Podcasts about retirement podcast

Send us Fan MailI don't know if you've noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash transfers, such as ACH, debit cards, Zelle, and Venmo. But, are electronic money transfers safer?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail"Hacks" are everywhere, including an article I recently read concerning the Trump account "hack" that could turn small savings into a tax-free fortune. After reading the article, I felt it was technically correct, but disingenuous. It is not practically feasible for most people. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailKevin Sebesta, CRPC joins me for a fun and entertaining discussion about spending in retirement. We speak about how to maximize spending for fun, travel, and personal care.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley opens with the strategies necessary to help ensure retirees go through that retirement transition from saving to distributing with confidence and peace of mind. She then moves into the different layers of income in retirement while also stressing the need to be properly diversified. Reach Kelley at 800-810-8060. California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Marty opens by pointing out some of the drivers of retiree anxiety. They include a lack of confidence, being fed financial news twenty-four hours a day, inflation and interest rate uncertainty. He then moves into a discussion about easing that anxiety in retirement by building in a good income and spending plan. Reach Marty at 888-519-9096. Smart Money SolutionsSee omnystudio.com/listener for privacy information.

Send us Fan MailYou can't think your way out of every hardship, but you can train your mind to notice joy more easily, recover faster from setbacks, and create meaning even when life isn't perfect. Shifting mindset isn't about positive quotes; it's about retraining attention, interpretation, and habits.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley shares insights on retirement planning, risk management, and wealth strategies. Discover how to balance growth, income, and safety while avoiding common pitfalls in your financial journey. Reach Kelley at 800-810-8060. California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Kelley discusses comprehensive strategies for creating sustainable income in retirement, emphasizing layered income planning, tax diversification, and the importance of proactive planning to ensure financial confidence. Reach Marty at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.

Send us Fan Mail“At 3 percent, you are probably safe; at 4 percent, you are taking real risks; and at 5 percent, you had better like cat food and vacations very close to home." -Attributed to various, popularized in financial planning circles.A Safe Withdrawal Rate is the amount of money that you're supposed to be able to remove from your portfolio each year without the portfolio running out of money during a person‘s lifetime.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Marty discusses essential retirement planning strategies, tax considerations, legacy transfer, and adapting to new retirement realities. Learn how to optimize your finances for a secure and fulfilling retirement. Reach Marty at 888-519-9096 Smart Money SolutionsSee omnystudio.com/listener for privacy information.

Kelley discusses comprehensive strategies for creating sustainable income in retirement, emphasizing layered income planning, tax diversification, and the importance of proactive planning to ensure financial confidence. Reach Kelley at 800-810-8060. California Wealth Advisors See omnystudio.com/listener for privacy information.

Send us Fan MailI feel strongly that people are put in certain places, exposed to certain individuals, and placed in certain situations for specific reasons. Whether your belief is based on faith, kismet, fate, destiny, or happenstance, there are references to support this supposition.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

April 2026 – Planning and delivering change in pensions In this podcast, Aon's Louise Dale and Tim Lancaster are joined by colleagues Fatema Dewji and Dana Weisner to discuss delivering pensions projects, with appropriate oversight, in an ever-changing landscape. You will also hear the key pension news from the last month summarised by Louise Dale and Tim Lancaster. Read our recent article exploring strategic programme consulting in pensions: https://www.aon.com/getmedia/06eab0be-7eb2-4551-aace-fe27e3e0cf70/PA_Nov_25_AonGov2.pdf Discover how Aon's programme management can work: https://www.aon.com/getmedia/944e38b2-a7bb-4b4a-af51-6a0ec96b76b7/Programme-Management-2025-Brochure.pdf Join our upcoming webinar - Protecting the member Experience in a Changing World: https://www.aon.com/unitedkingdom/most/webinar Access the UK Results of Aon's latest Global Pension Risk Survey: https://www.aon.com/uk-global-pension-risk-survey-2025-26-v2 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Marty discusses strategies to turn savings into reliable income, the importance of flexible plans, and how to avoid common pitfalls in retirement. Learn how to create a personal pension, manage taxes, and ensure your money lasts a lifetime. Reach Marty at 888-519-9096. Smart Money SolutionsSee omnystudio.com/listener for privacy information.

Send us Fan MailJoin me as I interview Tim Hamburger, a unique and giving person who shares his life and financial story.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailI've been contemplating recently whether AI could be a useful aid in retirement planning. I asked ChatGPT about the benefits and problems with using AI for retirement planning, and asked ChatGPT to formulate a retirement plan for me. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail"If some lives form a perfect circle, others take shape in ways we cannot predict or always understand." -Nicholas SparksThis is the SIXTH, and most likely the last podcast about the reestablishment of our household into our current home. This blog follows THE BIG MOVE, THE BIG DRAIN, THE BIG PUSH, THE BIG SPRINT, AND THE BIG SIGH.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail“Most folks are as happy as they make up their minds to be” -Abraham LincolnIf happiness is not a natural gift bestowed on some people, but not others, can the ability to choose happiness be learned?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

It's the number one fear of Americans as they get set for retirement, and there are many factors as to why that is, including longevity, inflation and taxes among others. Pat discusses these and other areas and how planning for them as best as possible can help alleviate some of the fears and help better set people up for their post working years.

March 2026: Spring Forward into Financial Wellbeing and Financial Coaching Aon Financial Wellbeing and Financial Coaching specialist colleagues Fleur Iannazzo and Zoe Boothroyd explore the difference between financial wellbeing and financial coaches, as well as some of the new ways we are helping our clients' team members. You will also hear the key pension news from the last month summarised by Louise Dale and Tim Lancaster. [Add in any links we have to financial wellbeing collateral on the website] Explore the UK Results of Aon's Global Pension Risk Survey 2025/26 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Send us Fan MailKevin Lyles, CRPC™️ joins me in a discussion about risk mitigation when market valuations are high.Are there actions to take, and when are these actions appropriate?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send a textThe question of entering retirement mortgage-free is interesting because it has financial, behavioral, and emotional components. In this podcast I discuss Taylor's financial position, and use Taylor's review as a gateway to the discussion about whether it's better to retire mortgage free.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send a text"Words are, of course, the most powerful drug used by mankind."  — Rudyard KiplingI am a firm believer that words are powerful. But, that power can have both a positive or negative effect.                                If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send a text"Curling is nicknamed 'chess on ice' because strategy plays just as important a role as skill." -Brant CurlingThere's something hauntingly seductive in the extreme slowness and choreography guiding the release of the stones.I pondered my attraction to curling and weirdly realized that curling has many similarities to finance.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Talking to family about inheritance and legacy planning is difficult for many families, but avoiding the conversation can lead to family rifts and financial mismanagement. Pat takes some time to discuss why communication can be the missing piece in many legacy plans.

Send a textJoin Kevin Sebesta, CRPC™️ and me as we discuss many aspects of aging and elder care. Along with general aspects of aging, Kevin and I discuss our personal journeys with aging parents.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

February 2026: Recent developments in Local Government Pension Scheme Governance Louise Dale and Tim Lancaster are joined by Aon LGPS specialist colleagues Daniel Kanaris and Laura Caudwell to explore the significant changes to Local Government Pension Scheme Governance recently announced and how administering authorities can best respond. You will also hear the key pension news from the last month summarised by Louise and Tim. You can find more information around the proposed changes on the government's consultation sites – https://www.gov.uk/government/consultations/local-government-pension-scheme-in-england-and-wales-fit-for-the-future-technical-consultation on draft regulations and https://www.gov.uk/government/consultations/local-government-pension-scheme-england-and-wales-fit-for-the-future/outcome/local-government-pension-scheme-england-and-wales-fit-for-the-future-government-response. You can also read the LGPS Scheme Advisory Board's response to the draft Regulations and guidance. Read Aon's public sector team's response https://img.response.aonunited.com/Web/AonUnited/%7Bf7d32559-d42d-4fae-9657-c3310b745c14%7D_Good_Governance_Spotlight_December_2025.pdf on the key proposals, and Aon's guide to Good Governance https://www.aon.com/getmedia/b309980f-dce5-4e3e-86bd-dd4e59b93789/Aon_Good-Governance-Brochure_2025.pdf. Aon's LGPS Good Governance team are also ready to support with any questions and are offering a free meeting to any LGPS administering authority to discuss the potential impact of the proposals and a potential action plan – email LGPS.Good.Governance@aon.com Register to join our upcoming taking place across the UK: https://www.aon.com/pension-conference Explore the UK Results of Aon's Global Pension Risk Survey 2025/26: https://www.aon.com/uk-global-pension-risk-survey-2025-26-v2 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Send a textBoth lump-sum investing and dollar-cost averaging are valid investment approaches. But, is one approach better than the other?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Pat revisits the topic of how money affects people emotionally, and how their behavior can play into the decisions they make with their investments, and not always for the better.

Is the 4% rule actually causing people to work 5 to 10 years longer than they need to?In this episode of The Planning for Retirement Podcast, Kevin Lao breaks down a series of real historical 40 year retirement backtests using withdrawal rates of 4%, 5%, 6%, and even 7%, and the results are shocking.Using Portfolio Visualizer, Kevin tests how different withdrawal rates would have performed starting in 1986 through 2025, and then compares those results to what happens when you retire into a tougher market environment like the lost decade (starting in 2000).This episode is all about the real retirement planning lesson most people miss:

Send a textWhat happens when your work is no longer profitable? Is it time to quit work altogether, or does it provide the opportunity to work free, or work for me?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

known tax and estate planning authority Bob Keebler about the changes and what you can do to help determine the best ways to make them work for you.

Income is the key to any retirement plan because without it, retirement isn't very realistic. Pat takes a look at ways to develop streams of income to go along with Social Security that can bring you what you need for your regular expenses, and form the basis of a solid economic retirement plan.

Send us a text“It doesn't matter how slowly you go as long as you do not stop.“ -ConfuciusA little over a week ago, I watched with sadness as newscasters gleefully announced that January 9, 2026, had been proclaimed the unofficial “Quitter's Day” for this year. Newscasters proclaimed January 9, 2026, as the day that most New Year's resolutions have already been abandoned.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textWe are convinced that the average investor cannot deal successfully with price movements by endeavoring to forecast them. -Benjamin GrahamLate in 2025, I stated I would devote a blog and podcast to dollar-cost averaging. I feel that dollar-cost averaging is one of the two most important strategies that do-it-yourself investors can implement. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Slava shares how he retired early and his whole journey to get there. Enjoy.Want to be a guest? → https://vwo3759x8i7.typeform.com/to/gh00JmnZ–––––––––––––––––––––––––––––The statements provided are from individuals who are not clients of Root Financial Partners, LLC. These individuals were not compensated for their comments, and their views do not necessarily reflect those of Root Financial Partners, LLC. The information shared is for informational purposes only and should not be considered a recommendation or testimonial regarding advisory services.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Kathleen Kennedy has officially stepped down as head of Lucasfilm, making way for Dave Filoni and Lynwen Brennan to head up the Star Wars franchise. We are joined by Star Wars News Net's Tyler Bradshaw to break it all down, from how Filoni/Brennan will do to where all the Star Wars projects stand now that Kennedy is gone. ---Follow Tyler: https://www.tiktok.com/@starwarsbookdudeFollow Star Wars News Net: https://x.com/StarWarsNewsNet---Music credits:Intro: March of the Resistance - Guitar Cover (Star Wars: The Force Awakens Metal Remix) - Trey J. AndersonAd Break: March of the Resistance - Lofi Hip-Hop - Closed on SundaysOutro: Victory Celebration - John Williams, London Symphony Orchestra===Keep up with us on Social Media===Twitter: www.x.com/RecklessRebelsInstagram: www.Instagram.com/RecklessRebelssJack Pues : www.x.com/jackpuesKlein Felt: www.x.com/thekleinfeltThomas Carter Rochester: Linktr.ee/TCRochesterACT---

Send us a textRaising and educating children is not easy. Kids don't come with instruction books! Parenting information is not standardized. With kids, one size fits one, not one size fits all!If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

After years of research searching for the perfect retirement community, Judy found Woodside. She visited the Villages, Del Webb, and so many others that she found didn't fit what she was looking for - other active retirees of similar age. Now she's IN LOVE with retirement and shared her entire story with me on my show, Retirement Reality. This NOT a paid advertisement. If you wish to reach out for a Discovery tour of Woodside, you can email David directly at dseawell@woodsidecommunities.com and if you let him know you found him through my channel, he'll make sure to treat you well!I'm flying from Los Angeles to Aiken, South Carolina to visit the Woodside community next month myself to do a full review of the community (similar to a restaurant review, but for retirement communities)!Is there a retirement community you're excited to go to? If so, let me know in the comments and I'll add them to my list of communities to review!For Judy, early retirement comes down to one word: choices. At 57, two years into life after work, she wakes up with the freedom to choose slow mornings, long walks, golf leagues, pickleball lessons, and spontaneous trips.Her plan was always early retirement at 55, and she never lost sight of it... even when fear, routine, and the temptation of “one more year” crept in.She shares how she built her “superhero account,” prepared for healthcare, learned to balance enjoying today with planning for tomorrow, and embraced the courage to leave a career she liked for a life she loves.Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZ –––––––––––––––––––––––––––––Judy is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. Her statements reflect her own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offereCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

2025 reminded us of something important: markets don't move based on headlines or how we “feel” about the economy — they move based on earnings, inflation, interest rates, and policy.And if you're close to retirement, the goal isn't to predict the market perfectly.The goal is to know what actually matters and build a plan that works whether markets are great, average, or ugly.In today's episode of the Planning for Retirement Podcast, I start by recapping what we said to watch in 2025, what actually played out… and then I walk through six key themes that could drive markets in 2026.✅ We'll cover:• How tax policy could act as a tailwind (or a temporary sugar high)• Why the labor market matters more than the unemployment rate• What the Fed is likely to do next — and why Powell's replacement could be a big deal• Why AI is fueling earnings growth and margin expansion (and what that means for markets)• Why bonds are back — and why fixed income matters even more for retirees• Why international stocks outperformed in 2025, and the danger of recency biasBy the end, you'll have a clear framework for what to watch in 2026 — and how to stay focused as a long-term retirement investor.I hope you enjoy it!-Kevin ⁠⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and should not be considered as tax, legal or investment advice.

Send us a textJoin Kevin Lyles, CRPC™ and myself as we discuss the merits of active management and passive investing. In this episode Kevin critiques my decision to engage an advisory firm to manage a portion of my assets and my reasons for this decision.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Ex-silicon valley guest turned Scuba Diver shares the truth behind retiring early!Hope you enjoy the insights shared!Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZInterested in a custom strategy to retire early? → https://www.rootfinancial.com/start-here/Get access to the same software I use in my videos and join the Early Retirement Academy here  → https://ari-taublieb.mykajabi.com/early-retirement-academy–––––––––––––––––––––––––––––Suzi is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Send us a textLooking back can be painful, especially if you've made a bad decision. This two year look back explores whether staying invested in stocks or selling and moving to the sidelines was the best decision two years ago.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textThe end of the year is a great time to look forward and backward to evaluate where you've been, and where you're going!If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down one of the most confusing — yet essential — components of retirement planning: bonds. Jim and Casey explain what bonds are, how they generate income, and why they behave differently from stocks. They dig into interest rates, bond ladders, risk vs. reward, and why bonds can either stabilize a retirement portfolio or hold it back depending on how they're used. Whether you're already retired or planning ahead, this episode clarifies the role bonds should play in your long-term income plan — especially in today's evolving interest-rate environment. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why bonds matter in retirement 01:36 – What exactly is a bond? 02:58 – How bonds generate income 04:26 – Why bonds behave differently from stocks 05:58 – Interest rates and how they affect bond values 07:46 – The role bonds play in stabilizing a retirement portfolio 09:30 – When bonds can actually hurt your retirement plan 11:12 – Understanding bond duration and risk 12:58 – The pros and cons of bond ladders 14:40 – How to know if you have the right amount of bonds 16:12 – Bonds vs. CDs vs. annuities — what's the difference? 17:48 – Practical tips for building a bond strategy Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down some of the most common — and costly — mistakes people make leading up to and during retirement. From emotional investing and improper risk management to underestimating taxes, Social Security timing, and overspending early in retirement, Jim and Casey explain why these issues show up so often… and what you can do to stay clear of them. They share real-world client experiences, discuss the habits that lead to long-term success, and offer practical steps to help retirees and pre-retirees avoid unnecessary stress, poor decisions, and financial regret. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why retirement mistakes happen 03:05 – Mistake #1: Overspending early in retirement 06:14 – Mistake #2: Not having a written plan 08:10 – Mistake #3: Not investing your age 10:34 – Mistake #4: Working longer than you really needed to 13:29 – Mistake #5: Ignoring taxes until it's too late 14:23 – Mistake #6: Delaying big decisions 16:50 – Mistake #7: Not reaching out to our team  17:40 – Q&A with Casey 20:45 – Key takeaways & closing thoughts Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Retirement used to mean slowing down. Now it can mean staying active, starting new projects, traveling more, and building a “second act” that’s actually fun. In this episode of The Road to Retirement, Steve Sedahl sits down with retirement planner Tripp Limehouse of Limehouse Financial to talk about what modern retirement really looks like—and what it takes to fund it. Want to learn more or schedule a conversation? Visit limehousefinancial.com or call 800-940-6979.See omnystudio.com/listener for privacy information.

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions talk through one of the biggest emotional challenges retirees face: staying calm during market volatility. Jim and Casey unpack why markets feel so unpredictable, the psychological traps investors often fall into, and the practical steps you can take to keep your financial plan on track when headlines turn scary. They also share real client experiences, lessons learned from previous downturns, and the mindset shifts that help long-term investors stay confident rather than reactive. Whether you're retired or nearing retirement, this episode provides clarity and reassurance for navigating uncertain times with a steady hand. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why markets feel more “nervous” lately 02:04 – What a “nervous market” really means 03:30 – Why volatility feels worse than it actually is 05:22 – Emotional traps investors fall into 07:10 – Recency bias, fear, and market overreactions 09:18 – What history tells us about volatile periods 11:26 – How long-term investors can stay grounded 13:14 – Building a plan that can weather any market 15:06 – Why staying invested matters more than timing 17:20 – Real client stories from past downturns 19:02 – Practical steps to stay calm and make smart decisions 21:18 – How to evaluate your portfolio during volatility 22:42 – Final thoughts and encouragement Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Stop letting your birthday decide your bond mix.That “age in bonds” rule feels safe, but it can quietly rob you of growth, freedom, and spending power.In this episode, Ari challenges the traditional 60/40 rule and shows how to build a smarter allocation based on your actual life, not your birth year. Using a real client story—a couple with $2 million in a 401(k), $85K in rental income, and $50K in part-time work—we explore how to balance risk, income, and long-term security without falling into the target-date trap.You'll hear:Why age-based rules and target-date funds often miss the markHow to define risk as losing purchasing power, not watching prices moveWhen higher equity can safely support early retirement dreamsHow to use part-time work, rental income, and Social Security to reduce bond dependenceTurning volatility into an advantage with Roth conversions and tax-smart rebalancingThe “five-year war chest” method for withdrawals without panic sellingIt's not about chasing returns, it's about funding freedom. Learn how to design your portfolio around the life you want, not the rule someone made decades ago.If this conversation helped you rethink your allocation, follow the show, share it with a friend, and leave a quick review.Ready to build a plan that aligns your investments, taxes, and cash flow? Visit https://www.rootfinancial.com/start-here/ to start your custom plan today.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

This week I enjoy a brilliant conversation with Dan Haylett, a fellow financial planner and podcaster, and author of The Retirement You Didn't See Coming, a book I highly recommend.   Dan Haylett on LinkedIn https://www.linkedin.com/in/dan-haylett-retirement-coach/ Humans vs Retirement Podcast https://www.humansvsretirement.com/ The Retirement You Didn't See Coming - Book on Amazon https://amzn.to/4o0UhYB The Retirement You Didn't See Coming - Book on TGBB https://www.thegreatbritishbookshop.co.uk/products/the-retirement-you-didn-t-see-coming The above links can also be found on the Meaningful Money website, at https://meaningfulmoney.tv/session597