Podcasts about listener questions

What's the deal with the strong nuclear force? Neil deGrasse Tyson answers the burning questions Chuck Nice, Gary O'Reilly, and the StarTalk Team have been saving all year about gravity as a force, cosmic rays, free will, emergence, and how physicists decide which equations to apply. NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here: https://startalkmedia.com/show/our-burning-questions-free-will-emergence/Thanks to our Patrons Hubert Górecki, Michele and David, Antonio, Luigi, Normie, Ronald Stephens, Jessica Shawley, Michelle Harris, Angel Cuevas Hernandez, S MB, Tony Pryor, Mike LaHaye, Samuel Ahn, Kenderick Frison, Lori Harting, David Aldrich, allen chen, Mark McDuff, daketchek, Nathan Boorom, Steven G., Emilio Lopez Hatt, Leslie Lantz, Ken Gelwix, Nick4547, James G Avdoulos, Astitva, Dana Lewis, T, Claire Davis, Richard S, Glen Brown, Sierra Tornabeni, Sue Peters, Stefano Ete, Shawn Sellers, Adriane Underwood, jason jones, Charles, Infuriated Jurijcorn, Que the music, Jeremy Hunter, Sampson, Bhushan Nene, Paul Kruger, Sean Wyatt, Carlos Pelayo, Joey Mack Newell, Alex Iakovidis, Cookiehart, W Hollifield, Dave Martin, Hd4122, Shon Bucklin, Tony Taveras, aeonoku, Shawn Browning, ben dewrance, Black____Monday, J Hardman, Erik Krasguidotti, Thegayestmanalive, YBenali, Richard Green, Brian Charbonneau, Syronn Terry, Bruce Griffith, Amir, Tom Pritchett, Guido Vermeulen, Povvy, Sigurbjorn B. Larusson, David Paul, Kristof De Maeseneer, Scott Strum, Roni Riabtseb, Monopolyworld, Naeem C, Jayson Cowan, Steph Dean, Q, Shawn Piers, travis amiot, Scott Blaylock, Paul, Griffin O'Hara, Starlah Mutiny, Cristi Giangu, Joe Boon, Jase, Crimson, Johnny_Kash, Craig Otto, Andrew McTaggart, Mark Pflug, David Hosmer, Robert Carreon, and Trina Orloff for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Mike, Pam, Rikki & Scott today as we answer your awesome listener questions! Today we mix-in some Christmas fun, including our favorite Christmas movies and songs, along with questions looking for options for a quick-service lunch outside the theme parks over President's Day Weekend, a place to celebrate dinner after the WDW Marathon, places to park your car during your Disney Cruise, dressing for "themes" on your Disney Cruise, and much more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this final holiday edition of The Wright Report for the week, Bryan shares economic good news, responds to listener questions about immigration, judges, and American identity, and offers a deeper reflection on what it truly means to be an American in a time of division, foreign influence, and cultural strain. Economic Bright Spots After Christmas: New data from Visa, MasterCard, and American Express show holiday spending rose between four and six percent year over year. GDP growth for the third quarter came in at a strong 4.3%, beating expectations. Bryan notes that while wealthy Americans are still doing well, middle and lower-income families continue to struggle with affordability. He argues the data supports Trump's case that tariffs and deportations did not crash the economy, but instead helped stabilize growth and reduce crime. Crime Falls as Deportations Rise: More than seventeen thousand illegal immigrants have been arrested under the Laken Riley Act, with two and a half million deported or self-deported over the past year. Early crime data suggests declines in murder, robbery, and vehicle theft. Bryan cautions the data is still incomplete but says the trend aligns with common sense and historical experience. Military Recruiting Surges: The U.S. military reported its strongest recruiting numbers in fifteen years. Bryan credits leadership changes at the Pentagon and renewed focus on mission and standards, pushing back on critics who predicted chaos under Secretary Pete Hegseth. Judges, Bias, and the Rule of Law: Listener questions focus on Democrat Judge Hannah Dugan's conviction for helping an illegal immigrant escape her courtroom. Bryan explains why jury reluctance to convict shows the cultural divide remains deep. He also defends his practice of identifying which president appointed judges, arguing that judicial bias is real and supported by Supreme Court reversal data. What It Means to Be an American: Bryan expands on Monday's debate about American identity, pushing back on Vivek Ramaswamy's claim that no American is more American than another. Drawing on the Founders, George Washington's farewell address, and the presidency's constitutional requirements, Bryan argues that allegiance, time in the country, cultural assimilation, and freedom from foreign loyalties all matter. He warns that dismissing heritage and lineage risks turning the United States into a fragmented society similar to modern Europe. Listener Questions and Reflections: The episode closes with unscripted questions on Israel, artificial intelligence and future jobs, personal interests, and Bryan's path from the CIA into broadcasting. He encourages young listeners to pursue skills that require judgment and adaptability, citing careers like the Merchant Marines as one example in an AI-driven future.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: holiday economy consumer spending GDP growth, Laken Riley Act deportations crime drop, military recruiting surge Pete Hegseth, Judge Hannah Dugan conviction immigration, judicial bias Supreme Court reversals, what is an American Founders Washington farewell, Vivek Ramaswamy citizenship debate, assimilation heritage American identity, AI jobs future Merchant Marines

In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable deductions work, common planning mistakes to avoid, and why generosity is most effective when paired with a resilient financial plan. Roger also shares a Rocking Retirement in the Wild story from a listener who is actively living a purpose-filled retirement, reflects on the corporate language we can leave behind when we retire, and answers listener questions on retirement readiness, gifting inheritance early, and the risks of relying on high-yield bonds for retirement income. He closes the episode with personal reflections on lessons learned, reminding listeners how to keep retirement simple, resilient, and meaningful while making a positive impact on others.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but confidently lean in and rock it.(00:20) Roger introduces a Christmas Eve episode focused on charitable giving, listener stories, answering questions, and reflecting on intentional retirement living.RETIREMENT TOOLKIT(03:45) Roger walks through the basics of charitable giving, including qualified charities, documentation requirements, and how deductions work with standard versus itemized returns.(07:55) Year-end timing rules for checks, credit cards, stock transfers, and donor-advised funds.ROCKIN' RETIREMENT IN THE WILD(09:30) A listener shares how, at 67, he backpacked 121 miles through Maine's 100-Mile Wilderness, reconnecting with longtime friends and staying physically engaged in retirement.(12:28) Roger reflects on why rocking retirement doesn't have to be impressive—only meaningful to the person living it.RETIREMENT LIFE LAB(13:03) Roger explores the idea of “retiring” corporate jargon in retirement and how simplifying language can help us reconnect and speak more human again.(18:21) Listeners are invited to share the words and phrases they are most looking forward to leaving behind.LISTENER QUESTIONS(19:50) Don asks why most people enter retirement with relatively little savings and what that reality means for financial and social stability.(29:25) A listener asks how to give inheritance before death without triggering taxes.(33:46) James asks whether using high-yield corporate bonds as the foundation for retirement income is a safe strategy.SMART SPRINT(42:08) In the next seven days, Roger challenges listeners to choose a single word for 2026 to serve as a guiding focus for the year ahead.CLOSING THOUGHTS(43:59) Roger shares final reflections on the lessons of the episode, emphasizing elegant simplicity, financial resilience, and showing up to help others in meaningful ways.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man

Ho ho hold the phone! It's time for our Holiday Special Episode and in this, our third season, we go to the BILIH voicemail inbox and see what's been on YOUR mind! In this episode we'll do our best to answer listener questions about continuous spinals, regional research, rebound pain, needle trajectory, AI, education, chronic pain, patient management, equipment, and more! So grab an eggnog and a plate of gingerbread, you won't want to miss this one... Join us each month for another sassy conversation about anesthesiology, emergency medicine, critical care, POCUS, pain medicine, ultrasound guided nerve blocks, acute pain, and perioperative care!    Links:

Shruti and Ideas of India producer Dallas Floer sit down for the 2025 end-of-year episode. They look back at key themes and top episodes from the past year, address listener questions, and look forward to what's in store for Shruti and the show in 2026. Recorded December 16th, 2025. Read a full transcript enhanced with helpful links. Learn more about The 1991 Fellowship. Connect with Ideas of India Follow us on X Follow Shruti on X Click here for the latest Ideas of India episodes sent straight to your inbox. Timestamps (00:00:00) - Intro (00:01:03) - Listener Questions (00:25:50) - Big Themes and Top Episodes (00:42:21) - Personal Moments  (00:46:53) - Looking to 2026 (00:49:47) - Hope or Concern for Next Generation (00:51:45) - Intellectual Mood Around India (00:53:01) - Shruti and Animals (00:56:52) - What's New for 2026 (01:00:07) - The Ideas of India Team (01:05:21) - Thank You's (01:09:49) - Outro

Adam Levitan breaks down Week 16 and discusses how he manages late-season DFS burnout and its impact on performance, before tackling a bunch of hard-hitting listener questions.Links mentioned in the episode:⁠Levitan's DFS Cash Lineup Review: Week 16⁠Timestamps:0:00 - Introduction0:28 - Managing late-season downswings6:04 - Listener QuestionsWant ETR on your team this season? Our 2025 NFL In-Season has you covered with:NFL In-Season content includes:Silva's Matchups ColumnDFS Top PlaysProjections for Every PlayerOwnership Projections for Every SlateWeekly Premium ShowsSubscribe now at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://subscribe.establishtherun.com/nflinseason/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New Customers Play Free for Your Share of Millions in Prizes with First DepositDownload the DraftKings Daily Fantasy app and enter promo code ETR to play FREE for your share of millions in prizes with your first deposit! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign Up Today⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT).18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK.DFS OPTIMIZER: Sign up for THE SOLVER for access to the software we think fantasy players need to win: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thesolver.com/?ref=etr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WE CAN HELP: Tired of attention-seeking hot takes? Get the highest-quality fantasy football analysis in your inbox, FREE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/establishtherun⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPORTSBOOK OFFERS: We've partnered with several major sportsbook outlets to help supply you with the best offers in the industry and ensure you're maximizing your bankroll from the start: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://establishtherun.com/offers/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/establishtherun

If you'd like to listen to the rest of this episode of PTO Extra! please consider becoming a £5 supporter at patreon.com/poltheoryother

Keep or Kut - Pete (@PeteBBaseball) and Chad Young (@chadyoung) got a slew of listener questions and do their best to get through as many possible. Who has increased their value this off-season? What's up at CI? How do you balance and think about values in different formats?2:22 - Who are risers in keeper leagues due to the transactions we have already seen this off-season? Willson Contreras is the latest transaction and maybe the biggest gainer.7:26 - Munetaka Murakami landing in a pretty good spot, for atypical reasons.14:46 - The Tigers bullpen is supposedly unsettled but it feels kinda settled.22:37 - Staying in San Diego makes Michael King look at a little better to Chad, while not a ton changes in terms of how we view Shane Baz.22:08 - Did the Tampa/Pittsburgh/Houston three-way trade hurt everyone's value? Pete says not quite everyone.32:34 - Some quick thoughts on Adolis Garcia, Edwin Diaz, Robert Suarez, and Raisel Iglesias36:45 - How is the lockout impacting our long-term planning in keeper and dynasty leagues?41:06 - Would Pete trade his 21st round Corbin Carroll for a 24th round Cal Raleigh?46:54 - How are we feeling about the state of CI at the moment?58:01 - How do we switch our mindset as we move between different formats with different scoring?Subscribe: Apple Podcasts | Spotify | Stitcher | TuneIn | Google Podcasts | RSSConnect: Twitter | keeporkut@gmail.com | Join PL+Get PL+ and join our Discord: https://pitcherlist.com/plus Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How has motorcycle travel changed over the past ten years — not just the gear and tech, but how does constant exposure to other riders' trips and highlight reels reshape our motivation? Comparison is everywhere now, whether we want it or not, and it has a way of steering our travel choices without us noticing. The panel reflects on what first sparked their desire to travel, how that spark has evolved, and how to stay grounded in their own reasons for riding instead of chasing outside influence.Listener Question from Briah Grohs: For your 10th anniversary show of RAW, ask each member of the panel what stands out in their mind that they learned from being on the show.

Guest: Clinical Hypnotherapist Fiona Brennan

Eric Fawcett (Gator County, Basket Under Review) and Neil W. Blackmon (Saturday Down South) discuss Florida's 7-4 start to the season, answering a host of listener questions about the 2025-26 Gators. Topics discussed include:- Tommy Haugh's move to the 3- Has Xaivian Lee turned a corner?- Evaluating Boogie Fland and where he can improve- Florida's ceiling- Does Florida need more from Micah Handlogten- The battle to become Florida's 8th manThis and more on the latest episode, brought to you by our friends at My Bookie.Ag.My Bookie has created a special link Florida Basketball listeners that takes listeners directly to the MyBookie sign up page: https://bit.ly/44pDHe6Use this link and enter the Code NEIL500. If you do that, you'll get a special welcome bonus at MyBookie. The bonus is called the “Bet Back Bonus” and works like this: once you claim the bonus-- opt in on the bet slip. This gives you a form of insurance. If your first bet does not win, you'll receive your money back, up to five hundred dollars, with only a one-time rollover.It's an awesome deal-- only for FBH listeners.

Tune in as Ron and Dave answer listener questions and talk about some things that are coming up.   E-Flite Gee Bee 1.0m: https://www.horizonhobby.com/e-flite-gee-bee-r-2-1.0m-rc-airplane/

This week on America on the Road, Jack Nerad and co-host Chris Teague test two cars that are about as different as two cars can be — the 2026 Lexus LC 500 and the 2026 Toyota Prius. In the news and comment section, Jack and Chris break down major shifts in the global auto industry as electric vehicle sales slow and automakers adjust their plans. The show also features a deep dive into new pickup and EV technology, and an in-depth interview with Mazda launch strategy expert Jon Leverett.

Just Jamie and Glenn today as they answer listener questions and have a little holiday fun. Merry Christmas everyone. Listen in...HORSES IN THE MORNING Episode 3844 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Kentucky Performance ProductsJamie and Glenn's Amazon StorePic Credit: NAAdditional support for this podcast provided by: Equine Network, My New Horse and Listeners Like You

Just Jamie and Glenn today as they answer listener questions and have a little holiday fun. Merry Christmas everyone. Listen in...HORSES IN THE MORNING Episode 3844 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Kentucky Performance ProductsJamie and Glenn's Amazon StorePic Credit: NAAdditional support for this podcast provided by: Equine Network, My New Horse and Listeners Like You

In this episode, we turn the tables on host Dave Whitehead and put him in the hot seat. Guest host Bryan Fazzari, SEL vice president of marketing, takes over the mic to ask Dave questions submitted by listeners. They wanted to know everything—from the future of electric power and emerging technologies to Dave's thoughts on leadership and innovation. If you've ever wondered what shapes his perspective on the industry and where technology is headed, this is your chance to find out.

Dr. Beckett tackles a diverse range of listener questions. Topics include the ups and downs of market cycles, the pros and cons of having more or fewer employees, the significance of favorite card covers, and what defines a serious player collector. He also delves into card grading, dealing with MVP players, discounts on last year's cards, the importance of protecting cards from fading, and effective interactions between dealers and collectors at shows.   00:27 Market Cycles in the Sports Card Market 01:20 Managing Employees in a Sports Card Company 02:35 Favorite Covers and Player Collectors 04:21 Phases of Collecting and Card Wall Setup 06:08 Professional Grading and MVP Cards 07:58 Card Pricing and Dealer Interactions    

Liz and Sarah dive into the Mailroom with an all listener questions episode! What are their top tips for making sure your voice is heard in a meeting? Would Liz rather be a Traitor or a Faithful? Where in the world does Sarah most want to shoot a show? What do they think about the sale of WBD? They answer all these questions and many more! Sign up for Liz & Sarah’s free weekly Substack newsletter at https://happierinhollywoodpod.substack.com. It will come right to your inbox! Get in touch on Instagram: @Sfain & @LizCraft Get in touch on Threads: @Sfain & @LizCra Visit our website: https://happierinhollywood.com Join our Facebook group: https://www.facebook.com/HappierinHollywood/ Happier in Hollywood is part of ‘The Onward Project,’ a family of podcasts brought together by Gretchen Rubin—all about how to make your life better. Check out the other Onward Project podcasts—Happier with Gretchen Rubin, and Side Hustle School . If you liked this episode, please subscribe, leave a review, and tell your friends! LINKS: A Man on the Inside Season Two trailer: https://www.youtube.com/watch?v=Y6UXdDbuNFc The Thursday Murder Club by Richard Osman: https://amzn.to/4aeLcZa Actress of a Certain Age by Jeff Hiller: https://amzn.to/4s6AoD1 How to Lose Your Mother by Molly Jong-Fast: https://amzn.to/3MC5emG Squid Game: The Challenge Season Two trailer: https://www.youtube.com/watch?v=CQ4D7HA7Ov4 War and Peace, by Leo Tolstoy: https://amzn.to/4j8nOPy Wolf Hall, by Hilary Mantel: https://amzn.to/48u01Vj Simon Haisell’s Footnotes and Tangents: https://footnotesandtangents.substack.com We Might Just Make It After All: My Best Friendship with Kate Spade by Elyse Arons: https://amzn.to/4j2mxtl Rula patients typically pay $15 per session when using insurance. Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/hollywood/ #rulapod #adSee omnystudio.com/listener for privacy information.

In this episode of the Fret Files Podcast, Eric and Nat take listener questions regarding Jaguar pickup hum, ordering pre-slotted nuts, pickup output, flipping Tele control plates, guitar humidification, and more. Also, Eric and Nat share a few samples from a recording of their latest gig, using a Pin-Up Custom guitar built by Eric. To participate in the show, you can leave a message with your question or comment by calling 757-774-8482.  To email the show, visit Eric at EricDaw.com and click the contact link.

The benefits of sauna and sunlight during winter monthsApplied Behavioral Analysis in autism treatmentWhat are good supplements to take for HPV virus?

I was diagnosed with follicular lymphoma, but my symptoms may be caused by something else, per my oncologistI've been taking acidophilus and eating yogurt, but still have diarrhea for the last five months since taking a round of antibioticsThe consequences of antibiotic useMy carotid artery intima-media thickness shows higher than normal thickness. Should I be concerned?

In this episode we answer questions submitted by @josephlong2991, Maria, Stephen, @robwilliams3602, Susan, Bob, and Wesley ranging from finding shut-in wells in Texas using the Railroad Commission's inactive well aging report, advice on ownership structures and why S Corporations are not common with mineral ownership, payment disputes and division order challenges, royalty payment verification, pooling agreements in Texas, and more! As always, the links to the resources mentioned in this episode can be found in the show notes at mineralrightspodcast.com.

Season's greetings! We're celebrating the holidays and rounding out the year with an episode (mostly) devoted to listener questions. Enjoy! Merry Christmas and Happy Holidays! Brought to you By: The Sonar Network https://thesonarnetwork.com/

What is the S&P 500? Why do advisors often recommend an S&P 500 index as part of your stock portfolio? What types of companies make up the S&P 500?  As part of our observation section we will dig into the false security of keeping cash in a long term retirement account. 

Here’s a new photo of Kate and I for this show. I should get more photos for us to use each week for our Free For All Friday shows. I just had this idea now. It would be cool to do a new photo each week. What do you think? This was another fun show […] The post Thoughts On Longevity, Healing is Voltage, The Dangers of Mammograms, Eye Care Tips, Listener Questions & Much More! appeared first on Extreme Health Radio.

Send in your questions to hrask.org or leave your questions in the chat! For episode 356, Leaders are increasingly leaning on AI tools - and HR - for guidance, decisions, and direction. When AI and HR act as crutches, leadership capability erodes. When used as coaches, they scale judgment, confidence, and performance. Working alongside company leadership, HR must design training and development that uses AI to reinforce leadership, not replace it. Timestamps:  00:13 – AI, Coaching, and the Workplace Questions Defining 2026 03:40 – Lawyer on the Clock Begins: SHRM Ordered to Pay $11.5M in Race Discrimination Case 05:54 – Service Dog ADA Lawsuit: Where the Interactive Process Broke Down 09:32 – Recap of Department of Labor Guidance in first year of 2nd Trump Administration  14:32 – The “Dumbbell Effect”: How AI Is Reshaping the Job Market 21:10 – According to AAIME Hart: Key to Leadership Success Coaching Series  23:40 – Philburt's Phorum is back  24:40 – Matt Wideman: Why Coaching Should Start on Day One of Onboarding 29:40 – How AI can help with difficult conversations with your team 39:21 – Final Takeaways, Listener Question, and Holiday Wishes Tune in to learn how to keep coaching as a core leadership skill in 2026.

Join Mike & Scott today as we answer your awesome listener questions! Today we discuss options for breakfast post Princess 10K, either Akershus or Cinderella's Royal Table for some first-time runners! We also talk about options to avoid jetlag for a listener headed to Aulani from Nashville. A cheer mom is looking for advice to avoid buying tickets as part of a "Varsity" package with her cheer program, so we have some thoughts. We also talk about village preferences at Caribbean Beach and more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

In this episode, Roger Whitney walks listeners through the complexities of inherited IRAs, highlighting the impact of the SECURE Act of 2019 and clarifying the distinctions between eligible and non-eligible designated beneficiaries. He explains how these classifications affect withdrawals and tax planning, making the rules easy to understand. Roger also answers listener questions on topics like retirement team selection and funding health insurance with HSA accounts. Beyond the numbers, he shares practical strategies for creating more meaningful holiday conversations, drawing on real-life examples to show how curiosity and intentionality can help you connect more deeply with the people you care about.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you rock retirement.(00:30) In today's episode, Roger Whitney covers the rules around inherited IRAs, explores ways to foster deeper and more meaningful conversations during the holidays and beyond, and answers listener questions.RETIREMENT TOOLKIT(01:00) Today ​in ​the ​Retirement ​Toolkit ​we're ​going ​to ​talk ​about ​the ​rules ​around ​inherited ​IRAs.(02:40) Differences between eligible and non-eligible designated beneficiaries for inherited IRAs are explained.(14:32) Roger talks about ROTH IRAs and how they work.RETIREMENT LIFE LAB(16:04) Roger explains how approaching conversations with curiosity and intentionality, especially with older family members or those with different interests, can create more meaningful and enriching interactions.LISTENER QUESTIONS(25:37) Ira asks what to ask a financial advisor's team to understand their retirement planning services and team longevity.(37:02) Mary Jane asks if she can use Health Savings Account funds tax-free to pay for private health insurance premiums before Medicare eligibility.SMART SPRINT(38:42) In the next week, approach holiday or New Year's gatherings with curiosity by asking questions and engaging with people you don't see often to create more meaningful interactions.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man

Erin takes on your questions this week covering exercise during personal loss, navigating conversations about weight loss and the age old question; cardio before weights or weights before cardio. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Robin and Adam proudly present Episode 322 of Scary(ish)! Eight long years have come and gone in Scaryishland, and we answer our listener questions and talk about what's to come in 2026 and beyond. Listen, Share, Subscribe, and Review!

Welcome to the last Q&A session of 2025. In this show we cover selling properties to invest in pensions instead, starting to invest for the first time, UFPLS vs FAD and SO MUCH MORE! Shownotes: https://meaningfulmoney.tv/QA36  02:05  Question 1 Big thanks to Pete and Roger for all the excellent advice. This question is for some of the 2.8 million UK landlords. Even those with just one property in their own name—not through a limited company—are increasingly affected by fiscal drag. Looking ahead, I plan to sell down much of my property portfolio in later life (because who wants to be a landlord at 70?). Plus, mortgage finance becomes trickier in your 70s. That said, even if I retain one or two of the best properties, the rental income alone may push me into the higher-rate tax bracket. I'm 49 and don't currently have a SIPP, but I can invest up to the £60k annual allowance via my limited company. Would it make sense to start building a modest pension over the next 10 years as a risk mitigation strategy? If so, how should I think about the opportunity cost? I'd save 25% corporation tax going in, but pay higher-rate income tax on the way out (less the 25% tax-free lump sum)—so is the net tax cost around 5%? Or am I overlooking other factors, like the benefit of CGT and income tax exemptions on growth within the pension? Appreciate your thoughts—and keep up the great work. Regards, Cameron. 07:29  Question 2 Hi Pete, Roger and Nick, I've recently discovered your YouTube channel and podcast, and it's been a real eye-opener - thanks so much for all the great content! I'm 45 and currently have £74,000 in a Fidelity SIPP, but it's all sitting in cash. I know that's far from ideal, especially with 15–20 years until I plan to retire. I also realise it's a relatively modest pot for my age, and it's not earning anything while it just sits there. How would you typically advise someone in my situation to begin investing some or all of that cash? I'm keen to make up for lost time but want to do so wisely. Thanks again, and keep up the brilliant work! Joanne 15:15  Question 3 Hi Pete & Roger, Firstly thanks so much for all your hard work - I devour your podcasts, videos & books - so much hard work on your behalf & I hope you realise how appreciated they are. I am just at the stage of life where in the next few years I need to start thinking about drawing money out of mine & my husband's pensions and I am considering the most tax efficient way of doing this. I have been reading all about UFPLS and FAD. As background, it is unlikely that either my husband or I will ever have much Personal Allowance unused in the years up to receiving our State Pensions due to rental income we receive; it is also unlikely that either of us will ever become higher rate taxpayers. I also understand that to get the most out of ones PCLS it is best to only crystallise the funds actually needed from an uncrystallised pension so the rest of the pot can hopefully grow and therefore the 25% tax free sum also grows.  So, my question is, what am I missing, in what situations would it be more beneficial to take an UFPLS payment v making a partial crystallisation into a FAD pot (I am with ii who offer this). I feel like an UFPLS payment would give me 25% tax free and 75% taxed right away, whilst a FAD would give me the same 25% tax free and 75% could be taken straight away or drawn down over time as desired and could also be left invested to hopefully grow? Thanks so much, Tracy 21:12  Question 4 Hi Pete and Roger, thanks for hosting such a great podcast! I've recently been searching for a new job and was lucky enough to receive an offer with some interesting compensation features that I thought I would ask your opinions on. I actually turned down this role in favour of something else, but wanted to ask nonetheless as the offer came with an interesting feature that I have not come across before. Firstly, and probably most straightforward to answer – The salary on offer was £50,500 per year, which seems a weird figure – suspiciously only slightly above the threshold to tip me into the higher tax bracket, which got me thinking – are there any benefits (to the employer or employee) of being only just into the next tax bracket up? Why not £50k, or £51k? Secondly, in addition to a very generous DC pension scheme (they would pay in 12% if I pay in 5%) they offer a "Savings Scheme" whereby 5% of my salary would be deducted (and paid into this scheme) each month and at the end of 12 months the company would then top up these savings with another 5% of my annual salary – (actually 6% to "account for the extra tax"). My real question is this – what are these "savings schemes" in a nutshell, and are there any benefits of them over trying to negotiate for increased employer pension contributions instead? Interested to hear your thoughts on these. Thanks so much! Jamie 29:09  Question 5 Hello Pete and Roger I've recently found your podcast and wanted to say thanks for all the insight you are providing. Not only do you make a fairly dull subject tolerable, you even manage to make it reasonably enjoyable

In the Season 2 Finale Taylor answers listener questions including the energy of shame, how to turn your Chiron into your superpower and longing for a different life + time period. Taylor and Claire also discuss making aligned resolutions, intention words for 2026 and Taylor shares exciting updates about Season 3 on this week's episode of Magic Hour!   Things mentioned in this episode Book - Voices in the Dark My Life as a Medium by Leslie Flint https://www.leslieflint.com/voices-in-the-dark   Episode 203 - https://podcasts.apple.com/us/podcast/magic-hour-with-taylor-paige/id1738285800?i=1000691327373   Episode 243 - Nov LQ https://podcasts.apple.com/us/podcast/magic-hour-with-taylor-paige/id1738285800?i=1000737376578   Angels and Amethyst Winter Solstice Sale Featuring 2 special bundles at their lowest price ever - no code needed!   Bundle 1  - (pre-requisites for Becoming the Oracle Mentorship) Be Your Own Angelic intuitive workshop and  Healing The Witch Wound + 3 Angelic guided meditations including New Year Manifestations, Honoring Your Unique Frequency and Meet Your Angels.   Bundle 2 - Be Your Own Angelic Intuitive workshop and the Working With Your Angels To Attract A Soulmate Connection Workshop + 3 meditations  Healing Karmic Relationship Patterns, Venus Codes and Cord Cutting.   AND code hummingbirdholiday - gives you an  $66 off an individual purchase of any 3 part workshop (double the normal coupon code)   Now through December 21, 2025 at angelsandamethyst.com   Connect with Taylor Paige Instagram @angels_and_amethyst  Website https://www.angelsandamethyst.com Follow @MagicHourPod on instagram and YouTube for more Magic Hour content.   If you have any questions about, intuition, spirituality, angels, or anything and everything magical, please email contact@magichourpod.com. We will answer listener questions once a month in our solo episodes Don't forget to leave us a 5 sparkling star review, they help more people find the pod and remember their magic. Please screenshot and email your 5 star reviews to contact@magichourpod.com and we will send you a free downloadable angelic meditation, and enter you to win an angel reading with Taylor Paige! The next Angel Reading giveaway will happen when we hit 222 5 star reviews on both Spotify and Apple Podcasts. Join the waitlist for a reading with Taylor here: https://angelsandamethyst.com/offerings/   Find Taylor's 3 part workshop series on Angelic Connection, Attracting a Soulmate Connection, and Healing the Witch wound here: https://angelsandamethyst.com/workshops/     Code 333 gives $33 off, plus, each student can email Taylor one question on the subject material per lesson. Join Taylor's email list at https://www.angelsandamethyst.com  to know when her monthly gatherings of Earth Angel Club are open for registration. Earth angel club is a monthly meeting of like-minded and magical people across the world. EAC includes an astrological and energetic overview, a guided meditation attuned to the current zodiac season, and for the highest ticket tier, a mini email angel reading. Each EAC member also has the option to skip the waitlist and sit with Taylor sooner for a reading.   Are you an aligned business owner that would like to advertise to our beautiful community of magical people? Please email contact@magichourpod.com ****** Editing by Ashley Riley  Music by Justin Fleuriel and Mandie Cheung. For more of their music check out @goodnightsband on instagram.   #magichour #witchypodcast #intuition #spirituality #angelicmessages #higherself #intuitiveguidance #spiritguides #astrologer #astrologytips #birthchart #zodiac

It would be great if our kids were naturally buddies, if there were never times of conflict, bullying, and general unlikability. But that's not real life. AllMomDoes host Julie Lyles Carr tackles your question about how to help our kids (and ourselves) with our sibling relationships.Show Notes: https://bit.ly/4adZYiQTakeaways:Sibling relationships are foundational to family dynamics.Fairness in parenting can shape sibling relationships positively.Teaching conflict resolution is crucial for healthy sibling interactions.Adult sibling relationships can be complicated and require clear communication.Repairing relationships after conflict is essential for long-term harmony.Modeling healthy relationships helps children navigate their own.Acknowledging unfair situations can reduce resentment among siblings.Parents should avoid favoritism to maintain sibling bonds.Encouraging independence in sibling relationships fosters stronger connections.Seeking professional help can provide tools for managing difficult sibling dynamics.Sound Bites:"That's so weird. Other moms I know don't do things like that.""I would love to talk about this whole topic of sibling rivalry.""Siblings are all over the Bible, and I don't think it's any mistake.""I want to encourage you to think about the wrapped Christmas batteries.""There is conflict that is appropriate.""Repairing relationships is essential for long-term harmony.""Be clear, put it in writing.""We want things to be as fair as possible."Chapters:00:00 - The Foundation of Sibling Relationships07:07 - Fairness in Parenting11:30 - Conflict Resolution and Communication19:34 - Navigating Adult Sibling Relationships30:00 - The Importance of Repairing RelationshipsKeywords:sibling relationships, parenting, conflict resolution, family dynamics, fairness, communication, adult siblings, family therapy, sibling rivalry, childhood development

It's another Peter AMA (Ask Me Anything)! Wait Wait visual host Emma Choi puts your questions to the big man himself -- Peter Sagal. If he had to listen to one song for the rest of his life what would it be? What actor would Peter cast to play him in a Wait Wait movie? What does Peter listen to when he runs? We get answers to those and other questions, including one about Peter's role in the making of "Dirty Dancing: Havana Nights." This normally would be a bonus episode just for Wait Wait... Don't Tell Me!+ listeners. With this being the season of giving, we're sharing this one with everyone! To hear part 2 of Peter's AMA, make sure you're signed up for Wait Wait... Don't Tell Me!+. You also get regular episodes sponsor-free and support the work of NPR. For more details, go to plus.npr.org/waitwait. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

This is our 200th episode of Reimagining Love! And to celebrate, Dr. Alexandra is in-studio with her husband, Todd, to answer your questions. They cover topics such as emotional interdependency versus codependency, infidelity and avoidant attachment, resentment in a marriage, identifying needs in a situationship, and navigating grief and identity formation after divorce.Thank you so much for submitting your listener questions! Even when they are not selected for these Mailbag-type episodes, they continually inform our content.We love to hear from you! Submit a Listener Question here:https://form.jotform.com/212295995939274Resources worth mentioning from the episode:Thriving Through the Holiday Chaos on MasterClass: http://masterclass.com/holidaysFor Question 2 (infidelity + avoidant attachment) -Dr. Alexandra's E-Course  - Can I Trust You Again? (rebuilding after betrayal or deceit) https://courses.dralexandrasolomon.com/can-i-trust-you-again-rebuilding-after-betrayal-or-deceitReimagining Love episode, When You're the Affair Partner https://dralexandrasolomon.com/podcasts/when-youre-the-affair-partner/Reimagining Love Episodes on Attachment:Jessica Baum (releasing in February 2026)From the Inside Out: Attachment Theory & Mindful Parenting with Dr. Dan Siegel: https://dralexandrasolomon.com/podcasts/from-the-inside-out-attachment-theory-mindful-parenting-with-dr-dan-siegel/Exploring Attachment: Transform Your Relationship Patterns with Thais Gibson: https://dralexandrasolomon.com/podcasts/exploring-attachment-transform-your-relationship-patterns/Secure Attachments: The Felt Sense of Love with Julie Menanno: https://dralexandrasolomon.com/podcasts/secure-attachments-the-felt-sense-of-love-with-julie-menanno/For Question 3 (resentment in marriage) -Reimagining Love episode, My 9 Favorite Resentment-Busting Strategies https://dralexandrasolomon.com/podcasts/my-9-favorite-resentment-busting-strategies/Reimagining Love episode, When Shame Blocks Repair https://dralexandrasolomon.com/podcasts/when-shame-blocks-repair/For Question 4 (identifying needs in situationship) -Reimagining Love episode, Is Your “Situationship” Working? https://dralexandrasolomon.com/podcasts/is-your-situationship-working/Dr. Alexandra's E-Course - Intimate Relationships 101: https://courses.dralexandrasolomon.com/offers/Q7LEbtEX/checkoutFor Question 5 (navigating grief and identity formation after divorce) -Reimagining Love episode, Guidance for the Newly Single: 5 Strategies for Stability and Healing https://dralexandrasolomon.com/podcasts/guidance-for-the-newly-single/Continue the conversation with Dr. Alexandra Solomon:Ask a question! Submit your relationship challenge: https://form.jotform.com/212295995939274Order Dr. Alexandra's book, Love Every Day: https://bookshop.org/p/books/love-every-day-365-relational-self-awareness-practices-to-help-your-relationship-heal-grow-and-thrive-alexandra-solomon/19970421?ean=9781683736530Cultivate connection by subscribing to Dr. Alexandra's newsletter: https://dralexandrasolomon.com/subscribe/Learn from Dr. Alexandra (E-courses: Intimate Relationships 101 or Can I Trust You Again?): https://dralexandrasolomon.com/learn-from-alexandra/Learn more on IG: https://www.instagram.com/dr.alexandra.solomon/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hello Problemistas, this week we insist on you listening all the way through the banter, the fun, the stories, the hilarity. So just click play. It's a riot. We have some great listener questions, and if we can toot our own horns, some fantastic advice. We also get rather hangry and crazy towards the end, so be warned!Record your questions here: https://www.therapyjeff.comKeep up with Alex at https://alexandramoskovichpsychotherapy.comJeff's TikTok: https://www.tiktok.com/@therapyjeffJeff's Instagram: https://www.instagram.com/therapyjeffListen to more podcasts like this: https://wavepodcastnetwork.comHead to https://airdoctorpro.com and use promo code SOLVED to get UP TO $300 off today!Get $35 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter - by going to https://auraframes.com and using promo code SOLVED at checkout.DISCLAIMER: The insights shared in this podcast are for educational and entertainment purposes only, and should not be seen as a substitute for professional therapy. The guidance is general in nature, and does not equate to the personalized care provided by a licensed therapist. The callers are not therapy clients.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listener Questions ft. Jim Knowles, Ohio State Offense, Indiana Hoosiers & More | Buckeye Weekly PodcastJoin Tony Gerdeman and Tom Orr in this episode of the Buckeye Weekly Podcast as they tackle listener questions about Ohio State football. Topics include Jim Knowles' move to Tennessee, Julian Sayin's quarterback sneaks, and Indiana's playoff chances with different quarterbacks. Don't miss their discussion on Michigan's recent controversies and Pablo Torre's potential investigation. All this and more as the team preps for the upcoming college football playoffs!00:00 Introduction and Off-Week Plans00:41 Listener Questions: Jim Knowles' Fit in Tennessee06:50 Quarterback Sneaks and Offensive Strategies11:28 Indiana's Potential with a Better Quarterback15:33 Michigan's Troubles with Pablo Torre20:56 Conclusion and Upcoming Content

Southern Remedy Healthy and Fit is hosted by Josie Bidwell, Professor of Preventive Medicine and Nurse Practitioner at UMMC. If you have a question for Josie, you can email fit@mpbonline.org. It this episode, Josie is out of the studio, so we answer some listener questions in this episode recorded in advance. If you enjoy listening to this podcast, please consider contributing to MPB. https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

What happens when coaches slow down, listen deeply, and answer the questions they are rarely asked out loud? This episode felt different from the outset. This week we sat down without scripts, without rehearsed answers, and without certainty about where the conversation would land. What we had instead was trust. Trust in the coaching process, trust in each other, and trust in the questions our listeners brought to us. We invited our listeners to share the coaching questions they find themselves holding, whether that is something they wrestle with in sessions, reflect on in supervision, or wonder about quietly in their own practice. What came back was a rich mix of practical dilemmas, reflective prompts, and deeply human concerns about confidence, emotional boundaries, challenge, and connection. As we read each question aloud, we answered in real time. That meant responding from lived experience rather than polished theory. At points we noticed ourselves pausing, reflecting, and even sitting with uncertainty. That felt important. Coaching does not always offer clean answers, and this episode honours that reality. We explored what it means to interrupt a client with care, how to think about failure when it does not feel like the real blocker, and what to do when a client triggers discomfort or resistance in us as coaches. We also talked honestly about homework in coaching, emotional load, negativity, and the blurred edges between coaching and everyday relationships with family. What stayed with us after recording, was a sense of gratitude. Gratitude for the honesty of our listeners, for the depth of the coaching profession, and for the privilege of being trusted with these kinds of questions. This episode is less about expertise and more about presence, reflection, and shared learning.   Listener Questions and Reflections How do you catch a client who talks incessantly and keeps going over old ground without feeling disrespectful We reflected on the power of contracting at the start of sessions and being intentional with opening questions. Clear focus, permission to interrupt, and shared agreement on how to work together can transform this dynamic. we were particularly struck by the invitation to explore our own beliefs about interruption and respect, and how supervision can help unpack what feels uncomfortable for us as coaches. What would you do if you could not fail This question opened a deeper exploration of fear, risk, and attachment to outcomes. Neither of us felt that failure itself was the real barrier. Instead, we reflected on decision-making, tolerance for uncertainty, and how detachment from outcomes can create freedom and momentum. What do you do if you do not like a client Rather than seeing this as a problem, we framed it as data. Strong reactions are information. They invite curiosity, supervision, and self-reflection. Often, the clients who challenge us the most offer the richest learning and some of our most impactful coaching. Is homework essential for progress in coaching Our shared view was clear. Homework is not essential and should never be imposed. Progress comes from what the client chooses to take forward. Suggestions can be offered with care and consent, but the relationship must remain adult to adult, not expert to student. How can coaches hold space without taking on emotional load This question led us into beliefs about emotions, responsibility, and energy. We talked about preparation, grounding practices, and trusting that clients are capable of holding their own emotional experience. Sustainable coaching starts with how we relate to emotions, including our own. Is coaching friends and family ever a challenge We shared honest reflections about boundaries, self-awareness, and knowing when to step out of the coaching role. Coaching training changes how we see the world, but discernment matters. Not every moment calls for a coaching response. How do you coach someone who always returns to negativity We emphasised the importance of contracting for challenge and being honest about usefulness. Coaching is not about forcing change. Sometimes the most ethical choice is to question whether the coaching relationship remains the right support. Are there clients who stay with you the most Rather than naming one individual, we spoke about groups of clients who shape us at different stages of our development. What stayed with us was the sense of privilege in being invited into someone's inner world and witnessing their growth over time. What keeps you awake at night This question brought humour, honesty, and insight. From ideas and inspiration to family life and physical rhythms, it was a reminder that coaches are human first, reflective second, and professional always.   Timestamps: 00:00 Welcome and episode context 01:00 Coaching a client who talks incessantly 06:45 What would you do if you could not fail 11:36 What if you do not like a client 14:20 Is homework essential in coaching 18:30 Holding space without taking on emotional load 22:36 Coaching in everyday family conversations 28:04 Coaching clients who focus on negativity 30:33 Clients who stay with you the most 33:46 What keeps you awake at night 37:25 Closing reflections and invitation to listeners   Keywords: coaching questions, coaching confidence, emotional coaching, holding space in coaching, coaching supervision, coach client relationship, coaching boundaries, coaching reflection, coaching challenges professional coaching practice,   Links and Resources: www.igcompany.com/ilmcall www.mycoachingcourse.com 

Quick Announcement for EHR listeners! For a limited time Matt Blackburn is giving Extreme Health Radio show listeners 25% off his line of products. Just enter code EHR25 at checkout while it lasts! Today we had some scheduling mishaps and I’ve been researching high blood pressure lately so I figured I’d jump on and kick […] The post FFAF – How To Beat High Blood Pressure, Listener Questions & More Fun appeared first on Extreme Health Radio.

This week on America on the Road, guest co-host Matt DeLorenzo joins Jack Nerad as they look at a packed slate of automotive news, two major road tests, and a special design-focused interview. Jack drives the range-topping 2026 Hyundai Palisade Calligraphy, while Matt reviews the redesigned 2026 Volkswagen Tiguan, a compact SUV with more power, more tech, and a more refined cabin than ever before. Jack also sits down with Ian Cartabiano, President of Calty Design, to talk about Toyota's long-running design studio, its newest work, and how design thinking translates into the next generation of vehicles.

In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real impact and create meaningful experiences for loved ones. Roger also answers listener questions, providing clear guidance to help you navigate your retirement with confidence.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This podcast is dedicated to helping you rock retirement.(00:57) Today Roger talks about annual gifting limits.RETIREMENT TOOLKIT(01:45) In today's Retirement Toolkit, Roger explores year-end planning by breaking down the 2025 annual gift exclusion.(04:05) Roger discusses giving money during your lifetime and shares the reasons why it can be beneficial.(12:05) Roger shares his observations on giving money, noting that gifts can feel most meaningful when attached to a specific purpose rather than given with expectations.(14:21) Strategies for impactful gifting are explored, including transferring appreciated assets, paying medical expenses, and covering tuition directly, showing ways to help others while maximizing meaning and efficiency.LISTENER QUESTIONS(19:00) Mary shares feedback on qualified charitable distributions (QCDs).(21:27) Lee describes his “shoulder bonus” strategy to spend excess retirement funds while staying within a safe withdrawal rate.(30:10) John asks when to switch from a general financial advisor to a retirement planner(34:19) Rick asks about gifting appreciated stocks to adult children.(35:17) Steve asks about building a resilient retirement plan at age 80.SMART SPRINT(38:13) In the next seven days: Do you want to give? Can you? How much and to whom? Can it have a purpose? Even small gifts can make a big impact.CLOSING THOUGHTS(40:00) Giving money can bring profound joy, often the greatest gift is the one you give yourself by helping others. REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man

In this listener questions episode, I talk about how fish smell smells, whether hyenas grow winter coats, and animals who don't mind spending a lot of time to get the job done, even thousands of years. See omnystudio.com/listener for privacy information.

It's episode 600 of the podcast, not that we're doing much to mark that milestone! We have some excellent questions today, taking in retirement planning, getting a mortgage if you have a new business and how flexible ISAs work! Shownotes: https://meaningfulmoney.tv/QA35  02:43  Question 1 Hi Pete, I'm a single household, due to pay my mortgage off in my early 50's….I have very little savings and pensions are everywhere and been 'balanced fund choices' as I either do self employed work or fixed term contracts. I'm really concerned I won't have 'enough' to retire.  Where do I start to know how much I need? I don't have an extreme fancy lifestyle but want to live comfortably with running a car, having a nice home and having a holiday every few years. I would also like to help my siblings out if possible when they need it. Also for your business…..have you thought of making it an 'employee owned trust' in the future?  This could be a good option if you don't want it swallowed up by larger organisations and want to keep a people focussed culture. Thanks, Anna 12:57  Question 2 Hi Pete and Roger Recently discovered the podcast and it's been really helpful in getting my thoughts straight about future planning - thank you! My job gives me a DB pension that as it stands will give me £4617 per year at 67 - for every year I work that will go up by one 54th of my salary, (£57k) so £1055 annually if I stay at the same grade. Increased by cpi plus 1.5% annually at the moment; and by CPI only once in payment. I can exchange part of this for a lump sum when I take it but that's a decision for another day! I'm projected for full SP at 67 after another 2 years contributing. I have £30k in a pensionbee that I'm adding to £100 a month, and after listening to the podcast I have started an AJ Bell SIPP (vanguard lifestrategy 60% equity) which I'm adding £200 a month to. Also working on the cash ladder/emergency fund - currently just £5k in a cash ISA I am hoping to get this up as much as possible. After overpaying mortgage and contributing to PensionBee/SIPP I can save £200 in a good month. I am aiming to retire as soon as I possibly can after 60, when the kids will all be in their 20s. I am sure this seems impossible but might as well aim high!!! So my priority is to build for the years between 60 and 67. And leave something for the kids, eventually! So…my question!! I have an old tiny deferred DB pension that I can take at 60, £3461 lump plus £1153 per annum (no option to take either a smaller or larger lump sum). I can't trivially commute this due to the rules of the scheme. As it's deferred there are no other benefits eg death in service. Or,  I can take this now (age 53) with a reduction for early payment so it would be worth £3076 lump and £869 per annum.  The pension increases each year by CPI while deferred and also when it's in payment. Does it make sense to take now, and put lump and monthly payment into either mortgage, or SIPP,  or cash ISA? And if so which - SIPP gets me extra 25% from the gov as it's under pension recycling amount? But £3k off my mortgage now might be better. Cant get my head around the maths of this...but my gut feel is it would be working harder for me in my hand despite the fact I'd be taxed on the annual amount? I'd make sure that with my work and personal contributions I stay in 20% tax band and reclaim from HMRC when I do my tax return. Sarah  19:39  Question 3 Hi Pete and Roger, great show and love the new format to allow listeners to ask lots of questions. My question is around pension inheritance. When a person dies and passes a DC pension to a spouse or child, does the inheritance remain in the pension wrapper when it passes on or does it lose its pension wrapper status which allows the person inheriting to use the cash as they want without the pension restrictions? Many thanks, Kavi   26:04  Question 4 Hi Pete I've been watching your videos and listening to your podcasts for about two years now and I'll start by thanking you (and the youthful Mr Weeks) for the public service you provide outside your paying work.  I have what I think is a simple question, but I don't seem to be able to find a definitive answer on-line. I retired about this time two years ago at the age of 62 so I'm 64 now.  I have a DC pension in the form of a SIPP which is currently worth a little more than £600k.  I also have a similar amount in savings (some in cash, some in an S&S ISA).  I live on a combination of the income provided by the cash and the S&S ISA, plus a series of small UFPLSs taken roughly quarterly from my SIPP throughout the tax year. At this stage the SIPP withdrawals are relatively modest (totalling maybe 12k a year, of which of course 3k is tax free).  My intention is to continue doing the UFPLSs at roughly the same rate, possibly increasing a little as a result of inflation.  State pension will add another 12k or so to my annual income in 3 years so that will likely reduce the need to increase my SIPP withdrawals for a while.  My SIPP is currently growing faster than my rate of withdrawal. I understand that the maximum tax free cash I can have out of my pension in my lifetime (under current legislation) is £268,275 and obviously at my current withdrawal rate, I'm not getting to that total anytime soon.  However if I've understood the rules correctly (and I may not have), I think my ability to have tax free cash once I reach the age of 75 goes away.  If that's true, presumably I need to crystallise my SIPP pot just before I reach age 75, taking a quarter of it or my remaining LSA (whichever is smaller) as a tax free lump sum, at which point the remainder turns into an entirely taxable (crystallised) draw down pot?  Alternatively, have I completely misunderstood what happens at age 75 and I can continue to do UFPLSs (with 25% tax free) until the cows come home, or I reach the LSA, whichever is sooner? I don't think it's relevant to my question above but just for background, I have a wife who inherits everything if she survives me, or a few nieces and nephews and charities that benefit if she doesn't.  We have no children of our own. Keep up the good work gentlemen. Regards, Robert   31:05  Question 5 Hi Pete My son, who has never been a saver (apart from workplace pension) and never seems to have any spare money (single dad, renter) is in the process of going self employed with a colleague. If all goes well, he has a chance to make a reasonable income, not be hand to mouth and periodically take lump sums as a company director. E. G £5k to £10k starting in a couple of years. My question is not about the viability of the business but this business will open up the prospect of my mid 30's son, David, owning a house while I am alive. As in, building up a deposit as dividends are paid. It may take several years and then, I assume, he would have to go through the pain of a self employed mortgage. An area that I know nothing about. In effect, he is just starting out, but we would be really interested in your thoughts about the longer term aim of buying a house. Many thanks again for your wonderful books and podcasts Helen   37:55  Question 6 Hi Pete & Roger, I continue to recommend your podcast to others.  Please keep up the excellent work.  My question is on the process of using flexible Cash ISAs.  I cannot find any worked examples online and a few IFAs I have approached suggested kicking back the question to the ISA provider but I would appreciate your thoughts. My wife and I have £200k in flexible cash isas.  We plan on using these funds for a house purchase.  Should I reduce the balance to zero, can I top the ISA back up to the full £200k provided the money goes in and out of a 'flexible' cash isa (and is within the same tax year)?  I would be in a position to do this following the sale of some investment property.. And the second part of the question would be can the money move freely between a stocks and shares isa and a flexible cash isa eg £200k in a flexible cash isa moved into a stocks and shares isa > then back to the flexible cash isa. We are both higher-rate tax payers and I won't drop a tax bracket in retirement so I feel the ISAs are the most useful savings bucket we hold. Take care and all the best. Stuart  

Since the mailbag was getting fuller than Santa's sack of gifts, we thought Bishop Caggiano should answer some listener questions. Among them are some serious ones, like:   …can someone who has committed suicide still go to Heaven? …why do priests wear different colored vestments throughout the year? …what was the most important question that Jesus asked in the Gospels?   And there were a couple that were more my speed, like: What is your favorite scary movie?   Yeah, I can answer that! Good thing we have the bishop for the toughies.    Pax Christi, Steve Lee  

The Thinklings Podcast — Episode 273 TALQ 9: Questions on Discipleship, Evangelism, Coffee, Anglican News, and Ezekiel Welcome to Episode 273 of The Thinklings Podcast! In this episode, the Thinklings spend the entire show interacting with listener questions — theological, practical, humorous, and everything in between. From discipleship and evangelism to Anglican denominational shifts, Ezekiel's prophecies, and even the pressing matter of whether coffee counts as vegetable juice, this TALQ episode offers insight, fun, and thoughtful biblical reflection. We also continue our seasonal reminder: Booxing Day is just a few weeks away! Remember: you can get 25% off at the FBBC Bookstore if you mention that you're a Thinklings listener buying books for Booxing Day! Thanks for tuning in to this week's conversation!

Today on the podcast, the guys chat about their favorite mountain bike things of the year before they get into some classic listener questions ranging from eating Taco Bell for a year to servicing a bike that's been sitting for a long time and everything in between. Tune in! Our YouTube channel: www.youtube.com/channel/UCczlFdoHUMcFJuHUeZf9b_Q Worldwide Cyclery YouTube Channel: www.youtube.com/channel/UCxZoC1sIG-vVtLsJDSbeYyw Worldwide Cyclery Instagram: www.instagram.com/worldwidecyclery/ MTB Podcast Instagram: www.instagram.com/mtbpodcast/ Submit any and all questions to podcast@worldwidecyclery.com Join us on epic mountain bike trips that you will never forget in locations like Tasmania, Italy & Nepal. Grab $250 off any All Mountain Rides trip by just mentioning WWC: https://worldwidecyclery.com/blogs/worldwide-cyclery-blog/all-mountain-rides-all-inclusive-mountain-bike-guided-trips-w-worldwide-cyclery-crew

Dr Adam Koontz and Col Willie Grills answer listener emails about how to bring those living in sin into the church, how to talk to your family who have fallen away from the faith, and whether recent developments in the Catholic church are movements toward ecumenism. Visit our website - A Brief History of Power Sign up for Memento, a Lutheran devotional for men. Thanks to our sponsor, Gnesio Health Dr Adam Koontz - Redeemer Lutheran Church Pr. Willie Grills - Zion Lutheran Church Music thanks to Verny

Planning a surprise proposal at Walt Disney World? Wondering about the growing cost of a Disney vacation? Trying to plan the perfect first Disney trip for a one-year-old infant or a toddler? This podcast episode addresses listener questions about Disney travel, insights, and ideas.   To plan a trip, be sure to work with KMV Travel, voted the Top Travel Agency in Orlando in 2025 in Orlando Magazine's annual “Best of ORL”. You can get rewarded for booking a Disney trip with KMV Travel in 2026 when you indicate that Imagination Skyway referred you.    Get bonus content, ad-free episodes, and more at patreon.com/imaginationskyway.   Tag me and join the conversation below. YouTube: https://www.youtube.com/@imaginationskyway Instagram: www.instagram.com/imaginationskyway Facebook Group (ImagiNation): https://www.facebook.com/groups/imaginationskyway Facebook: www.facebook.com/imaginationskyway TikTok: www.tiktok.com/@imaginationskyway  Threads: https://www.threads.net/@imaginationskyway Twitter: www.twitter.com/skywaypodcast Email: matt@imagineerpodcast.com  How to Support the Show Share the podcast with your friends Rate and review on iTunes - https://itunes.apple.com/us/podcast/the-imagineerpodcasts-podcast/id1244558092 Join our Patreon Group - https://www.patreon.com/imaginationskyway Purchase merchandise - https://www.teepublic.com/stores/imagineer-podcast?ref_id=8929 Enjoy the show!