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(00:00-9:25) Doug has been doing some DJ work. Jackson has a smorgasbord of audio for us. Audio of Mad Dog Russo getting trolled by a caller. We'll try Stephen A Smith getting mad at a caller next. Up next is Paul Finebaum not happy with a G5 team being in the CFP. Austin Mock's got 7 SEC teams in the CFP. You're getting all damp over there.(9:33-18:08) Who on the dais has the best weekend lined up? Yuck, the straights. It's deer season. The Lexington Steele of Chesterfield. Renting is all the rage. A slut, yes, but a poodle, not a deer. Deer urine. Doug's first instinct is to kink shame. Doug's got a Lot L parking pass.(18:18-25:00) E-Mail of the DaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Charlie Cummings, Managing Principal at Innovate Commercial Real Estate, explores owner-operator strategies, lease-to-own paths, and Denver CRE trends.The Crexi Podcast connects CRE professionals with industry insights built for smart decision-making. In each episode, we explore the latest trends, innovations and opportunities shaping commercial real estate, because we believe knowledge should move at the speed of ambition and every conversation should empower professionals to act with greater clarity and confidence. In this episode of the Crexi Podcast, host Shanti Ryle sits down with Charlie to discuss his journey from aviation consultant to commercial real estate, his commitment to helping small business owners and investors, and the importance of integrity and community involvement in the industry. The conversation also covers trends in the Denver real estate market, the strengthening position of the owner-operator, and the use of AI tools in commercial real estate. Charlie emphasizes the value of relationships, transparency, and providing exceptional service in building long-term success.Meet Charlie Cummings: From Aviation to Real EstateCharlie's Journey into Commercial Real EstateEarly Challenges and Success StoriesThe Importance of Integrity in Real EstateCommunity Involvement: TEDx and ToastmastersOwner Operators vs. Other InvestorsThe Shift from Renting to OwningGenerational Shifts in BrokerageThe Importance of Service and User ExperienceNext Generation Investors and Business OwnersDenver's Unique Market DynamicsLeveraging AI and Technology in Real EstateBuilding Relationships and Adding ValueCollaborative Masterminds and MentorshipFinal Thoughts and Contact Information About Charlie Cummings:Charlie Cummings is the Founder and Managing Broker of Innovate Commercial Real Estate, a Colorado-based brokerage known for helping business owners and investors turn vision into long-term success.Before launching Innovate CRE, he spent six years with KW Commercial where he developed deep expertise in brokerage, advisory, and client service, working across a broad range of asset types. The majority of his business originated from referral partners—a testament to his client-first approach and commitment to long-term relationships over transaction volume.Prior to entering commercial real estate, Charlie worked as an aviation consultant for several firms, serving public-sector airport clients across the United States. His transition into real estate was driven by a passion for entrepreneurship and a desire to help other founders and business owners build their own legacy and understand their why.With nearly a decade of real estate experience and over $80 million in closed transactions, Charlie specializes in owner-occupier and investment services. Under his leadership, Innovate CRE has become a trusted local partner for businesses seeking to align their real estate with performance, expansion, and legacy-building goals. He is now focused on growing his personal brand, not just to build awareness for business, but to amplify the stories and success of his clients. Dedicated to community impact, Charlie has been involved with the following organizations in Colorado: CACEN (Colorado Asian Culture and Education Network), 5280 Toastmasters, Hope Communities, Mission Animal Hospital, SCORE, TEDx Mile High, Junior Achievement, and Project Angel Heart.Outside of work, Charlie enjoys time with his wife Andrea, daughter Sofia, and their dog Noah—embracing community in every part of life. He's passionate about cooking, the outdoors, travel, and continuous learning. For show notes, past guests, and more CRE content, please check out Crexi's blog.Looking to stay ahead in commercial real estate? Visit Crexi to explore properties, analyze markets, and connect with opportunities nationwide. Follow Crexi:https://www.crexi.com/ https://www.crexi.com/instagram https://www.crexi.com/facebook https://www.crexi.com/twitter https://www.crexi.com/linkedin https://www.youtube.com/crexi
Want to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7UNDERWRITE USING OUR TOOLShttps://www.lifestyleassetuniversity.com/order1683833769862FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreLINKS QUOTED:https://www.deseret.com/utah/2025/11/05/turnover-rate-for-us-homes-is-the-lowest-in-decades/https://www.cnn.com/2024/12/16/economy/renter-homeowner-net-worth-gaphttps://www.urban.org/urban-wire/wealth-gap-between-homeowners-and-renters-has-reached-historic-highhttps://eyeonhousing.org/2024/03/examining-differences-between-homeowner-and-renter-wealth/Chapters:00:00:00 Intro00:00:30 The Show Begins00:01:50 Mamdani Wins NYC Mayoral Race00:09:45 Government Shutdown00:12:52 3 Things You're Doing Wrong + How To Fix Them00:29:29 Real Estate Market Overview00:39:29 DEBATE: Rent VS Own
On balance there appears to be a bit of an information disconnect about this recently enacted state law. In 2023, prior to the passage of the legislation, 51% of Florida's renters surveyed said they would opt for a reasonable non-refundable fee given the opportunity as 72% of renters said they struggled to come up with the needed money for first, last and a security deposit.
Good morning, afternoon, and evening, everyone! The news is buzzing with President Trump's 50-year mortgage idea for housing affordability. While the media churns drama, on The Note Closers Show, we stick to numbers. And the numbers, ladies and gentlemen, never lie.We dug into this mortgage innovation with calculators (and a little AI!). Is a 50-year mortgage a brilliant strategy for real estate investors and first-time homebuyers, or an endless interest trap? Forget media drama; let's talk facts about interest rates, equity growth, and smart real estate investment in today's housing market, especially for Texas real estate.Here's what we uncovered in this episode:50-Year Mortgage: Lower Payments, Broader Access. We dissect payment differences across 15, 30, 40, & 50-year terms. Saving over $266/month on a $386K mortgage (at 6.25%) significantly boosts your debt-to-income ratio, opening homeownership doors to more.Flexibility is King: Strategic Wealth Building. The longer term offers financial flexibility. Use monthly savings (not just for takeout!) to aggressively tackle high-interest debt, invest for higher returns, or build emergency funds. This gives you control, empowering strategic real estate investment choices.Equity Growth: Appreciation Outpaces Interest. Debunking the "too much interest" myth: real estate appreciation is the true wealth builder. A $400K home, appreciating at 4% annually, can hit $526K in 7 years. Your equity grows faster than extra interest, proving property values are key, not fear-mongering.Renting vs. Owning: Build Wealth or "Not Own Sh!t." The rent-vs-buy debate continues. Renting seems cheaper, but 20 years of rent means missing massive home equity and wealth accumulation. Your home is your investment office; don't delay entry while property values soar.Strategic Homeownership: Get In, Grow, Recast. Your first home isn't forever. The strategy: enter an affordable property with a longer mortgage (e.g., in Austin, Texas). As income/market grow, refinance or recast. This leverages average 7-8 year homeowner moves, maximizing market advantage & avoiding mortgage debt pitfalls.This isn't endless payment; it's about getting in the game, building real estate wealth, and navigating life's curveballs. For real estate investors, homeowners, and anyone wanting informed decisions (math, not melodrama!), this episode is for you. Take action, buddy! Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the WCN Membership HERE!
Stunning photos and five-star ratings can mask deal-breaking flaws in luxury Myrtle Beach condos. Hidden fees, misleading locations, and lax cleaning standards turn dream vacations into expensive disappointments for unprepared renters.Find a comfortable condo at https://www.furnishedfinder.com/property/869811_1 Grace Management Group LLC City: North Myrtle Beach Address: 944 Morrall Drive Website: https://www.furnishedfinder.com/property/869811_1
My Life As A Landlord | Rentals, Real Estate Investing, Property Management, Tenants, Canada & US.
Renting to roommates can be an interesting situation for landlords, especially if the roommates are not financially involved. Today's show is the final episode all about tenant transitions, and we talk about the nuances about individual roommates renting your long-term units. As adding roommates to the lease is something that landlords often encounter, I discuss my best practices about accepting only full payments for rent, deposits, and only returning full deposits.
Reflecting on Marine Corps Memories, Current Mortgage Rates, and Real Estate TrendsIn this episode, Vito reminisces about his time in the Marine Corps, celebrates the 250th birthday of the Marine Corps, and discusses wearing his old dress blues. He then shifts focus to current mortgage rates, examining the benefits and drawbacks of renting versus owning a home for seniors. Vito delves into the rise in foreclosure filings and their implications, particularly in states like Texas and Florida. The discussion also addresses the challenges faced by local businesses due to the construction of high-rise housing projects in Santa Clara. Lastly, he provides insights into the current real estate market in Santa Clara County and speculates on future trends. Boomers own the most homes — but 12 million still rentSteady rise in foreclosure filings continues through third quarterSanta Clara high-rise housing project would displace businessesMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist 00:00 Introduction and Personal Memories00:15 Marine Corps Reflections01:20 Mortgage Rates Update02:02 Renting vs. Owning in Retirement05:18 Foreclosure Trends07:15 Impact of High-Rise Housing Projects10:37 Current Real Estate Market Overview
In this episode of The REDX Podcast, real estate veteran Lars Hedenborg helps agents regain control of their business in a changing market. Lars—known for his proven track record of scaling real estate teams and mentoring agents—shares how to shift from chaos and uncertainty to structure and predictable growth. Listeners will learn how to build sustainable lead generation levers that produce consistent income, freedom, and long-term stability in any market.Here's what you will discover in this episode… You'll learn why relying on paid leads and portals keeps agents trapped in a cycle of dependency—and how to break free with self-owned marketing systems. You'll discover the four most effective lead gen levers to generate predictable listings using expireds, FSBOs, databases, and geo-farming. You'll uncover the mindset shift required to transition from “grinding agent” to “business owner” with time and financial freedom.JUMP TO THESE TOPICS 00:00 –
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Natalie Carpenter, a seasoned real estate managing broker and coach. Natalie shares her journey in real estate, her current leadership role overseeing 200 agents, and her focus on empowering agents to build relationships with clients rather than being transactional. She discusses her commitment to increasing homeownership in underserved communities and the importance of generational wealth. The conversation highlights the educational initiatives she undertakes to support agents and investors, as well as her action steps to foster community development. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Kristen interviews Fred Wikkeling, a seasoned real estate professional with 49 years of experience. Fred shares his journey into real estate, his passion for helping first-time homebuyers, and insights into the current market dynamics. He discusses the importance of understanding the home buying process, the opportunities available for first-time buyers, and his mission to promote affordable housing. Fred emphasizes the need for mentorship and knowledge in navigating the real estate landscape, making this episode a valuable resource for anyone interested in homeownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Questions? Comments? We love feedback! Email us at info@baishavaad.org
#canadianrealestate #canadianeconomy #realestateagents SummaryIn this episode, Cortez and Brooke discuss various topics ranging from the excitement of Halloween and the World Series to the challenges in the real estate market, including flipping properties, mortgage costs, and the rental market. They also touch on economic updates, the political climate in Canada, upcoming federal elections, immigration policies, and the implications for the housing crisis. The conversation concludes with Brooke's app launch and her recent achievement of being recognized in the top 40 under 40.TakeawaysOwning costs significantly more than renting in Canada.The gap between owning and renting is a key market indicator.Market trends are influenced by the cost of home ownership.Future predictions depend on the relationship between owning and renting costs.Economic factors play a crucial role in the housing market.Understanding property taxes and maintenance is essential for home buyers.The current market is slow due to high ownership costs.Investing in real estate requires careful financial planning.Renting may be more viable for many Canadians right now.The housing market is subject to fluctuations based on economic conditions.1. Book A Call With Us Here (It's absolutely free)
Amy talks with the host of ‘How to Money' Joel Larsgaard about renters having the upper hand, holiday budgeting, and new cars for $50k.See omnystudio.com/listener for privacy information.
In this powerful episode of Rethink Real Estate, host Ben Brady, CEO of Harcourts Auctions, sits down with Ben Reinberg, Founder and CEO of Alliance Consolidated Group of Companies, to expose one of the biggest financial misconceptions of our time — the myth that “cash is king.”Fresh off his recent TED Talk, Reinberg shares how he built an empire in commercial real estate from the ground up, and why hard assets—not savings accounts—are the true path to long-term wealth. From raising $2 million at age 23 to managing hundreds of millions in recession-resilient assets today, Reinberg breaks down the mindset, strategies, and disciplines that separate those who get rich from those who stay wealthy.The two Bens dive deep into the 2026–2027 commercial market reset, where trillions in real estate debt are set to come due—creating what Reinberg calls “the buying opportunity of a generation.” You'll learn why the ability to hold, not just buy, is the defining trait of great investors… and why communication, focus, and emotional discipline remain the ultimate assets in business.Whether you're a residential agent looking to expand your wealth portfolio or an investor preparing for the next market cycle, this episode delivers tactical insights and timeless financial wisdom you won't hear anywhere else.Timestamps & Key Topics[00:00:00] – Intro: The “Lie About Money” and the Power of Hard Assets[00:01:30] – How Ben Reinberg Built His Empire from $0 to Millions[00:03:40] – What True Wealth Means (It's Not About Being Rich)[00:06:20] – The Ability to Hold: Investing's Most Underrated Skill[00:09:15] – $90 Trillion in Real Estate Will Change Hands: What That Means[00:12:00] – The Coming Commercial Market Reset (2026–2027)[00:16:00] – Why Residential Real Estate is a “Money Pit”[00:21:10] – Renting vs. Owning: The New Wealth Perspective[00:24:45] – How Over-Leverage Destroys Investors (and How to Avoid It)[00:27:00] – The Missing Skill in Real Estate: Communication[00:29:00] – Mindset is the Best Real Estate You Own
After being shown multiple apartments by an agent and dealing with all kinds of grumpy potential landlords, the time has finally come to sign that lease. In this lesson, learn about the payment methods and contracts you'll be dealing with when renting a mainland Chinese apartment. Episode link: https://www.chinesepod.com/1526
In this episode, Brent Bowers breaks down the power of house hacking—a smart strategy to fund your real estate dreams even when money is tight. Inspired by one of his Landsharks students, Brent shares creative ways to turn your current living situation into a cash-generating opportunity, from renting out spare rooms and garages to house hacking your way into your first deal.He also walks through his own journey of using roommates to cover his mortgage, refinancing his first home to buy more properties, and building a portfolio that eventually created financial freedom—all without starting with big money.For more land REI opportunities, go ahead and join The Landsharks Program.---------Show notes:(0:59) Beginning of today's episode(1:08) How a 24-year-old Landshark funded his first deal through house hacking(2:03) Brent's college story: renting out rooms to cover expenses(3:12) Buying a foreclosure using a VA loan and turning it into a cash flow machine(4:16) Refinancing, pulling equity, and scaling into more rentals(5:02) Renting out rooms, garages, and driveways for extra income(6:09) Using these small income streams to fund your marketing and coaching(6:31) Creative ways to house hack and start building wealth(7:34) How one property snowballed into multiple investments(8:28) Building long-term wealth through compounding, rent, and depreciation(9:01) The importance of taking action daily and thinking long-term----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
Darrell Crate, CEO of Easterly Govt. Properties (DEA), walks through the key takeaways from their 3Q25. He notes their 8% dividend and “steady growth,” calling the REIT an “anchor in the storm.” He thinks the stock has been unfairly punished by fears around DOGE and the government shutdown, but thinks things will balance out again. “We have billions of dollars of rent” from the U.S. government every year. “Our leases are very long term.”======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
On the October 28th episode of "People Not Titles," hosts Steve Kaempf and Matt Lombardi discuss the U.S. government shutdown's impact on real estate, the National Association of Realtors' internal challenges, and why younger Americans are favoring stocks over homeownership. They also review Midwest market trends, share Halloween-themed real estate stats, and wrap up with sports talk and upcoming events.**Government Shutdown Impact on Real Estate (00:00:00)****Pending Home Sales and Economic Jitters (00:01:07)****Absence of Federal Economic Data (00:02:41)****Loan Processing Delays and Market Fluidity (00:03:12)****NAR Working Group Formation and Purpose (00:04:28)****Background and Motivation for the NAR Working Group (00:05:04)****Brokerage Perspective and NAR's Response (00:07:09)****NAR Working Group Recommendations Overview (00:08:13)****Clear Cooperation Policy Critique (00:09:13)****Three-Way Membership Agreement Challenge (00:10:49)****Financial Transparency and Restructuring (00:12:26)****Independent Governance and Oversight (00:14:04)****NAR's Financial Reserves and Legal Exposure (00:16:05)****Second Century Ventures and Member Benefits (00:18:31)****NAR's Response and Strategic Planning (00:21:34)****Federal Reserve Meeting and Rate Cut Expectations (00:23:22)****Young Americans: Stocks vs. Homeownership (00:24:57)****Homeownership Costs vs. Renting (00:26:36)****Generational Attitudes Toward Real Estate (00:27:48)****Wealth Building and Real Estate (00:30:09)****Barriers to Homebuilding and Housing Shortage (00:32:08)****Coiled Spring Housing Market Thesis (00:34:33)****Mortgage Rate Snapshot and Market Data (00:36:01)****US Existing Home Sales and Inventory (00:36:40)****Illinois Housing Market Update (00:40:27)****Illinois Market Forecast (00:42:26)****Wisconsin Housing Market Update (00:42:50)****Haunted Houses and Homebuyer Attitudes (00:43:40)****Podcast Announcements and Events (00:46:47)****Chicago Bears and Sports Recap (00:47:41)****Podcast Closing and Sponsor Message (00:49:22)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...
Renting pressure washing equipment seems affordable until you factor in repairs, wasted weekends, and potential property damage. Learn what rental companies don't disclose upfront.To learn more, visit: https://www.affordable-and-professional.com/our-power-washing-and-gutter-cleaning-and-gutter-guard-and-window-washing-services Affordable & Professional Window & Gutter Cleaning PowerWashing Services City: Freehold Address: 18 Willow Brook Rd Website: https://www.affordable-and-professional.com/
Ndia Magadagela – CEO and Co-founder, Everlectric SAfm Market Update - Podcasts and live stream
In this episode of The Influence Factor, host Alessandro Bogliari chats with Billy Parks about the evolution of the creator economy. Billy shares why creators must move beyond renting audiences to build lasting, sustainable businesses. He reflects on key career lessons and the value of authenticity in brand collaborations. The conversation also explores creator investment strategies, industry challenges, and emerging trends - like AI integration and niche market growth - shaping the future.
This is a free preview of a paid episode. To hear more, visit meetthemess.substack.comMove over, Meet the Press—it's time to MEET THE MESS!This week on the podcast, Jen and Karyn discuss the government shutdown, rising health insurance premiums, and the looming freeze on SNAP benefits!In pop culture news, hear about the new Lily Allen album that details her messy split from actor David Harbour, and how a shocking number of leading men don't wear underpants.Plus, would you rent a billboard to find a husband? One Bay Area woman did and it's kind of working. Also, hear how reading transformed the life of a former prisoner, why people in Japan are renting grandmas, and how wine lovers are literally working for their vino.Meanwhile, Karyn goes down a rabbit hole trying to decode the latest TikTok buzz words: 6–7, white trash cheekbones, low-income eyes, and rich white girl eyes. And don't miss the feel-good baseball moment of how a little-known Dodger led the team to victory in Game 3 of the World Series.On Meet the Mess, bestselling authors Jen Lancaster & Karyn Bosnak dive into the messiest news stories and hottest topics of the week to give a fresh and entertaining take on current events and life in general. An extended video version with the “Hot Mess of the Week” is available to paid Substack subscribers. Visit meetthemess.substack.com for more.Meet the Merch:• https://www.etsy.com/shop/MeetTheMessConnect with us on Instagram:• https://www.instagram.com/meetthemesspod• https://www.instagram.com/jennsylvania• https://www.instagram.com/karynbosnakConnect with us on TikTok:• https://www.tiktok.com/@meetthemess• https://www.tiktok.com/@karynbosnak
Sometimes you find an apartment you think you can be happy with, but it all comes down to the dealings with the landlord. What is the landlord's attitude like? Willing to replace things? Willing to make other changes? In this lesson, there's just a bit of friction. Learn the Chinese to deal with this apartment hunting situation in this lesson. Episode link: https://www.chinesepod.com/1506
Send us a textOn this episode of Walleye Chronicles Podcast we talk to Justin Hendrix of LC'c Fish House Rentals out of Mille Lacs Lake. In Justin spare time he maintains moves and rents luxury fish house on Miille Lacs including two huge Ice Castles and one pimped out day shack. Sit back and get the inside scope before you schedule your weekend in an icy paradise. #smileandfish #lcsfishhouserentals #walleyechroniclespodcast #justinhendrix #mattsnell
Katy expressed her reasons for not wanting to own a home. What are your thoughts on whether owning or renting is the better option?The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3331: FIRECracker challenges the conventional wisdom that owning is always better than renting by sharing a personal story of how car-sharing saved thousands and reduced stress after a nasty accident with a white van. With sharp humor and financial insight, she makes a compelling case that renting both cars and homes can lead to greater freedom, fewer surprises, and accelerated wealth building, especially in high-cost cities. Read along with the original article(s) here: https://jlcollinsnh.com/2016/10/21/buy-your-freedom-rent-the-rest/ Quotes to ponder: "Renting lets you get ahead, because you don't need to take the financial risk to maintain a physical asset." "The costs of owning are WAY higher than people think, and the worst part of these expenses are they are often unexpected." "Stress free and predictable. That's the key to freedom." Episode references: Enterprise CarShare: https://www.enterprisecarshare.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3331: FIRECracker challenges the conventional wisdom that owning is always better than renting by sharing a personal story of how car-sharing saved thousands and reduced stress after a nasty accident with a white van. With sharp humor and financial insight, she makes a compelling case that renting both cars and homes can lead to greater freedom, fewer surprises, and accelerated wealth building, especially in high-cost cities. Read along with the original article(s) here: https://jlcollinsnh.com/2016/10/21/buy-your-freedom-rent-the-rest/ Quotes to ponder: "Renting lets you get ahead, because you don't need to take the financial risk to maintain a physical asset." "The costs of owning are WAY higher than people think, and the worst part of these expenses are they are often unexpected." "Stress free and predictable. That's the key to freedom." Episode references: Enterprise CarShare: https://www.enterprisecarshare.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3331: FIRECracker challenges the conventional wisdom that owning is always better than renting by sharing a personal story of how car-sharing saved thousands and reduced stress after a nasty accident with a white van. With sharp humor and financial insight, she makes a compelling case that renting both cars and homes can lead to greater freedom, fewer surprises, and accelerated wealth building, especially in high-cost cities. Read along with the original article(s) here: https://jlcollinsnh.com/2016/10/21/buy-your-freedom-rent-the-rest/ Quotes to ponder: "Renting lets you get ahead, because you don't need to take the financial risk to maintain a physical asset." "The costs of owning are WAY higher than people think, and the worst part of these expenses are they are often unexpected." "Stress free and predictable. That's the key to freedom." Episode references: Enterprise CarShare: https://www.enterprisecarshare.com Learn more about your ad choices. Visit megaphone.fm/adchoices
The old dream was built on ownership: a house for security, a car for status. But China's younger generation is trading that dream for a new kind of freedom. Why own things that tie you down, when you can rent a lifestyle that lifts you up? On the show: Niu Honglin, Steve & Yushan.
So you've found your agent, and the agent knows what type of place you're looking for. Now it's time for your potential future landlord to show you around an apartment. In today's lesson, you'll learn the Chinese vocabulary for all the key rooms and furniture, as well as signs that the landlord is kind of stingy. So do you think you'll need some time to think the apartment over? Yeah, we thought so. Episode link: https://www.chinesepod.com/1477
In this episode of Women of Color Rise, I speak with Gloria Lee—Social Entrepreneur, Lecturer at UC Berkeley and Stanford, and visionary behind a new venture focused on helping elders thrive while aging in place. A seasoned educator and nonprofit leader, Gloria's career includes Founder, CEO of Educate78, President and COO of New Schools Venture Fund, and Area Superintendent and COO of Aspire Public Schools. Gloria didn't just dream about traveling the world with her husband and two sons—she made it happen. In our conversation, she shares how she turned this bold vision into reality. Leverage career transitions: When her nonprofit reached a natural inflection point, Gloria chose not to leap into her next role right away. Instead, she seized the moment to make their family travel dream a reality. Make it financially possible: Renting out their Bay Area home and choosing more affordable destinations meant their year abroad cost less than staying home. Mindful spending made the dream sustainable. Think about the long-term impact: Rather than focusing on reasons not to go, Gloria envisioned how the experience could strengthen their family—and it did. They returned with deeper bonds and shared memories that will last a lifetime. Support your children's growth: Gloria's introverted sons embraced “worldschooling” instead of traditional homeschooling. They returned with more gratitude, broader perspectives, and even a newfound passion for environmental conservation. Gloria's story is a reminder that we can make space for both impact in our work and dreams that feed our souls. Sometimes, the bravest career move is to step away and explore the world—with the people you love most. Get full show notes and more information here: https://analizawolf.com/episode-113-take-a-yearlong-sabbatical-with-an-around-the-world-family-trip-with-gloria-lee
In this episode hosts Ania and Roy discuss the Łódź housing market and everyday choices about living situations: city center versus suburbs, renting versus owning, living alone or with roommates, and the importance of rental agreements. They also cover practical topics like price versus standard, dealing with neighbours, pets, balconies, and the Polish saying “ciasne, ale własne” (small but your own). I have just launched my PodFather Podcast Coach Community https://www.skool.com/podfather/about Start your own SKOOl Academy https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71 All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
We kicked off the program with four news stories and different guests on the stories we think you need to know about!The Orionids meteor shower visible tonight & tomorrow in New England. Guest: Jim J. Zebrowski - President Aldrich Astronomical Society, Inc. Halloween spending scares Americans as inflation forces many to skip the holiday… Guest: Bill Dendy - CPA and money manager with Raymond James With a storm blowing through the area, it was a rough day for traffic. Guest: Dan Mazella - Operations Director for the Boston Hub of Total Traffic and Weather Network & traffic reporter The buy-rent gap is widening – should you buy now or keep renting forever? Modern America's housing history is being rewritten: Renting is now cheaper than buying a house in all major metropolitan areas. Guest: Sam Bourgi - researcher and financial analyst at Investors Observer
Many people own their own apartments. However for those that rent, it's quite common to do so through a real estate agency. Learn some great language for describing your ideal apartment to an agent in today's lesson. Episode link: https://www.chinesepod.com/1454
tw - coarse humor, offensive, ignorant. Some people hated it. Don't kill me (some people also effing loved it)Presented AD FREE. I hope you will join on patreon and enjoy ALL EPISODES ad free, patreon.com/aitapodAccurate timestamps because there are no ads, wow magic. This could be your life frfr(0:00) - Banter(11:59) - AITA for wearing makeup around a friend's husband w a rush?(25:30) - AITA for refusing to let my friend's service dog into my house?(33:47) - AITA for not renting to my sister's disabled friend?BEST way to Submit a sitch or comment: https://www.reddit.com/r/AITApod/Email - amitheahole@gmail.com Join Patreon! https://patreon.com/aitapodWhat's on Patreon?- 250+ Bonus eps- NO ADS and accurate timestamps- Complain and comment DIRECTLY to Danny :D TikTok - https://www.tiktok.com/@aitapodInstagram - https://www.instagram.com/aita_pod/
Moving is like a rite of passage, right? A necessary evil we all must endure at some point, and here I am, neck-deep in boxes and bubble wrap. This week, I dive into the chaos of moving—my house is closing on Friday, and I'm racing against the clock to get everything packed up and ready to go. Spoiler alert: my garage looks like a tornado hit it, but I'm determined to get it organized before the big day. I share some golden nuggets of wisdom on how to tackle your workshop packing like a pro. Think toolboxes, shrink wrapping, and those magical plastic totes from Home Depot that make life infinitely easier. Say goodbye to soggy cardboard boxes that fall apart at the slightest hint of rain—hello, well-stacked totes that can defy gravity! Plus, I get to give a shout-out to my pals at Bloom Pest Control and Pyramid Heating and Cooling for swooping in to help with the crawl space cleanup—seriously, who wants to crawl through a dark, damp space alone? Not me!Takeaways: Moving is a joy, said no one ever – here's how to make it less painful! Packing your workshop? Use toolboxes, not cardboard boxes, for a cleaner move. Shrink wrapping your gear is the pro move – because who wants to deal with spills? Totes from Home Depot are your best friends for organizing during a move, trust me! Renting a truck with a lift gate is a game changer for moving heavy toolboxes. Shout out to Pyramid Heating and Bloom Pest Control for saving my sanity during this move! Links referenced in this episode:aroundthehouseonline.comyoutube.com/aroundthehousewithericgCompanies mentioned in this episode: Enterprise Rental Truck Home Depot Pyramid Heating and Cooling Bloom Pest Control and Crawl Space Services Ecoflow Tempo USA Ambiano To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and Eric G will get back to you and answer your question and you might end up in a future episode of Around the House. Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/ Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show. Mentioned in this episode:Suscribe to our YouTube Channel Want even more home improvement tips, tricks, and insider advice? Subscribe to my YouTube channel @AroundTheHouseEricG for project guides, product reviews, and behind-the-scenes content you won't hear on the...
When Scott Morse's Airbnb bookings started to slow down, his cash flow became unpredictable. He needed a more consistent way to generate income from his properties. That's when he discovered the power of renting by the room.In this episode, Scott shares how he converted his former Airbnbs into co-living rentals and why his cash flow is now more consistent, and even higher than before. He explains how he finds tenants, how he manages his rentals with very little vacancy and how easy the turnovers are between tenants.Scott also walks us through the changes he made to his houses to make them work for co-living and compares his Airbnb revenue to what he's earning today.Scott also shares how he's finding deals today.https://rentalincomepodcast.com/episode543Thanks To Our Sponsors:Ridge Lending Group - Making investment Mortgage process simple and stress-free.MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Rental Accounting Software Made Easy. Free 30 Day Trial.
How's your credit score? Is it in tip-top shape, or maybe it could use a little bit of love? The fact is that your credit score is one of the most important financial metrics we use today and how we manage and nurture it makes a huge difference in shaping your financial opportunities. By managing and improving it, you can secure better loan terms and lower interest rates, paving the way for a healthier financial future. Links: Explore the identity protecting benefits of a Better Checking account Disputing Errors on Your Credit Reports | Consumer Advice Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. A credit score might seem like a mysterious three-digit number, but it holds significant influence over your financial life. Whether you're applying for a loan or a credit card, renting an apartment, or even setting up utilities, your credit score plays a crucial role in the decisions that lenders, landlords, and service providers make. Your credit is a valuable asset, and credit score awareness can be a crucial piece in overall financial wellness and identity theft protection. In this tip, we want to remind account holders of the importance of understanding credit scores and provide some tips to help them improve and maintain a healthy credit score. What Is a Credit Score? Simply put, a credit score is like a grade for how good you are at managing money. It is one of the most important tools that lenders and financial institutions use to assess the risk of lending money to you. A higher credit score indicates a healthy credit history; therefore, a lower credit risk, making you more appealing to potential creditors. Credit scores typically range from 300 to 850, with higher scores being better, indicating that you have consistently made payments on time to satisfy your credit obligations. While a "good" credit score varies based on the lender and the specifics of the loan request, it is typically around 700 or higher. Once your score is over 760, you may expect to be offered the best available rates. Credit agencies refresh scores once a month, but the exact timing of those updates may vary based on a myriad of factors. How Is a Credit Score Calculated? You might be surprised to learn that you can have multiple different credit scores at the same time. Based on where the lender obtained their data (from one, two, or all three credit reporting agencies), the credit score model that is used, the lender's own criteria for issuing credit, and the timing of when the score was produced. A hypothetical scenario for calculating a credit score might weigh the following factors this way: Payment History (35%): This is the most important part. It's like getting a gold star for paying bills on time. If you pay on time, your score goes up. If you miss payments, it goes down. Credit Utilization (30%): Imagine you have a money jar, and you use only a little bit of it. That's good for your score. But if you use a lot of it, it's not so good. This measures how much of your available credit you're using. Length of Credit History (15%): The longer you've had credit (like a credit card or loan), the better. It's like experience points. More experience means a higher score. Credit Mix (10%): Having different types of credit, like credit cards and loans, can be like having a diverse team. It's good for your score, but you don't need to have them all. New Credit (10%): Every time you apply for new credit, like a loan or a credit card, it can slightly lower your score. Too many applications at once can hurt your score. Lenders will also look at other factors, such as your income, your assets, or how long you have been at your current job. Note that a high credit score isn't the only sign of financial health. An individual who chooses to use cash or debit cards for major purchases rather than taking out loans will likely have a lower credit score than someone with a long record of multiple well-managed debts, even though they may be very financially responsible. Why Does Your Credit Score Matter? Getting Credit: When you need to borrow money, like for a credit card or a car loan, lenders look at your credit score. If it's high, they're more likely to say yes. Plus, you might get lower interest rates, which means you pay less in the long run. Interest Rates: A good credit score can mean lower interest rates on loans and credit cards. Lower interest rates save you money, so it's a win. Renting a Home: Landlords often check your credit score when you apply to rent an apartment. A good score can help you get the place you want. Utility Bills: Some companies might look at your credit score before deciding if you need to pay a deposit for things like electricity and water. Job Opportunities: Some jobs, especially those handling money, check your credit as part of the hiring process. A good credit score can make you more attractive to employers. For those interested, here are 9 Tips to Improve Your Credit Score Pay Bills on Time: Make sure you pay your bills by their due dates. Set up reminders or automatic payments to help you stay on track. Manage Credit Cards Wisely: Keep your credit card balances low compared to your credit limits. Aim to use less than 30% of your available credit. Pay off your credit card bills in full whenever you can. Mix Different Types of Credit: Having different types of credit, like credit cards, loans, and mortgages, can boost your score. Only open new credit when you really need it. Don't Close Old Accounts: The longer you've had credit, the better. So, avoid closing old credit card accounts, especially if they have high credit limits. Deal with Problems: If you have late payments or debts in collections on your credit report, work on fixing them. Pay off debts in collections and ask creditors to remove them, if possible. Ask for a Credit Limit Increase: If you've been good at paying your credit card bills, consider asking for a higher credit limit. Having a higher credit limit could reduce your total credit utilization, which can help your credit score. Be Careful with New Credit Inquiries and Too Many New Accounts: Every time you apply for new credit, it leaves a mark on your credit report. Too many marks can hurt your score, so be careful about applying for credit often. Likewise, opening lots of new credit accounts in a short time can worry lenders and lower your score. Only open new accounts when you need them. Check Your Credit Report Regularly: Dispute any errors you find in writing to all three credit bureaus. You'll want to include the credit bureau's dispute form as well as any supporting documentation and be sure to keep copies of everything you send. You can find sample letters and more information about how to file a credit dispute in an article from the Federal Trade Commission (link will be in the show notes.) Stay Alert for Signs of Identity Theft: All the work you do to improve your credit score could be thwarted by someone who has stolen your personal identifying information to take out loans in your name. Review your credit report and watch for any signs of identity theft to ensure your credit score is impacted by only your own financial behavior. If you find evidence of identity fraud in your credit report, remember, we can help. Members with a Triangle Better Checking account with IDProtect, have access to Identity Theft Resolution Advocates who are standing by to dispute fraudulent activity that might damage their credit standing. Build a Credit Score Without Debt Young adults and those who have never had a need for credit may not want to go into debt but want to build their credit score. Here are a couple of ways that you can build your credit score without debt. Apply for a credit-builder loan, which places the money you borrow into a certificate of deposit (CD) or savings account that you can claim after making 12 monthly payments. Apply for a secured credit card, which gives you a line of credit that is backed by a cash deposit. Remember, with your Better Checking account, you are entitled to receive convenient access to your TransUnion® credit score monthly. Your score is tracked on a timeline to help identify unexpected changes in your score's movement that could indicate identity theft. Plus, with a Better Checking account, you have access to your annual credit report. Visit our Better Checking dedicated site to access your benefits of download the TCU Better Checking app for convenient access on the go. If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts. Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast. Have a great day!
Amy talks with the host of ‘How to Money' Joel Larsgaard about emergency funds, homeowners refinancing, and renting vs selling.
Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign Unlock the secrets of investing in historic real estate with Jen Josey on the REIGN Podcast! In this episode, Jen sits down with experienced investor Sandi Spier to dive deep into the world of restoring historic homes and building wealth through real estate. Sandi shares her step-by-step journey of renovating a historic property in Durham, NC, revealing the challenges, surprises, and big wins along the way. You'll learn five actionable tips for investing out of state, how to navigate financing and tax credits for historic properties, and the strategies Sandi used to transition into full-time real estate investing. Plus, discover her insights into mountain property investments, Airbnb success, and how to pivot when faced with obstacles. Whether you're a beginner or a seasoned investor, this episode is packed with practical advice, real-life numbers, and honest conversations about real estate investing, restoration, and maximizing returns. Timestamps: 00:00 – Introduction to REIGN and Today's Topic 01:05 – How to Invest Out of State Without Setting Foot in the Property 03:34 – Sandi Spier's Real Estate Journey 06:28 – Restoring a Historic House in Durham, NC 12:29 – Renovation Challenges and Surprises 13:58 – Financing and Tax Credits for Historic Properties 21:43 – Project Timeline and Outcomes 22:21 – Listing the Property for Sale 23:16 – Renting and Tax Credits 24:08 – Selling the Property 25:00 – Final Numbers Breakdown 27:04 – Lessons Learned 30:53 – Mountain Properties and Airbnb Ventures 34:31 – Personal Insights and Future Plans 41:20 – Conclusion and Farewell Don't miss this candid conversation filled with insider tips and proven strategies for real estate success! Sandi Spier has been investing in real estate since 2016 and working as a communications professional in the gaming and software industry since 1999 (with a plan to transition away from the desk job very soon!) She has experience in full-gut flips, new construction, BRRRR, historic restoration in conjunction with preservation guidelines for tax benefits, as well as long-term, mid-term, and short-term rentals. Sandi also volunteers her time as Secretary on the North Carolina Real Estate Investors Association (NCREIA) board of directors, and as a subgroup leader for their Women in Real Estate (WIRE) monthly meeting. Sandi spent much of her life in southern California before moving to Cary, NC in 2013 where she still resides with her husband, two teenagers, and two cats. LinkedIn: https://www.linkedin.com/in/sandispier/ Facebook: https://www.facebook.com/RealEstateAdventures/ To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby
The Dentist Money™ Show | Financial Planning & Wealth Management
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week. On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih react to Japan's latest news and their stock market high and comment on economic changes that Japan still faces. They discuss the value of 401(k)s invested in the Mag 7 and debate whether it props up the stock market. Changing mindsets and surging housing prices impact the next generation and current ideals on the traditional home-ownership dream. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
Am I the Jerk? is the show where you can confess your deepest darkest secrets and be part of the conversation.
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The Michael Yardney Podcast | Property Investment, Success & Money
Today, Simon Kuestenmacher and I discuss a topic that's at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations. We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting. The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market. Takeaways Homeownership in Australia is becoming increasingly unattainable for younger generations. Historical peaks of homeownership have been followed by significant declines. Demographic shifts, including education and migration, are impacting homeownership rates. The average age of first home buyers is rising due to economic pressures. Government policies are often short-term solutions rather than systemic changes. The divide between asset-owning and non-asset-owning families is widening. The 'bank of mom and dad' plays a crucial role in homeownership. Renting is likely to become the norm in Australia. Affordability issues are compounded by rising property prices and construction costs. A comprehensive approach is needed to address housing affordability for future generations. Chapters 01:48 – Homeownership Dream Slipping Further and Further 09:24 - Different Levels of Homeownership 09:20 – Peculiarities of Life in Inland Cities 13:31 – The Cost of New Construction Become Even Worse 17:45 – Projects in Australian Rental Landscape 21:49 – First Home Buyer Schemes 23:37 – Final Thoughts Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/
Every week, new headlines and charts make real estate look either like it's about to skyrocket or crash and burn. In this episode, Ron Phillips unpacks the fearmongering and cherry-picking in foreclosure, mortgage rate, and net worth data. He explains why context matters, how to read beyond the graphs, and where the truth usually lies somewhere in the middle. Instead of falling for polarized narratives, Ron shows how to focus on fundamentals and long-term investing strategies that stand the test of time. WHAT YOU'LL LEARN FROM THIS EPISODE What 2025 foreclosure filings compared to 2009 reveals the real context The truth about sub-3% and 6%+ mortgages and why those charts mislead Why NAR's renter vs homeowner net worth comparison leaves out critical data How to ask the right questions when reviewing market graphs and headlines The one truth that always holds: long-term fundamentals outperform the hype CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter
In A Multi-Generational Christmas Adventure: France by Road and by Barge, host Annie Sargent chats with guest Heather Addison to talk about a unique family trip across France. Heather brought three generations together for the holidays, and the result was both memorable and inspiring. Listen to this episode ad-free They started with a road trip through France. Renting a van gave the family flexibility and comfort, especially with kids and grandparents along. Annie and Heather discuss the pros and cons of traveling this way, from navigating French roads to making quick stops in small towns. If you're planning a family road trip in France, you'll hear plenty of useful tips. The highlight of the journey was a barge cruise through Burgundy. Heather explains what it's like to live on the water, enjoy slow travel, and see French villages from a different perspective. Barge travel is not something most visitors consider, but it creates a perfect mix of relaxation and cultural discovery. Food, markets, and holiday traditions played a big part in their trip. Heather shares stories of family meals, favorite French dishes, and the joy of celebrating Christmas in France. You'll hear how French culture adds a special dimension to family gatherings. And also how some advanced planning is required. This conversation is full of insights for anyone planning a family adventure in France. Whether you're interested in barge cruises, Burgundy, Christmas traditions, or simply exploring France by road, you'll come away with practical ideas. If you enjoy this episode, be sure to subscribe to the Join Us in France Travel Podcast. You'll get weekly conversations with travelers, guides, and locals who share their experiences and advice about exploring real France. Table of Contents for this Episode [00:00:16] Introduction [00:00:32] Today on the podcast [00:01:05] Podcast supporters [00:01:32] Boot Camp 2026 [00:02:15] Magazine segment [00:03:26] Annie and Heather [00:03:35] Family Trip Overview [00:05:38] Traveling with a Large Group [00:06:40] Navigating and Dining in France for Groups [00:09:12] Exploring Aix-en-Provence [00:10:52] Christmas in Aix-en-Provence: Plan Ahead! [00:14:47] New Year's Eve on a Barge Cruise (Péniche) [00:18:13] Pont du Gard Picnic [00:21:19] Seine River Dinner Cruise [00:23:51] Montmartre and Dog Parks [00:24:25] Details of the Four-Night Cruise [00:25:20] Exploring the Boat's Clever Design [00:26:18] Relaxing Journey and Small Distances [00:27:04] Delicious Food on the Boat [00:28:13] Docking in Beautiful Cities [00:30:03] Memorable Dining Experience in Paris [00:33:39] Galerie Dior: A Fashion Surprise [00:38:47] Vintage Shopping in Montmartre [00:40:53] Backstage Tour at Palais Garnier [00:45:13] A Night at Chateau de Pondres [00:47:16] Final Thoughts and Recommendations [00:48:03] Thank You Patrons [00:49:04] VoiceMap Review [00:50:45] Discount for Podcast Listeners [00:51:20] Podcast Episodes on Apple Podcast [00:54:57] The Ceremony to become French Citizen [00:56:03] Recent Day Trips [00:57:17] Getting Rear-Ended [01:00:12] Meeting Listeners in Person [01:01:43] Copyright More episodes about Christmas in France
In this powerful episode, I sit down with global saxophonist and influencer Chris Mitchell, whose life is a living testimony of faith, resilience, and the pursuit of purpose. Chris's story begins with unimaginable childhood trauma—witnessing extreme family violence, homelessness, and nights spent under bridges or on church floors. Yet, through it all, he never abandoned his faith. Instead, he leaned into his God-given gift of music, discovered at just five years old. From performing saxophone for tips at a small restaurant, to building an email list of over half a million contacts by hand, to selling out shows and eventually touring internationally with Groupon partnerships, Chris's relentless action and belief in divine guidance transformed his life. Today, he's not only one of the first 200 paid influencers on TikTok, but also a world-touring musician who's performed at major events, including for boxing champion Claressa Shields. His authenticity and commitment to connecting deeply with his audience set him apart in an age of surface-level influence. This conversation is about more than music. It's about overcoming adversity, trusting your gift, and building something extraordinary from nothing. 0:00 Intro 6:33 – The night his father stabbed his mother and sister 9:31 – How his mother miraculously survived 19:55 – Discovering his musical gift at age 4-5 24:18 – Evictions, homelessness & living in a church 31:53 – Staying on the “narrow path” through faith 49:31 – Graduating during the recession & struggling to find work 50:43 – Playing saxophone for tips at Turquoise 55:37 – The hustle: earning from small gigs 1:00:10 – Collecting half a million emails by hand 1:06:41 – Renting a jazz club & selling out in 20 minutes 1:12:29 – Touring America, sleeping in his SUV 1:24:00 – Partnering with Groupon to do an international world tour 1:27:03 – Surviving hardship while chasing the dream 1:28:28 – How faith guided every step 1:36:04 – Authenticity & building real connection with fans 1:40:14 – Final wisdom: resilience, faith & the power of your gift 1:55:56 A mini concert Check out Mark's best selling book on Leadership Strategy:
Massachusetts just became the latest state to ban hidden rental “junk fees,” requiring landlords to disclose all charges upfront or bundle them into the rent. In this episode, we'll explain what the new law means for property owners, how it fits into a growing national crackdown on rental fees, and why even small mom-and-pop landlords need to adjust their leases and advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices