Podcasts about sustainable

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Master the 8 Habits of Mind to build a sustainable, joyful writing practice that helps you finish your book without burnout or self-sabotage.Building a writing practice shouldn't feel like pushing a boulder uphill. But so many writers get stuck dealing with imposter syndrome, fighting writer's block, and wondering why their routine keeps falling apart.That's why in this episode, I sit down with Dr. Bailey Lang, a book coach, editor, and writer who specializes in helping authors build sustainable writing practices that actually work with their lives. With a background in Rhetoric and Writing Studies, she has spent years researching how writers get work done and what gets in the way.Today, Dr. Bailey Lang shares the 8 Habits of Mind: curiosity, openness, engagement, creativity, persistence, responsibility, flexibility, and metacognition. These habits extend beyond managing impostor syndrome. They help you proactively create a writing practice that actually sticks.Here's what we cover:[06:49] How openness helps you experiment with your writing practice and find inspiration in unexpected places without forcing yourself into routines that don't fit.[09:35] Why persistence is the habit Dr. Bailey Lang works on most with writers, and how to stick with your story during the messy middle when everything feels hard.[13:31] The surprising resistance writers have to flexibility, and why rigid writing streaks might be sabotaging your practice instead of helping it.[17:10] How to actually implement these writing habits without overwhelming yourself—starting with one habit, tracking it, and running small experiments.[26:50] Why stories are the truest form of magic, and how these habits give you permission to tell the story you're meant to write.Whether you're stuck, burnt out, or your writing practice isn't working the way you want it to, this episode will help you build a foundation that makes finishing your book feel possible and even enjoyable.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Have you ever wondered why some entrepreneurs seem to command instant credibility — before they ever pitch a product or service? Or why certain names carry weight the moment they enter a room? In today's digital-first world, authority is built by owning your ideas. And few people understand that better than Tyler Wagner. Tyler Wagner is a No. 1 New York Times and Wall Street Journal bestselling author, serial entrepreneur, and investor who has built multiple eight-figure businesses through systems, strategic partnerships, and long-term brand thinking. As the Founder and CEO of Authors Unite, Tyler has helped more than 4,000 authors publish, position, and market their books — supporting millions of copies sold and bestseller placements across every major platform. In this episode, Tyler breaks down how books become brand assets, why partnerships outperform ads, and how owning your intellectual property can scale your business for a lifetime. From College Dropout to Bestselling Author Tyler's entrepreneurial journey didn't start with a perfectly mapped plan — it started with a book. After reading The 4-Hour Workweek in college, Tyler made the bold decision to drop out and pursue entrepreneurship full time. Instead of classrooms, he invested in conferences, relationships, and real-world experience — even volunteering at events just to get in the room. That experience led him to write his first book, Conference Crushing, which unexpectedly hit No. 1 on Amazon. What followed was a realization that would shape his career: people weren't just interested in the book — they wanted the credibility that came with it. That insight became the foundation of Authors Unite. Today, Tyler helps entrepreneurs, executives, and thought leaders turn their expertise into books that drive authority, visibility, and scalable business growth. Why Partnerships Beat Paid Ads Every Time While many businesses obsess over funnels and ad spend, Tyler built his companies almost entirely through relationships. Authors Unite has grown through thousands of strategic partnerships — without relying on unpredictable ad platforms. By focusing on relational marketing, referral ecosystems, and aligned collaborations, Tyler created a model where trust transfers faster, sales cycles shorten, and growth compounds over time. His approach proves that relationships — not algorithms — remain the most powerful growth lever in business. The result? Sustainable scale, consistent leads, and a brand that grows stronger with every connection. Enjoy this episode with Tyler Wagner… Soundbytes 03:19 – 04:08 "I feel like school is always giving you the statistics of nine out of 10 businesses failing and things like that. It puts fear in you: 'I could never do this.' Either way, I knew I always wanted to, but I felt the odds were against me. After reading [The 4-Hour Workweek], I felt like the odds were on my side for some reason. Before two weeks had ended, I set up a meeting with my school counselor. 'Do we have an entrepreneurship major?' They said, 'We don't, but we have a management major.' I said, 'No, that's not good enough for me. That's not what I'm looking for.' So I literally dropped out of school two weeks after reading that book." 26:32 – 26:46 "Becoming a bestselling author is the No. 1 thing, because the biggest people in all industries that are that, are putting that first. To me, that's what's benefited me the most, because I put that on all my socials. It also shows that I practice what I preach, too." Quotes "A book isn't just a product — it's a personal brand asset." "Relationships will always outperform ads in the long run." "Authority comes from owning your ideas, not renting attention." "The biggest brands lead with credibility before they ever sell." Links mentioned in this episode: From Our Guest Website: https://authorsunite.com Connect with Tyler Wagner on LinkedIn: https://www.linkedin.com/in/tylerbwagner/ Connect with Tyler Wagner on Instagram: https://www.instagram.com/tylerbwagner/ Connect with Tyler Wagner on Facebook: https://www.facebook.com/tyler.b.wagner.1/ Connect with brandiD Find out how top leaders are increasing their authority, impact, and income online. Listen to our private podcast, The Professional Presence Podcast: https://thebrandid.com/professional-presence-podcast Ready to elevate your digital presence with a powerful brand or website? Contact us here: https://thebrandid.com/contact-form/

Shift your money mindset with a free 20-minute Biz Breakthru Call. Pricing your digital course shouldn't feel confusing, stressful, or like a guessing game. In this episode, I'm breaking down exactly how to price and position your online course inside a strategic offer stack, so you can grow your revenue sustainably-without burning out, underpricing yourself, or relying on constant launches. If you've ever: Wondered if your course is priced too low (or too high) Felt stuck trying to hit income goals with a small audience Relied only on low-ticket offers and felt exhausted by volume Overdelivered while under-earning Questioned how people actually reach six figures with courses This episode will bring clarity. Inside, I walk you through: What an offer stack actually is (and why every business already has one) Why low-ticket offers alone make scaling harder than it needs to be How pricing affects energy, confidence, and buyer commitment The math behind hitting consistent revenue goals without hustle Why excitement, alignment, and joy are non-negotiable for selling How to shape-shift an existing course, membership, or 1:1 offer into something more profitable and sustainable I also share real examples from my own business and clients who scaled their income not by doing more, but by pricing, positioning, and structuring their offers more intentionally. If you're ready to stop overthinking your pricing and start building a business model that actually supports your life, this episode is a must-listen. xo, Masha 

In this episode, I'm joined by Kennedy B. Holley (KBH), an artist known for her expressive, layered work and thoughtful approach to building a long-term creative career. We talk about what it really takes to sustain an art practice over time—balancing studio work, life seasons, energy, and growth without burning out or losing momentum.  This conversation is honest, reassuring, and deeply practical for artists who want longevity—not just quick wins. Perfect for artists who want to build a career that fits their life, trust their process, and keep showing up to the work. https://www.kbhartthings.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Guest Hurley Winkler is a writer and editor from Jacksonville, FL. Her newsletter, "Lonely Victories," is among the top Substack publications in the Literature category. She teaches creative writing at Flagler College.  Summary In this episode, I speak with writer and teacher Hurley Winkler about journaling, creative practice, and building a sustainable writing life. Hurley traces her path to writing back to childhood anxiety and early journaling inspired by Harriet the Spy, and describes how writing eventually became her preferred independent art form after early interests in theater. She discusses her work as a writing teacher and how her philosophy balances encouragement with challenge while meeting students where they are. A central focus of the conversation is Julia Cameron's The Artist's Way, Hurley once interviewed Julia Cameron, including morning pages, artist dates, and creative accountability. Hurley shares how working through the program — especially with partners — helped her cultivate courage, clarify goals, and move forward with major creative and life decisions. The discussion also explores resistance, practical strategies for writing through it, and the value of containers like timed sessions and word counts. Finally, Hurley also reflects on leaving social media due to its addictive nature, how that decision led to an ADHD diagnosis and treatment, and how reclaiming attention is an ongoing process. Throughout, she emphasizes writing community, "lonely victories," and the importance of writer friendships in making the creative journey less solitary. The critical takeaway Writing may produce "lonely victories," but building writer friendships and community makes the creative journey more resilient and sustainable. Referenced The Artist's Way by Julia Cameron Website: https://hurleywinkler.com/ Substack: https://lonelyvictories.substack.com/ The language of Letting Go by Melody Beattie

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country.  You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties.  Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education.   Corey Coates  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:14   mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  2:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:33   Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession,    Speaker 2  4:23   you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be.   Speaker 3  4:34   Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed.    Keith Weinhold  5:43   Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition.    Keith Weinhold  10:48   Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today.   Keith Weinhold  14:38   I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down,    Jim Sheils  15:35   yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing.   Keith Weinhold  17:11   Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region.   Jim Sheils  17:20   Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want.   Keith Weinhold  19:15   That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today.    Jim Sheils  20:22   Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market.   Keith Weinhold  20:47   Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years.   Jim Sheils  21:05    Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago.   Keith Weinhold  22:47   Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that.    Jim Sheils  23:14   I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well.   Keith Weinhold  24:42   We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold,   Keith Weinhold  25:03   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.    Keith Weinhold  25:39   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  26:51   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ken McElroy  27:26   this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream.   Keith Weinhold  27:40   Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida.   Jim Sheils  28:39   Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region.   Keith Weinhold  30:59   It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side,   Jim Sheils  31:17   depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary.   Keith Weinhold  31:38   Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones.    Jim Sheils  32:09   One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is   Keith Weinhold  34:50    for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down?   Jim Sheils  35:07   You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal.   Keith Weinhold  36:18   Tell us more about the property types, new build single family homes, new build duplexes.   Jim Sheils  36:23   You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex.   Keith Weinhold  37:13   We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that?    Jim Sheils  37:35   Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis.    Keith Weinhold  38:09   That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well.    Jim Sheils  38:16   There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up.    Keith Weinhold  38:59   We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on.   Jim Sheils  39:38   Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy.    Keith Weinhold  42:48   I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties?   Jim Sheils  43:26   Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense   Keith Weinhold  45:09   to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week?   Jim Sheils  46:52   I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of.   Keith Weinhold  47:13   You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show.    Jim Sheils  47:21   Thanks for having me, Keith.   Keith Weinhold  47:27   Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  51:00   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:29   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Episode SummaryI discuss my new 3X Plus Plan, a sustainable approach to hitting your weekly goals..Show Notes Pagejeffsanders.com/612b.Go Premium!Exclusive bonus episodes, 100% ad-free, full back catalog, and more!Free 7-Day Trial of 5 AM Miracle Premium.Perks from Our SponsorsSee current deals from sponsors of The 5 AM Miracle.Learn More About The 5 AM MiracleThe 5 AM Miracle Podcast.Free Productivity Resources + Email Updates!Join The 5 AM Club!.The 5 AM Miracle BookAudiobook, Paperback, and Kindle.Connect on Social MediaLinkedIn • Facebook Group • Instagram.About Jeff SandersRead Jeff's Bio.Questions?Contact Jeff.© 5 AM Miracle Media, LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The crew talks today's ban list update, the price of Standard and more!

Jane Hyun is the leading authority for leveraging culture and differences to drive innovation. Often called an "interpreter," she has been a trusted coach for over 20 years to thousands of leaders at Fortune 500 companies including PepsiCo, Clorox, Merck, and USGA, as well as schools and nonprofits, guiding their growth by building their cross-cultural capability. She is the pioneering author of Breaking the Bamboo Ceiling: Leadership Toolkit for Asians and the co-author of Flex: The New Playbook for Managing Across Differences. Through her Cultural Fluency in Leadership Project, Jane enjoys helping leaders forge stronger teams by closing the gaps that get in the way of growth and collaboration.She has been featured on CNN, CNBC, and NPR and has written for Harvard Business Review, Forbes, Fast Company, and The Wall Street Journal on the topics of culture, career development, and onboarding. As a sought-after speaker, Jane has keynoted at Microsoft, ESPN, the International Coaches Federation (ICF), and the Conferences for Women. Recently, Jane received the Marshall Goldsmith 50 Leading Global Coaches Award as the #1 Coach for Cultural Fluency and the NAAAP Vision 100 Award.Her life's calling is to help others flourish in their workplaces and in their communities.In today's episode of Smashing the Plateau, you will learn how to build a meaningful, sustainable consulting practice by leveraging cultural fluency and staying true to your values.Jane and I discuss:Jane's career journey from corporate to consulting [03:02]How Jane developed her cultural fluency specialty [05:27]Assessing and improving cultural fluency in leaders [08:32]How Jane's business has evolved over 20 years [12:31]The importance of saying no to the wrong clients [14:45]The role of community and peer support in business growth [17:42]Integrating personal and professional life as an entrepreneur [19:35]The strategic importance of rest and self-care [22:11]Seeing growth as an iterative process [24:00]Learn more about Jane at: https://www.linkedin.com/in/jane-hyun?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app , https://www.instagram.com/janehyun_author/, and Substack ______________________________________________________________About Smashing the PlateauSmashing the Plateau shares stories and strategies from corporate refugees: mid-career professionals who've left corporate life to build something of their own.Each episode features a candid conversation with someone who has walked this path or supports those who do. Guests offer real strategies to help you build a sustainable, fulfilling business on your terms, with...

Delving into the delicate art of helping others change, McKay focuses on the patience and environmental shifts required to spark true transformation. By shifting our role from a fixer to a supporter, we allow others the space to evolve on their own terms through belief rather than pressure.Drawing on leadership lessons from former Naval Commander Michael Abrashoff and the "Roots and Wings" analogy, McKay highlights the importance of providing both stability and autonomy. He explores how modeling excellence, leveraging the power of peer influence, and maintaining a positive, loving perspective can influence those around us more deeply than any lecture. Ultimately, change is a matter of timing and belief, which involves seeing who someone is becoming long before they see it for themselves.Main Themes:Shifting from pressure and persuasion to environmental design"Recruiting" team members and family every day to maintain engagementThe power of modeling and peer influence over direct teachingBalancing "Roots" and "Wings" to provide both security and freedomRecognizing waves of motivation and the essential role of timingUtilizing the Pygmalion Effect to elevate the performance of othersEstablishing love and unconditional acceptance as the foundation for growthTop 10 Quotes:"We can't be what we can't see.""Helping others change is often not about pressure or persuasion; it's about creating conditions where growth feels safe enough to attempt.""Sustainable change begins when a person feels respected enough, loved enough, to choose it.""Continue to recruit your team members, even after they have joined your team.""Sometimes as leaders, our job is to set up the experience, not to be the teacher.""My job is not always to be the guy; my job is to find the right person or experience to help a person change.""Timing matters more than technique.""True change often comes when someone is emotionally and spiritually ready, not simply when they know better.""Children with strong roots feel secure enough to stretch their wings; children with wings need roots to help them land safely.""Perhaps the most powerful thing we can do for someone is to see who they are becoming before they fully see it themselves."Show Links:Open Your Eyes with McKay Christensen

In this episode, we are joined by Holistic Neurologist, Best-Selling Author of The Busy Brain Cure, and Global Keynote Speaker on Workplace Culture and Leadership Dr. Romie Mushtaq to explore the neurological foundations of stress and her pioneering brainSHIFT program. Drawing from over two decades of expertise in neurology and integrative medicine, Dr. Romie provides a holistic roadmap for moving from high-stakes stress to intentional wellness.Tune in to learn:How to identify Busy Brain syndrome—a state of chronic stress and mental exhaustion that prevents high-achievers from leading with clarity and purpose.The science behind neurological well-being and how your brain chemistry impacts your leadership and decision-making.Practical strategies to implement the brainSHIFT protocol to improve your mental well-being and build a sustainable culture of personal wellness.How to identify your specific symptoms of a Busy Brain and commit to one restorative protocol to begin healing from the inside out.If you are ready to heal your brain and reclaim your mental energy, Dr. Romie provides the essential cure for the modern high-achiever. Free Gift: Busy Brain TestTake the first step toward reclaiming your focus by identifying exactly how stress is impacting your mind. Take the Busy Brain Test and receive your personalized score along with Dr. Romie's expert recommendations to start your neurological healing journey today!Connect with Dr. Romie: Website | Instagram---Enter the Book Launch Celebration Giveaway!

Staying Creative in Difficult Times: How to Keep Your Spark When the World Feels Heavy How can you protect your energy, stay creative, and build meaningful collaborations without burning out? In this episode of Your Creative Mind, I talk with author and activist Kitty Stryker, who has spent over a decade shaping conversations around consent culture, sustainable activism, and healthy creative practices. You'll learn how to set boundaries that honor your work, pace yourself so your creativity stays strong, and choose your battles with intention. Kitty also shares practical strategies for balancing art and activism, collaborating with respect, and finding joy even when the world feels heavy. If you're a writer, artist, or changemaker seeking ways to sustain your creativity, this conversation offers tools and inspiration to help you live with more curiosity, confidence, and compassion. https://thornapplepress.com  https://kittystryker.com/  http://medium.com/@kittystryker  https://trash-panda-periodical.ghost.io/  https://bsky.app/profile/kittystryker.bsky.social  https://www.facebook.com/officiallykittystryker  https://thornapplepress.ca/books/love-rebels/ This week's card Connect with Izolda Get exclusive content and bonus podcast episodes when you join my Patreon. Website: https://IzoldaT.com BlueSky: https://bsky.app/profile/izoldat.bsky.social. Book Your Discovery Call: https://calendly.com/izoldat/discovery-call New Play Exchange: https://newplayexchange.org/users/90481/izolda-trakhtenberg Submit a Play to the Your Creative Table Read Podcast Series  https://crossroads.consulting/  This episode is brought to you by Brain.fm. I love and use brain.fm! It combines music and neuroscience to help me focus, meditate, and even sleep! Because you listen to this show, you can get a free trial and 20% off with this exclusive coupon code: innovativemindset. (affiliate link) URL: https://brain.fm/innovativemindset It's also brought to you by my podcast host, Podbean! I love how simple Podbean is to use. If you've been thinking of starting your own podcast, Podbean is the way to go!** Listen on These Channels Apple Podcasts | Spotify | Stitcher | Podbean | MyTuner | iHeart Radio | TuneIn | Deezer | Overcast | PodChaser | Listen Notes | Player FM | Podcast Addict | Podcast Republic | **Affiliate Link  

While the Whale Rock Music Festival is renowned for rocking the Central Coast every year with live music and family-friendly activities. The event has an even greater purpose: supporting Templeton High School musicians through the parent-volunteer organization, TIMBA.  Resources:  *** Tell Your Sustainable Story Online Course ***  Apply for SIP Certified Wine Marketing Tips eNewsletter Supporting Arts & Community | Castoro Cellars Sustainable Story Worksheet   Print   Electronic   Vineyard Team Programs:  Juan Nevarez Memorial Scholarship - Donate  Online Courses – DPR & CCA Hours  SIP Certified – Show your care for the people and planet    Sustainable Ag Expo – The premiere winegrowing event of the year  Vineyard Team – Become a Member  

In this transformative episode of A Voice and Beyond, host Dr Marisa Lee Naismith sits down with visionary entrepreneur and author Melissa Gonzalez, founder of The Lionesque Group and Principal at MG2.Melissa has built a career creating world-class experiences for Fortune 500 brands and startups alike. But after a sudden, life-threatening health crisis, she realised the high cost of hustle culture — and made a powerful shift towards intentional, purpose-driven living.Drawing from her upcoming book, The Purpose Pivot, Melissa shares how she and more than 35 senior women leaders are redefining what it means to lead with authenticity, intuition, and balance.In this episode, you'll learn:Why high achievers often confuse exhaustion with accomplishmentThe subtle warning signs of burnout and how to catch them earlyHow intuition and vulnerability can become your leadership edgeWhat it means to “work healthier, not harder”Why success without self-connection will always feel emptySimple practices to align your energy, mindset, and purposeWhether you're a leader, creative, or entrepreneur, this conversation will help you move beyond performance pressure and step into a new era of authentic, sustainable success.Find Melissa Here:Website: https://www.melissagonzalez.com/LinkedIn: https://www.linkedin.com/in/melissagonzalezlionesque/Instagram: https://www.instagram.com/melsstyles/Instagram: www.instagram.com/purposepivotwithmelissa/#Email: macy.mohr@smithpublicity.comResources/Books:The Purpose Pivot: How Dynamic Leaders Put Vulnerability and Intuition into Action https://www.amazon.com/Purpose-Pivot-Dynamic-Vulnerability-Intuition/dp/1394329474The Pop Up Paradigm: How Brands Build Human Connections in a Digital Age https://www.amazon.com/Pop-Up-Paradigm-Connections-Digital/dp/1619613026Find Marisa online: Website: https://drmarisaleenaismith.com/ LinkedIn: https://www.linkedin.com/in/drmarisaleenaismith/ Instagram: https://www.instagram.com/drmarisaleenaismith/ Facebook: https://www.facebook.com/marisa.lee.12 YouTube: https://www.youtube.com/@avoiceandbeyond3519/videos Resources: MLN Coaching Program: https://drmarisaleenaismith.com/mentoring/ Schedule a Free Clarity Call: https://calendly.com/info-56015/discovery Gratitude Journal: https://drmarisaleenaismith.com/product/in-gratitude-my-daily-self-journal/ Download your eBook: Thriving in a Creative Industry: https://drmarisaleenaismith.com/product/ebook-thriving-in-a-creative-industry-dr-marisa-lee-naismith/ Like this episode? Please leave a review here - even ...

This episode is based on a question I received asking: What is your design process? (site analysis, implementation, and how you approach a design) Based on this, I walk through the three phases my design process has evolved through over time: 1. Collecting Everything 2. Refining Focus 3. Educating Clients

Waiting for motivation? You'll be waiting forever. This video reveals why accountability systems create lasting results for midlife women navigating perimenopause and menopause, while motivation-dependent approaches fail.  Learn types of accountability that work for women over 40, how to build external and internal accountability, and practical strategies for showing up when motivation is absent. Perfect for women who start strong but fade when initial excitement wanes. Includes accountability system design and implementation strategies. If you want to take this work deeper, grab my book The Consistency Code: A Midlife Woman's Guide to Deep Health and Happiness. ✨ It's the roadmap midlife women are using to lead themselves powerfully in the health arena and beyond. Available now at https://theconsistencycode.com 

Join us for our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 1, we tackle how to create a flexible spending system that adapts with you.  In this episode, you'll learn:  Why safe withdrawal "rules" can create unnecessary stress How to find your personal sustainable spending range The power of small spending adjustments Why most retirees naturally spend less as they age How flexibility becomes your strongest retirement asset Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/547

What happens when conscious consumerism, sustainability, and authenticity redefine success in modern business?In this thought-provoking episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with Kate Assaraf, CEO and Co-Founder of Dip Haircare, to explore how buying less, choosing better, and building purpose-driven brands can create real impact — for consumers, businesses, and the planet.Kate shares her journey of disrupting the beauty industry by challenging wasteful norms and creating Dip, a sustainable haircare brand rooted in quality, transparency, and genuine connection with customers. She opens up about the frustrations that led her to rethink how beauty products are marketed and consumed, and why empathy and community must replace fast, impersonal marketing tactics.This conversation goes beyond product sustainability and dives into conscious entrepreneurship — exploring how authenticity, values alignment, and curiosity about our consumption habits can drive long-term success.From refill store movements to redefining productivity and opportunity, Kate offers practical insights for founders and consumers ready to make meaningful changes without sacrificing quality or profitability.This episode is a must-listen for entrepreneurs, beauty industry professionals, conscious consumers, and anyone interested in building a business — or lifestyle — that aligns impact with integrity. 

Physician, healthcare entrepreneur, and founder Dr. Vivek Aranki joins me to unpack why most real success is built through failure—and why the willingness to iterate beats chasing innovation for its own sake.Most business conversations treat failure as something to avoid, minimize, or hide. This episode reframes it as a required feedback loop. Vivek and I explore how meaningful progress—especially in regulated, high-stakes industries—comes from repeated trial, error, and disciplined correction.Vivek shares his transition from practicing physician to building one of Australia's largest non-corporate cosmetic medicine groups, now spanning 20 clinics nationwide and expanding through franchising. We examine how affordability, quality, and safety are often positioned as trade-offs—and how those assumptions break down when systems are designed intentionally.The conversation moves into franchising ethics, brand trust, and why extraction-based models collapse over time. Vivek explains why their organization prioritizes long-term brand credibility over franchise fees, why lead generation must sit centrally in regulated industries, and how franchising only works when incentives are aligned.From there, we widen the lens to healthcare economics, preventative care, food systems, regulation, and why “move fast and break things” is a catastrophic mindset when human health is involved. We contrast tech's tolerance for failure with healthcare's need for boring, proven reliability—and why lagging the cutting edge can actually be the strategic advantage.This isn't a conversation about avoiding risk.It's about understanding where risk belongs—and where it doesn't.TL;DR* Failure is a necessary feedback loop, not a personal flaw* Businesses fail when they copy instead of creating real value* In healthcare, innovation without evidence is dangerous—not disruptive* Franchising only works when value flows to franchisees, not out of them* “Boring” systems outperform cutting-edge ones in regulated environments* Affordability, safety, and quality can coexist with disciplined execution* Healthcare costs are driven by bureaucracy more than care delivery* Preventative care has the highest value-to-cost leverage—but the weakest incentives* Sustainable systems must be able to self-correct over timeMemorable Lines* “Failure isn't a setback—it's a feedback loop.”* “Boring is good when people's health is on the line.”* “If innovation lacks evidence, it's not innovation—it's experimentation.”* “You can't ‘move fast and break things' when the thing is a human being.”* “Long-term value dies the moment extraction becomes the strategy.”GuestDr. Vivek Aranki — Physician, healthcare entrepreneur, and founderFounder of a national cosmetic medicine group with 20 clinics across Australia, specializing in scalable, safety-first healthcare delivery and ethical franchising within highly regulated environments.Why This MattersModern business culture glorifies disruption without consequence.But in real systems—healthcare, regulation, food, human safety—failure has a cost. Understanding where experimentation belongs and where discipline must prevail is a leadership skill few master.For founders, operators, and executives navigating regulated industries or complex systems, this episode offers a sober counterweight to startup mythology: progress comes from feedback, restraint, and building structures that correct themselves before damage compounds.Success isn't about avoiding failure.It's about learning faster—without breaking what matters. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

Dave tries to figure out what Zen meant when they said inanimate objects talk to us, and how to stay sustainably weird in a society that (for some reason) expects us to be reasonable productive members of it. What level of function do we owe our friends and families, and what does it cost us to play along? What kind of wonder do we lose in an age of reason, and is it possible to live in a world of rational magic? We talk to plants, but can you empathize with a tree, argue with a vacuum, talk to a computer?? Find out here!

Capitalism is in the spotlight again! In this follow up to Part 1 of Climate Brewing: On the Road to a Sustainable Capitalism, host Susan Oxley continues her conversation with Bill McClain, exploring how capitalism might evolve into a more just and sustainable system. Through discussions of the “triple bottom line,” stakeholder capitalism, waste and circular economies, and the limits of short-term profit thinking, Bill argues that what we measure in business truly shapes what we value. Together, they consider how individuals, companies, and democratic systems can help reimagine capitalism so that it serves not just shareholders, but people, communities, and the planet.  Listen to more episodes in the Climate Brewing series. Download the Transcript. Thanks for listening to Faith Unfiltered!Follow us on Facebook and Instagram!Intro and Outro music used with permission: “For Everyone Born,” Community of Christ Sings #285. Music © 2006 Brian Mann, admin. General Board of Global Ministries t/a GBGMusik, 458 Ponce de Leon Avenue, Atlanta, GA 30308. copyright@umcmission.org “The Trees of the Field,” Community of Christ Sings # 645, Music © 1975 Stuart Dauerman, Lillenas Publishing Company (admin. Music Services). All music for this episode was performed by Dr. Jan Kraybill, and produced by Chad Godfrey. NOTE: The series that make up Faith Unfiltered explore the unique spiritual and theological gifts Community of Christ offers for today's world. Although Faith Unfiltered is a Ministry of Community of Christ. The views and opinions expressed in this episode are those speaking and do not necessarily reflect the official policy or position of Community of Christ.

This is a Vintage episode from 2005.Why This Episode MattersHow globalization began reshaping wine style, taste, and production in the early 2000sWhy market pressure and critical consensus can lead to homogenized winesThe tension between wines made for place versus wines made for approvalWhat is lost when tradition and restraint give way to international samenessA timeless argument for authenticity, terroir, and consumer responsibilityThe BanterMark Pascal and Francis Schott open the show reflecting on recent dining experiences and a private screening of Mondo Vino as a lens into the changing wine world.The ConversationNeal Rosenthal, one of America's most influential wine importers, joins Mark and Francis to examine the impact of globalization on the wine industry. The conversation explores how powerful markets and critics shape production decisions, often at the expense of regional character. Rosenthal celebrates wines that express place, and challenges consumers to protect them.Timestamps02:13 – Mondo Vino and the globalization debate11:01 – Globalization's impact on wine style14:00 – Consumer responsibility in the wine market15:44 – The homogenization of wine21:22 – Sustainable agriculture and authenticity28:40 – Ageability and identifying quality wines35:54 – Wrap-upBioNeal Rosenthal is an American wine importer and founder of Neal Rosenthal Selections, known for championing small, family-run producers and wines that express terroir.InfoNeal's company www.rosenthalwinemerchant.com/Mondovino (2004) on Tubihttps://tubitv.com/movies/506270/mondovino?start=true&tracking=google-feed&utm_source=google-feedThursday, February 5  Michter's Whiskey Tastinghttp://stageleft.com/event/2-5-26-michters-whiskey-tasting/Wednesday, February 25 Martinelli Wine Dinner https://www.stageleft.com/event/22526-wine-dinner-w-george-martinelli-of-martinelli-winery/ Become a Restaurant Guys' Regular!https://www.buzzsprout.com/2401692/subscribeMagyar Bankhttps://www.magbank.com/Withum Accounting https://www.withum.com/restaurantOur Places Stage Left Steakhttps://www.stageleft.com/ Catherine Lombardi Restauranthttps://www.catherinelombardi.com/ Stage Left Wineshophttps://www.stageleftwineshop.com/ To hear more about food, wine and the finer things in life:https://www.instagram.com/restaurantguyspodcast/https://www.facebook.com/restaurantguysReach Out to The Guys!TheGuys@restaurantguyspodcast.com**Become a Restaurant Guys Regular and get two bonus episodes per month, bonus content and Regulars Only events.**Click Below!https://www.buzzsprout.com/2401692/subscribe

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

D&P Highlight: The cost of goods continues to climb. Is it sustainable? full 417 Wed, 04 Feb 2026 19:57:00 +0000 piJwcGSIQXGWhXgMYUF09Rz9P7hH7Cri news The Dana & Parks Podcast news D&P Highlight: The cost of goods continues to climb. Is it sustainable? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://player.amperw

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

In this wide-ranging conversation, Sarah Jeanneault shares her unconventional journey from struggling with math in school to becoming a respected leader in fintech, trading education, and enterprise knowledge management. She and Dwayne Kerrigan explore the deep gaps in financial literacy, why traditional education often fails to prepare people for real-world decision-making, and how learning truly begins after formal schooling ends.Sarah explains how she applied adult learning theory to teach herself trading, why psychology matters more than numbers in the markets, and how curiosity, pattern recognition, and humility shaped her success. The discussion expands into the future of education, AI's role in learning, entrepreneurship, identity shifts after business exits, and the emotional reality of leadership transitions. This episode is a thoughtful examination of growth, risk, and why continuous learning is the most valuable skill anyone can develop.Episode Highlights:00:00 – Sarah opens by naming the gap in real-world financial literacy.02:00 – Dwayne introduces Sarah and frames the episode around learning and reinvention.05:00 – Sarah shares struggling with math and early assumptions about intelligence.09:00 – Losing her best friend and questioning the direction of her life.14:00 – Discovering trading and applying adult learning theory to self-education.18:00 – Why financial literacy is rarely taught despite its life-long impact.23:00 – Breaking down trading basics and removing unnecessary complexity.28:00 – Psychology, emotion, and why ego derails good financial decisions.33:00 – Risk, uncertainty, and learning to sit with discomfort.38:00 – Podcasts, curiosity, and self-directed learning as modern education.44:00 – Continuous learning as the foundation of entrepreneurship and leadership.49:00 – Gamifying learning to build confidence and consistency over time.54:00 – Building community through transparency and shared learning.59:00 – Scaling education-driven businesses and teaching at scale.64:00 – Identity shifts after acquisitions and redefining success.69:00 – Leadership, disagreement, and creating psychologically safe teams.74:00 – AI, critical thinking, and the future of learning.79:00 – Personal growth, reinvention, and staying curious long-term.84:00 – Reflections on learning, humility, and what truly creates confidence.88:00 – Closing thoughts, gratitude, and setting up Part 2.Key Takeaways:Financial literacy is rarely taught, yet deeply shapes life decisions.Learning accelerates when curiosity replaces fear of being “bad at math.”Real education often begins after formal schooling ends.Trading and business are driven as much by psychology as by data.Growth comes from pattern recognition, experimentation, and reflection.Entrepreneurship requires comfort with uncertainty and identity shifts.AI will amplify learning — but only if critical thinking is prioritized.Strong leaders create environments where disagreement is encouraged.Sustainable success comes from continuous learning and reinvention.Resources...

A vast amount of our built environment is made of concrete. It’s largely affordable, durable and easy to make. It’s also responsible, by some estimates, for roughly 8% of global CO2 emissions.   But the U.S. is also facing a significant housing demand shortage, and since concrete is one of the primary building materials for houses and apartments, scientists are working to make it more sustainable to produce.   Late last year, a research lab at Oregon State University made a breakthrough when they created a more environmentally friendly concrete derived from soil instead of cement. Besides emitting less CO2 during production, it’s strong, dries fast and it can be 3D printed more rapidly.   Devin Roach is an assistant professor of manufacturing and mechanical engineering at OSU. He joins us to share more about how the concrete was made, why it’s useful and the possibilities for commercial use.  

As we enter the 13th year of publishing our Slow Flowers Floral Insights and Industry Forecast, new impressions continue to infuse our mindsets and enthuse us. The Year 2026 presents a consequential time in our industry. We have been impacted by economic challenges that affect consumer confidence and spending choices; we've been clobbered by supply […] The post Episode 754: Slow Flowers Floral Insights and Industry Forecast for 2026 appeared first on Slow Flowers Podcast with Debra Prinzing.

Dr. Kanga shares what it's like emerging as a cornerstone, next-generation technology in the current investment climate, how the hydrogen industry may evolve (especially when breakthrough value-chain technologies dovetail into the ecosystem and deliver step-function cost savings), and how new emerging markets like India seek to leapfrog the rest of the world.About Dr. Jehan Kanga:As well as Founder and CEO of Rux Energy, Jehan is a multi-award winning scientist. Previously, Jehan was an emerging clean tech leader at KPMG Australia, completed a PhD in Chemistry at the University of Sydney, and has been listed as 40 Under 40 Most Influential Asian Australians in 2019 by Asialink, and was awarded India Australia Business Council Young Professional of the Year 2021. Jehan is a recognised thought leader, presenting at major hydrogen conferences and events in Australia, USA, UK, Singapore, Europe and UAE.Rux Energy:An Australian advanced materials startup delivering breakthrough efficiency gains for dispatchable hydrogen storage, Rux enables step change efficiencies for heavy mobility, maritime, rail, road, energy distribution networks, and heavy industry.Rux is commercialising their breakthrough nanoporous MOF materials, which stands for Metal Organic Frameworks, a new field of advanced material for which the Nobel Prize was awarded in 2025. Rux is focused on industrial gas storage, in particular safer, more energy efficient, high volumetric density and lower cost hydrogen storage - a key part of the sector's value chain.Rux has won a number of major international awards for their novel approach, including the prestigious CMA CGM Startup Award 2025 fo Safe & Compliant Transportation of Hazardous Goods, and the Australian Technologies Competition 2025 which recognised their innovative green & circular manufacturing and Safe & Sustainable by Design approach. Rux is about to launch its first commercial systems for construction, mining, maritime and bulk last-mile distribution, supported by large-cap industrials including Joint Development Projects with Bureau Veritas and R&D collaborations with Serco UK, the largest operator of British-flagged vessels.—Links:Rux Energy - www.ruxenergy.com CMA-CGM Startup Awards 2025 - https://ruxenergy.com/rux-energy-wins-at-the-cma-cgm-startup-awards-2025-in-marseille-france/

In this episode of Maximize Your Hunt, host Jon Teater discusses habitat management, sustainable living, and ecological design with guest Mark Krawczyk (Keyline Vermont). They explore the importance of detailed property layout, learning from mistakes in land management, and the significance of understanding soil and site characteristics. The conversation delves into planting strategies, coppicing techniques, and integrating agroforestry into landscapes. They also touch on wildlife management and the benefits of creating habitat connectivity.   takeaways Habitat management requires meticulous planning and effort. Sustainable living is about connecting with your property. Learning from mistakes is essential in land management. Soil characteristics greatly influence planting success. Coppicing can enhance tree growth and soil health. Integrating multiple species can create a resilient ecosystem. Wildlife can be both a challenge and an opportunity. Design principles help simplify complex decisions. Agroforestry can enhance productivity and biodiversity. Creating windbreaks can protect crops and improve conditions   Social Links https://www.valleyclayplain.com/ https://www.keylinevermont.com/ https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Brandy Nelson of Soldotna, AK shares how she built a strong customer base by selling very unique and healthy products, and the challenges she needs to consider to continue scaling her business furtherGet full show notes and transcript here: https://forrager.com/podcast/160

What if burnout, inflammation, and "doing everything right" but still feeling awful isn't a failure—just a missing map? In this episode of Unconventional Life, host Jules Schroeder sits down with functional medicine expert, genetic strategist, and stand-up comic Dr. Sam Shay. Together, they unpack why health optimization breaks down during major life transitions, how functional medicine bridges data and lived experience, and why inflammation, genetics, and nervous system load are often the real root issues. This episode is for anyone navigating midlife transitions, chronic symptoms, or energy crashes—and it matters because without a roadmap, even the best tools won't get you where you're trying to go.

In this episode of To The Root, Robyn Spangler speaks with Clear Skin Lab client Alexi about her long-term struggle with cystic acne and the turning point that led her away from conventional dermatology and toward a functional, root-cause approach.After years of cycling through antibiotics, Accutane, spironolactone, and topical treatments, Alexi reached a point where treating symptoms no longer felt sufficient. She shares how comprehensive testing—including GI mapping, mineral analysis, hormonal assessment, and blood work—revealed underlying infections, nutrient absorption issues, and stress-related patterns that traditional care had overlooked.Alexi also reflects on the emotional and psychological impacts of living with visible skin conditions, the pressure of navigating public perception on social media, and the experience of setbacks during the healing process. Rather than framing healing as a quick or linear journey, she emphasizes the importance of education, long-term lifestyle shifts, and compassionate self-awareness.This conversation provides a thoughtful exploration of what it means to heal from the inside out—and why sustainable skin health requires both biological insight and behavioral change.Tune in now!Highlights:Alexi's early experiences with cystic acne and conventional treatmentsLimitations of pharmaceutical approaches for long-term outcomesThe role of root-cause testing in uncovering gut, hormonal, and nutrient imbalancesHow stress, lifestyle, and mineral depletion influence skin physiologyThe impact of diet, supplementation, and personalized protocols on whole-body healthNormalizing non-linear progress and relapse during the healing journeyReframing self-worth beyond physical appearanceThe emotional toll of public feedback and unsolicited adviceWhy sustainable results require lifestyle alignment over quick fixesEncouragement for individuals pursuing a holistic or functional pathConnect with Robyn:Instagram: @nutritionbyrobyn Website: https://www.theclearskinlab.com

In this episode of Maximize Your Hunt, host Jon Teater discusses habitat management, sustainable living, and ecological design with guest Mark Krawczyk (Keyline Vermont). They explore the importance of detailed property layout, learning from mistakes in land management, and the significance of understanding soil and site characteristics. The conversation delves into planting strategies, coppicing techniques, and integrating agroforestry into landscapes. They also touch on wildlife management and the benefits of creating habitat connectivity. takeawaysHabitat management requires meticulous planning and effort.Sustainable living is about connecting with your property.Learning from mistakes is essential in land management.Soil characteristics greatly influence planting success.Coppicing can enhance tree growth and soil health.Integrating multiple species can create a resilient ecosystem.Wildlife can be both a challenge and an opportunity.Design principles help simplify complex decisions.Agroforestry can enhance productivity and biodiversity.Creating windbreaks can protect crops and improve conditions Social Linkshttps://www.valleyclayplain.com/https://www.keylinevermont.com/https://whitetaillandscapes.com/https://www.facebook.com/whitetaillandscapes/https://www.instagram.com/whitetail_landscapes/?hl=en Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When the world feels dense—not just “I'm stressed,” but that heavy, invisible pressure that builds in your body—leadership gets real, fast. Especially if your work lives in urgency: domestic violence advocacy, shelters, case management, child and family services, special education, autism support, and nonprofit leadership. In this episode, I'm naming what so many big-hearted, mission-driven leaders are carrying…and offering a conscious leadership lens that helps you lay the burden down without abandoning your people. In this episode, you'll learn: How to tell the difference between responsibility and burden (and why confusing the two fuels burnout) Why the “savior reflex” is so common in crisis work—and how it quietly hijacks your boundaries A simple way to come back to clarity when urgency, guilt, and hypervigilance start running the show In crisis environments, regulation isn't about bliss—it's about signal. I'm inviting you to aim for feeling 10% better, not perfect. Timestamps01:39 — Beyond “just do box breathing”: the conscious leadership lens02:30 — The identity contract: “If I don't do it, who will?”03:24 — The distinction that changes everything: responsibility vs. burden04:53 — Why crisis work trains hypervigilance (and how it impacts boundaries)06:24 — The unique layer in autism support: sensory load, advocacy, decision fatigue08:09 — Regulate: not calm, clear09:47 — The burden question (and the second question that completes it)11:20 — One clean move: boundary, decision, delegation, or repair15:19 — Repairing after you said yes when you meant no16:41 — Resetting agreements as you grow18:08 — The hidden cost of carrying the burden: reactivity, resentment, messy decisions19:15 — Closing: the “Lay It Down” micro-ritual Key takeaways Responsibility is what's yours to respond to. Burden is what you've absorbed that was never yours to carry. Caring doesn't have to mean carrying. Conscious leadership is caring with clarity. Guilt isn't always a moral signal—sometimes it's a withdrawal symptom from overgiving. Boundaries aren't a wall against love. They're a container for love. Sustainable leadership isn't a luxury. It's ethics. A question to sit withWhat am I carrying right now that isn't mine? Love the show?If this episode resonated, share it with a leader in a crisis-facing role who carries too much and calls it dedication. Consider leaving a review at www.lovethepodcast.com/brilliance.

On this episode of Transformation Talks, we're joined by Emily Moss, a nutritionist and weight loss coach who helps women over 40 lose weight in a way that actually fits real life.We talked about Emily's personal weight loss journey (30+ pounds after the age of 50), how she's maintained that loss for over a decade, and how you can do the same.Here's her site: https://www.nutritioncoaching365.com/Her Instagram: https://www.instagram.com/nutritioncoaching365/Don't hesitate to ask me questions on anything we covered here: mail@samforget.comTo get more support, apply for coaching here: https://samforget.com/coaching/Or get started with my one-stop nutrition guide (with 20+ repeatable meal ideas): https://freenutritionguide.com

Every winter, thousands of New England boats are sealed in single-use shrink wrap. Almost all of that plastic will end up in a landfill by the end of the year. Could reusable boat covers be a more sustainable solution?

(0:00) NBCSports Boston’s Tom Curran joins the show (22:00) Vikings fire GM Kwesi Adofo-Mensah (32:00) Super Bowl LX uniforms (36:00) Super Bowl trivia (38:00) Seahawks/Patriots odds from preseasonSee omnystudio.com/listener for privacy information.

In this feature episode of Social Media Decoded, Michelle Thames introduces her philosophy shift around visibility, marketing, and sustainable growth. She explains why doing less, not more, is the new power move and how entrepreneurs, professionals, and creatives can stay visible without burning out. This episode reframes daily content, consistency, and promotion and shows why clarity, curation, and strategic visibility matter more than hustle. Topics Covered Why hustle-based visibility leads to burnout The difference between daily content and daily promotion Why clarity beats consistency in modern marketing How CEOs and leaders curate visibility instead of chasing it What strategic visibility actually looks like in 2026 How to build trust without being constantly online Creating content with intention instead of pressure Key Takeaways Visibility does not require constant performance Posting more does not equal promoting better Clarity allows content to work harder for you Curated visibility builds authority and ease Sustainable marketing starts with strategy, not volume Who This Episode Is For Entrepreneurs who feel exhausted by content demands Professionals building thought leadership Creatives who want visibility without burnout Business owners shifting from hustle to strategy Leaders who want long-term authority and impact Call to Action If this episode helped you rethink visibility, follow Social Media Decoded for daily conversations on marketing, clarity, and community-led growth. If you'd like to support the podcast, you can use Buy Me a Coffee to help keep these conversations going. About the Host Michelle Thames is a marketing strategist, podcast host, speaker, and community builder with over 15 years of experience in digital marketing, visibility strategy, and brand growth. She helps entrepreneurs and professionals build sustainable visibility ecosystems that convert without burnout. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's pep talk, I am sharing the origin story behind the business, the podcast, and the life-first philosophy that shaped everything, why it didn't start polished or planned, and how small, aligned decisions built something sustainable over time. In today's episode, I share:01:48 – Why it took 600 episodes to finally tell the origin story03:36 – How the podcast became the anchor for the entire business05:36 – The Jenny's Ice Cream moment that changed how I thought about impact and work07:15 – What the “bus stop dream” is and why it became the real metric for success09:47 – Starting a business in the margins while working full-time and raising twins12:01 – How the pandemic forced a life-first business model before it was trendy14:10 – Why community beat courses and shaped the direction of the business16:08 – Making the leap from corporate with clarity, support, and imperfect timing18:56 – Building systems around energy, capacity, and real life21:01 – Why SEO, relationships, and the podcast outperform constant visibility24:15 – Hiring specialists instead of trying to do everything yourself26:48 – Using AI as a support tool without losing voice or humanity29:13 – Three prompts to define your own bus stop dream and non-negotiables 

Check out our website!: https://www.globalseafood.org/podcastFollow us on social media!Twitter | Facebook | LinkedIn | InstagramShare your sustainability tips with us podcast@globalseafood.org!If you want to be more involved in the work that we do, become a member of the Global Seafood Alliance: https://www.globalseafood.org/membership/Thank you to our episode sponsor: F3 (Future of Fish Feed)Curious how your company can compete for $200,000 in cash prizes in the F3 Fish Farm Challenge? Visit the F3 – Future of Fish Feed contest website to review the rules and learn how to participate—whether as an individual company or as part of a team.Learn more at f3challenge.org and take the first step toward feed innovation—and your share of $200,000 in prizes. The views expressed by external guests on Aquademia are their own and do not reflect the opinions of Aquademia or the Global Seafood Alliance. Listeners are advised to independently verify information and consult experts for any specific advice or decisions.

Laura Andersen is the owner and managing director of AlumiTubs. Made to handle it all, AlumiTubs is made to last for generations. Obsessively designed to outperform and outlast, it's the classic cedar hot tub, upgraded for a lifetime of performance.AlumiTubs is 100% Canadian handcrafted from materials made to stand the test of time. It's perfect for the backcountry or the backyard, with flex heating for 365 days of use, wherever you find your escape. With 1000s in the wild since 2001, AlumiTubs are home to Canada, now available for properties across the globe. Where artistry, craftsmanship, and considered design intersect, the AlumiTubs wood fired, electric and hybrid hot tubs come in 3 sizes with endless heat options, advanced filtration for at-home use, a 50% bigger firebox and 3 layers of insulation for less smoke, less water, and nothing wasted along the way.It is not an average hot tub, AlumiTubs is guaranteed to get hot and stay hot, no matter how cold it is outside. Bringing people and those they share it with, closer to nature. AlumiTubs was made for more of the good stuff.In This Conversation We Discuss:[00:00] Intro[00:40] Sponsor: Taboola[01:53] Spotting demand beyond your original offer[03:14] Balancing careers while building a startup[06:04] Bringing an offline product to the internet[08:55] Sponsor: Next Insurance[10:08] Applying career skills to a new venture[13:49] Letting users shape your marketing message[15:40] Optimizing basic SEO for discovery[17:55] Sponsor: Electric Eye[19:03] Balancing capacity with customer trust[23:17] Complementing skills to build longevity[26:00] Building a business on a great product[28:46] Callouts[28:56] Hedging bets while testing business ideas[31:10] Adding value without reinventing the wheelResources:Subscribe to Honest Ecommerce on YoutubeWood-fired & electric cedar hot tubs alumitubs.com/Follow Laura Andersen linkedin.com/in/lauraandersendigitalmarketing/  Reach your best audience at the lowest cost! discover.taboola.com/honest/Easy, affordable coverage that grows with your business nextinsurance.com/honestSchedule an intro call with one of our experts electriceye.io/connectIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

Heart Health Month opens with a powerful, eye-opening conversation on cholesterol, root-cause healing, and whole-person wellness. Dr. Georgia Nabs explore why cholesterol is so misunderstood, the real story behind statins, and how inflammation, blood sugar, liver health, and lifestyle choices all intersect to shape heart health. From functional testing and advanced diagnostics to simple, practical daily shifts, this episode reframes what it truly means to care for your heart. Blending science, compassion, and lived experience, the conversation invites listeners to move beyond fear-based medicine and into empowered, informed, and proactive wellness—where education becomes the foundation for lasting health and vitality.  Key Takeaways:   True heart health begins by understanding root causes, not just managing symptoms or lab numbers.  Cholesterol is more complex than "good" and "bad," and context matters more than fear-based assumptions.  Inflammation, blood sugar balance, and liver health play a central role in cardiovascular wellness.  Empowered patients ask better questions and become active participants in their healing journey.  Sustainable wellness comes from education, consistency, and small daily choices that compound over time.  About Dr. Georgia Nab:  Dr. Georgia Nab entered the chiropractic industry in 1992 by owning a chiropractic clinic in Wichita, Kansas. From 2012 through 2017, she joined a manufacturing facility in Wisconsin to provide chiropractic care, nutritional counseling, and educational training to the employees at the company's corporate headquarters. While there, she authored her book called 1 Degree of Change, in addition to numerous other publications. In 2015, she graduated with her Masters in Human Nutrition and Functional Medicine degree. She is currently an adjunct professor at the University of Western States for their masters program. Dr. Nab is a Certified Nutrition Specialist from the Board for Nutrition Specialist and works with Affiliated Monitors, an independent monitoring company for professionals.  Connect with Dr. Georgia Nab at:  https://www.authenticdoc.life/  Connect with Dr. Michelle and Bayleigh at:  https://smallchangesbigshifts.com  hello@smallchangesbigshifts.com  https://www.linkedin.com/company/smallchangesbigshifts  https://www.facebook.com/SmallChangesBigShifts  https://www.instagram.com/smallchangesbigshiftsco  Thanks for listening!  Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.  Do you have some feedback or questions about this episode? Leave a comment in the section below!  Subscribe to the podcast  If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.  Leave us an Apple Podcasts review  Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. 

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Do you feel you're giving everything to your agency and only getting exhaustion as a result? Agencies grow best when they're built around clarity, empathy, and self-awareness. Whether it's pricing, boundaries, team management, or AI, the common thread is intention. Today's featured guest understands that you don't need to hustle harder. You need to design smarter, around who you are, how you work best, and what kind of business you actually want to run. She'll share her perspective on agency growth, self-awareness, leadership, and how AI should actually be used inside a modern agency and provide a real look at what it takes to build an agency that's profitable, human, and sustainable without losing yourself in the process. Ingrid Schneider is the CEO and founder of Stay in Your Lane, a fractional CMO and franchise development agency, and Train in Your Lane, an AI education company helping teams build real AI intuition. What started as fractional work after being laid off during the pandemic has grown into a 16-person team running full marketing departments, launching brands, building LMS platforms, and training companies like Ben & Jerry's and Ace Hardware on how to actually use AI to solve problems. In this episode, we'll discuss: Going from survival mode to self-worth: pricing and confidence. How to set boundaries and protect your brain. Design an agency that energizes you, not drains you. Managing people, not just performance with a human-first approach. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Building an Agency on Trust and Integrity Ingrid doesn't come from a tidy, linear career path. After being laid off as a CMO during the pandemic, she made the decision to not work for anyone else again. She started doing fractional CMO work to replace her salary, focusing on trust, authenticity, and doing the work well. What began as a solo operation three and a half years ago is now a full team serving a wide range of clients. Some rely on Ingrid's team to run their entire marketing department. Others bring them in for focused, fractional engagements. The growth didn't come from aggressive sales tactics—it came from being reliable, human, and honest about what they were good at. Learning Your Worth and Unlearning Survival Mode When Ingrid landed her first client, she charged $3,000 a month for two brands. And that client still complained about pricing. Like many agency owners, she was focused on replacing her salary, not building a business. Survival mode has a way of shrinking your sense of value. Learning her worth didn't come from a pricing spreadsheet. It came from personal work deconstructing old beliefs, recognizing her own capabilities, and understanding the impact she could have on others. Ingrid talks openly about how her upbringing and past experiences shaped her tendency to underprice herself and overextend. As her confidence grew, so did her standards. She began collecting people with grit, sometimes hiring for attitude over experience, and building a team she trusted deeply. The biggest lesson for her was: if you don't believe in your value, your pricing, and your agency, will reflect that. Preventing Agency Burnout: How to Set Boundaries Running a business can be incredibly stressful, which is why many owners can relate to being in fight or fly mode all the time. However, this is the worst thing for both your health and your business because chronic stress will affect your brain and get you to a point known as "flipping your lid." According to Ingrid, this term, which she learned from Dr. Daniel Siegel, describes what happens when stress pushes you into fight, flight, or freeze. Logic goes offline. Creativity disappears and everything feels harder. For agency owners, this shows up as exhaustion, impatience, and bad decisions, and healing will mean confronting the reality that you can't run a business well if your body and brain are in survival mode. In her case, Ingrid found healing by emphasizing boundaries as a leadership responsibility. Knowing where your value is best served, trusting your team, and recognizing when their lids are flipped allows you to lead with empathy instead of pressure. The agency doesn't need a burned-out hero. It needs a regulated, self-aware leader. Designing an Agency That Energizes You, Not Drains You This is a lesson that agency owners that currently feel miserable with their business and wanting to give up should learn. Drawing your boundaries will look different to everyone, but you can start by asking yourself what you want to do every day and what you never want to do again. Just draw a circle on a piece of paper and start writing. Inside: the work that gives you energy. Outside: everything that drains you. You'll see that most likely what you need is to redesign your agency around this. You can't be all things to all people. Agency that try usually end up miserable and unprofitable. Wins and losses both matter, but only if you're paying attention to what they're teaching you. Topline revenue means nothing if you hate how you're earning it. Sustainable growth comes from aligning what's good for the business with what actually fills your cup. That alignment is what keeps agencies alive long-term. Managing People, Not Just Performance with a Human-First Approach As an empath, Ingrid leads with a people-first approach rooted in Trust-Based Relational Intervention (TBRI). When something goes wrong, she looks at three things in order: herself, the system, and then the person. Are expectations clear? Do they have the resources they need? Is she showing up with patience? Perfectionism isn't the goal in her agency because perfection is stressful, unrealistic, and unnecessary. Instead, the focus is on doing really good work while protecting the team's mental energy. This is where AI comes in, not as a shortcut for thinking, but as a way to remove the minutia that burns people out. This has been the case for Ingrid, who enjoys managing people. If this is not your case, then focus on hiring people who can manage themselves. But remember you have to learn to let go if you want a self-managing team. There are countless ways to reach the same outcome and speed isn't always the metric that matters most. Sometimes the "slow" work produces the best results. Using AI to Empower Teams, Not Create More Noise Ingrid's approach focuses on education and the fact that everyone should be training their AI intuition to be able to understand how an AI tool works and how it could help them. She trained her own intuition by changing her social media algorithms to feed her AI micro-learnings. From there, it became about application: looking at every agency task and asking, Can AI help solve this better? Her team runs weekly "show and tell" sessions where they demo how they used AI to solve real problems. There's also an AI policy but it's framed as a permission slip, not a rulebook. Team members can experiment with tools on a company card, and if they prove value, the agency commits. The bigger point is this: if you're not empowering your team to use AI thoughtfully, you're holding them back. This isn't about pumping out more content—it's about freeing up human brains to do the work that actually matters. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Most productivity advice assumes consistency is key—but what if your body tells a different story? In this enlightening episode of Healthy Mind, Healthy Life, host Sayan sits down with Renae Fieck, a feminine leadership coach, mom of three, and author of Cycle Sync Your Business. Renae shares her transformational journey from burnout to balance, revealing how syncing work, creativity, and energy with the menstrual cycle can revolutionize the way women approach time management. Together, they unpack the misconceptions around “consistency,” explore the hormonal rhythms that shape women's productivity, and highlight how working with your body instead of against it creates flow, clarity, and sustainable success. About the Guest: Renae Fieck is a speaker, coach, and author specializing in helping women align their lives and businesses with their body's natural rhythms. Through her book Cycle Sync Your Business and coaching programs, she empowers women to ditch burnout, rediscover ease, and embrace feminine flow in leadership and life. Key Takeaways: True productivity comes from honoring your body's hormonal rhythm. Consistency looks different for women—it's cyclical, not linear. Stress and overexertion disrupt hormonal balance, leading to burnout. Asking “What does my body need today?” fosters mindfulness and balance. Connect with Renae Fieck: https://renaefieck.com/  Instagram: @renaefieck Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch

From 'Take The North' (subscribe here): We have former Chicago Sun-Times reporter Mark Potash filling in alongside Mark Grote for this one. Potash explains why he's so confident the Bears will continue to have success when the 2026 season comes around. Also in this episode, Grote and Potash look closely at the Bears defense. What do they need to add most in order to improve next season? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices