Podcasts about systematic withdrawals

Marty reminds us that, even though you may choose to work in your seventies, there are still retirement planning considerations.  Among those are how it will work with your RMDs, Social Security claiming strategies, and how working could impact your tax situation.  He also addresses the fear of running out of money in retirement with moves to consider to help make your money last.  Those include creating a floor, bucketing your money, making systematic withdrawals, and using account sequencing.  Marty also points out some retirement planning mistakes to avoid in December with the end of the year approaching. You can reach Marty Nevel by calling 888-See omnystudio.com/listener for privacy information.

Gene answers tons of listener questions: At least half a dozen (6) questions on 529 plans and saving both college and other educational experiences!Selling ‘lots’ of stock acquired over more than (20) yearsIs there such a thing as ‘Aggressive’ conservative income investments?Renting vs. buying if you’re only going to be ‘here’ for four years?Tons of great listener questions? For our More than Money Audience Free Second Opinion Meetings Social Security ReviewMedicare ReviewInvestments ReviewRetirement ReviewLife Insurance ReviewLong Term Care Insurance ReviewEstate Planning ReviewIncome Tax ReviewComplete Financial Picture Review Do you want a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your free review

Gene answers tons of listener questions: At least half a dozen (6) questions on 529 plans and saving both college and other educational experiences!Selling ‘lots’ of stock acquired over more than (20) yearsIs there such a thing as ‘Aggressive’ conservative income investments?Renting vs. buying if you’re only going to be ‘here’ for four years?Tons of great listener questions? For our More than Money Audience Free Second Opinion Meetings Social Security ReviewMedicare ReviewInvestments ReviewRetirement ReviewLife Insurance ReviewLong Term Care Insurance ReviewEstate Planning ReviewIncome Tax ReviewComplete Financial Picture Review Do you want a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your free review

In this episode Eric Johnston, CFP and Robert Jeter, CFP discuss the importance of different aspects of taking systematic withdrawals from your investments. Retirement investing should be different than how you invested while working. They offer some additional simple steps that you can take to reduce your investment volatility, reduce market risk and market timing risk in your retirement portfolio. Check it out to see if the steps are a good match for you.

Thu, 03 May 2012 14:13:15 GMT f7d9a813947f471b9399be9e286e1be7 00:09:50

We discuss choosing appropriate investments in a portfolio with the systematic withdrawal approach. We learn that asset allocation and having a broad array of investments are both key considerations.

An examination of expert thinking about the percentage of portfolio savings that can be spent annually during retirement without depleting the portfolio. We learn how much can be withdrawn for a sustainable withdrawal rate.