Podcasts about retirees

In this episode, host Taniel Chemsian interviews Gabriela Lopez and Jesus Valenzuela, co-founders of Outliance Real Estate Brokerage, based in Cabo San Lucas. Gabriela shares her journey from Argentina to Cabo, while Jesus recounts his move from California, highlighting why both fell in love with the region. They discuss Cabo's multicultural attractions, safety, excellent weather, outdoor lifestyle, and strong sense of community. The conversation shifts to the current real estate market, noting how the boom following COVID-19 has transitioned into a buyer's market, with increased inventory and more negotiation possibilities for buyers. Gabriela and Jesus explain common price ranges, popular neighborhoods, and what buyers should consider—emphasizing the importance of lifestyle compatibility, local amenities, and working with reputable agents. They also touch on the challenges of pre-construction developments and the unique logistical factors of living in Baja. The episode concludes with practical advice for foreigners considering a move, encouraging them not to let fear hold them back and to seek the guidance of experienced locals. Contact details for Outliance are provided for further inquiries.   Key Moments:  05:53 Buying Property Abroad: Key Tips 09:00 Mexican Market Surge Pre-U.S. Elections 12:42 Investors Hold Amid Economic Changes 13:43 Vallarta's Resilient Real Estate Market 19:08 Kabul's Strategic Connectivity Highlights 20:56 Cabo's Culinary and Art Scene 23:03 Exploring Santiago's Natural Attractions 26:36 "East Cape: Off-Grid Simplicity" 30:59 "Affordable Homes Near Cabo" 35:22 Top Neighborhoods for Investment Homes 36:32 Top Rental Priorities: View, Amenities, Location 41:25 Baja Logistics: Challenges and Delays 44:56 Turnkey Homes Appeal Don't miss out on a free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893

Forget waiting for the perfect financial opportunity. Everyone dreams of having bought Apple stock in 2004 or finding that perfect house at the perfect price, but real wealth isn't built through home runs – it's created through consistent singles.After working with hundreds of millionaire-next-door retirees, I've discovered their secret isn't spectacular investing wins but small, incremental improvements that compound dramatically over time. This power of 1% works universally, whether you're just starting your career or already enjoying retirement.For younger investors, increasing your 401k contribution by just 1% creates minimal budget impact now but massive retirement benefits later. On a $60,000 salary, that's only $50 monthly that could grow to $50-60k by retirement. Already maxing retirement accounts? Consider canceling one streaming service ($10-15/month) and redirecting those funds to a Roth IRA. Another overlooked opportunity: move your emergency fund from a traditional bank to a brokerage firm's money market account earning 4%+ interest – potentially generating hundreds in passive income annually from money that was sitting idle.Retirees benefit equally from the 1% approach. Reducing portfolio withdrawals by just 1% keeps more money invested and growing. Those 70½ or older can optimize charitable giving through Qualified Charitable Distributions directly from IRAs, maintaining generosity while eliminating taxes on those distributions. Think of financial wellness like physical fitness – consistency trumps intensity. What will your 1% improvement be this month? That single small step might just transform your financial future. The journey to financial freedom isn't about swinging for the fences – it's about showing up daily and moving consistently in the right direction. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Growing anxiety among retirees over potential Social Security cuts and economic instability is prompting many to scale back spending and reconsider their retirement plans as policymakers debate the program's future. Today's Stocks & Topics: PRI - Primerica Inc., Market Wrap, IOT - Samsara Inc., APA - APA Corp., Retirees Fear for the Future of Social Security Amid Policy and Economic Uncertainty, T - AT&T Inc., GOOG - Alphabet Inc. Cl C, Retail Investors, Retirement Saving Plans, CFFN - Capitol Federal Financial Inc., 401k Rollover, Stablecoins.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Jun 16, 2025 – Jim Puplava and Crystal Colbert discuss the potential tax-planning implications of the One Big Beautiful Bill Act when it comes to child tax credits, tax brackets, estate tax exemptions, standard deductions, and the elimination...

What do wealthy retirees do differently when it comes to spending, investing, and managing their financial future? In this episode of Protect Your Assets, David Hollander shares key lessons from decades of working with high-net-worth clients. You’ll hear insights on purposeful spending, systematic investing, team-based planning, debt strategies, and staying ahead of tax changes. Plus, David covers current market updates, crypto milestones, and signs of a cooling labor market. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

What do wealthy retirees do differently when it comes to spending, investing, and managing their financial future? In this episode of Protect Your Assets, David Hollander shares key lessons from decades of working with high-net-worth clients. You’ll hear insights on purposeful spending, systematic investing, team-based planning, debt strategies, and staying ahead of tax changes. Plus, David covers current market updates, crypto milestones, and signs of a cooling labor market. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Total Wealth & Wellness Radio

If your retirement plan includes staying in your home, you'll want to hear this conversation…In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Kevin Guttman, Certified Reverse Mortgage Professional and author of A Reverse Mortgage Changed My Life: Real Stories of Hope, Courage, and Inspiration. Together, they break down the often misunderstood world of reverse mortgages – also referred to as “retirement mortgages.” With over two decades of experience, Kevin explains how these loans can offer older homeowners financial security, flexibility, and peace of mind – all while allowing them to stay in their homes.In this episode, you will learn:How retirement/reverse mortgages differ from traditional home loans and HELOCs.Who qualifies for a reverse mortgage and how to determine if it's the right fit.The three ways retirees can access their home equity – and which might make the most sense.The most common misconceptions about reverse mortgages (and the truth behind them).How to start a productive conversation with aging parents about home equity and long-term financial goals.And more!Tune into this episode to hear how home equity can support long-term retirement goals!Resources:Episode Transcript & Blog | reversemortgagerevolution.com | A Reverse Mortgage Changed My Life: Real Stories of Hope, Courage, and Inspiration | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call

Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace. . . . — 1 Peter 4:10 Jim and Mary live down the street from Roseland Christian Ministries (RCM). Retirees, they pour their heart and soul into our thrift store, sorting clothes, stacking furniture, doing what they can to help our little store thrive. The store earns money that helps to support our programs. Working with them are Arlene, Amalia, Marlene, Sue, Ruth, Ms. Green, Bruce, Jan, Terry, Arlo, Randy, and more. They use their gifts to create a community that does a lot of good in the neighborhood. Jack is our board president. He serves wonderfully in his role of setting policy, vision, and development. But on a Monday morning you'll often see Jack deep cleaning the kitchen stoves or mopping floors. Over the years I've watched him listen and learn—forming bonds and trust with people in the community. All of the people I have mentioned here are retired. It inspires me that in retirement they live lives of service and form bonds with each other. It's not simply that they are serving, but that they are serving alongside one another, each with different gifts. Who are the people you have formed bonds with while serving? Who are the gifted people with whom you serve? Heavenly Father, thank you for the deep bonds we form while serving together. Strengthen our unity as we work side by side, reflecting your love and building Christian community together. In Jesus, Amen.

Retirees must decide how much to withdraw annually, whether to purchase long-term-care insurance, and look into the pros and cons of buying an annuity. Today's Stocks & Topics: GIS - General Mills Inc., Market Wrap, APLD - Applied Digital Corp., 3 Tricky Decisions Every Retirement Plan Must Address, TPH - Tri Pointe Homes Inc., Pros and Cons of Buying Annuities, PHM - PulteGroup Inc., SPGI - S&P Global Inc., China and Tariffs, CSL - Carlisle Cos., ITW - Illinois Tool Works Inc., ARE - Alexandria Real Estate Equities Inc.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Interview recorded - 5th of June, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Danielle DiMartino Booth. Danielle is the CEO & Chief Strategist for QI Research. She is the author of Fed Up and a global thought leader in monetary policy, economics and finance with 9 years experience at the Federal Reserve Bank of Dallas.During our conversation we spoke about Danielle's thoughts on the economy, the FED stalling elections, the bond market, BOJ increasing global yields, recession comparison and more. I hope you enjoy!0:00 - Introduction2:07 - Danielle's economic outlook3:22- FED stalling6:37 - Worried about Covid repeat?7:50 - Cut before election?10:07 - End of Powell?12:13 - Bond market?13:41 - BOJ increases impacting global yields14:27 - Dollar depreciation16:02- US in a recession?19:16 - Global economy20:18 - Recession comparison21:31 - Risk-off?22:46 - Retirees selling?24:05 - One message to takeaway?DiMartino Booth set out to launch a #ResearchRevolution, redefining how market intelligence is conceived and delivered to guide portfolio managers and promote financial literacy. To build QI, she brought together a core team of investing veterans to analyze the trends and provide critical analysis on what is driving the markets – both in the United States and globally.Since their inception in 2015, commentary and data from DiMartino Booth's The Daily Feather and The Weekly Quill have appeared in other financial sources such as Bloomberg, CNBC, Fox Business, Institutional Investor, Yahoo Finance, The Wall Street Journal, MarketWatch, Seeking Alpha, TD Ameritrade, TheStreet.com, and more.A global thought leader in monetary policy, economics, and finance, DiMartino Booth founded QI Research in 2015. She is the author of FED UP: An Insider's Take on Why the Federal Reserve is Bad for America (Portfolio, Feb 2017), a business speaker, and a commentator frequently featured on CNBC, Bloomberg, Fox News, Fox Business News, BNN Bloomberg, Yahoo Finance and other major media outlets.Prior to QI Research, DiMartino Booth spent nine years at the Federal Reserve Bank of Dallas. She served as Advisor to President Richard W. Fisher throughout the financial crisis until his retirement in March 2015. Her work at the Fed focused on financial stability and the efficacy of unconventional monetary policy.DiMartino Booth began her career in New York at Credit Suisse and Donaldson, Lufkin & Jenrette where she worked in the fixed-income, public equity, and private equity markets. DiMartino Booth earned her BBA as a College of Business Scholar at the University of Texas at San Antonio. She holds an MBA in Finance and International Business from the University of Texas at Austin and an MS in Journalism from Columbia University.Danielle DiMartino Booth - Website - https://quillintelligence.com/Twitter - https://twitter.com/DiMartinoBoothYouTube - @DanielleDiMartinoBoothQI WTFinance -Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4LinkedIn - https://www.linkedin.com/in/anthony-fatseas-761066103/Twitter - https://twitter.com/AnthonyFatseas

In this Did You Know episode, SEANC Executive Director Ardis Watkins delves into the challenges faced by retirees in North Carolina, part of the Teachers and State Employees Retirement System (TSERS), one of the largest in the country. Despite its size and strong asset-to-liability ratios, the retirement benefits lag behind the national average, impacting the financial well-being of those who served the state. We explore the reasons behind the shortfall and why it's crucial for the state to prioritize its retirees, who have dedicated their careers to public service. Listen to understand the significance of the 19-click difference in the retirement formula compared to the national average and how it's costing retirees up to 10% in monthly benefits. Additionally, learn about the lack of cost-of-living adjustments (COLAs) that further deepen the gap. Discover how you can advocate for change and support your local legislators in addressing this critical issue to ensure that the people who have long served the community receive the retirement benefits they deserve.

7a - US ships championed by Trump cost 5x as much as Asian ships7:15a - More about Trump's need for more US ships.7:30a - More men are dying of Broken Heart syndrome.7:45a - Retirees underestimate medical costs

Government Waste, Biblical Wisdom, and Local Accountability: Lessons for Pre-Retirees in Uncertain Times Originally aired June 7, 2025 Understanding True Change: Why Most People Never Repent Tom draws powerful parallels […] The post Government Waste, Biblical Wisdom, and Local Accountability: Lessons for Pre-Retirees in Uncertain Times appeared first on Dupree Financial.

Modern retirement is facing a critical challenge. While baby boomers have largely avoided financial disaster, their success relies heavily on pensions – a benefit that's rapidly disappearing. You'll discover why the next generation of retirees faces a fundamentally different landscape. We dive into the stark numbers behind retirement funding. Pension plans hold $17 trillion compared to just $9 trillion in 401(k)s, despite covering far fewer people. You'll understand why this massive gap exists and what it means for your retirement security. The psychological barriers to spending retirement savings create another layer of complexity. You'll learn why retirees resist selling their accumulated assets but readily spend guaranteed income. We explore how this behavior impacts retirement satisfaction and peace of mind. Annuities emerge as the remaining option for guaranteed retirement income. With pensions disappearing and Social Security facing insolvency, you need to understand how annuities can fill this critical gap. We address common misconceptions while acknowledging past industry problems that created legitimate concerns. You'll gain insights into why guaranteed income plays such a vital role in retirement happiness. We explain how having predictable monthly payments reduces stress and allows you to enjoy retirement rather than worry about market fluctuations. The episode provides a balanced perspective on using annuities as part of your retirement strategy. _________________________ Ready to explore how guaranteed income could improve your retirement security? Contact us to discuss whether annuities make sense for your specific situation and learn how to create a retirement income plan that lets you sleep soundly at night.

Are you retired—or thinking about retirement—and wondering what changes you should be making?In this video, I'm sharing the Top 6 Things to Stop Doing as You Retire or Age. These aren't  financial tips—they're real lifestyle habits that could be holding you back from truly enjoying this next chapter of life.Retirement is supposed to be the time when you finally get to live life on your terms. But sometimes, the habits we've built over decades start working against us. From saying yes to everything, to holding onto guilt, or even underestimating our health needs—these are the things that sneak in and quietly steal our joy.If you're ready to make retirement not just the end of work, but the start of something better, hit play and let's dive into what to leave behind—so you can move forward with purpose, energy, and confidence.

Investment Psychology and Market Timing: Why Pre-Retirees Need a Long-Term Strategy During Market Volatility The financial markets can feel like an emotional rollercoaster, especially for pre-retirees and retirees who see […] The post Market Psychology and Investment Timing: Essential Insights for Pre-Retirees and Retirees appeared first on Dupree Financial.

NextGen Web LLC launches AI-driven retirement planning course with personalized tools and strategies for Boomers, Gen X, women, and business owners to optimize taxes, portfolios, and retirement security. Nextgen Web LLC City: Jersey City Address: 25 Duncan Ave Website: https://nextgenwebpro.com/

The most recent changes to Social Security have left many Americans with questions—and for good reason. A landmark bipartisan bill has repealed the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), placing more money into the pockets of retirees across the country. But what do these changes really mean for retirees? In this episode, SHP Financial's co-founder Matthew Peck is joined by Chase Reardon to unpack the impact of these legislative changes. Chase has helped hundreds of clients navigate the complexities of Social Security—and today, he's breaking down the WEP and GPO repeal, who it affects, and what actions (if any) need to be taken. In this conversation, you'll learn how repealing the WEP and GPO affects both individual and spousal benefits, who may now be eligible for payments when they were previously denied, and what to do if you suspect you're impacted. They'll also touch on the broader retirement income strategy, including the pros and cons of working past retirement age, and how Social Security fits into your withdrawal plan. In this podcast interview, you'll learn: What the WEP and GPO provisions were and why they were repealed in 2025. Who benefits from the repeal and how payments are being issued. What actions spouses may need to take to receive additional benefits. Why the timing of your Social Security claim can significantly impact your income. How to use breakeven analysis to make a confident, data-backed filing decision. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Send us a textIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, discusses everything you need to know about Social Security with a focus on early retirement. The episode covers the basics of Social Security, including how it is calculated and taxed, as well as strategic considerations for maximizing your benefits. Key points include the impact of early retirement on Social Security, the tax implications, planning opportunities for self-employed individuals, and factors to consider when deciding when to start receiving benefits. Listeners also get practical advice on how to manage their finances to optimize Social Security payouts, and a sneak peek into next week's topic on distribution strategies for an early retirement. Don't forget to leave a five-star review and share the podcast for more financial insights.00:00 Welcome to The Retire Early Retire Now Podcast00:27 Introduction to Social Security for Early Retirement00:51 Understanding Social Security Basics01:06 Maximizing Your Social Security Benefits01:39 Listener Reviews and Podcast Growth02:34 How Social Security is Calculated04:35 Paying into Social Security: Taxes Explained06:54 Self-Employment and Social Security Contributions10:38 Calculating Your Social Security Benefit13:06 When to Take Social Security: Key Considerations19:06 Conclusion and Next Week's TopicCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets.  For 17 years, I've helped clients retire with confidence, and my goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. So this week, I'll break down each step in the savings optimization ladder…what to focus on first, and what you should focus on next as you check each box and move up the ladder. If you pay attention to the right savings amounts in the right order in the right accounts, you'll be better off than most Americans and be more flexible with your finances, and set yourself up for more long-term financial stability. 

Are you ready to retire as a federal employee? In this video, Benchmark Financial Group shares essential steps for federal employees to navigate their federal retirement process with confidence. From understanding federal benefits to planning your retirement income, this session covers critical topics like retirement paperwork timelines, federal pensions, processing delays, annuity payments, and managing TSP funds effectively for financial independence.Don't leave your financial future to chance. Contact Benchmark Financial Group today for personalized assistance and expert guidance on federal retirement and financial planning. Together, we'll develop a plan to help you retire with peace of mind.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time of convenience for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals that have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at https://www.linkedin.com/company/benchmark-financial-group-llc/ orFacebook at https://www.facebook.com/BenchmarkFinancialGroupLLCBenchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.

This week's podcast sheds light on seven critical yet often overlooked warning signs that could derail your retirement plans.  1. Market Volatility: Sudden market swings can significantly impact your retirement savings, especially if they occur early in your retirement. Understanding sequence of returns risk is crucial to safeguarding your nest egg.  2. Inflation's Silent Erosion: Over time, inflation can diminish your purchasing power, affecting your ability to maintain your desired lifestyle. It's essential to have strategies in place to combat this silent threat.  3. Outdated Estate Plans: Life changes, and so should your estate plan. Failing to update your estate documents can lead to unintended consequences for your heirs. 4. Overspending in Early Retirement: The initial years of retirement can be exciting, but excessive spending during this period can jeopardize your long-term financial security. 5. Lack of a Comprehensive Retirement Plan: Without a structured plan, you may find yourself unprepared for the financial challenges of retirement. A well-thought-out strategy is essential for peace of mind.  6. Staying Stuck in the Risky Growth Phase: While growth investments have their place, failing to adjust your portfolio as you age can expose you to unnecessary risks. It's vital to reassess and rebalance your investments periodically. 7. Neglecting to Rebalance Your Portfolio: Over time, your asset allocation can drift from its intended targets. Regular rebalancing ensures your portfolio remains aligned with your risk tolerance and financial goals. Listen in.  >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

For a lot of people, retirement isn't the relaxing reward it's made out to be—it feels more like losing a piece of themselves. After spending years tied to routines, responsibilities, and roles that defined them, stepping away can feel disorienting. The quiet that once sounded like freedom can become uncomfortable fast. It's not just about having free time—it's about figuring out who you are when the title, the office, and the calendar are gone. That shift can shake you more than anyone expects. Elizabeth Zelinka Parsons helps high achievers rethink retirement as a launchpad, not a finish line. With her book Encore, she guides professionals through the emotional and identity shifts that come with stepping away from traditional careers. Today, she shares how purpose, structure, and personal growth are just as vital as savings when planning for life after work. Drawing from her own early retirement at 35, she emphasizes designing a future rooted in meaning, not just money. Elizabeth believes that retirement should feel like a new beginning, not an end. Stay tuned! Resources: A winning approach to Retirement and Succession Planning — for Professional Services Firms. Follow Elizabeth Zelinka Parsons on Facebook Connect with Elizabeth Zelinka Parsons on LinkedIn

Retirement is supposed to be the reward for a life well lived—freedom, travel, hobbies, and time for ourselves. But there's a part of retirement that often goes unspoken: loneliness.In this video, I open up about the quiet moments that caught me off guard. Even with a full schedule and plenty of people around, I've felt an emptiness I didn't expect.And for some, that loneliness comes after a life-changing event—like the loss of a partner through death or divorce. After sharing your days, your stories, your plans with someone, the silence can feel overwhelming. It's not just about missing their presence; it's about re-learning how to exist in your world without them. That type of loneliness is deep, and it takes time, patience, and compassion to navigate.Other times, loneliness is less emotional and more situational—you're simply bored. After decades of being busy with work, kids, deadlines, or responsibilities, the sudden freedom can leave a strange void. You wake up with time on your hands, but no clear plan or motivation to fill it. Boredom can quietly evolve into disconnection, and it's often overlooked as a source of loneliness.Whether you're newly retired, years into it, or still thinking about what life will look like after work, this conversation matters. Loneliness in retirement can sneak up on anyone—especially after we lose daily routines, structured social connections, or a strong sense of purpose. And while it can feel isolating, you're not alone in feeling this way.I'll share some personal insights, and a few small tips that have helped me reconnect—with others, and with myself. If this video resonates with you, I hope you'll leave a comment. Let's build a community where we can talk about the hard stuff—because no one should feel alone in retirement.

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we are talking about 4 financial lessons from retirees. Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://www.retirementloop.ca/webinar Why I prefer low yield vs high yield: https://moosemarkets.com/income

Aaron Kowal discusses what investors should and should not do in the face of increasing prices, shares estate planning updates related to the Tax Cuts and Jobs Act, Jeff Kowal examines common mistakes made amid a divorce, and Aaron touches on charitable giving strategies for Retirees.

Send us a textAfter 30+ years helping people plan for retirement, I've never met one person who regretted getting organized. Yet most people want to jump straight to the exciting stuff—investment strategies, dream vacations, Bitcoin. Here's the truth: without organized financial information, everything else becomes guesswork rather than strategy.In this episode, I share two real stories that perfectly illustrate why organization matters:

Today, Ben Martinek and financial planners Mike Acosta and Ujae Kang explore the emotional and financial complexities of preparing for retirement, emphasizing that while data and planning tools are essential, much of the work involves helping clients overcome fear, uncertainty, and guilt around spending. They discuss how financial advising often becomes a form of counseling, addressing identity, purpose, and emotional readiness as much as monetary logistics. The advisors stress the importance of proactive and adaptable planning, noting that while market turbulence is inevitable, a well-structured plan—grounded in trust and sometimes faith—can help clients navigate it with confidence. Drawing from both professional experience and Catholic values, they advocate for a mindset of anti-fragility: using life's disruptions as opportunities to grow stronger. The episode concludes with encouragement for listeners to seek out trusted advisors and make retirement decisions that align both with their financial means and personal goals.Key Takeaways:• Retirement planning is both a financial and emotional journey, requiring attention to numbers and deeper personal motivations.• Advisors act as both planners and counselors, helping clients navigate emotional hurdles like fear, guilt, and uncertainty around spending.• Clients often need “emotional permission” to use their own money, especially in retirement, where spending can feel threatening to their identity or security.• Asking thoughtful questions is central to the advisor's role, uncovering concerns and desires that might otherwise remain unspoken.• The financial planning process often reveals unspoken emotional and psychological concerns, especially during major life transitions.• Planning for retirement isn't just about having “enough” money, but about knowing what that money is meant to support.Key Timestamps:(00:00) – Discussing Life Transitions and Retirement(03:15) – Financial and Emotional Aspects of Retirement(06:20) – Challenges and Considerations in Retirement Planning(08:37) – Client Stories and Real-Life Examples(11:36) – The Importance of Spending and Enjoying Retirement(25:43) – Overcoming Fear and Building Fortitude(36:29) – Concluding Thoughts and Contact InformationKey Topics Discussed:Catholic Money Mastermind, Catholic financial planning, Catholic financial planners, Catholic financial advisors, Ben Martinek, faith and financesMentions: Website: https://www.genesiswealthplanning.com/ LinkedIn: https://www.linkedin.com/in/michaelracosta/ Website: https://uakdiversified.com/ LinkedIn: https://www.linkedin.com/in/ujaeaugustinekang/ More of Catholic Money Mastermind:This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.  Guest speakers and their firms are not affiliated with or endorsed by PAS, Guardian, or Genesis Wealth Planning and opinions stated are their own.  Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. All investments and investment strategies contain risk and may lose value.  Michael Acosta is a Registered Rep

Wes and Connor deliver timely insights on U.S. debt, tax reform, interest rates, and practical strategies for family life and financial planning. From economic breakdowns to a creative summer challenge for kids, this episode blends national headlines with personal empowerment, including: • Honor and Reflect: As Memorial Day passes, remember the brave service members who gave their lives for our country • Assess the Moody's Downgrade: Understand the implications of the latest U.S. debt downgrade and why it matters for your investments. • Track Interest Rates: Learn how rising interest rates are shaping the market and impacting U.S. debt payments. • Unpack the New Tax Bill: Dive into the proposed tax reforms and how they could affect deficits and economic growth. • Explore Economic Math: Review real government revenue vs. spending figures and why the math might give room for hope. • Leverage Hauser's Law: Discover why federal tax revenues have been shown to stay consistent as a percentage of GDP, regardless of tax rates. • Promote Economic Growth: Realize that boosting GDP, not tax hikes, may be the most effective way to reduce deficits. • Launch a Summer Challenge: Get inspired by Wes's 30-day happy retiree family summer challenge to keep kids engaged, productive, and learning life skills. • Design Financial Plans: Evaluate your own retirement options and financial plans. • Compare Global Productivity: Learn why U.S. tech leads the world—and why Europe may be falling behind in innovation and private funding due to its legacy-based corporate structure.

Text a Message to the ShowThis episode marks our fourth anniversary and I wanted to go back and do follow ups and business checks, checking in on some of our past guests to get updates.  In this episode we get an update from Vinnie Montez, Compassion Alliance, recently retired detective Stuart Littlefield and previously unaired excerpts from recent guests Kelly Enos and Joe Smarro.Links and resources:Vinnie Montez - Ep 092: https://vinniemontez.comJohn Little, Compassion Alliance - Ep 078: https://compassion-alliance.orgGary Jenkins, Gangland Wire - Eps 035, 035.5, 046: https://ganglandwire.comGinger Passarelli, Soup Ladies - Eps 010, 081: https://www.soupladies.orgKelly Enos - Ep 111Stuart Littlefield - Bonus Ep 36Tobi Wolf - Ep 047Joe Smarro - Ep 112: https://solutionpointplus.comMusic is by LesFMHey Chaplain Podcast Bonus Episode 42Tags:Police, Books, Career, Comedy, Corrections, Counseling, Crime, Detectives, Empathy,  Golf, Health, Helicopters, History, Mafia, Marriage, Military, Retirement, Therapy, USO, Boulder, Denver, Kansas City, Arizona, California, Colorado, Kansas, PolandSupport the showThanks for Listening! And, as always, pray for peace in our city.Subscribe/Follow here: Apple Podcasts: https://podcasts.apple.com/us/podcast/hey-chaplain/id1570155168 Spotify: https://open.spotify.com/show/2CGK9A3BmbFEUEnx3fYZOY Email us at: heychaplain44@gmail.comYou can help keep the show ad-free by buying me a virtual coffee!https://www.buymeacoffee.com/heychaplain

Guess who are heading back to school? Retirees aged 55 and above, well endowed with time and curiosity. From China to the US, seniors are stepping back into the classroom. So, what are they really looking for from this second round of education? And what does it say about how we should reimagine our golden years? On the show: Heyang, Steve Hatherly & Yushun

Today is the day! Mike and Vero wrap up their conversation with Adam Bornn from Parallel Wealth, diving deeper into smart retirement strategies. This episode is packed with practical frameworks for building your retirement income plan — and it ends with a live Q&A that covers some of the most pressing concerns from real retirees. And don't forget — our free retirement webinar goes live today at 1PM ET! Save your seat or catch the replay. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com

Ready to explore Flagstaff, Arizona? Today, we're diving into why this mountain town is a fab spot for LGBTQ retirees. Our special guest, Nancy Sullivan, spills the tea on everything from the breathtaking nature to the welcoming vibe for our community. We chat about the outdoorsy lifestyle, the rising cost of living, and how the climate's changing—spoiler alert: it's getting warmer! Plus, we'll dish on the arts, culture, and those delicious local eats that make Flagstaff a hidden gem. So grab your hiking boots, and let's get ready to fall in love with Flagstaff!Flagstaff, Arizona, is a hidden gem for LGBTQ retirees looking for a vibrant and welcoming community. With stunning natural beauty, outdoor adventures, and a climate that keeps things cool in the summer, it's no wonder that people are flocking to this high-desert paradise. Nancy Sullivan, a music professor at Northern Arizona University, shares her journey of moving from Seattle to Flagstaff for a job opportunity, and she hasn't looked back since. She describes the friendly atmosphere and liberal values that make Flagstaff feel like home, especially for those in the LGBTQ community. Retirees can enjoy a myriad of outdoor activities like hiking, biking, and even horseback riding right from their doorsteps, thanks to the abundance of trails and parks. Nancy's enthusiasm for her small ranch outside of town, where she lives with her wife and their animals, paints a picture of a life filled with adventure and tranquility. The climate in Flagstaff is another standout feature, especially for retirees who prefer a cooler environment compared to the scorching heat of Phoenix. Nancy discusses the high-desert climate, the changes due to climate change, and how the elevation impacts the weather patterns. She stresses that while the winters can be snowy and cold, they also offer opportunities for winter sports, making it a year-round playground for outdoor enthusiasts. For those considering Flagstaff as a retirement destination, Nancy emphasizes the need to acclimatize to the elevation but reassures that the lifestyle is worth the adjustment. The community spirit and the beautiful landscapes are definite pros, making Flagstaff an attractive option for anyone looking to retire in a friendly and engaging environment.Takeaways: Flagstaff is a stunning place filled with outdoor activities, perfect for nature lovers who want to stay active during retirement. The cost of living in Flagstaff can be a bit high, especially housing prices, so plan your budget accordingly. The LGBTQ community in Flagstaff is incredibly welcoming, making it a safe haven for retirees looking for inclusivity. Climate change is impacting Flagstaff, with hotter summers and less snowfall, so it's good to be aware of changing weather patterns. Wildfires are a real concern in Flagstaff, and retirees should have a solid emergency plan in place. Transportation options in Flagstaff are pretty good, with a decent public bus system and lots of bike-friendly routes available. Links referenced in this episode:wheredogaysretire.com

This week, Mike and Vero are joined by certified financial planner and YouTube retirement educator Adam Bornn of Parallel Wealth for an episode packed with clarity, insight, and action. Adam shares 5 lessons smart retirees follow – the kind that reduce stress, avoid regret, and put you in control of your financial future. This is part 1 of a 2-part conversation. Don't miss part 2 – subscribe to the podcast now. Save Your Spot for our Retirement Webinar (May 22nd 1pm ET) X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com

Ready to explore Flagstaff, Arizona? Today, we're diving into why this mountain town is a fab spot for LGBTQ retirees. Our special guest, Nancy Sullivan, spills the tea on everything from the breathtaking nature to the welcoming vibe for our community. We chat about the outdoorsy lifestyle, the rising cost of living, and how the climate's changing—spoiler alert: it's getting warmer! Plus, we'll dish on the arts, culture, and those delicious local eats that make Flagstaff a hidden gem. So grab your hiking boots, and let's get ready to fall in love with Flagstaff!Flagstaff, Arizona, is a hidden gem for LGBTQ retirees looking for a vibrant and welcoming community. With stunning natural beauty, outdoor adventures, and a climate that keeps things cool in the summer, it's no wonder that people are flocking to this high-desert paradise. Nancy Sullivan, a music professor at Northern Arizona University, shares her journey of moving from Seattle to Flagstaff for a job opportunity, and she hasn't looked back since. She describes the friendly atmosphere and liberal values that make Flagstaff feel like home, especially for those in the LGBTQ community. Retirees can enjoy a myriad of outdoor activities like hiking, biking, and even horseback riding right from their doorsteps, thanks to the abundance of trails and parks. Nancy's enthusiasm for her small ranch outside of town, where she lives with her wife and their animals, paints a picture of a life filled with adventure and tranquility. The climate in Flagstaff is another standout feature, especially for retirees who prefer a cooler environment compared to the scorching heat of Phoenix. Nancy discusses the high-desert climate, the changes due to climate change, and how the elevation impacts the weather patterns. She stresses that while the winters can be snowy and cold, they also offer opportunities for winter sports, making it a year-round playground for outdoor enthusiasts. For those considering Flagstaff as a retirement destination, Nancy emphasizes the need to acclimatize to the elevation but reassures that the lifestyle is worth the adjustment. The community spirit and the beautiful landscapes are definite pros, making Flagstaff an attractive option for anyone looking to retire in a friendly and engaging environment.Takeaways: Flagstaff is a stunning place filled with outdoor activities, perfect for nature lovers who want to stay active during retirement. The cost of living in Flagstaff can be a bit high, especially housing prices, so plan your budget accordingly. The LGBTQ community in Flagstaff is incredibly welcoming, making it a safe haven for retirees looking for inclusivity. Climate change is impacting Flagstaff, with hotter summers and less snowfall, so it's good to be aware of changing weather patterns. Wildfires are a real concern in Flagstaff, and retirees should have a solid emergency plan in place. Transportation options in Flagstaff are pretty good, with a decent public bus system and lots of bike-friendly routes available. Links referenced in this episode:wheredogaysretire.com

"So teach us to number our days, that we may get a heart of wisdom." - Psalm 90:12 If you're a few years from retirement and your savings aren't quite where you want them, you might feel like you've run out of time. But maybe you don't need a time machine to solve the problem. Today, Matt Bell joins us with some encouraging words about beefing up retirement savings.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. The Surprising Power of Working a Little LongerIn 2018, a Stanford study called The Power of Working Longer made a compelling discovery: delaying retirement by just three to six months can have the same impact on retirement readiness as saving an additional 1% of income every year for 30 years.Yes, really.This is largely due to two factors:Higher Social Security Benefits – For every month you delay past full retirement age, your benefit increases by 2/3 of 1% (8% annually). Better Annuity Rates – The older you are when purchasing an annuity, the more monthly income you'll receive for the same investment.But there's a caveat: the study is based on specific assumptions that may not match your financial situation.What the Study Assumes—and Why It MattersThe Stanford study uses a fictional worker named “John” who:Started saving at age 36Saved 6% of income and received a 3% matchRetired at 66 and claimed Social Security immediatelyUsed all savings to buy an inflation-indexed annuityIn reality, your income, savings rate, Social Security timing, and withdrawal strategy may differ widely. Not to mention, indexed annuities like the one in the study are no longer widely available. So while the study provides encouragement, its specifics shouldn't be universally applied.If you can delay claiming Social Security, it can significantly boost your lifelong income. For example, waiting until age 70 instead of 66 could result in a monthly check that's 24% higher. You'd need to live roughly 12 more years to “break even,” but many retirees today are living well into their 80s and beyond.Social Security is essentially a government-backed, inflation-adjusted annuity, making it a powerful foundation for retirement income.More Benefits to Working LongerBeyond Social Security, staying employed offers additional financial and emotional perks:More Contributions – Additional working years allow you to save more and delay withdrawals.Shorter Retirement Span – Fewer retirement years mean your nest egg doesn't have to stretch as far.Health & Community – Work often provides routine, purpose, and social interaction—elements many retirees miss.Working longer isn't just a financial decision—it impacts your time, relationships, and expectations. If you've long looked forward to travel, family time, or volunteering, extending your career might feel like a loss. That's why it's essential to consider both the math and the meaning.Couples should prayerfully approach retirement planning together. Decisions about timing affect both spouses, especially when only one is working. Unequal expectations can lead to tension, so it's essential to:Talk openly about your hopes and concernsUnderstand your financial picture as a teamChoose unity over independence in decision-makingThis is one of the most crucial decisions you'll make as a couple.How Much Do You Really Need?You may have heard that you need 70–80% of your pre-retirement income. That's a good rule of thumb, but it's far better to run the numbers yourself. Some costs (like commuting or saving for retirement) may go down. Others (like healthcare or travel) may go up. The best approach? Create a post-retirement budget based on your unique goals and lifestyle.If you're behind on retirement savings, don't panic—and don't go it alone. Tools on the Social Security website can help you run scenarios based on your age and income. Brokerages like Fidelity or Schwab offer annuity estimators. Most importantly, seek wise counsel and pray through your decisions with your spouse.If you'd like to read the full article from Sound Mind Investing that we discussed during this episode, read Matt's article titled Retirement Preparedness—What a Difference a Little Time Can Make at SoundMindInvesting.com. On Today's Program, Rob Answers Listener Questions:I now have the money from my tax return to pay my property taxes, due in two installments—one in May and one six months later. Should I go ahead and pay it all now since I have the funds, or is there a wise short-term investment I could consider in the meantime?Is there a reliable resource or organization that can provide information on charities that are requesting donations, such as groups like America Cares, CARE, or Mercy Ships?What are your thoughts on the cryptocurrency XRP? Is it something worth considering?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingRetirement Preparedness — What a Difference a Little Time Can Make by Matt Bell (Sound Mind Investing Article)Social Security Administration (SSA.gov)ECFA | Charity Navigator | Ministry WatchFidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Social Security survivor benefits are really confusing, but in this episode I break down everything you need to know about survivor benefits to help you make more informed decisions.

Ardis Watkins discusses the House budget, which offers mixed news for state employees and retirees. While retirees receive a modest one-time bonus, active state employees are promised a small raise this year but not the next. The House also aims to eliminate 3,000 vacant state positions, exacerbating the already high vacancy rate in government jobs. Despite a minor income tax reduction, decreasing public service staff may lead to diminished public services and efficiency, raising concerns about public safety and overall satisfaction.

Send us a textMaybe retirement is a time to kick back  and relax and that's fine. But it wasn't enough for Curtis Weber, a retired educator who relocated to Sarasota and now teaches English to non-English-speaking immigrants who have also found a new life in the area. Curtis teaches advanced English classes at the Sarasota Technical College where his students range in age from 17 to 83.  He's had students from 30 countries with diverse backgrounds from cardiologist to ship captain. Send us your questions or comments, we'd love to hear your feelings on this topic.Dave in editing apologizes for the subpar audio quality of this episode. Del is putting him on probation. Yikes!This week's bonus track was written by Graham Nash. It seems to fit.Give us your thoughts: BUCKSTWOOLD@GMAIL.COM Find Two Old Bucks on Facebook and YouTubeLeave a Voice message - click HEREWHAT ARE YOU GOING TO DO WITH THE REST OF YOUR LIFE?

Retired with millions—but full of regret?In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financially but still feel like they missed out. From sacrificing health and relationships for more savings, to realizing too late that they were planning for someone else's version of success, these lessons are emotional, practical, and essential.What you'll learn:Common regrets wealthy retirees confess after leaving workWhy financial freedom means nothing without health, time, or joyHow to avoid estate planning mistakes that burden your spouse or familyWhy intentional living matters more than chasing a numberSimple, high-impact ways to prepare for retirement nowIf you're building wealth, nearing retirement, or want to live more meaningfully today—this conversation is for youCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

Retired with millions—but full of regret?In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financially but still feel like they missed out. From sacrificing health and relationships for more savings, to realizing too late that they were planning for someone else's version of success, these lessons are emotional, practical, and essential.What you'll learn:Common regrets wealthy retirees confess after leaving workWhy financial freedom means nothing without health, time, or joyHow to avoid estate planning mistakes that burden your spouse or familyWhy intentional living matters more than chasing a numberSimple, high-impact ways to prepare for retirement nowIf you're building wealth, nearing retirement, or want to live more meaningfully today—this conversation is for youCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Unfiltered Q&A on Franchising and Business Growth with Franchise Genesis   The Entreprenudist Podcast https://entreprenudist.com Go behind the scenes at Franchise Genesis as business leaders take the stage for an unfiltered Q&A on what it really takes to grow a successful franchise. From overcoming early challenges to laying the right foundation for long-term growth, this panel dives into real experiences, honest advice, and practical steps for anyone considering the franchise path. Whether you're a first-time entrepreneur or ready to scale, this is the conversation you need to hear. Highlights include: • Business growth challenges • Lessons from real franchise journeys • Strategic tips from seasoned professionals

As an investor in 2025, you have been through a lot….and we are not even half way through the year!  But as a retiree, you have felt even more anxiety that those still working, but we're here to help.  This afternoon on the Jon Sanchez Show at 3pm, we will discuss what we see as 9 risks and their solutions the retiree faces in this market environment

In this episode, host Adam Olson dives deep into the common 401(k) mistakes that 33% of Americans are making and provides actionable strategies to secure your retirement savings in 2025 and beyond. Drawing on years of experience helping clients protect their financial futures, Adam highlights how a lack of proactive planning, strategy, and professional guidance can lead to devastating losses in your 401(k). Listeners will gain insights into three major pitfalls that can derail a 401(k) plan: failing to adjust contributions after salary increases, losing track of old accounts, and neglecting to align investment strategies with age and retirement goals. Adam emphasizes the importance of consistent planning, understanding investment risk, and consolidating accounts to maximize growth potential. Key takeaways include: • 401(k) Contribution Strategy: Learn why adjusting contributions with wage increases is crucial for long-term growth. • Lost Accounts: Discover how forgotten 401(k)s have led to $1.6 trillion in lost retirement assets—and how to avoid this trap. • Tailored Investments: Understand the importance of aligning your portfolio with your age, goals, and risk tolerance. • Common Myths Debunked: Address misconceptions like automatic account transfers and the dangers of early withdrawals. • The Red Zone Retirement Plan: Explore how a personalized framework can optimize savings, lower taxes, and ensure financial security. Ready to take charge of your 401(k)? Click the link in the show notes to complete the Retirement Questionnaire and receive a personalized video analysis. Don't wait—secure your financial future today! Subscribe now for more insights on protecting and growing your retirement savings. “Forgotten 401(k)s account for $1.6 trillion in lost retirement savings—don't let your hard-earned money disappear.” - Adam Olson Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website Retirement Quiz -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Jesse explores insights from the Retirements and Perspectives study, which captures the experiences and expectations of individuals transitioning into retirement, especially those aged 50 to 75. With half of the participants recently retired and the other half preparing to retire within two years, the study offers a timely look at the "final glide path" into retirement and the early years that follow. Authored by retirement experts Fritz Gilbert and Eric Weigel, the report dives into preparedness, lifestyle satisfaction, and evolving concerns. It reveals a common disconnect between what pre-retirees expect and what retirees actually experience—particularly around health, identity, and social engagement. Jesse discusses how meaning and purpose often decline post-retirement, and how maintaining social connection and physical health is key to thriving. Drawing inspiration from longevity expert Dr. Peter Attia, the episode emphasizes that preparing for retirement goes beyond money—it's about planning for purpose, relationships, and well-being. Jesse also shares three powerful exercises to help listeners create a more intentional retirement vision: the Perfect Day, the Ikigai Map, and the Rocking Chair Test. Key Takeaways:• Retirement is more than a financial event—it's a major life transition requiring emotional, social, and identity planning. • Physical health and vitality are crucial to enjoying retirement, not just surviving it. • Social connection is one of the strongest predictors of well-being in retirement. • The “Perfect Day” exercise helps retirees envision and plan a fulfilling daily life post-career. • The “Ikigai Map” offers a powerful framework to align purpose, passion, and impact in retirement. • The “Rocking Chair Test” encourages long-term reflection on what truly matters at the end of life. Key Timestamps:(00:00) Diving into the Retirement Perspectives and Attitudes Survey (04:22) Finding Purpose and Meaning in Retirement (10:26) Adhering to a Healthy Lifestyle (13:49) Creating a Clear Vision and Plan for Retirement (21:12) Biggest Differences Between Pre and Post Retirees Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://www.retirewithpossibilities.com/wp-content/uploads/2023/05/Retirement-Perspectives-and-Attitudes-Survey-May-2023.pdf  More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Risa Ryan, CEO and founder of The UnRetire Group. Unretire Your Workforce: How Companies Can Thrive by Hiring Retirees. -During COVID, the workforce experienced the “Great Resignation,” a mass exodus of workers, particularly those aged 55 and older. Many left industries like insurance for good, feeling financially secure or simply unwilling to return to long commutes and rigid office schedules. Now, we're seeing that movement again: the beginning of the "Silver Tsunami" — a tidal wave of retirements reshaping the labor force and leaving companies struggling to replace decades of accumulated knowledge and expertise.

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, takes on one of the most urgent and often misunderstood topics in retirement planning: Social Security. With headlines swirling, political tensions rising, and myths spreading, Darryl breaks down the real math behind the Social Security system, the challenges it faces, and what retirees (and future retirees) need to understand today. Drawing on personal stories, economic context, and practical advice, Darryl explains why this issue affects everyone - not just those currently receiving checks - and how thoughtful, long-term thinking can help you navigate decisions like when to claim benefits, how to plan for your spouse's future, and what tax impacts to watch for. Key highlights of the episode include: • Why Social Security has been called a “Ponzi scheme” - and whether that label is fair. • The looming 2033 shortfall and what it could mean for benefit payouts. • Why investment policy (or the lack of it) in the Social Security trust fund matters so much. • The dangers of claiming benefits early without considering your spouse's future. • How Social Security taxation really works - and the thresholds that affect you. Whether you're already retired or getting close, this episode is designed to help you understand how Social Security impacts your financial picture - and what you can do now to make informed, confident decisions about your retirement income. For more insights or to connect with a PAX Financial Group advisor, visit www.PAXFinancialGroup.com. Like what you heard? Share this episode with a friend!

The top retirees approach retirement completely different from everyone else. They have an abundance mindset and live with intentionally, and that's what I discuss in today's episode.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the fun and fulfilling side of retirement: retirement hobbies and retirement activities. After years spent working and raising families, many retirees look forward to rediscovering passions or picking up new interests. Radon and Murs explore why hobbies after retirement are so important for mental, physical, and emotional well-being and share some of the most popular retirement lifestyle ideas embraced by today's retirees.Listen in to learn about fun things to do in retirement, from volunteering in retirement and gardening to traveling and staying active with sports like pickleball. They also discuss how participating in activities after retirement helps build social connections, promotes lifelong learning, and keeps retirees energized. If you're planning retirement lifestyle goals, this episode is full of practical inspiration to help you retire comfortably and secure your retirement.In this episode, find out:· Why it's crucial to plan hobbies for seniors ahead of retirement.· The best ways to incorporate fun things to do in retirement into daily life.· How volunteering in retirement benefits your health and social life.· Why activities like gardening, traveling, and learning are top picks for retirees.· Tips for trying new activities for retirees and building a fulfilling lifestyle.Tweetable Quotes:"Retirement is the perfect time to invest in yourself through hobbies that inspire, energize, and bring joy." — Radon Stancil"Having an active retirement isn't just fun—it's essential for your mental, physical, and emotional well-being." — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.