Podcasts about Withdrawal

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Best podcasts about Withdrawal

Show all podcasts related to withdrawal

Latest podcast episodes about Withdrawal

The Greek Current
A quiet US withdrawal from the Western Balkans?

The Greek Current

Play Episode Listen Later Sep 5, 2025 18:10


With the US focused on Ukraine, the Middle East, and President Trump's trade deals, it seems the Western Balkans are flying under the radar in Washington. In fact, there are growing concerns in the region about a quiet US withdrawal and what this could mean as countries like Russia, China and Turkey vie for influence. Professor James Ker-Lindsay, who has worked extensively on the EU, the Balkans and Southeast Europe, joins Thanos Davelis as we take a closer look at these developments.You can read the articles we discuss on our podcast here:Risky jockeying for position in the BalkansSerb separatist Dodik defies Bosnian state in government reshuffleGreece toughens penalties for rejected asylum seekers, speeds up returnsPM to unveil tax breaks as popularity dips

ManTalks Podcast
Why Quitting Weed is Hard (And A Proven Place To Quit For Good)

ManTalks Podcast

Play Episode Listen Later Sep 4, 2025 30:18


I break down why quitting weed is so damn hard and the science behind it. From brain rewiring and withdrawal to the skyrocketing potency of today's cannabis, I explain the real reasons people struggle. I also share a proven step-by-step strategy to help you prepare, manage cravings, and quit for good. If you've tried before and slipped back, this roadmap is for you.SHOW HIGHLIGHTS00:00 – Why quitting weed is hard01:09 – Reason #1: Brain rewiring05:02 – Reason #2: Withdrawal is real06:58 – Reason #3: Potency of modern weed10:25 – Reason #4: New side effects12:42 – Reason #5: Social acceptance & access13:45 – Stage 1: Prepare & track usage16:56 – Stage 2: Managing withdrawal22:13 – Stage 3: Therapy & nervous system support24:38 – Step 4: Reward progress27:16 – Medical support options28:22 – Final thoughts & accountability***Tired of feeling like you're never enough? Build your self-worth with help from this free guide: https://training.mantalks.com/self-worthPick up my book, Men's Work: A Practical Guide To Face Your Darkness, End Self-Sabotage, And Find Freedom: https://mantalks.com/mens-work-book/Heard about attachment but don't know where to start? Try the FREE Ultimate Guide To AttachmentCheck out some other free resources: How To Quit Porn | Anger Meditation | How To Lead In Your RelationshipBuild brotherhood with a powerful group of like-minded men from around the world. Check out The Alliance. Enjoy the podcast? Leave a review on Apple Podcasts, Stitcher, or Podchaser. It helps us get into the ears of new listeners, expand the ManTalks Community, and help others find the tools and training they're looking for. And don't forget to subscribe on Apple Podcasts | Google Podcasts | SpotifyFor more, visit us at ManTalks.com | Facebook | Instagram

Stand Strong in the Word
#315 “The Consequences of God's Withdrawal” (Romans 1:24-25)

Stand Strong in the Word

Play Episode Listen Later Sep 4, 2025 29:41


What happens when people keep rejecting God? Romans 1:24-25 says, “God gave them up”—a frightening moment when He lets go. We'll discuss what it means when God hands sinful people over to their lusts and impurities, and how sin causes real, lasting damage.

Purposeful Planning with Aspen Wealth Management
Smart Withdrawal Strategies for Retirement

Purposeful Planning with Aspen Wealth Management

Play Episode Listen Later Sep 4, 2025 4:05


After decades of saving for retirement, many people focus entirely on accumulation without considering how they'll actually withdraw those funds. In this episode of Purposeful Planning, we explore retirement withdrawal strategies that can help you pay less in taxes, protect your Social Security benefits, and potentially make your money last longer. From the conventional wisdom of spending taxable accounts first to alternative approaches that might work better for your situation, discover how to turn your nest egg into sustainable retirement income. Sources: https://www.ssa.gov/OACT/population/longevity.html https://www.schwab.com/public/file/P-13005058 https://www.cbsnews.com/news/how-much-of-your-social-security-income-is-taxable/#:~:text=If%20your%20combined%20income%20is%20less%20than,85%25%20of%20your%20benefits%20may%20be%20taxable. https://www.aspenwealthmgmt.com/blog/webinars/tax-smart-retirement-keeping-more-of-what-youve-earned https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Aspen Wealth Management is a registered investment advisor with the SEC. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Nursing Uncharted
From Jamaica to the USA: An International Travel Nurse's Journey with Camille Ferraro

Nursing Uncharted

Play Episode Listen Later Sep 2, 2025 38:38


In this episode of Nursing Uncharted, host Ann connects with Camille Ferraro, an international travel nurse from Jamaica, to uncover her inspiring journey in the U.S. healthcare system. Camille shares her experiences navigating cultural differences in nursing practices, the importance of patient education, and the honor of receiving the Daisy Award for her compassionate care.The conversation delves into the realities of the opioid crisis, the evolution of charting systems, and the power of nurses supporting one another. Camille's story is a testament to the resilience and adaptability required in nursing, offering valuable insights and encouragement for those looking to grow in their careers.Episode Chapters00:00 Introduction to International Travel Nursing02:51 The Journey of an International Nurse06:09 Cultural Differences in Nursing Practices09:01 Challenges and Learning Experiences11:52 Patient Care and Education15:11 The Impact of the Daisy Award18:06 Opioid Use and Withdrawal in Different Countries20:53 Charting Systems: Paper vs. Electronic23:47 Celebrating the Daisy Award Recipient27:08 Advice for Nurses29:49 Conclusion and Reflections About Camille FerraroCamille Ferraro is a Daisy Award recipient, celebrated for her exceptional care as a Registered Nurse. Originally from Jamaica, Camille earned her BSN there before embarking on a transformative nursing career in the United States. With a focus on acutely ill adults, she brings a unique perspective to the challenges and opportunities of international nursing, inspiring others to explore new horizons in healthcare. READY for TravCon? Here's Your Ultimate Guide to TravCon 2025Meet Ann & the AMN Healthcare Team at Booth #545About AnnAnn King, a seasoned travel nurse with a remarkable 14-year track record, has dedicated the past 13 years to specializing in Neonatal ICU. Ann has been traveling with AMN Healthcare for 4.5 years, enriching her expertise with diverse experiences. Currently residing in San Diego, Ann not only thrives in her nursing career but also serves as the host of the Nursing Uncharted podcast, where she shares invaluable insights and stories from the world of nursing. Connect with Ann on Instagram @annifer05 No Better Place than CA! Book your assignment in the Golden State Today! Level up your career today! Find your dream travel assignment! Support for every step. Learn more about AMN Healthcare's EAP Program. Share the opportunity and refer a friend today! Ready to start your next travel assignment in the Golden State? Browse CA Jobs! Episode Sponsor:We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Discover job opportunities and manage your assignments with ease using AMN Passport. Download the AMN Passport App today! Join Our Communities: WebsiteYouTubeInstagramApple PodcastsSpotifyLinkedInFacebook Powered by AMN Healthcare

CBN.com - NewsWatch - Video Podcast
The Deadly Consequences of Israel's 2005 Gaza Withdrawal | CBN NewsWatch September 1, 2025

CBN.com - NewsWatch - Video Podcast

Play Episode Listen Later Sep 1, 2025 28:30


Israel preparing for major assault on the last Hamas stronghold in Gaza City; the deadly results of Israel's withdrawal from Gaza in 2005, where thousands of Israelis were expelled from the territory - a move that was supposed to bring peace, but fai

CBN.com - NewsWatch - Video Podcast
The Deadly Consequences of Israel's 2005 Gaza Withdrawal | CBN NewsWatch September 1, 2025

CBN.com - NewsWatch - Video Podcast

Play Episode Listen Later Sep 1, 2025 28:30


Israel preparing for major assault on the last Hamas stronghold in Gaza City; the deadly results of Israel's withdrawal from Gaza in 2005, where thousands of Israelis were expelled from the territory - a move that was supposed to bring peace, but fai

PBS NewsHour - Segments
Afghan women’s freedoms severely restricted four years after U.S. withdrawal, UN says

PBS NewsHour - Segments

Play Episode Listen Later Aug 30, 2025 6:17


Four years ago today, the U.S. military completed its chaotic withdrawal from Afghanistan. Since then, the Taliban has imposed Islamic law and severely restricted the rights of girls and women. John Yang speaks with Richard Bennett, the United Nations’ special rapporteur on the situation of human rights in Afghanistan, to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

PBS NewsHour - World
Afghan women’s freedoms severely restricted four years after U.S. withdrawal, UN says

PBS NewsHour - World

Play Episode Listen Later Aug 30, 2025 6:17


Four years ago today, the U.S. military completed its chaotic withdrawal from Afghanistan. Since then, the Taliban has imposed Islamic law and severely restricted the rights of girls and women. John Yang speaks with Richard Bennett, the United Nations’ special rapporteur on the situation of human rights in Afghanistan, to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The John Batchelor Show
1: Preview: Lebanon Border. Colleague Sarit Zehavi comments on the planned UN withdrawal of the long disappointing UNIFIL. More later.

The John Batchelor Show

Play Episode Listen Later Aug 29, 2025 1:51


Preview: Lebanon Border. Colleague Sarit Zehavi comments on the planned UN withdrawal of the long disappointing UNIFIL. More later. JORDAN VALLEY

Highlights from The Pat Kenny Show
A withdrawal of peacekeepers from Lebanon in 2027

Highlights from The Pat Kenny Show

Play Episode Listen Later Aug 29, 2025 13:24


The UN security council has voted to terminate the UNIFIL peacekeeping forces in southern Lebanon. The operation in which Irish peacekeepers have been involved with for decades, will end in 2027. All to discuss with Cathal Berry, Former TD and Former Member of the Defence Forces.

Financial Safari with Marty Nevel
Retirement Changes-1995-2025

Financial Safari with Marty Nevel

Play Episode Listen Later Aug 29, 2025 50:05


Marty discusses the evolution of retirement planning from the 1990s to today, emphasizing the importance of adapting strategies to current economic realities. He highlights the longevity of retirement, the relevance of the 4% rule, the impact of inflation, and the role of annuities in providing guaranteed income. Additionally, he addresses tax strategies, legacy planning, and the differences between Roth and traditional IRAs, ultimately advocating for a comprehensive and customized approach to retirement planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley's Bull Market News with Kelley Slaught
Mastering Retirement Tax Strategies

Kelley's Bull Market News with Kelley Slaught

Play Episode Listen Later Aug 29, 2025 56:25


Kelley discusses essential strategies for retirees to manage their tax burdens, navigate market corrections, and make informed decisions for a smooth retirement. The conversation covers the importance of understanding tax implications, the benefits of Roth conversions, and the significance of passive income streams. Kelley also addresses common listener questions regarding retirement income and investment portfolios, emphasizing the need for personalized financial planning. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Healthy Mind, Healthy Life
Breaking Free from Caffeine: How to Reclaim Your Energy, Focus, and Sleep with Steve Frazier

Healthy Mind, Healthy Life

Play Episode Listen Later Aug 28, 2025 34:28


In this episode of Healthy Waves, host Avik Chakraborty sits down with Steve Frazier, founder of Release the Coffee Cuffs, to explore the hidden effects of caffeine on our energy, mental clarity, and emotional well-being. Steve shares his personal journey of quitting caffeine twice, including the challenges of withdrawal, the impact of caffeine on circadian rhythm, and how it affects mood and focus. This eye-opening conversation offers practical tools to evaluate your caffeine habits, improve sleep quality, and regain control over your energy naturally. Whether you're a daily coffee drinker or simply curious about your relationship with caffeine, this discussion will help you make informed choices about how to fuel your day. About the Guest   Steve Frazier is the founder of Release the Coffee Cuffs, a program that helps people quit caffeine without giving up life. As a certified self-sabotage decoder, author, and speaker, Steve is passionate about guiding individuals to reclaim their health and energy by understanding the true effects of caffeine. Key Takeaways   Caffeine disrupts your circadian rhythm, impacting deep restorative sleep and causing long-term fatigue. Withdrawal symptoms like headaches and brain fog are common but can be managed with proper hydration and gradual reduction. Caffeine spikes cortisol and adrenaline, leaving the body in a constant fight-or-flight state. Social pressure makes it harder to quit; understanding this dynamic can help you stay committed. Life without caffeine brings more natural energy, mental clarity, and improved productivity without the crashes. Journaling caffeine intake is the first step to creating awareness and building a plan for healthier energy management. Connect with the Guest   Website: www.releasethecoffeecuffs.comEmail: releasethecoffeecuffs@pm.me Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik CHECK PODCAST SHOWS & BE A GUEST:   Tune to all our 19 podcasts: https://www.podbean.com/podcast-network/healthymindbyavik Subscribe To Newsletter: https://healthymindbyavik.substack.com/ Join Community: https://nas.io/healthymind OUR SERVICES   Business Podcast Management - Learn More Individual Podcast Management - Learn More Share Your Story With World - Learn More STAY TUNED AND FOLLOW US!   Medium, YouTube, Instagram, Facebook, LinkedIn, Twitter, Pinterest – all links in the show notes. SHARE YOUR REVIEW   Google Review: Leave your review here Video Testimonial: Submit here #podmatch #healthymind #healthymindbyavik #wellness #HealthyMindByAvik #MentalHealthAwareness #StorytellingAsMedicine #PodcastLife #PersonalDevelopment #ConsciousLiving #GrowthMindset #MindfulnessMatters #VoicesOfUnity #InspirationDaily #podcast #podcasting #podcaster #podcastlife #podcastlove #podcastshow #podcastcommunity #newpodcast #podcastaddict #podcasthost #podcastepisode #podcastinglife #podrecommendation #wellnesspodcast #healthpodcast #mentalhealthpodcast #wellbeing #selfcare #mentalhealth #mindfulness #healthandwellness #wellnessjourney #mentalhealthmatters #mentalhealthawareness #healthandwellnesspodcast #fyp #foryou #foryoupage #viral #trending #tiktok #tiktokviral #explore #trendingvideo #youtube #motivation #inspiration #positivity #mindset #selflove #success

RTÉ - Liveline
Masseuse messages - UNIFIL withdrawal - Strike action - The Speed Project

RTÉ - Liveline

Play Episode Listen Later Aug 28, 2025 69:36


Marie is annoyed by the messages and requests her company is getting. Listeners share their thoughts on what the withdrawal of UNIFIL will mean for Lebanon. School secretaries and caretakers have begun indefinite strike action. David and his friends ran from Chamonix to Marseille in France which is 465km and took 32.5 hours.

The Consumer Finance Podcast
Regulatory Rollback: Impact of the CFPB's Withdrawal of Overdraft and Deposit Account Fee Guidance on Financial Institutions and Related Litigation Risks

The Consumer Finance Podcast

Play Episode Listen Later Aug 28, 2025 24:07


In this episode of The Consumer Finance Podcast, Chris Willis, Heryka Knoespel, and Lori Sommerfield discuss overdraft and deposit account fees as they continue to dive into the CFPB's guidance withdrawal. They highlight the regulatory and litigation impacts of the rescinded guidance and its impact on banks and financial institutions, particularly in terms of compliance burdens and fee income, while also weighing potential reputational risks and operational challenges that may arise if policy changes follow the CFPB's withdrawn guidance. This episode also emphasizes the importance of financial institutions being prepared to defend against lawsuits, specifically those related to Regulation E and affirmative consent.

The Jesse Kelly Show
The Afghanistan Withdrawal: Four Years Later

The Jesse Kelly Show

Play Episode Listen Later Aug 27, 2025 45:46 Transcription Available


Jesse Kelly takes a hard look at the chaotic U.S. withdrawal from Afghanistan. Four years later, Jesse demands accountability for the decisions that shaped the exit, diving into the political, military, and human consequences that still ripple today. With his unflinching perspective, he examines who should answer for the fallout, what lessons remain ignored, and how it impacts America's path forward. Featuring special guests Sarah Adams and Jerry Dunleavy. I'm Right with Jesse Kelly on The First TV | 8-26-25 Beam: Visit https://shopbeam.com/JESSEKELLY and use code JESSEKELLY to get our exclusive discount of up to 40% off. Pure Talk: Go to https://www.puretalk.com/JESSETV to make the switch Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for lifeFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

Tech Path Podcast
AVAX Preps For ETF with MASSIVE Stablecoin Yields!

Tech Path Podcast

Play Episode Listen Later Aug 26, 2025 19:28 Transcription Available


Grayscale has filed an S-1 with the SEC to convert its Avalanche Trust into a Spot AVAX ETF. If approved, this could mark one of the first U.S.-listed ETFs giving direct exposure to a smart contract blockchain beyond Bitcoin and Ethereum. Avant delivers the highest risk-adjusted yield on your assets. Powered by on-chain strategies.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaulGuest: Rhett Shipp, CEO Avant Protocol Avant Protocol➜ https://bit.ly/AvantYields00:00 Intro00:10 Sponsor: iTrust Capital00:41 Grayscale Avalanche ETF!01:10 Avant TVL Growing01:44 Avant Yields on USDC & Bitcoin03:33 Utilizing Yield Platforms05:18 How Interest Rates Effect Yield Rewards07:02 How often do Yields pay out?08:23 Withdrawal process10:35 Avalanche + Going Cross-Chain11:39 Avax Integrations12:20 Borrow Strategies13:15 Avax Stablecoin TVL14:08 Avalanche Staking ETF Potential15:52 Avax Treasury Company?18:40 outro#Crypto #Avax #Ethereum~AVAX Preps For ETF with EPIC Stablecoin Yields!

Vietnam Veteran News with Mack Payne
Episode 3093 – Vietnam War History – Part 7,  The Final Years of the Vietnam War – Tragedy, Withdrawal, and Aftermath

Vietnam Veteran News with Mack Payne

Play Episode Listen Later Aug 26, 2025 11:05


Episode 3093 of the Vietnam Veteran News Podcast will continue a look at the  story that looks at 46 facts about the Vietnam War you may not know. The featured story appeared on the MSN website and was aptly titled: … Continue reading →

Cats at Night with John Catsimatidis
Congressman Tim Burchett: 4th Anniversary of the Shameful Withdrawal of Kabul... Still No Accountability | 08-26-25

Cats at Night with John Catsimatidis

Play Episode Listen Later Aug 26, 2025 9:54


Learn more about your ad choices. Visit megaphone.fm/adchoices

The Daily Update
Israel's conditional Lebanon withdrawal, and new tensions with Houthis

The Daily Update

Play Episode Listen Later Aug 26, 2025 7:25


Israel announced it would begin to withdraw from Lebanon only after the Lebanese army starts to disarm Hezbollah. Tensions rise again between Israel and the Houthis. Five journalists were among at least 20 people killed in Israeli attacks on a Gaza hospital. On today's episode of Trending Middle East: No withdrawal from Lebanon until army begins disarming Hezbollah, Israel says Escalation in Israel-Houthi fighting after rebels reportedly fire cluster munitions Israeli strikes on Gaza hospital kill at least 20, including five journalists This episode features Vanessa Ghanem, Arab Affairs Editor and Thomas Helm, Jerusalem Correspondent. Editor's note: We want to hear from you! Help us improve our podcasts by taking our 2-minute listener survey. Click here.

Vietnam Veteran News with Mack Payne
Episode 3091 – Vietnam War History – Part 5, Vietnam 1968–1972: Atrocity, Protest, and the Long Road to Withdrawal

Vietnam Veteran News with Mack Payne

Play Episode Listen Later Aug 23, 2025 15:21


Episode 3091 of the Vietnam Veteran News Podcast will continue a look at the  story that looks at 46 facts about the Vietnam War you may not know. The featured story appeared on the MSN website and was aptly titled: … Continue reading →

Optimal Finance Daily
3255: Should You Take a Hardship Withdrawal? by Cynthia Meyer with Financial Finesse on Tax Advice

Optimal Finance Daily

Play Episode Listen Later Aug 21, 2025 10:32


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3255: Cynthia Meyer explains why tapping into your 401(k) or 403(b) through a hardship withdrawal should be a last resort, outlining the steep tax penalties, loss of long-term growth, and strict IRS rules that apply. She offers a series of practical questions to weigh alternatives, like selling assets, using a Roth IRA, or taking a retirement plan loan, before sacrificing retirement savings. The advice encourages a disciplined, future-focused approach to financial emergencies while still addressing urgent needs responsibly. Read along with the original article(s) here: https://www.financialfinesse.com/2017/03/27/should-you-take-a-hardship-withdrawal/ Quotes to ponder: "Just because you could withdraw funds doesn't mean that you should do it." "A hardship withdrawal is meant for a true emergency." "Think of it as a tax I've paid to my future self." Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3255: Should You Take a Hardship Withdrawal? by Cynthia Meyer with Financial Finesse on Tax Advice

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Aug 21, 2025 10:32


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3255: Cynthia Meyer explains why tapping into your 401(k) or 403(b) through a hardship withdrawal should be a last resort, outlining the steep tax penalties, loss of long-term growth, and strict IRS rules that apply. She offers a series of practical questions to weigh alternatives, like selling assets, using a Roth IRA, or taking a retirement plan loan, before sacrificing retirement savings. The advice encourages a disciplined, future-focused approach to financial emergencies while still addressing urgent needs responsibly. Read along with the original article(s) here: https://www.financialfinesse.com/2017/03/27/should-you-take-a-hardship-withdrawal/ Quotes to ponder: "Just because you could withdraw funds doesn't mean that you should do it." "A hardship withdrawal is meant for a true emergency." "Think of it as a tax I've paid to my future self." Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3255: Should You Take a Hardship Withdrawal? by Cynthia Meyer with Financial Finesse on Tax Advice

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Aug 21, 2025 10:32


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3255: Cynthia Meyer explains why tapping into your 401(k) or 403(b) through a hardship withdrawal should be a last resort, outlining the steep tax penalties, loss of long-term growth, and strict IRS rules that apply. She offers a series of practical questions to weigh alternatives, like selling assets, using a Roth IRA, or taking a retirement plan loan, before sacrificing retirement savings. The advice encourages a disciplined, future-focused approach to financial emergencies while still addressing urgent needs responsibly. Read along with the original article(s) here: https://www.financialfinesse.com/2017/03/27/should-you-take-a-hardship-withdrawal/ Quotes to ponder: "Just because you could withdraw funds doesn't mean that you should do it." "A hardship withdrawal is meant for a true emergency." "Think of it as a tax I've paid to my future self." Learn more about your ad choices. Visit megaphone.fm/adchoices

Locked In with Ian Bick
I Was a Professional Shoplifter — Then Survived New York's Prison Shock Program | Joseph Schultze

Locked In with Ian Bick

Play Episode Listen Later Aug 20, 2025 152:45


Joseph Schultze's life looked nothing like the path that would eventually lead him toward prison. Growing up in Binghamton, New York, he had a loving home — but also parents battling cocaine addiction. Forced to take care of them while still a teenager, Joseph dropped out of high school and developed crippling anxiety. A car accident became the turning point that pulled him into painkillers, harder drugs, and a spiral of crime that racked up multiple larceny charges. Facing years behind bars, Joseph took a chance on New York's infamous shock program — a grueling alternative to prison designed to break inmates down physically and mentally. #AddictionRecovery #PrisonStories #ShockProgram #OvercomingAddiction #TrueCrimePodcast #AddictionAwareness #LifeAfterPrison #RecoveryJourney Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Get 50% off the Magic Mind offer here: https://www.magicmind.com/IANB50. #magicmind #mentalwealth #mentalperformance Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Use code LOCKEDIN for 20% OFF Wooooo Energy Buy Merch: http://www.ianbick.com/shop Timestamps: 00:00 Introduction & Early Addiction 00:50 Meet Joe: Hometown and Upbringing 02:00 Parents' Punk Rock Past & Family Struggles 04:04 Childhood Stories 07:00 Parents' Arrest 09:45 Family History & Normalcy Amidst Chaos 12:26 Dreams for the Future & Sports 13:51 Struggles in School and Dropping Out 14:44 Hitting Rock Bottom in High School 17:17 The GED, New School, and Finding Purpose 18:35 Early Jobs & Anxiety Takes Over 19:37 Battling Severe Anxiety and Isolation 21:18 Emerging from Anxiety 22:26 Family Crises and New Responsibilities 23:54 Balancing Business, Love, and Parental Care 27:32 Becoming a Parent: Breaking the Cycle? 32:30 The Accident That Changed Everything 36:56 Raising a Daughter 40:40 Understanding His Parents 42:58 Losing Prescription Access 45:39 Descent Into Heroin and Selling Possessions 47:59 From Using to Dealing & Living the Fast Life 52:40 Boosting: Shoplifting to Survive 57:07 Life of Boosting: Escalation and Arrests 01:04:04 Legal Trouble: Juggling Charges and Addiction 01:11:49 The Downward Spiral: High-Speed Chases & More Crime 01:18:19 Identity Theft & First Long Jail Stint 01:26:32 Jail, Withdrawal, and Hitting Bottom 01:36:08 Back to the Streets: Meth, Cars & Escalation 01:42:17 Caught Again: The End of Bonnie & Clyde 01:44:55 State Time: Programs & Military Boot Camp 01:56:41 Shock Program: Getting Broken Down to Build Up 02:08:08 Completing Shock & The Path to Recovery 02:13:13 Staying Sober, Rebuilding Life & Family 02:20:00 Lessons Learned & Final Thoughts 02:25:52 Outro & Gratitude Powered by: Just Media House : https://www.justmediahouse.com/ Creative direction, design, assets, support by FWRD: https://www.fwrd.co Learn more about your ad choices. Visit megaphone.fm/adchoices

The Marc Cox Morning Show
St. Charles Mayor Dan Borgmeyer on Data Center Project Withdrawal

The Marc Cox Morning Show

Play Episode Listen Later Aug 20, 2025 7:12


Marc Cox and Dan Buck talk with Mayor Dan Borgmeyer about the controversial St. Charles data center project that was pulled from the County Council agenda after overwhelming public opposition. Borgmeyer explains why he withdrew support ahead of the meeting, addresses secrecy concerns tied to a non-disclosure agreement, and responds to political controversy over family ties. They also discuss union turnout, community engagement, and why the project is considered “damaged” even if resubmitted.

This Week
Where now for the Presidential Election after Mairead McGuinness' withdrawal?

This Week

Play Episode Listen Later Aug 17, 2025 13:14


After Mairead McGuinness' withdrawal on health grounds, Fine Gael are now searching for another candidate for the Presidential Election. So who looks the most likely? We first hear from Fine Gael MEP Regina Doherty, and then get analysis from the Political Editor of the Irish Independent, Mary Regan.

Do you really know?
Is Bedrotting bad for your health?

Do you really know?

Play Episode Listen Later Aug 16, 2025 4:47


Whether it's reading, journaling, enjoying breakfast, or scrolling through social media, these are just a few activities people indulge in while lounging in bed. For some, this has evolved into an art form, popularized by a viral TikTok trend known as “bed rotting.” This habit embodies a laid-back attitude, where productivity and responsibilities are momentarily cast aside in favor of a few minutes or hours of procrastination. Eleanor McGlinchey, a sleep psychologist at Manhattan Therapy Collective and Associate Professor of Psychology at Fairleigh Dickinson University, suggests that spending time in bed before starting the day can provide a sense of control over our time and lives. The same concept applies at night: we attempt to reclaim control over our day by lingering in bed before sleep, effectively delaying bedtime. This phenomenon, known as revenge bedtime procrastination, serves as a form of rebellion against our daily responsibilities. But what does this have to do with health? What are the potential problems of bed rotting? Can Bed Rotting Be a Sign of Withdrawal? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠⁠Why do some people believe in ghosts?⁠⁠ ⁠⁠What is the placebo effect and how does it work?⁠⁠ ⁠⁠Could chronoworking make you work more efficiently?⁠⁠ A podcast written and realised by Amber Minogue. First Broadcast: 23/7/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

Post Corona
Israel's Withdrawal from Gaza, 20 Years Later (Part 2) - with Amit Segal and Asi Shariv

Post Corona

Play Episode Listen Later Aug 15, 2025 25:14


Subscribe to Inside Call me Back: inside.arkmedia.orgGift a subscription of Inside Call me Back: inside.arkmedia.org/giftsArk Media is looking to add a Production Manager to the team: https://tinyurl.com/ark-prod-mgrSubscribe to Amit Segal's newsletter 'It's Noon in Israel': arkmedia.org/amitsegal/Watch Call me Back on YouTube: youtube.com/@CallMeBackPodcastCheck out Ark Media's other podcasts: For Heaven's Sake: lnk.to/rfGlrA‘What's Your Number?': lnk.to/rbGlvMFor sponsorship inquiries, please contact: callmeback@arkmedia.orgTo contact us, sign up for updates, and access transcripts, visit: arkmedia.org/Ark Media on Instagram: instagram.com/arkmediaorgDan on X: x.com/dansenorDan on Instagram: instagram.com/dansenorTo order Dan Senor & Saul Singer's book, The Genius of Israel: tinyurl.com/bdeyjsdnToday's Episode: On Friday, August 15th, Israel marks the 20th anniversary of its 2005 disengagement from Gaza, a watershed moment in Israeli history. It's the date when, 20 years ago, the IDF began executing the Knesset's decision to unilaterally withdraw from all Jewish settlements in the Gaza strip, uprooting the 8,000 Israelis living there.The plan was spearheaded by Prime Minister Ariel Sharon, who was head of the right-wing Likud party and had been a lifelong supporter of expanding settlements. Sharon ultimately got his government, including the future Prime Minister Benjamin Netanyahu, to support the withdrawal.On today's episode, we are joined by Ark Media contributor Amit Segal and Asi Shariv, who served as senior advisor to Prime Minister Sharon during those dramatic days. With the benefit of hindsight, we discuss the long term impact of the Gaza withdrawal and whether or not it was a mistake.CREDITS:ILAN BENATAR - Producer & EditorADAAM JAMES LEVIN-AREDDY - Executive ProducerMARTIN HUERGO - Sound EditorMARIANGELES BURGOS - Additional EditingMAYA RACKOFF - Operations DirectorGABE SILVERSTEIN - ResearchYUVAL SEMO - Music Composer

The Ricochet Audio Network Superfeed
Call Me Back: Israel's Withdrawal from Gaza, 20 Years Later (Part 2) – with Amit Segal and Asi Shariv

The Ricochet Audio Network Superfeed

Play Episode Listen Later Aug 15, 2025 25:14


On Friday, August 15th, Israel marks the 20th anniversary of its 2005 disengagement from Gaza, a watershed moment in Israeli history. It's the date when, 20 years ago, the IDF began executing the Knesset's decision to unilaterally withdraw from all Jewish settlements in the Gaza strip, uprooting the 8,000 Israelis living there. The plan was […]

Irish Times Inside Politics
McGuinness's shock withdrawal throws the presidential race wide open

Irish Times Inside Politics

Play Episode Listen Later Aug 15, 2025 47:40


The surprise withdrawal from the presidential election race of Fine Gael candidate Mairead McGuinness on health grounds has introduced even more uncertainty to an already unpredictable contest. On today's podcast Ellen Coyne and Cormac McQuinn join Hugh to assess the state of the campaign. Who will Fine Gael choose to replace McGuinness on their ticket? When will Fianna Fáil nominate a candidate? Would Dr Tony Holohan's Covid record be an asset or a liability if he decided to run? Could McGuinness's withdrawal carry downsides for independent candidate Catherine Connolly? And who exactly is Gareth Sheridan? The panel also pick their favourite Irish Times articles of the week, including an emotional preview of Oasis at Croke Park, a review of the pro golfers appearing in Happy Gilmore 2 and a dispatch from a small Welsh town that hit the jackpot. Hosted on Acast. See acast.com/privacy for more information.

RealAgriculture's Podcasts
CCA "optimistic" resolution can be found regarding Alberta Beef Producers' withdrawal notice

RealAgriculture's Podcasts

Play Episode Listen Later Aug 15, 2025 16:08


The Canadian Cattle Association (CCA) president, Tyler Fulton, says he's prioritizing sitting down and working out a new agreement with Alberta Beef Producers (ABP) following this week's surprise announcement that the provincial group intends to withdraw its membership effective July 1, 2026. Fulton, who ranches near Birtle, Man., called the announcement both unexpected and disappointing.... Read More

Everyone Dies (Every1Dies)
Ghosting - The Cancer Edition

Everyone Dies (Every1Dies)

Play Episode Listen Later Aug 15, 2025 19:20


Withdrawal of the very people you expect to support you in the cancer journey can sting...learn how to survive and also how to better support a friend with cancer. https://bit.ly/3HkXfbkWhat is Cancer Ghosting?Cancer ghosting can be defined as friends, family members, colleagues, or spouses behave like a ghost and fade away, often without a discussion, after you have been diagnosed with cancer. People who have had this happen often say that ghosting was one of the most painful parts of their cancer experience.You would think that when someone receives a cancer diagnosis that their family and friends would rally around them and support them through the cancer treatment. But that is not always the case. People living with cancer report feeling unprepared for how the disease - and people's reactions to it - altered their relationships, undermined their self-worth, left them feeling incredibly alone and that the problem was unique to them.In this Episode:02:22 - Road Trip to Delaware - Underground Railroad and Shoofly Pie04:51 - Cancer Ghosting - What it is, how to ease the hurt, and how to support someone with a cancer diagnosis15:57 - "Remember Me" by Margaret Mead17:44 - OutroSupport the showGet show notes and resources at our website: every1dies.org. Facebook | Instagram | YouTube | mail@every1dies.org

Money Unleashed
The 4% Myth? Reality Checking This Retirement Withdrawal Strategy

Money Unleashed

Play Episode Listen Later Aug 15, 2025 9:26


You've probably heard of the 4% rule for retirement withdrawals, but does it still hold up today, or are there better ways to make your money last? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they delve into rethinking this widely accepted financial rule of thumb.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

Law School
Criminal Law Lecture Thirty-Two Accomplice Liability: Aiding, Abetting, and Participation in Crime

Law School

Play Episode Listen Later Aug 15, 2025 49:14


This conversation delves into the complexities of multi-party crimes in criminal law, focusing on accomplice liability and conspiracy. The discussion highlights the nuances of legal responsibility among individuals involved in a crime, emphasizing the importance of understanding the distinctions between aiding and abetting versus conspiracy. The Pinkerton Rule is explored as a critical expansion of liability, and practical strategies for navigating these concepts in exam scenarios are provided.TakeawaysMulti-party crimes often require a flowchart to understand liability.Accomplice liability extends to those who aid or encourage a crime.Conspiracy is a standalone crime based on agreement.The agreement itself constitutes the crime of conspiracy.Accomplices must have double intent: to aid and to see the crime completed.The Pinkerton Rule expands liability to foreseeable crimes by co-conspirators.Understanding the nuances of mens rea is crucial for liability.Exam questions often test the intersection of accomplice liability and conspiracy.Withdrawal from a conspiracy requires affirmative action to be effective.Group criminal activity poses a greater threat to society, justifying separate punishments.criminal law, multi-party crimes, accomplice liability, conspiracy, Pinkerton rule, legal education, law exam strategies, criminal complicity, mens rea, actus reus

Post Corona
Israel's Withdrawal From Gaza, 20 Years Later (Part 1) - with Asi Shariv and Amit Segal

Post Corona

Play Episode Listen Later Aug 14, 2025 27:57


Subscribe to Inside Call me Back: inside.arkmedia.orgGift a subscription of Inside Call me Back: inside.arkmedia.org/giftsArk Media is looking to add a Production Manager to the team: https://tinyurl.com/ark-prod-mgrSubscribe to Amit Segal's newsletter 'It's Noon in Israel': arkmedia.org/amitsegal/Watch Call me Back on YouTube: youtube.com/@CallMeBackPodcastCheck out Ark Media's other podcasts: For Heaven's Sake: lnk.to/rfGlrA‘What's Your Number?': lnk.to/rbGlvMFor sponsorship inquiries, please contact: callmeback@arkmedia.orgTo contact us, sign up for updates, and access transcripts, visit: arkmedia.org/Ark Media on Instagram: instagram.com/arkmediaorgDan on X: x.com/dansenorDan on Instagram: instagram.com/dansenorTo order Dan Senor & Saul Singer's book, The Genius of Israel: tinyurl.com/bdeyjsdnToday's Episode: On Friday, August 15th, Israel marks the 20th anniversary of its 2005 disengagement from Gaza, a watershed moment in Israeli history. It's the date when, 20 years ago, the IDF began executing the Knesset's decision to unilaterally withdraw from all Jewish settlements in the Gaza strip, uprooting the 8,000 Israelis living there.The plan was spearheaded by Prime Minister Ariel Sharon, who was head of the right-wing Likud party and had been a lifelong supporter of expanding settlements. Sharon ultimately got his government, including the future Prime Minister Benjamin Netanyahu, to support the withdrawal.On today's episode, we discuss the Gaza withdrawal and its implications with Ark Media contributor Amit Segal and Asi Shariv, who served as senior advisor to Prime Minister Sharon during those dramatic days. CREDITS:ILAN BENATAR - Producer & EditorADAAM JAMES LEVIN-AREDDY - Executive ProducerMARTIN HUERGO - Sound EditorMARIANGELES BURGOS - Additional EditingMAYA RACKOFF - Operations DirectorGABE SILVERSTEIN - ResearchYUVAL SEMO - Music Composer

Retirement Planning Education, with Andy Panko
#165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!

Retirement Planning Education, with Andy Panko

Play Episode Listen Later Aug 14, 2025 82:45


Andy and Mark Rosinski from Dunes Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Thoughts on common withdrawal strategies and what they use in each of their firms ( 12:04 )The level of impact of some of the changes in the One Big Beautiful Bill Act ( 30:51 )Things to consider when doing rule of 55 distributions from your employer retirement plan ( 37:56 )Their thoughts on how many funds and holding the stock portion of a portfolio should have ( 45:40 )When or if there are benefits to having multiple accounts of the same type, such as multiple IRAs, multiple brokerage accounts, etc. ( 57:31 )How to actually take distributions from a portfolio; from which accounts, in what frequencies, etc. ( 1:06:02 )General information and considerations about reverse mortgages ( 1:12:10 )Links in this episode:Mark's firm - Dunes FinancialMark's previous appearance on the show - Episode #146Retirement Income Style Awareness ("RISA") assessment - herePortfolio Visualizer - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

LETSHEAL
The Silent Disconnect — Understanding Emotional Withdrawal

LETSHEAL

Play Episode Listen Later Aug 13, 2025 14:01


In this episode, we explore the quiet but powerful phenomenon of emotional withdrawal — when someone's body is present, but their heart and mind have slowly checked out. You'll learn what emotional withdrawal really is, why it happens, and how to spot the subtle signs in yourself and others before it's too late. We'll talk about the emotional intelligence skills needed to address it, the damage it can cause to trust and connection, and practical ways to rebuild emotional presence in relationships. Whether you've felt someone pull away from you or noticed yourself retreating, this conversation will help you understand the roots of withdrawal and take intentional steps toward reconnection.

Stop Drinking Podcast by Soberclear
48 hours of battling alcohol cravings and withdrawal…

Stop Drinking Podcast by Soberclear

Play Episode Listen Later Aug 12, 2025 9:18 Transcription Available


❌ 100% FREE VIDEO TRAINING (2025) ❌ New Method To Control Alcohol in 48 Hours ➡️ https://www.soberclear.com/video/?el=podcast

This Week in Addiction Medicine from ASAM
Lead: Oral methadone versus sublingual buprenorphine for the treatment of acute opioid withdrawal: A triple-blind, double-dummy, randomized control trial

This Week in Addiction Medicine from ASAM

Play Episode Listen Later Aug 12, 2025 5:16


Oral methadone versus sublingual buprenorphine for the treatment of acute opioid withdrawal: A triple-blind, double-dummy, randomized control trial  Drug and Alcohol Dependence Researchers compared oral methadone to sublingual buprenorphine for the management of acute opioid withdrawal. Patients at an inpatient drug treatment center in India were randomly assigned to receive either methadone or buprenorphine titrated over days 1-3 to control opioid withdrawal symptoms. Over days 4-10 medications were tapered and stopped by day 11. Completion of treatment was similar in both groups (83% methadone, 82% buprenorphine). Both subjective (SOWS) and objective (COWS) withdrawal symptoms decreased during the treatment, however the buprenorphine group had significantly greater withdrawal symptoms than the methadone group (p=0.009) at the end of treatment (day 10). Opioid craving also decreased in both groups with no significant difference between groups. Authors conclude that methadone is a safe and effective alternative to buprenorphine for management of opioid withdrawal.   Read this issue of the ASAM Weekly Subscribe to the ASAM Weekly Visit ASAM  

Wise Money Tools's Podcast
Ep 344 - The 10% Withdrawal Lie

Wise Money Tools's Podcast

Play Episode Listen Later Aug 9, 2025 6:07


Some advisors say you can withdraw 8–10% from retirement funds. The stats say otherwise—only a 3.3% chance it works! We show how to safely take 2–3x more than Wall Street's 4% rule—tax-free.

JLife with Daniel
Top International Terrorism Expert Weighs in on Israel Hamas War

JLife with Daniel

Play Episode Listen Later Aug 5, 2025 36:38


What has Hamas truly cost the Palestinian people? How has October 7th reshaped Israeli politics and Palestinian prospects for statehood? In this episode, Rabbi Daniel Levine sits down with global terrorism expert Professor Victor Asal to explore the fallout from the October 7th attacks, the rise of antisemitism and Islamophobia, and the future of peace in the region.We cover everything from Hezbollah's silence, to the dangers of political extremism, to how academic fields have handled discourse around Zionism and colonialism. This is a candid, nuanced, and sometimes heated conversation you won't want to miss.

The Robert Scott Bell Show
Antidepressant Withdrawal, EPA Revives Dicamba, GRAS Framework Attacked, Supplement Access Threat - The RSB Show 7-28-25

The Robert Scott Bell Show

Play Episode Listen Later Jul 29, 2025 134:33


TODAY ON THE ROBERT SCOTT BELL SHOW: Antidepressant Withdrawal, EPA Revives Banned Herbicide, GRAS Framework Attacked, Supplement Access Threatened, Inula Helenium, MAHA Revolution, Mosquito Pesticide Resistant, Dentist Vaccine Floss, Peter Hotez Panics, RNA-Sprayed Food and MORE! https://robertscottbell.com/antidepressant-withdrawal-epa-revives-banned-herbicide-gras-framework-attacked-supplement-access-threatened-inula-helenium-maha-revolution-mosquito-pesticide-resistant-dentist-vaccine-floss-pe/ https://boxcast.tv/view/antidepressant-withdrawal-epa-revives-dicamba-gras-framework-attacked-supplement-access-threat---the-rsb-show-7-28-25-mgwst7yko1chcbzzl8w3 Please read this disclaimer carefully before you (“you”, “your”) use our [Your Website URL] website (“website”, “service”) operated by the [Your Business Name] (“operator”, “us”, “we”, “our”). Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

CNN News Briefing
DOJ-Ghislaine Maxwell meeting, UNESCO withdrawal, Ozzy Osbourne dies & more

CNN News Briefing

Play Episode Listen Later Jul 22, 2025 6:11


We begin with President Donald Trump's reaction to a proposed meeting with Jeffrey Epstein's longtime associate. The US is pulling out of a widely recognized UN organization – again. We'll explain why Trump is accusing a former US president of treason. Protesters confronted police in Bangladesh after a deadly military jet crash. Plus, the godfather of heavy metal has died at 76. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The John Batchelor Show
PREVIEW: AFGHANISTAN: Colleague Bill Roggio of FDD reports the new inquiry of the US withdrawal from Kabul in 2021. More to come.

The John Batchelor Show

Play Episode Listen Later Jul 21, 2025 1:19


PREVIEW: AFGHANISTAN: Colleague Bill Roggio of FDD reports the new inquiry of the US withdrawal from Kabul in 2021. More to come. OCTOBER 1939

BiggerPockets Money Podcast
The Portfolio Strategy That Could Double Your Safe Withdrawal Rate

BiggerPockets Money Podcast

Play Episode Listen Later Jul 18, 2025 56:18


In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench welcome Frank Vasquez back on to challenge everything you thought you knew about safe withdrawal rates. Frank reveals how a properly constructed risk parity portfolio can support a 5% withdrawal rate—meaning you could comfortably pull $125,000 annually from a $2.5 million portfolio without the traditional fear of running out of money. This isn't theoretical; it's a practical strategy that sophisticated investors have been using for decades. Frank takes listeners step-by-step through building this portfolio on Fidelity, demonstrating real-world implementation rather than just concepts. You'll discover how mathematical principles like the Fibonacci sequence can guide your allocation decisions, why traditional diversification falls short, and how to rebalance effectively without overthinking the process. Most importantly, Frank shows how to customize this approach to your specific situation, making risk parity accessible whether you're approaching FIRE or already financially independent. This Episode Covers: Risk parity fundamentals - Understanding true diversification beyond stocks and bonds Asset class breakdown - Specific investments across equities, bonds, commodities, and alternatives Rebalancing strategies - When and how to adjust your portfolio without constant tinkering Withdrawal techniques - Practical methods for taking income from multiple asset classes And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Zero Blog Thirty
Tom Kennedy's Trouble, an Epstein List Update, and an Admiral's withdrawal. BA EP 21

Zero Blog Thirty

Play Episode Listen Later Jul 15, 2025 63:18


(00:00-00:50) Intro (00:51-25:35) The Last 72 (25:36-45:25) Tim Kennedy (45:26-49:42) Epstein List Update (49:43-56:01) Admiral's Nomination Withdrawn (56:02-01:00:12) Stealing Salads For Dates (01:00:13-01:03:19) Post-ShowYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/ZeroBlog30

Afford Anything
JL Collins Part 2: What Happens When You Don't Need to Work Anymore?

Afford Anything

Play Episode Listen Later Jul 15, 2025 63:43


#625: What do you do when you've reached financial independence? JL Collins says it depends entirely on your spending rate, not just your net worth. Collins joins us for part two of our conversation about what happens after you reach financial independence. He tackles the question of whether you should invest differently once you've "won the game." Someone with $5 million spending $100,000 per year sits in a completely different position than someone with the same amount spending $200,000 per year. The first person can afford to stay aggressive with stocks. The second person needs bonds to smooth the ride. Collins walks through his withdrawal strategy using his daughter as an example. She stepped away from corporate life in her early thirties and now follows an 80-20 stock/bond allocation. She pulls dividends from both funds into her checking account, covering about 2.5 percent of her target 4 percent withdrawal rate. Vanguard automatically sells shares to cover the remaining 1.5 percent. We cover Collins' thoughts on the 4 percent rule, which he calls extraordinarily conservative. He references Bill Bengen's research showing that 5 percent withdrawals succeed 86 percent of the time. Collins would take those odds to escape a soul-crushing job, especially since most financially independent people end up accidentally making money anyway. We discuss the tension between frugal habits that build wealth – and learning to spend money once you have it. Collins flies first class, but he drives a basic car. Collins explains why financially independent people often stay engaged with work — the problem was never work itself, but working without agency. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro (2:00) Investing when you've won the game (5:30) Spending rate versus total wealth (8:00) Three-year versus ten-year timelines (11:00) Adding bonds gradually or all at once (14:00) Why 4 percent is extraordinarily conservative (17:00) Soul crushing jobs and 5 percent risk (24:16) Withdrawal frequency and dividends (27:16) Automatic share sales setup (31:16) Starting business while financially independent (36:16) Accidentally making money after retirement (47:09) Agency versus having to work (50:09) Spending advice for frugal philanthropists (54:09) Charity auction magnifying effect Resources Mentioned: https://affordanything.com/377-how-i-discovered-the-4-percent-retirement-rule-with-bill-bengen/ https://affordanything.com/bill-bengen-created-the-4-rule-now-he-thinks-we-can-withdraw-more/ Learn more about your ad choices. Visit podcastchoices.com/adchoices