Podcasts about fees

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Latest podcast episodes about fees

DJ Bennie James Podcast
Dirty Sneakers

DJ Bennie James Podcast

Play Episode Listen Later Aug 15, 2025 57:44


Send us a textThis interview is all about higlighting Dirty Sneakers, an up-start organization that helps local teens in Camden NJ. The humble dignity, integrity, passion and selflessness of my 2 guests left me inspired and I hope this show helps spread awareness of Dirty Sneakers who help expose kids to new skills & ideas to help them reach their full potential. With honer & respect I want to thank Frances "Fee" Echevarria and Mariyah Rojas for blessing me with this interview. Please follow & support Dirty Sneakers on IG @dirty_sneakerss or @built.by_blueglobal or via the Facebook page Frances Echevarria Ph. 1 (856) 656-7781Also follow @AaronShakur https://www.youtube.com/@AaronShakur?app=desktopThank You to George @SoundplexStudios for continued support. https://soundplexstudios.com/  * To my supporters, please help in anyway you can. Thank You!With Love, Light & Aloha! Bennie : )     Support the showWebsite https://www.djbenniejames.com TikTok https://www.tiktok.com/@benniejames5 YouTube https://www.youtube.com/@djbenniejameslive Instagram https://www.instagram.com/benniejames3/ X https://x.com/benniejames123 Facebook https://www.facebook.com/bennie.james.10 Studio Phone Line 1-856 295-1753 - (for voicemail message only)Licensed by ASCAP 400009874

Bob Does Sports Podcast
Bob Does Sports Talk Internet Invitational, Stu Feiner Dinner & Conspiracy Theories!

Bob Does Sports Podcast

Play Episode Listen Later Aug 14, 2025 45:23


Apply for the Gemini Credit Card: https://Gemini.com/BDS#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.Use our code for 10% off your next SeatGeek order*:https://seatgeek.onelink.me/RrnK/BDSPOD2025 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountCheck out Bob Does Sports -https://www.youtube.com/channel/UCqr4sONkmFEOPc3rfoVLEvgBreezy Apparel - https://breezygolf.com/TRY OUR DRINK - https://drinkhaveaday.com/pages/store-locatorSPOTIFY: https://open.spotify.com/show/0IZW9li...APPLE : https://podcasts.apple.com/us/podcast...MERCH: https://bobdoessports.com/Follow Bob - https://www.instagram.com/brilliantly...Follow Cold Cuts - https://www.instagram.com/joey.coldcuts/Follow Fat Perez - https://www.instagram.com/thefatperez...Follow The Jet - https://www.instagram.com/thejet/?hl=enFollow The Ticket - https://www.instagram.com/biggg_ticket/The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms for details. Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

All the Hacks
Earn More Points with New Cards, Bonuses, and Challenges in 2025

All the Hacks

Play Episode Listen Later Aug 13, 2025 56:42


#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Chris' Cards Page Citi Strata Elite℠ (100,000 point offer) Citi Strata℠ Citi Double Cash® Card Citi Strata Premier℠ Card U.S. Bank Smartly™ Visa Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Business® American Express® Card American Express® Gold Card The Platinum Card® from American Express Bilt World Elite Mastercard® (Rates and Fees here) Mesa Homeowners Card (Referral code: FCRGNB) Nibbles Credit Card Rakuten American Express® Card Gemini Credit Card Coinbase One Card "Weird Al" Yankovic Rakuten: Free $30 here Airline & Hotel Challenges Frequent Miler: Million Mile Madness Recap Etihad: The Extraordinary Challenge JetBlue: 25 for 25 JetBlue: TrueBlue Partner Passport Challenge Choice Hotels: 1-Million Points Sweepstakes ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #234: Earn Points on Mortgage, 100k+ Card Bonuses, New 4% Card, Devaluations and More Southwest Cards Refresh Mesa Homeowners Card Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:51) Citi Strata Elite Card Perks & Earnings (05:24) 100K Welcome Offer (10:42) U.S. Bank Card Changes (15:48) Southwest Card Refresh (17:27) How to Earn a Southwest Companion Pass (20:10) Increased Bonuses on Marriott Bonvoy Cards (21:33) Elevated Amex Welcome Offers (23:56) Bilt Card & Benefits (28:20) Mesa Homeowners Card for Mortgage Payments (31:44) The Nibbles Card for Pets (33:33) The New Rakuten Card (36:08) Gemini Credit Card (40:15) The Coinbase One Card (46:28) Etihad & Turkish Airlines Points Challenge (48:50) Latest JetBlue Challenges (56:15) Choice Hotel 1M Sweepstake (57:07) Upcoming Changes to the Podcast (57:58) Chris' Birthday Request Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families Fly Free

Southwest has made a flurry of changes in 2025 — from charging for bags and introducing assigned seats to rolling out brand-new fare types and tweaking credit card perks, including increasing their annual fees. And they've managed to make things very complicated. But here's the good news: I've cut through the clutter to get to the heart of what actually matters in my trademark "keep it simple stupid" approach

Ethereum Daily - Crypto News Briefing
EIP-7999 Unified Multidimensional Fee Market

Ethereum Daily - Crypto News Briefing

Play Episode Listen Later Aug 13, 2025 2:51


The price of ETH hits $4,600. Anders Elowsson introduces a Unified Multidimensional Fee Market proposal. BitMine expands its stock offering by $20 billion. And OpenZeppelin releases a Contracts UI Builder. Read more: https://ethdaily.io/760 Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.

Immigration Review
Ep. 276 - Precedential Decisions from 8/4/2025 - 8/10/2025 (PSG & anti-circularity; bond & flight risk; fee waivers; aggravated felony sexual abuse of a minor; asylee adjustment of status; intent to torture; certificate of service; diligence; hard

Immigration Review

Play Episode Listen Later Aug 12, 2025 54:55


Hernandez Guardado v. Bondi, No. 23-92286 (4th Cir. Aug. 5, 2025) particular social group; women; anti-circularity not determinative; El Salvador  Matter of Akhmedov, 29 I&N Dec. 166 (BIA 2025) bond; flight risk; failure to timely file change of address EOIR-33 Matter of Garcia Martinez, 29 I&N Dec. 169 (BIA 2025) filing fees; fee waiver; presumptions Garcia Pinach v. Bondi, No. 22-6421 (2d Cir. Aug. 4, 2025) misdemeanor sexual contact with a minor; NYPL § 130.60(2); aggravated felony; Loper Bright & star decisis; standard of review for equitable tolling Wassily v. Bondi; Velasquez Arreaga v. Bondi, Nos. 22-6247_23-6289 (2d Cir. Aug. 7, 2025) adjustment of status for asylees; INA § 209; T-C-A-; statutory interpretation; definition of granted & status; termination of asylum status Fiddler v. Bondi, No. 24-2604 (7th Cir. Aug. 7, 2025) CAT purpose; specific intent to torture; mental health; police shootings; Jamaica Cortez, et al. v. Bondi, No. 24-9551 (10th Cir. Aug. 5, 2025)  failure to sign certificate of service; ECAS; BIA rules; form instructions Chavez-Govea v. Bondi, No. 24-9551 (10th Cir. Aug. 5, 2025) IJ asylum filing deadline; continuance; diligence; abuse of discretion; due process; motion to remand Lopez-Martinez v. Bondi, No. 23-10105 (11th Cir. Aug. 6, 2025) substantial evidence and arbitrary and capricious standards of review; exceptional and extremely unusual hardship; Wilkinson; overview of standards of review; ADHD, denial of schooling, and whether medications are reasonably available Click me for psych survey!Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.  Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Demo Link!Click me too!get.eimmigration.com/resources  Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me! Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com  CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreview DISCLAIMER & CREDITSSee Eps. 1-200Support the show

Secrets of Successful Advisorsâ„  with Ken Haman
Class in Repricing: How to Raise Your Fees Without Losing Your Clients

Secrets of Successful Advisorsâ„  with Ken Haman

Play Episode Listen Later Aug 12, 2025 51:36


Too many financial advisors fall into the same trap: slashing fees to win business, then spending years overdelivering for a client who's paying far too little. The result? A regretted acquisition. Raising your fees should be the obvious next step. But the fear of rocking the boat—and losing a valued client—keeps most advisors stuck. Using insights from behavioral science, this master class will show you how to align your pricing with the true complexity of your clients' lives and the full value of your services. Raising fees doesn't have to feel risky. Done right, it reinforces your value, strengthens the relationship, and ensures that you're compensated for the quality you deliver. Download content here: https://info.alliancebernstein.com/3Q25ABAI.html?partnerref=Podcast Also in this episode, the AllianceBernstein Digital Coach – see practice management solutions for advisor success: abfunds.com/go/digitalcoach DISCLAIMER Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

Divorce Master Radio
Alameda County Divorce Filing Fees Explained | Alameda Divorce

Divorce Master Radio

Play Episode Listen Later Aug 12, 2025 2:05


Thriving Stylist Podcast
#398 - Should We Start Passing Along Processing Fees To Our Clients?

Thriving Stylist Podcast

Play Episode Listen Later Aug 11, 2025 22:35


Are you tired of those pesky credit card processing fees eating into your profits? Wondering if passing them on to clients is the right move for your business? This episode was inspired by another question from a listener, and we're diving deep into the hot (and often complex!) topic of credit card surcharges.  Today, we'll explore what clients really think about these fees and whether it's becoming the new norm or a major turn-off. Get ready for crucial updates on the ever-changing regulations and legalities surrounding processing fees, broken down state by state, and a whole lot more.  I'm here to help you navigate this landscape, weigh your options, and make an informed decision that truly benefits your business. Don't miss out on understanding how these changes could impact your bottom line and client relationships!  Thriving Leadership Method hands salon owners a step-by-step strategy to implement an irresistible culture and create a powerful growth path…all while setting themselves up for structure and profit, and you can join the waitlist NOW at www.thrivingstylist.com/thrivingleadershipmethod/!  With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/.   Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast!  If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/ 

Get Rich Education
566: Your Listener Questions - Bonus Depreciation, Realtor Fee Changes, Down Payments, Outrageous Inflation

Get Rich Education

Play Episode Listen Later Aug 11, 2025 41:12


Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

Squawk on the Street
SOTS 2nd Hour: New Nvidia/AMD China Fees, Barrick Mining CEO Talks Gold, & TKO CEO Live 8/11/25

Squawk on the Street

Play Episode Listen Later Aug 11, 2025 42:21


A mixed morning for stocks as tariff receipts – and headlines – roll in: Sara Eisen, David Faber, and Carl Quintanilla broke down the latest out of Washington, including news that Nvidia and AMD will pay the U.S. government 15% of their China chip sale revenues… plus: investors expecting more clarity today when it comes to tariffs on gold – with the CEO of one of the world's biggest miners, Barrick Gold – joining the team to discuss. Later on: why Citi's top U.S. Strategist says the bull case remains strong here – and the path to his new 6600 price target on the S&P.   Also in focus: Paramount Skydance inking a huge media deal – acquiring exclusive rights for UFC for $7.7B… Hear a wide-ranging deep-dive with the heads of UFC Parent company TKO Group, spanning the deal, live sports, and the health of the media ecosystem. 

Business of Architecture Podcast
How to Track Time, Set Profitable Fees, and Grow with Confidence | EP647

Business of Architecture Podcast

Play Episode Listen Later Aug 11, 2025 57:37


End chaos in your firm—300+ peers use this framework. Free video here: https://www.businessofarchitecture.com/framework In this episode of Business of Architecture, host Rion Willard sits down with Mike Linn, the fractional CFO behind some of the most financially secure architecture firms today. They explore why most architects unknowingly sabotage their own profit — and how to fix it without becoming a “numbers person.” If you've ever felt stressed about cash flow or unsure about when to hire, this episode will speak directly to you. Mike shares the mindset shift that turns messy financials into a tool for freedom, not frustration. He explains how simple changes in how you track time and plan ahead can radically improve the health of your firm. And you'll hear how real firms are using these tools to confidently grow and reclaim their time. You'll discover: The silent profit leak hiding inside 90% of firms A smarter way to hire — even when cash is tight The real reason your invoicing feels chaotic (and how to fix it fast) To get in contact with Mike directly, send him an email at Mike@businessofarchitecture.com  

The Money Sessions
Clinically Bored? Why Raising Your Fees Might Save Your Practice.

The Money Sessions

Play Episode Listen Later Aug 11, 2025 15:16


Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator

7-Figure Educator
75: From $35 Fees to 6-Figure Contracts w/ Dr. Keena Mosley

7-Figure Educator

Play Episode Listen Later Aug 11, 2025 50:08


What does it take to go from charging $35 to landing 6-figure contracts? In this inspiring episode of the 7 Figure Educator Podcast, Dr. Keena Mosley, CEO of Momentum Leadership Group, shares her incredible journey of resilience, mindset shifts, and building her business from the ground up. Hosted by Dr. Erica Jordan-Thomas, this candid conversation dives into how unwavering belief and investing in growth can transform your life and career. **KEY POINTS:** - **Mindset Shifts Are Everything**: "I had to evolve as a woman so that I could evolve as a business owner." Dr. Mosley reveals how overcoming self-doubt and breaking free from the conditioning of undervaluing herself as an educator allowed her to embrace her worth and charge what she's truly worth. - **Bet on Yourself**: From being laid off to turning life's challenges into opportunities, Dr. Mosley's story shows how taking bold steps and believing in your value can lead to life-changing results. - **The Power of Building Community**: "Find the people who see in you what you can't see in yourself." Dr. Mosley credits her success to surrounding herself with a community of like-minded individuals who pushed her toward her potential. - **Investing in Growth**: By joining mastermind programs and leveraging strategic planning, Dr. Mosley moved from small, underpriced events to securing contracts worth 6 figures. - **Aligning Passion with Purpose**: Dr. Mosley shares how she created her business to focus on leadership development and empowering educators to launch their own impactful journeys. This episode is packed with actionable insights for educators and entrepreneurs ready to step into their power. If you've ever wondered how to shift from surviving to thriving in your business, this conversation is your blueprint. Don't miss this opportunity to learn how Dr. Keena Mosley went from $35 fees to 6-figure contracts. Hit that subscribe button, leave a comment with your biggest takeaway, and share this with an educator friend who's ready to bet on themselves and join the 7 figure educator movement! Let's grow together. #consultingforeducators #housewifeentrepreneur #makemoneyonline #motivationalvideo #motivationalspeech #governmentcontracting #businessoperations #highticketcoaching #businessdevelopment #howtogrowacoachingbusiness RESOURCES: Learn more about Dr. Keena Mosley and her work at www.drkeena.com! [⁠MEET⁠] Are you an educator looking to start or grow your education consulting business? Click the link below to book a call with our team and learn more about our programs! https://calendly.com/get-launched-consulting-coaches/strategy-audit ⁠⁠⁠[FREE]⁠⁠⁠⁠ Don't miss my free 5-Day 7-Figure Business School and learn the blueprint to grow a seven-figure education consulting business. I'm going to teach you the psychology of a millionaire, how to identify million-dollar problems, package and price your offers, master my seven-figure sales process, and identify leads to pitch immediately. ⁠⁠⁠⁠Click HERE to sign up now⁠⁠⁠⁠! ⁠⁠⁠⁠[LIVE EVENT]⁠⁠⁠⁠ Join us at Seven Figure Educator Live, a three-day event in Atlanta, Georgia, where you'll experience unparalleled support, community, and fellowship with your fellow educators. ⁠⁠⁠⁠Click HERE to grab your ticket now⁠⁠⁠⁠ and let's make magic happen together in Atlanta!  ⁠⁠⁠⁠[FB COMMUNITY]⁠⁠⁠⁠ Don't miss out on your chance to connect with other education consultants in our free public Facebook group! ⁠⁠⁠⁠Click HERE⁠⁠⁠⁠ and find your 7-Figure community today. ⁠⁠⁠⁠Dr. Erica Jordan-Thomas ⁠⁠⁠⁠ IG | ⁠⁠⁠⁠@e_jordanthomas⁠⁠⁠⁠ LinkedIn | ⁠⁠⁠⁠@erica-jordan-thomas-ed-l-d-86314764⁠⁠⁠⁠  Facebook | ⁠⁠⁠⁠@EJTConsultingLLC⁠⁠⁠⁠  Enjoyed this episode? Like, rate, and subscribe to the 7-Figure Educator podcast!

PEBCAK Podcast: Information Security News by Some All Around Good People
Episode 220 - Live From Black Hat 2025 and DEFCON 33, Drop In Las Vegas Tourism, Hotel Fees, Agentic AI

PEBCAK Podcast: Information Security News by Some All Around Good People

Play Episode Listen Later Aug 11, 2025 48:00


Welcome to this week's episode of the PEBCAK Podcast!  We've got some amazing stories this week so sit back, relax, and keep being awesome!  Be sure to stick around for our Dad Joke of the Week. (DJOW) Follow us on Instagram @pebcakpodcast   Please share this podcast with someone you know!  It helps us grow the podcast and we really appreciate it!   Tourism drop in Las Vegas https://www.roadsideamerica.com/story/12552 https://www.foxnews.com/travel/las-vegas-tourism-drops-sharply-some-visitors-claim-casinos-empty-amid-rising-costs     Dad Joke of the Week (DJOW)   Find the hosts on LinkedIn: Chris - https://www.linkedin.com/in/chlouie/ Brian - https://www.linkedin.com/in/briandeitch-sase/ Glenn - https://www.linkedin.com/in/glennmedina/ Tyson - https://www.linkedin.com/in/tyson-kindler-910658101/ Koby - https://www.linkedin.com/in/koby-caputo-117358145/

The Dragon Punch Squad Podcast
March of the Dead | Episode 1: Horse Termination Fee

The Dragon Punch Squad Podcast

Play Episode Listen Later Aug 11, 2025 95:31


A new squad embarks on a quest Go to mistymountaingaming.com/DRAGONPUNCHSQUAD and use DragonPunchSquad at checkout for 10% off! Check out our official dice sponsor: Black Oak Workshop Stay up to date with our socials at https://linktr.ee/DragonPunchSquad Theme song made thanks to Tony Chetta @ https://www.tonychetta.com/ Ambiance and music made thanks to www.tabletopaudio.com

TD Ameritrade Network
SPX Optimism, China-U.S. Tariff Deadline, NVDA-AMD Agree to Export Fees

TD Ameritrade Network

Play Episode Listen Later Aug 11, 2025 8:57


After a winning week, stock futures are higher ahead of the release of the July CPI, PPI and Retail Sales data. Kevin Green discusses what will be a busy week for geopolitical headlines, with the China-U.S. tariff truce set to expire on Tuesday, and President Trump expected to meet with Russian President Vladimir Putin on Friday in Alaska. Meanwhile, FT is reporting that Nvidia and AMD have agreed to pay 15% of its chip sales revenue to China, sending the semiconductor stocks lower.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Zero to Profitable Franchise
Is The UPS Store Franchise Still A Good Investment in 2025? (Costs, Sales, & Fees)

Zero to Profitable Franchise

Play Episode Listen Later Aug 10, 2025 6:41


Grab & understand 14 Franchise Buying Mistakes that could destroy your investment: https://www.franchiseempire.com/14fbm?utm_source=FEaug1025Is The UPS Store a smart franchise investment in 2025? In this video, Tariq Johnson breaks down the startup costs, royalties, and average earnings for UPS Store owners, straight from the latest FDD. Find out what they don't tell you and whether this iconic brand is a low-cost winner or a money trap.------------------Considering Investing In A Franchise?

Nuus
Afrikaanse fees maak buiging in Oshana

Nuus

Play Episode Listen Later Aug 10, 2025 0:33


Die direktoraat van onderwys, kuns en kultuur in Oshana het Saterdag die eerste ooit Afrikaanse fees in die streek aangebied. Die fees gaan ‘n jaarlikse instelling word om die taal en kultuur in skole te bevorder wat Afrikaans as vak aanbied. Twaalf skole het aan vanjaar se debuutfees in Ongwediva deelgeneem. Een van die organiseerders, Eugenie Forbes, het die doelwitte van die fees verduidelik:

New England Revolution Audio Podcast
The Soccer Show w/ DJ Bean // Turner's homecoming official // Revs aim to rebound down stretch run // Son joins LAFC for record fee // Matt Turner joins the show – 8/9

New England Revolution Audio Podcast

Play Episode Listen Later Aug 9, 2025 44:53


(0:00) DJ Bean and Jeff Lemieux discuss Turner’s return to New England, Revolution’s playoff prospects (8:16) CBS Sports analyst Charlie Davies talks Turner to Revs, Son to LAFC, and Šeško to Man United (21:56) Revolution play-by-play man Brad Feldman previews Saturday night’s showdown with D.C. United (31:59) Revs goalkeeper Matt Turner on finding his form, working with Kevin Hitchcock, and bond with fans

The Infinite Skrillifiles: OWSLA Confidential
FR3∆KY FRÏD∆ŸS w/-Ū. - EP. 007 (LIVE)

The Infinite Skrillifiles: OWSLA Confidential

Play Episode Listen Later Aug 9, 2025 75:00


I was told specifically not to go to that grocery store anymore— but they had the rice noodles I liked. The thing was, actually, this time, they didn't— and so I knew my time was again coming to a close. I knew it would be the last time before I left, and regardless that I was going to leave anyway, but it felt like the last time— there were no rice noodles at all, and with my arms full of essentials, I figure listening to the voice in my head that told me not to do these things was probably for the best.'I can hear that.' But I was beginning to be rebellious in my actions and endeavors, because I simply wasn't making money, and this was making me not just sad, but actually very angry. {Enter The Multiverse} Professor Tannenbaum. Sir. Yikes. I'm sure I'm shown up at the Equinox Just for [someone] to torture me Cause for what? I'm dead broke, and not a [] blonde I'm on another trial Been tryin, but been a while It's too bad I'm too tired to run a mile I been Up all night It ain't right I hate New York I'm so sick of being broke But I still cannot find a job, I'm so certain that it's hell that I'm l surprised It's not on fire, But maybe all hell is for real l Is a cold heart world With no love in it Where you stop being inspired It's murder for hire with motorcycles And corrupt politicians So if I look a little older I'm smart to sue em So y'op wanna walk toward And cut me off Tryna get noticed by a God But I been only in New York So I'm humbled, mumble like i'm nobody But the no ones try to follow me I swallow all my humble cards I want to pick them up But just for once , I leave my garbage on the floor All these skanks Look like Hillary swank Come to thinking they slick tryna take the energy I make They all look like snakes Lazy But never cease to amaze me Walking up in the world I made Still tryna hate me. Thankfully, it's just a think tank to me and when the balance beam turns the tables on em I'm he back in my temple home; Now it's your turn to be homeless, Ya boneless serpent This is just a bonus l Cause I took a wrong turn But it was the right one Cause I got some rhymes done. Ya'll get off of my nuts Look, I got nine Trump cards Welcome to my dump, lards You're non recyclable! What can I say Besides, That I'm always correct Look at the thing that coughs she's gross and she don't have the touch The flight of love. The touch of god, The twist of the hand Or knowing from before But she benefits off of the blood The coughs The sign of the demons and dark ones It was already a done deal. I knew it was sort of a scam, or maybe even sometimes that rich white peoples had the worst demons of all— My fears had been confirmed the moment I walked in, someone coughing in that same disgusting way as I had been used to as soon as I approached the desk to activate my pass— but I knew as soon as I walked in that it was worth it; I would save everything that I had and sell my outdated DJ gear I wasn't using anyway, and I would take advantage of the offer to reinstate my membership; this would serve me so much more than my equipment was anyway. I wasn't getting along in the DJ world, and in fact after the cancellation of REQUISITE, the disrespect at [redacted] , and the techno Jew telling me my clothes and looks made me worthless in the industry, I considered he might have been right; I would be better off back where I started, at Equinox and broke but at least amongst the clean and quiet elite— this would raise my vibration and clear my headspace for something greater, eventually…even if it was just a job in luxury retail–going back to school or figuring out how to get behind the scene. My DJ days seemed to be over; I needed security and longevity, and I needed the opportunity to come back at the price with a one month advance desperately. Perhaps six weeks of training could jumpstart something better; I didn't know. But selling my equipment was worth it, because being a DJ was getting me nowhere but a quickly depleting supply of coconut water. Man wheezy for real And I don't even feel the pain Came a long way to Wayne I took the 2 train, Fell out of the truth Still trying to find 2 chainz But I went the wrong way I been up all day Somethings wrong, I should probably go to a hospital A long time ago I'm hoping that this tissue mass is cancer And it's fatal tho Fee like I'm inflatable Ain't no man is faithful yo I'll probably smoke a big ol bowl When I get back to heaven, man With a rebel yell, she cried: omg, a leg press. Feeling like, a little bit friendless Should probably get a wet wipe Should probably get some leg lifts in Should probably get the leg press in It's been a late one Should probably get some press ons Probably get my press kits done Should probably call it in But then again Don't got a home much longer Do I! Parallels, This shit is real I get it in for a second then Case dismissed I kept it innocent I went to equinox to reinvent myself A second Take a second thought, And then forgot— I'm at the wrong plaza Nooo? Noooo not [The Rock And The Kite, Part ☠️] The diabolical plan worked The motorcycles weakened the [trigger] bad, We really had her, Out on Brooklyn queens border She looks ten year older Her hair is so out of order Her nails is l chipping in polish Got her caught up in the moment She probably can't even afford it But that is just not out problem! Haha Fuck, I forgot how to do this. Uh. Forgot all my gym etiquette I got a running album on But the track closed For the free trial Imma eat out And by that I mean Freestyle I be out side When I get midtown I ain't been down Since I came out The train station Screens, screens screens Someone please please please Fix me Seem to be Splitting at the seams seams seams I could scream, scream, scream Yes, I see me in the media I need, need, need Something to Ease ease ease me Like an easel Or Julius ceaser Jesus. There's no time I contemplate more On how strange the humanity is Then when working out Intensively. No longer really even interested In sexual relations as it ascertains I may just be the opposite of Satan And I just don't have the patience Or the taste for any sort of Romanticism or fantasies In a trance, I guess But I've been living in the trash, I guess Well, that was depressing. Yes, going all the way uptown And to equinox in the same day Is very often A lot. UPTOWN Yo. Wtf this place is gross. Eeeeeeeehh— GROSS. Uptown is quieter than my hood But full of dead things, I just dread these realizations, But to spread the disease is easy I'm in the red and queasy Meaning to get elevated But I made a play today What was I saying Lil bitz Bro I'm vegan but just got a cat And I did not realize shopping for cat food Would be a conflict of interest . Like, I know cats are carnivorous, I'm not dumb. But I'm discussing this with my AI assistant like, Trying to find a natural cruelty free brand, And she's like “Oh, here's some vegan cat food.” I was like, “Enough, white people!” I love white people— The good ones, you know. Not the *coughs heavily* Like, Those are obviously bad but like Mostly they're alright— Mostly cause of things like this: Vegan cat food! I'm a vegan! But imm like “Don't be dumb.” That's dumb. Cats are meat eaters. That's just vicious! And it's overpriced! I could see if you were cutting corners and skipping prices by like, Forgetting the meat, And this was like a nutritious, half priced alternative But no, Like most things that are vegan, It's double-priced. I'm like “Ahem, I was looking for cruelty-free brands! This by the price point alone is cruel! But I did not realize shopping for this on Amazon Would be such an entire conflict of interest, I'm like “Eughh!” “Gravy swirl” I'm like, “Gross.” And then I'm looking at the flavors like, Are people actually shopping for cat food, Like they're shopping for themselves? They're like “Oh bone-broth infused” That sounds good! “Chicken beef swirled flavor” I'm like “Eugh.” Like it is obnoxious and nasty, I must admit, I've been a Whole Foods shopper for too long I'm like “Hmm. How about sweet potato… like, pumpkin-cod?” No? Ah, here we are “Brown rice and fillet…” Classy. The Legend of Atticus Catticus Tales of a Superstar DJ LEGENDS: ICONS Ascension Deathwish Whatever Else On [The Festival Project ™ ] The Complex Collective © Copyright 2019 All Rights Reserved -Ū.

Bob Does Sports Podcast
Bryson Dechambeau Gives Us A Lesson In Geometry | Bob Does Sports Podcast

Bob Does Sports Podcast

Play Episode Listen Later Aug 8, 2025 44:37


Apply for the Gemini Credit Card: https://Gemini.com/BDS#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.Check out Bob Does Sports -https://www.youtube.com/channel/UCqr4sONkmFEOPc3rfoVLEvgBreezy Apparel - https://breezygolf.com/TRY OUR DRINK - https://drinkhaveaday.com/pages/store-locatorSPOTIFY: https://open.spotify.com/show/0IZW9li...APPLE : https://podcasts.apple.com/us/podcast...MERCH: https://bobdoessports.com/Follow Bob - https://www.instagram.com/brilliantly...Follow Cold Cuts - https://www.instagram.com/joey.coldcuts/Follow Fat Perez - https://www.instagram.com/thefatperez...Follow The Jet - https://www.instagram.com/thejet/?hl=enFollow The Ticket - https://www.instagram.com/biggg_ticket/The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms for details. Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

Profit Time
What Would You Do: Lawn and Landscape Edition, Cancellation Fees, and MORE

Profit Time

Play Episode Listen Later Aug 8, 2025 101:43


For more, check out The Profit Circle: patreon.com/theprofitcircle

The Ross Kaminsky Show
08-08-25 - *FULL SHOW* Spouse's Nickname; VC for All; Fee-d to Death in CO; AI Scams

The Ross Kaminsky Show

Play Episode Listen Later Aug 8, 2025 96:01 Transcription Available


Minimum Competence
Legal News for Fri 8/8 - Trump Birthright EO Injunction, SCOTUS Raid Bid, Milbank Summer Bonus, Fed Swipe Fee Rule, and Apple Sued Over Apple Pay

Minimum Competence

Play Episode Listen Later Aug 8, 2025 48:56


This Day in Legal History: Expansion of US House of RepresentativesOn August 8, 1911, President William Howard Taft signed into law a measure that permanently expanded the size of the U.S. House of Representatives from 391 to 433 members. This change followed the 1910 census, which revealed significant population growth and shifts in where Americans lived. Under the Constitution, House seats are apportioned among the states according to population, and each decade's census can lead to changes in representation. Prior to 1911, Congress often responded to new census data by simply adding seats rather than redistributing them among states. The 1911 legislation reflected both that tradition and the political realities of the time, as expanding the House allowed growing states to gain representation without forcing other states to lose seats. It also set the stage for the modern size of the House—just two years later, New Mexico and Arizona joined the Union, bringing the total to 435 members. That number has remained fixed by law since 1929, despite the nation's continued population growth. The 1911 increase carried implications beyond arithmetic: more members meant more voices, more local interests, and a larger scale for legislative negotiation. It also underscored Congress's role in adapting the machinery of government to the country's evolving demographics. In many ways, the expansion reflected Progressive Era concerns with fair representation and democratic responsiveness. While debates over House size have continued into the 21st century, the 1911 law remains a pivotal moment in the chamber's institutional development. By enlarging the House, Taft and Congress preserved proportionality between population and representation, even if only temporarily.After the 1911 increase under President Taft, the size of the House stayed at 435 members following Arizona and New Mexico's statehood in 1912. The idea at the time was that future census results would continue to trigger changes, either by adding more seats or by redistributing them among the states.But after the 1920 census, Congress ran into a political deadlock. Massive population growth in cities—and significant immigration—meant that urban states stood to gain seats while rural states would lose them. Rural lawmakers, who still held considerable power, resisted any reapportionment that would diminish their influence. For nearly a decade, Congress failed to pass a new apportionment plan, effectively ignoring the 1920 census results.To end the stalemate, Congress passed the Permanent Apportionment Act of 1929. This law capped the House at 435 seats and created an automatic formula for reapportionment after each census. Instead of adding seats to reflect population growth, the formula reassigns the fixed number of seats among states. This froze the size of the House even as the U.S. population more than tripled over the next century.Critics argue that the 1929 cap dilutes individual representation—today, each representative speaks for about 760,000 constituents on average, compared to roughly 200,000 in 1911. Supporters counter that a larger House would be unwieldy and harder to manage. The debate over whether to expand the House continues, but the 1929 law has held for nearly a hundred years, making Taft's 1911 expansion the last time the chamber permanently grew in size.A fourth federal court blocked President Donald Trump's order restricting birthright citizenship, halting its enforcement nationwide. The order, issued on Trump's first day back in office, sought to deny citizenship to children born in the U.S. unless at least one parent was a citizen or lawful permanent resident. Immigrant rights groups and 22 Democratic state attorneys general challenged the policy as a violation of the Fourteenth Amendment's Citizenship Clause, which has long been interpreted to grant citizenship to nearly everyone born on U.S. soil.U.S. District Judge Deborah Boardman in Maryland sided with the challengers, issuing the latest in a series of nationwide injunctions despite a recent Supreme Court ruling narrowing judges' power to block policies universally. That June decision left a key exception: courts could still halt policies nationwide in certified class actions. Advocates quickly filed two such cases, including the one before Boardman, who had previously ruled in February that Trump's interpretation of the Constitution was one “no court in the country has ever endorsed.”In July, Boardman signaled she would grant national relief once class status was approved, but waited for the Fourth Circuit to return the case after the administration's appeal was dismissed. Her new order covers all affected children born in the U.S., making it the first post–Supreme Court nationwide injunction issued via class action in the birthright fight. The case, Casa Inc. et al v. Trump, continues as part of a broader legal battle over the limits of presidential power in defining citizenship.Fourth court blocks Trump's birthright citizenship order nationwide | ReutersThe Trump administration asked the U.S. Supreme Court to lift a lower court order restricting immigration enforcement tactics in much of Southern California. The Justice Department's emergency filing seeks to overturn a ruling by U.S. District Judge Maame Frimpong, who barred federal agents from stopping or detaining individuals based solely on race, ethnicity, language, or similar factors without “reasonable suspicion” of unlawful presence. Her temporary restraining order stemmed from a proposed class action brought by Latino plaintiffs—including U.S. citizens—who alleged they were wrongly targeted, detained, or roughed up during immigration raids in Los Angeles.The plaintiffs argued these tactics violated the Fourth Amendment's protections against unreasonable searches and seizures, describing indiscriminate stops by masked, armed agents. Judge Frimpong agreed, finding the operations likely unconstitutional and blocking the use of race, ethnicity, language, workplace type, or certain locations as stand-alone reasons for suspicion. The Ninth Circuit declined to lift her order earlier this month.The challenge comes amid a major escalation in Trump's immigration enforcement push, which includes aggressive deportation targets, mass raids, and even the deployment of National Guard troops and U.S. Marines in Los Angeles—a move sharply opposed by state officials. The administration contends the restrictions hinder operations in a heavily populated region central to its immigration agenda. The Supreme Court will now decide whether to allow these limits to remain in place while the underlying constitutional challenge proceeds.Trump asks US Supreme Court to lift limits on immigration raids | ReutersMilbank announced it will pay seniority-based “special” bonuses to associates and special counsel worldwide, ranging from $6,000 to $25,000, with payments due by September 30. Milbank, of course, is among the big firms that bent to Trump's strong-arm tactics, cutting a $100 million deal and dropping diversity-based hiring rather than risk becoming his next executive-order target. The New York-founded firm used the same bonus scale last summer, signaling optimism about high activity levels through the rest of the year. Milbank, known for setting the pace in Big Law compensation, is the first major corporate firm to roll out such bonuses this summer—a move that often pressures competitors to follow suit.Special bonuses are not standard annual payouts, and last year rival firms mostly waited until year's end to match Milbank's mid-year scale, adding those amounts to their regular year-end bonuses. Milbank also led the market in November 2024 with annual bonuses up to $115,000. The firm is one of nine that reached agreements with President Trump earlier this year after his executive orders restricted certain law firms' access to federal buildings, officials, and contracting work.In a smaller but notable move, New York boutique Otterbourg recently awarded all full-time associates a $15,000 mid-year bonus, citing strong performance and contributions to the firm's success.Law firm Milbank to pay out 'special' bonuses for associates | ReutersMilbank reaches deal with Trump as divide among law firms deepens | ReutersA federal judge in North Dakota vacated the Federal Reserve's rule capping debit card “swipe fees” at 21 cents per transaction, siding with retailers who have long argued the cap is too high. The decision, which found the Fed exceeded its authority by including certain costs in the fee calculation under Regulation II, will not take effect immediately to allow time for appeal. The case was brought by Corner Post, a convenience store that claimed the Fed ignored Congress's directive to set issuer- and transaction-specific standards under the 2010 Dodd-Frank Act.Banks, backed by groups like the Bank Policy Institute, defended the cap as compliant with the law, while retailers and small business advocates supported Corner Post's challenge. This is Judge Daniel Traynor's second ruling in the dispute; he initially dismissed the case in 2022 as untimely, but the U.S. Supreme Court revived it in 2024, easing limits on challenges to older regulations. An appeal to the Eighth Circuit is expected, with the losing side likely to seek Supreme Court review. The ruling comes as the Fed separately considers lowering the cap to 14.4 cents, a proposal still pending.US judge vacates Fed's debit card 'swipe fees' rule, but pauses order for appeal | ReutersTexas-based Fintiv sued Apple in federal court, accusing the company of stealing trade secrets to develop Apple Pay. Fintiv claims the mobile wallet's core technology originated with CorFire, a company it acquired in 2014, and that Apple learned of it during 2011–2012 meetings and nondisclosure agreements intended to explore licensing. According to the complaint, Apple instead hired away CorFire employees and used the technology without permission, launching Apple Pay in 2014 and expanding it globally.Fintiv alleges Apple has run an informal racketeering operation, using Apple Pay to collect transaction fees for major banks and credit card networks, generating billions in revenue without compensating Fintiv. The suit seeks compensatory and punitive damages under federal and Georgia trade secret and anti-racketeering laws, including RICO. Apple is the sole defendant and has not commented.The case follows the recent dismissal of Fintiv's related patent lawsuit against Apple in Texas, which the company plans to appeal. The new lawsuit was filed in the Northern District of Georgia, where CorFire was originally based.Lawsuit accuses Apple of stealing trade secrets to create Apple Pay | ReutersThis week's closing theme is by Antonín DvořákThis week's closing theme comes from a composer who knew how to weave folk spirit into the fabric of high art without losing either warmth or polish. Dvořák, born in 1841 in what is now the Czech Republic, grew from a village-trained violist into one of the most celebrated composers of the late 19th century. His music often married classical forms with the rhythms, turns, and dances of his homeland—an approach that made his work instantly recognizable and deeply human.His Piano Quintet No. 2 in A major, Op. 81, written in 1887, is a prime example. Dvořák had actually written an earlier piano quintet in the same key but was dissatisfied with it; rather than revise, he started fresh. The result is one of the most beloved chamber works in the repertoire. Across its four movements, the quintet blends lyrical sweep with earthy energy—romantic in scope, yet grounded in folk idiom. The opening Allegro bursts forth with an expansive theme, the piano and strings trading lines as if in animated conversation.The second movement, marked Dumka, takes its name from a Slavic song form alternating between melancholy reflection and lively dance. Here, Dvořák's gift for emotional contrast is on full display—wistful cello lines give way to playful rhythms before sinking back into introspection. The third movement is a Furiant, a fiery Czech dance bristling with syncopation and vigor, while the finale spins out buoyant melodies with an almost orchestral fullness.It is music that feels both intimate and vast, as if played in a parlor with the windows thrown open to the countryside. With this quintet, Dvořák shows how local color can speak in a universal voice—how the tunes of a homeland can travel the world without losing their soul. For our purposes, it's a reminder that endings can be celebratory, heartfelt, and just a bit homespun.Without further ado, Antonín Dvořák's Piano Quintet No. 2 in A major, Op. 81 – enjoy! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

The Mike Hosking Breakfast
Mike's Minute: Why not charge tourists to visit our hot spots?

The Mike Hosking Breakfast

Play Episode Listen Later Aug 8, 2025 2:04 Transcription Available


I have at least partially changed my mind on charging tourists. The idea that you can wander around our conservation estate for free is, of course, nuts. Like the various charges that we have placed on tourists, whether it be at the border, or potentially in a hotel with a bed tax, the simple truth is if we got our act together in terms of marketing and seat capacity to the country, people would be happy to pay them. Why? Because everyone pays for everything all over the world and if post-Covid travel has taught us anything, it's that you can basically rob a tourist blind and they are still happy to pay. That's before you get to the bit where our dollar is so pathetic that most people coming here can't believe what they get on the exchange rate. But as part of the conservation announcement over last weekend what we also got was New Zealand's other great problem – the negative reaction. As much as we love our open spaces and clean air and national parks you have never seen a group of people more determined not to have anyone touch them. God forbid we should open the place up to a bit more business. We have seen it for years in the RMA and groups like Forest & Bird, who must have spent millions on lawyers in the environment court looking not to change anything. The Quiet Sky group at Waiheke and various other locations are determined never to see a chopper polluting their environment ever again. There is this default position whereby we are happy to be left alone, we don't like interlopers, intruders or *ick* tourists. And we certainly don't want them tramping over our stuff, far less *ick* landing a helicopter and then tramping over our stuff. We don't like cruise ships either so we have made them ruinously expensive to park here. So, they don't. Yay, a win for the greenies. What we do like though is lots more pay, lots more hospital beds, much better education, lots of welfare and generous dollops of free stuff, all paid for by the money tree in Wellington. The fact tourism, the conservation estate, ships and rich Americans in E130's pay for a lot of it doesn't seem to have registered. See omnystudio.com/listener for privacy information.

The Transfers Podcast
Man Utd win Sesko war | New Haaland or new Hojlund? | Howe bad? | Transfer fees: The End

The Transfers Podcast

Play Episode Listen Later Aug 8, 2025 70:23


FootballTransfers founder Paul Macdonald joins Duncan Castles and Ronan Murphy for a Transfers Podcast special.+ Man Utd win Sesko war+ A new Haaland, or another Hojlund?+ Howe bad are Newcastle?+ '20 years': Amorim revitalised+ Thiaw bid as Guehi waits for Liverpool+ Chelsea advance on Garnacho+ Justice for Players: Danger for football?+ Costa & VillainAudience Survey http://bit.ly/thetransferspodcast-surveyThe Transfers Podcast, powered by FootballTransfers.comJoin Duncan Castles and insiders from across the game for exclusive news and in-depth analysis of football's biggest stories.WhatsApp: https://www.whatsapp.com/channel/0029VadK7lI3LdQV9V3QhY47https://x.com/DuncanCastleshttps://bsky.app/profile/duncancastles.bsky.social Hosted on Acast. See acast.com/privacy for more information.

Daily Dental Podcast
645. PPOs, Fees, & FOMO: Should You Drop That Plan?

Daily Dental Podcast

Play Episode Listen Later Aug 7, 2025 6:00


Today, Dr. Killeen unpacks one of the most common (and loaded) questions in dentistry: “Should I drop PPOs or go fee-for-service?” He walks through how to evaluate your fee schedules, understand where your revenue is really coming from, and assess the true cost of doing each procedure. It's not just about what you charge—it's about what you keep. Tune in to learn how to make smarter, data-driven decisions for your practice's profitability, and why sometimes dropping a plan isn't about guts—it's about math.To learn more about Dr. Killeen and his new book, The Shift, or to connect with him, check out www.AddisonKilleen.com.

Zero to Profitable Franchise
Is a Jersey Mike's Franchise Worth It in 2025? (Sales, Costs, & Fees)

Zero to Profitable Franchise

Play Episode Listen Later Aug 7, 2025 6:30


Get my FREE Franchising Masterclass: https://www.franchiseempire.com/masterclass?utm_source=FEaug0725Jersey Mike's Subs is ranked #2 on Entrepreneur's Franchise 500 for a reason, but is it still worth the investment in 2025?In this video, Tariq Johnson breaks down the startup costs, average earnings, royalties, and major risks hiding in the Franchise Disclosure Document (FDD). Watch this before you buy.------------------Considering Investing In A Franchise?

The K9PT Academy Podcast: Business lessons for canine rehab therapists
Ditching the Referral Trap: Why I Stopped Waiting for Vets to Refer and Built a Predictable New Patient Acquisition System

The K9PT Academy Podcast: Business lessons for canine rehab therapists

Play Episode Listen Later Aug 7, 2025 33:59


Welcome to The K9PT Academy podcast, the only podcast in veterinary rehabilitation & physical therapy that focuses on helping business owners and entrepreneurs build and scale a profitable and successful canine rehabilitation business! In this episode, I'm sharing the full story behind how I ditched the referral trap and instead turned Google into a predictable and sustainable lead-generation machine for TheK9PT — starting with no patients, no referrals, and no local connections. I walk through the biggest marketing challenge I faced when launching my business, how I shifted from relying on veterinary referrals to direct-to-consumer marketing, and what key strategies actually worked to generate consistent new clients. Whether you're just starting out or ready to scale, this episode is packed with lessons that can help you build marketing systems that work for you — even when you're not working. Listen to the full episode as we discuss: Start with the challenge, not the tactic: I had no referrals, no clinic, and no marketing experience — which is why I had to get creative and find a better way. Veterinary referrals aren't enough: Especially when you're new or not a vet — it's time to bypass the gatekeeper and speak directly to pet owners. Direct-to-consumer marketing changes the game: Educating and connecting with pet owners early in their journey builds trust before they ever contact you. Google My Business is a free powerhouse: Consistently updating reviews and photos makes a huge difference in visibility and credibility. Your website is more than a brochure: It should tell a clear story, guide the visitor to take action, and reflect why you're different — not just list services. Google Ads work if your systems are ready: Don't pour money into ads until you've optimized your website and lead nurturing systems — otherwise, it's just noise. Sustainable growth requires systems: You don't need to be a marketing expert, but you do need predictable processes that run without you doing everything yourself. Want to dive deeper? Download our FREE guide on how to turn on your Google machine and stop relying on vet referrals → https://www.k9ptacademy.com/google-machine Are you interested in learning more about our K9Rehab Marketing platform? That is the only CRM and marketing software available in the market for canine rehab therapists, and it has been an integral component for our business and for dozens of our clients! Just follow the link for more info: https://k9rehabmarketing.com/ Book a FREE strategy call: https://calendly.com/thek9pt/strategy-call Join our Canine Rehabpreneur Community: www.facebook.com/groups/k9rehabpreneur/ Download our fee calculator and training: https://thek9pt.mykajabi.com/Fee-calculator Download our 'marketing done easy' worksheet and training: https://www.k9ptacademy.com/marketing-done-easy ... Thank you so much for listening to this episode and if you found this content valuable here are some additional ways we can help each other: 1) Go to www.k9ptacademy.com for more resources on business ownership, including our free Fee Calculator and Marketing Done Easy worksheet 2) Send us your question or subscribe to our weekly newsletter by emailing us at hello@k9ptacademy.com 3) Share this episode with a colleague who might also find it helpful :-) 4) Leave us a 5-star review so we can expand our reach and help more folks

Le Batard & Friends Network
NPDS - So You Wanna Talk to Samson Wednesday! A message from my Mom!? Why are there no transfer fees in MLB!? (Episode 1330 Hour 2)

Le Batard & Friends Network

Play Episode Listen Later Aug 6, 2025 53:17


Leave us a voicemail at 631-377-4869 It's So You Wanna Talk to Samson Wednesday! Let's start things off with a message from my Mom!? She asked about my friendship early on with Red Holzman and Jack McKeon. What was the most important thing I learned from them. (11:00) How much can a team trade in cash to acquire a player? Can you spend $120 million to acquire Paul Skenes? (19:00) Service time manipulation! Let's go! (28:00) Someone asked me about Jose Alvarado and the statement that he released. Are you kidding me? (34:30) The Dallas Stars own the hockey rinks around the Frisco area. It's become a nightmare for the locals. Woof. (43:00) Revenue sharing. How does it work in MLB? Is sharing a percentage of revenue with employees a good business model? (49:00) The WNBA has a problem. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nothing Personal with David Samson
So You Wanna Talk to Samson Wednesday! A message from my Mom!? Why are there no transfer fees in MLB!? (Episode 1330 Hour 2)

Nothing Personal with David Samson

Play Episode Listen Later Aug 6, 2025 53:17


Leave us a voicemail at 631-377-4869 It's So You Wanna Talk to Samson Wednesday! Let's start things off with a message from my Mom!? She asked about my friendship early on with Red Holzman and Jack McKeon. What was the most important thing I learned from them. (11:00) How much can a team trade in cash to acquire a player? Can you spend $120 million to acquire Paul Skenes? (19:00) Service time manipulation! Let's go! (28:00) Someone asked me about Jose Alvarado and the statement that he released. Are you kidding me? (34:30) The Dallas Stars own the hockey rinks around the Frisco area. It's become a nightmare for the locals. Woof. (43:00) Revenue sharing. How does it work in MLB? Is sharing a percentage of revenue with employees a good business model? (49:00) The WNBA has a problem. Learn more about your ad choices. Visit podcastchoices.com/adchoices

AFTV Transfer Daily
Arsenal Agree Up Front Fee With Palace For Eze, Interest In The New Son, Juve Want Kiwior! | Transfer Daily

AFTV Transfer Daily

Play Episode Listen Later Aug 6, 2025 17:36


Join Robbie as he discusses the ongoing transfer with Eze and mentions Arsenal might have to sell to get the Eze transfer done! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Moneycontrol Podcast
4748: Trump escalates tariff war, PM Modi heads to China, RBI keeps rates steady & the possibility of a UPI txn fees | MC Editor's Picks

Moneycontrol Podcast

Play Episode Listen Later Aug 6, 2025 4:13


US President Donald Trump imposes an additional 25 percent tariff on Indian goods exports, citing Russian oil purchase, on top of country-specific tariffs of 25 per cent. Could this trigger a reaction against Trump brand equity in India? Moneycontrol investigates. Besides this, find our pieces on the implications of PM Modi's visit to China, RBI's pause on repo rate cuts and why India is definitely not a “tariff king”. Also inside: RBI governor Sanjay Malhotra's views on UPI transaction fees, Swiggy's exit from Rapido & other important headlines of the day.

BackTable OBGYN
BackTable Brief: Understanding Facility Fees in Healthcare Economics with Dr. Barbara Levy

BackTable OBGYN

Play Episode Listen Later Aug 5, 2025 17:27


Where you perform a procedure could cost your patient thousands or save them just as much. In this Backtable OBGYN Brief, Dr. Mark Hoffman and Dr. Amy Park sit down with Dr. Barbara Levy to discuss the economic challenges and implications of performing medical procedures in various settings such as hospitals, ambulatory surgery centers (ASCs), and office environments.  They explore how hospitals have leveraged billing structures for financial gain, often driving up patient costs, and highlight how procedures like hysteroscopies and endometrial ablations can be performed more efficiently and cost-effectively in office settings. The conversation also touches on how insurance companies and healthcare policy shape both patient expenses and physician practice. Dr. Levy emphasizes the importance of understanding the broader healthcare system to effectively advocate for positive changes in patient care and outcomes. TIMESTAMPS 00:00 - Introduction 00:48 - Hospital Lobbying and Facility Fees 02:43 - Impact on Patients and Physicians 04:06 - Insurance Companies and Healthcare Economics 08:34 - Office vs. ASC vs. Hospital Procedures 12:59 - Cryoablation and Patient Experience 14:53 - Conclusion and Final Thoughts CHECK OUT THE FULL EPISODE OBGYN Ep. 55 https://www.backtable.com/shows/obgyn/podcasts/55/insights-on-obgyn-coding-reimbursements 

HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More
Revenue Cycle Optimized: Medicare Fee for Service Meets Prior Authorization

HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More

Play Episode Listen Later Aug 5, 2025 17:13


CMS is rolling out prior authorization for traditional Medicare. This Office Hours panel breaks down what the WISeR model means for providers, how AI is involved, and what steps to take now—whether you're in a test state or watching for what's next. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Fresh Intelligence
EXCLUSIVE: Jennifer Aniston Sparks Cash Panic as She's 'Spending a Fortune ' on New Hypnotist Lover - Including Moving in Fees

Fresh Intelligence

Play Episode Listen Later Aug 5, 2025 2:44 Transcription Available


EXCLUSIVE: Jennifer Aniston Sparks Cash Panic as She's 'Spending a Fortune ' on New Hypnotist Lover - Including Moving in FeesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Cork's 96fm Opinion Line
We Have To Hike Fees Says Corks Biggest Childcare Service Mary Geary's Childcare

Cork's 96fm Opinion Line

Play Episode Listen Later Aug 5, 2025 12:15


PJ talks to Ollie who runs the service with Mary Geary about the problems with Core funding Hosted on Acast. See acast.com/privacy for more information.

The Money Sessions
The $300 Breakthrough: How Vicky Truong Raised Her Fee Without Selling Out Her Culture.

The Money Sessions

Play Episode Listen Later Aug 4, 2025 41:40 Transcription Available


Neurology Minute
July 2025 Capitol Hill Report: Medicare Physician Fee Schedule

Neurology Minute

Play Episode Listen Later Aug 4, 2025 2:36


In the third episode of this series, Dr. Andy Southerland discusses the latest Capitol Hill Report, which outlines the 2026 Medicare fee schedule proposal.  Stay updated with what's happening on the hill by visiting aan.com/chr.  Learn how you can get involved with AAN advocacy. 

North RePort
North Port Now: Aug. 4, 2025 | Warm Mineral Springs Fee Update & Chief of Police Accomplishment

North RePort

Play Episode Listen Later Aug 4, 2025 11:34


This week on North Port Now, we're diving into important updates and opportunities around our community. Devon Poulos from Parks & Recreation joins us to talk about changes to the fee structure at Warm Mineral Springs Park and what's in store for Discover Warm Mineral Springs Day. We're also sharing details about upcoming free Hands-Only CPR classes offered by North Port Fire Rescue and what you need to know to register.Plus:• Learn more about the City's response to the Governor's DOGE Team.• Congrats are in order for Police Chief Todd Garrison on his appointment to the Florida Criminal Justice Standards and Training Commission.Check the show notes for links and more info:

Zero to Profitable Franchise
Is WingStop Still A Good Investment in 2025? (Costs, Sales, & Fees)

Zero to Profitable Franchise

Play Episode Listen Later Aug 3, 2025 6:23


Grab and understand 14 franchise buying mistakes that could ruin your investment: https://www.franchiseempire.com/14fbm?utm_source=FEaug0325Is Wingstop a cash cow or just hype? In this video, I reveal the real costs and average earnings from Wingstop's 2023 Franchise Disclosure Document. With startup costs up to $1M and average sales over $2.1M, we'll unpack what it takes to turn chicken wings into serious profit—or whether it's a hustle best left to celebrities like Rick Ross. Stick around to see if owning just one location even makes sense.------------------Considering Investing In A Franchise?

Beyond The Horizon
Ghislaine Maxwell Sues Epstein's Estate For Legal Fee's

Beyond The Horizon

Play Episode Listen Later Aug 2, 2025 16:01


Ghislaine Maxwell is suing Epstein's estate for legal fees to defend her from allegations of being part of not only the day-to-day operations but also as a co-conspirator.This latest move by Maxwell is another slap in the face to the survivors or Epstein's abuse. Her lawsuit was filed in the Virgin Islands on Friday.To contact me:bobbycapucci@protonmail.comSource:https://www.nytimes.com/2020/03/18/business/jeffrey-epstein-ghislaine-maxwell-lawsuit.html

Bob Does Sports Podcast
Bob Does Sports Give Their SCORCHING Happy Gilmore 2 Takes

Bob Does Sports Podcast

Play Episode Listen Later Aug 1, 2025 51:34


Apply for the Gemini Credit Card: https://Gemini.com/BDS#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.Check out Bob Does Sports -https://www.youtube.com/channel/UCqr4sONkmFEOPc3rfoVLEvgBreezy Apparel - https://breezygolf.com/TRY OUR DRINK - https://drinkhaveaday.com/pages/store-locatorSPOTIFY: https://open.spotify.com/show/0IZW9li...APPLE : https://podcasts.apple.com/us/podcast...MERCH: https://bobdoessports.com/Follow Bob - https://www.instagram.com/brilliantly...Follow Cold Cuts - https://www.instagram.com/joey.coldcuts/Follow Fat Perez - https://www.instagram.com/thefatperez...Follow The Jet - https://www.instagram.com/thejet/?hl=enFollow The Ticket - https://www.instagram.com/biggg_ticket/The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms for details. Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

Late Confirmation by CoinDesk
THE MINING POD: MARA's Q2 Earnings, In-Kind BTC ETFs, Bitmain's U.S. Manufacturing Moves

Late Confirmation by CoinDesk

Play Episode Listen Later Aug 1, 2025 35:08


MARA beat expectations for Q2, the SEC approves in-kind BTC ETFs, and Bitmain is shipping more raw materials to the U.S.Get the headlines that matter, right when they hit the wire: Join our Telegram group for market moving news on top Bitcoin equities like $MSTR, $MARA, $RIOT, $CLSK, and more: https://t.me/blockspacenewsWelcome back to The Mining Pod! Today, Colin and Matt dive into Mara's Q2 earnings, the SEC's approval of in-kind Bitcoin ETF redemptions, Bitmain onshoring manufacturing to the US, and JPMorgan's prediction that pure play miners will outperform HPC hybrids as the field becomes oversaturated with AI pivots.Subscribe to our newsletter! **Notes:**• Mara revenue up 12% to $238.5M in Q2• Bitcoin at $118k with hash rate at 900 EH/s• Hash price around $58.70/PH/day• Fees represent only 1% of block subsidy• Bitmain shipped 187 tons of parts to US• SEC approves in-kind BTC ETFsTimestamps:00:00 Start02:24 Difficulty Report by Luxor06:21 MARA Q2 earnings call14:29 Cleanspark15:01 SEC in-kind Bitcoin ETF approval20:43 Bitmain is shipping in Antminer parts to the US28:30 Pure-play miners to outperform as HPC hybrids

Trish Intel Podcast

BREAKING: Letitia James ROCKED by $9.6 Billion Iran Money Laundering Scandal New York AG Letitia James is under fire as explosive allegations surface accusing her office of allowing Iran to launder billions through the Empire State. Was it intentional—or just gross negligence while she chased Trump? PLUS: