The Financial Liberty Podcast

There is going to be a lot of volatility and a lot of crazy going on in the market next year. Are you ready for it? In today's episode, Sam Legaspi shares how you can remain optimistic in the face of 2020 and the chaos that the next U.S. presidential election will probably spark. This … Continue reading Episode 22 – Planning for 2020 and the Election Nightmare That's Coming →

For business owners, are there any downsides to offering a 401(k) plan? How will you structure your plan to meet key employee objectives? In today's episode, Sam Legaspi and Koz Tsukamoto answer these questions and more with the help of David King, a 401(k) specialist and regional vice president at John Hancock. David throws light … Continue reading Episode 21 – 401(k) Facts You Probably Didn't Know About →

When life is great, people will sing it from the rooftops and post about it on Facebook. It's easy to then believe that the people around us, including retirees, have exceedingly fulfilling lives — but we're getting an incomplete picture. In today's episode, Sam Legaspi and Koz Tsukamoto uncover the little-known aspects of retired life … Continue reading Episode 20 – The Secret Life of Retirees →

When things aren't going the way you hope or want, do you give up? In today's episode, Sam Legaspi and Koz Tsukomoto share great lessons on getting through bad situations in life. This conversation is filled with stories about people who know what it means to be resilient, including Sam's and Koz's kids! In this … Continue reading Episode 19 – The Sand Trap of Life: Dealing With Bad Situations →

Is love all that matters when it comes to marriage? How much does our choice of partners affect our finances? In today's episode, Sam Legaspi and Koz Tsukomoto discuss the effects that our choice of partner has on our financial future. They also point out which behaviors could signal whether your potential life partner is … Continue reading Episode 18 – Are You Marrying an Asset or a Liability? →

Do politics and investing mix? In today's episode, Sam Legaspi and Koz Tsukamoto uncover how investing and politics do, in fact, collide. You're in for an energetic and illuminating conversation as they discuss how this intersection influences our beliefs and behaviors around investing. In this episode, you will learn: About the many ways that investing … Continue reading Episode 17 – How Politics and Investing Mix →

When it comes to retirement plans, there are many routes people can take.  In today's episode, Sam Legaspi and Koz Tsukamoto delve into one of those routes, the solo 401(k) plan. Due to upcoming changes from the Secure Act for small business owners, the solo 401(k) plan may become a more attractive option thanks to … Continue reading Episode 16 — PLRs and the Solo 401(k) Plan →

The second half of the year is here, making it the optimal time to check on your 2019 goals.  In today's episode, Sam Legaspi and Koz Tsukamoto provide a list of important things to look at during your mid-year checkup. From budgets to retirement contribution goals, they put you on track to end the year … Continue reading Episode 15 — Your Mid-Year Checkup →

Uncle Sam's new plan for retirees, the SECURE Act, is a real mixed bag. In today's episode, Sam Legaspi and Koz Tsukamoto discuss the SECURE Act's proposed changes, which have potential for both good and bad outcomes. This is your chance to find out how this new plan could shake up your retirement planning.  In … Continue reading Episode 14 – Uncle Sam's New Plan to Help You Retire →

While this topic isn't for the faint of heart, knowing these seven stats will help you plan for a secure retirement. In today's episode, Sam Legaspi and Koz Tsukamoto uncover seven scary retirement statistics that will move you to take action. This is your chance to learn from other people's mistakes and plan for a … Continue reading Episode 13 – 7 Scary Retirement Stats →

How do you approach the everyday thoughts you have about your financial situation? For Sam and Koz, it is diagnosis first. In today's episode, they take some real-world thoughts that different people have about their finances and diagnose what the possible underlying issues could be. In this episode, you'll learn: Why it is important to … Continue reading Episode 12 – Exploring Your Real-World Money Thoughts →

What exactly makes a person go “hmm” in the midst of financial planning? Sam and Koz begin today's episode by answering a listener's question about retirement planning, and then they move on to discuss six things that everyone should pay attention to in their financial planning. In this episode, you'll learn: Why you should increase … Continue reading Episode 11 – Six Things That Should Make You Go “Hmm” →

The process of building a portfolio isn't like supergluing a model together. There is actually a science to it. Today, Sam and Koz walk you through the metrics they use to build portfolios and explain what those metrics mean for you, as the investor. In this episode, you'll learn: What the science of building a … Continue reading Episode 10 – The Science of Building a Portfolio →

According to statistics, retirement is not a life stage that many people are planning for. Today, Sam Legaspi and Koz Tsukamoto discuss how people's everyday choices can end up taking a bite out of their retirement vision. They also answer questions from workshop attendants about budgeting, pensions, and other not-so-obvious, but critical, retirement subjects. In … Continue reading Episode 9 – 7 Facts That Can Destroy Your Retirement Vision →

How exactly are sports and money alike? Sam Legaspi and Koz Tsukamoto paint a picture of how these two are similar. More interestingly, they relate it to retirement and highlight which behaviors can destroy this stage of a person's life. Then, they take it a step further to discuss how you can nip these behaviors … Continue reading Episode 8 – The Parallel Between Sports and Money →

Today's episode is inspired by retirees who've told Sam and Koz that they would definitely make changes if they could turn the clock back 10 years. Join your hosts as they talk about your Retirement IQ. This is your chance to test your retirement intelligence and figure out what you might want to do before … Continue reading Episode 7- Test Your Retirement IQ →

After many years in the industry, your hosts have heard countless stories — good and bad — about their clients' money habits. In this episode, Sam and Koz use these stories as inspiration to bring you the top 10 mistakes that people make with their money. These are the blunders that can make the difference … Continue reading Episode 6- The 10 Biggest Mistakes People Make With Their Money →

The magic of retirement planning is hardly magic at all. It's a matter of learning the rules so that you can win the game and achieve financial freedom.   In this conclusion to their three-part series, Sam and Koz reveal the three final rules of financial liberty. In this episode, you'll learn: How having a … Continue reading Episode 5- The Seven Rules of Financial Liberty: Part 3 →

Playing by the rules can be fun and, most importantly, it can lead you to financial freedom. You'll find out to play these rules in today's episode of The Financial Liberty Project Podcast. In the second part of The Seven Rules of Financial Liberty mini-series, Sam and Koz guide you through rules three and four, … Continue reading Episode 4- The Seven Rules of Financial Liberty: Part 2 →

How can you play a game and win, if you don't know the rules? Sam and Koz have developed a list of seven rules that will help you gain valuable insight into your own financial paradigm. In this episode, they share the first two rules that you need to follow to begin your journey towards … Continue reading Episode 3- The Seven Rules of Financial Liberty: Part 1 →

In episode one of The Financial Literacy podcast, Sam Legaspi and Koz Tsukamoto shared their motivation for creating The Financial Liberty Project—and why it isn't your typical “financial literacy” organization. Now, it's time to get to know your co-hosts on a more personal level. In this episode, you'll learn: The unforgettable lesson that Sam learned … Continue reading Episode 2 – Meet Your Hosts, Sam Legaspi and Koz Tsukamoto: Part 2 →

Welcome to the debut episode of The Financial Liberty Project! In this episode, meet your spirited and fiery hosts, Sam and Koz. This duo has a lot to say about how our culture shapes money mindsets and why they're calling people to wake up from the American Dream. In this episode, you'll learn: The purpose … Continue reading Episode 1- Meet Your Hosts, Sam Legaspi and Koz Tsukamoto: Part 1 →