Podcasts about Financial literacy

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Lauren Elrod. Topic: Entrepreneurship, diversity in entertainment, safety in production, and personal resilience.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Lauren Elrod. Topic: Entrepreneurship, diversity in entertainment, safety in production, and personal resilience.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Lauren Elrod. Topic: Entrepreneurship, diversity in entertainment, safety in production, and personal resilience.

In this episode, I'm joined by Nate Coughran, founder of Cookie Finance, for a powerful conversation about money, entrepreneurship, and financial freedom. Nate shares how his own journey led him to create Cookie Finance, a company dedicated to helping people understand their money, build better financial habits, and take control of their futures. We talk about the importance of financial literacy, why so many entrepreneurs struggle with money management, and how simple, intentional steps can completely transform your financial health. Nate also breaks down practical strategies for managing cash flow, setting up systems, and creating confidence around your finances—so you can stop stressing about money and start focusing on growth. If you're ready to shift the way you think about money and finally feel empowered in your financial journey, this episode will inspire and equip you to take the next step. Liked this episode? Make sure to subscribe to our podcast and leave a review with your takeaways, this helps us create the exact content you want!  KEY POINTS:  00:47 Meet Nate from Cookie Finance 02:18 The Importance of Financial Literacy for Creators 05:11 Nate's Journey from Big Finance to Creator Support 06:55 Key Financial Strategies for Creators 11:51 Addressing Common Financial Myths and Misunderstandings 22:02 Understanding Financial Struggles and Seeking Help 22:34 Zones of Genius and Incompetence 23:45 Creative Tax Deductions for Content Creators 29:00 When to Bring in Professional Help 35:57 Introducing Creator Business Essentials 38:49 The Importance of Treating Content Creation as a Business 42:01 Final Thoughts and Resources QUOTABLES: “  We all come with our zones of genius, and then we also come with the areas, that I call our zones of incompetence. We have to know, like this is my genius, this is what I can help people with. But this is also the thing that I need help from other people's zones of genius because I need to make sure that this is good and clean and clear in my business.” - Julie Solomon  “  One of the biggest ways that people are missing out on money is they're too conservative when it comes to deductions. Now you never wanna push the edge and be like, oh my entire life is a write off like you're definitely gonna get in trouble if you do that. But what we find most of the time is people are too conservative.” - Nate Coughran  GUEST RESOURCES: Cookie Finance Cookie Finance Blog @cookiefinance RESOURCES: [JOIN MY VISIBILITY TRAINING] With just 1 hour a week, my proven content framework will help you refine your messaging and turn your offers into consistent, scalable sales. Click here to get access to my new training! [ORDER] my book or Audible, Get What You Want: How to Go From Unseen to Unstoppable so you can leverage the power of your own influence. Follow Julie on Instagram! MUST HAVES THIS MONTH: [MASTER YOUR MARKETING] Looking for an easy way to manage your email marketing, events, and social in one place? Constant Contact has you covered, with AI tools that make it even easier. Test it out free for 30 days and start growing your list the simple way. Try Constant Contact free for 30 days and start growing your list the simple way. [READY TO SELL SOMETHING?] Shopify takes care of the logistics so you can focus on what you do best. Set up shop today for just $1/month!

In this episode of the Jake & Gino How-To Series, Gino Barbaro shares his top five books for multifamily real estate investing. Whether you're just starting your journey or scaling your portfolio, these timeless reads will give you the mindset, financial intelligence, and negotiation skills needed to succeed in real estate investing. From classics like Rich Dad Poor Dad to powerful guides like Never Split the Difference, this list will help you build wealth and achieve financial freedom through multifamily real estate. Real estate investing is 80% mindset and 20% mechanics, and these books prove it. Gino breaks down why The Richest Man in Babylon lays the foundation of wealth-building, how The Psychology of Money shapes your relationship with finances, and why Think and Grow Rich still influences today's top entrepreneurs. He also covers negotiation strategies from Chris Voss's Never Split the Difference, creative deal structures in Creative Cash, and market analysis insights from Dave Lindahl's Multifamily Millions. Each recommendation gives you the tools to overcome limiting beliefs, understand the rules of money, and master multifamily real estate. If your goal is to create passive income, scale your portfolio, and achieve long-term financial freedom, these book recommendations are your roadmap to success.Connect with Gino Barbaro: gino@jakeandgino.comLearn more at: https://www.wheelbarrowprofits.com We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this episode of the Real Estate Pros podcast, Juan Grimaldo shares his inspiring journey from various jobs to becoming a successful real estate agent in Phoenix, Arizona. He discusses the pivotal moments that shaped his career, the challenges he faced during the market crash, and the importance of mindset and mentorship in achieving success. Juan emphasizes the value of community and financial literacy, and how he aims to educate others about home ownership and wealth creation.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

David Musto, Wharton Finance Professor and Director of the Stevens Center for Innovation in Finance, explores the importance of teaching financial literacy to students, the progress made in recent years, and why early education in personal finance is essential for preparing future citizens and voters. Hosted on Acast. See acast.com/privacy for more information.

Send Wilk a text with your feedback!From Rooftop to Roadwork: Faith, Dignity and the Walk Across America  Pastor Corey Brooks — known to many as the Rooftop Pastor — is back on Derate The Hate with a story that's nothing short of incredible. What began years ago with a bold stand on a rooftop has grown into Project Hood's 90,000-square-foot community center, now halfway complete on Chicago's South Side.This isn't just a building. It's a lifeline — with trade schools, culinary arts programs, restaurants, financial literacy training, and spaces where purpose and opportunity come alive.But Pastor Brooks isn't done yet. On September 1, 2025, he'll lace up his sneakers in Times Square and begin a Walk Across America — 3,000 miles in 365 days — to raise $25 million and finish the center debt-free.This conversation is about more than fundraising. It's about faith that moves mountains, the dignity of hard work, and the belief that every step we take can change lives.The world is a better place if we are better people. That begins with each of us as individuals. Be kind to one another. Be grateful for all you've got. Make every day the day that you want it to be! Please follow The Derate The Hate podcast on: Facebook, Instagram, Twitter(X) , YouTube Subscribe to us wherever you enjoy your audio or from our site. Please leave us a rating and feedback on Apple podcasts or other platforms. You can share your thoughts or request Wilk for a speaking engagement on our contact page: DerateTheHate.com/Contact The Derate The Hate podcast is proudly produced in collaboration with Braver Angels — America's largest grassroots, cross-partisan organization working toward civic renewal and bridging partisan divides. Learn more: BraverAngels.org Welcome to the Derate The Hate Podcast! *The views expressed by Wilk, his guest hosts &/or guests on the Derate The Hate podcast are their own and should not be attributed to any organization they may otherwise be affiliated with.

Mike Switzer continues his conversation about financial literacy and financial planning with Dave Turner, a certified financial planner in Greenville, SC.

Money isn't just about personal comfort—it's the foundation of sustainable social change. In this compelling conversation, attorney and business coach Courtney Teasley challenges conventional thinking about the relationship between financial power and justice work.Teasley introduces her concept of the "DAM community" (Disproportionately Affected Marginalized Minority), explaining how these communities face three critical knowledge gaps: criminal justice literacy, civics, and financial literacy. Without understanding these systems, meaningful change remains elusive. The consequences are devastating—marginalized individuals caught in the criminal justice system face impossible choices between unaffordable legal representation or accepting pleas that permanently damage their economic prospects.Traditional social justice approaches often fall short because they rely on external funding sources who may not understand community needs or may withdraw support when communities fight in ways donors disapprove of. As Teasley powerfully argues, "If we want to make change on a larger scale, we definitely need money in our pockets to do so." This reality demands new approaches to wealth-building beyond traditional homeownership, which remains inaccessible to most Americans under 50.The conversation explores practical pathways forward—monetizing expertise through business ownership, strategic investing with newly accessible platforms, and creating multiple income streams. Teasley emphasizes that business ownership allows marginalized individuals to create both profit and impact, similar to socially-conscious companies like Ben & Jerry's or TOMS. By charging their value while incorporating sliding scales and payment plans, business owners can serve their communities without sacrificing sustainability.For those skeptical of capitalism or concerned about ethical investing, Teasley offers pragmatic wisdom: "Not that we agree with how it is, but this is what it is. We must adapt and create in ways that feel authentic to ourselves." This balance of practical action and principled vision opens possibilities for lasting change that doesn't depend on external control.Ready to explore how financial power can transform social justice work? Follow Courtney Teasley on YouTube at Black Law Girl, LinkedIn, or Instagram @thecourtneyteasley to learn more about creating sustainable paths to both personal wealth and community empowerment.Send us a text Musis by Bitterlake, Used with Permission, all rights to BitterlakeSupport the showCrew:Host: C. Derick VarnIntro and Outro Music by Bitter Lake.Intro Video Design: Jason MylesArt Design: Corn and C. Derick VarnLinks and Social Media:twitter: @varnvlogblue sky: @varnvlog.bsky.socialYou can find the additional streams on YoutubeCurrent Patreon at the Sponsor Tier: Jordan Sheldon, Mark J. Matthews, Lindsay Kimbrough, RedWolf, DRV, Kenneth McKee, JY Chan, Matthew Monahan, Parzival, Adriel Mixon, Buddy Roark, Daniel Petrovic

Join hosts Clark and David in this special 100th episode of the Burn Your Boats podcast! They're sharing key takeaways from their journey, emphasizing the importance of financial freedom, the simplicity of investing, and the role of patience and emotional intelligence in making smart financial decisions. This milestone episode also marks the start of a new chapter for the podcast as they announce a temporary pause to focus on new projects. It's a bittersweet, but must-listen episode, full of gratitude for their team and listeners.Don't miss this one! Tune in to hear all of the invaluable lessons and find out what's next for Clark Lunt and David Shaw as they Burn Their Boats.TakeawaysAuthenticity has been the cornerstone of our podcast.We aimed to provide real value without a monetization plan.The journey to financial freedom is a marathon, not a sprint.Taking action is crucial for success in investing.The price of inaction can be detrimental to financial health.Leveraging debt can be a powerful tool for wealth creation.Compounding is essential for long-term financial growth.Emotional intelligence plays a key role in financial decisions.Staying safe and maintaining control over investments is vital.This is not a goodbye; it's a pause for reflection.Sound bites"You need to take action.""Debt is your biggest friend.""Control your impulses."Chapters00:00 Celebrating 100 Episodes: A Bittersweet Milestone03:29 Authenticity and Value: The Core of Burn Your Boats06:03 Personal Motivations: Why We Started This Journey12:16 The Importance of Financial Literacy and Action18:05 Understanding Wealth: The Marathon, Not a Sprint24:05 Leveraging Debt: A Key to Financial Freedom29:57 The Power of Compounding: Building Wealth Over Time40:42 The Impact of Day Trading on Life42:08 The Long Game in Investing44:45 Psychology of Investing and Emotional Intelligence48:40 The Marathon of Financial Freedom51:00 Staying Safe in Investment Strategies53:44 Investing in Yourself56:11 The Essence of Financial Freedom01:01:34 Reflecting on the Journey and Future Plans01:16:22 Outro Thumbnail The Grand Finale 100 EpisodesKeywordspodcast, financial freedom, investing, entrepreneurship, authenticity, wealth creation, personal growth, debt leverage, compounding, emotional intelligence#100thEpisode #Milestone #PodcastFinale #FinancialFreedom #Investing101 #FinancialLiteracy #MoneyMindset #WealthBuilding #EmotionalIntelligence #BurnYourBoatsWealth #Podcast #RealEstateInvesting #ClarkLunt #DavidShaw #InvestorMindset Hosted on Acast. See acast.com/privacy for more information.

Nyssa Millington is an accredited financial counsellor with experience providing crisis services and a great interest in the potential good of broader financial education services and consumer advocacy. Nyssa has an interesting vocational history from studying and working in computer programming followed by a range of business support services through to financial counselling and money coaching.

Discover Your Inner Satisfaction with Cary Prejean | The Science of Self PodcastSee the full conversation at https://youtu.be/9Eva0A2oKRIIn this episode of 'The Science of Self,' we welcome Cary Prejean, an experienced business consultant and CPA, to talk about personal satisfaction and growth. Cary shares his journey from the financial world to coaching business owners on doubling profits and structuring successful businesses. However, this episode is not just about business; it's about discovering what truly satisfies you in life. Cary explains the importance of defining satisfaction, being your authentic self, valuing environments where you're appreciated, and distinguishing the narratives that shape you. He provides valuable insights on living a fulfilling life filled with joy, gratitude, and ambition. Learn how to cultivate a mindset that empowers you to achieve personal and professional growth. Tune in to redefine your life's satisfaction!00:00 Embrace Your True Self00:37 Introduction to Our Guest: Cary Prejean01:05 The Importance of Financial Literacy for Business Owners02:39 Connecting Business Strategies to Personal Growth02:56 Defining Satisfaction and Happiness06:16 The Role of Coaches in Personal and Professional Development09:37 Understanding Your Unique Value14:28 Habits for a Rewarding Life18:16 Final Thoughts and Farewell

In this thought-provoking conversation, Lisa Tamati sits down with Luke Kemeys, chartered accountant, financial educator, and host of the Keep the Change podcast, to unpack the pressing financial realities facing New Zealanders today. From inflation and the housing crisis to the broken monetary system and the concentration of wealth, they explore why Kiwis can no longer rely on government fixes or property alone to secure their financial futures. Lisa and Luke share their personal journeys toward financial literacy, their experiences with cryptocurrency, the importance of asset tracking, and why personal responsibility is the cornerstone of both health and wealth. They also discuss AI disruption, investment strategies that outpace inflation, and the dangers of consumer debt culture. If you want to understand where the NZ economy is headed, how to protect yourself from currency debasement, and why wealth building starts with mindset, this conversation is packed with real-world insights you can apply today. What You'll Learn in This Episode: Why inflation and the broken monetary system are squeezing NZ's middle class How to track your assets and liabilities to build lasting wealth The role of AI in disrupting industries — and how to adapt Strategies for investing to outpace inflation, even on a fixed income The parallels between health sovereignty and financial sovereignty Cryptocurrency risks, Bitcoin philosophy, and lessons learned Why minimalism and self-reliance are key to financial freedom How marketing manipulation fuels debt and consumerism Practical steps for creating emergency funds and diversifying assets About Luke: Luke Kemeys is a sought-after speaker in the business and financial world, known for his straight-talking, no-nonsense approach. A Fellow Chartered Accountant and award-winning business advisor at nextAdvisory, Luke speaks regularly to business owners about leveling up their finances and to teams about taking control of their financial future. Drawing from real-world insights, both from clients who succeed and those who fall short, he challenges conventional thinking and forces audiences to confront the financial realities they might be avoiding. As host of Keep The Change, one of New Zealand's top-rated financial literacy podcasts, Luke is on a mission to educate 100,000 everyday Kiwis about money in a way that's relevant, relatable, and refreshingly honest. Be prepared to have your financial beliefs tested. Be ready to walk away with real, actionable insights. And don't hold back in the Q&A, Luke never does.  

Community outreach and financial literacy go hand in hand. Part of Triangle's mission involves bringing our many financial products and services out into the community through various sponsorships, engagement initiatives and employee programs.  In this episode, we're chatting with Jana Gemelli, Community Outreach & Sales Coordinator at Triangle Credit Union, about the work she does to bring Triangle's products, services and financial literacy resources to the many people living and thriving in the communities we serve. Links: Explore the various webinars and workshops in our financial literacy course catalog  Explore upcoming community events and financial literacy webinars on our Events page Learn more about Triangle's SEG program for businesses Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  

The most popular topic, money! Today's episode is a bit longer as it's one of the most important topics I've wanted to talk about. Money is both a tool and a weapon depending on the person behind it. This episode is split into two parts. In part one, I talk about how I recovered at 25 from living lavishly paycheck to paycheck keeping up with the Joneses and faking it till I made it to a certain income bracket. Please note that I am not a financial advisor or in the field! I am merely sharing what I did to build my wealth to a point where I can be comfortable, but by no means wealth and flush with moolah. Part two discusses managing interpersonal relationships when money is involved. I talk about the root causes of friendship and relationship breakups and how to avoid letting money break apart your community. I discuss the biggest mistakes you can make when talking about money and how society needs to change the way they view certain genders when it comes to finances. 

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Role: Finance attorney, senior executive in the federal government, founder of Legacy Building LLCMission: To bridge the financial literacy gap for minority communities, emerging professionals, and small business owners, promoting lasting economic confidence and stability.

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Tom Ham, Ryan Snow, and Eric Mrozinski to discuss the pivotal lessons they have learned in shop ownership and management. Tom shares the importance of hiring "nice" people and the critical role of setting and knowing your shop's numbers. Eric highlights how implementing a robust shop management system transformed their workflow and overall business efficiency. Ryan and the group discuss the challenges of acquiring versus starting a shop, as well as the necessity of strong processes, people, and incremental improvements in building a successful business.00:00 Transmission Shop Workflow Challenges05:45 Career-Changing Aha Moments07:18 "Embracing Change and Growth"11:26 Software Integration Aha Moment14:17 Leadership Challenges in Established Business18:23 Navigating Family Business Leadership Shift22:13 Service Advisor to Business Partner26:45 Insights on Experience and Perspectives27:51 Strategic Acquisition and Hiring Plan32:31 "Deciding the Shop's Future"37:15 Adapting Pricing Strategy for Success40:16 Value of Replica Car Repairs42:12 Mercedes Repair Cost Expectations48:04 "Financial Literacy for Business Owners"50:31 Unexpected Encounter During Riots54:37 Luxury Car Client Expectations56:28 Shift to Human-Centric Investments59:37 "Slow Changes for Business Success"

In this episode of the Real Estate Pro Show, host Erika interviews Dr. Lina, a passionate real estate investor and wealth coach. Dr. Lina shares her journey into real estate investing, the tools she uses for property management, and the challenges she faces, including dealing with evictions. She discusses her unique approach to wealth coaching through her platform, Money Talk with Dr. Lina, emphasizing financial literacy and diversification in investments. The conversation also highlights success stories from her community and her aspirations for the future, including transitioning to multi-unit properties and helping others achieve financial freedom.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

We're taking some time to highlight our best Gymsplain Episodes. On this episode Garrett and Randi discuss talking to kids about money. How can you set them up for future success? How can you give them the confidence and knowledge you wish you had? For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

The Signal Beneath the Noise Serious operators obsess over the next print, but my podcast/YouTube guest this week, Bankrate senior economic analyst, Mark Hamrick, argues the industry is missing the structural signals that actually set the cost of capital and shape demand.   Start with this premise: Data credibility is a macro variable.   When the quality of national jobs and inflation statistics is questioned, it is not just an esoteric Beltway quarrel; it becomes a pricing input for Treasuries and, by extension, mortgages, construction loans and exit cap rates.   As Hamrick puts it, the path to good decisions for households, enterprises and policymakers ‘is lined by high quality economic data, most of which is generated by the federal government.' Hamrick's concern is not theoretical. He links the chain plainly: if markets doubt the numbers guiding the Federal Reserve's dual mandate, you can ‘envision a scenario where there's less demand for our Treasury debt,' forcing higher yields to clear supply – an economy‑wide tax that lifts borrowing costs from mortgages to autos and narrows the Fed's room to maneuver.   What Happens If Trust Erodes? The near‑term catalyst for this anxiety is unusual: the Labor Department's head statistician was fired after unfavorable revisions, and an underqualified nominee has floated ideas as extreme as not publishing the data at all. Hamrick's advice for investors and executives is simple: pay attention. This may not break the system tomorrow, but it introduces risk premia where none previously existed.   Through a real estate lens, the translation is straightforward.   Underwriting already contends with volatile inputs on rents, expenses and exit liquidity; add a credibility discount on macro data and your discount rate moves against you. Prudent sponsors should stress‑test deals for a modest upward shock in base rates – an echo of Hamrick's ‘economy‑wide tax' – and consider how thinner debt markets would propagate through construction starts and refis.   Housing's Lock‑In: Inventory, Not Prices, Is the Release Valve The ‘lock‑in effect' remains the defining feature of U.S. housing. Owners sitting on sub‑3% mortgages are rationally immobile, starving resale inventory and suppressing household formation mobility, a dynamic Hamrick equates with today's ‘no hire, no fire' labor market: stable but sluggish churn. Builders fill some of the gap, but affordability remains constrained by national price firmness and still‑elevated mortgage rates relative to the pandemic trough.   What happens if mortgage rates dip to 6.25% or even 5.5%? Don't expect a binary ‘unlock.' Hamrick argues for incremental improvement rather than a light switch: lower rates would expand qualification and appetite gradually, and, crucially, free inventory. He is less worried that cheaper financing simply bids up prices; the supply response from would‑be sellers is the more powerful margin effect.   For operators underwriting for‑sale housing (build to rent or single-family home developments), the tactical read is to focus on markets where latent move‑up sellers dominate and where new‑home concessions currently set the comp stack. He also reminds us of the persistent, national‑level truth: prices have been unusually firm for years; in the U.S., homeownership is still the primary path to wealth – advantage owners, disadvantage non‑owners.   Wealth Transfer: Inequality In, Inequality Out The widely cited $84 trillion Boomer‑to‑GenX/Millennial wealth transfer via inheritance won't repair the middle class. It will mainly perpetuate asset inequality: assets beget assets, and the recipients most likely to inherit are already nearer the ‘have' column. That implies continuing bifurcation in housing demand (prime school districts, high‑amenity suburbs) alongside a renter cohort optimizing for cash‑flow goals rather than equity growth. For CRE, that supports a barbell: high‑income suburban nodes + durable rental demand where incomes grow but deposits lag.   Renting Without Shame and the Budget Reality Check Hamrick is refreshingly direct: there is no shame in renting as, perhaps, there used to be. For many households, renting is a rational bridge to other financial goals; build emergency savings, avoid surprise home maintenance expenses, and keep debt service from getting ‘too far out over your skis.'   For CRE owners, this fortifies the case for professionally managed rental product with transparent total‑cost‑of‑living and flexible lease options. For lenders, it argues for cautious debt-to-income ratios and expense reserves in first‑time buyer programs.   Tariffs, Inflation, and the New Dashboard Hamrick closes with a monitoring list to stay on top of dominant economic trends: labor market strength (monthly employment; weekly jobless claims), the inflation complex (Consumer Price Index (CPI), Producer Price Index (PPI), and Personal Consumption Expenditures index (PCE)), and the full housing tape (mortgage rates, existing/new sales, builder confidence, starts) plus, of course, one political‑economy input now impossible to ignore: tariffs, with the effective rate at the highest level since the Great Depression.   For CRE, tariffs are not an abstract: they seep into materials costs, fit‑out budgets, and the headline inflation path that steers the Fed. Sponsors should build tariff scenarios into Guaranteed Maximum Price (GMP) contingencies and model procurement alternates.   Actionable Takeaways for CRE Professionals Price a credibility premium: Run sensitivities for higher Treasury yields if data trust wobbles; Pay attention to how easily the government can sell its debt and the extra yield investors demand on longer bonds. Both shape interest rates, which then filter into real estate cap rates. Underwrite inventory elasticity, not sticker shock: As rates ease, model inventory release ahead of price spikes; focus on submarkets with pent‑up sellers. Lean into renting's rationality: Product that aligns with household cash‑flow priorities will capture durable demand while affordability resets. Track tariffs as a construction line‑item and macro tailwind to inflation: Feed this into budgets and hold periods. My conversation with Mark really brought home how connected real estate is to the bigger capital markets picture. If you want a sense of where cap rates are heading, keep an eye on the bond market – because that's where the story starts.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In this episode of The Power of Her, Dawn sits down with serial entrepreneur and finance educator Gokce Donat to tackle the money myths holding women back.    From breaking into male-dominated industries to teaching why “wealth isn't a vibe, it's a system,” Gokce shares real-world insights and practical steps for taking control of your finances. They dive into financial literacy, overcoming money shame, and why living below your means is one of the most powerful wealth-building moves you can make. Whether you're facing debt, building your first portfolio, or rewriting your money story, this conversation will leave you ready to take action.  

Dr. Anthony Rodriguez, featured on the IDD Health Matters podcast during the 2025 AAIDD Conference, shares his journey from a finance major to a full professor at Providence College, driven by a passion for supporting individuals with intellectual and developmental disabilities (IDD). His work blends mathematics education with advocacy, focusing on financial literacy and scam prevention to empower people with IDD. He highlights the importance of community-based research, peer mentoring, and storytelling as tools for growth and connection. As the incoming president of AAIDD, Rodriguez aims to foster collaboration among fellows and celebrate the organization's upcoming 150th anniversary, emphasizing unity, calm, and shared expertise in advancing health equity.

"Your family is your God given guarantee to build wealth," declares LaVaisha Davis in this illuminating conversation about transforming how we think about family finances. As founder of Ell Wess Advisors, Davis brings a revolutionary perspective to wealth building that positions family relationships at the center of financial planning rather than as an afterthought.The smallest decisions made around your dinner table today could shape your family's financial trajectory for generations. Davis reveals how she and her husband mathematically planned their first business by calculating exactly what their dream lifestyle would cost—including raising four children—and then working backward to determine what kind of enterprise could generate that revenue. This methodical approach to wealth creation stands in stark contrast to the passion-first mindset that leaves many entrepreneurs financially vulnerable.What truly sets Davis's philosophy apart is the "Family CEO Mindset" that treats relatives as strategic assets with specific roles in a collective wealth-building enterprise. Rather than allowing children to choose arbitrary career paths, Davis advocates for guiding them toward professions that fill strategic gaps in the family's collective knowledge and influence. In her own household, she's intentionally cultivating one daughter for political power—recognizing that political influence represents a form of capital that traditional financial planning overlooks.The wisdom shared in this episode emerged from profound personal loss when Davis's brother died unexpectedly, leaving their mother without the financial resources to properly handle funeral arrangements. This tragedy became the catalyst for Davis's deep study of how wealthy families structure their affairs to handle both expected and unexpected life events without financial devastation. She transformed this painful experience into a wealth management approach that makes sophisticated financial planning accessible to families who aren't ultra-wealthy through what she calls the "virtual family office."Ready to transform how you think about your family's financial future? This conversation will equip you with both the mindset shift and practical first steps to begin building wealth that truly lasts across generations.Support the showhttps://www.patreon.com/c/EA_BookClub

In this exclusive episode of Paisa Vaisa, we host Sanjay Dutt, MD & CEO of Tata Realty & Infrastructure Ltd. A true industry veteran, Dutt unpacks the dramatic evolution of the Indian real estate sector. He traces the market's growth from the pre-liberalization era of the 80s, where office space was a mere 20-30 lakh sq ft, to today's staggering 750 million sq ft of Grade-A space. The conversation covers key trends driving the market today, including the phenomenal growth of various sub-sectors like data centers, senior living, student housing, and industrial warehousing. Sanjay Dutt also shares his expert opinion on the future trajectory of the sector, the influx of global capital, and the crucial impact of regulatory reforms like RERA and the Insolvency and Bankruptcy Code. Pointers: ✔ Historical context: A look back at real estate before liberalization and its explosive growth since the 90s. ✔ Market segmentation: The expansion of the industry into diverse segments like co-living, data centers, and senior living. ✔ Geographic growth: Insights into how tier-1 cities are creating their own "tier-2" sub-markets and the potential for a more balanced growth across India. ✔ Investment vs. speculation: The difference between wealth creation and trading, and where to spot a potential bubble. ✔ Navigating the market: A detailed guide on what to look for when buying property, from freehold titles to developer reputation. ✔ Regulatory impact: The positive, life-changing influence of RERA and insolvency codes on transparency and investor confidence.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

The Financial Operator Podcast: Cash In, Chaos Out | Ep. 64 | Selling Businesses With Purpose & Profit Link to video podcast episode: https://youtu.be/2_N758pI-DM  Empowering Women in M&A: Rachel Boynton's Inspiring Journey

On this episode: How much should we follow the investment moves of people like warren Buffett? New data on what people need and spend in retirement. A retirement lesson from George Carlin. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Ed Slott, CPA, is a nationally recognized IRA distribution expert, professional speaker, television personality, and best-selling author. He is known for his unparalleled ability to turn advanced tax strategies into understandable, actionable and entertaining advice. He has been named “The Best Source for IRA Advice” by The Wall Street Journal, and USA Today wrote, “It would be tough to find anyone who knows more about IRAs than CPA Slott.” • • • This episode of the podcast is hosted by Jon Luskin, CFP®, a long-time Boglehead and financial planner. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads have held national conferences in major cities across the country. The 2025 conference will take place in San Antonio, Texas, from October 17 to 19. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Bogleheads® Live with Mike Piper: Episode 36 Bogleheads® Live with Mike Piper: Episode 23 Bogleheads® Live with Mike Piper: Episode 9 Bogleheads® Live with Sean Mullaney and Cody Garrett: Episode 11 Bogleheads on Investing with Cody Garrett: Episode 61 Asset Location For Stocks In A Brokerage Account Versus IRA Depends On Time Horizon Bogleheads on Investing with Phil Demuth, “The Tax-Smart Donor”: Episode 83

In this episode of the Investor Fuel Podcast, host Q Edmonds interviews Greg Schenk, a seasoned tenant representative and real estate investor with over 39 years of experience. Greg shares insights into his journey in commercial real estate, the importance of tenant representation, and the current opportunities in the market. He emphasizes the significance of financial literacy and building relationships for success in the industry. Listeners gain valuable knowledge about navigating challenges in real estate and the importance of understanding market dynamics. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Learn More about Debra at:(1) Debra Morrison, CFP®, MS, AEP, CertLGBTBE (she/her/hers) | LinkedInhttps://www.wecandoitwomen.com/https://www.instagram.com/debralmorrison/https://www.youtube.com/@DebraLMorrisonShow Notes with Timestamps

In Part 2 of Show Us Your Human, I sit down with Darren Palmer, a leader, entrepreneur, and someone who is incredibly passionate about connecting with others. We dive into the truths behind leadership that are rarely seen—the struggles, the doubts, and the human side of great leadership.ICYMI: About Darren PalmerDarren M. Palmer is a dynamic Serial Entrepreneur and the co-founder of one of the nation's fastest-growing agencies, Prosperity Partners Agency. With a mission to empower families and entrepreneurs, Darren and his partners are equipping leaders with the tools and strategies needed to achieve financial freedom.Before entering the insurance industry, Darren founded Self Publish -N- 30 Days, the #1 self-publishing company in the world, serving high-level entrepreneurs and helping them turn their stories into seven-figure platforms.Through mentorship and experience, Darren discovered the keys to building wealth—but also realized the deep gap in financial literacy within the business community. Refusing to stand on the sidelines, he became a solution in the marketplace, teaching others how to build legacy, protect income, and steward their financial future with confidence.What Makes Darren GreatWe kick off the conversation with an important question: What makes you great? Darren shares that his resilience and deep faith are what truly set him apart. He believes that faith fuels resilience—his ability to keep going even when life gets tough. Resilience, as Darren explains, isn't about never facing challenges, but about keeping faith through the trials. Darren's perspective on leadership is that trials and tribulations are part of the process, and they're what make us more than conquerors.The Struggles and The Strength Behind ResilienceAs we dig deeper, Darren reflects on the struggles that all great leaders face but don't always share with the public. He talks about moments when he's faced real doubts—whether it's in his personal life, in his business decisions, or in his role as a father. Even when Darren has felt like giving up, he speaks to the mechanisms he uses to fight back: controlling his thoughts, his tongue, and his temperament. He shares how positive thinking and speaking life into situations has helped him overcome the hardest challenges, even when it feels like life is constantly knocking him down.The Power of Faith in LeadershipFor Darren, his faith is the cornerstone of his resilience. He explains that, although he experiences moments of fear and doubt, he knows that faith—not perfection—is what keeps him going. Resilience comes from having a belief system strong enough to weather the storms of life. Darren explains that faith and doubt can coexist, and they often fuel each other in a powerful way. Doubt is the human experience, but faith provides the strength to carry on and take action in the face of it.The Power of Speech and ThoughtA key part of Darren's approach to resilience is his ability to control his thoughts and words. He describes the discipline it takes to train your thoughts to stay aligned with the promises of his faith. He acknowledges that we all have thoughts of doubt, but it's important to not let those thoughts dictate our reality. Verbalizing life and affirmations helps Darren stay in alignment with his purpose, no matter what challenges come his way.Your Team as a Source of StrengthWe also talk about the importance of having the right support system. Darren explains that resilience can't be done alone—surrounding yourself with people who align with your values and beliefs is critical for navigating life's toughest moments. Darren emphasizes that as leaders, it's crucial to be transparent with your team, especially in difficult times. By doing so, you allow your team to connect with you on a deeper level and gain strength from the humanity that's often hidden beneath the leadership façade.Taking Ownership of Your Own StoryTowards the end of the conversation, Darren talks about his personal growth and the realizations he's had about his role as a father, business owner, and leader. He reflects on how he used to resent his children because of the unmet expectations he had about being the perfect father. But he quickly realized that he couldn't hold them responsible for his past. Leadership requires self-awareness and a willingness to grow beyond personal struggles, which is exactly what Darren is doing.Key Takeaways:Resilience is not about avoiding challenges but about remaining faithful and hopeful even during hard times.Faith and doubt can coexist, and your faith can fuel your resilience in times of uncertainty.Controlling your thoughts and words is crucial for maintaining the right mindset in leadership.Surround yourself with a supportive team who can help you grow and hold you accountable.As leaders, embrace your humanity and let people see the authenticity behind the title.Resources Mentioned: Darren's website: www.selfpublishn30days.com Find Darren on social media: @selfpublishn30daysIf you're ready to grow as a leader, join me for my free monthly leadership workshop at rockygarza.com/confidenceKey Timestamps:00:00 Introduction to Unfinished Leadership00:49 Defining Resilience01:25 Facing Life's Challenges04:35 The Power of Thoughts and Words09:09 Maintaining Optimism and Integrity14:13 Faith as a Foundation17:49 The Role of Doubt in Belief18:04 Energizing Conversations19:42 The Power of Free Will21:07 Facing Doubt and Building Resilience23:42 Breaking Industry Molds25:50 Financial Literacy and Legacy28:05 Personal Reflections and Growth33:04 Embracing Humanity and Connection35:45 Final Thoughts and EncouragementTo join Rocky for his next free virtual event, go to https://rockygarza.com/beyondsuccessSupport this podcast at — https://redcircle.com/trgs/donations

On this episode of the SeventySix Capital Sports Leadership Show - College Sports Edition, Wayne Kimmel and Co-Host Ken Shropshire interviewed the Co-Founder & CEO of Opendorse, Blake Lawrence. Lawrence explores the rapid evolution of Name, Image, and Likeness (NIL) in college sports—covering the impact of recent executive orders, the financial literacy young athletes need, and the shifting dynamics of athlete compensation. He offers insights into the challenges and opportunities NIL presents, the implications of the transfer portal, and introduces his book, NIL 101: The House Settlement, which demystifies the complexities of NIL for athletes and industry stakeholders.After a promising career as a University of Nebraska linebacker was cut short by injury, Lawrence pivoted to business—earning his marketing degree in 2009 and MBA in 2011. In 2010, while completing his MBA, he co-founded Hurrdat, a fast-growing social media agency later acquired in 2014. Building on that success, Lawrence and former teammate Adi Kunalic launched Opendorse in 2012. What began as a simple tool to help one friend manage endorsement deals quickly grew into the leading platform connecting athletes, brands, and sports organizations.Under Lawrence's leadership, Opendorse has partnered with major sports associations including the NFLPA, MLBPA, PGA Tour, NHLPA, and Team USA. Today, the platform serves more than 100,000 athletes, 3,000 brands, and thousands of organizations—backed by $40 million in venture capital and patent-pending technology that quantifies athlete endorsement value.Known for blending lessons from the locker room with entrepreneurial grit, Lawrence champions values like teamwork, accountability, competitiveness, and relentless work ethic. Beyond running Opendorse, he is a sought-after speaker and media voice, appearing on ESPN's Outside the Lines, SportsCenter, Today Show, Bloomberg QuickTake, and more.Blake Lawrence: LinkedIn: https://www.linkedin.com/in/blakealawrence/Instagram: https://www.instagram.com/blake_lawrence/X: https://x.com/Blake_LawrenceNIL 101: The House Settlement: https://blakelawrence.gumroad.com/l/NIL101TheHouseSettlement?utm_campaign=house-posts&utm_medium=social&utm_source=xChapters00:00 Introduction to Blake Lawrence and Opendorse02:51 The Evolution of NIL and Opendorse' Role08:29 The Impact of NIL on Young Athletes12:07 Financial Literacy and Support for Athletes16:31 Compensation Disparities and Locker Room Dynamics21:14 The Transfer Portal and Its Implications24:40 The Future of College Sports and Market Forces26:43 The Role of the College Sports Commission37:19 Blake's Book: NIL 101, The House Settlement41:02 Looking Ahead: The Future of College Football and Basketball

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Today we are joined by Shang Saavedra, the Founder and CEO of Save My Cents, an influential personal-finance website and social-media platform. Saavedra teaches readers the key habits and behaviors needed to become less fearful of money and live life with joy. Saavedra was named one of the "25 Most Influential New Voices of Money" by TIME/NextAdvisor in 2022 and is an Expert Reviewer and Contributor at CNET Money. She received her bachelor's degree in economics from Harvard and her MBA from the University Of Chicago Booth School Of Business. Saavedra and her husband finished saving for their retirement by the age of 31 and now live a work-optional life in Southern California with their two boys and two cats. [Aug 11, 2025]   00:00 - Intro 00:37 - Intro Links -          Social-Engineer.com - http://www.social-engineer.com/ -          Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/ -          Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/ -          Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/ -          Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb -          CLUTCH - http://www.pro-rock.com/ -          innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/                                01:27 - Shang Saavedra Intro 02:23 - Motivation for Success 04:03 - Save My Cents 07:29 - The Feelings Mutual 10:07 - It's Emotional 12:01 - Root Causes of Bad Money Habits 13:02 - Feast or Famine 13:45 - Adverse Events 15:26 - Scarce Immigrant 17:08 - Mind Over (Money) Matters 21:05 - Your Worth, More 24:07 - Book Recommendations -          The Power of Habit - Charles Duhigg 25:06 - Mentors -          Therapist 25:59 - Shang Saavedra Online -          Website: https://savemycents.com/ -          Instagram: https://www.instagram.com/savemycents/ -          YouTube: https://www.youtube.com/@savemycents -          Goodreads: https://www.goodreads.com/book/show/216282934-wealth-is-a-mindset -          Amazon: https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/ -          Bookshop: https://bookshop.org/p/books/wealth-is-a-mindset/21633491 26:42 - Parting Advice 27:04 - Guest Wrap Up & Outro -          www.social-engineer.com -          www.innocentlivesfoundation.org

In this bonus episode of The Money Puzzle, The Australian’s Wealth Editor, Julie-anne Sprague, unpacks what it takes to be a great investor with one of the nation's top stockpickers, Jun Bei Liu. How did Liu learn to invest? What did she learn when things went wrong and what's her advice for everyday investors wanting to build their wealth?Jun Bei Liu of Ten Cap joins Wealth Editor Julie-anne Sprague in this bonus episode.See omnystudio.com/listener for privacy information.

From 2027 it'll be compulsory for students from year 1 to 10 to be taught financial literacy. A new report shows most of us think we're "average" with money. 

From McDonald's employee to owning a successful beauty academy in 2 locations: Tampa & Orlando, Dolly Monroe sits down for a lovely conversation. She explains how her name came about, courses offered at DMBA, her current taste in music, and so much more! Enjoy the show! Follow Dolly Monroe / DMBA (Dolly Monroe Beauty Academy): @dollymonroe Follow on IG: @fewfacedself

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Ryan Alexander, a credit expert who shares his insights on building and leveraging credit for financial success. Ryan emphasizes the importance of understanding the credit system, budgeting, and maintaining a good credit score. He provides practical tips for managing credit cards, raising credit scores, and using credit to create financial opportunities. Ryan also shares his personal journey from being broke to becoming a successful educator in the credit space, highlighting the mindset shifts necessary for financial growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Sanika sits down with financial coach and early retiree Walli Miller to explore the concept of freedom and financial independence. Walli shares her journey of achieving financial freedom by making intentional money decisions and participating in the FIRE (Financial Independence, Retire Early) movement. Born and raised in the Bronx, Walli discusses the financial challenges she faced and how she shifted her spending habits to build wealth. She emphasizes the importance of understanding one's finances, setting financial goals, and using money as a tool to design a life of freedom. Walli also provides practical advice on managing money, setting boundaries, and building wealth through various investment vehicles like real estate, entrepreneurship, and the stock market. Join Walli  and Sanika as they dive deep into the keys to financial freedom and how you can start your journey today.Send us a text Thank you for listening and for adding new dimensions to your definitions. Keep growing, keep exploring, and keep defining life on your terms.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.Resources mentioned in this episode:National Financial Capability Study (Sixth Wave)National Financial Capability Study: 2024 State-Level InsightsFinancial Knowledge QuizNational Financial Capability Study (Fifth Wave)The machines are coming (with personal finance information). Do we trust them? Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

Morningstar's Christine Benz and investing-history legend Dr. William Bernstein announces the Jonathan Clements "Getting Going on Savings" Initiative. In 2024, Jonathan was diagnosed with a terminal illness and decided to use the proceeds from a final book to kick-start a new program that will directly help fund Roth IRAs for young adults (especially from low-income households) to the tune of $1,000 each. The John C. Bogle Center for Financial Literacy, a 501(c)(3) non-profit, is assisting with the project and 'Catching Up to FI' is proud to spread the word by replaying this conversation that originally aired on the 'Bogleheads on Investing' podcast (5/27/25).   ===    VOTE FOR US: PLUTUS AWARDS  === We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI” - Bill Yount & Jackie Cummings Koski.   ✅ WHAT IS THE PLUTUS AWARDS? The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.     ✅ VOTE  If you've gotten value from our content and think we are worthy of recognition,  please support by casting your votes here > >>  https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.    ✅ DEADLINE The deadline to vote is August 30th, 2025. Winners will be announced in October.   ✅ CATEGORIES Below are the categories we have been nominated for and we'd love your vote in each of them.  Catching Up to FI Best New Personal Finance Content Creator - Audio Content Creator of the Year: Audio People's Choice: Audio Best Financial Advisor Content/Jackie Cummings Koski, CFP Plutus Storyteller Award Best Traditional Retirement Content Best Personal Finance Content for Underserved Communities Best Personal Finance Content for Women   Other categories  Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies) Best New Personal Finance Book (F.I.R.E. for Dummies) Plutus Resilience Award (Jackie Cummings Koski) Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)  

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.

Join us for an inspiring conversation with Melissa Cox, a certified financial planner from Dallas, Texas, who shares her remarkable journey from financial chaos to expertise. Melissa opens up about her accidental entry into the financial industry and how her personal struggles with money motivated her to become a better planner. She passionately discusses the societal misconceptions women face regarding financial capabilities and emphasizes the importance of understanding one's financial beliefs. Melissa encourages women to start with small, manageable steps to build financial confidence and take control of their financial futures. By eliminating shame around financial choices, she empowers women to confidently navigate the world of finance. We also explore a holistic approach to financial planning with Melissa, focusing on the concept of building financial freedom at one's own pace. Through the analogy of constructing a financial "house," she highlights the significance of investments, insurance, and legal documents. The "wealth on purpose formulation" is introduced, emphasizing intentionality and balance in financial planning. Melissa shares insights into her personalized, one-on-one approach with clients, offering exclusive clarity sessions to tailor strategies to individual goals. As Melissa reflects on her journey of writing a book to empower readers in their financial journeys, she underscores the idea that finances are unique to each person and encourages embracing the messiness of it all. Listen in to gain valuable insights and motivation to redefine what it means to be an empowered woman in the financial world.   Connect with Melissa:Website: www.FutureFocusedWealth.com Facebook: Melissa Cox CFP Instagram: @melissacoxcfp   Let's keep the conversation going!Website: www.martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: http://bit.ly/martatedx Every Day Magic teaches mindfulness through ritual and gratitude practices that can be done every day at any age. Purchase your copy today at https://www.amazon.com/dp/B0F2XGKRCN  

Welcome to another exciting episode of Good Morning Liberty! Hosts Nate Thurston and Charlie Thompson kick off the show by celebrating Milton Friedman's 113th birthday, sharing their favorite Friedman videos, and discussing the limited social media engagement on Thursdays. The episode features Part 1 of the popular 'Dumb Bleep of the Week' segment, where they critique various absurdities, including the sentencing for the Canadian Freedom Convoy leaders, California's minimum wage hikes, Elon Musk being termed a 'money hoarder,' and controversial gun control debates. They also touch on the Epstein files, human trafficking, and a new voting system for 'Dumb Bleep of the Week'. Tune in for an engaging conversation filled with humor and critical analysis! (00:00) Intro (00:43) Milton Friedman's Birthday (01:28) Dumb Bleep of the Week: Part 1 (02:56) Canadian Freedom Convoy (05:26) California's Minimum Wage Impact (10:10) Democrats' Outreach Strategy (14:41) Elon Musk and Wealth Distribution (19:39) Stock Market Dynamics and Wealth Valuation (20:48) Elon Musk's Wealth and Investments (22:10) Financial Literacy and Misconceptions (22:49) Debate on AR-15 Assault Rifles Ban (23:48) Gun Laws and Public Safety (31:12) Epstein Files and Political Controversies (36:53) Trump's Trade Policy and Palestine Links: https://gml.bio.link/ YOUTUBE: https://bit.ly/3UwsRiv Check out Martens Minute! https://martensminute.podbean.com/ Follow Josh Martens on X: https://twitter.com/joshmartens13 CB Distillery 25% off with promo code GML cbdistillery.com Join the Fed Haters Club! joingml.com

Have you ever asked yourself? Do I show my children, through my actions, how to maintain a healthy marriage and set high standards for future relationships? How do I intentionally teach my kids lessons about money, relationships, and mental health that they aren't learning in school? How do I respond when my kids come to me with emotional struggles? If you ever thought parenting was just about getting your kids to do their homework and behave, think again. The real curriculum happens at home, in the conversations we have with our children. Today, Larry and Ethan dive into the essential life lessons that high school just doesn't teach—think managing money, building real relationships, navigating mental health, and mastering communication beyond the digital world. Along the way, you'll hear personal stories about fatherhood, learning how to treat women with respect, and the power of leading by example at home. Larry and Ethan also shine a spotlight on the importance of old-school manners, effective boundary-setting, and even the art of saving and investing early. Plus, they get candid about handling rejection, repairing relationships, and the sometimes tough but necessary skill of saying “no.” As always, they keep things light and relatable, weaving in fun anecdotes and a dash of family banter Become the best husband you can: https://bit.ly/deamarriageyoutube In this vital conversation, we dig into: Relationship Skills Aren't Taught in School: Ethan shares how Larry modeled (not just talked about!) the importance of treating women with respect—from a proper handshake to introducing himself to his girlfriend's parents, and how these “old school manners” set him apart in today's world. Larry and Ethan agree: the best lessons are caught, not taught. Money Management Early On Makes a Difference: Larry reminisces about starting Ethan and his brothers on the envelope savings system and quarterly meetings with a financial advisor from a young age. It pays off: Ethan feels more confident with money than most of his peers, recognizing the power of starting early, setting goals, and understanding critical concepts like compound interest. Create a Safe Space for Mental Health: Ethan reflects on how being able to talk openly about tough situations—whether it's heartbreak, anxiety, or just a hard day—has helped him develop emotional resilience. Larry encourages parents to model vulnerability, listen, and share stories from their own journey (even the awkward ones). Saying “No” and People Pleasing: Larry and Ethan get honest about people pleasing, time management, and learning to filter commitments. Larry's golden rule: “If it's not a hell yes, it's a no.” They discuss real-life examples, from turning down extra work projects to standing strong against peer pressure. Repairing Relationships & Healthy Conflict: Ethan shares what works in his relationship: addressing conflict calmly, not going to bed angry if possible, but also not being afraid to sleep on things when emotions run high—with the agreement to circle back and resolve it the next day. Whether you're a dad, a son, or just someone looking to live more intentionally, this conversation is packed with relatable humor, honest reflections, and practical takeaways to help you. Here's what research and observation highlight about family communication: Research shows that 86% of adolescents identify parents as their primary model for relationship skills and values. Studies found that 49% of Americans say they frequently agree to things they don't want to do to avoid disappointing others. Studies found that over 80% of teens say the way their parents communicate with each other directly affects how they approach their own romantic relationships. Pre-order the 'The Pursuit of Legendary Fatherhood' book: thedadedge.com/legendarybook thedadedge.com/alliance  https://1stphorm.com/?a_aid=dadedge Level 1 Bars - https://1stphorm.com/products/level-1-bar/?a_aid=dadedge Phormula 1 -https://1stphorm.com/products/phormula-1/?a_aid=dadedge Join the #1 Mastermind for Legendary Fathers: https://www.thedadedge.com/