Podcasts about Withdrawal

Whether it's reading, journaling, enjoying breakfast, or scrolling through social media, these are just a few activities people indulge in while lounging in bed. For some, this has evolved into an art form, popularized by a viral TikTok trend known as “bed rotting.” This habit embodies a laid-back attitude, where productivity and responsibilities are momentarily cast aside in favor of a few minutes or hours of procrastination. Eleanor McGlinchey, a sleep psychologist at Manhattan Therapy Collective and Associate Professor of Psychology at Fairleigh Dickinson University, suggests that spending time in bed before starting the day can provide a sense of control over our time and lives. The same concept applies at night: we attempt to reclaim control over our day by lingering in bed before sleep, effectively delaying bedtime. This phenomenon, known as revenge bedtime procrastination, serves as a form of rebellion against our daily responsibilities. But what does this have to do with health? What are the potential problems of bed rotting? Can Bed Rotting Be a Sign of Withdrawal? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠⁠Why do some people believe in ghosts?⁠⁠ ⁠⁠What is the placebo effect and how does it work?⁠⁠ ⁠⁠Could chronoworking make you work more efficiently?⁠⁠ A podcast written and realised by Amber Minogue. First Broadcast: 23/7/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

Subscribe to Inside Call me Back: inside.arkmedia.orgGift a subscription of Inside Call me Back: inside.arkmedia.org/giftsArk Media is looking to add a Production Manager to the team: https://tinyurl.com/ark-prod-mgrSubscribe to Amit Segal's newsletter 'It's Noon in Israel': arkmedia.org/amitsegal/Watch Call me Back on YouTube: youtube.com/@CallMeBackPodcastCheck out Ark Media's other podcasts: For Heaven's Sake: lnk.to/rfGlrA‘What's Your Number?': lnk.to/rbGlvMFor sponsorship inquiries, please contact: callmeback@arkmedia.orgTo contact us, sign up for updates, and access transcripts, visit: arkmedia.org/Ark Media on Instagram: instagram.com/arkmediaorgDan on X: x.com/dansenorDan on Instagram: instagram.com/dansenorTo order Dan Senor & Saul Singer's book, The Genius of Israel: tinyurl.com/bdeyjsdnToday's Episode: On Friday, August 15th, Israel marks the 20th anniversary of its 2005 disengagement from Gaza, a watershed moment in Israeli history. It's the date when, 20 years ago, the IDF began executing the Knesset's decision to unilaterally withdraw from all Jewish settlements in the Gaza strip, uprooting the 8,000 Israelis living there.The plan was spearheaded by Prime Minister Ariel Sharon, who was head of the right-wing Likud party and had been a lifelong supporter of expanding settlements. Sharon ultimately got his government, including the future Prime Minister Benjamin Netanyahu, to support the withdrawal.On today's episode, we are joined by Ark Media contributor Amit Segal and Asi Shariv, who served as senior advisor to Prime Minister Sharon during those dramatic days. With the benefit of hindsight, we discuss the long term impact of the Gaza withdrawal and whether or not it was a mistake.CREDITS:ILAN BENATAR - Producer & EditorADAAM JAMES LEVIN-AREDDY - Executive ProducerMARTIN HUERGO - Sound EditorMARIANGELES BURGOS - Additional EditingMAYA RACKOFF - Operations DirectorGABE SILVERSTEIN - ResearchYUVAL SEMO - Music Composer

The surprise withdrawal from the presidential election race of Fine Gael candidate Mairead McGuinness on health grounds has introduced even more uncertainty to an already unpredictable contest. On today's podcast Ellen Coyne and Cormac McQuinn join Hugh to assess the state of the campaign. Who will Fine Gael choose to replace McGuinness on their ticket? When will Fianna Fáil nominate a candidate? Would Dr Tony Holohan's Covid record be an asset or a liability if he decided to run? Could McGuinness's withdrawal carry downsides for independent candidate Catherine Connolly? And who exactly is Gareth Sheridan? The panel also pick their favourite Irish Times articles of the week, including an emotional preview of Oasis at Croke Park, a review of the pro golfers appearing in Happy Gilmore 2 and a dispatch from a small Welsh town that hit the jackpot. Hosted on Acast. See acast.com/privacy for more information.

Withdrawal of the very people you expect to support you in the cancer journey can sting...learn how to survive and also how to better support a friend with cancer. https://bit.ly/3HkXfbkWhat is Cancer Ghosting?Cancer ghosting can be defined as friends, family members, colleagues, or spouses behave like a ghost and fade away, often without a discussion, after you have been diagnosed with cancer. People who have had this happen often say that ghosting was one of the most painful parts of their cancer experience.You would think that when someone receives a cancer diagnosis that their family and friends would rally around them and support them through the cancer treatment. But that is not always the case. People living with cancer report feeling unprepared for how the disease - and people's reactions to it - altered their relationships, undermined their self-worth, left them feeling incredibly alone and that the problem was unique to them.In this Episode:02:22 - Road Trip to Delaware - Underground Railroad and Shoofly Pie04:51 - Cancer Ghosting - What it is, how to ease the hurt, and how to support someone with a cancer diagnosis15:57 - "Remember Me" by Margaret Mead17:44 - OutroSupport the showGet show notes and resources at our website: every1dies.org. Facebook | Instagram | YouTube | mail@every1dies.org

Subscribe to Inside Call me Back: inside.arkmedia.orgGift a subscription of Inside Call me Back: inside.arkmedia.org/giftsArk Media is looking to add a Production Manager to the team: https://tinyurl.com/ark-prod-mgrSubscribe to Amit Segal's newsletter 'It's Noon in Israel': arkmedia.org/amitsegal/Watch Call me Back on YouTube: youtube.com/@CallMeBackPodcastCheck out Ark Media's other podcasts: For Heaven's Sake: lnk.to/rfGlrA‘What's Your Number?': lnk.to/rbGlvMFor sponsorship inquiries, please contact: callmeback@arkmedia.orgTo contact us, sign up for updates, and access transcripts, visit: arkmedia.org/Ark Media on Instagram: instagram.com/arkmediaorgDan on X: x.com/dansenorDan on Instagram: instagram.com/dansenorTo order Dan Senor & Saul Singer's book, The Genius of Israel: tinyurl.com/bdeyjsdnToday's Episode: On Friday, August 15th, Israel marks the 20th anniversary of its 2005 disengagement from Gaza, a watershed moment in Israeli history. It's the date when, 20 years ago, the IDF began executing the Knesset's decision to unilaterally withdraw from all Jewish settlements in the Gaza strip, uprooting the 8,000 Israelis living there.The plan was spearheaded by Prime Minister Ariel Sharon, who was head of the right-wing Likud party and had been a lifelong supporter of expanding settlements. Sharon ultimately got his government, including the future Prime Minister Benjamin Netanyahu, to support the withdrawal.On today's episode, we discuss the Gaza withdrawal and its implications with Ark Media contributor Amit Segal and Asi Shariv, who served as senior advisor to Prime Minister Sharon during those dramatic days. CREDITS:ILAN BENATAR - Producer & EditorADAAM JAMES LEVIN-AREDDY - Executive ProducerMARTIN HUERGO - Sound EditorMARIANGELES BURGOS - Additional EditingMAYA RACKOFF - Operations DirectorGABE SILVERSTEIN - ResearchYUVAL SEMO - Music Composer

Andy and Mark Rosinski from Dunes Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Thoughts on common withdrawal strategies and what they use in each of their firms ( 12:04 )The level of impact of some of the changes in the One Big Beautiful Bill Act ( 30:51 )Things to consider when doing rule of 55 distributions from your employer retirement plan ( 37:56 )Their thoughts on how many funds and holding the stock portion of a portfolio should have ( 45:40 )When or if there are benefits to having multiple accounts of the same type, such as multiple IRAs, multiple brokerage accounts, etc. ( 57:31 )How to actually take distributions from a portfolio; from which accounts, in what frequencies, etc. ( 1:06:02 )General information and considerations about reverse mortgages ( 1:12:10 )Links in this episode:Mark's firm - Dunes FinancialMark's previous appearance on the show - Episode #146Retirement Income Style Awareness ("RISA") assessment - herePortfolio Visualizer - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

In this episode, we explore the quiet but powerful phenomenon of emotional withdrawal — when someone's body is present, but their heart and mind have slowly checked out. You'll learn what emotional withdrawal really is, why it happens, and how to spot the subtle signs in yourself and others before it's too late. We'll talk about the emotional intelligence skills needed to address it, the damage it can cause to trust and connection, and practical ways to rebuild emotional presence in relationships. Whether you've felt someone pull away from you or noticed yourself retreating, this conversation will help you understand the roots of withdrawal and take intentional steps toward reconnection.

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Oral methadone versus sublingual buprenorphine for the treatment of acute opioid withdrawal: A triple-blind, double-dummy, randomized control trial  Drug and Alcohol Dependence Researchers compared oral methadone to sublingual buprenorphine for the management of acute opioid withdrawal. Patients at an inpatient drug treatment center in India were randomly assigned to receive either methadone or buprenorphine titrated over days 1-3 to control opioid withdrawal symptoms. Over days 4-10 medications were tapered and stopped by day 11. Completion of treatment was similar in both groups (83% methadone, 82% buprenorphine). Both subjective (SOWS) and objective (COWS) withdrawal symptoms decreased during the treatment, however the buprenorphine group had significantly greater withdrawal symptoms than the methadone group (p=0.009) at the end of treatment (day 10). Opioid craving also decreased in both groups with no significant difference between groups. Authors conclude that methadone is a safe and effective alternative to buprenorphine for management of opioid withdrawal.   Read this issue of the ASAM Weekly Subscribe to the ASAM Weekly Visit ASAM  

Some advisors say you can withdraw 8–10% from retirement funds. The stats say otherwise—only a 3.3% chance it works! We show how to safely take 2–3x more than Wall Street's 4% rule—tax-free.

Marty discusses the evolving landscape of retirement planning, emphasizing the need to rethink traditional strategies. He addresses common concerns such as mortgage management, determining retirement income needs, the implications of downsizing, and the impact of inflation on retirement savings. The conversation also covers healthcare costs, housing choices, and the balance between supporting grandchildren and ensuring personal financial security. Listener questions provide further insights into managing retirement funds and legacy planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley covers strategies that can build an income component in your retirement that can mimic your paycheck. She talks about calculating your retirement expenses, assessing your savings, developing a withdrawal strategy, and exploring additional income sources. She also warns of retirement mistakes some boomers and older members of Generation X could be making. Kelley also covers real estate strategies in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

What has Hamas truly cost the Palestinian people? How has October 7th reshaped Israeli politics and Palestinian prospects for statehood? In this episode, Rabbi Daniel Levine sits down with global terrorism expert Professor Victor Asal to explore the fallout from the October 7th attacks, the rise of antisemitism and Islamophobia, and the future of peace in the region.We cover everything from Hezbollah's silence, to the dangers of political extremism, to how academic fields have handled discourse around Zionism and colonialism. This is a candid, nuanced, and sometimes heated conversation you won't want to miss.

Welcome back to The Market Moment! In this episode, Matt, Isaac, and Eli dive deep into one of retirement's most important—and complex—questions: What's the best way to withdraw income from your portfolio?  There's no one-size-fits-all answer, but we break down the four most common withdrawal strategies, explaining how each works, who they may be best for, and the pros and cons you need to consider before choosing one: 

Knowing the best way to do something is important, but sometimes knowing the worst ways to do so and avoiding those missteps can be even more critical.Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, we'll discuss some of the biggest mistakes people make when tapping into their retirement accounts and how to sidestep these potential financial landmines.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

Kelley discusses the unique mindset and strategies of the wealthy when it comes to retirement planning. She emphasizes the importance of starting early, staying consistent, and maximizing tax-advantaged accounts. The conversation also covers common financial mistakes to avoid, such as trying to beat the market and keeping too much money in cash. Additionally, Kelley answers key retirement planning questions and addresses listener inquiries, providing valuable insights into effective wealth management and investment strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty covers the essential aspects of retirement planning, focusing on income needs, healthcare, long-term care, and common missteps to avoid. He emphasizes the importance of personalized planning and preparation to ensure financial security in retirement. The conversation also addresses the gap between optimism and preparedness, the significance of diversifying income streams, and the necessity of having a long-term care plan. Listener questions are answered, providing insights into specific retirement concerns. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

TODAY ON THE ROBERT SCOTT BELL SHOW: Antidepressant Withdrawal, EPA Revives Banned Herbicide, GRAS Framework Attacked, Supplement Access Threatened, Inula Helenium, MAHA Revolution, Mosquito Pesticide Resistant, Dentist Vaccine Floss, Peter Hotez Panics, RNA-Sprayed Food and MORE! https://robertscottbell.com/antidepressant-withdrawal-epa-revives-banned-herbicide-gras-framework-attacked-supplement-access-threatened-inula-helenium-maha-revolution-mosquito-pesticide-resistant-dentist-vaccine-floss-pe/ https://boxcast.tv/view/antidepressant-withdrawal-epa-revives-dicamba-gras-framework-attacked-supplement-access-threat---the-rsb-show-7-28-25-mgwst7yko1chcbzzl8w3 Please read this disclaimer carefully before you (“you”, “your”) use our [Your Website URL] website (“website”, “service”) operated by the [Your Business Name] (“operator”, “us”, “we”, “our”). Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

In episode 63 we discuss the association between buprenorphine dose and neonatal opioid withdrawal syndrome. Marc B, Marion D, François B, Lakshmipriya L. Is buprenorphine maternal dose associated with neonatal opioid withdrawal syndrome severity? Am J Addict. 2025 Jan;34(1):15-20. We also discuss private equity in health care and nitrous oxide (Galaxy Gas). AMA Journal of Ethics: Is Pursuing Profit Commensurable With Providing Good Health Care? David T. Zhu: presentation on private equity at the 2025 From Research to Recovery Conference. Smithsonian Magazine: The Long, Strange History of Nitrous Oxide, a Popular Drug Users Have Been Inhaling for Hundreds of Years --- This podcast offers category 1 and MATE-ACT CME credits through MI CARES and Michigan State University. To get credit for this episode and others, go to this link to make your account, take a brief quiz, and claim your credit. To learn more about opportunities in addiction medicine, visit MI CARES. CME: https://micaresed.org/courses/podcast-addiction-medicine-journal-club/ --- Original theme music:composed and performed by Benjamin Kennedy Audio editing: Michael Bonanno Executive producer:Dr. Patrick Beeman A podcast from Ars Longa Media --- This is Addiction Medicine Journal Club with Dr. Sonya Del Tredici and Dr. John Keenan. We practice addiction medicine and primary care, and we believe that addiction is a disease that can be treated. This podcast reviews current articles to help you stay up to date with research that you can use in your addiction medicine practice. The best part of any journal club is the conversation. Send us your comments on social media or join our Facebook group. Email: addictionmedicinejournalclub@gmail.com Facebook: @AddictionMedJC Facebook Group: Addiction Medicine Journal Club Instagram: @AddictionMedJC Threads: @AddictionMedJC YouTube: addictionmedicinejournalclub Twitter/X: @AddictionMedJC  Addiction Medicine Journal Club is intended for educational purposes only and should not be considered medical advice. The views expressed here are our own and do not necessarily reflect those of our employers or the authors of the articles we review. All patient information has been modified to protect their identities. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 161 - Big Name Tour Dropouts and Dizzle Cracked the Top 10(6) in Iceland! What up party people. I apologize for the sweat beading off my face, I just got back from a steamy rucking session over at the local ski hill and it's absolutely scorchin' out there. Luckily, I had all day fuel on board from our friends at KetoneAid so now I'm straight buzzin' and ready to get back to some good ol' computer work and house stuff. Speaking of friends at KetoneAid, I want to give a heartfelt thank you to all of y'all who continue to support the show with your hard earned dollars by picking up some of your favorite products from any number of our amazing show sponsors. We love hearing from our partners that y'all are straight up killing it with the use of those discount codes because it truly does help us keep this thing rolling. None of us have actually taken any pieces from the pie personally yet, however, having some play money allows us to do cool things like upgrade equipment when we need it, pay for professional producing so your boy doesn't have to go back to receiving hate mail every week for the shoddy edit jobs I was doing back in the old days, we also get to use those funds to come to events and meet with some of y'all in person (like Leadville in a few weeks, Chequamegon the month after, I'm sure a few of us will be down at Big Sugar again to witness Dylan having NOT fun at the gravel rave, and you better believe we're bringing the heat to the legendary Iceman in November). Also, if you stick around to the end of the show you'll hear a teaser for a new spin off podcast that will be launching here soon, so just another example of those funds going to cool things. That said, if you're new here I'll just quickly rattle off a few of our continued supporters so you can hop on the discount code train along with our boy Dizzle who's always shopping those sales. We've got the lovely crew over at Silca, our longest running show sponsor who's always mixing it up with fun discount codes to share with y'all with the latest code being “Bonkbrosjuly2025”. For that silky smooth shave experience check out our homies over at Bolk Skin + Shave (code: "BROS15") For all of your bicycle tire and accessory shopping needs head over to Bike Tires Direct (or BTD as we call them) and use code “bonkbros” Just a couple more here for y'all like I mentioned at the top of the show KetoneAid who is killing the game in ketone energy (link in the show notes: https://ketoneaid.com/?utm_source=BonkBros). JOIN CYCLING, the latest AI training platform to come in and help get you faster on the bike (and hopefully healthier off the bike too). Head over to join.cc/ bonkbros to check out their programs. And last one for today is the Bicycle Accident Law. Spearheaded by Matthew Scarborough, who is with you on every ride, for better or worse. Just mention the Bonk Bros sent you if you're in need of their services for a bonus offer. OK so if you have any questions or feedback for the show you can drop us a note at bonkbrospodcast@gmail.com or hit up the Bonk Bros instagram page (@bonkbros @dylanjawnson @adamsaban6 @tylerclouti @raddaddizzle @scottmcgilljr). Alright I hear ya, that's enough business talk for, let's get this party started!   FOR UPDATED DISCOUNT CODES CHECK THE LATEST EPISODE: Silca (10% discount code: “Bonkbrosjuly2025”): https://silca.cc/?utm_source=Bonk+Bros&utm_medium=podcast&utm_campaign=stripchip&utm_id=Bonk+Bros+Podcast   Bike Tires Direct (10% discount code: bonkbros): https://www.biketiresdirect.com/?utm_source=bonkbros&utm_medium=banner&utm_campaign=bonkbros2025   Bolt Skin + Shave (BROS15): https://www.boltshave.com   JOIN Cycling: https://join.cc/campaigns/bonkbros   Scarborough Bicycle Accident Law: https://www.bicycleaccidentlaw.com   KetoneAid: https://ketoneaid.com/?utm_source=BonkBros   Dynamic Cyclist (10% discount code: BONKBROS): https://new.dynamiccyclist.com/a/43703/xkYViFV8     Patreon: http://patreon.com/patreon_bonkbros    For more Dylan Johnson content: https://www.youtube.com/channel/UCIf1xvRN8pzyd_VfLgj_dow   Listener Question Form: https://docs.google.com/forms/d/1T37wGRLk6iYTCF6X_DQ9yfcaYtfAQceKpBJYR5W7DVA/edit?ts=642eb6d6   MERCH: T-SHIRTS ARE HERE! Get your Bonk Bros swag below. https://bb5a73-20.myshopify.com/    IGNITION: Hire a coach. Get faster. It's that simple. https://www.ignitioncoachco.com/   MATCHBOX PODCAST: Check out our more serious training focused podcast.  https://www.ignitioncoachco.com/podcast      The Following Was Generated Using AI And Should Not Be Held To The Higher Standards Of Sentient Beings - Riverside. Summary This conversation delves into various aspects of cycling, including humorous anecdotes about races, the experience of finishing last, and the implications of Remco's withdrawal from the tour. The discussion also touches on doping in cycling, the impact of technology on performance, and health concerns in competitive sports. Drew shares insights from his recent race experience in Iceland, while the group debates the economics of the Gravel Earth series and trends in cycling gear. In this engaging conversation, the hosts delve into various topics related to cycling, including the debate over 32-inch wheels, coaching discounts for Patreon supporters, performance reviews in coaching, SRAM compatibility, and the nuances of waxing chains for marginal gains. They also explore innovative cooling technologies for endurance riding, discuss the rules of mountain biking, and the importance of equipment in racing. The conversation wraps up with thoughts on the future of cycling products and innovations. Chapters 00:00 Introduction and Race Stories 02:45 Cycling Performance and DFL Experiences 04:40 Remco's Withdrawal and Tour Updates 07:22 Vanderpoel's Opportunity and Team Dynamics 10:05 Doping Discussions in Cycling 15:35 The Impact of Technology on Cycling Performance 18:05 Health and Ethics in Competitive Cycling 21:36 The Future of Doping in Sports 26:03 Drew's Race Experience and Insights 31:49 Exploring Iceland and Future Races 35:31 Gravel Earth Series and Race Economics 40:04 Trends in Cycling Gear and Aesthetics 44:19 The 32-Inch Wheel Debate 45:30 Coaching Discounts and Patreon Benefits 46:27 Performance Reviews and Feedback in Coaching 48:23 SRAM Compatibility and Gear Talk 49:22 Waxing Chains and Marginal Gains 51:09 Innovative Cooling Technologies in Cycling 54:39 Mountain Biking Rules and Equipment Discussions 57:14 Thermal Regulation and Endurance Riding 01:02:47 The Importance of Equipment in Racing 01:07:28 The Future of Cycling Products and Innovations

Does psychiatric medication withdrawal exist — or is it just a myth?For anyone who's lived through it, the question alone can feel insulting.Psychiatric drug withdrawal is real. While the experience varies widely, for many, it's not “brief and mild” as many guidelines state it is. It can be intense, destabilizing, and often misunderstood. One of the most painful challenges is trying to determine whether what you're experiencing is withdrawal or relapse.Unfortunately, current clinical guidelines don't help. They often frame withdrawal as short-lived and minor, dismissing anything more severe as a return of illness. A potentially dangerous oversimplification that can leave patients feeling gaslit or unsupported.In this interview, Dr. Mark Horowitz, a psychiatrist and researcher who's both studied and experienced withdrawal firsthand, unpacks a new JAMA study that exemplifies the problem: guidelines built on inadequate evidence.In this episode, you'll hear:Why current drug withdrawal guidelines fall shortOverview of the new JAMA paper Incidence and Nature of Antidepressant Discontinuation SymptomsThe critical distinction between withdrawal and relapseThe truth about psychiatric drug withdrawalHow to design better research that reflects real-world experiencesWhy this information is often not reaching cliniciansHow we can conduct research that can better inform patient supportDr. Horowitz's story is one of courage and insight. As a clinician, he had no idea how wrong the guidelines were, until he tried coming off medication himself. What he discovered was far more complex than anything he'd been taught.To those navigating psychiatric medication withdrawal — especially in the face of oversimplified headlines and a healthcare system not yet equipped to support you — our hearts go out to you. You deserve care that is informed, compassionate, and grounded in lived experience as well as science. We won't stop until you have this.Expert Featured:Dr. Mark HorowitzX: @markhoroWebsite: https://markhorowitz.org/Resources Mentioned:Incidence and Nature of Antidepressant Discontinuation Symptoms A Systematic Review and Meta-Analysishttps://jamanetwork.com/journals/jamapsychiatry/article-abstract/28362623 Long-Term Psychiatric Medication Studieshttps://www.biologicalpsychiatryjournal.com/article/S0006-3223(98)00126-7/abstracthttps://journals.lww.com/intclinpsychopharm/abstract/2002/09000/discontinuation_symptoms__comparison_of_brief.2.aspxhttps://www.cambridge.org/core/journals/the-british-journal-of-psychiatry/article/interruption-of-selective-serotonin-reuptake-inhibitor-treatment/F0241958CB073C51F366E2AABE636B5DOutro Clinichttps://www.outro.com/The Maudsley Desprescribing Guidelines: Antidepressants, Benzodiazepines, Gabapentinoids and Z-drugs

In today’s deep dive, Republicans in Congress approved President Trump’s request to cut two year’s worth of funding for public radio and television. We talk about how this will impact Illinois.

This week, we're examining the Federal Trade Commission's (FTC's) stance on a federal non-compete ban, the expansive changes introduced by Florida's Contracts Honoring Opportunity, Investment, Confidentiality, and Economic Growth (CHOICE) Act, and a pivotal ruling by the Supreme Court of the United States (SCOTUS) on pension withdrawal liabilities. FTC Delays Decision on Non-Compete Rule         The FTC requested an additional 60 days to decide if it will continue defending the non-compete ban, suggesting the rule may soon be withdrawn. Florida CHOICE Act Expands Non-Competes Florida's new CHOICE Act now allows non-compete agreements for covered employees to span up to four years, doubling the previous limit. The law also simplifies the process for employers to secure injunctive relief, making Florida one of the most employer-friendly states.  SCOTUS to Rule on Pension Withdrawal Liability SCOTUS will decide how pension withdrawal costs are calculated, which could mean significant financial changes for employers. - Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw397 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Trump announces a U.S.-Philippine trade deal, the U.S. withdraws from UNESCO, Brazil's Supreme Court threatens to arrest Bolsonaro for breaching an order, new U.K. records claim Bush saw the Iraq War as a mission against “evil-doers,” Germany and Norway sign a defense pact, the U.S. House heads for an early recess, researchers identify a pro-Trump AI-powered network of X bots, the U.S. begins reforming its organ transplant system, the U.K. and OpenAI sign a strategic partnership, and Black Sabbath's Ozzy Osbourne passes away. Sources: www.verity.news

We begin with President Donald Trump's reaction to a proposed meeting with Jeffrey Epstein's longtime associate. The US is pulling out of a widely recognized UN organization – again. We'll explain why Trump is accusing a former US president of treason. Protesters confronted police in Bangladesh after a deadly military jet crash. Plus, the godfather of heavy metal has died at 76. Learn more about your ad choices. Visit podcastchoices.com/adchoices

PREVIEW: AFGHANISTAN: Colleague Bill Roggio of FDD reports the new inquiry of the US withdrawal from Kabul in 2021. More to come. OCTOBER 1939

Late last week, Republicans in Congress approved President Trump’s request to claw back more than two year’s worth of funding for public radio and television. A panel of general managers from NPR and PBS stations across Illinois discuss what the path is going forward.

A large systematic review has been released looking at antidepressant withdrawal symptoms. The meta-analysis examined the findings of 50 randomised controlled trials, involving 17,828 participants. The average age of the participants was 44, and 70 per cent were female. Health professionals in Australia say the review provides useful insights, and there is room for further research in this area. - एन्टिडिप्रेेसेन्ट औषधीको प्रयोग रोक्दा हुने ‘वीथ्‌ड्रअल' लक्षणहरूलाई लिएर झन्डै १८ मानिसहरू सहभागी भएको एउटा बृहत् प्रणालीगत समीक्षा सार्वजनिक गरिएको छ। अस्ट्रेलियामा कार्यरत स्वास्थ्यकर्मीहरूले उक्त समीक्षालाई उपयोगी बताएता पनि थप अनुसन्धान गरिनुपर्नेमा जोड दिएका छन्।

Whether it's reading, journaling, enjoying breakfast, or scrolling through social media, these are just a few activities people indulge in while lounging in bed. For some, this has evolved into an art form, popularized by a viral TikTok trend known as “bed rotting.” This habit embodies a laid-back attitude, where productivity and responsibilities are momentarily cast aside in favor of a few minutes or hours of procrastination. Eleanor McGlinchey, a sleep psychologist at Manhattan Therapy Collective and Associate Professor of Psychology at Fairleigh Dickinson University, suggests that spending time in bed before starting the day can provide a sense of control over our time and lives. The same concept applies at night: we attempt to reclaim control over our day by lingering in bed before sleep, effectively delaying bedtime. This phenomenon, known as revenge bedtime procrastination, serves as a form of rebellion against our daily responsibilities. But what does this have to do with health? What are the potential problems of bed rotting? Can Bed Rotting Be a Sign of Withdrawal? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠Why do some people believe in ghosts?⁠ ⁠What is the placebo effect and how does it work?⁠ ⁠Could chronoworking make you work more efficiently?⁠ A podcast written and realised by Amber Minogue. First Broadcast: 23/7/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench welcome Frank Vasquez back on to challenge everything you thought you knew about safe withdrawal rates. Frank reveals how a properly constructed risk parity portfolio can support a 5% withdrawal rate—meaning you could comfortably pull $125,000 annually from a $2.5 million portfolio without the traditional fear of running out of money. This isn't theoretical; it's a practical strategy that sophisticated investors have been using for decades. Frank takes listeners step-by-step through building this portfolio on Fidelity, demonstrating real-world implementation rather than just concepts. You'll discover how mathematical principles like the Fibonacci sequence can guide your allocation decisions, why traditional diversification falls short, and how to rebalance effectively without overthinking the process. Most importantly, Frank shows how to customize this approach to your specific situation, making risk parity accessible whether you're approaching FIRE or already financially independent. This Episode Covers: Risk parity fundamentals - Understanding true diversification beyond stocks and bonds Asset class breakdown - Specific investments across equities, bonds, commodities, and alternatives Rebalancing strategies - When and how to adjust your portfolio without constant tinkering Withdrawal techniques - Practical methods for taking income from multiple asset classes And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

In a cheer for employees, the government is looking to relax rules for withdrawing money from the retirement fund. In international news, US President Trump has said that his deal with India will follow the pact with Indonesia. Further, the Himalayan kingdom of Bhutan has launched a crypto payment system allowing tourists to pay for goods and services using cryptocurrency.

(00:00-00:50) Intro (00:51-25:35) The Last 72 (25:36-45:25) Tim Kennedy (45:26-49:42) Epstein List Update (49:43-56:01) Admiral's Nomination Withdrawn (56:02-01:00:12) Stealing Salads For Dates (01:00:13-01:03:19) Post-ShowYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/ZeroBlog30

#625: What do you do when you've reached financial independence? JL Collins says it depends entirely on your spending rate, not just your net worth. Collins joins us for part two of our conversation about what happens after you reach financial independence. He tackles the question of whether you should invest differently once you've "won the game." Someone with $5 million spending $100,000 per year sits in a completely different position than someone with the same amount spending $200,000 per year. The first person can afford to stay aggressive with stocks. The second person needs bonds to smooth the ride. Collins walks through his withdrawal strategy using his daughter as an example. She stepped away from corporate life in her early thirties and now follows an 80-20 stock/bond allocation. She pulls dividends from both funds into her checking account, covering about 2.5 percent of her target 4 percent withdrawal rate. Vanguard automatically sells shares to cover the remaining 1.5 percent. We cover Collins' thoughts on the 4 percent rule, which he calls extraordinarily conservative. He references Bill Bengen's research showing that 5 percent withdrawals succeed 86 percent of the time. Collins would take those odds to escape a soul-crushing job, especially since most financially independent people end up accidentally making money anyway. We discuss the tension between frugal habits that build wealth – and learning to spend money once you have it. Collins flies first class, but he drives a basic car. Collins explains why financially independent people often stay engaged with work — the problem was never work itself, but working without agency. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro (2:00) Investing when you've won the game (5:30) Spending rate versus total wealth (8:00) Three-year versus ten-year timelines (11:00) Adding bonds gradually or all at once (14:00) Why 4 percent is extraordinarily conservative (17:00) Soul crushing jobs and 5 percent risk (24:16) Withdrawal frequency and dividends (27:16) Automatic share sales setup (31:16) Starting business while financially independent (36:16) Accidentally making money after retirement (47:09) Agency versus having to work (50:09) Spending advice for frugal philanthropists (54:09) Charity auction magnifying effect Resources Mentioned: https://affordanything.com/377-how-i-discovered-the-4-percent-retirement-rule-with-bill-bengen/ https://affordanything.com/bill-bengen-created-the-4-rule-now-he-thinks-we-can-withdraw-more/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Negotiations in Doha aiming to secure a ceasefire in Gaza have stalled over aid distribution and the scale of a potential Israeli withdrawal. A Palestinian news agency says Israel has proposed withdrawal maps that leave around 40 percent of Gaza under Tel Aviv's control.

A large systematic review has been released looking at antidepressant withdrawal symptoms. The meta-analysis examined the findings of 50 randomised controlled trials, involving 17 828 participants. The average age of the participants was 44, and 70 per cent were female. Health professionals in Australia say the review provides useful insights, and there is room for further research in this area.

In this explosive and highly anticipated episode, Dr. Roger McFillin hosts Dr. Ragy Girgis, a Columbia University Professor of Psychiatry and researcher, for a no-holds-barred confrontation that exposes the shocking divisions tearing apart the mental health field. What begins as a conversation about mass violence research rapidly explodes into a devastating examination of psychiatric medicine's crumbling foundations, questionable effectiveness, and devastating potential harms. The two clash in fierce, unrelenting disagreements over fundamental issues including the validity of DSM diagnoses, the debunked "chemical imbalance" theory of depression, dangerous SSRI safety cover-ups and black box warnings, corrupted research quality and pharmaceutical industry manipulation, and the catastrophic crisis of psychiatric drug overprescription poisoning 1 in 4-5 Americans. Dr. Girgis desperately defends traditional academic psychiatry and current treatment approaches, while Dr. McFillin ruthlessly dismantles the entire paradigm, arguing that the current system is systematically creating chronic mental illness rather than healing it. Buckle up for this brutal intellectual warfare.___________________________________________________________________________________________________________________________________________________Throughout the interview, Dr. Girgis repeatedly stated that "the data is clear" while dismissing contradictory evidence that challenges his conclusions. For our listeners' benefit, I have compiled research and documentation that directly disputes several of Dr. Girgis's key claims.Serotonin Hypothesis of Depression1. The serotonin theory of depression: a systematic umbrella review of the evidence (Moncrieff et al.)Conclusions: "This review suggests that the huge research effort based on the serotonin hypothesis has NOT produced convincing evidence of a biochemical basis to depression. This is consistent with research on many other biological markers . We suggest it is time to acknowledge that the serotonin theory of depression is NOT empirically substantiated."2.What has serotonin to do with depression?Conclusions: "Simple biochemical theories that link low levels of serotonin with depressed mood are no longer tenable."3. Is the chemical imbalance an ‘urban legend'? An exploration of the status of the serotonin theory of depression in the scientific literatureViolence & Suicide Associated with SSRI's 1. Precursors to suicidality and violence on antidepressants: systematic review of trials in adult healthy volunteers2. Prescription Drugs Associated with Reports of Violence Towards Others3. Antidepressant-induced akathisia-related homicides associated with diminishing mutations in metabolizing genes of the CYP450 family4. Lexapro Approved for Pediatric Use Despite the 6-Fold Increase in Suicide Risk5. McFillin Substack Review on Lexapro approved despite Suicide Risk6. Suicidality and aggression during antidepressant treatment: systematic review and meta-analyses based on clinical study reports7. Antidepressants Increase Suicide Attempts in Youth; No Preventative Effect8. Effect of selective serotonin reuptake inhibitor treatment following diagnosis of depression on suicidal behaviour risk:9.  FDA Warning: Antidepressants increase the risk of suicidal thinking and behavior (suicidality) in children and adolescents10.  Suicide Mortality in the United States, 2001–2021 CDC documentation11. US suicide rate reaches highest point in more than 80 years: See what latest data shows12.  CNN article reporting Eli Lilly Internal Documents"An internal document purportedly from Eli Lilly and Co. made public Monday appears to show that the drug maker had data more than 15 years ago showing that patients on its antidepressant Prozac were far more likely to attempt suicide and show hostility than were patients on other antidepressants and that the company attempted to minimize public awareness of the side effects. The 1988 document indicated that 3.7 percent of patients attempted suicide while on the blockbuster drug, a rate more than 12 times that cited for any of four other commonly used antidepressants.In addition, the paper said that 1.6 percent of patients reported incidents of hostility -- more than double the rate reported by patients on any of four other commonly used antidepressants."Examples of Violence after Prescription in legal system (Sample)January 24, 2020 – Newcastle, South Dublin, Ireland: Deirdre Morley, 44, smothered and killed her two sons Conor, 9, and Darragh, 7, and her three-year-old daughter Carla McGinley in their family home. She had been taking antidepressants since October 2018 and was admitted to St. Patrick's Mental Health Services on July 6, 2019, but was discharged after a short period, but was put on a combination of two antidepressants and a sedativeMay 11, 2018 – Osmington, Western Australia: Peter Miles, 61, shot his 35-year-old daughter and four grandchildren, aged 8 through 13, while they slept in their beds, in a shed that had been converted to a second house on the property. He then turned the gun on his 58-year-old wife in the living room of their house, before placing a call to police alerting them to his crimes. When they arrived, Miles was also found dead from a gunshot wound. Miles had started taking antidepressant medication just weeks before.April 6, 2018 – Wadsworth, Ohio: Gavon Ramsay, 17, strangled his neighbor, 98-year-old Margaret Douglas in her own home. His parents blame his actions on his having been misprescribed Zoloft. After a report by his school principal that the teen was depressed and might harm himself, he “returned to therapy,” and after a recommendation by a psychologist, the family's pediatrician prescribed the antidepressant Zoloft. From January through March leading up to the incident, the dosages were increased. During this time, his mother said she observed her son's behavior change—becoming increasingly irritable and hostile and saying bizarre things.October 21, 2013 – Sparks, Nevada: 12-year-old Jose Reyes opened fire at Sparks Middle School, killing a teacher and wounding two classmates be...

Jørgen Kjønø, whose stage name is Dex Carrington, is a Norwegian-American stand-up comedian based in Oslo, Norway. He is also an actor, host of the Truth Train podcast, and former travel show host who gained international recognition as the host of Dexpedition, which aired on MTV in over 30 countries. He joins us on the Mad In America podcast to talk about his experience with Lyrica and Zyprexa, including a five-and-a-half-year taper after 10 years on the drugs. *** Find a full transcript of the interview here: https://www.madinamerica.com/2025/07/horror-psychiatric-drug-withdrawal-dex-carrington/  Thank you for being with us to listen to the podcast and read our articles this year. MIA is funded entirely by reader donations. If you value MIA, please help us continue to survive and grow. https://www.madinamerica.com/donate/ To find the Mad in America podcast on your preferred podcast player, click here: https://pod.link/1212789850 © Mad in America 2025. Produced by James Moore https://www.jmaudio.org

Discover how stimulating specific points on the ear can dramatically reduce opioid withdrawal symptoms through an FDA-approved device called the ST Genesis. Shelley Halligan, President of Speranza Therapeutics, explains the science behind percutaneous nerve field stimulation and its remarkable effects on patients struggling with addiction.• The device works by targeting cranial nerves in the ear to activate the parasympathetic nervous system• Small electrical pulses delivered continuously for five days can significantly reduce withdrawal symptoms• Clinical applications include shortening the waiting period before starting Suboxone treatment• The technology may help prevent precipitated withdrawal, a major barrier to recovery• Patient case studies show dramatic symptom reduction within minutes of application• Preliminary evidence suggests effectiveness for alcohol and other substance withdrawals• Research is underway to develop a 10-day version specifically for fentanyl withdrawal• The device empowers patients by giving them more control over their treatment timeline• Implementation in emergency settings could transform overdose follow-up care• Healthcare providers can receive free training to incorporate this technology into practiceVisit speranzatherapeutics.com to learn more about the ST Genesis device and provider training opportunities.To contact Dr. Grover: ammadeasy@fastmail.com

Lorraine & Trish meet midlife women's health expert and Davina McCall's favourite menopause doctor, GP Naomi Potter, to ask all the questions you want answered about the new weight loss drugs, including how to get them, potential side effects, how long to stay on them and what to do to avoid weight rebound. Dr Potter, who co-authored Davina's No 1 best selling book, also explains how to take them safely when on HRT as well as the nutrition and lifestyle alternatives that can trigger the same hormone and metabolic effects. Hosted on Acast. See acast.com/privacy for more information.

Show NotesIn this episode Mary shares the brutal truth about sugar/food addiction and a little about managing withdrawal.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

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The market hit another “all-time high”—shocking no one. Don dismantles the myth that record highs are reasons to panic or pull back, reminding listeners that long-term investing and diversification remain undefeated. He breaks down the actual recent S&P 500 data, explains why global diversification matters (even when it lags), and skewers both single-stock overconfidence and scammy ETFs promising outrageous yields. Listener calls dig into retirement withdrawal strategy, Roth conversion tactics, and why brokerage accounts might not always be necessary. 0:04 Market hits all-time high again… surprise! 0:39 Should you invest when the market is at an all-time high? 1:43 Don takes live calls—money questions welcome 2:11 S&P 500 update: fastest bounce in history 3:55 Surprise stock leaders: not the Magnificent Seven 5:13 Why diversification matters—again 9:30 All-time highs are normal—and necessary 11:21 Global stocks vs. U.S.: less volatile, less exciting 13:20 Palantir millionaire: savvy or lucky? (Spoiler: probably lucky) 16:55 Overconcentration risk—even with the S&P 500 18:07 Fixed income + discipline = real-life smoother ride 18:53 Caller Don in Covington: timing Roth withdrawals and big expenses 21:43 Withdrawal order: Taxable → Traditional IRA → Roth 23:50 Investing = confusing or clear. Your pick. 24:39 Caller Dave in Gig Harbor: 529-to-Roth confusion cleared up 27:31 529s just got even better for long-term wealth building 29:52 Back to solo Don: Tom's in Normandy 30:27 Jason Zweig warns about shady 200% yield ETFs 33:08 How Tesla YieldMax ETF lost 80% while claiming a “62% yield” 34:44 If it sounds too good to be true… skip it 36:00 Listener question: Should cash be counted in your 70/30 allocation? 38:12 The role of cash in reducing volatility and funding withdrawals 39:01 Caller Mark in Connecticut: Do I even need a brokerage account? 41:59 Roth as dual-purpose tool: liquidity + long-term compounding Learn more about your ad choices. Visit megaphone.fm/adchoices

In this gripping episode of Healthy Mind, Healthy Life, host Sana sits down with Katinka Blackford Newman—best-selling author, investigative journalist, and founder of Antidepressantrisks.org. Together, they unpack the pharmaceutical myth of the “chemical imbalance” behind depression and explore how one pill nearly cost Katinka everything. From personal psychosis to global data gaps, Katinka sheds light on the long-term effects, the overlooked risks, and the necessity for informed consent. This isn't a call to abandon medication—it's a call to question the status quo. About the Guest:Katinka Blackford Newman is an award-winning filmmaker, journalist, and author of The Pill That Steals Lives. After a harrowing experience with psychiatric medication, Katinka became an advocate for informed consent and safe mental health care. She founded Antidepressantrisks.org to educate others on the real, often hidden dangers of these medications and now coaches people using non-drug-based emotional resilience strategies. Key Takeaways: The “chemical imbalance” theory of depression has never been scientifically proven. Antidepressants can cause severe reactions in genetically sensitive individuals—including psychosis and suicidality. Withdrawal from long-term use can lead to debilitating effects and protracted neurological damage. Doctors are often unaware of the full risks due to limited training and biased drug trials. Katinka offers practical, non-pharmacological coaching tools that address emotions, beliefs, and behavioral change.   Connect with Katinka Blackford Newman: Life Coaching:www.kbnlifecoaching.co.uk Mental Health Education:www.antidepressantrisks.org Check out her podcast - The Med Free Mental Fitness on YouTube : https://www.youtube.com/@KatinkaBlackfordNewman   Want to be a guest on Healthy Mind, Healthy Life? DM on PM – Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Tune to all our 15 podcasts: https://www.podbean.com/podcast-network/healthymindbyavik Subscribe To Newsletter: https://healthymindbyavik.substack.com/ Join Community: https://nas.io/healthymind   Stay Tuned And Follow Us!•⁠ YouTube – https://www.youtube.com/@healthymind-healthylife•⁠ Instagram – https://www.instagram.com/healthyminds.pod•⁠ Threads – https://www.threads.net/@healthyminds.pod•⁠ Facebook – https://www.facebook.com/podcast.healthymind•⁠ LinkedIn – https://www.linkedin.com/in/reemachatterjee/ | https://www.linkedin.com/in/avikchakrabortypodcaster #podmatch #healthymind #healthymindbyavik #MentalHealthAwareness #ThePillThatStealsLives #InformedConsent #AntidepressantRisks #KatinkaBlackfordNewman #MentalHealthMyths #MindfulnessMatters #PsychiatricSurvivor #PodcastLife

In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. They discuss how age and financial circumstances can influence withdrawal rates and highlight the importance of using guardrails to manage risk. The conversation also touches on Medicare, ACA subsidies, gifting strategies, and investment approaches to help protect against inflation. Altogether, it offers practical insights for retirees planning their financial future.   Takeaways The 4% rule is a guideline for a 30-year withdrawal strategy. Withdrawal rates can vary based on age and time horizon. Guardrails can help manage sequence of returns risk in retirement. Tax strategies are crucial for overfunded retirees to minimize liabilities. Medicare and ACA subsidies can impact retirement income planning. Gifting strategies can help manage estate taxes and provide for heirs. Investment strategies should consider inflation protection, especially for those without Social Security. Financial advisors can provide valuable guidance in retirement planning. Risk management is essential to ensure sustainable income in retirement. Planning for retirement involves both financial and non-financial considerations. Chapters 00:00 Introduction to Retirement Income Strategies 06:07 Understanding the 4% Rule and Its Variations 11:55 Exploring Withdrawal Rates for Different Ages 21:01 Strategies for Overfunded Retirement Scenarios 30:14 Balancing Total Return and Income Protection Strategies 32:40 Spending Strategies for Retirement Accounts 35:50 Charitable Giving and Roth Accounts 39:31 Mortgage vs. Roth IRA Contributions 43:57 Withdrawal Strategies in Retirement 49:41 Key Steps Before Retirement 53:08 Roth Conversions and IRMA 56:28 Inflation Protection for Educators 01:01:15 Understanding Risk-Wrapper Strategies   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Send us a textThe conventional approach to withdrawing retirement funds generally involves withdrawing from taxable accounts first, followed by tax-deferred accounts, and finally tax-free accounts. This strategy can minimize taxes and maximize the growth of tax-advantaged investments. Does that mean that this is the best approach for everyone? Like most retirement-related topics, the answer is not a simple yes or no. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

PJ and Bill are back, discussing the sudden departure of the US Squash CEO as well as the not so prestigious, yet very lucrative, World Tour Finals! Subscribe and share!

Many retirees unknowingly make critical mistakes when withdrawing money from their retirement savings, potentially losing thousands of dollars to unnecessary taxes, market risk, and inefficient planning. In this episode, host Adam Olson breaks down the three biggest withdrawal strategy mistakes he has identified after analyzing over 100 different retirement income plans. These errors, which even experienced financial advisors often overlook, can drastically impact a retiree's financial security and long-term wealth.Listeners will learn why focusing solely on growing assets isn't enough; the real key to a secure retirement is understanding how to withdraw funds strategically. Through the Withdrawal Coordination Principle, Adam explains how a dynamic approach to retirement withdrawals can increase income longevity—without requiring additional savings.Key Takeaways: • Why the Withdrawal Strategy Blind Spot causes retirees to focus on assets instead of income. • The dangers of static withdrawal sequencing and how rigid planning can cost thousands in taxes. • How to avoid the RMD Timing Trap and plan ahead for tax-efficient distributions. • Why tax diversification imbalance can limit financial flexibility and increase tax burdens. • Actionable strategies to optimize withdrawals and create a sustainable retirement income plan.If you're serious about maximizing your retirement income, don't leave it to chance. Click the link in the description to complete a short questionnaire, and Adam will personally send you a custom video outlining the best withdrawal strategy for your situation. Take control of your retirement today!“A magic number won't give you a secure retirement—an income strategy will.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal.   Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Antiandrogen withdrawal is an historically well described phenomenon where prostate cancer patients experience PSA responses AFTER stopping their anti-androgen. But does this happen with today's 2nd generation antiandrogens?

This week, I'm sharing some science-backed reasons why we often feel withdrawal from not spending. I also provide some real-life examples so that we can begin to notice these feelings and behaviors when they come up in our own lives and encourage positive behavior changes.   Do you have a personal story around spending withdrawal? I'd love to hear it! Connect with me on Instagram or on my website -------------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program.  I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!