Podcasts about Allocation

After a brief hiatus, 7 Figure Annuity Sales welcomes back host Chad Owen for one of his most personal and vulnerable episodes yet. Chad opens up about the recent hardships and challenges he's faced in his own life, offering an honest look at how he's navigated those storms while continuing to perform at the highest level in annuity sales. ➡️ In this episode, Chad shares: The personal trials that tested his focus and resilience How he stayed committed to his clients and business through difficult times The mindset and habits that kept him moving forward when quitting felt easier Why vulnerability and authenticity can strengthen your client relationships How adversity can shape you into a stronger, more effective advisor This is more than a sales conversation—it's a raw, real-life example of balancing personal struggle with professional excellence. Chad's story is a reminder that even in the toughest seasons, you can still lead, serve, and succeed.

The full Greenberg Financial Group team is back on the mic for this week's Money Matters episode and we're breaking down the rally that sent markets surging after last week's dip. Strong earnings, upbeat guidance, and relentless AI-driven business spending have brought stocks back to the brink of all-time highs. Is it sustainable? Is the Fed finally ready to cut rates? And how long can this AI boom keep propping up the economy?We dive into what's really moving the markets, why elevated rates may not matter as much right now, and the hidden signals you should be watching as we approach another potential leg up.Plus, we share how our team builds financial plans designed to help you grow wealth and avoid costly mistakes. Don't miss your chance to sign up for our free interactive financial planning workshop, visit greenbergfinancial.com today to secure your spot.If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com

In this Episode, James Parkyn & François Doyon La Rochelle discuss a frequent question they are receiving from their clients: “Should we reduce our allocation to US Stocks?”.

Dans cet épisode, James Parkyn & François Doyon La Rochelle vont aborder une question que plusieurs de leurs clients leur posent : « Devrions-nous réduire notre allocation aux actions américaines ? »

Have you been wondering what the “Big Beautiful Bill Act” means for the sale of your business? Join returning guest Bill Weirsema as we discuss the changes that are designed to make M&A transactions more attractive, reduce tax burdens for both buyers and sellers, and stimulate more activity in the market. View the complete show notes for this episode. Want To Learn More? Allocation of Purchase Price & Taxes When Selling a Business EBITDA | Definition, Formula & Example – A Complete Guide Qualified Small Business Stock – Tax Benefit That Could Pay Millions Additional Resources: Selling your business? Schedule a free consultation today. Sign up for an Assessment and Valuation of Your Business. Courses: The Art & Science of Selling a Business Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.

This conversation delves into the complexities of fault allocation in tort law, exploring the historical context of contributory negligence, the shift to comparative negligence, and the implications of several versus joint liability. It discusses the nuances of assumption of risk, the treatment of children in negligence cases, and the intersection of strict liability with comparative fault. The conversation also highlights the psychological aspects of negligent conduct, the economic versus fairness debates in tort law, and the critical role of legal representation in navigating these intricate legal waters.TakeawaysUnderstanding fault allocation is crucial for aspiring lawyers.Contributory negligence can bar recovery even with minor plaintiff fault.The last clear chance doctrine mitigates harshness in contributory negligence.Comparative negligence allows for proportional recovery based on fault.Several liability means each defendant pays their share of fault.Assumption of risk can limit or bar recovery for plaintiffs.Children are judged by a different standard of care in negligence cases.Strict liability can still involve comparative fault considerations.Intentional torts typically do not allow for comparative fault defenses.Legal representation is essential in navigating complex tort law cases.

Most people enter retirement with a collection of investment accounts but no real plan. In this episode, we break down why your investment allocation sets the tone for every decision that follows, from income and taxes to long-term care and legacy planning.Specifically, we are going to discuss:-       An introduction to the 5 steps in the Fundamental Retirement plan-      Why the crucial first step is Investment allocation-       Understanding if you are being properly compensated for the risk you are taking-       How lack of diversification means you are leaving a lot of quality business on the table,-       Key metrics we review as we diagnose your existing portfolio. -       How decisions you make in your investment allocation cascade into all other areas of your retirement plan. Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! ***EPISODE RESOURCES:

In this episode of 7 Figure Annuity Sales, host Caleb North highlights two critical mistakes that can quietly undermine an agent's entire lead strategy. These aren't just slip-ups—they're foundational errors that can derail your growth if left unchecked. Many agents pull the plug on a new lead system prematurely, basing their decision on initial impressions rather than measured results. Even worse, they point the finger at the leads themselves—when the real issue could be their sales process. ➡️ In this episode, you'll learn: Why abandoning a lead system too early can kill momentum and waste opportunity The key metrics you need to track to fairly evaluate any lead source How to identify whether the real problem is your leads or your process A framework for giving lead systems a structured, data-driven trial How top producers adapt and improve instead of starting from scratch If you're serious about building a predictable, profitable annuity business, you can't afford to make these mistakes. Caleb gives you the clarity and tools to move forward with confidence.

This week on Money Matters, the market soared early on Big Tech strength but crashed back to earth by Friday. Microsoft and Meta dazzled with blockbuster earnings, Amazon beat expectations but flagged margin concerns, and Apple lost steam under tariff pressure and muted guidance. The Fed held interest rates steady once again, offering no lifeline but hinting at a 50-50 shot for cuts in September. Then came the real market gut check, Friday's weak jobs report and a surprise tariff threat from Trump that sparked fresh trade war anxiety and rattled multinational earnings outlooks.We also dive into the crypto market and the future of stablecoins, recap more earnings reports, and look ahead to what August could bring for investors.And don't miss our upcoming interactive financial planning seminar where we break down what a real financial plan looks like and how it can give you clarity, control, and confidence no matter what the markets do.If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com

Two Shannon Companies, namely medical technology manufacturer Hooke Bio LTD and leading radar technology developer Provisio have been included in the Department of Enterprises €28m Disruptive Technologies Innovation Fund, which are targeting three initiatives nationwide. Firstly Hooke Bio LTD, along with the University of Galway and lIFT Biosciences have a pool of €11.9m available to them for their work in treating Metastatic Tumuors that are no longer responding to treatment. Provisio, meanwhile, along with University of Limerick and Robert Bosch Ireland LTD are developing Advanced Driver Assistance Systems and have €6.9m of funding available to them for their project which aims to achieve safer driving outcomes. To discuss this further, Derrick Lynch was joined by Éamonn Boland, Provizio co-founder and program lead.

►► Discover Bitcoin Yield: https://archpublic.com/ Ray Dalio just recommended putting 15% of your portfolio into Bitcoin or gold, warning we've hit a "point of no return" with U.S. debt. Meanwhile, TRON files for a $1B shelf statement, Bitmain is opening a U.S. factory, and PayPal and Circle are going full-speed into crypto adoption. I'm live at 9am EST with Matthew Sigel from VanEck, and Andrew Parish & Tillman Holloway from Arch Public to break down what this means for markets, institutions, and your portfolio. Matthew Sigel: https://x.com/matthew_sigel Andrew Parish: https://x.com/AP_Abacus Tillman Holloway: https://x.com/texasol61 ►► JOIN THE WOLF PACK - FREE Telegram group where I share daily updates on everything I'm watching and chat directly with all of you.

In this episode of 7 Figure Annuity Sales, host Caleb North dives into one of the most important—and often misunderstood—aspects of growing your annuity business: lead cost. Whether you're just getting started or you're a seasoned producer, understanding what you're really paying for and how to maximize your ROI is critical to scaling your success. ➡️ In this episode, Caleb covers: What annuity leads actually cost—and why prices vary so widely The difference between cheap leads and valuable opportunities Common traps new agents fall into when buying leads How to assess the true value of a lead beyond the initial price Strategic tips for budgeting, tracking, and optimizing your lead spend This episode is a must-listen if you want to stop guessing and start making informed, profitable decisions around your lead generation strategy—whether you're brand new or already deep in the game.

Semaine #31. Chaque lundi matin nous servons le SILEXpresso, un condensé vocal de 5mn sur nos vues macro et allocation.  Retrouvez également le SILEXpresso, et bien plus encore, sur l'app SPARK :https://go.silex-partners.com/download/my_SPARK_appHosted by Ausha. See ausha.co/privacy-policy for more information.

Welcome to Money Matters, brought to you by Greenberg Financial Group. In this episode, we break down another record-setting week on Wall Street as the S&P 500 hits new all-time highs—day after day. What's fueling the rally? A potent mix of strong corporate earnings, clearer trade deal direction, and a market that's increasingly betting big on AI-driven growth.But is this the dawn of a new economic era or the setup for another dot-com déjà vu? With the Federal Reserve's key interest rate decision looming, big tech earnings on deck, and Trump's August 1st trade deadline fast approaching, next week could be pivotal. We explore whether current valuations are justified or if investors are sprinting ahead of fundamentals.We also dive into essential financial planning insights to help you stay grounded amid the market noise. Whether you're riding the wave or waiting for the pullback, this episode is packed with the perspective you need.If you would like to contact us to learn more about our firm and our process call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com

Action for Housing says it has serious concerns following the Principal Auditor's report and its findings that the Chief Minister was personally involved in the allocation of government housing. For his part, Fabian Picardo has said he can't go into the details of the case but that they are harrowing, adding he believed those on the housing list would have agreed with the need to intervene. Henry Pinna from Action For Housing was in the studio.You may recall we recently spoke to HM Customs Gibraltar about a new software, a new system for clearing goods at the frontier. It's a new automated system for customs data - ASYCUDA. Senior Customs Officer Nigel Lia told Gibraltar Today the system is already up and running, with scope for amendments if required as and when the UK-EU Treaty is ratified. But it's experienced problems, as our reporter Jonathan Sacramento told us.Our sports reporter Jose Mari Ruiz was at the second of this week's Conference League qualifiers yesterday evening, which saw St Joseph's lose to Republic of Ireland's Shamrock Rovers 4-0 at the Europa Sports Complex. He also brought us up to speed with what's happening in local basketball.Less than two months to go until the start of the Netball Youth World Cup... 57 days, to be precise. It's the pinnacle of netball competition for emerging players under the age of 21... so how is Gibraltar preparing to host such a major event? We spoke to Moira Gomez and Geraldine Rodriguez of the management team.And, the Rubik's Cube was invented in 1974 and quickly became a global phenomenon. Now, celebrating 50 years of the Rubik's Cube, we look ahead to the 2025 Gibraltar Open this weekend! It brings together the Spanish and UK Rubik's cube communities. Father and son, Javi and Javi Garcia Mata joined us. Hosted on Acast. See acast.com/privacy for more information.

E Freideg de Moie waren déi éischt zwou Sozialronnen Thema an der Emissioun "Invité vun der Redaktioun".

Raff Distefano, Investment Director of the Loomis Sayles Global Allocation Fund reviews and discusses recent market trends, fund performance, and portfolio positioning.

The latest price moves and insights with Digital Assets Council of Financial Professionals founder Ric Edelman.To get the show every week, follow the podcast here.Digital Assets Council of Financial Professionals founder Ric Edelman has shifted his crypto investment advice from a 1% allocation in 2021 to as much as 40% today. Following the passage of landmark stablecoin legislation, he breaks down why the political and regulatory environment has never been more bullish for digital assets.This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes.-Midnight is a privacy-enhancing blockchain introducing vital, programmable privacy and selective disclosure capabilities.It means DApps can allow users to control what information is revealed without putting sensitive data on-chain, allowing you to break free from the limitation of choosing between utility or privacy.We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free-This episode was hosted by Jennifer Sanasie. “Markets Outlook” is produced by Jennifer Sanasie and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The latest price moves and insights with Digital Assets Council of Financial Professionals founder Ric Edelman.To get the show every week, follow the podcast here.Digital Assets Council of Financial Professionals founder Ric Edelman has shifted his crypto investment advice from a 1% allocation in 2021 to as much as 40% today. Following the passage of landmark stablecoin legislation, he breaks down why the political and regulatory environment has never been more bullish for digital assets.This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes.-Midnight is a privacy-enhancing blockchain introducing vital, programmable privacy and selective disclosure capabilities.It means DApps can allow users to control what information is revealed without putting sensitive data on-chain, allowing you to break free from the limitation of choosing between utility or privacy.We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free-This episode was hosted by Jennifer Sanasie. “Markets Outlook” is produced by Jennifer Sanasie and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of 7 Figure Annuity Sales, host Caleb North shares the insights, lessons, and hard truths he wishes he knew when starting out in the annuity industry. If you're a new or aspiring annuity agent, this episode is your shortcut to avoiding costly mistakes and setting yourself up for long-term success from day one. ➡️ You'll learn: - The biggest misconceptions new agents have about selling annuities - What actually drives production and client trust in the early stages - The foundational habits and mindsets that lead to sustainable business - Tips for finding the right product fit, marketing strategy, and mentorship - Practical guidance on getting licensed, meeting training requirements, and starting your practice with confidence This episode is a mix of real talk, encouragement, and tactical advice designed to help new agents hit the ground running—without the confusion, hype, or trial-and-error that holds so many back.

We break down the wild swings of Q2 2025 markets (did you know it was the first time since 1938 the S&P 500 was both up AND down 10%+ in a single quarter?!

Dr. Thomas Schamberg, der SVP of Supply Chain von Evonik hat mit seinem Team in den letzten Jahren die Supply Chain von Evonik grundlegend transformiert und ist deshalb in diesem Jahr im Gartner Top 25 Ranking im Bereich Industrial Manufacturing unter den besten Supply Chains der Welt gelistet. In diesem Gespräch erklärt Thomas unserem Host Boris Felgendreher, wie genau das gelingen konnte. Unter anderem geht es dabei um folgende Themen: Gartner Supply Chain Top 25: - Evonik auf Platz 12 im Gartner Supply Chain Top 25 Ranking (Industrial Manufacturing) - Frühere Platzierung 2019: Platz 156 – lange Entwicklung Rückblick auf die Ausgangslage (ca. 2020): - Große Reorganisation bei Evonik - Supply Chain wurde erstmals als Managementfunktion etabliert - Vorher fragmentiert über Geschäftsbereiche organisiert - IT-Landschaft sehr heterogen („maximale Entropie“) - Kein einheitliches Supply Chain-Verständnis im Unternehmen Transformationsstrategie: - Iterativer Ansatz statt Großprojekt mit Beratern - Fokus auf Co-Creation mit internen Teams weltweit - Prozesse, Rollen, Daten, IT-Systeme sukzessive harmonisiert - Einführung von SAP IBP (Integrated Business Planning) - Festlegung globaler Standards – z.B. Demand-Planung im IBP Konkrete Maßnahmen und Herausforderungen: - Excel-basierte Planung wurde abgelöst (teilweise noch im Einsatz) - Customer Service wurde aus dem Vertrieb in die Supply Chain verlagert - Standardisierung trotz unterschiedlicher Geschäftsmodelle nur begrenzt möglich (z. B. Prozessindustrie vs. diskrete Fertigung) - Drei System-Strategien: 1. SAP-Standardmodule. 2. Custom SAP IBP-Module (z. B. Allocation in komplexen Produktionsplattformen). 3. Lokale Flexibilität mit zentralen Leitplanken Balance zwischen Standard und Flexibilität: - „Schatten-IT“ (z. B. Power BI von Citizen Developern) ist akzeptiert, solange sie kontrolliert und skaliert wird - Erfolgreiche Projekte (z. B. Reporting in USA) wurden institutionalisiert - Rahmen für dezentrale Innovation: Sicherheit, Datenmodell, Cyber Security Logistik und Partnerschaften: - Komplexe Transportlandschaft war Schwachstelle (v. a. Outbound) - Seit 2021 Zusammenarbeit mit externen Logistikpartnern (z. B. Uberfreight, Lechaco) - In USA bereits erfolgreich umgesetzt – Europa folgt - Vorteile: höhere Transparenz, reduzierte Komplexität, bessere Nachverfolgung Menschen & Organisation: - Supply Chain als Karriereweg etabliert – mit klaren Rollenprofilen und Pfaden - Aufbau einer „Supply Chain Academy“ mit Trainings & Lernpfaden - Erste globale Supply Chain Konferenz bei Evonik zur Stärkung von Gemeinschaft & Wertschätzung Ausblick & künftige Herausforderungen: - Reorganisation: von 3 auf 2 Segmente, Gefahr des Rückfalls in alte Muster - Fokus auf Irreversibilität der Transformation - Rollout von weiteren Systemen (Response & Supply, Production Planning) - Digitalisierung & KI bleiben große Themen - Kostendruck bleibt Antrieb zur Weiterentwicklung Hilfreiche Links: Evonik: https://www.evonik.com/de.html Dr. Thomas Schamberg auf LinkedIn: https://www.linkedin.com/in/thomas-schamberg/ Boris Felgendreher auf LinkedIn: https://www.linkedin.com/in/borisfelgendreher/ BVL: https://www.bvl.de/

Semaine #30. Chaque lundi matin nous servons le SILEXpresso, un condensé vocal de 5mn sur nos vues macro et allocation.  Retrouvez également le SILEXpresso, et bien plus encore, sur l'app SPARK :https://go.silex-partners.com/download/my_SPARK_appHosted by Ausha. See ausha.co/privacy-policy for more information.

Today we're talking about capital allocation, and how it's one of the most powerful, yet least discussed, skills a CEO needs to learn.Every CEO has three core jobs:* Run a good company (Operations)* Tell a good story (Investor Relations)* Deploy capital effectively (Capital Allocation)Most CEOs focus 80% of their time on the first two. Yet it's the third, capital allocation, that often has the highest leverage and the least guidance.You can read more about this topic at lookingforleverage.comThis week's podcast is brought to you by Campfire (www.campfire.ai)We've all used legacy ERPs. Painful migrations, endless consulting fees, and even after you're live, getting simple answers still means hours in spreadsheets.Campfire fixes that. It's the AI-first ERP built for modern finance and accounting teams. It's helping mid-market and enterprise teams close faster, unlock insights instantly, and scale smarter - without the additional headcount.I use Campfire myself, and it's been a game changer for our finance workflow. The interface is intuitive, migration was quick & painless, and it's freed us up to focus on strategic work.They just raised $35 million from Accel to further reimagine ERP. That's not easy to do.I'm excited to see how they keep reimagining this space – and you should be too.Check them out at www.campfire.ai. Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

John Ley breaks down TriMet's “Better Red” light rail expansion and uncovers that most of the $204 million wasn't spent on trains, tracks, or stations. With Washington residents poised to help fund future light rail via the IBR project, Ley urges greater scrutiny of how public transit money is spent. https://www.clarkcountytoday.com/opinion/opinion-trimet-better-red-cost-allocation-revealed/ #Opinion #TriMet #BetterRed #LightRail #IBR #MAXRedLine #PublicTransit #TransportationSpending #JohnLey #TransitAccountability

Join this channel to get access to perks:https://www.youtube.com/channel/UCx4dmnboK_6xnUACSpnxxMg/join#Portfolio #ETFs #Finance #StockMarket #Investing

In this episode of 7 Figure Annuity Sales, host Caleb North delivers a powerful message every agent needs to hear: stop trying to make one annuity do everything. Whether it's a MYGA, FIA, or income rider product, each annuity has a core strength—and your job is to match that strength to your client's primary need, not chase a “Swiss Army knife” solution. ➡️ In this episode, Caleb breaks down: Why trying to cover growth, income, safety, and liquidity in one product often backfires The importance of identifying a product's true purpose—and staying disciplined in how you present it How to avoid analysis paralysis when selecting annuities for clients Real-world examples of how agents get it wrong—and how to get it right A mindset shift that will lead to better client outcomes and cleaner sales If you're trying to build a business based on clarity, confidence, and consistent results, this episode will help you stop overcomplicating and start strategically positioning the right product for the right reason.

Dean is back in the studio as the Greenberg Financial Group team unpacks the whirlwind of political, economic, and market shifts shaping 2025. From the passage of the much-hyped Big Beautiful Bill and its economic implications to the explosive growth of Nvidia, the first $4 trillion company, this episode covers it all. We dissect the evolving AI landscape, spotlighting the companies poised to benefit, and dive into Bitcoin's record-breaking surge, what's fueling it and where it may go next. Whether you've been glued to the markets or just tuning back in, this episode is your all-in-one catch-up on the year so far and what's still to come.If you would like to contact us to learn more about our firm and our process call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com

Bitcoin dominance is on the decline while its price remains steady, indicating a significant shift in capital towards altcoins. This trend is a key indicator that the altseason of 2025 has begun, as capital rotation from Bitcoin to alternative cryptocurrencies gains momentum. The Altcoin Index has entered a critical zone, mirroring patterns observed in previous cycles of 2017 and 2021, which suggests a potential for major altcoin growth in the coming year.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 intro00:28 Sponsor: Tangem00:48 High-Risk Low Cap Portfolio01:01 Polygon $POL03:17 Jupiter $JUP04:00 Helium $HNT04:31 Anime Coin $ANIME05:47 G.A.M.E. $GAME06:45 Bluefin $BLUE07:54 Star Atlas $ATLAS08:36 Byte A.I. Agent $BYTE10:22 Hitdex $HIT11:35 Degen Portfolio In Progress12:09 outro#Crypto #altcoins #ethereum~Paul's Emergency Degen Altcoin Portfolio

Today's guest is Chris Hyzy. Chris is Managing Director and Chief Investment Officer supporting Bank of America Private Bank and Merrill Lynch (within Bank of America Corporation). He leads investment strategy, asset allocation, equity and fixed income management, due diligence, and wealth planning guidance.   Previously, he was CIO and Chief Investment Strategist for the Private Bank at Bank of America. Before that, he held senior investment roles at Citigroup Private Bank, including CIO for Latin America and chair of the Global Investment Themes Committee. He also led investment strategy teams at Merrill earlier in his career.   Chris holds a bachelor's degree in business from Villanova University and an MBA in finance from NYU's Stern School of Business. He serves on Villanova's board of trustees and has held other advisory and nonprofit investment roles.   In today's episode, we discussed:   · Chris shared his early career story, which began at Merrill in 1991, learning about finance after being cut from the baseball team at Villanova & focusing instead on investing. · Discussion of Chris's experience coaching sports (football, basketball) and keeping his competitive edge outside of work, noting his national championship softball team. · Chris described the BofA Chief Investment Office (CIO) structure, highlighting manager due diligence, thought leadership, portfolio management, & wealth structuring. · Emphasis on encouraging team members to pursue the CFA designation (worth noting he was a CFA candidate before he pursued his MBA at NYU) · Discussed the balance of absolutes vs. probabilities in market forecasting, including the importance of scenario planning, with their current base case being a “soft patch” rather than an imminent recession, referencing the resilience of the consumer and job market. · Exploration of valuations, equity allocations, and continuing opportunities in global markets & alternative assets as a diversifier. · Chris spoke about the evolving office market in commercial real estate, seeing “slow burn” adjustments and repositioning as potential outcomes. · Final thoughts touched on best practices for young professionals: keys being curious, prepared, & disciplined. · Chris named Babe Ruth and Lou Gehrig as two historical figures he would want to interview if the tables were turned & he were the host of the Investors First Podcast.   Today's hosts are Steve Curley, CFA (Co-Managing Principal at 55 North Private Wealth) & co-host Steven Rogers, CFA (VP, Capital Markets at Hillpointe).   Please enjoy the episode. You can follow us on Twitter & LinkedIn or at investorsfirstpodcast.com

In this episode of 7 Figure Annuity Sales, host Caleb North breaks down one of the most critical—and misunderstood—components of fixed indexed annuities: index strategies. If you're selling annuities without fully grasping how caps, spreads, participation rates, and crediting methods work, you're leaving both value and trust on the table. ➡️ In this episode, you'll discover: The core index strategies used in modern annuities (and when to use each) How to explain performance triggers, point-to-point crediting, and volatility control indices to clients Why not all index strategies are created equal—and what to look for in carrier design How to evaluate client suitability based on strategy, not just sizzle Proven tactics to position index strategies with clarity and confidence in your sales process Whether you're a new agent or already writing consistent premium, this episode is your complete guide to understanding and using index strategies to maximize client outcomes and build trust through transparency.

Reliability Allocation Abstract Enrico and Fred discuss various approaches to allocation. Key Points Join Enrico and Fred as they discuss the pros and cons of different approaches to reliability goal allocation for subsystems and components. Topics include: Is there value in allocation goals for each component in a system? What is the purpose of allocation? […] The post SOR 1084 Reliability Allocation appeared first on Accendo Reliability.

This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Oberle Risk Strategies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Insurance Broker and Insurance Due Diligence Provider for Search Funds and Other Small-to-Medium-Sized Businesses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  *This episode is brought to you by ⁠⁠⁠B⁠⁠⁠⁠oulay, the industry standard for Quality of Earnings, tax, and audit services, serving search fund entrepreneurs for 20+ years⁠⁠⁠⁠⁠⁠⁠*Today's episode is all about the Finance & Accounting function: My guest is Nicholas Andrews, who is the Founder of Aspen Consulting Group, a company that performs finance, accounting, and operations consulting for a wide range of small and medium sized businesses. Our conversation begins with several questions about how to manage cash and other sources of liquidity amid all of the macroeconomic volatility & uncertainty we're currently witnessing. We then discuss the topic of employee financial literacy, including the question of how transparent CEOs should be with company financials, and then move to questions of capital allocation and how CEOs should think about spending the cash that they generate, and finally we conclude with several considerations related to hiring, specifically focusing on the question of how CEOs should think about hiring a senior finance & accounting leader.Please enjoy!

An air of uncertainty is driving more investors toward gold IRAs as a retirement hedge. But do they have a clear understanding of what gold can realistically offer as an asset?Insight from https://msgoldira.com/gold-may-be-set-to-bounce-back-after-a-recent-fall/ MsGold IRA City: Cushing Address: 2340 East Main Street Website: https://msgoldira.com

#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions. Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free 8-count sample pack of my favorite electrolyte drink mix MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brian Feroldi's Emergency Fund Size Formula Wealthfront: Get $5k managed free here and get a 0.5% APY boost here Daffy: Get free $25 for charity here Direct Indexing: Frec ATH Podcast Ep #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyle Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Episode Overview (03:37) Step 1: Operating Cash (05:14) Step 2: Employer Match (06:21) Step 3: Urgent Debt Payoff (07:56) Step 4: Safety Net (11:49) Step 5: Short-Term Goals Fund (13:30) Step 6: Debt Review (15:44) Step 7: Tax-Advantaged Investing (21:38) Step 8: Brokerage Investing (30:16) Step 9: Education Investing (31:23) Step 10: Optional Debt (32:48) Why You Should Prioritize Liquidity (37:51) Types of Alternative Cash Savings (40:48) The Margin Call (43:28) Listener Q1: Strategy for Using Money from House Sale (47:07) Listener Q2: How to Leverage Tax-Loss Harvesting (50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio (55:00) Listener Q4: Thoughts on Financial Advisors Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jaime Carrasco, Senior Portfolio Manager at Harbourfront Wealth Management, joins us for a no-nonsense breakdown of where we are headed: a global credit implosion, the devaluation of fiat currency, and a historic wealth transfer into gold and silver. He explains why 30% of your portfolio should be in precious metals, why silver will outperform gold, and how to protect your assets from the storm that's already underway.#gold #silver #marketcrash ------------

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Grove's $1B allocation, Digital Asset's $135M raise, tokenized stocks and more RWA news!   Company of the Week - Herwig: Dinari Company of the Week - Kyle: Davis Commodities   Companies covered include Grove, Janus Henderson, Anemoy, Centrifuge, Republic, SpaceX, Dinari, Upexi, Superstate, Digital Asset, Canton Network, DRW, Tradeweb, FalconX, Lynq Network, Wormhole, Ripple, Nasdaq, QCP, Davis Commodities, Plume, Blocksense, Jarsy, Baillie Gifford, Archax, BlackRock, Ethena, Securitize, KfW, SDX, MTCM Securitization Architects, Tokeny, Matrixdock, SPiCE VC, Clearpool, Fiserv, Solana, Mastercard, Paxos, PayPal, Particula, Agora, and EFAMA ==== TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz  ==== ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 1:56 Market Movements 18:00 RWA Foundation Updates 20:18 Token Debrief 40:14 Companies of The Week  

 00:00 Introduction to Coffee Terminology02:50 Understanding FOB and Its Importance05:57 The Process of Coffee Stripping09:05 Buying Forward: Securing Future Inventory12:02 Defining Your Coffee Position15:06 Delivery Orders and Their Role17:49 Understanding NANS and Its Implications21:10 Grain Pro: Enhancing Coffee Quality23:56 The Role of the Green Coffee Association27:12 Hedging: Managing Risk in Coffee Trading27:54 Understanding Hedging in Coffee Trading30:17 The Importance of Allocation33:38 Counterparty Dynamics in Coffee Transactions35:51 Differentials: A Unique Pricing Strategy38:32 Long and Short Positions Explained41:52 The Concept of Lots in Coffee Trading46:32 Understanding Carry Charges49:52 Unit of Measure: The Basics of Coffee Pricing  Visit and Explore Covoya! TAKE OUR LISTENER SURVEY

In this powerful episode of 7 Figure Annuity Sales, host Caleb North pulls back the curtain on the often-misunderstood world of annuity bonuses. While bonus features can look enticing on paper, Caleb highlights the hidden pitfalls that many agents overlook—costly strings, limited use cases, and client outcomes that fall short of expectations. ➡️ What you'll learn in this episode: - The real mechanics behind annuity bonuses and how carriers apply them - 3 key scenarios when a bonus actually benefits your client (and why they're rare) - How to calculate the true cost of a bonus, factoring in surrender charges, crediting rates, and policy terms - Common sales myths around bonus-driven annuities—and how to avoid falling for them - Tactical advice on when & how to position bonus features as a genuine value-add Whether you're a seasoned annuity advisor or just getting started in the financial planning space, this episode gives you a clear-headed, no-nonsense approach to assessing bonus-driven products. Caleb's insights can help you protect your clients' interests—and your credibility as their trusted advisor.

How does the treasury team impact corporate strategy? In this episode of Corporate Finance Explained, we break down the critical role of the corporate treasury function, including liquidity management, financial risk mitigation, and capital allocation.

James Kostohryz returns to discuss the multiple economic shocks that might still hit the economy in 2025 (1:40). High inflation expectations, Fed pressure, and interest rates (13:40). Allocation ideas for a recession (19:35). Elon Musk, escalating debt, and the big, beautiful bill (28:10). Israel, Iran, and oil (45:35). What's driving Bitcoin surge (58:40).Show Notes:Will War Trigger A Bear Market And Spike In Oil?Will Macroeconomic Shocks Lead To Business Cycle Recession?Is Elon Musk Right About A US Debt Crisis?CPI inflation comes in softer than expected in MayEpisode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Do you ever feel like you're just going through the motions at work, unsure about the exact strategy to guide your decisions? This episode will change that.In the business world, the word “strategy” is quite the buzzword. But what does it really mean to think and lead strategically? And what can you do as a manager to get better at it?If you want to stop wasting time and start making powerful strategic decisions no matter your position, today's guest is here to unpack everything you need to know about being strategic.Today's guest is Rich Horwath, CEO of the Strategic Thinking Institute. Over the past 20 years, Rich has helped more than one million managers around the world learn how to think, plan, and act strategically. He is a New York Times bestselling author of 8 books on strategy and his vision is to teach the world to be strategic.In this episode, Rich shares his insights on how strategy is often misunderstood and why it's crucial for everyone—from individual contributors to senior leaders—to think strategically.He breaks down the difference between strategy and tactics, explaining how understanding the distinctions can lead to better decision-making. He also shares a practical framework for everyday strategic thinking and how to manage your time, allocate resources wisely, and pivot when necessary to stay on coursePlus, in the extended episode available to Podcast+ members, Rich delves into what isn't strategic thinking and the tools that will help you act more strategically.Join the conversation now!Get FREE mini-episode guides with the big idea from the week's episode delivered to your inbox when you subscribe to my weekly email.Conversation Topics(00:00) Introduction(00:23) The difference between strategy and tactics explained(04:10) Why strategy matters at every level of the organization(06:08) The 3 As framework: Acumen, Allocation, and Action(07:57) What it looks like to apply the 3 As framework in practice(12:06) Making smart decisions through resource allocation(18:34) How to stay strategic in a constantly changing environment(22:39) A real-world example: Adjusting tactics to align with strategy(25:30) A great manager Rich has worked for(26:39) Keep up with Rich(27:27) [Extended Episode Only] What it looks like when you're not being strategic(30:59) [Extended Episode Only] Tools to help you act more strategicallyAdditional Resources:- Get the extended episode by joining The Modern Manager Podcast+ Community for just $15 per month- Read the full transcript here- Follow me on Instagram here - Visit my website for more here- Upskill your team here- Subscribe to my YouTube Channel here Keep up with Rich Horwarth- Follow Rich on LinkedIn here- Subscribe to his YouTube channel here- Listen to the Strategic Minds Podcast here- Check out StrategicThinking Institute here for moreBook Giveaway - 5 copies of Strategic AND Free White Paper on DelegationRich is giving away five copies of his book STRATEGIC: The Skill to Set Direction, Create Advantage, and Achieve Executive Excellence, which Inc. Magazine described as “A top 4 must read business book to kick off the year.” In the book, Rich shares practical tools, tips, and techniques he's developed over two decades that can help you think, plan, and act strategically in every area of your business. And, members of Podcast+ can download Rich's White Paper: Lead at Your Level, which addresses the importance of delegation to a leader's success. In the article, Rich shares the four factors that are crucial to effective delegation and the ability to unlock dozens of hours of extra time each year.To get this bonus and many other member benefits, become a member of The Modern Manager Podcast+ Community.---------------------The Modern Manager is a leadership podcast for rockstar managers who want to create a working environment where people thrive, and great work gets done.Follow The Modern Manager on your favorite podcast platform so you won't miss an episode!

In this episode, we explore the importance of embracing technology to run a more efficient and scalable annuity business. From organizing client data to streamlining your sales process, the right tools can save time, reduce errors, and help you stay focused on what matters most—serving your clients. We talk about how adopting tech doesn't replace hard work; it enhances it. If you want to stay competitive and maximize your impact, learning to use technology effectively is no longer optional—it's essential.

(00:00) Intros(01:04) Discussing Booz Allen Hamilton(14:30) Are we at peak Yale endowment allocation?(27:15) Is Uber Investable?(33:30) Our use of A.I. (39:50) DisclaimersEmail us your thoughts and questions at info@gfiic.com!

In this episode, we unpack why becoming an expert in the annuity industry isn't the finish line—it's the starting point. Having a solid grasp of products, strategies, and regulations is the bare minimum every agent should strive for. But what separates the average from the elite is what you do beyond that—going the extra mile for your clients, working closely with carriers, and constantly leveling up your knowledge and effort. If you want to be a top producer, it starts with expertise, but it takes much more to truly stand out.

Gina Martin Adams, Chief Equity Strategist for Bloomberg Intelligence, talks to Sungarden Investment Publishing's Rob Isbitts about investing, strategizing and the many paths of finance (1:15). Bloomberg MVP index. Momentum, volatility, valuations and profitability (8:30). Evolution of markets (17:00). Why valuations for biggest large caps are so high (24:45). Where should your capital be allocated? (36:20)Show Notes:Markets And Dividend Investing Are Evolving - How To Take AdvantageSmall Cap NuanceEpisode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

In this episode, we talk about the deeper mission behind Retirement Realized—building high-character individuals first, because true success in this industry starts with who you are, not just what you achieve. The goal isn't just to create top producers, but people who lead with integrity, generosity, and a genuine desire to serve others. That kind of character shows up before the big numbers ever do, and it's exactly what sets the foundation for lasting success in the annuity business and beyond.

This episode covers two often overlooked but critical areas for annuity agents: tracking your numbers and understanding Roth conversions. We explore why consistently monitoring your activity and performance metrics can lead to smarter decisions and better results. Then we break down the value of Roth conversions, how they fit into retirement planning, and why they can be a powerful tool in client conversations. Packed with practical insights, this episode is all about tightening your process and adding more value to every appointment.

This episode explores how Bitcoin investors can build resilient portfolios, respond to economic slowdowns, and make smarter money and time decisions. Expert insights on real estate trends, estate planning, and hedging strategies round out a comprehensive discussion. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 03:45 - The sustainability of Bitcoin's rally and long-term price outlooks. 05:35 - Trends in Bitcoiners' real estate investments amid housing illiquidity. 07:43 - How to interpret downgraded global growth forecasts for personal planning. 11:12 - How Bitcoiners can diversify portfolios while managing volatility. 19:45 - Entrepreneurial vs. employment decisions in today's financial climate. 20:37 - Hedging strategies for crypto portfolios under regulatory uncertainty. 21:05 - Shifts in investor behavior during inflationary slowdowns. 21:22: The impact of macroeconomic trends on Bitcoin investment strategies. 29:00 - The estate and tax implications of a Strategic Bitcoin Reserve. 36:09 - Lifestyle shifts prioritizing time over income in economic downturns. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Jim's website. Jim's⁠ X Account⁠. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠here⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠Premium Feed⁠⁠. NEW TO THE SHOW? Join the exclusive ⁠TIP Mastermind Community⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: ⁠X (Twitter)⁠ | ⁠LinkedIn⁠ | | ⁠Instagram⁠ | ⁠Facebook⁠ | ⁠TikTok⁠. Check out our ⁠Bitcoin Fundamentals Starter Packs⁠. Browse through all our episodes (complete with transcripts) ⁠here⁠. Try our tool for picking stock winners and managing our portfolios: ⁠TIP Finance Tool⁠. Enjoy exclusive perks from our ⁠favorite Apps and Services⁠. Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠The Intrinsic Value Newsletter⁠. Learn how to better start, manage, and grow your business with the ⁠best business podcasts⁠. SPONSORS Support our free podcast by supporting our ⁠sponsors⁠: SimpleMining AnchorWatch Found DeleteMe Fundrise Vanta The Bitcoin Way Indeed Shopify Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm