Podcasts about Asset

Your eyes may be one of your most important trading tools—but traders rarely treat them that way. In today's episode, we talk about screen time, eye health, and simple ways to protect your vision while spending hours in front of the markets.Support the podcast by leaving it a rating/reviewYour Trading Coach - Akil

Dr. Angelica McGough, founder of Essential Infusions Plus, a functional and regenerative medicine practice helping patients across 36 states improve their health span and move from simply getting by to feeling truly optimized.Through personalized Longevity Profiles, targeted diagnostics, hormone and peptide therapies, and regenerative treatments, Angelica helps people understand their biology and take a proactive approach to their long-term health.Now, Angelica's journey from missionary work in Mexico to more than 20 years in nursing demonstrates how a calling to serve can evolve into a transformative model of compassionate, evidence-based care.And while navigating business growth, motherhood, grief, perimenopause, and the challenge of creating stronger boundaries, she is showing other business owners why protecting their health is essential to sustaining both their success and the lives they are buildingHere's where to find more:https://linktr.ee/essentialinfusionsplus?https://www.youtube.com/@EssentialInfusionsPlus/podcasts https://open.spotify.com/show/033sGaPwppBEjP7AilTI1y https://www.facebook.com/share/18ptYAUpjA/ Essentialinfusionsplus.com ________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here:https://linktr.ee/unforgetyourself

The following article of the Finance & Fintech industry is: “Mexico's New C-Suite Map: Leadership as a Strategic Asset” by Mauricio L´Estrange, Co Founder & CEO, High Flow. (AA2691)

Would you like to learn how to accelerate your agency growth? https://www.agencymastery360.com/training Wendy Covey is the co-founder and CEO of TREW Marketing, a strategy and content agency exclusively serving engineering and manufacturing companies. She started the agency in 2008 — during the Great Recession — as a generalist, and within a year or two of niching down, won a Wall Street Journal Small Business Innovation Award. Today, TREW Marketing is 19 years in, and Wendy has stepped fully into the owner role, with a president and leadership team running day-to-day operations. In this episode, Wendy and Jason dig into what it took to get there: the painful business partner buyout, the career path restructuring, and the niche positioning that now has clients convincing Wendy to take them on. Subscribe Apple  | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out [e2msolutions.com/smartagency](http://e2msolutions.com/smartagency) and get 10% off for the first three months of service. Key Takeaways: Niching down is the accelerant, not the limit. TREW Marketing chased anyone who'd pay in the early days — photo booths, nonprofits, product inventors. Once they committed to engineering and manufacturing companies, everything changed. Within a year or two they won a WSJ award, and today prospects come to them. Wendy's closing line: "It becomes them convincing me why they should be my next client." Your buy-sell agreement must include a valuation method. When Wendy's business partner left after 10 years, their agreement had no formula for valuing the business. Both sides got coaches, the negotiation was painful, and it strained a personal friendship. If you have a partner, get that language in writing before you need it. Build two documented career paths — individual contributor and manager — at the same salary band. TREW Marketing stopped the painful cycle of promoting great individual contributors into bad management seats by creating clear, documented tracks with defined behaviors for each. People can see where they fit before they take the wrong seat. Remove yourself from service delivery first, then tackle sales. Wendy's first move was getting fully out of client delivery. That freed her time to focus on sales and company growth. As sales grew, service delivery leaders naturally joined those conversations — and she found she was less effective in delivery minutiae anyway, making the transition feel inevitable rather than forced.   Wendy also shares how TREW Marketing's 19-year niche commitment is now paying off in the age of AI — their thought leadership content and deep expertise have made them highly visible in large language models, bringing in inbound leads without outbound effort. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our [Agency Blueprint](https://flatworm-caterpillar-3mha.squarespace.com/blueprint). Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Saving for retirement is only part of the equation. In this episode of The Budgetdog Breakdown, Brendan answers listener questions about retiring at 50, Roth conversion ladders, tax-efficient investing, asset location, and the HSA's role in retirement planning. The conversation begins with the importance of building flexibility across pretax, Roth, and taxable accounts. Brendan explains how having too much money concentrated in one tax bucket can create challenges when it's time to withdraw, and walks through the concept of Roth conversion ladders for people retiring before traditional retirement age. We also explore why the location of your investments matters, including why interest-producing assets such as bonds can be less tax-efficient in taxable brokerage accounts. Finally, Brendan breaks down the HSA's triple tax benefit and explains why it can function as an additional retirement-planning tool. Money isn't just about how much you accumulate. It's also about how efficiently you can use it. Episode Timeline and Highlights 00:00 Why wealthy people rely on systems 00:18 Retiring at 50 with a pretax-heavy portfolio 01:17 The three investment buckets 02:33 Understanding tax-efficient withdrawals 03:34 How Roth accounts work 04:15 Taxable brokerage accounts and tax flexibility 04:56 Required minimum distributions 05:15 Understanding Roth conversion ladders 06:10 How conversion ladders work 07:11 When Roth conversions may make sense 08:04 Rule 72(t) and Rule of 55 08:57 Tax preparation vs. tax strategy 09:36 Roth conversions after a job loss 10:41 Why asset location matters 13:52 Understanding dividends and taxes 14:12 Why bonds can be tax inefficient 15:46 The HSA triple tax benefit 16:45 Reimbursing yourself for medical expenses 17:44 Why an HSA can function as a retirement account 18:59 What changes at age 65? 19:39 The importance of keeping receipts 20:57 Final thoughts Key Takeaways • Retirement planning requires more than accumulating money • Pretax, Roth, and taxable accounts each provide different forms of flexibility • Roth conversions may be worth considering during lower-income periods • Tax strategy should be based on your individual circumstances • Asset location can affect your after-tax results • Interest income from bonds is generally taxed differently from long-term capital gains • HSAs offer multiple tax advantages • Keeping documentation for qualified medical expenses is important • Planning withdrawals before retirement can help create greater flexibility Quotables "If you only fill up one bucket...it makes your journey much harder." "How you withdraw that money matters." "Your CPA is likely set up to do tax prep...they're not thinking about the strategy." "The HSA is one of my favorite accounts." The goal isn't simply to accumulate as much money as possible. It's to build a financial structure that gives you flexibility when you actually need to use it.

AI can help you move faster, create more, and streamline almost every part of your business. But as everything becomes easier to automate, one advantage may be getting more valuable, not less. In this solo episode, Cait breaks down what AI can accelerate, what it can't build for you, and the overlooked asset she credits with driving the growth of her multimillion-dollar company. She also unpacks the cost of trying to do everything alone and the relationship mistake that can make connection feel transactional instead of expansive. In this episode, you'll hear: • What AI still can't build for you • The hidden cost of hyper-competence • The networking mistake that kills connection • What matters more than speed and optimization • The asset behind Cait's biggest business growth Join Relational Wealth Sign up for Cait's free two-hour workshop designed to help you build a richer, more sustainable ecosystem of relationships around your business, without sacrificing family. You'll learn how to move beyond transactional networking and cultivate the connections that can open doors, deepen your business, and support where you're going next. Register here: https://themillionairemother.com/relational-wealth/   Leave a review on Apple Podcasts here.

"The most expensive labor your customer pays for is the labor they have to do twice." This week, Tim sits down with Gideon Honeycutt (Sales Rep for Valor and Blaze King) for part two of our mini-series on specialty installation. Products are sold through more channels every year, and labor has become the one thing big box stores, e-commerce, and AI can't take from a hearth dealer. Tim and Gideon explain why installation deserves the same care as the rest of your business. In this episode, Tim and Gideon discuss: Why a dealer can survive losing its top manufacturer, but losing its installers could end the business. How treating labor as a commodity or a "line on the invoice" leads to price objections, and why you can price match on product without price matching on labor. How average installed price ranges, bundled quotes, and detailed scopes of work help you sell labor with confidence, and why salespeople should earn commission on the whole project. Don't miss this conversation about turning your installation department from an afterthought into your biggest competitive advantage and profit center. Links from this episode: Part One: https://itsfiretime.com/2026/09/22/episode-360-specialty-installation-is-your-number-one-asset-part-1/ —— Links from this episode:WhyFire Pro: http://whyfire.com —— Watch this podcast on YouTube: https://youtu.be/zfnLXuWOrVIListen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-fire-time-podcast/id1433804268Listen on Spotify: https://open.spotify.com/show/4vHdzg48bE5qFf0KjMeMej?si=7b6cae3923d348f2Read The Fire Time Magazine: https://www.itsfiretime.com/magazineSubscribe to The Fire Time Magazine: https://itsfiretime.com/subscribeSupport The Fire Time Podcast financially: https://www.itsfiretime.com/join Want to get more fireplace leads for your company? Check out: https://findmyfireplace.co

In this episode of Data Driven, host Frank La Vigne sits down with Andy Pruett, co-founder and CEO of Lumiscent, to explore a topic often overlooked in the industrial sector: it's not a data problem—it's a decision problem.Andy explains how industrial companies are drowning in sensor data, but struggle to transform that information into actionable decisions that minimize physical asset risk. The conversation dives into how AI-powered decision intelligence can illuminate hidden vulnerabilities, contextualize risk in real-time, and empower industries like mining, manufacturing, and energy to make smarter, faster calls on the shop floor.From the challenges of aging infrastructure to the growing retirement wave of experienced engineers, this episode reveals how the right blend of technology and expertise is shaping a new era of operational resilience and risk management.LinksAndy on LinkedIn -https://www.linkedin.com/in/andypruett/Watch on YouTube -https://www.youtube.com/watch?v=qzpVpgoO5KALumicent -https://www.lumicent.com/Blog Post -https://www.franksworld.com/2026/09/28/navigating-the-data-tsunami-from-iot-sensors-to-smarter-decisions-in-industrial-operations/Time Stamps00:00 Focusing on asset risk management03:56 Managing food plant risks07:48 Managing information in heavy industries11:45 Workforce challenges and knowledge loss16:00 Transforming data into decisions18:46 Predictive maintenance challenges in plants22:14 Adoption urgency and house analogy27:32 Collaborating with Risk Engineers29:16 Understanding insurance risk strategies32:31 Insurance industry changes and parametrics36:46 Managing risk in operations40:03 Challenges with predictive analytics in cars43:02 Getting into engineering from Alaska45:37 Handling a power outage crisis49:01 Wrapping up and contact info

Real wealth is measured in decades, not in paydays. This session reinforces the patience and the long view behind assets that keep growing well past your own lifetime. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices

The annual review is one of the most valuable—and most inconsistently used—client touchpoints in an investment program. Too often, it becomes a backward-looking performance recap instead of a forward-looking relationship conversation. This episode explores how program managers can give advisors a consistent annual-review framework that elevates service, uncovers unmet needs and held-away assets, and strengthens loyalty across spouses and generations.Listen in as Najib Khan, National Director of Langley Wealth Management, and Jim Fujinaga, former President & CEO of Hancock Whitney Investment Services discuss this important subject.

In 2022, Canadian banks froze 206 bank accounts on the grounds they participated in an illegal protest, and no judge signed off on the procedure. Asset freezes like this are spreading across Western banking, yet only a handful of jurisdictions add a judicial process for proper due process. One of them comes with a fresh warning, and the biggest exposure of all reaches beyond your bank entirely.Read the full analysis here.Access a suite of powerful tools and the world's #1 private investor community as an IMI Sovereign. Use code SOV10 for 10% off your first month.

Soil is the foundation of every farming business, but are we giving it the attention it deserves? In this episode of Tramlines, host Tony Smith is joined by Agrii's Tom Perrott and Andrew Sincock from Agro-Vital to explore why soil should be considered a farm's most valuable asset. Together they discuss soil health, organic matter, practical ways to assess soil condition, and how small management changes can deliver long-term improvements in resilience, productivity, and profitability.Podcast summary: Soil is a farm's greatest asset, underpinning over 95% of food production and influencing the long-term success of every farming enterprise. Organic matter is critical to soil health, improving structure, nutrient retention, biological activity, and long-term productivity. Historic Rothamsted trials show benefits can last for generations. Start with the basics by assessing soil structure, drainage, porosity, pH, earthworm numbers, and biological activity before investing in solutions. Every farm is different, so soil improvement strategies should be tailored to the farm's individual circumstances, resources, and business objectives. Incremental improvements deliver lasting results. Farmers should set achievable goals, monitor progress, and focus on building resilience through better soil management and reduced reliance on external inputs.

Join our champion program: mark@themomentumcompany.comAttend a Thriving Leader event: https://www.themomentumcompany.com/thriving-leaderInstagram: @the.momentum.companyLinkedIn: /momentum-companyWhat does it really mean to be intentional with your life and leadership?In this episode of The Intentional Agribusiness Leader Podcast, Mark sits down with Nelson Powell, an experienced agricultural finance leader who has built teams and markets across organizations including Farm Credit, Rabobank, First Bank and Trust, and now MetLife.Nelson is also an eighth-generation member of his family farm—and his perspective on success has changed dramatically throughout his career.Together, Mark and Nelson talk about time, relationships, mentorship, culture, and why some of the most influential leaders you'll ever meet may never have the title to prove it.For Nelson, intentionality starts with one thing:Time.You can't make more of it.You can choose where you invest it, who receives it, and what deserves it—but every day still comes with the same 24 hours.That means being intentional not only with your own time, but with the time of your family, teammates, and clients.As Nelson puts it, time may be the most precious asset we have.Early in his career, Nelson was chasing a very different definition of success.He wanted the plane, the vacation home, the cars, and the material signs that told the world he'd made it. He worked relentlessly—at one point spending roughly 320 nights a year in hotel rooms while building his career.Then one morning, he woke up and had to look at the hotel phone book just to figure out what city he was in.He realized he had achieved many of the things he'd wanted, but the people he viewed as truly successful were building something money couldn't buy: relationships, family, and a life they actually wanted to live.So Nelson changed course.Today, he describes what he has as “the richest life on earth”—not because of what he owns, but because of the people around him.Nelson has helped build agricultural lending teams and markets throughout his career, but he doesn't credit complicated strategies for that success.He credits relationships.Knowing people. Caring deeply about them. Learning the business. Finding great teammates. Understanding the challenges facing clients.Leadership, especially in agriculture, requires a willingness to dig in and understand both the business and the people behind it.Nelson has benefited from incredible mentors throughout his career, but he learned an important lesson along the way:The best mentor isn't necessarily the person at the top.Leadership can exist at every level of an organization.Sometimes the person with the most wisdom is quietly doing their job several levels below the CEO—and all you have to do is ask them for help.Don't chase titles. Look for people whose lives, habits, wisdom, and leadership are worth learning from.After working across multiple organizations and cultures, Nelson has learned that there's often a difference between the culture leadership intends to create and the culture employees actually experience.A mission statement sitting on a shelf isn't culture.Culture is what people live every day.And while senior leadership has tremendous influence over an organization's culture, Nelson challenges every employee to take ownership of the culture they create within their own circle.Instead of only pointing toward what's wrong, ask what you can personally do to make it better.Nelson also believes leaders need to stay connected to the people and customers doing the work.Information changes as it travels through an organization. By the time something reaches senior leadership, it may have passed through several filters.Maintaining some connection to the front line gives leaders a perspective that reports, meetings, and secondhand information can't always provide.Nelson closes the conversation with a reminder worth hearing:There are incredible leaders throughout agriculture who may never become a CEO, receive an award, or have a wall filled with plaques.That doesn't make their impact any less significant.What you do every day matters.The people you've encouraged, mentored, served, and influenced notice—even when they don't always know how to tell you.Listen if you are:Building or leading a team in agricultureTrying to become more intentional with your timeLooking for a mentor—or hoping to become oneNavigating a new organization or company cultureReconsidering what success actually meansLeading without a formal leadership titleA rich life isn't measured by what you accumulate or the title beside your name. Be intentional with your time, invest deeply in people, take ownership of the culture around you, and remember that your impact matters—even when nobody gives you a plaque for it.

Real wealth is measured in decades, not in paydays. This session reinforces the patience and the long view behind assets that keep growing well past your own lifetime. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129 Spotify: https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE And start your morning with Optimal Living Daily! Apple Podcasts: https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314 Spotify: https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlock the real value of your career experience!In this episode of The Brand Called You, host Ashutosh Garg sits down with Elangovan Perumal, author of Your Experience Is Not an Asset and a strategy and transformation leader. Together, they challenge the conventional idea that experience alone equates to career success.Elangovan Perumal explains why simply accumulating years of experience or holding prestigious titles isn't enough—and how conversion and structured thinking can turn experience into meaningful career capital.Discover practical frameworks for converting experience, the impact of AI on professional growth, the danger of invisible career signals, and the importance of career governance in building a coherent professional identity.If you want to move beyond credentials, develop stronger career capital, or understand how to stay valuable in a workplace increasingly shaped by AI, this conversation offers practical insights to consider.

Vuoi creare il tuo sito senza partire da zero? Vai su https://www.hostinger.com/thebull e usa il codice THEBULL per ottenere il 10% di sconto. Per bloccare il prezzo promozionale per 48 mesi, seleziona il piano a 48 mesi in fase di acquisto. https://www.hostinger.com/thebullCodice: THEBULL#ADV Nel tuo portafoglio c'è un asset che pesa più di tutti gli altri messi insieme: il tuo lavoro. Il reddito futuro ha un valore, un rischio e una natura che possono cambiare completamente il modo in cui dovremmo costruire il nostro portafoglio. In questa puntata capiamo quanto vale il nostro capitale umano, perché il nostro lavoro può essere più simile a un'obbligazione o a un'azione e quanto conta la sua correlazione con i nostri investimenti.Perché il portafoglio non è fatto soltanto dei soldi che abbiamo già, ma anche di quelli che dobbiamo ancora guadagnare. E alla fine, una grande novità: nasce The Bull Playbook, il nuovo format che esplora un capitale diverso da quello finanziario, ma altrettanto importante: quello umano.

Interview with Max Porterfield, CEO, Visionary Copper & Gold MinesOur previous interview: https://www.cruxinvestor.com/posts/visionary-copper-gold-tsxvvcg-20000m-drill-program-targets-resource-growth-in-newfoundland-10814Recording date: 25th September 2026Visionary Copper & Gold Mines Inc. (TSXV:VCG, OTCQB:VCGMF) is advancing Pt. Leamington, a 100%-owned gold-copper-zinc-silver VMS deposit in central Newfoundland. The deposit was discovered by Noranda in the 1970s but saw no exploration between 2004 and Visionary's Phase 1 programme in 2026. Its 2021 NI 43-101 resource contains 5.0 Mt of Indicated resources at 1.42% CuEq and 15.4 Mt of Inferred resources at 1.32% CuEq. The pit-constrained portion hosts roughly 500,000 ounces of gold, 170 Mlb of copper and about 680 Mlb of zinc.Phase 1 comprised 10 holes totalling 3,556 metres. It extended the massive sulphide system to more than 1 km of strike and discovered Kraken, a copper stringer zone in the deposit footwall. Discovery hole PL-112 returned 75.8 metres at 0.45% copper, including 12.0 metres at 1.09% copper. Follow-up holes PL-115 and PL-118 also returned wide copper intervals. None of this mineralisation is included in the current resource. CEO Max Porterfield argues that the existing 20 Mt resource represents only the massive sulphide lens, and that the feeder system beneath it has never been systematically tested.The company's next step is a 20,000-metre Phase 2 diamond drilling programme. About 90% of the budget will be spent at Pt. Leamington, with each hole passing through the lens and into Kraken. The programme targets conversion of about half of the 13.7 Mt of pit-constrained Inferred resources to Indicated, extension of the lens, and definition of Kraken for the next resource estimate. Porterfield also expects Kraken to improve the future pit's strip ratio, since material previously classed as waste could become mineralised feed.Two further initiatives add optionality. First, a hyperspectral review of 48 historical holes identified eight with wide stringer intervals that were never fully sampled, and Visionary plans to resample up to 2,000 metres of core. Second, the company has consolidated about 3,575 hectares covering the down-plunge extension of the deposit and a 3 km segment of trend to the south. That ground contains five untested airborne EM conductors on the host horizon, two with historical massive sulphide boulders nearby. Part of the acquisition remains subject to TSX Venture Exchange acceptance.The team includes Vice President of Exploration Jason Flight, who worked at FireFly Metals' nearby Ming deposit during its growth, and Peter Jones, former founding CEO of Hudbay Minerals. Newfoundland offers supportive permitting, a local drilling workforce and a deep-water port at Botwood.The key risks are financing and grade. Phase 2 funding is still being completed, which implies dilution. Kraken's copper grades are moderate, and its value will depend on bulk-tonnage pit economics. The 2021 CuEq figures rely on dated price assumptions, and historical boulder and core observations have not been verified by the company's qualified person. Investors should watch for completion of the Phase 2 financing, assays from resampled historical core, and early Phase 2 holes into Kraken. Together these will indicate whether Pt. Leamington's next resource estimate can show meaningful growth.Learn more: https://www.cruxinvestor.com/companies/visionary-copper-gold-minesSign up for Crux Investor: https://cruxinvestor.com/subscribe

Most people think about taxes when it's time to file, but some of the most important tax decisions happen just before the year ends. In this episode of Wise Money, CPA and CFP® Jared Moxness joins us to break down the tax strategies you should revisit every year, including Roth conversions, retirement contributions, and charitable giving. We also cover some of the biggest tax law changes for 2026 and how they could affect your financial plan.  Season 12, Episode 6 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/HIeAi4Mkp7g  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP®, Joshua Gregory, CFP®, and Jared Moxness, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Tim Regan spent years selling other people's financial products before realizing he wasn't running a business — he was just good at a job. Then he broke out on his own, built PrairieView Wealth & Tax Advisors into a multi-location firm, and started buying up accounting practices to grow faster.In this episode, Tim Regan, founder and CEO of PrairieView Wealth & Tax Advisors, joins Alex Sheridan to break down what it takes to build a business that can run without you, and how founders should really be thinking about building personal wealth instead of just chasing the next exit.Key takeaways:00:00:00 Introduction00:16:54Q: Why is it so hard for founders to take a big financial risk?A: Tim Regan says it's easy to take a risk with nothing to lose, but comfort becomes the obstacle once you have something. His mantra: abundance always trumps scarcity.00:23:25Q: What's the hardest part of scaling a business past the founder?A: Tim Regan shares that the real challenge isn't one dramatic failure, it's quiet drift — small standards slip the moment he steps away, which is why finding the right person in the right seat matters most.00:29:48Q: How do you know if your company culture is actually working?A: Tim Regan suggests asking your own team to describe the culture back to you. If they can't say it clearly, it isn't intentional yet, and it's quietly costing you sales too.00:44:16Q: What does it mean to build a business as an asset instead of a job?A: Tim Regan explains that most entrepreneurs' biggest asset is their business, but it only counts as an asset if it can run without them.00:47:26Q: What should founders do differently before selling their business?A: Tim Regan explains that most owners spend decades minimizing profit to save on taxes, then are surprised their exit multiple is based on that same number.00:49:19Q: What is the simplest way for an entrepreneur to actually build wealth?A: Tim Regan says it comes down to one habit: spend less than you earn and put the difference into something that goes up.Tim Regan makes the case that the businesses worth building are the ones that outgrow their founder — and that real wealth is built with intention, not hoped for after an exit.

Craig Ceccanti built Pinot's Palette from one location in 2009 to 150 across the country, then exited the business in 2020. Now he installs the same operating system in other people's companies.For years he ran things by working harder than everyone else. He calls it "Craig OS." He held every title, head of tech, head of marketing, head of finance, and the business hit a ceiling because of it. It took a friend handing him the book Traction, and two years of actually running the system, before he'd admit the mess he'd built.Nine months into installing EOS, he watched his own company outperform the version he used to run himself, and he got his nights and weekends back with his twin daughters. Now he's an EOS implementer, one year in, still learning what he calls his own second job. Coaching founders through the same ego he had to let go of first.What we covered: → Why the founder becomes the bottleneck, and how to see it before your team does → Vision, traction, and health, the three things every EOS company runs on → Why buying an old, boring business beats starting a flashy new one → Asset sales, earn outs, and the deal terms that actually protect you → What private equity firms are quietly rewarding when they buy a companyThe founders who get furthest are the ones willing to admit they're the problem before somebody has to tell them.Craig, thank you for making the time and handing us this much value in under an hour. *Chapters*0:00 Intro1:00 Meet Craig Ceccanti: Pinot's Palette to EOS4:36 The Ego That Made Him the Bottleneck6:49 What a Business Operating System Actually Is11:40 Franchising Pinot's Palette: The Real Tradeoffs21:12 Why Buying a Business Beats Starting One28:29 Deal Structure: Asset Sales, Earn Outs, and Risk37:42 Signs Your Company Needs an Operating System39:52 One Year In: Wins as an EOS Implementer45:15 Why You Shouldn't Self-Implement EOS*Connect with Craig Ceccanti*https://www.linkedin.com/in/craigceccanti/https://www.linkedin.com/school/rice-business/https://www.linkedin.com/company/eos-worldwide-llc/https://www.instagram.com/craigceccanti/https://www.facebook.com/craig.ceccanti/Become a supporter of this podcast: https://www.spreaker.com/podcast/the-dillon-england-show--6370921/support.*Connect with Dillon*https://www.instagram.com/thedillonenglandshow/https://twitter.com/imdillonenglandhttps://www.linkedin.com/in/dillonmengland/https://www.facebook.com/dillon.england.5*Sponsor — Broadcast Brew (Low-Acid Coffee)*Order our LOW ACID COFFEE “THE BROADCAST BREW”Thank you to Cool Beans Coffee Brewery for your partnership.https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blend*ABOUT THE DILLON ENGLAND SHOW*Authentic conversations with interesting people across personal growth, entrepreneurship, and lifestyle — direct, faith-forward, Detroit grit.Subscribe for full conversations and weekly clips.Share this with someone on your leadership team.Comment your biggest takeaway.

In this episode, we examine the outlook for the 2026 midterm elections and the potential for continued divided government in Washington. We discuss the key races to watch, the historical relationship between midterms and market performance, and the policy areas likely to command investor attention once the election is behind us. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

Are you sitting on low-balance Self-Directed IRA funds or sideline capital, looking for reliable double-digit returns without the headaches of traditional landlord hassles? Welcome back to another episode of The Note Closers Show! Today, Scott Carson pulls back the curtain on a brand-new 42-note performing tape straight out of Texas, fresh off the press from a hedge fund servicing pipeline. If you've been wondering how savvy investors generate consistent cash flow in today's real estate market, this breakdown gives you a front-row seat to real-world seller-financed paper. Scott walks you step-by-step through the underlying mechanics, pricing strategies, and yield projections on small-balance single-family homes across the Lone Star State. From analyzing property values, seasoning, and interest rates to navigating vital legal guardrails like Dodd-Frank compliance, RMLO involvement, and third-party servicing, this episode is a masterclass in performing note due diligence. Whether you're looking to pick up a single high-yielding note, build a mini-bulk package of 5 to 10 assets, or leverage arbitrage strategies using other people's money, there is a clear playbook for every skill level. Stop letting your capital gather dust on the sidelines—watch the full breakdown, learn how to run the numbers like a pro, and go take action today! Key Topics & Episode Highlights:Tape Overview & Geographic Distribution: Breaking down 42 performing owner-financed Texas notes spanning markets like Texarkana, Tampa, Abilene, Lubbock, Wichita Falls, and Hebronville. Asset & Balance Metrics: Asset values ranging from $35,000 to $90,000 with underlying interest rates between 10% and 13% on short-term 10- to 20-year paper. Seasoning & Equity Spread: Assessing buyer down payments (2% to 16%), seasoning profiles (1 to 8 months), and unpaid principal balance to fair market value (64% to 98% UPB/FMV). ROI & Yield Analysis: Projected returns offering 12%–16% ROI at 90% UPB bids, and 13%–18% ROI when bidding at 80% UPB. Dodd-Frank & Legal Due Diligence: Ensuring compliance through Registered Mortgage Loan Originators (RMLO) and confirming third-party servicing setup. Capital Sourcing & Arbitrage: How to utilize low-balance SDIRA funds or pay private partners 8%–9% while capturing the yield spread on the backend. Physical Property Inspection: Reviewing property condition, converted SFR setups, metal roofs, recent updates, and local property management dynamics. Transaction Terms & Due Diligence: Navigating the 14- to 21-day due diligence period and understanding broker fee structures. If you are looking for the perfect note to help you get started as a note investor while your lazy assets or SDIRA make a double-digit return, then this is the list to get rocking and rolling with. To make an offer, just reach out to Scott Carson at the info below!Connect & Take Action:Book a Strategy Call: talkwithscottcarson.comAccess Full Tapes & WCN Membership: noteumbrella.comUpcoming Classes & Workshops: notebuyingfordummies.comEmail Scott Directly: scott@weclosenotes.comWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

In this solo episode, Cassie and Ally pull back the curtain on the career strategies they have been teaching inside their Denison Edge sessions and the MHH Collective, and share how they got there in the first place. From navigating the overwhelming landscape of marketing paths as a student, to making the ask in a way that actually works, to building a LinkedIn presence that keeps you top of mind, to landing your first speaking engagement, this episode is a practical and honest conversation about the moves that have shaped both of their careers. They also walk through exactly how they built the expertise and personal brand that led to ongoing teaching opportunities with Denison Edge, and share what is coming up this fall and into 2027 for anyone who wants to go deeper with them.Key Takeaways:// Your first marketing role is a starting point, not a label. The landscape is broad and the paths are many — follow your curiosity, play to your strengths, and talk to people actually doing the jobs that interest you before committing to a direction.// The make the ask formula works. Be specific, be brief, make it easy to say yes, and follow up. Whether you are asking for a fifteen-minute coffee chat or pitching yourself for a collaboration, the people who make specific and well-researched asks are the ones who get responses.// Your personal brand is always working for you, or it isn't. Posting once a week — about what you are working on, what you learned, what you are reading, or what your honest take is — is the single highest-return habit for any marketer trying to stay visible and relevant.// You do not need more experience to start speaking. You need clarity on what you know. Getting crystal clear on your areas of expertise is what allows you to pitch yourself confidently for speaking engagements, teaching opportunities, and podcast appearances. A repeatable session on one topic is more powerful than a dozen half-formed ideas.// Podcasting is a gateway to speaking. You do not need to start your own show — pitching yourself as a guest gets you comfortable articulating your expertise, your elevator pitch, and your story in a low-pressure format.Enroll in Denison Edge Courses: https://www.marketinghappyhr.com/denison-edge____Join the MHH Collective! The MHH Collective is a community for marketers and business owners to connect, ask real questions, and grow their careers together. Join for access to live Q&As with industry experts, a private Slack community, and ongoing resources: https://www.marketinghappyhr.com/mhh-collectiveSay hi! DM us on Instagram and let us know what content you want to hear on the show - We can't wait to hear from you! Please also consider rating the show and leaving a review, as that helps us tremendously as we move forward in this Marketing Happy Hour journey and create more content for all of you. ⁠Join the MHH Collective: ⁠Join now⁠Get the latest marketing trends, open jobs and MHH updates, straight to your inbox: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our email list!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow MHH on Social: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

You built a firm with great clients, steady profit, and a name that means something. But if you stepped away tomorrow, would any of it still be standing? For a lot of accomplished attorneys, the honest answer is no — and that means the practice you built may own you more than you own it.In this episode, Gary sits down with M&A advisor Brian Zapf to unpack a truth most law firm owners discover too late: a practice built entirely around one person often can't be sold at all. Brian shares the personal loss that reshaped his career, walks through what buyers actually pay for, and shows why the changes that make a firm sellable are the very same ones that give an owner their life back now. If you're thinking about succession, an exit, or simply taking a real vacation, this conversation is your early warning and your roadmap.Key takeaways:Diagnose your firm's founder-dependency before a health scare or burnout forces a rushed, discounted sale.Apply the WORTH score — Works without you, Organized operations, Repeatable systems, right Team, Healthy stats and story.Shift from heroics to stewardship: stop being the single point of failure your firm can't survive without.Start by dumping every task out of your head, then hand off what doesn't truly require you.Understand how private equity and MSO structures are changing law firm valuations and creating new options.Define where you want to be in five years before building the plan to get there.About the guest: Brian Zapf is an M&A advisor and strategic CFO for founder-led law firms, and the founder of Flight Financial. A CPA and Certified Exit Planning Advisor with two decades in finance and dealmaking, he helps owners build practices that hold real value and can run — and sell — without them.If this episode spoke to you, subscribe so you never miss a conversation, and leave a review to help other attorneys find the show. You can find Gary, along with more tools and coaching resources, at garymiles.net.[00:00] — The firm that owns you[01:45] — Brian's father and the wake-up call[03:57] — Leaving finance to start Flight Financial[04:35] — Why timing an exit early matters[05:39] — Stewardship over heroics explained[07:27] — Escaping the prison you built[09:47] — The five WORTH score drivers[12:21] — How law firm valuations are changing[14:16] — The silver tsunami and who can't sell[18:14] — Why owners resist outside help[21:59] — The first step toward real freedom[26:15] — One thing to do tomorrowBrian Zapf is an M&A advisor and strategic CFO for founder-led law firms, and the founder of Flight Financial. He helps estate planning and business law owners build practices that hold real, transferable value — firms that can run and sell without depending on one person. A CPA and Certified Exit Planning Advisor with two decades in finance and dealmaking, Brian has worked both sides of the M&A table, so he knows exactly what buyers pay for and how to build it before a sale. His mission is deeply personal: after watching his father's 40-year medical practice prove unsellable, he committed to sparing other owners that same outcome — an approach he sums up as stewardship over heroics.Would you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessmentWould you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-freeAccess this free tool to identify your productivity time drains and move to purposeful strategy- https://upbeat-trailblazer-9238.kit.com/7c3c667ff1

Interview with Louis-Pierre Gignac, CEO of G Mining VenturesOur previous interview: https://www.cruxinvestor.com/posts/g-mining-tsxgmin-major-acquisition-builds-tier-1-gold-hub-with-500koz-pa-potential-9868Recording date: 23rd September 2026G Mining Ventures Corp. (TSX:GMIN; OTCQX:GMINF) is executing a three-asset growth strategy anchored by cash flow from its Tocantinzinho (TZ) gold mine in Brazil, construction of the Oko West project in Guyana, and renewed exploration at Brazil's Gurupi project. CEO Louis-Pierre Gignac says TZ's stronger second half will help fund the company's next phase of expansion.TZ produced 68,691 ounces in the first half of 2026, leaving the bulk of annual output to the second half against guidance of 160,000 to 190,000 ounces. Higher grades and improved throughput are expected as mining reaches richer zones, while an expansion of tailings-pumping capacity should support 2027 guidance of 200,000 to 235,000 ounces. Revised 2026 all-in sustaining cost guidance is $1,330 to $1,544 per ounce, reflecting a stronger Brazilian real and higher fuel prices.Oko West is the company's principal construction project. By June 30, 44% of capital expenditure had been spent, with $423 million incurred, $628 million committed and first gold targeted in the second half of 2027. Commercial production is planned for January 2028. G Mining reports $1.288 billion of funding sources, including cash, projected TZ free cash flow and an undrawn $350 million revolver, compared with $550 million of remaining Oko capital and $88 million of corporate and exploration spending.Following its acquisition of G2 Goldfields, G Mining aims to combine Oko West with the Ghanie and Oko Main deposits. The proposed expansion would add roughly 2 million tonnes of processing capacity and target annual production of about 500,000 ounces. An updated feasibility study, supported by 55,000 metres of infill drilling, is expected in mid-2027; historical G2 resource estimates still require upgrading.At Gurupi, drilling has resumed after a long hiatus. An updated resource estimate and preliminary economic assessment are due before year-end, with management envisioning a mine producing roughly 200,000 ounces annually for at least a decade. The investment case rests on execution at TZ and Oko, gold-price assumptions of $4,000 per ounce, and successful conversion of exploration potential into reserves.Learn more: https://www.cruxinvestor.com/companies/g-mining-venturesSign up for Crux Investor: https://cruxinvestor.com/subscribe

Jill Thomas speaks with Cornel Calinescu, chair of the Council of Europe committee that negotiated the new Additional Protocol to the Warsaw Convention. They discuss who writes asset recovery standards and what they mean for front-line practitioners.Cornel takes us inside the Strasbourg negotiations, where 41 jurisdictions turned a small protocol into more than 40 technical articles. He explains how an open treaty creates a common language: definitions for crypto assets and VASPs, broader confiscation types, standard forms for seizing orders, and post-conviction tracing. They also cover value as the measurement unit of asset recovery, interlocutory sales, and why statistics are still missing.Timestamps07:00 – Asset recovery over the last 20 years13:15 – the Warsaw Convention and the 1% problem19:30 – The Strasbourg negotiations 24:15 – An open treaty with a common language29:00 – Crypto, confiscation types and standard forms37:00 – Value as a measurement unit40:45 – Interlocutory sales and ANABI45:15 – Cornel's magic wand: changing the mindsetAbout Our GuestCornel Calinescu is an asset recovery consultant and chair of the Council of Europe committee on the Additional Protocol to the Warsaw Convention, elected by the 41 jurisdictions taking part. Over 26 years at Romania's Ministry of Justice, he established the country's first asset recovery office and led its consolidation into ANABI. He is a long-standing member of CARIN.Key TakeawaysAsset Recovery Needs One LanguageThe protocol defines crypto assets, VASPs and confiscation types so every party means the same thing.The Protocol Reaches Beyond EuropeAs an open treaty, jurisdictions outside the Council of Europe can use adopt instrument.Value Is the Measurement UnitOnly tracking value from crime to disposal shows whether a case met its target.Seize Assets, Not PaperValue-based orders must be backed by tracing, seizing and managing real assets.Speed Is Built Into the ProcessStandard forms replace translated, stamped files when crypto moves in a click.Resources MentionedCornel Calinescu on LinkedInCouncil of Europe Warsaw ConventionAdditional Protocol to the Warsaw Convention EU Directive on Asset Recovery and ConfiscationFATF Asset Recovery GuidanceStay ConnectedIf you found this episode useful, make sure you:Subscribe to Seize & Desist wherever you listenFollow Asset Reality on LinkedIn for updates, resources, and future episodesShare this episode with colleagues working in asset recovery, investigations, or financial crimeDisclaimerOur podcasts are for informational purposes only. They are not intended to provide legal, tax, financial, and/or investment advice. Listeners must consult their own advisors before making any decisions on the topics being discussed. Asset Reality has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Asset Reality employees are those of the employees and do not necessarily reflect the views of the company. Asset Reality does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Asset Reality.

Watch the video here.This is the second of five presentations Paul recorded for Next Generation Personal Finance (NGPF.org), whose free curriculum reaches some 150,000 teachers. The sessions weren't open to the public, but NGPF has allowed Paul to share each one with Sound Investing listeners.The subject is index funds, and Paul starts where the story starts: John Bogle, 1976, and a fund launch that nearly got cancelled before it opened.From there he looks at what the evidence actually says about active management over 20 years, why most investors never hear about the costs that quietly come out of their returns, and what happens to a fund that doesn't perform. He also introduces the non-traditional index funds from Dimensional and Avantis that he believes give young investors their best opportunity, and closes with stories from the 90 minutes he spent in Jack Bogle's office.CHAPTERS00:00 Introduction02:44 What is an index fund?04:38 John Bogle and the first index fund08:50 Active vs. passive: beat the market or be the market10:52 The SPIVA report14:53 Quartiles and the 20-year picture19:49 How long do mutual funds survive?22:05 Asset class and style drift25:14 The tax cost of active management28:51 Bogle on costs and the hidden drags on return35:18 Myths about index funds38:28 Beating the S&P 500 with index funds42:35 Traditional vs. non-traditional index funds49:06 Dimensional and Avantis50:23 The number one reason to use index funds55:46 Stories from meeting Jack Bogle59:25 Wrap-upNGPF: ngpf.org

Would you like to learn how to accelerate your agency growth? https://www.agencymastery360.com/training Phil Davis is the founder and CEO of Tungsten Branding , one of the world's top-ranked naming and branding agencies, and the man behind hundreds of company names including PODS, RallyHouse, and TeamLogicIT. Before Tungsten, Phil ran a full-service ad agency in Tampa Bay for 17 years before hitting an inflection point: he was succeeding by every external metric and miserable at the core of it. In this episode, Phil and Jason dig into the one question that cuts through all the noise of running an agency, why chasing revenue metrics is a trap, and what it actually means to build a business in alignment with what you want. Subscribe Apple | Spotify | [iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Key Takeaways: Ask "So I can what?" before you chase any goal. This is Phil's acid test: trace every goal back to what it actually gives you. Want a $20M agency? So I can what? Generational wealth? So I can what? Nearly every answer eventually bottoms out at peace of mind or freedom. If you know that upfront, you can stop building toward the wrong things. Chasing the wrong metric will hollow out your agency. Phil built a media-heavy agency that hit his revenue targets and left him wondering what the weather was like because he never stepped outside. The blur years, he calls them. The fix is not working harder; it is questioning which metric you are actually optimizing for, and whether it points toward a life you want. Marketing is a track team — sprinters and shot putters don't swap events. Trying to serve every client in every channel is the curse of early traction. Agencies that win pick their event. Phil pivoted from full-service to naming exclusively, and it became the thing that named PODS and landed Forbes Agency Council recognition. Right-sizing your team and mission is a relief, not a loss. When people get genuinely clear on what they want, the misaligned things fall away on their own. Phil shares the story of a Vistage member whose top salesperson quit after this exercise — and morale went up, not down. What looked like a disaster was the agency right-sizing around what it actually stood for.   Phil also shares why he named his agency Tungsten — the filament in the lightbulb — and how the concept of alignment, everything pointing the same direction to create flow, became the operating philosophy behind everything he does for clients.   Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our [Agency Blueprint](https://flatworm-caterpillar-3mha.squarespace.com/blueprint). Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

What if the reason you are still exhausted - even though you clean up your diet, you exercise, you sleep seven or eight hours - is not a willpower problem but a biology problem? And what if the labs that told you everything is fine were actually comparing you to the average of an unhealthy population? Jessica Van Antoine was working 90-hour weeks inside a wellness company, masking everything with caffeine, until one day in the middle of a meeting she had to excuse herself, go to her office, and curl up under her desk and cry. Functional lab testing changed everything. And now she helps high-achieving female founders do the same.SUMMARY & GUEST INTROY'all know Erica is the woman who does all the things. The diet. The sleep. The Peloton. The red light therapy mat. The crystals on the floor. And is still dragging herself through the afternoon. If that sounds like you, Jessica Van Antoine is here to tell you it is not because you are not trying hard enough. It is because you have been guessing instead of testing. Jessica is the founder of Phoenix Functional Health, a performance health practice built specifically for high-achieving female founders. She has spent nearly two decades in health and wellness - as a massage therapist, Shiatsu practitioner, yoga and Qigong instructor - and now applies functional diagnostic nutrition to help women understand the root cause of what their body is actually doing and why. The conversation covers hormones, fatigue, the D.R.E.S.S. framework, why your doctor keeps telling you everything looks fine, and the one thing she wants every exhausted woman to do this week.INSIDE THE EPISODESomething Just Snapped. Jessica was working 90-hour weeks at a wellness company - studying Chinese medicine, building a 500-hour Shiatsu certification program, and doing it all simultaneously. In a meeting, she felt like glass was cracking inside her body. She excused herself, went to her office, and cried on the floor under her desk. Functional lab testing revealed the biological imbalances predisposing her to overwhelm, fragility, and irritability. And once she resourced her body, everything felt different - not because her workload changed, but because she felt bigger than her responsibilities.Why Your Doctor Keeps Saying You're Fine. The normal ranges your traditional doctor uses are taken from the average of everyone who has ever taken that test - including a very unhealthy general population. Functional health uses a much narrower range of what actually constitutes optimal function. If you are not a significant outlier in one direction, you get told you are fine. Even if you are operating at 70% capacity instead of 95%.Your Hormones Are Downstream of Something Else. Most people treat hormone imbalance as the root cause. Jessica treats it as the signal. What is actually causing the hormonal imbalance? Is it blood sugar? Gut inflammation? Adrenal exhaustion? The systems of the body don't operate in silos - and treating only the symptom without finding the source is exactly why so many approaches don't stick.The D.R.E.S.S. Framework and Why Timing Matters. Diet, rest, exercise, stress reduction, supplementation - but personalized to what your labs actually show. One client was doing hour-long Peloton rides at 5pm and couldn't sleep. Moving the workout to the morning so her cortisol had time to come down was the only change. Now she sleeps. Jessica breaks down why this approach is completely different from generic wellness advice.You're the Asset. The reason the grinding is working against you is that you are the main asset through which everything else runs. When you show up at your kid's soccer game physically present but mentally depleted - avoiding small talk because the idea is exhausting - everyone in your life gets less of you. Including yourself. Jessica's reframe: investing in yourself is not self-care. It is protecting the asset.Stop Stacking Wellness Habits. High-achieving women do what they know to do when they have a problem. They buy the machine, the crystal, the supplement, the app. Without knowing what your body actually needs, you are just guessing and stacking habits that may not be moving the needle. The Founder Capacity Audit is how you find out what your body is actually asking for.RESOURCES & LINKSPhoenix Functional Health: https://phoenixfunctionalhealth.com/Book a Founder Capacity Audit: https://phoenixfunctionalhealth.com/contact/Jessica Van Antoine on LinkedIn: https://www.linkedin.com/in/jessica-van-antoine-fdnp/ ERICA'S RESOURCES & LINKSStart small with me inside HER Jumpstart:https://her-collective.mn.co/plans/1985289?bundle_token=60b2c61d62213cdbd16d437cdc0e4204&utm_source=manual

Your Health Is Your Most Valuable Asset — Are You Actually Protecting It? Your health determines almost everything about the life you get to live — yet how much time do we actually spend protecting it? Today on The Karel Cast, we look at what you can do every day to improve your odds of living a longer, healthier life: exercise, diet, daily habits, preventive care and the medical advances changing how doctors treat disease. We also take a closer look at a procedure more people are hearing about: cardiac ablation. Keith Olbermann and Lionel Richie have both publicly discussed undergoing ablations. But what exactly is an ablation? Why is it performed? What heart rhythm problems can it treat, and who might actually need one? Then we turn to Washington and President Donald Trump's appearance at the United Nations General Assembly. Trump addressed world leaders Tuesday while his administration remains locked in an escalating dispute with CNN, MS NOW and Politico over White House press access. The three organizations are challenging the ban in federal court, while CNN was still able to cover Trump at the U.N. using credentials issued independently by the United Nations. We'll talk about what happened at the U.N., the continuing battle over presidential press access, and what happens when attempts to restrict news coverage end up becoming part of the story themselves. Your body is the one home you never get to move out of. So what are you doing today to protect it? Join the conversation in the comments: What is the single biggest thing you do for your health every day? LIKE this video, SUBSCRIBE to The Karel Cast, and SHARE it with someone who needs to hear this conversation. Support independent media at Patreon: patreon.com/reallykarel Watch and subscribe: youtube.com/reallykarel The Karel Cast is available on Apple Podcasts, Spotify, iHeartRadio, Spreaker and other major podcast platforms, plus TikTok and Instagram. LIVE Monday–Thursday at 10:00 a.m. Pacific. Karel is a history-making broadcaster, entertainer and commentator based in Las Vegas, joined by his little service dog, Ember. #TheKarelCast, #Health, #HealthyLiving, #HeartHealth, #CardiacAblation, #AtrialFibrillation, #AFib, #Longevity, #PreventiveHealth, #Exercise, #Nutrition, #Healthcare, #DonaldTrump, #UnitedNations, #Karel

What if the reason you are still exhausted - even though you clean up your diet, you exercise, you sleep seven or eight hours - is not a willpower problem but a biology problem? And what if the labs that told you everything is fine were actually comparing you to the average of an unhealthy population? Jessica Van Antoine was working 90-hour weeks inside a wellness company, masking everything with caffeine, until one day in the middle of a meeting she had to excuse herself, go to her office, and curl up under her desk and cry. Functional lab testing changed everything. And now she helps high-achieving female founders do the same.SUMMARY & GUEST INTROY'all know Erica is the woman who does all the things. The diet. The sleep. The Peloton. The red light therapy mat. The crystals on the floor. And is still dragging herself through the afternoon. If that sounds like you, Jessica Van Antoine is here to tell you it is not because you are not trying hard enough. It is because you have been guessing instead of testing. Jessica is the founder of Phoenix Functional Health, a performance health practice built specifically for high-achieving female founders. She has spent nearly two decades in health and wellness - as a massage therapist, Shiatsu practitioner, yoga and Qigong instructor - and now applies functional diagnostic nutrition to help women understand the root cause of what their body is actually doing and why. The conversation covers hormones, fatigue, the D.R.E.S.S. framework, why your doctor keeps telling you everything looks fine, and the one thing she wants every exhausted woman to do this week.INSIDE THE EPISODESomething Just Snapped. Jessica was working 90-hour weeks at a wellness company - studying Chinese medicine, building a 500-hour Shiatsu certification program, and doing it all simultaneously. In a meeting, she felt like glass was cracking inside her body. She excused herself, went to her office, and cried on the floor under her desk. Functional lab testing revealed the biological imbalances predisposing her to overwhelm, fragility, and irritability. And once she resourced her body, everything felt different - not because her workload changed, but because she felt bigger than her responsibilities.Why Your Doctor Keeps Saying You're Fine. The normal ranges your traditional doctor uses are taken from the average of everyone who has ever taken that test - including a very unhealthy general population. Functional health uses a much narrower range of what actually constitutes optimal function. If you are not a significant outlier in one direction, you get told you are fine. Even if you are operating at 70% capacity instead of 95%.Your Hormones Are Downstream of Something Else. Most people treat hormone imbalance as the root cause. Jessica treats it as the signal. What is actually causing the hormonal imbalance? Is it blood sugar? Gut inflammation? Adrenal exhaustion? The systems of the body don't operate in silos - and treating only the symptom without finding the source is exactly why so many approaches don't stick.The D.R.E.S.S. Framework and Why Timing Matters. Diet, rest, exercise, stress reduction, supplementation - but personalized to what your labs actually show. One client was doing hour-long Peloton rides at 5pm and couldn't sleep. Moving the workout to the morning so her cortisol had time to come down was the only change. Now she sleeps. Jessica breaks down why this approach is completely different from generic wellness advice.You're the Asset. The reason the grinding is working against you is that you are the main asset through which everything else runs. When you show up at your kid's soccer game physically present but mentally depleted - avoiding small talk because the idea is exhausting - everyone in your life gets less of you. Including yourself. Jessica's reframe: investing in yourself is not self-care. It is protecting the asset.Stop Stacking Wellness Habits. High-achieving women do what they know to do when they have a problem. They buy the machine, the crystal, the supplement, the app. Without knowing what your body actually needs, you are just guessing and stacking habits that may not be moving the needle. The Founder Capacity Audit is how you find out what your body is actually asking for.RESOURCES & LINKSPhoenix Functional Health: https://phoenixfunctionalhealth.com/Book a Founder Capacity Audit: https://phoenixfunctionalhealth.com/contact/Jessica Van Antoine on LinkedIn: https://www.linkedin.com/in/jessica-van-antoine-fdnp/ ERICA'S RESOURCES & LINKSStart small with me inside HER Jumpstart:https://her-collective.mn.co/plans/1985289?bundle_token=60b2c61d62213cdbd16d437cdc0e4204&utm_source=manual

A mentor from my youth recently passed away, and it reminded me just how fleeting life really is. We spend so much time thinking about protecting our money, property, businesses, and other assets—but your number one asset is your life itself. In this short video, I reflect on life, legacy, and why protecting your human life value through life insurance is ultimately about protecting the people and purposes that depend on you.Financial planning matters. Building wealth matters. But none of it should cause us to forget the irreplaceable asset at the center of it all: your life and the legacy you leave behind.⚔️ LIVE & LEAVE A LASTING LEGACY

"Service and installation is your moat—and I can't cross it." That's a direct quote from an AI agent when Tim asked how specialty retailers stack up against big box and e-commerce. In this episode—the first of a two-part series on the value of specialty installation—Tim shares a class he taught for the North Central HPBA in Wisconsin, making the case that installation isn't a necessary evil or a line item to tack onto a quote. It's the single most important asset any retailer in this industry has. In this episode, Tim covers: - Why retailers lose jobs four-to-one to indecision over competition—and how a seamless baton pass from showroom to estimator to install crew closes that gap - The 20% rule—most customers will pay up to 20% more for a service that's less of a hassle, which means you don't need the best price, just a competitive one - How to build a value wedge—something important to your customer, unique to your company, and objectively defendable—that makes your business impossible to shop against Don't miss this one if you've ever treated installation labor like a commodity—Tim lays out exactly why your install team, not your product line, is the thing big box and e-commerce can't replicate, and how to price, schedule, and sell like you believe it. —— Links from this episode: WhyFire Pro: http://whyfire.com —— Watch this podcast on YouTube: https://youtu.be/824ip58vNag Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-fire-time-podcast/id1433804268 Listen on Spotify: https://open.spotify.com/show/4vHdzg48bE5qFf0KjMeMej?si=7b6cae3923d348f2 Read The Fire Time Magazine: https://www.itsfiretime.com/magazine Subscribe to The Fire Time Magazine: https://itsfiretime.com/subscribe Support The Fire Time Podcast financially: https://www.itsfiretime.com/join Want to get more fireplace leads for your company? Check out: https://findmyfireplace.com

We are sharing some of our favorite episodes from the podcast this month as we wind down the summer. Next up is this conversation we had about how we view our spouse's differences and the ways our perspective can make a world of difference.When you look at your spouse, do you notice how their unique way of thinking fills the gaps in your own? Do you celebrate how they approach life differently?If most of us were honest, we are far more likely to notice these differences in a negative light. It irks us when our spouse loads the dishwasher the “wrong” way or takes a different route to church. We can wonder what in the world they are thinking and how our differences, that cause so much stress and strife, could ever be viewed as an asset. In this conversation, we address why we can struggle to celebrate our spouse's strengths, skills, talents, and qualities that make them special.In our own marriage, we encountered moments where the character we love about our spouse is also the thing that costs us something. For me, I took pause when Rob's love of learning meant an investment of time and money to pursue a master's degree. For Rob, my gift of hospitality collided with his introverted personality and took him out of his comfort zone.In this episode, we share:How we have seen each other as a liabilityHow to shift your mindset in a more positive directionHow to see your spouse as an assetAnd much more!We hope you enjoy this conversation!

The Truth About Forgiveness: Why It's Your Biggest Asset Right Now! Forgiveness Is For YOU: HOW to Release The Weight Blocking Your Business! SYBAC265 Pop in here every day for a dose of different business building perspective! https://facebook.com/supersizebusiness Supersize Your Business (free) Skool link: https://www.skool.com/supersize-your-business-1654/about #supersizeyourbusinessannualchallenge #emotionalintelligence #forgiveness Forgiveness is not just for others; it is the vital key to reclaiming your personal energy and stopping the drain on your work. Holding onto resentment acts like an anchor on your daily progress. Many of us carry the weight of past decisions, not realizing how much mental bandwidth we sacrifice to keep those negative feelings alive. This session focuses on why choosing to practice forgiveness is a strategic move for your own mental clarity. You will learn how to identify the specific burdens you are carrying and practical steps for letting go of that heavy baggage. By shifting your focus away from past mistakes, you can redirect that reclaimed energy toward your current goals. True emotional healing starts when you stop punishing yourself for what has already happened. Subscribe for daily personal growth perspectives, and share in the comments: what is one burden you are ready to release today? 0:00 Why Forgiveness is Your Secret Weapon 0:31 The Art of Forgiving Yourself 2:06 Severing Ties That Drain Your Energy 3:07 Powerful Rituals to Release the Past

Daniel Dines is one of the greatest European founders of the last decade. As the Co-Founder of UiPath, he has scaled the business to a market cap high of $ 44BN in 2021, with the company now generating $1.72BN in revenue, growing 15% year-on-year. The company raised $2BN before its IPO, backed by Sequoia, Accel, CapitalG, Coatue and Kleiner Perkins.  AGENDA:  05:00 Why Dario is Wrong About Millions of AI Einsteins? 13:00 Is AI Safety Becoming an Excuse to Kill Open Source? 21:00 Does UiPath Really Need 4,000 Employees? 28:00 Would You Help Train the AI That Could Replace You? 32:00 What Percent of Salary Spend Does Daniel Spend on Inference? 34:00 Can You Really Vibe Code Your Way Out of Paying for Software? 37:00 Why Would Anyone Take Their Company Public Today? 39:00 Could an OpenAI–Anthropic Duopoly Break Nvidia's Business? 45:00 Will AI Models Capture the Value—or Will the Apps? 49:00 Is Fireworks Still Undervalued at $15 Billion? 56:00 Has Europe Already Lost—and Should Founders Leave? 1:03:00 What Could Kill UiPath—and How Is AI Changing the CEO's Job? 1:06:00 60 Supplements a Day: How Far Would You Go to Live Longer?

Selling a podcast probably isn't something most business owners think about when they start a show. But if your podcast is connected to your business, you may be building an asset with far more value than you realize.In this episode, I'm joined by exit readiness strategist Amy Sussex to talk about what actually makes a podcast valuable—and whether selling a podcast is really possible. Amy and I have also been working together on the strategy behind her own show, looking at its positioning, discoverability, audience, and how the podcast connects to the larger business she's building.Because a podcast's value isn't necessarily sitting in its download numbers. It can live in the audience you've built, the intellectual property inside your catalogue, your brand and positioning, your podcast SEO and search visibility, your systems, and the relationship between the show and the revenue it helps create. That's where podcast business strategy starts to look very different from simply trying to grow a bigger audience.We also get into one of the most interesting questions for expert-led podcasts: what happens when the host is part of the value? Building authority around your expertise is exactly what we want your podcast to do, but there's a difference between building something that is founder-led and something that is completely founder-dependent. If selling a podcast or eventually selling the larger business is even a possibility, that distinction matters.And then there's your back catalogue. If you've created 100, 200, or 300 episodes over the years, those aren't necessarily just old audio files sitting in a feed. You may have built a searchable body of intellectual property that continues attracting listeners, establishing your expertise, and creating opportunities for your business long after an episode was published. That changes the conversation from how to monetize your podcast today to how you build something with lasting value.Even if you have absolutely no intention of selling a podcast, this conversation matters. Building a show with clear positioning, owned assets, documented systems, strong intellectual property, and a real connection to your business can make the podcast more valuable to you right now. The question isn't only how many people are listening. It's what you're actually building with their attention.Amy is also one of 20+ Canadian experts joining me for The Canadian Entrepreneur Podcast Experience, September 28-30 We're spending three days talking about growing your podcast audience, authority, and revenue, and Amy will be there teaching more about building value into the business behind your show.Grab your free seat at janditchfield.co/summit and come learn with us.Ready to grow your podcast alongside Canadian women who get it?The Show is Canada's podcast business mastermind for women entrepreneurs who want to build a podcast that gets found, grows their business and climbs the Canadian charts.Inside, we're working on the things that actually move a show forward: podcast business growth strategy, discoverability and SEO, audience growth, analytics, content, authority, Canadian chart strategy and turning your podcast into a business asset.You'll also be part of a room full of Canadian women podcasters to connect and collaborate with, plus access to Canadian guest opportunities, Sponsor Match, podcast growth resources and The Show LIVE—our monthly mastermind where we dig into what's working, what's not and what to do next.The Show is free to join.If you're a Canadian woman entrepreneur building a podcast to grow your business, come find your people—and let's put more Canadian women on the podcast charts.Join The Show → janditchfield.co/theshow

What happens when the person responsible for running the practice isn't functioning at her best? I sat down with Emily Sadri, a board-certified women's health nurse practitioner, certified nurse midwife, and founder of Aurelia Health, to talk about the hormonal changes that can affect women in midlife. Emily explains why perimenopause can show up through changes in metabolism, sleep, mood, cognition, and stress tolerance even when you're still having a regular period. We also talk about her “hormones first” approach, why she believes women need care that looks at the broader picture, and what all of this means when you're also responsible for running a business. If you own a hands-on practice, you are the asset. This conversation is about paying attention to the person responsible for serving the clients, making the decisions, and building the business. Connect with Emily Sadri Emily Sadri is a Board Certified Women's Health Nurse Practitioner, Certified Nurse Midwife, and hormone expert who founded Aurelia Health, a modern concierge telehealth company that serves women navigating perimenopause and menopause. Emily's areas of expertise include metabolic health, precision hormone care, and longevity medicine. She resides in the Midwest with her husband, four children, and two dogs. Aurelia Health: aureliahealth.com Emily Sadri: emilysadri.com Instagram: @EmilySadri_NP Special Offer: Use code HAMMELL100 to save $100 off an initial visit with Aurelia Health. Ready to Get Fully Booked? The Get Fully Booked Challenge is coming November 9th through the 13th, and we're spending five days working on how you run your hands-on business. I'll walk you through a clear path toward keeping your calendar booked, leading your clients with confidence, and making real money doing the work you love. If you're building a practice, close to starting one, or already booked and ready to build something stronger, this challenge is for you. Block off November 9th through the 13th on your calendar and make sure you're on my email list at https://themfrcoach.com/mailing-list  so you'll be the first to know when it's time to grab your seat.   **This podcast is not medical advice and is not a substitute for consultation with an appropriate medical professional. We make no representations as to any physical, emotional, or mental health benefits that may be derived from listening to our podcast. Likewise, we do not make any representations or guarantees as to any possible income, business growth, additional clients, or any other earnings or growth benefits that may be derived from our podcast. Any testimonials, examples, or other results presented are the experiences of one client. We do not represent or guarantee you will achieve the same or similar results. You understand and agree you are solely responsible for any decisions you make from the information provided.**   The Fully Booked Therapist Podcast includes affiliate links in its show notes. This means we may earn a commission if you click on or make purchases via the links in our show notes.

Maxing out your 401k or retirement accounts sounds like a major financial win, but even great savers can make costly mistakes. In this episode of the Wise Money Show, we break down common retirement contribution mistakes involving catch-up contributions, employer matches, Roth rules, and income limits. Learn how to avoid missed opportunities, unexpected tax problems, and other errors while making the most of your retirement savings.  Season 12, Episode 5 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/JNPRD11cbEw  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Fri » Kids caffeinate their way through exhaustion, while education tries to engineer the struggle out of learning.Also: John Stonestreet takes on cultural contradictions over the body and false equivalence over Islamism. Steve Limkeman returns to Middle-earth 25 years later to ask why its wonder still enlarges the real world. Plus: George Grant meets late-blooming reader Scotty Smith, who says books became “a radical gift in my life.”EP 3490 · Fri Sep 18, 2026Today's stories—> Friday morning news> Culture Friday: Overclocked childhood> LOTR: Wonder, recovered> Quest with George Grant: The late reader★ Order your commemorative sticker celebrating 15 years and 100 million downloads. theworldandeverythinginit.org/stickerThank you for supporting The World and Everything in It ❤️ wng.org/donate──────────────Additional support comes from Boyce College, which offers a Christ-centered education built on the truth of God's Word. Every student—no matter their major—takes 30 hours of Bible and theology, learning how to think biblically, live faithfully, and lead with conviction.Formed from the 160-year legacy of Southern Seminary, Boyce College prepares students for maximum faithfulness in the world, the workplace, the church, and the family. Learn more at boycecollege.comFrom WatersEdge Kingdom Capital. Asset management for churches, schools, and ministries — backed by 80 years of experience. watersedge.com/capitalAnd from Dordt University. Offering fast-track Ag degrees to help graduates make an impact in agriculture sooner. Dordt.edu

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Story of the Week (DR):Anthropic, OpenAI CEOs call for slowdown in AI developmentAnthropic CEO calls to slow the race toward AI ‘superintelligence,' and grants outside evaluators permanent access . Here's what Amodei is suggesting:Each US AI company grants ongoing access to embedded third-party evaluators to check compliance with safety commitments, report incidents, ensure new AI models are not misaligned.All companies in democratic countries building frontier AI models to establish common safety standards as well as limits on the rate of unchecked AI progress.The world's democratic AI powers would coordinate with autocracies – notably China – to control the race. Amodei suggested a baby step could be a narrow agreement prohibiting obviously dangerous uses of AI, such as for the production of biological weapons.PROAltman Matches Anthropic's AI Auditor Pledge While Musk Offers Three-Word Slowdown Backing: 'Dario is right.' Palantir's Alex Karp is calling for AI lab nationalization and criminal liability: Alex Karp said AI builders should face civil and criminal liability for "not being responsible" as the industry debate over AI safety intensifiesMicrosoft AI CEO Agrees: AI Is Getting Dangerous and Needs to Be ControlledAI 'kill switch' may need to be mandatory, Anthropic co-founder [Jack Clark] tells BBCBernie Sanders' AI Bill Threatens 20 Years in Prison for Artificial Superintelligence DevelopersThe legislation would also allow companies to be shut down and create a federal agency to police frontier AI systems.The Ban Artificial Superintelligence Act would outlaw AI systems built to exceed human intelligence.For context, the bill was introduced the same week OpenAI rolled out its GPT-6 Astra model, described by the company as a 'generational leap'. Sanders' office also pointed to an incident from July. It said more than 1,000 OpenAI agents accessed the internet independently, exchanged messages with each other, and got round their own safety restrictions. That lapse, the office said, took engineers nearly two weeks to notice.The bill defines 'superintelligence' to include systems that can match or beat human cognitive performance. It also covers systems that resist shutdown commands, carry out unauthorised cyberattacks, or attempt to overthrow a government.Individual engineers, researchers or executives who breach the ban could face up to 20 years in federal prison. Sanders' office says that term is broadly comparable to penalties for illegally building a nuclear weapon.CONGang of 3: Zuckerberg, Musk, and Huang Call Trump to Oppose AI RegulationMark Zuckerberg says AI doesn't need an industry-wide slowdown because market forces and competition will push companies to make their models safeMark Zuckerberg says AI labs can slow down on their own when safety demands itOpenAI's CFO [Sarah Friar] says the company will pace AI development if safety requires it HYPOCRITE?Greg Brockman says OpenAI has already slowed cutting-edge AI developments over safety concerns HYPOCRITE?Jamie Dimon on AI oversight: 'It should be light touch'Trump downplays warnings of AI risks, citing rivalry with ChinaTrump says a strong, smart president is the only "guardrail" AI needsTrump responds to rising AI safety concerns, insists tech will be 'more good than bad'Trump's 'Whoever Wins AI Wins' Line Draws Scrutiny as He Downplays AI Extinction Warnings From ExpertsTrump called Nvidia CEO Jensen Huang mid-interview to rip AI doomerism: 'The robots will not be taking over'OpenAI boss [Sam Altman] says world 'right to be afraid' but should trust AI firms HYPOCRITE?Sam Altman says some AI accidents are 'unavoidable'Really? Palantir cofounder on AI's threat: 'We're on top of it'In an X post on Saturday, Palantir cofounder Joe Lonsdale brushed aside the worry that advanced AI systems could cause mass human extinction: "The world is going to be alright, guys. Leaders have big responsibilities and challenges ahead, but it doesn't help to scare everyone. We are on top of it."MEANWHILETech CEOs used to fear their boards. No moreAI drives record 10 under-40 billionaires onto 2026 Forbes 400Six Anthropic cofounders join Forbes 400 at $15.5 billion eachOpenAI's president [Greg Brockman] joined the Forbes 400 as its wealthiest new member — worth $25.5 billionSam Altman says this is an 'ill-advised' time to IPO, given safety concernsAnthropic chose Nasdaq for its IPO, giving the exchange a major AI winOpenAI Considers New Financing at a $1.5 Trillion ValuationFINALLYAI staff 'genuinely frightened' for humanity's future, ex-Anthropic researcher tells BBCHOW ABOUT EVERYBODY QUITS?Trump EPA Repeals Biden-Era Rules Limiting GHG Emissions from Power Plants MM The U.S. Environmental Protection Agency (EPA) announced on Monday the repeal of a series of Biden-era rules aimed at significantly reducing greenhouse gas (GHG) emissions from fossil fuel-based power plants, one of the main sources of the U.S.' carbon footprint.In addition to finalizing the repeal of the rules, the EPA also announced a proposal to rescind the 2015 Greenhouse Gas Findings for Fossil Fuel-Fired Power Plants, effectively making it much more difficult for the agency to reinstitute GHG limiting rules for the fossil fuel-fired power generation sector under future administrations.Trump's ‘largest deregulatory action ever' in the power sector will keep old coal plants online longer to fuel the AI boomHAPPY CEOs:Fossil-Fuel Power Generators & UtilitiesJim Burke (Vistra Corp) & Robert Gaudette (NRG Energy): Large merchant power producers with extensive natural gas and coal fleets that avoid capital-intensive carbon capture retrofits or premature unit closures.Harry Sideris (Duke Energy), Christopher Womack (Southern Company) & Bill Fehrman (American Electric Power): Regulated utilities operating major coal and gas generation networks across the Midwest and Southeast, relieving pressure to retire units ahead of schedule.Mark Hewett (Berkshire Hathaway Energy) & Mike Skaggs (Tennessee Valley Authority): Power providers with heavy baseload fossil capacity that avoid major compliance expenditures.Coal Producers & Mining OperationsJames Grech (Peabody Energy): The nation's largest coal miner, benefiting directly from extended power plant lifespans and higher domestic thermal coal demand.Grech has maintained a vocal public relationship with Trump, presenting him with a bronze award honoring him as the "Undisputed Champion of Beautiful Clean Coal."Joe Craft III (Alliance Resource Partners) & Paul Lang (Arch Resources): Key thermal coal suppliers to Midwestern and Eastern power plants that no longer face strict 2030s retirement timelines.Craft donated over $1 million to Trump's 2017 Inaugural Committee and millions more to pro-Trump Super PACs.Trump subsequently appointed Craft's wife, Kelly Craft, to high-level diplomatic posts as U.S. Ambassador to Canada and later U.S. Ambassador to the United Nations.Natural Gas Producers & Midstream InfrastructureToby Rice (EQT Corporation) & Tom Jorden (Coterra Energy): Top domestic natural gas producers positioned to supply fuel for unconstrained new gas-fired turbine generation.Chad Zamarin (The Williams Companies) & Kimberly Dang (Kinder Morgan): Midstream pipeline giants transporting natural gas to power plants, benefiting from sustained pipeline throughput and expanded gas generation hookups.EPA immediately sued over plans to repeal climate rules for power plantsPublic health groups warn EPA rule will cost Americans billions in health bills.The repeal risks leaving the country's single largest source of industrial climate pollution unchecked.SEC proxy rule changes could end 92 years of shareholder protections MMThe Securities and Exchange Commission has put forward one of the most far-reaching corporate governance proposals in decades, moving to scrap the federal rule that has forced public companies to include shareholder proposals in their proxy materials since 1934.The SEC proxy rule changes would rescind Rule 14a-8 entirely and hand authority over shareholder proposals back to state law and individual company charters, according to the agency's announcement.A companion proposal would amend Rule 14a-4(c) to give companies more flexibility and shareholders more control over discretionary proxy voting.The SEC's broader push to update its rules for current market practice and technology also targets several older paperwork requirements that the agency views as outdated.Eliminate the requirement that companies deliver an annual report to security holders.Eliminate the delivery deadline when documents are incorporated by reference into a proxy statement.Eliminate the requirement and the ability to submit Notices of Exempt Solicitation.Shorten the minimum broker search period from 20 business days to five business days.Starbucks Makes Major DEI U-Turn, Agrees to End Race and Sex-Based Hiring Preferences NationwideStarbucks is ending race- and sex-based hiring goals and preferences across its US operations under a nationwide settlement with Florida, agreeing to pay $1 million and submit to four years of annual compliance reviews.Florida Attorney General James Uthmeier's office said the agreement applies to Starbucks operations nationwide, rather than only its stores in Florida.Under the settlement, Starbucks agreed to comply with the Florida Civil Rights Act, including its restrictions on race- and sex-based goals, quotas, and preferences in hiring, promotions, pay, executive compensation, mentorship programmes, supplier selection, and board composition.Starbucks also agreed not to participate in organisations that require an increase in the racial diversity of its board of directors. Its chief legal officer must submit annual certifications confirming continued compliance for four years. The company will pay $1 million to the Florida Department of Legal Affairs to reimburse the state for time, expenses, and costs associated with the case.Accenture to Pay $25 Million to Settle Latest U.S. DOJ Anti-DEI CaseWarren Buffett is stepping down as Berkshire Hathaway's chairmanBuffett, 96, becomes chairman emeritus effective immediately while his son Howard assumes the role under a long-standing succession planWho Is Howie Buffett, Berkshire Hathaway's New Chairman? I can answer that WSJ and save its readers some time: It's Warren Buffett's son.Goodliest of the Week (MM/DR):DR: Barclays workers ask for more money to return to the office MM DRMM: Barclays workers ask for more money to return to the officeIsn't this the first step toward a unionized financial sector??Assholiest of the Week (MM):HypocritesMan using AI to kill people thinks men using AI to kill people should be held responsible: Palantir's Alex Karp is calling for AI lab nationalization and criminal liabilityLying sociopath calls AI a lying sociopath: OpenAI Warns of Six Concerning AI Behaviours as Models Hid Mistakes and Circumvented SafeguardsGuy who said China says Not China: Sam Altman Warns AI Race With China Can't Justify ‘Recklessness'—‘No Reason Any of Us Should Come to Work' Without Safety AccountabilityGuy who just paid 17bn for worst safety on earth says other guy needs to focus on safety: Mark Zuckerberg Takes Aim at Anthropic in Debate Over A.I. Slowdown (“A.I. labs should be focused on safety rather than improving their own technology.”)Politicians think a billionaire not named Trump should be held accountable for Epstein: House votes to hold billionaire Leon Black in contempt of Congress over Epstein investigationForgetting climate change was the result of the oil boom: Trump Compares AI Data Centers To Oil Boom — Nvidia CEO AgreesI don't even need a hypocritical talking point: Trump has been making more stock trades than all of Congress combined while backing a ban that excludes himGates Foundation is pledging $1 billion to spread AI to the world's poorest communitiesMedia covering democracy DRSEC proposes ending federal oversight of shareholder resolutions | Ukraine news - #MezhaSEC proxy rule changes could end 92 years of shareholder protections - CryptonomistStatement on Proposals to Rescind Rule 14a-8, Amend Rule 14a-4, and Modernize Proxy Solicitation - the SECIt's Another Biggie! SEC Proposes to Rescind the Shareholder Proposal Rule - a guy named Broc's blogIt got one hit each at Bloomberg Finance and Yahoo Finance, bottom of the columns buriedBut a million stories about this: SEC clears path for tokenized stocks, bringing the market closer to 24/7 tradingPaul Atkins justifications for gutting a democratic method that's existed since 1934: The government shutdownWe're too busyInvestors and companies don't really need usIt's unconstitutionalSeriously? Still?Asset owners say ESG returns still a barrier to adoptionData Center's Spill of 5,000 Gallons of Diesel Forces N.J. River CleanupAI Data Centers Are Driving a Surge in “Forever Chemicals,” Research FindsAn Idaho county banned renewables. It's having second thoughtsThe Red State AG Attack on ESG Continues to Misfire.Oracle Signs Over 1.7GW of Clean Energy Deals in Bid to Match Data Centers with 100% Carbon-Free EnergyBlowhardiest of the WeekDR: Jamie Jamie double double:Jamie Dimon says the American Dream is alive, but it's slipping out of reach for too many people—and for future generationsJamie Dimon, David Solomon, other top execs praise Trump admin's pro-business policiesMM: Jamie Dimon on AI oversight: 'It should be light touch'Guy with no AI experience gives thoughts on AI regulationHeadliniest of the WeekDR: These two back-to-back in my news feed:Microsoft publishes 37-page 'humanist' code of conduct after AI doom debate: 'This is urgent'Jack in the Box is launching a Simpsons Halloween menu with glow-in-the-dark cupsMM: MAGA's Golf Club Activity Branded 'Gruesome' as Fish Were Dumped Into Chlorinated Pool for Kids to CatchWho Won the Week?DR: Howie's son Howard Warren Buffett (43)MM: Nepo babies: Nike Announces LVMH Heir Alexandre Arnault is Joining its Board of DirectorsWarren Buffett Steps Down as Berkshire Chairman and Names Son to Replace Him“He will remain on the board as chairman emeritus.”“Howard Buffett, 71, has been a director at Berkshire for more than 30 years.” - he's already older than the average director by 6 yearsPredictionsDR: AI ends humanity, then deeply apologizes for threatening to end humanity MM: AI deeply apologizes for threatening to end humanity, then ends humanity

Thu » Some dying patients who could no longer speak or respond suddenly reconnect with loved ones. Terminal lucidity offers a glimpse of the mind at life's edge.Also: Secretary of State Rubio courts Latin America as China deepens its economic hold, while falling SNAP rolls test tougher work rules. Maria Baer finds history in movies, musicals, and handstands. Plus: a hood-riding snake, and David Closson on Britain's assisted-suicide reversal.Today's stories—> Thursday morning news> Rubio: The harder sell> SNAP: What drove the drop?> Terminal lucidity: The return before goodbye> Kicker: The hood hitchhiker> Feature: History at play> David Closson: Arguments still matter★ Order your commemorative sticker celebrating 15 years and 100 million downloads. theworldandeverythinginit.org/stickerThank you for supporting The World and Everything in It ❤️ wng.org/donate──────────────Additional support comes from Dordt University. Offering fast-track Ag degrees to help graduates make an impact in agriculture sooner. Dordt.eduFrom WatersEdge Kingdom Capital. Asset management for churches, schools, and ministries — backed by 80 years of experience. watersedge.com/capitalAnd from Boyce College, which offers a Christ-centered education built on the truth of God's Word. Every student—no matter their major—takes 30 hours of Bible and theology, learning how to think biblically, live faithfully, and lead with conviction.Formed from the 160-year legacy of Southern Seminary, Boyce College prepares students for maximum faithfulness in the world, the workplace, the church, and the family.Learn more at boycecollege.com

Wed » Hunter Baker on the limits of U.S. leverage—from Iran and AI regulation to Canada's turn toward Europe.Also: In Germany, the election winner may still remain outside government, while Maria Baer lets her children make America's story their own. Plus: an emu makes a break for freedom, and Cal Thomas considers how to keep powerful tools in their proper place.Today's stories—> Wednesday morning news> Washington Wednesday: The limits of leverage> WORLD Tour: The winner stays out> Kicker: Free-range fugitive> Feature: Making the story theirs> Cal Thomas: Tools, not masters★ Order your commemorative sticker celebrating 15 years and 100 million downloads. theworldandeverythinginit.org/stickerThank you for supporting The World and Everything in It ❤️ wng.org/donate──────────────Additional support comes from Dordt University. Offering fast-track Ag degrees to help graduates make an impact in agriculture sooner. Dordt.eduFrom WatersEdge Kingdom Capital. Asset management for churches, schools, and ministries — backed by 80 years of experience. watersedge.com/capitalAnd from Boyce College, which offers a Christ-centered education built on the truth of God's Word. Every student—no matter their major—takes 30 hours of Bible and theology, learning how to think biblically, live faithfully, and lead with conviction.Formed from the 160-year legacy of Southern Seminary, Boyce College prepares students for maximum faithfulness in the world, the workplace, the church, and the family.Learn more at boycecollege.com

Maye Musk is a model, dietician, and author. But before any of that success, she was 50 years old, newly single, and unable to make rent. Today, Maye joins Nicole to talk about her new memoir, Timeless, and the financial reinvention that came after everything fell apart. Maye opens up about the financial abuse she experienced in her first marriage, including how her ex-husband removed her signing rights from their joint account and took her savings, and why she still advises women to keep some money of their own, no matter how it might be received. She shares what it was like starting over in a new city with almost nothing, working her way back from a $2,000-a-month apartment she could barely afford, and the confidence it took to build two entirely new careers from scratch in her 50s. Then, Maye and Nicole get into why she didn't become a full-time model until her 60s, how she reframes aging as an asset instead of something to hide, and the mindset that let her keep saying yes to jobs, rejection, and reinvention well past the age most people consider their prime. Here's what Nicole covers with Maye: 00:00 Maye's Life Starting Over at 50 02:00 Not Being Able to Pay Rent for the First Time 06:38 Escaping a Financially Abusive Marriage 08:41 Why Maye Advocates for Women Having Their Own Bank Account 11:02 Starting Over With Nothing 21:45 Confidence, Rejection, and Getting to "One Out of 20" 23:04 Becoming a Full-Time Model at 60 26:36 Why Age Became an Asset, Not a Liability 27:11 Having to Stop Her Practice as Her Fame Grew 37:31 Tip You Can Take Straight to the Bank ----------------------- Start investing at https://SoFi.com/MNN Private Wealth Collective: Nicole's boutique wealth management practice for people who want more than a robo-advisor and less than a hedge fund minimum. Real strategy, real relationship. https://privatewealthcollective.com The Money School: Nicole's $149 investing course that actually breaks down stocks, ETFs, crypto, and building a real portfolio, no jargon, no judgment, lifetime access. https://themoneyschool.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Tue » Washington debates how to regulate AI dangers no one fully understands—without slowing the race and handing China an edge.Also: Iran-backed Houthis squeeze a second global shipping chokepoint. Meanwhile, students are reaching college without basic literacy. Plus: elementary schools rethink screens, Girl Scout cookie season goes to the dogs, and Bethel McGrew carries a 9/11 hero's story into a new generation.Today's stories—> Tuesday morning news> Interview: Regulating in the dark> Yemen: The second squeeze> Literacy: The pretend degree> Kicker: Good boys get cookies> Education: Lessons offscreen> Commentary: Carrying his name★ Order your commemorative sticker celebrating 15 years and 100 million downloads. theworldandeverythinginit.org/stickerThank you for supporting The World and Everything in It ❤️ wng.org/donate──────────────Additional support comes from Dordt University. Offering fast-track Ag degrees to help graduates make an impact in agriculture sooner. Dordt.eduFrom WatersEdge Kingdom Capital. Asset management for churches, schools, and ministries — backed by 80 years of experience. watersedge.com/capitalAnd from Boyce College, which offers a Christ-centered education built on the truth of God's Word. Every student—no matter their major—takes 30 hours of Bible and theology, learning how to think biblically, live faithfully, and lead with conviction. Formed from the 160-year legacy of Southern Seminary, Boyce College prepares students for maximum faithfulness in the world, the workplace, the church, and the family. Learn more at boycecollege.com

Mon » A professor parodies a school-endorsed land acknowledgment, is punished for it, and wins a First Amendment fight.Also: David Bahnsen says Vice President Vance's $9,000 family benefit would expand the welfare state amid a $2 trillion deficit, and calls President Trump's proposed $5,000 dividend even more reckless. Plus: Muhammad Ali climbs back to the heavyweight title one last time.Today's stories—> Monday morning news> Legal Docket: Reality acknowledgment> Monday Moneybeat: The family subsidy trap> WORLD History Book: One last impossible★ Order your commemorative sticker celebrating 15 years and 100 million downloads. theworldandeverythinginit.org/stickerThank you for supporting The World and Everything in It ❤️ wng.org/donate──────────────Additional support comes from Boyce College, which offers a Christ-centered education built on the truth of God's Word. Every student—no matter their major—takes 30 hours of Bible and theology, learning how to think biblically, live faithfully, and lead with conviction. Formed from the 160-year legacy of Southern Seminary, Boyce College prepares students for maximum faithfulness in the world, the workplace, the church, and the family. Learn more at boycecollege.comFrom WatersEdge Kingdom Capital. Asset management for churches, schools, and ministries — backed by 80 years of experience. watersedge.com/capitalAnd from Dordt University. Offering fast-track Ag degrees to help graduates make an impact in agriculture sooner. Dordt.edu