Podcasts about Renting

Hey, Family Brand community! This week, we're talking about something that feels a little confronting for us as parents—one of those areas where, looking back, we can honestly say, we wish we had done some things differently. As our kids get older and closer to leaving home, we've started having those moments where we wonder, Did we teach them this? Did we prepare them for that? Are there life skills we assumed they would just pick up along the way? One of the biggest ones we've been thinking about lately is reliability. Being on time. Following through. Doing what you say you're going to do. Becoming the kind of person other people—and you yourself—can count on. And here's the part that's hard to admit: reliability is one of those things that's caught much more than it's taught. We can tell our kids all day long that they need to be on time for school or follow through on their commitments, but if they've spent years watching us be late, change plans, or not consistently be our word, they've learned something from that too. Over the last 20 years of raising kids, our own relationship with things like punctuality, dependability, and following through has changed dramatically—and now we're seeing some of the ripple effects of what we modeled earlier on. So instead of just lecturing our kids about being more responsible, we've been experimenting with something different: natural consequences and clear agreements. For example, some of our kids have access to cars and phones that we help provide. Rather than constantly reminding, nagging, or getting frustrated in the mornings, we've created agreements around things like being at breakfast and leaving the house on time. Their car and phone aren't simply something they automatically get—they "rent" them with their reliability. If they keep the agreement, great. If they don't, there is a clear consequence that everyone already understands. What we've loved about this approach is that it takes a lot of the emotion out of parenting. Instead of hovering over a teenager saying, "It's 7:14! Hurry up!" the agreement gets to do the work. Of course, there's another uncomfortable lesson in that for us too: if we're asking our kids to be their word, we have to be ours. When a consequence is inconvenient for us or we feel bad enforcing it, we still have to follow through. Otherwise, we're undermining the exact principle we're trying to teach. This isn't really an episode about punctuality. It's about identity. We want our kids to leave home believing, I'm reliable. I'm dependable. I do what I say I'm going to do. Because we've seen over and over—in relationships, work, leadership, and life—that reliability can become one of the greatest differentiators a person has. Talent matters. Ability matters. But if people can't count on you, eventually it costs you. Hit play to hear the full conversation! We're sharing where we think we fell short, what we're trying now, and why becoming more reliable isn't just about getting somewhere on time—it's about creating a life that works. P.S. We're here to help you build your own Family Brand, one episode at a time. So go ahead, hit play, and let's grow together! Or, if you're ready to dive even deeper into our community, follow the links below. LINKS: All Links: Family Brand!  stan.store/familybrand familybrand.com/quiz familybrand.com/retreats.    Episode Minute By Minute: 00:00 The Parenting Gap We're Trying to Fix 01:00 Why Reliability Matters So Much 02:00 Are We Running Out of Time to Teach Our Kids? 03:00 Kids Learn More From What We Model 04:00 Reliability Is Bigger Than Being On Time 05:00 The Consequences of Being Chronically Late 06:00 What We Wish We Had Modeled Differently 07:00 When Parents Send Mixed Messages 08:00 Teaching Reliability Without Constant Nagging 09:00 Using Natural Consequences 10:00 "Renting" the Car and Phone With Reliability 11:00 Teaching Kids to Manage Their Time 12:00 What Leadership Has to Do With Being On Time 13:00 Reliability Is a Skill You Can Build 14:00 Natural Consequences for Younger Kids 15:00 Letting the Agreement Do the Heavy Lifting 16:00 Why Parents Have to Follow Through Too 17:00 Reliable Kids Become Reliable Adults 18:00 What Unreliability Costs You in Life and Work 19:00 Creating a Life That Actually Works  

Ryan Pineda and Brian Davila sit down with guest Kent Clothier to discuss his evolution from real estate investing to building and investing in scalable businesses, what makes a company valuable enough to sell, and why strong operators and peer networks matter more than ever in the age of AI. ⁣⁣Connect with Kent - ⁣https://www.instagram.com/kentclothier/⁣https://theboardroommastermind.com/⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________

In this episode Rich sits down with Luke Van Der Veer who explains how he built a business generating leads through local SEO. His model is simple: identify a profitable service in a city with manageable competition, build a website targeting that search, rank it at the top of Google, and then rent the incoming leads to a local business. He explains why home-service industries work especially well, how beginners can structure commission or pay-per-lead arrangements, and how those relationships can eventually become revenue-sharing or ownership opportunities.Luke also shares why he purchased a $1.7 million ice cream truck business with 52 vehicles as both a business opportunity and a tax strategy. He breaks down how the company makes money through truck rentals, wholesale ice cream sales, and private events while discussing seasonality, staffing, maintenance, and financing. The conversation closes with the coming wave of baby-boomer business owners retiring—and why entrepreneurs with strong lead-generation skills may be positioned to acquire and grow these businesses.To learn more about Luke and what he teaches, visit Website Rental Coaching.Connect with Rich on Instagram: @rich_somers

Anthony Nguyen spent around a decade building towards financial independence. But when he got close to his target, he did something many people struggle to imagine: he stopped early.After years in commercial banking, Anthony took a career break, stepped away from the corporate world, and discovered that financial independence wasn't really about doing nothing. It was about creating the freedom to do more meaningful work, build stronger relationships and design life on his own terms.In this episode we'll discuss:

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For generations, the American Dream followed a familiar blueprint: work hard, get married, raise a family, buy a home, and build a better life—but what happens when one of the biggest pieces of that dream starts to feel financially out of reach? Luxury real estate agent and Selling the OC star Gio Helou joins us for a candid look at the state of homeownership in America and whether buying a home still makes sense in today's market. Gio breaks down why affordability has become such a challenge, what high mortgage rates are really doing to buyers and sellers, when renting may actually be the smarter financial decision, and why waiting for rates to fall could ultimately work against you. He unpacks how to recognize a buyer's versus seller's market, the importance of comparable sales before making an offer, the hidden costs of homeownership, and the negotiation mistakes that can cost buyers leverage before a deal even begins. Follow Gio @giovannehelou Follow Chase @chase_chewning ----- 00:00 Episode intro 01:10 Has homeownership become a luxury? 03:39 Who is responsible for America's housing problem? 05:31 Do Americans still want the traditional American Dream? 10:03 A realtor's perspective after nearly a decade in real estate 11:20 Why buying a home has become so difficult 12:08 Gio's unexpected first piece of advice: get married 15:00 When renting is actually smarter than buying 16:44 The hidden costs of owning a home 17:50 Is Southern California real estate still a good investment? 20:04 What predicts whether a housing market will appreciate? 21:20 How long should you own a home before expecting ROI? 24:09 Buyer's market vs. seller's market explained 27:00 Why you should visit open houses before you're ready to buy 30:57 The question every first-time homebuyer should ask 31:28 Why comparable sales matter more than a Zestimate 32:15 Can you actually trust your realtor? 33:56 America's declining culture of trust 38:18 Would lower mortgage rates actually make homes affordable? 40:00 Why mortgage rates are still so high 41:18 The metric every buyer should watch before making an offer 42:48 "The market speaks" — how sellers know they're overpriced 44:17 The opportunity buyers may be missing right now 45:33 The biggest negotiation mistake buyers make 49:28 How emotions can cost you a real estate deal 52:01 Gio's best negotiation lessons 54:49 The personality trait that gives Gio an edge 56:42 Confidence vs. cockiness on Selling the OC 59:22 Why your realtor is like a temporary marriage 1:00:36 Gio reveals what happened after Selling the OC 1:02:59 Why Gio says no to almost everything 1:05:17 Rapid fire: the biggest lies in real estate 1:05:36 Do you really need 20% down? 1:06:02 Should you wait for mortgage rates to fall? 1:06:40 Is renting throwing money away? 1:06:45 Should you buy the biggest house you can afford? 1:07:10 Is winter really the best time to buy? 1:07:55 Gio's biggest real estate commission ever 1:09:46 How much commission does a realtor actually keep? 1:10:27 What's next for Gio after Selling the OC? 1:12:36 What does Ever Forward mean to Gio? ----- Epiaode resources: Operation Podcast: Ready to launch your podcast, level up your current show, or create world-class content for your brand? Operation Podcast offers turnkey podcast studios and full-service audio/video production in Los Angeles. Save 20% off your first studio session with code EVERFORWARD. Timeline Nutrition: Support your cellular energy, mitochondrial health, muscle function, and healthy aging with Mitopure® from Timeline Nutrition. Mitopure now starts at just $79. ELVT Breath Control Patches: Optimize your breathing and support deeper, more restorative sleep with ELVT Breath Control Patches, designed to encourage nasal breathing while you sleep. Save 20% off your entire order with code CHASE.

Ownership Changes a Bloodline. The Market teaches you there's a difference between spending money and owning the assets your money flows into. Consumers fund Wealth, Owners build it. Life works the same way. GOD didn't give you vision just to make enough for yourself, He gave you something that can become an inheritance. When you shift from Renting everything to Owning something, from only working for income to building assets, you change what's possible for everybody coming behind you. One generation makes the sacrifice, the next generation receives the dividend. Ownership ain't just about what's in your Name today… it's about changing what your Family can expect Tomorrow.OWNERSHIP CHANGES A BLOODLINE | Wallstreet Trapper (Episode 208) Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Renting as a retiree can be a tricky prospect - but for some people, having some money saved might not be the help they expect. Money correspondent Susan Edmunds has been looking into a potential fishhook with the accommodation supplement, which could catch some older New Zealanders out.

Working in coalition is one of the nonprofit sector's greatest strengths and can be especially powerful during election season. With the midterm elections around the corner, now is a good time for organizations to revisit their plans for election-related advocacy, including voter engagement, candidate education, and issue advocacy. A 501(c)(3) can collaborate with a 501(c)(4) and other nonprofits to advance common goals, pool resources, and build momentum. The key is knowing where collaboration ends and organizational boundaries begin, so allocate resources fairly, document cost-sharing agreements, and make sure each organization operates within the rules that apply to it.  In this episode, we'll explore best practices for 501(c)(3)s collaborating and sharing resources with organizations operating under different tax rules during election season, including how to keep coalition work effective, compliant, and nonpartisan.  Attorneys for this Episode:   Maggie Ellinger-Locke   Sarah Efthymiou  Monika Graham   501(c)(3)s Must Remain Nonpartisan   Internal Revenue Code: 501(c)(3) organizations are prohibited from directly or indirectly participating in partisan political activity on behalf of, or in opposition to, any candidate for public office.   The Facts & Circumstances Analysis  The IRS uses a "facts and circumstances" analysis to determine whether a 501(c)(3)'s communication about an issue is genuinely nonpartisan or is a veiled attempt to influence the outcome of an election. Factors include whether the communication mentions or evaluates candidates, references a candidate or election, occurs close to an election, or addresses an issue that distinguishes the candidates. The IRS also considers the broader context, including the timing, targeted audience, relationship to candidates' or political parties' communications, and whether the organization has a history of discussing the issue outside election periods. No single factor is determinative for the IRS looks at the full picture.  What are some best practices for engaging in coalition work during election season?   Build out the coalition's structure in advance.   Develop a memorandum of understanding (MOU) with coalition partners outlining shared goals, decision-making processes, communications, roles, and responsibilities.  Establish written cost-sharing agreements in advance to specify how shared costs will be allocated.  Clarify who is responsible for particular communications, activities, and resources.  Have a clear plan for keeping the 501(c)(3)'s work completely independent from partisan coalition work.  Questions to ask in advance:   What are your shared goals as a coalition?   Are you time-limited, meaning you plan to disband after the election, or do you plan to continue working together toward a shared policy goal?   Who is a member of the coalition?   How will you communicate?   How will decisions get made?   How formal or informal do you want the coalition to be?  What are some best practices for sharing resources?   What can organizations actually pool to increase their collective impact? Staff, volunteers, office space, equipment, communications, educational resources, and other shared assets can expand a coalition's reach and strengthen collaborative power. Organizations can share tools and capacity so long as they adhere to the rules that apply to each entity.  Things to Consider:   501(c)(3) resources and funds cannot be used to subsidize partisan political activity.  Manage the expectations and agreements before you get going.  Questions to ask:   How will the organization share those resources?  What are you going to share?   Who owns or controls the resource?   Which organization is using it, and for what purpose?   How will costs be allocated?   What happens if the use of that resource changes during the campaign?   Best Practices:   Know the Rules & Maintain Clear Boundaries: Understand each organization's tax status; keep governance, finances, and branding separate; and ensure there is a method for preventing the (c)(3)'s work from becoming intertwined with partisan activity.   Document & Allocate Resources Fairly: Use written agreements, allocate shared costs using a reasonable method, track staff time accordingly; and maintain records of expenses, reimbursements, and resource-sharing arrangements.   Don't Blur Organizational Lines: Use separate websites, social media accounts, and email addresses; clarify roles and responsibilities for each activity and/or communication; and make sure (c)(3) staff, volunteers, and resources are used only for activities it can legally undertake.  Avoid Free or Below-Market Resource Sharing: If a resource has value—such as email lists, mailing lists, or voter registration files —it generally should be reimbursed at fair market value or through a reasonable cost-allocation agreement.  Best practice is to use a list broker.  Renting or exchanging lists can raise other legal and/or tax questions. For example, while list rental income is generally considered royalty income (and exempt from UBIT), if rented to a campaign, this exception does not apply to rentals made to political campaigns or PACs (the IRS does consider this to be UBI and therefore subject to tax.   Nonpartisan voter registration files may only be rented to a 501(c)(4) or 527 at fair market value or exchanged for data of equal value. Even then, the circumstances in which these agreements can be made are complex, so it's wise to get legal advice.  What's the bottom line?  Sharing resources can strengthen partnerships, reduce costs, and advance meaningful change. Coalition building is literally solidarity in action—organizations coming together to advance joint goals. And we know we are stronger together, so establish agreements upfront, allocate costs fairly, keep good records, and maintain clear organizational boundaries. When done thoughtfully, collaboration can amplify a unified voice and build momentum while protecting each organization's tax-exempt status.  Resources  The Connection  501(c)(3) & 501(c)(4) Collaboration  Sample Allocation of Costs Agreement   Rules of the Game: Can We Rent (Or Share) That?  Comparison of 501(c)(3) & 501(c)(4) Permissible Activities  Rules of the Game: A Guide to Election Related Activities for 501(c)(3)s 

Have you ever come across an enticing offer for a 100% free VPN, or a chance to earn passive income simply by sharing your unused Internet bandwidth? The moment you click “Accept,” your home Wi-Fi can be quietly transformed into a silent Residential Proxy for global threat actors. To a fraud detection system or a law enforcement subpoena, a cybercriminal operating halfway across the globe suddenly looks identical to an innocent homeowner checking email from their couch. How can network operators identify compromised home devices without violating customer privacy? And with manufacturers abandoning cheap smart hardware long after the sale, can the tech industry self-regulate, or are government security mandates now inevitable? Join us for a conversation with Jason Livingood, Vice President of Technology Policy, Product & Standards at Comcast. A long-standing industry leader who has served on the Internet Architecture Board and the FCC's Technological Advisory Council, Jason brings three decades of network architecture and tech policy expertise to unpack the defender's dilemma and the real consequences of hijacked household networks for unsuspecting consumers. Hosted by: Alexa Raad and Leslie Daigle. Further reading: U.S. Department of Justice (DOJ) Press Release:911 S5 Botnet Disrupted and Administrator Arrested FBI Official Alert & Guidance:Inside the FBI Podcast & Notice: The 911 S5 Cyber Threat(Official FBI advisory listing the bad VPN apps and advising consumers how to check if their device was turned into a botnet node). FBI Cyber Security Alert on Residential Proxies:Evading Residential Proxy Networks: Protecting Your Devices Malwarebytes Threat Analysis:How to tell if a VPN app added your Windows device to a botnet(Technical breakdown showing how the proxy malware executed silently on Windows devices). Electronic Frontier Foundation (EFF) Case Report: Why IP Addresses Alone Don’t Identify Criminals (The Nolan King Case) The views and opinions expressed in this program are our own and may not reflect the views or positions of our employers.

Credit repair has a crime problem, and the shortcuts being sold as legal are federal crimes with real prison time behind them. In this episode, Daniel Rosen names the top five and shows you the legal disputes that actually work for your clients. Join Our FREE Start Repairing Credit Challenge: HERE The FTC just shut down a credit repair operation that took nearly $200 million from consumers, partly by filing fake identity theft reports on clients who never even asked for them. Daniel walks through the five scams that keep landing new business owners in trouble: CPNs and synthetic profiles, credit sweeps, rented tradelines, jamming the bureaus, and coaching a client to lie. Every one of them is the same lie wearing a different costume. For each scam, you get the legal move that actually works. Pull all three reports, separate the accurate items from the inaccurate ones, and write factual disputes backed by real documentation. When a bureau stonewalls you, escalate to the CFPB and get it on the record. Real removals hold up, because there is no honest shortcut that erases accurate, current information from a credit report. If you are just getting started, this is the episode that makes sure nobody can ever sell you a "loophole" again. Daniel has spent 20 years in this industry, and he lays out why the honest work is the only work that survives, for your clients and for your business. Whether you are running your first disputes or scaling a full team, you will know how to spot a scam on sight and exactly what to do instead. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways: 00:00 Intro 01:08 How Good People End Up Breaking the Law 03:20 No Shortcut Can Remove Accurate Information 04:06 Scam 1. CPNs Are Federal Crimes 05:20 What to Do Instead 06:44 Scam 2. Credit Sweeps and Fake Identity Theft Reports 08:14 What to Do Instead 09:52 Scam 3. Renting and Selling Tradelines 11:06 What to Do Instead 12:14 Scam 4. Jamming Kills Real Disputes 12:52 What to Do Instead 13:58 Scam 5. Coaching Your Client to Lie 15:22 What to Say When a Client Asks You to Lie 16:14 The One Question That Catches Every Scam 17:08 Why Doing This Right Protects Everyone 18:00 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training One Word Is Killing Your Dispute Results. Here's the Fix. Make sure to subscribe so you stay up to date with our latest episodes.

Does buying a home still make sense in 2026? The housing market looks completely different than it did just four years ago. Mortgage rates are higher, home prices have increased, affordability is stretched, and in many markets renting is considerably cheaper than owning.In this episode of The Educated HomeBuyer, we take a step back from the monthly payment and look at the bigger picture. We break down how homeownership builds wealth over time through principal paydown, appreciation, leverage, and the ability to lock in a large portion of your housing costs with a fixed-rate mortgage.We also discuss the real renting vs. buying calculation in today's housing market, why time is such an important part of the equation, and why buying a home doesn't make sense for everyone. If you're a first-time home buyer trying to decide whether you should buy now, keep renting, or wait for mortgage rates and affordability to improve, this episode will help you think through that decision.Start Here

Stop feeling stuck: this free 12-month action plan helps first-time homebuyers buy sooner and more powerfully.Are you 6-18 months from buying and feel overwhelmed? This episode introduces the "Last Lease Ever" program, a free, customizable 12-month strategic plan for first-time homebuyers. Learn to optimize your credit, debt, and savings with a trusted "Unicorn" team, enabling you to purchase sooner and with greater leverage. Discover how proactive planning unlocks advanced negotiation tactics and debunks common industry myths to secure your best deal."You don't get ready and then hire the team. You hire the team and they get you ready."— David Sidoni, Nationwide First Time Homebuying Coach HighlightsHow can proactive planning 12-18 months before buying give you the ultimate leverage?What are "The Big Three" financial pillars you need to optimize for homeownership?Why is hiring a "Unicorn" team before you're ready the absolute best strategy?How does the "Last Lease Ever" program help you target savings for closing costs and down payment, debunking the 20% myth?What advanced negotiation tactics can you unlock by starting your plan early, like the "first mortgage payment timing trick"?Why is managing monthly debt-to-income (DTI) more important than eliminating all gross debt for mortgage approval?How can tracking your progress with "fundraising thermometers" keep you motivated on your journey?Referenced Episodes & Resources515 – You're Closer Than You Think, Start Saving Now | 2026 Financial Prep Series - Part 1500 – What to Know Before Buying Your First Home in 2026503 – First Time Homebuyer Step #3: Credit Score504 – First Time Homebuyer Step #4: Debt Management505 – First Time Homebuyer Step #5: Saving for a Home506 – First Time Homebuyer Step #6: Goals - (Plan A & B)437 – What Is a Unicorn Realtor? First Time Homebuyer FAQ:465 – Balancing Debt and Saving in 2026 - First Time Homebuyer's Guide460 – Rent vs Buy in 2026: Are First Time Homebuyers Crazy?HowtoBuyaHome.com/10steps - The #1 Educational System for First-Time Homebuyers in the USAHowtoBuyaHome.com/Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to to get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

From next year, those in receipt of the full state pension will have to start giving some of it back to the government in income tax.The Treasury has put in place a ‘waiver' system for less well-off pensioners – but it has been revealed this week that those who chose to defer their state pension could miss out because of the extra income they receive.On this week's podcast, Georgie Frost is joined by This is Money's Helen Crane and Tanya Jefferies to discuss whether that is fair, and how Britain's state pension got so complicated. Staying on the subject of retirement, estimates of how much we have to save for old age usually assume we will own our homes and have paid off the mortgage by the time we quit work.But for a growing number of people, that isn't the case – and a new study suggests those who rent during retirement could have to save £419,000 extra to afford it.With today's youngsters expecting to get on the ladder later, or perhaps not at all, the problem is only set to worsen. The team discuss this shift and what people can do to prepare.Despite a greater need for rented homes, the property market is awash with landlords trying to offload flats. Who is going to buy them, and is it an opportunity for first-time buyers?And finally, from Lidl trainers to pizza menus and even Argos catalogues, we reveal the everyday items that could be tomorrow's collectables.00:00 – Introduction01:04 – Why some pensioners could face income tax on the State Pension05:00 – Who could miss out on the Government's proposed tax waiver?09:47 – Should you still defer your State Pension?14:35 – The looming problem of renting in retirement19:00 – How much more do renters need to save for retirement?23:36 – Why are so many landlords selling their flats?27:28 – Are flats still worth buying?30:58 – Is buy-to-let becoming a professional investors' game?36:08 – Could the junk in your house actually be worth money?39:56 – Why old Argos catalogues and pizza menus could become collectables41:08 – Crane's compliment of the week: Sainsbury's42:05 – OutroFollow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Moving to Mexico and Renting is not complicated, but it is a bit different. It's much easier and more accessible to live in Mexico than in the USA. Today we talk about everything you need to know about getting started once you finally decide to move to Mexico. I will also be answering your questions. Join me as we talk about everything you need to know about Setting Yourself Up in Mexico. #mexico #livingabroad #livinginmexico #movingtomexico #meridayucatan #meridamexico #movingabroad ...Watch the Livestream and Participate Every Thursday on my YouTube Channel https://www.youtube.com/@JoseArteagaMexico..Website . Full of FREE information https://www.josearteaga.com

Click this link for the new Living Emunah from Artscroll on Tefillah https://www.artscroll.com/Books/lemtfh.html The month of Elul is a tremendous gift from Hashem. It's an opportunity for us to prepare for a new beginning and attain teshuvah for our past wrongdoings. Hashem does not expect a person to become perfect overnight, but we do have to show that we care. We have to show that we want to grow. And besides for the will, we have to put forth effort. When a person truly wants something in avodat Hashem and does what he can to achieve it, he will often see Hashem giving him siyata d'Shmaya to accomplish things he never would have been able to accomplish otherwise. A young man recently went with his family on vacation to a place he really did not want to go. He never missed a minyan, but where they were staying, the nearest minyan was about a half hour away. Renting a car there wasn't an option, Uber didn't really work, and the only way to get to shul was by taxi. Each ride was going to cost about $60, which meant that to go to Shacharit and back and then Minchah and Arbit and back every day would cost him $240 a day. He tried contacting the local Chabad rabbi to see if maybe there were other Jews staying near him with whom they could make a minyan, but nothing worked out. Finally, he decided, "I'm going to minyan no matter what it costs." A few days into the trip, he received a phone call from a man who said, "I deal in Rolex watches, and I have one at the front desk of the hotel you're staying in. Can you bring it back with you to New York? I'll pay you a few hundred dollars." The young man asked, "How did you even know to call me?" He replied, "The Chabad rabbi gave me your number. He said you're a good guy." The young man agreed and then told the man, "I want you to know, every dollar you're giving me is going toward a mitzvah." He explained how much he was spending every day just to get back and forth to minyan. The man couldn't believe it. He said, "If that's what you're using the money for, then it would be my zechut to pay for every single day." And with that, the young man's taxi expenses to minyan were paid for the entire trip. First, he showed Hashem how much he wanted to do the mitzvah. Then he was willing to sacrifice for it, and Hashem took care of the rest. Another man told me that he took it upon himself to make sure people in shul were wearing their tefillin properly. He noticed that so many people had their tefillin falling below the proper place on the hairline, so he learned how to adjust the straps. Over the course of a year, he fixed between 200 and 300 pairs of tefillin. A few months ago, he started feeling different when he would pray. Day after day, he felt something was missing. He didn't feel the same connection to Hashem, and it was spilling over into the rest of his day. This continued for weeks. One day, he didn't have his tefillin with him and borrowed a pair from his friend. That day, suddenly, he felt so much better. The next day, he went back to his own tefillin, and once again things didn't feel right. It occurred to him that maybe there was something wrong with his tefillin. He brought them to his sofer, and indeed, it was discovered that his tefillin were pasul. He said, "I could have gone my entire life without ever knowing my tefillin were pasul." But he went out of his way to help hundreds of other Jews with the mitzvah of tefillin, and then Hashem gave him the extraordinary siyata d'Shmaya to discover the problem with his own. Another man said he went away with his family for a couple of weeks this summer. When they arrived, they discovered that the local shul prayed much later than they were accustomed to, and on Shabbat they would reach the Amidah only after the zman tefillah. This bothered the man very much because he was always careful to pray within the proper zman. He spent the first several days of his vacation searching for another minyan. The possibilities were miles away, but it was so important to him that he kept trying to find a solution. That Friday morning, he was sitting in the shul near his house when suddenly a man walked in and asked, "By any chance, could you join us for a minyan tomorrow morning that will be praying within the zman?" He couldn't believe what he was hearing. The man explained that six of them had just arrived from out of town and were looking to put together an early minyan. Suddenly, the minyan this man had been searching for was right down the block from his house. The following Shabbat, those people had left, and once again he had the same problem. He prayed to Hashem and hoped that somehow he would be able to make the zman again. Amazingly, that next Friday, another group arrived in town, staying in a different house—again, six people. Together with some people from his own family and a neighbor, they were once again able to make a minyan within the zman. This is a powerful lesson for the month of Elul. We may look at ourselves and see that a lot needs improving. Sometimes we may wonder, how am I going to change? It's too hard. But Hashem doesn't ask us to do everything ourselves. He wants us to show Him that we truly want to grow, and He wants us to put forth our best effort. When someone says, "Hashem, I want to do this. I'm going to try. I'm going to sacrifice. I'm going to do what I can," then hopefully Hashem will give him the siyata d'Shmaya he needs to accomplish it in the best way.

Sign up to Revolut Business at https://www.revolut.com/business/james/pod/aug2/ before 30th June 2026 and add money to your account to receive a £200 welcome bonus. Fees, Promotion terms and Business T&Cs apply.Find out more from Molly here: https://www.mollygarioch.com/Try Entrepreneurs University 14 Day FREE Trial Here ►https://jamessinclair.net/entrepreneurs-university-free-trial/Sign up to my weekly newsletter 'The James Sinclair Letter' here:https://www.jamessinclair.net/the-letterFind out your Entrepreneurial DNA, take the '8 Traits of the Greats' quiz here ► https://jamessinclair.scoreapp.comGet your tickets to our next event here ► https://www.jamessinclair.net/

A high income does not automatically mean you own your time.If your income disappears the moment you stop working, your calendar is still controlling your financial life.In this episode of The Level Up Podcast, Paul Alex breaks down why true wealth requires separating income from your physical presence and building assets that continue producing without demanding every hour of your day.Trading time for money can create a great living.But it has a ceiling.The next level comes from using your time and capital to build systems, investments, and teams that create leverage.In this episode, you'll learn:• Why a high salary does not always equal financial freedom• How time-for-money income limits your long-term autonomy• Why building assets and systems creates greater leverage• How recurring income can help you regain control of your calendarThe truth is simple:Time is the one asset you can never replace.Stop focusing only on earning a higher hourly rate.Build the system.Create the asset.Use leverage to separate your income from your daily presence.When your revenue can continue without every hour of your involvement, you stop renting out your calendar and start owning your time.Your Network is your NETWORTH!Make sure to add me on all SOCIAL MEDIA PLATFORMS:Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you:www.CashSwipe.comFREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com

Big companies like Bayleys and Quinovic are named in a new report as the property managers renting out the mouldiest, coldest, dampest homes. The findings of the Aotearoa Renters Survey, but Renters United and Action Station, are igniting calls for stricter industry regulation. That is a call most of the property managers spoken to by RNZ have endorsed. Sammy Carter reports.

In a world where companies and contractors opt to buy new equipment, the art of finding, rebuilding, and either selling or renting out reliable older heavy equipment is lost in our industry. Mack sits down with Tyler Alkire of Bill Miller Equipment to talk about their business of providing customers with both the parts and rental equipment for large earthmoving or mining projects.Learn more about Bill Miller Equipment https://www.bmillerequipmentsales.com/Visit our website for more https://earthmoversmedia.com/

Housing affordability isn't just about home prices. A new Redfin analysis finds that housing and childcare for one child now consume about 52% of the typical working family's income nationwide—and in some expensive metros, the combined cost approaches an entire household income. Kathy Fettke looks at where families have the most financial breathing room, where affordability is stretched to the limit, and why rising childcare costs could force some families to delay homeownership and remain renters longer. Plus, what these changing affordability dynamics could mean for rental demand and real estate investors.   Get your Free PDF on which markets RealWealth Investors are choosing at www.Realwealth.com/AffordableMarkets.     Source: https://www.redfin.com/news/housing-childcare-costs-winnie/

Build your automated investing system: https://learn.themarkethustle.com/masterySide note: All figures in this video are as of July 2026. Mortgage rates, home prices, and market data change over time. Run the numbers for your own market before making a decision.Renting isn't always "throwing money away" and buying isn't always the smart move either. The right choice comes down to how long you plan to stay and whether you actually follow through on investing the difference. In this video, you'll see the real numbers behind a rent vs buy decision, and the 3 forces that tip the math in favor of owning over the long run.0:00 Renting Is Throwing Money Away (Or Is It?)1:01 The Real Math Behind Buying a Home1:49 Meet Ryan and Deborah: Buy vs. Rent3:57 Why Renting Wins in the Short Term5:06 The 3 Forces That Favor Long-Term Buying8:22 When Renting Actually Makes Sense10:44 The Financial Foundation You Need Before Buying A HouseWhat did you think of the episode? Let us know!Support the show

This episode includes resources for US Territory of Puerto Rico including: ⁠Rental Laws and Tenant Rights in Puerto Rico – State Regs Today⁠ ⁠What You Need to Know about Renting in Puerto Rico - Relocate to Puerto Rico with Act 60, 20, 22⁠ ⁠Eviction - Poder Judicial de Puerto Rico⁠ Internal Revenue Service:  ⁠Introduction to Puerto Rico Acts 20 and 22⁠ ⁠Puerto Rico | HUD.gov / U.S. Department of Housing and Urban Development (HUD)⁠ ⁠Department of Housing⁠

In this episode, Ben Felix and Dan Bortolotti take on 10 of the biggest myths in personal finance and investing. From the idea that young people should save every possible dollar to benefit from compounding, to assumptions about economic growth, dividends, index funds, valuation ratios, stock picking, bonds, gold, and homeownership, they examine the subtle details that can make  conventional wisdom misleading.   Ben and Dan explore why personal finance is often about balance rather than absolute rules, why spending decisions can be just as important as saving decisions, and how investors can confuse familiar stories with useful financial principles. Along the way, they discuss consumption smoothing, marginal utility, total returns, diversification, valuation, risk, inflation, and the trade-offs between renting and owning.   They also announce a new podcast initiative: future episodes featuring PWL clients discussing their experiences and the impact that financial planning has had on their lives.   Key Points From This Episode: (0:00:00) Highlights. (0:00:35) Ben and Dan return to the podcast and discuss recording from PWL's Montreal office. (0:01:09) A new podcast initiative: PWL clients will join future episodes to discuss their experiences with financial planning. (0:01:43) A new podcast initiative: PWL clients will join future episodes to discuss their experiences with financial planning. (0:02:18) How greater clarity about their finances can affect clients' important life decisions. (0:05:30) Introducing the main topic: 10 of the biggest myths in personal finance. (0:06:24) Myth #1: You should save as much as possible when you're young to maximize the benefits of compounding. (0:08:54) Why the marginal utility of consumption may be highest when income and living standards are comparatively low. (0:11:26) How health, skills, and experiences can also compound over time. (0:12:31) Why aggressive saving habits can sometimes lead to an inability to spend accumulated wealth. (0:13:37) Helping retirees identify what they actually enjoy spending money on. (0:15:35) Why spending and saving decisions can become emotionally charged and feel irreversible. (0:17:30) Saving as deferred consumption—and why the answer for most people is some balance between spending now and saving for later. (0:18:50) The life-cycle model and the idea of smoothing consumption across a lifetime. (0:20:23) Building a saving habit while also learning to spend thoughtfully. (0:21:09) Myth #2: Economic growth is good for stock returns. (0:21:30) Why economic headlines can influence investor psychology and investment decisions. (0:25:12) Why strong economic growth does not necessarily translate into strong stock returns. (0:25:12) Myth #3: Dividends explain a large percentage of historical stock market returns. (0:27:52) Why the source of a company's return does not make one component inherently more valuable than another. (0:30:57) Myth #4: Index funds only give investors average returns. (0:30:57) Why an index fund can outperform most active investors. (0:33:14) The difference between average performance and the performance of the average investor. (0:36:31) Myth #5: Future market returns are always low when the Shiller CAPE ratio is above 40. (0:36:31) What the Shiller cyclically adjusted price-to-earnings ratio measures. (0:41:25) Why valuation can contain information about expected returns without providing certainty about what markets will do next. (0:43:24) Myth #6: Warren Buffett proves that investors can beat the stock market by picking stocks. (0:43:24) Buffett's extraordinary career, the importance of his early performance, and the difficulty of using exceptional outcomes as a general strategy. (0:46:17) Myth #7: Bonds and cash are safe investments. (0:46:17) Why reducing stock exposure does not eliminate investment risk. (0:50:03) The distinction between short-term volatility and other risks, including inflation and purchasing-power risk. (0:53:59) Myth #8: Gold is an inflation hedge. (0:53:59) Why gold's long-term preservation of purchasing power does not necessarily make it a reliable hedge over intermediate periods. (0:56:28) Myth #9: Gold is the one true currency. (0:56:28) The long-running debate over what money is and who should control it. (1:00:42) Myth #10: Renting a home is throwing money away. (1:00:42) Why paying rent provides housing while allowing renters to retain capital for other purposes. (1:08:04) Why simple rules of thumb can sometimes be useful even when they are not financially optimal in every situation. (1:09:52) Wrapping up the 10 myths in personal finance.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

On Thursday's show: We look at the forecast for hot weather as a heat advisory begins today with Justin Ballard, meteorologist with the Houston Chronicle. And, amid the Houston heat, Houston City Council has approved an ordinance requiring landlords to provide air conditioning for residents in rental units within the next 120 days.Also this hour: Back in the 1880s, Mexican Americans in the southwest established escuelitas (Spanish for "little schools"). These are small, grass-roots educational spaces to teach community children about their history and culture. This summer, Magnolia Park Arts and Community launched its own pilot escuelita program. We learn more about it.Then, we examine the role chaplains play at the Texas Medical Center and in other health care settings across Greater Houston.And we preview Saturday night's performance of The Call of the Flute by the Indian performing arts group Samskriti at Miller outdoor Theatre.Watch

In 2016, Danish politician Ida Auken described the year 2030 as a happy place to live: no car, no house, no appliances, no privacy, and a living room lent out for business meetings whenever she steps away. Joe Grabowski and Grettelyn Darkey read Ida Auken's essay beside G.K. Chesterton, who had already named the bargain nearly a century before it was offered—that privacy is the mark of property, and that a people stripped of both are being fitted for a hive instead of a home.  In This Episode: Why G.K. Chesterton tied privacy to property, and why he said the Englishman's castle was too often hardly even a house The bees, the beavers, and G.K. Chesterton's fundamental principle of private property How Auken's 2030 city matches the servile state that G.K. Chesterton and Hilaire Belloc warned about The one thing absent from a utopia built on shared living rooms: marriage, children, family Why "having nothing and possessing all things" means the opposite of what socialism offers Resources Mentioned: Ida Auken, "Welcome to 2030. I own nothing, have no privacy, and life has never been better" (World Economic Forum, 2016) G.K. Chesterton, "Prohibition and Property" (The New Witness, October 7, 1921) G.K. Chesterton, "The Real Nature of Property (Again)" (The Illustrated London News, February 16, 1924) G.K. Chesterton, "More About Divorce" (The Illustrated London News, September 2, 1922) G.K. Chesterton, "The Peril of the Impersonal" (G.K.'s Weekly, November 9, 1929) Chapters: 00:00: Welcome 02:38: Ida Auken's 2030 04:24: A living room used for business meetings 06:22: The people left outside the city 08:05: "No real privacy" 11:57: Renting by another name 13:49: G.K. Chesterton: privacy is like property 17:36: The hive and the home 21:19: The servile state 25:55: Bees, beavers, and the neglected commons 28:42: Divorce, marriage, and the telling pronoun 35:58: Having nothing and possessing all things FOLLOW US Instagram Facebook X SUPPORT Donate Shop Produced by Saint Kolbe Studios

Read the show notes and full transcript on our site: growyourcreditunion.com Membership growth just hit its lowest point since 2011, and the boom years before it may have been borrowed all along, members rented from auto dealers who were never really yours to keep. The credit unions pulling ahead stopped renting and started building relationships they actually own. In this episode: Whether credit unions ever won on relevance or just rented it from auto dealers Why handing out budgeting tips is not the same as building financial wellbeing What AI-driven fraud actually changes for how a credit union operates Host: Joshua Barclay Co-host: Becky Reed Guest: Ryan Marosy, VP of Marketing, Affinity Federal Credit Union

I'm in a new city, still own my house in the old city, and now I'm wondering if I should try to buy another piece of real estate.Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Uncage Your Income: 5 Ways Clinicians Can Create Passive Income What if you could make more money without simply adding more patients, more hours, or more stress to your schedule? In this episode of the Uncaged Clinician Podcast, David Bailiff is joined by Santi Villamil, the "Physio Sensei," to talk about one of the biggest challenges facing physical therapists and healthcare professionals today: how to stop trading all of your time for money. After years of working inside traditional healthcare systems, Santi shares how he learned to think differently about compensation, business, relationships, and the way he serves his clients. David and Santi break down practical ways clinicians can create additional income while building a business that gives them more freedom, flexibility, and time. You'll hear five outside-the-box strategies, including: Creating affiliate relationships and earning income from products you already recommend Turning treatments, protocols, resources, and memberships into scalable offers Renting unused clinic space to complementary healthcare and wellness providers Creating recurring revenue through monthly memberships and office hours Thinking differently about how you get paid and considering alternative forms of compensation But this conversation goes far beyond passive income. David and Santi challenge clinicians to move away from a scarcity and competition mindset and toward collaboration, relationships, abundance, and serving the client first. They discuss why building relationships with other professionals can create both referrals and new revenue opportunities—and why your business doesn't have to follow the traditional healthcare playbook. If you're a physical therapist, healthcare professional, clinic owner, or clinician who feels stuck trading time for money, this episode will challenge you to think differently and do differently. It's time to uncage your mind, uncage your business, and create a career that gives you more freedom—not more burnout. Listen in and discover how you can start thinking uncaged today.

DMA Events - https://www.dmaevents.com Buy and Rent Robots - https://www.buyandrentrobots.com Digital Mirror - Experiential Marketing - https://www.digitalmirror.ca Rich E Foltys - LinkedIn - https://www.linkedin.com/in/rich-efoltys LinkedIn - https://www.linkedin.com/in/rich-efoltys Website - https://www.dmaevents.com Chapters 00:00 Introduction to Richard E Foltys and DMA Events 2249:58:37 Why live events remain vital in a digital world 4444:25:30 Maximizing trade show presence with engagement tactics 6888:52:17 Using photo booths for entertainment, branding, and data 11666:38:59 The power of AI in content creation and image enhancement 14749:59:05 Innovative AI video applications for events 15555:32:26 Using lineups and themed activations for brand awareness 16749:59:08 The future of robotics in experiential marketing 20611:06:03 Types of event robots and their applications 23833:19:29 Renting and deploying robots globally for events 25472:12:50 Merchandise and giveaways as engagement tools 28055:32:57 The next 18 months: Robots and AI in events 28805:32:57 Creating compelling content with AI 33583:19:47 The importance of storytelling before, during, and after events 37611:06:36 Using data effectively for follow-up and engagement 39027:46:40 Exploring the digital mirror and experiential marketing services Connect with me on:All my linksBecome a guestSign up for RiversideGet Descript #DigitalMarketing #Branding #PersonalBranding #MarketingInsights #SocialMediaStrategy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

NetSuite: Try NetSuite Next For FREE at https://netsuite.ai/ICED Whatnot: $500 GIVEAWAY! Sign up to Whatnot using my link https://www.whatnot.com/invite/IcedCoffeeHour and follow me on Whatnot. Winner will be picked in a month. Get $15 OFF with the same link! #whatnotpartner Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. NO PURCHASE NECESSARY. Open to legal residents of the 50 U.S. states and D.C., 18+. To enter: (i) Sign up to Whatnot using the following link https://www.whatnot.com/invite/IcedCo..., and (ii) follow the following Whatnot account @IcedCoffeeHour. One entry per person. Entries must be received by September 15th at 11:59:59 p.m. PT. Winner selected at random on or about September 16th. Winner will be notified via the email associated with their Whatnot account and must respond within 5 days or prize may be forfeited and an alternate winner selected. Prize: $500 of Whatnot credit redeemable for purchases on the Whatnot platform (ARV: $500). Winner is responsible for all applicable taxes. This promotion is not sponsored, endorsed, or administered by YouTube. Sponsored by The Iced Coffee Hour. Void where prohibited. Follow  @BenFelixCSI  Here! *

Retiring as a Single Lesbian in Setúbal, Portugal: Finding Community Beyond LisbonGuest: Jules de Mello | Host: Mark GoldsteinWhen Jules de Mello retired after a 27-year career as a federal criminal investigator, she went looking for a sunny, walkable place near the water where she could build a full life on her own terms. Lisbon was the plan, until the rents priced her out. Then she discovered Setúbal, a working port city on the cusp of its own renaissance, and never looked back.In this conversation, Jules opens up about what it really takes to retire as a single lesbian abroad: finding her people, and often building community from scratch, navigating a country that is warmly accepting but culturally reserved, and weighing the honest trade-offs of starting over solo in a place where you do not yet speak the language. It is a warm, practical, and refreshingly candid look at one of Portugal's most underrated cities.Meet JulesJules spent 27 years as a federal criminal investigator across several U.S. agencies before retiring in 2022. With Azorean roots on her great-grandfather's side, Portugal had always called to her. She first scouted the country in 2018, arrived permanently in Setúbal in April 2023, and soon became a self-described "connector," co-founding the Setúbal Pride meetup to bring locals, women, trans, and non-binary folks together in a community that had mostly orbited Lisbon before.In this episode00:00 Introduction: from federal investigator to Setúbal04:02 The 2018 trip that planted the seed06:48 Priced out of Lisbon09:31 Renting vs. buying in Portugal13:41 What Setúbal is really like17:46 Climate and the seasons24:00 Building queer community and founding Setúbal Pride29:31 LGBTQ+ acceptance and local culture33:53 Cost of living: rent and housing44:55 Utilities, internet, and getting around48:30 Food, markets, and the daily lunch special55:16 Walkability and transportation1:06:06 Healthcare: public, private, and Medicare1:25:39 Dining, wine, and café culture1:31:14 Visas and residency1:39:18 Honest trade-offs and final adviceWhat you'll learnWhy Setúbal, and not Lisbon? A medium-sized port city of roughly 140,000 people, Setúbal sits on an estuary with the Arrábida Nature Reserve rising behind it. Jules compares the feel to standing at the water's edge in Seattle, looking back at the hills. Downtown is flat and walkable, the covered market is considered one of the best in Portugal, and you are a short drive or train ride from Lisbon without paying Lisbon prices.What acceptance actually looks like. Portugal is legally progressive, with marriage equality and legal abortion that both predate the United States, but the culture is reserved and private. As Jules puts it, you can show up exactly as you are and be accepted, without anyone needing to label it or make a fuss. Older generations who lived under the dictatorship tend to be more guarded, while younger people simply do not think twice.The reality of building community. Finding the LGBTQ+ community as a single woman took real effort. Jules and a friend started the Setúbal Pride meetup in early 2024, hosting tea dances, potlucks, film nights, and gatherings designed to be diverse and welcoming. Her honest take: lesbians and gay men often socialize differently, and the language and cultural barriers add another layer, so she had to become the initiator rather than wait for community to find her.Walkability with caveats. Downtown is flat, and you can reach the butcher, the market, the pharmacy, and your doctor on foot, supported by a strong local bus system. But the cobblestone calçadas are uneven and tough on anyone with mobility challenges, so comfortable, flat walking shoes are not optional.Healthcare, honestly explained. Once you live in Portugal, you are covered under the public system, and many residents also carry private insurance. The two systems run in parallel and do not really talk to each other. Trauma and emergencies are routed through the public hospital, while private insurance speeds up elective procedures that would otherwise mean long public waitlists. Almost every physician speaks English, though front-desk staff and nurses often do not, so a translation app becomes part of every appointment.A practical snapshotThese are the figures Jules shared from her own experience around the time of recording. Treat them as a starting point, not a quote: costs shift with the market, and euro amounts convert to dollars at the current exchange rate.Rent (1 to 2 bedrooms): roughly 700 to 1,200 euros per month, rising toward 1,900 for newer units with modern amenities like a garage and air conditioning. Many traditional apartments come without appliances or a dryer (clothes dry on the line).Internet, phone, and TV bundle: around 50 euros per month for high-speed fiber.Electricity: can climb to about 200 euros in the hottest summer month if you run air conditioning heavily. Electricity and gasoline are both expensive; gas runs roughly 2 euros per liter, which Jules estimates at nearly 10 dollars per gallon.The daily lunch special (prato do dia): about 12 to 13 euros for several courses, often including bread, olives, a main, dessert, coffee, and wine.Private health insurance: roughly 100 euros per month under age 60, climbing to around 200 in your sixties. Only one private insurer in Portugal will enroll people over 70, though existing policyholders are generally kept on.Visas and residencyJules came on the D7 visa, sometimes called the retiree or passive-income visa. Her path: initial approval valid for 2 years, followed by a 3-year renewal, with the option to apply for permanent residency after 5 years of legal residence. She applied through the VFS vendor that handles Portuguese consular appointments in the U.S., interviewed in Washington, D.C., and saw approval in about 60 days, though timelines vary widely by consulate and can stretch to many months if documents expire mid-process.Important accuracy note on citizenship. Jules mentions that the path to Portuguese citizenship was extended from 5 to 10 years. We confirmed this: Portugal's Parliament approved a revised Nationality Law on April 1, 2026, and the President signed it on May 3, 2026, raising the residency requirement for naturalization to ten years for most non-EU nationals and seven years for EU and Portuguese-speaking (CPLP) nationals, with the residency clock now counting from the issuance of your first residence permit. Some details, including the exact effective date upon official publication and how the change applies to people already in the pipeline, were still being settled at the time of recording, and a constitutional challenge had been filed. This is a fast-moving and consequential area, so if citizenship is part of your plan, please confirm the current rules with a qualified Portuguese immigration attorney before making decisions. Permanent residency after five years is a separate process from citizenship.Jules on the honest trade-offThe hardest thing she gave up was the ease of finding community. Back home, queer life came with built-in hiking groups, dinner clubs, and shows to attend together. In Setúbal, she had to build that herself, and she has, becoming the bridge-builder her Portuguese choir mates now thank for getting everyone out the door. Her advice for anyone considering the move: visit beyond the vacation version, stay in a real neighborhood, do your own grocery run, and feel what daily life is honestly like before you commit. And, in the spirit of a friend who lives by it, say yes to every invitation.Listen and connectListen to the full conversation wherever you get your podcasts, and explore more LGBTQ+ retirement destinations at wheredogaysretire.com.Have a question about retiring abroad or a destination you'd like us to cover? Reach out through the website and join the conversation in our Facebook community. https://www.facebook.com/groups/GayRetirementPlaces"This was a wonderful, beautiful place to land. And I like sharing it with other people, because it's that good." — Jules de Mello

#FreeFunFriday Out of Context Contest + Redneck Movie Review: Super Troopers 3, What you're willing to lose for Big Money, What do you still have from your childhood that you won't give up, Renting someone else pool, Jungle Erin from the Lincoln's Childrens Zoo & More!

I love a good rental business: buy something once and get paid for it over and over again. It's a cool model, and this week's guest found a creative approach to it in the mobility scooter niche. Lenny Tim from LAMobilityScooterRentals.com is a serial side hustler and entrepreneur involved in the e-commerce and YouTube space. He built his scooter rental to $3k a month in his spare time. Tune in to the Side Hustle Show interview to hear how: Lenny discovered his niche found his first customers expanded his fleet and operations Full Show Notes: $3k a Month Renting Out Mobility Scooters Part-Time New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gusto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 3 months free of the leading payroll, benefits, and HR provider for modern small businesses! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠Monarch⁠⁠⁠⁠⁠⁠⁠ — Get an extended 30-day free trial! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

His mom was a queenpin. His dad was the muscle. By 16, he was selling meth and building his own operation in small-town Texas. In this episode, Cory Simek, a former teenage meth dealer reveals what it was like growing up inside the drug game—and how his family's criminal lifestyle shaped the path he followed. After starting with marijuana, he quickly moved into meth, made serious money before he was old enough to sign a lease, and became the target of a six-month police investigation. He breaks down how confidential informants gained his trust, the warning signs he ignored, the raid that brought everything crashing down, and the brutal reality of racial politics and survival inside the Texas prison system. But his story did not end behind bars. After serving years in prison and losing nearly everything, he transformed his mentality, entered the car business with no experience, became a top salesman, opened his own dealership, invested in real estate, and rebuilt his life through legitimate business. This is a raw story about growing up in a criminal family, selling meth at 16, undercover informants, police raids, addiction, betrayal, Texas prison, redemption, entrepreneurship, and second chances. Go Support Cory! IG: https://www.instagram.com/corywiththekeys Dealership: https://thekeykonnect.com/ YouTube: @Corywthekeys This Episode Is #Sponsored By The Following: Hims! To get simple, online access to personalized, affordable care for ED, Hair Loss, and more visit https://hims.com/connect Quo! Money is on the line. Always say hello with QUO. Try QUO for free PLUS get 20% off your first 6 months when you go to https://quo.com/theconnect Join The Patreon For Bonus Content! https://www.patreon.com/theconnectshow 00:00 Intro: Raised by a Queenpin and an Enforcer 01:55 Cory With the Keys Joins the Show 02:19 His Parents' Wild Origin Story 04:56 Childhood Changes After His Mom Relapses 06:59 Learning the Drug Game at 12 07:26 Smoking Weed for the First Time 08:47 Becoming a 13-Year-Old Dealer 10:08 The Lunch-Money Lesson That Changed Him 11:19 Trying to Live Up to Both Parents' Reputations 11:52 Getting Kicked Out at 16 12:11 Moving From Weed to Meth 13:15 This Episode Is Sponsored By Hims 14:51 Selling Meth as a Teenager 16:27 Renting a Trap House Underage 17:14 Hustling While Still in High School 18:37 Getting Expelled Before Graduation 20:35 The Suspicious Customer Who Became an Informant 23:36 A Warning Before the Raid 24:30 Police Search the Trap House 26:13 Discovering the Informant's Role 28:39 This Episode Is Sponsored By Quo 29:50 Another Informant Story After Prison 35:12 Swallowing an Eightball During a Police Stop 37:28 Realizing He Was Set Up 41:49 Back to the First Bust 44:08 Taking State Jail Instead of Probation 46:04 Surviving State Jail at 17 47:07 Learning Texas Prison Politics 50:32 Getting Out and Returning to the Streets 51:16 Weed Connects From the Valley 53:12 How Border Checkpoints Changed the Price 55:20 Shipping Bricks Through UPS 58:03 Moving Pounds and Making Teen Money 1:00:24 His Father's Return to the Meth Game 1:02:35 His Dad Refuses to Snitch and Gets 25 Years 1:04:18 Falling in Love After State Jail 1:06:14 Learning He Might Become a Father 1:07:09 TDC Boot Camp and the Drug-Free Zone 1:10:15 Finding Out His Mom Died 1:11:52 Trying to Go Straight for His Son 1:13:14 The DNA Test That Broke Him 1:15:50 Heartbreak Sends Him Back to Hustling 1:16:41 SWAT Raids the Trap House 1:18:40 Running Into One of His Dad's Snitches 1:21:27 Probation, Suspended License, and Disaster 1:22:23 Sentenced to Six Years in TDC 1:24:01 Learning He Must Serve Five Flat 1:28:10 Losing Everything in Prison 1:30:08 Rock Bottom Becomes the Turning Point 1:31:14 Deciding to Make Prison Time Serve Him 1:32:11 Fighting and Surviving Real Prison 1:35:22 Finding Better Ways to Do Time 1:36:52 Finally Making Parole 1:38:28 Getting Out and Starting Over 1:39:09 Discovering Car Sales 1:40:27 Talking His Way Into a Dealership Job 1:41:41 Becoming the Top Salesman 1:42:56 Battling Old Habits After Success 1:47:22 Opening His Own Dealership 1:48:19 Real Estate, Music, and Reinvention 1:49:56 Speaking in Prisons and Mentoring Kids 1:52:12 Johnny and Cory Discuss Their Turning Points 1:54:27 Why Accountability Keeps Him Straight 1:56:30 Finding Your Skill Set and Passion 1:57:09 Where to Find Cory With the Keys Learn more about your ad choices. Visit podcastchoices.com/adchoices

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On episode 234 of Ask The Compound, Ben Carlson, Duncan Hill, and Jack Raines tackle your investing and financial planning questions, including the financial advice they'd give their younger selves, whether buying a home still makes sense in today's market, how young people should prepare for an AI-driven future, the risks of investing with margin, and whether it's possible to retire early by living an ultra-frugal lifestyle. They discuss: - The financial lessons they'd share with their younger selves - Renting vs. buying in a high-cost housing market - How students and young professionals should navigate the AI revolution - Why leverage and margin investing can be more dangerous than they appear - Whether living off the grid and letting investments compound is a viable path to financial independence Compound Merch: ⁠⁠⁠https://idontshop.com/⁠⁠⁠ Submit your Ask The Compound questions to ⁠⁠⁠askthecompoundshow@gmail.com⁠⁠⁠! Subscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Planning to rent a car in Iceland? Learn how Iceland’s new road tax works, why it was introduced, how it affects tourists, and how you can save money on your rental. I’ll also explain why not all rental car companies charge the fee the same way and share my recommendations after living in Iceland for the past 10 years. One of the biggest reasons I recommend renting a car in Iceland is the freedom it gives you. Some of my favorite memories have come from pulling over at an unexpected waterfall, taking a detour because someone mentioned a hidden canyon, or completely changing my plans after seeing that the weather was better in another part of the country. Those spontaneous moments are often the highlights of an Iceland trip. That’s why, when Iceland introduced a new road fee at the beginning of 2026, I immediately started getting questions from members of the All Things Iceland community. People wanted to know: What exactly is Iceland’s new road tax? Why did Iceland introduce the road tax fee? Does it apply to tourists? How much will it cost? Should I still rent a car? How to budget for Iceland’s new road tax fee How can you save on a rental car in Iceland? If you’ve been wondering the same thing, you’re definitely not alone. In this guide, I’ll explain everything you need to know about Iceland’s new road fee, including why it was introduced, how it works, how it affects tourists renting cars and camper vans, how different rental companies handle the fee, and some practical ways to save money while planning your Iceland road trip. https://youtu.be/oqXebmLiA38 What Is Iceland’s New Road Tax? Although you’ll often hear people, including me, refer to it as Iceland’s new road tax, the official name is the kilometer fee, or kílómetragjald in Icelandic. The fee officially came into effect on January 1, 2026, and it’s designed to help fund Iceland’s road infrastructure in a different way than before. Under the standard government system, most passenger vehicles are charged 6.95 ISK per kilometer driven, although rates vary depending on the vehicle’s weight and classification. Unlike a toll road where you stop to pay at a booth, this fee is based on the total number of kilometers a vehicle travels. For Icelandic residents who own a vehicle, the fee is reported and paid according to government regulations. For visitors, however, the process is much simpler because your rental company handles it for you. That means you don’t have to register with the Icelandic government or report your mileage yourself. Instead, the rental company collects the fee as part of your rental agreement before paying it to the government. This is where many travelers become confused because not every rental company chooses to pass that fee on in the same way. I’ll cover that in detail a little later because understanding this difference can make budgeting your trip much easier. Experience Tip: One thing I’ve noticed after helping thousands of travelers plan trips to Iceland is that most people assume every rental company calculates this fee exactly the same way. That’s actually not the case, and knowing the difference before you book can save you both money and uncertainty when you’re planning your budget. Why Did Iceland Introduce the Kilometer Fee? Moving Away from Fuel Taxes At first glance, it’s easy to assume that Iceland simply added another fee for travelers. But the reality is a bit more nuanced. For many years, Iceland paid for a significant portion of its road maintenance through taxes on gasoline and diesel fuel. The idea was simple: the more you drove, the more fuel you purchased, and the more you contributed toward maintaining the country’s roads. That system worked well when nearly every vehicle relied on fossil fuels. However, Iceland has seen a rapid increase in hybrid and fully electric vehicles over the past several years. Those vehicles still use the roads every day, but they purchase much less, or no, gasoline or diesel. As a result, the government was collecting less revenue from fuel taxes while road maintenance costs continued to grow. The kilometer fee was introduced to create a funding system that applies more consistently across different types of vehicles, regardless of how they’re powered. As with any major policy change, it has generated plenty of discussion within Iceland. Some residents feel the reduction in fuel taxes doesn’t fully offset the new kilometer fee, while others see it as a fairer way to fund the country’s road network. For travelers, though, the most important takeaway is understanding how the fee works and how your rental company chooses to collect it, because that’s what will ultimately affect your budget. Does the Kilometer Fee Apply to Tourists? Yes. Whether you’re visiting Iceland for a long Ring Road adventure, spending a week exploring the South Coast, or taking a short getaway around Reykjavík and the Golden Circle, this new fee applies to rental vehicles. If you’re someone who loves taking scenic detours (and trust me, Iceland will tempt you to do exactly that), knowing how your rental company charges this fee can give you much more peace of mind. How Rental Car Companies Charge Iceland’s New Road Fee Some Companies Charge by the Kilometer This is probably the pricing model most travelers expect. Some rental companies simply pass the government’s kilometer fee directly on to you. When you pick up your vehicle, the current odometer reading is recorded. When you return it, the rental company calculates how many kilometers you’ve driven and charges the corresponding road fee. The benefit of this approach is that you’re paying for exactly the distance you traveled. If you only plan to drive around Reykjavík for a couple of days, this could result in a relatively small road-fee charge. The downside is that your final cost isn’t always easy to predict. If your plans change, which they often do in Iceland, you may end up driving much farther than you originally expected. Suddenly, that carefully planned travel budget starts to look a little different. Other Companies Charge a Flat Daily Road Fee Some rental companies have chosen a different approach.vRather than charging based on every kilometer driven, they charge a fixed road fee for each rental day. For example, Go Car Rental Iceland and Go Campers currently charge a mandatory road fee of €10.50 per rental day, regardless of your insurance coverage or how many kilometers you drive during your rental. Personally, I really appreciate this pricing model. One of the first things I tell people planning an Iceland trip is to leave room for spontaneity. Maybe you hear about a hidden hot spring from another traveler. Maybe someone recommends an incredible canyon that wasn’t on your itinerary. Maybe the weather forecast changes overnight, and you decide to spend the day exploring a completely different region. Those things happen all the time here. With a flat daily fee, you’re free to make those decisions without wondering whether every extra kilometer is increasing your final bill. Instead, you already know what the road-fee portion of your rental will cost before your trip even begins. For me, that kind of predictability is worth a lot. Experience Tip: I’ve changed my itinerary countless times because of Iceland’s weather. It’s one of the best travel decisions you can make here. Having a predictable daily road fee means I can focus on enjoying the adventure instead of mentally calculating extra costs every time I decide to drive somewhere new. The Ultimate Guide to Renting a Car in Iceland If you’re still deciding which rental car is right for your trip, I’ve created a free Ultimate Guide to Renting a Car in Iceland that goes far beyond the new kilometer fee. Inside, I cover how to choose between a 2WD and a 4×4, Iceland-specific insurance recommendations, gravel roads versus F-roads, parking rules, winter driving tips, common mistakes to avoid, and much more. I recently updated it to include Iceland’s new kilometer fee, so you’ll have the latest information all in one place. Click Here Is Renting a Car Is Still One of the Best Ways to Explore Iceland? Absolutely. Even with this additional cost, I still believe renting a car is the best way to experience Iceland for most visitors. One of the things I love most about living here is that Iceland constantly rewards curiosity. Some of the country’s most memorable places aren’t found on a typical itinerary. They’re discovered because you decided to stop at an overlook, follow a sign pointing toward a waterfall, or take a scenic detour after chatting with another traveler. Having your own vehicle gives you that freedom. You’re not rushing to catch a tour bus, worrying about train schedules, or feeling like you have to leave somewhere just because everyone else is. Instead, you can experience Iceland at your own pace. That’s something I think is incredibly valuable. Of course, the new kilometer fee does add another expense to your trip. But in the grand scheme of an Iceland vacation, I don’t think it’s a reason to avoid renting a car altogether. Instead, it’s simply another cost to understand and plan for before you arrive. Experience Tip: Some of my favorite days in Iceland have been the ones where I threw my original itinerary out the window because the weather was better somewhere else. That kind of flexibility is difficult to put a price on, and it’s one of the biggest reasons I continue recommending rental cars over guided tours for many travelers. Budgeting for the Iceland’s New Road Tax No matter which pricing model your rental company uses, my advice is simple: Plan for the road fee before you arrive. Just like budgeting for fuel, parking, or accommodation, this is now another normal part of planning an Iceland road trip. The good news is that once you’ve factored it into your budget, there really aren’t any surprises. In fact, I think the bigger financial mistakes people make when renting a car in Iceland have nothing to do with the road fee at all. Choosing the wrong type of vehicle. Skipping important insurance coverage. Driving roads that aren’t suitable for their rental. Or underestimating Iceland’s weather. Those are the kinds of mistakes that can cost hundreds, or even thousands, of dollars. Compared to those, understanding the road fee is actually one of the easier parts of planning your trip. Below is a way that you can save money on your rental car in Iceland. How to Save Money on a Rental Car in Iceland (Even With the New Road Fee) If you’re already planning to rent a car or camper van, there’s no reason not to take advantage of available discounts. I’ve partnered with Go Car Rental Iceland and Go Campers because I’ve personally used both companies for years, and they’ve consistently provided excellent customer service and reliable vehicles for my adventures around Iceland. When you book through my discount links, you’ll receive: Go Car Rental Iceland 7% off your rental Free 4G WiFi (simply select it under the Extras section when booking) Go Campers 7% off your camper van rental Free sleeping bag (select it in the Extras section) The discounts are automatically applied when you book through my links and enter your rental dates, making them an easy way to offset part of Iceland’s new road fee while supporting All Things Iceland at no additional cost to you. Continue Planning Your Iceland Road Trip Understanding the new road fee is just one piece of the puzzle. If you’re still deciding whether you need a 2WD or a 4×4, wondering which insurance is actually worth purchasing, or trying to understand Iceland’s gravel roads, F-roads, parking rules, and seasonal driving conditions, I’ve put everything together in my Ultimate Guide to Renting a Car in Iceland. It’s completely free, regularly updated, and designed to help you avoid the most common mistakes travelers make before they even arrive in Iceland. Frequently Asked Questions About Iceland’s New Road Tax Fee Can tourists avoid Iceland’s road fee? No. If you’re renting a car or camper van in Iceland, the road fee is part of the cost of driving. The way it’s charged depends on your rental company, but it isn’t something visitors can opt out of. Is it still worth renting a car in Iceland? Absolutely. Even with the introduction of the road fee, I still believe renting a car offers the greatest flexibility and allows you to experience parts of Iceland that many tour groups never visit. Why do some rental companies charge a flat daily fee? Some companies have chosen to simplify the government’s kilometer fee by charging a predictable daily amount instead. For example, Go Car Rental and Go Campers currently charge a mandatory road fee of €10.50 per rental day, regardless of how many kilometers you drive. Is a flat daily fee better than paying per kilometer? It depends on your travel style. If you’re planning very little driving, paying per kilometer could potentially cost less. However, if you’re planning a Ring Road trip or simply want the freedom to take spontaneous detours without thinking about every kilometer, many travelers, including me, appreciate the predictability of a fixed daily fee. Random Fact About Iceland Did you know that Iceland’s famous Ring Road (Route 1) stretches approximately 1,322 kilometers (821 miles) around the entire island? While many visitors dream of driving the complete Ring Road, some of the country’s most unforgettable experiences come from venturing beyond it. Scenic detours to places like the Snæfellsnes Peninsula, the Westfjords, the Westman Islands, or even into the remote Highlands often become the highlights of a trip. Snæfellsnes Peninsula Westfjords Westman Islands Highlands of Iceland That’s one of the reasons I think it’s so important to understand how your rental company charges Iceland’s new road fee. If your itinerary changes—and trust me, it often does because of weather or unexpected discoveries—you’ll already know what to expect when it comes to your driving costs. Icelandic Word of the Day One of my favorite parts of the All Things Iceland podcast is sharing an Icelandic word or phrase at the end of each episode. Today’s word is: Kílómetragjald Pronunciation: KEE-loh-meh-trah-gyald The word is made up of two smaller Icelandic words: Kílómetri = kilometer Gjald = fee or charge Put them together, and kílómetragjald literally means “kilometer fee.” This is the official Icelandic term used to describe the country’s new distance-based road charge that came into effect in 2026. So, if you happen to see news articles, government information, or conversations in Icelandic about the new road fee, you’ll likely come across the word kílómetragjald. It’s a fun word to know—not just because it relates to this topic, but because it also gives you a little insight into how Icelandic words are often built by combining smaller words to create a very literal meaning. Planning to rent a car in Iceland?  Before you book, grab my free Ultimate Guide to Renting a Car in Iceland. It includes everything you need to know about Iceland’s new kilometer fee, choosing the right rental car, insurance, F-roads, parking, winter driving, and more. And if you’re ready to book your rental, don’t forget to use my 7% discount links for Go Car Rental Iceland (plus free 4G WiFi) or Go Campers (plus a free sleeping bag) to save money on your trip.

Is it better to own a home or keep renting? And what does it really take to dominate in today's real estate market? In this episode of The Cooney's Show, I sit down with Anthony Lamacchia, one of the most successful real estate brokers and entrepreneurs in the country. Anthony has built one of the fastest-growing real estate companies in America, helping thousands of families buy and sell homes while scaling an incredible business. We dive into:

Do you open your closet every morning and feel like you have nothing to wear? You are not alone, and it is not your fault. Most of us were never taught the basics.Bridget Blacksten is a Los Angeles based advertising, editorial, celebrity, and personal stylist with seven years of high-end styling experience. She is the founder of Studio Bee, and she has worked on photo shoots, press events, commercials, and advertising campaigns for major brands. In this episode, she brings all of that expertise down to earth and breaks it down for the rest of us.We talk about the wardrobe essentials every woman and man should own, what stores actually deliver quality without breaking the bank, how to read clothing labels to know if something is worth buying, and what the biggest fashion don'ts are for both men and women.This one is fun, practical, and packed with tips you can use the next time you open your closet.00:00 Opening: The wardrobe basics every woman should own 01:00 Welcome Bridget Blacksten and her background in fashion 02:00 From musical theater and retail to Rent the Runway in New York 03:00 Seven years of high-end styling: photo shoots, commercials, and campaigns 04:00 How to stay grounded in a fast-paced glamorous industry 05:00 Style tips for everyday women on a real budget 06:00 Building your wardrobe from a foundation of basics07:00 The truth about department store mirrors and why they lie 08:00 Why taking a photo or video is better than trusting the mirror 09:00 Fast fashion versus quality: what to look for and what to avoid 10:00 Abercrombie and Fitch, Levi's, and the denim conversation 11:00 Why you should wash your jeans as little as possible 12:00 Banana Republic, Gap, and Old Navy: the underrated wardrobe trifecta 13:00 Sizing is not your fault: why you can be four different sizes at once 14:00 Necklines explained: V-neck, scoop neck, mock neck, and more 15:00 How to dress a bustier figure and feel supported and stylish 16:00 Pinterest and Google as your free personal style education 17:00 Learning fashion vocabulary so you can actually search what you want 18:00 The wardrobe essentials every woman needs 19:00 Blazers, suits, white button downs, and the little black dress 20:00 How accessories make or break an outfit 21:00 The one focal point rule for jewelry and accessories 22:00 Shoes: sneakers, heels, flats, and playing with materials 23:00 Men's wardrobe essentials: trousers, loafers, jackets, and more 24:00 Why a great jacket is worth the investment 25:00 Fashion don'ts for men: skinny jeans have to go 26:00 Fashion don'ts for women: prints, colors, and keeping it simple 27:00 How to read clothing labels and why 100% cotton matters 28:00 Sustainable fashion and what it actually costs 29:00 What working with Bridget looks like and every budget is welcome 30:00 Seasonal styling, closet refreshes, and making money from what you sell 31:00 Renting for events so you never have to own a gown you will wear once 32:00 How to book a free consultation with BridgetBook a free consultation: https://calendly.com/bridgetblacksten/30-minute-consultation-session-facetimeWebsite: https://www.bridget-blacksten.comInstagram: @bridgetblackstenTikTok: @babebythebeachFor more information about Dali or DaliTalksvisit us at https://www.DaliTalks.com/linktreeFollow me on Instagram @DaliTalkshttps://www.instagram.com/dalitalksFollow me on Facebook @DaliTalkshttps://www.facebook.com/dalitalkFollow me on LinkedIn:https://www.linkedin.com/in/dalitalks/Please like, share, subscribe to this channel, and comment below. THANK YOU FOR YOUR SUPPORT!

The boat rental market is bigger than most people realize, and it's growing fast. In this episode, Andrew shares a personal story about his dad, boats, and why he's spent the last few months considering buying one, before walking through the data that changed his mind about ownership altogether. Andrew breaks down the numbers behind the boat sharing economy: a market valued between nineteen and twenty three billion dollars US, growing five to seven percent a year, with electric propulsion emerging as the fastest growing segment in boat rentals. Peer to peer platforms like Getmyboat, Boatsetter, Click and Boat, and Samboat are expanding access based boating, and membership and club models are outpacing traditional ownership. He also digs into why electric motors are becoming the preferred choice for rental fleet operators, from lower maintenance to fewer moving parts to a quieter, more pleasant experience on the water. This episode sets up Friday's interview with Alexandra Manjon, who runs an electric boat sales business, for a deeper conversation on electric motors and where the industry is headed. Takeaways: The global boat rental market is valued at roughly nineteen to twenty-three billion dollars US and growing five to seven percent annually Electric boats are the fastest-growing power source segment in boat rentals, projected at a compound annual growth rate near seventeen to eighteen percent through 2031 Peer-to-peer platforms like Getmyboat, Boatsetter, Click and Boat, and Samboat are expanding access-based boating over ownership Electric propulsion means lower maintenance and fewer moving parts, making it attractive for rental fleet operators Renting lets you try a boat, including an electric one, without the upfront cost or ongoing maintenance burden of ownership Support Independent Podcasts: https://www.speakupforblue.com/patreon Need help with your ocean non-profit, company, or project? Get the help you need with Pisces Oceans Inc.: https://www.piscesoceans.ca Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

Renting a car in Ireland after age 75 is absolutely possible, but not every rental company follows the same policies. Knowing what documentation you may need before you arrive can save time, stress, and unexpected surprises at the rental counter. See the video episode & more information at IrelandFamilyVacations.com/drive75 In this episode, I explain where to find senior driver policies on rental company websites, compare companies with no additional requirements to those that ask for insurance or medical documentation, and share practical tips to help you choose the right rental company for your Ireland vacation. Ireland Travel Resources: - Car Rental & Driving Guide: https://irelandfamilyvacations.com/drive - DIY Ireland Travel Planner: https://irelandfamilyvacations.com/compass - Expert Ireland travel advice by email: https://ifv.kit.com/51952569c5

Most people see cars as liabilities. Kel King found a way to turn them into cash-flowing assets.During the pandemic, Kel rented out a Nissan Sentra and collected $3,000 from one long-term renter. That transaction showed him that people will always need two things: somewhere to live and a car to drive.Today, the entrepreneur known as the Rental Car King operates more than 50 vehicles and generates approximately $100,000 per month by renting cars to Uber, Lyft, DoorDash, and other gig-economy drivers.In this episode of Inside the Vault with Ash Cash, Kel explains why long-term gig drivers can be more profitable than vacation renters, how beginners can potentially recover their investment in approximately 90 days, and why affordable cash cars often outperform financed luxury vehicles.He also breaks down how to find renters through Facebook Marketplace, build a fleet using joint ventures, screen drivers, protect your vehicles, automate collections, and manage dozens of cars while traveling the world.You'll learn:• How Kel scaled from one car to more than 50 • Why he rents to gig workers instead of tourists • How a $3K–$5K car can generate weekly cash flow • The 90-day rule for recovering your investment • How to start with no money using joint ventures • Which cars perform best in a rental fleet • Why financing new cars can reduce your profits • How insurance, contracts, and background checks work • How virtual assistants help manage his fleet • Why he believes rental cars outperform real estate • How trackers and kill switches protect the business

CONTACT: sponsors@lilyandbaeent@gmail.comThis week on The Cruda Realidad, we're talking about the things that are actually worth spending your money on, sharing some unpopular opinions that might start an argument, and breaking down the zodiac signs that always think they're right.

There's no standard food trailer rental rate, and pricing one before you handle insurance, repairs, and a real lease is how owners lose months of income in a single season.Real-world food truck training in about 10 minutes. Profit, pricing, food cost, speed of service, marketing, events, and smart systems—no hype, just what works.Enjoyed this episode? Please do two things for me. First hit "Follow" on Spotify so you never miss a new one.Second go to https://www.nsfva.org/join and become a member today!

Eternal Vitality gut-health testing ends decades of digestive pain and irregularity Anxiety, food allergies, and gut inflammation may be closely connected Dr. Powers builds personalized treatment plans from blood and allergy testing Hormone issues can block weight loss despite regular exercise Hormone replacement, microdosed GLP-1s, low testosterone, and TRT Free, judgment-free consultations with Dr. Powers Ross McCoy joins the Thursday-recorded Friday Free Show Celebrating massive bowel movements after fixing lifelong gut issues Cake's "Italian Leather Sofa" Vacation exhaustion, Colorado travel, and the North Georgia mountains A contaminated water dispenser and a faucet's dangling clear booger Anxiety triggered by every sigh, noise, and reaction from friends Friends who remove embarrassment from gross accidents Florida's dog days and the rush for one final summer memory Maisie watches "MasterChef," plans outfits, and puts Dad to bed Boys refuse to prepare for an eight-day Colorado trip Recognizing your worst traits in your children Max gets "Hamilton" tickets and practices Lafayette's fastest rap Lafayette, LaGrange, and France's role in American independence Ruining excitement by noting "Hamilton" lacks its original cast Attempting Busta Rhymes' fast verse from "Look at Me Now" The inherited accidental-dickhead trait and need to be right Ruining Santa magic with unnecessary observations Brothers show love by relentlessly trolling each other Late-night kickball, pool baseball, and raising double Batmans Max melts down during a 16-3 birthday kickball loss White Claws, edibles, and exhaustion destroy adult kickball effort Solicitors, panhandlers, charity drives, and the power of a firm no Ignoring a Wawa solicitor before learning he recruited blood donors Dodging Girl Scouts, Publix donations, and grocery-store fundraisers Refusing escalating requests from a stranger at Hard Rock Tesla launches robotaxi service in Tampa and Orlando Tesla and Waymo battle for autonomous taxi dominance Personal robotaxis could turn parked cars into small businesses A Tom and Dan robotaxi could earn money while promoting the show Corporate lobbying may prevent owners from operating robotaxis Renting cars, yards, land, parking, and other idle property Turo, Zipcar, and life without personal vehicle ownership Autonomous-vehicle sensors, microwaves, and reheated pizza Russian Circles, Mastodon, and more metal for the show Streamline Mortgage Solutions watches for refinancing savings Jimothy the deformed raccoon becomes an overnight obsession Viral animal trends create merch, AI videos, and rapid burnout Clinton the tiny Jack Russell had Jimothy's spinal condition Cute and disabled dogs make powerful dating accessories Dog wheelchairs, mobility platforms, and skateboard travel in movies Orlando's homeless population increasingly uses e-bikes "Days of Thunder 2" brings Tom Cruise back as Cole Trickle Cole could mentor a young driver in a "Top Gun: Maverick" formula The Mello Yello car returns from a barn for one final race Old-school Cole battles simulators, AI, and modern NASCAR culture An autonomous race car could become the sequel's villain Tom Cruise and Jerry Bruckheimer produce with filming eyed for 2027 Nicole Kidman, Cary Elwes, and John C. Reilly remain unconfirmed Daytona, DeLand, local filming stories, and Tom Cruise's apple crate Honoring Robert Duvall's crew chief in the sequel Banana Ball-style NASCAR with costumes, dancing, and ordinary cars "Top Gun: Maverick" proves predictable stories can still work AI aircraft, data centers, and technology as future movie villains Brad Pitt's alleged plane abuse and estrangement from his children Brooklyn Beckham and Vivian Wilson reject famous family names Rich parents should listen to their children and lead with love "I'm Eight Brad Pitts" as a possible show title Tom Cruise's World Cup appearance draws pointless online outrage Katie Holmes' secret plan to divorce and escape Tom Cruise Scientology, hidden phones, attorneys, and an 11-day divorce settlement Tom Cruise reportedly has little relationship with Suri Fame, nonstop work, and the family cost of extreme success Mr. Rogers, NFL coaches, and absent fathers devoted to their careers Plans to discuss saving AM radio and listener voicemails HittinSkins offers promotional products near Camping World Stadium ### Website: https://tomanddan.com/ App: https://tomanddan.com/app Become a BDM: https://tomanddan.com/registration Merch: https://tomanddan.myshopify.com/ YouTube: https://www.youtube.com/@TomandDanLive Twitch: https://www.twitch.tv/tomanddanlive Facebook: https://www.facebook.com/AMediocreTime Instagram: https://www.instagram.com/tomanddanlive/ X: https://x.com/TomAndDanLive TikTok: https://tiktok.com/@tomanddanshow Reddit: https://reddit.com/r/tomanddan ACT RSS: https://feeds.libsyn.com/61976/rss AMT RSS: https://feeds.libsyn.com/18904/rss

In the eighth week of our Summer at Bethlehem series, we revisit one of the most familiar stories in Scripture: the encounter between Jesus and Zacchaeus in Luke 19:1-10. Familiarity often breeds passivity; because we grew up singing the childhood song about the "wee little man," we frequently overlook the radical, scandalous grace displayed in this scene.   Most of us live our lives as if we are constantly auditioning for God's attention, wondering, "Am I good enough? Am I loveable? Am I worthy?" This message dismantles the myth that we must clean up our lives before Jesus will enter them. Whether you are hiding behind a resume of success or drowning in a reputation of past mistakes, the gospel declares that Jesus sees you, knows your name, and desires to move from being a guest in your life to being the Lord of your house.