Podcasts about Financial literacy

In this episode of Boldin Your Money, host Steve Chen sits down with California State Treasurer Fiona Ma and CalSavers Executive Director David Teykaerts to explore how California is tackling the retirement savings gap through the CalSavers program. Fiona shares her personal journey from the private sector into public service and explains the treasurer's broader role as the state's banker, overseeing investments, bonds, and multiple savings initiatives. Together, Fiona and David walk through why CalSavers was created, how automatic payroll savings can dramatically increase participation, and why default design, low fees, and simplicity matter most for workers who've historically lacked access to retirement plans. The conversation highlights the program's scale and impact—hundreds of thousands of savers, billions saved, and growing along with lessons about behavioral finance, employer responsibility, and the power of “set it and forget it” systems to build long-term financial security for everyday Californians.

In this wide-ranging conversation, Sarah Jeanneault shares her unconventional journey from struggling with math in school to becoming a respected leader in fintech, trading education, and enterprise knowledge management. She and Dwayne Kerrigan explore the deep gaps in financial literacy, why traditional education often fails to prepare people for real-world decision-making, and how learning truly begins after formal schooling ends.Sarah explains how she applied adult learning theory to teach herself trading, why psychology matters more than numbers in the markets, and how curiosity, pattern recognition, and humility shaped her success. The discussion expands into the future of education, AI's role in learning, entrepreneurship, identity shifts after business exits, and the emotional reality of leadership transitions. This episode is a thoughtful examination of growth, risk, and why continuous learning is the most valuable skill anyone can develop.Episode Highlights:00:00 – Sarah opens by naming the gap in real-world financial literacy.02:00 – Dwayne introduces Sarah and frames the episode around learning and reinvention.05:00 – Sarah shares struggling with math and early assumptions about intelligence.09:00 – Losing her best friend and questioning the direction of her life.14:00 – Discovering trading and applying adult learning theory to self-education.18:00 – Why financial literacy is rarely taught despite its life-long impact.23:00 – Breaking down trading basics and removing unnecessary complexity.28:00 – Psychology, emotion, and why ego derails good financial decisions.33:00 – Risk, uncertainty, and learning to sit with discomfort.38:00 – Podcasts, curiosity, and self-directed learning as modern education.44:00 – Continuous learning as the foundation of entrepreneurship and leadership.49:00 – Gamifying learning to build confidence and consistency over time.54:00 – Building community through transparency and shared learning.59:00 – Scaling education-driven businesses and teaching at scale.64:00 – Identity shifts after acquisitions and redefining success.69:00 – Leadership, disagreement, and creating psychologically safe teams.74:00 – AI, critical thinking, and the future of learning.79:00 – Personal growth, reinvention, and staying curious long-term.84:00 – Reflections on learning, humility, and what truly creates confidence.88:00 – Closing thoughts, gratitude, and setting up Part 2.Key Takeaways:Financial literacy is rarely taught, yet deeply shapes life decisions.Learning accelerates when curiosity replaces fear of being “bad at math.”Real education often begins after formal schooling ends.Trading and business are driven as much by psychology as by data.Growth comes from pattern recognition, experimentation, and reflection.Entrepreneurship requires comfort with uncertainty and identity shifts.AI will amplify learning — but only if critical thinking is prioritized.Strong leaders create environments where disagreement is encouraged.Sustainable success comes from continuous learning and reinvention.Resources...

Financial security is about more than just building wealth: it's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever.On this episode, FINRA Investor Education Foundation and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation that sits right at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.Resources mentioned in this episode:BrokerCheckMarket Data CenterFund AnalyzerFixed Income DataFINRA Investor Education FoundationProtecting Consumers from FraudFINRA ForwardBlog Post: FINRA Forward's Rule Modernization—An UpdateBlog Post: Vendors, Intelligence Sharing and FINRA's MissionBlog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They ServeEp. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial GoalsEp. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

We'd love to hear from you. What are your thoughts and questions?In this conversation, Ron Kmetovicz shares his insights on financial independence, emphasizing the importance of multiple income streams, responsible investing, and the lessons learned from his life experiences. He discusses the inspiration behind his book, 'Ghost Money,' and outlines key principles for achieving financial success, including behaviors to avoid and adopt. The conversation highlights the significance of mentorship, consulting others, and finding passion in work as essential components of building true wealth and independence.Main Points:Financial independence is achieved through multiple income streams.Legacy and mentorship are important aspects of financial education.Keep financial principles simple and focused.Avoid pride and seek advice from knowledgeable individuals.Hard work and passion are essential for success.Educate yourself continuously in your field of work.Balance work and enjoyment in life.Discipline in spending is crucial for financial health.Live modestly to allow for investment opportunities.Investing skills can be learned over time.Connect with Ron Kmetovicz:ron@ghostmoneythebook.comhttps://ghostmoneythebook.com/X: @ghostmoneyedu

In this episode of The Vinney and Beau Show, Vinney and Beau dive into what really separates experienced investors from the rest—especially when markets feel uncertain. With stocks swinging, interest rates shifting, and headlines creating noise, they break down how seasoned investors stay calm, focused, and intentional.   This is an honest conversation about navigating cycles, avoiding emotional decisions, and understanding where real opportunity shows up when others hesitate.   They cover key ideas that are shaping today's investor mindset, including:

Send us a textIn this episode of the SmarterVet Financial Podcast, Tom Seeko sits down with Lindsay McMakin to explore the real-world challenges and opportunities in veterinary practice management. Lindsay shares her inspiring journey from receptionist to practice manager and consultant, offering actionable strategies for hiring with culture in mind, boosting financial literacy, and using technology to enhance — not replace — the human side of veterinary care. Tune in to learn how aligning your financial systems, improving accountability through regular meetings, and seeking expert guidance can help you build a thriving, sustainable practice.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channels:Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665 

No, the Bank of Trump isn't a thing. But as entrepreneurial as the Trump family is it wouldn't be a surprise if it came to be... Anyway, on Wednesday President Trump's rollout tour for his soon-to-be Trump accounts, which will become a thing on our country's 250th anniversary.

Do you know how much money you put into your pension every month and where it is invested?A new survey shows that 7 in 10 Irish adults don't understand basic financial vocabularly and we struggle to understand our money.Kel Galavan is a Qualified Financial Advisor and author joined Sean to offer advice

In this NGPF Speaker Series episode, Tim Ranzetta interviews high school junior Sid Tripathi, founder of the Dollar Investigators, a youth-led initiative teaching elementary students foundational money skills. Sid shares how family conversations about finances and early entrepreneurship shaped his "long game" mindset around saving, investing, and avoiding get-rich-quick thinking. He explains how his team brings concepts like needs versus wants, budgeting, banking, debt, and compound interest to younger learners through hands-on activities and roleplay. Tim and Sid also discuss what motivates students, how to make financial topics immediately relevant, and what Sid has observed about teen investing apps, sports betting, and crypto hype. The conversation highlights how student-led teaching can normalize money talk, build confidence, and plant early "seeds" of financial decision-making. Educators will leave with practical ideas for engaging lessons, inspiring youth leadership, and ways to scale financial literacy impact beyond a single classroom.

Tax talk gets real when it changes how much cash you keep. We sat down with CPA and beauty industry specialist April McDaniel to decode the $25,000 tip income deduction, the permanent FICA tip credit now available to salons and spas, and the exact systems owners need to make tip reporting airtight. April explains who qualifies, why married filing separately is a deal-breaker, and how income thresholds and documentation rules will shift between 2025 and 2026.We get tactical about payroll and accounting. If your team receives tips by cash, card, or apps, those amounts must flow into the correct W‑3 box for Social Security tips, or you risk losing credit and triggering notices. April shares a copy‑and‑paste email you can send to your payroll provider, why the FICA tip credit reduces your payroll tax deduction to avoid double dipping, and how credits pass through on K‑1s. We also surface a hidden risk: when employees add unreported tips at tax time, the IRS can bill the salon for the employer FICA match on that extra income.Beyond compliance, we focus on financial literacy as a growth engine. Proper tip reporting strengthens your team's access to mortgages, car loans, Social Security, and disability benefits, raising the professional profile of stylists and estheticians. We discuss why many who tried booth rent are returning to strong employee salons, how to read clean financials, and where owners slip on deductions. Heads up for 2026: many workplace meals and celebration meals lose deductibility, while international and cruise conference deductions have tight rules—plan with your CPA before you spend.If you're heading to our NEXT event in Austin, bring your year-end statements and questions. We'll help you tighten reporting, protect cash flow, and make smarter bets using break‑even and ROI. Enjoy the conversation, subscribe for more practical beauty business strategy, and share this episode with an owner who needs clarity on tips and taxes.To learn more about how Strategies can help you create more profit, fun, and growth potential for you, your business, and your team, schedule a free 60-minute strategy session: Strategies: https://www.strategies.comSalon/Spa Business Coaching: https://strategies.com/memberships/In-Person Salon/Spa Seminars: https://strategies.com/educationPodcast: https://strategies.com/podcast/Instagram: https://www.instagram.com/strategiesteam Facebook: https://www.facebook.com/strategiesOnline Education Portal: https://learning.strategies.com/The Beauty Business Strategies Podcast is designed to give salon, spa, medspa, barbershop, and lash studio owners, just like you, quick tips to make more money, inspire your team, and create world-class client experiences.

When it comes to retirement, the biggest mistake couples make is staying silent about money — and it could cost them. On this episode, Kevin Madden break downs why both spouses must stay engaged in financial planning, how to build predictable income for life, and the truths behind popular retirement myths like the 4% rule. They also explore strategies for creating your own “personal pension,” staying protected during market swings, and making smart decisions with Social Security and long-term savings. A practical, down‑to‑earth conversation for anyone seeking clarity and confidence in retirement planning. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Jacob sits down with agricultural economist Dr. David Kohl to unpack what a brutal downturn in farm profitability reveals about globalization, capital concentration, labor shortages, and long-term economic resilience. The two touch on tariffs, debt, and the limits of export-led growth, and then the conversation widens to examine how technology, demographics, and financial fragility are reshaping both rural America and the national economy. --Timestamps:(00:00) - Introduction (00:56) - Discussion on US Ag Economy(02:17) - Challenges and Opportunities in Agriculture(07:09) - Land Values and Institutional Investments(12:24) - Generational Transition in Farming(18:02) - Export Markets vs. Domestic Focus(23:03) - Future Trends and Strategic Insights(25:55) - Venture Capital in Agriculture(28:09) - Economic Outlook for 2026(29:21) - The K-Shaped Economy Explained(31:39) - Impact of AI and Job Cuts(34:55) - Global Economic Concerns(41:05) - Technological Advancements in Farming(49:39) - Financial Literacy and Life Skills(51:32) - Closing Remarks and Future Outlook--Referenced in the Show:Dave Kohl: https://www.farmprogress.com/author/david-kohl--Jacob Shapiro Site: jacobshapiro.comJacob Shapiro LinkedIn: linkedin.com/in/jacob-l-s-a9337416Jacob Twitter: x.com/JacobShapJacob Shapiro Substack: jashap.substack.com/subscribe --The Jacob Shapiro Show is produced and edited by Audiographies LLC. More information at audiographies.com--Jacob Shapiro is a speaker, consultant, author, and researcher covering global politics and affairs, economics, markets, technology, history, and culture. He speaks to audiences of all sizes around the world, helps global multinationals make strategic decisions about political risks and opportunities, and works directly with investors to grow and protect their assets in today's volatile global environment. His insights help audiences across industries like finance, agriculture, and energy make sense of the world.--

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Financial Intelligence Toolkit The biggest mistake business owners make isn't marketing, hiring, or growth. It's ignoring financial literacy. In this episode, Steve explains how misunderstanding your numbers can quietly lock in a bad year before it even starts. He breaks down why profit doesn't equal cash flow, how bad assumptions lead to bad decisions, and why leaders who don't understand their financials end up working harder for worse results. If you want to focus on the right priorities and stop guessing with your business, this episode is a must-listen. _______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

In this replay episode, I share my personal experience of turning down my dream master's program due to funding issues and provide comprehensive guidance on securing funding for master's programs. From internal scholarships within your department to external fellowships and creative freelance opportunities, I cover various strategies to make your graduate education financially manageable. Additionally, I emphasize the importance of financial literacy and budgeting to ensure long-term financial stability. Tune in to learn how to proactively seek and secure funding for your master's program.If you liked what you heard, check out my blog post on 20+ ways to secure funding for master's programs and the following relevant episodes: -4: Grad School Funding-58: Accepting an Offer With Little to No Funding-67: What You Need to Know About Student Loans-79: Financial Literacy in Grad School-132: Five Budget-Related Tasks to Complete Before Saying Yes to a Grad ProgramGet your free copy of my Grad School Femtoring Resource Kit here.Support our free resources with a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠one-time or monthly donation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.To download episode transcripts and access more resources, go to my website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://gradschoolfemtoring.com/podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This podcast is a proud member of the Genuina Media network.*The Grad School Femtoring Podcast is for educational purposes only and not intended to be a substitute for therapy or other professional services.* Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For almost sixty years, the Southwest Michigan Urban League has been providing advocacy, educational programing and social justice services to Battle Creek and Calhoun Country residents. Their latest initiative, made possible by grants from the Battle Creek Community Foundation, is designed to help people improve their financial literacy through educating on topics such as budgeting, credit building, debt reduction, lending, home ownership and investment. Michael Patton, President and CEO of Southwest Michigan Urban League, talks to Community Matters about why this type of education is important for underserved communities of all ages and how you can take advantage of the program.  Episode ResourcesSouthwest Michigan Urban League WebsiteABOUT COMMUNITY MATTERS Former WBCK Morning Show host Richard Piet (2014-2017) returns to host Community Matters, an interview program focused on community leaders and newsmakers in and around Battle Creek. Community Matters is heard Saturdays, 8:00 AM Eastern on WBCK-FM (95.3) and anytime at battlecreekpodcast.com.Community Matters is sponsored by Lakeview Ford Lincoln and produced by Livemic Communications.Do you have a non-profit you'd like to hear highlighted on Community Matters? Go to our website and let us know!

Perryne Desai, CFA, is the Head of Index Fixed Income Product at Vanguard, responsible for overseeing the strategy and expansion of Vanguard's fixed-income exchange-traded funds (ETFs) and related products. Our conversation covers fixed-income basics, different indices that funds follow, how to use bond funds and ETFs in portfolios, and the new products Vanguard has launched or is developing. For information on understanding bond math and various types of bond yields, see Bond yields 101: A guide for smarter investing.   Rick Ferri, a long-time Boglehead and investment adviser, hosts this episode. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.  

For many entrepreneurs and investors, financial success often feels harder than it should. Despite tireless work and long hours spent chasing income, they still end up owing a business that runs them rather than the other way around.Today's guest has spent decades helping people break that cycle by shifting how they think about money, assets, and financial freedom itself.Sharon Lechter is a globally recognized financial literacy expert, former CPA, keynote speaker, and five-time New York Times bestselling author. She is best known as the co-author of Rich Dad Poor Dad and 14 additional books in the Rich Dad series, including the transformational Cashflow Quadrant. She's also co-authored many other influential books, including Exit Rich, Three Feet from Gold, and Think and Grow Rich for Women.Sharon has dedicated her career to educating and empowering investors at any level, helping them move from earned income to asset-driven wealth while reclaiming their time. In her newest book, Old Wealth, New Wealth, True Wealth, Sharon offers readers both an inspiring fable and a practical blueprint for crafting a legacy that lasts.In this episode, you'll learn: ✅ Why the purest definition of financial freedom is when asset income exceeds your monthly expenses.✅ How the Cashflow Quadrant was a game changer for Justin and helps entrepreneurs reclaim time and scale faster by making better decisions.✅ Why Sharon's newest mission with IQ Hall helps creators and entrepreneurs maintain ownership and protect their intellectual property while using AI.Show Notes: LifestyleInvestor.com/274Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

SummaryIn this episode of Money Monday, Benjamin Lee reflects on the significance of Dr. Martin Luther King Jr. Day and shares insights from two impactful articles about financial literacy and the experiences of professional athletes. The first article discusses Tim Duncan's experience of losing $20 million due to betrayal by a financial advisor, emphasizing the importance of trust and financial knowledge. Duncan's story serves as a cautionary tale about the necessity of being vigilant with one's finances, regardless of wealth. Lee highlights key takeaways from Duncan's experience, including the need for basic financial literacy and the importance of having a cash reserve.The second article focuses on Jeff Teague, who, despite earning a substantial income in the NBA, chose to live with his parents to maintain financial prudence. Teague's story illustrates the value of frugality and making wise financial decisions, even when faced with lucrative contracts. Lee concludes with a reminder that chasing money does not guarantee happiness, urging listeners to consider the broader implications of their financial choices. Overall, the episode emphasizes the importance of financial awareness and the lessons that can be learned from the experiences of others.Chapters00:00 Introduction and Martin Luther King Jr. Day Reflection00:58 Tim Duncan's Financial Betrayal06:58 Jeff Teague's Frugal Living ChoicesBooks, Blogs, Newsletter, Merch https://benjaminlee.blogI Can Do Podcast: https://icandopodcast.comYoutube: Chapters 00:00 Introduction and Martin Luther King Jr. Day Reflection 00:58 Tim Duncan's Financial Betrayal 06:58 Jeff Teague's Frugal Living Choices

Financial thought leader and author Manisha Thakor joins the show to share her approach to financial health and emotional wealth. With over 30 years of experience in financial services, Manisha provides a clear roadmap for dismantling the cultural pressure on women to be perfect. She discusses the core principles of her book, MoneyZen, and explores how women can reclaim their power by asking the right questions of their employers, their partners, and themselves. You'll hear Manisha discuss: The Perfection Trap: Why the societal expectation for women to be perfect prevents them from asking for raises, and how to embrace the bravery required to advocate for your worth. Joy-Based Spending: A practical exercise to audit expenses and identify where life energy is being drained by social obligations or costs that offer no emotional return.  Financial Compatibility: The necessity of discussing money values early in relationships to ensure long-term alignment and stability. The Reality of Wealth: Why assuming net worth based on outward appearances is a mistake and how to stop comparing yourself to a curated image. Important Links:Savvy Ladies (https://www.savvyladies.org/)Precious Williams' LinkedIn (https://www.linkedin.com/in/precious-l-williams/)Lisa Zeiderman's LinkedIn (https://www.linkedin.com/in/lisazeiderman/Manisha Thakor's LinkedIn (https://www.linkedin.com/in/manishathakor/)Important Links for Manisha:Manisha's Books Link: (https://moneyzen.com/my-books/)Money Zen Website: (https://moneyzen.com/)About Manisha Thakor:Manisha Thakor has worked in financial services for more than thirty years, with an emphasis on women's economic empowerment and financial well-being. A nationally recognized thought-leader in this space, Thakor has been featured in a wide range of publications, including the Wall Street Journal, the New York Times, NPR, PBS, CNN, Real Simple, and Women's Health. In her most recent book, Money Zen, she breaks down the personal, cultural, and societal forces that have led us to falsely believe we can never have, do, or be enough, and shows us a fresh new path toward “MoneyZen”—her joy-based approach to living a life rich in financial health and emotional wealth. 

This week on the Chamber Podcast, Rob sits down with Steve Grech, CEO of LOC Credit Union, and Stephanie Hamlin, Community Impact Manager, to talk about what it really means to be a community-first financial institution. With 90 years of history and more than 50 years serving Livingston County, LOC focuses on doing a few things exceptionally well, from affordable car loans and home equity lending to strong digital banking paired with real human relationships. Steve shares how LOC differentiates itself in a crowded financial market through thoughtful lending practices and service-driven culture, while Stephanie highlights the credit union's deep investment in financial education, school partnerships, and local programs that build confidence from elementary school through adulthood. The conversation offers a clear look at how staying focused, accessible, and people-centered helps LOC strengthen both financial health and community trust. 00:00 LOC Credit Union's Journey 03:12 What Makes LOC Unique? 06:00 Building Trust Through Relationships 09:15 Financial Literacy in Schools 12:22 2026 Initiatives and Community Engagement 15:15 Lending Wider and Deeper Show Links Learn more about the Brighton Chamber by visiting our website. Website: https://www.brightoncoc.org/  Guest Links Website: https://www.loccreditunion.com/ Guest Info: LOC celebrated our 90th Anniversary in 2025 with 6 locations across Livingston, Oakland and Wayne Counties. We like to think LOC stands for Lender of Choice for Auto Loans & Home Equity Loans while focusing on delivering five-star member service.   Our Brighton Branch opened in June of 2024 and is located on Grand River Avenue just outside of downtown, next to Planet Fitness and AutoZone.  We have had a presence in Livingston County for 50 years. In 1976 we opened in Howell and have been at our current location on Grand River since 1997. Our current Hartland location opened in 2007 at Old 23 and M59. As we continue to invest in Livingston County, we will be building a full-service branch with a drive thru in 2026. This branch will be adjacent to the Hartland Target parking lot.  Community Sponsorships and Volunteer Involvement:  In 2024 we partnered with Bountiful Harvest when we made large financial donation upon the opening of the Brighton branch in 2024. We continue to support their mission by providing an annual cereal drive where the donations stay right here in Livingston County and our staff volunteers at the food bank.  Brighton, Howell and Hartland - Athletic Business Sponsorships  Brighton Chamber Efforts and Events- the Farmer's Market Flower Day- Bouquet Building Station, Volunteering at Chamber Events such as the Smokin Blues and Brighton Holiday Glow Reindeer Game Sponsorship.  For the third year in a row, we sponsored the Tunnel of Lights at the Millpond Bridge for the community to enjoy a seasonable photo opportunity. Financial Literacy and Education Efforts The Community Impact Team provides a variety of financial education classroom experiences for grades K -12. Creating hands on experiences that give students a solid foundation for the real world. We also operate 19 student-run credit unions across Farmington and Livingston County that give students an independent interactive experience with banking and managing money.

Lillian Zhang is a financial and career educator. Her book, "The New Money Rules: The GenZ Guide to Personal Finance" covers how to eliminate debt and offers non-judgmental advice on saving and investing. Zhang talks to KQED's Marlena Jackson-Retondo about the tips she gives to young people managing their own finances for the first time.

In this episode of Good Morning Liberty, hosts Nate Thurston and Charles Chuck Thompson cover various topics, starting with weekend anecdotes about watching playoff football and visiting Illinois. We talk about Don Bongina's recent controversy, examining the former FBI agent's handling of criticism and accusations of gaslighting. Then we address Trump's efforts to target Federal Reserve Chairman Jerome Powell over interest rates and renovations to Fed buildings, connecting these actions to broader themes about government overreach and economic policy. The episode wraps up with a critique of Trump's proposal to cap credit card interest rates at 10%, discussing the potential economic and political ramifications of such a move. 00:00 Intro 01:37 Dan Bongino Controversy 06:30 Christie Noem's Drone Post 10:51 Jerome Powell and Federal Reserve Investigation 26:11 Government and Mobsters: A Comparison 26:30 Trump's Affordability Measures 27:19 Credit Card Interest Rate Cap Debate 30:31 Personal Responsibility and Financial Literacy 37:42 Government Intervention and Market Competition 44:46 Historical Context of Usury Laws 50:04 Final Thoughts and Wrap-Up  

Send us a textIs your financial future riding on the next election—or are you ready to take control no matter who's in office? In this empowering episode of The Good Enough Mompreneur Podcast, host Angela Masciulli sits down with wealth strategist, CEO, and author Dr. Laquore Meadows, who shares how she went from poverty to Ph.D. and now teaches others to generate income on demand through stocks and options trading.Dr. Meadows breaks down how to build lasting wealth using her Wealth HOUZ framework, explains why market volatility doesn't have to paralyze your financial goals, and how to finally shift from renting your financial future to owning it—without needing a background in finance.We talk money mindset, the myth of political dependency, and how moms and women of color can start building a legacy—starting today.This episode is for you if:You've been intimidated by investingYou think financial success is out of reachYou want real, tactical steps to grow your wealth

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Wake Up Call, we look back at the LA fires a year later, and a special report on the fatal shooting of a woman by an ICE agent in Minneapolis. We also discuss the new food pyramid, which emphasizes cutting out processed foods, and the importance of personal finance education in schools. Additionally, we talk to Dr Bill Hensley, the President and CEO of the National Endowment for Financial Education about the benefits of teaching financial literacy to young people.See omnystudio.com/listener for privacy information.

To celebrate this 400th episode, I'm joined by Andrew Jacobs, an osteopath turned mortgage broker who specialises in working with allied health professionals. Andrew is also the author of Paid Off and Healthy Money, two books written specifically to improve financial literacy among health practitioners. In this episode, we explore why so many podiatrists feel uncomfortable talking about money, despite financial stress being one of the biggest contributors to burnout and career dissatisfaction. Andrew explains how understanding basic financial concepts, such as cash flow, debt, lending structures, and repayment strategies, can have a massive long-term impact on your career options and lifestyle. We also discuss why banks actually view podiatrists as low-risk borrowers, the profession-specific lending opportunities many podiatrists don't know exist, and how small changes made early can save hundreds of thousands of dollars over time. This conversation isn't about chasing wealth. It's about creating choice, flexibility, and long-term security. Learn more about Andrew Jacobs and download his books at www.mortgagechoice.com.au/andrew.jacobs I also encourage you to read the full show notes and find all episode links at www.podiatrylegends.com Are you looking for a one-on-one business coach that's actually done what they teach? A business owner I spoke with in early 2024 made an extra $40,000 by following my advice from a 30-minute FREE Zoom call.  Think about it - You have everything to gain and nothing to lose. Please use the link below to schedule your Zoom call.  https://calendly.com/tysonfranklin/podmeeting30  If you're not yet ready to contact me, consider buying my Books - https://amzn.to/4oBl3r3

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The FINRA Investor Education Foundation's National Financial Capability Study is an expansive source of data and insights about the financial lives of U.S. adults. Conducted every three years, this wide-ranging research effort includes the Investor Survey, an in-depth exploration of the attitudes, behaviors, knowledge and experiences of retail investors across the country.In December, the FINRA Foundation published the latest iteration of the survey, titled "Investors in the United States: Results from the FINRA Foundation's National Financial Capability Study." Drawing on responses from nearly 3,000 respondents in the U.S. with non-retirement investment accounts, the latest edition builds on previous Investor Survey reports, conducted every three years since 2015.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's Research Director Gary Mottola, and Senior Researcher Olivia Valdes discuss the study's wide-ranging findings and implications.Resources mentioned in this episode:The National Financial Capability Study (NFCS)Investors in the United States A Report of the National Financial Capability StudyState-by-State NFCSInvesting Knowledge QuizEp. 176: National Financial Capability Study: Key Trends and InsightsYou Know More Than You Think: Unrealized Knowledge in “Don't Know” Responses to Financial Knowledge Questions2026 FINRA Annual Regulatory Oversight ReportBrokerCheckSocial Media Key Topics Page Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

Recorded January 3, 2026   Anna and I begin 2026 as we ended 2-25---finishing up our holidays until work calls.... In the meantime there were three games played resulting in a 1-2 record. There was good and bad and we go over it all.   Visit Empowering Education  today if you are interested in emrolling in our upcming 8-week Financial Literacy course.   #ALLCAPS #SportsOTHP #LockedOnCapitals #SucramCapitalsOffTheirChain #JenayaTalksCaps #TheOfficialCapsChirpPodcast  

Tripp Limehouse delves into the concept of financial independence, emphasizing that it goes beyond just accumulating wealth. They discuss the emotional aspects of retirement, the importance of creating income and distribution plans, and the role of passive income in achieving financial stability. The conversation also covers retirement savings trends, the transition from accounts to plans, and the significance of estate planning. Additionally, they highlight the importance of catch-up contributions, navigating hardship withdrawals, and preparing for healthcare costs in retirement. The episode concludes with a focus on long-term care planning and the necessity of having a comprehensive retirement plan. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

Professional Builders Secrets brings you an exclusive episode with Blake Doolan from The Not So Silent Business Partner. In this episode, Blake breaks down how builders can take control of their financials in a way that's simple, practical, and sustainable. Drawing on deep experience in construction bookkeeping and financial systems, Blake explains why understanding your numbers is the key to confident decision-making, long-term growth, and real freedom in business.This episode is sponsored by Apparatus Contractor Services, click the link below to learn more:hubs.ly/Q02mNSsG0INSIDE EPISODE 219 YOU WILL DISCOVER Why many builders feel profitable but still struggle with cash flowThe biggest mistakes builders make when tracking financialsHow the right job management system simplifies financial controlWhy consistency matters more than complexityHow financial clarity reduces stress and improves decision-makingAnd much, much more.ABOUT BLAKE DOOLANBlake Doolan is the Managing Director of The Not So Silent Business Partner, helping residential builders gain clarity and control over their finances. With deep experience in construction accounting and job management systems, Blake focuses on practical financial solutions that enable confident decisions, sustainable growth, and long-term freedom.Connect with Blake: linkedin.com/in/blake-doolan-3243821b4/?originalSubdomain=auTIMELINE 2:10 Why builders struggle with financial clarity5:05 Why freedom matters more than profit7:30 The power of making systems simple10:15 How to choose the right job management software15:40 Why getting WIP wrong can cost you millions20:30 How financial systems helped a builder step away from the businessLINKS, RESOURCES & MOREAPB Website: associationofprofessionalbuilders.comAPB Rewards: associationofprofessionalbuilders.com/rewards/APB on Instagram: instagram.com/apbbuilders/APB on Facebook: facebook.com/associationofprofessionalbuildersAPB on YouTube: youtube.com/c/associationofprofessionalbuilders

In this Leadership Takeover Session, Stuart Miller, Director of Public Policy and Technology Research at Xero, shares what's really happening behind the scenes with MTD, AI and financial literacy – and what it all means for UK bookkeepers. If you've ever wondered who sits in the rooms with government, regulators and tech companies speaking up for small businesses and their advisers, this episode joins those dots. Stuart didn't set out to be an accountant. He fell into practice to avoid paying rent to his parents, trained through AAT, and built his career in firms where tattoos, shaved heads and “not fitting the mould” were still frowned upon. He talks about the managers who backed him, the crying client whose tax-return anxiety helped him find his purpose, and the R&D projects where better tax advice funded real-world change – like extracting myrrh oil to support schools in Africa. Today, his role at Xero spans smart data, late payments, e-invoicing, unique business identifiers, AI policy and MTD. He explains what his week actually looks like: responding to consultations, sitting on smart data groups, meeting departments like Business and Trade, and feeding the voice of accountants and bookkeepers into policy. Find out about the benefits of becoming a Xero Partner, here: https://www.xero.com/uk/partner-programme/?UTM_Source=6fb The conversation also tackles AI. Stuart sees AI as an efficiency driver, not a replacement for bookkeepers. He talks about using AI to speed up reconciliation, summarise long email newsletters and surface insights, while the real value sits in the 20% of work that is deeply human: handling ambiguity, context and emotion. A big theme is financial literacy and social mobility. Stuart is passionate about closing the gap for people who were never taught about interest rates, APR or cash flow at home or at school. He talks about Xero's financial literacy campaign, which offers bite-size guidance and mentoring for people from disadvantaged backgrounds or those starting a business with no financial training. Crucially, it's open to everyone, not just software users, and supported by accountants and bookkeepers who volunteer their time to help. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

Mr. Beast Biography Flash a weekly Biography.Jimmy Donaldson, the YouTube titan known as MrBeast, has been making waves with bold pivots that could redefine his empire just days into the new year. In a fresh interview with creator Jon Youshaei posted Monday, Business Insider reports Donaldson revealing plans for a dedicated YouTube channel on financial literacy, teaching fans about investing, Roth IRAs, and smart money moves. Its a natural evolution from his cash-stuffed stunts, like the 10 million dollar giveaway on Beast Games first season, and ties into his teased MrBeast Financial services business, with CEO Jeffrey Housenbold confirming expansion into loans and insurance via investor decks.At The New York Times DealBook Summit earlier this month, Donaldson dished on shifting his main channel strategy as fans tire of spectacle, per Business Insider. Hes doubling down on emotional storytelling, longer 25 minute videos, animation, and micro dramas, while cutting costs after losing millions on extravagant productions. Housenbold hinted at a potential IPO, eyeing ways to let his 1.4 billion global viewers own stakes in Beast Industries, now valued at five billion dollars, as TechCrunch details amid lawsuits over Beast Games set conditions and MrBeast Burger woes.Business buzzed with Starbucks partnering for Beast Games season two, debuting January seventh on Prime Video, fueling contestants with 24/7 coffee in Beast City and a limited Cannon Ball Drink from January 14th, Marketing Dive confirms. On December 26th, Associated Press covered Donaldson advising parents of aspiring kid influencers to prioritize education over fame. His December 20th 30 Days in the Sky YouTube challenge featured a Starbucks drop for a contestant vying for a 50 thousand dollar gift card.No major headlines in the past 24 hours, but these moves signal long term bets on education, finance, and efficiency, potentially cementing his biographical leap from stunt king to mogul.Thanks for tuning into this MrBeast episode of Biography Flash. Subscribe to never miss an update on MrBeast and search Biography Flash for more great biographies.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI

In this Leadership Takeover session, Kate Hayward, Managing Director of Xero UK, shares how growing up in a self-employed household shaped her views on risk, money and why bookkeepers are now more vital than ever to small businesses. For UK bookkeepers, this is a clear, honest look at where the profession is heading and how to stay at the centre of it. Kate talks about watching her parents worry over money at the kitchen table, how that drove her into a science degree and a Big Four career, and why she eventually left the perceived safety of that world to join a fast-growing tech company while planning to start a family. She shares the leadership moment that stopped her from self-selecting out of a senior role because of motherhood, and why background should never limit whose voice is heard in business or policy. A major theme of the conversation is financial literacy. Kate explains why the UK still lacks a joined-up, practical approach to money education and why Xero has invested in its financial literacy campaign to try to change that. She describes financial literacy as a life-cycle issue, from what children see at home to the decisions business owners face as they grow. For bookkeepers and accountants, Kate is clear: you are the lifeline for many small businesses. With the disappearance of the traditional bank manager, clients now turn to their adviser to interpret the numbers, sense-check decisions and connect them to wider support. She also acknowledges that many advisers were never taught sales, marketing or entrepreneurship, even though clients increasingly expect that wider commercial input. Find out about the benefits of becoming a Xero Partner, here: https://www.xero.com/uk/partner-programme/?UTM_Source=6fb The episode also tackles AI and the future of the profession. Kate's view is firm: AI will not replace bookkeepers or accountants. It will remove repetitive manual work and create space for deeper conversations, better insight and more ambitious client growth. The skills that matter most become communication, commercial thinking, pricing confidence and the ability to guide clients through uncertainty. If you are a UK bookkeeper or accountant who cares about small business, worries about AI, or wants to play a bigger role in clients' financial understanding and long-term success, this conversation with Kate Hayward will help you see what's coming next — and how you can stay essential. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

In this Sofa Session, Kate Hayward, Managing Director of Xero UK, shares how growing up in a self-employed household shaped her views on risk, money and why bookkeepers are now more vital than ever to small businesses. For UK bookkeepers, this is a clear, honest look at where the profession is heading and how to stay at the centre of it. Kate talks about watching her parents worry over money at the kitchen table, how that drove her into a science degree and a Big Four career, and why she eventually left the perceived safety of that world to join a fast-growing tech company while planning to start a family. She shares the leadership moment that stopped her from self-selecting out of a senior role because of motherhood, and why background should never limit whose voice is heard in business or policy. A major theme of the conversation is financial literacy. Kate explains why the UK still lacks a joined-up, practical approach to money education and why Xero has invested in its financial literacy campaign to try to change that. She describes financial literacy as a life-cycle issue, from what children see at home to the decisions business owners face as they grow. For bookkeepers and accountants, Kate is clear: you are the lifeline for many small businesses. With the disappearance of the traditional bank manager, clients now turn to their adviser to interpret the numbers, sense-check decisions and connect them to wider support. She also acknowledges that many advisers were never taught sales, marketing or entrepreneurship, even though clients increasingly expect that wider commercial input. The episode also tackles AI and the future of the profession. Kate's view is firm: AI will not replace bookkeepers or accountants. It will remove repetitive manual work and create space for deeper conversations, better insight and more ambitious client growth. The skills that matter most become communication, commercial thinking, pricing confidence and the ability to guide clients through uncertainty. If you are a UK bookkeeper or accountant who cares about small business, worries about AI, or wants to play a bigger role in clients' financial understanding and long-term success, this conversation with Kate Hayward will help you see what's coming next — and how you can stay essential. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

Mr. Beast Biography Flash a weekly Biography.Jimmy Donaldson, the YouTuber known as MrBeast, just dropped a bombshell in an interview with creator Jon Youshaei posted Monday, revealing plans for a new YouTube channel dedicated to financial literacy, teaching fans about investing, Roth IRAs, and smart money moves. Business Insider reports this fits his cash-heavy stunts like the 10 million dollar Beast Games prize, while teasing an upcoming MrBeast Financial services venture, possibly including student loans and insurance via a fintech partner. Entrepreneur echoes the scoop, noting his 454 million subscribers could make personal finance go viral.In the past 24 hours, National Post highlighted a fresh clip where Donaldson insists it would feel irresponsible not to leverage his platform reaching one in 10 people worldwide for positivity, underscoring his global sway. Beast Industries CEO Jeff Housenbold fueled IPO buzz at the DealBook Summit earlier this month, per TechCrunch, hinting at letting his 1.4 billion recent viewers become company owners someday, building on last years five billion dollar valuation.No major public appearances or social media mentions popped in the last few days, but his philanthropy machine keeps humming with the Rockefeller Foundations recent strategic partnership with Beast Philanthropy, as Devex details, blending influencer flair with institutional aid amid 2025s humanitarian crises. Ongoing lawsuits from Beast Games contestants over set conditions linger without updates, Fortune notes from September, yet his empire Feastables chocolates outprofiting media arms signals long-term biographical muscle.Thanks for tuning into this MrBeast episode of the podcast. Subscribe to never miss an update on MrBeast and search Biography Flash for more great biographies.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI

Laura Rehbein is guiding successful professionals—retired or not—with straightforward strategies that replace financial uncertainty with confidence and clarity.Laura Rehbein is a Private Wealth Advisor and founder of Impavid Wealth Advisors, a franchise of Ameriprise Financial Services, LLC. With 30 years of experience, she specializes in helping successful professionals and recent retirees turn financial uncertainty into clear, confident action. Laura works with those who've saved and succeeded— but now wonder what's next. Her planning process is designed to simplify complexity and provide practical peace of mind.Laura is the author of Fearless Finance, a relatable guide that helps people avoid “bad math,” plan for longevity, and address overlooked essentials like digital assets and pet trusts. Having taken on financial responsibility at just 12 years old, she brings empathy, realism, and wisdom to every conversation. Through personalized income strategies and ongoing support, Laura helps clients face the future with the fearlessness her firm's name—Impavid—was built on.Contact Details: Email: laura.l.rehbein@ampf.com Business: Impavid Wealth AdvisorsWebsite: www.impavidwealthadvisors.com Social Media:LinkedIN - https://www.linkedin.com/in/laurarehbein/ Facebook - https://www.facebook.com/ImpavidWealthAdvisorsEmail ImpavidWealthAdvisors@ampf.com with your name and address and and get a copy of your free bookRemember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3398: Jake Wengroff lays out a clear, actionable approach to mastering your money by shifting how you think about it, no spreadsheets, no stock-picking stress, just smart systems and mindset shifts. Drawing from Ramit Sethi's five-step method, this guide helps you automate your finances, uncover hidden income, invest early, eliminate debt, and boost earnings without sacrificing the joy of spending. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/financial-literacy/ Quotes to ponder: "You won't miss the money because all (or most) of your money will go where it's supposed to go, automatically." "Understanding how credit card debt, credit history, credit reports, and credit scores work, and their relationship to your overall financial health, is an important part of your financial literacy." "You can use the skills and experience you already have to make more money and put it into your accounts." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money Mondays, Dan Fleyshman sits down with entrepreneur and educator Troy Millings to talk about building businesses, smart investing, and creating generational wealth. Troy shares how he built Earn Your Leisure into a multi-million-dollar brand and breaks down lessons on financial literacy, mentorship, and making an impact through live events like Invest Fest. This episode delivers practical insights on investing, entrepreneurship, and giving back with purpose.Troy Millings is an entrepreneur, educator, and founder of Earn Your Leisure, a multi-million-dollar brand focused on financial literacy, investing, and entrepreneurship. He hosts the Market Mondays podcast and produces Invest Fest, a live event connecting investors, entrepreneurs, and creators. Troy is known for helping people build wealth, make informed financial decisions, and create lasting impact.Like this episode? Watch more like it

In this episode of the Tudor Dixon Podcast, Tudor sits down with OutKick founder Clay Travis for a wide-ranging conversation at the intersection of sports, politics, and culture. The discussion breaks down the latest Michigan football saga, the long-term consequences of Name, Image, and Likeness (NIL) deals in college athletics, and how shifting incentives are reshaping fan loyalty and competitive balance. Clay and Tudor also explore the growing demand for authenticity in media and politics, the role social media plays in amplifying controversy, and why financial literacy remains a major challenge for young athletes suddenly managing large sums of money. The episode further examines sports gambling regulations, cultural trust in institutions, and what current economic trends may signal for the upcoming midterm elections.See omnystudio.com/listener for privacy information.

In this rewind episode we chat with John Hope Bryant, the founder of Operation Hope, about his book Financial Literacy for All. We discuss about the problems of "bad capitalism" and how to bring everyone, no matter what color, creed, or gender, the badly needed financial education that is lacking in many communities. Learn more about your ad choices. Visit megaphone.fm/adchoices

NBC News Chief Consumer Investigative Correspondent Vicky Nguyen demonstrates some easy fixes that can make a big difference when it comes to organizing your finances. Also, actor Sam Heughan stops by to discuss his new book “The Cocktail Diaries”, a collection of recipes, stories, and global adventures. Plus, best-selling author and women's health expert Dr. Mindy Pelz discusses how to reframe the way we talk and think about menopause and share tools that can help women live authentically. And, just in time to finish your holiday shopping, some of the best gifts from NBC Select's 100 Best Gifts list. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.