Podcasts about Asset

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agency owners start out chasing freedom and then wake up one day realizing they've built a job they can't escape. Today's featured guest will unpack what it actually looks like to build a lifestyle-first agency that protects your time, adapts to AI, and still pays the bills without burning you out. She has run a small profitable agency for over a decade without a bloated team, nonstop chaos, or ego-driven "scale at all costs" thinking, and she breaks down how designing your agency backward from your life (not an exit slide) changes everything. Marissa Rosen is the founder of Climate Social, a 10-year-old micro-agency built around flexibility, partnerships, and human-first marketing. She's proof you don't need a bloated team, or chaos to run a sustainable, profitable agency. In this episode, we'll discuss: Deciding to build a lifestyle business Setting clear boundaries that clients learn to respect Adapting roles instead of fighting change Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Lifestyle Agency Lie and How to Actually Do It Right Marissa didn't start Climate Social with a master plan to sell it for a giant payday. She knew she cared about climate action, storytelling, and social media, and she wanted a business that fit her life. Ten years later, that intention has paid off in a very real way. Her agency operates as a true lifestyle agency. Marissa works from home, sets her own hours, chooses her clients, and stays deeply involved in the work she enjoys most. The agency provides stability, fulfillment, and income, without requiring her to sacrifice time with her kids or burn herself out chasing scale for scale's sake. While many agency owners seek to build an agency to sell, it's not the plan for everyone, and it's a path that usually comes with years of sacrifice. A lifestyle agency, on the other hand, is available to far more owners if they design intentionally. The key isn't size. It's clarity around what kind of life the agency is meant to support. Setting Rules So Clients Don't Run Your Life One of the biggest traps agency owners fall into is mistaking flexibility for chaos. They start an agency for freedom, then say yes to everything, and suddenly the business owns them. You can avoid this by setting clear, non-negotiable rules. For example, Marissa doesn't take meetings after 3 p.m. Eastern. That's when her kids come home, and her role shifts from founder to mom. Clients know this upfront, and they respect it. Whoever sets the rules first wins. If you don't define boundaries, your clients will do it for you. And once expectations are set early, they're much easier to maintain. From Solo Operator to Partner-Led Agency A major shift in Marissa's business came when she stopped trying to do everything herself. Early on, it was essentially a solo operation. Over time, she transitioned into a partner-based model, bringing in trusted specialists for branding, web development, PR, and other services. This shift removed a massive amount of pressure. Instead of being responsible for sales and delivery and execution, Marissa focuses on strategy, relationships, and assembling the right team for each engagement. Clients get better outcomes, and she gets her time back. This is a critical lesson for agency owners feeling stuck in the weeds. You don't need a huge team to scale intelligently, but you do need to stop being the bottleneck. Leveraging partners is often the fastest way to reclaim bandwidth without blowing up overhead. Adapting Roles Instead of Fighting Change We all know AI has dramatically changed certain services, especially in areas like video production and content creation. Tasks that once took days can now be done faster and cheaper, which has forced agencies to rethink pricing and positioning. But here's the important part: AI hasn't replaced strategy, relationships, or judgment. Clients still need someone to guide them, ask the right questions, and make sure the output actually connects with the right audience. AI is a tool, not a replacement for thinking. In some agencies, traditional media buying roles are being replaced, not eliminated by AI manager roles. Teams aren't shrinking; they're shifting. The agencies winning right now aren't asking, "How do we avoid AI?" They're asking, "How do we use AI to save time and deliver better results?" That mindset opens up new service offerings, new efficiencies, and new value for clients. Your role as an owner shifts from "doing" to directing. For Marissa, marketing is H2H — human to human. Whether it's B2B or B2C doesn't matter as much as people think. At the end of the day, buyers want to know who they're working with, what they stand for, and whether they can trust them. That's why Marissa spends so much time helping founders and executives show up authentically on social media—not just hiding behind a brand logo. AI can help with efficiency. Automation can help with scale. But relationships are still the differentiator. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Episode Summary Free markets only work when signals are honest. Today's money signals are distorted so people work harder, earn more, and still feel stuck. In this episode, Curtis exposes the myth of free markets, explains why money friction is engineered into the system, and reveals the three silent wealth leaks draining households and business owners every day. What you'll learn Why distorted money signals break personal decision-making How locked money forces debt as default liquidity The real reason people feel behind even with good incomes The three wealth leaks most people never measure: -Interest -Taxes -Opportunity cost -Why budgeting fails when the system itself is broken Most people don't overspend they're oversiloed. Their money exists, but it's trapped when life happens. Want help identifying your leaks and rebuilding cash flow control? Go to practicalwealth.net and book a Clarity Call. We'll map your cash flow, find the leaks, and outline your first corrective moves.   Episode Resources Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com How Ready Are You to Be Your Own Bank? → https://curtis-hzw1jezd.scoreapp.com The Practical Wealth Show with Curtis May Keywords Myth of free markets Debt paradigm Cash flow control Money signals Liquidity and control Opportunity cost Household capitalism Private reserve Infinite banking Personal economy Cash flow mapping Financial systems Episode Highlights 00:00–00:31 - The myth of free markets and distorted money signals 00:31–01:24 - The debt paradigm and why institutions don't play by the same rules 01:24–02:08 - Asset-rich, cash-poor: why high earners still feel broke 02:08–02:58 - The leaky bucket: interest, taxes, and opportunity cost 02:58–03:26 - What if you could use money and still keep it growing? 03:26–04:26 - Real-world example: business owners saving, borrowing, and leaking simultaneously 04:26–05:22 - Wealth leaks beyond interest: mortgages, retirement, education 05:22–06:16 - Institutional incentives and why people play a rigged game 06:16–06:55 - Why budgeting isn't the solution—structure is 06:55–08:04 - Cashflow mapping vs reactive money management 08:04–08:44 - Parkinson's Law and why money disappears without systems 08:44–09:38 - Separating accounts and creating cash flow clarity 09:38–10:47 - Cash flow stress, revenue targets, and business discipline 10:47–11:43 - The "red pill" moment of understanding money systems 11:43–12:55 - Control, liquidity, and why structure reduces stress 12:55–14:04 - Earning more by creating more value 14:04–15:27 - Stewardship, leadership, and becoming the bank 15:27–15:49 - Final call to action and next steps  

One of the richest men in the world quietly became the largest private owner of farmland in America. Why? Is Bill Gates retreating from technology? Or is he making the most important AI bet of all? In this episode, Cal reads from an article that reframes everything. Gates' farmland strategy isn't nostalgia. It's a blueprint for the next economy. AI will build the digital world for free. But every digital system still depends on something finite. Land. If you want to understand where the 21st-century fortunes will be made — and what that means for your future — this episode is for you.

Your brand should be working for you, not exhausting you. In this episode, we break down the difference between a brand that functions as a true asset and one that quietly becomes a liability. I'm diving into positioning, narrative, and why visibility without strategy can actually slow your growth instead of accelerate it. If you feel like you're constantly creating, constantly showing up, and still not seeing momentum, this conversation will help you understand why. We'll unpack how to shift from effort driven marketing to leverage driven branding so your content builds authority, your message compounds over time, and your brand starts carrying weight in your industry instead of just making noise.Business audit: https://forms.gle/dWKUCJcaJMFP5jHe8PLR Library: https://bit.ly/GoalDiggerPLRJoin The Vault & Get Instant Access to 75+ Courses, Monthly Zoom Sessions, Curated Curriculum to fit your biz needs, New Courses add Each Month, and so much more!https://bit.ly/TheOfficialVault Grab your FREE copy of my book, ‘Boss It Up Babe!'https://bit.ly/BOSSItUpBabeBookHost Bio:Kimberly Olson is a self-made multi-millionaire and the creator of The Goal Digger Girl, where she serves female entrepreneurs by teaching them simple systems and online strategies in sales and marketing. Through the power of social media, they are equipped to explode their online presence and get real results in their business, genuinely and authentically. She has two PhDs in Natural Health and Holistic Nutrition, has recently been recognized as the #2 recruiter in her current network marketing company globally, is the author of four books including best-sellers, The Goal Digger and Balance is B.S., has a top 25 rated podcast in marketing and travels nationally public speaking. She is a mom of two and teaches others how to follow their dreams, crush their goals and create the life they've always wanted.Website: www.thegoaldiggergirl.comInstagram: www.instagram.com/thegoaldiggergirlFacebook: www.facebook.com/thegoaldiggergirlYoutube: www.youtube.com/c/thegoaldiggergirlGrab The Goal Digger Girl Journal: https://amzn.to/3BeCMMZCheck out my Facebook groups for those that want to build their business online through social media, in a genuine and authentic way:Goal Digging Boss Babes: http://bit.ly/GoalDiggingBossBabesFempreneurs:  https://bit.ly/FempreneursCashFlowQueensLeave a review here: Write a review for The Goal Digger Girl Podcast.Subscribing to The Podcast:If you would like to get updates of new episodes, you can give me a follow on your favorite podcast app.

A 23-year-old renter recently said she feels her money is safer in the stock market than in a house—a statement that may surprise investors shaped by past housing and market crashes. The “Henssler Money Talks” hosts explore how generational experience influences our perception of risk and why what we've lived through often drives how we invest—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z's era of rapid recoveries and tech-driven growth.Original Air Date: February 21, 2026Read the Article: https://www.henssler.com/have-markets-become-the-safe-asset

In this episode, Toby Belsom, Director of Guidance and Reporting at the PRI, is joined by James Alexander, CEO of UKSIF and Chair of the Global Sustainable Investment Alliance, and Mette Charles, ESG Research Lead at Aon Investment Consultants.Drawing on insights from the latest PRI reporting cycle, the largest ever, with over 4,200 signatories participating, the conversation explores what the data reveals about investor commitments, implementation challenges and emerging priorities across the responsible investment landscape.Together, they unpack how investors are navigating geopolitical shifts, regulatory divergence and systemic risks while translating sustainability commitments into meaningful action.OverviewThe latest PRI reporting data highlights five key themes:Reporting still matters, even amid political turbulenceClimate remains the dominant focus across signatoriesGlobal agreements such as the Paris Agreement continue to shape frameworksTranslating commitments into action remains challenging“Value creation” is increasingly used to justify sustainability activityThe discussion reflects on how these trends are playing out across regions and what they mean for asset owners and managers.Detailed coverageClimate remains kingClimate continues to dominate investor priorities, driven by financial materiality and systemic risk. Progress is uneven, and asset owners face constraints linked to policy uncertainty and limited investable opportunities.Global agreements and policy divergenceWhile some governments are stepping back from global commitments, many investors remain anchored to frameworks such as the Paris Agreement and standards like the ISSB. The episode explores tensions created by fragmented regulation.From commitments to meaningful actionMoving from commitments to real-world impact remains difficult. Barriers include data gaps, short-term incentives, regulatory inconsistency and limited scalable opportunities.Emerging themes: nature, AI and physical riskNature-related risk is rising up the agenda, though methodologies remain complex. The discussion also touches on AI-related ESG risks and growing physical climate risk.Human rights and social riskModern slavery, working conditions and gig economy risks remain key issues, with supply chain transparency a continuing challenge.Regional contrastsEurope is reassessing regulation, the US is navigating political shifts, while Japan and Australia are advancing disclosure and fiduciary guidance.Asset owner powerAsset owners, as long-term capital providers exposed to systemic risks, are positioned to shape markets and align sustainability with value creation.To find out more about PRI reporting data, visit our blog.Chapters00:00 – Introduction: insights from PRI reporting data01:25 – Five key themes from the latest reporting cycle06:26 – Global agreements, geopolitics and investor confidence10:07 – Climate leadership, ambition and data challenges13:13 – Nature, AI and emerging ESG priorities15:52 – Barriers to turning commitments into action20:28 – Regional divergence and regulatory shifts25:09 – Asset owners vs managers: alignment and tension26:51 – Human rights, modern slavery and social risk29:44 – Reflections and hopes for 2026DisclaimerThis podcast and material referenced herein is provided for information only. It is not intended to be investment, legal, tax or other advice, nor is it intended to be relied upon in making an investment or other decision. PRI Association is not responsible for any decision made or action taken based on information on this podcast. Listeners retain sole discretion over whether and how to use the information contained herein. PRI Association is not responsible for and does not endorse third parties featured on in this podcast or any third-party comments, content or other resources that may be included or referenced herein. Unless otherwise stated, podcast content does not necessarily represent the views of signatories to the Principles for Responsible Investment. All information is provided “as is” with no guarantee of completeness, accuracy or timeliness, or of the results obtained from the use of this information, and without warranty of any kind, expressed or implied. PRI Association is committed to compliance with all applicable laws. Copyright © PRI Association 2025. All rights reserved. This content may not be reproduced, or used for any other purpose, without the prior written consent of PRI Association.

Simon identifies a critical trap where investors replace their salary with rental income but fail to build a cash buffer for unexpected expenses like property light refurbs or tenant turnovers. He argues that many investors are technically wealthy through equity but remain broke due to poor cash flow, emphasising that the current market landscape of 2026 presents a rare buying opportunity for those willing to restructure their portfolios KEY TAKEAWAYS Investors must maintain a reserve to cover void periods and maintenance; without it, a single vacancy can trigger a downward financial spiral. Before buying new properties, investors should raise rents to market value and consider converting standard lets into HMOs (Houses in Multiple Occupation) or Service Accommodation (SA) for higher cash flow. While increasing borrowing reduces the cash flow of a specific property, the released equity can be used to acquire new, higher-performing assets that more than compensate for the increased interest costs. Mitigating Risk with Insurance: With legislative changes like the Renters' Rights Act making evictions more difficult, using rent guarantee insurance is vital to ensure mortgages are covered even if a tenant stops paying. BEST MOMENTS "I meet a lot of property investors who, in theory, should be well off, but they're broke. Why are property investors broke? Because sometimes they have assets, they have equity, but they don't have enough cash flow." "The penalties you might pay [to remortgage] might be insignificant compared to the discounts you could receive on new properties you're buying." "I absolutely guarantee you, as long as you know what you're doing, it's a fantastic time to be buying property... probably one of the best buying opportunities I've seen in the past 30 years." "It's not just about the money, but life's a lot easier when you have a really good cash flow coming in." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

In this episode, Jeffrey discusses the difference between an asset and a configuration item (CI).Email Jeffrey with any questions or feedback (jtefertiller@servicemanagement.us)Each week, Jeffrey will be sharing his knowledge on Service Delivery (Mondays) and Service Management (Thursdays). Jeffrey is the founder of Service Management Leadership, an IT consulting firm specializing in Service Management, Asset Management, CIO Advisory, and Business Continuity services.  The firm's website is www.servicemanagement.us.  Jeffrey has been in the industry for 30 years and brings a practical perspective to the discussions. He is an accomplished author with seven acclaimed books in the subject area and a popular YouTube channel with approximately 1,600 videos on various topics.  Also, please follow the Service Management Leadership LinkedIn page.

Herzlich willkommen zur neuen Episode des Makler und Vermittler Podcasts! Heute taucht Torsten Jasper gemeinsam mit seinem Gast Lars Fuchs erneut in das Thema Wohngebäudeversicherung ein – ein Bereich, der aktueller denn je ist. Während sich einige Versicherer aus diesem Segment zurückziehen und das Thema mit Unsicherheit behaftet scheint, zeigt DOMCURA eine klare, progressive Haltung. Was motiviert das Unternehmen, trotz Herausforderungen und internationaler Entwicklungen stabil und innovativ im Markt zu bleiben? Torsten Jasper und Lars Fuchs diskutieren die Entwicklungen hinsichtlich Prämien, den Einfluss von KI auf Kostenstrukturen, emotionale Aspekte rund ums Eigenheim und den internationalen Trend zu ausländischen Risikoträgern. Zudem beleuchten sie, warum das Thema Wohngebäudeversicherung nicht nur für Eigentümer, sondern auch für Makler ein wertvolles Asset darstellt. Freuen Sie sich auf spannende Einblicke, ehrliche Einschätzungen und praxisnahe Tipps – ein Muss für alle, die in der Immobilien- oder Versicherungsbranche tätig sind!

The following article of the AI Cloud & Data industry is: “Closing the IT Gap: Strategic Monitoring as a Business Asset” by Luciano Alves, CEO Latam, Zabbix (AA2302)

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training AI didn't wipe out SEO; it just exposed who was phoning it in. While some agencies are panicking about AI "stealing their jobs" or racing to the bottom on price, the smart ones are quietly using it to get sharper, more profitable, and more strategic. Today's featured guest has been in the SEO trenches for 15+ years and runs an agency producing millions of words of content every month. He'll break down his perspective on what's actually happening right now, why generic AI content is worthless, how agencies should really be pricing in an AI world, and why this shift is an opportunity to move up-market instead of becoming a commodity. If you run an agency and don't want to be replaced by a robot (or undercut by one), this conversation is for you. David Arato is the founder of Lexicon Legal Content, producing millions of words of SEO content every month for law firms and law-firm marketing agencies across North America. He's been in the SEO game for 15+ years and lived through the AI disruption firsthand. AI is only killing agencies that refuse to adapt The real problem isn't AI Does the SEO vs AEO matter? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. AI Didn't Kill SEO; It Killed Bad Agencies That Refused to Adapt Probably every agency owner has wondered, "If AI can write content in 30 seconds… why would clients pay us?" over the past couple of years. David had that exact thought in December 2022 when ChatGPT dropped. He literally told his wife he might need to go back to practicing law. Fast forward to now and AI has been nothing but good for business. And that's the part most agency owners are missing. The Real Problem Isn't AI, It's Commoditization According to David, AI removed the barrier to entry for creating generic content. And once everyone can do something, it has no value. That's why blog posts written "for SEO" are dying. Not because content doesn't work, but because copy-paste AI garbage doesn't. Google doesn't care how content is created. They care whether it's helpful, credible, and demonstrates real experience. Especially in "your money, your life" industries like legal, finance, and healthcare. In other words, if your agency's value prop was "we write blog posts," AI exposed how fragile that model was. Why Smart Agencies Are Actually Winning With AI Here's what changed for David's agency, and what should change for yours: Before AI: Writers spent hours on first drafts Margins were capped by human time Strategy was an afterthought After AI: AI handles the grunt work Humans focus on strategy, voice, expertise, and data Content is faster, cheaper to produce, and better That shift matters. Because clients aren't paying for words. They're paying for outcomes. "SEO vs AI Search" Is the Wrong Debate A lot of agencies are stuck arguing: SEO vs AEO SEO vs GEO SEO vs whatever acronym Twitter invents next week Here's the reality: Search is becoming hybrid. This means that, yes, AI overviews now dominate the top of Google. But organic results still matter. Paid is still there. It's all blending together. Which means agencies need to stop selling "SEO deliverables" and start selling search visibility strategy. Same skill set. Bigger mindset. The Pricing Wake-Up Call If you own an agency, you know that clients are asking for more content at lower costs. That's not a threat. It's a forcing function. The agencies that survive will: Increase volume without killing margins Productize strategy Stop selling fulfillment as their core offer The ones that won't? They'll stay stuck in fulfillment, stressed about margins, and quietly resentful of AI. The Real Differentiator Going Forward Everyone has access to the same AI tools. So could clients get the same results by themselves? Not likely What they don't have: Your data. Your experience. Your insights from years in the trenches That's the leverage. And it's why authenticity, real expertise, and human connection are becoming premium assets, whether in content, video, or sales. AI can't shake a hand, AI can't read the room, AI can't replace leadership. That's your unique value proposition. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Small mistakes early in retirement can quietly derail even the best financial plan. In this episode of The Wise Money Show, we share five of the most common early retirement mistakes that can impact your taxes, withdrawal strategy, investment plan, healthcare costs, and long-term income. Learn how to avoid these traps and keep your retirement on track with a sustainable financial plan and proactive tax strategy.  Season 11, Episode 27 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/ktkrR5gTpP0  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

  Two veteran newsletter editors map out where the next big moves, and best entry points, could emerge across metals and energy in 2026.  ...

In this episode of Divorce at Altitude, Ryan Kalamaya is joined by Jonathan Steele, a family law expert with a focus on digital assets and privacy in high-asset divorces. As cryptocurrency and digital assets grow in importance, understanding how to manage them during a divorce is crucial. Jonathan shares his expertise on tracking digital assets, including Bitcoin, Ethereum, and other cryptocurrencies, and explores methods for handling privacy concerns, especially when assets are hidden in cold storage or transferred through exchanges.They discuss common misconceptions about cryptocurrency, privacy issues in divorce cases, and the best practices for ensuring financial transparency. Whether you're dealing with crypto, concerned about privacy, or navigating a high-asset divorce, this episode offers practical insights for both clients and attorneys.Guest Information Jonathan Steele is a Chicago-based family law attorney with a focus on digital asset discovery and privacy in high-asset divorces. His expertise in cybersecurity and cryptocurrency has made him a trusted advisor in complex divorce cases.Episode OutlineUnderstanding Digital Assets in Divorce Explore the different types of digital assets, including crypto and domain names, and their role in high-asset divorces.Common Misconceptions About Cryptocurrency Jonathan clarifies misconceptions about crypto's anonymity and how transactions can be traced.Tracking Digital Assets in Divorce Learn how to track assets by reviewing bank statements and crypto exchanges, plus easier methods for discovery.Cold Storage and the 12-Word Seed Phrase Discover how cold storage wallets work, and why they're used to hide assets.Navigating Digital Privacy Issues Understand how spyware and shared devices can compromise privacy, and how to protect it during divorce.The Role of Full Financial Disclosure Learn the importance of accurate financial disclosure and how to uncover hidden assets in divorce.Best Practices for Digital Asset Discovery Jonathan shares tips for lawyers on investigating and verifying digital asset holdings during divorce.Protecting Privacy in High-Asset Divorces Strategies for ensuring privacy during divorce, including secure communication and password resets.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

James Waddell is President and Chief Research & Innovation Officer at Cognitive Corp where he is passionate about using AI to improve how buildings are designed, run, and experienced. Mike Petrusky welcomes James back to the show for an update on the current state of AI in asset and facility management, its practical applications, and its potential impact on the industry. They explore the challenges of implementing AI, the importance of having a strategic intent, and the need for humans to work alongside AI tools in the future of the built environment. James shares some of his career journey in the world of facility management, real estate and the workplace and offers a unique perspective on the evolution of AI in the industry. AI has now become a sophisticated tool capable of producing high-quality work results, so Mike and James discuss the importance of communicating the value of AI to stakeholders and measuring its impact on your organization as they offer the inspiration you need to be an Asset Champion! Connect with James on LinkedIn: https://www.linkedin.com/in/jcwaddell/ Learn more about Cognitive Corp: https://www.cognitive-corp.com/ Explore Eptura™: https://eptura.com/ Discover free resources and explore past interviews at: https://eptura.com/discover-more/podcasts/asset-champion/ Connect with Mike on LinkedIn: https://www.linkedin.com/in/mikepetrusky/  

In this episode we discuss why we remain constructive on Japan—how Prime Minister Takaichi’s mandate for fiscal expansion, the Bank of Japan’s rate normalization, and the new U.S.-Japan investment agreement are strengthening the investment environment and earnings backdrop. We also touch on near-term risks and why the setup remains compelling.#Japan #Investing #Markets #Equities #Macro To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

Key Trends in Donor-Advised Funds and AI's Role in Nonprofits In this episode of the Nonprofit Newsfeed, the hosts discuss significant trends shaping the nonprofit sector, focusing on Donor-Advised Funds (DAFs) and AI's evolving impact. Main Topics: Website Update: The Nonprofit Newsfeed site has been revamped for better user experience and branding. Donor-Advised Funds (DAFs): Predicted to exceed $450 billion in assets, indicating mainstream adoption. Nonprofits should adapt strategies to include dedicated DAF donation pages. DAFs are becoming accessible beyond ultra-wealthy donors. AI and Nonprofits: The era of "free AI" is ending, with rising costs expected for AI tools. Nonprofits need to strategize for continued AI access, possibly through collaboration. Digital inequity concerns as AI access may widen the gap for underserved communities. Candid's Strategy: Candid aims to become a key AI data source amid workforce reductions. Reflects challenges in content monetization due to AI-driven changes. Innovative Community Solutions: The Nomad Alliance in Utah operates a mobile shelter for the homeless, showcasing empathy-driven innovation. Key Insights: DAF growth offers new fundraising avenues but requires strategic adaptation. Rising AI costs necessitate proactive planning by nonprofits. Candid's pivot highlights changing data dissemination dynamics in philanthropy. Community-driven solutions like the Nomad Alliance demonstrate impactful innovation. Call to Action: Evaluate and update fundraising platforms for DAF contributions. Explore collaborative strategies for AI tool access as costs increase. Draw inspiration from innovative community projects for addressing local needs.

Send a textKristin Olson, Goldman Sachs' Head of Alternatives for Wealth and Asset and Wealth Management, sits down with us for the most candid, no-fluff conversation about private equity and private credit we've ever had. .She walks us through the very real benefits of investing in private capital while also answering the cynical questions: do “retail” investors in private equity products like evergreen funds and perpetual funds get the A-team investors? Are those structures getting the best deals? How do the fees compare to the fees on products for institutional investors? Plus, If more buyers flood the market, does that push prices up and compress returns? Kristin breaks down for us how this whole ecosystem actually works, she discusses the biggest shift in private markets right now, and the pros and cons of newer structures that aim to make private assets feel more like “normal investing.” Finally, we go deep on what investors should actually ask before putting money into private equity and private credit. Kristin talks us through how fees can be misleading, when carry is taken, hurdle rates, gating/redemptions, and what “liquidity” really means when markets get stressed. This is an episode every investor should listen to before putting private capital into their portfolio.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Most solar asset owners still manage performance data the same way they did 10 years ago. Dan Leary, founder of Denowatts, says that needs to change. In this episode, recorded live at RE+ Northeast in Boston, Tim Montague sits down with Leary and Doug Macmillan of Portside Systems to explore energy accounting, a method for identifying exactly where solar production losses occur and what owners and operators should do about them. Denowatts is collaborating with Sandia National Laboratories to build what Leary calls "GAAP for solar," a common standard for reporting and benchmarking solar asset performance. If you manage solar assets or invest in solar projects, this conversation explains how better data practices lead to more predictable returns.EPISODE HIGHLIGHTSDan Leary explains that most solar operators still manage data the way they did a decade ago, despite significant advances in monitoring and analysis tools. Denowatts built a smarter weather station (the Deno) and a real-time analytics platform to close that gap.Denowatts breaks down solar production losses into four categories: climate-related issues, modeling errors, external factors beyond anyone's control, and problems within the commercial boundary that owners and operators are able to fix. This framework gives asset managers clear direction on where to focus recovery efforts.Doug Macmillan explains Portside's role as the system integrator for the Denowatts platform on distributed generation sites. Portside handles design, equipment fabrication, delivery, and commissioning, working from their UL 508 panel shop.This episode is for solar asset managers, project developers, EPCs, and clean energy investors who want more from their performance data. With Denowatts and Sandia Labs working toward a common reporting standard, the solar industry is moving closer to the kind of financial transparency that attracts long-term capital. If you own or operate solar assets, the time to modernize your data strategy is now.Connect with Dan Leary and Doug MacmillanDan Leary Denowatts Doug Macmillan Portside Systems Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com

Key Takeaways:It is rarely the market. Most investors struggle because they look at everything instead of defining what they actually want. Asset type, size, location, zoning, cap rate targets, tenant profile, and condition. The more specific you are, the more seriously brokers will take you.A strong investor knows what they will not buy. If a deal hits a hard stop, walk away. There will always be another opportunity. The goal is to shrink thousands of potential properties down to a focused list you can actively pursue. Use simple back-of-napkin numbers to determine if rents and cap rates can realistically support your return targets. If it fails the quick test, move on.You only need to fully analyze a handful each year. A strong filter helps you cut 100 opportunities down to the 1 to 5 that actually deserve your time.When you present brokers with a clear Buy Box, you look like a closer, not a tire kicker. That alone increases the quality of deals you receive.

Mindset Coach Casey Delks discusses how to make your mind asset instead of your greatest liability.

Key Trends in Donor-Advised Funds and AI’s Role in Nonprofits In this episode of the Nonprofit Newsfeed, the hosts discuss significant trends shaping the nonprofit sector, focusing on Donor-Advised Funds (DAFs) and AI’s evolving impact. Main Topics: Website Update: The Nonprofit Newsfeed site has been revamped for better user experience and branding. Donor-Advised Funds (DAFs): Predicted to exceed $450 billion in assets, indicating mainstream adoption. Nonprofits should adapt strategies to include dedicated DAF donation pages. DAFs are becoming accessible beyond ultra-wealthy donors. AI and Nonprofits: The era of “free AI” is ending, with rising costs expected for AI tools. Nonprofits need to strategize for continued AI access, possibly through collaboration. Digital inequity concerns as AI access may widen the gap for underserved communities. Candid’s Strategy: Candid aims to become a key AI data source amid workforce reductions. Reflects challenges in content monetization due to AI-driven changes. Innovative Community Solutions: The Nomad Alliance in Utah operates a mobile shelter for the homeless, showcasing empathy-driven innovation. Key Insights: DAF growth offers new fundraising avenues but requires strategic adaptation. Rising AI costs necessitate proactive planning by nonprofits. Candid’s pivot highlights changing data dissemination dynamics in philanthropy. Community-driven solutions like the Nomad Alliance demonstrate impactful innovation. Call to Action: Evaluate and update fundraising platforms for DAF contributions. Explore collaborative strategies for AI tool access as costs increase. Draw inspiration from innovative community projects for addressing local needs. -------- NonprofitNewsfeed.com Summary of hundreds of news sources.The post Why 2025 Will Set a Record for DAF Asset Growth, and What It Means for Your Nonprofit (news) first appeared on Nonprofit News Feed.

In this episode we continue our discussion around our outlook for 2026 and AI optimism, including some early evidence that market performance is broadening, even amidst pockets of volatility around some AI fears. View the Investment Strategy Brief slides related to this episode here Watch the video related to this episode here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com*See omnystudio.com/listener for privacy information.

Alejandro Peña Esclusa discusses the reported capture of Nicolás Maduro, described as a Cuban asset and drug cartel leader, noting Venezuelans are cautiously celebrating with open protests while threats remain from radical groups and international friction regarding the transition.1900 PRESIDENT CIPRIANO CASTRO AND CABINET

Most aspiring apartment investors quit right before momentum starts.What looks like failure is often the final friction point before proof of concept.In this conversation, we unpack what happens between learning and actually closing — and why that gap breaks most people.If you're serious about building real momentum instead of collecting education, the conversation doesn't stop here. Inside the Tribe of Titans multifamily investing community, we work through real deals together — live underwriting, capital raising conversations, and operator-level decision making.

What if the investment you've been ignoring is ignoring recessions, too? Stocks are floating at all-time highs. Everyone's calm. That's usually when things get weird. Matt opens this episode with a blunt take: when the market turns, investors don't get creative. They panic into real estate. The problem? Most people only know one version of it. So we brought on Matthias Gruenwald, a former German corporate exec who quietly built a real estate business around mobile home parks, the asset class most investors joke about and then completely misunderstand. This isn't a hype episode. It's a reality check.

In this episode, we break down what safe haven assets really are, why investors run to them during uncertainty, and why gold has been the big winner lately. We also compare the three major safe haven currencies — the US Dollar, Japanese Yen, and Swiss Franc — and talk about why even “safe” assets aren't as stable as they seem.If you're interested in learning how to trade. Check us out at www.TierOneTrading.com Your Trading Coach - Akil

What if your most important responsibility is not your to-do list, your clients, or even your goals, but yourself? In this episode, I'm sharing a concept that has reshaped how I approach my work and my life over the past few years. It is simple, though not always comfortable. It is about protecting the asset and recognising that the asset is you.       This episode invites you to look at where you are overextending yourself and where you are not protecting the asset. You will be encouraged to identify a few practical ways to protect the asset and to notice the thoughts and feelings that surface when you consider implementing them. If you want to create work and a life that are sustainable, aligned and rooted in self-acceptance, this conversation will give you a powerful place to begin.       Get full show notes, transcript, and more information here: https://maisiehill.com/267       Join us in the Powerful membership: https://maisiehill.com/powerful

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agencies aren't fragile because of bad systems but because everything runs through the founder. One unexpected hit and the whole thing wobbles. Today's featured guest shares the real-world test no agency owner ever wants: a hemorrhagic stroke that took him out overnight. What happened next is the part every agency owner needs to hear. Because his business didn't collapse. It kept moving, clients stayed, deals closed, and trust carried the weight. If your agency can't function without you, this conversation will feel uncomfortably familiar. Brian Franks is the founder of Where Eagles Dare, a premium branding and storytelling agency working with major retail brands like American Eagle and Five Below. He spent 20+ years rising to VP of Creative at American Eagle before launching his agency over a decade ago. In this episode, we'll discuss: Getting comfortable with a hard question How Brian built a resilient agency Why your network is the real asset Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. If You Got Hit by a Bus, Would Your Agency Survive? Let's get uncomfortable for a second. If you disappeared for 30 days (hospital, burnout, family emergency), would your agency come back stronger, the same… or on fire? Most agency owners don't like that question. Because deep down, they already know the answer. This is a question every agency owner should ask, especially if you're doing $1M–$10M, stuck in fulfillment, carrying everything in your head, and telling yourself, "I'll fix the systems later." Brian didn't plan to test his agency this way. In February 2024, he suffered a hemorrhagic stroke and ended up in the ICU for a brain drain. It took weeks of recovery. No warning. And his agency didn't collapse. Here's why that matters. Brian Didn't Build a "Big" Agency. He Built a Resilient One. Brian spent 20 years at American Eagle, rising from graphic designer to VP of Creative. He worked with massive agencies and saw the billings. He also saw the waste and understood what actually mattered. So when he launched Where Eagles Dare, he didn't chase headcount or ego. He sought to build: A small, senior team A premium positioning Deep relationships, not vendor contracts An agency designed around his strengths That's the part most founders miss. They scale complexity instead of clarity. The Lie Agency Owners Believe A lot of agency owners think freedom comes after scale. More clients → more people → more systems → someday freedom. In reality, that path usually leads to: Team chaos Thin margins Constant Slack pings And a founder who can't unplug without guilt Brian flipped that by staying scrappy, limiting active clients, staying close to the work that mattered, and delegating the rest to people he trusted for years. So when life punched him in the face, the agency stepped up. Your Network Is the Real Asset When Brian went down, his network took over. A former American Eagle CMO stepped in to help lead. His wife helped close a major Five Below deal. Longstanding client relationships stayed solid There was no panic, mass client churn, or revenue freefall. That doesn't happen by accident. That happens when you: Play the long game Treat relationships like equity Build trust before you need it Most agencies don't fail because of bad marketing. They fail because everything depends on the founder. The Question You Can't Ignore If you were gone for a month, would your agency be worse, the same, or better? If the answer scares you, good. Because it means you're still early enough to fix it. The Real Goal Isn't Scale. It's Control Brian's story isn't about hustle or heroics. It's about building an agency that: Pays you well Respects your health Doesn't collapse without you Still excites you creatively That's the real win. And if you're tired of being the bottleneck, you're stuck in fulfillment, referrals are your only growth plan, or you're not paying yourself what you should… Then it's time to rebuild. Not bigger, but smarter. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Matthew Medrano breaks down how real estate investors can scale faster using asset-based lending instead of traditional bank financing. From 100% loan-to-cost rehab loans to long-term DSCR financing, Matthew explains how private credit works, why control of capital matters, and how investors can adapt their strategy in changing rate environments, without relying on W-2 income or tax returns.   Key Takeaways To Listen For Why asset-based lending unlocks scale when traditional banks cap investor growth How DSCR loans really work and what lenders actually care about What 100% loan-to-cost financing looks like in real-world rehab deals The hidden risks of relying on outside capital partners and liquidity events A strong private lender vs. a deal killer in DSCR underwriting   Resources/Links Mentioned In This Episode Greenlights by Matthew McConaughey | Hardcover and Audiobook Poems & Prayers by Matthew McConaughey | Kindle and Hardcover   About Matthew MedranoMatthew Medrano is the Managing Partner and Chief Revenue Officer (CRO) of Dynamo Capital, a multifamily real estate investment firm focused on acquiring and operating workforce housing across the Midwest and Southeast. At Dynamo, Matthew leads capital formation, investor relations, and strategic partnerships, helping the firm scale responsibly while maintaining a strong investor-first culture. With a background in sales leadership, marketing, and relationship-driven growth, he is known for his transparent communication style and for helping passive investors understand multifamily fundamentals, risk, and long-term wealth strategy. Matthew is also an active educator and speaker in the real estate investing community.   Connect with Matthew Website: Dynamo Capital LinkedIn: Matthew Medrano Email: matthew@dynamocapital.com   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

What does it actually mean when someone says, "I just want to be heard" and why does it matter so much in mediation? In this episode, I'm joined by Gerard Rees, Senior Family Dispute Resolution Practitioner at Simple Separation, to unpack what mediators listen for, how power imbalances show up, and why superannuation is often the most underestimated asset in family property settlements. We talk through full and frank disclosure, why you shouldn't mediate "blind," and the very real house vs super trade-offs that can shape your life not just now but in 10, 15, 30 years. In this episode we cover: Why "I want to be heard" can signal a power imbalance (especially financially); The non-negotiables before mediation: an agreed balance sheet + values + disclosure; Why legal advice before mediation changes everything (confidence, clarity, reality testing); How the law recognises non-financial contributions (parenting + domestic work); Why super feels "personal" (and why people get emotionally attached to it); The most common house vs super trade-off and how to think it through; Gerard's best "pause before you agree" tip: today's needs vs future security. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Gerard Rees, Senior Mediator, Simple Separation  Website Instagram Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

a16z investors Daisy Wolf and Eva Steinman talk with Bobby Samuels, cofounder and CEO of Protégé. They discuss the myth that we've run out of data for AI, how Protégé connects healthcare systems and other data holders with the major AI labs, and why real world data beats synthetic data for training models. Bobby also covers the growing demand for eval datasets, expanding beyond healthcare into video and audio, and what he's seeing from the biggest AI companies as they race to acquire training data. Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see http://a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Let's talk about something that feels personal… but is actually wildly strategic. Naming your short-term rental or micro resort sounds fun (and it is!), but more importantly... it's positioning. It's perception. It's your first marketing asset. And I see so many owners starting with the name before they've ever gotten clear on their guest, their brand messaging, or the experience they're actually building. In this episode, I'm walking you through why that's backwards, and what to do instead. We're diving into real client stories, including why Freestone Lodge became Silvarra, how Josephine's Ridge was rooted in legacy and storytelling, and why Cabins on the Cumberland was a strategic SEO decision. Your name should signal a feeling. It should act like a magnet for the right guest. And yes, sometimes SEO matters, but it has to work alongside strategy, not replace it. If you've been stuck on what to name your property (or wondering if you got it right), this episode will give you a framework that supports bookings, brand equity, and long-term growth. If you're building something meaningful, don't let the name be an afterthought. It deserves more than five minutes and a ChatGPT prompt. Enjoy this episode! Connect with Steph: @theweberco

Are you working harder than ever but still feel stuck? Your money mindset might be holding you back.  You see, the difference between a struggling business and a successful one isn't income.  It's how the CEO thinks about money.  Today on Business by the Books, we're breaking down the mindset shifts I see over and over again in the top 1% of business owners we work with. We're talking about what separates reactive financial behavior from strategic decision-making. You'll learn: Why playing it safe with your money is holding you back  How successful owners put their money to work  The mindset shifts that will push you into the 1%

Die Welt wird neu sortiert! Ein viraler LinkedIn-Post des KI-Unternehmers Matt Shumer schlägt Alarm: Stehen wir vor einem massiven Umbruch in der Wissensarbeit und sind die Menschen weitgehend unvorbereitet, ähnlich dem Beginn der Corona-Pandemie? Die beiden Wirtschaftsjournalisten Dietmar Deffner und Holger Zschäpitz tauchen tief in das Thema KI-Disruption ein. Sie debattieren, ob wir uns wirklich Sorgen um unsere Jobs machen müssen, oder ob das Ganze doch nur eine clevere Verkaufsmasche für KI-Premium-Abos ist. Erfahrt, warum Zschäpitz glaubt, dass eine Portion "Paranoia" an der Börse gerade nicht schadet, und warum Deffner trotzdem optimistisch ins "Jahr des Feuerpferdes" blickt. Außerdem zeigen die beiden, warum unter der Oberfläche eine Brutalo-Rotation läuft, wieso ein Welt-ETF das Chaos erstaunlich gut wegsteckt – und warum Dividenden-Aristokraten gerade wie eine Trutzburg wirken, während Big Tech vom „Asset-light“-Liebling zum „Capital-heavy“-Problemfall wird. Und am Ende gibt es die Wette, die alles auf den Punkt bringt: SAP gegen Nvidia. DEFFNER & ZSCHÄPITZ sind wie das wahre Leben. Wie Optimist und Pessimist. Im wöchentlichen WELT-Podcast diskutieren und streiten die Journalisten Dietmar Deffner und Holger Zschäpitz über die wichtigen Wirtschaftsthemen des Alltags. Schreiben Sie uns an: wirtschaftspodcast@welt.de Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutzerklärung: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Send a textIn this solo episode of Multi-Family Real Estate Investing by Mara Poling, Lauren Torres takes us beyond the pro-forma headline and breaks down what actually drives an asset's cash flow. From revenue assumptions and vacancy to operating expenses, debt service, capital expenditures, and reserves, we walk through what must be forecasted — and what too many asset managers overlook. In a 2026 market where discipline matters, understanding cash flow at the asset level isn't optional, it's necessary. 

In this episode, I'm sharing how I think about value now, after years of refining my own pricing and helping dozens of people refine theirs. For a long time, many of us were taught to measure our work in hours and deliverables. But when I zoomed out, I realised my clients weren't paying for time. They were paying for what changed because of the work, what became easier, what started earning, what stopped feeling heavy. When your pricing doesn't reflect that wider impact, it creates pressure. You either feel underpaid or you overextend yourself trying to prove your fee.I walk you through the framework I created to solve this — TESSA. It's the system I've used for the last four years to help service providers stop guessing their rates and start pricing in a way that feels grounded and strategic.We look at Time, Energy, Skills, Specialism and Asset value, the five layers that exist in your work whether you're acknowledging them or not. When you price across all five, the numbers begin to make sense.If pricing has felt like the piece of your business that keeps wobbling, I recorded this for you. I want you to feel proud when you say your price. I want your business to feel expansive rather than draining. And I want you to have a structure that supports you long-term, rather than changing your rates every few months because you're unsure.What You'll Learn in This EpisodeWhy pricing based purely on hours keeps you cappedHow clients actually experience valueThe link between undercharging and burnoutWhat I mean by “high energy tax”How your experience and training should shape your pricingWhy specialism increases your perceived valueWhen asset value and ROI should be factored inThe 5-part TESSA framework and how to apply it“When you only price on time, you either undercharge for the depth of your expertise or you overwork to justify the price.”If pricing has been the thing you constantly spiral over, the thing that makes you second-guess yourself, over-deliver, or quietly resent your work join my new pricing bootcamp, Rave Your Rates. Rave this way HERE! Step into my festival world...

In this episode, we explore AI's role in the recent cross-asset sell off and talk about what levels to watch on bitcoin in this mostly technically driven market. Negative gamma near the $60-70k zone may exacerbate downside moves, while positive gamma closer to $85-90k levels may pin price action to the upside.  Indeed, despite Strategy (MSTR) buying BTC and Bitmine buying ETH over the last week, the price action largely continues to look lackluster. We talk about why this and other factors have contributed to our decision to change our market outlook from cautiously optimistic to neutral in 1Q26. We also discuss Vitalik Buterin's recent write up on the future of Ethereum Layer-2 networks.Speakers:David Duong, CFA - Global Head of Investment Research (X: DavidDuong)Colin Basco - Research Associate (X: colin_basco) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Stop trying to be perfect. In an era where AI can generate "flawless" content in seconds, perfection has become a commodity, it's safe, it's neutral, and it's becoming invisible. If you're an introverted CEO using AI as a "shield" to avoid being seen, you aren't just losing your voice; you're losing your competitive advantage. OMNI is my full visibility system built for CEOs who want to grow online without living on their phone. If you're ready to be truly seen, more strategic, and unmistakably in demand, head to check out OMNI at www.omniqueens.com https://www.instagram.com/itscrissyconner/https://www.tiktok.com/@crissyconnerhttps://www.facebook.com/crissyconnerhttps://www.youtube.com/c/crissyconnerhttps://www.linkedin.com/in/crissyconner/

Stop trying to be perfect. In an era where AI can generate "flawless" content in seconds, perfection has become a commodity, it's safe, it's neutral, and it's becoming invisible. If you're an introverted CEO using AI as a "shield" to avoid being seen, you aren't just losing your voice; you're losing your competitive advantage. OMNI is my full visibility system built for CEOs who want to grow online without living on their phone. If you're ready to be truly seen, more strategic, and unmistakably in demand, head to check out OMNI at www.omniqueens.com https://www.instagram.com/itscrissyconner/https://www.tiktok.com/@crissyconnerhttps://www.facebook.com/crissyconnerhttps://www.youtube.com/c/crissyconnerhttps://www.linkedin.com/in/crissyconner/

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Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training When Melany Robinson lost 70% of her agency's revenue overnight during COVID, she didn't just "cut costs." She rebuilt her team around trust, ownership, and shared sacrifice and learned why keeping C players is one of the most expensive mistakes agency owners make. This episode is a masterclass in leadership, culture, and making hard decisions without losing your soul. Guest Overview Melany Robinson is the founder of SproutHouse, a 30-person integrated communications agency serving hospitality, real estate, and lifestyle brands. She's led her agency through rebrands, crises, and COVID, emerging stronger, leaner, and clearer on what real team culture actually means. What You'll Learn Why COVID exposed the hidden cracks in most agency team structures The real cost of keeping "C players" during uncertain times How to handle massive revenue loss without destroying trust The mindset shift from "managing people" to leading a team Why retreats, alignment, and shared experiences matter more than perks Key Takeaways You can't afford C players, especially during down cycles Shared sacrifice builds loyalty; secrecy destroys it Letting clients out of contracts can be a long-term growth play Culture isn't words on a wall. It's how people show up under pressure Great leaders give clarity, not control The best teams row in sync or the boat doesn't move Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. What Losing 70% of Revenue Taught One Agency Owner About Leadership Most agency owners agree that culture matters. But culture doesn't show up when revenue is up and clients are easy. It shows up when 70% of your revenue disappears overnight. That's exactly what happened to Melany Robinson, founder of Sprout House, when COVID hit. Hospitality clients vanished. Contracts evaporated. The "we'll figure it out" optimism most agency owners run on suddenly wasn't enough. And here's the part most people won't admit: This is where weak leadership gets exposed. The Myth: "If I Work Hard and Treat Clients Well, Growth Is Guaranteed" Before COVID, Melany believed what a lot of agency owners believe: Do great work. Act with integrity. Revenue will take care of itself. COVID blew that illusion up. Revenue is never guaranteed. Clients don't owe you loyalty. And culture doesn't magically hold when fear enters the room. So instead of hiding behind executive decisions, Melany did something most agency owners are terrified to do: She brought the team into the truth. Radical Transparency Beats Quiet Panic Sprout House told clients they could exit contracts. No penalties. Then Melany sat down with her team and laid out the reality: Revenue was down 70%. Something had to change. The choice wasn't who gets cut. It was how do we survive this together? The team chose shared compensation reductions over layoffs. Some people left. Others stayed. And that's when the real lesson emerged. The Hidden Cost of C Players C players aren't bad people. They just show up for themselves first. In good times, they're invisible and in hard times, they drain energy, margin, and morale. Melany realized something every scaling agency owner eventually learns the hard way: You can't afford C players during down cycles or up cycles. They don't row in sync. They protect their seat instead of the boat. On the contrary, A-players lean in. They sacrifice. They care about the whole. And those people are worth everything. Leadership Isn't Managing. It's Creating Clarity Melany doesn't pretend to be a great "manager." Great agency founders don't micromanage. They cast vision, set expectations, and get out of the way. Clarity isn't being bossy. It's saying: "This is what needs to be done. By this date. I trust you to figure out how." That's how you get leaders, not task-doers. Why Culture Is Built Outside the Office Sprout House invests heavily in retreats and real connection. They take the team horseback riding, snowmobiling, swimming in cenotes, and playing games by the pool. Not strategy decks. Not whiteboards. Why? Because trust isn't built in Zoom meetings. It's built when people see each other as humans instead of roles. And when things get hard, that trust is the difference between fragmentation and resilience. The Agency Owner Reality Check If you're honest, you've probably felt some version of this: You're stuck in fulfillment You're carrying people who aren't carrying their weight Revenue feels fragile You're not paying yourself what you should You know something has to change, but you're avoiding the decision This episode isn't about COVID. It's about leadership. And the uncomfortable truth that scaling requires subtraction before multiplication. The Question Is Simple Who's really in your boat? Because hope isn't a strategy. And C players are more expensive than you think. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Subscribe to the OPEX Effect on SpotifySubscribe to the OPEX Effect on Apple PodcastsIn this episode of The Opex Effect, Jack and Brent break down the growing impact of options markets on stocks, volatility, and sector rotation. While the major indexes appear calm, massive moves beneath the surface tell a very different story. From software stocks and AI disruption to gold, silver, bonds, and the Nasdaq, they analyze how dealer hedging flows, gamma positioning, implied volatility, and options expiration cycles may be shaping market behavior more than headlines suggest. If you want to understand why markets can feel wildly volatile yet go nowhere, and how options positioning can influence short term price action, this episode provides a deep dive into the mechanics driving today's market environment.Main Topics CoveredWhy the market feels like the wildest calm market of all timeMassive single stock volatility versus muted index performanceSoftware stock weakness, AI disruption, and the so called SaaS apocalypseThe surge in options volume and the rise of zero DTE in major stocksHow dealer hedging, delta, gamma, and volatility flows impact equitiesThe historical tendency for markets to flip direction after options expirationRealized volatility versus intraday volatility and what is being hiddenBeneath the surface rotation into value, small caps, energy, and defenseGold and silver volatility spikes and what options volume signaled at the topRising demand for puts and what skew is telling us about downside riskCorrelation spikes, VIX behavior, and the risk of a volatility expansionHow positioning can create rapid market spasms in single stocks like Nvidia and TeslaWhy this environment may represent a staging area for a larger moveTimestamps00:00 Violently going nowhere and hidden volatility01:01 The wildest calm market of all time04:00 Introduction to The Opex Effect and options driven flows05:29 The growth of options trading and zero DTE impact11:00 Dealer hedging, delta, and how options move stocks13:42 Why options expiration can trigger regime changes16:22 Intraday volatility versus close to close volatility20:18 Extreme rotation beneath the surface21:00 Measuring expiration size with the lobster claw rating25:00 Single stock positioning and March expiration risk27:35 Core one month correlation warning signals33:00 Rising put demand and what skew reveals36:45 Asset rotation in bonds, gold, bitcoin, and tech43:06 Correlation spikes and crash risk setup46:40 The quickening of volatility and single stock spasms

Is age 65 still the right retirement age, or has that idea become outdated? In this episode of the Wise Money Show, we break down the key retirement milestones like 55, 59.5, 62, 65, 67, and 70 and explain how Medicare, Social Security, 401(k) access, and healthcare costs all impact your decision. More importantly, we walk through the five factors that truly determine when you can retire with confidence. If you're wondering when you can realistically step away from work and not worry about running out of money, this episode will help you build a smarter retirement plan.  Season 11, Episode 26 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/OZQ7iiW4SGE  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

  The start of 2026 has been defined by a dramatic shift in market leadership. While the AI-driven tech giants face increasing pressure over massive...

#689: Most people think forgetting a name means their brain is failing.  Dr. Majid Fotuhi, a neurologist who taught at Johns Hopkins and Harvard, sees thousands of patients convinced they have Alzheimer's – only to discover they're dealing with poor sleep or stress. Dr. Fotuhi joins us to break down the difference between cognitive decline, dementia and Alzheimer's disease. He explains why chronic stress physically shrinks your hippocampus — the thumb-sized memory center in your brain — and how twelve weeks of lifestyle changes reversed cognitive decline in 84 percent of his patients. We talk about the five hidden taxes draining your brain: sedentary lifestyle, poor sleep, junk food, chronic stress and mental laziness. Scrolling social media after work counts as mental laziness, even if your day job involves intense focus. Dr. Fotuhi offers a different framework: five pillars that compound over time. Exercise ranks first because it multiplies mitochondria in your brain cells, reduces inflammation and generates new neurons in your hippocampus. Walking 10,000 steps daily cuts Alzheimer's risk by 50 percent. Sleep comes second. Your brain rinses itself during deep sleep, flushing out amyloid — the core protein in Alzheimer's disease. One night of poor sleep increases amyloid in your brain. We cover nutrition (skip the junk food debate), mindset (heart rate variability breathing reduces Alzheimer's footprints) and brain training. Dr. Fotuhi memorizes 70 names in a single lecture and explains his technique for remembering credit card numbers using mental imagery. The conversation covers London taxi drivers who grew their hippocampus by memorizing 10,000 streets, why stress management beats supplements, and how Swedish students learning Arabic increased their brain volume in three months. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Defining cognitive decline, dementia and Alzheimer's disease (05:19) Why cognitive issues don't always mean Alzheimer's (07:24) Thinking of your brain as an asset to manage (07:51) The five hidden taxes draining your brain (10:45) How poor sleep prevents brain rinsing and causes inflammation (14:20) Oral health and brain health connection (16:40) Brain plasticity and the Broca lobe (27:02) The five pillars of brain health (35:23) Cardiovascular fitness versus strength training for brain health (38:51) Sleep as the second pillar of brain health (48:05) When exercise beats sleep (51:33) Different types of intelligence beyond IQ tests (1:03:53) Reversing brain damage from decades of bad habits (1:10:25) Nutrition and avoiding junk food (1:25:09) Mindset and stress management as pillar four (1:33:35) Breathing exercises for stress reduction (1:39:24) Brain training as the fifth pillar (1:51:52) Memory techniques for names and numbers (2:02:46) Nootropics and supplements for brain health Learn more about your ad choices. Visit podcastchoices.com/adchoices

Pascal is joined by fellow Best Ever host, Amanda Cruise. This episode offers a comprehensive exploration of the mobile home park sector, highlighting its unique position as an affordable housing solution with declining supply. Amanda shares her journey from traditional real estate to becoming a successful mobile home park operator, providing valuable insights into the strategic decisions that drive success in this niche market. Listeners will gain an understanding of the critical factors to consider when investing in mobile home parks, such as choosing between seasoned operators and emerging managers, and the importance of market size and demographic trends. Amanda discusses the benefits of depreciation and the macroeconomic advantages of mobile home parks, alongside practical strategies for infill, infrastructure upgrades, and value appreciation. Amanda Cruise Current role: Owner, Voyage Investing Based in: Wake Forest, North Carolina Where to find them: https://voyageinvesting.com/ https://www.linkedin.com/in/amandacruisemhpinvestor/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we look at asset location, how to decide which investments belong in taxable, tax-deferred, and tax-free accounts, how where we live shapes the opportunities available to us, and how capital ultimately expands our choices.SponsorsGelt - Taxes Done RightMasterworks - Invest in multimillion-dollar artwork offeringsDelete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesThe Hidden Healthcare Infrastructure Americans Cross the Border to Find—Kogod School of BusinessFARMWORKER SERVICE CENTER PROPOSAL AND ACTION PLAN FOR THE CITY OF CALEXICO AND IMPERIAL VALLEY by JAVIER MORENO—CalexicoLocation as an Asset by Adrien Bilal and Esteban Rossi-Hansberg—PrincetonIt Is Not Climate Denial But Adaptation Denial That Holds Us Back by Mathis Wackernagel and Peter Raven—SSRNThe Overlooked Edge: The Case for Asset Location in Managed Portfolios—MorningstarRevisiting the conventional wisdom regarding asset location by Sachin Padmawar and Daniel Jacobs—VanguardAsset location for equity by Sachin Padmawar and Daniel Jacobs—VanguardThis powerful strategy can create more spendable wealth by Tom Lenkiewicz—J.P. MorganAsset location strategies for tax efficient investing—BlackRockWhat would Yale do? Implementing after-tax asset allocation by Frances Walsh and Patrick Geddes—BlackRockRelated Episodes540: Beyond Munis — New ETFs for Tax-Efficient Bond Investing506: Should You Retire Early and Live Outside Your Home Country? With Joshua Sheats425: How Profits Motivate ChangeMasterworks DisclosuresListeners get priority access to Masterworks at https://www.Masterworks.com/davidArt correlation and appreciation data based on repeat-sales index of historical Post-War & Contemporary Art market prices and S&P 500 annualized return (includes dividends reinvested) from 1995 to 2025, developed by Masterworks. There are significant limitations to comparative asset class data. Indices are unmanaged and a Masterworks investor cannot invest directly in an index. Content creator (the “Endorser”) receives cash compensation from Masterworks, LLC (“Masterworks”). Endorser is a client of Masterworks. Masterworks can only make and accept sales after an offering statement has been filed, and “qualified”, by the SEC. Any offers may be revoked before notice of qualification. Indications of interest involve no obligation. Investing involves risk. Past performance not indicative of future returns. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at masterworks.com/cd.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

PREVIEW: Journalist Craig Unger presents allegations from his books regarding Donald Trump's relationship with the KGB in the 1980s. Unger cites Yuri Shvets, a former KGB major, who claims Trump was cultivated as an asset by Soviet state security. The discussion covers a timeline from 1980 to 1987, detailing how a trip to Moscow allegedly led to Trump publishing a full-page ad in the New York Times that echoed KGB talking points.1870 CASTLE GARDEN

Michael Vlahos as Germanicus analyzes Polish Premier Donald Tusk's invocation of Jeffrey Epstein as a Russianintelligence asset, interpreting this as geopolitical warfare positioning Poland as Europe's bastion against Russia, potentially forming a central European bloc while ironically creating a symbiotic arrangement dividing Ukraine between Polish and Russian spheres. 1918 UKRAINE