Podcasts about listener questions

Join Mike , Rikki, and Scott as we answer your Listener Questions today! Today we get a question from a listener who is having issues linking her tickets via the My Disney Experience App to make her Lightning Lane reservations. We give some advice with that. We also give our thoughts on the Disney Destiny, and how they might have changed since the ship debuted in December. We give Listener Sean lots of ideas and recommendations for his first "Palo experience" this weekend on his first cruise! We also talk about the "Kids Free Dining" offer for a DVC Member. This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Send us a text!Welcome to Bright Hearth, a podcast devoted to recovering the lost arts of homemaking and the productive Christian household with Brian and Lexy Sauvé. In this episode, Brian and Lexy continue the "On Being Human" series by answering some listener questions including how to have frank and friendly conversations and how to approach honeymoon sex.Head to thewarfornormal.com for more info on our upcoming conference!Lexy's new book, Wisdom on Her Tongue, is back in stock and now shipping! Pick up your copy here. We also have two new books out at New Christendom Press—White Knights & Reviling Wives from David Edgington, and The Boniface Option by Andrew Isker. Get 15% off automatically when you buy both here!This episode's Headline Sponsor is: Resistance Candles - Small batch, hand-poured candles, with no nasty chemicals. Buy one candle and get one on us. Head to https://resistancecandles.com/ and use code HEARTH.Check out Joe Garrisi at Backwards Planning Financial at https://backwardsplanningfinancial.com for all your financial planning needs!Want premium, handmade soaps without the seed oils or other nasty hormone disrupters? Check out our partners at Indigo Sundries Soap Co., and use code BRIGHTHEARTH for ten percent off your order!The best coffee you'll taste! Lux Coffee Company is caffeinating the New Christendom with artisan roast coffee. Get 15% off your coffee with code "NCP15". https://luxcoffee.co/Wives, get your husband some body armor from Armored Republic. Visit Armored Republic or text JOIN to 88027 to help your husband stand strong.Thanks to our friends at Gray Toad Tallow for sponsoring this episode! Head over to graytoadtallow.com and use discount code BRIGHT15 for 15% off your order.This episode is also brought to you by Live Oak Integrative Health. Visit https://www.liveoakintegrativehealth.com and connect with owner Rebecca Belch, who has served as a critical care and labor and delivery nurse for 20 years and is a licensed practitioner of functional medicine.Get all your elderberry products from our friends at The King's Ridge Elderberries! Head to https://tkrfarm.com and use code BRIGHTHEARTH for 10% off!Be sure to subscribe to the show, and leave us a 5-Star review wherever you get your podcasts! Buy an item from our Feed the Patriarchy line and support the show at the same time at briansauve.com/bright-hearth. Become a monthly patron at patreon.com/brighthearth and gain access to In the Kitchen, a special bonus show with each main episode!Support the show

This week: Mercury trines Jupiter, and it's a good time to open up your mind and let everything spill out. An Aquarius New Moon Solar Eclipse is the first eclipse in that sign since 2018, and it is time for a change. Venus and Jupiter bring a peaceful moment in a busy week. And the Sun enters peaceful Pisces just a couple of days before the transit that astrologers have been talking about for ages, the Saturn-Neptune conjunction at zero degrees Aries. It's another busy week in the Big Sky, so we will have to wait and answer a listener question next week! Plus: Building a dream, an inverted funnel, and shifting borders! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:37] Mercury trine Jupiter (Feb. 16, 1:31 pm PST) at 15°53' Pisces and Cancer. The Sabian symbol for Mercury is 16 Pisces, The flow of inspiration. Jupiter's Sabian symbol is 16 Cancer, A man before a square with a manuscript roll before him. Make a conscious effort to stay curious, open, and inspired. [4:04] Moon Report! Aquarius New Moon Solar Eclipse (Feb. 17, 4:01 am PST) at 28°49' Aquarius, at 29 Aquarius, A butterfly emerging from a chrysalis. Today also marks Chinese New Year and the year of the Fire Horse! Courage, clarity, and willingness to move forward will be our guides in the year ahead. [9:07] This is the New Moon in a Lunar Phase Family Cycle (LPFC) that unfolds over the coming three years. The First Quarter Moon (first action point) of this LPFC is on Nov 17, 2026 (25°8' Aquarius). The Full Moon Lunar Eclipse (awareness point) is on Aug 17, 2027 (24°11') Aquarius. The Last Quarter Moon (last action phase) is on May 16, 2028, at 26°5' Aquarius. [11:06] Void-of-Course (VOC) Moon periods. The Moon in Aquarius makes its New Moon conjunction with the Sun (Feb. 17, 4:01 am PST). It's VOC for 2 hours 8 minutes, then enters Pisces (6:09 am PST). Meditate on how you can contribute to the betterment of all. [11:57] The Moon in Pisces sextiles Uranus in Taurus (Feb. 19, 7:23 am PST). It's VOC for 4 hours 16 minutes, then enters Aries (11:39 am PST). Gather the courage to speak your mind. [12:51] The Moon in Aries sextiles Mars in Aquarius (Feb. 21, 3:11 am PST). It's VOC for 12 hours and 20 minutes, then enters Taurus (3:31 pm PST). Sweat out your frustrations. [14:15] Sun enters Pisces (Feb. 18, 7:52 am PST). The Sabian symbol for the Sun's ingress into Pisces is 1 Pisces, A public market. The Sun will stay in Pisces until March 20, 2026. The invitation is to participate in the world with sensitivity and intention. [17:50] Saturn conjoins Neptune (Feb. 20, 8:54 am PST) at 0°45' Aries. The Sabian symbol for this degree, 1 Aries, is A woman rises out of the water, a seal rises and embraces her. This conjunction takes place on a world point, so its effects tend to show up not just personally, but collectively. Saturn and Neptune come together about every 36 years, and when they do, we see the dissolution of borders and structures, leaks and scandals, major spiritual or creative shifts. What we commit to now will shape an entirely new reality. [21:12] Venus trine Jupiter (Feb. 22, 12:02 pm PST) at 15°31' Pisces and Cancer. Venus' Sabian symbol is 16 Pisces, The flow of inspiration. Jupiter's Sabian symbol is 16 Cancer, A man before a square with a manuscript roll before him. The real gift of this transit is contentment, the kind that comes from really knowing yourself and choosing pleasure with intention. [24:06] Unfortunately, there was too much to cover in this week's sky for a Listener Question. Keep those questions coming in, though! Leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [24:48] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

In this episode of the Fret Files Podcast, Eric and Nat take listener questions regarding dog ear P90 shims, Tele saddle alignment, Filter Tron pickups, waterslide headstock decals, pickup winding, and filling holes to match the surrounding finish. To participate in the show, you can leave a message with your question or comment by calling 757-774-8482.  To email the show, visit Eric at EricDaw.com and click the contact link.

You can quote Sun Tzu all you want, but there's no art to this. Your options are nonexistent. Your failures as a man, mentor, father and partner have been revealed back to you in unglorious 4K. You're already dead, Mr. Tao, what you do now is for your daughter.Bankole, Eyo & Ebube are back, live on CNN, to discuss what may be the best ever episode of HBO's 'Industry'? They discuss the show giving them new feelings 30 episodes in, Eric's dilemma and decision, a very emotional scene and oh, just the entire Tender plotline making us fear for our lives. (02:24) - Intro(5:15) - Listener Questions & Comments(12:05) - Episode 6 Discussion & Analysis(1:33:00) - What else we're watching You can support us here.Also Available on YouTube.Host: Bankole Imoukhuede Guests: Ebube Ubochi and Eyo NdemProduction by: Bankole Imoukhuede

This episode is for ADHD mums who feel like they're living inside a nervous system experiment.The kind where everything is technically ‘fine'… until the TV is on, someone's making mouth noises, a child is asking 400 questions, another one is humming, and your body is trying to exit the situation through the nearest wall.We talk a lot about overstimulation like it's a personal flaw. Like you should be calmer. More patient. Better regulated. But what if you're not failing at regulation… you're just carrying too much regulation load?In this conversation with Rachel Few, we get painfully practical about what actually helps when you're at the edge. Not in an ideal world. In a real ADHD household, with real kids, real noise, real time pressure, and real limits.WHAT WE COVER– Why overstimulation is not a single moment, but a build-up across days– The ‘therapy taxi' burnout cycle and how it dysregulates the whole family– Why regulation strategies fail when they become another to-do list– Nervous system mapping: learning your early warning signs before the snap– ‘Recipe building' for families: planning around needs, not just appointments– Why yelling and snapping usually starts earlier than you think– PDA-aware approaches: when direct help makes things worse– Side-step regulation tools that don't rely on compliance– Real-life resets (including the candle trick, which sounds unhinged until you try it)– Why acceptance is sometimes the missing strategy, not another techniqueTHIS EPISODE IS FOR YOU IF…– you feel overstimulated before 7am and then blame yourself for it– your household escalates fast and you don't know where it starts– you're carrying the clean-up after every meltdown (emotional or literal)– you're exhausted from scanning for hunger, sensory triggers, and ‘what could go wrong'– you're parenting a PDA-ish child and standard advice backfires– you keep thinking ‘once we get the right support, it will all be fine' and then it isn't– you want tools that actually work when you're already at your limitRELATED EPISODESSurviving the Mental Load of the School Yearhttps://adhdmums.com.au/podcast_episode/episode-63-surviving-the-mental-load-of-the-school-year/When You Can't Relax Even When It's Quiethttps://adhdmums.com.au/podcast_episode/why-adhd-mums-cant-relax/The ADHD Myth of ‘Just Try Harder' (Quick Reset)https://adhdmums.com.au/podcast_episode/episode-24-quick-reset-the-adhd-myth-of-just-try-harder/RESOURCES & REFERENCES– For more information on Rachel Few - see here-PANDA (Perinatal Anxiety & Depression Australia) is mentioned in the episode– Maternal mental health research is referenced (mum's mental health as a key predictor for child wellbeing)LISTENER QUESTIONS & COMMUNITYSubmit a Listener Question (anonymous option)If there's something you want answered on the podcast, you can submit a question here — anonymously if you prefer.https://form.jotform.com/251238118486864Share Feedback or Topic RequestsHave a topic you'd like covered, or feedback you want to...

We have the smartest listeners with the best questions! How do you get rid of loose skin around the knee? Is a tummy tuck possible if you have an old abdomen scar? Is it cheaper to do a breast explant and lift in one surgery? Does HRT affect plastic surgery? And even some recommendations for a good plastic surgeon in Louisville. Watch this episode on YouTube: https://youtu.be/nP9XyigSDlA  Comments, questions, clarifications? Leave a voicemail (303) 630-9038 or email Amy@JasonMartinMD.com. Follow Beauty and the Surgeon: YouTube: Jason Martin MD > Beauty and the Surgeon Podcast Playlist Instagram: @beautyandthesurgeonpodcast TikTok: @jasonmartinmd Facebook: facebook.com/beautyandthesurgeonpodcast Website: beautyandthesurgeonpodcast.com Verify your plastic surgeon is board-certified at https://www.plasticsurgery.org

This week on America on the Road, Jack Nerad and co-host Chris Teague deliver two very different road tests: a long look at the ultimate Land Rover Defender and an in-depth examination of the Honda CR-V TrailSport. In addition, they conduct a timely interview on Kia's newest compact car and take a clear-eyed look at where the auto market is heading in 2026.

In this episode of Home in Progress, sponsored by RepcoLite Paints and Benjamin Moore, Dan Hansen kicks things off with a sincere thank-you to listeners and a reminder that the show is always available as a podcast—perfect for catching up anytime.Then comes the embarrassing voicemail fiasco.What starts as a cringe-worthy personal story quickly turns into a surprisingly helpful lesson about home improvement: slow down, think things through, and don't let small mistakes snowball into bigger problems. Dan breaks down how missteps—whether in communication or remodeling—can derail projects, and how a little preparation can save time, money, and frustration.From there, the episode tackles a common household pain point: the laundry room. Why does it become chaotic so easily? Dan explores how workflow design, sorting systems, and simple layout adjustments can dramatically improve efficiency. Whether you're managing laundry for one person or a busy household, he shares practical strategies to prevent bottlenecks and keep the process moving.You'll also hear advice on restoring rusty outdoor metal furniture—what to scrape, what to prime, and how to protect it properly—plus a lighthearted round of Valentine's Day trivia to wrap things up.Practical. Relatable. A little embarrassing. And packed with usable advice.Episode Breakdown00:00 Welcome & Show Introduction 00:46 Listener Questions & What's Ahead 01:31 The Voicemail Disaster 04:34 Lessons Learned: Avoiding Project Pitfalls 06:11 Staying on Track with Home Improvements 13:49 How to Paint & Protect Rusty Metal Furniture 18:27 Why Laundry Rooms Become Chaotic 23:08 Designing an Efficient Laundry Workflow 27:50 Sorting Systems That Actually Work 33:45 Smart Laundry Room Organization Tips 37:06 Valentine's Day Trivia

It's Casual Friday as we ease into the weekend we take a look at Paranormal News freshly ripped from the Internet, Listener Question & Feedback, Feedback from the Question of the Week. E-mail: comment@ghostboxradio.com Listen Live Streaming: www.am950radio.com Watch Live: www.facebook.com/MNGhostBox www.facebook.com/AM950Radio www.facebook.com/ParaFriendsEvents/ www.facebook.com/gethauntedusa www.facebook.com/PUNMedia1 Website: www.ghostboxradio.com Twitter: @mnghostbox #GhostBoxRadio #AM950 #GregBakun #ParanormalRadio #ParanormalPodcast #TalkRadio…

Got questions about Disney World planning, Lightning Lanes, resorts, dining, or 2026 trips? We've got answers! This week on Rope Drop Radio, we're diving into your listener questions and helping you plan smarter, save time, and stress less on your next Disney vacation. Listener Questions Episode | Rope Drop Radio This week's episode is all about YOU! We gathered your Disney World questions and are breaking them down with practical advice, strategy tips, and honest recommendations. Support the show on Patreon: Patreon.com/RopeDropRadio Follow us on social media for Disney news, tips, and updates Leave a ⭐⭐⭐⭐⭐ review on Apple Podcasts! ✈️ We're excited to welcome The Lincoln Airport as the official airport of Rope Drop Radio! With direct flights to Orlando (MCO) on Breeze Airways, you can skip the stress and get to the magic faster!

Today, Richard and our hosts wrap up the season by answering your questions on The Tears of Things: Prophetic Wisdom For An Age of Outrage. Stay tuned until the end of the episode for a preview of what's to come on the next exciting season of Everything Belongs. Resources: Find the transcript for this episode here.

Join Robert 'Big Shot Bob' Horry and the crew for episode 123 of the 'Shoot Around,' as they dive into some engaging NBA discussions, personal stories, and audience questions. Robert kicks off the episode by announcing a week-long break as he heads to Orlando for a family vacation at the new Epic Universe park. The show's first major topic centers around the widely rumored NBA expansion cities, Vegas and Seattle, and the crew debates other potential cities deserving of a franchise such as Louisville, St. Louis, and Kansas City. They also discuss the nostalgia and business side of bringing back the Seattle Supersonics name and branding if the team returns to the league.   Shifting gears, the conversation pivots to Denver Nuggets' star Nikola Jokic and his chase for the all-time triple-double record. The panel reflects on Jokic surpassing Oscar Robertson to secure the second position and ponders his ability to catch up to the current leader, Russell Westbrook. The focus also turns to the Chicago Bulls and their recent trades, which have left fans perplexed due to the lack of first-round draft picks received in return. The discussion delves into the value and potential of players like DeMar DeRozan, Zach LaVine, and Lonzo Ball.   Finally, the crew answers a variety of listener questions including the feasibility of G-League players returning to college ball, the challenges of adjusting to professional sports, and the weirdest movies they’ve ever seen. They share thoughts on the NCAA's stance on player eligibility, the differences between college and professional basketball environments, and their bewildering movie experiences. This episode is packed with robust debates, entertaining anecdotes, and insightful NBA analysis, making it a must-watch for basketball enthusiasts.   00:00 Introduction and Programming Note 01:20 NBA Expansion Cities Discussion 04:51 Jokic's Triple-Double Milestone 06:27 Chicago Bulls Trade Analysis 10:14 Listener Questions and Alabama Basketball Controversy 12:09 Debate on College vs. G League Development 14:28 The Impact of NIL on College Sports 17:41 Coaches' Perspectives on Returning Players 19:41 Weirdest Movies We've Ever Seen

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. This week we discussed:(00:00) Introduction(03:02) Analyzing Monday.com(11:04) Big Tech and AI: Alphabet's Bond Issuance(21:32) Value Play or Value Trap(36:32) AI Disruption in Consulting(41:13) Earnings Insights: Oscar and Spotify(53:31) The Rise and Fall of Tai Lopez(59:11) Listener Questions and Market Insights*****************************************************Subscribe to Emerging Moats Research: emergingmoats.com *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

It's a design-focused episode! Fischer and Maxine go deep into the challenges of designing role cards, we finally start chipping away at our backlog of listener questions, and we share our thoughts on Sorcery: Contested Realm.(00:00:00) Intro(00:03:28) What's Happening!?(00:13:23) Fischer's Design Corner w/ Maxine Newman(00:54:06) Listener Questions(01:30:15) Stuff We're Into... (it's Sorcery

#231 Why is ice so slippery? Is it because of a layer of water on top, or is it something more complex? Join us as we dive into the chemistry behind icy surfaces, inspired by a curious 5-year-old's question. You'll hear about experimental findings, the special properties of water, and even some amusing snow day memories. Perfect for anyone who's ever wondered why ice makes us slip and slide! 00:00 Experiencing Alaska in Texas 00:24 The Chemistry of Ice and Snow 01:42 Why is Ice Slippery? 03:10 Listener Questions and Ice Skating Chemistry 04:02 Debunking Ice Slipperiness Theories 11:42 Water's Unique Properties 17:43 Pressure and Melting Ice 22:30 Scientific Findings on Ice Slipperiness 24:12 Addressing Common Comments 24:31 The Science of Ice Skating 25:30 New Research on Ice 26:37 Amorphous Solids and Ice 37:09 Practical Implications of Ice Behavior 41:12 Snow Day Memories 49:14 Supporting the Show Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife References from the Episode: Thanks to our monthly supporters Amanda Raymond Emily Morrison Kyle McCray Justine Emily Hardy Ash Vince W Julie S. Heather Ragusa Autoclave Dorien VD Scott Beyer Jessie Reder J0HNTR0Y Jeannette Napoleon Cullyn R Erica Bee Elizabeth P Rachel Reina Letila Katrina Barnum-Huckins Suzanne Phillips Venus Rebholz Jacob Taber Brian Kimball Kristina Gotfredsen Timothy Parker Steven Boyles Chris Skupien Chelsea B Avishai Barnoy Hunter Reardon Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we answer questions submitted by Judy, Mike, Douglas, Greg, Gregg, Celeste, and Mike. We break down tax strategies for inherited minerals, what to do when you discover missing royalty payments from years ago, including statute of limitations issues and how operator changes complicate recovery efforts. You'll hear a success story from a listener who found $375 in unclaimed royalties using my free guide that I send to all subscribers to my email list (fill out the form at the bottom of the page if you aren't already a subscriber!).  We walk through the process for verifying whether a "make good" royalty payment is accurate using publicly available production data. We discuss the nuances involved with older leases that are held by production by vertical wells when new horizontal drilling is just around the corner.  Finally, we wrap up with our take on how one mineral owner forecasts future income from 800 wells using decline curve analysis. Whether you're new to managing minerals or have been doing this for years, this episode provides practical, actionable guidance you can apply to your own situation. As always, links to the resources mentioned in this episode can be found in the show notes at mineralrightspodcast.com.

From 'It's Always Gameday In Buffalo' (subscribe here): Matt and Sal have an in-depth discussion on all things salary cap for the Buffalo Bills, including the financial situations of Josh Allen, Dawson Knox, Taron Johnson, Matt Milano and more. Plus, is it worth exploring trade options for Keon Coleman or is he a part of this team's future? We answer some of your questions to close things out! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From 'It's Always Gameday In Buffalo' (subscribe here): Matt and Sal have an in-depth discussion on all things salary cap for the Buffalo Bills, including the financial situations of Josh Allen, Dawson Knox, Taron Johnson, Matt Milano and more. Plus, is it worth exploring trade options for Keon Coleman or is he a part of this team's future? We answer some of your questions to close things out! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From 'It's Always Gameday In Buffalo' (subscribe here): Matt and Sal have an in-depth discussion on all things salary cap for the Buffalo Bills, including the financial situations of Josh Allen, Dawson Knox, Taron Johnson, Matt Milano and more. Plus, is it worth exploring trade options for Keon Coleman or is he a part of this team's future? We answer some of your questions to close things out! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Hit us with your questions weirdertogetherpod@gmail.com

Join Mike and Scott today as we answer your awesome Listener Questions! Today we have a quick discussion on the new CEO that will be leading the Disney company soon before we dive into the questions for the day! Then, hear about staying at Saratoga Springs Resort, resorts with the best pools/splash pads for toddlers, some romantic resorts for a honeymoon, and first trips without the kids! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the clarity, confidence, and comfort to lean in and rock it.(00:30) Roger introduces week two of the four-part series on health care before Medicare and explains why assumptions about health care costs can shut down curiosity, create false tradeoffs, and delay retirement decisions.PRACTICAL PLANNING SEGMENT(05:05) After last week's sticker shock, Roger shifts the focus to observing health care options before tackling cost mitigation next week.(05:28) Option #1 — COBRA: how continuation coverage works, who qualifies, how long it lasts, and why it can serve as a temporary bridge despite higher costs.(12:35) Option #2 — Affordable Care Act (ACA): marketplace coverage, guaranteed issue for preexisting conditions, plan tiers, and why the system is complex but flexible.(19:46) Option #3 — Part-time employer coverage: using part-time work to access group insurance, earn income, and maintain purpose and social connection.(25:20) Other alternatives, including private non-marketplace plans and health share plans, and why they require caution.LISTENER QUESTIONS(28:19) Joni asks about creating a trust will instead of a straight will, naming her son as beneficiary, and how traditional and Roth IRAs would be distributed under SECURE Act rules.(34:42) Christine asks whether it's possible to anticipate capital gains distributions in open-end mutual funds before year-end.(38:45) Andy shares an observation about Monte Carlo simulations.SMART SPRINT(42:20) Roger encourages listeners to identify and challenge their assumptions about health care and retirement timing.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

Neil W. Blackmon (Saturday Down South) and Neil W. Blackmon (Basket Under Review, Gator Country) talk all things Florida and SEC basketball. On this episode, Neil and Eric answer subscriber listener questions. Topics include:- Florida's best lineups- The emergence of Urban Klavzar - Florida's counter to defenses that pack the paint- Thoughts on the rookie years of Walter Clayton Jr., Will Richard, and Alijah Martin- Florida's NCAA Tournament seed profileand much, much more.As always, support FBH by subscribing to their Patreon at patreon.com/floridabbhour.

Pete and Roger answer six listener questions covering Coast FIRE strategies with GIAs, US 401(k) tax implications in the UK, record keeping for IHT-exempt gifts, Australian pension taxation for UK residents, pension contributions to avoid the £100k tax trap, and managing a £2M portfolio as Power of Attorney. Shownotes: https://meaningfulmoney.tv/QA39    01:17  Question 1 Hi Pete and Roger, I'm 29 and working towards Coast FIRE within the next 2–3 years so I can begin a digital nomad lifestyle — working remotely while knowing my long-term retirement is taken care of. Right now, I've got: - £45k in a Stocks & Shares ISA - £25k in a workplace pension (via salary sacrifice) - A Lifetime ISA for a future house deposit (or later retirement) - A fully funded emergency fund I've already maxed out my ISA for this tax year and plan to continue doing that every year. But I have more money to invest now, and I know that to reach Coast FIRE on my timeline, I need to start using a General Investment Account (GIA). Here's where I'm stuck: I want to keep things simple and tax-efficient, but I feel a bit nervous about GIAs. I keep hearing about the "bed and ISA" strategy but don't really understand how it works in practice or how to implement it over time. Could you explain: - How best to use a GIA alongside an ISA when working towards FIRE? - How to manage capital gains and dividend tax efficiently? - And how the bed and ISA approach actually works — especially for someone trying to keep things simple? Thank you both so much — your podcast has been an incredible resource and a big part of why I've been able to take control of my finances. Warmly, Pauline 12:22  Question 2 Hello Pete & Roger I am very late convert to the podcast but have been ploughing through the Q&A for a few days now. I think I only have another 592 episodes to get through so should be up to date by the end of the week !! I am not sure whether this has been covered or not. I have a 401K plan that has been hibernating in the USA for 20 years. I have only recently started looking at it and now need to understand the tax implications. I have tried to read HMRC guidelines on tax treaties etc but get even more confused than before. My current belief is that the provider will pay this money out by means of US issued cheque (not a problem) but withhold 30% tax (a problem). How will HMRC treat this? The usual sources http://unbiased.co.uk for one run for the hills on finding information about this, is this an area you can provide guidance, but obviously not advice as I know you cannot through the podcast. Regards, Stephen 16:10  Question 3 Hi Pete & Roger, Like so many people I am really impressed, not just with your knowledge and great communication skills, but that you put out such life changing content. You're providing us with the means to help ourselves in this financial world as well as letting us know when to seek professional help. On to my question: we're (wife and I) retired (late-60s) and are lucky enough to have more than enough to comfortably live on, thanks to DB & state pensions, house price inflation etc. Not really through any financial planning but just having been born at the right time! So we do now have an IHT liability. We have a joint second death Whole Of Life policy (in trust) in place for potential IHT and have given help with house deposits for our children. We also are gifting to the kids out of our excess income and would like your thoughts on the type of record keeping needed for this. We have letters stating the intention to give the gifts, recording who to etc. We keep completed IHT403 forms which we update annually. We also have a monthly/annual spreadsheet of income/expenses which demonstrates our surplus and keep track of expenses with the MeMo transaction tracker (thanks for that). These are all in our 'WID' file (again thanks to you for that). What we're not sure about is any documentation that might be needed to evidence the figures. Income is straightforward with P60s, statements of interest/dividends. However, what is required for expenses? Can't really keep all supermarket receipts etc and even bank/credit card statements would be quite bulky over several years. Not sure if we're overthinking but don't want to leave a difficult task for our kids when we're gone. Thank you both again for all the good you are doing Simon 20:33 Question 4 Brian (in Australia) Thank you for all your podcasts and videos but I think I may have to sign up to the academy to fully get my head around all the UK rules. We are looking to move to the UK from Australia - we have no UK govt pension entitlements but are retired with personal Australian private superannuation account pensions. The pension income payments and withdrawals are all tax free in Australia but will the UK government apply a tax on these pension payments once we are UK residents?   Thanks again for all your useful information. Regards, Brian 22:55  Question 5 Hi Roger (and Pete), I had a question which is boiling my brain far more than it should and I was hoping you could include it in one of your Q&A episodes. I'm in the fortunate position of being caught by the £100k 'tax trap' due to being paid a bonus for the first time in a number of years. This particular first-world problem is being made all the worse because my daughter will start nursery next year so in addition to the 60% tax charge on my bonus, we would also lose the 30 free hours of childcare we currently have access to. I currently salary sacrifice roughly £5,000 of salary into my pension (which my employer matches) and this holds my income at £99,000. However there is no option for me to do any kind of 'bonus sacrifice'. My only choice is to receive the bonus payment net of tax & NI through PAYE and then make a payment into my personal pension (a Vanguard, low cost multi-asset fund, just like you taught us!). I think I'm right in saying my pension provider will claim back the basic rate tax automatically for me, and I can then claim back the other 20% via my tax return with HMRC paying this extra 20% back to me directly. So far so easy, but what I can't work out is just how much I have to pay in to my pension in order to take all of the bonus payment out of my taxable income. Presumably its not the net amount extra that gets paid into my bank account on the month my bonus is paid because this will also be net of NI, meaning I wouldn't have paid enough in to avoid the £100k trap. Assuming my bonus payment was £10,000 (I don't know the exact figure yet but its likely to be around this amount), could you talk through how to calculate the net payment I need to make into a personal pension to achieve the desired result? As a follow up to this, if HMRC send me a cheque (very 1990's) for say £2000 of refunded higher rate tax, do I need to pay this into my pension in the next tax year to avoid having it counted towards my taxable income in that financial year? Please keep up the great work that you both do, you've really helped me get my financial life in order after an extremely difficult period in my life. Thank you both! Jimmy 27:29  Question 6 Hi Pete and Rog, Firstly, a huge thank you for all the insight and support you continue to offer. The impact of the Meaningful Money Podcast is immense—I've personally benefited so much from your free content over the years. I'll keep this as brief as I can: My great aunt (now 84) has built a substantial portfolio over decades—about £2 million across ~60 individual company shares, with approx. £1.3 million in a GIA and the rest in S&S ISAs. She also holds £400k in fixed-term bonds, savings accounts, and premium bonds. Sadly, she was diagnosed last year with dementia and Alzheimer's and now resides in a care home. I am her Power of Attorney and want to act in her best interests—simplifying her affairs and ensuring tax efficiency, especially regarding her legacy. She has no spouse or children but wishes to leave money to nieces, nephews, and charities. Here's my working plan: - Offset gains in the GIA by selling loss-making investments (totalling £30k–£40k) alongside some of the profit making investments to reduce market exposure without incurring CGT costs.     - Liquidate all shares in her S&S ISAs and transfer funds into cash ISAs with decent interest rates - Leave most of the GIA portfolio untouched to benefit from the CGT uplift on death Am I broadly on the right track for tax efficiency and sensible financial planning? Should I seek formal advice to ensure I'm doing the best by her? Thanks again for all you do—it really matters. Best regards, Josh  

When was the last time you checked your penny jar? If it's looking a little emptier than usual, that might be because we're in the middle of a penny shortage! The U.S. Mint has ceased production of the penny because the cost of making one ($0.0369) is now almost four times what it's worth as legal tender. While this is yet another step towards a more digital, cashless economy, you might want to take a look at that jar before you bring it down to the bank. Having fewer pennies in circulation could drive up the value of some rare pennies, like the $2.4 million 1943-D Lincoln Wheat Cent! With more and more of our financial lives moving online, it's becoming more and more important to stay vigilant against potential scams and stay current on the rules. As we discuss on today's show, one wrong click could share valuable information with a crook or trigger some unintended tax consequences – especially if you're managing your money solo.

Matt and Sal have an in-depth discussion on all things salary cap for the Buffalo Bills, including the financial situations of Josh Allen, Dawson Knox, Taron Johnson, Matt Milano and more. Plus, is it worth exploring trade options for Keon Coleman or is he a part of this team's future? We answer some of your questions to close things out! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

#fabtcg talk only! No wrestling talk! We breakdown World Premier London and give our initial thoughts on the Silver Age format plus LISTENER QUESTIONS!!Subscribe to our Patreon: https://www.patreon.com/fleshandpodCheck us out on Spotify: https://spoti.fi/3lWbhCfWe're available on Apple Podcast: https://apple.co/3dF4IQ3Join our Discord here: https://discord.gg/nrGegbag4uQuestions and comments can be sent to @fleshandpod.bsky.social on BlueSky, as well as fleshandpod@gmail.comNerd Rage Gaming Weekend: https://www.nrgevents.gg/conventions/nrg-events-elmhurst-ilMerch!: gamergoblin.gg/collections/flesh-and-podPod BlueSky: @fleshandpod.bsky.socialDarick BlueSky: @charm3r.comLogan BlueSky: @loganpetersen.bsky.social

Today’s show was a lot of fun. I talked about many different subjects and took listener questions. I talked about the direction of the show and if I’m a member of the Illuminati (believe it or not, I’ve been accused of being a card carrying member). Maybe I should try to attend a Bilderburg meeting […] The post Why Do We Humans Get Disease? Am I A Member Of The Illuminati? Updates On Natural Doctors Being Killed, Recall Healing, Listener Questions & Much More! appeared first on Extreme Health Radio.

On this episode of Car Torque, Matty, Alam, Ed, Jim, David and Chad discuss their latest updates. Matty tells the boys about his drive of a V12 Toyota Century and why it is the ultimate luxury cruiser. Also the boys finish answering the questions from the listeners of the show!Don't forget to subscribe, rate and review!Please follow this show on Spotify. It really helps!Support us and become a Patreon! https://www.patreon.com/cartorquepodcastCheck out our merch here! https://cartorquepodcast.secure-decoration.com/Check us out on YouTube: https://www.youtube.com/channel/UCybzrcsj4nhADsyfYKtXPzwhttps://carloop.com.auDavid and Eds Podcast Autoretrohttps://open.spotify.com/show/5aOi9R8WfqOccEfnm2vslQCar Torque Merch here!https://cartorquepodcast.secure-decoration.com/Car updatesCar Quiz2026toyotacartoyota centuryv12listener questionsluxury expressluxury cars

In episode THREE HUNDRED AND SIXTY-THREE, Wade answers listener questions about the Divine Service, formalism, Zionism, and what to see on a visit to Detroit. We hope you enjoy the episode! Let us know if you have questions you'd like us to address in a future episode.  For more about the show and the hosts, visit the Let the Bird Fly! website. Thanks for listening! Attributions for Music and Image used in this Episode: “The Last One” by Jahzzar is licensed under an Attribution-ShareAlike 3.0 International License. “Gib laut” by Dirk Becker is licensed under an Attribution-NonCommercial-NoDerivatives (aka Music Sharing) 3.0 International License. “Whistling Down the Road” by Silent Partner.E

Tony answers listener questions about the Australian Open and general 2026 tennis season! This went long so it's split into two episodes. Here's what to expect from Part 2:Top 5 ATP and WTA dramatic moments of the AO Red lights on court - yay or nay? Which ATP top 10 player's ranking will drop the most this season? Worst match of the AO? Where does Jess Pegula go from here? Which slam has the ******** trophies? So many more! If you're enjoying the podcast, please rate and review. And follow along with us @thegaytennispod on Instagram, TikTok and Twitter. Hosted on Acast. See acast.com/privacy for more information.

Tony answers listener questions about the Australian Open and general 2026 tennis season! This went long so it's split into two episodes. Here's what to expect from Part 1:Am I over Carlos Alcaraz? Best kit of the AO? Would I support a Maria Sharapova comeback? Is Ferrero happy for Carlos? Does Carlos give top or bottom energy? Who was the youngest person to win the doubles career slam? And more!If you're enjoying the podcast, please rate and review. And follow along with us @thegaytennispod on Instagram, TikTok and Twitter. Hosted on Acast. See acast.com/privacy for more information.

Tom Brady showed us just how much of a teen girl at heart he is with a recent series of Instagram stories. Did Gisele have anything to do with it? Caroline has thoughts. We also answer listener questions around the Super Bowl, like what “game odds” even mean and a vibe-check of the Seahawks and Patriots O & D-lines.  In this episode, we also cover: What our Bravo taglines would be as podcasters  Carlos Alcaraz proving “if he wanted to, he would” after his Australian Open win  A convo with Nordic combined skier, Annika Malacinski, on why her brother can compete at the Olympics but she can't  Whether Lewis Hamilton is next on the “Kardashian kurse” list  How to tune into the Winter Olympics opening ceremony this Friday  Fun Stuff that aren't Send Its:  Bravo taglines: https://www.bravotv.com/the-daily-dish/team-usa-athletes-real-housewives-taglines-2026-winter-olympics-video  Sam Darnold's bird-app: https://www.tiktok.com/@vikingzfanpage/video/7463889814689975582  Crotch-enlargement scandal: https://www.youtube.com/shorts/m-UFFj3SNW8  Annika Malacinski: @annika.malacinski Blake on IG: @blaaakkkke Caroline on IG: @cghendy theSkimm on IG: @theskimm Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on America on the Road, co-host Chris Teague joins host Jack Nerad as they dive into the latest automotive news, two compelling road tests, and an insightful engineering-focused interview. Jack reviews the high-performance Maserati Grecale Trofeo, a compact luxury SUV that makes the most of its supercar roots, while Chris drives the all-new 2026 Toyota Crown Signia hybrid, a premium crossover blending efficiency and sophistication. Jack also sits down with Zach Walker, chief engineer of the 2026 Lucid Gravity SUV, to discuss its innovative design, advanced technology, and how it pushes the boundaries of electric mobility.

Stefan Molyneux digs into questions about what it means to exist, focusing on how to line up daily life with some sense of virtue and direction. He stresses the need for courage when pushing back against what society expects, and points out that being honest with yourself is key to real freedom. Drawing from a story about his own take on Macbeth, he unpacks the mess of moral choices and the inconsistencies in how society operates. Molyneux notes how conformity often gets rewarded, while ignoring your true voice leads to real drawbacks. In the end, he pushes for matching what you want with actions that hold moral weight, which can lead to stronger bonds with others and a deeper sense of satisfaction.GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

In this episode of the JMU Sports News podcast, hosts Bennett Conlin and Jack Fitzpatrick discuss the struggles of JMU men's basketball and the success of the women's team. They dive into any potential coaching concerns, the impact of the transfer portal and how important nailing this offseason is, and listener questions. The conversation highlights the importance of player retention and development, as well as the challenges faced by both men's and women's programs. The hosts also share their predictions for the Super Bowl and reflect on the dynamics of college sports. Chapters 00:00 Super Bowl Anticipation 02:59 JMU Men's Basketball Struggles 05:57 Coaching and Player Development Concerns 09:00 Women's Basketball Success and Challenges 11:50 Listener Questions and Fan Reactions 15:07 Transfer Portal Dynamics 17:58 Future of JMU Athletics 20:50 Closing Thoughts and Predictions Big thank you as well to our sponsor, Sign Pro! Follow us on Twitter Subscribe on Youtube Check out our website!  Like what you hear? Buy us a coffee (or beer...)  Leave us a review! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Stefan Molyneux tackles moral dilemmas through the lens of Universally Preferable Behavior. He delves into love and moral bonds, separating the care for babies from romantic attachments, and stresses that truth should guide moral duties rather than blind loyalty—particularly in cases of family abuse. He touches on issues like shared parenting and favoritism toward relatives, pushing for decisions based on ability instead of connections. Molyneux also looks at how stories of victimhood can undermine one's sense of control and underscores free will as a core part of ethical thinking. He wraps up by considering the duty to seek virtue, noting how choices today shape what comes next for others.GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

Composite Two-Star Recruits returns to react to DL coach Eric Henderson leaving for the NFL, recap USC's Trojan Olympics event from over the weekend and the final Top247 rankings of 2026. TIME STAMPS: (0:00): Happy National Signing Day  (11:39): USC Holds Junior Day  (01:19:35): Final 2026 Top247 Rankings (01:40:10): New Offers  (01:43:24): Hurricane Hits a 5-on-5 (02:00:34): Centennial/Chaparral Camp  (02:17:00): Eric Henderson Leaves for NFL  (02:38:17): Listener Questions  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Q&A episode answering a tough leadership question from Emer, plus Annette's takeaways from Laura Gassner-Otting.IN THIS EPISODE:Thank You Email Goes Viral:Cathal's email praising his daughter's teacher went around the whole school. Miss Smith said "You'd be surprised how little that happens." Why recognition matters more than we think.Annette's Laura Takeaways:- The Four Horsemen of Success (money, title, power, prestige) and why we chase them- The Forces (Calling, Connection, Contribution, Control)- "Refuse not to be happy now"- Balance = being yourself everywhere- Do Laura's quizListener Question: New Leader, Difficult Team MemberEmer started a new leadership role. Most of her team is on board. But one woman has "taken a total dislike" to her. The woman ignores everything Emer says.Annette's advice:1. Work as team to agree on values/behaviors (clear is kind)2. Get to know this person - seek to understand3. Might be anxiety, trauma, nothing to do with you4. Build connection and safetyCathal's advice:1. Start with YOU - is this about YOUR need for validation?2. Imposter syndrome from previous org?3. Ask open questions: "How are you finding it?" "Any concerns?"4. Discuss ways of working5. Reality check: She might just be difficult/jealous/wanted the job6. If intractable after doing the work, she might need to goKey Insights:"You'd be surprised how little that happens." - Teacher receiving thank you"Refuse not to be happy now. Balance is being yourself in work and life." - Annette"Let's be real. She might be a piece of work. But we try to be fair." - CathalResources:

Hit us with your questions at weirdertogetherpod@gmail.com

Stefan Molyneux looks into what morality really means, asking if ethical rules stand on their own or get molded by society and religion. He pushes for a set of ethics that applies everywhere, takes aim at hedonism, and stresses lasting contentment rather than quick thrills. Along the way, he points out how being real and open matters in personal connections, responds to pushback on his idea of Universally Preferable Behaviour, and considers how imbalances of power affect moral choices. In the end, Molyneux calls for ethics built on logic and shared gains to cut down on clashes in mixed communities.GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

Join Mike and Scott today as we answer your awesome Listener Questions! Today we discuss thoughts on your arrival day for a big runDisney race weekend! We also talk give some suggestions for your visit to GEO-82, making the most of your first few hours on a DCL ship, recommendations for dinner at Palo, celebratory snacks after a race at Disneyland and much more! (..and yes, the pools are heated!) Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Listener Question episode of The Wright Report, Bryan shares good news for Texas farmers as Mexico finally agrees to deliver long-owed water under a decades-old treaty, then breaks down the high-stakes fight ahead over ICE funding, voter ID laws, and the risk of another government shutdown. Bryan also answers pointed questions about foreign-backed activism tied to Minneapolis protests, why the CIA cannot simply target an American billionaire operating from China, and how misinformation has warped the public's understanding of asylum, detentions, and so-called "illegal" versus "legal" migrants. The episode closes with a major shift in the medical world, as leading plastic surgeons reverse course on gender transition surgeries for children, signaling what Bryan calls the start of a long-overdue reckoning.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: February 4 2026 Wright Report, Listener questions episode, Texas Mexico water treaty Rio Grande, Claudia Sheinbaum Trump water deal, ICE funding shutdown fight DHS, SAVE America Act voter ID filibuster, MEGA Act mail-in ballot rules, Roy Singham China funding protests, CIA authority limits foreign activists, fake asylum claims explained, Biden app parole fraud, plastic surgeons reject gender transition surgery children, trans medicine reckoning  

Roger Whitney kicks off a month-long series on navigating health care before Medicare, introducing Cerberus—the three-headed dog of Greek mythology—as a framework for understanding the biggest challenges retirees face when leaving employer-sponsored coverage. He breaks down the three heads of Cerberus, answers listener questions about retirement planning, and shares recent book recommendations from himself and the team.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces the Cerberus framework and outlines the four-week series on health care before Medicare.HEALTH CARE BEFORE MEDICARE: THE THREE HEADS OF CERBERUS(02:20) Roger explains why retiring before Medicare requires a strategy and introduces the three “heads” of the health care Cerberus.(03:11) “Head” #1: The true cost of health care without an employer subsidy and why it creates sticker shock in retirement, especially when paid from pre-tax accounts.(10:50) “Head” #2: Coverage challenges, including narrower networks, fewer plan options, and the potential loss of trusted doctors and specialists.(15:13) “Head” #3: Increased complexity in choosing plans, managing care, and navigating ACA subsidies based on modified adjusted gross income.LISTENER QUESTIONS & OBSERVATIONS(19:20) Roger responds to listener questions about saving discipline, the 4% rule, geographic cost differences, values-based planning, and how taxes are modeled in retirement case studies.SMART SPRINT(33:00) Roger encourages listeners to review the health care assumptions in their retirement plan, especially for those retiring before Medicare age.WHAT'S ON THE BOOKSHELF(34:14) Roger and the team share recent book recommendations, including history, personal finance, purpose, habits, and wealth.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

In this episode, I sit down with Anthony Rojas to break down how he built lasting wealth from scratch, going from homelessness and debt to a nearly $870,000 net worth by age 39. We talk smart investing, intentional spending, and how to use tax-advantaged accounts to your advantage, even if you're just getting started or buried in student loans. Anthony walks us through the three tax buckets, why diversification matters, and how aligning your money with your values creates long-term flexibility. We also dig into mindset, resilience, and the real-life decisions that shaped his journey. We also have some fun with a money quiz featuring my son, Calvin, to test financial knowledge and keep things light while reinforcing the lessons. If you want practical strategies and motivation to own your financial future, this episode is for you. Chapters

A fresh batch of listener questions leads this week's conversation. Jason Fried and David Heinemeier Hansson talk through how they approach product walkthroughs, what's ahead for open code at 37signals, and why a little fun still belongs in serious software.Key Takeaways00:22 – Recording product walkthroughs without scripts or polish11:45 – Writebook as an open source product15:04 – How the 37signals team uses Basecamp and Fizzy together22:52 – The quiet joy of Easter eggs and playful details in softwareLinks and ResourcesFizzy is a modern spin on kanban. Try it for free at fizzy.doRecord a video question for the podcastSign up for a 30-day free trial at Basecamp.comBooks by 37signalsHEY World | HEYThe REWORK podcastThe Rework Podcast on YouTubeThe 37signals Dev Blog37signals on YouTube@37signals on X

TODAY ON THE OBERT SCOTT BELL SHOW: Toxic Chemical Lobby, No Plant Based MAHA Meat, Supplement Threats in 2026, Japanese Reject Future Shots, Dr. Francisco Contreras, Oasis Of Hope, Alternative Cancer Treatment, Viola Odorata, Listener Questions on Healing & Faith, and MORE!https://robertscottbell.com/toxic-chemical-lobby-stuart-brotman-japanese-reject-future-shots-dr-francisco-contreras-viola-odorata-listener-question-of-healing-faith-and-more/ Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

A few weeks ago Soly put a call out on the Refuge for a list of listener questions for Dr. Sasho MacKenzie. We got some fantastic responses and what was planned as an add-on to a Sunday pod became more than enough material for a standalone episode. From his research on putting to the Stack wedge program and advice on improving during the cold weather months, we cover a ton of ground and hope you enjoy the chat. Join us in our support of the Evans Scholars Foundation: ⁠⁠⁠⁠https://nolayingup.com/esf⁠ Support our Sponsors: Titleist Lagoon Whoop If you enjoyed this episode, consider joining⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Nest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nolayingup.com/join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the No Laying Up Newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://newsletter.nolayingup.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices