Podcasts about finances

In this episode of A Wiser Retirement® Podcast, we are tackling the tough, but essential topic of helping your parents plan financially for the years ahead. As more Americans find themselves supporting both their children and their parents, it's never been more important to plan ahead, start the right conversations, and protect your family's financial future.Related Podcast Episodes: Ep 189: Taking Control of Finances for Your Aging ParentsEp 283: How to Manage a Sudden Money Windfall: IPOs, Business Sale, or InheritanceRelated Financial Education Videos:Prevent Family Conflict with Legacy PlanningLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Treasury is nudging the Government to sell state assets that are underperforming or are no longer fit for purpose. It is continuing to sound alarm bells over the Crown's finances being on an 'unsustainable' path forward. Newstalk ZB political reporter Ethan Griffiths explained the situation further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today Sarah and Vinnie and the gang are giving advice on in-laws who won't stop asking for money. Is the only solution to a mooch to cut them off? Bad Advice is BACK! Email us your own problems badadvice973@gmail.com.

#935 | Jamie and Ed unpack Manchester United's latest financial and managerial storylines, starting with the team's current form before diving into the numbers behind Rúben Amorim's first year at Old Trafford. They break down the true cost of hiring Amorim and sacking Erik ten Hag - a figure approaching £30 million - and explore how those decisions ripple through United's league position, revenues, and PSR compliance. The discussion moves through squad rebuild strategy, wage bill analysis, and the financial upside of European competition, before touching on Jason Wilcox's revealing new interview about structure, strategy, and the next phase of transfer planning. The show closes with a look at investment in the women's team and the potential business logic behind January's transfer window. 00:00 Introduction 02:07 Amorim's Appointment and Transfer Spending 09:27 Squad Rebuild Strategy and Player Turnover 15:14 League Position, Revenue Impact, and European Qualification 24:27 PSR Compliance and Financial Health 36:25 Jason Wilcox Interview Highlights 45:16 Investment in Women's Football 49:47 January Transfer Outlook and Final Thoughts If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ideas don't just arrive; they evolve. It's the quiet, often invisible choices—the ones no one else notices—that ultimately shape the "Big Decision." In today's episode, “The Power of the Choices You Make That Others Don't See,” host Jacquette dives into the three truths about our choices: your intention, your impact, and your why. Tune in to see why these truths reveal the power behind every subtle choice we make.www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With Christmas on its way, the season of spending is fast approaching. The allure of credit cards becomes stronger at this time of year as people try to figure out how they can afford everything they need to. Financial planner Lisa Dudson joined Jack Tame to give some advice on how best to balance credit cards and build good habits. LISTEN ABOVE See omnystudio.com/listener for privacy information.

If you are deep in credit card/unsecured loan debt, you have to listen to this episode. Before you consider debt consolidation or bankruptcy, before you give up, before you get another fee, listen to this. I give practical advice for what to ask for when you call your credit card company and how to handle high interest rates.This follows part 2 on budgeting and requires that you have learned those principles before moving to this step. As always, I use the principles found in the Bible to explain the proper way to handle debt.If your situation is dire, or unique, and you need help; please don't hesitate to reach out. I am a licensed financial strategist and I would be happen to go over your budget/financial statements and help you develop a plan to become debt free at no charge.#CreditCardDebt #financialfreedom #debtfree #debtconsolidation #budgets #financialPeace

If you are deep in credit card/unsecured loan debt, you have to listen to this episode. Before you consider debt consolidation or bankruptcy, before you give up, before you get another fee, listen to this. I give practical advice for what to ask for when you call your credit card company and how to handle high interest rates.This follows part 2 on budgeting and requires that you have learned those principles before moving to this step. As always, I use the principles found in the Bible to explain the proper way to handle debt.If your situation is dire, or unique, and you need help; please don't hesitate to reach out. I am a licensed financial strategist and I would be happen to go over your budget/financial statements and help you develop a plan to become debt free at no charge.#CreditCardDebt #financialfreedom #debtfree #debtconsolidation #budgets #financialPeace

Marty discusses the intricacies of retirement planning, focusing on emotional aspects of spending, modern strategies for income diversification, and the importance of having a comprehensive plan to address longevity and family dynamics. The conversation emphasizes the need for preparation and understanding of financial rules to ensure a secure and enjoyable retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Nous poursuivons nos réflexions sur l'équilibre requis pour réussir tant en finances que dans notre vie.On discute de stress, d'équilibre de vie, de formation continue… Quel est le risque le plus important que l'on retrouve dans le marché? Comment maximiser son développement personnel? Quel est le facteur le plus important pour réussir selon Warren Buffet? Quels sont nos rituels familiaux à privilégier? Comment aligner son style de trading à sa vie? Bref, le dernier épisode d'une belle série pour devenir de meilleures personnes.Bon trading!Lien discuté dans cet épisode:S'organiser pour réussir de David Allen (Getting Things Done)https://www.renaud-bray.com/Livres_Produit.aspx?id=1696370&def=S%27organiser+pour+r%C3%A9ussir%2CALLEN%2C+DAVID%2C9782894728567https://gettingthingsdone.com/---------------------------------------------------------DIVULGATION DE RISQUE La négociation d'actions, Forex ou tout autre produit financier comporte un niveau de risque élevé et peut ne pas convenir à tous les investisseurs. Les performances passées ne représentent pas les résultats futurs. Le degré élevé d'effet de levier peut être profitable et aussi vous nuire. Avant de décider d'investir, vous devez examiner attentivement vos objectifs d'investissement, votre niveau d'expérience et votre appétit pour le risque.  La possibilité existe que vous puissiez subir une perte de tout ou d'une partie importante de votre investissement initial et donc vous ne devriez pas investir de l'argent que vous ne pouvez pas vous permettre de perdre. Vous devez être conscient de tous les risques associés aux opérations boursières et demander un avis à un conseiller financier indépendant si vous avez des doutes.   Le contenu de ce podcast est à titre informatif et éducatif seulement et n'est pas et ne doit pas être interprété comme un conseil professionnel, financier, d'investissement, fiscal ou juridique. D*TRADING ne peut être retenu responsable de pertes financières dues aux décisions personnelles du client.  #bourse #investissement #trading #finance #argent #investir #libertefinanciere #investisseur #trader #actions #business #stockmarket #motivation #bitcoin #independancefinanciere #stocks #forex #titre #epargne #formation #formationboursiere #marchesfinanciers #daytrading #swingtrading #tradingview #investissementlongterme #apprendre #Patrick Gaulin #François Joly-Dubois #Michel VillaHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Kelley discusses the critical phase of decumulation in retirement planning. She emphasizes the importance of creating a structured income strategy for retirees, addressing various risks such as market volatility, longevity, inflation, and healthcare costs. Kelley also highlights the significance of legacy planning and the need for tailored financial strategies to ensure a comfortable retirement. Listener questions reveal common challenges faced by retirees, including tax implications and the need for professional wealth management. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Conflit à la STM: la population ne doit pas payer le prix, selon Monsef Derraji | Demandeurs d’asile: Jean-François Roberge affirme que c’est encore le bordel à Ottawa | Matériel pédosexuel: plusieurs arrestations et perquisitions | Richard Turcotte lance un message à tous les hommes | Marjo est inarrêtable Dans cet épisode intégral du 7 novembre, en entrevue : Monsef Derraji, député de Nelligan pour le PLQ. Jean-François Roberge, ministre de l’Immigration, de la Francisation et de l’Intégration. Katherine Guimond, lieutenante responsable de la division d'enquêtes sur l'exploitation sexuelle des enfants sur Internet à la SQ. Richard Turcotte, porte-parole de l’organisme Hommes Québec. Marjo, auteure-compositrice-interprète. Une production QUB Novembre 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Tonight on The Brian Crombie Hour, Brian interviews Mark Borkowski. Mark is the President of Mercantile Mergers & Acquisitions Corp. and a veteran sell-side advisor with over 400 transactions since 1987. In 2026, record dry powder meets too few quality targets as private equity and strategics remain cash-rich but selective. Mark explores active roll-up sectors such as dental, veterinary, HVAC, and plumbing, and how private credit reshapes bids. He reveals value drivers like clean financials and normalized EBITDA, common deal killers, succession pitfalls, valuation bridges, and hidden opportunities in receivership and power-of-sale real estate.

NO SHOW TOMORROW Today's word of the day is ‘options' as in MLB as in free agency as in player options as in team options as in mutual options. There are some big names we knew would opt out of their deals to become free agents like Edwin Diaz and Pete Alonso and Alex Bregman. Shota Imanaga is now a free agent, and that surprised a lot of people. Trevor Story opted in to his deal with the Red Sox. (22:00) World Series Game 7 was a huge number. Averaged 51 million across the US, Canada, and Japan. Most-watched baseball game in 34 years! (31:00) Review: Lost in Translation. (35:30) NPPOD. (38:30) The financial report for the Atlanta Braves came out and we have to discuss what we saw. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NO SHOW TOMORROW Today's word of the day is ‘options' as in MLB as in free agency as in player options as in team options as in mutual options. There are some big names we knew would opt out of their deals to become free agents like Edwin Diaz and Pete Alonso and Alex Bregman. Shota Imanaga is now a free agent, and that surprised a lot of people. Trevor Story opted in to his deal with the Red Sox. (22:00) World Series Game 7 was a huge number. Averaged 51 million across the US, Canada, and Japan. Most-watched baseball game in 34 years! (31:00) Review: Lost in Translation. (35:30) NPPOD. (38:30) The financial report for the Atlanta Braves came out and we have to discuss what we saw. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the last year, I've been able to expand my capacity for wealth, visibility and holding more. How? Expanded capacity. Creative powerhouse, writer, business coach and head witch of Expansion mastermind Maia Benaim held the space for me to expand into new spaces I never thought possible, and today, we're breaking down exactly how to hold more without brute force.We have 2 part conversation, and today we get into money, energetics, and the art of letting GO. Together, we unpack what it REALLY means to release control, trust timing, and hold more.Themes from the episode:Why expansion can't be forced, it's built through safety and embodimentWhy true wealth starts with neutrality, not hustle or guilt, and how to find neutrality if you're in a scarce placeLetting your next chapter unfold without rushing to define it My own expanded capacity journey, which led to two back to back record launches for Pitch Perfect WHILE frolicking around Europe for 2 months not workingHow we are both able to take sabbaticals without freaking TF outSO much more!This one's for the visionaries learning to loosen their grip. Take a deep breath, soften your timeline, and remember: life expands when you stop trying to outsmart it with your mind.Connect with Maia@maiaben on Instagram@maiaben on ThreadsExpansion WebsiteExpansion Application (make sure you mentioned I referred you!)Thought to Thing Podcast on Apple and SpotifyHeart Drips SubstackAll other resourcesConnect with Chelsea:

In this episode of Modern Chiropractic Mastery, Dr. Kevin Christie introduces the Margin Expander tool and discusses enhancing financial margins for better professional and personal well-being. Dr. Christie details the importance of cash flow, profit margins, cash reserves, debt management, and building a financial fortress. Additionally, he announces the Cash Confident Chiropractor online course starting on December 1st, 2025, designed to guide chiropractors in increasing revenue, understanding financial reports, planning cash flow, and creating a comprehensive financial plan for 2026.

Today, we are diving into one of our most popular topics: "Sex and the Single Mom"! It's such a necessary conversation as our culture and media is flooded with the world's perspective of sex and dating. We welcome a few friends of the ministry to join us as we discuss what the Word says about the topic. Tune in! · · · At the Life of a Single Mom, our mission is to improve the lives of single mothers and their children by providing support groups, life skills, and projects that promote success in 3 core areas: Parenting, Finances, and Health & Wellness. Join us as we ensure that no single mom walks alone. CHECK OUT OUR WEBSITE FOR LOTS OF SINGLE MOM CONTENT! // https://thelifeofasinglemom.com/   JOIN A SINGLE MOM'S SUPPORT GROUP NEAR YOU! // https://thelifeofasinglemom.com/find-a-group/   REGISTER FOR SINGLE MOM UNIVERSITY FOR LIFE SKILLS CLASSES ON EVERYTHING CHRISTIAN SINGLE MOM RELATED // https://singlemomuniversity.com/  *Please note: For a limited time only, we are offering access to Single Mom University FREE FOR ONE YEAR! Visit https://singlemomuniversity.com/apply-for-scholarship and use coupon code PODCAST to redeem your free gift now! · · · CONNECT WITH US ON FACEBOOK! // https://www.facebook.com/thelifeofasinglemom   FOLLOW US ON INSTAGRAM! // https://www.instagram.com/thelifeofasinglemom/    ENJOY OUR FREE CONTENT? Help us make an impact in the lives of single moms today!  // https://thelifeofasinglemom.com/donate/    CHECK OUT OUR ONLINE STORE FOR REALLY COOL SINGLE MOM PRODUCTS. // https://shop.thelifeofasinglemom.com/  · · · All Rights Reserved. The Life of a Single Mom. We do not intend to give formal medical advice on this program. While every effort is made to thoroughly vet all guests on our show, please be advised that an invitation does not constitute full agreement on every subject matter, we recognize future content on websites, social media, and otherwise is beyond our control.

Ready to clear out the financial clutter and gain crystal-clear insight into your money? This episode dives into the practical steps of decluttering your finances, much like you would your physical space. Join James and Amberlee as they guide you through conducting a comprehensive financial audit to uncover hidden expenses, reduce waste, and align your spending with your values. Learn how to achieve financial clarity and move towards intentional money management to better steward the resources God has entrusted to you. Episode Highlights & Key Moments 00:02:56 Why starting the decluttering process is the hardest step00:04:55 Conducting a thorough financial audit for clarity00:06:07 Practical tips for auditing bank statements, investments, and debt00:10:14 How to identify and eliminate unnecessary spending and subscriptions00:12:10 Aligning your financial decisions with your personal values00:14:52 This week's experiment: Start your financial audit for progress, not perfection00:17:14 Discover how financial coaching can accelerate your journey to clarity Mentioned Resources & Links Book a Financial Coaching Call: Rich Living Coaching.com/meetThe Steward Lab Podcast Website: https://pod.co/rich-livingInstagram: https://www.instagram.com/richlivingcoachingFacebook: https://www.facebook.com/richlivingcoaching/Rich Living Coaching TikTok: https://www.tiktok.com/@richlivingcoachingSubscribe to The Steward Lab Podcast: https://pod.co/rich-living Don't let financial chaos hold you back. Take the first step today! If you found this episode helpful, please rate, review, and subscribe to The Steward Lab Podcast to help us reach more stewards like you. Join us next time as we continue to explore practical ways to grow God's Kingdom through intentional living.

Faith-filled boldness produces supernatural results! In this continuation of his powerful teaching, Pastor Corey Erman reveals how walking in spiritual authority over your finances requires revelation, obedience, and fearless giving. Learn how bold faith activates divine provision and positions you for increase in every area of life. “My God shall supply all your need according to His riches in glory by Christ Jesus.” - Philippians 4:19To support this ministry and help us reach the nations with revival visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠RiverWPB.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or text GIVE and any amount to (855) 968-3708.

Hour 2 of The Plank Show with Chris Plank and Blake Gamble takes a look at the legal and financial side of the college sports world with in-studio guest Noble McIntyre of McIntyre Law.  Noble educates us on a number of hot-button issues.  DON'T MISS:  McIntyre Law's 16th Annual Day of Kindness on Friday, November 21st at Southern Hills Baptist Church in OKC

Have a question or comment for Pastor Plek or one of his guests. Send it here.373: What if your most generous years aren't behind you, but right in front of you? We sit down with Jake Ridley, a faith-driven wealth advisor and church board treasurer, to unpack how a clear plan and a grounded theology of money can turn fear into purposeful action. From estate strategies that nudge giving upward today to the surprising reality that most retirees underspend, this conversation bridges spiritual conviction with practical tools.If this episode challenged how you think about money and mission, share it with a friend, subscribe for more faith-and-finance conversations, and leave a review to help others find the show. What's one step you'll take this week toward intentional generosity?Text your questions to us at 737-231-0605 or visit pastorplek.com. We talk faith, culture, and everything in between.Like, share, and subscribe! We love seeing and responding to your reviews and comments.Support the show: https://wbcc.churchcenter.com/givingSupport the show

Ce jeudi 6 novembre, l'angoisse extrême des Français face à la situation économique du pays et leur sentiment qu'il n'y a pas d'issue possible pour sortir de la spirale de la dette et du déficit public ont été abordés par Gaëlle Macke, directrice déléguée de la rédaction de Challenges, Lionel Fontagné, professeur à l'école de l'économie de Paris et membre du Cercle des Economistes, et Gaël Sliman, président d'Odoxa, dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Send us a text“M&S are taking the piss with their £8 carrots this year” - we unpack this week's controversial opinion, then dive into your dilemmas:

This week on the Oakley Podcast, hosts Jeremy Kellett and Megan Cummings welcome owner-operator Rowdy Gibbs to share his story of transitioning from the car business to trucking, highlighting the importance of passion, financial responsibility, and a supportive work environment in the trucking industry. The discussion covers Rowdy's background, practical advice for new drivers on managing money and work-life balance, the evolving public perception of truckers, and the role of good training and company culture. Key takeaways include prioritizing savings, loving your work, the value of strong industry relationships for long-term success, and so much more. Key topics in today's conversation include:Welcome to Today's Episode with Rowdy (0:23)Megan Returns and Truck Market Chat (3:01)Holiday Decor and Family Catch-Up (4:07)Rowdy Gibbs Joins the Conversation (5:08)Rowdy's Family and Background in Trucking (7:20)Transition From Car Business to Trucking (10:59)Getting Started at Oakley and First Truck Challenges (15:37)Buying a New Truck and the Inspection Hurdle (17:43)Swapping Divisions and Life as an Owner Operator (20:52)Rowdy's Approach to Managing Money and Success Tips (24:50)Using Percentages and Spreadsheets for Finances (27:05)The Influence of Car Sales Experience on Trucking (29:18)Public Perception of Truck Drivers (33:02)Improving the Trucking Industry with Better Training (39:08)Future Plans for Rowdy and Family (41:16)Final Thoughts on Attitude, Career, and Community (45:18)Oakley Trucking is a family-owned and operated trucking company headquartered in North Little Rock, Arkansas. For more information, check out our show website: podcast.bruceoakley.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In 1971, the US dollar was backed by gold. That is until President Richard Nixon disestablished that relationship. Since then, the US dollar has lost 87% of its value, meaning that one dollar buys only 12.5% of what it could back then. These figures were published on Sept 29, 2024. Today it is even worse. Multi billionaire Warren Buffet described gold as a ‘pet rock' – good for nothing. Is that a realistic comment? Its fixed value in 1971 was US$35, it is now in the vicinity of US$4000. This week we tackle the whys and wherefores of gold with New Zealand Gold Merchants' Tony Coleman. We look at its commercial value and use, the central banks, the geopolitics, and the trading of it. And finally, we dive into The Mailroom with Mrs Producer. File your comments and complaints at Leighton@newstalkzb.co.nz Haven't listened to a podcast before? Check out our simple how-to guide. Listen here on iHeartRadio Leighton Smith's podcast also available on iTunes:To subscribe via iTunes click here See omnystudio.com/listener for privacy information.

God hasn't called you to lack, He's called you to abundance and purpose! In this empowering message, Pastor Corey Erman teaches how to walk in bold faith when it comes to your finances. Learn how to break free from fear, believe for supernatural provision, and step into the overflow that advances the Kingdom of God. “The righteous are bold as a lion.” - Proverbs 28:1To support this ministry and help us reach the nations with revival visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠RiverWPB.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or text GIVE and any amount to (855) 968-3708.

Dans son premier budget, le ministre des Finances, François-Philippe Champagne, prévoit un déficit budgétaire de près de 80 milliards de dollars.

Shandy is thrilled to welcome Theresa Nist for an EXCLUSIVE in-studio conversation. You know Theresa as the winner of the mega-hit season 1 of The Golden Bachelor. She wound up engaged to Gerry Turner, their televised wedding was watched by millions, but they announced their divorce only 3 months later. What *really* happened behind the scenes, after the wedding, and after the cameras turned off?In light of Gerry's new tell-all book describing his version of events, Theresa sits down with Shandy for her most raw, unfiltered interview to date. How did it feel for Theresa to learn that Gerry wondered if he should have chosen his runner-up, Leslie? Did she mislead Gerry about quitting her career, did she misrepresent her finances, and did she read "How To Win The Bachelor" during filming, as he claimed in the book? Did she really make Gerry sleep on the sofa?! Theresa is normally very private but could not stay silent in light of the book's many accusations. Do not miss her brutally honest account.Thanks to our sponsors!- Go to https://www.squarespace.com/SHANDY and use code SHANDY for 10% off your first website or domain!- Get up to 40% off your entire order at https://laundrysauce.com/SHANDY (their biggest sale of the year!)- Go to https://mudwtr.com and use code SHANDY to get up to 43% off your entire order, Free Shipping and a Free Rechargeable Frother!More Theresa:- Instagram: https://www.instagram.com/theresa_nist- TikTok: https://www.tiktok.com/@theresa_nistPast Dear Shandy episodes covering Gerry & Theresa:- Love Fest: https://youtu.be/hWCr91mBGb0?si=LOOwxXqEToxIpIBY- Golden Divorce: https://youtu.be/PyiFysUZJMc?si=OzqnEI2Ee4_gm8gSTime Stamps:0:00 - Welcome To Theresa Nist10:08 - Leslie19:32 - Temper22:22 - “East Coast Mentality”27:44 - Finances, Her Work, The Prenup42:18 - Lifestyle45:00 - House Shopping47:50 - Her Home49:26 - Physical Intimacy55:50 - Her Intentions1:05:59 - Her Character1:16:05 - Regrets1:20:18 - Message To GerryIf you have a relationship question, write us at: dearshandy@gmail.comSubscribe and watch the episodes on YouTube! https://bit.ly/SubscribeDearShandyMore Dear ShandyInstagram - https://www.instagram.com/dearshandyFacebook - https://fb.me/dearshandyMore SharleenInstagram - https://www.instagram.com/sharleenjoyntBlog - http://www.alltheprettypandas.comMore AndyInstagram - https://www.instagram.com/machinelevineProduced by Gabrielle Galon - https://www.instagram.com/gabsamillionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are you struggling with silent battles, doubts, and facing a season of hidden struggle? You're not alone.  Every person goes through them on the path to their higher purpose. What might feel like a disadvantage is often a unique wiring that, when refined, becomes your greatest strength. These behind-the-scenes struggles aren't signs that you're off track. They're training, and signs you are On track to the next level of your greater purpose!  They're where wisdom is formed...the kind that allows you to rebuild and elevate, even if you lose everything. God has a plan for you... God is orchestrating! Check out Mark's best selling book on Leadership Strategy:

In this episode of Mitten Money, hosts Will Zank and Kevin Scorsone dive into the most common financial mistakes people make, like credit card debt, lifestyle creep, and overspending on travel or cars, and share smart ways to avoid them. From personal stories and travel hacks to practical budgeting tips, this conversation is full of relatable insights and real-world advice.Comments made are not to be considered endorsements of Tri-Star Trust or its employees. All viewpoints expressed herein belong solely to the commentators, whether or not they are employees or clients, and remain uninfluenced and uncompensated by Tri-Star Trust or any of its affiliates.

Welcome to another powerful episode of the AlzAuthors Podcast. In this episode, hosts Christy Byrne Yates and Marianne Sciucco are joined by acclaimed writer Eliezer Sobel, author of “The Silver Lining of Alzheimer's: One Son's Journey into the Mystery.” Jean Lee, founder, manager, and memoir acquisitions editor, shares her insights about what she found compelling about this book and author. Episode Highlights: Discover how Eliezer Sobel and his wife, Shari, left their life behind to care for his mother with Alzheimer's and his aging father following an unexpected traumatic brain injury. Hear about the emotional and practical challenges, and how caregiving became a profoundly transformative experience for the family members.Connection Over Correction: Learn about the importance of fostering connection rather than correcting memory loss or confusion. Discovering Silver Linings: Eliezer Sobel shares how, despite the heartbreak, his family found moments of humor, love, and even healing. Listen as he recounts rediscovering the deep, wordless bond with his mother, and how dementia changed their relationship for the better. The episode covers key caregiving tips, such as redirecting challenging behaviors, managing daily routines, and balancing personal loss with acceptance. Also, Navigating Family Dynamics and Finances. Dementia Resources and Books:  Learn about helpful resources for dementia caregivers, including Eliezer Sobel's own book for memory-challenged adults, "Blue Sky, White Clouds," as well as other author recommendations from the AlzAuthors community. About the Author: Eliezer Sobel is a writer, former editor, and the devoted son of parents affected by Alzheimer's and aging. His book, “The Silver Lining of Alzheimer's: One Son's Journey into the Mystery,” offers a rare and hopeful perspective into the mysteries—and unexpected joys—of dementia caregiving. His book “Blue Sky, White Clouds: A Book for Memory-Challenged Adults” helps those with cognitive decline and memory loss remain engaged with text and others. Mentioned in This Episode: Buy Eliezer's bookLearn more about Eliezer and his other works here. Laurette KlierSusan Ostrowski Key Quotes: "There was a sense of connection on a soul to soul, heart to heart, essence to essence level that had nothing to do with whether she knew my name, if she knew I was her son... There was a connection there that we both recognized." – Eliezer Sobel "You gave it all for your parents because they had given it all for you, all of your life. Your book is a true love story between you and your parents." Jean Lee Connect with AlzAuthors: Subscribe to the PodcastJoin the NewsletterFollow on YouTube Learn about the Moderators Marianne Sciucco  Christy Byrne Yates  About the Podcast  AlzAuthors is the global community of authors writing about Alzheimer's and dementia from personal experience to light the way for others. Our podcast introduces you to our authors who share their stories and insights to provide knowledge, comfort, and support. Please subscribe so you don't miss a word. If our authors' stories move you, please leave a review. And don't forget to share our podcast with family and friends on their own dementia journeys. Our ongoing work supports our mission to lift the silence and stigma of Alzheimer's and other dementias.  Ideas and opinions expressed in this podcast belong to the speakers and not AlzAuthors. Always consult your healthcare provider and legal and financial consultants for advice on any of the topics covered here. Thanks for listening. We are a Whole Care Network Featured Podcast Proud to be on The Health Podcast Network Find us on The World Podcast Network and babyboomer.org Want to be on the podcast? Here's what you need to know    We've got merch! Shop our Store

Send us a textManaging expectations is not about reaching a particular goal, or even attaining a certain financial level.  Managing expectations has much more to do with mindset and happiness. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Parents, the world is full of distractions for our teens, and some can be more dangerous than they appear. While we teach them values rooted in faith, we must also be aware of the modern cultural challenges they face. One of those is gambling. Aggressive and pervasive marketing for online platforms along with social media and peer pressure are making it easier for young people to be drawn into sports betting and gaming with real money. This can quickly spiral into addiction, leading to financial hardship and compromising the integrity we strive to instill. The Bible tells us in Hebrews 13:5, “Keep your lives free from the love of money and be content with what you have.” Let's have open, honest conversations with our teens about the financial, addictive, and moral risks of gambling, grounded in the wisdom of biblical truth and a desire to be obedient followers of Jesus Christ. Remind them that true contentment isn't found in placing bets, but in the blessings God has already provided.

Send us a textIf opening your P&L spikes your heart rate, this conversation will feel like a deep breath. We bring on Lauren and Lisa from Active Core Consulting to turn finance anxiety into focused action, showing how simple metrics and a steady mindset can reshape a studio's future. Instead of treating numbers like a verdict, we use them as a map to smarter pricing, cleaner costs, and clearer decisions that grow profit without chaos.We start with the emotional side of money—why shame keeps owners from looking at data—and walk through the Finance & Flow approach that pairs mindset with method. From there, we dig into the Owner Pay Roadmap to define what you need to take home, then reverse engineer revenue targets, capacity, and acquisition. On marketing, we set practical guardrails (5–10% of revenue) and press the key question: is the spend producing the right results? With a simple funnel—lead cost, trial conversion, member conversion, retention, LTV—you'll know where to fix leaks and where to double down.Operations and payroll come into focus next. We connect offers to staffing and schedule design so your team supports demand sustainably. You'll hear how a tiny $12.40 per-class improvement rolled into more than $20,000 a year, proving that small, low-risk changes compound. We also cover trimming expenses with a blunt filter—either elevate the customer experience or drive top-line revenue—and show how phases of testing turn “risk” into structured learning that powers scale.Along the way, Lauren and Lisa share a client journey from heavy credit card debt to multi-studio growth, four months of reserves, and confident marketing investment tied to ROI. If you're a newer owner with at least a year in business and $250K in revenue, or a multi-location leader chasing optimization, you'll find a clear, actionable path here. Join the conversation, borrow the KPIs, and start acting like the CEO your studio needs. If this resonates, subscribe, share the episode with a fellow owner, and leave a review telling us the one metric you'll track this week.Support the showSubscribe to our Newsletter: https://creatitive.com/fit-to-grit-cast/

** A-Dec Smart Start: https://bit.ly/4oGoIUVDr. Haley shares valuable insights on personal growth, emphasizing the importance of reading and self-improvement for dental professionals. She discusses various book recommendations across categories such as life direction, motivation, dental practice management, communication skills, and financial literacy. Dr. Haley encourages listeners to explore these resources to enhance their understanding of dentistry and personal development, ultimately leading to a more fulfilling career and life.Engage with the podcast on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Haley's Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dr.haley.dds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Haley's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠BOOK LIST--- Enjoy the ride- Dr Alan Stern Atomic habitsDefining Decade Start with Why Simon SinekNever play it safe- Chase Jarvis Deep Work- Cal Newport Grit- Angela Duckworth One Thing- Gary W Keller Get out of your own way- Mark Goulston EMyth dentist:Lifestyle dental practice - Scott ManningPRIDE, POWER, AND PROSPERITY OF THE PRIVATE PRACTICE DENTIST How To Save Independent Dentistry In America and Why Your Future Has Never Been Brighter - Scott ManningCreating a profitable dental practice - Scott Manning Travis Campbell's dental insurance book How to Buy a Dental practice - Brian Hanks The Price We Pay - Marty Makary Saved by the mouth - Dr Katie Lee Breath - James Nestor The dental diet - Dr Steve LinTeeth - Mary Otto exactly what to say - Phil M jones One word that will change your life - Jon GordonThe gift of influence - Tommy Spaulding The first rule of mastery: stop worrying about what people think of you — Michael GervaisWhite coat investor and there is a student version Psychology of Money Money for CouplesKeywordspersonal growth, dental education, self-improvement, communication skills, financial literacy, dental practice management, book recommendations, motivation, dental insurance, dental skills, leadership, networking, clinical practice, new dentist, associate dentist

I get asked a few times a year whether I theme my workdays – e.g., Marketing Mondays, Admin Tuesdays, Finances on Wednesdays. While I'm sure this works for some (and keep on keeping on if it works for you!), I'll explain why it hasn't worked for me – and what I do instead. Links you might enjoy:

Un ETF indiciel réplique un indice, mais savez-vous vraiment ce qu'est un indice et qui le crée ? Décryptage complet de ces paniers de titres et des stratégies pour les choisir intelligemment.Gaëtan Delculée est Directeur Monde de la Distribution Digitale et des Ventes ETF chez Amundi. Au micro de Matthieu Stefani, il nous explique l'essentiel à savoir sur les ETF indiciels.Découvrez :● Ce qu'est un ETF indiciel● Pourquoi investir dans des ETF indiciels● Le support à privilégier pour investir dans des ETF● La stratégie d'investissement en ETF idéale pour les débutants● Les erreurs à éviter avant d'investir avec ces outilsLa Martingale est un média podcast et vidéo d'@orsomedia qui parle d'argent… mais pas que. Finances personnelles, investissement, épargne, patrimoine : tous les sujets sont abordés sans tabous pour aider chacun à y voir plus clair dans la gestion de ses actifs.Si l'épisode vous a plu, retrouvez La Martingale sur :Instagram : / lamartingalepodcastLinkedIn : / lamartingalepodcast TikTok : / lamartingale_media X : https://x.com/MartingaleLaNotre site : https://lamartingale.ioNotre Linktr.ee : https://linktr.ee/lamartingale_mediaPour en savoir plus sur Amundi, rdv sur amundi.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

What if stewardship isn't just about money — but every part of your life? In this episode of The Working Wealth Podcast, Patrick Rogers sits down with Jason Malone, Directional Pastor at Fellowship Greenville, to talk about what it really means to live as a faithful steward. From church planting and leadership to money, time, health, and purpose — Jason shares how true stewardship is about managing everything God has entrusted to us. They explore how faith shapes financial decisions, why balance isn't always the goal, and how our approach to work, family, and money can become an act of worship. Key Takeaway: Stewardship isn't about giving something up — it's about aligning what you've been given with who gave it to you.

Separation and divorce cost the Australian economy $101 billion every year but behind that figure are real people quietly trying to hold their lives, families, and jobs together. In this episode, I'm joined by Andrew Tomich, Director at A&Co Recruitment Partners, to explore how divorce impacts the workplace from leadership and productivity to culture and wellbeing. Andrew shares what happened when a senior colleague went through a complex separation and how empathy, flexibility, and communication became the foundation for getting through it together. We talk about the ripple effect personal crises have inside organisations, why traditional leave policies fall short, and how initiatives like "Life Leave" are changing the way businesses support their teams. It's a conversation about leadership that sees the person behind the role and why humanising the workplace isn't just good for people, it's good for business. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Andrew Tomich, Founder & Director A&Co Recruuitment Partners Website LinkedIn Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

Join us on Average Joe Finances as our guest Tracey Lundell, a wealth advisor, shares her unconventional journey from aspiring diplomat to financial industry expert. Calling in from Canada, Tracy offers insights into her varied career, the importance of diversified income streams, and the necessity of taking that first step toward financial literacy. She emphasizes creating customized financial plans based on individual values and the significance of actionable steps in achieving long-term financial goals. Tracy also provides tips on navigating the complexities of investing and the importance of building a supportive team of advisors, mentors, and resources.In this episode:Pick up how financial flexibility can empower you to adapt and thrive through life's unexpected turns.See why diversifying both your investments and income streams is key to long-term freedom.Realize that financial planning isn't rigid—it's a living strategy built around your values and goals.Take note that the hardest step in wealth-building is simply starting—progress begins with action.And so much more!Key Moments:Find Tracey LundellWebsite: www.seaglasswealth.comFacebook: https://www.facebook.com/seaglasswealth/LinkedIn: https://www.linkedin.com/in/traceylundell/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

Send us a textJames Stout has been a teacher for 25 years in North Carolina. Investing in his first mutual fund at 12 years old, James as always had an affinity for money and planning for a brighter future. After seeing many of his colleagues struggling to live paycheck to paycheck, James put advice together in the form of his new book to help out the educator community. James has plenty of experience seeing basic money principles work in his own life, as he has become a net worth millionaire teacher! In this episode, we discuss teacher pay, pensions vs. match, retirement, budgeting, hope, and much more! GET THE BOOK!https://www.amazon.com/Educators-Financial-Journey-Finances-Brighter-ebook/dp/B0FLZTCN5Y/ref=books_amazonstores_desktop_mfs_aufs_ap_sc_dsk_0?_encoding=UTF8&pd_rd_w=fsiMs&content-id=amzn1.sym.299f645c-0a78-440a-94a2-fb482e7cb326&pf_rd_p=299f645c-0a78-440a-94a2-fb482e7cb326&pf_rd_r=138-2852063-4480255&pd_rd_wg=U0uez&pd_rd_r=eb957c13-77cd-4ec4-9539-a8aed978013a

Vous aimez notre peau de caste ? Soutenez-nous ! https://www.lenouvelespritpublic.fr/abonnementUne émission de Philippe Meyer, enregistrée en public à l'École alsacienne le 2 novembre 2025.Avec cette semaine :Akram Belkaïd, journaliste au Monde diplomatique.Jean-Louis Bourlanges, essayiste, ancien président de la Commission des Affaires étrangères de l'Assemblée nationale.Antoine Foucher, consultant, spécialiste des questions sociales, auteur de Sortir du travail qui ne paie plus.Lucile Schmid, présidente de La Fabrique écologique et membre du comité de rédaction de la revue Esprit.BILAN DE L'EXAMEN DU PLFLes députés ont commencé le 24 octobre l'examen de la partie recettes du projet de loi de finances (PLF), à l'Assemblée nationale.Après les trois premiers jours de débat à l'Assemblée nationale, les députés ont dégradé d'environ 4 Mds d'€ l'équilibre de la copie initiale. Lundi, la hausse de 2 Mds d'€ de la surtaxe sur les bénéfices des grandes entreprises a été votée à l'initiative du gouvernement, mais contre son camp. Les députés ont également adopté une mesure plus favorable aux entreprises, en votant l'article 11 du PLF, qui prévoit de reprendre l'an prochain la baisse de la cotisation sur la valeur ajoutée des entreprises, dont l'exécutif souhaite la suppression progressive pour « soutenir la dynamique de réindustrialisation ». Mercredi, les députés ont continué à détricoter la copie budgétaire du gouvernement avec l'adoption de deux amendements déposés par LFI : l'un pour élargir le champ d'application de l'impôt minimum de 15% sur les bénéfices des multinationales, l'autre pour instaurer une taxe exceptionnelle sur les superdividendes. De son côté, le RN a fait adopter grâce à l'abstention de la gauche une taxe de 33% sur les rachats d'actions qui, selon lui, rapporterait 8 Mds d'€. Face à ces revers pour le gouvernement, le bloc central a dénoncédepuis mardi une « surenchère fiscale ». Vendredi, l'article 3 du projet de loi sur le budget : la taxation des holdings a été adoptée par 224 députés, contre 10. La gauche s'est abstenue. La taxe Zucman sur les très hauts patrimoines a été largement rejetée, ainsi que sa version allégée, malgré la pression du PS. Vendredi soir, les députés ont lesté le budget Lecornu près de 45Mds€ de taxes supplémentaires (notamment la taxation proportionnelle des multinationales : 25Mds€, l'extension de la taxe sur les rachats d'actions : 8Mds€, la surtaxe de l'Impôt sur les Sociétés : 6Mds€, et dans la nuit un impôt sur la fortune improductive ...) Le Premier ministre a annoncé de nouvelles discussions avec les différents groupes parlementaires durant ce week-end. Les débats reprendront lundi.Les députés arrêteront leurs discussions sur le PLF lundi soir, avant de s'attaquer au projet de loi de financement de la Sécurité sociale à partir de mardi. Après son vote, prévu le 12 novembre, les débats pourront reprendre sur les recettes de l'État, pour enchaîner sur la deuxième partie du PLF, concernant les dépenses. Les projets de loi de finances et de financement de la sécurité sociale doivent être adoptés avant le 31 décembre. Les délais sont serrés, entre promesse de ne pas recourir au 49-3 et débats sur la réforme des retraites.Chaque semaine, Philippe Meyer anime une conversation d'analyse politique, argumentée et courtoise, sur des thèmes nationaux et internationaux liés à l'actualité. Pour en savoir plus : www.lenouvelespritpublic.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Prince Andrew's finances are in shambles, the byproduct of arrogance colliding with reality. Once buoyed by royal stipends and taxpayer-funded perks, he's now reportedly been cut off by King Charles and left to fund his own lifestyle—an impossible task for a man with no visible income. His allowance, security funding, and access to public resources have all dried up, leaving him to somehow maintain a 30-room estate at Royal Lodge that costs millions a year in upkeep. The irony is rich: the same man who used to swagger about his “birthright” is now fighting eviction and relying on family mercy to avoid complete humiliation. The façade of privilege is cracking, and what's underneath isn't nobility—it's insolvency in designer shoes.To make matters worse, his financial ventures have been a carousel of failure. His investment firm, Urramoor Limited, quietly folded after years of losses. His Swiss chalet debacle ended in debt, court disputes, and embarrassment. And with every door to legitimate income slammed shut, whispers have grown louder about how exactly Andrew bankrolls his existence. His finances are described by royal insiders as “opaque,” and the public is beginning to question whether those still helping him are doing so out of pity or fear of what he might reveal. Either way, the Duke of York has become the broke poster child for royal excess—living proof that you can't outrun disgrace, even in a palace.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Is everyone around you planning dream retirements while you're wondering if you'll be working forever? If you're lying awake at night worried about finances, feeling like you're the only one who didn't figure out this money thing, you're not alone, and this episode is your wake-up call + your action plan rolled into one. I invited my friend, an accomplished investor and financial savvy expert, Bret Johnson to share the exact strategies he used to transform his financial future later in life. From being behind the eight-ball to traveling abundantly and living without money stress, Bret breaks down the no-BS approach to building wealth when you think it's too late. We dive into the uncomfortable truths about why you're behind (spoiler: you were living life while others were investing), the simple 5-15% rule that changes everything, and why index funds might be your secret weapon for catching up fast. He discusses practical strategies for paying off debt, investing wisely, and building wealth, even if you feel you've started late. From addressing common concerns about feeling financially stuck to providing actionable steps you can take today, Bret's advice is invaluable. Plus, he shares his "stocks are on sale" mindset that transformed market crashes from disasters into opportunities. Whether you're starting from zero or trying to accelerate what you've already begun, this conversation delivers the practical steps, mindset shifts, and resources you need to stop worrying and start building the retirement you deserve.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Bret Johnson:    Instagram ➜ https://www.instagram.com/bretjohnson11 Website ➜ https://www.patreon.com/cw/TheChaleneShow   Thank you to our show sponsors! TIMELINE:  Timeline is offering 20% off your order of Mitopure! Go to timeline.com/NATALIEJILL  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Today we have Josh. He is 48 years old, from Sarasota, FL and took his last drink of alcohol on September 23rd, 2023.   This episode brought to you by:   Better Help – 10% off of your first month #sponsored Café RE – the social app for sober people.   This is the last week to sign up for Café RE during Sober October. For the next four days when you join, you will receive a free month!     [02:28] Thoughts from Paul:   Paul was having a talk with his good friend Dusty the other day and he mentioned that when he quit drinking, nothing got worse. Which leads us to the conclusion that everything got better?   This whole thing is complicated but also it isn't. We are sold a bundle of lies from big alcohol. It just takes time to get the message to all parts of us that when you quit drinking nothing will get worse. When you quit drinking, everything will get better. Finances improve, and we start to feel better about ourselves, just to name a few things.   The word alcohol in Arabic and other languages references alcohol as a spirit or living entity. Several languages in the East, alcohol is literally translated into “mind and body eating spirit”. Nothing will get worse when you quit drinking, and to flip it, everything will get better when you're not consuming a body and mind eating spirit.     [08:45] Paul introduces Josh:   Josh is 48 and lives in Sarasota, FL. He is married with three children, he works in sales and marketing for a wellness company which he enjoys and for fun he enjoys cooking and spending time with his family.   Josh never had any alcohol until he was 20 years old. It wasn't an issue for him for a very long time until it began creeping up on him shortly before COVID. Josh says it was around this time that he was having issues with his job and found himself drinking around the clock in order to cope with it.     During COVID it only got worse. Josh says there was a lot of internal conflict around his drinking, and he says he was drinking more than he was sober and the alcohol was always corrupting him. It was hard for him to stop on his own as he had become physically dependent on it.   Josh's wife gave him an ultimatum after his first attempt at sobriety didn't work and told him to go to inpatient treatment or they were done. Josh went, didn't take it seriously and only stayed four of the ten days because he was able to convince a doctor to let him leave early. Everything in Josh's life was hanging by a thread when he left for a work trip in Italy that ended up being his rock bottom moment.   Josh drank on the flight over and did not stop after he arrived. He missed the work event and was admitted to the hospital that evening. When he awoke, he had lost his job and proceeded to drown his sorrows with whiskey and trazodone. Josh's wife had found out about him going to the hospital and came to Italy without Josh knowing. She and their friend (who was a nurse) found Josh on the floor of his hotel room without a pulse and saved his life. Josh feels that was divine intervention.   Upon returning home, Josh attended a 30-day inpatient treatment where his life changed. He met other men that were going through treatment at the same time that helped him learn new skills that would help shape his life going forward. Josh always had a hard time asking for help so learning to surrender in all ways has been important to his healing.   Josh began to learn what a gift being present can be after spending so much of his life running from things. Josh is actively working on healing his relationship with his family and friends and is also beginning to explore his spiritual side.   Josh's parting piece of guidance: surrender and you have to be willing to do the hard work.     Recovery Elevator You took the elevator down, you gotta take the stairs back up. We can do this   RE on Instagram Recovery Elevator YouTube Sobriety Tracker iTunes