Agreement where a payment is made for the temporary use of a good, service or property owned by another
POPULARITY
Categories
This episode introduces the rent replacement strategy as a powerful mindset shift for first-time homebuyers. In part one of the First-Time Homebuyer Playbook, David Sidoni lays out the essential mindset every buyer needs before they ever look at a home: the rent replacement strategy. Rather than comparing rent and mortgage as separate costs, David explains how your rent can—and should—be replaced with a fixed, wealth-building home payment. The episode challenges the fear of becoming “house poor” by breaking down the math of equity growth, tax benefits, and long-term stability. This is the playbook to avoid financial regret and take real control of your housing future. “Renting is about survival. Owning a home is about growth.” Highlights What is the rent replacement strategy, and how can it help you afford a home?Why do so many renters regret not buying sooner?How does understanding full financial math debunk the fear of being house poor?What low down payment options and strategies can first-time buyers use today? Referenced Episodes355 – Real Answers Pt 4: Should I Rent or Buy in 2025?415 – Financially Prepare to Buy Your First Home 2.0 - Pt. 1423 – Using Your 401(k) - Financially Prepare to Buy Your First Home - Pt. 6435 – 2026 Ultimate First Time Homebuyer Guide: What's Next for Housing? (Forecast, Predictions & Tips to Prepare)198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The DevilConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Episode 92: OwnershipDaily CreativeIn this episode, we dive into the nuanced meaning of ownership in creative work and leadership. As the landscape is rapidly transformed by AI and powerful new tools, we explore the temptation to offload not just labor but also the very thinking that gives our work its unique signature. We unpack what it means to retain genuine ownership of process, relationships, and output—moving beyond merely curating machine-generated results and instead staying empathetically engaged in the creative process.Our guest, Greg Hawks, joins us to challenge the difference between “owners”, “renters”, and “vandals” in organizations. He brings fresh perspective on why many disengage, how environments subtly encourage or discourage ownership, and what teams and leaders can do to foster a climate where true creative engagement thrives.Some of the themes we touch on include:The fine balance between leveraging technology for efficiency and maintaining our emotional logic in creative decisionsWhy struggle and friction are the crucibles of meaningful, resonant workHow organizations inadvertently suppress ownership—and how to change that dynamicConcrete strategies for shifting from a renter to an owner mindsetThe powerful impact of reducing toxic “vandal” behavior on overall team engagementFive Key Learnings:Offloading too much of the creative process—especially decision-making—can hollow out our unique voice and intuition.Emotional logic, shaped by lived experience and intuition, is irreplaceable and differentiates meaningful work from mere output.Vandals—self-centered, divisive team members—can demotivate large segments of an organization, and removing them often unlocks higher engagement.True ownership requires us to understand the personal “returns” we seek (emotional, financial, relational, opportunity, growth) and articulate them courageously.Struggle and friction aren't just obstacles—they're where creative insight emerges and individual judgment is strengthened.Get full interviews and bonus content for free! Just join the list at DailyCreativePlus.com.Mentioned in this episode:The Brave Habit is available nowMy new book will help you make bravery a habit in your life, your leadership, and your work. Discover how to develop the two qualities that lead to brave action: Optimistic Vision and Agency. Buy The Brave Habit wherever books are sold, or learn more at TheBraveHabit.com.
Join Erik and Tage this week as they are joined by Rob and Erin as they discuss Their favorite scenes from the Carousel of Progress, the unique spots in the parks where something amazing has happened to them, the parts of the Disney Parks they would rent for a party, and what they are looking forward to the most in 2026. Support the podcast by going to https://www.thehubcrawl.com/support. Question 1: The carousel of progress has 4 distinct scenes. Act I: Turn of the Century (1900s): The family experiences early 20th-century inventions like automobiles and electricity. Act II: The 1920s: The family embraces new gadgets of the Roaring Twenties. Act III: The 1940s: The family enjoys conveniences from the mid-century era. Act IV: The 21st Century: The family adapts to modern technology “If you had to live in ONE Carousel of Progress scene forever, which era do you choose—and why is it not the one with exploding appliances?” (It can be this one) Question 2: When you think of a Disney Park and a unique spot where something amazing happened? A spot where you can picture right now that moment and why it's important and why it might be a unique spot folks might not know about? Question 3: If you could rent a section of Disneyland Park or DCA for a private party, what section would you choose? Question 4: What are you looking forward to most in 2026 in relation to Disney? This could be a movie, show, theme park visit or addition, etc. Bonus Question: What is the totally niche, you might be the only one in line, character would you like to see appear in the parks?
Forget the headlines. The real story behind today's housing market is more complex than you think. Jay Byce, president of ResiBuilt, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to explain what's often misunderstood about housing today, drawing on economics, demographics and long-term planning rather than headline-driven narratives. Debunking Housing Myths Despite frequent media narratives, institutional investors are not driving up housing costs. Even the largest publicly traded single-family rental developers control only a sliver of the overall market. In fact, they represent well under 1% of the nation's roughly 18 million single-family rental homes. “They cannot affect the market in that way. It's nothing like a monopoly,” Byce said. “They're improving the houses that people are living in, and coming out of the downturn, they renovated homes that were in severe disrepair back in 2011 and 2012.” Affordability challenges follow a simple equation: supply and demand. After more than a decade of underbuilding, the U.S. is short an estimated 5 million homes. When demand consistently outpaces supply, prices rise. Byce also addressed another common misconception — that builders are driving prices higher out of greed. Home builders historically operate on thin margins, averaging roughly 8% to 10% net profit over decades. Public confusion often stems from conflating gross margins with net returns. Land prices, development costs, municipal fees and the cost of capital all weigh heavily on final home prices. Execution efficiency can help, but it cannot offset structural cost increases, particularly those imposed by lengthy entitlement processes and rising local government fees. The Rise of Build-to-Rent ResiBuilt's early focus on build-to-rent was not accidental. Byce explains that the firm began studying millennial housing behavior well before its 2018 launch and concluded that younger households were not rejecting homeownership outright — they were rejecting outdated housing products. Millennials moved from amenity-rich student housing into high-end multifamily communities, only to experience a sharp drop-off in quality when transitioning to traditional starter homes. As a result, many simply opted out. Build-to-rent fills that gap by offering new, finished homes that deliver modern features without the maintenance responsibilities of homeownership. Instead of a millennial-dominated renter base, early communities quickly filled with two core groups: millennials and “young empty nesters,” each accounting for roughly 40% of residents. For empty nesters, build-to-rent offers a lock-and-leave lifestyle without sacrificing space, privacy or the ability to remain in family-oriented environments. Byce points out that the overlap in expectations between renters and buyers is far greater than many assume. Renting and Buying: More Alike than Different As build-to-rent expanded nationally, some operators attempted to cut costs to lower rents. ResiBuilt took the opposite approach. Renters notice quality just as acutely as buyers. From stainless steel appliances to tile backsplashes and upgraded countertops, renters expect durable, high-quality finishes. The modest monthly savings achieved by cutting finishes rarely justify higher long-term maintenance and turnover costs. ResiBuilt has selectively expanded into for-sale housing, which now accounts for about 10% of its annual production. Byce describes the transition as seamless, noting that the company has always designed homes as if they were intended for ownership. “Think about cars, right? So you want to go and buy a car. What do you do? First, you choose the car you want to buy, right?” Byce said. “Then they give you the option. ‘Do you want to put a lot of money down and get a loan on this car, ‘or ‘Do you want to lease this car and just pay a monthly payment?' We kind of thought of it the same way. We want to give people what they expect to buy, but with an option to lease it.” The Long View of Housing Trends Investor appetite for build-to-rent has cooled over the past two years, driven by higher interest rates and strong returns in competing asset classes such as equities. That slowdown has made new deals harder to pencil, even as demand for rental homes remains strong. Still, ResiBuilt continues to plan years ahead. Homebuilding is not reactive and takes time to develop into fruition. Communities delivering in 2028, for example, are being entitled and purchased today. That long lead time creates risk when builders pull back simultaneously. As land purchases slow and fewer projects break ground, the industry may be setting the stage for an even tighter supply environment three years down the road that could push prices higher regardless of interest rate relief. What is the solution? A sharp correction in home prices would erode household wealth for millions of homeowners and risk triggering a broader recession that far outweighs the benefits. Instead, Byce points to a more sustainable path: price stability combined with wage growth and lower interest rates. Even modest improvements on both fronts could meaningfully improve affordability without destabilizing the market. What's Next for the Housing Industry Byce is cautiously optimistic about the near-term outlook. He expects lower rates to unlock pent-up demand and fuel a stronger-than-expected spring housing season. Longer term, he remains confident that 2027 and 2028 will be strong years for housing, driven by demographics and an ongoing supply shortage. Opportunities are increasingly emerging in secondary and tertiary markets, including fast-growing exurbs around Atlanta and metros such as Savannah, Ga., Greenville, S.C., Huntsville, Ala., and Asheville, N.C. These locations boast quality of life, schools and relative affordability that continue to attract buyers and renters alike. Tune in to the full episode for deeper insight into housing affordability, build-to-rent misconceptions, and how builders and investors are navigating an evolving residential market. Learn more about ResiBuilt at https://ResiBuilt.com/. About ResiBuilt Founded in 2018, ResiBuilt is an award-winning residential homebuilder providing land development, build-to-rent, fee building, and residential construction services. With a focus on quality construction, operational efficiency, and strong partnerships, ResiBuilt delivers thoughtfully designed communities that meet the evolving needs of today’s renters and investors. Learn more at resibuilt.com. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post ResiBuilt: Myths & Momentum appeared first on Atlanta Real Estate Forum.
Serial investor JL COLLINS reveals why renting is smarter than buying, the biggest lies about investing, how tax and debt destroy wealth, and how small savings will TRANSFORM your life! JL Collins is a financial educator best known for his book ‘The Simple Path to Wealth', which has sold millions of copies worldwide. He's also the author of the JL Collins blog, including the renowned ‘Stock Series', and has been investing for over 4 decades. He explains: ◼️How “F-You Money” changes every decision you make ◼️Why mortgages lock up opportunity and reduce long-term freedom ◼️Why index funds outperform almost everyone over a lifetime ◼️Why working harder doesn't stop being broke ◼️Why financial independence is about control, not consumption 00:00 Intro 03:27 Common Misconceptions About Money 05:10 Financial Freedom 06:15 Successful People Often Have Trauma 13:11 Mental Benefits of Financial Security 14:22 What Is F.U. Money? 15:59 Buying a House Isn't Always a Good Financial Idea 20:46 The Psychological Impact of Buying a House 22:00 Why Younger Generations Could Benefit From Flexible Living 25:32 The Easiest Path to Wealth 26:49 What's Stopping You From Becoming Financially Independent 29:32 How Spending Habits Reflect Self-Esteem 31:30 Advice for Getting Out of Debt 36:03 Should I Invest in Bitcoin? 38:43 Should I Rush to Pay Off My Mortgage? 40:50 Interest Rates Explained 41:28 How Mortgages Work 42:36 How to Get a Good Interest Rate on Your Mortgage 46:37 Is It Safe to Invest in Stocks in the AI Era? 49:17 Emotional Impact of Investing Without Enough Money 52:33 Do Men Take More Investment Risks Than Women? 54:09 Ads 55:13 The Magic of Compounding Interest 1:02:38 What's the Point of Being Frugal If I Want to Enjoy Life? 1:03:35 Young People Don't Care About Their Future Selves 1:07:08 Why You Should Invest for Your Children 1:10:28 How Much of My Income Should I Be Saving? 1:12:54 Deferring Taxes With Retirement Savings Plans 1:20:04 Index Funds vs Individual Stocks 1:27:39 The Beer Analogy (Stocks) 1:33:40 Don't Sell When the Market Drops 1:35:09 Is Investing Just Gambling? 1:36:06 Are Financial Courses a Scam? 1:37:27 Ads 1:39:26 Do I Need a Financial Advisor? 1:42:13 What Does Your Portfolio Look Like? 1:43:19 What Are Bonds? 1:45:23 Asking ChatGPT the Ideal Path to Wealth 1:46:26 How Do I Earn More? 1:47:14 Why Failure Is Necessary for Growth 1:49:33 You Can Have a Small Income and Still Be Financially Free 1:59:53 What's Your Biggest Regret? Follow JL Collins: X - https://bit.ly/4jy2cfp Instagram - https://bit.ly/49binMk You can purchase JL's book ‘The Simple Path to Wealth: Your road map to financial independence and a rich, free life', here: https://amzn.to/4aQvBPV The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/ ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Lucas Jones (poet and artist): https://www.instagram.com/lucassjoness/?hl=en Sponsors: Rubrik - To learn more, head to https://rubrik.com Stan: NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. For Official Rules, visit https://DaretoDream.stan.store
Broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-pros-and-cons-of-renting-vs-buying-a-house/
Visit our website for more show informationwww.podpage.com/the-3-13-men-money-and-marriageCash App: $a114johnsonKeywordsdopamine, looking rich, status symbols, financial choices, external validation, personal finance, spending habits, social status, financial literacy, consumer behaviorSummary In this episode of the 313 Men Money and Marriage podcast, host Andrew Johnson and guest Greg discuss the psychological and financial implications of the desire to appear wealthy. They explore the addictive nature of seeking validation through status symbols, the fear of looking poor, and the societal taboos surrounding discussions of personal finance. The conversation emphasizes the importance of understanding the utility of purchases versus their status value, the dangers of envy-driven spending, and the need for financial literacy. They also provide practical advice for managing financial habits and finding satisfaction in savings rather than material possessions.TakeawaysThe dopamine of looking rich can lead to financial ruin.Many retirees rely on home equity for basic expenses.People fear the perception of poverty more than actual poverty.Chasing external validation often stems from deep-seated insecurities.Utility value of possessions should be prioritized over status.Discussing personal finances remains a societal taboo.Envy can drive unnecessary and harmful spending habits.Debt equates to selling your future labor and freedom.Daily awareness of finances can help manage spending habits.Renting luxury items can satisfy desires without financial strain.The Illusion of Wealth: Understanding Status SymbolsDopamine Hits: The Cost of Looking Rich"Talking about money is still taboo.""Envy drives unnecessary spending.""Rent the car instead of buying it."Chapters00:00 The Dopamine of Looking Rich02:44 The Cost of Status Symbols05:33 Fear of Looking Poor08:13 Chasing External Validation11:11 Utility vs. Status in Purchases13:59 The Taboo of Discussing Finances16:55 The Cycle of Envy and Spending19:59 Selling Future Labor for Validation22:56 Finding Joy in Savings25:39 Advice for Managing the Dopamine Hit
Shane makes a guest appearance on USC's Lusk Perspectives to talk state housing law, barriers to missing middle housing and condos, managing transportation systems in densifying cities, building wealth for tenants, and more.Show notes:Overview of 40 years of California ADU reform by the California Housing Defense Fund.State of Los Angeles County Housing and Neighborhoods. Neighborhood Data for Social Change.Shane's 2021 article in The Atlantic, “Renting is Terrible, Owning is Worse.”Shane's blog posts preceding and following the article in The Atlantic.The Lewis Center report on “Shared Prosperity Rental Housing,” published in December 2025 and mentioned at the end of the interview.
Send us a textEver feel like the housing market is a maze with moving walls? We brought together a 20-year realtor who treats every purchase like an investment and a lender who rebuilt his playbook around non-QM lending to show exactly how buyers, sellers, and investors can win right now. No fluff—just the strategies that still close in a high-rate, low-fit inventory environment.We break down the real dynamics behind “high but not the highest” rates, why inventory feels wrong for most budgets, and how buyer hesitation often kills good deals. You'll hear how remote work and 1099 income changed underwriting, why DSCR, bank statement, and 1099 loans matter, and how to structure tough files using grants and seller credits without smoke and mirrors. If you've wondered whether to wait for rates to dip, we map the tradeoffs: when financing costs fall, demand and prices usually rise. Renting remains 100% interest; ownership gives options—refinance later, sell, or rent out your home if life shifts.We also get tactical. Learn the duplex house-hack that boosts buying power on day one, the exact steps for clean documentation and fewer last-minute surprises, and the simple process upgrades—like group-text introductions and a short video walkthrough of the closing disclosure—that reduce anxiety and speed up closings. For agents, it's a masterclass in fundamentals and staying in your lane; for lenders, a reminder to own cash-to-close clarity and communicate early. For renters and first-time buyers, it's a clear path from fear to a plan.If you're serious about real estate in 2026—buying, selling, investing, or staying sharp as a pro—this conversation gives you the mindset and the tools. Subscribe, share with a friend who needs the nudge, and leave a review with your biggest question—we may feature it next. Quote Cards for SocialMark Jones
Just 12% of Americans aged 30 and under are married and own homes. Post-WWII 1950s, that figure was around 54%. Single and renting forever – is it the new American dream? A combined income of $180k won’t even get you into a starter home in many locations, according to some listeners. Housing prices and the cost of living are going up all over the country and especially on the West Coast. Many people cannot afford to live the way our parents did back in the day. When Lou was a kid, Sunday dinner every week was like Thanksgiving today. Is there still such a thing as a starter home? Many investors buy single family starter homes just to flip them and turn out a profit. Does that strategy end up squeezing out first home buyers? See omnystudio.com/listener for privacy information.
If you're planning a trip to Ireland in 2026 these tips will make planning smoother, help you avoid crowds, and maybe even save you a bit of money. Probably the most important tips are when NOT to be in Dublin, but there are some updates to European entry & exit systems that you need to know, as well as really important advice for 2027. Jody Halsted – Ireland Family Vacations and the Traveling in Ireland podcast In case you're wondering why you would want to get your Ireland travel advice from me… My name is Jody Halsted, and I am an Ireland travel advisor. I have been traveling to and through Ireland for over 23 years (!!), publish Ireland Family Vacations, host the Traveling in Ireland podcast, assist hundreds of travelers with their Ireland vacations each year and, occasionally, I also host small group tours through Ireland (I have 2 this spring so you can look forward to some live from Ireland episodes in April and May). That's a lot! But Ireland travel is my passion; and my goal -100% – is to help you have an amazing Ireland vacation. And I have quite a few ways to do that. My website, Ireland Family Vacations, is a complete resource for Ireland vacation planning – filled with information on what to do & see as well as handy tips for planning your trip and free itineraries to get your plans in motion quickly. (Don't let the name fool you! I travel through Ireland solo, with my husband, with my family, and hosting small group tours. Whatever your group size or dynamic I am able to assist!) My itinerary personalization, vacation coaching, and custom itinerary creation services help you maximize your Ireland experience, and my small group guided tours are designed to not only deliver the ‘authentic' Ireland of your dreams but also introduce you to the people and hidden places that make the country so very magical. If you love the process of planning your trip the Ireland Travel Compass walks you step-by-step through my expert process, from when to visit and how long the perfect vacation lasts, to what to see, where to stay, and even what to eat. It's basically my entire Ireland vacation planning brain laid out. On a more personal note, I have 2 daughters, now in college, who have been traveling through Ireland with me since before they could toddle and one very supportive husband (who loves it when I plan other people's vacations because it means I'm not planning my own). At Malahide Castle (It's probably time to get new family photos done)By Aoife for Flytographer; Dublin, Ireland. All rights reserved. Now that you know all about me, let's jump into what you need to know as you consider planning an Ireland vacation in 2026! This article is based on Traveling in Ireland podcast episode 320. Use the player below to listen or scroll to continue reading the article and get resource links. 2026 Ireland Travel Tips You Need Ireland Travel Rules & Regulations There are currently no restrictions in place for North Americans traveling to Ireland.Ireland travel restrictions and other requirement are found here. In Case of Cancellation Read and understand cancellation policies on everything from flights and transportation to tours and accommodations before booking. If booking with a credit card be aware of the cancellation coverage you may have with that card. I highly recommend purchasing travel insurance if you book tickets our tours that don't allow 100% refund if cancelled. And always if you are booking a tour package (and not necessarily the one the company offers). 2026 Looks like Another Busy Year from Travel to Ireland from North America Irish tourism numbers showed that tourism from Europe into Ireland was down, but numbers from North America remained steady. From my perspective things are already looking busy, especially in the months of May, late August, and September. (The shoulder season is the new high season.) More Direct Flights to Ireland in 2026 Aer Lingus, Ireland's flagship airline is adding 2 new US routes in 2026, bringing the total to 18 routes from Dublin!This is important because Aer Lingus is considered a ‘budget' carrier. And when budget carriers enter a market, US based airlines will drop rates to compete.
Thomas Collins explains house hacking, multifamily investing, and how to make your assets pay for your lifestyle—starting with your first property.Full DescriptionIn this episode of RealDealChat, Jack Hoss sits down with Thomas Collins, founder of Shift Rich Academy, to break down one of the most powerful entry points into real estate investing: house hacking.Thomas shares how a single conversation at his day job sparked a mindset shift that led him from renting at $1,400/month to owning a duplex where his tenants paid nearly the entire mortgage. He explains why multifamily properties (especially duplexes, triplexes, and fourplexes) are the smartest first move for new investors—and how FHA loans make it possible with just 3.5% down.The conversation goes deep into:House hacking vs flips (and why HGTV gets it wrong)Establishing your buy box when you plan to live in the propertyUsing short-term rentals to dramatically increase cash flowCostly mistakes with tenants, licenses, and partnershipsWhy systems, virtual assistants, and AI prevent real estate from becoming another jobHow confidence explodes after the first dealWhy waiting for “perfect” kills momentumThis episode is packed with real-world lessons, beginner clarity, and systems thinking for anyone sitting on the sidelines.
A look at the plus and minuses of owning a home in California right now. Plus, how some new laws may play out at a school near you. Finally, folk singer returns to Northern California with new album.
I started to do the pod and randomly, friend of the show, Lauren Bell, called and we went for it. We discussed: Renting People as a business, Mickey Rourkes Go Fund Me for 100K rent, Jokes, the AI Bubble, cocaine, death obsessions online, the weirdness of a new year, and all the fun. Lauren was a delight and you can connect with her at prettygoodfinances@gmail.com Thank you for listening. Please listen wherever you pod or stream and or like and subscribe on YT @newbergpod - And you can watch the episode here: https://youtu.be/PKuxz-DbeMs
When a person has been waiting for a shidduch, or for parnassah, or for refu'ah shelema, the hardest part is not the difficulty itself, but the fear that maybe it will never come. Years have passed, doors seem to be closed, and the person begins to think: if nothing has happened yet, who says it ever will? That way of thinking might make sense if Hashem needed time to gradually bring a salvation. But we know that Hashem brings the yeshu'ah כְּהֶרֶף עַיִן , in the blink of an eye. An older single may think, I am doing everything right. I am praying, working on myself, improving in so many areas, yet it feels like nothing is moving, like I am never going to get married. But every single thing that this person has done has made a real impact. When everything comes together and the moment of salvation arrives, it will come so quickly that the person will not believe how fast it happened. Many people who waited ten, fifteen, twenty years, or even longer, will tell you the same thing. For years, nothing was happening. It felt like things would never change. And then suddenly, a name was mentioned casually, a phone call came from an unexpected source, something nobody could have predicted—and the yeshu'ah arrived. A man called me, overflowing with gratitude to Hashem. He told me that shidduchim had been so painful for his daughter over the past five years that he honestly thought she would never get married. The pain and agony they endured were indescribable. And then, literally כְּהֶרֶף עַיִן , a new name surfaced. A boy younger than her, someone they never would have thought of on their own. Today, they are preparing for her wedding. It is the perfect shidduch—the kind of boy she had always hoped for, from the type of family she had always wanted. In one moment, they went from the depths of despair to the greatest heights of joy. The same pattern exists with parnassah. People can struggle for years to earn a living, and then suddenly one opportunity opens. One deal, one connection, one idea. The same mouth that once said, "I don't see how I will ever manage," now says, "I can't believe this didn't happen earlier." Someone told me about his friend who had to borrow money from his in-laws just to cover basic expenses, and less than a year later, he became a multimillionaire. It didn't make sense—but it didn't have to. The moment Hashem decides to give, it happens in the way He chooses. A man told me that for many years he dreamed of opening a store selling a certain type of merchandise. He had customers and demand, but he could never afford the rent. Renting a store required first month's rent, a security deposit, and key money—tens of thousands of dollars he simply didn't have. So for years, he sold everything from his home. Recently, he attended an event, and someone casually asked him if he knew anyone looking to rent a store. He asked for details. It turned out to be on the exact block he had always wanted. The owner was desperate to rent the space and said he was willing to waive the security deposit and the key money. Just like that, the man finally got the store he had dreamed of for years. For so long, it seemed like it would never happen. But the moment Hashem said it was time, He sent the right person directly to him with the opportunity. Yeshuat Hashem is always כְּהֶרֶף עַיִן . Our job is to continue praying, to continue growing, and to never give up hope—even when nothing seems to be moving. Because when the moment arrives, everything changes at once.
In this episode I review both sides of the coin, from the renter side and from the landlord side! I explain the positives as a negatives to both and the bits of information you probably have not heard of before all in one sitting! 516-444-5341
Use code CHRISTMAS20 for 20% of tickets to my workshop- valid for 72hours only! Get your tickets here: https://my-performance-planner.myshopify.com/pages/upcoming-workshopIn today's solo episode, I'm sharing the most vulnerable decision Nikhil and I have ever made. We're moving abroad. Not because we have everything figured out, not because life pushed us, but because we're choosing growth over comfort, even when it feels terrifying.This episode is the real story behind why we're moving, what led to it, and the fears, guilt and emotions that come with leaving family, friends, work, and the only place I've ever lived.I talk about:
What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides. Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026. Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years. Karen & Janet close the podcast with their very special guest, Santa! Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family. Merry Christmas and Happy Hanukkah from Janet and Karen!
How far are you willing to go to save money? We asked our Clarkies to share their best tips and you sure represented! Today we share our Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It's complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it? Frugality Hacks: Segment 1 Ask Clark: Segment 2 Weighing Homeownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Lengths Americans Are Willing to Go to Make Every Penny Count Clark Daily Newsletter survey results Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Is Chase Sapphire Reserve® Worth It? The median age of a first-time homebuyer in America just hit 40 years old 7 Ways To Invest In Real Estate Clark Deals / Clark's Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
Did you like this episode? Dislike it?
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
In this episode, Shawn Gervais and Marshall Hill talk about what actually sharpens your marketing blade — and spoiler alert, it's not another agency, funnel, or plug-and-play system. It's relationships. Real ones. Built the slow way. The uncomfortable way. The way most people avoid because it doesn't scale nicely in a pitch deck.The guys break down why businesses that rely entirely on outsourced marketing eventually lose their edge, and why doing your own marketing — even imperfectly — forces you to understand your customers, your gaps, and your strengths way faster than hiding behind automation ever will. Marketing isn't about being clever; it's about being connected.From travel stories and food tangents to CRM insights, sales follow-ups, seasonal cash flow, and creative hustle, the episode weaves together one core truth: relationships compound. Every conversation, follow-up, DM, and handshake sharpens the sword. Ignore them, and your marketing turns into a blunt object that just makes noise instead of impact.They also dig into when agencies do make sense, when they absolutely don't, and how technology and AI should support creativity — not replace it. This episode is a reminder that the most dangerous businesses aren't the loudest… they're the ones quietly building trust, momentum, and leverage while everyone else is chasing hacks.If your marketing feels dull, frustrating, or disconnected — it's not broken.You just haven't sharpened the blade.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
The Mishneh Torah was the Rambam's (Rabbi Moses ben Maimon) magnum opus, a work spanning hundreds of chapters and describing all of the laws mentioned in the Torah. To this day it is the only work that details all of Jewish observance, including those laws which are only applicable when the Holy Temple is in place. Participating in one of the annual study cycles of these laws (3 chapters/day, 1 chapter/day, or Sefer Hamitzvot) is a way we can play a small but essential part in rebuilding the final Temple.
Claude Sonnet 4.5 says: “LISTEN UP, MAGGOTS! Episode 176 of the Unrelenting podcast is dropping knowledge bombs you CANNOT afford to miss! Hosts Darren and Gene are serving up TWO HOURS of unfiltered truth about first class air travel, luxury international airlines, 9/11 aviation security changes, and why Middle Eastern airlines have SHOWERS in their planes while you’re stuck eating garbage in coach! You want airline travel tips? You want to know about business class hacks and frequent flyer mile runs? THIS IS YOUR INTEL! But that’s NOT ALL, recruit! We’re diving DEEP into Taylor Sheridan’s Landman review, Billy Bob Thornton acting, and whether that show jumped the shark harder than your commitment to fitness! You’ll get the REAL TALK on wokeness in 2025, UK free speech laws, political revolution philosophy, and why property taxes mean you’re just RENTING from the government! Plus: Glenn Beck food recommendations, rice pudding from New York, vodka filtering tips, swing dancing secrets, and Spartacus TV series that’ll make your eyeballs sweat! Gene reveals his 25-year distilled water habit, we discuss Saudi Arabia’s failed megacity projects, and debate whether Zoomers are doomed! This episode covers travel hacks, streaming TV recommendations, political commentary, food reviews, and libertarian philosophy that’ll reprogram your brain! DOWNLOAD IT NOW OR REGRET IT FOREVER, SOLDIER! MOVE MOVE MOVE!” Unrelenting: where discipline means no mercy, no bullshit, and no excuses. Thanks for listening. Please support the show! –>> DONATE NOW
Jay Knight, managing member of Templar Development and co-founder and chair of the Georgia Residential Land Development Council (GRLDC), joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss Georgia's housing challenges, including affordability, land-use policy and strategies to support first-time homebuyers. Housing Affordability Challenges Knight said, “70% of Georgians who would like to buy a house cannot afford one.” Affordability remains a central concern across Georgia. Rising construction costs, high interest rates and restrictive zoning have constrained the supply of homes for first-time buyers. Knight highlights one municipality where public employees earning an average of $54,000 could afford only a home priced around $206,000. Yet the market offered just 13 homes under $250,000, most of them older modular units. Where are the “missing middle” options? These smaller, attainable homes often bridge the gap between entry-level and higher-end properties but are difficult for homebuyers to find. Zoning restrictions often prevent these homes from being built, delaying household formation and limiting wealth-building opportunities for younger buyers. While demand is strong, builders face restrictions on where they can place this product. The margins may be solid, but accessing the land needed to make these homes profitable often discourages newer builders from pursuing them. “‘Can you just build a smaller house?' That's not always an option,” Knight said. “A neighborhood may have zoning conditions that don't allow smaller homes.” GRLDC and Legislative Advocacy GRLDC was founded to address shared industry challenges and promote access to quality, affordable housing across Georgia. A key initiative is House Bill 812, which aims to streamline permitting processes and reduce unnecessary delays. In many jurisdictions, development approvals can take up to a year, limiting supply and increasing costs. HB 812 calls for shorter review timelines and clearer procedures, which could significantly increase the number of lots available without compromising safety standards. Knight highlights the value of collaboration between private developers and local governments to advance housing affordability concerns. When municipalities actively engage developers in shaping policy, practical and effective solutions often emerge. Renting vs. Buying High rents present a barrier for prospective homeowners. While renting can provide flexibility, it often limits the ability to save toward a down payment. Knight explains that increasing housing supply and allowing more flexibility in lot and home sizes could ease rent pressures and expand homeownership opportunities for working Georgians. “The answer to everything in housing is supply,” Knight said. “If we had enough supply and flexibility in house size, it would create pressure on apartment owners to lower rents and give more Georgians—especially younger ones—the option to buy a home.” Education Through Build Baby Build Knight also hosts the Build Baby Build podcast, an educational platform for the residential development community. Episodes address issues facing today's homebuyers and work to bridge the gap between industry expertise and public perception. The goal is to help listeners better understand the operational and financial factors that shape housing affordability. A recent episode examined the “land-light strategy” used by many builders. Despite national claims that large builders hoard land and worsen the affordability crisis, Knight said the opposite is true. Knight said, “They want to be light on land and on time for the delivery of houses.” Outlook for Georgia Housing Despite ongoing challenges, Knight expressed cautious optimism about Georgia's housing future. Growing attention to affordability issues—among policymakers and community leaders—signals a willingness to address long-standing obstacles. Knight said efforts such as HB 812 could streamline permitting and reduce regulatory delays, potentially doubling the number of lots brought to market in the near term. Tune into the full episode for deeper insights into Georgia's housing affordability challenges and the policy solutions shaping the future of development. For more information about Templar Development, visit www.Templar-Dev.com. About Templar Development Templar Development is a residential land development and general contracting firm specializing in planning, entitlement, acquisition and construction of new home communities across Georgia and Alabama. The team brings more than 46 years of combined experience and has overseen the development of over 10,000 homes and more than 50 communities. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Attainable Homes, Smarter Development: Breaking Down Georgia's Affordability Gap appeared first on Atlanta Real Estate Forum.
Today, Nicole unpacks one of her hottest personal finance takes: buying a house is not always an investment. Today, she breaks down the numbers to show when renting makes more sense than buying.
Struggling to rent out your property despite your best efforts? You're not alone, and this episode is your essential guide to overcoming stubborn vacancies. Drawing on real stories and expert strategies from the women-focused WIIRE Community, we break down practical steps to get your property moving fast:Diagnose rental issues and know when to pivot strategiesAttract and keep tenants with creative incentives, ethical landlording, and effective listing auditsLearn why compassion and professionalism deliver returns—and stronger communitiesDecide when to convert, upgrade, or even sell your propertyUnderstand the importance of financial reserves and ongoing supportWe share personal experiences and those of female investors to explore how a collaborative approach fosters wealth and enhances neighborhoods. Additionally, access our free property management checklist and discover why you should join the WIIRE Community for valuable ideas, resources, and genuine support. Tune in and turn your challenges into new opportunities with the collective power of women in real estate. Resources:Simplify how you manage your rentals with TurboTenantGet in touch with Envy Investment GroupGrab our property management checklistMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram
In this powerhouse episode of In The Lab, Ruben sits down with Jack Martin — co-founder and CIO of 52TEN, one of the top mobile home park operators in the United States. Jack brings decades of experience across development, acquisitions, capital formation, and operations, having overseen over $1B in real estate projects and more than 2,000 lots nationwide.Jack breaks down why mobile home parks sit at the lowest end of the real-estate risk spectrum, how they deliver unusually stable cash flow, and why investors from high-net-worth individuals to family offices chase the asset class for its superior tax advantages. He explains the core difference between mobile home parks and RV parks, why land improvements are the real engine of bonus depreciation, and how lot-rent economics create both affordability for residents and reliable income for operators.Throughout the conversation, Jack unpacks key levers for value creation — sub-metering, operational discipline, expense reduction, proper sizing for scale, and what separates truly institutional-quality parks from everything else. He also reveals how his team evaluates 150 deals a year and buys only three, why scarcity drives long-term upside, and how EOS, belief, and people have shaped 52TEN's rise into a market leader.This episode is a must-listen for anyone who wants to understand the real math behind mobile home park investing, see how large operators think, and learn why this niche remains one of the most tax-efficient, recession-resistant strategies in the country. Tune in now to discover why Jack calls mobile home parks “the most stable real estate in America.”Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintHIGHLIGHTS OF THE EPISODE:08:02 Jack talks about why MHPs are lowest on the risk spectrum25:56 Jack talks about applying cost segregation KEEPING IT REAL:06:00 – Mobile home park model08:06 – Why investors choose MHPs10:36 – Bonus depreciation power12:57 – Tax buckets clarified14:49 – Investor profiles shift21:17 – Land improvements explained24:53 – Cost-seg advantage28:10 – Evaluating properties33:03 – Renting land, not homes37:56 – Tenant stability factor45:28 – Why new parks aren't built49:04 – Expense leaks & fixes53:05 – Affordability for residents57:22 – Yield expectations1:04:12 – Belief, EOS, people Episode Hashtags: #MobileHomeParks #RealEstateInvesting #AffordableHousing #WealthStrategy #PassiveIncome #TaxStrategy #LandImprovements #MHPInvesting #FinancialFreedom #ScaleWithStabilityCONNECT WITH THE GUESTWebsite: https://52ten.com/ Linkedin: https://www.linkedin.com/in/jack-martin-52ten/
Someone is predicting the housing market may crash in the near future, where are you buying your dream home? PLUS Gen Z is renting everything including clothes and dishes and it's saving them money. AND we're getting political covering no tax on tip. Just the tip...It's all on KFIAM-640! See omnystudio.com/listener for privacy information.
Stop renting space to doubt- Eviction Notice Signedhttps://lifemotivationdaily.blogspot.com/
12-04-25 - Emailer Is Having His Gallbladder Removed Today - Environmentalists Rant Against Michael Jordan For Renting Huge Yacht - Taliban Has Some Good Ideas Like Filling Stadiums For Vengeance Killings And We Wonder If There's ConcessionsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
12-04-25 - Emailer Is Having His Gallbladder Removed Today - Environmentalists Rant Against Michael Jordan For Renting Huge Yacht - Taliban Has Some Good Ideas Like Filling Stadiums For Vengeance Killings And We Wonder If There's ConcessionsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's the Monday after Thanksgiving, and despite fighting off illness, jet lag, and some major technical difficulties with Riverside, we are here to recount Mike's trip to Japan and Dan's marathon finish. First we insert a special pre-recorded segment breaking down Dan's experience running the Philadelphia Marathon. We discuss the VIP bib upgrade that got him into a heated tent. Dan details his unconventional "Dan Method" of training (which we do not recommend), the horrors of the porta potty lines, and the physical toll of the final miles. Dan's experience getting hyped up from friends and strangers. Erin also shares her own embarrassing spectator moment involving a group of girls she thought wanted a selfie with her. Mike kicks things off with a full recap of his travels, including the surprisingly difficult experience of "renting an old man" named Kenji to help navigate the train system (who ended up getting more lost than they did). He also shares stories about stumbling upon a bar in Tokyo packed with Eagles fans, the life changing magic of Japanese high tech toilets with "privacy sounds," and his visit to a TikTok famous 80 year old knife maker. We also discuss the chaos of Nara Park, where the bowing deer can get a little too aggressive, and the surreal experience of Super Nintendo World.Finally, we wrap up with a strong recommendation for Vince Gilligan's new show Pluribus on Apple TV and explain why we're skipping the "No Bad News" segment just this once.
"Vegetarian in Paris with Amber Haggerty" is your ultimate guide to eating meat-free in the City of Light—and trust me, it's easier (and tastier) than you think! In this episode of Join Us in France, host Annie Sargent chats with Amber Haggerty, the expert behind The Vegetarian in Paris blog, about where to find the best plant-based meals in Paris. Whether you're a lifelong vegetarian, a curious foodie, or just looking to explore meat-free options, Amber shares her insider tips for navigating Parisian menus, avoiding tourist traps, and discovering hidden gems that even locals love. Listen to this episode ad-free Amber, a long-time vegetarian and Paris resident, reveals her favorite spots for everything from savory Breton galettes at Breizh Café to upscale vegetarian dining at Pristine, where the mushroom tart is legendary. She also highlights cozy wine bars like Le 1745, where you can build your own cheese board, and tiny bakeries like Le Comptoir de la Madeleine, famous for its warm, buttery madeleines. And if you're craving international flavors, she recommends Habesha for Ethiopian feasts or Zia for New Mexican brunch near the Eiffel Tower. But this episode isn't just about restaurants. Amber and Annie dive into practical advice, like how to spot vegetarian-friendly dishes on French menus (hint: the sprout emoji doesn't always mean meat-free!) and where to shop for gourmet ingredients, like 30-month-aged Comté at Fromagerie Hardouin. You'll also learn what gifts to bring home—think French salt, artisanal butter, or vacuum-packed galettes—that food lovers will adore. What makes this conversation special? Amber's passion for Paris shines through as she proves that vegetarian dining in the city isn't about sacrifice—it's about discovering delicious, creative meals that celebrate French cuisine without the meat. Annie's warm, engaging style makes it feel like you're getting advice from a trusted friend, and by the end, you'll be ready to book your trip and eat your way through Paris like a pro. If you've ever wondered how to enjoy French food as a vegetarian, this episode is for you. Hit subscribe to Join Us in France so you never miss an episode, and get ready to explore Paris one delicious bite at a time. Perfect for food lovers, travelers, and anyone dreaming of their next French adventure! Table of Contents for this Episode [00:00:15] Introduction and Guest Welcome [00:00:31] Today on the podcast [00:00:58] Podcast supporters [00:01:24] Magazine segment [00:02:17] Vegetarian in Paris with Amber Haggerty [00:02:33] Living as a Vegetarian in Paris [00:03:21] Challenges of Being Vegetarian in Paris [00:04:31] Navigating Menus and Ingredients [00:07:58] Traditional French Dishes for Vegetarians [00:10:22] Favorite places to buy food in Paris [00:14:04] Favorite gifts to bring home [00:15:28] Favorite Restaurants and Creperies [00:19:35] Wine Bars and Cheese Tasting [00:23:27] Sweet Treats and Madeleines [00:24:43] Discovering Le Comptoir de la Madeleine [00:27:11] Exploring Jean-Paul Hevin Chocolatier [00:28:39] L'Avent Comptoir de la Mer: A Seafood Delight [00:30:17] Ethiopian Cuisine at Habesha [00:32:03] New Mexican Flavors at Zia [00:33:09] Vegan Delights at Plan D [00:34:29] Italian Salads at Cosi [00:35:54] Smash Burgers at DUMBO [00:37:03] American Breakfast at Holly Belly [00:38:08] Navigating Parisian Food as a Vegetarian [00:41:11] Last advice [00:41:52] International Food Scene in Paris [00:44:10] Final Thoughts and Farewell [00:44:59] Thank You Patrons [00:46:08] Tips for First-Time Travelers to Europe [00:46:46] Hotel Tips for European Travel [00:47:22] No toiletries in budget hotel [00:47:43] Bring Your Own Washcloth [00:48:01] Hotel Rooms are small [00:48:45] Turn on the lights [00:49:12] For Ventilation open a window [00:49:34] No Carpet in most Hotel Rooms [00:49:53] Essential Travel Items and Security [00:50:22] Understanding Power Converters and Adapters [00:51:17] Travel Light [00:51:33] Cultural Etiquette in Europe [00:52:13] Handling Problems Calmly in Europe [00:53:22] Renting and Driving Electric Vehicles in France [00:54:49] Charging Your EV in France [01:00:50] About the Price of Charging [01:01:46] Final Thoughts on EV Travel in France [01:02:38] Conclusion and Upcoming Episodes [01:02:51] Next week on the podcast [01:03:15] Copyright More episodes about French food and wine #VegetarianInParis, #PlantBasedParis, #ParisFoodGuide, #VegetarianTravel, #EatLikeALocal, #ParisDining, #MeatFreeFrance, #FoodieFrance, #ParisHiddenGems, #JoinUsInFrance, #FrancePodcast, #TravelFrance, #FrenchCulture, #ExploreFrance, #DiscoverFrance, #FranceTravelTips, #RealFrance, #Francophile, #FranceAdventures, #ParisFoodie
First-time homebuyers used to be in their early 30s. Today? The median first-time buyer is nearly 40 years old — and the ripple effects are reshaping America's housing market. In this conversation, Kathy Fettke sits down with NAR's Deputy Chief Economist Jessica Lautz to break down the newest data on affordability, delayed homeownership, rising rents, the surge in all-cash buyers, and why so many Americans are locked out of the market longer than ever. They also discuss how this impacts real estate investors long term.
"Renting a Boat on the Canal du Midi with Bobbi Heath" is your ultimate guide to one of France's most magical slow travel experiences. In this episode, host Annie Sargent chats with Bobbi Heath, a passionate traveler and boating enthusiast, about her week-long adventure renting a boat on the Canal du Midi. If you've ever dreamed of cruising through France's picturesque countryside, sipping wine, and exploring historic villages—all without needing a boating license—this conversation is packed with practical tips and inspiration. Listen to this episode ad-free Bobbi and her friends started their journey in Homps, a quiet town near Carcassonne, where they rented a boat from Le Boat. No experience? No problem. The Canal du Midi is beginner-friendly, with easy-to-navigate locks and a relaxed pace. Bobbi shares how they mastered the locks (hint: going downstream first makes it easier!), where to find the best wine (hello, Minervois region!), and why this trip is perfect for groups of four. She even reveals her favorite stops, like Le Somail, home to a legendary bookstore (Le Trouve-Tout du Livre), and Carcassonne, where medieval charm meets modern dining at La Table d'Alais. You'll learn how to plan your route, what to pack (duffel bags, not suitcases!), and why early mornings at the locks mean shorter waits. Bobbi also dives into the joys of slow travel—biking along the towpath, shopping at local markets, and enjoying picnics on deck with fresh baguettes and cheese. The Canal du Midi isn't just a waterway; it's a journey through history, wine country, and some of France's most authentic villages. From practical advice on renting boats (expect to pay around $1,200/week) to insider tips on avoiding tourist crowds, this episode covers it all. Whether you're a wine lover, history buff, or just craving a unique getaway, Bobbi's stories will have you ready to book your own canal adventure. If you love France but want to escape the usual tourist spots, this boat trip is the perfect way to see the country at your own pace. Subscribe to Join Us in France for more hidden gems, travel tips, and stories that bring France to life—wherever you are! Table of Contents for this Episode [00:00:15] Introduction and Guest Welcome [00:00:31] Today on the podcast [00:01:00] Podcast supporters [00:01:30] Bootcamp 2026 [00:01:44] Magazine part of the Podcast [00:02:29] Renting a Boat on the Canal du Midi with Bobbi Heath [00:02:47] Planning the Canal du Midi Adventure [00:03:38] Starting the Journey: From Carcassonne to Homps [00:05:09] A little bit about the Canal du Midi [00:06:15] Exploring Carcassonne [00:08:33] Navigating the Canal: Locks and Logistics [00:13:01] Discovering Le Saunier and Amphoralis [00:15:42] Choosing the Canal Route and Wine Enthusiasm [00:17:30] Daily Life on the Canal Boat [00:21:02] Boat Rentals and Practical Tips [00:23:11] Cost and Convenience of Canal Boat Vacations [00:26:26] Booking Tips and Seasonal Advice [00:26:42] Weather Considerations for Your Trip [00:27:32] Cultural Observations on the Canal [00:28:06] Navigating the Canal and Starting Points [00:30:34] Essential Gear and Preparations [00:31:31] Family and Group Travel Tips [00:32:54] Dining and Local Attractions [00:35:04] Alternative Travel Options [00:36:34] Favorite Vacation Ever [00:37:55] Is a week too long? [00:41:31] Wine Adventures Along the Canal [00:44:43] Final Thoughts and Recommendations [00:47:36] Thank you Patrons [00:48:21] Eiffel Tower Tour Review VoiceMap [00:48:43] Latin Quarter Tour Review VoiceMap [00:49:13] Discount for Podcast Listeners [00:49:49] Tickets for Tourists [00:54:07] Tourism… modern or not? [00:57:14] Annie's Travels [01:00:12] Next week on the podcast [01:00:40] Copyright More episodes about visiting the southwest of France
Housing prices aren't coming down, and that's challenging us to redefine the American dream. Maybe renting isn't so bad? This story was supported by a grant from Arnold Ventures. The episode was produced by Miles Bryan and Kelli Wessinger, edited by Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Patrick Boyd and Adriene Lilly, and hosted by Jonquilyn Hill. Image of homes in Hercules, California by David Paul Morris/Bloomberg via Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Housing prices aren't coming down, and that's challenging us to redefine the American dream. Maybe renting isn't so bad? This story was supported by a grant from Arnold Ventures. The episode was produced by Miles Bryan and Kelli Wessinger, edited by Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Patrick Boyd and Adriene Lilly, and hosted by Jonquilyn Hill. Image of homes in Hercules, California by David Paul Morris/Bloomberg via Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Learn more about your ad choices. Visit podcastchoices.com/adchoices