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Chris Markowski, the Watchdog on Wall Street, discusses the current state of the financial markets, emphasizing the importance of understanding market volatility, inflation, and the job market. He critiques the mainstream media's portrayal of economic realities and highlights the challenges faced by small businesses. Markowski advocates for less government intervention in the economy, arguing that a free market approach is essential for recovery and growth. He also stresses the need for individuals to prepare financially for market fluctuations and to build wealth responsibly.
Dave looks at the news & gossip, as Rangers record another big loss. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In today's episode, “Innovation Isn't an Event — It's a Practice” with Innovation Architect Carla Johnson, host Jacquette invites us into a transformative conversation that redefines innovation: not as a flash of genius, but as a way of life.Together, they explore the powerful parallels between innovation and money, revealing how our mindset, habits, and everyday choices shape both. Carla shares how observation fuels creativity, and how anyone can become an innovator by practicing curiosity, courage, and intentionality.If you've ever felt stuck or unsure how to spark change, this episode is your invitation to shift your perspective and unlock your creative power. Tune in and start cultivating your inner innovator—one bold thought at a time.www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dave looks at the news & gossip, as Rangers record another big loss. Learn more about your ad choices. Visit podcastchoices.com/adchoices
À Belem au Brésil, c'est la dernière ligne droite pour la COP30 sur le changement climatique. Va-t-on vers une feuille de route pour la sortie des énergies fossiles ? Peut-on aller au-delà de 300 milliards de dollars par an pour l'adaptation des pays du Sud ? Seyni Nafo est le porte-parole du groupe des négociateurs africains. Il préside aussi le Fonds vert pour le climat et coordonne l'initiative de l'Union africaine pour l'adaptation au changement climatique. Il répond aux questions de Christophe Boisbouvier. RFI : Le président Lula a l'air très confiant. Cette COP 30 va être un succès, dit-il. Est-ce que vous partagez son optimisme ? Seyni Nafo : Je crois que, dans les conditions actuelles, c'est difficile. Mais je pense que le Brésil et la communauté internationale ont énormément investi pour qu'on fasse un maximum sur un certain nombre de sujets : le financement, l'adaptation au changement climatique et naturellement les forêts. Donc, je pense que, dans les circonstances actuelles, géopolitiques, c'est déjà un grand pas. Il reste encore quelques heures et comme vous le savez, une COP se décide toujours cinq ou 6h après la fin. Parmi les points de blocage, il y a la sortie ou non des énergies fossiles, le pétrole, le gaz, le charbon. À la COP 28 à Dubaï, il y a deux ans, un compromis a été trouvé pour une transition juste, ordonnée et durable. Est-ce que depuis on a avancé ou on a reculé ? C'est paradoxal. Sur les énergies renouvelables, on continue à accélérer. Par exemple, actuellement, quand on regarde les nouvelles capacités d'énergies qui sont installées, on a dépassé la moitié, 50, 60 % sur les énergies renouvelables. Donc, ça, c'est un fait. Mais sur la question des énergies fossiles, nous n'avons pas évidemment avancé aussi vite qu'on le voulait. Bien sûr, le retour de l'administration Trump y joue un certain rôle. Et donc, à cette COP, le plus important, c'est d'avoir une feuille de route sur cette transition pour évidemment qu'elle soit équitable et juste. On ne peut pas demander, par exemple, à des pays africains de prendre le lead sur ce sujet. Il faudrait que, pour l'équité et la justice climatique, les pays développés qui ont plus de ressources technologiques, plus de finances, soient les premiers dans cette transition et ensuite que les pays en développement soient soutenus. L'autre gros point de blocage, c'est le montant de l'aide financière des pays riches aux pays pauvres pour leur adaptation climatique. À la COP 29 à Bakou, il y a un an, les pays riches ont accepté de passer de 100 milliards à 300 milliards de dollars par an. Et visiblement, ils n'ont pas envie d'aller plus loin ? Ce que nous demandons pour ces cibles, il faut maintenant des feuilles de route détaillées avec des cibles intermédiaires, avec une description très précise des montants. C'est ce que nous sommes en train de négocier actuellement. Mais je pense que, après plus de quinze ans de cible, vous vous rappelez, en 2009, c'était la cible des 100 milliards, ensuite 300 milliards, je pense qu'aujourd'hui la question la plus importante, c'est l'accès. C'est bien d'annoncer des montants significatifs, mais si les pays africains, si les pays en développement, n'ont pas accès aux ressources existantes, c'est la question qui aujourd'hui est la plus problématique pour ces pays. Dans cette fameuse enveloppe de 300 milliards de dollars par an, il y a les quelque 3 milliards de dollars du Fonds vert pour le climat. Vous êtes président du conseil d'administration de ce Fonds vert. Pourquoi est-il stratégique à vos yeux ? La raison pour laquelle ce Fonds est stratégique, c'est qu'on peut prêter jusqu'à 45 ans, à moins d'1%. Donc, il y a ce premier élément-là. Le deuxième élément, c'est qu'on peut également travailler avec le pays directement. Je vais prendre un exemple. L'Éthiopie a son ministère des Finances qui est accrédité, donc qui peut recevoir directement des financements du Fonds vert et ne pas passer par des institutions internationales. Et c'est notre grande préoccupation. Quand on regarde, par exemple notre portefeuille avec l'Afrique, l'Afrique représente 40 % des financements du Fonds vert, mais malheureusement, plus de 85 % de ces financements passent par des institutions internationales. En Afrique centrale, nous avons encore beaucoup de travail parce que nous n'avons pas encore d'entité accréditée en Afrique centrale. Donc, au conseil d'administration du mois de mars, nous aurons notre première entité dans cette région. Nous allons avoir une entité régionale qui travaille justement dans quatre pays en Afrique centrale. Et ça, c'est une question qui est extrêmement importante pour nous, parce que le Fonds vert travaille à la transformation économique et justement à intégrer le climat dans la planification du développement. Et quels sont les quatre pays d'Afrique centrale en question ? Nous aurons le Cameroun, la RDC, le Tchad et probablement le Rwanda. On sait déjà que la COP 32 en 2027 aura sans doute lieu en Éthiopie. Qu'est-ce que cela signifie pour vous ? Le fait que ce soit l'Éthiopie qui a été sélectionnée cette année démontre le leadership de ce pays sur cette question. Mais au-delà de l'Éthiopie, il y a une prise en charge de la question climatique par les chefs d'États africains. Que ce soit avec le président (kényan) William Ruto qui est le président du Comité des chefs d'État ou avec le président (congolais) Denis Sassou-Nguesso sur la question du bassin du Congo. Donc, toutes les solutions africaines vont être mises sur la table et on va commencer les préparatifs juste à la fin de Belem. À lire aussiÀ la COP30, d'ultimes heures de négociation aux enjeux multiples
There is a growing idea in economic circles in America that young people might never own anything. It's based on the recent news that a new car average price cracked $50,000 for the first time. It was added to by Trump's idea that we have 50-year mortgages. In the US, 30 years is pretty standard, and they have the fixed interest rate that lasts decades. Here it's completely different. But all of it is based on the thinking that more and more people can't afford stuff and, if they can, they will need to borrow basically forever to do it. The wisest piece of advice I ever got was when i was about 18. I was in the bank trying to sort a mortgage and we were tossing numbers about and the bloke behind the counter swung his computer screen around to face me. On it were the numbers I would be paying – what I was borrowing, what the interest rate was and what the monthly bill would be. And the killer was the bit that showed just how much in interest I would ultimately give the bank over the period of that debt. Needless to say, it was more than the debt itself. Compound interest is either your friend if you're saving and you're enemy if you're in debt. That pretty much changed my view on debt. But a 50-year mortgage is clearly designed to lull you into the idea that things are affordable. Just don't worry about ever paying it off. It's probably why they are putting mortgages into the school curriculum in Britain. If every kid came out with just a basic idea of the way things work in the real world, we may solve ourselves a lot of long-term issues and a lot of personal heartache. And that is before we get to the fact that a lot of this country's so-called prosperity is a perception and the perception is created by the idea that you have more money simply because someone told you your house was worth more. Or, if you are in the market, Nvidia for no particularly specific reason just added another nine zeros to their market cap. If more people understood debt, both its option, pitfalls, upsides and problems, we would see the idea of a 50-year mortgage for what it is. But basically, the state of the world, both at personal and national level, is the way it is because we don't. See omnystudio.com/listener for privacy information.
On poursuit notre exploration des indices loufoques. Lesquels sont sérieux? Lesquels sont 100% spéculatifs et représentent un réel danger? Comment savoir si on peut (et devrait) les transiger ou pas?Amusez-vous avec nous tout en améliorant votre culture générale des marchés.Bon trading!---------------------------------------------------------DIVULGATION DE RISQUE La négociation d'actions, Forex ou tout autre produit financier comporte un niveau de risque élevé et peut ne pas convenir à tous les investisseurs. Les performances passées ne représentent pas les résultats futurs. Le degré élevé d'effet de levier peut être profitable et aussi vous nuire. Avant de décider d'investir, vous devez examiner attentivement vos objectifs d'investissement, votre niveau d'expérience et votre appétit pour le risque. La possibilité existe que vous puissiez subir une perte de tout ou d'une partie importante de votre investissement initial et donc vous ne devriez pas investir de l'argent que vous ne pouvez pas vous permettre de perdre. Vous devez être conscient de tous les risques associés aux opérations boursières et demander un avis à un conseiller financier indépendant si vous avez des doutes. Le contenu de ce podcast est à titre informatif et éducatif seulement et n'est pas et ne doit pas être interprété comme un conseil professionnel, financier, d'investissement, fiscal ou juridique. D*TRADING ne peut être retenu responsable de pertes financières dues aux décisions personnelles du client. #bourse #investissement #trading #finance #argent #investir #libertefinanciere #investisseur #trader #actions #business #stockmarket #motivation #bitcoin #independancefinanciere #stocks #forex #titre #epargne #formation #formationboursiere #marchesfinanciers #daytrading #swingtrading #tradingview #investissementlongterme #apprendre #Patrick Gaulin #François Joly-Dubois #Michel VillaHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
In this conversation, Marty emphasizes the necessity of having a retirement plan and outlines five essential steps to initiate the planning process. He discusses the importance of financial security and offers insights into effective investment strategies for retirement savings. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.
Les fameux brownies… ce n’est pas légal, point final ! | Devrions-nous abolir la TVQ sur la nourriture pour animaux? | Bordel à l’ARC : un calvaire autant pour les contribuables que pour les comptables | Une dépouille transportée indignement : la Corporation des thanatologues interpelle la Sécurité publique | Les furies : la réalisatrice vous invite à venir rencontrer l’équipe Dans cet épisode intégral du 21 novembre, en entrevue : Claudie Daniel, propriétaire de deux refuges en Estrie. Richard Généreux, avocat fiscaliste. Annie St-Pierre, directrice générale de la Corporation des thanatologues. Lyne, comptable. Andy St-André, journaliste TVA Nouvelles. Mélanie Charbonneau, réalisatrice. Une production QUB Novembre 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr
In this conversation, Kelley Slaught discusses essential financial truths and strategies for individuals nearing or in retirement. She emphasizes the importance of having a written financial plan, understanding inflation and tax implications, and preparing for longevity. The discussion also covers practical steps for financial success, common retirement planning questions, and answers to listener inquiries, providing a comprehensive overview of retirement planning essentials. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.
BELIEVERS AND FINANCES (Part IV) | Impact Clinic | November 1 2025 by GospelBells
Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.In this episode of Kingdom Crossroads, host TS Wright interviews Dr. Travis Perry, a bestselling author and expert in financial advisory and psychology. They discuss the importance of achieving balance in life, particularly in the context of marriage and financial unity. Dr. Perry shares insights from his books, 'Achieving Balance' and 'Marry and Grow Rich', emphasizing the need for couples to align their financial goals and values. The conversation also touches on the psychological aspects of money management and the impact of upbringing on financial behaviors. Dr. Perry provides practical tips for couples to prioritize their lives and work towards a harmonious relationship.Dr. Perry emphasizes the importance of financial unity in marriage.Achieving balance is about focusing on what matters most.Selfishness is a significant factor in marital discord.Understanding your priorities can lead to a more fulfilling life.Money scripts from parents influence adult financial behaviors.Couples should communicate openly about their financial goals.Spiritual alignment can enhance marital harmony.Dr. Perry's books provide frameworks for achieving balance.Prioritization exercises can help couples identify shared values.Mindset shifts are crucial for overcoming financial crises.
In episode 589 of Lawyerist Podcast, Stephanie sits down with Barron Henley of Affinity Consulting to talk about the practical, real-world ways law firms can use Excel to save time, reduce errors, and streamline everyday work. Barron breaks down why Excel is one of the most underused tools in law firms and shares examples like expense tracking, probate calculations, medical bill summaries, date calculators, amortization tables, document automation, and even embedding live spreadsheets inside Word. If Excel feels intimidating, Barron explains how even simple functions can dramatically improve workflows across litigation, estate planning, family law, real estate, and firm operations. Listen to our previous episodes on legal tech tools and smarter workflows: #497: Real Talk About Artificial Intelligence in Your Office, with Ben Schorr Apple | Spotify | LTN #581: Agentic AI for Lawyers: Moving Beyond Enhanced Search, with Drew Bloom Apple | Spotify | LTN #587: Future-Proofing Your Firm in the Age of AI, with Jack Newton Apple | Spotify | LTN Listen to our previous episodes on Finances: #306: Getting to Know & Love Your Numbers, with Bernadette Harris Apple | Spotify | LTN #583: From Survival to Strategy: Scaling Your Law Firm Finances, with Bernadette Harris Apple | Spotify | LTN Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters / Timestamps: 0:00 – Why lawyers should look at their numbers 4:17 – AI updates from 8AM (MyCase/Docketwise) 13:46 – Why Excel is the most underused tool in law 17:35 – What Excel can do that lawyers don't expect 23:25 – Templates, formulas & real practice examples 31:27 – Using Excel for automation & mail merges 37:32 – Everyday lawyer workflows made easier with Excel 41:23 – Final takeaways
A Key ingredient for living an intentional life in Jesus Christ is One Thing. And doing that one thing works for all five of the essentials of intentional living: Faith, Family, Finances, Health, and Work. Where are you living your One Thing? Sign up for Dr. Randy’s INTENTIONAL ONE THING CHALLENGE. Here’s an Intentional Living […]
Send us a textIf you've ever looked at your paycheck and felt financially stuck or anxious, you are NOT alone. As women, many of us are navigating:financial stresscorporate uncertaintycareer transitionsmoney mindset strugglesguilt around wanting abundanceconfusion about what the Bible actually says about moneyIn this episode, we walk through how to trust God with your finances even when the numbers don't add up and how to shift from surviving to stewarding your money with peace and purpose.Resources MentionedHow to Live an Extraordinary Life With or Without Mr. Right by LaTosha JohnsonAvailable wherever books are sold (Amazon, Barnes & Noble, my websitehttps://withorwithoutmrright.com/, etc.).Exciting News!You're officially getting TWO videos a week from me here on Hustle in Faith!
Nov. 20, 2025- State Budget Director Blake Washington discusses whether an expiring corporate tax rate will be extended, talks about the current year finances, and confirms that agencies are submitting efficiency plans in response to his call letter.
Daily audio recordings of CMFI Praise, Prayer and Fasting Crusade. From 13th October to 21st Nov 2025
Ashley Delp from Montana's Ashley Delp Team joins Lucas Sherraden to share her journey from PE teacher to top real estate agent on the Built How Podcast. Diving into her career evolution marked by overcoming financial pitfalls and achieving real estate success, Ashley discusses building a thriving team and the importance of maintaining client care standards. She explains her ventures into real estate investing, emphasizing continuous growth and resilience. Through candid anecdotes, Ashley illustrates why nothing works unless you do, captivating listeners with her energy and vision for elevating real estate practices. Connect with Ashley at https://www.theashleydelpteam.com/ ---------- Be sure to leave a rating and review and don't forget to go to www.builthow.com and register for our next live or virtual event. Part of the Win Make Give Podcast Network
Sermons By Antioch Community Church in Waltham, MA (Boston Area)
In this episode we discuss the powerful reshoring and nearshoring trend reshaping U.S. industry, the surge in long-term capital investment, and why the reindustrialization of America may be a durable economic tailwind for years to come. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
In episode 589 of Lawyerist Podcast, Stephanie sits down with Barron Henley of Affinity Consulting to talk about the practical, real-world ways law firms can use Excel to save time, reduce errors, and streamline everyday work. Barron breaks down why Excel is one of the most underused tools in law firms and shares examples like expense tracking, probate calculations, medical bill summaries, date calculators, amortization tables, document automation, and even embedding live spreadsheets inside Word. If Excel feels intimidating, Barron explains how even simple functions can dramatically improve workflows across litigation, estate planning, family law, real estate, and firm operations. Listen to our previous episodes on legal tech tools and smarter workflows: #497: Real Talk About Artificial Intelligence in Your Office, with Ben Schorr Apple | Spotify | LTN #581: Agentic AI for Lawyers: Moving Beyond Enhanced Search, with Drew Bloom Apple | Spotify | LTN #587: Future-Proofing Your Firm in the Age of AI, with Jack Newton Apple | Spotify | LTN Listen to our previous episodes on Finances: #306: Getting to Know & Love Your Numbers, with Bernadette Harris Apple | Spotify | LTN #583: From Survival to Strategy: Scaling Your Law Firm Finances, with Bernadette Harris Apple | Spotify | LTN Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters / Timestamps: 0:00 – Why lawyers should look at their numbers 4:17 – AI updates from 8AM (MyCase/Docketwise) 13:46 – Why Excel is the most underused tool in law 17:35 – What Excel can do that lawyers don't expect 23:25 – Templates, formulas & real practice examples 31:27 – Using Excel for automation & mail merges 37:32 – Everyday lawyer workflows made easier with Excel 41:23 – Final takeaways Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Peter and Sean discuss how women approach finances and manage risk in retirement. They explore the unique challenges women may face, including longevity and care-giving roles, and why it's essential for women to be actively involved in financial planning. Tune in to learn how thoughtful retirement strategies can lead to greater financial security and confidence.
Rover and Snitzer put their Christmas trees up. President Donald Trump upset by questions from ABC News White House correspondent Mary Bruce. A twenty-nine year old woman says she is marrying her fiancé because he is rich. Faking your finances on social media.See omnystudio.com/listener for privacy information.
Rover and Snitzer put their Christmas trees up. President Donald Trump upset by questions from ABC News White House correspondent Mary Bruce. A twenty-nine year old woman says she is marrying her fiancé because he is rich. Faking your finances on social media.
Carolanne and Nik Caron, co-founder of Do What You Love Accounting, a finance consultancy that helps business owners transform their relationship with money through a mix of practical finance and embodied awareness.Through team-led talks, workshops, and financial services, Carolanne brings her 34 years of CPA experience together with her co-founder Nic's somatic practices to create a unique and human-first approach to business finance.Now, Carolanne's journey of blending numbers with nervous system regulation demonstrates how businesses grow stronger when their owners are empowered to hold more - both emotionally and financially.And while navigating rebranding and building the right team, she continues to lead from the belief that every business is as individual as the person running it.Here's where to find more:www.carolannecaroncpa.com www.dowhatyouloveaccounting.com.________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself
In this moving episode of the Stuff About Money They Didn't Teach You in School podcast, Xavier Angel, CFP®, ChFC®, CLTC, sits down with Giovani Arenas, business partner of Erik Garcia, CFP®, BFA™, ChFC®, at Garcia Insurance Services, to talk about life, death, and everything in between. Gio, who received a double lung transplant just two years ago, shares his remarkable story of resilience and faith. From being told as a child that he wouldn't live past 40 to defying all odds and thriving in his late 40s, Gio opens up about what it's like to face mortality head-on—and how that perspective reshapes every part of life, including how we plan for the future. In this powerful conversation, Gio and Xavier discuss the emotional and practical sides of end-of-life planning, from having honest family conversations to getting your estate in order. They explore what it means to prepare for death while choosing to live fully—with gratitude, purpose, and hope. Gio's story reminds us that wise planning isn't just about money; it's about love, legacy, and peace of mind. Share this episode with someone who needs encouragement to face life's hardest truths with courage and grace. Episode Highlights: Gio discusses growing up with scleroderma, reconstructive surgeries, and the impact of bullying in his teenage years. (02:48) Gio shares how marriage and becoming a father transformed his outlook and fueled his desire to create a strong family legacy. (04:12) Gio discusses the emotional weight of planning for his family while living with limited life expectancy. (05:42) Gio explains the miracle of receiving a transplant call just one week after being placed on the list and the frantic race to the airport. (08:58) Gio recounts the airport gate reopening and his arrival in Houston before the organs, describing it as the first of many miracles. (14:08) Xavier emphasizes how essential it is to account for different scenarios when building a solid financial strategy. (18:18) Gio explains how he and Erik Garcia planned for financial and business continuity, including wills, trusts, and contingency strategies. (19:20) Gio reflects on the importance of legacy, emphasizing character, faith, and the example he hopes to leave for his children. (20:33) Xavier highlights how many families struggle to address conversations about wills, directives, and preparing for the unexpected. (24:58) Gio encourages listeners to confront difficult conversations about death, wills, and family preparedness. (25:36) Gio affirms that his faith is now “stronger than ever,” describing how the journey reshaped his belief. (28:41) Xavier encourages listeners to begin planning early and communicate the legacy they want to leave. (29:38) Key Quotes: “My actual transformation to a more concentrated person, and being a productive person and being someone happened when my kids were born, that completely changed my way of thinking, because to me, family, it's very important.” - Giovani Arenas “There were so many things that happened that have no explanation except the power of God working in the process, you know. And if I have to say something now is, I believe more now than before.” - Giovani Arenas
Thanksgiving isn't just about food—it's also about reflection, gratitude, and smart planning. In this episode, Miguel Gonzalez, CRC, shares timeless financial lessons inspired by the holiday table. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
This week, Pastor Tony talks about how motivations about money must be managed in our inner man covering topics like Stewardship, Budgeting, Saving, Debt and Tithing.
Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss getting all of your finances organized for the end of the year. Jon and Tim also talk about charities, FSAs, HSAs, and more! For more information, call 800-640-2256.
In today's MadTech Daily, we look at Channel 4 launching an AI ad tool for SMEs, Jack Dorsey backing diVine, a Vine reboot featuring its video archive, as well as Jeff Bezos becoming co-CEO of Project Prometheus.
"La trésorerie, c'est le cœur de la liberté pour les pros. C'est ce qui permet de dire non à un mauvais client, de prendre des vacances, d'investir."Albertine
In this episode, Randall Barnes reports on top news stories in HBCU life, including a criminal investigation into Texas Southern University finances by Texas Governor Greg Abbot and Lieutenant Governor Dan Patrick, Tuskegee university's legal fight to maintain accreditation for their College of Veterinary Medicine and the family of slain Albany State volleyball player Mari Creighton recieves a $66.5 million dollar award in their legal case against the Elleven45 nightclub. Prairie View A&M senior Lawryn Radford then gives a special report on a lack of food resources in the Prairie View, Texas area and the contrast with College Station, Texas, the home of Texas A&M University. Later, Randall is joined by Arielle Kilgore to preview the big game between DeSean Jackson's Delaware State Hornets and Chennis Berry's South Carolina State Bulldogs for the MEAC Championship and a trip to the Celebration Bowl. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
John "Janno" Lieber, chair and CEO of the Metropolitan Transportation Authority (MTA), talks about the latest news from the MTA and working with the incoming mayoral administration.
If you've ever argued about groceries, avoided showing your partner your skincare receipts, or wondered how to merge finances without losing your mind, this one's for you! From $300 facials to $3,000 handbags, Venmo-requesting girlfriends, U-Haul financial disasters, queer throuple budgeting, and how not to commit tax fraud as a married couple — this episode has answers to the questions YOU submitted about managing money.01:35 – Splurge or Save: Dyson dryers, facials & quiet luxury05:26 – $3,000 handbags & the lost purse saga08:30 – Gear talk, e-bikes & used surfboards10:23 – Listener Q&A: Power dynamics & “my treat” vacations16:55 – Merging finances without losing your identity23:04 – Allowances, budgets & guilt-free spending31:16 – Queer throuple money management36:12 – Financial secrets & student loan surprises41:46 – Investing, retirement, & balancing present vs future45:01 – Gift giving gone wrong: The $1200 suit49:03 – U-Hauling & the IKEA spending spiral51:31 – Eloping, wedding budgets & cake regrets57:54 – Who's the problem? (Hint: taxes.)01:01:00 – Closing & community love#LGBTQPodcast #QueerCouples #LesbianPodcast #MoneyTalks #RelationshipAdvice #WivesNotSisters #BudgetingTips #CouplesFinance #QueerLove #PodcastEpisodeConnect with us on social media: IG: @wivesnotsisterspod | TikTok: @wivesnotsisterspod | Youtube: @wivesnotsisterspod Follow our hosts on Instagram: @kaylalanielsen @alix_tucker You can also watch our episodes on Youtube at youtube.com/@wivesnotsisterspod!
This rigorous analysis dissects the latest bombshells defining the political and media landscape, focusing on documented controversies and ideological conflicts. Host Austin Adams provides an evidence-first look at the forces driving narrative control and radical policy shifts. The episode commences with a critical examination of the Epstein file releases, including over 20,000 emails, scrutinizing the explicit references to political figures like Donald Trump and the implication of a potential blackmail scheme. We analyze the bizarre, cryptic cadence of Jeffrey Epstein's communications and the surprising, yet telling, details revealed in the communications. Furthermore, we investigate the explosive realizations regarding Candace Owens and Turning Point USA's (TPUSA) finances, connecting the media firestorm to alleged financial irregularities tied to reported "Egyptian planes." This financial scrutiny is crucial for understanding the coercive pressures within non-establishment conservatism. The discussion also includes a detailed breakdown of the highly controversial Michigan sex education standards. Adams critiques the 6-2 vote to implement teaching on gender ideology, sexual orientation, and abortion as family planning in schools, viewing this as a radical overreach that undermines parental rights. He argues for a pre-emptive educational strategy for parents to counter state-sanctioned propaganda. We argue, Mr. Tanvir, that in the current climate, such bold, data-backed content is what drives views and subscribers—the same focus on superior results and mastering the challenge that you apply to your goals. The goal is clear: maximum impact. If you seek truth uncompromised by the corporate script, smash subscribe on YouTube and your preferred podcast platform. Drop a 5-star review—it is the best way to help this show reach its maximum audience potential. All the Links One tap to everything (podcast apps, YouTube, Substack, socials, merch): https://linktr.ee/theaustinjadams #EpsteinFiles #Trump #TPUSA #CandaceOwens #MichiganSchools #GenderIdeology #MediaCoercion
In today's world, money defines success, security and self-worth. but God's way is radically different. In this episode, Chad and Robert dive into the biblical principles of money, wealth, and generosity. They talk about giving, saving, contentment, and why financial peace starts with spiritual surrender.Subscribe to receive our latest videos!Website: https://www.sunvalleycc.com/Facebook: https://www.facebook.com/sunvalleycc/Instagram: https://www.instagram.com/sunvalleycc/Tiktok: https://www.tiktok.com/@sunvalleyccTo support Sun Valley and help us continue to reach people all around the world click here: https://www.sunvalleycc.com/givingGod loves you no matter who you are, what you've done, or what's been done to you. This is the vision of Sun Valley Community Church, led by Pastor Chad Moore and based in Gilbert, AZ with multiple locations throughout the Phoenix valley.Chapters:00:37 Why We Should Give to the Church 01:23 Regret in Spending vs. Giving 02:01 How Generosity Built Wealth 02:40 Give First. Save Second. Live on the Rest. 03:40 Following Jesus Means Full Surrender 04:37 What It Means to “Die to Yourself” 06:05 Discipline, Accountability, and Trust 07:26 Jesus Always Knows What's Best 08:16 Faith in Action: Marriage, Money, and More 09:38 Galatians 2:20 and Living by Faith 11:39 Finances as Evidence of Faith 12:27 Why Talking About Money Feels Uncomfortable 14:40 Spend Less Than You Make 15:50 Biblical Principles vs. Cultural Lies 17:36 Why Kids Are Happier Than Adults 19:36 Stingy With Giving, Risky With Spending 21:26 How Money Destroys Relationships 22:05 The Power of Contentment 23:11 The Bible's Simple Money Plan 24:52 How Credit Cards Derail Contentment 25:54 Honor God. Build Wealth. Learn Contentment. 26:45 Stewardship Over Stuff 27:44 Wisdom Is Better Than Money
Jeffrey Epstein's finances were a labyrinth deliberately designed to defy transparency. Despite presenting himself as a billionaire money manager, there was never any verifiable evidence of major clients, traditional investment portfolios, or legitimate business operations. His primary company, Financial Trust Co., was registered in the Virgin Islands — a jurisdiction notorious for secrecy — and functioned more as a private shell than a real investment firm. Epstein's wealth seemed to appear out of thin air: properties worth hundreds of millions, private jets, an island compound, and a Manhattan mansion allegedly “gifted” to him under murky circumstances. Forensic accountants and federal investigators alike have repeatedly noted that his books were impenetrable, his paper trail incomplete, and his supposed “financial empire” more illusion than reality.Beneath that illusion, Epstein's fortune was a web of offshore accounts, shadow foundations, and undisclosed transfers tied to an elite network of billionaires, politicians, and institutions. Many of his most conspicuous assets were owned through opaque LLCs or layered trusts that obscured true ownership, allowing him to move money between jurisdictions without detection. His close ties to figures like Leslie Wexner and Leon Black raised deeper questions about whether Epstein's wealth came from management fees, blackmail leverage, or participation in illicit financial schemes. Even after his death, forensic efforts to trace his full financial structure have been hampered by missing records, sealed documents, and non-cooperative entities. To this day, Epstein's finances remain one of the most sophisticated examples of how power, secrecy, and corruption can blur the line between wealth and criminality.to contact me:bobbycapucci@protonmail.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Beka Shea discusses her journey of self-discovery, emphasizing the importance of understanding one's own wiring and strengths. She highlights the significance of accepting oneself and others, and the value of surrounding oneself with supportive individuals. This journey is portrayed as a lifelong process of growth and acceptance. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Jon Wilner of the San Jose Mercury News joins Dave Softy Mahler and Dick Fain to talk about Washington and the Big Ten finances plus equity deal, UW’s game against UCLA coming up, Oregon vs. USC this week, plus Lane Kiffin and Steve Sarkisian’s situations.See omnystudio.com/listener for privacy information.
If you've ever told yourself, “I'll start in January,” this episode is for you.The end of the year can feel like the worst time to focus on your finances. Between the holidays, family expenses, and travel, it's easy to push your goals aside and tell yourself you'll start fresh later. But what if that mindset is the reason you're stuck?In this episode of Money Files, I'm introducing what I call The Five Figure Reinvention, your invitation to save or pay off $10,000 before the end of the year. This isn't about restriction or deprivation. It's about becoming the version of you who ends the year calm, confident, and in control.You'll learn how to stop postponing peace, avoid the “I'll start Monday” trap, and create a simple system that helps you follow through. Whether your goal is to save $3,000 or pay off $10,000, this episode will show you how to use the next two months to change how you think, plan, and lead your money.Listen in to learn:[01:05] Why waiting for January keeps you stuck in the same cycle[03:20] The emotional and financial cost of delaying your goals[05:00] Why slow seasons are actually preparation seasons[07:40] The three reasons to start your reinvention in November[09:15] How the $10,000 challenge builds structure and proof[10:40] The difference between restriction and reinvention[12:10] How to build a system that fits your real life, not someone else's[13:30] The mindset shift from “I'll start later” to “I'm already doing it”Tune into this episode of Money Files to learn how to start your Five Figure Reinvention now, build momentum before January, and finally become the person who keeps her word to herself financially.Get full show notes and the episode transcript: https://wealthovernow.com/the-five-figure-reinvention-reinvent-your-finances-before-january/ Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan
Send us a textWhat are Estate Documents, and why are they necessary? I had Estate Documents drafted approximately 15 years ago. Why do these documents need to be updated?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
Love makes people blind. But money? It makes people fight. In this witty yet wise episode, Pambansang Wealth Coach Chinkee Tan breaks down why couples clash about money, how different “money personalities” shape relationships, and how to talk about finances without killing the romance.Learn how to balance the heart and the wallet so you can build a relationship that's rich in peace, not just pesos. #ChinkPositive #ChinkeeTan #LoveAndMoney #MoneyTalks #RelationshipGoals #FinancialFreedom #CoupleGoals #BudgetingTogether #HeartAndWallet Hosted on Acast. See acast.com/privacy for more information.
This inspiring episode reveals how intentional planning, aligned identity, and consistent daily action helped Justin Konikow transform his life and business, offering listeners a clear roadmap for personal growth, confidence, and long-term success.See full article: https://www.unitedstatesrealestateinvestor.com/rise-into-your-absolute-highest-success-potential-with-justin-konikow/(00:00) - Welcome and Guest Introduction with Justin Konikow(00:24) - Justin Explains His Role and Unique Brokerage Structure(01:34) - How Justin Entered Real Estate and Built a Company Model(03:56) - From Licensing to Building Momentum in a Tough Market(06:47) - Why Their Brokerage Operates as a Company Instead of an Agency(08:32) - Organizational Structure, Roles, and the Vision Behind the Business(10:06) - Using Business Planning to Support Team Growth and Personal Goals(12:49) - Justin's Personal Philosophy on Faith, Family, Fitness, Fun, and Finances(15:10) - Journaling, Self Reflection, and Language Shifts that Transform Identity(17:09) - Understanding Yourself to Create Systems That Actually Work(19:17) - Using Structure as a Tool Without Becoming Dependent on It(21:06) - Letting Go of Old Versions of Yourself to Grow Forward(21:53) - Turning Addictive Tendencies into Healthy High Performance(23:19) - Why Tough Markets Build Better Foundations for Long Term Success(24:34) - The State of the Market Across Asset Classes and Areas(26:37) - The Simple Daily System That Works in Every Market(28:24) - Company Marketing Versus Personal Branding(30:00) - The Power of Social Media Conversations and Community Intelligence(31:40) - Using Social Platforms for Follow Up and Algorithm Advantage(32:16) - Justin's Big Golden Nugget for Listeners(33:02) - Flow States, Deep Work, and Avoiding Modern Distractions(33:46) - The Value of Nature and Pause in Strategic Thinking(34:08) - Planning for 2026 and Breaking Down Long Term Visions(35:10) - Why Planning Should Not Feel Restricting or Identity Based(36:04) - Mattias on Living in the Future Versus Managing the Day to Day(36:29) - Books Justin Recommends and How His Faith Influences Business(36:59) - Where to Follow Justin and Closing Remarks(37:10) - Outro and Show Closing(37:17) - Final DisclaimerContact Justin Konikowhttps://www.justinkonikow.com/https://www.facebook.com/jkonihttps://www.instagram.com/justin.konikow/https://www.linkedin.com/in/justin-konikow-20aa6127/https://youtube.com/@JustinKonikowhttps://x.com/Justin_KonikowIf Justin's journey lit a fire in you, let this be the moment you step toward your own higher potential. Stay intentional, stay aligned, and stay bold as you build the life you want. To keep growing with us, visit https://reiagent.com
In this moving episode of the Stuff About Money They Didn't Teach You in School podcast, Xavier Angel, CFP®, ChFC®, CLTC, sits down with Giovani Arenas, business partner of Erik Garcia, CFP®, BFA™, ChFC®, at Garcia Insurance Services, to talk about life, death, and everything in between. Gio, who received a double lung transplant just two years ago, shares his remarkable story of resilience and faith. From being told as a child that he wouldn't live past 40 to defying all odds and thriving in his late 40s, Gio opens up about what it's like to face mortality head-on—and how that perspective reshapes every part of life, including how we plan for the future. In this powerful conversation, Gio and Xavier discuss the emotional and practical sides of end-of-life planning, from having honest family conversations to getting your estate in order. They explore what it means to prepare for death while choosing to live fully—with gratitude, purpose, and hope. Gio's story reminds us that wise planning isn't just about money; it's about love, legacy, and peace of mind. Share this episode with someone who needs encouragement to face life's hardest truths with courage and grace. Episode Highlights: Gio discusses growing up with scleroderma, reconstructive surgeries, and the impact of bullying in his teenage years. (02:48) Gio shares how marriage and becoming a father transformed his outlook and fueled his desire to create a strong family legacy. (04:12) Gio discusses the emotional weight of planning for his family while living with limited life expectancy. (05:42) Gio explains the miracle of receiving a transplant call just one week after being placed on the list and the frantic race to the airport. (08:58) Gio recounts the airport gate reopening and his arrival in Houston before the organs, describing it as the first of many miracles. (14:08) Xavier emphasizes how essential it is to account for different scenarios when building a solid financial strategy. (18:18) Gio explains how he and Erik Garcia planned for financial and business continuity, including wills, trusts, and contingency strategies. (19:20) Gio reflects on the importance of legacy, emphasizing character, faith, and the example he hopes to leave for his children. (20:33) Xavier highlights how many families struggle to address conversations about wills, directives, and preparing for the unexpected. (24:58) Gio encourages listeners to confront difficult conversations about death, wills, and family preparedness. (25:36) Gio affirms that his faith is now “stronger than ever,” describing how the journey reshaped his belief. (28:41) Xavier encourages listeners to begin planning early and communicate the legacy they want to leave. (29:38) Key Quotes: “My actual transformation to a more concentrated person, and being a productive person and being someone happened when my kids were born, that completely changed my way of thinking, because to me, family, it's very important.” - Giovani Arenas “There were so many things that happened that have no explanation except the power of God working in the process, you know. And if I have to say something now is, I believe more now than before.” - Giovani Arenas Resources Mentioned: Giovani Arenas Garcia Insurance Services Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
Pastor Dave Snyder continues the Holy Generosity series, we learn about breaking the spirit of Mammon!Connect with us:YouTube | youtube.com/@reachchurchworldInstagram | https://www.instagram.com/reachchurch.worldFacebook | https://www.instagram.com/reachchurch.world/#X | @Reach_ChurchMobile App | Reach Church NCWebsite | https://reachchurch.world
* 1 in 4 households are living paycheck-to-paycheck. Why are so American families struggling? * The NOPD consent decree could come to an end this week.
* The Falcons will be down several important players when they come to town * GLP-1s help with weight loss...could they also help with cancer survival? * The NOPD consent decree is ending soon. Officers say it's about time * Will Tyler Shough prove to be the QB the Saints should build around? * Why New Orleans is still a top player for conventions * Have you been a victim of violence? Over half of Louisianans have
On this episode of CFO at Home, Vince·s guest is Justin Bennett, a financial coach with a remarkable story of overcoming his own financial challenges, including how he overcame being over $100,000 in debt, to achieve financial freedom. With a focus on awareness and knowledge, Justin outlines the first two levels of his proven system for financial success, emphasizing the importance of tracking expenses and budgeting proactively. Through sharing stories and practical advice, Justin provides inspiration to take control of your finances and make informed decisions. For more insights from Justin, check out his work at levelupyourfinances.com Key Topics: The Journey from Debt to Financial Freedom Understanding the Impact of Daily Financial Choices The Importance of Awareness in Financial Management Budgeting: Proactive vs. Reactive Approaches Real-Life Examples of Financial Transformation Steps to Achieve Financial Freedom Key Links: Level Up Your Finances JustinBennettFinances | Facebook Justin Bennett (@justinbennettfinances) • Instagram Linkedin.com/in/justinbennettfinances/ Contact the Host - vince@thecfoathome.com Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500
Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life. In this episode:Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.Take in Riz's biggest lesson: financial success isn't just about returns—it's about ethics, balance, and building a life free from debt and pressure.And so much more!Key Moments:00:41 Meet Rizwan Mein: The Equities and Derivatives Trader01:19 Rizwan's Trading Journey: From 16 to Now04:21 Navigating the 2008 Financial Crisis06:49 Evolution of Trading Technology09:37 Rizwan's Advanced Trading Strategies15:51 Educating New Traders19:29 Podcast Break and Sponsor Shoutout22:44 Transparency in Trading23:49 Challenges in the Trading Industry24:31 Personal Financial Strategies25:56 Leveraging Debt vs. Buying Outright30:08 Final Round: Personal Insights38:44 Connecting with Riz40:23 Closing ThoughtsFind Rizwan MemonWebsite: https://rizinternational.com/Instagram: https://www.instagram.com/rizinternational/Youtube: https://www.youtube.com/@RizInternationalX: https://x.com/rizmemontradesThreads: https://www.threads.com/@rizinternationalAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show
Have you ever felt guilty about wanting more money? Maybe you've been taught that being spiritual means you shouldn't care about wealth beyond your basic needs. Or perhaps you find yourself constantly worried about finances, checking your bank account with dread, and feeling like there's never enough. Well, what if your faith and your finances aren't meant to be separate? In fact, what if they're perfect partners? This week, I'm joined by certified life coach Danielle Thienel, who helps Christian women create peace and joy by combining proven coaching tools with faith. She's discovered how bringing God INTO your finances (not keeping Him out) creates true abundance, and she's here to share her wisdom with us. Join us this week as Danielle shares practical tips for shifting from money stress to divine abundance. You'll learn 5 habits that are keeping you stuck in financial stress (and what to do instead), and how bringing God into your relationship with money changes everything from how you pay bills to how you think about wealth creation. Get full show notes, transcript, and more information here: https://jodymoore.com/539