Podcasts about credit cards

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why Documentation Matters01:05 Meet Lisa Jarvis02:22 Filing Claims Step by Step05:37 Credit Card vs Insurance08:08 Best Cards and Covered Reasons12:03 Trip Delay Coverage Hacks15:14 Passenger Rights Explained18:32 The Zero Cost Policy22:23 Odd Scenarios and Add Ons31:23 Exclusions and Risky Activities34:06 Liability and Rental Cars38:05 Resources and Wrap UpYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Lisa at:➤ Website: https://www.chasingmemories.co/ ➤ Instagram: https://www.instagram.com/chasingmemories.co/  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

If you've ever told yourself, “I'll just pay it off with my next bonus,” this episode is for you.Maybe it was a bonus.A commission check.An incentive payment.A client contract.A busy-season income boost.Or some other money you knew was coming in the future.And in the moment, that future money made the spending feel okay.It felt like reassurance.It felt like permission.It felt like a plan.But then the money finally arrived, and instead of helping you get ahead, it had to clean up what already happened.In this episode, we're talking about why your bonus, commission, or extra income may not be helping you pay off credit card debt or build wealth the way you expected.We'll get into:Why “I'll pay it off with my bonus” feels responsible, but may keep you stuck.How future income can become permission to spend today.Why bonuses often feel like cleanup money instead of extra money.The difference between strategic credit card use and using credit cards to borrow from future income.The question to ask before you use future money to justify present spending.If you make good money but your bonuses, commissions, or extra income always seem to disappear before they help you move forward, this episode will help you see the pattern more clearly.Because your bonus should not always go to cleaning up the past.It should be able to move your life forward.Ready for support?If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.Click Here to Schedule yours today

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: Dustin Rosenberg & Jonathan Yoo Over $3.4 Billion Funded in REI Loans | Ready, Set, Go! Podcast Welcome back to the Ready, Set, Go! Real Estate Investing Podcast with your host, Brandon Elliott! In this episode of the Ready, Set, Go! Real Estate Investing Podcast, host Brandon Elliott sits down with Dustin Rosenberg & Jonathan Yoo Dustin and Jonathan are the co-owners of Convoy Home Loans, a lending business they launched in early 2021. Since starting their business, they have already funded a staggering $3.4 billion in real estate volume. They manage a robust team of about 53 to 55 staff members, which includes roughly 27 to 28 loan officers and 15 processors. Despite running the entire operation, both founders lead by example as top producers who still actively originate loans and handle their own clients. A massive 90% to 95% of the loans they originate are dedicated specifically to real estate investors. Their bread and butter is DSCR (Debt Service Coverage Ratio) loans. About 70% of their investor portfolio consists of DSCR or 30-year fixed alternative loans (like bank statement or asset depletion loans), while the remaining 30% covers typical fix-and-flips, buy-and-holds, and ground-up builds. ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Peak Design Phone Bike Mount Scrappy – Digital Scrapbook for Ideas, Research, and Fun Support the Show Security Bits — 21 August 2026 Transcript of NC_2026_08_23 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me 15% off Carbon Copy Cloner Wispr Flow - 1 month free for you PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Most people dread PCS season for how much it drains the bank account — Jared flips it into a $7,500 payday. Back on the show, the host of the Military Miler podcast breaks down the exact moves he used moving his family from Italy to Japan: circuitous travel memos, leave in conjunction with official travel, stacking credit card credits, and pocketing thousands in COLA and utilities along the way. But this one goes deeper than travel hacking — it's a candid conversation about budgeting overseas, why your savings rate should bend to your values, and the trap of chasing financial independence so hard you forget to live. Practical tactics up front, real talk about "enjoying the ride" on the back half. Questions Asked: What's the strategy you're using to plus up your bank account before your next OCONUS assignment? Why did your chief recommend NOT going TDY en route, and how does transient BAH factor in? How does circuitous travel work, and how much does the Air Force reimburse per person? How do programs like LICWO (Leave in Conjunction with Official Travel) and circuitous travel actually save families money? What credit card moves are you stacking to get reimbursed for flights, fees, and pet travel? Living OCONUS, have you found any apps, tips, or systems that help track expenses and stick to a budget? Why did you switch from YNAB to Monarch Money, and what won you over? How do you handle irregular overseas bills, currency exchange, and fuel cards when budgeting? Which credit cards make sense overseas (foreign transaction fees, Visa/Mastercard acceptance)? How do you decide between living on base vs. off base — and paying above your BAH? What do you give up by chasing an extremely high savings rate, and is there a better balance? Where can people find you and what are you working on? Main Topics Covered: Turning a PCS into a profit: banking ~$2,500/month in saved COLA and utilities for a ~$7,500 net gain Circuitous travel and LICWO explained — and getting a $4,500-per-person reimbursement memo "The squeaky wheel gets the grease" — advocating for better travel options instead of accepting the worst flights Keeping family in a higher-BAH location, SCRA lease breaks, and shipping goods early to save Reducing the PCS burden on your spouse as part of the service member's job Credit card strategy: airline fee credits (Amex Platinum, Ritz-Carlton), Sapphire Reserve travel credits, and getting cat/pet fees reimbursed Budgeting overseas: YNAB vs. Monarch Money, auto-categorization, and creating spending rules Handling irregular utility bills, delayed charges, currency swings, and fuel cards abroad Building a bigger emergency fund and "don't spend your utility money" advice for new OCONUS airmen Foreign transaction fees — why annual-fee cards (waived for active duty) and Visa/Mastercard win overseas Weekly money meetings and aligning spending with your values (h/t Rebel Finance School, Ramit Sethi) Using points and miles to fly family in, book cheap intra-Asia trips, and buy "free" wants (Sonos speakers) A real-world redemption: 27,000 Alaska points + $150 vs. $1,600 cash for family flights Seasons of military life — the adventure vs. community continuum, and choosing per assignment The FIRE trap: why "sacrifice everything now" is shortsighted, and enjoying the ride to financial independence Bonus: Japanese microvans and minivans (Honda N-Box, Toyota Alphard, Delica) and the weak yen Links & Resources Mentioned: Military Miler podcast (YouTube and all podcast platforms) militarytravelrewards.com Monarch Money https://www.monarch.com/ (referral link for ~50% off first year) https://www.monarch.com/referral?code=iqj4r4ixad  Military Money Manual mentorship — militarymoneymanual.com/mentor Referenced first appearance: Military Money Manual episode 217 Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 24,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

I was around for the PNW Travel Festival and the MEAB meetup this month and share some of my learnings from that. I am also thinking about what's next for Pokemon and whether to start scaling BB gift cards as buying groups have been in a slow season.

Cecilie Fjellhoy shares how she became a victim of the infamous Tinder Swindler, revealing the sophisticated tactics behind romance fraud and how she turned her experience into a mission to help protect others.⁣ ⁣ Cecilie's links - ⁣ https://www.instagram.com/cecilie_/?hl=en⁣ https://www.youtube.com/channel/UCykFlmOmrgxRMgemryvsSAg⁣ Check out her book here -https://podiumentertainment.com/titles/94890/swindled-never-after ⁣ ⁣ Do you want to be a guest? Fill out the form https://www.insidetruecrimepodcast.com/apply-to-be-a-guest⁣ ⁣ Don't sleep on @UltraPouches . New customers get 15% Off with code COX at https://takeultra.com! #UltraPouches #ad⁣ ⁣ Get 10% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout. ⁣ ⁣ Shop my merch: https://www.etsy.com/shop/MatthewCoxCollection⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣ Check out my Dark Docs YouTube channel here -⁣ https://www.youtube.com/@DarkDocsMatthewCox⁣ ⁣ Follow me on all socials!⁣ Instagram: https://www.instagram.com/insidetruecrime/⁣ TikTok: https://www.tiktok.com/@matthewcoxtruecrime⁣ ⁣ ⁣ Do you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopart⁣ ⁣ Listen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox ⁣ ⁣ Check out my true crime books! ⁣ Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCF⁣ Bent: https://www.amazon.com/dp/B0BV4GC7TM⁣ It's Insanity: https://www.amazon.com/dp/B08KFYXKK8⁣ Devil Exposed: https://www.amazon.com/dp/B08TH1WT5G⁣ Devil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438⁣ The Program: https://www.amazon.com/dp/B0858W4G3K⁣ Bailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402⁣ Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1⁣ ⁣ Checkout my disturbingly twisted satiric novel!⁣ Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WX⁣ ⁣ If you would like to support me directly, I accept donations here:⁣ Paypal: https://www.paypal.me/MattCox69⁣ Cashapp: $coxcon69⁣ ⁣ Chapters:⁣ 00:00 - Meeting Simon on Tinder⁣ 02:27 - Private Jet & Elaborate Setup⁣ 11:14 - How Con Artists Build Trust⁣ 16:06 - Building Trust & the Setup⁣ 22:40 - How the Scheme Worked⁣ 33:43 - Grand Gestures & Future Plans⁣ 36:36 - Credit Cards & Financial Fallout⁣ 46:39 - Loans & Escalating Demands⁣ 54:52 - Realization & Confrontation⁣ 1:00:04 - Financial Red Flags Surface⁣ 1:01:08 - Aftermath & Police Response⁣ 1:06:03 - Media Exposure & Other Victims⁣ 1:19:18 - Confrontation & Love Con Revenge⁣ 1:26:50 - Long-Term Consequences⁣ 1:30:36 - Nonprofit & Book for Victims Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of In The Weeds, Bobby gets into everything from getting humbled by Pat Monahan of Train to the ridiculous amount of credit card points he’s been sitting on. He talks about the strange requests he gets to connect friends with celebrities, why he thinks everyone in radio should be investing in themselves, and the lengths competitors have gone to figure out how to beat his show. Bobby also shares his thoughts on the current podcast landscape, the hosts he actually enjoys listening to, and one interview habit that drives him crazy. Plus, he opens up about being jealous of his daughter’s nursery, why having her own room hits something deeper from his childhood, and what he really means when he tells the Weedeaters to “stay weedy.” Follow on Instagram: @TheBobbyCast Follow on TikTok: @TheBobbyCastSee omnystudio.com/listener for privacy information.

If you think winning the lottery is the only way to achieve financial independence, think again! The Financial Independence, Retire Early (FIRE) movement has shifted drastically over the years in the wake of inflation, rising housing costs, and healthcare challenges, but the core principle of FI is more relevant today than ever. Clark shares his own journey—including retiring at 31 and  starting his first business by living on half his income—to show you how living on less than you make can buy you ultimate freedom. Also, are you really getting a discount, or are retailers just playing mind games? Clark exposes how major stores—especially in clothing and online marketplaces like Amazon—artificially inflate original prices just to mark them back down. Learn how to spot deceptive pricing tricks, use historic price-tracking tools, and resist psychological sales traps so you never get ripped off again. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 19, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. FIRE Movement Update: Segment 1 Ask Clark: Segment 2 Pricing Tricks: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Does Financial Freedom Mean To You? Our Six Levels What I got wrong about FIRE   /   How to Retire Early in 7 Steps Best Of: The Clark Origin Story  /  About Clark Howard What Is Mortgage Recasting? / Mortgage Recast Calculator How some retailers inflate original prices to create fake discounts How To Get the Best Price Possible Shopping Online - Clark Howard How To Use Camelcamelcamel - Clark Howard National Academy of Elder Law Attorneys Home NAELA Best Small Business Credit Cards - Clark Howard How Do I Remove Myself as an Authorized User on a Credit Card? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's r/AITA, OP's younger sister secretly takes her credit card and racks up hundreds in charges. Now OP is stuck between family pressure and holding her accountable... but what the sister says when confronted makes everything worse.0:00 Intro0:20 Story13:13 Story 1 Comments / OP's Reply3:43 Story 1 Update 14:21 Story 1 Comments5:01 Story 1 Update 29:15 Story 1 Update 311:49 Story 1 Update 420:01 Story 222:35 Story 2 Comments 23:12 Story 2 Update24:03 Story 2 Comments25:08 Story 2 Additional Information Hosted on Acast. See acast.com/privacy for more information.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: Bobby Casey How to Avoid Million Dollar Mistakes in Business & Real Estate Assets Structure | Ready, Set, Go! Podcast Welcome back to the Ready, Set, Go! Real Estate Investing Podcast with your host, Brandon Elliott! In this episode of the Ready, Set, Go! Real Estate Investing Podcast, host Brandon Elliott sits down with Bobby Casey Bobby Casey is an international tax lawyer, lifelong entrepreneur, and the founder of Business Anywhere and Global Wealth Protection. Raised in North Carolina in a highly entrepreneurial family, Bobby was trading stocks by age 14 and discussing tax optimization and corporate structures at the family dinner table. Fiercely independent, Bobby has never held a traditional corporate job. He started his first business (wholesale products) at age 19, followed by a tree service company at 20. By 21, he launched a company he successfully ran and sold 12 years later. His extensive business background also includes buying and selling a restaurant, as well as investing in commercial real estate, raw land, and office buildings. After hiring an asset protection consultant in his mid-20s, Bobby was inspired to learn the trade himself. Around 2008, he formalized his consulting work into Global Wealth Protection. Later, out of his own necessity to automate the tedious process of renewing his many LLCs, he built a software platform that eventually became Business Anywhere (launched in 2020). Today, that platform is seeing 80% year-over-year growth and has served up to 20,000 entrepreneurs. He also owns a professional trust company with operations in the Caribbean (Anguilla) and England. Bobby embodies the ultimate location-independent lifestyle. He has traveled to 100 countries, lived in 11 of them, and serves clients globally. He currently owns a two-level apartment in Latvia and joined this podcast recording while staying in Dubai! ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Credit card rental car coverage can be a useful way to reduce the cost of renting a car in Ireland, but not every card covers Ireland—and even cards that do can have very different limits, exclusions, and requirements. Full article & links: https://irelandfamilyvacations.com/credit-card-car-rental-insurance-ireland/ireland-travel-tips/ I explain what you need to check before declining the rental company's CDW, including proof-of-coverage requirements, credit card holds, vehicle and rental-length restrictions, and what your coverage does—and doesn't—protect. You'll also learn what can happen financially if the rental car is damaged, why it's worth reading the claims requirements before you leave home, and why detailed photos at pickup and return can be valuable when you're relying on credit card coverage. Ireland Travel Resources: - Car Rental & Driving Guide: https://irelandfamilyvacations.com/drive - DIY Ireland Travel Planner: https://irelandfamilyvacations.com/compass - Expert Ireland travel advice by email: https://ifv.kit.com/51952569c5

First and foremost, this is not financial advice. Today, Britt is giving you her opinion on credit cards and how she has used them to her advantage in business. Are they worth it for the points? And what are some of the dangers she could experience in her business? SOCIALS: Follow Britt on Instagram & TikTok Check out FAYT The Label HERE. Purchase my book "Just Getting Started" HERE CREDITSHost: Brittney Saunders. Executive Producer: Xander CrossDigital & Socials: Xander CrossManaging Producer: Ricardo BardonSee omnystudio.com/listener for privacy information.

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Credit card fees rarely wreck a budget all at once. Instead, they tend to chip away at it little by little. Interest charges, late fees, annual fees, cash advances, and other costs can quietly consume resources that could have been used for saving, giving, or meeting other financial priorities. That's why wise stewardship includes understanding what your credit cards cost and making sure they're serving your financial plan rather than working against it. Proverbs 21:20 says, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” This isn't a call to hoard what God provides. It's a reminder that wisdom pays attention. Good stewardship means knowing where our money is going and refusing to let avoidable expenses unnecessarily consume what God has entrusted to us. Start With the Biggest Cost: Interest Technically, interest isn't a fee, but for anyone carrying a credit card balance, it's usually far more expensive than the other charges associated with a card. When interest rates are high, reward points and cash-back offers quickly lose their appeal. A few dollars in rewards can't compensate for months of interest on an unpaid balance. The best practice is straightforward: Don't charge more than you can afford to pay off when the bill comes due. If you're already carrying a balance, consider putting the card away while you develop a plan to eliminate the debt. Continuing to add new purchases while trying to pay down old ones can make progress much more difficult. Avoid Late and Returned-Payment Fees Late fees vary by card issuer, so review your cardholder agreement and know exactly when your payment is due. Payment alerts and automatic payments can be helpful safeguards. At minimum, consider automating the required payment so an overlooked due date doesn't create another unnecessary expense. Ideally, pay the full statement balance each month so you avoid interest altogether. If you use automatic payments, however, make sure there's enough money in your checking account when the payment is scheduled. A returned payment may result in a fee from the card issuer and possibly another fee from your bank. Keeping a small cushion in checking can help protect against those surprises. Think Twice About Annual Fees Some credit cards have no annual fee, while others charge hundreds of dollars in exchange for travel benefits, rewards, or other perks. In many cases, avoiding an annual fee altogether is the simpler choice. The benefits may not justify the cost, especially if rewards encourage you to spend more than you otherwise would. The goal isn't to maximize points. It's to make wise decisions with the resources God has provided. For responsible credit users who want their financial tools to reflect their values, FaithFi appreciates AdelFi Christian Banking. Formed through the merger of Christian Community Credit Union and AdelFi Credit Union, AdelFi provides purpose-driven banking solutions designed to help Christians align their finances with their faith. Since 1995, AdelFi members' card activity has generated more than $6.9 million for Christian causes. You can learn more at FaithFi.com/Banking. Be Especially Careful With Cash Advances Cash advances are one of the most expensive ways to borrow. They may include an upfront fee, and unlike ordinary purchases, interest often begins accruing immediately. That makes a cash advance a costly solution to a short-term cash-flow problem. A better long-term approach is to build financial margin. Start with a small emergency fund, then work toward a larger reserve over time. Having cash available for unexpected expenses can help keep a financial setback from turning into high-interest credit card debt. Watch for Foreign Transaction Fees If you travel internationally or make purchases from foreign merchants, check whether your card charges a foreign transaction fee. Some cards charge a percentage of each transaction, while others waive these fees entirely. Knowing your card's policy before traveling can help prevent unnecessary surprises. Review Your Statements Every Month One of the simplest financial habits is also one of the most valuable: review every credit card statement. Look for unexpected fees, forgotten subscriptions, duplicate charges, or transactions you don't recognize. Regularly reviewing your statements helps you catch problems early and stay engaged with your financial life. It also gives you an opportunity to ask a larger question: Is this card still helping me accomplish what I intended it to? A Credit Card Should Be a Tool, Not a Master Credit cards aren't inherently good or bad. What matters is whether they help or hinder faithful stewardship. If using a credit card consistently leads to interest charges, fees, or overspending, the wisest decision may be to stop using it. There's no spiritual virtue in having a credit card, and there's no shame in choosing cash or debit if those tools help you manage money more faithfully. Faithfulness often shows up in small financial decisions: paying bills on time, avoiding unnecessary costs, living within God's provision, and directing more of what He has entrusted to us toward His purposes. Take a few minutes this week to review the credit cards you use. Know what they cost. Know why you have them. And make sure they're serving your financial plan rather than quietly shaping it. If you're looking for a financial institution that shares your Christian values, consider AdelFi Christian Banking. FaithFi listeners can earn up to a $400 bonus when opening a qualifying high-yield checking or savings account or a Cash Rewards Visa credit account. Visit FaithFi.com/Banking and use the code FAITHFI to learn more. On Today's Program, Rob Answers Listener Questions: I have investments, but I don't have a tax-planning strategy, and I'm paying a lot in taxes each year. My advisor doesn't seem very proactive. How can I find someone who can coordinate my investment and tax planning? I'm 67, debt-free, have a good income, and about $97,000 in savings and cash, but no retirement plan or investments through work. How should I start investing at this stage of life? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) AdelFi Christian Banking FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Credit card fees rarely wreck a budget all at once. From interest and late charges to annual fees and cash advances, the cost of using credit can add up quickly. On the next Faith & Finance Live, Rob West looks at how to avoid those costs—and make sure the cards you use truly boost your financial plan, rather than work against it. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: www.holmbergpodcast.com, www.98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Elapsed Time Adder is Live in the App Store! MacBook Neo – Can It Replace an iPad mini? Why I Left Fantastical and Todoist for Structured ETENWOLF Zephyr S3 Air Compressor Support the Show Apple Photos – Making Your Memories Last with an Easy to Access Archive Audiobook Audio (V3) Part 7: The Noise You Notice Visualising Trails with Google Earth Pro Transcript of NC_2026_08_16 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me 15% off Carbon Copy Cloner Wispr Flow - 1 month free for you PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Katrina is doing a LOT right with her money. She paid off more than $100,000 in student loans, has no credit card debt, built a full year of living expenses in savings, invests for retirement, and works three jobs.So why does she still feel like her money could be working harder for her?In this coaching conversation, we help Katrina move beyond simply being “fiscally responsible” and start creating a money system that gives her more clarity, consistency, and freedom.Because being good with money doesn't mean you have to track every single purchase or work three jobs forever.We talk about why separating bills from everyday spending can make budgeting dramatically easier, how savings buckets help prevent those “unexpected” expenses from eating into your emergency fund, and why knowing exactly where your extra income is going can help you decide whether you really need that extra job — or whether it's finally time to make room for singing lessons, acting, dancing, travel, or whatever else makes life feel fun.We also break down our five-column budgeting method: income, debt, bills, spending, and savings. Once you can see those numbers together, you can create automatic transfers and let your accounts do much of the tracking for you.And yes… we talk about credit cards too.

Powerful anti-Catholic Conversion to the Catholic Church (With Hannah Crews)FOLLOW HANNA CREWS: 1. YouTube channel: https://youtube.com/@Hannahcrewsblog?si=7JqaFvGHaUH90kzv2. Personal Instagram: https://www.instagram.com/hannahcrews.blog?utm_source=qr3. Podcast Instagram: https://www.instagram.com/thelightenup.podcast?utm_source=qrBRYAN'S TESTIMONY: https://youtu.be/rK9a8uQYoQESUPPORT CATHOLIC TRUTH! (501c3)- Credit Card or PayPal: https://catholictruth.org/donate/- Patreon: Patreon.com/catholictruth (monthly giving only) - GoFundMe: https://gofund.me/6ce08aae (Catholic Billboards) NEED A CATHOLIC SPEAKER? Parish Mission? Confirmation Retreat? Keynote Speaker? Other? https://catholictruth.orgFOLLOW CATHOLIC TRUTH: 1. Instagram: https://www.instagram.com/catholictruthofficial/ 2. Facebook: https://www.facebook.com/CatholicTruth.org/ 3. TikTok: https://www.tiktok.com/@thecatholicofficial 4. YouTube channel #2: https://www.youtube.com/@catholictruthliving 5. YouTube Channel #3 https://www.youtube.com/@GabrielasDSJourney 6. Podcast: https://www.buzzsprout.com/1157177 7. Twitter: https://twitter.com/CatholicTruth7 8. Instagram #2 https://www.instagram.com/catholictruthliving/ 9. Instagram #3 (Down Syndrome Advocacy) bit.ly/3R90a8i 10. Facebook Group Page for CT: https://www.facebook.com/groups/catholictruthct 11. Pinterest: https://www.pinterest.com/catholictruth/ 12. Rumble: https://rumble.com/user/CatholicTruth 13. Online Articles in Different Languages: https://thecatholictruth.org/category/articles Online Confirmation Retreat: https://catholictruth.org Online Shop: https://catholictruth.org/shop/ 

In this episode of the Industry Spotlight, joining host Sam D'Arc are Eric Cohen, CEO of Merchant Advocate, and Cole Frankman, Owner/Operator of Frankman Motors, to discuss why credit card processing fees keep climbing year after year and how dealers can uncover the hidden increases buried in their merchant statements. Eric reveals that 80 percent of dealerships he reviews are being overcharged by 20 to 25 percent, and explains why the fee never really stops rising: the sales rep who set up the account earns a cut of every transaction for as long as the dealer stays a client. Cole shares how a routine expense review turned into a two-month rabbit hole before an independent audit uncovered over six figures in annual savings, all without switching processors or changing equipment. The conversation exposes why dealers rarely read past page one of their statements, and what that costs them. This episode of the Car Dealership Guy Podcast is brought to you by Merchant Advocate. Topics: 06:35 Fees Were Never On His Radar. 08:30 He Tried AI To Fix It. 09:15 Audits Aren't Just For Mega Dealers. 11:15 80% Of Dealers Overpay. 12:45 Processors Raise Rates Anytime. 16:35 Hidden Fees Saved Six Figures. 18:45 Dealers Pay High Fees Despite Low Risk. 21:30 Processors Keep Coming Back. 23:40 Visa Doesn't Set Rates. 26:45 Statements Are Deliberately Confusing. 28:40 Non-PCI Fees Cost $500 Monthly. 30:15 Contingency Aligns Incentives. Merchant Advocate - Merchant Advocate helps dealerships uncover and eliminate unnecessary credit card processing costs through independent, contingency-based audits. Our experts identify hidden fees, pricing errors, and optimization opportunities—all without requiring dealers to switch processors, replace equipment, or disrupt operations. Learn more at https://merchantadvocate.com/ Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Today picks up with Matt Handy where we left him at the end of part one...choosing to be homeless and setting up a tent in downtown San Diego.From here, Matt's choices continue to be absolutely insane, eventually culminating a bank robbery with a note claiming to have a bomb in his backpack. Matt ends up in jail on an unrelated charge, but things begin to unravel as various law enforcement agencies start to communicate and suspect Matt for the robbery. This ultimately leads to Matt's recovery journey. After a stop at the infamous LA treatment center, Delancey Street, Matt begins to find his way. Now with years sober and a treatment center owner, Matt has reconstructed his life and reunited with his family.Connect with Matt on InstagramDM me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Message me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen AD FREE & workout with me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email me chasingheroine@gmail.com

Are restaurant credit card fees actually legal? Learn why these charges are appearing on your bill and where the money goes.More restaurants are adding extra costs to checks, often labeling them as credit card processing fees. If you have noticed these charges popping up over the last five years, you are not alone. In this episode, we get into why restaurants started charging credit card processing fees instead of just raising menu prices, which states like Connecticut and Massachusetts ban it outright, what Florida actually requires for disclosure, and why we believe this fee is going to change how people use credit cards altogether.#CreditCardFee #ServerLife #RestaurantLifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Catholic Statue Parades - False worship?SUPPORT CATHOLIC TRUTH! We are a world leader in Catholic apologetics. (501c3)- Credit Card or PayPal: https://catholictruth.org/donate/- Patreon: Patreon.com/catholictruth (monthly giving only) - GoFundMe: https://gofund.me/6ce08aae (Catholic Billboards) NEED A CATHOLIC SPEAKER? Parish Mission? Confirmation Retreat? Keynote Speaker? Other? https://catholictruth.orgFOLLOW CATHOLIC TRUTH: 1. Instagram: https://www.instagram.com/catholictruthofficial/ 2. Facebook: https://www.facebook.com/CatholicTruth.org/ 3. TikTok: https://www.tiktok.com/@thecatholicofficial 4. YouTube channel #2: https://www.youtube.com/@catholictruthliving 5. YouTube Channel #3 https://www.youtube.com/@GabrielasDSJourney 6. Podcast: https://www.buzzsprout.com/1157177 7. Twitter: https://twitter.com/CatholicTruth7 8. Instagram #2 https://www.instagram.com/catholictruthliving/ 9. Instagram #3 (Down Syndrome Advocacy) bit.ly/3R90a8i 10. Facebook Group Page for CT: https://www.facebook.com/groups/catholictruthct 11. Pinterest: https://www.pinterest.com/catholictruth/ 12. Rumble: https://rumble.com/user/CatholicTruth 13. Online Articles in Different Languages: https://thecatholictruth.org/category/articles Online Confirmation Retreat: https://catholictruth.org Online Shop: https://catholictruth.org/shop/ 

Apple device prices are soaring due to rising hardware costs, and their newest solution is to offer “forever leases” on iPhones, Macs, and iPads for a fixed monthly fee. While this subscription-style leasing model might make sense if you're a tech enthusiast, it's a dangerous financial trap for the average consumer. Before you fall for the low monthly sticker price—or get tied down by a carrier's misleading "free phone" promotion—understand the long-term cost to your wallet. On the savings front, everyday savers have a prime opportunity now to lock in high returns before interest rates drop. If you have cash you won't need for 1 to 5 years, Certificates of Deposit (CDs) are one of the safest ways to beat inflation. Clark walks us through how to easily purchase broker-placed CDs through top discount brokerages or reputable online banks, why you should strictly avoid giant mega-banks that offer virtually zero interest, and how to protect yourself from the predatory "auto-rollover" trap that slashes your rates the moment your term ends. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 12, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. Apple Trap: Segment 1 Ask Clark: Segment 2 CD Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Lease an iPhone Through Apple Upgrade? Are Extended Warranties Ever Worth It? - Clark Howard Get an electronic travel authorisation (ETA) to visit the UK Eurostar.com: Book Europe Train Tickets and Holidays When Do You Need a Travel Agent? - Clark Howard Is Now the Time To Get a CD or a CD Ladder? Certificate of Deposit (CD): What Is It, Best Places To Open One CD Interest Calculator  /   What To Do BEFORE Your CD Expires BBB-File a Complaint How to Protect Your Wallet From Rental Car 'Gotchas' - Clark Howard Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Thank you, Jesus. Intro Music: The New Creation- Wind Submit music to demolistenpodcast@gmail.com. Become a patron at https://www.patreon.com/demolistenpodcast. Leave us a message at (260)222-8341 Queue: Armaments, Different Method, Credit Card, The Freebies, Blowtorch, Scarred Earth, Judgment Call, Draw Blank, Old Yeller, Gorrch https://avantgardemusic.bandcamp.com/album/stillamentum https://oldyella.bandcamp.com/album/demo-tape https://drawablank.bandcamp.com/album/draw-a-blank-demo https://wastingaway315.bandcamp.com/album/summer-split-26 https://scarredearth.bandcamp.com/album/rotting-brain-matter https://blowtorchnw.bandcamp.com/album/demo https://thefreebies.bandcamp.com/album/the-freebies  

Credit card delinquencies are sitting at 13% so far this year. It's the highest national rate since the tail-end of the Great Recession. The aftermath of the COVID-19 pandemic, including high inflation and job uncertainty, is partially to blame. Also in this episode: Home equity lines of credit become more popular as traditional borrowing rates climb, small business owners are cautious but optimistic — and trying to hire — and Kyla Scanlon explains economic nihilism.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:Younger consumers are turning to "little treats" in the face of economic nihilismWhy lines of credit have become a preferred piggy bank for homeownersCredit card delinquencies approach Great Recession levelsChina is shaping the technology of the future. Where does that leave the U.S.?Small business owners are feeling uncertain but optimistic

Credit card delinquencies are sitting at 13% so far this year. It's the highest national rate since the tail-end of the Great Recession. The aftermath of the COVID-19 pandemic, including high inflation and job uncertainty, is partially to blame. Also in this episode: Home equity lines of credit become more popular as traditional borrowing rates climb, small business owners are cautious but optimistic — and trying to hire — and Kyla Scanlon explains economic nihilism.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:Younger consumers are turning to "little treats" in the face of economic nihilismWhy lines of credit have become a preferred piggy bank for homeownersCredit card delinquencies approach Great Recession levelsChina is shaping the technology of the future. Where does that leave the U.S.?Small business owners are feeling uncertain but optimistic

Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerEven though we have lots of credit cards, we've always got our eyes on a few more. In today's episode, we'll talk about some of the credit cards we've been keeping on our radar.(00:58) - Hidden gem credit cards Greg's considering(08:28) - Other cards Greg's consideringRead how to maximize your Hilton cards (with upgrades and downgrades) here(11:42) - Nick's nearer-term credit card considerations(19:45) - Cards Nick is considering from Hidden Gems Credit Cards podcastSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.

Jason made a HILARIOUS error while texting his TV boss, protein lettuce is a thing, mySpace is on the comeback trail, and getting outside more may make you live longer. Plus, Universal Studios reveals their Halloween Horror Nights lineup and it's scary!We're all bananas about getting those credit card points to pay for stuff! Women are playing Disney music to deter Meta glasses wearers from invading their privacy, HOLLY KNOWS SOMETHING about a game, and Colleen shares how your T-Rex arm sleeping position is wrecking your life.SCREEN QUEENS: We all watched the Netflix documentary, "Big Chicken: A Fast Food Conspiracy," Colleen is a newbie to "Conan O'Brien Must Go," and we visit Roku's new AI streaming service, Fairground. Jason's interesting food delivery encounter, and leave Anne Hathaway alone, y'all! And all the things you can fit in Lululemon's Big A** Bag.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Meet Nick01:33 Premium Card Couponing03:00 Nick's Go To Cards04:59 Crunching Annual Fee Math07:30 Luxury Hotel Credits09:39 Co Branded Premium Cards12:35 Airline Cards For Status15:10 Valuing Elite Status17:53 Tracking Credits Simply20:40 Bilt Palladium Breakdown24:11 Avoiding Over Optimization25:22 Cardholder Only Award Space29:08 When Perks Get Crowded31:43 Hotels Status Reality Check36:51 Beginner Next Steps39:50 Where To Find Nick40:21 Final ThanksYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Nick and The Points Guy at:➤ Website: https://thepointsguy.com/➤ Instagram: https://www.instagram.com/thepointsguy/➤ TikTok: https://www.tiktok.com/@thepointsguy ➤ Facebook: https://www.facebook.com/thepointsguy/➤ YouTube: https://www.youtube.com/@ThePointsGuyDepartures Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: Amar Patel Cost Seg Studies could be you Next Big Tax Savings | Ready, Set, Go! Podcast Welcome back to the Ready, Set, Go! Real Estate Investing Podcast with your host, Brandon Elliott! In this episode of the Ready, Set, Go! Real Estate Investing Podcast, host Brandon Elliott sits down with Amar Patel Amar is a licensed CPA based in the Atlanta, Georgia area with over 22 years of experience in the accounting industry. Graduating from the University of Tennessee with a degree in Finance and Accounting, Amar has spent his career mastering advanced tax planning strategies to help real estate investors legally keep more cash in their pockets. Amar doesn't just talk the talk; he walks the walk! He is an active real estate investor with a personal portfolio that includes three residential properties and two commercial properties (a retail center and a warehouse). For the last 6 years, he has been an essential part of CCBC, specializing in cost segregation to help investors front-load their depreciation and save a boatload on taxes. ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Make Dollars Make Sense

Let's talk about a topic that sounds boring but isn't: how you get paid.  I started this episode wanting to talk credit card processing fees, but the deeper I went, the more I realized the fee is the smallest part of the story.  The real question is what it actually costs your business to collect money, most of which is invisible. Checks, e-checks, Zelle, Venmo, ACH, Apple Pay, Google Pay; every payment method has a price tag, even the ones that look free.  I'm walking through the hidden labor behind manual payments, the legal side of credit card surcharges you need to know, the exact math for building card fees into your pricing instead of tacking them on, and a policy lesson from my mom's very hot, very expensive 4th of July weekend. If you've ever resented that 3%, this episode is for you.    What You'll Learn: Why a payment with "no processing fee" often costs you more in time, follow up, and delayed cash flow than the fee itself The real tradeoffs between checks, e-checks, ACH/PAD, Zelle, Venmo, and Apple/Google Pay for a staging business The exact percentage to add to your prices if you want to build card fees into your pricing instead of surcharging clients Why holding firm on your payment policy even when a client has a great excuse protects your business   RESOURCES:   Join the Harlowe Inner Circle Waitlist: https://waitlist.harloweco.com/  Apply for Private Coaching: www.rethinkhomeinteriors.com/privatecoachingapp Enroll in Staging Business School Accelerate Track: www.rethinkhomeinteriors.com/accelerate Follow the Staging Business School on Instagram: www.instagram.com/stagingbusinessschool Follow Lori on Instagram: www.instagram.com/rethinkhome If you want to learn how to streamline your operations so you can grow with less stress and burnout in your staging business, enrollment is open for Staging Business School Accelerate Track. I'd love to see you in the classroom!   ENJOY THE SHOW? Leave a 5-star review on Apple Podcasts so that more Staging CEOs find it. Also, include links to your socials so that more Staging CEOs can find you. Follow over on Spotify, Stitcher, Amazon Music, or Audible.

In part 3 of the latest installment of Ask Jesse, Jesse reflects on his 2023 experiment of ditching his credit card and spending only with a debit card -- which he stills does today! He also answers a question about what he eats for breakfast, and shares how his experience leasing a Tesla (which he now owns) led to him to realize that his insistence on driving a 2002 Honda Civic was really just pride masquerading as frugality.   Got a question for Jesse? Send him an email: askjesse@ynab.com   Pre-order Jesse's new book! www.neverworryaboutmoneyagain.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Chargebacks were built to protect consumers from stolen cards and crooked merchants. Now they're increasingly used when a subscription surprises someone, a restaurant disappoints, or buyer's remorse sets in. Don and Tom sort real fraud from “friendly fraud”—and explain why the first call should usually go to the merchant, not the bank.They also look at confusing statement names, recurring subscriptions, the cost merchants absorb when a dispute lands, and why credit cards generally provide stronger consumer protection than debit cards.Then it's listener-question time: a free-dinner annuity pitch promising 12% to 15%, whether to bunch charitable gifts, dialing a retirement portfolio from 60/40 to 50/50, and using RMD withdrawals to rebalance at Vanguard.0:38 — From 1929 bucket shops to today's prediction markets3:21 — Chargebacks, card fees and “friendly fraud”7:06 — Mystery merchant names and subscription confusion8:25 — Bad service, buyer's remorse and the fraud line11:10 — When a chargeback is legitimate13:28 — Why merchants lose most disputes16:59 — Listener questions begin17:30 — The free-dinner annuity pitch22:49 — Should you bunch charitable gifts?24:06 — 60/40 or 50/50 before Social Security?26:06 — RMD withdrawals and Vanguard rebalancingQuestions? Comments? Click!

Matt Handy went from heroin addict to convicted felon to tent-dweller on the streets of downtown San Diego. By choice.Assault with a deadly weapon. Narcotics trafficking. A prostitution extortion ring. Matt did it all, and prison became a revolving door he couldn't escape.In part one, Matt takes us through the chaos: the addiction that ran his life, the crimes that landed him behind bars again and again, and the moment he walked away from every safety net he had left.This is not a redemption story yet. This is the bottom before the climb.Part two drops next week: how Matt built a treatment center, a marriage, and a family from the wreckage.Connect with Matt on InstagramDM me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Message me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen AD FREE & workout with me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email me chasingheroine@gmail.com

Clockwise #667: The TV Judge Rejects Your Argument Macstock 2026: How the Cool Kids Really Use Spreadsheets ChatGPT with CarPlay — by Jill McKinley Audiobook Audio (V3) Part 6: Leave Headroom Turbo Fan from JisuLife Support the Show Kerry Murphey Talks EVs Transcript of NC_2026_08_06 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me 15% off Carbon Copy Cloner Wispr Flow - 1 month free for you PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude.

Pentecostal to Catholic (With Hannah Crews!)FOLLOW US:Our Main YouTubeOur Family YouTubeBlog ArticlesFacebook Page hereInstagramTikTokXPinterestSUPPORT OUR WORK (Please)1. Credit Card or PayPal2. Patreon (only monthly)3. GoFundMe (BIG Highway Billboards) NEED A CATHOLIC SPEAKER? Parish Mission? Confirmation Retreat? Keynote Speaker? Other?QUESTIONS? https://www.subscribepage.com/e3e8c7WEBSITE (Retreats, Keynotes, Parish Missions, Articles, and more)CHECK OUT OUR T-SHIRTS & MERCH https://catholictruth.org/shop/Like our Tees? Designed by Glorybound Apparel: https://gloryboundco.com/BOOK: Counterfeit Spirituality (Centering Prayer, Yoga, Reiki, Astrology, etc). What is good? What is not? How can we know the difference?)

In the St. Louis Morning Brief, guest host Heidi Harris and Kim St. Onge examine local policy updates across St. Louis County. The hosts review statement updates from Overland Mayor Marty Little vowing local police will not enter federal 287(g) law enforcement partnerships with ICE following the deportation and subsequent murder of Guatemalan asylum-seekers Nixon Perez Paz and Glendy Gonzalez de la Cruz. Kim details St. Louis County Executive Sam Page's response after voters defeated Prop U—a proposed online use tax—including Page's warnings of potential police layoffs and property tax proposals. The segment highlights Missouri State Auditor Scott Fitzpatrick's investigation uncovering $4,300 in improper city credit card charges by former Webster Groves officials for strip clubs, cannabis dispensaries, and personal travel, alongside primary election analysis of the St. Louis County Executive race between Jake Zimmerman, Brian Williams, and Angela Mosley. Hashtags: #StLouisBrief #OverlandMO #SamPage #PropU #WebsterGroves #ScottFitzpatrick #MOpol

1040. Laura explains the hidden risks of canceling credit card accounts. You'll learn how credit utilization works, when closing an account is and isn't worth it, and how to protect your credit if you do decide to close a credit card. Key takeaways:Closing a credit card shrinks your available credit, which causes your credit utilization ratio to spike, resulting in an immediate reduction in your credit scores.Canceling a card you've owned for a while lowers your average age of credit, which can lower your scores. Before canceling a high-fee card, consider applying for a replacement so you maintain your total available credit and won't see your credit scores go down.If you don't want a card or its annual fee outweighs the perks, closing it can be worth a temporary credit score dip–unless you plan to make a significant purchase, like a car or home, within the next six months.If you're not disciplined with credit cards, closing them can be worthwhile to prevent overspending and future financial problems.Discover more from Money Girl!FacebookMoney Girl NewsletterThe Money Stack NewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

In today's episode of Reddit Stories Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit Stories Podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, Coach Michelle is back—and she brought some seriously encouraging wins from Office Hours!In this episode, we're talking about what happens when you stop letting extra money “just disappear” and start giving every dollar a purpose. From preparing for a military move to paying off debt, filling savings buckets, and handling a flat tire without panic, these stories show how small, intentional steps can completely change the way money feels.One military family used automation, refunds, and careful planning to prepare for a move from Hawaii to Pennsylvania. Instead of relying on a credit card while waiting for reimbursements, they already had money set aside for hotels, meals, and other moving expenses.We also celebrate a budget bestie who used her tax refund to pay off a car, fund several savings buckets, and eliminate a credit card. Rather than putting the money into one general account and slowly watching it disappear, she divided it among specific goals—including Christmas and vehicle maintenance.And when another community member got a flat tire, her vehicle maintenance bucket did exactly what it was created to do. She walked into the tire shop, paid for the repair, and moved on without rearranging her entire monthly budget.That is the power of giving your money a job.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Does your credit card feel like Monopoly money because the cash is still sitting in your bank account after you've made a purchase?In this solo episode, Linzy explains why an expense occurs the moment you use your credit card — not later when you pay your credit card bill — and how paying your credit card weekly instead of waiting for the monthly statement is a simple yet powerful habit that can create greater financial clarity, improve cash flow awareness, and help you stay in control of your money.Whether you pay off your credit card in full every week, you're trying to avoid adding to an existing balance, or you're actively paying down credit card debt, Linzy shares a practical strategy for building a payment routine that is sustainable for your financial situation.Episode Timestamps:01:32 - Starting Season 16 with a Practical Money Habit03:10 - Who the Weekly Credit Card Payment Strategy Can Help05:17 - Why a Credit Card Payment Is Not a New Expense07:07 - How Credit Card Statements Can Blur Your Financial Picture09:01 - Integrating Credit Card Payments into Profit First Disbursements or Money Time10:54 - Why Debt Repayment Should Not Create Financial Precarity11:13 - How to Keep New Charges from Adding to Existing Debt12:18 - Paying Historical Debt Down Slowly and Sustainably13:18 - Using Small Weekly Habits to Create Consistent Progress15:08 - Adapting the Practice to Your Money ScheduleWant to feel more calm and confident about your money?Join one of Linzy's free online workshops for private practice owners to shift your money mindset, transform your relationship with money, and gain practical tools and strategies to manage your business finances with greater clarity and ease. Explore upcoming workshops and sign up to save your spot — or register to receive the replay.You can also join the private WhatsApp community to connect with therapists, health practitioners, and listeners of Money Skills for Therapists: The Podcast. Submit your request to join the community today!About Linzy BonhamLinzy Bonham is a therapist turned money coach who helps private practice owners and health professionals feel calm, confident, and in control of their finances through her podcast, workshops, and comprehensive programs: Money Skills for Therapists and Money Skills for Group Practice Owners.Learn more about Linzy at moneyskillsfortherapists.com/about-us

Credit card debt, digital payments, and the cashless economy are quietly changing how we spend—and most people don't realize how much money is slipping away. In this video, I break down why retail investors are taking dangerous risks, why high earners are still living paycheck to paycheck, and how asset ownership is creating one of the biggest wealth divides in America.Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: Jonathan Berryhill How an Ex-Military Saved His Marriage & Built a Multi-Million Dollar Empire | Ready, Set, Go! Podcast Welcome back to the Ready, Set, Go! Real Estate Investing Podcast with your host, Brandon Elliott! In this episode of the Ready, Set, Go! Real Estate Investing Podcast, host Brandon Elliott sits down with Jonathan Berryhill—an ex-military infantry sergeant and former narcotics officer who completely transformed his life to save his marriage and build a massive business empire. Jonathan shares his incredible journey of applying military discipline to the business world, scaling and selling multiple companies for millions, and rapidly building five real estate brokerages with over 50 agents in just a few years. If you want to learn how to systemize your business, build a loyal team culture, and prioritize your family while achieving massive wealth, this episode is a masterclass in execution. ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

If travel is one of the things that brings you the most joy, but you also want to be responsible with your money, this episode is for you. One of the biggest misconceptions about affordable travel is that you either need a huge travel budget or you have to give up your financial goals to make it happen. The truth is, with the right strategy, you can do both. You can build wealth and prioritize experiences. In this episode, I'm joined by Julia Menez, founder of Geobreeze Travel and an expert in using credit card points and miles to make travel significantly more affordable. Together, we're talking about how travel rewards actually work, who they're a good fit for, and why they should always be built on top of a strong financial foundation, not used as an excuse to overspend. If you've ever wondered whether travel hacking is worth it, or you've wanted to travel more without putting your finances at risk, this conversation will help you understand how to use points and miles as a tool, not a temptation. In this episode, we discuss: What travel hacking is and how credit card points and miles actually work Common misconceptions about travel rewards Why travel doesn't have to be financially out of reach How to get started with travel rewards as a beginner How many credit cards you really need (and why more isn't always better) Why paying off your credit cards in full is essential before earning travel rewards The financial habits that should come before travel hacking How to balance travel goals with other financial priorities Additional ways to save money on travel beyond points and miles Why investing in experiences can be one of the most meaningful ways to use your money This episode is especially helpful if you: Love to travel but worry about the cost Want to learn how credit card points and miles work Are interested in travel hacking but don't know where to start Want to travel more without going into debt Are working toward financial goals while still making room for experiences Want to be more intentional with how you spend your money Why this matters: Travel doesn't have to compete with your financial goals. When you build a strong financial foundation first, tools like credit card rewards and travel points can help you stretch your dollars further and create experiences that might have otherwise felt out of reach. The key is remembering that travel rewards aren't the goal…they're simply one way to support the life you want to build. Financial freedom isn't about saying no to everything you enjoy. It's about making intentional decisions that allow you to enjoy more of what matters without creating financial stress later. When your money supports your priorities instead of working against them, experiences become something you can plan for confidently, not something you have to feel guilty about.   Timestamps: [03:12] Julia breaks down what travel hacking means, and all of the different aliases for the process. [14:01] Have a plan for how you will meet the minimum spend for high-reward credit cards. Julia talks through typical points coming from the sign-up bonus. [25:20] Do some research on the best cards that will work for your situation, instead of taking the advice of influencers. [38:54] There are different ways to approach overspending on travel. Quick wins come from cutting expenses. Big wins come from increasing income.   Resources Mentioned: Follow Julia on Instagram Learn more about Geobreeze Travel City Girl Savings Personal Finance Portfolio Financial Focus Coaching Program If you've been putting off travel because it feels financially out of reach, I hope this conversation reminds you that there are often more options than you realize. Whether you decide to use points and miles or simply become more intentional with how you plan for travel, the goal isn't to take more trips at any cost. The goal is to build a financial life that creates room for the experiences that matter most to you. Because money isn't just meant to be managed well, it's meant to support a life you genuinely enjoy living. You are not behind…you are building. Consistency compounds. The steady work you're doing now is shaping your next level.

Tiny Excel Tip — Find Dependencies Virtual ][ — an Apple ][ Emulator App for Modern Macs Renaming Scanned Files Using Numbers — George from Tulsa Support the Show Security Bits — 2 August 2026 Transcript of NC_2026_08_02 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me 15% off Carbon Copy Cloner Wispr Flow - 1 month free for you PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

#965. After Kaitlyn shared that Rachel Points helped her save nearly $20,000 on travel, the internet had one question: HOW?!So this week, Rachel Tyers (aka Rachel Points) joins Off the Vine to break down everything you wish someone had taught you about credit cards, points, and travel. Whether you have one credit card or fifteen, Rachel shares the biggest mistakes people are making, why you probably shouldn't be putting all of your spending on your Amex Platinum, why flexible points beat airline credit cards, and the simple three-card strategy she recommends to maximize the rewards you're already earning.Then they tackle the part that confuses almost everyone: actually using your points. Rachel explains how transferring points to airline partners can unlock business-class flights for a fraction of the price, the best websites to search award flights, when to pay cash versus points, whether points expire, and the travel hacks she swears by to save thousands.If you've ever looked at your points balance and thought, "I have no idea what I'm doing," this episode is for you!!If you're LOVING this podcast, please follow and leave a rating and review below! PLUS, FOLLOW OUR PODCAST INSTAGRAM HERE!Thank you to our Sponsors! Check out these AMAZING deals!Knix: Head to knix.com and use code VINE for 15% off your order – get leakproof undies, amazing bras, and check out the new Mini Dream Boxer!Chewy: Right now you can save $20 on your first order and get free shipping by going to Chewpanions.chewy.com/offthevinepodcast.Boll & Branch: Sleep cooler this summer with Boll & Branch. Get 15% off your first order plus free shipping at BOLLANDBRANCH.com/vine20, code vine20.ASPCA Pet Insurance: To explore coverage, visit ASPCApetinsurance.com/VINE.Merit Beauty: Right now, Merit Beauty is offering our listeners their Signature Makeup Bag with your first order at Meritbeauty.com.Apartments.com: The place to find a place!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.