Podcasts about retirement podcast

Send us a textWhat happens when your partnership with risk no longer works? How do you dissolve the partnership? This process is termed portfolio de-risking.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

October 2025 – Effectively managing your pension scheme risks In this podcast, Aon's John Harney and Jennifer Michel are joined by colleagues Vanessa Jaeger and Michelle Burgess to explore what effective risk management for pension schemes looks like under the General Code, including operational risks, such as cyber. You will also hear the key pension news from the last month summarised by John Harney and Jennifer Michel. Check out Aon's Pensions Governance Support homepage: Pensions Governance Support | Aon Read our In-Depth article about the General Code of Practice – Own Risk Assessment: Aon-InDepth-ORA-version-Feb-2024.pdf Read our article to identify how cyber resilient your pension scheme is: https://www.aon.com/getmedia/f33b7eef-755f-4bf7-b952-1e03a1da97a6/Cyber-focus-with-Pensions-Age-June-2025.pdf?utm_source=linkedin&utm_medium=org-post&utm_campaign=b_0_we__all_wlt_zz_uk_gb&utm_content=r__re&utm_term=pa-cyber-article Check out Aon's Pensions Governance Support homepage: https://www.aon.com/unitedkingdom/retirement-investment/pension-scheme-governance/index Read our In-Depth article about the General Code of Practice – Own Risk Assessment: https://www.aon.com/getmedia/c9f70d6f-1b3b-4589-93e7-2708206840be/Aon-InDepth-ORA-version-Feb-2024.pdf Email us your topic suggestions, comments and questions to TalkToUs@aon.com

In this Australian Retirement Podcast episode, your host Owen Rask sits down with Aaditya Thakur (PIMCO) to discuss: – What a bond fund manager actually does – The role of macroeconomic forecasting in fixed income – PIMCO's multi-layered investment process – Why bonds still matter for investors in 2025 ~~Topics Covered~~ – What a bond portfolio manager actually does day to day – Top-down vs. bottom-up bond analysis – How PIMCO runs global investment strategy sessions – Why bonds offer diversification and income for Aussie investors ~~Resources for This Episode~~ - ⁠Visit TermPlus to learn more⁠ - Pimco Australian bond fund - Pimco ETFs ~~ Rask Resources ~~

Kelley discusses the importance of early retirement planning, the significant wealth transfer expected from baby boomers, and effective tax strategies for retirement. The conversation emphasizes the need for proactive financial planning to prepare for unexpected life changes and the importance of educating heirs about managing inherited wealth. Listener questions cover various topics, including tax implications of selling a business and strategies for improving annuity performance. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty discusses the often surprising transition into retirement, emphasizing the importance of planning and establishing a routine. He highlights the emotional and psychological adjustments retirees face, the significant healthcare costs they may encounter, and the necessity of planning for long-term care. The conversation also covers the importance of financial flexibility in retirement planning, creating a guaranteed income plan, and addressing listener questions about IRA withdrawals and inflation. Marty provides insights into how retirees can navigate these challenges and ensure a comfortable retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Send us a textEstimated taxes and tax payments are some of the most misunderstood tax requirements taxpayers face. Payment of estimated taxes is more problematic for retirees who never paid estimated taxes during their working careers!If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Marty explores retirement planning fundamentals, including income replacement strategies, tax considerations, and the significance of planning for longevity. The conversation also addresses emotional investing, withdrawal strategies for retirement savings, and the implications of inherited IRAs. Finally, the role of annuities in retirement planning is discussed, emphasizing the need for safety and security in investment strategies. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley talks about the critical strategies for retirement planning, focusing on the importance of understanding withdrawals from retirement accounts, the implications of Required Minimum Distributions (RMDs), and common mistakes to avoid. She also delves into the complexities of annuities, providing insights into their various types and how they can fit into a retirement strategy. Listener questions highlight the need for effective tax strategies and the importance of having a comprehensive financial plan. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Send us a textIn a recent Podcast I discussed the relative merits of a Roth IRA.  Many factors determine whether or not Roth IRA contributions make sense. The account holder's age, tax bracket, net worth, risk tolerance, and available cash are important in establishing a Roth IRA.One of the most important factors to consider is age. As someone ages, it becomes less advantageous to contribute to a Roth IRA. There is a crossover point where the disadvantage of initially paying taxes outweighs the advantage of tax-free growth. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley discusses essential strategies for a successful retirement, debunks common myths, and addresses the unique challenges faced by couples who retire at different times. She emphasizes the importance of planning, budgeting, and understanding the implications of Social Security, taxes, and healthcare in retirement. The episode also features listener questions, providing expert insights on various financial topics. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty Nevel delves into the complexities of financial planning for second marriages and retirement. He emphasizes the importance of understanding social security benefits, Medicare implications, and strategies for managing 401(k) accounts. The discussion also touches on unconventional retirement lifestyles, highlighting how people are approaching retirement in unique ways. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

In this episode of The Humans vs. Retirement Podcast, I delve into one of the most disorienting aspects of life after work: identity. For decades, we've answered the question “Who are you?” with a job title. Director. Manager. Teacher. Lawyer. And then retirement hits — and suddenly, the title is gone. What's left is often a quiet identity crisis no one warned us about. This episode, The Past Built You. Your Future Needs You explores why losing a role feels like losing yourself and how to begin rebuilding an identity that's deeper, freer, and far more authentic than anything you had before. What You'll Learn in This Episode Why so many retirees experience role-based identity collapse. The hidden danger of achievement addiction, and why productivity isn't the same as value. How identity is not fixed, but a story you tell yourself (and why that's good news). Three powerful shifts to rebuild identity in retirement: From Role → Values From Productivity → Contribution From Legacy → Aliveness Why staying stuck in nostalgia is one of the biggest risks in retirement. How to introduce yourself without your past job title — and why this simple exercise is so transformative. Challenge of the Week

Send us a textJoin me as I move to the other side of the microphone and am interviewed by my daughter Catherine.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley Slaught discusses the importance of giving while living, exploring how retirees can share their wealth joyfully and strategically. The conversation transitions into the bucket strategy for income generation, emphasizing the need for a diversified approach to retirement planning. Kelley also revisits the 4% rule for retirement withdrawals, questioning its relevance in today's financial landscape. The episode concludes with listener questions, addressing various financial strategies and tax-saving opportunities. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty Neville discusses the evolving landscape of retirement planning, particularly focusing on Generation X as they prepare for retirement. He emphasizes the importance of having a comprehensive plan that includes health care costs, income strategies, and the transition from accumulation to de-accumulation. The discussion also touches on the significance of timing in retirement, the necessity of a spending plan, and the need to keep money working for you even after retirement. Marty addresses common concerns about Social Security and the importance of staying active and engaged in retirement life. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Send us a textJoin me as I celebrate the 3rd Birthday of the Retiring  With Enough Podcast, and answer a listener question.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions share the 8 things you should stop doing if you want a stress-free, confident retirement. They highlight the bad habits and costly mistakes that can quietly derail your financial plan — from ignoring inflation to putting off Social Security decisions — and offer practical ways to get back on track. Jim and Casey explain why avoiding these missteps can save you time, money, and worry, and they provide real-world strategies you can apply today to strengthen your retirement outlook. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 Introduction and Welcome 00:41 Why It's Not Just What You Do — But What You Avoid 01:38 Mistake #1: Waiting Too Long to Start Planning 04:02 Mistake #2: Spending Without a Clear Retirement Budget 06:17 Mistake #3: Over-reliance on Social Security 09:04 Mistake #4: Ignoring Taxes in Retirement 12:15 Mistake #5: Investing Emotionally Instead of Strategically 16:02 Mistake #6: Carrying High-Interest Debt Into Retirement 19:43 Mistake #7: Underestimating Healthcare & Long-Term Care Costs 23:12 Mistake #8: Failing to Work with a Professional Advisor 26:25 Closing Thoughts and How to Get Started Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Marty discusses the evolution of retirement planning from the 1990s to today, emphasizing the importance of adapting strategies to current economic realities. He highlights the longevity of retirement, the relevance of the 4% rule, the impact of inflation, and the role of annuities in providing guaranteed income. Additionally, he addresses tax strategies, legacy planning, and the differences between Roth and traditional IRAs, ultimately advocating for a comprehensive and customized approach to retirement planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley discusses essential strategies for retirees to manage their tax burdens, navigate market corrections, and make informed decisions for a smooth retirement. The conversation covers the importance of understanding tax implications, the benefits of Roth conversions, and the significance of passive income streams. Kelley also addresses common listener questions regarding retirement income and investment portfolios, emphasizing the need for personalized financial planning. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

September 2025 – The evolving landscape of the risk settlement market in 2025 In this podcast, Aon's John Harney is joined by colleagues Lisa Varley and Sam Matto-Willey to discuss recent developments in the DB risk settlement provider market, as well as recent transaction trends. You will also hear the key pension news from the last month summarised by John Harney. Read Aon's Q3 2025 UK Risk Settlement Bulletin: https://www.aon.com/getmedia/c2f045ba-880f-4c61-8754-b7c3dc944822/Aon-Risk-Settlement-Bulletin-Q3-2025.pdf Learn more about Aon's DB endgame services: https://www.aon.com/unitedkingdom/db-endgame/default Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Send us a textEveryone has certain needs whether living in a developed or a developing country. Whether you term these things basic life necessities or core necessities, people need these basic things to provide for daily living. These core necessities are food, shelter, access to transportation, access to health care, and utilities.The United States is considered one of the wealthiest nations in the world. Is a US worker's income adequate to provide basic needs?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley talks about the importance of reviewing old annuities in light of current market conditions, strategies for a successful retirement, and how to manage income and spending effectively. She emphasizes the significance of debt management, estate planning, and healthcare considerations in retirement. Kelley also provides insights on creating a realistic budget and explores various income strategies to ensure financial stability. Listener questions are addressed, covering topics such as real estate investments and tax strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

In this conversation, Marty discusses the current landscape of annuities and interest rates, emphasizing the importance of understanding modern annuity features and their tax implications. He highlights strategies for managing retirement income, including the significance of required minimum distributions (RMDs) and the potential tax bomb they can create. The discussion also covers the benefits of Roth conversions, legacy planning for special needs dependents, and the necessity of a comprehensive retirement plan that addresses healthcare costs and inflation. Throughout, Marty encourages regular reviews of retirement strategies to adapt to changing financial needs and goals. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

This episode is sponsored by…Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey.You'll learn why conferences are game-changers, how they create opportunities you can't find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth.⏱️ Timestamps:00:00 – Introduction & guest welcome00:47 – Why networking is essential for real estate investors02:12 – Lessons from Zach's first conference experience03:18 – The Five Star Conference & Homes for Wounded Heroes initiative04:31 – Who should attend this conference?05:53 – Exclusive inventory & deal access at the event07:03 – Key speakers and panels to look forward to08:32 – How networking leads to real partnerships10:15 – Service providers & resources available at the event12:17 – Building nationwide connections & local opportunities13:26 – How to approach conferences with the right intention14:14 – Conference details: Dates, location, and logistics16:23 – The importance of staying onsite for networking17:04 – Balancing education with fun at conferences18:12 – Veteran home giveaway & block party networking event18:35 – Expected attendance: 1,500+ investors20:22 – Final thoughts & how to connect with Rent To Retirement

This episode is sponsored by…Five Star Conference:Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200https://www.fivestarconference.com/2025/register_now?code=RTR200Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey.You'll learn why conferences are game-changers, how they create opportunities you can't find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth.⏱️ Timestamps:00:00 – Introduction & guest welcome00:47 – Why networking is essential for real estate investors02:12 – Lessons from Zach's first conference experience03:18 – The Five Star Conference & Homes for Wounded Heroes initiative04:31 – Who should attend this conference?05:53 – Exclusive inventory & deal access at the event07:03 – Key speakers and panels to look forward to08:32 – How networking leads to real partnerships10:15 – Service providers & resources available at the event12:17 – Building nationwide connections & local opportunities13:26 – How to approach conferences with the right intention14:14 – Conference details: Dates, location, and logistics16:23 – The importance of staying onsite for networking17:04 – Balancing education with fun at conferences18:12 – Veteran home giveaway & block party networking event18:35 – Expected attendance: 1,500+ investors20:22 – Final thoughts & how to connect with Rent To Retirement

Send us a textA friend posed a simple question. Are Roth accounts worth the time and effort?The answer is complex and more nuanced. Many things determine the validity of a Roth account including age, tax rate, income, retirement planning, and estate planning.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kelley talks about essential strategies for growing your nest egg wisely, busting common retirement myths, and the importance of estate planning. She emphasizes the need for proactive financial management, including maximizing retirement account contributions, understanding tax implications, and preparing for the future through effective estate planning. The episode also features listener questions, providing practical advice on various financial topics. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty talks about the critical aspects of retirement planning, emphasizing the difference between thinking one has a retirement plan and actually having a comprehensive, written plan. He addresses common misconceptions about retirement, including the belief that Medicare covers all health care costs and the dangers of procrastination in planning. The discussion also covers the importance of estate planning, various income sources for retirement, tax strategies, and the benefits of health savings accounts. Marty highlights the role of annuities in retirement and provides insights into navigating estate planning for blended families. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Send us a textMr. and Mrs. Smith are "drowning" in a sea of cash!Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith's questions focused on how to give these gifts in the best manner If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textJoin Kevin Lyles, CRPC™ and me as we provide a long form discussion about inflation and its multiple effects on retirement.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIs the historical Viewmaster style of traditional wealth accumulation with no frills or technology still valid, or have traditional wealth accumulation concepts been replaced and negated by more modern approaches?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

August 2025 – Discover, develop and deliver your endgame strategy In this podcast, Aon's Jennifer Michel and John Harney are joined by colleagues James Patten and Josh Tipper to discuss how DB pension schemes can develop their endgame strategies . You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Read Aon's Member Options and Support Survey Report: https://www.aon.com/getmedia/f3bb9ea4-1fc8-4952-9c1a-bebe93b76f42/Aon-Member-Options-and-Support-2025-Market-Insights.pdf Read about the Aon's Endgame Survey Results: https://www.aon.com/getmedia/c093bbd8-f2ce-44c1-924a-00a3398f7d90/Aon-2025-DB-Endgames-Survey.pdf Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Send us a textThere are several basic and essential rules of personal finance that should be learned and followed. NO ONE wants to reach retirement age with little or no money, and no way to catch up! If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Uncertainty is Everywhere | Save Your Retirement Podcast with Pat Strubbe by Patrick Strubbe

Send us a text“Family isn't defined only by last names or by blood; it's defined by commitment and by love.” – Dave Willis.Many new homes are built without a dedicated space for family communal dining. This building trend says volumes about American family units today.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Retirement isn’t just a date—it’s a strategy. In this must-listen episode, Nolan Baker, the President and CEO of ARHQ, exposes the hidden risks that could derail your financial future. Learn how unchecked government spending could impact your nest egg, why spotting red flags in financial advisors is critical, and how to avoid costly family conflicts through smart legacy planning. Discover the power of an “all-weather portfolio” built to thrive in any market—so your income stays steady no matter what. Whether you're five years out or already retired, this episode delivers urgent, actionable insights to help you retire with confidence, clarity, and control. Don’t leave your future to chance—press play now. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Send us a textJoin me as I interview Cindy Terry, a unique Retiree with a special outlook on life.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down five key types of investments you should understand before retiring. They explore the roles of stocks, bonds, real estate, annuities, and cash equivalents in building a resilient retirement portfolio. Jim and Casey explain how each investment works, the risks and rewards involved, and how to align them with your goals. Whether you're a conservative investor or willing to take on more risk, this episode helps you make more informed financial decisions as you approach retirement. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 Welcome and Introduction 00:35 Why Knowing Your Investments Matters 01:22 #1: Stocks – Growth and Volatility 03:30 #2: Bonds – Income and Stability 05:45 #3: Real Estate – Passive Income and Property Ownership 08:21 #4: Annuities – Predictable Income with Caveats 10:55 #5: Cash and Cash Equivalents – Liquidity and Safety 12:48 Diversification and Building a Balanced Strategy 14:06 Final Thoughts and Recap 15:22 How to Learn More and Get in Touch Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

July 2025 – Life at Aon In this podcast, Aon's Jennifer Michel and John Harney are joined by colleagues Janet Pheasant, Luke Hammond and Naomi Wilson to discuss their careers, experiences and what life at Aon means to them. You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Read about the Aon UK DC Pension Tracker: https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/aon-uk-dc-pension-tracker Listen to the latest Aon Investment Podcast: https://soundcloud.com/user-508804918/investing-in-the-zone Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Send us a text"Van, I've been planning for retirement for 25 years, but I have no idea what I'm actually planning FOR!"This client's confession sparked today's episode of The Retirement Learning Lab. Host Van Richards, ChFC®, RICP®, reveals why most people approach retirement planning completely backwards - and how to fix it.In this eye-opening episode, you'll discover:Why most people spend more time planning their annual vacation than their next 30 years of lifeThe shocking difference between retirement "wishes" and a real retirement "vision"The 2 critical components every retirement vision must includeHow to identify what you're planning FOR vs. what you're planning AGAINSTWhy vague hopes like "being comfortable" sabotage your financial decisionsThe philosophical approach that transforms retirement from an ending into a purposeful new beginningVan draws from over 30 years of experience helping people move from "insecure to in control" in their retirement planning. This foundational episode sets the stage for every investment, insurance, and income strategy you'll need.Free Resource: Download the Retirement Life Workbook at forms.richardsfinancialplanning.comNext Episode Preview: Part 2 covers the "26 Things That Make You Happy During Retirement" and setting your retirement timeline.Educational content only - not investment, legal, or financial advice.Transform your retirement planning from overwhelming to exciting. Start with clarity, build with confidence.

Send us a textThe conventional approach to withdrawing retirement funds generally involves withdrawing from taxable accounts first, followed by tax-deferred accounts, and finally tax-free accounts. This strategy can minimize taxes and maximize the growth of tax-advantaged investments. Does that mean that this is the best approach for everyone? Like most retirement-related topics, the answer is not a simple yes or no. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“Time is what we want most but what we use worst.” — William PennEach passing year changes and shortens my horizon, just like it does yours.And that changes how one approaches life. Does one buy a new house at age 73 and consider a 30-year mortgage? Or does someone engage in the opposite behavior, refraining from buying green bananas?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“If it's your job to eat a frog, it's best to do it first thing in the morning. And if it's your job to eat two frogs, it's best to eat the biggest one first.” - Mark TwainIf you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIn our media-driven world, perception is a powerful emotion. The type and style of clothing worn are common tools that media influencers use to enhance perception. The style and type of clothing a person wears send a powerful message.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textI've always been busy, juggling multiple projects simultaneously and completing projects efficiently. Because each day was fully scheduled, I used time as effectively as possible. When I quit working full-time, this changed! If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Hidden Costs of Retirement Podcast by Jackson & Peck Financial Group Podcast

Send us a textPicking a big winner while investing is a basic universal desire of virtually every investor. Most investors hope to invest in a Penny Stock that will eventually return millions of dollars in profits. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textWhen faced with big or small spending decisions, there can be numerous negative positions that provide the basis to withhold spending. These constant negative reasons can become formidable obstacles that diminish retirement spending and enjoyment.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textTen months is not a long time to move and renovate a home. I can't say that the time has flown by, as each day is filled with thinking about, planning, paying for, or doing home improvement projects.But, it's been ten months and now it's time for the "Big Sigh" that comes with the completion of a major project.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

You've been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitball for Ron and Veronica in Indiana today on Your Money, Your Wealth® podcast 528. Plus, how can Scott in Illinois bridge the gap from age 55 to retirement income at 57? How should Big Juan in Texas pay for college? Should he convert his TSP to Roth? Can he retire at 55 And finally, Frank and Jane Drebin in Wisconsin are 46 and 47 and wondering if their plan for retirement in 5 years is just a pipe dream. Free financial resources & episode transcript: https://bit.ly/ymyw-528 DOWNLOAD The Retirement Readiness Guide for free WATCH What Happens to Your 401(k) & IRA at Retirement? On YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:13 - Can I Take My Foot Off the Gas on Saving for Retirement? (Ron and Veronica, IN) 09:48 - Watch What Happens to Your 401(k) & IRA at Retirement? On YMYW TV and Download The Retirement Readiness Guide 10:43 - How to Bridge the Gap from Age 55 to Retirement Income at 57? (Scott, IL) 20:04 - How to Fund College? TSP to Roth Conversions? Retirement at 55? (Big Juan, TX) 24:45 - Calculate Your Free Financial Blueprint 25:45 - We're 46 and 47, Is Our Retirement Plan a Pipe Dream? (Frank and Jane Drebin, WI) 32:26 - Next Week on the YMYW Podcast