Podcasts about Airbnb

Wait a minute. We've got a hostage situation here. Joining us from his AirBnB in Philly, locked out of his bedroom and struggling to keep his pipes from freezing, is one of the hottest comedians working today - Lucas Zelnick! Lucas is on tour right now and tickets are selling like gangbusters, excuse me. For more information and to see when he's coming to your town, go to lucaszelnick.com Lucas joins us to give advice on an annoying tipping etiquette question and dealing with a break-up when you share mutual friends. For those of you coming to Lonely Hearts Live in New York, we'll see you at the Bell House this weekend on February 7th! Learn more about your ad choices. Visit megaphone.fm/adchoices

"When We Were Invincible: Life Lessons from the '80s that Defined a Generation" is a new book by Becky Kliss, who joins the show to talk about Gen X and what we learned from our teen years. Plus, seggies including TV Party Tonight and Spin Me Round. Also a podcast book update and great promo code from our new sponsors Rotella Resale. Coming in March Stuck in the '80s: 20 Years of Conversations with Pop Culture Icons Who Defined a Decade, by podcast creator Steve Spears, will finally be published. Featuring more than 60 interviews from the podcast, along with insider stories and other previously unpublished insights, the book will be available on March 11. Our Sponsors The 2026 lineup of The 80s Cruise is now sold out, but you can still join the waiting list and use our promo code. Royal Caribbean's Adventure of the Seas departs Port Canaveral on February 27 with stops in Nassau, Falmouth and Grand Bahamas Island. Artists include: Bret Michaels, Nile Rodgers & Chic, OMD, Billy Ocean, Gary Numan, Berlin, Taylor Dayne, Sugarhill Gang, Quiet Riot, Glass Tiger, Donnie Iris, Los Lobos, Dazz Band, Heaven 17, Men Without Hats, Aldo Nova, Digital Underground and Kool Moe Dee. Former MTV veejays Mark Goodman, Alan Hunter and Downtown Julie Brown will be there too. And now, if you're a first-time guest on the cruise, you can $250 in cabin credit when booking if you use the promo code STUCK. For more information, go to www.the80scruise.com. Our podcast is listener-supported via Patreon. Members get special swag and invitations to patron-only Zoom happy hours with the hosts of the podcast. Find out more at our official Patreon page. Special thanks to our partners at collectibles geniuses Rotella Resale and Wieners & Losers, the ultimate '80s arcade and nostalgic Airbnb. The Stuck in the '80s podcast is hosted by creator Steve Spears and Brad Williams. Find out more about the show, celebrating its 19th year in 2024, at sit80s.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Attend the 2026 Summit Conference: https://get.biggerpockets.com/passivepocketssummit2026/ This Episode Hotels for passive investors: what actually matters and how it's different from multifamily. Chris Lopez digs in with Jay Desai and Suraj Reddy on the underwriting stack (ADR, occupancy, RevPAR and RevPAR penetration), why brand fit and comp sets (STAR reports) drive the thesis, and how operations (daily pricing, sales/RFPs, third-party management aligned on expenses) move the needle. They walk through break-even occupancy math (often far lower than MF), margins, bonus depreciation via FF&E/capex, fixed-rate/community-bank capital stacks, and their “no capital calls” policy. Includes a Columbus case study and the macro outlook across business/leisure/extended-stay demand—and what Airbnbs really compete for. Key Takeaways Hotels 101: ADR × occupancy = RevPAR; low RevPAR penetration in a strong comp set = value-add target Break-even is different: hotels can pencil at ~35–60% occupancy vs. ~70–75% in multifamily Operations > brand alone: daily revenue management, sales/RFPs, and expense discipline drive NOI STAR reports: how pros build comp sets and gauge RevPAR share before/after capex Depreciation edge: large year-one bonus depreciation from FF&E and renovations (consult your CPA) Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk. Nothing here is investment, tax, legal, or financial advice; consult qualified professionals. Past performance is not indicative of future results. This podcast may include paid advertisements or promotional materials for sponsors, funds, or offerings and should not be interpreted as a recommendation or endorsement by PassivePockets, LLC or affiliates. Conduct your own due diligence and consider your financial situation before engaging with any advertised products or services. PassivePockets, LLC disclaims all liability for any actions taken based on the information presented.

This type of rental property is seeing “explosive” demand. But, they're cheaper than many regular rental properties, get 30% more rent, and take less work than vacation rentals. More and more Americans are using them, and where they're needed most, there's not much supply. You might have thought it wouldn't last, but medium-term rentals are becoming the rental property investor's cash cow—and we have new data to prove it. Jeff Hurst, CEO of Furnished Finder, teamed up with the short-term rental data experts at AirDNA to release a new report on monthly rentals.  This could change everything you've thought about the space. Investors are making more money with smaller properties, and demand is growing—fast. Tenants are extending their stays, while paying a 30%-50% premium over traditional rentals, but the cost to furnish is a fraction of what it would be for a short-term rental. But Jeff says there's a “sweet spot” medium-term rental—and it's one of the least expensive properties you can buy. Even better, your long-term rental could be the perfect pick.  It might be time to look at medium-term rentals again.  In This Episode We Cover The new report from Furnished Finder and AirDNA showing the massive demand for medium-term rentals How to make 30%-50% more revenue by turning your long-term rental into a monthly stay Is the medium-term rental market oversupplied, like the short-term rental market? The data might surprise you How to immediately test whether your long-term rental would work with this strategy The “sweet spot” medium-term rental that costs less and has strong demand from monthly renters And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets Sign Up for the On the Market Newsletter Find an Investor-Friendly Agent in Your Area On the Market 261 - This Could Be Like Getting into Airbnb in 2012 w/Jeff Hurst Read the New Furnished Finder + AirDNA Report Furnished Finder Market Insights Dave's BiggerPockets Profile  Grab the BiggerPockets Book on Medium-Term Rentals, "30-Day Stay" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-396 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Behind the Stays, Zach Busekrus sits down with Rohit Bezewada, CEO of AirDNA, to unpack what may be the most important shift yet in short-term rentals. From Airbnb's evolving relationship with hotels to the fading “thrill” of discovery, Rohit shares what happens when a marketplace grows up — and what comes next for brand building, investing, and operating at scale. Drawing on his experience at Uber and now at the helm of one of the industry's most influential data platforms, Rohit offers a clear-eyed view of a sector moving from side hustle to institutional asset class. The conversation explores: Why Airbnb's move toward hotels signals a deeper strategic shift How short-term rentals are professionalizing — and who benefits most What the data reveals that headlines miss The coming consolidation of STR tech and the real role of AI Why confidence, not just inventory, is the next competitive edge This is a candid, future-facing conversation about where short-term rentals are headed — and how the next frontier will be built. Behind the Stays is brought to you by Journey — a first-of-its-kind loyalty program that brings together an alliance of the world's top independently owned and operated stays and allows travelers to earn points and perks on boutique hotels, vacation rentals, treehouses, ski chalets, glamping experiences and so much more. Your host is Zach Busekrus, Head of the Journey Alliance. If you are a hospitality entrepreneur who has a stay, or a collection of stays with soul, we'd love for you to apply to join our Alliance at journey.com/alliance.

Chloe Tucker Caine joins the show to discuss her fascinating transition from a national tour leading lady to a high stakes real estate powerhouse on Netflix's Owning Manhattan. She shares the vulnerable reality of arriving in New York expecting a parade only to find herself bartending and eventually running an "illegal" Airbnb business out of her Hell's Kitchen apartment. Chloe opens up about the secret life she led while establishing her real estate career, including sneaking off to vocal lessons and dance classes between property showings because she feared being dismissed as just another "annoying theater kid". The conversation dives deep into the creation of her viral "property musicals," a niche that blends her performance background with luxury sales to help move quirky listings that had previously sat on the market for years. Chloe reflects on the lessons learned from being cut on the first night of an MTV reality show and how motherhood has shifted her professional perspective from wanting to be a "shark" to simply being her authentic self. From recording her single "Fly High" for her daughter to her dreams of playing Velma Kelly in Chicago, Chloe proves that you don't have to close the door on your passions to find massive success in a new field. Chloe Tucker Caine is a multifaceted performer and real estate agent who starred as Sophie in the national tour of Mamma Mia!. She is a central cast member on the Netflix series Owning Manhattan and a top agent at the SERHANT. brokerage. In addition to her real estate success, she is the creator of the digital series Chloe in Manhattan and recently released the single "Fly High" This episode is powered by WelcomeToTimesSquare.com, the billboard where you can be a star for a day. Connect with Chloe: Instagram: @chloeinmanhattan TikTok: @chloetuckercaine Listen to the single Fly High Listen to Michael Mott's music Connect with The Theatre Podcast: Support the podcast on Patreon and watch video versions of the episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/TheTheatrePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theatre_podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook.com/OfficialTheatrePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TheTheatrePodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Alan's personal Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@alanseales⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email me at feedback@thetheatrepodcast.com. I want to know what you think. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the smartest move in real estate isn't buying more… but selling at the right time?In this episode, we do something most investors avoid — we talk honestly about letting go. They share the real reasons behind their decision to sell one of their short-term rental properties and unpack the uncomfortable questions every investor eventually faces but rarely discusses.Joined by their friend and trusted real estate advisor, Sean Bakhtiari, the conversation dives into when selling actually makes strategic sense — from struggling cash flow and high-interest DSCR loans to changing life priorities, market shifts, and the power of unlocking trapped equity. Sean explains how solid bookkeeping, clear goals, and objective advice can transform an emotional decision into a smart long-term move.They also explore lifestyle-driven markets like Provincetown, Hampton Beach, and Salisbury Beach, the realities of self-managing vs. co-hosting, and how successful investors think not just about growing a portfolio — but pruning it when necessary.If you've ever wondered “Should I hold, or is it time to sell?” — this episode is for you.Things we discussed in this episode:Why and when to sell a short-term rental rather than hold forever.Jason & Rory's decision to sell their Gillford, NH property, including emotional and financial factors.Impact of high-interest DSCR loans and debt service on cash flow.The importance of good bookkeeping, clean P&Ls, and separate bank accounts for each property.Common reasons owners sell: poor cash flow, operational issues, market shifts, or lifestyle changes.Selling when a property has significant equity and considering redeploying that capital elsewhere.The role of lifestyle markets (e.g., Provincetown, Plum Island) vs pure investment markets.Sean's thesis on emerging value in Hampton Beach and Salisbury Beach as future winners.When co-hosting / professional management makes sense vs when owners should self-manage.Sean's community-focused approach with The Bakhtiari Group and his partnership with Seacoast to Summit Vacation Rentals.Get in touch with SEAN:Facebook - ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/Seacoast2SummitVacationRentalsLLCWebsite - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hurfordplacehospitality.com/Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/seacoast2summit/#SmartStayShow #realestate #realestateinvestor #realestateagent #RealEstateInvesting #ShortTermRentals #STRInsights #VacationRentals #DataDriven #ROI#UniqueStays #PropertyManagement #InvestSmart#RentalIncomeFollow Us!Join Jason Muth of Prideaway Stays and Straightforward Short-Term Rentals and Real Estate Attorney / Broker Rory Gill for the first episode of SmartStay Show!Following and subscribing to SmartStay Show not only ensures that you'll get instant updates whenever we release a new episode, but it also helps us reach more people who could benefit from the valuable content that we provide.SmartStay Show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Prideaway Stays ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Straightforward Short-Term Rentals ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Attorney Rory Gill ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jason Muth on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Lanchonete e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBCarnaval com amigos é muito melhor num Airbnb. Reserve já a sua acomodação, junte seu grupo e escolha a estadia ideal para curtir a folia, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A QUINTA-FEIRA: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠Book a 1-on-1 coaching call: ⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠ Become a member of our Podcast community: ⁠⁠https://www.drchrisloomdphd.com/membership⁠⁠Subscribe to our email list: ⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠Click here to join PodMatch (the "AirBNB" of Podcasting): ⁠⁠https://www.joinpodmatch.com/drchrisloomdphd⁠⁠Click here to purchase my books on Amazon: ⁠⁠https://amzn.to/2PaQn4p⁠⁠Click here to purchase my audiobooks, visit: ⁠⁠https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F⁠⁠To help support the show:CashApp- ⁠⁠https://cash.app/$drchrisloomdphd⁠⁠Venmo- ⁠⁠https://account.venmo.com/u/Chris-Loo-4⁠⁠Buy Me a Coffee- ⁠⁠https://www.buymeacoffee.com/chrisJx⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  Follow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/

Shawn O'Malley and Daniel Mahncke break down Doximity (ticker: DOCS), known as “the LinkedIn for doctors,” with a suite of productivity apps supporting physicians' workflows, too. Incredibly, 80% of physicians in the U.S. are on Doximity, giving them fertile real estate to monetize those eyeballs with high-margin advertising opportunities for pharma companies. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:00:22 - Why Doximity is so uniquely positioned to capitalize on pharmaceutical marketing 00:01:42 - How much of the U.S. health care system is still plagued by bureaucratic admin work, and the opportunity that creates for Doximity 00:03:40 - What makes Doximity's ecosystem so useful for physicians at all stages of their career 00:10:32 - Why Doximity uses subscription-based advertising options 00:25:26 - How the company protects doctors' privacy and saves them hours a week doing admin tasks with HIPAA-compliant generative AI tools 00:26:01 - How Doximity uses productivity tools to complement its social networking service 00:44:22 - The risks and moats of having a business so concentrated on one industry 00:56:17 - How to think about modeling DOCS' intrinsic value 01:02:36 - Whether Shawn and Daniel add DOCS to their Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the waitlist(!)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Sign up for ⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter.⁠⁠⁠⁠⁠⁠ Shawn & Daniel use ⁠⁠⁠⁠Fiscal.ai⁠⁠⁠⁠ for every company they research — use their ⁠⁠⁠⁠referral link⁠⁠⁠⁠ to get started with a 15% discount! Learn how to ⁠⁠⁠⁠join us⁠⁠⁠⁠ in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Check out Doximity Pitch on Value Investors Club. Doximity's 2023 Shareholder Presentation. Doximity's Investor Relations Page. Business Breakdowns' podcast on Doximity. Listen to Doximity's Investor Day. Explore our previous Intrinsic Value breakdowns: Transdigm, Salesforce, Berkshire Hathaway, FICO, PayPal, Uber, Nike, Amazon, Airbnb, Alphabet. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ References to any third-party products, services, or advertisers do not constitute endorsements, and The Investors Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Send us a message!Condo-hotels and resort-style properties sit in a tricky middle ground. They are not traditional hotels, but they are not quite vacation rentals either. Many still run on hotel tech stacks, charge hotel-style commissions, and operate with hotel-era assumptions.Meanwhile, guests are increasingly searching on vacation rental channels, homeowners are asking why they cannot find their units online, and off-site managers charging half the commission are pulling inventory away. In our February First-of-the-Month bonus episode, we sit down with Emmanuel Lavoie, CEO of Jetstream, to unpack why so many condo-hotels and resort operators still resist distribution on channels like Airbnb and Vrbo, what it really takes to service this category well, and how AI is starting to reshape channel management.Episode Chapters:01:17 - Leaving a 10-year engineering career for travel tech03:33 - How a Canadian OTA accidentally became a channel manager9:43 - Why resorts still hesitate to embrace Airbnb and Vrbo12:00 - What full-service channel management actually includes13:42 - Why a $10 billion company chose service over cheaper tech15:18 - Off-site managers are winning the homeowner battle16:56 - The challenge of selling non-unique inventory on Airbnb24:12 - Why one listing with 300 reviews beats 50 identical listings30:42 - Building an AI-powered guest communication system35:27 - Using AI for listing content creation at scale38:21 - Empowering frontline teams as AI champions42:09 - The human side of AI disruption44:02 - Where Jetstream is heading nextConnect with Emmanuel:LinkedIn: https://www.linkedin.com/in/emmanuel-lavoie-5b89b924/ Website: https://jetstreamtech.io/ ✨ Exclusive Offer to Alex & Annie Listeners:Streamline your short-term rental operations with Hostfully.Mention the Alex & Annie Podcast when you sign up and get free onboarding ($1000 value).

Jeffs Bagel Run Colonial grand opening with drive thru ribbon cutting Jeffs app Bagel of the Day fresh spreads Valentine cookies Jeffs Jolts Bring bagels and coffee to work and be the hero Find locations by zip at JeffsBagelRun.com Live from Injured on the Go Just Call Moe studio Friday Free Show kickoff Cold Orlando weather freeze warnings and plant prep stress Protecting rare palms watering roots bundling plants before freeze Debate over over preparing vs doing nothing for weather events Renovation noise above studio during show Climate swings global warming talk and extreme temps Studio building may be sold possible move or new office near Maitland I4 Samantha joins chaotic life update and sister in law move out Love Thy Neighbor mention and Colette plug Social media highlight reels posting less and preserving memories for kids Filming concerts vs being present pendulum swing regret not documenting Anxiety about time moving fast kids growing up aging perspective Busy life travel and media saturation speeding time perception Sci fi escapism Star Trek utopia TikTok Live obsession with regular lives Music break Parker Woodland Police on My Back Hotline email and PinballDudes.net sponsor plug rentals and swaps in Florida Sipping with Sammy Brightline VIP upgrade tip and staff chaos rant Debate over employees visibly high at work everything matters vs nothing matters Britney Furlan Tommy Lee Ronnie Radke catfish drama recap Alleged fake Snapchat affair restraining orders denied receipts and internet sleuths Discussion of catfishing legality Manti Teo throwback and identity scams Seduction talk flirting workplace story and media allegations comparison Nike Just Do It origin Gary Gilmore last words and ad rewrite story Debate over slogan brilliance luck timing and marketing power Publix turkey Reuben grudge cooking more at home Homemade lasagna marinara with San Marzano tomatoes and easy ricotta recipe tip Blanchard Bundle sponsor read bundling home auto boat insurance savings Orlando Magic 5K talk running with music vs podcasts Star Search Netflix revival judges Jelly Roll Sarah Michelle Gellar Chrissy Teigen Anthony Anderson Jelly Roll weight loss speculation talent show saturation debate Nostalgia TV Andy Griffith MASH Seinfeld Friends The Office Dungeons and Dragons Baldurs Gate campaign collaborative storytelling vs winning Sam Airbnb nightmare hidden door broken appliances refund fight and safety concerns Reading worst reviews first low rating strategy for Airbnbs and restaurants Voicemail about squatter on property eviction grace period liability debate Childhood woods exploration dumps recycling copper finds and Live PD story Mo Mini Masters plug BDM Appreciation event planning golf talk Show wrap up and tease of upcoming mediocre episode ### Social Media [https://tomanddan.com](https://tomanddan.com) [https://twitter.com/tomanddanlive](https://twitter.com/tomanddanlive) [https://facebook.com/amediocretime](https://facebook.com/amediocretime) [https://instagram.com/tomanddanlive](https://instagram.com/tomanddanlive) Tom & Dan on Real Radio 104.1 Apple Podcasts: [https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990](https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990) Google Podcasts: [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s) TuneIn: [https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/](https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration)

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠Book a 1-on-1 coaching call: ⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠ Become a member of our Podcast community: ⁠https://www.drchrisloomdphd.com/membership⁠Subscribe to our email list: ⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠Click here to join PodMatch (the "AirBNB" of Podcasting): ⁠https://www.joinpodmatch.com/drchrisloomdphd⁠Click here to purchase my books on Amazon: ⁠https://amzn.to/2PaQn4p⁠Click here to purchase my audiobooks, visit: ⁠https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F⁠To help support the show:CashApp- ⁠https://cash.app/$drchrisloomdphd⁠Venmo- ⁠https://account.venmo.com/u/Chris-Loo-4⁠Buy Me a Coffee- ⁠https://www.buymeacoffee.com/chrisJx⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

I sit down with Rachel Vigil, Founder of UpClose Marketing, to break down one of the most overlooked sampling channels for emerging CPG brands: vacation rentals and short-term stays.We talk about how placing products inside Airbnbs, mid-term rentals, and campgrounds allows brands to reach high-intent consumers in distraction-free environments without the high costs and chaos of festivals or in-store demos. Rachel shares which product categories perform best, how brands can collect real feedback and emails, and how this channel can support retail growth and long-term customer relationships.If you're curious whether this sampling strategy could work for your brand, you can contact Rachel by emailing me at intro@foodbevy.com, and I'll be happy to make an introduction.Startup to Scale is a podcast by Foodbevy, an online community to connect emerging food, beverage, and CPG founders to great resources and partners to grow their business. Visit us at Foodbevy.com to learn about becoming a member or an industry partner today.

Is this the start of a trend that can fix our housing price problem?

In this episode, we sit down with Blake Harrington, founder of Baja Real Estate and one of the most plugged-in voices in Cabo San Lucas. From luxury villas and beachfront condos to Airbnbs, seller financing, and why some price points are moving faster than others, Blake breaks down exactly what's happening in the Cabo real estate market right now.We cover the real buyer profiles coming into Cabo, how the market differs above and below the $2M mark, why high-end properties are still moving strong, and where real opportunities exist for buyers today. Blake also explains how lending works (and doesn't), how seller financing is being used creatively, and why Cabo continues to attract high-net-worth individuals, business owners, and families from across the U.S.Beyond real estate, we talk lifestyle — Cabo vs. San José del Cabo, where people actually live long-term, the best areas to stay, golf communities, beach clubs, hotels, restaurants, and why once you visit Cabo, you almost always come back.If you're thinking about:Buying real estate in CaboInvesting in short-term rentals or second homesUnderstanding where the Cabo market is headingOr just learning why Cabo has become a world-class lifestyle destinationThis episode gives you a clear, honest, on-the-ground look from someone who's been doing deals there for over two decades.

We continue the fruit conversation from Whiskey Wednesday. Some dude was doing sex to himself with a vacuum outside of an Air BnB. What’s the stand/sit rules when you’re at a venue with seats? Just Joe has another wrestler’s theme on his resume, plus so much more on a Thursdee!

Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Tijolo e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBCarnaval com amigos é muito melhor no Airbnb. Reserve já a sua acomodação, junte seu grupo e escolha a estadia ideal para curtir a folia, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A QUINTA-FEIRA: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani

In this episode of the Real Estate Pros Podcast, host Micah Johnson sits down with Christopher Angelo, a seasoned investor in the short-term rental market. Christopher shares his journey into real estate, which began with a college fund investment in a neighboring property. He discusses the evolution of his business, focusing on the lucrative opportunities presented by Airbnb and the unique experiences he aims to create for guests. Christopher emphasizes the importance of personal connection to the properties he invests in, highlighting how his artistic side influences his approach to real estate. The conversation delves into the significance of intentionality in investment decisions and the personal nature of real estate investing, encouraging listeners to align their investments with their values and lifestyle aspirations.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Owen Barrett is the CEO and Co-Founder of Shine, a cleantech company helping multifamily property owners maximize NOI through onsite solar. With over 20 years of experience in sustainability and clean energy, Owen previously managed $60M in projects and launched a successful energy venture for schools before founding Shine to solve the split incentive problem in solar. Shine's turnkey solution targets tenant electricity—95% of a building's usage—enabling owners to generate new income while cutting tenant costs. With 36,500+ panels installed and a recent $5M seed round, Owen is leading Shine's national expansion to transform how real estate decarbonizes.(01:31) - Owen's Journey from Finance to Clean Energy(04:27) - Multifamily Solar Challenges & Solution(09:43) - Solar NOI for Multifamily(15:16) - Installation and Maintenance(17:51) - Feature: CREtech New York 2026 (19:10) - Overcoming Industry Misconceptions(20:46) - Convincing Asset Managers(23:15) - Shine's New Solar Analysis Tool(25:31) - Targeting New and Existing Buildings(26:32) - Fundraising and Growth Strategies (27:59) - Building a Remote Team(29:43) - Collaboration Superpower: Paul Sween (Dominium Board Chairman)

Synopsis When the young couple, Sage and Diego, walk into their Airbnb or Verbo or whatever, I dont really know, they can’t believe how beautiful it is. For the low, low price of I dont know, a million dollars, they get to stay in this amazing lakefront mansion for the weekend. But trouble is afoot. A second couple, Will and Cin, arrive, claiming they have also booked the property for the weekend. Instead of leaving and demanding a refund from the host as any normal person would, they decided to share the large house for the next few days. But things become more turbulent as Will and Cin show their wild side, and are increasingly inappropriate with Sage and Diego. Your social anxiety might try to tell you that they are just quirky and weird, but there may be more beneath the surface. Review of Bone Lake When Bone Lake came out in theaters, I was excited to watch it, but due to conflicting schedules and its limited release, we were unable to review it at that point. This was disappointing because I had heard it was really scary (mainly from my wife, who saw the trailer and said it creeped her out, which is usually a good sign for me). So when I saw it was streaming on netflix I immediately texted Bryce and told him we were reviewing it this week. Oh, how I wish I could turn back time. This movie is pretty boring and has been done before (and better). The whole time I kept thinking “they already did this with Speak no Evil, a movie which did so well that it was immediately remade with an American cast”. Bone lake does the same thing with a worse script and less tension. Thats not to say anything about Bone Lake is particularly bad. It’s fine. But the main stressor throughout the film is “Will these characters sleep with each other,” and that’s just kind of lame (unless you are super horned up). But even then its kind of a letdown. We've all had that one friend who makes the social situation a little more sexual than it needs to be, and while that is uncomfortable, it’s not scary. I’ll give it points for having some sort of funny, dark comedy kills in the beginning. But mostly I was waiting for it to be over. Score 4/10

CNBC Leaders Playbook features candid conversations with the world's top CEOs and business leaders about how they think, decide, and lead, hosted by CNBC Senior Media & Tech Correspondent Julia Boorstin.In this episode, Airbnb CEO Brian Chesky discusses how he went from an industrial design major to tech founder and CEO of thehome sharing app which forever changed the way we travel, plus the major shift in his approach to leadership. All-new episodes air Wednesdays at 10PM ET/PT on CNBC. Visit CNBC.com/LeadersPlaybook for more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ever dreamed of sleeping under a glacier or hanging off a cliffside in a glass pod? In this episode, we uncover the world's most extreme short-term rentals and explore why guests are willing to pay top dollar for once-in-a-lifetime experiences. If you're looking to stand out in the saturated STR market, this episode will spark bold ideas. Discover a floating glacier suite in Greenland that charges over $1,000 per night—and why it's worth it Hear a wild story about getting stuck in the Colombian jungle en route to an unforgettable jungle Airbnb Explore what makes guests crave "digital detox" stays and how off-grid rentals are capitalizing on it Dive into a cliffside glass pod in Peru and a shark-surrounded suite in Paris (yes, really) Learn the key factors that make or break guest expectations in extreme rental settings For any STR owner or investor curious about breaking out of the ordinary, this episode is packed with inspiration, real stories, and practical takeaways to elevate your rental strategy. Share it with a friend or leave us a review if you loved it! Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/

-1st Time Parent (How we navigated an unplanned pregnancy and had a magical birth center birth experience)-2nd Time Parent (We had our 2nd baby in an AirBnB during the pandemic!)-My Wounded Healer Journey in Life and Relationships (Marriage, Divorce, Parenting & Coparenting)-Applying Emotionally Focused Therapy techniques with couples seeking to explore intimacy, communication, and secure attachment in their relationship after having babies.-The Intimacy Shift: A Blueprint to Move from Conflict to Lasting Connection (New group program integrating 15 years of experience as a couples therapist)I am a Licensed Clinical Social Worker and specialize in working with couples and individuals seeking to improve intimacy in their relationships.  My signature 12-week program ‘The Intimacy Shift: A Blueprint for Moving from Conflict to Lasting Connection' is open to anybody ready to build or re-build their intimate connection.FIND HIM HERE:https://intimacyshift.com/

Los mejores momentos no siempre se viven una sola vez… se recuerdan, se aprenden y vuelven a inspirar. ✨ Te invitamos a revivir los mejores momentos de Real Estate Talks, conversaciones que dejaron aprendizajes reales, historias que motivan y consejos que siguen marcando el camino en el mundo del real estate. Cada episodio es parte de una comunidad que cree en crecer con información, estrategia y visión.

U novom Kolegijumu, ekipa Njuza analizira nedelju u kojoj smo saznali da predsednik pije žutu vodu, ministar finansija jede ostatke hrane, a Srbija kupuje 25 letećih taksija od firme koja možda i ne postoji. Analiziramo Vučićev influencerski pohod na Davos, smeštaj u "Airbnb-u" kilometrima daleko od elite, i čuvenu analizu govora tela Andreja Plenkovića dok stoji pored "lidera današnjice". Takođe, bavimo se i ozbiljnijim temama poput padanja fasada koje je gradio Tončev, ali se brzo vraćamo na bitne stvari: kolika je cena predsednikovog dušeka i zašto više ne spominjemo NFT-ove. Podržite nas na Patreonu (ostalo je još malo mesta na nižim nivoima!): https://www.patreon.com/njuznet Posetite naš šop: https://shop.njuz.net/

Braden Dennis is the 30-year-old founder and CEO of Fiscal AI, who scaled an AI-powered financial research platform from a frustration-driven side project to a venture-backed company serving over 150,000 users with institutional-grade data analytics that democratizes investment research previously accessible only through expensive platforms like Bloomberg and FactSet.Episode Sponsor: Fiscal AI is a modern data terminal that gives investors instant access to twenty years of financials, earnings transcripts, and extensive segment and KPI data—use my link for a two-week free trial plus 15% off: https://fiscal.ai/talkingbillions/3:00 - Braden shares his middle-class Toronto upbringing and early realization that he was a "math kid," choosing engineering for maximum career optionality while observing that family members who invested aggressively, not those who simply earned the most, achieved the greatest financial success.6:00 - The crucial insight: capitalism isn't zero-sum, and asset ownership is the key to benefiting from the system. Braden emphasizes that the barrier to owning assets is lower than ever, yet many feel cheated by not participating.9:00 - The origin story of Fiscal AI: Built as a side project while working at a venture capital firm, Braden needed better tools for portfolio monitoring. After two years of development and hitting 1,000 users, he made the leap to full-time entrepreneurship despite pushback from friends and family.15:00 - The "aha moment": Seeing Nvidia's revenue growth in real-time data visualization changed everything. "I could just watch the revenue go up, and I was like, okay, this thing is clearly a buy," demonstrating the power of visual data interaction.30:00 - Why Fiscal AI exists: Traditional financial terminals cost $20,000-$30,000 annually and use outdated 1980s interfaces. Fiscal AI brings institutional-grade data to everyone at accessible price points with modern design.45:00 - The AI transformation57:00 - Powerful example: Booking.com vs. Airbnb revenue recovery post-COVID reveals how narratives differ from data reality - most would assume Airbnb recovered faster, but data shows otherwise.1:04:00 - On success: Braden battles his forward-focused personality, measuring success by building a sustainable business where shareholders and employees (all equity holders) achieve exceptional outcomes, not just the founder.1:07:00 - Major announcement: Fiscal AI now offers 10 years of historical data on their free plan, more than any competitor, removing barriers for investors at every level.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

In this edition of Willie's World, Willie P talks about the surging Hornets, and expresses his desire to not see the team be broken up, he comes to the defense of his advice to the guys that stayed at the WFNZ Essentials House, and he hands out his Swine of the Week award See omnystudio.com/listener for privacy information.

Is your property ready to book? In today's episode, I'm taking you behind-the-scenes as we put the final touches on our newest property, Luna (the first property at the Elysian micro-resort). I'm diving into our last items on the to-do list and some unexpected challenges as we approach our opening date. Remember, use code STAY50 to receive $50 off your booking at Luna/Elysian when you book on our direct booking site! Join the Waitlist: brandandmarket.myflodesk.com/elysian-waitlistTime-stamps:Luna's flooring installation (2:09)The final thing on our to-do list (8:26)Short-Term Rental Acquisition Checklist (9:20)Putting finishing touches on the kitchen cabinets (10:12)Lessons from the final days of construction (12:01)Pivoting on design decisions (13:22)One last electrical issue (17:17)Almost ready to book (18:26)Mentioned in This Episode:Short-Term Rental Acquisition Checklist: brandandmarket.myflodesk.com/str-acquisition-checklistElysian on Instagram: instagram.com/stayatelysianStay at Elysian waitlist: brandandmarket.myflodesk.com/elysian-waitlistEpisode 73 Elysian Airbnb Case Study [Part 3]:podcasts.apple.com/us/podcast/finding-our-short-term-rental-elysian-airbnb-case-studyEpisode 71 Elysian Airbnb Case Study [Part 2]: podcasts.apple.com/us/podcast/finding-our-short-term-rental-elysian-airbnb-case-studyEpisode 69 Elysian Airbnb Case Study [Part 1]: podcasts.apple.com/us/podcast/buying-for-short-term-rental-opportunities-elysian

In this episode, the hosts break down a mysterious $10.5M luxury treehouse Airbnb resort in Ohio and debate whether it's a dream deal or a distressed dud.Business Listing – https://www.bizbuysell.com/business-real-estate-for-sale/unique-multi-cabin-resort-destination-retreat-and-private-estate/2432905/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Want to quit your job and build a real land investing business? ⁠⁠⁠⁠⁠⁠

Episode Description “If you could vacation in any famous TV home, which would you choose—and would you want Mike's office or Greg's hippie room?”

Episode 88 Occupied by Tim Rich   Tim Rich reads ‘Occupied' and discusses the poem with Mark McGuinness. https://media.blubrry.com/amouthfulofair/media.blubrry.com/amouthfulofair/content.blubrry.com/amouthfulofair/88_Occupied_by_Tim_Rich.mp3 This poem is from: Dark Angels: Three Contemporary Poets Available from: Dark Angels is available from: The publisher: Paekakariki Press Amazon: UK   Occupied by Tim Rich We buttered the cat's pawsand baked bread in borrowed tinsto make the unfamiliar speak of pleasureand our intentions to remain All that first daythe house talked to itselfabout us Later than I expected, light withdrew across our table, unopened cratesback through thin glasstowards tomorrow So the room released its formand we sat among one anothergiving our ears to the conversation:inner doorways muttering behind flat hands; oak floors—masonic in their black treacle gloss—deciding whether to settleunder our presence Later still, in bed, I stared sideways into an unlit universe, absentlymindwalking the bounds,relocking iron door-bolts like an old rifle, drawingdrawn curtains a little closer,charting the evaporating pathbehind that plane's descent In time, each stray thought went to its home, leaving this accommodation to take place: the air held here sighing gently,like contented tortoise breaths; the softening percussion of bodies sleeping; the punctuating crack and hiss as fresh eggs are brokeninto a smoking pan; someoneopening a window   Interview transcript Mark: Tim, where did this poem come from? Tim: So, almost always for me, poems just emerge out of some sort of inner dusk. I'm not someone that can go to their desk with a plan to write about a particular message or topic or piece of content. The poem just presents itself to me. And actually I don't really have any choice in the matter. I'm sort of just forced to be a transcriber in that moment. And I was looking at the sea the other day, and I had this moment when I just thought my poems are a bit like strange sea creatures that live on the seabed. And at a particular point in their life, they decide that they just want to go to the light and they start floating up through the murky water and explode in bubbles on the surface. And, you know, hopefully I'm there sitting in the poet's boat ready to haul them on board. So, that's almost always how poems start for me. And this poem very much began that way. I was at home on a winter's evening, and it just began to come through me, as it were. And the context for that was that after many years of living in the same house, my wife and I were starting to think about the possibility of moving. And, you know, it was a really exciting prospect but also it definitely was stirring up the sediment of my unconscious. I'm someone that really feels the need for a settled home, a settled place, and this unsettled me. So, I think that that was what was giving the raw energy to the content. And there was something else, which is what informed the scenery of the poem, if you like, which is this idea of light withdrawing from a space and what that does within the space. And when I was 11, I was living just with my dad, and he would come home from work later than I would get home from school. So, for the first year or so, he arranged for me to go to some elderly neighbours on the way home from school. So I was, sort of, watched, and we would sit in their front room, and they would load up their coal fire. And through the windows, the sun would set slowly, and they were so calm. They would hardly speak. When they did speak, it was about these, kind of, wonderful domestic details like, you know, what needs to be chopped for dinner, or are there any windfalls in the garden that we can harvest tomorrow? It was very, very calm. And, you know, the coals in the fire were glowing red, but the rest of the room just lost its light. And I remember the shape of their very heavy old furniture, and the picture frames, and the curtains all began to disappear. And that must have just lodged somewhere deep within me, because that's very much, as the poem came out, where I was also taken to in my mind. Mark: So, I like this. So, I mean, to put it bluntly, it's not like you moved into a house and then you wrote this. You were thinking about moving and then a house emerged from your unconscious, from memories of other houses and so on. Tim: Yeah, yeah. Absolutely. Mark: And I think that's kind of a salutary thing to hear because… And this is a poem that really you read it and you totally believe it. It feels like a first-hand account of, well, we did this and this is what happened. And yet you're, kind of, pulling the rug from under our feet here, which is a nice thing in poetry. I think that you can't necessarily take it literally or face value. Tim: Well, we moved house… Yeah, we moved house about six months after I wrote the poem. So, I went through the experience of living the poem, which seems to be quite a good way around. Mark: Did you conjure the house, Tim? Tim: Actually, it was wonderful because it confirmed to me part of what motivated the poem, which is that I think we can all become a little bit… I don't know. Complacent seems to be too loaded a term, but we get so used to how our houses speak that we stop hearing them. And actually, there's this kind of wonderful symphony going on the whole time, you know, radiators making those strange percussive noises, and the way that the door squeaks, or suddenly, you know, how your staircase gets to a particular temperature in the middle of the night and decides to squeak. And they're constantly making these noises. And when you're living there, you stop hearing them. But when you move to somewhere for the first time, or sometimes if you go and stay in a haunted Airbnb in the woods, that first night particularly, everything's coming to you fresh. So, I think there's a strong sense of what's it like when a person moves into a space for the first time and that space has a character, and an energy, and a being of its own. Mark: So, really it's that state of heightened awareness, isn't it? You know, apparently this is how the mind works. If you've got a constant stimulus, the mind will tune it out. It's that Heaney line, you know, ‘The refrigerator whinnied into silence,' which is just that moment of… You only hear the fridge when it stops. Tim: Yeah. Mark: And what you're describing is the reverse of that. When you're in the house for the first time and everything is new and you're on hyperalert for the voices of the house. Tim: Yeah. And we're listening to our houses right now because there's a 1066 Line train from Hastings that's just gone into the tunnel over there. But we probably can't quite hear it on the microphones, but it's in the air and it's just touching elements of the house. And we're surrounded by this the whole time. And I think it's important to say, as soon as the poem had laid itself out on the page for the first time, it was clear to me that this poem was about people moving into a home for the first time, but it is also quite a vivid description, I think, of what was going through me at the time in terms of that unsettled nature. You know, I was quite surprised by the nature of the metaphors that my unconscious had presented me with. I mean, it's quite a portrait of anxiety to double-check the curtains, to lock a bolt as if it's an old rifle. You know, this is partly a portrait of an unsettled, anxious mind, which is, I think, something that I was going through at the time. Mark: And you've got some great similes, you know, the iron door bolts like an old rifle. And there's this lovely bit where you talk about ‘drawing drawn curtains'. And if you look on the website, then you can see that there's a line break after drawing, so it's drawing, line break, drawn curtains, which really just emphasises it's already drawn. You don't need to do it. This is the OCD kicking in, which really speaks to that anxiety you're describing. And I really love the second section where you say, ‘All that first day, the house talked to itself about us,' which is just a wonderfully unsettling idea that we are the intruders and the house has an opinion. Tim: Yeah, I definitely wasn't being sort of whimsically mystical about infrastructure and materials. It was definitely the feeling that there is an exchange when animals, human and other, come into a space. There's a change in energies and temperatures and sound and smells. And, you know, the dynamism of creatures come into a space that has been unoccupied, which is what generally most houses are, you know, sometimes for days, sometimes for months, and years before the new occupants come in. And I was just really taken with that idea that the house also needs to find its way of settling under these new occupants. And that seemed like a moment of 24 hours of the two parties eyeing each other and listening to each other and wondering about, ‘Who is this that I need to live with for these next years?' Mark: And it's quite a humbling poem, isn't it? Because, you know, when you think of owning the house or occupying the house, it's like you're the one in charge. But this poem just kind of subverts that idea that it's the house that's weighing us up, as in the people in the poem. It made me think of that TV series David Olusoga does, A House Through Time, where he gets an old house, and he goes through the records, and he looks at all the people who lived in the house and tells their story. And there's quite a lot of them, like, much more than I would have expected. You know, each episode goes on and on and on, and you just realise the house is staying there. The house is constant. These people, they're temporary. They might think they're the owners, but we're just passing through. Tim: We are passing through. It is a reminder of our mortality and our houses often way outlive us. Also, in recent years and decades, there's been an increase in the way in which people work from home, but that isn't a new thing. So, I wrote this poem in the house we lived in before, which was built to be a weaver's cottage, a live/work weaver's cottage. And, you know, they would find their living accommodation in quite modest corners of the house because a lot of it, at different times in the process, was given to equipment and storing material and a very intense version of live/work and working from home. And, you know, I think that part of when people suddenly a whole generation through particularly lockdowns but also just this change in working habits are spending much more of their life within the home quite often and what that means in terms of their relationship to the space and how the house relates to that. Tim: I think, just as I'm speaking, it occurs to me that perhaps also part of the influence of the atmosphere in the poem is around some of the fiction that I enjoy. And I haven't thought about this until we were talking now, but I like an M. R. James novel, or, you know, The Haunting of Hill House has just come to mind, and buildings and atmospheres that speak, as sort of some of the atmospheres you get in a Robert Aickman type horror novel. So, some of the classic British horror novels and that type of fiction. And just as we were talking about that, and I was also casting my eyes down the poem, there's some of the dusk that you get with those places, which is in this poem. And it's great, isn't it, coming back to one of your own poems quite a while after you wrote it, and you perhaps see some of the reasons for its being in a slightly different way. Mark: I mean, that's the basic premise of the haunted house is that the house is alive. I mean, you've not gone full Hammer Horror with this one. It's maybe a little more subtle, but you've definitely got some really wonderfully suggestive details. I loved ‘inner doorways muttering behind / flat hands, oak floors – masonic / in their black treacle gloss'. And that's so true. There are so many of these old houses. It's like, what happens to the wood? How does it get to be like treacle? And there's that heaviness and that opacity about it that you convey really well. Tim: Yeah. I was taken with the idea of the house being almost quite an august figure in some ways. It would be wrong to say it's proud of itself, but deciding whether to settle under our presence is quite… Mark: It's not aiming to please, is it? Tim: It's not. It's not easily won over. I mean, you know… Yeah, let's see what these new occupants are like. You know, what do they get up to? What are their tastes? What do we think of the prints that they put up on the wall? Mark: Yeah. Will they get it? Will they behave themselves? So you've got this lovely line in the third paragraph, ‘So the room released its form / and we sat among one another.' Well, thinking about the form of the poem, how close is this to, say, the first draft when you were hauling the sea creature out from the depths over the side of your poetic boat? Tim: Yeah, when the poem came out onto the page, it actually made a demand of me. It said, ‘I don't want you to put me into very organised type measures. I don't want to be sorted into regular stanzas. And also, I want you to be quite careful about any linguistic bells and whistles.' It just was a bit like the house. It had almost a sort of slightly stern feeling to it as a poem. It was very clear, and it was saying each of these stanzas, or scenes maybe, has to be as long as it wants to be. ‘I don't want you to spend time evening things up or creating consistency.' And there are many other poems that I've written where, of course, I'm deliberately very measured, very consistent. At the moment, a lot of the poems I'm writing have a lot of half rhymes but particularly a lot of internal rhymes. And, goodness, audaciously, you know, I even have a rhyming couplet in a poem that I'm working on at the moment. But this poem just said, ‘I don't want any of that.' Now, that's not to say that there aren't some half rhymes or suggestions of rhymes, and certainly some lovely withholding with words at the end of the line that only resolve as you move through into the next line, the enjambment of the word and the meaning falling over into the next line. Definitely that happens. But I tried to edit this into different shapes. I probably tried it five different ways, and each time it just felt wrong quite quickly actually. I tried to give it a consistent number of lines per stanza, and it repulsed me as a poem. It just said, ‘No, I need to be this free form.' And also, I had to accept that it's probably a little bit messier than I normally feel comfortable with. And it was good. I was like, ‘Actually, you know, just stop fighting. Just stop fighting it.' Sometimes your poems can be more irregular, more free, less obviously organised. And I think it has its rhythms that hold it together. It does for me. And listeners will decide, when they hear it, whether those rhythms are actually holding it together. Mark: Well, for me, it feels a bit like one of those old houses where you go in and there's not a right angle in sight. You know, the floors are sloping. The doors have to be a kind of trapezium to open and close, which I think is obviously true to the spirit of the thing. And it's like the house itself. It's not trying too hard. You can read it quite quickly, and it seems quite plain-spoken and spartan. But when you look, you notice the little details. Like, you know, there's the door bolts like a rifle, and the ‘nasonic', a wonderful adjective. And I've just noticed now, as we were talking, in the final verse, ‘In time, each stray thought / went to its home, leaving this / accommodation to take place'. And that's a lovely reframing of ‘accommodation', because the everyday sense is a place where you go and live, but it's an accommodation in the sense of a mutual alignment, almost like a negotiation or getting used to each other, which I think is really delightful. Mark: Okay, Tim, so I have to ask, looking again at the poem, what on earth is going on with buttering the cat's paws at the beginning? Tim: So, buttering the cat's paws is a bit of folk wisdom. And the idea is that when you move to a new house, if you have a cat or cats, that you actually put lovely, creamy butter on their paws and that they, you know, as cats do, will then spend time licking and licking and licking. And it means that more of their scent is put into the floor and the grounds of the place so they feel at home quicker and sooner. So they're sensing the place much more actively sooner. Now, I don't think there's any scientific evidence to suggest it works. But, you know, if anyone has any experience with this, I would love to hear it. But I don't really care, because the whole image of spreading beautiful, creamy butter onto the paws of the cat and that somehow just inviting them to feel that this place is home is more than enough for me. And I'd heard the phrase years and years and years before. And again, I think it was just the very first phrase that came out as the poem emerged. I think it was opening the doorway to the poem, and it felt very natural for it to be the beginning of the poem. I wonder now, looking back, whether there's something to do with the eye opened with an animal spirit. And so much of this poem really has come up from the unconscious. And I'm not starting with a very measured, conscious human, you know, activity or… I'm not saying, you know, ‘we made the decision to move'. It's not a person-led piece in the sense that, okay, we're doing the buttering, but it's the cat that's front and centre in that open line. And that's not something that I particularly thought about consciously at the time. But looking back, I think there's a hint there that we're not just talking about a straightforward human, rational response to living in a place. There are animal spirits too. Mark: Yeah, and it feels like a wonderful piece of folk magic. I mean, cats are magical creatures like witches' familiars. And, you know, maybe there's a magical aspect to that. It's a little ritual, isn't it? Tim: It is. I had a question for you, but it just came out of part of my experience of this poem going out into the world, which is that I've just been surprised, in a wonderful way, by how diverse and often surprising people's responses are to poems, how I can never really tell what it is about a poem someone's going to pick up and come back to you about. You know, for example, someone has given copies of this poem to friends when they move house. Mark: Oh, lovely. Tim: …as a housewarming present, a printed letterpress, which is very, very beautiful. Someone else said that they really loved sort of, what did they say, the soft absurdity around the house being almost this grand piece. And others have responded in different ways. And I think it's one of the wonders of poetry, maybe something that doesn't get talked about quite so much, which is that we interrogate the meaning for ourselves. And if you work with your editor and sometimes reviewers, meaning is discussed. But actually, my experience, when poems go out into the world, is it's just incredible how broad the range of response is and what people pick up on. And I suddenly think, well, is that just my experience? So what's it like for you? Are you constantly surprised by what people pick up and come back to and focus on with your poems? Mark: Yeah, it's a little bit like a Rorschach test, isn't it? People see themselves in it to a degree, or they see something that will resonate for them. And to me, it's the sign of a real poem if it can do that, if different people see different things in it. If it was too obvious and too, you know, two-dimensional, then that's fine, but it's not really a poem. And I think this is part of the magic of why poems can persist over time. Society is shifting all around them. Maybe a few of the houses are constant, but the poem still inhabits the space, and people still relate to it for decades or hundreds or even thousands of years sometimes. Tim: Yeah, I think there's an important point for poets that you have to maintain your confidence in ambiguity and what might feel like potential confusion. Of course, you need to think through how you're writing it and avoid unintended, poor consequences. But there's also a point in which I think you have to protect some of the messiness of meaning and not try to pin things down too much. Of course, there are different types of poets, and some poets need to be very clear and very message-driven. But I'm thinking, for me, there are sometimes moments when I think, ‘Am I just leaving this hanging and ambiguous and a bit dusky in terms of meaning?' And that's the point at which I think, ‘No, quite often just trust that people will find their own way into the poem.' Mark: Yeah, absolutely. And this is something I've seen a lot in classes, and it certainly happened to me very often. You know, the teacher will say you can cut the last line because we already get it. You don't need to underline the message of the poem. Sometimes we feel a bit nervous just leaving it hanging. And you've absolutely had the confidence to do that with the wonderful ending of this, where you talk about ‘the punctuating crack and hiss / as fresh eggs are broken / into a smoking pan. Someone / opening a window' – and that's it. I mean, tell me about that ending. How did you arrive at that? And did you go back and forth? Did you think, ‘Can I leave that window open, that line?' And by the way, listener, there is no full stop either to hang on to at that point! Tim: Yeah. I have to say, I do find myself clearing away more and more of the furniture of the poems. And there is a very deliberate lack of a full stop there. It was all there in the first draft that came out. It wasn't a constructed or reconstructed ending later on. Again, the poem seemed to want to open into something rather than close itself down and make a point. I think that in the action of the poem, we've moved through this dusky night, including a sort of bout of insomnia, of staring into the darkness. And then morning is coming, and it's full of new things. And there is something about that morning of waking up in a new house. What a moment in someone's life that is. Mark: Yeah. Yeah, yeah, yeah. Tim: It's just extraordinary. And there's a natural link there into the egg as a symbol. Something new, something is being born. And yeah, there may be many reasons why that window needed to be open. The smoke from the pan is one thing, which is all about the… Mark: Right, right. Setting the smoke alarm off! Tim: Yeah, it goes off in our kitchen quite often. And of course, the cooking is, again, this thing of humans being in a house and occupying it and all of the energy and dynamics. And how are you most going to make a new home your own? You're going to get out and start cooking and making a mess and eating together and getting things moving. I have no idea who the someone is, and I don't know what their motivation is for opening a window. And I like that. Mark: Okay. Well, let's have another listen to the poem and maybe, you know, each of us, as we listen to this this time, just see what associations come up for you. You know, houses you've lived in, places you've been, memories it conjures up. Thank you very much, Tim. What a lovely space to explore with this poem.   Occupied by Tim Rich We buttered the cat's pawsand baked bread in borrowed tinsto make the unfamiliar speak of pleasureand our intentions to remain All that first daythe house talked to itselfabout us Later than I expected, light withdrew across our table, unopened cratesback through thin glasstowards tomorrow So the room released its formand we sat among one anothergiving our ears to the conversation:inner doorways muttering behind flat hands; oak floors—masonic in their black treacle gloss—deciding whether to settleunder our presence Later still, in bed, I stared sideways into an unlit universe, absentlymindwalking the bounds,relocking iron door-bolts like an old rifle, drawingdrawn curtains a little closer,charting the evaporating pathbehind that plane's descent In time, each stray thought went to its home, leaving this accommodation to take place: the air held here sighing gently,like contented tortoise breaths; the softening percussion of bodies sleeping; the punctuating crack and hiss as fresh eggs are brokeninto a smoking pan; someoneopening a window   Dark Angels: Three Contemporary Poets ‘Occupied' is from Dark Angels: Three Contemporary Poets, published by Paekakariki Press. Available from: Dark Angels is available from: The publisher: Paekakariki Press Amazon: UK     Tim Rich Tim Rich grew up in the woods of Sussex and now lives and writes by the sea in Hastings. His poems have been published in numerous anthologies and journals, including Dark Angels: Three Contemporary Poets (Paekakariki Press) and Poet Town (Moth Light Press). The Landfall series – exhibited at the Bloomsbury Festival, London — brought together his poetry and photography. He has five poems in the anthology Family Matters, a collection of poetry about family, to be published in 2026. Alongside poetry, Tim writes, edits and ghostwrites books.  timrich.com Photograph by Maxine Silver   A Mouthful of Air – the podcast This is a transcript of an episode of A Mouthful of Air – a poetry podcast hosted by Mark McGuinness. New episodes are released every other Tuesday. You can hear every episode of the podcast via Apple, Spotify, Google Podcasts or your favourite app. You can have a full transcript of every new episode sent to you via email. The music and soundscapes for the show are created by Javier Weyler. Sound production is by Breaking Waves and visual identity by Irene Hoffman. A Mouthful of Air is produced by The 21st Century Creative, with support from Arts Council England via a National Lottery Project Grant. Listen to the show You can listen and subscribe to A Mouthful of Air on all the main podcast platforms Related Episodes Occupied by Tim Rich Episode 88 Occupied by Tim Rich  Tim Rich reads ‘Occupied' and discusses the poem with Mark McGuinness.This poem is from: Dark Angels: Three Contemporary PoetsAvailable from: Dark Angels is available from: The publisher: Paekakariki Press Amazon: UK... Dover Beach by Matthew Arnold Episode 87 Dover Beach by Matthew Arnold  Mark McGuinness reads and discusses ‘Dover Beach' by Matthew Arnold.Poet Matthew ArnoldReading and commentary by Mark McGuinnessDover Beach By Matthew Arnold The sea is calm tonight.The tide is full, the moon lies... Recalling Brigid by Orna Ross Orna Ross reads and discusses ‘Recalling Brigid’ from Poet Town.

Deciding where to stay in New York City can feel overwhelming given the number of options. In this article, we're gonna break down the simplest questions to answer before you decide which part of the city to stay in.Because the most important factor when choosing where to stay in NYC isn't just price.Here's what we'll cover:Before you look at locations, answer thisThe #1 factor for a good stay, no matter the neighborhoodA note about Airbnb and short-term, non-hotel rentalsOur 3 recommendations for the best places stay in New York CityTips for finding the best hotel rates (and comparing reviews)Note: See the full article with specific hotel recommendations here: https://rebrand.ly/where-stay-nycWhat Do You Care More About, Saving Money or Proximity to the NYC Experience?When you're trying to figure out where to stay when visiting NYC, you must ask yourself a this-or-that question. Odds are you can't have both, so you'll have to decide.The Question: What do you care more about, saving money or proximity to the NYC experience?You often, or almost never, can have both. New York City is expensive, and when you prioritize affordability, you will often trade that for distance from common NYC experiences. The same goes for the inverse.Is Saving Money the Most Important to You?You will spend very little time in your hotel during your visit to New York City. This is probably the strongest argument for prioritizing a cheaper hotel, even if it means a longer commute.So, if the cheapest lodging is your highest priority, look at places like:Hoboken, New JerseyLong Island City in QueensCertain pockets of boroughs, like Queens or BrooklynEven with that being said, I would never, ever, ever stay in the far reaches of Jersey, or distant parts in Queens or Brooklyn as a traveler. Nothing against those areas, it's just not where you're going to likely want to spend your time while visiting!New York City is a destination, and there is something to be said about staying in your destination, not near it.Is Proximity to the NYC Experience the Most Important to You?You will walk a LOT in New York City, part of why comfortable walking shoes are the #1 priority on our NYC packing list, and you will likely finish each day exhausted. Do you want to be dealing with a lengthy, challenging commute at the end of a long, tiring day?Being close to the action is not only fun, but it's practical. This is especially true for a short, weekend trip to NYC.So, if being close to the NYC experiences is your highest priority, look at places like:Upper MidtownChelseaFinancial DistrictWant even more NYC insights? Sign up for our 100% free newsletter to access:Dozens of Google Maps lists arranged by cuisine and location50+ page NYC Navigation Guide covering getting to & from airports, taking the subway & moreWeekly insights on top spots, upcoming events, and must-know NYC tipsGet started here: ⁠⁠⁠⁠https://rebrand.ly/nyc-navigation-guide

If you are planning to put more money in the property market this year, be warned the risks of tax changes are now clearly on the table: Top of the agenda is a wind back in Capital Gain Tax concessions. Peter Esho of Flexdoc joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: The biggest tax risk for property investors this year How Victoria's Airbnb tax has backfired Property's role as a 'hard asset' in a time of currency debasement Our 'listener questions' segment returns See omnystudio.com/listener for privacy information.

Brian Chesky is the co-founder and CEO of Airbnb, a company that began with airbeds and grew into a worldwide community built on trust and belonging. He joins to discuss how imagination and design shaped his path from art school to entrepreneurship, and what it means to design the world you want to live in.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Metodico e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBCarnaval com amigos é muito melhor no Airbnb. Reserve já a sua acomodação, junte seu grupo e escolha a estadia ideal para curtir a folia, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com privacidade!QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A QUINTA-FEIRA: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani

Book a guest spot on the Podcast: ⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠Book a 1-on-1 coaching call: ⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠Become a member of our Podcast community: ⁠https://www.drchrisloomdphd.com/membership⁠Follow the podcast on Spotify: ⁠⁠https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18⁠⁠Subscribe to our email list: ⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠Click here to join PodMatch (the "AirBNB" of Podcasting): ⁠https://www.joinpodmatch.com/drchrisloomdphd⁠Click here to purchase my books on Amazon: ⁠https://amzn.to/2PaQn4p⁠Click here to purchase my audiobooks, visit: ⁠https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F⁠To help support the show:CashApp- ⁠https://cash.app/$drchrisloomdphd⁠Venmo- ⁠https://account.venmo.com/u/Chris-Loo-4⁠Buy Me a Coffee- ⁠https://www.buymeacoffee.com/chrisJx⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.Follow our YouTube channel: ⁠https://www.youtube.com/chL1357⁠Follow us on Twitter: ⁠https://www.twitter.com/drchrisloomdphd⁠Follow us on Instagram: ⁠https://www.instagram.com/thereal_drchrisloo⁠

We're sharing a preview of a new podcast from Skift called Skift Take Sessions. Skift Take Sessions is a weekly, journalist-led podcast built from the most important conversations shaping the global travel industry. Each episode features candid interviews with CEOs and senior leaders across airlines, hotels, and travel platforms, recorded live at Skift events and expanded with context around why the conversation matters now and what we learned. Hosted by Wil Slickers, the show brings listeners inside executive-level thinking from leaders at companies like Hilton, Expedia Group, Airbnb, JetBlue, and more. New episodes drop every week. Listen and follow Skift Take Sessions: Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/skift-take-sessions/id1871511773⁠⁠ Spotify: ⁠⁠https://open.spotify.com/show/4oKApv7z0I65VpySjh9rqP?si=2e8f1e3e83e8459d⁠⁠ Skift.com: ⁠⁠https://skift.com/skift-travel-podcasts/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description “What's the wildest thing you've ever seen someone do while driving?”

In this episode of the Real Estate Pros podcast, Micah Johnson interviews Anthony Halligan, a rising star in commercial real estate. Anthony shares his journey from a disciplined upbringing to becoming a successful investor in upstate New York. He emphasizes the importance of building a strong team with diverse skill sets and innovative strategies for sourcing properties. The conversation highlights the significance of due diligence, tenant relationships, and ambitious growth goals as Anthony aims to expand his business nationally.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

We spent three weeks traveling through four European countries with our seven-month-old, and this episode is an honest reflection of what that really looked like, far beyond the highlight reels.We share the unexpected beauty of traveling with a baby: kind strangers who stepped in without being asked, people speaking to our daughter in languages she's never heard before, and watching her light up as she absorbed new sounds, faces, and rhythms of life. We talk about wandering through centuries-old streets, standing in places layered with history, savoring unforgettable cuisine, and enjoying truly stellar wine that somehow tastes even better when life slows down.We also get very real about the logistics. Pushing a stroller over uneven cobblestones day after day. Timing everything around naps and how flexible (or not) Airbnb check-in times can make or break a day with a baby. Why renting a car in Italy completely changed our experience and allowed us to see places no train could ever take us. And yes, the inhalation of constant cigarette smoke in Rome, something we weren't prepared for and had to mentally and physically navigate with an infant.This trip wasn't effortless. Ten days of the flu in 18-degree weather with a sick baby. No food delivery or takeout when you're too exhausted to leave the apartment. Navigating a hospital through a language barrier when your child is unwell. Changing flights because we were simply too sick to travel. Learning that Europe takes holidays very seriously, meaning closures, limited hours, and quieter cities that require flexibility. And realizing that overbooking ourselves with too many countries cost us precious time, as each flight took away nearly an entire day of presence and rest.We also share the unsung heroes of this trip: the countless farmacias that truly saved us, offering support, medications, and reassurance when we needed it most.This episode is about presence over perfection. About choosing memories even when things are hard. About what traveling with a baby teaches you about slowing down, surrendering control, and meeting life exactly as it is. If you've ever wondered whether international travel with an infant is possible, or if you're craving a more honest conversation about family travel, this one is for you.

Daniel Mahncke and Shawn O'Malley take a deep dive into Meta — the world's most powerful attention engine, spanning Facebook, Instagram, WhatsApp, and Messenger, and still driven primarily by advertising. They break down how Meta's “Family of Apps” keeps compounding through better AI-driven content discovery and ad targeting, while new surfaces like Reels, Threads, and WhatsApp monetization expand inventory and improve the long-term revenue mix. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:04:02 - How much money the Metaverse failure cost 00:06:19 - How AR glasses could replace smartphones 00:23:48 - Why Reality Labs will likely yield average returns at best 00:29:50 - What AI efforts Meta is implementing 00:32:10 - Why Meta's AI projects are not as bad as investors think 00:35:37 - How the ad engine works 00:41:31 - How WhatsApp and AI content could benefit Meta 00:57:06 - Whether Shawn and Daniel add Meta to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the waitlist(!)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Sign up for ⁠⁠⁠⁠⁠The Intrinsic Value Newsletter.⁠⁠⁠⁠⁠ Shawn & Daniel use ⁠⁠⁠Fiscal.ai⁠⁠⁠ for every company they research — use their ⁠⁠⁠referral link⁠⁠⁠ to get started with a 15% discount! Learn how to ⁠⁠⁠join us⁠⁠⁠ in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Interview with Mark Zuckerberg. Google Glasses Article and Demo. MBI Deep Dives Work on Meta. 9to5Google – News, Articles, and Updates. Clay's Meta Pitch in our WSB Episode. Explore our previous Intrinsic Value breakdowns: ⁠⁠Uber⁠⁠, ⁠⁠Nike⁠⁠, ⁠⁠Reddit⁠⁠, ⁠⁠Nintendo⁠⁠, ⁠⁠Airbnb⁠⁠, ⁠⁠AutoZone⁠⁠, ⁠⁠Alphabet,⁠⁠ ⁠⁠Ulta,⁠⁠ ⁠⁠John Deere,⁠⁠ ⁠⁠Madison Square Garden Sports⁠⁠. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ References to any third-party products, services, or advertisers do not constitute endorsements, and The Investors Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

This week we're bringing the cozy vibes all the way up and taking a wild trip back to 2016- the year of peak eyebrows, Instagram captions that tried way too hard, and questionable life decisions. We reflect on how much we've changed in 10 years (and how much we absolutely haven't), debate the very important question of when we can finally retire the diaper bag, and spill our personal life non-negotiables aka the bare minimum required for happiness. From mom bag confessions to existential breakthroughs, it's a comfy, chaotic, laugh-out-loud episode that feels like a group chat voice note you weren't meant to hear. Grab your blanket, your emotional support drink, and press play.  This Episode is Sponsored by: Airbnb- Be sure to check out Airbnb for your next getaway!

I wonder if this ever happens to you. Maybe you're visiting someone and you're staying overnight. Or you're on a trip and you're staying in a hotel or an Airbnb. And that first time you wake up, you have a brief few seconds where you're a little disoriented. Like, “Hey, where am I? This is not my bedroom. This is not my bed”. But then it comes back to you – oh yeah, I'm away from home right now. I would think it would be even worse if you woke up and realized you're in a hospital bed. For the podcast, I typically don't do stories that are mainly centered around the guest being in a coma. It's an interesting concept for sure, but just the fact that someone was in a coma would make for a difficult episode. I mean, how can you tell a detailed story when you were asleep for most of it? Today we're going to hear from Scott. He was in a coma for a while. And then he had that experience of trying to figure out “why am I in a hospital...what is going on”. But his story is not really about him being in a coma. It's about what the doctor told him when he woke up. To get Scott's book, Play From Your Heart: https://librarytalespublishing.com/products/play-from-your-heart If you'd like to contact Scott by email:reader.playfromyourheart@gmail.com Full show notes and pictures for this episode are here: https://WhatWasThatLike.com/243 Graphics for this episode by Bob Bretz. Transcription was done by James Lai. Want to discuss this episode and other things with thousands of other WWTL listeners? Join our podcast Facebook group at WhatWasThatLike.com/facebook (many of the podcast guests are there as well) Get every episode ad-free, AND get all the Raw Audio exclusive episodes to binge, by joining the other listeners at What Was That Like PLUS. Try What Was That Like PLUS free: iPhone: at the top of the What Was That Like podcast feed, click on “Try free” Android: on your phone, go to WhatWasThatLike.com/PLUS and click to try it free on any app Sponsor deals: Visit AuraFrames.com and use promo code WHATWAS at checkout to get $45 off. If you're 21 or older, get 25% OFF your first order + free shipping @IndaCloud with code [WHATWAS] at https://inda.shop/[WHATWAS]! #indacloudpod Go to ThriveMarket.com/WHATWAS to get 30% off your first order, plus a FREE $60 gift just for signing up. Go to Quince.com/whatwas for free shipping on your order and 365-day returns! Get 15% off OneSkin with the code [WHATWAS] at https://www.oneskin.co/ #oneskinpod Try Mint Mobile for 3 months, for just 15 bucks a month - MintMobile.com/WHAT Learn more about your ad choices. Visit megaphone.fm/adchoices

Get a shoutout on Congratulations: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠holler.baby/chrisdelia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Lara and Carey discuss a 21-year-old wellness influencer documenting her cornea-eating eye parasite, Blake Lively and Taylor Swift's novel-sized text messages, JLo's PR stunt with the unhoused, and a freakish snowstorm in Kamchatka, Russia.Back on VPR, Lisa is gearing up to celebrate SUR's 20th anniversary of Lisa's reign of terror. The staff comes together for the anniversary party, as Kim and Marcus's on-off relationship from Hell pulls Natalie back into its vortex. Audrey and Angelica's tensions continue to bubble and Shayne and Angelica's AI romance deepens. The crew heads to Paso Robles to help Lisa with a Women in Wine event, where Audrey and Chris revel in their post-f*ck flow; Marcus and Kim call it quits again, and Angelica's resentment towards Audrey strengthens during lunch at Madonna Inn. Then, at the Airbnb, Demy, Kim and Angelica uncover a particularly raunchy OnlyFans featuring Chris, Jason, and a bottle of lube… Hosted on Acast. See acast.com/privacy for more information.

Bloomington, Indiana is the center of the college football world and Stugotz can't believe it. Taylor had the saddest watching experience of anyone for the National Championship game. Mikey A likes to put on a show at an AirBnB. Plus, the Titans and Dolphins found their head coaches and nobody is excited about it.See omnystudio.com/listener for privacy information.

BONUS PODCAST EPISODES HERE - https://www.patreon.com/zaneandheathSUBSCRIBE TO OUR NEW SHOW! -  https://www.youtube.com/@UCJR-nbRSN8g4VJMYJDxPY4wThanks to our sponsors: BetterHelp, Shopify, and SeatGeekYou can't step into a lighter version of yourself without leaving behind what's been weighing you down. Therapy can help you clear space. Sign up and get 10% off at https://www.betterhelp.com/zaneandheath In 2026, stop waiting and start selling with Shopify! Sign up for your $1 per month trial and start selling today at https://www.shopify.com/unfiltered Make your first sale this year with Shopify by your side!Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/UNFILTERED2026 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountFor any business inquiries, email us here: zaneandheathpodcast@gmail.comKEEP UP WITH US ON SNAPCHAT:Zane - @zaneHeath - @heath_hussarSUBSCRIBE TO OUR CHANNELS:Zane -    @ZaneHijaziHeath -     @HeathHussarFOLLOW US ON INSTAGRAM:Zane - https://www.instagram.com/zaneHeath - https://www.instagram.com/heathhussarMariah - https://www.instagram.com/mariahamatoMatt - https://www.instagram.com/mattrking