Our Money Life

The world has officially slipped into a recession. In less than a month, America went from a bull to bear market in one of the quickest landslides in history. The good news is that, statistically, you may not face any health effects. The bad news is that you WILL face financial effects.This is a very special podcast as we discuss one of the most tumultuous times in history as it is currently unfolding before our eyes. - - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

Wouldn’t it be great if we could all make money doing exactly what we love to do? That’s the goal, at least. While the upsides are obvious, there are definitely some drawbacks.We both went to college to pursue making money doing what we love. And the interesting thing is, we are both currently doing what we love, but it’s not what we went to college for. Hear our stories and some insight on the pros and cons of doing what you love for a living and how you can turn your passion into profit.- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

AirBnb has caught on and many people now understand just how much money can be made in short-term rentals. But with changing regulations and a saturating of the market, are the best days behind us?And if you are thinking of getting into the AirBnb game but haven’t pulled the trigger yet, is the cost and time to set one up still worth it? We’ve been watching the market closely recently and here’s what we think...- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

We live in a society that praises the hustle, rise and grind philosophy. An idea that you should be giving everything you’ve got professionally, every day, and do everything you can to succeed.And while putting in the extra time at the office may pay off big time, it could also backfire...big time. More often than not, the constant “hustle” is actually holding you back.So sit back, take it easy, and listen to our firsthand experience of how we got sucked into the hustle culture and why we’re now focusing on just chilling out.- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

Yes, even a happily married couple like us can disagree about money sometimes. In fact, we almost got into a big argument about it the other day. But then something wonderful happened...we didn’t! By using a few key tips, we were able to take a difficult subject and turn, what could’ve easily been a fight, into an extremely positive problem-solving conversation.Here’s the story of the money fight that never happened, how we used positive communication to handle a troubling topic, and some techniques on how you can tackle tough money issues with love and understanding.- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

We answer the question from one of our listeners; how do you determine the best kind of investment to pursue with a piece of real estate?There are lots of different ways to make money from real estate, which is what makes it such a great investment vehicle. And it just so happens that we have experience with most of them and often find ourselves asking the very same question.On today’s episode, you’ll learn how we determine what to do with a piece of real estate and some tips on how you can choose the best real estate investment for you.- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

It’s a new year and most of us have some new goals we’d like to hit in 2020. But statistics say that 92% of people who set goals fail to achieve them.How do we set ourselves up for success this year by setting and keeping good financial goals? We have 5 tips for you today that might just help make this your best year ever!- - -Follow us on Instagram and Facebook for more money tips at @ourmoneylife

We’re all striving to lead a “debt-free” lifestyle, right? At least, that’s what most of us have been taught to strive for. Unfortunately, it can’t be done.Regardless of where you live in the world, most governments operate the same exact way and the monetary system that runs our world is completely debt-based. There’s simply no way to avoid debt because it’s just the system we live under.And because we live under a debt-based system, if we don’t get comfortable with the idea of debt, we could find ourselves falling farther and farther behind. In this episode, we unveil some of the secrets to our debt-based economic structure and how to use it to your advantage.- - -Watch our FREE debt class at http://freedebtclass.comFollow our journey @ourmoneylife

You want to get out of debt asap and maybe even purchased one of those “typical” debt payoff plans that have been around for decades. That’s great and that plan will probably work if you stick to it. But there are some major problems with the “average” advice that you should probably be aware of.On today’s episode, we break down the most common, one-size-fits-all debt payoff plans and explain why they just might not work for everyone. Then we’ll give you some simple solutions you can use to make them work even better. If you want to get out of debt, don’t miss this episode!- - -Watch our FREE on-demand debt class at http://freedebtclass.comFollow our journey @ourmoneylife

Say what??!! You mean I don’t have to cut out my coffees, sell my car, and put my life on hold until I’m completely debt-free? Nope. In fact, doing so may actually put you further behind financially (plus, it sucks). Find out why we believe that making massive sacrifices until you are totally debt free is NOT the way you want to attack your debt. - - -Watch our FREE on-demand debt class at http://freedebtclass.comFollow our journey @ourmoneylife

In the first episode of our “No Debt December” series, we discuss the difference between “good debt” and “bad debt” and why this distinction is really important to know.While the majority of people believe that all debt is bad, there is actually another form of debt that can be very beneficial. So what is this mysterious “good” debt, how does it work, and how can we make sure we’re not using “bad” debt in disguise? Tune in to find out.- - -Watch our FREE on-demand debt class at http://freedebtclass.comFollow our journey @ourmoneylife

This isn’t just some new-agey, spiritual thought; practicing gratitude has been scientifically proven to help you save and make more money. On our Thanksgiving week episode, we want to shed some light on how practicing an attitude of gratitude isn’t something we should focus on just one day per year. If we’re serious about growing our financial wellbeing, it’s something you’ll want to be doing all year long.- - -Follow our journey @ourmoneylife

The average American takes on over $1,000 of debt each Christmas season and takes around 6 months to pay it off. We think that’s dumb.In this episode, we’ll share some tips on how to overspending this holiday season, as well as some of our own budget-friendly holiday traditions.- - -Follow our journey @ourmoneylife

His eyes were red from crying and his face had a look of hopelessness. It was the worst selfie he had ever taken. He then put the phone on the passenger seat, picked up his gun, and ended it all.Too many people feel trapped by debt and don’t see a way out. Tragically, many of them just give up all together. Debt can feel suffocating and might seem impossible to get out of. But there are many solutions. If you feel like debt is drowning you with no way out, here are just 7 tips to start breathing easier. - - -Follow our journey @ourmoneylife

Ever wonder if you’re doing the right thing by focusing on your business or building a “real-world” career instead of going into full-time ministry? And do you secretly wonder if God loves a missionary more than a CEO?If you’ve ever felt that you can’t serve God or others as well in a “secular” setting over a church setting, today’s episode is for you.- - -Follow our journey @ourmoneylife

We used to hate debt. It used to terrify us and bring us nothing but pain and frustration. And everyone we knew felt the same way. Most of our peers were in a fear-based rush to get out of it, sacrificing their quality of lives, time, and happiness just to escape from its grasp forever.But then something changed for us, and almost instantaneously, our fear and anxiety was gone. In fact, today we have more debt than we ever have before and are loving it. On today’s episode, we’ll tell you why.- - -Follow our journey @ourmoneylife

Most of us have heard the ambiguous term “financial freedom.” But what does that actually mean? Does it mean that you don’t have any debt? That you’re rich? That your income exceeds your expenses? Turns out, it’s not as easy to define as you’d think.But if you can’t define it, how could you achieve it? That’s what today’s candid conversation is about. What is financial freedom, and more importantly, what is it not? Then...how do we get it? We’ll find out in today’s episode.- - -Follow our journey @ourmoneylife

Today we are sharing one of our favorite monthly habits for not only saving money, but a unique way to be resourceful. For one week out of every month, we have been doing this ONE thing to cushion our wallets.It started off as a challenge to stop wasting money on all the small things that add up over time. Little did we know, this silly challenge would start to make us more aware of the abundance we have and the responsibility we have to protect all the resources that go into producing the products we purchase.From saving a few bucks a week to making a worldly impact, it has quickly become one of the weeks we look forward to the most. Tune in to learn more about this impactful hack. - - -Follow our journey @ourmoneylife

Most of us are only aware of one type of income, which is the type you have to work for. And there’s absolutely nothing wrong with that. In fact, there are a lot of people make HUGE paychecks by working for money. But there are actually 2 other types of income that can sometimes go completely overlooked but have the power to supercharge your wealth-building potential.In this episode, we’ll discuss all 3 types of income and how to get them to work for you.- - -Follow our journey @ourmoneylife

This episode is coming to you from The Emerald Isle and we’re going to reveal how we got here for FREE. That’s right, we saved roughly $3,000 in round-trip airfare by using a relatively simple hack that we’ve used many times before. It’s something anyone can do and it can save you a bundle.And if you’d like to take advantage of the credit card and system we mention on the show to earn your next free flight, click the link below to sign up.Credit Card we use for FREE travel: https://www.referyourchasecard.com/6a/UCRL0W4DZE- - -Follow our journey @ourmoneylife

This was a question from one of our listeners and a topic that we just so happened to face head-on during our first few years of marriage. From personal experience, we share the steps we took to realizing how much overspending was happening, how to communicate positively and lovingly, and ultimately come together as a team to work towards our financial goals.We’ll even unveil a single strategy that has helped us prevent arguments, release judgment, and still offer each other financial independence. Whether you are the spender or the saver in your relationship, this episode will offer insights to help navigate your financial differences.- - -Follow our journey @ourmoneylife

This week on Our Money Life, we answer why relying on Social Security is not the best strategy for retirement. Originally meant to serve American citizens at the height of the Great Depression, using this program as your sole source of retirement income could put you and your family at risk. There are many concerns of whether Social Security will be able to provide for a growing population as the human lifespan continues to expand, but we’re not going to wait to find out. It’s a nice benefit, but we’ll tell you why we’re not going to plan our retirements around it.- - -Follow our journey @ourmoneylifeLearn more about your Social Security benefit estimates at https://www.ssa.gov/myaccount/

A few weeks ago, we attended a charity event at a billionaire’s private estate. It was the nicest event we have ever attended, and while we went to support a cause we both are passionate about, we had no idea that we would leave with such impactful lessons on generosity, mindset, and wealth, while also having a part in raising nearly $1,000,000 in just a few hours.In this week’s episode, we share what it felt like to be a fly on a wall surrounded by people of affluence and influence. It left an impression on both of us that immediately changed what we are doing with our lives and businesses. Not to mention, Janine got to get her groove on with celebrity host, Jamie Foxx.It was a night we will always remember and can’t wait to share the lasting impression and lessons with you.- - -Follow our journey @ourmoneylifeJoin the fight to end human trafficking at deliverfund.org

We’ve all heard of the term “no-money-down” and probably have seen those late-night infomercial pitchmen sharing how we can buy real estate with no job, no money, and no credit. And frankly, it sounds too good to be true.Well we’re here to tell you that it’s not. You really can invest in real estate (and a lot of it) with no money because that’s exactly how we started!If you’ve ever wanted to invest in real estate but didn’t have the money for it, or you are just curious on how 2 broke kids could build a multimillion dollar real estate portfolio from scratch, tune in to this episode because we’re going to tell you how we did it.- - -Follow our journey @ourmoneylifeSnag your copy of “What the Bible Actually Says About Money” by Ryan Mix here https://amzn.to/314FKky

Growing up in the church, Ryan always had this belief that money was a worldly, materialistic substance to be avoided. After all, doesn’t the Bible call it the “root of all evil” and that camels can get through needles easier than rich people can get to Heaven? Well if money was bad, what does that mean for his business and life?2 years ago, Ryan set out on a Biblical journey to find out what the Bible says about money. Through in-depth research and interviews with Biblical experts, he discovered some things that have since transformed his life, and might just revolutionize yours, as well.If you’ve ever struggled with the “morality” of money or wondered what the Bible really has to say about it, this is an episode you do not want to miss.- - -Follow our journey @ourmoneylifeSnag your copy of “What the Bible Actually Says About Money” by Ryan Mix here https://amzn.to/314FKky

We’ve all heard the phrase “pay yourself first” and we’ve heard so many reasons why this is beneficial to our future. But why is it that we still aren’t doing it? In this week’s episode of Our Money Life, we share practical ways to start paying yourself now. It’s not just a good practice, it’s the only way you are going to reach your financial goals. We have to start making ourselves and our futures a priority before that phone bill, that cup of coffee, or endless dinners out with friends. There’s always money falling through the cracks if we don’t become better stewards and make the choice to put ourselves first. The creditors are after you and it’s your future self coming to collect!- - -Follow our journey @ourmoneylife

On this week’s episode of Our Money Life, we celebrate 7 years of marriage with the best tips we can offer when it comes to marriage and money. Whether you are married or not, these tips will become useful in how you communicate about money and work together as a team.Money can be a very sensitive subject and how you work together, or independently, can dramatically impact your financial futures. We take you through what we have learned about working as a team, why we think shared bank accounts hold you accountable, how honesty is better than hiding secrets, keeping your financial independence, and preparing for the worst.- - -Follow our journey @ourmoneylife

Today on Our Money Life Podcast, we are sharing why we felt it was necessary to start a podcast. We know; there are a ton of them! As of 2019, there are more than 700,000 active podcasts and more than 29 million podcast episodes according to iTunes. But you know what we also found? There are hardly any podcasts with couples talking about money - a topic that most marriages are destroyed over.We are your hosts, Ryan and Janine Mix, and over the last decade, we have been on an incredible journey to understand and learn about this resource our world revolves so heavily around. We know you have a lot of podcast choices you can make, but we hope you follow us as we share our wins, losses (and there are some big ones!), how we work together as a couple, and how we have built a multimillion dollar real estate portfolio and 6 figure businesses. We aren't claiming to be experts on the topic but we think it's important to have real, authentic conversations about money. We learn so little about it in our churches, schools, and homes, yet this is one of our greatest resources on the Planet. It’s finally time to have those awkward conversations that will lead us to real solid financial futures.- - -Follow our journey @ourmoneylife