Podcasts about Financial literacy

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

In this episode of the Money Gains Podcast, I share the ONE thing you need to invest in that's so easy and simple.Here's the FREE 10 Step Investing Checklist

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Are you a high-earning dentist… living paycheck to paycheck? Do you ever feel financially stretched – despite earning well? Are you trapped in dentistry's “golden handcuffs”? And what would your life look like if you worked because you wanted to… not because you had to? In this rare solo episode, Jaz steps away from occlusion and restorative dentistry to talk about something just as important: personal finances and career security for dentists. After going deep down the money rabbit hole — reading books like Rich Dad Poor Dad, The Simple Path to Wealth, and I Will Teach You To Be Rich — Jaz shares how his upbringing, early career decisions, and financial education shaped his beliefs about wealth, freedom, and dentistry. This isn't financial advice.It's a mindset shift. And for many dentists, it might be the most important episode you hear this year. https://youtu.be/4OXruGIdb_g Watch IC068 on YouTube Your day list reflects your earning power. The work you do each day quietly sets the limits of what you can earn. Exams and single-surface composites create one kind of ceiling; comprehensive cases, ortho, rehab, sedation, and complex restorative work create another. Upskilling changes that ceiling and gives you far more control over your financial future. Want more mindset shifts like this?AskJaz — your on-demand dental brain — is built into the Protrusive App. Key Takeaways High income does not guarantee financial security. Dentistry can become “golden handcuffs” without asset building. Invest in yourself early — skill drives earning power. Lifestyle creep quietly erodes freedom. Financial independence means practicing because you want to. Define your rich life and align spending accordingly. Highlights of This Episode: 00:00 Why talk about money on a dental podcast?04:12 Perspective and gratitude as dentists10:45 The 45% paycheck-to-paycheck poll16:20 Associates vs principals — the reality22:34 Lifestyle creep explained27:18 Golden handcuffs in dentistry31:10 Growing up with financial scarcity40:02 Investing in yourself early in your career47:55 Index funds and financial resilience55:20 The 20% happiness illusion01:02:18 Defining your rich life01:08:42 Action steps and reflection #PersonalFinances  This episode isnot eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan. If you enjoyed this episode, check out IC022 – Income for Dentists and Jaz’s Top 10 Financial Literacy books inside Protrusive Guidance.

John X hosts the third episode of “Born In Trouble” with guests Robert Brooks (in-studio) and Andrew Johnson (host of the Men Money and Marriage Podcast). The conversation ranges from reactions to a Spanish-language halftime performance and public discomfort with other cultures, to concerns that the U.S. is increasingly divided and “full of” contradictions. They discuss faith and the idea that there is only one God/Jesus, argue that protecting vulnerable children is a moral imperative, and condemn pedophilia while criticizing how high-profile cases and trials are drip-fed to distract the public. They talk about Jeffrey Epstein, Ghislaine Maxwell's alleged intelligence ties, and claim Epstein did not want Black people on the island, framing it as “white on white crime,” while cautioning against pulling Black people in as scapegoats. They revisit Michael Jackson, suggesting allegations were tied to power and music publishing, describing how he amassed catalogs (including the Beatles and Sony-related publishing) and used leverage in the industry, including returning Little Richard's rights. The episode also covers immigration and business incentives to exploit undocumented labor, including avoiding taxes/benefits, and connects this to broader U.S. history and Manifest Destiny, arguing people are “coming back” to land taken from Mexico. They speculate about hidden history, restricted sites like parts of the Grand Canyon, and debates over identity, criticizing tribalism and the use of slurs within communities. Andrew shares concerns about his daughter's future, rising costs, and the increasing age of first-time homebuyers; they discuss 50-year mortgages as “glorified renting” and how lack of equity could discourage divorce. They debate AI's impact on jobs, suggesting timelines are exaggerated but warning about motives, and they argue screen-based schooling and phone dependence reduce creativity and critical thinking in Gen Z. They briefly mention hypocrisy around anti-LGBTQ rhetoric (including Grindr spikes during Republican conventions) and insist people should be judged by character rather than group identity. The episode closes with a warning about scapegoating, references to “ghetto loans” from mortgage work, commentary on hypocrisy in politics and culture, and a sign-off framing the episode as “Devil Worshipers,” with plans for future episodes and a possible one-on-one with Grant Lancaster. 00:00 Cold Open and Guests 01:02 Valentine's Day Banter 02:49 Welcome to Born In Trouble 03:40 Super Bowl Halftime Debate 05:47 Do We Stand for Anything 06:19 Faith and Protecting Kids 08:40 Immigration and Business Incentives 10:57 Division and Distraction Politics 12:35 Michael Jackson Revisited 15:02 Publishing Power and Catalog Wars 18:06 Epstein Network and Race 23:01 Manifest Destiny and Hidden History 25:34 Identity Tribalism and Language 28:55 When Did It Get So Tribal 29:16 Tribal Cities Talk 31:18 Parenting and Housing Fears 32:25 Looking Rich Economy 33:22 Fifty Year Mortgages 36:16 Aging Out the Demo 37:32 AI Jobs Reality Check 42:02 Screen Age Kids 45:05 Tribalism and Community 49:19 LGBTQ and Hypocrisy 54:17 Closing Thoughts and Signoff

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Heather and Douglas Boneparth dive into practical strategies for couples managing money together, covering crucial topics for both engaged partners and non-financial spouses. They discuss engaging the non-financial spouse, password management and legacy planning, knowing your numbers, emergency funds, long-term care considerations, and the importance of communication in financial partnerships. • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.  Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Bogleheads® Live with Steve Ryder: Episode 43 Bogleheads® Live with Cameron Huddleston: Episode 34 Bogleheads on Investing with Steven Chen: Episode 62 Bogleheads on Investing with Rob Berger – Episode 48

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode, Megan and Erin dive into practical financial literacy topics students need to understand before and during college. Their discussion centers on managing money in an increasingly cashless world, avoiding common student loan mistakes, and building credit responsibly. Using real-life examples from their own families and experiences with students, they highlight how small financial decisions in college can have long-term consequences. Key Tips & Takeaways (with Examples) Know what student loan money can and cannot be used for Student loan funds can often cover living expenses such as rent, groceries, or transportation, and Erin notes that some students even use loan refunds to buy a car. However, these choices increase total debt, and student loans cannot be discharged in bankruptcy, making overspending especially risky. Understand 529 plan restrictions Erin explains that 529 money must be used for qualified education expenses and properly documented. Using a 529 account without matching receipts can cause reimbursement problems and potential tax issues. Be cautious with cashless payment apps Apps like Apple Pay, Venmo, and Cash App make spending feel frictionless, which can lead students to lose track of where their money is going. Erin points out that these platforms may not offer the same protections as credit cards if money is sent to the wrong person or a transaction is disputed. Local banks still serve a purpose Even in a cashless society, having a local bank can help students deposit cash, resolve account issues in person, or access short-term support. Erin mentions tools like Greenlight as a way parents can help students manage spending while learning financial independence. Debit cards vs. credit cards Debit cards pull directly from checking accounts, so overspending can immediately drain funds or trigger overdraft fees. Credit cards, when used carefully, offer more fraud protection and help establish a credit history. Build credit with small, intentional habits Erin recommends using a low-limit credit card for a recurring bill such as a streaming service or phone payment. Paying that balance in full each month builds credit without encouraging unnecessary spending. She shares a personal story about buying a house to illustrate how strong credit history impacts major life purchases. Set realistic expectations for spending money Megan shares that her son spent about $12 per week while on a campus food plan, showing how limited discretionary spending can still work. (This is not typical; her daughter definitely spent more!) They contrast this with examples of students overspending on food delivery services like DoorDash, emphasizing the need for clear budgeting conversations. This episode helps families understand how everyday financial choices—payment apps, loan usage, and credit cards—can shape a student's financial future, and sets the stage for deeper conversations around responsible money management in college. The post 618: Financial Literacy for College Students appeared first on The College Prep Podcast.

Chris Murray discussed the most recent financial news around the country and Women’s Financial Literacy.See omnystudio.com/listener for privacy information.

Right Thinking with Steve Coplon | Guests: Jim StovallThis week's show is called "Managing Expectations and Initiatives" with guest Jim Stovall. Tune in and hear Steve and Jim talk about how we control keeping our word by being more careful when we give our word.  Bestselling author, internationally renowned storyteller, Jim's wisdom has changed the lives of millions, and it will change your life too.https://www.talknetworkradio.com/hosts/right-thinking

What happens when fear—not ignorance—keeps people from building wealth?Tax expert and author Hannah Cole unpacks the real reasons so many people feel paralyzed around money, taxes, and financial decisions. We discuss how cultural conditioning and lack of education make taxes feel intimidating—especially for women and first-time founders—and why the system is often more flexible than people think.This conversation is about agency: understanding tax brackets, startup losses, and the difference between avoiding taxes and engaging strategically with them. At its core, it's a reframing of taxes—not as punishment, but as partnership. Because clarity, not fear, creates power.In this episode of Common Denominator with Moshe Popack, you'll learn: - Fear of numbers is a common issue that many face.- Tax literacy can empower individuals to take control of their finances.- The tax code is designed for humans, not robots.- There is a significant lack of tax education in schools.- Understanding tax brackets can prevent unnecessary fear.- The IRS is generally accommodating if approached honestly.- Business ownership offers significant tax advantages.- The government prioritizes economic growth through business support.- Many wealthy individuals evade taxes, creating a fairness issue.- Education is key to reducing fear and increasing tax compliance.Timestamps: 00:00 Understanding the Fear of Money02:48 The Importance of Tax Literacy06:03 Debunking Tax Myths and Fears09:10 Strategies for Tax Efficiency12:10 The Role of Government in Taxation15:06 Future of Work and Taxes18:07 Empowering Through Education21:01 The Fairness of the Tax SystemLike this episode? Leave a review here:https://ratethispodcast.com/commondenominator

The topics, stocks and shares mentions / discussed include:Winning investing strategies with special guest former fund manager Charlie HugginsDiploma / DPLMRelx / RELExperian / EXPNPrimary Health Properties / PHPWalmart / WMT / CostCo / COSTNvidia / NVDA / Apple / AAPLBonds / Real Estate Investment Trusts / REITSTransition from fund manager to private investorAi bubble?Ai winners & losersPreferred quality & valuation metricsCyclical businessesResearch & the importance of cashflow producing assetsDiscounted Cashflow ModelWhy cash mattersBehavioural biasesStocks / SharesInvesting Financial EducationThe Twin Petes Investing 2026 Charity Just Giving Fundraising page in honour of Mark Bentley. PLEASE donate whatever you can to support The Financial Times, Financial Literacy & Inclusion Campaign via the link TWINPETES INVESTING PODCAST / PETER HIGGINS is fundraising for FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN& moreShareScope special discount offer code ShareScope : TwinPetesInvestors' Chronicle sponsor Special Trial Offers (investorschronicle.co.uk) Henry Viola-Heir's blog Home – The Ethical EntrepreneurPowder Monkey Brewing Co All Products – Powder Monkey Brewing Co 10% discount code : TWINPETESThe Twin Petes Investing podcasts will be linked to and written about on the Conkers3 website , on the ShareScope website and also on available via your favourite podcast and social media platforms. Thank you for reading this article and listening to this podcast, we hope you enjoyed it. Please share this article with others that you know will find it of interest.

In this episode, I'm joined by my amazing sister, Michelle Anne, to dive into why knowing your numbers is essential for running a successful business. I share my own experience of how I used to struggle with cash flow even when I was making money, and how Michelle helped bring clarity to the financial chaos.How Michelle and I help women entrepreneurs set up financial systems that give them peace of mind.Key Takeaways:Why understanding your numbers is crucial for financial confidence.The difference between top-line revenue and bottom-line profit.Join us for the Rich Lady Revolution workshop on March 3rd, 2026, to learn how to master your business finances.Register for the Workshop: https://www.those2sisters.au/know-your-numbers-workshop

Feb. 18, 2026- We consider the best way to implement a new personal finance education mandate from the state Board of Regents. Our guest is Next Gen Personal Finance Director of Educational Outreach Yanely Espinal, who calls for a standalone instruction on financial literacy.

Thirty states, including Ohio, require high school students to complete a personal finance course to graduate.In some cases, schools are taking creative approaches with real world consequences.We'll learn about one high school using endowment money to give each student $1,000 to invest and track throughout high school.We're talking about new ways of teaching teens about money on this hour of All Sides.Guests:Joann Lublin, regular contributor/former career columnist, Wall Street JournalJason Savage, business teacher, Worthington High SchoolJohn Pelletier, director, Center for Financial Literacy, Champlain CollegeIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

Thirty states, including Ohio, require high school students to complete a personal finance course to graduate.In some cases, schools are taking creative approaches with real world consequences.We'll learn about one high school using endowment money to give each student $1,000 to invest and track throughout high school.We're talking about new ways of teaching teens about money on this hour of All Sides.Guests:Joann Lublin, regular contributor/former career columnist, Wall Street JournalJason Savage, business teacher, Worthington High SchoolJohn Pelletier, director, Center for Financial Literacy, Champlain CollegeIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

Your RMD math: did you get it right this year? The IRS is watching. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

One spouse does the dishes, the other does the money—until retirement makes that division risky. On this episode Steve Anzuoni unpacks why both partners must understand the full financial picture. The conversation covers shared responsibility, Social Security’s role in retirement income, strategies that address longevity and market swings, and a simple “bucket” framework for organizing income, savings, and future goals. Along the way, real-life examples—from long marriages to pro athletes—highlight how preparation and clarity can ease stress and support long-term financial confidence. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media: Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.

Right Thinking with Steve Coplon | Guests: Sonny EnglishThis week's show is called "The Message in the Music - Part 2" with guest Sonny English. Tune in and hear Steve and Sonny offer wisdom and encouragement to those of us needing to change our environment. After listening to this show, you will realize that there is much you can do to help your situation that you haven't been able to see before.https://www.talknetworkradio.com/hosts/right-thinking

In this episode of #29DaysOfMagic Summer Hill, a business consultant with a rich career journey spanning various industries, shares her experiences transitioning from a successful career in insurance to becoming a financial consultant, emphasizing the importance of financial literacy, mentorship, and managing debt. She provides valuable insights for aspiring entrepreneurs, highlighting the significance of separating personal and business finances, and offers practical strategies for debt management. The conversation also touches on the importance of daily habits and gratitude in achieving success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim welcomes Ted Daniels, whose work has helped empower thousands of students through HBCUs and peer-to-peer, student ambassador programs. Ted shares the personal moments that sparked his mission, from balancing a family checkbook in high school to advising federal coworkers who didn't understand basic investing. Together, they dig into the topics students most want: value-based budgeting, improving credit, and learning how to invest without falling for get-rich-quick schemes. The conversation also tackles modern challenges like gambling, cryptocurrency hype, and how AI is shaping money management—while emphasizing that foundational financial knowledge is still essential. You'll hear practical strategies for teaching investing patiently, building wealth over time, and making smart financial habits easier by designing the right environment. The chat ends with inspiring outcomes, including evidence of measurable impact, real career success stories, and Daniels' award-winning children's book that helps families start money conversations early!

 Ryan Strachan is back!

Women Business Voices of Central Florida: Kendra Cooke on Women's Empowerment & Financial Literacy in TampaJoin host Ariel in this episode of Women Business Voices of Central Florida as she sits down with Kendra Cooke, TEDx speaker, author, and founder of K Cooke Consulting in Tampa. After 30 years building a successful real estate business, Kendra now dedicates her work to empowering women entrepreneurs throughout Central Florida, Orlando, and beyond through retreats, coaching, and speaking events.Discover how Kendra creates safe spaces for women to address limiting beliefs, talk openly about money, and design lives on their own terms. She shares her journey from near bankruptcy to selling her brokerage at 50, the pivotal moment her husband gave her permission to follow her passion, and how therapy and journaling became her foundation for helping others.Learn about Kendra's book "Embrace, Empower, Evolve," The Daily Well planner she co-created with business partner Julie Davis, and her sold-out women's empowerment retreats at Evermore Resort near Disney in Orlando. She discusses the importance of filling your well, celebrating victories, investing in the right rooms, and why emotions are data worth acknowledging.Kendra also shares her mastermind coaching approach, upcoming speaking events across the country, and her involvement in Amberly Lago's Unstoppable community. Her work serves women in Tampa, Orlando, Lake Mary, and throughout Central Florida who are ready to become CEOs of their own lives.Perfect for Central Florida women entrepreneurs seeking authentic business wisdom, financial literacy education, and supportive community connections.Connect with Kendra Cooke: kendracooke.com | Tampa, Florida | TEDx Speaker | Author | LinkedIn & Instagram: @kendracookeAriel Faith, Visual Alignment Expert, I help women leaders align their brand messaging through commercial photography, bringing joyful growth to their business.Commercial Photographer | Speaker | Podcast HostService West Volusia and Central Florida.https://arieljoyfaith.com/LinkedIn -  https://www.linkedin.com/in/ariel-personalbranding

In this episode of Black Men Speak, we sit down with Sylvester K. Johnson, Senior Capital Access Manager of Propeller, to unpack the real money moves Black entrepreneurs must master to build businesses that last. Sylvester brings a grounded, no-nonsense perspective on financial literacy — breaking down why so many entrepreneurs struggle not because they lack hustle, but because they lack financial systems, strategy, and clarity. From managing cash flow and understanding the true cost of running a business, to separating personal and business finances, this conversation pulls back the curtain on the financial blind spots that quietly derail growth. Together, we explore how Propeller is helping entrepreneurs move from reactive decision-making to intentional financial leadership, and why mastering your numbers is about more than profit — it's about freedom, sustainability, and legacy. This episode is a must-listen for any brother who's tired of grinding without clarity and ready to make smarter, more strategic money moves.

Aubrey Masango speaks to Dr Frank Magwegwe, Faculty Member at GIBS on how to navigate making financial decisions in a time where there's so much information available to people. They touch on how information overload sometimes contributes to delays in decision making. Tags: 702, The Aubrey Masango Show, Aubrey Masango, Financial Matters, Financial Literacy, Money, Decision making, Information The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

What better way to learn the stock market then to jump right in … Click on the podcast as Dax Schieffer, Executive Director of the long-standing Montana Council for Economic Education talks about the Stock Market Game, one of the […] The post The Stock Market Game – Financial Literacy for Students first appeared on Voices of Montana.

#ThisMorning | #FinancialLiteracy Disparities are Driven by Parental #Education and #Income | Snezana Zlatar and Tim Rouse, The SPARK Institute, Inc. | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

Ep 214: Why Financial Literacy Is a Social Justice Issue

Right Thinking with Steve Coplon | Guests: Sonny EnglishThis week's show is called "The Message In The Music - Part 1 with guest Sonny English." Tune in and get inspired as you hear Steve and Sonny, a disabled army veteran, talk about staying positive through music. This show will warm your heart as you spend time with Sonny and experience what a beautiful person he is.https://www.talknetworkradio.com/hosts/right-thinking

What if your money could do more than sit in a retirement account?This month on Smart Women Talk, we're joined by Marcia Dawood, global leader in angel investing and author of Doing Good While Doing Well, for a conversation that will completely change how you think about investing.Marcia breaks down what angel investing actually is (no finance degree required), why women are uniquely wired to be exceptional investors, and how anyone—yes, even with as little as $100—can invest in ideas, founders, and innovations they care about.You'll learn:What angel investing really means (and how it's different from Shark Tank)Why women founders receive only ~2% of venture capital—and how that can changeHow to start investing with your values, not just your walletCreative ways to invest using donor-advised funds, IRAs, and equity crowdfundingSimple, low-risk first steps to explore this world without feeling overwhelmedIf you've ever wanted your money to reflect what matters most to you, this episode is a must-listen.Marcia Dawood is an early-stage investor and national leader in expanding women's access to capital, now championing a bold new message with her forthcoming book, Unapologetic Wealth: Rewrite Your Money Story from Any Beginning  (March 10, 2026).As Chair of the SEC's Small Business Capital Formation Advisory Committee, a venture partner with Mindshift Capital, and chair emeritus of the Angel Capital Association, she has helped rewrite the rules of who gets to build and benefit from innovation.She founded the ACA's Growing Women's Capital Group and has invested in more than 50 early-stage companies and funds, always pushing for diversity, impact, and financial agency. Marcia is also the award-winning author of Do Good While Doing Well and a TEDx speaker whose work inspires women to step into wealth with confidence and zero apology.Connect with Marcia at MarciaDawood.com.DISCLAIMER: The information Smart Women's Empowerment and Smart Women Talk provides is for general informational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF OR RELIANCE ON ANY INFORMATION PROVIDED SOLELY AT YOUR OWN RISK. We cannot and do not offer financial and/or medical advice. The information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, we encourage you to consult with the appropriate professionals before taking any actions based on such information.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHave you ever felt pressured into a “sophisticated” financial strategy you didn't actually understand?As a Canadian incorporated business owner or high-net-worth professional, you're used to handling complexity — but financial decisions feel different when the stakes are personal and the explanations fall short. Too often, strategies like estate freezes, corporate insurance, or private investments are presented with urgency instead of clarity, leaving you overwhelmed, hesitant, or quietly unsure if you're making the right move. This episode challenges the idea that pressure equals progress and reframes what real sophistication in wealth planning actually looks like.In this episode, you'll discover:Why poor financial outcomes usually come from lack of understanding, not bad strategiesHow to spot pressure from financial advisors disguised as “best practices” or “what wealthy people do”What confident, flexible wealth planning looks like when every tool has clear purpose and contextPress play to learn how clarity — not urgency — becomes the foundation of a wealth plan you can trust and stand behind.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…leReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On this episode of Millennial Millionaire, Steven Cohen sits down with Joey Miller of Westpac Wealth Partners for a grounded conversation on what real wealth and financial freedom actually look like. Joey shares lessons on delayed gratification, paying yourself first, compound interest, dollar-cost averaging, and smart leverage — while reflecting on how fatherhood reshaped his definition of success toward peace, family, and fulfillment over endless financial chasing. ⏱️ Chapter Markers: 00:00 – Joey Miller's Journey Into Financial Planning 06:40 – Financial Literacy, Spending Habits & the 20% Rule 11:15 – Mindset vs Numbers: Why Starting Early Wins 21:10 – Compound Interest & the Power of Consistency 34:00 – Fatherhood, Balance & Redefining Success 48:00 – Best Financial Advice & Joey's Message to His Younger Self If this episode challenged the way you think about money, success, or freedom, like, comment, and subscribe for more conversations with entrepreneurs, investors, and high-level thinkers. Connect with Joey Miller: https://www.westpacwealth.com/team/joseph-miller https://www.linkedin.com/in/joseph-miller-b561a2a2 #JoeyMiller #MillennialMillionaire #FinancialFreedom #WealthMindset #MoneyPsychology #CompoundInterest #InvestingBasics #Leverage #DelayedGratification #StevenCohen

In this episode of Boldin Your Money, host Steve Chen sits down with California State Treasurer Fiona Ma and CalSavers Executive Director David Teykaerts to explore how California is tackling the retirement savings gap through the CalSavers program. Fiona shares her personal journey from the private sector into public service and explains the treasurer's broader role as the state's banker, overseeing investments, bonds, and multiple savings initiatives. Together, Fiona and David walk through why CalSavers was created, how automatic payroll savings can dramatically increase participation, and why default design, low fees, and simplicity matter most for workers who've historically lacked access to retirement plans. The conversation highlights the program's scale and impact—hundreds of thousands of savers, billions saved, and growing along with lessons about behavioral finance, employer responsibility, and the power of “set it and forget it” systems to build long-term financial security for everyday Californians.

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit Most people think finance is someone else's job. The CFO. The CPA. The controller. Steve doesn't see it that way.In this episode, he explains why every single person in a business affects the financial outcome, whether they realize it or not. He shares a story from early in his career that completely changed how he views money, responsibility, and leadership.This isn't about learning accounting or staring at spreadsheets. It's about understanding what the numbers are actually telling you, and why avoiding them creates bigger problems over time. If you've ever said “I'm just not a numbers person,” this episode is for you._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

In this wide-ranging conversation, Sarah Jeanneault shares her unconventional journey from struggling with math in school to becoming a respected leader in fintech, trading education, and enterprise knowledge management. She and Dwayne Kerrigan explore the deep gaps in financial literacy, why traditional education often fails to prepare people for real-world decision-making, and how learning truly begins after formal schooling ends.Sarah explains how she applied adult learning theory to teach herself trading, why psychology matters more than numbers in the markets, and how curiosity, pattern recognition, and humility shaped her success. The discussion expands into the future of education, AI's role in learning, entrepreneurship, identity shifts after business exits, and the emotional reality of leadership transitions. This episode is a thoughtful examination of growth, risk, and why continuous learning is the most valuable skill anyone can develop.Episode Highlights:00:00 – Sarah opens by naming the gap in real-world financial literacy.02:00 – Dwayne introduces Sarah and frames the episode around learning and reinvention.05:00 – Sarah shares struggling with math and early assumptions about intelligence.09:00 – Losing her best friend and questioning the direction of her life.14:00 – Discovering trading and applying adult learning theory to self-education.18:00 – Why financial literacy is rarely taught despite its life-long impact.23:00 – Breaking down trading basics and removing unnecessary complexity.28:00 – Psychology, emotion, and why ego derails good financial decisions.33:00 – Risk, uncertainty, and learning to sit with discomfort.38:00 – Podcasts, curiosity, and self-directed learning as modern education.44:00 – Continuous learning as the foundation of entrepreneurship and leadership.49:00 – Gamifying learning to build confidence and consistency over time.54:00 – Building community through transparency and shared learning.59:00 – Scaling education-driven businesses and teaching at scale.64:00 – Identity shifts after acquisitions and redefining success.69:00 – Leadership, disagreement, and creating psychologically safe teams.74:00 – AI, critical thinking, and the future of learning.79:00 – Personal growth, reinvention, and staying curious long-term.84:00 – Reflections on learning, humility, and what truly creates confidence.88:00 – Closing thoughts, gratitude, and setting up Part 2.Key Takeaways:Financial literacy is rarely taught, yet deeply shapes life decisions.Learning accelerates when curiosity replaces fear of being “bad at math.”Real education often begins after formal schooling ends.Trading and business are driven as much by psychology as by data.Growth comes from pattern recognition, experimentation, and reflection.Entrepreneurship requires comfort with uncertainty and identity shifts.AI will amplify learning — but only if critical thinking is prioritized.Strong leaders create environments where disagreement is encouraged.Sustainable success comes from continuous learning and reinvention.Resources...

BIIE 234: Empowering Children, Families, and Educators with Financial Literacy featuring Dr. Darla BishopThis week, Ryan sits with Dr. Darla Bishop, a former high school educator and the creator of the multilingual financial literacy platform Piggy Bank Pathways. Dr. Bishop shares how she became interested in financial literacy, “Madeline's Money Adventure” (a children's book Dr. Bishop co-wrote with her daughter Madeline), teaching financial literacy to children, families, and educators via Piggy Bank Pathways, and lots more. Tune in! You can find out more about our guest's work by visiting darlabishop.com and piggybankpathways.org. Don't just listen, join the conversation! Tweet us at @AcademicaMedia or with the hashtag #BigIdeasInEducation with questions or new topics you want to see discussed. Host: Ryan Kairalla (@ryankair) Producer: Laura Blanco   

Financial security is about more than just building wealth: it's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever.On this episode, FINRA Investor Education Foundation and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation that sits right at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.Resources mentioned in this episode:BrokerCheckMarket Data CenterFund AnalyzerFixed Income DataFINRA Investor Education FoundationProtecting Consumers from FraudFINRA ForwardBlog Post: FINRA Forward's Rule Modernization—An UpdateBlog Post: Vendors, Intelligence Sharing and FINRA's MissionBlog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They ServeEp. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial GoalsEp. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

What if the real challenge of retirement isn’t saving money—but making it last? Damon Roberts and Matt Deaton break down why early financial education matters, using professional athletes’ cautionary tales to highlight the importance of smart planning, tax strategy, diversification, and sustainable income. From million‑dollar misconceptions to maximizing what you already have, this episode shows how to stretch every dollar wisely and build confidence for a long retirement. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit Want more cash flow? This episode is for you.Steve breaks down why taking on more debt usually makes cash flow worse, not better. He shares a real example of a business that got buried by high-interest loans and explains how cash problems actually start much earlier than most owners think.You'll hear a simple way to change how you price and structure your offer so cash comes in sooner, instead of months later. This works whether you're in a tight spot today or just tired of feeling behind on cash.If payroll, vendors, or your line of credit are always in the back of your mind, this episode will hit close to home._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

We'd love to hear from you. What are your thoughts and questions?In this conversation, Ron Kmetovicz shares his insights on financial independence, emphasizing the importance of multiple income streams, responsible investing, and the lessons learned from his life experiences. He discusses the inspiration behind his book, 'Ghost Money,' and outlines key principles for achieving financial success, including behaviors to avoid and adopt. The conversation highlights the significance of mentorship, consulting others, and finding passion in work as essential components of building true wealth and independence.Main Points:Financial independence is achieved through multiple income streams.Legacy and mentorship are important aspects of financial education.Keep financial principles simple and focused.Avoid pride and seek advice from knowledgeable individuals.Hard work and passion are essential for success.Educate yourself continuously in your field of work.Balance work and enjoyment in life.Discipline in spending is crucial for financial health.Live modestly to allow for investment opportunities.Investing skills can be learned over time.Connect with Ron Kmetovicz:ron@ghostmoneythebook.comhttps://ghostmoneythebook.com/X: @ghostmoneyedu

In this episode of The Vinney and Beau Show, Vinney and Beau dive into what really separates experienced investors from the rest—especially when markets feel uncertain. With stocks swinging, interest rates shifting, and headlines creating noise, they break down how seasoned investors stay calm, focused, and intentional.   This is an honest conversation about navigating cycles, avoiding emotional decisions, and understanding where real opportunity shows up when others hesitate.   They cover key ideas that are shaping today's investor mindset, including:

Send us a textIn this episode of the SmarterVet Financial Podcast, Tom Seeko sits down with Lindsay McMakin to explore the real-world challenges and opportunities in veterinary practice management. Lindsay shares her inspiring journey from receptionist to practice manager and consultant, offering actionable strategies for hiring with culture in mind, boosting financial literacy, and using technology to enhance — not replace — the human side of veterinary care. Tune in to learn how aligning your financial systems, improving accountability through regular meetings, and seeking expert guidance can help you build a thriving, sustainable practice.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665 

Jacob sits down with agricultural economist Dr. David Kohl to unpack what a brutal downturn in farm profitability reveals about globalization, capital concentration, labor shortages, and long-term economic resilience. The two touch on tariffs, debt, and the limits of export-led growth, and then the conversation widens to examine how technology, demographics, and financial fragility are reshaping both rural America and the national economy. --Timestamps:(00:00) - Introduction (00:56) - Discussion on US Ag Economy(02:17) - Challenges and Opportunities in Agriculture(07:09) - Land Values and Institutional Investments(12:24) - Generational Transition in Farming(18:02) - Export Markets vs. Domestic Focus(23:03) - Future Trends and Strategic Insights(25:55) - Venture Capital in Agriculture(28:09) - Economic Outlook for 2026(29:21) - The K-Shaped Economy Explained(31:39) - Impact of AI and Job Cuts(34:55) - Global Economic Concerns(41:05) - Technological Advancements in Farming(49:39) - Financial Literacy and Life Skills(51:32) - Closing Remarks and Future Outlook--Referenced in the Show:Dave Kohl: https://www.farmprogress.com/author/david-kohl--Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com--Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--