Podcasts about Financial literacy

Fri, 31 Oct 2025 07:35:00 +0000 https://jungeanleger.podigee.io/2714-kapitalmarkt-stimme-at-daily-voice-lasst-den-weltspartag-in-ruhe-liebe-friends-aus-der-investment-branche-schaffen-wir-was-eigenes b1c5d91ef90a64c2983487f04a2d55a7 kapitalmarkt-stimme.at daily voice auf audio-cd.at: Ich ärgere mich heute - sehr - über die Investmentbranche. Schon ist der Früh ist mein Feed geflutet mit Belehrungen, dass Sparen outgedatet und maximal blöd ist sinngemäss. Die Investmentbranche okkupiert den über Jahrzehnte aufgebauten Weltspartag damit. Schwach! Denn Sparen macht Sinn, auf die Seite legen macht Sinn, Aufbewahren macht Sinn. Nicht vergessen: Wir leben in einer schuldenanbetenden Welt, Schuldenobergrenzen werden einfach ignoriert. Wer spart, ist anders. Ob es Sinn macht, langfristig nur mit dem Sparbuch vorzusorgen, ist eine ganz andere Baustelle und individuell und mit Financial Literacy zu beantworten. Eine drängelnde Gesamtformel "Weg vom Sparbuch und rein ins Investieren" lehne ich komplett ab. Es kommt auf den Mix an. Wir werden mit 20 börsenotierten Unternehmen und dem "2. Österreichischen Aktientag" am 14.3. beim http://www.boersentag.at in Wien dabei sein. Im Austria Center Vienna wird man auch über andere Asset Klassen und Investmentvehikel sprechen: Edelmetalle, Fonds, Zertifikate, Kryptos und sicher auch über Sparen. Machen wir doch den Investment Day draus. Aber bitte am Weltspartag den braven Sparern keine Angst machen, dass sie was versäumen. Es ist kein Entweder/Oder, sondern ein Mix und der schlechteste Investmentberater heisst ... FOMO! kapitalmarkt-stimme.at daily voice Playlist auf spotify: http://www.kapitalmarkt-stimme.at/spotify http://www.kapitalmarkt-stimme.at Musik: Steve Kalen: https://open.spotify.com/artist/6uemLvflstP1ZerGCdJ7YU Playlist 30x30 (min.) Finanzwissen pur: http://www.audio-cd.at/30x30 Bewertungen bei Apple (oder auch Spotify) machen mir Freude: http://www.audio-cd.at/apple http://www.audio-cd.at/spotify Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 2714 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts)

In this episode of Boldin Your Money, host Steve Chen sits down with Katy Song, a Certified Financial Planner based in Mill Valley, to explore how modern families can achieve financial confidence and “work optionality.” Katy shares her journey from investment banking to flat-fee financial planning, driven by a desire to help young families make smarter money decisions without needing large investable assets. The discussion spans real-life financial challenges in Bay Area cost of living, homeownership versus renting, intergenerational planning, and the psychology of money. Katy emphasizes holistic advice over asset management, revealing trends like women becoming the primary earners, the growing “sandwich generation,” and the emotional side of money stress. Her core message: true financial success comes from clarity, balance, and aligning money with personal values.

In this episode of One Vision, Theo is joined by Alex Matjanec, founder and CEO of Wysh, and Jim Perry, an advocate for financial inclusivity. The trio delve into how institutions can offer real value and build trust with customers by embedding financial protection into everyday banking. Jim and Alex also discuss the broader implications of financial literacy and the efforts of The National Alliance for Financial Literacy and Inclusion (NAFLI) to bridge gaps in financial education.  Innovation and inclusion aren't separate paths — tune in and be inspired to go beyond good.  00:00 Founder's Inspiration05:48 The Importance of Embedded Insurance27:59 The Role of Financial Literacy and Inclusion34:56 Conclusion and Final Thoughts

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss how financial burdens impact medical professionals' personal lives, academic performance, and career decisions. They explore various studies that demonstrate these effects, covering topics such as increased stress levels, delayed life decisions like marriage and children, negative impacts on academic performance, and challenges faced when managing student loan debt. Additionally, they delve into the ethical concerns related to financial incentives in medical practice. The episode also emphasizes the importance of financial literacy for medical residents and offers practical solutions for incorporating financial education into residency programs, drawing on Justin's experience in delivering such talks.Every doctor needs disability insurance. To get a quote from a company you can trust visit https://moneymeetsmediine.com/disability Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Making a profit from trading doesn't have to be complicated with TradeSphere. Vice President Kam Dasani discusses why TradeSphere is the right team to guide you in your trading journey.This in-depth interview can help you understand the ins and outs of trading today, covering topics such as how he became a millionaire by the age of 30, the biggest challenges facing traders, and how TradeSphere supports you throughout the entire process.Discover: https://tradesphereusa.comWatch the full YouTube interview here: https://youtu.be/baHtVBYtP1Y And follow us to stay updated: https://www.youtube.com/@GlobalOneMedia

In this enlightening conversation, Tara sits down with educator and financial literacy advocate Emily Holthaus, founder of Raising Little Millionaires to explore one of the most impactful lessons parents can teach their children: how to manage money. Emily shares insights from her background in education and personal finance, offering a practical roadmap for parents who want to raise financially confident kids. Together, Tara and Emily dive into the importance of modeling healthy money habits, having open and age-appropriate conversations about finances, and teaching kids to view money as a tool rather than a taboo. They discuss how families can use simple systems like the four-jar method to introduce budgeting, saving, spending, and giving, and why emotional regulation and self-esteem play a surprising role in financial decision-making. Listeners will walk away with actionable tips for creating a family money mission statement, structuring allowances to build responsibility, and fostering lifelong financial literacy at home. Whether your child is earning their first dollar or saving for their first big purchase, this episode offers the tools and mindset to set them up for success. Links: https://www.raisinglittlemillionaires.com/ https://www.instagram.com/raisinglittlemillionaires Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textCan shifting your mindset about money unlock not just financial freedom, but also mental peace? In this deeply inspiring and practical episode, Lira sits down with Shai-dam Akwo, a financial professional consultant and CEO of One-Off Elite, who shares his incredible journey from extreme poverty in Cameroon to building a successful life and business in the United States. Shy's story is a powerful testament to resilience, the drive for a better future, and the critical role financial literacy plays in breaking generational cycles.Shai offers profound insights into the cultural and historical reasons why money remains a taboo subject in many African and Black communities, explaining how societal pressures and a misunderstanding of wealth often lead to financial stress and hinder true progress. He draws a crucial distinction between being rich (making money) and being wealthy (building sustainable financial peace and security that lasts even if you stop working). This conversation is a masterclass in shifting from a survival mindset to a wealth-building one.This episode is packed with actionable advice for anyone ready to take control of their financial future. Shai emphasizes the foundational steps: educating yourself (even through free resources like YouTube and audiobooks), setting massive goals that scare you, disciplined budgeting, finding side hustles, and understanding that building wealth is a long-term journey requiring consistency and patience. He passionately argues that life insurance is the cornerstone of any wealth-building plan, explaining how it protects your most valuable asset—your ability to earn income—against life's uncertainties like critical illness, ensuring your family's stability and peace of mind.Join Lira and Shai for a conversation that bridges finance, mindset, resilience, and mental well-being, offering both inspiration and a practical roadmap to creating a life of security and purpose.Support the showCall to Action: Engage with the Self-Reflection Podcast community! Like, follow, and subscribe on Spotify, Apple Podcasts, YouTube (Self-Reflection Podcast by Lira Ndifon), and all major podcast platforms. Share your insights and feedback—we value your contributions! Suggest topics you'd like us to explore. Your support amplifies our reach, sharing these vital messages of self-love and empowerment. Until our next conversation, prioritize self-care and embrace your journey. Grab your copy of "Awaken Your True Self" on Amazon. Until next time, be kind to yourself and keep reflecting.

Right Thinking with Steve Coplon.This week's show is called "Personal Finance and Small Business Ownership  - Part 2 | Encore Edition #16." Tune in and hear Steve as he continues to share valuable insights and provide tools on how to give yourself the best chance of success if you are thinking about starting your own small business.https://www.talknetworkradio.com/hosts/right-thinking

What if the best education for your child isn't a yes-or-no choice between homeschooling and traditional school? We sit down with education reform advocate and author Chris Linder to explore a flexible path that blends the strengths of both. The idea is simple and powerful: keep the structure and social energy of the classroom, then add focused, at-home learning to close the gaps - critical thinking, financial literacy, study skills, and culturally relevant history.Chris shares a personal journey from radio broadcasting to teaching in South Korea to instructional technology, and how a pandemic-era algebra struggle revealed the promise of hybrid homeschooling. One child thrived online, another needed a classroom. The solution wasn't more pressure; it was targeted support. With the right curriculum and steady guidance, confidence rose and grades followed. That's the blueprint: parents don't have to reteach every subject; they guide, question, and curate resources that help kids make sense of the world.We unpack what schools do well and where they fall short, how to use open-ended questions to build real comprehension, and why culture-rich materials strengthen engagement and identity. Chris explains how families can choose flexible curricula, verify sources (even when using AI), and join a supportive community like the Seat Squad to find low-cost, high-impact tools. Along the way, we honor teachers doing hard work with limited resources and offer a model that makes them allies, not adversaries.The outcome is bigger than grades. It's giving kids real choices after graduation - college, trades, entrepreneurship - because they can reason, adapt, and see themselves in the story of their learning. Ready to take back agency without burning out? Tap play, share this with a parent who needs it, and subscribe for more conversations that put families at the center of education. If this resonated, leave a review and tell us the one skill you wish schools taught more.Thank you for stopping by. Please visit our website: All About The Joy and add, like and share. You can also support us by shopping at our STORE - We'd appreciate that greatly. Also, if you want to find us anywhere on social media, please check out the link in bio page. Music By Geovane Bruno, Moments, 3481Editing by Team A-JHost, Carmen Lezeth DISCLAIMER: As always, please do your own research and understand that the opinions in this podcast and livestream are meant for entertainment purposes only. States and other areas may have different rules and regulations governing certain aspects discussed in this podcast. Nothing in our podcast or livestream is meant to be medical or legal advice. Please use common sense, and when in doubt, ask a professional for advice, assistance, help and guidance.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

In this episode of One Vision, Theo is joined by Alex Matjanec, founder and CEO of Wysh, and Jim Perry, an advocate for financial inclusivity. The trio delve into how institutions can offer real value and build trust with customers by embedding financial protection into everyday banking. Jim and Alex also discuss the broader implications of financial literacy and the efforts of The National Alliance for Financial Literacy and Inclusion (NAFLI) to bridge gaps in financial education.  Innovation and inclusion aren't separate paths — tune in and be inspired to go beyond good. 00:00 Founder's Inspiration05:48 The Importance of Embedded Insurance27:59 The Role of Financial Literacy and Inclusion34:56 Conclusion and Final Thoughts

In this episode of the Real Estate Pros Podcast, Paul Denis shares his extensive experience in real estate investing, discussing his journey from purchasing his first property in college to navigating market challenges and the importance of financial literacy. He emphasizes the need for adaptability in strategies, especially in fluctuating markets, and offers valuable renovation tips to increase property value. Paul also reflects on lessons learned throughout his career, including the significance of understanding financing options like hard money loans.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Need financing for your next investment property? Visit: https://www.academyfund.com/ ____ Travis Winfield is the founder of Military Operated Real Estate, and author of the upcoming book Military Money and More. A retired Navy Command Senior Chief with 24 years of service, Travis founded the Winfield Group in Southern California, successfully helping 100-150 military families per year before passing the business to his son in 2024. Recognizing that less than 12% of the nearly 20 million active duty and veteran population has used their VA home loan benefit, Travis launched MORE to create the first national real estate brand exclusively serving the military community. With military-affiliated certified agents, SkillBridge integration, and VA-approved education benefits for real estate training, MORE aims to become the trusted resource for veterans coast to coast, the "USAA of real estate." In this episode of the SABM podcast, Scott chats with Travis about: Military Operated Real Estate (MORE): Creating a national brand connecting veterans with military-affiliated certified agents. Mission Before Commission: Training agents as resource managers who understand veteran benefits beyond transactions. SkillBridge and Ambassador Programs: Leveraging VA benefits to create opportunities for transitioning members and military spouses. Financial Literacy Crisis: Addressing the education gap affecting military families through his book Military Money and More. Long-Term Vision: Making MORE the trusted real estate brand synonymous with USAA and Navy Federal. Timestamps: 00:37 Travis's Journey into Real Estate 01:43 Building the Winfield Group 02:10 Mission Before Commission 03:46 The Vision for Military Operated Real Estate 06:27 Financial Literacy and the New Book 07:39 Future Goals and Challenges 11:42 How the Platform Works Connect with Travis: Traviswinfield.com militaryoperatedrealestate.com thewinfieldgroup.org LinkedIn | Travis Winfield     If you found value in today's episode, don't keep it to yourself—share it with a colleague or friend who could benefit. And if you're a Service Academy graduate ready to elevate your business, we'd love for you to join our community and get started today. Make sure you never miss an episode subscribe now and help support the show: Apple Podcasts Spotify Leave us a 5-star review! A special thank you to Travis for joining me this week. Until next time! -Scott Mackes, USNA '01  

Leslie and Thomas Martin share how years of consistent saving and do-it-yourself planning helped them confidently retire early and enjoy life on their own terms. Starting with the classic “save 10%” rule, they eventually built detailed retirement models using Boldin, holding regular “family finance” meetings to test scenarios and understand when and how they could retire. Those tools gave them peace of mind and what they call a “license to spend”—freedom to enjoy their go-go years without fear of running out of money. They stay invested, manage taxes carefully, and keep a cash cushion for market swings. Now traveling the country in their Winnebago Revel, they focus on experiences, community, and helping their kids learn smart money habits. Their advice: plan several years before you retire, keep learning, use planning tools, and make your money work for you so you can spend confidently and live fully. Big lessons: have a plan (even if it changes), invest (not just save), stress-test worst cases, and use community and coaching for confidence.

In this episode of the Real Estate Pros podcast, host Q Edmonds speaks with Iris I Romero, a seasoned real estate professional with over 30 years of experience. Iris shares her journey from law school to establishing her own brokerage, emphasizing the importance of financial literacy and community support. She discusses the challenges faced during market crashes and the necessity of having systems in place to navigate these difficulties. Iris highlights her commitment to teaching financial literacy, especially to children, and her future goals of building a community outreach program to help those in need. The conversation underscores the significance of knowledge, community, and the pursuit of quality of life through financial education and real estate investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

A recent survey by Wired Research, asked one thousand parents of kids ages fourteen to eighteen if they thought their children were prepared to manage their finances in adulthood. The survey found that only eight percent of the parents surveyed believe their teenagers are “extremely prepared” to handle their finances in adulthood. What's interesting is that this is a ten percent drop from last year, when eighteen percent of the parents reported the same. This declining confidence reminds us that as Christian parents, we need to go out of our way to teach our kids biblical principles of good financial stewardship, to teach them about saving, to teach them about tithing, and to teach them to recognize and push back on the constant flow of marketing messages seducing them to spend, spend, and spend. First Timothy six ten tells us that “the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.”

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Ever looked at your agency's bank account and thought, “We're crushing it!” only to realize two months later that half that cash wasn't really yours yet? Or maybe you've hit that milestone where you start wondering what your agency might be worth if you sold it tomorrow… but your books are a confusing mix of guesswork and gut feelings. Today's featured guest was a finance expert before falling in love with the agency world and has the experience to show how smart financial planning (not just getting more clients) can completely reshape your agency's future. From forecasting and cash flow to the hard truths about selling, this conversation is packed with real-world lessons every agency owner needs to hear. Lacie Edgeman is the partner and co-owner of PrograMetrix, a digital paid media agency that focuses exclusively on programmatic advertising. With a background in finance, she oversees operations and financial strategy. However, like most small-agency leaders, she's worn just about every hat at some point. Her unique blend of financial discipline and operational savvy has helped her agency grow smart, not just fast. In this episode, we'll discuss: The superpower too many agencies ignore. Cash vs. accrual accounting. Why you should always be tracking these two KPIs. How much cash should you keep in the bank? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. How a Finance Major Became an Agency Owner After earning a finance degree, Lacie joined a digital agency in Austin as a billing coordinator and quickly discovered she loved the chaos. “You either love it or you hate it,” she says. “I love the fast pace environment and the fact that it challenges me.” That early exposure to how agencies really work, from billing quirks to client chaos, gave her a perspective most creatives never get. By the time she joined PrograMetrix, she wasn't just another partner with ideas; she was the numbers-minded operator who could make sure every big creative idea actually paid off. Forecasting: The Superpower Too Many Agencies Ignore From a finance perspective, Lacie's biggest message for agency owners is to stop running their business off their checking account. “Future planning is where most agencies miss the mark,” she says. It's important to review your historical, of course, but Lacie recommends creating a forecast and revisit it quarterly. This way, if you want to add $1 million in take-home revenue, you can map out exactly which KPIs need to move to make that happen.. This is way, if you, for instance, want to add $1 million in take-home revenue, you can map exactly which KPIs need to move to make that happen. That forward focus creates smarter, calmer decisions; especially when things get uncertain. You can't sleep easy until you know what's coming in, what's going out, and how your pipeline will affect cash flow six months from now. Cash vs. Accrual Accounting: How to Stop Fooling Yourself About Profit When Lacie joined PrograMetrix in 2019, one of her first moves was switching from cash accounting to accrual accounting, a game changer for any media agency. Why? Because when you're handling large media budgets, those big lump payments from clients don't actually mean profit. Accrual accounting forces you to recognize revenue when the work is done, not when the check clears. “It's the only way to see what's actually happening,” Lacie explains. Otherwise, agencies can get fooled into thinking they're thriving when all they've done is temporarily hold pass-through media dollars. For anyone running paid media, she considers accrual accounting “painful but essential.” Furthermore, accrual accounting becomes critical when you're planning to sell your agency. It's not just about cleaner books, it's about protecting your valuation. In cash accounting, all incoming payments hit your revenue the moment they land, even if you haven't delivered the work yet. That can make your agency look healthier than it really is. However, a smart buyer will spot it—and they'll adjust your purchase price down to reflect any undelivered work. If you're serious about eventually selling, move to accrual accounting early so your books reflect true earned revenue. It not only helps you understand your real profitability but also builds trust with future buyers. Building the Right Financial Advisory Team for Your Agency Anyone with prior experience selling a business will probably tell you “if you're planning on selling soon, don't rely solely on a broker”. Brokers are financially motivated to close the deal fast, not to get the best terms. Instead, surround yourself with people who don't have skin in the game. Considering that most agency owners probably come from a creative background, Lacie suggests finding financial mentors or advisers who will tell them what they need to hear, not what they want to hear. You don't have to become a QuickBooks expert, but you do need to understand what your financials are saying about the health of your business. 2 KPIs Every Agency Owner Should Track If Lacie were stranded on an island and could only get one napkin of financials, it'd include two numbers: Topline Revenue (excluding media spend) EBITDA (basically your take-home before taxes) EBITDA is very important here, because you can have great revenue but without free flowing funds to invest back in the business, you'll still be a red flag for potential buyers. Those two tell her almost everything about an agency's financial health. “You can only cut costs so far,” she says. “At some point, you have to grow the top line strategically.” The real game is in balancing both, keeping a clean cost structure while expanding profitable revenue. Owners should also understand adjusted EBITDA, which adjusts for one-off expenses, to get a clearer view of your operational performance. It's something a potential buyer would do any way to get a more accurate picture of your agency's financial health. How Much Cash Should You Keep in Reserve? Ask ten agency owners this question, and you'll get ten answers. Lacie says three months of operating cash is the industry rule of thumb, though she's heard advisers tell sellers to shrink that down to one month before an acquisition. Many would disagree with that advice, but ultimately the right number depends on your risk tolerance and client concentration. If a single client dominates your revenue, then the most important advice would be to secure a line of credit before you need it. Losing a “gorilla client” (one worth more than 20% of your revenue) can wreck cash flow overnight. A credit line buys you breathing room so you don't start saying yes to bad clients just to make payroll. Niching Down Is the Key to Profitability and Valuation For Lacie, niching down was the single best move for PrograMetrix. “When you try to be everything to everyone, you can't scale,” she says. Every one-off client that doesn't fit your core offer quietly drains profit and focus. She urges agency owners to ask themselves if they're offering the right services and double down on what they're great at, not just good at. The rule is simple: the more focused you are, the more you can charge. Start by raising prices for new clients and soon the gap between legacy clients and new ones will convince you of the need to raise prices for legacy clients too. One mastermind member added $72,000 in monthly recurring revenue simply by repricing existing clients after niching. Each year, Lacie's team audits their client roster to identify accounts they've outgrown. It's never easy—many are long-time relationships—but letting go of clients who no longer fit is what creates room for bigger, better ones. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Live from Boston on the final stop of the Advisory Amplified tour, Blake sits down with James Erving from Fathom and Chris Macksey from Prix Fixe Accounting to explore what advisory services really mean beyond bookkeeping and compliance. Chris shares how his firm requires advisory for all restaurant clients, using industry expertise and operational metrics to guide decisions on everything from menu pricing to expansion timing. The conversation covers the difference between delivering information versus being integral to decision-making, with insights on forecasting, benchmarking, and why visual KPIs help clients with low financial literacy understand their business performance.Chapters(00:22) - Welcome to the Earmark Podcast (01:15) - Prix Fixe Accounting: A Niche in Hospitality (02:25) - Advisory Services in the Restaurant Industry (06:20) - Forecasting and Budgeting for Restaurants (06:59) - Getting Started with Advisory Services (13:40) - Defining Advisory Services (17:35) - The Value of Metrics and Visuals (25:24) - Advice for Firms Starting Advisory Services (27:40) - Conclusion and Final Thoughts Sign up to get free CPE for listening to this podcasthttps://earmarkcpe.comhttps://earmark.app/Download the Earmark CPE App Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appConnect with Our Guests: James ErvingLinkedIn: https://www.linkedin.com/in/jameserving/Learn more about FathomOfficial website: http://fathomhq.comChris MackseyLinkedIn: https://www.linkedin.com/in/cmacksey/Learn more about Prix Fixe AccountingOfficial website: https://prixfixe.accountants/Connect with Blake Oliver, CPALinkedIn: https://www.linkedin.com/in/blaketoliverTwitter: https://twitter.com/blaketoliver/

In this episode of the Sunlight Tax podcast, I dig into the real impact of Buy Now, Pay Later (BNPL) services on spending habits and financial health. These “pay-later” plans may seem harmless, but they can quietly lead people, especially young consumers—into cycles of debt and financial stress. I break down how BNPL changes the way we think about money, what the long-term risks are, and why financial education is one of the most effective tools for protecting yourself. Research shows that learning even the basics of personal finance can save you tens of thousands of dollars over your lifetime.   Also mentioned in this episode: 02:00 Introduction to Personal Finance and Consumer Culture 04:15 The Dangers of Buy Now, Pay Later Services 06:37 The Importance of Personal Finance Education 09:49 The Value of Financial Literacy 12:28 Building Wealth Through Smart Financial Habits 15:11 Conclusion and Call to Action   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: New York Times Article: They Got To Live A Life Of Luxury. Then Came The Fine Print  'Buy Now, Pay Later' has built a delirious new culture of consumption — and trapped users in a vortex of debt. CNBC Article: You can put a price tag on the value of a personal finance education: $100,000 Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions  

In this episode of the Casual Cattle Conversations podcast, Shaye Wanner speaks with Elaine Froese about the critical and often overlooked topic of non-family farm transition plans. Elaine, a seasoned expert in farm transitions and coaching, emphasizes the importance of considering non-family members in continuity plans. She offers insights for both the rising generation seeking better opportunities and the senior generation without family successors. Key points include the necessity of solid agreements, financial literacy, and understanding individual strengths and gaps. Elaine also touches on the importance of open communication within the family and the community to ensure a harmonious transition. Listeners are encouraged to take proactive steps in planning to avoid being stuck in unfulfilling situations and to find value in collaborative efforts. 00:00 Introduction to Casual Cattle Conversations 00:18 Guest Introduction: Elaine Froese 00:29 Non-Family Transition Plans 01:42 Elaine's Background and Experience 02:32 Importance of Non-Family Transitions 03:18 Challenges and Opportunities in Non-Family Transitions 05:17 Real-Life Examples and Success Stories 12:16 Financial Literacy and Transparency 14:34 Understanding Your Skillset and Gaps 17:54 Starting Conversations and Agreements 33:07 Final Thoughts and Contact Information Learn more about Elaine here: https://bit.ly/46KdlUm  Learn more about the Red Angus Association of America: https://bit.ly/4iaU6b

In this conversation, Stephen Horan shares his experience of recovering from a wildfire that destroyed his home. He discusses the importance of financial diligence and strategic investment in real estate, highlighting how he managed his insurance payout and leveraged loans to renovate a property that has significantly increased in value.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Right Thinking with Steve Coplon.This week's show is called "Personal Finance and Small Business Ownership -  Part I."   If you have ever thought about starting your own small business, then this show is for you!https://www.talknetworkradio.com/hosts/right-thinking

In this episode of Retire Fit Radio, Nathan Fort discusses the importance of redefining retirement beyond just financial assets. He introduces the Breakaway Point Calculator, which helps individuals determine when they can retire based on their financial situation. The conversation shifts to legacy planning, emphasizing that it encompasses more than just wills and trusts. Nathan also addresses upcoming changes in estate tax exemptions and the necessity of having a comprehensive financial plan, referred to as the Vital View. The episode further explores strategies for retirement income, including the three-bucket strategy and the importance of preparing for unexpected life events with a 'shock blanket'. Finally, Nathan tackles real-life retirement scenarios, providing insights on how to navigate common challenges. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

PRISM Enters the Chat & LTC Insurance in Pharmacy | TWIRx RxRated Version   

What if your emergency fund is actually too big? In this week's episode, Dr. Jimmy Turner and Justin Harvey tackle that question — plus a few more from listeners in another grab-bag style show that blends practical advice with behavioral finance insights. Specifically they tackle:When to Drop Life & Disability Insurance:How to decide if you're truly financially independent enough to cancel term life or long-term disability — and why many physicians pull the trigger too early.Lease or Buy That New Car?:With income jumps and lifestyle creep in mind, they unpack whether to lease a luxury SUV or buy something mid-range, how financing fits into a high-income household, and why automating your financial goals should come before upgrading your ride.The “Too Big” Emergency Fund Debate:How much cash should high earners keep on hand — and why disagreements over emergency funds often trace back to money stories and emotional experiences around security and scarcity.From peace-of-mind trade-offs to spousal financial dynamics, this episode dives deep into the intersection of math, mindset, and marriage.

What if your emergency fund is actually too big? In this week's episode, Dr. Jimmy Turner and Justin Harvey tackle that question — plus a few more from listeners in another grab-bag style show that blends practical advice with behavioral finance insights. Specifically they tackle:When to Drop Life & Disability Insurance:How to decide if you're truly financially independent enough to cancel term life or long-term disability — and why many physicians pull the trigger too early.Lease or Buy That New Car?:With income jumps and lifestyle creep in mind, they unpack whether to lease a luxury SUV or buy something mid-range, how financing fits into a high-income household, and why automating your financial goals should come before upgrading your ride.The “Too Big” Emergency Fund Debate:How much cash should high earners keep on hand — and why disagreements over emergency funds often trace back to money stories and emotional experiences around security and scarcity.From peace-of-mind trade-offs to spousal financial dynamics, this episode dives deep into the intersection of math, mindset, and marriage.

In this conversation, Emily VanBrocklin discusses the mission and operations of Booksmarts, a remote accounting and bookkeeping firm. She emphasizes the importance of financial literacy for business owners, the value of outsourcing accounting tasks, and the limitations of AI in providing personalized financial advice. The discussion also highlights the significance of finding the right clients and the common challenges faced by real estate investors in managing their finances.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Nicholas Abraham, an investor relations professional, shares his journey into the world of investing, focusing on accredited investors and private equity. He discusses the importance of building relationships in the industry, educating investors on trends, and providing resources like InvestorDD.com for due diligence. Nicholas emphasizes the value of adding connections and resources to help others succeed in their investment journeys.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textBefore you chase the next client or campaign - No one talks about this - Ask yourself: Could one lawsuit take it all away?They call him the legal architect behind Rich Dad Poor Dad's empire. Garrett Sutton and his son Ted reveal what founders miss most when it comes to asset protection.

What if the greatest barrier to building a profitable business isn't just strategy or hustle, but the way you think about—and manage—your money? In this episode of The Angel Next Door Podcast, host Marcia Dawood is joined by Melissa Houston, a seasoned CPA, entrepreneur, and author on a mission to close the financial literacy gap, especially for women business owners.Melissa Houston shares her journey from corporate accounting to launching "She Means Profit," writing "Cash Confident," and developing the ProfiVise app—all aimed at helping entrepreneurs truly understand their financials and boost profitability. Her approach empowers founders to shift their mindset, master vital numbers, and confidently manage their business finances.Listeners will walk away with actionable tips from Melissa's five-step Cash Confident framework, learn how to avoid money leaks, and gain insight into setting effective prices. With tools and mindset shifts tailored for entrepreneurs at every stage, this episode is a must-listen for anyone who wants to move beyond break-even to achieving real, lasting business success. To get the latest from Melissa Houston, you can follow her below!https://www.linkedin.com/in/melissahoustoncpa/https://www.shemeansprofit.comhttps://www.profivise.com Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comDo Good While Doing WellLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Ever wonder why spending feels so good, and saving so hard? This episode pulls back the curtain on the subtle, yet powerful, marketing strategies that push us towards debt. Dr. John Dinsmore reveals how banks, retailers, and even social media craft a world where borrowing feels like freedom, often trapping us before we realize it. Hear his personal financial journey and learn how to recognize these influences. Chapter Summary: 00:00 Uncovering the Marketing of Debt 03:22 Why Spending Feels Like Freedom 07:49 Frictionless Payments and Debt 12:53 Our Ignorance of Financial Complexity 17:53 Optimism, Good Debt, and Social Media 25:12 AI's Impact on Debt Marketing 33:12 The Student Loan Crisis 41:53 Financial Literacy in Education 46:47 Personal Reflections and Goals Featured Quotes: "I think what they're also selling is, I mean, in some ways, I guess marketers of debt are selling a bit of a fantasy, right? Being able to get things that you otherwise wouldn't have the means to get in the moment." – Dr. John Dinsmore (01:11) "Most marketing or sales pitches are usually about creating urgency and getting you to act in the moment. Because typically if people take time to think about stuff, usually cooler heads will prevail." – Dr. John Dinsmore (01:40) "Do I really need this? Or probably even better, do I really need this today?" – Dr. John Dinsmore (47:23) Behind the Story: Dr. John Dinsmore's personal struggles with financial decisions, despite his background in finance, inspired his book. He recognized a common disconnect: many people feel things aren't working with their finances but don't know why. His research highlights human biases, the psychological impact of payment methods, and the growing influence of social media and AI in debt marketing. He shares a significant personal lesson from a bad mortgage deal, underscoring the importance of questioning and negotiation. Resources Mentioned: Book: "The Marketing of Debt: How They Get You" by Dr. John Dinsmore (Available on Amazon, Target, Goodreads) Dr. John Dinsmore's Website: dinsmoreresearch.com Dr. John Dinsmore's TEDx Talk: TEDx Talk on Youtube Connect With Dr. John Dinsmore: Website: dinsmoreresearch.com Subscribe to Business, Finance and Soul: Apple Spotify Audible Sponsored by: Transition Staffing Group www.CallTSG.com

New research shows the average family is wasting $120 a year on unused subscriptions. Carol Glynn is on hand to talk easy saving hacks on spending you won’t miss.Elsewhere, from burnout to the ‘quiet quitting’ wave, what if the missing piece isn’t perks or pay – but belonging? Helen meets two experts who say connection is the new KPI. We’ve all heard about efforts to make the UAE an option for retirees. But would you start a new life in Dubai in your 90s? We meet the woman who did just that…See omnystudio.com/listener for privacy information.

Only 4% of people know about self-directed IRAs—accounts that let YOU control your retirement investments instead of a financial advisor. Kaaren Hall, CEO of UDirect IRA Services, explains how your IRA can invest in real estate, private lending, local businesses, and things you actually believe in. For women entrepreneurs struggling to access capital, this $40 trillion pool of retirement money changes everything. Learn what self-directed IRAs are, how to get started, and why this matters for your financial future. Pop in those earphones. Let's talk retirement.   What You'll Learn What makes a self-directed IRA different from a "regular" retirement account Why only 4% of retirement funds are self-directed—and how you can join the movement How to invest in real estate, gold, crypto, and private deals tax-advantaged Where women entrepreneurs can find capital for their businesses Why legal compliance matters when raising funds—and how to do it right   Related Episodes You Might Love Ep. 95: When Your Life Falls Apart Because of Money (And Your Career Is Born) https://sarahwalton.com/michelle/ Ep. 227: How to Clear a Money Fog with Mikelann Valterra https://sarahwalton.com/clear-money-fog/ Ep. 109: Help! I'm Trapped In a Job I Hate! https://sarahwalton.com/trapped-job-i-hate/   Free gift from Kaaren Hall Grab Kaaren's free report on self-directed IRA asset classes and start taking control of your retirement today! https://udirectira.com/free-report/   Connect with Kaaren Hall https://www.facebook.com/uDirectIRA/  https://twitter.com/uDirectIRA  https://www.instagram.com/udirectiraservices/  https://www.youtube.com/channel/UCWAycexbDjYjHh8R8goug0A  https://udirectira.com/  https://www.linkedin.com/groups/137760/   About Kaaren Hall Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a leading provider of self-directed IRA accounts since 2009. With over two decades of experience in real estate, mortgage lending, and property management (and especially Self-Directed IRAs), Kaaren has empowered thousands of people to take control of their retirement funds and invest in alternative assets, such as real estate, private lending, precious metals, and more. Her expertise in self-directed retirement accounts has made her a sought-after speaker, and she has been a featured panelist and presenter at industry-leading conferences, including BiggerPockets' BPCON22, 23 & 24. Kaaren is also the founder of OCREIA (Orange County Real Estate Investors Association), where she fosters a vibrant community of real estate investors through education and networking since 2012.  Adding to her accolades, Kaaren is now the author of the newly published Self-Directed IRA Investing: A BiggerPockets Guide, the definitive resource for investors looking to unlock the power of self-directed IRAs to build wealth. Published by BiggerPockets Publishing, this comprehensive guide combines actionable insights, real-world examples, and Kaaren's extensive industry knowledge to help investors confidently navigate the world of self-directed retirement accounts. Beyond her professional achievements, Kaaren's entrepreneurial journey has enabled her to support meaningful charitable giving and inspire others to take control of their financial futures. She also serves on the Board of Directors for The Council on Aging Southern California as well as the board for RITA (the Retirement Industry Trust Association), where she continues to advocate for transparency and education in the retirement industry.   Free gift from Sarah Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule/60d4f7f6/appointment/52999780/calendar/909961?appointmentTypelds%5B%5D=52999800   Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.   Want to go deeper?  Join us inside The Abundance Academy — where high-achieving, heart-led women scale their dreams without burning out. (link: https://sarahwalton.com/abundance-academy/)   Connect with Sarah Website: https://sarahwalton.com/ Instagram: https://www.instagram.com/thesarahwalton/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton   Thank you so much for listening. I'm honored that you're here and would be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people!   (If you're not sure how to leave a review, you can watch this quick tutorial.)   About Sarah Walton Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.  

In this episode, I'm getting real and personal about what's going on in my business, sharing some updates around how I'm navigating the "messy middle" transition and sharing what I'm thinking about for what's next. Spoiler alert: I've been exploring so much about how our relationship with money impacts the outcomes we're able to create in our businesses. You'll also get the inside scoop on: the "money theories" I've been exploring and the people I'm learning from right now what I think is missing from traditional financial literacy and loa/manifestation money teachingwhat I think all the money *mindset* coaches are getting wrong (& why belief work may not be working for you or sticking)how I'm navigating finding a solution for us to dramatically shift our relationship to money so we can finally create the businesses + lives we desireI've been having some beautiful conversations about money + business which have been so helpful to start to dig into this work even deeper (so I can create a true real solution for us all). For a limited time, I'm gifting you my original Big Money program (valued at $3K+) to help you kickstart your money healing & expansion journey in exchange for joining me on a 1:1 call to share your experience about money + business. Book a call time with me here if you'd like to participate.

In this episode, I dive into the concept of underearning: what it really means, how it shows up, and the mindset shifts that help you break free from it. I explain the difference between being underpaid (when the system undervalues your work cough cough Latina Equal Pay Day) and underearning (when we unintentionally keep ourselves small). I share how entrepreneurship pushed me to face my own money blocks, and how developing high-paying skills changed not just my income, but my confidence.Tune in for practical tips to expand your idea of what's possible, dream big, and take actionable steps towards your career goals. Remember, everything is available to you. If you've ever felt stuck in a low-paying role or questioned whether you're “ready” for more, this episode is for you. Stay in touch with Mariel Amador on Instagram via @MoneyForMujeres or via https://moneyformujeres.com/.Listen to the Ching@ Tu Money® Podcast!       Join my Get Offers on LinkedIn Bootcamp: a two-week program designed to help you start getting opportunities that align with your goals, values, and story.Resources and Links2 Week Mini Coaching Package: https://calendly.com/thefirstgencoach/career-recharge6-Month 1:1 Coaching: https://calendly.com/thefirstgencoach/discovery-callApply for On-Air Coaching: https://forms.gle/JshV6Z6TfUw6BBnk6Download your⁠⁠⁠⁠⁠⁠ ⁠FREE Resume Guide and Template⁠⁠⁠⁠⁠⁠⁠Follow @⁠⁠⁠⁠⁠⁠⁠CarlaTheFirstGenCoach⁠⁠⁠⁠⁠⁠⁠ on Instagram Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, the two of us reflect on our former six-figure careers in the tech space and how our respective financial trajectories once we became mothers radically changed our lifestyles, world view, and sense of true fulfillment.This episode is part philosophy and part practicality, however please be advised neither of us is a financial consultant, so none of this is to be taken as financial advice. It's simply anecdotal.We answer some money questions you all submitted in our Instagram stories question box.Money is such a taboo topic. Especially if you are choosing to step back from a high-earning career in favor of living on less and being more present with your children while they're young. We divulge specific numbers to present an honest assessment of how you can make a single income work.We're here to agree, hanging your career hat for a few years is totally worth it! Support the showJOIN OUR NEW, PRIVATE COMMUNITY! DONATE (Thank you!!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jamal Bryant.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jamal Bryant.

Travis Perry didn't just buy his first home at 21, he used it as a launchpad for something bigger. Rooted in faith, discipline, and community, his Hero Training philosophy is reshaping how we think about ownership and legacy. In this episode, we'll uncover the mindset behind building wealth with purpose and why it starts long before the closing table. Hit play to learn how real estate became the foundation for impact that lasts!   Key takeaways to listen for The unexpected lesson Travis learned from buying his first home at 21 What “Hero Training” means and why it starts with discipline How faith and financial literacy work together to build legacy Why Travis teaches mentorship through action, not just advice The deeper reason real estate became his vehicle for purpose   Resources mentioned in this episode HERO TRAINING: THE POWER OF PERSPECTIVE by The Honorable Trab P THE POWER OF POSITION: FOOTBALL AND HERO TRAINING by Charles Perry, et. al. Cash App: Scan to Pay Kingdom Overflow Ministries MERCHANDISE LINK  https://www.redbubble.com/people/HOODSOUL/shop?asc=u   About Travis Perry Travis Perry, known as The Honorable Trab P., is an author, artist, teacher, and consultant who has spent over 26 years in leadership within the manufacturing industry. Alongside his career, he has built creative and educational platforms designed to inspire and empower communities.   Connect with Travis Instagram: @trabperry   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jamal Bryant.

In this episode of Boldin Your Money, host Steve Chen talks with Andrea Solarz, a Boldin community member from Arlington, Virginia, about her lifelong journey to financial independence. Andrea shares how early lessons from her parents about saving and budgeting set her on the right path, later reinforced through self-education and following experts like Rob Berger, Christine Benz, and Andy Panko. She discusses using Boldin's financial planning platform to confirm she was ready to retire and shift from saving to spending confidently. Andrea now relies on Social Security and TIAA-CREF annuities for guaranteed income, giving her the freedom to travel and support friends and causes she cares about. A single woman with no children, Andrea highlights the importance of independent financial planning and encourages others, especially women, to start saving early, invest consistently, and plan intentionally for retirement.

The average Floridian with poor credit must work an additional 2.5 years to simply account for added expense compared with someone who has excellent credit.

Ever wondered how to travel the world and feel financially secure? In this episode of The Traveling Therapist Podcast, we dive into financial literacy with Jackie Curry, a therapist turned global explorer who's passionate about helping others invest and build financial independence.Jackie shares how her love of travel started at 16 and how that journey led her from Portland to Mexico City, through the Himalayas, and now into launching her Financial Literacy Lab. Whether you're dreaming of a solo trek or want to better manage your retirement planning, Jackie's insights are a game-changer.In This Episode, We Explore…How Jackie created a virtual private practice to support her travels.The power of solo 401ks, SEP IRAs, and Roth IRAs for therapists.Jackie's top financial literacy tips for women and self-employed therapists.Travel hacking with credit card points (and why she swears by Capital One Venture X).How her Financial Literacy Lab helps therapists get retirement-ready.Connect with Jackie:Website - https://www.jackiectherapy.com/finlitlabInstagram - https://www.instagram.com/financial.literacy.lab/_____________________Are you ready to take the plunge and become a Traveling Therapist? Whether you want to be a full-time digital nomad or just want the flexibility to bring your practice with you while you travel a couple of times a year, the Portable Practice Method will give you the framework to be protected! ➡️ JOIN NOW: www.portablepracticemethod.com/Connect with me: www.instagram.com/thetravelingtherapist_kym www.facebook.com/groups/onlineandtraveling/ www.thetravelingtherapist.com The Traveling Therapist Podcast is Sponsored by: Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! www.heyberries.com/therapists Alma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians. www.helloalma.com/kym Sessions Health: Built for traveling therapists with global EHR access, clean interface, and therapist-friendly pricing at just $39/month. www.sessionshealth.com/kym

Jennifer (Jenny) Rozelle is one of the Owners of Indiana Estate & Elder Law. She serves in a leadership role focusing on firm management, strategic growth, team development, and speaking locally and nationally on various estate and elder law topics.  Jenny obtained her bachelor's degree in both political science and history from Butler University and a Doctor of Jurisprudence from Indiana University Robert H. McKinney School of Law. • • • This episode of the podcast is hosted by Jon Luskin, CFP®, a long-time Boglehead and financial planner. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads® have held national conferences in major cities across the country. The 2025 conference will take place in San Antonio, Texas, from October 17 to 19. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Legal Tea podcast Bogleheads on Investing with Ryan Barrett and Mike Piper: Episode 52 Bogleheads® Live with Cameron Huddleston: Episode 34 Legal Tea podcast - Ep. No. 203. Current Trends - When Good Deeds Go Bad: Transfer on Death Deed Version The National Academy of Elder Law Attorneys (NAELA)

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rebecca Jarvis.