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Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you really implementing AI in your agency the right way? Adding a random tool just to say you “use AI” isn't the game changer many agency owners hope it will be. In fact, chasing shiny AI solutions can waste time, drain resources, and create tools your team never actually uses. Many agency leaders, especially those aiming to build a sellable business, assume any form of AI integration will automatically boost their agency's value. But today's featured guest strongly disagrees. He's seen firsthand how agencies fall into the trap of building solutions first and searching for problems later, a costly mistake that does more harm than good. Instead, he's here to share how to approach AI adoption strategically, in ways that actually stick and drive real results. Ken McLoud is the CEO of Laconic Technologies, a business that aims to help agencies figure out how to make AI actually useful. His specialty is finding high-leverage spots in your agency where AI can unlock growth without bloating your headcount. Ken helps owners avoid wasted tools and instead roll out AI that gives their teams real superpowers. In this episode we'll discuss: How agency owners are forcing AI integration the wrong way. When to use custom code. A case study of real world wins and misses. The future of AI in agencies. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Stop Forcing AI Where It Doesn't Belong Ken specializes in helping agency owners start to think strategically about AI. One of the first things he warns about is the “solution in search of a problem” trap. Too many agency owners decide, “We need to be using AI somewhere,” and then jam it into the wrong part of the business. That usually leads to tools that sound cool but don't move the needle, or worse, meet resistance from the very team that's supposed to use them. Instead, Ken suggests starting with the business itself. Are you demand-constrained (needing more leads) or supply-constrained (too much work, not enough capacity)? His litmus test is simple: if a fairy godmother doubled your clients overnight, would you cheer or panic? That answer tells you where the bottleneck really is, and that's the exact spot where AI should be applied. Case Study: Smarter Finance Insights with AskQuick.ai Ken worked to build AskQuick.ai with Nate Jenson, a fractional CFO who worked with tons of agencies. Nate had deep financial expertise but needed a way to scale his brain. Together, they built AskQuick.ai, a chatbot trained on Nate's own textbook of agency finance. The result was a tool that taps into a client's QuickBooks data to deliver specific insights, like spotting which clients are actually losing money. After a rebrand, he is now marketing the product as a simple, agency-friendly tool rather than a complex back-end. No-Code Tools vs. Custom Code: Where's the Breaking Point? Every agency owner has been tempted by tools like N8N, Zapier, or Make.com. According to Ken, these tools are perfect for simple workflows and stuff you could explain in one or two sentences. These tools are often pitched as something anyone with a computer and no experience ca n use, but once your automation starts piling up with dozens of nodes, things break constantly, and you spend more time fixing than benefiting. That's when it's smarter to build custom code. Ken compares it to driving stick shift: more control, less frustration, and often a way faster solution. AI As a Superpower Not a Replacement For Ken, the real promise of AI isn't replacing people, but rather upgrading them. He calls it “giving your team superpowers.” By offloading the repetitive, low-value work to AI, you free up your people to focus on strategy, creativity, and client impact. Instead of fearing AI, most teams welcome it. Nobody loves repetitive tasks, and when you use AI to clear that away, your staff gets to spend more time on what actually lights them up. Real-World Wins (and Misses) If you're wondering how some agencies are using AI right, Ken has seen quite a few examples. For instance, an Australian medical agency built a custom chatbot trained on years of proprietary medical content. The tool now helps their writers quickly draft accurate, technical marketing content; something that would have taken hours of research before. Huge win. On the other hand, this agency built a classic example of a solution in search of a problem. Basically, the owner wanted an elaborate folder system to organize AI chats. It sounded clever, but the writers never actually needed it. Why? Because new AI queries were faster than digging through folders. A perfect example of chasing a solution before identifying a real problem. The Future of AI in Agencies in Plain English Looking ahead, Ken sees AI becoming a tool to replace code and processes. Many things we used to hardwire with messy “if-this-then-that” logic can now be handled with prompts. That means non-technical agency owners can adjust systems in plain English instead of hiring a developer every time they need a change. These tools can make all the difference for agencies that get hundreds of deals come through every day and need a quick way to sort through the ones that can be most profitable from those that likely won't. In these cases speed is everything and AI can deliver in a way that human response cannot. However, Ken is also clear that not every problem should be handed to AI. High-value, low-risk areas, like grading prospects or filtering opportunities, are perfect testing grounds. Mission-critical, high-risk functions will probably still need human oversight for a while. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.: https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Netsuite: Download the new e-book Navigating Global Trade: 3 Insights for Leaders at http://NetSuite.com/Theory Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT ButcherBox: Ready to level up your meals? Go to https://butcherbox.com/impact to get $20 off your first box and FREE bacon for life with the Bilyeu Box! Connectteam: 14 day free trial at https://connecteam.cc/46GxoTF Welcome back to Impact Theory with Tom Bilyeu! In this special 100th episode, Tom and co-host Drew dive deep into today's most pressing issues—from the chaos of government shutdowns and the relentless battle over healthcare, to the power of propaganda in mainstream media and the economic forces shaping our society. They break down the realities behind headline-grabbing policies, exposing how both sides of the political spectrum spin the narrative and why it's critical to do your own research before forming opinions. You'll hear Tom's unfiltered take on the dangers of “revolutionary empathy,” inspired by Eric Weinstein's insights, and how shifts in empathy and radical polarization are fueling a climate ripe for violence and unrest. The conversation also explores the harsh truths of wealth inequality, the illusion of economic progress, and why the stock market's highs aren't translating to a better life for most Americans. Drew brings in sharp counterpoints and timely clips—touching on everything from mass media censorship to the controversial culture wars playing out in children's entertainment and on social platforms. Plus, there's a candid look at the escalation of global conflicts, particularly in Ukraine, and how warfare is evolving in ways that stretch far beyond the battlefield. Through it all, Tom emphasizes the importance of personal empowerment: how individuals can still win—economically and mentally—despite a society seemingly stacked against them. Buckle up for an intense, eye-opening, and occasionally hilarious episode packed with actionable advice, hard truths, and a call to cut through the noise in pursuit of real understanding. This is Impact Theory—raw, real, and relentlessly focused on helping you thrive. Let's get into it! 00:00 Intro 00:48 Government Shutdown Continues 14:41 State Of The US Economy 31:42 Revolutionary Empathy 42:14 UK Jewish Terror Attack 48:21 Elon Cancels Netflix 56:41 Ukraine/Russia Nuclear Fears Rise Learn more about your ad choices. Visit megaphone.fm/adchoices
Unpacking the crypto rally and Solana's potential with Bitwise CIO Matt Hougan. Bitwise Asset Management Chief Investment Officer Matt Hogan returns to Markets Outlook to dissect the forces behind the current crypto rally with CoinDesk's Jennifer Sanasie. With bitcoin reaching new highs and Washington shutdown, Matt explains why the "debasement trade"—fueled by institutional concern over fiat currencies—is driving massive flows and whether his $200,000 price target for BTC by the end of the year is still in play. Plus, his argument for why the market is big enough for both Ethereum and Solana to win. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: https://hubs.ly/Q03KGbRK0 - This episode was hosted by Jennifer Sanasie.
What if money could make you freer instead of more dependent? Matt McClintock joins the pod to dive into Bitcoin's evolution from digital experiment to geopolitical force - a technology challenging governments, redefining sovereignty, and reshaping how value moves across the world. Matt and Jacob explore what “freedom money” really means, why personal sovereignty now collides with state power, and how the struggle between fiat and crypto reveals the future of economics, trust, and control in a multipolar world.--Timestamps:(00:00) - Introduction and Podcast Overview(00:20) - Addressing Listener Concerns(02:08) - Engaging with the Community(02:49) - Welcoming Back Matt McClintock(03:44) - Bitcoin: A Journey of Discovery(05:53) - Understanding Bitcoin's Evolution(09:41) - Bitcoin's Global Significance(12:59) - Bitcoin's Unique Characteristics(24:28) - Bitcoin as Freedom Money(29:23) - Bitcoin and Economic Freedom(29:56) - Bitcoin's Role in Oppressive Regimes(30:45) - Government Reactions to Bitcoin(32:35) - Personal Security and Bitcoin(34:45) - Bitcoin and Legal Concerns(44:40) - Bitcoin's Sovereignty and Legal Framework(55:30) - Bitcoin's Unique Position in the Financial World(01:00:34) - The Future of Bitcoin and Fiat(01:01:38) - Closing Thoughts and Reflections--Referenced in the Show:Link to White Paper: https://bespokegroup.io/sovereigntyparadox/Link to Matt's Substack: https://mattmcclintock.substack.com/--Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com --Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--This podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp
Unpacking the crypto rally and Solana's potential with Bitwise CIO Matt Hougan. Bitwise Asset Management Chief Investment Officer Matt Hougan returns to Markets Outlook to dissect the forces behind the current crypto rally with CoinDesk's Jennifer Sanasie. With bitcoin reaching new highs and Washington shutdown, Matt explains why the "debasement trade"—fueled by institutional concern over fiat currencies—is driving massive flows and whether his $200,000 price target for BTC by the end of the year is still in play. Plus, his argument for why the market is big enough for both Ethereum and Solana to win. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: https://hubs.ly/Q03KGbRK0 - This episode was hosted by Jennifer Sanasie.
Jonathan Newman returns to join Bob in a critique of Eliezer Yudkowsky's viral theory of investment bubbles. Yudkowsky states that the bad investment during bubbles should be felt before the bubble pops, not after. They argue that his perspective—while clever—fails to consider the Austrian insights on capital structure, time preference, and the business cycle. They use analogies from apple trees to magic mushrooms to show why Austrian economics provides the clearest explanation for booms, busts, and the pain that follows.Eliezer Yudkowsky's Theory on Investment Bubbles: Mises.org/HAP520aBob's Article "Correcting Yudkowsky on the Boom": Mises.org/HAP520bBob's on The Importance of Capital Theory: Mises.org/HAP520cJoe Salerno on Austrian Business Cycle Theory: Mises.org/HAP520dDr. Newman's QJAE Article on Credit Cycles: Mises.org/HAP520eThe Mises Institute is giving away 100,000 copies of Hayek for the 21st Century. Get your free copy at Mises.org/HAPodFree
This week on Marketing O'Clock: Google upgrades PMax channel reporting and assets, OpenAI launches Instant Checkout with Etsy (Shopify coming soon), and Sora 2 debuts as OpenAI's latest video generation model.Visit us at - https://marketingoclock.com/Adzviser - https://adzviser.com/
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agencies don't make it 25 years but Bill Swanston's has. From surviving 9/11 to leading a 30-person team through COVID, Bill shares how Bosun (formerly Frederick Swanston) adapted, learned to love KPIs, empowered their team, and even pulled off a successful rebrand. His story proves you can survive the toughest agency seasons and come out stronger—if you track the right numbers, avoid “superclient” risk, and learn to truly let go. What You'll Learn Why resilience (not just growth hacks) is the real agency survival skill How ignoring KPIs almost cost the agency big—and how to avoid that mistake Why letting go of control is the only way to grow past founder-dependence What a rebrand really signals about an agency's maturity and leadership shift The hidden dangers of relying on a “superclient” Key Takeaways Keep overhead light in uncertain times—it gives you room to maneuver when crises hit. Track your KPIs like a client project: salaries as % of AGI, AGI per employee, revenue per client. Don't rely on a single client for survival—client concentration is a silent killer. Empower your team early—you can't scale if you're reviewing every deliverable yourself. Rebrands work when they reflect a cultural shift—not just a new logo. What does it really take to keep an agency alive through market crashes, pandemics, and the endless grind without burning out or losing your edge? Today's featured guest will unpack his journey from starting in a basement with a couple of clients to leading a 30-person team through some of the toughest seasons an agency can face. From navigating financial blind spots to learning how to actually let go and trust his team, and the reason the agency's 25th anniversary actually marked a big shift with a new rebrand. Bill Swanston is the president and founder of Bosun, an Atlanta-based agency that just celebrated its 25th anniversary. Formerly known as Frederick Swanston, the agency has weathered market crashes, client shakeups, and a pandemic while building a powerhouse team with deep creative and digital chops. In this episode, we'll discuss: The challenges that really tested the agency's resilience. How learning to love KPIs saved the business. Why rebrand after 25 years? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Building Through Adversity and Surviving 9/11 After moving back to Atlanta from New York, Bill was freelancing at BBDO and thinking about switching to smaller agency. As he saw it, it was better to be a big fish in a smaller pond. Unfortunately, his gig at the smaller agency was short lived, since the agency shut down for good. Instead of packing it in, Bill and his partner Scott Frederick grabbed a few clients, set up shop in a basement, and got to work. Built-in revenue gave them a smoother start than most scrappy entrepreneurs, but reality set in quickly. By the early 2000s, they were hit hard by 9/11 and its ripple effect on corporate events. It was a reminder that whether you're at a big holding company or running your own small shop, stability is often an illusion. Surviving those first waves meant keeping overhead light, grinding it out, and learning how to adapt before the word “pivot” became a business cliché. The Challenge that Really Tested the Agency's Resilience Partnerships can make or break an agency and Bill admits the early years with his partner had their rough patches, not as creatives, but as business owners learning how to disagree productively. Over time, their different strengths meshed into what became a powerful leadership duo. But nothing tested the agency quite like COVID. With a staff of 30 suddenly looking to them for answers, the partners had to act fast. They slashed salaries, cut their own pay completely, and relied on federal relief programs like PPP loans to keep the team intact. That lifeline, combined with quick adjustments, got them back on track. As Bill put it, “It was the absolute worst period of time for the agency. But we came out stronger because we had no choice but to figure it out fast.” From Gut Instinct to KPIs That Saved the Business Like a lot of creative-led shops, Bill and his partner weren't exactly obsessed with financial metrics at first. According to Bill, they mostly leaned on QuickBooks, check-writing, and gut instincts. That worked until it didn't. By the time they realized improprieties had slipped under the radar, they knew it was time to upgrade. Today, they track everything from salaries as a percentage of adjusted gross income to AGI per employee to recurring revenue versus project-based work. They also look at revenue per client to ensure there isn't any one account that is overwhelming the team. Like many agencies, they had this happen at one point, with a client that accounted for 50% of their billing. He remembers being scared once this client started to dwindle as a result of the ‘08 crisis, which taught him the danger of relying on superclients that can walk away and take half your revenue with them. Bill stresses that KPIs aren't about being a math whiz, but about having clarity. Knowing your true profitability by client or department means you stop guessing and start making better decisions. “We do it for our clients,” he said, “so we've got to do it for ourselves too.” Nowadays, he works with an external CPA and an internal comptroller who help him keep an eye on the agency's finances. Pro tip: If you're not yet at the point where you can have a CFO but don't know where to start to assess your agency's financials, use askquick.ai. It's a tool developed by Jason and his team that'll help you figure out your most profitable clients, assess your financial red flags, measure your KPIs, and more. Learning to Let Go and Empower the Team For the first decade, Bill and Scott were deep in the weeds, reviewing every creative output, managing every account, carrying the business on their backs. Eventually, the workload became too much and they had to learn how to trust others. Empowering team members to make real decisions wasn't easy. It started organically as new hires took over account management, media, and digital responsibilities. Over time, Bill realized the work improved when people felt ownership and felt empowered to shape the agency. “The ability to let go and trust others is essential to grow your agency,” he says. This trust not only gave the agency room to grow but also gave Bill and Scott the freedom to step back from being prisoners of their own business. Why Would a 25 Year Old Agency Rebrand Now? After two and a half decades as Frederick Swanston, the founders made the bold move to rebrand as Bosun to better reflect what they'd become. The decision was about more than a new logo. According to Bill, keeping their surnames in the brand felt too self-centered and didn't reflect the agency's culture. The rebrand signaled a shift: it's not about Bill or Scott anymore. It's about the team, the clients, and the relationships that actually fuel the work. While rebrands often make clients nervous, Bill said the transition was seamless. In fact, many partners celebrated alongside them, proving that strong relationships matter more than the name on the door. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
Medicare is going through some of the biggest changes we've seen in years, and the impact on your retirement planning could be significant. Premiums for Medicare supplement prescription drug plans are expected to rise sharply, and the way you budget for healthcare in retirement may need to shift. In this episode of Wise Money, we break down what these changes mean, why costs are increasing, and how you can prepare. Season 11, Episode 7 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898. Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney Watch this episode on YouTube: https://youtu.be/XF-KsdkFHQ4 Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
This weekend's KE Report dives into two overlooked corners of the resource market. First, we sit down with Brian Leni, who shares why rotating...
TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conferenceDavid Hay delivers his macro & market outlook -- plus takes your live Q&A#bonds #marketcorrection #goldprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
John is joined by Dennis Hranitzky, partner in Quinn Emanuel's Salt Lake City, New York, and London Offices, Head of the firm's Sovereign Litigation practice, and Co-Head of the firm's Global Asset Recovery Practice. They discuss various kinds of litigation, arbitration, and collection actions against sovereign states. They discuss collection cases against sovereign states resulting from those states' default on debt instruments, the challenges faced by creditors who hold out after most creditors agree to a debt restructuring arrangement with the sovereign, recent proposed legislation, and any other government actions favoring sovereigns, the current sovereign debt crisis, and concerns about opportunistic funds that seek profit by collecting on devalued sovereign debt. They also discuss investor-state arbitration generally, for example, after a company has invested in a project in a country and the country fundamentally changes the terms under which the investment was made, such as radically raising taxes as Spain did with respect to renewable energy projects after 2008. They discuss the position taken by the EU that EU courts cannot enforce arbitration awards against EU nations even when the nation entered voluntarily into an arbitration treaty, and recent indications that the United States government supports the position of the EU. Finally, they discuss litigation against sovereigns unrelated to sovereign debt, such as litigation against state sponsors of terrorism, including the lawsuit Quinn Emanuel recently filed against Iran on behalf of victims of the October 7, 2023, Hamas attacks. Podcast Link: Law-disrupted.fmHost: John B. Quinn Producer: Alexis HydeMusic and Editing by: Alexander Rossi
Gary Vermeer started Vermeer Manufacturing around inventions for people. Then the people grew the company for more people. Vermeer has a lot of great history and focus on family. Great people make great products. Listen in as Naylor shares this experience with you. Thanks for Listening! EVENTS: YouTube Rally 2025 FREE Registration 2025 LCR Summit Louisville KY Tickets- SECURE YOUR SPOT! 2025 Equip Expo 50% OFF Registration with code "LCR" PODCAST SPONSOR: Click here for Toro Fleet Promo! Click here for Horizon360 Promo! Click here for Toro Mowers Promo! RESOURCES: How To Avoid Burnout- FREE Masterclass Proper Watering Templates Route Density System Download the 5 Costly Mistakes In Business Here! *THANK YOU TO THE TORO COMPANY FOR SPONSORING THE LCR MEDIA PODCAST!
Join Jeff Malec as he sits down with Brad Giaimo and Bruce Greig from Q3 Asset Management, two investment pros who turned trading floor grit into a modern, rules-based quant shop helping RIAs build out tactical trading models for clients. From Brad's formative days alongside Paul Tudor Jones to Bruce's mathematical approach to market analysis, you'll hear how Q3 builds transparent, systematic models that aim to outperform while protecting downside risk. If you're an RIA, allocator, or markets geek, this episode is packed with tactical insights and practical knowledge delivered by practitioners who've moved from the trading pits to the trading platforms. SEND IT!Chapters:00:00-00:42=Intro00:43-9:37= Cotton to Paul Tudor Jones: Brad Giamio's Trading Floor Origin Story09:38-19:39=From Bankruptcy Software to Quantitative Trading: Bruce Greig's Path to Q319:40-34:57=Q3's Organic Growth: From Family Funds to Advisor-Driven Strategies34:58-47:42=Systematic Investing Unveiled: Q3's Quantitative Model Philosophy47:43-01:03:16= Q3's Fund Evolution: From SMAs to Mutual Funds and ETFs01:03:17-01:09:47= Eddie Murphy & Trading Floor Memories: The Concentric Circles of Market InformationRCM Blog: The Definitive List of the Best Investing MoviesFollow along on LinkedIn with Bruce & Brad and be sure to check out Q3's website https://www.q3tactical.com/ for more information!Don't forget to subscribe toThe Derivative, follow us on Twitter at@rcmAlts and our host Jeff at@AttainCap2, orLinkedIn , andFacebook, andsign-up for our blog digest.Disclaimer: This podcast is provided for informational purposes only and should not be relied upon as legal, business, or tax advice. All opinions expressed by podcast participants are solely their own opinions and do not necessarily reflect the opinions of RCM Alternatives, their affiliates, or companies featured. Due to industry regulations, participants on this podcast are instructed not to make specific trade recommendations, nor reference past or potential profits. And listeners are reminded that managed futures, commodity trading, and other alternative investments are complex and carry a risk of substantial losses. As such, they are not suitable for all investors. For more information, visitwww.rcmalternatives.com/disclaimer
Thanks to MANSCAPED for sponsoring today's video! Get The Skin Ultra™ Advanced Kit for 15% OFF with code "VETTED" at https://manscaped.com/vettedSUPPORT Mike Battista:https://x.com/mbattista25https://www.youtube.com/@UCpPuqWNaMiOCnMLs6vS-6IQ https://discord.gg/tNwa7VTHJJ
In this episode of The Cardone Zone, Grant Cardone explores the concepts of assets and liabilities—powerful drivers that shift depending on the relationships and contexts in which they are applied. Grant digs deep into the distinction between intentional and unintentional liabilities. An intentional liability reflects the character of the individual behind it—it shows foresight, purpose. By contrast, unintentional liabilities reveal carelessness, lack of awareness, and ultimately a loss of control, making them far more dangerous. Another key discussion is about diversification in your job. Adding value where you already are is the smartest way to increase income and opportunity. Becoming an asset in your existing role—taking on more responsibility, finding creative solutions, and producing measurable results—creates leverage and long-term wealth. While diversification is powerful inside your workplace, simply getting a second job outside your main work divides your efforts, just as investment diversification often dilutes your returns. The goal is to concentrate, not scatter, your energy and resources. At the end of the day, building wealth and influence requires clarity about which choices move you forward and which hold you back. Assets create strength; liabilities drain it—unless they are intentional, disciplined, and strategically managed. Stay connected with Grant on all social platforms, catch The Cardone Zone on SiriusXM, and visit 10XStudios.com for more content and resources.
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you still thinking of AI as just “ChatGPT with a better prompt”? Or maybe you've played around with Zapier automations and thought, yeah, that's good enough. Today's featured guest knows that the agencies pulling ahead right now are building full-on AI agent networks that replace routine tasks, streamline data pipelines, and give their teams superpowers. She's re-engineering her agency around AI and will talk about where she finds top-tier talent and why you don't need to code to lead your agency into the future. Jennifer Bagley is the CEO and founder of CI Web Group, a fully virtual digital marketing agency registered in 22 U.S. states with clients across the United States and Canada. A former corporate operator turned entrepreneur, Jennifer started in real estate and mortgage brokerage before leaning into the marketing work she built to support those businesses. Today she runs a modern, tech-forward agency that's rebuilt its stack around AI, centralized data, and agentic networks, all while carrying the scars and lessons of scaling, pivoting, and re-founding a business from the ground up. In this episode, we'll discuss: Feeling trapped by the business. Hiring, firing, and the people reset AI, reskilling, and the end of “middle” roles What does this talent cost? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. From Corporate Ladder to Accidental Agency Founder Jennifer came from an operations background, a self-proclaimed black belt in Six Sigma and certified project manager. Having built that corporate background, she had made a promise to herself (“by 30 I'll be an entrepreneur”), and started to build the side hustle that became the main event. She started in real estate and mortgage brokering where she had to learn marketing the hard way; not because she wanted to be a marketer, but because the survival of her businesses depended on it. Initially, Jennifer didn't set out to build a scalable agency; she built a team to support her broker network. When the market collapsed in 2008, the same team that did marketing for agents suddenly had a market outside real estate. That “we'll just help this painter or HVAC company” phase is where the web group was born: small, service-focused, and useful to people in her network. That accidental turn became a business by solving real, pressing problems for paying clients, then leaned into that. Trading Time for Freedom: The Hard Pivot For the first five years, Jennifer describes the business as a “lifestyle” operation, profitable maybe, but trapping her time. She was trading billable hours for income and was reaching her limit when she hired a coach that forced a reckoning: if entrepreneurship isn't buying you time, money, and freedom, what's the point? So she made the brutal choice of cutting consulting contracts and burning the bridge to the “safety” of hourly work, and effectively gave herself a mulligan. This is the classic founder pivot: you have to choose between growth that keeps you doing the work and growth that scales the business without you. Jennifer's reset wasn't pretty, for a while she lost everything and she and her son lived in an office for a while, but it bought her the permission to build something salable, not just sustainable. Agency owners who feel trapped in delivery need to remember that sometimes you have to give up short-term revenue to create long-term value. Feeling Trapped by the Agency and Becoming a CEO Those first five years, Jennifer continued to run a business that started as a supply chain consulting and eventually turned into a sales supply chain consulting. This change meant the business was now a good lead generator for the agency but it also meant Jennifer was essentially selling her image and her time. Until she ran out of time. Once she felt trapped by the business, Jennifer actually hired a business coach that helped her change the model from “selling Jennifer with marketing on the side” to an actual sustainable business. She had to go back to the basics and remember she, like every entrepreneur, started the business with the idea of having more time, money, and freedom. It took losing everything, but Jennifer knew she didn't want a lifestyle business, she wanted a sellable business. The antidote was delegation plus systems. If you want growth and a future exit, you need to own those CEO responsibilities and be comfortable with letting go of the day-to-day. Hiring, Firing, and Resetting the Team Jennifer's talent strategy has evolved with each stage of growth. Her early hires were the classic “friends, family, fools” bootstrap crew; later she invested in developers, content teams, project managers, and over time, more strategic hires like CFOs, chief of staff, BI teams, and AI engineers. Each five-year arc brought a new set of needs and a new level of sophistication in hiring. Now, she divides her time between promoting her agency's work in podcasts and content and thinking of ways to navigate her business in these volatile and exciting times. Her most recent addition to the team was a technology and transformation team that is revisiting all of the agency's processes, investments, and infrastructure. As a result, she has downsized her team from over 300 W2 employees and refocus the team. The takeaway for agency owners: be honest about whether your people are builders or maintainers, and hire accordingly. The workforce you need for growth is not the same as the workforce you need for stable operations. Building AI Agent Networks with Centralized Data Jennifer's agency shifted from WordPress to Webflow and built agentic networks: hundreds of AI agents that crawl competitors, do strategy homework, and automate tasks that humans used to do. More importantly, they rebuilt infrastructure into a hub-and-spoke model with a centralized min.io data layer and ETL pipelines feeding analytics and BI. Two big lessons here. One: invest in your tech stack deliberately so you're not a Frankenstein of five different platforms that don't talk to each other. Two: design your data architecture so your people (and your AI agents) have a single source of truth. That's how you get from fire-fighting in six dashboards to proactive, predictive signals that tell you when a client engagement needs attention. AI, Reskilling, and Shrinking Middle Roles Jennifer draws a hard line: the agency now tends to hire either very seasoned client-facing leaders or AI engineers; the middle is shrinking. With agentic networks giving junior staff “superpowers,” the agency can afford fewer mid-level “lever pullers.” At this level there's no room for slow execution or elementary work. That's a cultural and ethical challenge, both for hiring and for workforce development. For agency owners, this raises practical HR questions: do you reskill your people, or replace them? Jennifer suggests building agent-driven systems that augment humans, and being brutally honest about who can grow into that future. It's also a call to action for how we prepare the next generation: schools won't teach this; companies will need to. Playing with AI Platforms: Why Leaders Need to Just Know Enough to Be Dangerous Jennifer started like a lot of agency owners dipping into AI, playing around on tools like n8n, Make.com, Relevance, and Longchain. Her dev team laughed, calling her an “elementary school kid on a tricycle,” but here's the point: she didn't need to master the tech. She needed to know enough to point her team in the right direction. Instead of obsessing over code, she framed the problem differently: “Here's what I don't want a human doing anymore. Can you make that happen?” That mindset shift is key for agency owners. You don't need to be a full-stack AI engineer to lead an agency into the future; you just need to clearly define outcomes and invest in people who can deliver them. Find Real AI Talent in Unlikely Places This is where most agencies get stuck. You're not going to find your next AI architect on Upwork. Jennifer leaned on her network, starting with her cousin Chris, a hardcore developer who initially thought AI platforms were “rookie business.” Once Chris realized the power of agentic networks to scale his expertise, he became the backbone of CI Web Group's transformation. Now, she hunts talent in unconventional places: hackathons, LinkedIn, and especially YouTube. Forget the flashy “10x growth hack” videos — she looks for nerds with four views, geeking out about orchestrators and ETL pipelines. Those are the builders who care about solving real problems, not just building hype. Her tip: if you find one, reach out immediately. They don't want sales, they just want to build. Designing AI Agents Like an Agency Org Chart Jennifer compares AI agents to a company org chart. You don't hire one person to do everything, that's a recipe for burnout. Same thing with AI. Each agent should tightly focus on a single task, with checks, auditors, and orchestrators overseeing the system. The payoff was massive efficiency gains. Instead of six different platforms that don't talk, her agency built a centralized hub with min.io, ClickHouse, and AI layers on top. That's how you go from patchwork automation to true predictive intelligence. The Real Cost of AI Talent If you're wondering how much this all costs, the answer is… a lot. On the high end, seasoned AI engineers can run you a quarter million in salary. On the low end, Jennifer tests new hires on project-based sprints, maybe $6K for a 10-hour challenge. The point isn't to cut costs; it's to prove quickly who can deliver and who can't. Her recruiting process is brutal but effective: give candidates a project, a tight deadline, and see how they perform. If they stall, they're out. If they screen-share fast and solve problems live, they're in. No fluff, no endless interviews. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
Navigating the Philanthropy Landscape with the 'Philanthropy Guy' In this episode, host George Weiner sits down with Rick Peck, also known as "The Philanthropy Guy," to discuss strategies for nonprofits preparing for the crucial Q4 giving season, commonly referred to as the "nonprofit philanthropy Super Bowl." Rick, a seasoned consultant in the nonprofit space, shares insights on donor engagement, effective fundraising strategies, and the importance of cultivating relationships with major donors. Main Topics: Rick Peck, a consultant helping midsize nonprofits engage with larger donors, shares his expertise. Discussion on the importance of diversifying revenue streams amidst shrinking grant availability. Emphasis on building a strong case for support and soliciting non-cash asset donations. Insights into donor personas and the nuances of engaging high-net-worth individuals. Critical Insights: Many nonprofits face a "quiet panic" as they scramble to prepare for year-end giving, often due to a lack of preparation and over-reliance on grants. Peck advocates for a strategic approach, urging nonprofits to develop a strong foundational case for support and to consider soliciting non-cash assets, such as real estate or stocks, to maximize donations. Understanding donor personas—such as "drivers" and "expressives"—can significantly improve donor engagement strategies. The role of donor-advised funds (DAFs) is explored, highlighting both their potential benefits and the complexities they introduce into the philanthropic landscape.
In this episode, we explore how marketing coach Sophia Parra, creator of Pocket CMO, reimagined the traditional summit format using private podcasts. Discover how she eliminated the exhausting parts of summit hosting while maintaining the relationship-building and list-growth benefits. Learn her async strategy that converted at 1.5% and created lasting business relationships with 70% new collaborators. Topics CoveredThe evolution from traditional summits to audio-first formatsAsync interview strategy using prompted recordingsCreating evergreen assets with immediate promotional buzzBuilding new business relationships through collaborationDesigning 15-minute actionable episodes with implementation guidesQ&A day strategy for ongoing engagement without live callsConverting private podcast listeners to higher-ticket offersLinks mentionedhttps://www.gotocoach.clubhttps://www.instagram.com/sophiaparra/16 Ways to Grow your List: https://www.gotocoach.club/growyourlistFor the Love of Marketing Private Podcast: https://www.gotocoach.club/fortheloveofMore from Hello AudioGrab a free trialYoutubeInstagramFacebook Group Subscribe and ReviewIf you loved this episode, please take a moment to subscribe and leave a review! Thank you so much for tuning in to Launch Your Private Podcast.
Investing can feel overwhelming with all the strategies, opinions, and noise out there. That's why in this episode, I break down eight simple, time-tested rules of thumb that will help you cut through the confusion and make smarter decisions with your money. These aren't rigid formulas—they're practical guidelines to keep you on track whether you're just getting started or fine-tuning your portfolio. From understanding how long it takes your money to double, to calculating your “freedom number,” to knowing whether to prioritize retirement or college savings, these rules will help you create clarity and confidence in your financial journey. Episode Timeline & Highlights [0:00] – Introduction [0:54] – Rule #1: The Rule of 72—how long it takes for your money to double [2:00] – Rule #2: Why you'll only need about 70% of your income in retirement [2:46] – Rule #3: How to calculate your “freedom number” with the 4% rule [3:11] – Rule #4: Safe withdrawal rates in retirement (why I lean conservative) [3:52] – Rule #5: Net worth benchmarks by age and income [4:33] – Rule #6: Asset allocation by age—and why risk tolerance matters more [5:52] – Rule #7: Always take the 401(k) match—it's free money [6:32] – Rule #8: Child's education vs. retirement (and why retirement comes first) Key Takeaways Money Compounds Faster Than You Think – Use the Rule of 72 to visualize long-term growth. Retirement Needs Less Than You Earn Now – Strategic withdrawals and fewer expenses change the math. Put Yourself First – You can borrow for college, but you can't borrow for retirement. Quotables “You can get scholarships for school—but you can't get scholarships for retirement.” “Aim to have your investments double every ten years at a bare minimum.” “Please don't listen to anyone who says you can pull 12% from your portfolio. That's a disaster waiting to happen.” Links & Resources Learn more about BudgetDog Academy: https://budgetdog.com My book, The Roadmap to Financial Freedom: https://budgetdog.com/book Follow me on Instagram: https://instagram.com/budgetdog If this episode helped simplify investing for you, share it with a friend who needs these rules of thumb. And don't forget to rate, follow, and review the podcast—it helps more people build wealth with confidence and clarity.
This week, Jack Sharry talks with J. Womack, Head of Asset & Income Optimization at SEI. In his role, J. drives revenue growth by helping investors keep more of what they earn by optimizing their household assets for tax and retirement income. He focuses on expanding SEI's ability to deliver differentiated, client-centric wealth solutions that improve financial outcomes at both the household and enterprise level. Jack and J. explore the growing importance of tax management in wealth creation and how the industry is moving toward the UMH. J. also discusses the distinction between a multi-account UMA and a multi-account UMH, how the convergence of technology, operations, and products is setting a new standard for value delivery in the industry, and why tax optimization has become one of the most powerful differentiators in wealth management today. In this episode: (00:00) - Intro (02:03) - J.'s background and career history (08:09) - J.'s transition into fintech and his early days at SEI (09:48) - From technology expert to investment strategist (12:37) - The role of tax management in advisor value (16:34) - The road to the unified managed household (21:37) - Unlocking the value of tax through tech, product, and service delivery (26:01) - Why tax smart strategies drive organic growth (28:36) - Workplace insurance and annuities (32:01) - J.'s key takeaways (34:23) - J.'s interests outside work Quotes "UMH has the potential to play an integral role in the workplace as providers are looking at ways to deliver more value to plan sponsors and solve real problems for investors." ~ J. Womack "Taxes are where all the action is. It's where the biggest misalignment between client expectations and advisor behavior is. If you solve that, you create a really compelling value proposition that will be attractive to people and create stickier relationships." ~ J. Womack "Multi-account UMA is the foundation of getting to UMH. Closing that gap from a tax perspective, that's where you have the ability to actually deliver comprehensive tax management." ~ J. Womack Links J. Womack on LinkedIn SEI The Wharton School Jeff Benfield Scott Smith Cerulli Associates Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook
Teaching that focuses on student strengths rather than weaknesses often leads to a resurgence of creativity in the classroom. Richmond Hill Middle School's new science teacher, PLC Lead, and Gifted Lead Charvez Holmes clues us in on asset-based personalized learning initiatives that she is bringing to Bryan County Schools to bring out the best in students.
In this conversation, Aidan Larkin sits down with Dr. Max Bernt (TaxBit) to explore the future of asset recovery in a digital-first world. They dive into how data aggregation, crypto, and stablecoins are transforming investigations - and why practitioners have reason for optimism. Timestamps00:00 – Introduction and Background 04:00 – Inside the Digital Asset Recovery Ecosystem 09:48 – How TaxBit Bridges On-Chain and Off-Chain Data 16:00 – Real-World Cases & Lessons Learned 27:50 – Tackling Data Challenges & Regulatory Hurdles 32:09 – Stablecoins: Risks and Opportunities 40:49 – The Future of Financial Crime Investigations 51:03 – Why There's Reason for Optimism in Recovery About our Guest Dr. Max Bernt is TaxBit's Global Head of Regulatory Affairs and Managing Director for Europe. With a robust background in transnational criminal law and extensive experience in regulatory affairs, he advises on cases and policy involving cryptocurrency, financial crime, and digital asset recovery. Max has helped shape discussions around the intersection of law enforcement and crypto, exploring how data aggregation, stablecoins, and regulatory frameworks impact investigations and compliance. Key Takeaways Evolving Asset Recovery Ecosystem: Technology is driving the evolution of the asset recovery ecosystem, creating new tools and approaches for practitioners. Importance of Data Aggregation: Effective investigations rely on robust data aggregation, helping practitioners identify patterns and trace assets efficiently. Bridging On-Chain and Off-Chain Data: TaxBit serves as a critical bridge between on- and off-chain data, enabling more accurate and comprehensive investigations. Impact of Regulatory Changes: Shifting regulations will have a significant effect on financial crime investigations, requiring practitioners to adapt strategies accordingly. Opportunities and Challenges of Stablecoins: Stablecoins present both opportunities and challenges for investigators, influencing how digital assets are tracked and recovered. Optimism for the Future of Asset Recovery: Despite the challenges, practitioners can be optimistic about future advancements, including improved efficiency, technology, and collaboration in the field. Resources Mentioned Taxbit Stay Connected Dive deeper into the world of asset recovery by subscribing to Seize & Desist: https://link.cohostpodcasting.com/b36b929c-6ca3-4e49-8258-44c310d012c9?d=sG5Qi2MdL DisclaimerOur podcasts are for informational purposes only. They are not intended to provide legal, tax, financial, and/or investment advice. Listeners must consult their own advisors before making decisions on the topics discussed. Asset Reality has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Asset Reality employees are those of the employees and do not necessarily reflect the views of the company. Asset Reality does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Asset Reality.
In this impactful episode, Nathalie Doremieux, CEO of The Membership Lab, shares strategies for building thriving online memberships. If you struggle with trading time for money or scaling solo, you won't want to miss it.You will discover:- Why memberships create recurring revenue without expanding payroll- How to validate ideas by surveying your audience first- What AI tools like ChatGPT accelerate content and marketing This episode is ideal for for Founders, Owners, and CEOs in stage 2 of The Founder's Evolution. Not sure which stage you're in? Find out for free in less than 10 minutes at https://www.scalearchitects.com/founders/quizNathalie Doremieux is an online program strategist and membership expert, and co-founder of New Software Marketing and The Membership Lab. She's been in business for 19 years, worked with quite a few coaches, and continues to do so. With her husband and her team, they help established business owners scale their expertise, make a bigger impact by assisting them to create online programs that their members won't want to leave. She uses the power of AI to accelerate clients' results and help them get unstuck.Want to learn more about Nathalie Doremieux's work at The Membership Lab? Check out her website at https://themembershiplab.com/gift and connect with her on LinkedIn at https://www.linkedin.com/in/nathaliedoremieux/Mentioned in this episode:Take the Founder's Evolution Quiz TodayIf you're a Founder, business owner, or CEO who feels overworked by the business you lead and underwhelmed by the results, you're doing it wrong. Succeeding as a founder all comes down to doing the right one or two things right now. Take the quiz today at foundersquiz.com, and in just ten questions, you can figure out what stage you are in, so you can focus on what is going to work and say goodbye to everything else.Founder's Quiz
David Dein MBE was Vice-Chair of Arsenal, where he signed Arsène Wenger, co-founder of the Premier League, and trustee of the Twinning Project. Tune in to hear his thoughts on: Betting on potential, not just past performance (2:19) David's distinct approach to deal-making (4:46) The Sol Campbell and Ian Wright deals (6:29) How David created such a successful relationship with Arsene Wenger (12:04) Superforecasting: Why David started the Premier League (14:35) Innovation: the importance of looking elsewhere (16:23) How David thought about investing in women's football (19:33) Asset allocation: How the Arsenal board thought about investing in the Emirates stadium (23:47) Strategy and stakeholder management: lessons from the failed Super League and Arsenal investors (25:29) Lessons from David's role as trustee of the Twinning Project (31:56) ⚡The Lightning Round ⚡(37:30)Host: Oliver Cummings Producer: Will Felton Music: Kate Mac Audio: Nick Kold Email: podcast@nurole.com Web: https://www.nurole.com/nurole-podcast-enter-the-boardroom
Mastering Engineer Dave Gardner & Audio Archivist Catherine Vericolli discuss the preservation of the Westbound Records audio catalogue, including the masters of legendary recordings by Funkadelic, The Counts, Ohio Players & more. Topics Include: Dave Gardner (mastering engineer) and Catherine Vericoli (archivist) introduce their specialized roles Mastering serves as link between creative process and manufacturing standards Catherine transfers analog tapes to highest possible digital quality preservation Physical restoration work includes extensive mold and splice remediation tasks Much archival work involves "audio archaeology" detective work with clues Working backwards from incomplete information when documentation is missing completely Common assumption that old records were always done "the right way" Reality reveals beloved records often weren't made using proper methods Got rare access to examine entire Westbound Records collection together Westbound Records started late 1960s by distributor Armin Bolodian in Detroit Detroit-based independent label achieved regional success with multiple hit records Funkadelic, Ohio Players, Detroit Emeralds were among their major successful acts Complete catalog reissue approach rather than cherry-picking just popular hits Assets moved between multiple locations over decades, not everything returned Found various generations and copies of tapes for each release Maggot Brain original masters were believed to be permanently missing Discovery of missing masters hidden in completely unmarked white archive boxes Original tape playback speeds rarely match speeds of vinyl releases Spent entire week meticulously fine-tuning correct playback speeds for accuracy Academic ethnomusicologist confirmed musical key was wrong on commercial releases Many recent European reissues contain fundamentally inaccurate speed and sound Double 45 RPM format avoids sonic compromises required for long sides 27-minute album sides on 33 RPM required major audio quality sacrifices All-analog cutting process preserves original sound character without digital conversion Unreleased material exists primarily in unprocessed multitrack tape format only Dennis Coffey played guitar on many more Funkadelic recordings than known Analog tape degradation accelerating rapidly, especially problematic for digital formats Cultural preservation mission drives their passionate collaborative archival restoration work Asset paranoia and trust issues affect access to important historical recordings Primary motivation remains saving irreplaceable music for all future generations High resolution version of this podcast is available at: www.Patreon.com/VinylGuide Apple: https://tinyurl.com/tvg-ios Spotify: https://tinyurl.com/tvg-spot Amazon Music: https://tinyurl.com/tvg-amazon Support the show at Patreon.com/VinylGuide
Send us a textWelcome back to the Laundromat Resource podcast! In this episode, host Jordan Berry continues the "Battle of the Asset Classes" series by putting laundromats against one of the hottest investment trends of the past decade: Airbnbs and other short-term rentals. If you've ever wondered which asset delivers better cash flow, is easier to manage, or stands the test of time, you'll want to tune in as Jordan breaks down both investment types category by category, from cash flow and scalability to risk, tax advantages, and more. After a deep dive into average deal numbers and real-world challenges, Jordan tallies up the scores and updates the leaderboard to reveal which asset class comes out on top. Whether you're new to investing or looking to diversify your portfolio, this episode will help you see how laundromats stack up against Airbnbs—and which might be the better fit for your goals.In this episode, Jordan discuss:00:00 Airbnb Rental Cash Flow Analysis03:02 Laundromats vs. Rentals: Cash Flow Comparison08:21 Laundromats vs Airbnbs: Recession Resistance10:47 "Compare Asset Classes Episode 2"Show Noteshttps://laundromatresource.com/show219Join us at Laundromat Accelerator Hawaii November 21-24, 2025LaundromatResource.com/HawaiiJoin the community at:laundromatresource.com/joinConnect With UsYouTubeInstagramFacebookLinkedInTwitterTikTok
ชมวิดีโอ EP นี้ใน YouTube เพื่อประสบการณ์การรับชมที่ดีที่สุด https://youtu.be/peIslz6lnbI . คุยอังกฤษเปิดเคล็ดลับ SC Asset ชนะใจคนรุ่นใหม่ด้วย Gratitude Mindset . คำนี้ดี Featuring เอพิโสดนี้ชวนฟังศัพท์ภาษาอังกฤษกับ ‘จูน – โฉมชฎา กุลดิลก' Head of Corporate Brand and Communications ของ SC Asset ที่อยู่กับองค์กรมาแล้วกว่า 13 ปี . คุณจูนพา SC Asset ให้ขึ้นแท่นเป็นแบรนด์อสังหาฯ
California is quietly bringing back asset limits for Medi-Cal long-term care coverage in 2026, and current recipients could be in for a devastating surprise. Here's what's happening: California eliminated asset limits for elderly and disabled Medi-Cal recipients in 2024, but those limits are returning in 2026. If you currently receive long-term care Medi-Cal benefits, when you submit your annual eligibility report next year, you could lose your coverage if your assets exceed the new limits. In this critical episode, estate planning attorney Kirsten Howe explains the $130,000 asset limit returning for single individuals, why 2025 is your last opportunity to transfer assets without penalties, and the difference between regular Medi-Cal and long-term care Medi-Cal coverage. She also covers exactly which assets will count against you, which are exempt, and essential planning strategies to protect your benefits before the deadline. Time-stamped Show Notes: 0:00 Introduction 0:02 Federal vs. state changes: distinguishing between well-publicized federal Medicaid cuts and California's hidden asset limit reversal 1:56 MAGI Medi-Cal breakdown - how Obamacare's expanded coverage works for healthy, low-income individuals 2:17 The crucial distinction: long-term care Medi-Cal covers far more than basic health insurance, serving elderly and disabled populations 3:16 Planning becomes essential again - why future Medi-Cal eligibility will require strategic asset management 3:35 Listen in as Kirsten explains more about exempt assets that may include a house, car, prepaid funeral, burial plot, small life insurance, and retirement accounts 4:27 Currently, 2025 offers no asset limits, exempt status for all assets, and penalty-free transfers 4:55 Next, Kirsten talks about the annual report trap that could devastate current recipients in 2026 5:36 Qualified yesterday, disqualified tomorrow: how current beneficiaries risk losing coverage despite meeting past requirements
ชมวิดีโอ EP นี้ใน YouTube เพื่อประสบการณ์การรับชมที่ดีที่สุด https://youtu.be/peIslz6lnbI . คุยอังกฤษเปิดเคล็ดลับ SC Asset ชนะใจคนรุ่นใหม่ด้วย Gratitude Mindset . คำนี้ดี Featuring เอพิโสดนี้ชวนฟังศัพท์ภาษาอังกฤษกับ ‘จูน – โฉมชฎา กุลดิลก' Head of Corporate Brand and Communications ของ SC Asset ที่อยู่กับองค์กรมาแล้วกว่า 13 ปี . คุณจูนพา SC Asset ให้ขึ้นแท่นเป็นแบรนด์อสังหาฯ
Welcome to this empowering meditation centered on fostering a positive money mindset as you delve into the twilight stage, those invaluable moments before sleep. In this peaceful interlude, you'll seamlessly set your intentions, visualize, and manifest an enriching relationship with abundance and financial well-being. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app: Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode overviewIn this special episode, hosts and Co-Chief Investment Strategists Kevin Headland and Macan Nia welcome Nathan William Thooft, Chief Investment Officer for Multi Assets and Equities at Manulife Investments. Nate shares his global perspective on markets, asset allocation, and the evolving investment landscape, with insights tailored for Canadian investors.---Key topics & insights1. U.S. economic outlook: resilience amid uncertainty· No imminent recession expected—Nate explains that while recent U.S. labor market data has softened, it's not likely a signal for an imminent recession. The U.S. economy's balance between manufacturing and services helps offset sector-specific weaknesses.· Policy uncertainty—Earlier legislative and tariff changes have caused “paralysis” in company decision-making, but clarity is expected to improve economic data in coming months.· New paradigm—The severity of future U.S. recessions may be more muted due to the economy's diversification.2. Inflation & tariffs: what's really happening?· Tariff impact delayed—Studies show tariffs typically take up to a year to affect inflation. Many imports are exempt, and companies are absorbing costs, leading to lower-than-expected inflationary effects.· Substitution effect—Companies are shifting imports to countries with lower tariffs, further dampening inflation pressures. 3. Regional equity markets: Europe & Asia· Europe's outperformance—European equities have surprised with strong returns in 2025. Nate attributes this to a sentiment shift away from the U.S. amid geopolitical uncertainty, but sees it as opportunistic rather than a long-term trend.· Active vs. passive management—Active management is especially valuable in regions like Europe and Asia, where opportunities are less covered.· China's mixed signals—Despite strong equity performance and policy support, China's fundamentals (consumer spending, industrial production) remain weak. Nate is cautiously optimistic, citing potential in technology and AI, and improving sentiment.4. Asset allocation: equities vs. fixed income· Modest equity overweight—Manulife portfolios remain overweight equities, reflecting solid fundamentals despite stretched valuations.· Fixed income caution—Less conviction in long-duration fixed income due to changing yield curve dynamics and rising term premiums.· Diversification beyond 60/40—Nate advocates for broader diversification, including alternative assets, to manage risk.5. Private Assets & Alternatives· Democratization of privates—The trend toward making private assets (infrastructure, private credit, real estate) accessible to retail investors is accelerating, as seen in recent industry partnerships.· Role in portfolios—Private assets offer diversification and potential downside protection, especially when traditional fixed income may be less effective.6. Artificial Intelligence (AI) in asset management· Efficiency & speed—AI is transforming research, data analysis, and commentary writing, but won't replace portfolio managers who bring creativity and intellectual capital.· Research revolution—AI enables analysis of vast data sets, improving productivity and decision-making. 7. Cryptocurrency: a legitimate asset class?· Growing acceptance—Nate views crypto as a legitimate asset class, though volatility and regulatory uncertainty mean exposures should remain modest and client-specific.· Regulatory trends—As demand grows, policy is likely to become more accommodating.8. Career advice for aspiring portfolio managers· Decisiveness—Don't wait for perfect information—make decisions with 60–80% of the data to avoid missing opportunities.· Passion & objectivity—Be passionate about investing, but unemotional in decision-making. The ability to cut losses and remain objective is crucial for success.---Actionable takeaways for Canadian investors· Stay diversified—Consider global opportunities and alternatives beyond traditional stocks and bonds.· Monitor policy impacts—Watch for delayed effects from tariffs and monetary policy.· Embrace active management—Especially in regions with less coverage and more inefficiencies.· Explore private assets—As access expands, these can enhance portfolio resilience.· Leverage technology—AI will increasingly support research and efficiency, but human insight remains essential.---Links & Resources · Listen to the episode: Investments Unplugged Podcast · Learn more about Manulife Investments: Manulife IM Canada---Share & SubscribeIf you enjoyed this episode, please share it with your network and subscribe for future insights on markets, investing, and portfolio strategy.---For informational purposes only. This episode does not constitute investment advice. Please consult a qualified advisor before making investment decisions.---Show notes prepared by Investments Unplugged Podcast Team, September 2025.
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training What does it really look like when employees step up to buy the agency they've helped run for years? Today's featured guest will share how she and her partners carried forward the 30-year legacy of an agency founded in the days of print and stamp, a business that has not only survived but thrived through three different ownership handoffs. You'll hear how they transitioned from licking envelopes to leading digital campaigns, navigated buying the business during COVID, and tackled the imposter syndrome that comes with suddenly being “the boss.” If you've ever thought about selling your agency, or buying one, this conversation is packed with lessons on culture, succession, and keeping an agency alive for the long haul. Alyssa Ash is one of the principals and co-owners of AOR, a creative and digital agency focused on branding, marketing, and web, with a strong focus on real estate development, municipalities, and economic development projects. Think housing solutions, community connections, and projects that shape cities—that's their sweet spot. Alyssa and her two business partners are the third generation of owners keeping AOR alive since its founding in 1992. A rare kind of legacy in agency land. In this episode, we'll discuss: How employees can be groomed into ownership. Lessons from buying an agency during COVID. Why imposter syndrome is normal (and even healthy). Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. A Legacy of Print and Culture Back in '92, AOR wasn't cranking out websites or SEO strategies. It was the time of print design, direct mail, licking stamps, and die-cut lounge chair mailers that made people long-time clients. It's not common that an agency that gets acquired lives on like this, but the founders had built something special. Each generation of owners didn't just grow the client list—they protected the culture. When the founders sold 13 years after starting the business, keeping that culture intact was non-negotiable. Fast forward again, and Alyssa's crew inherited not just an agency, but a philosophy: honor the people and the community as much as the work. Transitioning from Employee to Owner Unlike an outside buyer swooping in with an SBA loan, Alyssa and her partners were homegrown leaders. They'd each put in 10–15 years, running departments in strategy, sales, and operations. By the time the second set of owners started floating the idea of selling, the trio was already running day-to-day operations. At first, the conversation was casual, “Would you even want to own the agency someday?”, but over time it got real. The financial side was initially not even part of the conversation, although they did give a reasonable runway of five to ten years for the acquisition to happen. The fact that three of them shared the load made the acquisition possible. While the thought was intimidating at first, the gradual handoff built their confidence. By the time the deal closed, ownership felt less like a leap and more like the next natural step. Navigating an Agency Acquisition During COVID If you've ever thought about buying or selling an agency, you know the financing part can get tricky. For Alyssa and her partners, COVID hit right in the middle of negotiations. On one hand, this made it somehow easier for her and her partners to step even more into their roles as heads of the agency. While the owners stepped back from daily operations, Alyssa and her partners made the transition to their new roles. On the other hand, the pandemic did complicate things as SBA loans looked risky with interest rates climbing. Thankfully, the old owners worked out a five-year owner-financed note instead. That decision didn't just save them financially, it cemented trust. The outgoing owners wanted the next generation to succeed and structured the deal so everyone won. As Alyssa put it, “It didn't feel like a big shift… because we'd already been doing it.” Fighting Imposter Syndrome (and Why That's Healthy) Even with 15 years in the trenches, Alyssa admits stepping into ownership brought its fair share of imposter syndrome. She was still quite young, even though she felt comfortable leading day-to-day operations. This is where the former owner's trust really helped. They put her in a position to succeed and trusted she could make it. Ultimately, every agency owner feels that, no matter the stage of their career they're at when becoming an owner. In fact, it's the ones who don't who usually get tripped up by ego. Preparing the Next Generation So, is Alyssa grooming her team for eventual ownership? Not yet, it's too soon. But she is watching for the traits that made her and her partners natural fits: entrepreneurial thinking, leadership instincts, and a bias for taking responsibility. Her advice to other agency owners thinking about succession: Don't overlook your employees as potential buyers. Give them time and a runway to grow into the role. Protect your culture by keeping it in the hands of people who already live it. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
Welcome to this empowering meditation centered on fostering a positive money mindset as you delve into the twilight stage, those invaluable moments before sleep. In this peaceful interlude, you'll seamlessly set your intentions, visualize, and manifest an enriching relationship with abundance and financial well-being. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app: Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices
Asset protection is a game-changer for real estate investors, and Mauricio Rauld is pulling back the curtain on how to structure your LLCs for maximum security. With over two decades of experience as the founder of Premier Law Group, Mauricio is a trusted authority in asset protection and tax strategies for real estate professionals. In this episode, he dives deep into the importance of setting up LLCs properly to protect your assets and minimize liability risks.Mauricio breaks down step-by-step how to structure your LLCs to shield your wealth from potential threats, offering actionable advice whether you're new to real estate or a seasoned investor. He also reveals how the right legal framework can help you navigate both liability protection and tax efficiency—crucial elements for building long-term wealth.Rich Somers offers his perspective on how structuring LLCs and protecting assets has been a crucial part of his own real estate strategy, enabling him to scale his portfolio to $80M AUM.Gain key insights into LLC structures, risk minimization, and safeguarding your assets against unforeseen challenges in this must-listen episode.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.
Are you in your 50s and planning for retirement? This decade can make or break your financial future. From cashing out retirement accounts too early to overlooking critical tax strategies, these mistakes can quietly derail your retirement goals. In this episode, we're revealing the top seven costly money mistakes people commonly make in their 50s and how you can avoid them. Season 11, Episode 6 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898. Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney Watch this episode on YouTube: https://youtu.be/xki9OY5XdWk Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
This weekend's KE Report show dives deep into two key corners of the commodities market. In the first half, Matt Geiger breaks down precious...
Unlocking Retirement Savings: Rocket Dollar's Alternative Investment Platform Rocketdollar.com About the Guest(s): Henry Yoshida is the co-founder and CEO of Rocket Dollar, a booming FinTech company that is revolutionizing retirement saving strategies. With a notable career spanning various sectors within financial services, Henry has orchestrated consulting ventures and technology startups, particularly emphasizing retirement planning and investment diversification. Under his leadership, Rocket Dollar offers innovative solutions, enabling individuals to manage and invest their IRS tax-advantaged retirement accounts in alternative assets like real estate, cryptocurrency, and private equity. With a dedication to expanding investment opportunities and a propellant career, Henry Yoshida is shaping the future of financial management. Episode Summary: On this exhilarating episode of The Chris Voss Show, host Chris Voss is joined by Henry Yoshida, the co-founder and CEO of Rocket Dollar, a prominent player in the FinTech arena. Celebrating over 16 years and 2,500 episodes of bringing influential discussions to listeners, Chris propels this episode into a meaningful conversation about reshaping retirement savings into a more diversified investment model. Henry elaborates on the groundbreaking opportunities Rocket Dollar provides, empowering individuals to invest their IRAs beyond typical stocks and bonds, venturing into realms like real estate and cryptocurrencies. This episode delves into pivotal topics impacting retirement savings and investment strategies. Henry Yoshida discusses recent legislative shifts, highlighting how new executive orders under the past Trump administration have loosened constraints, paving the way for more flexible investment options within retirement accounts. They explore the stark reality of inflation and rising healthcare costs affecting future retirement plans, emphasizing the importance of adaptability in financial planning. As they navigate through modern investment landscapes, the conversation is enriched with insights and analogies that draw attention to the necessity of early retirement savings and the ingenuity of platforms like Rocket Dollar in maximizing such opportunities. Key Takeaways: Rocket Dollar allows retirement savings to be invested in alternative assets, broadening the scope beyond traditional Wall Street options. Executive orders have increased flexibility in how Americans can use retirement funds, fostering creativity and broader investment opportunities. Inflation and healthcare costs are crucial considerations in retirement planning that demand strategic, proactive saving and investing. Early and consistent saving in tax-advantaged accounts (IRAs) can significantly impact financial health and retirement readiness. The importance of starting investment early is emphasized through tangible steps and encouraging insight, promoting long-term financial stability. Notable Quotes: "Rocket Dollar enables our customers to diversify beyond Wall Street into alternative assets such as real estate, startups, private equity, and cryptocurrency." "Executive orders under the Trump administration have actually allowed more flexibility with what people can invest in using retirement dollars." "To answer your question specifically, there was a recent study… that number now for people to feel quote-unquote comfortable has gotten close to $2 million." "Asset location is actually more important than asset selection." "Going from losing five to 10 is easier than going from losing zero to five."
Asset Champion Podcast | Physical Asset Performance, Criticality, Reliability and Uptime
Joseph Aamidor is Senior Product Management Consultant and Managing Director at Aamidor Consulting where he provides market strategy guidance to building owners and operators, established building management firms, technology providers, investors, and early-stage innovators. Mike Petrusky asks Joe about the state of the facilities management industry and why it is experiencing fragmentation in available technology solutions, making it challenging to choose the right tools. They explore how the industry is in a trial and error phase with AI and discuss ways that asset management leaders can focus on continuous learning and understanding the broader mission of their organizations to enhance the built environment and occupant experience. Joe believes that open dialogue and informal peer groups are valuable for experimenting with and improving new solutions and providing feedback to vendors is crucial for the development of better products and the health of the industry. Mike and Joe agree that data readiness, including organization and normalization, is a significant challenge for organizations looking to implement AI solutions, so they offer advice and inspiration to help you be an Asset Champion! Connect with Joe on LinkedIn: https://www.linkedin.com/in/jaamidor/ Learn more about Aamidor Consulting: https://www.aamidorconsulting.com/ Subscribe to Joe's Newsletter: https://smartbuildinginsight.substack.com/ Explore Eptura™: https://eptura.com/ Discover free resources and explore past interviews at: https://eptura.com/discover-more/podcasts/asset-champion/ Connect with Mike on LinkedIn: https://www.linkedin.com/in/mikepetrusky/
Misery is manufactured and dark forces continue to profit from it. But our light does not die. Let's root ourselves in truth. It will always outlast the empire of lies. The kingdom of God is not confusion, but clarity. In Syria, a one time terrorist is now a statesman. When governments play with human lives. The Spiral Case. Inuit population control from Denmark in the 90's. Implants for twelve year olds. Zero informed consent. Considered too stupid. Compensation is in process. Implementing the eugenics book. Add an extra zero to the numbers. Trump is pressuring them. Child health care at it's worst. Scary similarities to the Covid policies. It's almost like colonialism. Oh, and we funded Smartmatic in Venezuela. A history of USA overthrow policy. Are there voices bold enough to speak out? A historical Syrian speech at the UN. Operation Cyclone is the precedent. It was dripping everywhere with everything. Israel has other plans. It's not just Gaza. Iran nukes are now in play. The status of our assets is constantly changing. Ireland is in the censorship news. Sometimes in intelligence, the environment is the message. Always take the high level and skeptical view. Those skills will serve us all very well in the future.
DOJ Epstein Investigator Admits Deceased Pedo Was CIA & Mossad Asset — “Rapes Occurred While Bill Clinton Was On Plane
An OMG Investigation Has Proven That Epstein Was A CIA/Mossad Asset, Resulting In The Subsequent Coverup! Plus, James Comey, Letitia James & Others To Be Indicted In Four Days! Plus, Alex Jones Conducts “Becoming Hitler” Social Experiment!
James O'Keefe (via his O'Keefe Media / Project Veritas apparatus) recently released a covert recording of Glenn Prager, a former DOJ official, during a flight from Phoenix to Washington. In the video, Prager asserts that Epstein was a CIA asset, alleges that President Trump is not personally implicated in Epstein-related sexual crimes, and claims Trump's reluctance to release files stems from a desire to “protect a lot of people.” He further argues that his interviews with Epstein victims and review of itineraries found no evidence of Trump being present during assaults, while drawing a sharp contrast to Bill Clinton, whom he said was present during alleged rapes.The Department of Justice swiftly pushed back, stating that Prager's role was limited to a program analyst position more than fifteen years ago and that he lacks direct knowledge of the Epstein investigations. The DOJ called his statements unreliable and criticized the release as exploitative of sexual abuse victims. Meanwhile, the recording has ignited renewed calls among critics and some Republicans for more transparency in the Epstein case and fresh scrutiny of withheld DOJ files.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein Investigator Taped Admitting Donald Trump ‘Covered Up' Files
No episódio 302 do Stock Pickers, Lucas Collazo recebe Aurélio Bicalho, economista-chefe e sócio da Vinland Capital, em uma entrevista inédita. Conhecido por suas opiniões fortes e análises convincentes, Aurélio mergulha nos principais temas do cenário global e local. A conversa passa pelos dados de emprego nos Estados Unidos, juros e fiscal, com destaque para a pressão sobre o Federal Reserve, os riscos de interferência política nos bancos centrais e os impactos do governo Trump e suas políticas de tarifas. Em um debate direto sobre o mundo pós-dólar, Aurélio defende que os EUA continuam sendo a economia mais forte do planeta.Trazendo a discussão para o Brasil, ele reforça a necessidade urgente de uma nova política econômica, que pode vir com uma transição de governo, movimento que o mercado já começou a precificar. No bate papo, Aurélio comenta ainda sobre a estratégia da Vinland Capital, suas iniciativas para incentivar novos talentos e desenvolver novas teses de investimento, mostrando como se manter relevante em um mercado em constante transformação.Um episódio profundo, atual e provocador, que conecta o cenário internacional e a política brasileira com as oportunidades e desafios do mercado financeiro.
Associates on Fire: A Financial Podcast for the Associate Dentist
In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, welcomes attorney Justin Morgan, JD, MBA, founder of Morgan Advisory Group, to share real-life “war stories” from dental practice transitions. Together, they unpack legal and financial pitfalls dentists should avoid—and opportunities that can change the trajectory of a career.From hidden Botox expenses in med spas to phantom patient credits wiped off the books, and even a “Bitcoin blowout” practice fire sale, Wes and Justin reveal how careful due diligence, smart deal structures, and the right advisory team can protect buyers while uncovering hidden value.Key discussions include:Why every practice transition carries risk—and how buyers should assess it.How undisclosed irregularities in expenses can lead to litigation.The importance of understanding accounts receivable (AR) vs. patient credits, and how mismanagement can derail a deal.The critical role of financial reports like aging AR in evaluating practice health.A shocking story of a dentist who used EIDL COVID relief loans for Bitcoin investments, lost it all, and was forced to sell at a massive discount.Why partnering with skilled advisors—legal, financial, and operational—is the best way to safeguard your investment.Justin also explains the legal frameworks behind dental transitions, including asset sales, goodwill valuation, and common structures for financing deals. Wes brings a financial lens, connecting these stories to practical lessons every dentist-owner should apply before buying, selling, or expanding a practice.This episode is packed with cautionary tales, legal insights, and practical takeaways to help dentists think like business owners and avoid costly mistakes.Key PointsEvery practice transition carries risk—smart buyers weigh risks against upside potential.Hidden expenses, irregularities, or non-disclosures can result in litigation.Accounts receivable (AR) and patient credits must be carefully reviewed before closing a deal.Proper due diligence includes analyzing aging AR reports and patient credit balances.Practices sold below market value may offer high upside but come with added risk.Misuse of EIDL loans highlights how financial mismanagement can create rare buying opportunities.Buyers need a strong team: legal, financial, and operational advisors.Asset sales focus on goodwill, not stock or tax IDs—key for understanding practice valuation.
James O'Keefe (via his O'Keefe Media / Project Veritas apparatus) recently released a covert recording of Glenn Prager, a former DOJ official, during a flight from Phoenix to Washington. In the video, Prager asserts that Epstein was a CIA asset, alleges that President Trump is not personally implicated in Epstein-related sexual crimes, and claims Trump's reluctance to release files stems from a desire to “protect a lot of people.” He further argues that his interviews with Epstein victims and review of itineraries found no evidence of Trump being present during assaults, while drawing a sharp contrast to Bill Clinton, whom he said was present during alleged rapes.The Department of Justice swiftly pushed back, stating that Prager's role was limited to a program analyst position more than fifteen years ago and that he lacks direct knowledge of the Epstein investigations. The DOJ called his statements unreliable and criticized the release as exploitative of sexual abuse victims. Meanwhile, the recording has ignited renewed calls among critics and some Republicans for more transparency in the Epstein case and fresh scrutiny of withheld DOJ files.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein Investigator Taped Admitting Donald Trump ‘Covered Up' FilesBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
The Scaling Lounge: Business Strategy • Operations • Team
Most people think a website redesign is about swapping in some fresh colors, new photos, and fonts that feel “less 2012.” But as Rachel Seid explains, that's only the tip of the iceberg. What actually makes a site unforgettable — and profitable — comes down to how it looks, how it functions, how it feels, and what it communicates at first glance.In this episode, Rachel walks through her signature 4 “alities” framework and shows how those four layers completely transform the way a site performs. From design decisions that make a business instantly more relatable, to the subtle cues that communicate a brand's value proposition without a word — this is a crash course in building a website that works harder than you do.. . . . . . . . . . . . .⭐️ Love this episode? We'd GREATLY appreciate a 5-star review! ⭐️. . . . . . . . . . . . .What's inside this episodeThe biggest misconception business owners have about what makes a website “work” — and why looks are only a fraction of the formulaThe subtle difference between a website that looks polished and one that actually gets people to take actionWhy most competitors' sites looks the same industry-wide — and how injecting personality can instantly separate you from themThe often-ignored piece of branding that makes your website feel forgettable instead of magneticThe hidden role of imagery and why sometimes, the images you're using are doing you a serious disservice. . . . . . . . . . . . .Connect with Adriane and Visionaries!Let's be friends on the 'gram – @visionariesonline or @adrianegaleaConnect on Linkedin – with Adriane or VisionariesVisit us on the web at visionaries.coCome network with us in The Visionaries Collective . . . . . . . . . . . . .Rachel Seid is a Squarespace web designer and Head Honcho at Bright Seid Design. She is obsessed with creating beautiful, functional websites that are easy for business owners and small teams to manage themselves. Her web design process establishes genuine personal connections with her clients that enable her to build personality-packed websites that feel as authentic as they do professional. Today she helps solopreneurs, small businesses, and non-profits build simple, easy-to-use websites that become powerful marketing tools to attract and convert dream clients. Connect with Rachel:Website: https://www.brightseiddesign.com/Instagram: https://www.instagram.com/mrsbrightseidLinkedIn: https://www.linkedin.com/in/rachelseid/View Rachel's services and book a call to work together
This week we cover the hidden bull market that the billionaires know about. Are you in on it? We also cover the Fed's recent rate cut and how markets reacted with little real impact, highlighting skepticism about the Fed's effectiveness and the risks its policies create for wealth disparity and asset inflation. We emphasize the importance of questioning financial “half-truths” as outcomes often depend on assumptions rather than blanket rules. Gold, silver, and mining stocks are strong but under-appreciated trends, while tariffs are having far less economic impact than public debate suggests. We discuss... The Fed's latest rate cut had almost no real impact on markets, revealing investor skepticism about monetary policy effectiveness. Fed policies have unintentionally widened the wealth gap by inflating asset prices that primarily benefit the wealthy. Asset bubbles created by easy money policies pose future risks for average investors who lack diversification. The idea that Roth IRAs are always better than traditional IRAs is a half-truth since tax outcomes depend on future income and assumptions. Financial advice that paints with broad strokes often fails to account for personal circumstances. Gold has surged in value, reflecting distrust in fiat currencies and central bank credibility. Silver and mining stocks are also strengthening, though they lag behind gold and remain overlooked. Precious metals serve as both a hedge against inflation and a store of value when trust in the Fed declines. Tariffs are often overblown in the media, with real economic impact being far less dramatic than public debate suggests. The bigger risk to markets is not tariffs but systemic distortions caused by prolonged monetary policy intervention. Investors should prepare for volatility, especially given how fragile sentiment has become. Timing is critical in retirement planning, as retiring during a market downturn can devastate portfolios. Critical thinking is essential for navigating half-truths in financial media and mainstream narratives. Complacency is dangerous in today's environment of uncertainty and shifting economic conditions. Owning tangible assets like real estate, commodities, or productive businesses is one of the best hedges against inflation and Fed-driven distortions. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/hidden-bull-market-749
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agency owners stumble into their first business almost by accident, learning as they go. But have you ever considered buying your first agency as a way to enter the industry with a head start? The right acquisition can give you an established team eager to keep growing, a base of engaged clients, and strong positioning in the market. Today's featured guest took this path and is now the proud owner of a thriving agency. He always knew he wanted to run his own business, and when it came time to choose an industry, the agency model was the perfect fit for his love of project management and tech. He shares how he chose and purchased his agency, why he was fortunate to instantly click with the previous owner, the kind of deal structure he recommends for these situations, and the lessons he's learned along the way. Zander Barth is the Director of Colophon New Media, a website development and digital marketing agency in Charleston, South Carolina. He isn't your typical agency owner since he didn't start his agency from scratch. Before that, he was managing boiler houses and wastewater plants as a chemical engineer. His path went from factory floors and Tesla consulting gigs to agency owner. In this episode, we'll discuss: Why buy instead of build an agency from scratch? Retaining clients and culture in an ownership transition. Acquisition deal structure: earnouts, financings, and gotchas. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Buy vs Build: Why Acquistion Wins Most agency stories start the same way: someone freelances, gets referrals, and suddenly they're running an agency. Not Zander. Having always wanted to work for himself, he was set on finding a business to acquire after realizing he didn't want to stay in the corporate grind. Instead of an MBA, he gave himself what he calls a “redneck MBA”—a crash course in QuickBooks, masterclasses, and every free course he could get his hands on. His search started broad. He looked at electrical contractors, engineering firms, and everything in between. But when a broker introduced him to Colophon New Media, something clicked. The agency world lined up with his love for project management, customer communication, and tech. He hit it off with the founder, who was ready to retire, and within four months, Zander was under a Letter of Intent (LOI). The Transition: Keeping Clients and Culture Intact One of the biggest risks in buying an agency is losing clients or losing the team. But Zander got lucky. The founder stayed on for six months to ease the transition, the team had incredible tenure (average of 8–10 years), and clients stuck around. Instead of turnover chaos, he stepped into a culture that was already strong. What he focused on was core values. He knew the agency's success was built on the team's shared beliefs and long-term commitment. His goal: protect that culture while adding new faces who align with it. Processes and systems matter, but at the end of the day, it's the people and values that keep clients around. The Deal: No Earnout, Straightforward SBA Financing Zander's purchase deal was simple: 10% equity down 10% seller note 80% SBA loan (7A) No earnout. Was it risky? Maybe. But for him, it worked because he and the seller had great rapport. They respected each other, and shared the goal of keeping clients happy and the agency thriving. However, Zander is very aware of how lucky he was and that is not always the case. So his advice for agency owners is to structure the deal in a way that people are incentivized to help the business grow after they're gone. Pro tip: Before buying, always ask the seller why they're really selling. Burnout, boredom, or just wanting to hit the road in an RV with their spouse - it all matters. If their motivations align with your vision, you've got a shot at a smooth handoff. Surprises, Gotchas, and the Role of Luck in Acquisition Every acquisition has surprises. For Zander, it wasn't massive skeletons in the closet but rather small bits of “tribal knowledge” that came up months later. Old client quirks, history buried deep, the stuff you don't see in due diligence. His mindset was just to roll with it. “I just try to get good at riding the wave,” he said. And he's honest about it: luck played a big role. You can prep all you want, but signing a deal that puts you on the hook for big debt is scary. You've got to trust your gut on the seller and back yourself to figure out the rest. Zander's advice is to make sure you vibe with the seller. As odd as it sounds, there's nothing more important in his experience than feeling he was able to truly understand the seller. He wanted someone who was really proud of their legacy and willing to grow and protect it. How AI is Shaping M&A and Agency Operations Back when he bought the agency, Zander was still not using AI in both due diligence and agency work. Now, however, he's building “co-pilot bots” to analyze data, troubleshoot, and even stress-test M&A opportunities. His advice for other agency owners: if you're not using AI daily, you're leaving efficiency—and insights—on the table. AI won't always 100% right, but it gets you thinking differently. For M&A especially, tools like ChatGPT can surface blind spots you didn't even know existed. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.