bit more than maybe we're used to ⁓ in dentistry and we might be seeing that. I don't know. But I agree. I'm seeing that for sure.   The Dental A Team (02:17) Yeah, and it seems like it's coast to coast. So and the weird thing is is I d even if I say graduations and stuff, that's not new for May, but we'll see. We'll see. Yeah.   Tiff (02:26) I know, I know.   Yeah, yeah, I do agree. I do agree. Well, I'm excited for the summer. I know here in Arizona it's getting warmer, but we've had a pretty tame summer so far and the rest of the country's catching up to us. So I thought today would be a good day to get us some podcasts under our belt and we chatted before this and decided we're gonna chat about CE, you guys, ⁓ continue continuing education and   Honestly, Kristy, continuing education is something I think you really, really love personally, professionally, and for your practices. It's something I see you prioritize a ton. And so actually, this is a perfect podcast subject for us. And I thought let's chat through some of the CE opportunities, but also, Kristy, I know you and I both work with a lot of practices and a lot of dentists who do a ton of CE.   And making sure we add that into their budget is something I think both of us prioritize. So I thought we could chat about that some as well. So first and foremost, Kristy, personally for you, I would love to hear like what does your CE and your life look like and how how have you successfully prioritized it? Cause I think others can see that in themselves as well. And you truly do. I watch you. You're you're constantly learning, you're constantly absorbing something. ⁓ and how do you how do you fit that into your life?   The Dental A Team (03:52) Yeah. Well, I I am much like you in that we like to prioritize things and be efficient at it. And having gone through James Clear book for atomic habits, I think it's actually up there on my shelf, but we talk about this all the time and I like to combine, hey, every morning I have to get ready and so why not listen to a podcast or an audio book ⁓ while I'm getting ready? And so   Tiff (04:00) No.   The Dental A Team (04:20) A lot of times I will do that for sure. But then also, you know, you, me, all of the coaches, we look at lag measures within a practice and lead measures. And in the next few months, I we're talking about summer, but September is going to be here around the corner too. And we start looking forward to the new year. And as part of our process for looking into the new year, part of that planning can be planning for continuing to education.   Tiff (04:38) It is.   Okay.   The Dental A Team (04:50) What are areas within our practice that we want to grow or grow for ourselves and or for practice needs and literally starting to map that out and what it looks like for next year.   Tiff (05:05) Yeah, I completely agree. I completely agree. And I do think this is the time of the year to think about that because also if we haven't budgeted for it yet for this year, now we need to start looking at what would that budget look like for next year. And I know, Kristy, to your point, there are so many doctors that I've worked with that get to June and they're like, Tiff, there's this thing I want to do in October, but it's full, so I'm on a wait list. And I'm like, Well, when did the list start? Can we do that in twenty twenty seven or whatever the next year is?   Can we do it in that year to also budget for that and be like top of top priority on that list instead of on that wait list? So I totally agree. This is the time of year to start that. Yeah.   The Dental A Team (05:44) For sure. I was gonna say too   Tiff with CE, listening to you talk. I think about it almost like we break marketing into internal and external. I think with CE, we can almost break it that way too. There can be some very low cost, no cost, just like the podcast or webinars, or take time out of the practice, even to work on some of your internal systems. And that is continuing education for your team too.   Tiff (05:55) Yeah.   For sure.   The Dental A Team (06:14) So you could break it into two different buckets. And I know today we were talking about budgeting for the external CE, if you will, but I think teams need to think about that too. And there are the priority of mandatory CE, your HIPAA, your OSHA, making sure we're planning those and blocking them in our schedule too.   Tiff (06:31) Mm-hmm.   Yeah, that's a really good point. And to your point, the like webinars and the ⁓ team and staff trainings and all of those like OSHA HIPAA ⁓ team training just in handoffs in general, what you guys do with Dental A Team when we come into your office, all of those pieces are continuing education. I totally agree. And sometimes you do have to shut down the office. I know Kiera and I talk about this a lot actually in our COVID shutdown is when Dental A Team like we we were we   busted at the seams. We had so much ⁓ work to do. It was wild, but it was because it was that forced shutdown. There wasn't an option, right? And so rather than having the force shutdown and the practices that we knew really not doing anything, they decided, hey, Kiera, Tiff, we need you to train our teams virtually while they're while they're sitting here so that we can continue paying them and they can continue to grow. So when we come back, our systems are solid. So we were building out operations manuals. We were doing   ⁓ we were doing CEs, we were doing how-to's, we were doing everything you can think of, training practices and ⁓ teams in that capacity to your point where it's like, yeah, we just shut down and we're just doing an overhaul of these pieces to get it to where we can run again as soon as we get back. And that is a a massive point because it is continuing education and the budgeting portion of that.   still is okay, great, we're gonna shut down for three days. What does that look like? How do we add that three days worth of production into the rest of the month to make up that shutdown?   The Dental A Team (08:09) Absolutely. And sometimes it may be cost effective or more cost effective to bring people into the practice versus going outward. But looking at what you have in budget and what it would cost to do it beforehand. Yeah. Huge.   Tiff (08:18) Absolutely.   Yeah.   Yeah. Yeah. I totally agree. I remember one of the first offices that I went in practice to a long time ago, right? We've been doing this for so long now. But one of the first practices I went to, they were like, Whoa, wait, you want me to shut down my afternoon? And I was like, Yes, I do. And they were like, We can't, we can't lose that production. I was I promise you, you're gonna make it up tenfold after the fact because you're all gonna be rowing in the same direction. So no matter what we do during this meeting,   It's gonna be incredible. Your your meeting's gonna be incredible. You're gonna learn great things. The consultants know some amazing things, but you're all rowing in the same direction. And so the production that's gonna come after the meeting in the months, weeks, all of that time frame is tenfold gonna be more than what you might lose, quote unquote, in those couple of hours that you shut down for that training in the afternoon. So I think that's a great that's a great point, Kristy, is bringing people in and you don't have the hotel, you don't have the flights, you don't have all those costs as well.   The Dental A Team (09:19) Yeah. The other thing to that too, Tiff, is if you're going externally, make sure you come up with a plan. How are we gonna come back and implement this? So many times we invest in that CE and we go and then we come back. Maybe we learned about sleep or we learned about, you know, a new service, but then we come back and we never really launch it because we didn't develop a plan for how we were gonna come back and integrate it. We just jumped back into the same old routine.   Tiff (09:28) Yeah.   Yes, which is easy. They talk about like your teeth have that muscle memory. So if you don't wear your retainers, your teeth are gonna go right back to where they're suppos where they're supposed to be, right? Where they grew to. And so your brain is the same. Your brain has that muscle memory and honestly your capacity is the same. So you do you or even having having us in or having another trainer in office, you're like, Yeah, let's do it, let's do it. But to your point, if there's not an actionable, okay, do this, which we leave with, right? We say, Okay, you're gonna do these things, you're gonna do it.   this many times or to this percentage and by this state and so there's an action plan left but if you don't leave with that come back with it or that trainer leaves and you have that your muscle memory and your capacity is gonna flip back to what's easiest and what's easiest is to do what you were doing even if it was hard and not getting the result you wanted it's what you know. So even though it's hard having teeth that are misaligned, your teeth know that space they're gonna go back to it. So you're gonna do the same thing and so will your team.   The Dental A Team (10:45) Yeah. You know, something else that was coming to my mind is so many doctors hear these new things and they it's like we talk about the shiny object, right? Have you ever with some of your doctors or teams, like before they jump in and invest in that, actually pull your patients and see is this a service that they're looking for or would be interested in?   Tiff (10:55) Yeah.   The Dental A Team (11:08) 'Cause sometimes they invest a lot, right? And then they come back and they're really disappointed because it was like, Man, I didn't have the market for that or how do I have to market it to really make it work, you know?   Tiff (11:11) Yeah.   Mm.   Yes, that's huge. And I think that is something originally this topic was given to us as trends in dentistry. And it's like, gosh, trends in dentistry could be so vast, right? And it's like, to your point, it ch it truly just depends on the doctor and the patient base, the demographic that you're in. I've worked with plenty of practices that are in a demographic that doesn't support sleep, but they want to do sleep, right? But they're in ⁓ like a a Medicaid.   you know, area. They they take Medicaid and they do the and yes, I want to offer that service, but to your point, is that something that your patient base is looking for in that area? Yes, I want to give it to them, but the cost might not be worth the value back, the ROI that you're gonna get in return for the CE that you just took.   The Dental A Team (12:10) Yeah, one hundred percent. Or you're gonna have to spend a ton more in marketing to draw from a greater area, right? And so now your investment just got even greater.   Tiff (12:14) Yeah.   Yeah.   Yeah. Yeah. And that's the difference I think, Kristy too. I I have a dentist, he loves CE, like loves. I have a bucket, he pours into his CE bucket every single month because he spends a n ton of money on CE every year. And I'm we're like, cool, fine with it. We budgeted for it. But to that point, there's CE that he does that he does because he's interested in it and wants the knowledge. He just likes to learn.   And there's CE that he does that he knows he's gonna actually implement and get a great ROI on in the office. And so he knows those two like demographics, right? He knows those two differences in the CE and he plays to whichever side or team, however you wanna say it, he's playing to to get that to get that done.   The Dental A Team (13:07) Yeah. Going into it eyes wide open, right? That's that's the best. So then the expectation meets your outcome. But yeah.   Tiff (13:10) Yeah.   Yes. Yes.   Yeah. Yeah. Yeah. Cause there's so many things. There's a million things I want to learn that I'm interested in. But it's like, okay, well, the ROI has to be there for the time, for the finances, for the input, the output, all of those pieces have to make sense. So yeah, I love that. I do have practices too when we're talking, you know, quote unquote trends that do have like I I talked to a practice yesterday that has a a trainer that comes in for Sarah.   The Dental A Team (13:30) Yeah.   Tiff (13:43) crowns, right? So we know all of those. We've got the Sarat Crowns, we've got a bunch of trainers that do come in. We've got practices that come, we come in two practices, but then practices that come to us two times a year. So there's those as well. And there's all the sleep apnea, the implants supported. And I'm a huge advocate before I'll go on this tangent before we move forward. I'm a huge advocate for like going back and learning something you've already learned.   So a lot of doctors that I work with are like, yeah, I took that, I took that implant pathways course, you know, 10 years ago. I'm like, awesome. Do you think anything's changed in the last 10 years that maybe hasn't popped up on a forum for you? Right. Like there's so many things that I think if you if you're not going back and getting that exposure again and retaking classes or getting recertified or what have you, I think there's a lot to be lost in there with how quickly dentistry moves and progresses, especially with technology.   I think it's really easy to fall behind in those spaces.   The Dental A Team (14:45) I agree with you a hundred percent, Tiff. Yeah.   Tiff (14:48) Yeah. Yeah. So budgeting for it is easy, right? Well, from our perspective at least. Like from my perspective, it's easy. ⁓ when I think when you're in it, I do this personally. I think when I'm in it, I'm like, yeah, I want all of those things. And then I'm just gonna figure out how to afford them. But what we do is we take a step back and say, Okay, cool. What do you want to do? And and like you said, do the research on what is your patient base, what are they using? And I like to look at what are you referring out the most that you want to keep in house that you would   that you would want to do. If you don't love root canals, don't do root canals. Refer those out. But if you're like I could place implants and I could enjoy that, great. Then maybe we look at an implant course depending on how many you're sending out. So do that due diligence and then start vetting courses. Like what courses have the best reviews? Where how far are they? I make my doctors look at the course cost, which is always easy. We think of that. But then on top of that, what is your travel?   The Dental A Team (15:21) Right.   Tiff (15:48) Right. And I think maybe Kristy that comes from us traveling. It's very easy for us to think that far ahead to be like, okay, well, what about a rental car, a flight, and a flight home and a hotel and food? Like we're doing this every other week. So I think it's easy. But I have them like lump all of that together and then literally build a budget so that they're saving a certain amount of that goes into their not their   Bam per se, right? Because that's how do we keep the practice open. But it's their BAM of well, if we want to make this happen, that's the in access bam that we're saving.   The Dental A Team (16:22) Yeah, I agree with you. And then that way too, we chunk it down, right? If the course is next September, we have this many months to add that to our bucket, so to speak, to pay for it, right? And same thing if they're looking to take team with them, it makes it a a lot more affordable than fo forking it all out at once. And then we also know what we have to hit every month, like you said, to the BAM. We make it a goal with the team and we achieve it together.   Tiff (16:26) Yeah.   Yep.   Yes.   Yeah. Yeah.   Yes, and we move the money. Don't leave it in the account that can be spent. We move the money. Yeah. Yeah. Yeah. Yeah. I have an office that I had a ⁓ an office manager call me just frantic. And she's like, my gosh, there's this thing coming up. It's this massive thing that doctor decided she wants to send everybody to. And it's in three months. And she's like, I don't know how we're gonna afford it. That's not like great question. So we had to work backwards, you know, and it   The Dental A Team (16:58) Absolutely agree with you a hundred percent.   Tiff (17:23) It was a stretch and it was hard, but I was like, cool, now we know this is something that you guys are interested in and it's gonna happen again next year. So if we're gonna go again next year, now we know the costs and we can pay for this this year, figure out how to pay off that credit card, and then start saving for the next one. And we worked it for the office manager. It was very easy because we had worked something similar for a bonus that they   we're working towards and so she could like relate it. She's like, this is exactly what we did for that the cruise we want to take or whatever it was, the Hawaiian vacation, whatever wherever they were sending them to, I can't remember, that she could relate it and say, ⁓ I can do that. And I'm like, gosh, we make it so difficult, right, to budget these things out. But we do it in our personal lives when we're like, I want to go to Europe. I want to go on a trip. I want to go to California, wherever. We're doing the same thing, but we forget to do that in business.   The Dental A Team (18:15) Yeah.   I love that you talked about the bonus because literally I was gonna say these CE things can be a very rewarding thing to take the team to and use it in that capacity. And to be honest with you, Tiff, I there's been so many times where I've seen doctors go, Well, I'll take my key players. And then they come back and they regret that they didn't bring the whole team because hearing having the whole team go to some of these things.   Tiff (18:33) Yeah.   The Dental A Team (18:41) ⁓ number one, the bonding experience for team can be huge. And number two, we all hear things differently. So we're gonna bring back a different piece of the pie and literally to hit the ground running and really implement some of these things coming back can be hugely beneficial to bring the whole team if you can budget and afford it, right? So with that being said, to add that to the budget and plan for it can be rewarding in more than one way.   Tiff (18:48) Yep.   Yeah.   Absolutely. And I think it shows the investment in the team, Kristy, because as you're talking, I'm thinking of all the excuses I'm gonna hear from doctors, right? Like, well, my team turnover. I don't know if that like what if they leave? And it's like, what if they do leave? But showing if you have the availability and if it's a desire of yours. I'm not saying change your perspective and change your thoughts and ideals. Like I it's neither here nor there to me, but my perspective can be on this.   If I show the investment to this team and I truly believe in them and I want them here, I'm investing in them and I'm having fun with them. I'm integrating them as my team and I'm not sitting here saying I'm the only one who can do this. So I'm gonna go and bring it all to you guys, but you guys can come with me. I think Kristy that helps that bond and it helps that tie to the doctor and the practice and increases the culture value. So you're actually potentially with the right people.   less likely to lose people than more likely to lose people if that makes sense.   The Dental A Team (20:09) Yeah,   one hundred percent. And and I've heard that in my a lifetime in dentistry too. But I will tell you that, you know, it it's CE has been one of the things that's really helped form me. And I'm very grateful for the people that invested in me. And you know, to that point too, Tiff, sometimes we have to look like I did come back and maybe they only stayed a year or two. However, they might have brought more to the bottom line too that wouldn't have been there.   Tiff (20:23) For sure.   The Dental A Team (20:38) So don't always see it as a loss either. And you never know what's going to come back around. You know, even if those people leave, they may be referring patients to you just because you have that knowledge and know the skill set.   Tiff (20:39) Yeah.   Yeah. And building, I think to your point, building ⁓ systems and protocols and settings things into stone thereafter the CE, right? Like there's so much groundwork that's being laid, whether they leave or not. They're doing so much for the future people who are coming in and potentially even referring other employees to your practice, not just patients as well.   The Dental A Team (21:01) Yeah.   Yeah. I'd say, you know, last year, at the end of last year, I had one of my clients that was looking to go to an Invisalign course and she literally was worried about bringing the whole team and stuff. But afterward, she was ready to book another one. And literally at that meeting, you know, we talked about it. Set your goals. And they literally ⁓ set their Invisalign goals and got to Pearl level like within less than a year.   Tiff (21:29) Yeah.   wow.   The Dental A Team (21:42) And so it really did number one, bomb them and the team got rallied and excited and it affected, you know, how they were treating patients and team. So they all benefited.   Tiff (21:54) Yeah. That's awesome.   That's amazing. I love that. I love that. So I think this one kind of I this was more of a conversation and I loved it. And I knew it would be because it was a it's a controversial subject and there's so many different angles to take on it. So thank you for having that with me. I would say C E is important. It's summertime, so it's time to   Make sure you've got your CE this year. If you need it for your license, by the way, start looking if you don't have that yet. And secondary to that, Kristy, I totally agree. It's time to start thinking about next year. So 2026 right now, so whatever year you're listening to this, it doesn't matter. ⁓ next year is still next year. So right now, start thinking about 2027 and budget it. I think Kristy, you're 100% right. Inventory your practice. What are what are things you're referring out that you could keep in that you would want to keep in? I talked to a dentist yesterday that does not want to do root canals.   Don't do them if you don't want to do them. Like you only do the things you want to. So then look for the courses, price it out, price out the whole thing. If you're leaving, price it out. If you're bringing someone in, price it out. Like whatever that is, what is the production you're gonna lose both ways? If you're leaving the office or if somebody's coming in, what's the production loss? ⁓ price it out and then prep for it. So start budgeting that every single month and moving that money. I have a lot of doctors who will prepay for CE at the end of the year.   to get rid of some of that cash so that they're not paying taxes on that chunk of cash. And that's a really easy way to do it. I know we do try to do end of year spending. What better time of year to start prepping for that than mid year? Yeah.   The Dental A Team (23:29) Absolutely.   Couldn't agree with you more, Tiff.   Tiff (23:32) Awesome. Okay, well guys, that's a wrap on our CE chat for today. I hope that you find something really, really fun. Leave us a review below. Let us know what you decided to do and if there are any courses that you guys suggest for other practices. We are all about sharing best practices and sharing just a wealth of knowledge from wherever we can gather it. So leave that in the comments as well or reach out to us. Hello@TheDentalATeam.com.   And we will be more than happy to take your suggestions and also help you budget if you need help budgeting. So that's a wrap. Kristy, thank you so much. I know this was a slam dunk of a scheduling opportunity here. So I appreciate you being here today with me, and I appreciate you always making podcasting so easy. Yeah, awesome guys. And I hope you go have a wonderful summer, and we'll catch you next time.   The Dental A Team (24:14) Thank you.  

Imagine um povo com 100 mil anos de história que já foi conquistado por gregos, árabes, mongóis, turcos… e mesmo assim, ainda se reconhece como o mesmo povo. Vamos conhecer a história do atual Irã e conversar como essa história pode nos ajudar a entender os atuais conflitos da região. Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Fernando Malta, Gustavo Rebello, Luis Filipe Herdy, Marcelo de Matos, Maria Oliveira Convidado Especial: Andrew Traumann Citação ABNT: Scicast #689: A História do Irã. Locução: Fernando Malta, Andrew Traumann, Gustavo Rebello, Luis Filipe Herdy, Marcelo de Matos, Maria Oliveira. [S.l.] Portal Deviante, 05/06/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-689 Imagem de capa: Referências e Indicações Ferdowsi, Abolqasem. Shahnameh: The Persian Book of Kings. Translated by Dick Davis, Viking, 2006. Herodotus. The Histories. Translated by Aubrey de Sélincourt, revised by John Marincola, Penguin Classics, 2003. Wellman, Billy. The Persians: An Enthralling Guide to the History of Persia and the Persian Empire. Independently published, 2023. See omnystudio.com/listener for privacy information.

New York Democrats have advanced legislation that would refer to mothers and fathers in official government documents as gestating parent and non-gestating parent. What say you, America?See omnystudio.com/listener for privacy information.

(2) James Tabor investigates the mysterious name "Pantera" (or Panta) found in early rabbinic sources, which refer to Jesus as "Yeshua bin Pantera." He explores historical evidence to determine if this was a family name or a specific individual, noting a Roman soldier's tombstone found in Germany belonging to Julius Abdes Pantera. While later critics used the name to suggest Mary was seduced by a soldier, Tabor posits a different historical possibility: Panteramay have been a Jewish youth and relative known to Mary's family who was later impressed into Roman military service.1492