Podcasts about listener questions

The Composite Two-Star Recruits podcast returns to break down USC's flip of No. 1 JUCO TE Josiah Jefferson, the looming Nebraska game, a mini–Mail Bag while one host opens up on getting laid off. TIME STAMPS: (0:00): Chris is Laid Off  (20:18): USC Lands No. 1 JUCO TE Josiah Jefferson (51:55): Bye Week Accomplishments/Nebraska Preview (01:13:56): Coffee & Glengarry Glen Ross (01:23:30): Listener Questions  (02:31:33): Does Deff Leppard Suck? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From February, 2021: A homeschooling mom is at her wits end being a mom and a teacher.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Mike and Pam today as we answer your listener questions! Today we discuss character meals around Walt Disney World where you can find holiday outfits on the guests of honor! Then, we talk about some great options for lounges for a "Girls' Trip" to Walt Disney World this week! We also get a family headed to Walt Disney World from Northern California in June who is worried about the heat, so we give some tips there! Carl from Tennessee has so many great ideas for future attractions, but let me just say, "Hawaiian Roller Coaster Ride > Crush'n Gusher! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

A couple of questions this week about having too big a pension fund, plus a great question on platform choice where Rog and Pete discuss their own experiences. Shownotes: https://meaningfulmoney.tv/QA31 01:58 Question 1 Hi, really enjoying the podcast. Started by watching your YouTube videos and still like getting the notifications of your new content. I have a question regarding early retirement, before pensions are available. I'm 50 and my wife is 52 and we would like to retire now. We have a mix of DB and DC pensions that will be sufficient for our retirement. She can start taking her pensions at 55 and I'll start at 57. We have a savings pot outside of pensions of £700k in a mixture of investment funds (ISA being maxed yearly) that we would like to live on between now and our pensions becoming available. Based on £5000 per month to live on, we would need to withdraw £60000 in year 1, year 2 and year 3. After that, we would need to withdraw £32500 in year 4, year 5, year 6 and year 7. Based on these figures and your experience of the expected interest we should gain over the period if our pot is sensibly invested, what are your thoughts on how low the pot will drop to over the first 7 years and how long would the amount we spent take to recover to the original value of the pot? Many thanks, Adam 10:39 Question 2 Hi Pete and Roger, Thank you both for all of the content and guidance – it has really helped me build my confidence in planning my finances. How much is too much in a pension? I'm 42 years old and have always prioritised pensions as a relatively high earner. I'm now in a position where I have a fairly healthy £530k in my pension, and wondering if I need to throttle back the contributions soon? If I take an assumed 5% growth rate, I'm on target for a £1m pot by age 55 without any more contributions (my access age is protected at 55). Should I just pay in enough to get employer match - I get 7% employer contributions for my 5%? My employer offers salary sacrifice, so as an additional rate taxpayer, I benefit from 47% relief (the employer savings are not shared unfortunately). I do already manage to fill my S&S ISA every year and have an adequate emergency fund, so really it's a question of pension vs GIA at this point. My concern is that I may have to pay 40% tax on withdrawals on the way out, so I might be better to keep the money accessible and support an early retirement before pension access age. What is the maximum pension pot size to target at age 55? – what do you think? Many thanks and keep up the good work, Steve 15:55 Question 3 Hi Pete and Roger, Thank you for all you do! My mum is 63 and retired a few years ago. She has a DC pension, which she won't need to take until she's around 68 as they currently live off my dad's income. Her pension has been in the default fund, which automatically de-risks as she approaches retirement age. We only recently learned that this default fund probably isn't ideal for her circumstances, when I discovered your podcast and forwarded some episodes to her! She doesn't intend to buy an annuity, so what can she do with her pension pot at this late stage to stop it being entirely de-risked and losing value as she gets older? She plans to start taking an income from it in around 5 years time. Many thanks in advance! Kathryn 22:23 Question 4 Hi Roger and Pete, Listening to your podcast has me feeling like a money ninja - ready to conquer my finances one episode at a time! Here`s my question: My workplace pension match is 3% and I also I contribute 3% - it`s auto enrolment and a DC pension. I would like to put 15% in my retirement, but can`t find any advice on how to best do that – do I just up my contribution into my workplace pension to 15% and that`s that, or do I also open a SIPP and GIA and split between all three? What do people usually do? :D Thanks so much – Leah 27:22 Question 5 Hi Pete and Roger Been a fan of your podcast for a long time and have put some of the lessons from yourself and others into practice since I was 19, now 46 . Regularly saving and investing as much as possible by way of ISA , high interest accounts etc I have been able to build a decent portfolio over the years My question is regarding the most efficient platform for Stock and Shares ISA regarding fees. In the past I had an FA and the ongoing fees I always felt eroded investment gains and switched to Hargreaves Lansdown. I have a mix between individual shares/funds and trackers totalling £210k with Hargreaves Lansdown. I have heard about other cheaper platforms such as AJ Bell Trading 212 and wondered if your opinion would be to move over to something cheaper with an in specie transfer. I remember well the financial crisis and Lost money with the bank ICESAVE, only saved by the then PM Gordon browns decision to reimburse. So although I am attracted , once bitten twice shy for lesser know companies. My end goal is to scale back or stop work mid 50's For fullness of info , Pension DC £240k , Cash Isa £30k, House Paid off in Full £550k, Trust £50k No debt , No loans, 2 kids well looked after. Keep up the good work , that regular saving and diligent invest has worked really well over the long term .. thanks in advance and keep up the great work. regards Blair 36:11 Question 6 Hi Pete, Roger and Nick! My question is: when should you stop making additional pension contributions over and above those matching contributions from your employer? I am 43 and have amassed £450k in defined contribution pensions. For the past few years I have been topping up my contributions to the maximum £60k. But given that I still have 15 years until I will be able to access my pension, I assume with standard growth rates I will have amassed a significant sum even without the extra contributions (the extra is about £33k). I plan to withdraw approx £50k per year (up to the high rate income tax band) so assuming a 4% withdrawal rate I would need £1.25m at age 58. Should I just stop contributing the extra now and instead make contributions to my wife's SIPP instead? She has a salary sacrifice pension via work and has headroom to pay more into that pension or a SIPP. I am at the 62% marginal income tax/NI rate but my wife is a basic rate tax payer. I don't love the idea of paying 62% tax but only getting 28% tax relief (via salary sacrifice) if I do this! Many thanks, John

Join our free WhatsApp community for Q&A submissions,polls on future episodes & links to the podcast first: https://chat.whatsapp.com/HB7n1PNGdGL5STACssEH1sLeave us a review and share this episode with someone youthink might enjoy it! It really helps us out.Follow us on Instagram: www.instagram.com/teachsleeprepeatpodcastFollow us on TikTok: www.tiktok.com/teachsleeprepeatpodcast

#655: What would you do if, at the age of 23, you found yourself with $70,000 a year leftover after expenses? Would you pour everything into retirement and coast to financial independence, or stockpile a down payment before life gets pricier with kids, a mortgage, and maintenance costs? This week, we dive into that real-life dilemma and explore how to strike the perfect balance between freedom now and security later. Along the way, we question whether a 0.40% fee for automated tax-loss harvesting is really worth it, and debate if the rise of mega-corporations means small-cap value investing is dead. Listener Questions in This Episode “Julio” asks: How should we split savings between Coast FI and a future down payment, and where should that down payment sit? (01:48) Lindsay asks: Is 0.40 percent worth it for Fidelity's tax loss harvesting and how do we unwind back to self managed index funds? (32:31) Greg asks: If a handful of giants dominate, should we ignore history and tilt to only the top companies instead of broad markets and small cap value? (50:51) Key Takeaways The right savings balance may depend less on math and more on clarity about what “home” really means to you Building a down payment might be the fastest way to reach Coast FI, but not for the reason you'd expect Parking cash safely is trickier than it sounds, especially when the market tempts you with higher returns That 0.40 percent fee could be either a silent drag or a smart trade-off, depending on one often-overlooked detail The rise of mega-caps might look unstoppable, yet history has a way of surprising even the biggest players True diversification isn't about predicting winners, it's about protecting future you from overconfidence today Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Are we headed for a dystopian future (01:48) A 23-year-old with a $125k income and a big savings gap 08:52) House price, down payment size, and the numbers that drive the split (10:47) The savings snowball case, match protection, and timeline trade-offs (25:14) Where to park the down payment, why cash beats stocks for readiness (32:31) Is 0.40 percent worth it for tax-loss harvesting (36:24) Fees versus claimed tax savings, turnover, and exit options (50:51) Should dystopia change our portfolio (54:36) Small-cap value beyond tech, acquisitions, and global opportunity (1:11:02) Optimism, innovation, and why investing still assumes progress P.S. Got a question? Leave it at https://affordanything.com/voicemail For more information, visit the show notes at https://affordanything.com/episode655 Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, I'm diving deep into an essential question for aspiring entrepreneurs: What should your membership program actually include? Inspired by questions from dedicated listener and Startup Society member Cheryl Kosner, I'm providing valuable insights for those considering launching or enhancing their own membership offerings.I start with my own journey of creating a successful membership program, discussing the struggle that comes with deciding how much content is necessary before launching, as well as the importance of validating ideas through market research and initially adopting a minimalist approach, which goes hand-in-hand with structuring content to keep members engaged without overwhelming them. We all want to avoid a tiresome content treadmill!I highlight various phases of my membership's growth, beginning with the launch in 2018. I explain how I navigated various changes to create a sustainable program that grows alongside its members.If you're curious about how to manage content creation without burning out, you'll learn my key strategies that have allowed me to maintain quality without the constant need to produce new materials each week. I stress the importance of solid training that members can access at their own pace and show how a membership's value doesn't solely rely on the frequency of new content. Instead, sustaining engagement through community interaction and live events holds significant value, ensuring members find ongoing reasons to remain subscribed.This episode will provide you with practical insights like:- Effective strategies for launching a membership program tailored to member needs- Key decisions surrounding content creation and ongoing development- Tips for balancing content production with member engagement to avoid burnout- Ways to create lasting value in a membership beyond just new tutorials or coursesIf you're considering starting or improving your own membership program, tune in for a candid conversation that paves the way for you to build a thriving community and financial independence without sacrificing your freedom.Chapters:0:00: What should your membership actually include?1:31: The Freedom of Entrepreneurship5:19: Phases of Content Development10:01: Shifting to Guest Experts13:03: Creating Sustainable Membership Models18:59: Listener Questions and Wrap-UpWant to quit your job in the next 6-18 months with passive income from selling digital products online? Check out Startup Society.Have you already started your business, but it isn't generating consistent income? Schedule a free, 30-minute strategy session with our team to get unstuck!FREE Resources to Grow Your Online Business:Grab our free course, Small Business 101: https://gillianperkins.com/free-training-small-business-101/ Write a Profit Plan for Your Business : http://gillianperkins.com/free-profit-plan Work with Gillian Perkins:Apply for $100K Mastermind: https://gillianperkins.com/100k-mastermind Get your online biz started with Startup Society: https://startupsociety.com Learn more about Gillian: https://gillianperkins.com Instagram: @GillianZPerkins

The Final Toast: Answering Your Burning Divorce QuestionsIn this farewell episode of How to Split a Toaster, family law attorney Seth Nelson and co-host Pete Wright tackle a collection of diverse listener questions about divorce, relationships, and co-parenting. From custody concerns to financial disputes, they address the complex challenges many face during separation.Key Questions AddressedThe hosts explore crucial topics including coercive control in divorce, psychological evaluations for new partners, dissipation of assets, and enforcing custody agreements across international borders. Seth provides practical legal insights while Pete offers thoughtful perspective on navigating these challenging situations.Notable Legal InsightsChild support and alimony obligations remain non-dischargeable even in bankruptcyCourts take coercive control seriously when properly documented and presentedForeign divorce judgments can be domesticated and enforced in U.S. courts with proper procedureCo-Parenting ChallengesSeth and Pete discuss strategies for handling difficult co-parenting dynamics, including:Managing relationships with new partnersProtecting children during high-conflict divorcesNavigating custody when mental health issues are involvedAddressing parental alienation concernsFinancial ConsiderationsThe episode covers important financial aspects of divorce:Division of marital assets and debtsHandling joint business interestsPension division through QDROsTax implications of custody arrangementsAs their final episode, Seth and Pete reflect on over 230 episodes helping listeners navigate divorce while preserving relationships. While new episodes won't be produced, the extensive archive remains available as an ongoing resource for those facing divorce and separation challenges.This farewell episode encapsulates the show's core mission: providing practical legal guidance and relationship-saving strategies to help listeners move forward constructively after divorce.Links & NotesSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Listener Questions (00:50) - Question 1: Trapped and Terrified (03:04) - Question 2: Barb L. (04:08) - Question 3: Rhonda and Gene (05:32) - Question 4: Deb (09:59) - Question 5: Deduction Dilemma in Denver (11:54) - Question 6: Drained and Dissipated (14:29) - Question 7: CEO in Crisis (16:43) - Question 8: Secretly Surveilled (18:02) - Question 9: Overseas Obstacle (19:48) - Question 10: Drowning in Debt (20:29) - Question 11: Rental Dilemma (22:23) - Question 12: Expatriot Predicament (23:34) - Question 13: Blindsided Bride (25:05) - Question 14: Bankrupt and Bewildered (26:04) - Question 15: Desperate Dad (27:53) - Question 16: Bullied by the Bar (29:30) - Question 17: Closeted and Concerned (30:52) - Question 18: High-Conflict Headache (31:59) - Question 19: Accused of Agreement Breach (34:23) - Question 20: Stymied by Shoddy Split (38:02) - Our Last Episode!

Listener questions episodes have always been among our most popular, and we're back with 30 questions from our audience: ranging from the green fees at new destination courses to protecting classic architecture, cheap ways to improve country courses, Mt Lawley's WA Open close-up all the way to some guilty pleasures, favourite holes and the greatest shots we've ever hit.There's been some mayo being spread by the PR spruikers for both the Country Club of Tasmania and The Cliffs on Kangaroo Island. The two articles we discuss are linked below:Country Club Tasmania Unveils $20 million Facility Transformation | Golf Industry CentralThe Cliffs: The edge of perfection - Australian Golf Digest Shoutout to "Staff Writers" for doing the heavy lifting at AGD!And the golfclubatlas thread on classic golf architecture preservation - https://www.golfclubatlas.com/forum/index.php/topic,54125.msg1246286.html#msg1246286Thanks so much to everyone for the entertaining and thought provoking questions! :)As always – special thanks to Matt and his staff at Angus And Grace Go Golfing. Check their insta page and website for some of the best golf apparel on the planet. The new Australian Golf Passport cap is in stock now and smoking hot. A small run, so grab one while you can.  There's a white tee with the AGP logo too. Thanks to Dean and his crew at Seed Golf – they provide 20% off for listeners to Australian Golf Passport via the code AGP at checkout. Get your hands on some premium golf balls at a super low price. Check their site for Seed merch – we will see some caps, gloves and other goodies hitting our shores. Keep your eyes and ears out for some upcoming content where we get into the weeds on all things golf balls with Dean too. Images related to this episode can be found on our Instagram page (@AustralianGolfPassport) and on Twitter / X (@AusGolfPassport). Images accompanied by attribution to their owners / creators. Podcast intro music - Nbhd Nick / Stop Playing With Me - Instrumental / courtesy of ⁠⁠⁠www.epidemicsound.com

On this special bonus episode, James Finley and Kirsten Oates interview Carmen Acevedo Butcher about her translation of Brother Lawrence's Practice of the Presence. Carmen Acevedo Butcher is an award-winning translator, teacher, poet, and workshop leader.  Her Cloud of Unknowing translation received a 46th Georgia Author of the Year Award, and Martin Laird calls her translation of Brother Lawrence's Practice of the Presence “the new standard.” She holds degrees in Medieval Studies from the University of Georgia, was a Fulbright Scholar at the University of London, and teaches in the College Writing Programs at the University of California, Berkeley. Carmen is a core faculty member at the Center for Action and Contemplation. Resources: Turning to the Mystics is a podcast by the Center for Action and Contemplation. To learn more about James Finley, visit his faculty profile ⁠⁠⁠⁠here⁠⁠⁠⁠. The transcript for this episode can be found here. Find out more about Carmen here. Carmen's book can be ⁠⁠⁠found here⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: Have a question you'd like Jim or Kirsten to answer about this season? Email us: ⁠⁠⁠⁠podcasts@cac.org⁠⁠⁠⁠ Send us a voicemail: ⁠⁠⁠⁠cac.org/voicemail⁠⁠⁠⁠  We'll be accepting questions for our Listener Questions episode until November 7th, 2025. This podcast is made possible, thanks to the generosity of our donors. If you would love to support the ongoing work of the Center for Action and Contemplation and the continued work of our podcasts, you can donate at ⁠⁠⁠⁠https://cac.org/support-cac/podcasts/⁠⁠⁠⁠ Thank you!

Russell takes a listener's question about church membership and the Communion table. Watch the video of this episode on YouTube here. Submit your own question for the show! Email questions@russellmoore.com — and remember: attach a voice memo! Keep up with Russell: Sign up for the weekly newsletter where Russell shares thoughtful takes on big questions, offers a Christian perspective on life, and recommends books and music he's enjoying. Subscribe to the Christianity Today Magazine: Special offer for listeners of The Russell Moore Show: Click here for 25% off a subscription. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Maria writes and asks how high school students might get valuable lab experience in order to be more competitive. What should a STEM student do if their high school doesn't offer research opportunities? Megan and Erin discuss strategies for high ... Read More » The post 601: LISTENER QUESTION: How to get Research and Lab Experience appeared first on The College Prep Podcast.

Are you enjoying this? Are you not? Tell us what to do more of, and what you'd like to hear less of. The Reykjavík Grapevine's Iceland Roundup brings you the top news with a healthy dash of local views. In this episode, Grapevine publisher Jón Trausti Sigurðarson is joined by Heimildin journalist Aðalsteinn Kjartansson, and Grapevine friend and contributor Sindri Eldon to roundup the stories making headlines in recent weeks. On the docket this week are:Snow And Ice Expected All Over IcelandConsider this a weather warning. We're expecting a lot of snow in Iceland in the next 24-48 hours, with snowfall up to 20-30 centimeters, in the south and east of Iceland, including ReykjavikStuck In The Highlands (With Your Mom)A mother and son, who arrived in decent weather at Landmannalaugar in the Icelandic highlands this Saturday, woke up yesterday in deep snow, rendering them stuck, far from civilization. They had to be towed from there by SARS. The Last Criminal Case Following the 2008 Economic Collapse, Resolved.The last Icelandic criminal case in relations to the 2008 banking collapse was resolved in 2021. However, one case in Luxembourg remained and that case was finally finalized with a settlement in a Luxembourg court last week. The case in question, called the Lindsor case, had been under investigation for 15 years and had to do with the bank Kaupthing buying up bonds from Kaupthing's employees, just days before the bank collapsed in October 2008.The Icelandic Housing Market Freezes OverFollowing a recent Supreme Court ruling on inflation indexed housing loans, all the major Icelandic banks stopped issuing such loans. The result is, at least temporarily, that very few Icelanders can actually take out a hosing loan.Police raids the wrong address, Twice. Twice this year, the police entered the wrong house to perform a search.00:34:30 Question TimeWe respond to some listeners questions.------------------------------------------------------------------------------------------SHOW SUPPORTSupport the Grapevine's reporting by becoming a member of our High Five Club: https://steadyhq.com/en/rvkgrapevine/You can also support the Grapevine by shopping in our online store: https://shop.grapevine.is------------------------------------------------------------------------------------------WHO ARE WE?The Reykjavík Grapevine is an alternative monthly magazine, bringing you all the news and views on Icelandic society, music, travel, culture and more. Grapevine.is #rvkgrapevineJ------------------------------------------------------------------------------------------SHOW SUPPORTSupport the Grapevine's reporting by becoming a member of our High Five Club: https://steadyhq.com/en/rvkgrapevine/You can also support the Grapevine by shopping in our online store: https://shop.grapevine.is------------------------------------------------------------------------------------------ This is a Reykjavík Grapevine podcast.The Reykjavík Grapevine is a free alternative magazine in English published 18 times per year, biweekly during the spring and summer, and monthly during the autumn and winter. The magazine covers everything Iceland-related, with a special focus culture, music, food and travel. The Reykjavík Grapevine's goal is to serve as a trustworthy and reliable source of information for those living in Iceland, visiting Iceland or interested in Iceland. Thanks to our dedicated readership and excellent distribution network, the Reykjavík Grapevine is Iceland's most read English-language publication. You may not agree with what we write or publish, but at least it's not sponsored content.www.grapevine.is

Christopher Price breaks down the Patriots' 32-13 win over the Browns. Plus, there are plenty of listener questions to consider in the wake of New England's fifth straight win. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join dental entrepreneurs George Hariri, Matt Guarino, and Matt Ford as they break down the realities of running their national DSO, Shared Practices Group. They tackle the triumphs and tribulations of scaling a business, answer your burning questions (submit yours at bdppod.com), and delve into life's other adventures - from health and parenting to sports and politics. It's business, banter, and everything in between. Tune in and join the BDP community today!

On this special Listener Question episode of Wise Money, we're answering your financial questions. From the new catch-up contribution rules and "super" catch-ups at age 60, to whether it ever makes sense to invest your 401(k) in individual stocks like Tesla or Palantir. We're unpacking most of the most confusing tax and retirement changes heading into 2026.  Season 11, Episode 10 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/ThP0TxTxoiA  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Today on the podcast, the guys discuss Jeff's wild 100 mile ride as well as the absolute insanity that was the KETL Rocky Mountain Oyster Challenge before jumping into a classic set of listener questions ranging from bike selection to Q factor and everything in between. Tune in! Our YouTube channel: www.youtube.com/channel/UCczlFdoHUMcFJuHUeZf9b_Q Worldwide Cyclery YouTube Channel: www.youtube.com/channel/UCxZoC1sIG-vVtLsJDSbeYyw Worldwide Cyclery Instagram: www.instagram.com/worldwidecyclery/ MTB Podcast Instagram: www.instagram.com/mtbpodcast/ Submit any and all questions to podcast@worldwidecyclery.com Join us on epic mountain bike trips that you will never forget in locations like Tasmania, Italy & Nepal. Grab $250 off any All Mountain Rides trip by just mentioning WWC: https://worldwidecyclery.com/blogs/worldwide-cyclery-blog/all-mountain-rides-all-inclusive-mountain-bike-guided-trips-w-worldwide-cyclery-crew

Order my book here - https://geni.us/AtlasOfUFOs In this episode of That UFO Podcast, I am joined by Reed Summers, the host of Emergent Podcast, to discuss humanity's engagement with non-human intelligence (NHI) and the UFO phenomenon. Reed shares insights from his extensive research and personal experiences, along with his work at the Human Institute and his development of a groundbreaking platform for UAP research.  Key topics include the motives and intents behind NHI, the role of abductions, the impact of military encounters, and the ongoing efforts towards disclosure. Reed also touches on his father's telepathic communications with NHIs and the implications for humanity.  This episode delves deep into the complex field of ufology and offers a fresh perspective on how society can approach and understand these enigmatic phenomena. Check out Reeds work Podcast: www.reedsummers.com/podcast Forerunner: www.forerunner.reedsummers.com/register Human Institute: www.humaninstitute.org Investigating NHI series: www.humaninstitute.org/NHI UAP Detection and Tracking Summit: www.uapsummit.org (registration opens Nov 10) UFOe: www.ufoevidence.com Timestamps 00:00 Welcome and Introduction 01:35 Summers' Background and Early Influences 04:55 Emergent Podcast and Public Education 06:33 Decoding Alien Intent Course 06:50 Human Institute and Policy Implications 12:32 Family Experiences and Psychic Attacks 17:49 Non-Human Intelligence and Abduction Phenomenon 38:06 Multiple Species and Exo-Political Dynamics 46:24 Listener Questions and Speculations 55:00 Human and Non-Human Collaboration 56:10 The Purpose of My Work 56:49 Disarming Non-Human Agendas 57:45 Anchoring in Logic and Science 58:18 Misplaced Controversy 01:00:03 Complexity of Non-Human Intents 01:06:09 Abductions and Human Interaction 01:14:31 Global Perspective on Abductions 01:18:28 Citizen-Led Disclosure 01:26:03 Final Thoughts and Future Directions

Our favorite spooky things! Anxiety of choice, Silksong, teaser gifs, Hades 2, a game about nothing, and future-plans-questions only. (00:00:00) Intro(00:10:20) What's Happening!?(00:14:30) Stuff We're Into(00:44:00) Listener Questions(01:06:00) Top 3 Spooky Things!Email: info@earthbornegames.com Website: https://earthbornegames.com/ Discord: https://discord.com/invite/mXN2cUNPXE Merch: https://earthbornegames.teemill.com/ EBR Soundtrack: https://earthbornegames.bandcamp.com/ Gamefound: https://gamefound.com/en/creators/earthborne-games BGG: https://boardgamegeek.com/boardgamepublisher/49415/earthborne-games Facebook: https://www.facebook.com/earthbornegames Instagram: https://www.instagram.com/earthbornegames/ Bluesky: https://bsky.app/profile/earthbornegames.bsky.social Threads: https://www.threads.net/@earthbornegames Twitter: https://twitter.com/EarthborneGames#earthborne #earthbornerangers #rangers #hubworldaidalon #hubworld #aidalon #tabletopgaming #cardgame #gamefound

On our first regular episode since May, we invite our unofficial correspondent Eric, to discuss various topics. We start with some WTC talk, take some listener questions and wrap it up with upcoming events, including our very own Foodmachine! It was a very LOVELY and fun episode to record. Plus you get to witness my brain start to melt at the end because we recorded pretty late. So please enjoy, and as always, send us your feedback!

The Composite Two-Star Recruits podcast returns to discuss USC failing at Notre Dame, Trojans hosting a 2026 Florida EDGE commit and Halloween candy takes. TIME STAMPS (0:00) Can Hurricane Hear Me?  (14:54:) Notre Dame Recruiting Angle  (01:10:25): Thought Experiment w/ 2026 Class (01:18:29): Friday Night Lights Recap  (01:38:34): EDGE KJ Ford Sets Visits  (01:54:43): New Offers  (02:00:32): Listener Questions   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From January, 2021: This Aunt is having a hard time managing her sister's kids because their parenting styles are so different. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listener Question from a 45 year old male in the dating scene asks about how to name his desires in the bedroom without it coming off as criticism. Daniel and Jenni discuss the difference between criticism and feedback; why he might be blocked, and how to feel permission and space to name what he wants. It's validating to pleasure your partner for your self-worth, but not at the expense of your own needs and wants. Daniel describes the irony of how being silent about your needs is actually more selfish than speaking up for them. See omnystudio.com/listener for privacy information.

Kevin, Grayson, and The Chief first need to sort out the vibes and headspace of the fanbase going into the playoff matchup vs Columbus Crew. Where are you mentally, and where should you be? Then in Part Two it's THE Nick Hagglund, Cincinnati's own, talking anything and everything you've ever wanted to know including, but not limited to, his Chipotle order. Finally in Part Three it's a couple of listener questions including a good conversation about music.    Timestamps:  (2:13) - Headspace check for FC Cincinnati (22:29) - Conversation with Nick Hagglund (1:03:21) - Listener Questions   Links:  Looking for an MLS podcast? Check out The World's GAM Visit our friends at Streetside Brewery Check out The Post at www.thepostcincy.com Music by Jim Trace and the Makers Join the Discord Server and jump into the conversation Follow us on BlueSky, Twitter,  Facebook, Instagram, and YouTube Support us on Patreon https://www.patreon.com/ThePostCincy

https://www.laurenlappin.com.au/salon-bossIn this week's Listener Q&A episode (part 1 of 2) Lauren tackles three very different but equally important Salon business questions around Client Expectations, Stock Control, and Owners not paying themselves.If you have any burning questions for your Salon Business, and you want to hear Lauren's take on them in a future episode of the Podcast, Follow Lauren on Instagram here @laurenlappin_. Listener Questions:How do we best engage with Clients that only want to see the Owner or a particular Team member in the Salon? (What to do if Clients arrive at your Salon expecting to see you (as the Owner), and are caught off-guard by having to see a different member of your Team instead). I'm struggling to budget for stock in my Salon, what do I do? (How to optimise your Stock Control Process, to eliminate stock shortages of Professional stock, over and under orders of Retail stock, and budget blow-outs that can lead to cash flow issues). (09:30).I'm not paying myself due to high business overheads, how do I get things back on-track in my business and start paying myself? (22:00).https://www.laurenlappin.com.au/salon-boss....Rate and Review the Show in Apple: https://podcasts.apple.com/au/podcast/the-lash-business-lounge/id1609510128Rate and Comment in Spotify: https://open.spotify.com/show/0xvJ8MNZM9cbjYBGcMDtb8?si=b23764e4d0ed4b59Allure's Instagram: https://www.instagram.com/allure_lashbeautybar....This Episode was Recorded and Produced by Josh Liston at JCAL Media Group.

Join Mike, Rikki and Pam today as we answer your listener questions! Today we discuss the update coming to Soarin' to celebrate the 250th birthday of the United States next summer! Who could have seen that coming? We also talk through a good time to visit Walt Disney World in February to avoid crowds but not miss too much school. We have a question about navigating Epcot in November to try to miss as many crowds as possible, and much more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

The hosts gather to celebrate the 100th episode of UCLA Housing Voice. We also answer listener questions and announce the first book for our book club.Show notes:Appelbaum, Y. (2025). Stuck: How the Privileged and the Propertied Broke the Engine of American Opportunity. Penguin Random House.Appelbaum, Y. (2025 February 10). How Progressives Froze the American Dream. The Atlantic.Phillips, S. (2020). The Affordable City: Strategies for Putting Housing Within Reach (and Keeping it There). Island Press.Lens, M. C. (2024). Where the Hood At? Fifty Years of Change in Black Neighborhoods. Russell Sage Foundation.Lens, M. C., & Monkkonen, P. (2016). Do strict land use regulations make metropolitan areas more segregated by income? Journal of the American Planning Association, 82(1), 6-21.Manville, M., Monkkonen, P., & Lens, M. (2020). It's time to end single-family zoning. Journal of the American Planning Association, 86(1), 106-112.Lee, A. E. (2023). The Policy and Politics of Highway Expansions. UC Davis. https://escholarship.org/uc/item/13x3n8zr. Chapelle, G. (2018). Does social housing crowd out private construction? (Working paper). Science Po.Elmendorf, C. S., Nall, C., & Oklobdzija, S. (2024). What state housing policies do voters want? Evidence from a platform-choice experiment. SSRN.https://www.hcd.ca.gov/housing-open-data-tools/statewide-housing-plan-dashboard https://easyreadernews.com/aes-ruling-against-redondo-may-open-door-to-builders-remedy-developments-statewide/ Episode 81: How New Zealand Passed Its Ambitious Zoning Reforms with Eleanor WestSee remaining show notes and each host's favorite episodes at https://www.lewis.ucla.edu/2025/10/22/100-the-big-100-listener-questions-re-meet-the-hosts-and-book-club/

It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30  01:03  Question 1 Hi, I'm curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement? I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left.  I have 11 rental properties, but I am still remortgaging and buying more properties.  Currently have about 450k available to reinvest into a few more properties, and then probably stop buying. I'm really struggling to understand how much I can/should have available to spend each month, especially as I'm still reinvesting into properties.  I'm sure I should be spending way more than I am, but can't work out how best to put a retirement plan together to show how much I truly afford to spend each month. Love your content, and thanks for any advice you may be able to give. Thanks, Paul 09:49  Question 2 Hi Pete and Rog. Big fan of the podcast, keep up the good work. I am looking at ways to stay under 100k income each year to remain eligible for childcare benefits. I know if I were to make AVC into my work pension this would help to remain below that figure. I would prefer to put this money into a SIPP. My question is if I got paid the money and deposited it into a SIPP instead of my work pension will this reduce my income tax and prevent me from going over 100k and losing childcare benefits. Kind regards, Joshua 12:33  Question 3 Hello Pete and Roger, Firstly, thank you so much for such an informative podcast. I don't think I listen to a single episode without taking away something valuable! My question relates to what I should do to with money as I accumulate it for the next financial year's ISA and SIPP allowance. For context- I am 39, an NHS doctor with an NHS pension, have a paid off mortgage and have started making SIPP contributions to bring my adjusted net income below the 60% tax threshold. I am in the privileged position to be able to contribute maximum S&S ISA contributions at the beginning of each tax year and already have filled premium bonds allowance as my emergency fund. Should I put my accumulating savings in a high interest savings account until April, or am I missing out on growth each year and should I be using a GIA with a bed and ISA approach? I appreciate there may be tax on savings interest above £500 or CGT on anything over £3k gains. I just don't want to be missing out on the best approach for the next 20+ years as I hopefully continue to max out ISA and pension contributions. Thank you so much in advance and keep up the fantastic work! Paddy   16:36  Question 4 Dear Pete and Rodge, I am relatively young (36) and have started listening to your podcast relatively recently (in the last year). What I like about it best is the calming relaxed attitude that money matters are discussed in and the comforting belief that life is more important than money I think shines through. Comparison is the thief of joy I know but I find it hard to situate myself in relation to where I ‘should' be financially. I stayed at university a long time (10years) and so always perceived of myself as ‘in debt' and living to the brink of my means, I didn't have a credit card but I would spent all my money and save nothing. When I did eventually get a job it didn't pay much and again it was paycheck to paycheck for many years. Then came three big changes almost at once. First me and my wife had a baby daughter come along, next the company I worked for went bust and third I found your podcast! Something about the mix of these three made me sit up, take notice and want to engage with my finances where previously my head had been in the sand. I did very much feel like I was way behind the running. I managed to find a job which paid almost a third as much take home pay again and decided to set up savings for my daughter, set up an emergency fund, increase pensions contributions, open a stocks and shares ISA, all of the good stuff that you guys continually discuss. However, I still am very much of the opinion that I am way behind the game and starting late which is a shame seeing as time is such a valuable component in investing. My question to you guys is, were you in my position, where would be the first places you would look to educate yourselves on the right things to do next? I feel like I don't know what I don't know and things continually surprise me (for instance I didn't realise that having a car on finance was considered bad debt until the other day). I have this constant nagging doubt that I will be missing something because I haven't started from the beginning. I did consider going back to the start of the podcast when I found it, but Rodge wasn't even around in the first few so I didn't enjoy it as much and also felt like maybe some advice would have gone out of date? Is there a key place for me to start, non-negotiable sources I have to get to grips with in the first place that you can direct me to? What would you do? Very keen to learn your thoughts and hugely appreciative of all your efforts! Kind regards, Dan 24:16  Question 5 Hello Pete & Roger I've gained Incalculable value from listening to you so keep up the amazing work! I have a DB-DC hybrid scheme and at my target retirement age (64) my projections say I'll have £33K p.a DB income + £345K DC pot. This would give me ~ £86K TFC allowance at the pot. My plan has been not to take any TFC on the DC pot upfront and to use regular UFPLS withdrawals to reduce income tax over the long term. However, as this is a hybrid scheme, if I take both DB and DC components at the same time I can keep the DB at £33K p.a. and take £220K TFC upfront. This has made me question my slow TFC strategy as I can realise far more taking it upfront by leveraging the DB ‘value' but only at that point in time. My thoughts are to then find a way to get this £220K TFC into S&S ISAs where they would be invested in the same way as in my DC pension. This would allow me to reduce income tax massively over my lifetime. This seems too good to be true! Is it? Problem will be finding a home for such large amounts of cash Options Max mine and wifes ISA allowances (£40K p.a) £10K p.a. contribution  to mine and wifes DC pots  (MPAA limited) (£20K p.a.) Any other options? Thanks, Duncan 28:46  Question 6 Greetings Pete and Roger, Speaking as a fellow Gen X gruff Northerner (…Pete!), I'd just like to express my huge gratitude to you both for rescuing me from years of financial ineptitude, misdirection and investing ignorance. I can only blame myself, but losing a parent in my late teens, then late 20s, and subsequently finding myself on the non-receiving end of ‘Sideways disinheritance' (Dad remarried / mirrored will / sold our family home to pay second wife's debts….) didn't help with establishing good long-term financial habits. Thankfully, the financial clouds parted 21(ish) months ago when I discovered your excellent Youtube videos, first book, and podcast back catalogue, including a tour de force in ‘tough love' re: DC pension catch up.  Since then, I've been desperately trying to catch up, with a rough target of getting a DC pot to support an UFPLS annual 3.5 - 4% withdrawal of, the magic, £16,760. Starting from a very low base, I've been using direct payments from my own Limited Company into a Vanguard SIPP, approximately £3k+ per month (yes, I'm living on lentils..) combined with transferring personal contributions of £10k from money sat in a S&S ISA, thereby getting tax relief up to my small wage of £12.5k.  Using this mechanism, I've placed £48k into the pension (mindful of the £60k limit – tax relief is added on the 10k personal, but 19% corp. tax is saved on the employer contributions) in the last financial year, but won't be able to sustain this forever. My question is as follows – provided I still make a net profit after the Employer pension contributions, am I correct in assuming I'm ok re: the ‘Wholly and exclusively' HMRC test?  The employer pension payments dwarf the remaining net profit, from which I then take a small amount of dividends, and a smaller corporation tax payment is made at 19%. Also, provided I don't transgress the personal earnings limit (£12,570 for me), is that ok also re: also putting in from the employee side? Am I missing anything at all?  E.g. could you use the ‘carry-forward rule' to top up previous years with employer contributions from the Limited company?  I'm assuming the answer is ‘no', as dividends don't count as earnings / they don't exceed £60k, but thought I'd ask anyway! Apologies for the ‘War and Peace' length question, and thanks again. Stay intentional, Bill PS: Really like the ‘Catching up' section of your, also excellent, second book Pete.

Taylor answers listener questions and stories including her feelings on only asking for specific codes or signs from your Angels, our longing for simpler times, Ethical Mediumship + releasing the need for others to believe in your spiritual work, what dreams about dying mean and SO much more on this week's episode of Magic Hour! ************************* Earth Angel Scorpio Season is Wednesday, October 29th at 6pm  PST - replay available  The theme this month is stepping into our most powerful versions of self with Archangel Zadkiel. Code early gives $11 off until Monday, October 27th at midnight PST Sign up here https://angelsandamethyst.com/product/earth-angel-club-scorpio-season-25/ __________________________________________________________ Things mentioned in this episode October Book Recommendation  - Magic Maker Pam Grossman  My Mediumship Journey at the Real Life Hogwarts Series Part 1  Part 2  Part 3  Part 4  Dream World Mysticism with Dr. Michael Lennox and book Psychic Dreamer  September Listener Questions    Connect with Taylor further on Instagram @angels_and_amethyst  Website https://www.angelsandamethyst.com Follow @MagicHourPod on instagram and YouTube for more Magic Hour content.   If you have any questions about, intuition, spirituality, angels, or anything and everything magical, please email contact@magichourpod.com. We will answer listener questions once a month in our solo episodes Don't forget to leave us a 5 sparkling star review, they help more people find the pod and remember their magic. Please screenshot and email your 5 star reviews to contact@magichourpod.com and we will send you a free downloadable angelic meditation, and enter you to win an angel reading with Taylor Paige! The next Angel Reading giveaway will happen when we hit 222 5 star reviews on both Spotify and Apple Podcasts. Join the waitlist for a reading with Taylor here: https://angelsandamethyst.com/offerings/S   Find Taylor's 3 part workshop series on Angelic Connection, Attracting a Soulmate Connection, and Healing the Witch wound here: https://angelsandamethyst.com/workshops/     Code 333 gives $33 off, plus, each student can email Taylor one question on the subject material per lesson. Join Taylor's email list at https://www.angelsandamethyst.com  to know when her monthly gatherings of Earth Angel Club are open for registration. Earth angel club is a monthly meeting of like-minded and magical people across the world. EAC includes an astrological and energetic overview, a guided meditation attuned to the current zodiac season, and for the highest ticket tier, a mini email angel reading. Each EAC member also has the option to skip the waitlist and sit with Taylor sooner for a reading.   Are you an aligned business owner that would like to advertise to our beautiful community of magical people? Please email contact@magichourpod.com ****** Editing by Ashley Riley  Music by Justin Fleuriel and Mandie Cheung. For more of their music check out @goodnightsband on instagram.   #magichour #witchypodcast #intuition #spirituality #angelicmessages #higherself #intuitiveguidance #spiritguides #astrologer #astrologytips #birthchart #zodiac

Buckle up. You submitted your X-Men hot takes and Dayspring answers them...and spilling some tea for X-Men '97 season 2 and Marvel Legends!

Maddy answers all your burning questions in this week's episode of Mad House! Plus, she recaps her birthday celebrations in the Catskills, her recent college gig in Detroit, and shares a recipe for some bussin' pork chops. And be sure to stay tuned for the segment 'Run Bit By You', where Maddy tests out some new stand-up premises! Call the FUPA Hotline: (347) 480-9006Follow Maddy:https://www.instagram.com/somaddysmith/?hl=enhttps://www.tiktok.com/@somaddysmith?lang=enAll tour dates: https://punchup.live/maddysmith/ticketsWant more Mad House?!Go to https://gasdigital.com/ to subscribe!Use promo code MAD to save big on your membership :)Get early access to our weekly episodes on Tuesdays, along with EXCLUSIVE episodes every Thursday.Get your Mad House x Skankfest 2025 merch here: https://gasdigitalmerch.com/products/maddy-smith-portrait-teeUPCOMING STAND UP DATES:10/23 MINNEAPOLIS, MN10/30-11/1 WASHINGTON, DC11/7-11/8 BOCA RATON, FL11/12 NEW YORK, NY11/20-11/23 TACOMA, WASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As the climate changes, natural disasters are becoming more frequent, intense, and harder to predict and recover from. This week we're learning about tsunamis, earthquakes and volcanic eruptions, and exploring how taking action on climate change could help change or influence the trajectory of these events.   Get in touch We're on Instagram, Bluesky, and email forwhatitsearthpod@gmail.com. Send us your Listener Questions and weekly One Good Thing For The Planet.   Support the show: Help us keep podding with a donation through Ko-fi or grab an organic cotton FWIE tee.  & subscribe so you never miss an episode! For What It's Earth is hosted and produced by Emma Brisdion and Sophie Pavelle, and edited and mixed by Mark Skinner (2024).

For years, Christian psychiatrist Dr. Frank Minirth answered listener questions on live call-in radio on subjects like clinical depression. That’s what we’ll listen to with host Don Hawkins in segment one of today’s podcast. Missions authority Steve Saint grew up on the mission field, and devoted his life to motivating people to fulfilling the great commission. Steve and host Don Hawkins discuss putting the ‘go’ into gospel. Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Dan and Jacob are back to deep dive running backs for the rest of the season and profile the wide receivers and tight ends you need to know about to make a second half push in your fantasy league. (0:00) Intro + Jacob's player he's most excited to talk about (1:55) Travis Hunter deep dive (18:30) Rest of season running back rankings (34:23) A Jaxon Smith-Njigba sidetrack (36:43) Jordan Addison (43:27) Alec Pierce (53:30) Rashee Rice (57:25) Zay Flowers (1:02:20) DeVonta Smith (1:14:10) Oronde Gadsden (1:30:41) Tucker Kraft (1:37:30) Tyler Warren (1:44:18) Listener Question (1:51:56) Waiver Wire #FantasyFootball #NFL #FantasyFootballAdvice #Podcast

Episode 497 Fred jumps from investment to investment, always chasing the headlines but never building wealth. Sign up for free ALERTs & Market Commentary at:  https://www.investablewealth.com/subscribe/ ------------------------------------------------------

Ryan Myrehn, as a guest host, joins John Dagys to recap last weekend's Indianapolis 8 Hour presented by AWS before diving into the news of the week, answer listener questions and more. 

It's time once again to rummage around in our virtual listener mailbag and pull out a couple of cracking questions for a good old natter. First up: how would we breathe new life into Victoria Street? It's been seven years since the extended set burst onto our screens with great fanfare, and while stalwarts like Speed Daal have gone from strength to strength, others - Trim Up North, we're looking at you - have disappeared without a trace. So, if we were in the producer's chair (with unlimited budget and space, of course!), how would we zhush it all up and make Victoria Street the place to be again. Then, just in time for spooky season, another listener wants to know which Corrie characters we'd choose to help us survive a horror movie scenario. Whether it's ghosts, zombies or vampires on the loose, no monster will stand a chance against the dream teams we assemble - especially with resident horror aficionado Gemma leading the recruitment drive!

In today's episode, we answer your Listener Questions.

In this third dialogue session Jim and Kirsten will focus on Brother Lawrence's place in our mystical lineage along with his specific connections to Teresa of Ávila and John of the Cross. Resources: Turning to the Mystics is a podcast by the Center for Action and Contemplation. To learn more about James Finley, visit his faculty profile ⁠⁠⁠here⁠⁠⁠. The transcript for this episode can be found here. The book we will be using this season can be ⁠⁠found here⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: Have a question you'd like Jim or Kirsten to answer about this season? Email us: ⁠⁠⁠podcasts@cac.org⁠⁠⁠ Send us a voicemail: ⁠⁠⁠cac.org/voicemail⁠⁠⁠   We'll be accepting questions for our Listener Questions episode until November 7th, 2025. This podcast is made possible, thanks to the generosity of our donors. If you would love to support the ongoing work of the Center for Action and Contemplation and the continued work of our podcasts, you can donate at ⁠⁠⁠https://cac.org/support-cac/podcasts/⁠⁠⁠ Thank you!

Adam Levitan breaks down Week 7 in NFL DFS which saw some chalk go nuclear and have huge implications on the slate, before tackling a new batch of hard-hitting listener questions.Links mentioned in the episode:Levitan's DFS Cash Lineup Review: Week 7 Week 7 DFS Tournament ReviewTimestamps:0:00 - Introduction0:27 - Adam's Best Ball Hindsights6:34 - Adam's Cash Game Week in Review9:51 - Listener QuestionsWant ETR on your team this season? Our 2025 NFL In-Season has you covered with:NFL In-Season content includes:Silva's Matchups ColumnDFS Top PlaysProjections for Every PlayerOwnership Projections for Every SlateWeekly Premium ShowsSubscribe now at ⁠⁠⁠https://subscribe.establishtherun.com/nflinseason/⁠⁠⁠New Customers Play Free for Your Share of Millions in Prizes with First DepositDownload the DraftKings Daily Fantasy app and enter promo code ETR to play FREE for your share of millions in prizes with your first deposit! ⁠⁠⁠Sign Up Today⁠⁠⁠ Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT).18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK.DFS OPTIMIZER: Sign up for THE SOLVER for access to the software we think fantasy players need to win: ⁠⁠⁠https://thesolver.com/?ref=etr⁠⁠⁠WE CAN HELP: Tired of attention-seeking hot takes? Get the highest-quality fantasy football analysis in your inbox, FREE: ⁠⁠⁠https://bit.ly/establishtherun⁠⁠⁠SPORTSBOOK OFFERS: We've partnered with several major sportsbook outlets to help supply you with the best offers in the industry and ensure you're maximizing your bankroll from the start: ⁠⁠⁠https://establishtherun.com/offers/⁠⁠⁠FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: ⁠⁠⁠https://linktr.ee/establishtherun

Russell answers a listener's question about making time to be a better writer Watch the video of this episode on YouTube here. Submit your own question for the show! Email questions@russellmoore.com — and remember: attach a voice memo! Keep up with Russell: Sign up for the weekly newsletter where Russell shares thoughtful takes on big questions, offers a Christian perspective on life, and recommends books and music he's enjoying. Subscribe to the Christianity Today Magazine: Special offer for listeners of The Russell Moore Show: Click here for 25% off a subscription. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sunlight changes everything. We kick off with a real project that turned a dim great room into a bright, open space by swapping a standard door for full glass, adding a 10-by-6 quad window, and installing an 8-by-12 slider with screens for a cross-breeze you can feel. The secret wasn't just picking pretty glass—it was structural discipline. We brought in an engineer, sized LVLs correctly, and worked to the inch so the spans carried safely and cleanly.From there, we pull the curtain back on builder grade versus custom grade. “Builder grade” isn't a dirty word, but it can hide weak links like finger-jointed studs or MDF outside. We share the exact questions to ask about floor lumber grades, shingle brands, and warranties. On roofing, we compare standing seam metal with Kynar or Valspar finishes against exposed fastener panels that fade, and explain why today's premium shingles deliver serious wind performance and algae protection for less money. Pro tip: never use button-cap fasteners under metal roofing underlayment unless you want the caps to telegraph through the panels.If you're hunting older homes, we offer a quick triage: read the foundation, then price the heavy hitters—electrical, HVAC, and insulation. For windows, don't default to full replacements. Investigate sash swaps, reglazing, or sash kits that preserve frames and cut labor. On HVAC, we decode SEER and explain why the jump from 14 to 21 rarely pays for itself. Your smartest investment is the envelope: spray foam where it counts, diligent air sealing, and right-sized equipment. Mini splits shine in garages and bonus rooms, but only after you insulate.We also touch on a rumored national housing emergency and what real relief might look like for first-time buyers. If you care about better light, stronger structure, and upgrades that actually return value, this one gives you a roadmap—without the hype. Enjoy the show, explore resources at thecarolinacontractor.com, and hit the Ask The Contractor button with your questions. If you learned something useful, subscribe, share with a friend, and leave a quick review to help others find the show.

How will Ahsoka get home? How would we design a Star Wars theme park? - We answer these questions and more in our first “Listener Questions” episode.   In this fully armed and operational episode of Podcast Stardust, we discuss: How is Ahsoka getting home? What is Baylon Skoll after? How would we design a Star Wars theme park build around “World Between Worlds”? Where should someone familiar with the movies and live action Disney+ Star Wars show go next to learn more about Star Wars? And Which Legends characters would we most want to see make it to canon? Thanks for joining us for another episode! Subscribe to Podcast Stardust for all your Star Wars news, reviews, and discussion wherever you get your podcasts. And please leave us a five star review on Apple Podcasts.   Find Jay and her cosplay adventures on J.Snips Cosplay on Instagram. Follow us on social media: Twitter | Facebook | Instagram | Pinterest | YouTube. T-shirts, hoodies, stickers, masks, and posters are available on TeePublic. Find all episodes on RetroZap.com.

Hey there friends and weirdos! This week we decided to do the oft-threatened mailbag episode. You sent us questions and stories and we responded! What's our Trigun fancasting? What do we know about the conspiracy connections to the GATE Program? What do we think is the least plausible cryptid? We even reserve a little time to extend our best wishes to all, even the "haters and losers" on this special mailbag episode of It Gets Weird. All this and much more! Thanks again to everyone for your submissions! 

How will Ahsoka get home? How would we design a Star Wars theme park? - We answer these questions and more in our first “Listener Questions” episode.

In this episode, Tommie Runz and Ern discuss running, including sleep scores, the Detroit Free Press Marathon, and the recent Chicago Marathon. He shares insights on marathon training, the importance of community, and the impact of influencers in the running space. Tommie also announces his participation in the upcoming Javelina Jundred and discusses the Strava and Garmin lawsuit. The conversation emphasizes the significance of personal goals and the need to avoid comparisons in the running journey.Chapters00:00 Introduction and Sleep Scores04:15 Detroit Free Press Marathon Overview10:57 Free Press Marathon Programming and Community Engagement18:03 Marathon Tips and Personal Goals32:26 Chicago Marathon Insights and Personal Experiences42:38 Celebrating Community and Personal Goals45:01 Announcing the Javelina 100 Race49:50 Community Engagement and Challenges55:07 Strava and Garmin: The Lawsuit Discussion58:54 Listener Questions and Influencer Dynamics01:08:35 Marathon Weekend Vibes and Experiences01:12:08 Comparison and Personal Goals in Running

The Composite Two-Star Recruits podcast returns off the Trojans landing a commitment from No. 1 JUCO CB Jakwon Morris off the Michigan win. The Cilantro Boys also discuss the latest with local DB Jayden Crowder, visitor reaction and new offers. TIME STAMPS: (0:00) Technical Difficulty Omen (09:05): No. 1 JUCO Jakwon Morris Commits  (22:08): Local 2026 DB Jayden Crowder Buzz  (31:23): Michigan Win Visitors (57:19): James Franklin Fired; Five-Star Decommit (01:20:05): Michigan Recruiting Angle (02:02:34): New Offers  (02:05:01): Listener Questions (02:54:45): Omen Comes Back  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Join Mike, Rikki and Pam today as we answer your listener questions! Today we discuss a multi-generational trip and how to make the most of staying together and also having some time in smaller groups. We also have a discussion how a dessert party might be a fun "splurge" for this special trip! We discuss options (or lack of) for a Super Bowl viewing at Epcot, doing Black Friday and Thanksgiving around Walt Disney World, tips for visiting Disneyland and Aulani for the first-time, and much more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

In this episode of the Anatomy of Change podcast, Seth Studley, licensed marriage and family therapist, addresses listener questions about change, fear, emotions, and self-discovery. He emphasizes the importance of overcoming fear, navigating changes in relationships, embracing emotions, and rediscovering oneself amidst family responsibilities. Through personal anecdotes and practical advice, Seth encourages listeners to confront their fears, communicate openly in relationships, and engage in self-reflection to foster personal growth and change. Takeaways- Fear often drives our choices, but it can be overcome. False evidence appearing real (FEAR) is a common experience. No one is focused on your fears; they are often in your mind. Relieving fear requires intention and action. Change in relationships may require difficult conversations. Embracing emotions is essential for personal growth. Physical activity can help reconnect with emotions. Journaling can clarify thoughts and feelings. Rediscovering oneself is possible even after years of neglect. You are the example for your children; prioritize self-care. Learn more about your ad choices. Visit megaphone.fm/adchoices

#651: Many who reach CoastFI find themselves in a strange in-between: financially independent enough to stop saving, but not ready to fully retire. When you're living off a taxable brokerage for decades, does the “never hold bonds in taxable” rule still apply? This episode explores how traditional asset location advice meets real-life spending. We unpack how to balance growth, taxes, and stability when your taxable account becomes your paycheck. Then we shift to two more listener dilemmas: helping a parent retire through shared home ownership, and using covered-call strategies to earn income from a stock-heavy portfolio. Listener Questions in This Episode Brandon (1:28): “I'm CoastFI and will withdraw from my taxable account for the next 20 years. Should I hold bonds in taxable, or keep it all in stocks?” Brandon's retirement accounts can grow untouched, but his taxable brokerage will fund two decades of living expenses. The classic rule says avoid bonds in taxable, yet Paula explains why that advice isn't universal. When your taxable account funds your life, it needs to act as a complete portfolio. We discuss how to balance risk, prioritize liquidity, and plan your glidepath into CoastFI life. Andrew (22:07): “My spouse and I co-own a home with my mother-in-law. How can we help her retire without creating family tension?” We explore fair, flexible ways to support an aging parent while keeping relationships healthy. Paula explains how to design a win-win deal and why seller financing can help balance cash flow and peace of mind. Chandan (49:16): “Can covered-call ETFs help me generate income from my stock portfolio and RSUs?” We explain how covered calls work, what “covered” really means, and the tradeoff between steady income and limited upside. For those with concentrated stock positions, Paula shares when covered calls make sense—and when simpler plans win. Key Takeaways The “no bonds in taxable” rule isn't universal. When you're drawing solely from taxable accounts for many years, that account needs to function as its own mini-portfolio, including bonds or cash for stability. Asset location follows purpose, not dogma. Tax efficiency matters, but liquidity and risk management take priority when the account funds your life. Think in terms of buckets. Your retirement accounts can stay growth-oriented while your taxable account carries the ballast for spending. Plan ahead for rebalancing. When taxable balances decline, know how and when to refill your bond/cash sleeve from other sources to keep your glidepath intact. The transition to CoastFI is a mental shift. You're no longer optimizing for maximum returns, you're designing for peace of mind and steady withdrawals. Chapters Note: Timestamps are approximate and may differ across listening platforms due to dynamically inserted ads. (01:28) Brandon's CoastFI question: bonds in taxable when withdrawals start now (03:56) Why “no bonds in taxable” is a rule of thumb, not a law (12:42) How to treat taxable as a stand-alone portfolio (18:31) Balancing tax efficiency with cash-flow reality (25:26) Helping a parent retire through shared property ownership (01:05:40) Options: Buying or selling with Options (01:07:07) Covered calls explained simply, income with a ceiling Resources & Links Asset Location Cheat Sheet (free): affordanything.com/assetlocation Guide to Double-I FIRE (free): affordanything.com/fiire Learn more about your ad choices. Visit podcastchoices.com/adchoices