Podcasts about Withdrawal

Philosopher Stefan Molyneux talks with a 39-year-old teacher who has been single for ten years about the childhood pain that drove years of comfort-seeking with food, porn and withdrawal. He challenges the caller to stop avoiding hard conversations, set boundaries with his mother, and start valuing himself if he wants a real future.JOIN ME IN NASHVILLE SEPTEMBER 12! https://wordwardebate.com/Use code STEFAN for 10% off!GET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026

Laura Delano is the founder of the Inner Compass Initiative and author of “Unshrunk: A Story of Psychiatric Treatment Resistance.” Laura joins Theo to talk about how her own journey with psychiatric treatment led her to investigate big pharma, what the process of safely tapering off medication looks like, and the deeper social issues that could be fueling a mental health crisis. Laura Delano: https://x.com/LauraDelano  ------------------------------------------------- Tour Dates! https://theovon.com/tour New Merch: https://www.theovonstore.com ------------------------------------------------- Sponsored By: Celsius: Go to the Celsius Amazon store to check out all of their flavors. #CELSIUSBrandPartner #CELSIUSLiveFit https://amzn.to/3HbAtPJ  Modiphy: Get 50% off the last website you'll ever need at https://modiphy.com/THEO Valor Recovery: To learn more about Valor Recovery please visit them at https://valorrecoverycoaching.com/  or email them at admin@valorrecoverycoaching.com Perplexity AI: Ask anything at https://pplx.ai/theo  ------------------------------------------------- Music: “Shine” by Bishop Gunn Bishop Gunn - Shine ------------------------------------------------ Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com Hit the Hotline: 985-664-9503 Video Hotline for Theo Upload here: https://www.theovon.com/fan-upload Mail stuff to:  ATTN: TPW PO BOX 40137 Nashville TN 37204 ------------------------------------------------ Find Theo: Website: https://theovon.com Instagram: https://instagram.com/theovon Facebook: https://facebook.com/theovon Facebook Group: https://www.facebook.com/groups/thispastweekend X: https://twitter.com/theovon YouTube: https://youtube.com/theovon Clips Channel: https://www.youtube.com/c/TheoVonClips Shorts Channel: https://bit.ly/3ClUj8z ------------------------------------------------ Producer: Zach https://www.instagram.com/zachdpowers Producer: Trevyn https://www.instagram.com/trevyn.s/  Producer: Nick https://www.instagram.com/realnickdavis/ Producer: Andrew https://www.instagram.com/bleachmediaofficial/  Producer: Halston https://www.instagram.com/halstonrays/  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of John Solomon Reports, we welcome California Congressman Darrell Issa, a fierce advocate for transparency and accountability in government. Issa, known for his relentless investigations into fraud and waste, shares his insights on the recent revelations surrounding the Afghanistan withdrawal, particularly on the 5th anniversary of the Abbey Gate bombing. He discusses the Pentagon's upcoming disclosures about the withdrawal, emphasizing the frustrations faced by families seeking the truth about their loved ones' sacrifices.The conversation shifts to the ongoing threat posed by China, as Issa highlights the need for stronger legislative measures to combat Chinese aggression and cyberattacks targeting federal agencies. He candidly addresses the challenges of America's economic dependence on China and the implications for national security.As the midterm elections approach, Issa reflects on President Trump's endorsement success and the stark contrast between Republican and Democratic ideologies. He expresses optimism about the upcoming elections, viewing them as a referendum on the direction of the country and the importance of revitalizing America's military strength.Stay tuned as we also introduce acclaimed documentarian Michael Pack, who will discuss his new film examining the chaotic withdrawal from Afghanistan, shedding light on the untold stories of this critical moment in history.Finally, Cleta Mitchell discusses the alarming risks posed by Chinese-made components in voting machines and what actions need to be taken to protect our democracy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Meta settles a multi-state lawsuit alleging the technology company intentionally got young people addicted to their Facebook and Instagram media platforms, causing them harm, for $18 billion as a trial was underway in California; President Donald Trump and his senior trade adviser Peter Navarro defend U.S. tariffs on Canada that led this week to equal tariffs from Canada in response and the start of what could be a prolonged trade war; President Trump at the urging of radio talk show host Glenn Beck says he will look into easing beef processing regulations to bring down the price of meat. President earlier said he will allow more beef imports tariff free. We will talk about it with Washington Examiner White House reporter Naomi Lim (20); Health Secretary Robert F. Kennedy, Jr. is questioned about the measles deaths of two unvaccinated people in Pennsylvania; Head of International Atomic Energy Agency is asked about Iran's nuclear program; On this fifth anniversary of the deadly bombing at Abbey Gate in Kabul, Afghanistan during the U.S. military withdrawal, Defense Secretary Peter Hegseth honors Marines who acted heroically that day; Campaign 2026 roundup of Tuesday's elections in South Carolina, Oklahoma and Georgia. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jenifer Lockwood became a surgical nurse in Florida, grew up watching her mother struggle with addiction, developed her own health complications that introduced her to prescription pills, and eventually built a scheme at her job calling in fraudulent prescriptions to pharmacies to feed the addiction before law enforcement set her up at a pharmacy and arrested her — producing a 15 year Florida state prison sentence that she served 13 years of before sobriety, a paralegal career built inside those walls, and a complete life transformation gave everything that addiction cost her a completely different second chapter. _____________________________________________ #PrisonStories #PrisonLife #florida #nurse #truecrimestory _____________________________________________ Thank you to HUNGRYROOT, PRIZEPICKS & AG1 for sponsoring this episode: Hungryroot: Explore my Hungryroot Digital Cookbook "The Commissary Upgrade" at https://hungryroot.com/LOCKEDIN _____________________________________________  PrizePicks: Visit https://prizepicks.onelink.me/LME0/IANBICK and use code IANBICK and get $150 if you win your first $5 lineup! _____________________________________________ AG1: For a limited time, save 20% on your first subscription order of AG1 Next Gen or AG1 Pro at https://drinkag1.com/lockedin _____________________________________________ Connect with Jenifer Lockwood: Instagram: https://www.instagram.com/jeniferlockwood_postconviction/ Website:https://postconvictionalliance.org/?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAcGRvZgJleHRuA2FlbQIxMQBzcnRjBmFwcF9pZA85MzY2MTk3NDMzOTI0NTkAAadFH6OUvd0oYsZ49876ZgUNamkrtoguEvoHhTss8b8Eae0YjSpPFNXIEHSGUw_aem_zplLQ5f36CmzUcciKJ03Vw _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick:  https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Surgical Nurse's Journey 00:28 Growing Up in Pensacola 02:22 Discovering Biological Father 05:52 Influence of Medical Family 09:15 Early Marriage and Nursing 12:04 Life as a Surgical Nurse 14:41 Sponsor Break 15:14 Traumatic OR Stories 20:36 Addiction Begins 24:47 Mother's Role in Addiction 27:20 Silent Struggles in Healthcare 30:40 Prescription Ends, Desperation 35:20 Arrested in Pharmacy 38:48 Drug Trafficking Charge 41:02 Pharmacy Verification Process 43:36 Bond and Legal Threats 48:39 Out on Bond, Terminated 50:05 Bond Revoked and Withdrawal 52:27 Firing Lawyer, Public Defender 55:00 County Jail Experience 57:38 Sponsor Break 58:47 Legal Process and Plea Deal 01:03:58 Understanding Gain Time 01:05:18 Marriage and New Relationship 01:09:10 Motherhood from Prison 01:13:26 First Day of Prison 01:19:29 Fitting in at Gatson 01:23:31 Becoming a Law Clerk 01:29:51 Prison Shows and Talents 01:31:04 Types of Cases Helped 01:32:32 Sobriety and Self-Discovery 01:35:35 Using Nursing Skills in Prison 01:38:49 Financial Support Inside 01:39:55 Mother's Sobriety 01:40:06 Questioning Sentencing Length 01:42:50 Refusing Cases and Prejudice 01:48:53 Comparing Sentences 01:50:15 Lessons from Encounters 01:53:42 Approaching Release Date 01:55:59 Release and Reuniting with Kids 02:03:36 Josh's Anger and Healing 02:05:30 Current Work and Advocacy 02:08:13 Feeling the Lost Years 02:09:25 Advice to Past Self _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

Kelley Slaught discusses essential retirement planning strategies, including managing longevity risk, healthcare costs, tax planning, and early retirement considerations. This episode provides practical advice for building a secure and flexible retirement plan. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

DEAR PAO: Withdrawal of the complaint does not halt a disbarment proceeding | August 19, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Bill Roggio reflects on the five-year anniversary of the 2021 Afghanistan withdrawal, highlighting the accuracy of the maps he built that predicted the Taliban's takeover. He describes the withdrawal as disorganized, noting there was zero plan for the Afghan government or military equipment. Roggio specifically criticizes the abandonment of Bagram Air Base, which he believes was the superior evacuation site. He also addresses current Middle East policy, dismissing proposed land blockades against Iran as "fanciful" and impractical. He warns that current strategic failures mirror the indifference seen in Afghanistan. (1)

TABLE OF CONTENTS, THE JOHN BATCHELOR SHOW, 8-17-2026.Bill Roggio reflects on the five-year anniversary of the 2021 Afghanistan withdrawal, highlighting the accuracy of the maps he built that predicted the Taliban's takeover. He describes the withdrawal as disorganized, noting there was zero plan for the Afghan government or military equipment. Roggio specifically criticizes the abandonment of Bagram Air Base, which he believes was the superior evacuation site. He also addresses current Middle East policy, dismissing proposed land blockades against Iran as "fanciful" and impractical. He warns that current strategic failures mirror the indifference seen in Afghanistan. (1)Bridget Toomey analyzes the reawakening of the Yemeni Civil War, noting that the Houthis are launching fresh offensives to seize the Red Sea coast and the Bab el-Mandeb choke point. While the Houthis claim to target Saudiinterests, their primary focus has shifted to defeating government-backed ground troops. Toomey highlights the extensive use of drone technology by both sides, with the Houthis demonstrating sophisticated capabilities while the Yemeni government adopts modified Chinese systems. She notes that Saudi Arabia remains hesitant to fully re-initiate a large-scale military intervention despite continued Houthi aggression. (2)Janatyn Sayeh explores the "secret plan" of Iranian hardliners to escalate regional conflict and raise costs for the United States. He notes that while the Iranian economy is an existential vulnerability, the regime is willing to ride out sanctions to maintain its Islamist agenda. Sayeh critiques the viability of a U.S. land blockade, citing the difficulty of gaining cooperation from neighbors like Afghanistan and Pakistan. He argues that power is concentrated within the IRGCsecurity establishment rather than just the Supreme Leader, and that internal rifts are secondary to the elite's collective survival. (3)Malcolm Hoenlein provides an overview of the October 27th Israeli election, explaining the complex "list" voting system and Netanyahu's challenges. He discusses the "Board of Peace" negotiations, stressing that the central hurdle remains Hamas's refusal to disarm before Israeli withdrawal. Hoenlein also touches on regional tensions, including Hezbollah's rearming and internal unrest in Iran fueled by economic desperation. Finally, he notes Turkey's significant lobbying efforts in Washington through a new headquarters and a "glorious new front" of diplomatic normalization between Israel and several South American nations including Colombia. (4)Edmund Fitton-Brown argues that the U.S. is "running out of ideas" regarding economic pressure on Iran, labeling a land blockade as far-fetched due to uncooperative neighbors. He suggests that secondary sanctions on Chinese "teapot" refineries are a more practical tool. Regarding Yemen, Fitton-Brown observes that the Houthis have become emboldened by U.S. irresolution and are pushing south to capture the Bab el-Mandeb. He expresses cautious optimism regarding Jared Kushner's diplomatic delegation, noting that experienced figures like Tony Blair are unlikely to be "dupes" for Hamas during negotiations. (5)John Hardie reports on the Russia-Ukraine conflict, specifically Russia's rejection of a Black Sea ceasefire in favor of striking Ukrainian food supplies. He notes that while Russia maintains a maritime blockade advantage, Ukraine is retaliating with high-precision long-range drone strikes against Russian oil refineries and defense plants. Hardie suggests that the Kremlin may be receptive to a moratorium on deep-strike operations because their own infrastructure is increasingly vulnerable. He concludes that Ukraine currently holds a tactical edge in drone technology, aided by Western intelligence to bypass Russian air defenses. (6)David Daoud details the escalating tensions between Israel and Hezbollah in Lebanon, noting that Hezbollah's refusal to disarm has prompted the IDF to prepare for a major operation. Israel is currently conducting "clearing operations" to destroy Hezbollah installations near the Al-Aishiyeh Ridge. Daoud highlights the recent deaths of senior commanders from the elite Radwan and Badr units, which indicates that Hezbollah's operational security remains compromised. Despite these losses, Hezbollah is working with Iran to rebuild its command structure and has attempted to smuggle advanced weaponry, including cruise missiles, into Lebanon. (7)Kamran Bokhari examines the evolution of the Iranian regime, arguing that the Supreme Leader has become a figurehead for the IRGC and security establishment. He suggests that the war has accelerated a process of internal fragmentation, though the elite remains united by a shared fear of collapse. While public uprisings have gone "underground," the regime continues to conduct mass arrests to prevent a critical mass of resistance. Bokhari describes a "post-clergy" era where the military dominates political life, noting that the regime has evolved into a different entity than it was decades ago. (8)Alan Tonelson exposes a massive Chinese tariff evasion scheme, where goods are rerouted through countries like Cambodia and Mexico to bypass U.S. duties. This "scam" is estimated to cost the U.S. up to $26 billion in annual revenue. While the White House is developing AI-based systems to strengthen customs enforcement, there is criticism regarding the lack of direct penalties against Beijing. Tonelson notes that 40 countries are currently complicit in these practices, harming the U.S. manufacturing base. He predicts only modest changes to these trade dynamics through the remainder of the current administration. (9)Samuel Ben-Ur discusses the ongoing conflict with Hamas in Gaza, focusing on Jared Kushner's meeting with Hamas leadership to discuss a 15-point peace plan. Ben-Ur explains that Israel rejected the plan because it lacked a verifiable mechanism for Hamas's disarmament before Israeli withdrawal. He dismisses reports of famine in Gaza as propaganda, noting that international bodies currently view aid levels as acceptable. The conversation emphasizes that Hamas remains committed to the destruction of Israel, making voluntary disarmament a "fiction," while Israeli politics remain divided over the war's prosecution. (10)Richard Epstein critiques Senator Bernie Sanders' characterization of Israeli politicians as "extremists," viewing it as a provocative attempt to shift American Democratic policy. Epstein argues that a two-state solution is fundamentally unstable because an autonomous Palestinian region cannot be prevented from remilitarizing. He contends that proponents of this solution often act in bad faith, ignoring Hamas's history of violated ceasefires. Furthermore, Epstein describes the Democratic Socialists of America as isolationists who focus disproportionately on Israel while ignoring other global aggressors like Vladimir Putin in Ukraine. (11)Jeremy Zakis reports on the looming weather crisis in Australia, where meteorologists predict a "super El Niño" combined with a positive Indian Ocean Dipole. This rare combination is expected to cause extreme drought and record-breaking temperatures in New South Wales and Victoria. Zakis warns that a wet winter has fueled rampant eucalyptus growth, creating a massive volume of flammable oils. These conditions have "primed" the landscape for catastrophic wildfires. Residents are being urged to clear undergrowth immediately, as the upcoming fire season could surpass the severity of the devastating 2020–2021 bushfires. (12)One small fix beyond the log: Badr unit (source had "Bader," segment 7) — the standard rendering of Hezbollah's Badr unit. Janatyn Sayeh applied per your confirmed spelling.

In this episode of The Psychedelic Podcast, Paul F. Austin welcomes Dr. Remi Drozd back to explore ketamine, SSRIs, and the changing landscape of psychedelic mental health care. Find full show notes and links here: https://thethirdwave.co/podcast/episode-369/?ref=278 Since Remi first appeared on the podcast in Episode 182, Lucid Therapeutics has grown from a small ketamine practice into a ten-room interventional mental health clinic offering ketamine treatments, Spravato, TMS, therapy, integration support, and other approaches. Paul and Remi examine one of the less-discussed challenges facing psychedelic medicine: many prospective patients are already taking antidepressants and other psychiatric medications. Remi explains why SSRI tapering needs to be individualized, how ketamine may support some patients through treatment transitions, and what clinicians may need to consider as psilocybin and other psychedelic therapies move closer to mainstream clinical use. Dr. Remi Drozd is a board-certified physician and founder of Lucid Therapeutics in Santa Barbara. After 15 years practicing emergency medicine, he shifted toward more integrative approaches to mental health care. He has trained in ketamine therapy and MDMA-assisted therapy through MAPS. His work focuses on individualized care, expanding access, and preparing for how emerging psychedelic treatments may fit into the existing mental healthcare system. Highlights: The growth of Lucid Therapeutics Expanding access through insurance-based care Navigating ketamine alongside SSRIs Why SSRI tapering must be individualized Withdrawal versus the return of depression Preparing patients for future psilocybin therapy The infrastructure required for psychedelic treatment Bringing longer psychedelic sessions into existing clinics Episode Links: SSRI Deprescribing & Psychedelic Readiness Training: https://edu.psychedeliccoaching.institute/ssri-deprescribing-and-psychedelic-readiness-certification/?ref=8 Lucid Therapeutics: https://www.thelucid.life/ Disclaimer: This content is for educational, informational, and entertainment purposes only. We do not promote or encourage the illegal use of any controlled substances. Nothing said here is medical or legal advice. Always consult a qualified medical or mental health professional before making decisions related to your health. The views expressed herein belong to the speaker alone, and do not reflect the views of any other person, company, or organization.

Linktree: ⁠⁠https://linktr.ee/Analytic⁠⁠Join The Normandy For Ad-Free NME, Additional Bonus Audio And Visual Content For All Things Nme+! Join Here:⁠⁠ ⁠⁠https://ow.ly/msoH50WCu0K⁠⁠ In this segment of Notorious Mass Effect, Analytic Dreamz delivers a detailed breakdown of the Recording Academy's decision to reconsider the new Best Asian Pop Music Performance Grammy category after BTS declined to submit its music for the 2027 awards. Explore the timeline from the June 2026 announcement through key August updates, BTS's stance on recognition versus regional segregation, eligibility rules based on Asian languages, the group's Grammy nomination history, recent K-pop milestones including Rosé and “Golden,” impacts on other artists like those under HYBE and Stray Kids, and the core debate over visibility versus potential boxing-in of Asian pop genres such as K-pop, J-pop, and C-pop. Analytic Dreamz examines the Academy's response and what this means for Asian music representation.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/exclusive-contentPrivacy & Opt-Out: https://redcircle.com/privacy

Not Today Jenn and Eddie are having serious Disney withrawal. It's been a while since they've gone but they feel they could give the VIP tour. Apparently the plumbing backed up in Anahiem leaving making it's a small world it's a smell world... I'll show myself out.  How many actual fights have you gotten in?  Bet it's more than Eddie. Is Student Government actually a thing? Plus, Florida Man Friday!

Listener Q&A where Andy talks about: How to sell and rebalance positions in a brokerage account when they have unrealized gains and you're trying to be tax-efficient about it ( 7:06 )His thoughts on a few different variable portfolio withdrawal strategies, namely Amortization Based Withdrawals ("ABW"), Total Portfolio Allocation Withdrawals ("TPAW") and Big ERN's CAPE-based approach ( 14:10 )Converting to a Roth IRA money you plan on spending in the near-term, instead of outright distributing it to your bank or brokerage account to be spent from there ( 23:18 )Whether doing Roth conversions or backdoor Roth contributions are ultimately the same thing from a tax planning perspective ( 28:02 )His thoughts on deciding which type of advisor and/or advisory fee model might make the most sense for you when considering the potential fees to be paid to an advisor over a lifetime ( 33:41 )At what point should you just take out unused 529 funds and pay tax and penalty on the gains, assuming you have no expectation they'll eventually get to be used for qualified education expenses ( 40:15 )Potential ideas for small or solo advisory firms to establish a succession plan in the event of the death or incapacitation of the advisor ( 45:26 )What to look for in an advisory relationship to help minimize the risk of the advisory committing fraud with your money ( 50:50 )Whether to live off cash for multiple years - assuming you have saved that much cash - or instead pull from your investment accounts ( 56:53 )His thoughts on Securities Backed Lines of Credit, or SBLOCs, from brokerage firms ( 1:00:35 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Erica Gerard tried to find the right antidepressant for over two decades, one where the benefits outweighed the side effects. Finally, she decided to get off her medication. What followed was a harrowing journey she was not prepared for. On this episode, what people should consider before quitting. We also explore whether new tools could help doctors better match patients with medications. Journalist Erica Gerard was first prescribed Prozac in college after years of feeling sad, lonely and disconnected from her peers. The medication helped — but it also left her constantly exhausted and feeling as though she was watching her own life from behind a screen. After more than two decades, she decided she wanted to stop taking the medication. She documented her journey for The Pulse, and what she learned about tapering off safely. A new federal initiative aimed at getting Americans off antidepressants has put a spotlight on this issue. Psychiatrist Jonathan Slater joins us to discuss the complexities of de-prescribing these medications. He says there's a lack of training and guidelines for tapering off safely, adding that the process requires individualized, monitored care with psychological support.  When a mental health issue made it impossible for British author Madeline Dyer to focus on her writing career, a physician suggested she should try an antidepressant. She was reluctant to give it a shot, fearing it would make her less creative. The medication ended up helping her a lot, but she says it impacted her genre of choice.

This month marks five years since the United States' chaotic withdrawal from Afghanistan, and this weekend marks half a decade since the fall of Kabul and the Taliban's return to power. Azadah Raz Mohammad, a lawyer from Afghanistan and legal advisor to the End Gender Apartheid campaign, joined "Forbes Newsroom" to discuss what life is like under Taliban rule and her legal fight against the group to hold them accountable.Read more about the End Gender Apartheid campaign: endgenderapartheid.today Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we answer emails from Optimus Bill, Pete, and Andy.  We discuss SBLOCs vs margin accounts for liquidity in retirement, what "jumping the shark" looks like in blog form and why its a bad idea for all involved, and a listener's endowment-inspired variable withdrawal strategy (that should work just find). Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterInteractive Brokers Margin Rates:  Margin Rates and Financing | Interactive Brokers LLCPete's "Firefly"  Link:  #firefly #serenity #malcolmreynolds #nathanfillion #captain #captainma... | TikTokFonzie Jumps The Shark:  Fonzie Jumps SharkRon Howard's Misgivings On Jumping The Shark:  Ron Howard discusses "jumping the shark" - EMMYTVLEGENDS.ORGReferenced SEC Disclosure:  SPY2026/06/05 - ADV Form 2A - Google DocsBreathless Unedited AI-Bot Summary:Borrowing against your portfolio can feel like a magic trick: you keep your investments, skip selling, and still get cash when you need it. The trick only works, though, if you understand the rules. We break down a listener question on S-block loans (securities-backed lines of credit) versus margin loans, including how these products are structured, how SOFR-based rates show up in real pricing, and why brokers like Interactive Brokers can look dramatically cheaper than the big-name platforms.Then we dig into the detail that can flip the whole decision: taxes. Margin interest is often treated as investment interest and shows up on Form 4952, potentially landing as a Schedule A deduction. That can change your effective borrowing cost in a big way, especially in higher tax brackets. But does the same deduction apply to an S-block that is set up as a separate loan product? We talk through what we know, what we do not, and the exact question to take to your tax professional so you are not optimizing the wrong thing.From there, the conversation pivots to retirement planning, sequence of returns risk, and why a small allocation to gold keeps popping up in safe withdrawal rate research. We also share a candid take on what happens when personal finance commentary drifts from useful analysis into sensational accusations, and why that shift can be harmful to audiences trying to make calm, long-term decisions.We close by critiquing an endowment-style withdrawal rule designed to smooth spending while still responding to market performance, plus the real-life challenge every retiree faces: spending is not a straight line. If you want more episodes like this, subscribe, share the show with a friend who is nearing retirement, and leave a review with what question you want answered next.Support the show

These are some stories about withdrawal from all different types of susbtances...

Sometimes a partner goes quiet because they're overwhelmed and trying to find their footing in the conversation. Other times, silence is a strategy, a way to make a spouse squirm and bend until the relationship settles back into its old, immature rhythm. There's a real difference between going quiet in conflict and the silent treatment, and knowing which one you're up against changes how you respond.

In this Q&A episode of Retire With Style, Alex and Wade tackle several questions about building and managing a retirement income strategy, beginning with whether AI is ready to recommend optimal withdrawal strategies and where human expertise still matters. They discuss how retirees can assemble a coordinated team of financial, tax, and estate-planning professionals before turning to the role of reliable lifetime income in retirement portfolios. Wade explains why partially annuitized strategies can potentially improve spending outcomes and legacy wealth by reducing withdrawal pressure and sequence risk, while emphasizing that different retirement income styles call for different approaches. The episode closes by reframing the meaning of “risk” in retirement: rather than simply measuring investment volatility, retirement risk is ultimately about the probability and magnitude of failing to meet your financial goals. Listen now to learn more!   Takeaways AI isn't ready to manage complex retirement withdrawal strategies on its own. A financial advisor can coordinate the tax, estate, and investment pieces of retirement planning. Annuities can reduce portfolio withdrawals and help manage sequence risk. Pensions, Social Security, and annuities can create a reliable retirement income floor. Retirement risk is ultimately the risk of not being able to meet your financial goals. Withdrawal strategies should be compared using the same assumptions to get a true apples-to-apples comparison. Lifetime income can reduce withdrawal pressure and give the remaining portfolio more opportunity to grow. A “safe” investment can still be risky if it prevents you from meeting your retirement goals. Chapters 00:00 Introduction and episode overview 02:36 Can AI optimize withdrawal strategies? 04:20 Tools for retirement spending strategies 07:09 Role of human advisors versus AI solutions 08:28 Assembling a retirement planning team 15:52 Partial annualized portfolios outperforming total returns 21:17 Are pensions a form of income protection? 23:00 Defining risk in investment and retirement   Links

Join The Rebuilt Man Brotherhood - www.skool.com/rebootyourlife   What actually happens when you quit porn?   For many men, the first few days or weeks aren't filled with instant confidence, energy, and clarity. Instead, quitting pornography can come with intense cravings, irritability, anxiety, brain fog, low motivation, changes in sexual desire, and powerful thoughts telling you to go back.   And if you don't understand what's happening, it's easy to mistake discomfort for failure.   In this episode of The Rebuilt Man Podcast, Coach Frank Rich breaks down 7 common withdrawal experiences men may face when quitting porn—why they can happen, how to respond when they show up, and why difficult early recovery experiences don't mean you should give up.   Frank also explains why porn can become deeply connected to stress, boredom, loneliness, and emotional escape—and why removing the behavior means learning healthier ways to deal with the emotions and situations you've spent years avoiding.   In this episode, you'll learn: Why some men feel worse before they begin feeling better after quitting porn   Why intense porn cravings can seemingly appear out of nowhere   How years of using porn as an escape can affect how you respond to stress   Why irritability and mood changes may show up during early recovery   What to do when anxiety and restlessness increase   Why you may experience fatigue, brain fog, or low motivation   What the porn recovery community commonly calls the "flatline"   Why trying to "test" your sexual response can become a dangerous path back to porn   How to navigate periods of emotional numbness or low mood   Why mental bargaining can become one of the biggest threats to your recovery   Practical strategies for responding to urges instead of obeying them   How to stop relying on motivation and start building recovery around structure   Why accountability and brotherhood can make lasting change easier to sustain   The 7 Withdrawal Experiences Covered:  1. Intense Cravings & Urges Your brain has learned to associate porn with relief, pleasure, and escape. Removing it can make those conditioned urges feel especially strong.   2. Irritability & Mood Swings Without your old escape mechanism, emotions and frustrations you've been numbing may become harder to ignore.   3. Anxiety & Restlessness Quitting means learning to sit with uncomfortable emotions rather than immediately escaping them through stimulation.   4. Fatigue, Brain Fog & Low Motivation Some men report periods where everyday activities feel less rewarding or motivation temporarily drops.   5. The "Flatline" Some men in porn-recovery communities describe temporary periods of reduced libido, arousal, or sexual interest after quitting.   6. Low Mood & Emotional Numbness Recovery isn't always emotionally linear. There may be periods where life feels flat and the excitement you expected hasn't arrived yet.   7. Mental Bargaining & Rationalization "Just one time." "I've earned it." "This doesn't really count." Learning to recognize these negotiations before they become actions can be critical.   The Bigger Lesson: The goal isn't simply to see how many days you can go without watching porn.   It's to become the kind of man who no longer needs porn to escape his life.   That means learning to handle stress differently.   Learning to experience emotions instead of numbing them.   Building discipline when motivation disappears.   Strengthening your relationship with God.   And surrounding yourself with men who refuse to let you retreat into isolation.   Because lasting freedom isn't simply about removing an old behavior.   It's about rebuilding the man underneath it.     Ready To Start Your Own Rebuild? If you're tired of fighting this battle alone, join The Rebuilt Man Brotherhood and begin your transformation with a FREE 7-Day Trial.   Inside the Brotherhood you'll get: Daily live coaching Group accountability A proven recovery roadmap Practical courses and tools A community of Christian men committed to lasting freedom   Stop trying to quit porn.   Start becoming the man God created you to be.   Join The Rebuilt Man Brotherhood - www.skool.com/rebootyourlife     Get your copy of Porn Free Man If this episode resonated with you, Porn Free Man is the next step.   Inside the book, Coach Frank Rich walks you through the exact identity-based framework that's helped more than 1,800 men break free from porn and rebuild every area of their lives.   Learn how to stop managing addiction and start becoming the man who no longer wants, needs, or desires porn.  

After an exhilarating couple of weeks of sport, it has all gone a bit quiet, and our Gift Grub crew don't know what to do with themselves! Hit play now to hear the episode in full.

Denis Drennan, President of the ICMSA, and Peter Stevenson, Chief Policy Advisor of Compassion in World Farming, on the impact of the withdrawal of Brittany Ferries from the transport of livestock.

How is it that the majority of addiction comes from the healthcare system – who offer no way to reduce the suffering that precedes escaping drug dependence? Crrow777We are leaving the era of “service-to-self” behind. Taking responsibility for one's self, and “service-to-others”, is the name of the game in the new era. It is no (more...)

The moment people stop fighting you can feel like relief, but it can also be the start of the real problem. We talk about the withdrawal stage on the change curve and how it shows up as quiet disengagement: head nods, fast agreement, and “just tell me what to do” energy that looks like cooperation but isn't commitment. We've both mistaken that silence for acceptance, only to find out later it was “false acceptance” and the person either checks out or quits.We break down why compliance can be a warning sign in organizational change and change management, especially when leaders unintentionally reward people for going along without thinking. We share practical ways to spot the difference between someone who is complying while learning versus someone who is complying because they have given up. A big theme is what to do in real time: shift the conversation from feelings to execution by asking clear, logic-based questions like what would make this work, what would be tough, and what options we can test.We also dig into a simple tool we love: an impact map. It's a spreadsheet-based approach to list every impacted person, predict likely reactions, and plan mitigation before you announce the change, then revisit it to catch surprises early. Finally, we talk about culture and psychological safety: making it okay to disagree, and when needed, having an honest alignment conversation that includes a dignified exit strategy instead of letting resentment go underground.If you lead teams through change, listen, share this with a leader who needs it, and leave a review so more people can find the show. What's the clearest sign of “quiet quitting” you've seen during a change?

For review:1. US President Donald Trump held a phone call earlier today with Qatari Emir Tamim bin Hamad Al Thani during which the pair discussed “efforts to deescalate tensions between the US and Iran,” the latter's office says.2. Iran and the Gulf Arab state of Oman have made progress toward a deal to reopen the Strait of Hormuz, a potential breakthrough that could help wind down the war in the Middle East, regional officials say.Under the emerging agreement, ships would enter the Persian Gulf through an Iranian-controlled route and exit through a route controlled by Oman, with service fees charged for providing security and preserving the maritime environment, two regional officials tell The Associated Press.3. In his first public comments on the matter, Prime Minister Benjamin Netanyahu said Tuesday that Israel has not agreed to the Board of Peace's Hamas disarmament plan, which was accepted by the terror group last week.4. The US-backed Board of Peace appeared to change its conditions for the IDF to withdraw from Gaza after its top officials held a meeting with Prime Minister Benjamin Netanyahu in Jerusalem on Monday, shortly before a fresh Israeli airstrike was reported in the enclave.5. Olha Stefanishyna, Ukraine's former ambassador to the U.S., has been charged with illicit enrichment, an anti-corruption prosecutor said at a hearing of the High Anti-Corruption Court on Aug. 5.6. Ukraine will never become a member of NATO despite years of pursuing accession, Ukraine's Ambassador to the U.K. and former Commander-in-Chief Valerii Zaluzhnyi said on Aug. 3.Foreign Ministry spokesperson Heorhii Tykhyi said Zaluzhnyi's remarks had been "taken out of context and caused a stir," noting that the ambassador's full answer referred primarily to the Joint Expeditionary Force (JEF), not NATO.

Venezuelan interim President Delcy Rodríguez has formally begun withdrawing the country from the International Criminal Court (ICC). The United States, which never ratified the Rome Statute and has long viewed the ICC as a threat to its own sovereignty, publicly praised the move and framed it as support for an American-led effort to dismantle what the Department of State calls a “corrupt and worthless” court. Let's go through the details.

AP correspondent Ed Donahue reports on Israeli pushback to a plan to disarm Hamas.

The withdrawal of the last US troops from Erbil marks the end of an era in which the Kurds were the United States' closest ally in Iraq, says Victoria Taylor, former deputy assistant secretary of state for Iraq and Iran affairs.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Get the Law Low-down: Withdrawing from public school, relocating to a new district, & understanding the private tutor law plus reminders about graduation and planning for senior year.Chattin' with CHAP is a series of informational podcasts designed to equip and encourage families on their homeschooling journeys. CHAP is the Christian Homeschool Association of Pennsylvania and has provided year-round support to homeschoolers since 1994.  Find the Senior Year & Graduation videos Ginger references here    • Senior Year & Graduation Information  Check out Ginger's interview with Joyelle Stoltzfus here    • CWC316: Standing Up for Freedom with Joyel...  Find valuable resources at https://www.chaponline.comGot PA Homeschool law questions? Check out https://www.homeschoolpennsylvania.org Contact us at https://www.chaponline.com/contact-us with your questions or topics for discussion.Don't miss out on the latest in PA homeschool news! Subscribe to our eNews at https://chaponline.com/subscribe-to-e...Donate to support CHAP in the endeavor to encourage, connect, equip, and protect homeschoolers at https://chaponline.com/donate/

In both the Hamas disarmament deal and upcoming talks with Lebanon in Rome, Israel refuses to withdraw. We discuss what that says about regional dynamics. Then: ‘The Foreign Desk’ explores the “Nerd Reich”; RFK Jr’s new cooking show; and local fashion becomes political. See omnystudio.com/listener for privacy information.

Navigating Pressure What if the pressure you’re experiencing isn’t there to break you… but to reveal what God is building in you? In the opening message of our Family Month series, we explore James 1:2-4 and discover that pressure doesn’t create our character. It reveals it. James challenges us to see life’s unexpected trials through a different lens, not as interruptions to avoid, but as opportunities God uses to shape us into people who are mature, steadfast, and complete. Whether you’re navigating family stress, difficult relationships, uncertainty, or unexpected hardship, this message will encourage you to stop asking, “How do I get out of this?” and begin asking, “What is God producing in me?” James 1:2-4 Discussion topics HEAD – What did Jesus say to you through the Word? The sermon pointed out that James assumes pressure is coming (“when,” not “if”). Why do you think we often act surprised when life gets difficult? One of the key ideas from Sunday was: Pressure doesn’t create what’s in you. It reveals what’s been built in you. How does that change the way you think about difficult situations? James says God uses pressure to produce perseverance, maturity, and completeness. Which of those words stands out to you most? Why? HEART – How did it make you feel? When pressure shows up in your life, what usually comes out first? Anger? Anxiety? Control? Withdrawal? Blame? Humor? Prayer? Something else?  How has that worked so far in your life? Can you think of a recent situation where pressure revealed something in you that surprised you? HANDS – What are you going to do with it? Which step of P.A.U.S.E. do you think will be the hardest for you this week? What situation do you already know you’ll probably face this week where you’ll need to practice it? Who in this group can help keep you accountable? Family Month Check-In Did anyone use the Family Take-Home Kit this week? What was the funniest or most memorable part? What conversation happened at home because of it? Did your kids teach you anything from Sunday’s lesson? Check out our other audio series and video playlists that can help you find Jesus in every moment and then discover what’s next

Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here:  https://youtu.be/7lpp3XXiDyQ=======================You probably think the way you'll pull money out of retirement is a solid, sensible plan. There's a good chance you're wrong.Most people default to one withdrawal strategy without ever comparing it to the others. But this is the decision that determines how much stress you carry every time the market drops, and how much you actually get to spend over the next 20 to 30 years.I ranked the five most common withdrawal strategies, from my least favorite to my favorite, and one of them includes something Bill Bengen himself told me that changes the whole conversation.We're going to cover:- the strategy that lets you pull $57,000 a year from a million dollar portfolio, and the catch that makes it a bad idea for most people- why living off dividends alone quietly wrecks the one thing your portfolio is supposed to have- what I actually think about annuities after watching people get sold the wrong one over and over again- what the creator of the 4% rule told me directly that most retirees have never heard- the approach I rank number one, and why it can mean tens of thousands more per year without taking on more risk--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

Your daily news in under three minutes.For more on these stories, please head to https://www.aljazeera.com And connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube

Shaina Oppenheimer, BBC Senior Journalist based in Jerusalem, discusses Hamas' agreement to a framework of a plan to completely disarm in Gaza.

In this episode, I take you through the three most common mistakes people make in retirement—and how you can avoid them to set yourself up for long-term success. From overspending in the early days of retirement to overlooking crucial tax strategies and entering retirement without a written income plan, I discuss why these pitfalls happen and what you can do differently. Later in the episode, it's rapid fire as I answer your listener questions on topics like Social Security benefits, Roth conversions, pension payout choices, and how to invest your retirement accounts once you leave the working world. Whether you're approaching retirement or already there, this episode is packed with practical advice and actionable tips to help you retire strong and confident.   You will want to hear this episode if you are interested in... [06:18] Tax implications on retirement spending [15:22] Importance of tax planning in retirement [18:37] Planning retirement income and expenses [25:34] Understanding Social Security benefits [30:50] Withdrawing and taxing retirement funds [34:34] Inheriting Roth IRAs and conversions [42:12] Evaluating pension options  [44:47] Withdrawal strategy in retirement [48:19] Considerations for IRA and annuity withdrawals Mistake #1: Underestimating Your Retirement Spending "Every day is a Saturday" is a phrase that sounds pleasantly carefree, but it's at the core of the number one retirement mistake: overspending. Without the Monday-to-Friday routine of work to constrain your weekdays, retirees often find that daily life has more opportunities—sometimes temptations—for spending. Whether it's travel, home improvement, treating family, or even increased online shopping, expenditures can skyrocket in those first years. Blowing past your planned budget doesn't just cause headaches; it puts long-term income strategies at risk. Every unexpected withdrawal may drive up your taxes, disrupt your investment plan, and hinder the compounding potential of your retirement savings. Those first five years are absolutely crucial—financial missteps can have long-ranging implications decades down the road.   Mistake #2: Ignoring Retirement Taxes A common misbelief is that retirement brings an end to complicated tax matters, in fact, taxes remain a key player in your financial picture. Many retirees are shocked to learn that their Social Security benefits may be taxed, especially as thresholds haven't kept pace with inflation. Tax mismanagement can also trigger costly Medicare surcharges or force higher withdrawals from retirement accounts.   Smart, proactive tax planning can save tens of thousands over your lifetime. Key strategies include: Understanding Social Security's provisional income rules and the impact on benefit taxation. Anticipating required minimum distributions (RMDs) at age 75 and their tax consequences. Considering Roth conversions to manage future tax liabilities 16:08. Leveraging charitable giving strategies, such as qualified charitable distributions or donor-advised funds, to optimize both your giving and your tax bill.   Mistake #3: Failing to Create an Income Plan Too many retirees believe they'll simply figure it out as they go, drawing Social Security and taking withdrawals ad hoc. This hands-off approach is a mistake, the retirees who fare best are those with a written income plan. They know where their money is coming from, how taxes will be handled, which accounts to tap (and when), and how they'll adapt as life circumstances change. Retirement should be enjoyable and fulfilling—free of constant financial worry. Avoiding these three key mistakes lays the foundation for long-term success and peace of mind. Focus on realistic budgeting, proactive tax planning, and a clearly defined income strategy.    Resources & People Mentioned 3 Steps to Retirement Planning   Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Provisional Taxes: What They Are and How They Work  Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts

Most people treat their HSA like a medical debit card. The ones who retire wealthy treat it like a secret weapon, and the difference could be worth over a million dollars.  In today's conversation, Nic and Randy break down why the HSA is the only truly triple tax-free retirement vehicle in existence, and how to stop leaving that money on the table. ⸻  ⏱️ Episode Timeline & Highlights  [00:19] – Why the HSA is the most misunderstood investment vehicle in retirement planning. [01:18] – Triple tax-free: The one advantage no Roth IRA or 401K can match. [02:22] – 2026 contribution limits: What individuals, families, and those over 55 can contribute. [03:22] – The biggest mistake: Why spending your HSA now could cost you a fortune later. [05:15] – How to invest your HSA funds and maximize long term compounding growth. [09:15] – Qualified expenses beyond doctor visits: Prescriptions, dental, vision, Medicare premiums, and long term care. [13:57] – Withdrawal rules: What happens before and after age 65 for non-medical expenses. [15:22] – HSA and estate planning: How to pass it to your spouse completely tax free. [17:05] – HSA vs FSA: The key differences every employee needs to understand. [21:22] – Five key takeaways: The simple framework for turning your HSA into a retirement powerhouse.  ⸻  Links & Resources Mentioned  • Email: connect@meritfa.com • Website: meritfinancialadvisors.com/about/locations/marietta-ga/  ⸻  Closing Thoughts  If today's episode resonated with you, please like, share, comment, and subscribe, it helps us reach more people who want to keep more of what they've earned.  Have questions about whether an HSA is right for your retirement plan? Reach out at connect@meritfa.com, we'd love to help you make the most of every tax advantage available to you.   Stay coachable!  __________  Disclaimer: Investment advice offered through Merit Financial Group, LLC., an SEC-registered investment adviser.

COULD YOUR WITHDRAWAL STRATEGY HURT YOUR RETIREMENT? WATCH ON YOUTUBE Tyler Cunningham, CFP®, CEPS, CDFA® Financial Planner Tessa Hall Media and Communications Specialist About This Episode Could your retirement withdrawal strategy have a greater impact than your investment returns? In this episode of Healthy, Wealthy & Wise, Tessa Hall speaks with BWFA Financial Planner Tyler Cunningham about sequence of returns risk and why the timing of withdrawals can significantly influence retirement outcomes. Although two retirees may earn the same average rate of return, the order in which those returns occur can produce very different long-term results. Tyler explains why creating cash reserves, strategically structuring retirement income, and understanding distribution options can help reduce unnecessary risk. He also discusses when rolling assets from an employer-sponsored retirement plan to an IRA may provide greater flexibility for managing retirement income. To learn more about BWFA’s Financial Planning services, visit our Financial Planning page. Read Full Description Two retirees can have nearly identical portfolios and earn the same average rate of return. Yet one may reach a very different financial outcome than the other. One reason is sequence of returns risk, which refers to the order in which investment gains and losses occur after retirement. In this episode of Healthy, Wealthy & Wise, Tessa Hall speaks with BWFA Financial Planner Tyler Cunningham about why withdrawal timing matters. Tyler explains how taking retirement distributions during a market decline can permanently reduce a portfolio’s value. He also discusses why preparing before retirement is just as important as selecting the right investments. The conversation explores practical strategies that may help reduce sequence of returns risk. Tyler explains why maintaining cash reserves or fixed income investments can help retirees avoid selling investments during market downturns. He also discusses how creating separate income “buckets” may improve long-term retirement outcomes. The episode also examines the differences between employer-sponsored retirement plans and IRAs. Tyler explains why IRAs often provide greater flexibility when selecting which investments to sell for retirement income. In addition, he discusses common withdrawal mistakes and why distribution planning should consider both investment performance and taxes.

Bryan Kohberger admitted to the murders of four University of Idaho students and accepted four life sentences—but now he is trying to withdraw his guilty plea. Former law-enforcement professionals break down his claims, the courtroom record, and whether this legal move has any real chance of succeeding. Join Police Off the Cuff live for facts, analysis, and the unanswered questions still surrounding the case. What are the chances for a new trial? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Clement Manyathela speaks to James Ndebele, the lawyer for Brigadier Dineo Mokwele, who says he will be applying for a stay of prosecution to stop entirely the prosecution of his client. Mokwele, Crime Intelligence Head Dumisani Khumalo and others have had their matter provisionally withdrawn by the NPA. The matter relates to the alleged irregular appointment of Mokwele, allegedly found by IDAC. The NPA’s Kaizer Kganyago clarifies why the state prosecutor has only provisionally withdrawn the matter and not fully. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

If you've built a pension pot of €1m or more, you've almost certainly thought about how you'll invest it in retirement. What a bunch of people haven't thought through properly is how they'll actually take the money out: that decision, not the fund selection, is often what determines whether your ARF supports you comfortably for thirty years, or gives you a fright in year eight. After his well deserved holiday, in this episode Paddy talks about retirement withdrawal strategies for an Irish ARF: the bucket strategy versus the total return strategy, and why the choice works differently here than in the US or UK research you'll have read. If you're approaching, or already in, retirement with €1m+ in an ARF, and you're not sure whether you have a withdrawal plan or just a fund value, this one is for you. What you'll learn: • How the bucket strategy and the total return (guardrails) strategy actually work inside an ARF • Why Revenue's imputed distribution welds a hard 4% floor under your withdrawals from age 61 (ARF under €2m) • What a 20% down year does to a €1.2m ARF under each approach and why a hybrid often captures the best of both • The three most common drawdown mistakes and how to avoid them If you're approaching retirement with a significant pension pot and want genuine clarity on turning it into a sustainable, tax-aware income, this episode is for you.

Send us Fan MailMen's Health: Recognizing Depression, Finding Root Causes, and Building Preventive Habits with Dr. JohnEpisode SummaryDepression in men doesn't always look like sadness. It often appears as irritability, withdrawal, exhaustion, loss of motivation, declining work performance, or giving up activities that once brought joy. In this episode, Dr. Angela Andrews sits down with Dr. John of Thrive Family Health to discuss why men's mental health is frequently overlooked, how to recognize the warning signs, and why addressing the root cause—not just the symptoms—is essential.Together, they explore the many factors that can contribute to depression, including chronic stress, poor sleep, trauma, substance use, ADHD, bipolar disorder, and social isolation. They also discuss why self-diagnosing through the internet often delays proper treatment and how a trusted relationship with a primary care physician can help uncover what's really going on.The conversation closes with practical advice for men at every stage of adulthood—from building healthy habits in your 20s to preserving muscle, staying active, keeping up with preventive screenings, and protecting heart health later in life.What You'll LearnWhy depression often looks different in men than in womenCommon warning signs that are easy to overlookMedical and lifestyle conditions that can mimic or contribute to depressionThe connection between sleep, stress, hormones, and mental healthWhen ADHD, anxiety, or bipolar disorder should be consideredWhy professional evaluation is better than self-diagnosisThe importance of purpose, relationships, and spiritual healthPractical preventive health advice for men in their 20s, 40s, and beyondKey TakeawaysDepression in men often presents as irritability, withdrawal, fatigue, or decreased performance rather than sadness.Mental health symptoms deserve a thorough evaluation to identify underlying causes.Sleep, exercise, nutrition, stress management, and social connection are powerful tools for improving mental wellbeing.Therapy, medication, lifestyle changes, or a combination may all play important roles in treatment.Preventive care becomes increasingly important with age, especially for maintaining muscle mass, cardiovascular health, and recommended cancer screenings.Having an ongoing relationship with a trusted primary care physician leads to earlier detection and better long-term health.Episode Chapters00:00 Men's Health Focus00:51 Hidden Depression Signs01:35 Looking Beyond the Symptoms02:41 Sleep, Stress & Self-Medication03:37 Irritability, Withdrawal & Burnout04:41 ADHD, Anxiety & Mental Health Overlap06:15 Getting Help: Therapy, Medication & Lifestyle09:46 Faith, Purpose & Connection11:01 Men's Health Advice by Age13:10 Connect with Dr. John14:08 Podcast Outro & Medical DisclaimerGuest ResourcesDr. John Italiano, DOFounder, Thrive Family Health Direct Primary Care

Grace Ybarra and Galen Clavio are back on CrimsonCast for a wide-ranging summer conversation that starts with Indiana football and ends somewhere near Erling Haaland, cowboy boots, and barbecue.They open with the six-month anniversary of Indiana football's national championship, the new IU football photo book, and how strange it still feels for Hoosier fans to live in this new reality. The biggest topic is Monshun Sales, the five-star Lawrence North wide receiver who committed to Indiana and gave Curt Cignetti another massive recruiting win. Grace and Galen discuss why Sales choosing IU feels different, what it means for Indianapolis-area recruiting, and why the program's culture and relationship-building continue to matter.From there, the show moves through ESPN banter, SEC Media Days complaining, Big Ten Media Days in Chicago, the upcoming live show at Joe's on Weed Street, Hoosiers in baseball, Kyle Schwarber, Jordan Walker, Chip Kelly's instantly memeable Northwestern construction look, and the beautiful absurdity of Chicago traffic.The final section turns to the World Cup: the tournament's massive U.S. impact, the comedown after six weeks of daily soccer, MLS trying to capture the momentum, the halftime show, grass vs. turf in NFL stadiums, future World Cups, and why Erling Haaland may have been the tournament's biggest personality winner.Book a table for the event at Joe's on Weed St! Buy some CrimsonCast Merch!

David Daoud. Israel has begun a phased withdrawal from southern Lebanon, testing whether the Lebanese Armed Forces (LAF) can effectively disarm Hezbollah in "pilot zones." David Daoud expresses skepticism, noting Lebanon is already attempting to backtrack on its legal commitments and reverse agreed-upon sequences. Success depends on whether the U.S. will hold Lebanon's feet to the fire or permit Israel to retake territory if the LAF fails. (16)2012

“HORROR HEARTS ACTIVATED” What if fear does not merely warn the heart, but becomes the drug that keeps its identity alive? A fear-governed person may crave love while depending upon threat. Anxiety scans the future, memory edits the present, shame protects the mask, and perception turns possibility into evidence. The partner becomes a screen upon which the nervous system projects horror. This is where fear can become addictive. Not as a formal diagnosis, but as dependence upon activation, suspicion, and emergency. Fear supplies intensity. Intensity feels familiar. Familiarity gets mistaken for truth. Peace feels empty, consistency feels suspicious, and love feels invasive because it approaches the self beneath the performance. What protects that self? Lying and control. The lie preserves the mask. Control manages the witness. We conceal what might change another person's view, then restrict freedom so they cannot discover what concealment protects. We edit motives, feelings, and intentions. We call the editing privacy. We call the control standards. We call hypervigilance intuition. Fear recruits intelligence to defend the prison while convincing the prisoner that bars equal safety. The horror begins when these protections create what they predicted. Surveillance breeds secrecy. Testing breeds exhaustion. Possession breeds rebellion. Withdrawal breeds abandonment. Fear points toward the wreckage and claims prophecy. Does addiction to fear produce incessant lying and control? It can, whenever truth threatens the mask and freedom threatens the fear-built identity. The monster may be the system created to prevent us from being seen, loved, changed, and exposed to ourselves.

“HORROR HEARTS ACTIVATED” What if fear does not merely warn the heart, but becomes the drug that keeps its identity alive? A fear-governed person may crave love while depending upon threat. Anxiety scans the future, memory edits the present, shame protects the mask, and perception turns possibility into evidence. The partner becomes a screen upon which the nervous system projects horror. This is where fear can become addictive. Not as a formal diagnosis, but as dependence upon activation, suspicion, and emergency. Fear supplies intensity. Intensity feels familiar. Familiarity gets mistaken for truth. Peace feels empty, consistency feels suspicious, and love feels invasive because it approaches the self beneath the performance. What protects that self? Lying and control. The lie preserves the mask. Control manages the witness. We conceal what might change another person's view, then restrict freedom so they cannot discover what concealment protects. We edit motives, feelings, and intentions. We call the editing privacy. We call the control standards. We call hypervigilance intuition. Fear recruits intelligence to defend the prison while convincing the prisoner that bars equal safety. The horror begins when these protections create what they predicted. Surveillance breeds secrecy. Testing breeds exhaustion. Possession breeds rebellion. Withdrawal breeds abandonment. Fear points toward the wreckage and claims prophecy. Does addiction to fear produce incessant lying and control? It can, whenever truth threatens the mask and freedom threatens the fear-built identity. The monster may be the system created to prevent us from being seen, loved, changed, and exposed to ourselves.

Adam helped a client who wanted to reduce the amount of medication that they felt was negatively affecting their life. The issue is that they would have harsh withdrawals and unpleasant symptoms, so this session is to help taper off medication while feeling that the withdrawals are manageable and temporary, and a sign of progress. Get 50% off a consultation call with Adam using the code PODCAST. Click here to schedule: ⁠⁠⁠⁠⁠⁠https://courses.adamcox.co.uk/workwithadam ⁠⁠⁠⁠⁠⁠

Tom and Don tackle one of retirement's hardest questions: how much can you safely spend from your portfolio without blowing up the rest of your life? They walk through the familiar 4% rule, flexible withdrawal strategies, why a flat 10% withdrawal is usually fantasyland, and why the “right” spending rate depends heavily on your age, timeline, and tolerance for adjusting in bad markets. They also answer a listener question about a 22-year-old's investment allocation and close with a timely discussion of the latest Social Security trust fund warning, what it actually means, and the only real ways Congress can fix it.00:12 — How much can you safely spend in retirement? Tom and Don tee up the big question: 4% rule, 5% flexible rule, or something more personalized.02:08 — Survey shocker: many people think they need 30 years of income saved before retiring comfortably.03:03 — Longevity math: how long retirement might actually last, and why that matters for withdrawal rates.04:40 — Can you really withdraw 10% a year? Tom and Don push back on overly aggressive retirement spending assumptions.05:59 — Why generic withdrawal rules fall apart in real-life retirement planning.06:25 — Every retiree needs a personalized withdrawal strategy based on their own timeline and circumstances.07:17 — Retiring at 60 vs. 70: why earlier retirement makes even “safe” withdrawal rates riskier.09:04 — Why it's worth having a professional review your retirement withdrawal plan, even if you've used calculators.09:58 — The case for flexible withdrawals: spending more in strong markets and less in weak ones.10:20 — Three common retirement planning mistakes: not saving enough, not knowing your needed return, and taking the wrong amount of risk.12:16 — Listener question: a 22-year-old with $28,500 invested wants to know if his allocation makes sense.13:28 — Breaking down DFAW, VT, and VTI: overlap, diversification, and whether the portfolio is too complicated.16:21 — The bigger story: a 22-year-old already has a terrific head start on retirement savings.17:56 — Social Security update: the trust fund could run short in 2032 if nothing changes.18:37 — The only real ways to fix Social Security: raise taxes, cut benefits, or some combination of both.19:52 — Why scary Social Security headlines should not automatically push people to file early.21:22 — One possible fix: raising or removing the payroll tax cap.23:27 — The demographic problem under Social Security: too few workers supporting too many retirees.Questions? Comments? Click!

Don and Tom take on the latest crypto hype cycle, arguing that Bitcoin remains speculation—not a reliable store of wealth—and that putting crypto inside retirement accounts is especially dangerous. They discuss a new self-directed IRA crypto platform, the risks of private equity and alternative assets in retirement plans, and why “get rich quickly” pitches should set off alarm bells.Then they answer two listener questions. First, Mark from Ohio asks how to prepare a retirement portfolio for a likely market downturn and how withdrawals and rebalancing should work once retirement begins. Later, Doug from Utah asks whether market-linked CDs make sense compared with Treasuries and whether the “no downside” promise is worth the tradeoffs. Don and Tom explain why they dislike market-linked CDs, how bank brokers get paid to sell them, and why simpler fixed-income tools often make more sense.They wrap up with a warning about growing bank-related scam tactics and a publishing scam Don has been seeing aimed at authors.0:05 – Intro: one-star Bitcoin review and why crypto losses are hard to ignore1:16 – Bitcoin's drop, crypto volatility, and retirement-account crypto pitches2:42 – Self-directed IRAs, IRA Financial, and the “get rich quick” problem5:27 – Why crypto, private equity, and alternative assets can be dangerous in retirement plans6:58 – Why most people bought Bitcoin: speculation, not currency utility10:29 – Hot money shifts: crypto, gold, semiconductors, and chasing momentum12:20 – Don's bottom line on crypto as speculation vs. wealth storage13:16 – Listener question from Mark: preparing for a market downturn before retirement15:32 – Is an 80/20-ish portfolio too aggressive with retirement four years away?17:13 – Bonds vs. cash/CDs: what fixed income should do near retirement18:56 – Withdrawal strategy during a downturn and how rebalancing fits in20:46 – Listener question from Doug: market-linked CDs vs. Treasuries23:47 – Why Don and Tom dislike market-linked CDs26:42 – The danger of taking investment advice from a bank salesperson29:18 – Building Treasury and CD ladders through a brokerage instead31:23 – Banks training tellers to spot scam victims before money is lost34:04 – Don's author scam warning: fake book clubs and fake promotional offersQuestions? Comments? Click!

Reaching financial independence is only half the battle, knowing how to withdraw your money in early retirement is just as important. The right withdrawal strategy can help you minimize taxes, avoid unnecessary penalties, and make your portfolio last longer. In this episode of the BiggerPockets Money podcast, Mindy Jensen and Scott Trench break down six early retirement withdrawal frameworks. Whether you're planning to retire before age 59.5 or you're already financially independent, you'll learn how to access your retirement savings, reduce your tax bill, and create a withdrawal plan that fits your goals. If you're pursuing FIRE (financial independence retire early), this episode will help you make smarter decisions with the money you've worked so hard to build. Resources from this episode: To access the slides from this episode: www.biggerpocketsmoney.com/withdraw To use the Healthcare Costs Projection App: https://biggerpocketsmoney.com/healthcarecosts/ To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices