Podcasts about finances

John "Janno" Lieber, chair and CEO of the Metropolitan Transportation Authority (MTA), talks about the latest news from the MTA and working with the incoming mayoral administration.  

If you've ever argued about groceries, avoided showing your partner your skincare receipts, or wondered how to merge finances without losing your mind, this one's for you! From $300 facials to $3,000 handbags, Venmo-requesting girlfriends, U-Haul financial disasters, queer throuple budgeting, and how not to commit tax fraud as a married couple — this episode has answers to the questions YOU submitted about managing money.01:35 – Splurge or Save: Dyson dryers, facials & quiet luxury05:26 – $3,000 handbags & the lost purse saga08:30 – Gear talk, e-bikes & used surfboards10:23 – Listener Q&A: Power dynamics & “my treat” vacations16:55 – Merging finances without losing your identity23:04 – Allowances, budgets & guilt-free spending31:16 – Queer throuple money management36:12 – Financial secrets & student loan surprises41:46 – Investing, retirement, & balancing present vs future45:01 – Gift giving gone wrong: The $1200 suit49:03 – U-Hauling & the IKEA spending spiral51:31 – Eloping, wedding budgets & cake regrets57:54 – Who's the problem? (Hint: taxes.)01:01:00 – Closing & community love#LGBTQPodcast #QueerCouples #LesbianPodcast #MoneyTalks #RelationshipAdvice #WivesNotSisters #BudgetingTips #CouplesFinance #QueerLove #PodcastEpisodeConnect with us on social media: IG: @wivesnotsisterspod | TikTok: @wivesnotsisterspod | Youtube: @wivesnotsisterspod Follow our hosts on Instagram: @kaylalanielsen @alix_tucker You can also watch our episodes on Youtube at youtube.com/@wivesnotsisterspod!

This rigorous analysis dissects the latest bombshells defining the political and media landscape, focusing on documented controversies and ideological conflicts. Host Austin Adams provides an evidence-first look at the forces driving narrative control and radical policy shifts. The episode commences with a critical examination of the Epstein file releases, including over 20,000 emails, scrutinizing the explicit references to political figures like Donald Trump and the implication of a potential blackmail scheme. We analyze the bizarre, cryptic cadence of Jeffrey Epstein's communications and the surprising, yet telling, details revealed in the communications. Furthermore, we investigate the explosive realizations regarding Candace Owens and Turning Point USA's (TPUSA) finances, connecting the media firestorm to alleged financial irregularities tied to reported "Egyptian planes." This financial scrutiny is crucial for understanding the coercive pressures within non-establishment conservatism. The discussion also includes a detailed breakdown of the highly controversial Michigan sex education standards. Adams critiques the 6-2 vote to implement teaching on gender ideology, sexual orientation, and abortion as family planning in schools, viewing this as a radical overreach that undermines parental rights. He argues for a pre-emptive educational strategy for parents to counter state-sanctioned propaganda. We argue, Mr. Tanvir, that in the current climate, such bold, data-backed content is what drives views and subscribers—the same focus on superior results and mastering the challenge that you apply to your goals. The goal is clear: maximum impact. If you seek truth uncompromised by the corporate script, smash subscribe on YouTube and your preferred podcast platform. Drop a 5-star review—it is the best way to help this show reach its maximum audience potential. All the Links One tap to everything (podcast apps, YouTube, Substack, socials, merch): https://linktr.ee/theaustinjadams #EpsteinFiles #Trump #TPUSA #CandaceOwens #MichiganSchools #GenderIdeology #MediaCoercion

In today's world, money defines success, security and self-worth. but God's way is radically different. In this episode, Chad and Robert dive into the biblical principles of money, wealth, and generosity. They talk about giving, saving, contentment, and why financial peace starts with spiritual surrender.Subscribe to receive our latest videos!Website: https://www.sunvalleycc.com/Facebook: https://www.facebook.com/sunvalleycc/Instagram: https://www.instagram.com/sunvalleycc/Tiktok: https://www.tiktok.com/@sunvalleyccTo support Sun Valley and help us continue to reach people all around the world click here: https://www.sunvalleycc.com/givingGod loves you no matter who you are, what you've done, or what's been done to you. This is the vision of Sun Valley Community Church, led by Pastor Chad Moore and based in Gilbert, AZ with multiple locations throughout the Phoenix valley.Chapters:00:37 Why We Should Give to the Church  01:23 Regret in Spending vs. Giving  02:01 How Generosity Built Wealth  02:40 Give First. Save Second. Live on the Rest.  03:40 Following Jesus Means Full Surrender  04:37 What It Means to “Die to Yourself”  06:05 Discipline, Accountability, and Trust  07:26 Jesus Always Knows What's Best  08:16 Faith in Action: Marriage, Money, and More  09:38 Galatians 2:20 and Living by Faith  11:39 Finances as Evidence of Faith  12:27 Why Talking About Money Feels Uncomfortable  14:40 Spend Less Than You Make  15:50 Biblical Principles vs. Cultural Lies  17:36 Why Kids Are Happier Than Adults  19:36 Stingy With Giving, Risky With Spending  21:26 How Money Destroys Relationships  22:05 The Power of Contentment  23:11 The Bible's Simple Money Plan  24:52 How Credit Cards Derail Contentment  25:54 Honor God. Build Wealth. Learn Contentment.  26:45 Stewardship Over Stuff  27:44 Wisdom Is Better Than Money

Jeffrey Epstein's finances were a labyrinth deliberately designed to defy transparency. Despite presenting himself as a billionaire money manager, there was never any verifiable evidence of major clients, traditional investment portfolios, or legitimate business operations. His primary company, Financial Trust Co., was registered in the Virgin Islands — a jurisdiction notorious for secrecy — and functioned more as a private shell than a real investment firm. Epstein's wealth seemed to appear out of thin air: properties worth hundreds of millions, private jets, an island compound, and a Manhattan mansion allegedly “gifted” to him under murky circumstances. Forensic accountants and federal investigators alike have repeatedly noted that his books were impenetrable, his paper trail incomplete, and his supposed “financial empire” more illusion than reality.Beneath that illusion, Epstein's fortune was a web of offshore accounts, shadow foundations, and undisclosed transfers tied to an elite network of billionaires, politicians, and institutions. Many of his most conspicuous assets were owned through opaque LLCs or layered trusts that obscured true ownership, allowing him to move money between jurisdictions without detection. His close ties to figures like Leslie Wexner and Leon Black raised deeper questions about whether Epstein's wealth came from management fees, blackmail leverage, or participation in illicit financial schemes. Even after his death, forensic efforts to trace his full financial structure have been hampered by missing records, sealed documents, and non-cooperative entities. To this day, Epstein's finances remain one of the most sophisticated examples of how power, secrecy, and corruption can blur the line between wealth and criminality.to contact me:bobbycapucci@protonmail.com

In this conversation, Beka Shea discusses her journey of self-discovery, emphasizing the importance of understanding one's own wiring and strengths. She highlights the significance of accepting oneself and others, and the value of surrounding oneself with supportive individuals. This journey is portrayed as a lifelong process of growth and acceptance.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textWhat are Estate Documents, and why are they necessary? I had Estate Documents drafted approximately 15 years ago. Why do these documents need to be updated?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

On this episode of CFO at Home, Vince·s guest is Justin Bennett, a financial coach with a remarkable story of overcoming his own financial challenges, including how he overcame being over $100,000 in debt, to achieve financial freedom. With a focus on awareness and knowledge, Justin outlines the first two levels of his proven system for financial success, emphasizing the importance of tracking expenses and budgeting proactively. Through sharing stories and practical advice, Justin provides inspiration to take control of your finances and make informed decisions. For more insights from Justin, check out his work at levelupyourfinances.com Key Topics: The Journey from Debt to Financial Freedom Understanding the Impact of Daily Financial Choices The Importance of Awareness in Financial Management Budgeting: Proactive vs. Reactive Approaches Real-Life Examples of Financial Transformation Steps to Achieve Financial Freedom Key Links: Level Up Your Finances JustinBennettFinances | Facebook Justin Bennett (@justinbennettfinances) • Instagram  Linkedin.com/in/justinbennettfinances/ Contact the Host - vince@thecfoathome.com Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

 Why are U.S. colleges seeing such a big drop in new international students this fall? Enrollment from abroad fell by 17%, creating financial strain for many schools that depend on full-tuition international students to support their budgets. Smaller institutions and specialized programs are feeling the pressure most as they face shrinking enrollment and increased competition from other countries. (Source: Washington Post)

Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life. In this episode:Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.Take in Riz's biggest lesson: financial success isn't just about returns—it's about ethics, balance, and building a life free from debt and pressure.And so much more!Key Moments:00:41 Meet Rizwan Mein: The Equities and Derivatives Trader01:19 Rizwan's Trading Journey: From 16 to Now04:21 Navigating the 2008 Financial Crisis06:49 Evolution of Trading Technology09:37 Rizwan's Advanced Trading Strategies15:51 Educating New Traders19:29 Podcast Break and Sponsor Shoutout22:44 Transparency in Trading23:49 Challenges in the Trading Industry24:31 Personal Financial Strategies25:56 Leveraging Debt vs. Buying Outright30:08 Final Round: Personal Insights38:44 Connecting with Riz40:23 Closing ThoughtsFind Rizwan MemonWebsite: https://rizinternational.com/Instagram: https://www.instagram.com/rizinternational/Youtube: https://www.youtube.com/@RizInternationalX: https://x.com/rizmemontradesThreads: https://www.threads.com/@rizinternationalAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

Did you make a decision to follow Jesus? Text "MADENEW" to 94000.Follow along with our notes on the YouVersion Bible App: https://bible.com/events/49520083CONNECT▪️Web: https://faithfamilyoh.com▪️Instagram: https://www.instagram.com/faithfamilyoh/▪️Facebook: https://www.facebook.com/faithfamilyoh/▪️X: https://twitter.com/faithfamilyoh▪️Support: https://faithfamilyoh.com/give

Welcome to the audio podcast of Generation Church, led by Pastor Rich and Tina Romero. Our hope is that these messages give you hope, faith and encouragement throughout the week. To learn more about Generation Church: Visit us online: https://mygeneration.cc Contact us: https://mygeneration.cc/contact Interact with us: If you made a decision to follow Jesus, text "Established" to 970-00

Who or what are you really relying on as your source in life? Your hustle? Your talent? Your bank account? Or is your source something deeper—found in the Savior and the One who owns it all?In this message, Pastor Mark Cummins unpacks powerful truth from the book of Malachi and shows how trusting God with our finances reveals who (or what) we look to as our true source. If you've ever struggled with worry, control, or wondering how faith connects to your money, this teaching will bring clarity, encouragement, and a fresh Biblical perspective.

Debt talks louder than peace when you let it.

Troy Kinne’s heart is in the right place. As in, it’s on the wrong side.

Have you ever felt guilty about wanting more money? Maybe you've been taught that being spiritual means you shouldn't care about wealth beyond your basic needs. Or perhaps you find yourself constantly worried about finances, checking your bank account with dread, and feeling like there's never enough.   Well, what if your faith and your finances aren't meant to be separate? In fact, what if they're perfect partners? This week, I'm joined by certified life coach Danielle Thienel, who helps Christian women create peace and joy by combining proven coaching tools with faith. She's discovered how bringing God INTO your finances (not keeping Him out) creates true abundance, and she's here to share her wisdom with us.   Join us this week as Danielle shares practical tips for shifting from money stress to divine abundance. You'll learn 5 habits that are keeping you stuck in financial stress (and what to do instead), and how bringing God into your relationship with money changes everything from how you pay bills to how you think about wealth creation.   Get full show notes, transcript, and more information here: https://jodymoore.com/539

What if your outcome wasn't a reflection of effort, but of something deeper—something you define yourself? In today's episode, "A Harvest Isn't Always What You Planted," host Jacquette challenges the conventional wisdom that hard work equals worth. She invites you to explore a more honest truth: the harvest always reveals what truly took root, whether or not it was what you intended to sow. So, instead of labeling outcomes as “good” or “bad,” she urges us to, instead, examine what grew—and why. Because in that raw honesty lies the real lesson. www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Young couples are claiming financial concerns are now the top reason they choose to wait on having children. Chad opens a conversation about the high costs of raising children and why 70% of the country believe it's too expensive.

Invité : Jean-René Cazeneuve, député du Gers, membre de la Commission des Finances de l'Assemblée nationale et membre du comité de soutien à Boualem Sansal   Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Invité : Charles Rodwell, député Ensemble Pour la République des Yvelines et membre de la Commission des Finances de l'Assemblée nationale Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Invité : Charles Rodwell, député Ensemble Pour la République des Yvelines et membre de la Commission des Finances de l'Assemblée nationale Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Invité : Jean-René Cazeneuve, député du Gers, membre de la Commission des Finances de l'Assemblée nationale et membre du comité de soutien à Boualem Sansal   Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

As financial literacy month continues, Dave and Reb ask listeners an important question; are you eating your house? On episode #455 of “Let's Talk Money with Dave and Reb”, the co-hosts dive into the importance of not only studying what scripture teaches us about finances, but to actually live out Christs' commands; encouraging a saving and giving plan rooted in scriptural truth and a long-term stability perspective. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3. To listen to the audiobook please find it here: https://open.spotify.com/show/7FCzANDapS7Eni6YIdIWM5?si=6dc65d94c1c44a2c&nd=1&dlsi=cbb53cbd7ccf4e02.

11-13-25 - The End Of The Penny And The Possibility Of Elon Musk Becoming A Trillionaire Has Us Talking Finances And Economics - Brady's 4th Grade Friend Ate A Penny And It Messed Him UpSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you enjoyed this episode, please consider leaving us a 5 star review! It helps the pod a lot, and most importantly it helps Gus.The Coffee Club Podcast is hosted by Oliver Hoare, George Beamish, and Morgan McDonald: 3 professional runners and olympians who train and live in Boulder, Colorado that compete for the On Athletics Club.Follow us here:Instagram: https://www.instagram.com/coffeeclubpod/George Beamish: https://www.instagram.com/georgebeamish/Morgan McDonald: https://www.instagram.com/morganmcdonald__/Olli Hoare: https://www.instagram.com/ollihoare/Tom Wang: https://www.instagram.com/womtang/Coffee Club Merch: https://coffeeclubpod.comMorgan's discord: https://discord.gg/uaCSeHDpgsMorgan's YouTube: https://www.youtube.com/@MorganMcDonaldisaloserIntro Artwork by The Orange Runner: https://www.instagram.com/theorangerunner/Intro Music by Nick Harris: https://open.spotify.com/artist/3Zab8WxvAPsDlhlBTcbuPi

Jeffrey Epstein's finances were a labyrinth deliberately designed to defy transparency. Despite presenting himself as a billionaire money manager, there was never any verifiable evidence of major clients, traditional investment portfolios, or legitimate business operations. His primary company, Financial Trust Co., was registered in the Virgin Islands — a jurisdiction notorious for secrecy — and functioned more as a private shell than a real investment firm. Epstein's wealth seemed to appear out of thin air: properties worth hundreds of millions, private jets, an island compound, and a Manhattan mansion allegedly “gifted” to him under murky circumstances. Forensic accountants and federal investigators alike have repeatedly noted that his books were impenetrable, his paper trail incomplete, and his supposed “financial empire” more illusion than reality.Beneath that illusion, Epstein's fortune was a web of offshore accounts, shadow foundations, and undisclosed transfers tied to an elite network of billionaires, politicians, and institutions. Many of his most conspicuous assets were owned through opaque LLCs or layered trusts that obscured true ownership, allowing him to move money between jurisdictions without detection. His close ties to figures like Leslie Wexner and Leon Black raised deeper questions about whether Epstein's wealth came from management fees, blackmail leverage, or participation in illicit financial schemes. Even after his death, forensic efforts to trace his full financial structure have been hampered by missing records, sealed documents, and non-cooperative entities. To this day, Epstein's finances remain one of the most sophisticated examples of how power, secrecy, and corruption can blur the line between wealth and criminality.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

11-13-25 - The End Of The Penny And The Possibility Of Elon Musk Becoming A Trillionaire Has Us Talking Finances And Economics - Brady's 4th Grade Friend Ate A Penny And It Messed Him UpSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Her own experience as first a divorce lawyer and then a divorce mediator, combined with self-assessment tests, California Marriage License Handbook is a groundbreaking reality check about the legal and financial obligations people accept, often unwittingly, when they agree to legally join their life with someone else until death or divorce court do they part.After 10 years of slogging through divorce courts for clients, the author turned to actual problem solving to help people not just dissolve their marriage but even try to retain it whenever possible. To that end, California Marriage License Handbook explains the confusing truth about community property, the difference between marriage and domestic partnerships, and the depth of fiduciary obligation most people simply do not understand before they say, "I do."Therefore, she created this handbook of the Rules for Marriage and fashioned it like the DMV's Rules of the Road so it would be a quick and easy reference to the minute details everyone should know before marriage.She is the author of the "Marriage License Handbook." https://marriagelicensetest.com/marriage-license-handbook/http://www.yourlotandparcel.org

Stephen Grootes speaks to Gold Fields CEO Mike Fraser about the miner’s plan to boost output to three-million ounces by 2030, sustain production for decades, and return up to $500-million to shareholders through buybacks and special dividends. In other interviews, Hilton Kallner, CEO of Discovery Bank, chats about how the bank combines core banking principles, advanced digital technology, and Discovery’s ecosystem to create a secure, intelligent platform that connects your entire financial world. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Selon un rapport de la Banque mondiale, les transferts d'argent des Africains vivant à l'étranger vers l'Afrique ont atteint 100 milliards de dollars en 2024, soit 6% du PIB africain. Au-delà des fonds investis, ce sont aussi leurs compétences qu'ils veulent proposer. De nombreux membres des diasporas africaines ont pour projet de s'installer sur le continent africain ou revenir dans leur pays d'origine pour y travailler. Beaucoup de pays cherchent d'ailleurs à les attirer via des programmes d'aide au retour. Alors que les économies africaines sont encore largement informelles, le continent offre néanmoins une réalité bien différente aux professionnels des diasporas qui n'ont, pour la plupart, connu que des entreprises occidentales. Rentrer au pays est à la fois source d'opportunités et de défis pour les jeunes talents.  Comment manager dans un contexte africain pluriel ? Quelles sont les attentes salariales réalistes ? Comment naviguer entre esprit d'entreprise occidentale et contraintes locales africaines ?  Émission réalisée à l'occasion de la 12ème édition des Journées Nationales de la Diaspora et de l'Afrique (JNDA) qui se déroule à Paris, le 15 novembre 2025. Avec : • Vanessa Tchoubia, spécialiste des Affaires réglementaires chez L'Oréal. Nommée conseillère au commerce extérieur de la France • Lionel Kili, ingénieur en Aéronautique et consultant senior aéronautique, industrie et défense pour la société de conseil ELITYS. Enseignant en master à l'IPSA (Institut polytechnique des sciences avancées). Coordinateur France du Réseau ivoirien des diplômés de la diaspora • Aniela Ve Kouakou, fondatrice du cabinet de recrutement et de conseils Agiloya Afrique. Partenaire des JNDA. Un extrait de notre série de podcasts Le succès des repats avec l'épisode consacré à Jean-Baptiste Okonda, fondateur de Kintacos. Tous les épisodes de la série sont à retrouver en cliquant ici. En fin d'émission, nous parlerons d'un amendement déposé dans le cadre du projet de Loi de Finances en France, qui vise à aligner la TVA sur les bouteilles à usage unique à 20%. Actuellement, la TVA est à 5,5% sur ces produits. Nous en parlerons avec Muriel Papin, déléguée générale de l'association No plastic in My Sea.   Programmation musicale : ► Ça fait mal - Kedjevara  ► Se Acabó - Mezcal Bomba.

Selon un rapport de la Banque mondiale, les transferts d'argent des Africains vivant à l'étranger vers l'Afrique ont atteint 100 milliards de dollars en 2024, soit 6% du PIB africain. Au-delà des fonds investis, ce sont aussi leurs compétences qu'ils veulent proposer. De nombreux membres des diasporas africaines ont pour projet de s'installer sur le continent africain ou revenir dans leur pays d'origine pour y travailler. Beaucoup de pays cherchent d'ailleurs à les attirer via des programmes d'aide au retour. Alors que les économies africaines sont encore largement informelles, le continent offre néanmoins une réalité bien différente aux professionnels des diasporas qui n'ont, pour la plupart, connu que des entreprises occidentales. Rentrer au pays est à la fois source d'opportunités et de défis pour les jeunes talents.  Comment manager dans un contexte africain pluriel ? Quelles sont les attentes salariales réalistes ? Comment naviguer entre esprit d'entreprise occidentale et contraintes locales africaines ?  Émission réalisée à l'occasion de la 12ème édition des Journées Nationales de la Diaspora et de l'Afrique (JNDA) qui se déroule à Paris, le 15 novembre 2025. Avec : • Vanessa Tchoubia, spécialiste des Affaires réglementaires chez L'Oréal. Nommée conseillère au commerce extérieur de la France • Lionel Kili, ingénieur en Aéronautique et consultant senior aéronautique, industrie et défense pour la société de conseil ELITYS. Enseignant en master à l'IPSA (Institut polytechnique des sciences avancées). Coordinateur France du Réseau ivoirien des diplômés de la diaspora • Aniela Ve Kouakou, fondatrice du cabinet de recrutement et de conseils Agiloya Afrique. Partenaire des JNDA. Un extrait de notre série de podcasts Le succès des repats avec l'épisode consacré à Jean-Baptiste Okonda, fondateur de Kintacos. Tous les épisodes de la série sont à retrouver en cliquant ici. En fin d'émission, nous parlerons d'un amendement déposé dans le cadre du projet de Loi de Finances en France, qui vise à aligner la TVA sur les bouteilles à usage unique à 20%. Actuellement, la TVA est à 5,5% sur ces produits. Nous en parlerons avec Muriel Papin, déléguée générale de l'association No plastic in My Sea.   Programmation musicale : ► Ça fait mal - Kedjevara  ► Se Acabó - Mezcal Bomba.

I am wrapping up my trip in LA, and heading back to NY, and my love affair with LA (for a visit) continues.  First caller out of the gate is dealing with a "will they, won't they?" situation at work, and our final caller of the day brings up an interesting fatal flaw.  She is dealing with a husband who won't stop buying "junk".  We ask the team for help on this one..... Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The teen years often get a bad reputation. Our culture tells us to expect moodiness, distance, constant arguments, and irresponsible kids.  But what if it doesn't have to be that way? What if the teen years could actually be some of the sweetest, most rewarding times you share with your children? In this episode, we sit down with our good friend David Elrod as he shares the intentional steps he took to make the teen years a joy, - not a battle - and how you can do the same. Links in this Episode To Train up a Child The Open Church About Abraham's Wallet: Abraham's Wallet exists to inspire and equip Biblical family leaders. Please partner with us in inspiring and equipping multi-gen families at https://abrahamswallet.com/support AW website Apple Podcasts Spotify YouTube Facebook LinkedIn Instagram Chapters (00:00:00) - How to Manage Your Home and Money(00:00:40) - How Do I Create Wealthy Children?(00:07:21) - Adam Smith on Raising Successful Children(00:09:41) - How Do You Shape Your Family's Spiritual Growth?(00:13:48) - The Need for Perfectionism(00:15:22) - To Train Up A Child(00:18:01) - How to Train Up a Child(00:19:40) - Adam Levine on His Son's(00:20:21) - What They Did When Their Kids Were in 5th Grade(00:25:10) - Biblical Study for Boys(00:29:30) - How to Lead Your Sons in the Local Church(00:35:50) - Christian Dad on His Daughter's Pre-College Training(00:41:00) - Gym Dad's Fourth- and Fifth-Grade Kids Advice(00:43:56) - Weekly Rhythms of Input in Parenting(00:46:01) - Be on Your Guard

(Apologies for Rollo's audio. Fixed at 40:00) Andrew Wilson ​⁠( @The_Crucible ) is a commentator and debater best known for his appearances on the Whatever podcast and his sharp critiques of modern culture, religion, and gender dynamics. On The Michael Sartain Podcast, he discussed his background, worldview, and experiences in online media and debate. Rollo Tomassi ​⁠( @RolloTomassi ) is a best-selling author and recently finished his sixth book "Rational Male: Reignite" 00:00 - Introduction to Andrew Wilson and Rolo Tomassi 01:25 - The Meteoric Growth of Andrew Wilson's Platform and Viral Moments 03:39 - The Crucible Audience and the Lack of Engagement from the Christian Right 04:40 - The Bivo Debate on Cuckoldry and the Viral Fallout 06:23 - Career Transition: From Industrial Mechanic to Content Creator 07:54 - The Origin of the Whatever Podcast Arrangement 10:02 - The Red Pill as a Descriptive Data Packet and Refusal to Engage 11:55 - The Impact of Social Media/Dating Apps and "Female Narcissism" 14:37 - The Squandered Superpower of Female Youth and the Turn to Christianity 16:53 - Sewing Circle Christians: The Pursuit of Control and Status in the Church 17:59 - The Hidden War in Traditional Churches (Prodigal Daughter Scenario) 22:56 - The Suspect Timing of Conversion and the Doctrine of Forgiveness 24:48 - Andrew Wilson's Orthodox Christian Viewpoint and Criticism of Gullibility 27:00 - The Lying Pundits and the George Jenko Softball Interview 28:44 - The Online Ministry Problem: Brand Building over Message 31:09 - The Conflict of Clergy Lacking the Social Software Update 33:27 - Traditional Churches and the Low Divorce Rate Data 35:16 - Social Reinforcement as the Key to Marital Success 37:57 - Secular Marriage is Foolish: The Data on Divorce Rates 38:52 - Social Reinforcement and the Myron Gaines Effect in Politics 40:02 - Pre-Feminism Moral Authority and the Sexual Marketplace 42:27 - The Effect of Coverture Laws on Women's Finances 43:24 - The Role of Free Sex and the Price of Prostitution 45:14 - Anthropological Record and the Male Expendability Factor 46:34 - Marriage is a Religious Institution (Wilson's View) 47:51 - Feminism and Equality: The Endless Appeal to Men for Rights 48:58 - Schrödinger's Feminist: Girl Boss and Ultimate Victim in Superposition 51:49 - The Contradiction of Hypocrisy and the Destiny/Southern Op 01:00:22 - The Root Cause of Inter-Sexual Dynamics: Sexual Ethics 01:03:05 - Therapy Speak and Occultism in Modern Sexual Liberation 01:05:06 - The Soft Power of Women: Crystals, Tarot, and Chick Crack 01:08:37 - Christian Faith is Not Incompatible with Science 01:09:14 - Myron Gaines's 50-Woman Rule Refuted on Moral Value 01:12:41 - The Unequal Exchange of Value and the Ultimate Sacrifice 01:17:50 - The Schrödinger's Feminist Paradox Explained 01:21:05 - The Truth of the Southern Op to Silence Rolo Tomassi 01:28:44 - The Politics of Personal Destruction vs. Debating Ideas 01:37:09 - Covering Your Own Foul and the Age Gap Stigma 01:38:06 - Married Couples Have Little in Common (Opposite of Feminist View) 01:39:39 - The Cherry-Picking of "Dumb" Guests on Dating Podcasts 01:43:45 - The Audience's Need for Pushback Against Uno pposed Narratives 01:45:00 - The Misogynist Label and the Disappointment of Opponents 01:53:55 - Debate Preparation: Arguing in a Vacuum and Avoiding AI 01:56:33 - The Future of AI and Male Employment (Logistics vs. Clerical Work) 01:59:28 - The AI Influencer and Zoomers' Technological Adaptation 02:03:15 - King Wilson's Ideal Political and Social World 02:08:52 - Most Common Misconception of Andrew Wilson: Being a "Mean, Harsh Guy" ————————————————————

Does practicing gratitude ever leave you feeling more anxious than at peace? If being thankful isn't magically fixing your finances, this episode is for you. Tune in as Amanda gently exposes the myth of "gratitude fixes everything" and reveals what it really takes to find calm, clarity, and confidence with money. Discover: Why your financial stress isn't a moral failing (and what's actually going on under the surface) The critical money step most experts skip that keeps you stuck in survival mode How to build real safety in your nervous system so you can make empowered money moves from presence, not panic If hustling harder and journaling longer aren't bringing you peace, press play. Amanda shares the tool that's 10x more powerful than your gratitude practice for creating lasting financial freedom. Key Quote: "Gratitude soothes the heart - but it doesn't regulate the financial nervous system. You can't think your way into peace if your body still believes you're in danger." Ready to find your unique money flow? Take the quiz. https://livecounterflow.com/pages/fyf  Tired of feeling tense when you think about money? Learn the nervous system tools that actually work at LiveCounterflow.com If this episode helped you exhale, share it with a friend who's drowning in financial overwhelm. Your story could be the life raft they need today. 00:00 Welcome & Gratitude 00:18 The Limits of Gratitude in Financial Well-being 01:23 Introduction to Wealth Wisdom Financial Podcast 02:01 The Disconnect Between Gratitude and Financial Anxiety 04:27 The Still Method: A New Approach 05:20 Reflective Mode of the Still Method 06:40 Practical Application of the Still Method 09:37 Understanding Financial Nervous System Patterns 13:01 Conclusion and Next Steps   Watch On YouTube: https://youtu.be/XYY2x4-d0Bk 

A federal judge gets an update on whether the city of L.A. is meeting its obligations when it comes to unhoused residents. We'll look at who's paying for the 2028 Olympics and why L.A. taxpayers may be on the hook. The Lucas Museum of Narrative Art announces its opening date. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com

In this episode of The Dad Verb Podcast, we discuss family finances. Listen on Spotify: https://spoti.fi/3XfpYjR Listen on Apple: https://apple.co/3HLZCzU Listen on Google: https://bit.ly/42uXtSU Follow Muamer Razic (Step Dad): @talesfromdadverb Follow Ben Brown: @mr_mackenzie Follow Andrew Saunders: @saunders.dadverb Follow Andrew Tiu: @dad_verb Join our private Discord community for new/expectant dads: https://www.launchpass.com/dad-verb/community-member

Learn How to Prepare Your Home and Finances for Wildfires; Hear Science-backed Action Steps to Help Prevent Ember Ignition and Why It's Important to Contact Your Insurer to Make Sure You Have the Right Coverage. Joined by: Karen Collins; Vice President at American Property Casualty Insurance Association (APCIA) Anne D. Cope, PhD, P.E., Chief Engineer … Continue reading Karen Collins and Anne D. Cope, Preparing for Wildfires and More →

In this RoofersCoffeeShop RLW, Megan Ellsworth sits down with Jon Gardner from Owens Corning, Adam Gottlieb and Logan Marita of PHG, for an exclusive RLW focused on helping roofing contractors build a stronger financial foundation. Learn how to professionalize your bookkeeping, understand key financial metrics and use data to make smarter business decisions. PHG's fractional CFO experts will share insights on managing cash flow, planning for growth and working on your business — not in it. Don't miss this opportunity to gain the tools and confidence you need to achieve financial mastery and long-term success. Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/    Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #OwensCorningRoofing #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

Ever wonder why money so often reveals what we truly value? Today, we'll find out.You probably know that on Faith and Finance, Rob West is usually the one asking the questions. But today, we're turning the tables. Afton Phillips (Head of Content at FaithFi: Faith and Finance) is here to interview Rob West about a devotional project that he has been working on—one that goes straight to the heart of our financial lives.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind Our Ultimate TreasureWhen Rob first started writing Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship, he didn't set out to create another resource about money management. He wanted to create a journey of the heart—a way for believers to rediscover what Scripture truly says about money and how it reflects our relationship with God.Over the years, Rob has had thousands of conversations with people who genuinely want to honor God with their finances but feel stuck or uncertain about how to begin. That longing—to be faithful, yet unsure how—has shaped everything about this devotional.Rob has spent his entire career at the intersection of faith and finance. Early on, he noticed something that changed how he viewed everything: it didn't matter whether someone had $60,000 in credit card debt or $60 million in investments—the struggles were the same. Money issues are heart issues.That's why Jesus spoke about money more than almost any other topic. Not because He needed our resources, but because He knew how easily our hearts become tangled up in them. The goal of this devotional is to help readers slow down and realign their hearts with God's purposes—to see money not as a source of stress or identity, but as a tool for worship.Jesus said, “Where your treasure is, there your heart will be also.” That simple truth sits at the foundation of everything we teach at FaithFi. How we spend, save, and give reveals what we treasure most.If we focus only on the surface—budgeting better, saving more, paying down debt—we might improve our circumstances but still remain captive to worry or pride. The real transformation happens when God changes our hearts. When our relationship with money is shaped by trust in Him, freedom begins to flow naturally.Moving from Ownership to StewardshipOne of the most freeing shifts in a believer's financial life is learning to see ourselves not as owners, but as stewards. When we live as if we own it all, we carry the crushing weight of control—every financial decision feels like it rests on our shoulders. But when we recognize that God owns it all and we're simply managers of His resources, everything changes.Stewardship invites us to ask a new question: “Lord, what do You want me to do with Your money?” That posture leads to peace, not pressure. It transforms spending into gratitude, saving into preparation, and giving into worship. When we release ownership, we stop building our own kingdoms and start participating in God's.Biblical wisdom provides a framework for every financial decision we make. The world tells us to chase comfort and security; Scripture calls us to pursue faithfulness. God's financial principles aren't restrictive—they're protective.When we live within our means, avoid debt, plan diligently, and give generously, we're reflecting the nature of an orderly, generous, trustworthy God. Over time, those choices form habits—habits that produce margin, contentment, and generosity. Wisdom doesn't just shape our money; it shapes our hearts, making us look more like Christ.The Gift of Margin, Generosity, and LegacyOne of the devotionals in Our Ultimate Treasure focuses on the concept of margin. In our culture, we tend to fill every dollar, every minute, and every ounce of energy. But when our lives are maxed out, there's no space left for God to move.Creating margin is an act of faith. It's how we say, “Lord, I trust You enough not to live at the edge.” When we budget below our income or leave breathing room in our schedules, we acknowledge that God—not us—is the provider. In that space, we often experience His peace, His provision, and His direction in powerful ways.At FaithFi, we often say that generosity isn't just about giving—it's about joining God in His redemptive work. When we give, we participate in something far greater than ourselves.Generosity becomes a reflection of God's heart and a visible expression of His love in the world. The fruit of generosity isn't measured in numbers but in lives changed, needs met, and faith strengthened. 2 Corinthians 9:11 reminds us that God enriches us “in every way to be generous in every way.” Our giving is a response to grace—a way to align our hearts with His purposes and trust that every act of faithfulness has eternal impact.Ron Blue has often said, “Is the next steward chosen and prepared?” That question has also shaped how we should think about legacy.Legacy isn't about wealth—it's about faithfulness. Preparing the next steward means intentionally helping the next generation understand that everything belongs to God. If we pass on money without passing on wisdom, we've missed the point. Our responsibility is to model open-handed living, teaching those who follow us to hold God's gifts lightly and use them for His glory.A Hope for Every ReaderOur prayer for Our Ultimate Treasure is simple: that it would help readers see money through God's eyes and experience a renewed relationship with Him.When we understand that everything we have belongs to a generous Father, our posture shifts from fear to trust. We move from striving to surrender. Financial stewardship becomes less about mastering money and more about walking in freedom with God.If these 21 days lead someone to treasure Christ above all else—to trust Him more deeply and handle money in a way that honors Him—then this devotional has done its work.Our Ultimate Treasure is available to all who become a FaithFi Partner by December 31. Partners will also receive the latest issue of Faithful Steward magazine as well as an early release copy of Rob's new devotional whenever it is released in January 2026. Join us at FaithFi.com/Partner. On Today's Program, Rob Answers Listener Questions:I'm planning to remodel two bathrooms for about $35,000–$36,000. I have $10,000 saved for repairs, $25,000 in emergency savings, and $45,000 in dividend-producing stocks. Should I use some of the dividend money or take out a low-interest loan to cover the rest?I've enrolled in Medicare Part A but not Part B. My company has fewer than 20 employees and will soon only have one. I've heard conflicting advice about penalties for delaying Part B, even with proof of insurance. Should I enroll now or wait?If someone saves $10 a week for 30 years, how much would that grow to over time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wondered why money so often reveals what we truly value? You probably know that Rob West usually asks the questions. But on the next Faith & Finance Live, Afton Phillips talks about a current devotional project on which Rob is working—one that goes straight to the heart of our financial lives. Then, it’s on to your calls. That’s Faith and Finance Live—biblical wisdom for your financial journey, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.

Finances are emotional — especially when you don't know your numbers. In this episode, we break down three steps every painting contractor needs to take to gain control of their finances: awareness, forecasting, and benchmarking. If you're tired of reacting and ready to take charge of your profitability, start here!Need help gaining clarity on the numbers part of your business? Schedule a free business analysis meeting with us at www.elitebusinessadvisors.com!

You don't need more time, you need a moat. In part two of this conversation with Pace Morby, we dive into how to turn fear into forward momentum, future-proof your income as AI reshapes entire industries, and why masterminds and proximity are the fastest way to reinvent yourself. He also shares where to put money now (and what to avoid), how to replace the average U.S. income with three co-living rentals, and the rule for getting in rooms that will change your life. Get ready to invest only where demand is undeniable.  Check out our Sponsors: SKIMS - I finally tried SKIMS and I get all the hype. Shop SKIMS Fits Everybody collection at SKIMS.com and let them know we sent you in the dropdown after checkout. Brevo - the all-in-one marketing and CRM platform designed to help you connect with customers and grow your business. Get started for free today - go to www.brevo.com/happy Blinds.com - Blinds.com makes it easy to get the designer look without the showroom markups. Get an exclusive $50 off when you spend $500 or more with code EARN at checkout. Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at Shopify.com/happy Headway - the #1 daily growth app that delivers key insights from the world's best non fiction books in bite sized 15 minute reads and audio. Save 25% off when you go to  makeheadway.com/happy. HIGHLIGHTS 00:00 How do you outsmart your brain when it wants to play safe? 08:45 The one belief Pace wants his kids to inherit. 17:15 Where to start investing if you have $0 to $200K. 21:00 Why should you learn to buy without using your own money? 24:00 How universal income could reshape the housing market. 29:45 Tips to build wealth in the automation era. 34:00 How stipends and assistance intersect with real-estate strategy. 38:15 The co-living playbook that replaces a full income with three homes. 46:00 The rooms and relationships that expand your future. RESOURCES Learn more about Creative Nation Tour HERE Join the Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow Chris: @chriswharder Follow glōci: @getgloci Follow Pace: @pacemorby

Blending a family takes grace—and so does blending your finances.When couples merge families, they're also merging priorities, habits, and sometimes, financial baggage. Ron Deal joins us today to show us that with honesty and a shared vision, what begins as a challenge can become a source of strength for blended families navigating both money and marriage.Ron Deal is a bestselling author, licensed marriage & family therapist, podcaster, and popular conference speaker who specializes in marriage enrichment and stepfamily education and is the co-author of The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family. Why Honest Money Conversations MatterThere once was a man who, when his girlfriend thought he was about to propose, surprised her by asking for her credit report instead. It's a funny story—but one that reveals a serious truth. Beneath money conversations are usually heart conversations.For couples forming blended families, this truth runs even deeper. Life has already taught them that marriage isn't guaranteed, whether because of death or a divorce. That experience creates an understandable sense of caution: How deeply do I invest again? Can I trust this new relationship?Money becomes the testing ground for those questions. That's why avoiding financial conversations doesn't protect your relationship—it weakens it. Only about one in four dating or engaged couples forming a blended family ever have a serious talk about finances before they marry. The rest often underestimate what needs to be uncovered.Finances are never just about dollars and cents. They're about values, power, and security. Beneath a discussion about budgets might be an unspoken fear: Will your children be treated equally with mine? Beneath a talk about wills might be a hidden worry: Will you care for my kids if I'm gone?There was once a woman who had been remarried for 25 years—two and a half decades of life together—and she still wondered whether her husband would provide equally for her children after she passed away. The question had never been resolved. It lingered from the past, quietly shaping their relationship.When those unspoken fears remain unaddressed, they create invisible walls. Healthy couples have the courage to name them and work through them together.The Challenge of Inheritance and TrustConsider the story of Sandra and Dave, a couple who married later in life. Sandra, a divorced mother of two adult children, was asked by her new husband, Dave, to change her will and make him her sole beneficiary. To Dave, who had no children of his own, the request seemed simple and loving: We're one now—just leave everything to me, and I'll take care of your family.But Sandra hesitated. Her adult children hadn't had time to form a close bond with Dave. For her, the request stirred deep questions: How do I know that what she's set aside for her children will be honored after she's gone?This is where trust, loyalty, and belonging intersect. Financial peace in a blended family isn't achieved through documents—it's achieved through relational clarity. You can't solve financial questions until you've addressed the relational ones.Moving from Prenuptial to TogethernessSo what's the alternative? In the book, The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family, Ron Deal, Greg Pettis, and David Edwards, introduce what they call a “Togetherness Agreement.”Think of it as a redeemed version of a prenuptial agreement. A traditional prenup is something you do to your spouse—it outlines what they won't receive if the marriage fails. But a Togetherness Agreement is something you do for your spouse. It outlines how you will lovingly and intentionally provide for one another and your families.In a Togetherness Agreement, couples prayerfully decide together:How do they care for children from prior relationshipsHow inherited or premarital assets will be handledHow responsibilities to other households or parents will be honoredAnd how they'll support one another financially in love and unityIt's not about dividing assets—it's about uniting hearts. This process builds emotional safety, which in turn builds trust. When couples feel safe, they can finally exhale, knowing they are truly invested in each other.Taking Inventory—Emotionally and FinanciallyBefore crafting any agreement, couples need to take inventory. That means both emotional and financial reflection.Ask questions like:What financial baggage or debts are we bringing in?What past wounds or fears still shape the way we view money?What are our goals—for our family, our faith, and our future?Blended families are always born out of loss—whether death, divorce, or something else. That history doesn't have to define the new relationship, but it does need to be acknowledged. Honest reflection helps couples avoid repeating old patterns and build a healthier foundation together.Every couple's situation is different, but here are key topics that should be covered in a Togetherness Agreement:Joint and separate accountsDebt and financial obligations from prior marriagesChild or spousal support payments to other householdsRetirement, insurance, and investmentsCollege, cars, and other child-related expensesCovering these topics doesn't weaken love—it strengthens it. It replaces assumptions with clarity and fear with peace.If all of this feels overwhelming, take heart. You don't have to figure it out alone. Seek wise counsel—a trusted financial planner, pastor, or Certified Kingdom Advisor (CKA) can help you find creative and God-honoring ways to care for your family.And above all, remember this: God's grace is sufficient for your blended family. Submit your plans to Him. Let Him guide the process. As you do, He will grow you—not only in financial wisdom, but in love, unity, and faith.When couples move from mine and yours to ours, they begin to reflect the very heart of God, who makes two one, and who calls us to love generously, even in the way we handle money.On Today's Program, Rob Answers Listener Questions:I've been struggling with $26,000 in credit card debt that I recently disclosed to my husband. A credit consolidation company says they can negotiate it down, so I'd pay $400 every two weeks and be debt-free in four years. It sounds good, but is this a trustworthy option—or are there drawbacks I should watch out for?I have UTMA accounts for my two sons, but I am considering switching to 529 plans. I'm mainly concerned that with the UTMA, they'll gain full control of the money once they come of age. Would a 529 plan be a wiser choice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family by Ron L. Deal. Greg S. Pettys and David O. EdwardsChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Medicine teaches physicians to heal others, but without financial literacy, even the best doctors can find themselves adrift in a sea of debt. Financial literacy acts as that compass, guiding physicians toward stability and control. Understanding how to budget, invest, and repay debt is not merely about numbers, it is about creating freedom and security in a life that demands so much. Every smart financial decision made early in a career grows like a small seed into lasting wealth, giving physicians options and peace of mind they cannot afford to ignore. Moreover, financial literacy empowers physicians to plan beyond their clinical work. It opens the door to pursuing passions, starting families, or investing in new ventures without the constant fear of financial collapse.  In a profession defined by service and sacrifice, understanding money ensures that physicians can serve others without sacrificing their own well-being. Knowledge about loans, investments, and insurance transforms anxiety into action, turning what seems like an insurmountable burden into a manageable challenge. In this episode, we're revisiting some of the most impactful financial conversations from the past year, episodes that every physician, especially those early in their careers, should hear. From securing disability insurance and managing debt to building smart habits and multiple income streams these highlights are packed with lessons on how to protect your future while pursuing your passion for medicine. Featuring insights from Dr. Zwade Marshall, Raina Windham, and more, this episode is a must-listen for doctors ready to take control of their financial future. "Financial literacy is so important because the more you understand, the more you know, the less risky your moves will be." – Dr. Derrick Burgess Topics Covered: (00:00:00) Introduction (00:01:09) Importance of early disability insurance (00:02:27) Smart financial habits for physicians (00:04:44) Living within your means (00:06:19) Building multiple income streams (00:07:47) Borrowing wisely (00:10:01) Physician investment opportunities in Doc2Doc Lending (00:11:05) Advertisement: Struggling with your finances as a young physician? Doc2Doc Lending is here for you. Founded by doctors, we offer loans tailored to your unique career path—crediting your certifications and specialty training. Visit https://www.doc2doclending.com/ today. (00:13:01) Meeting patients where they are (00:16:04) Overcoming day zero moments (00:18:28) Early career disappointment doesn't define a physician's path (00:21:09) Managing student loans and debt (00:23:20) Make smarter choices for the future Key Takeaways:   "Automating my life was the main thing, and then actually starting to pay myself first." – Dr. Derrick Burgess "More time in the market is always best. It almost always wins." – CEO Pattern Dustin Karas "There is this mentality of 'I've just been through the wringer, it's time to reward myself. Before you know it, you're behind." – CEO Pattern Dustin Karas "When you perfect your craft and do it well, first concentrate on being the best doctor you can."– Dr. Derrick Burgess  "Sometimes you're just going through this transition, and if you make it through, that's when your real dream awaits you."– Dr. Derrick Burgess Connect with Dr. Derrick Burgess: Website: https://www.drderrickthesportsdr.com/ Instagram: https://www.instagram.com/drderrickthesportsdr/ Facebook: https://www.facebook.com/TimeOut.SportsDr LinkedIn: https://www.linkedin.com/in/derrick-burgess-72047b246/ YouTube: https://www.youtube.com/@dr.derrickburgess243 Email: thesportsdoctr@gmail.com Other Links: https://forms.gle/816Ue5Zs7TtzvoiE8 This episode of TimeOut with the SportsDr. is produced by Podcast VAs Philippines - the team that helps podcasters effectively launch and manage their podcasts, so we don't have to. Record, share, and repeat! Podcast VAs PH gives me back my time, so I can focus on the core functions of my business. Need expert help with your podcast? Go to www.podcastvasph.com.

NO SHOW TOMORROW Today's word of the day is ‘options' as in MLB as in free agency as in player options as in team options as in mutual options. There are some big names we knew would opt out of their deals to become free agents like Edwin Diaz and Pete Alonso and Alex Bregman. Shota Imanaga is now a free agent, and that surprised a lot of people. Trevor Story opted in to his deal with the Red Sox. (22:00) World Series Game 7 was a huge number. Averaged 51 million across the US, Canada, and Japan. Most-watched baseball game in 34 years! (31:00) Review: Lost in Translation. (35:30) NPPOD. (38:30) The financial report for the Atlanta Braves came out and we have to discuss what we saw. Learn more about your ad choices. Visit podcastchoices.com/adchoices