Person who collects a pension, usually because of retirement from the workforce
As the year winds down we're looking ahead to 2024 and what changes are in store for many in the financial red zone, that's five to ten years from retirement. SECURE 2.0 has rolled out some changes that are shaking up how employer-sponsored retirement plans work. Tripp Limehouse covers the highlights and how some of the changes can make a positive difference in your retirement plan. The show winds up with questions from listeners. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.
The new year is around the corner and that means now is a great time to make sure your retirement and income plan are where they need to be. Kevin Brucher has some great suggestions including remembering to take RMD's to tax mitigating strategies to help wrap up 2023 and get ready for 2024. To learn more call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.
Ensure a financially stable post-employment future with Goldstone Financial! More details at https://goldstonefinancialgroup.com/ Goldstone Financial Group City: Oakbrook Terrace Address: 18W140 Butterfield Road Website https://goldstonefinancialgroup.com/ Phone +1-630-620-9300 Email email@example.com
The Gap and The Gain, by Dr. Benjamin Hardy and Dan Sullivan, talks about the trap of constantly comparing our current life against an ideal versus looking at past growth and progress. In this podcast, Ben Taatjes will explain why “Gap” thinking is so dangerous to a retiree and he will lay-out the ultimate “Gain” thinking.See omnystudio.com/listener for privacy information.
In this Real Estate News Brief for the week ending November 18th, 2023... you'll hear about two great inflation reports, a big tax break for Texas property owners, and the latest on the former 4% withdrawal rule for retirees. We begin with economic news and two great inflation reports from this past week. The government released the latest CPI and PPI reports for October. The Consumer Price Index was “flat” for the month and that brought the annual rate of inflation down from 3.7% to 3.2%. When you strip away prices for food and fuel for the core rate, the numbers still suggest inflation stickiness. The core rate was up .2% with a slight decrease in the annual rate. It's now at 4%. But, it's a soft inflation reading overall... ...That's it for today. You can read more about the stories in this episode by following links in the show notes at newsforinvestors.com. And please remember to subscribe to this podcast and leave a review. You can also learn more about creating a portfolio of rental properties by signing up for a free RealWealth membership at newsforinvestors.com. Thanks for listening! Kathy Fettke Links: 1 - https://www.marketwatch.com/story/inflation-flat-in-october-thanks-to-cheaper-gas-cpi-finds-58d3d13d 2 - https://www.cnbc.com/2023/11/15/wholesale-prices-fell-0point5percent-in-october-for-biggest-monthly-drop-since-april-2020.html 3 - https://www.marketwatch.com/story/jobless-claims-climb-to-three-month-high-of-231-000-in-sign-labor-market-is-cooling-98cd8771?mod=economic-report 4 - https://www.marketwatch.com/story/u-s-housing-starts-rise-for-the-second-straight-month-80f18869?mod=search_headline 5 - https://www.marketwatch.com/story/builder-confidence-index-falls-for-the-fourth-month-in-a-row-1b2404e6?mod=economic-report 6 - https://www.freddiemac.com/pmms 7 - https://www.texastribune.org/2023/11/07/texas-proposition-4-property-tax-cut/ 8 - https://www.investmentnews.com/the-4-rule-is-back-but-its-not-really-a-rule-245671
Often times in life, expectations and reality diverge. The weather forecast may call for rain but then it's sunny all day. Or your map app says it will take 45 minutes to reach your destination, but an unexpected detour takes an hour and a half. Some things turn out better, others may turn out worse, and others may simply be totally different than expected. While these disconnects happen in our daily experiences, they can also happen with major milestones in our lives, whether embarking on a career, getting married and starting a family, moving to a new location – and retiring.See omnystudio.com/listener for privacy information.
Lt. Commander Will Bowden , USCG (ret), talks about his time in the Coast Guard, law enforcement, pharmaceutical industry and then his pivot to the cannabis industry. He grew up in Santa Cruz, California and has lived in Naples, Florida and Wilmington, Delaware. He has seen the world with the Coast Guard and obtained an MBA, but is no farmer by upbringing. Grasshopper Farms has outdoor grow locations in Michigan, Colorado and New Jersey. He ties all this together when talking to host Jim Fausone.
When it comes to retirement planning, generating income is paramount. How to accomplish that can be tricky. Tripp Limehouse takes us on The Road to Retirement and shows how you can have sustainable income throughout your retirement. The show winds up with questions from listeners. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.
There are plenty of changes in the rules for retirement thanks in part to SECURE Act 2.0. Eric Kearney and Joseph Lanza take us through the changes ahead for 2024. Then it's FAQ's with no two answers the same. From ‘how much do I need to retire' to should I take my pension as a lump sum or an annuity. That and much more on Wealthworx Radio. Call Eric Kearney 800-779-1942 Visit EricKearneyAdvisor.com to learn more. See omnystudio.com/listener for privacy information.
The state of the economic union has folks across the country worried about what the future holds. For those in the financial red zone approaching retirement, these economic conditions could change the trajectory of their retirement. Don't worry, on today's show Clear Picture Financial with Jason Noble we are going to help you cut through the confusion and offer tips and takeaways that will help you find your footing amid market volatility and inflation. Reach out to Jason Noble at 843-743-2926 or https://pciawealth.com/blog/location/charleston-sc/ See omnystudio.com/listener for privacy information.
A cornucopia of fun retirement related stuff with an eye toward Thanksgiving. Coach Pete D'Arruda and Parker Holland break down a case study. Jeremy Nelson shares his thoughts on SECURE Act 2.0 and what lies ahead for 2024. John Papa has some suggestions on how to handle inflation in retirement. We'll hear from ‘Sweet Lou' and his rap on retirement. Visit Financial Pizza to learn more. Check out Broadcasting Experts to see how you can have your own podcast. Call 800-662-6808 or text PIZZA to 600700 to learn more. See omnystudio.com/listener for privacy information.
The skyrocketing cost of healthcare. Continued inflation. Social security on life support. And the threat of higher taxes coming soon. Americans have a long list of concerns about these issues and how they could impact their retirement. Don't miss a special edition of Retirement Solutions Radio. Air Date: 11/17/23
Scott Jagodzinski from Argent Alpha joins us on the show again today talking about Cracking the Code. According to Tony Robbins, "Success leaves clues. People who succeed at the highest level are doing something differently than everyone else does.” In this podcast, Scott will break down eight clues for retirees to crack the code to having great health, relationships and mindset.See omnystudio.com/listener for privacy information.
In this fascinating interview, Stan Goldberg takes us through the many chapters of his life journey - from his involvement in the civil rights movement in the 60s, to becoming a professor and developing a love for blues music, to retiring early due to health issues and finding meaning by volunteering for hospice patients. Goldberg has lived an incredibly rich life full of purpose, even in the face of serious illnesses like cancer and Parkinson's. His stories of caregiving, chronic illness, and disabilities are sure to provide many poignant lessons for listeners.
A new provincial program is looking to fill labour gaps in New Brunswick with retirees. Leslie Parham of the Retiree Employment Agency and Meredith Greene, who completed an employment contract earlier this year at the age of 69, speak with host Julia Wright about the program.
Hi, and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. Our guests on the podcast today are Amy Arnott and John Rekenthaler. Amy and John are two of the co-authors, along with me, of some recently released Morningstar research on retirement spending rates. The paper is called The State of Retirement Income, and it's an update on some research that we published in 2021 and 2022. Amy and John are both long-tenured Morningstar researchers and part of Morningstar Research Services LLC, which is a wholly owned subsidiary of Morningstar. Amy is a portfolio strategist and John is director of research for that group. They're both contributors to Morningstar.com as well.Background“The State of Retirement Income 2023,” by Amy Arnott, John Rekenthaler, and Christine Benz, Morningstar.com, November 2023.“Christine Benz and John Rekenthaler: How Much Can You Safely Spend in Retirement?” The Long View podcast, Morningstar.com, Dec. 21, 2021.“Christine Benz and John Rekenthaler: Revisiting What Is a Safe Retirement Spending Rate After a Tough Year,” The Long View podcast, Morningstar.com, Dec. 20, 2022.“The State of Retirement Income,” by Christine Benz, Jeff Ptak, and John Rekenthaler, Morningstar.com, 2022.“What's a Safe Withdrawal Rate Today?” by Christine Benz and John Rekenthaler, Morningstar.com, Dec. 13, 2022.Base Case Conclusions“Determining Withdrawal Rates Using Historical Data,” by William Bengen, Financial Planning Association Journal, 2004.“Bill Bengen: Revisiting Safe Withdrawal Rates,” The Long View podcast, Morningstar.com, Dec. 14, 2021.Dynamic Spending Strategies“When It Comes to Retirement Spending, Flexibility Pays,” by Christine Benz, Morningstar.com, April 14, 2023.“Want to Boost Your Retirement Income? ‘Guardrails' Could Help,” by Christine Benz, Morningstar.com, May 5, 2023.“Why Do People Spend the Way They Do in Retirement? Findings From EBRI's Spending in Retirement Survey,” by Lori Lucas, ebri.org, Jan. 14, 2021.TIPS Ladders, Inflation, and Portfolio Returns“High TIPS Yields Are a Retiree's Best Friend,” by John Rekenthaler, Morningstar.com, Oct. 16, 2023.“What High Inflation Means for Your Portfolio,” by Amy Arnott, Morningstar.com, April 24, 2023.“The Good News on Safe Withdrawal Rates,” by Amy Arnott, Morningstar.com, Nov. 13, 2023.“Expenditure Patterns of Older Americans, 2001-2009,” by Sudipto Banerjee, EBRI Issue Brief, February 2012.
November 13, 2023 on ForYourBenefit, host Bob Leins, CPA® and co-host Ray Kirk, Ph.D., Federal Benefits Specialist, NITP, welcome Jay Fritz, Program Manager, Outreach & Program Services, Healthcare and Insurance, U.S. Office of Personnel Management. It is that time of year again for employees and annuitants to review their Open Season options, which include health plans, dental and vision plans, FSAs, etc. Today's discussion will include: Federal Open Season: November 13 – December 11, 2023 What programs participate in Open Season? How can I prioritize my Open Season shopping list? What options do I have? What if I do nothing? Resources for further information: Visit: opm.gov/openseason Follow OPM on LinkedIn: https://www.linkedin.com/company/opm/ For Twitter News and Updates: https://twitter.com/usopm See your Human Resources Office How do I make an Open Season election or change? Flexible Spending Accounts under FSAFEDS (employees only): FSAFEDS.com or call 1-877-FSAFEDS (372-3337) or TTY 1-866-353-8058. Dental or vision under FEDVIP: Everyone – go to BENEFEDS.com or call 1-877-888-3337, TTY 1-877-889-5680. FEHB: Employees – use the Health Benefits Election Form (SF 2809) or use an online self-service system; your agency's human resources office can help you. Retirees – go to Open Season Online at https://retireefehb.opm.gov or call Open Season Express at 1-800-332-9798, TTY 1-855-887-4957. For questions or comments, email us in advance at ForYourBenefit@nitpinc.com Copyright © 2023 Federal News Network. All rights reserved. This website is not intended for users located within the European Economic Area.
Welcome to Neighbors United in Christ and thank you for listening to our weekly worship service. We are led in service by Loren Teig. Debbie Teig and Jim Haugerud provide the music. Steve Helling does the readings. Visit us online at NUICParish.org.
A Market Microcosm, a Rip-Your-Face-Off Rally & Your Portfolio Review and Analysis The Money Wise guys are back after three weeks of college football preemption, and there's much to discuss! They start with last week's numbers from Wall Street, which showed the Dow up 0.7%, the S&P 500 up 1.3%, and the NASDAQ up 2.4%. YTD the Dow is now up 3.4%, the S&P is up 15%, and the NASDAQ is up 31.8%. Of course, the markets have been busy over the last three weeks, and the Money Wise guys cover topics like the NASDAQ and S&P rallying, why things got bright and shiny for the markets as October ended, one of the longest strings of back-to-back up days that we've had in several years, why the last two trading days are a microcosm for the last three weeks, and much more. They also discuss why they believe market sentiment keeps changing on a daily basis, why we're watching bond auctions like never before, ongoing concern about interest rates, and what led to Friday's rip-your-face-off rally. Portfolio Review and Analysis with The Money Wise Guys With all that's going on in the markets, it's smart to check in on your investments and conduct a portfolio review and analysis from time to time. One of the services offered by Davidson Capital Management is, in fact, a portfolio review and analysis - and you may notice it mentioned at the start of every show. Now, a portfolio review and analysis is something you can conduct on your own, but a portfolio review and analysis with the Davidson Cap team means you'll have 34 years of service and experience to help you determine whether you can make moves to strengthen your positions, enhance your diversification, and build a portfolio that better serves your needs. If you want a portfolio review and analysis with the Money Wise Guys, call 1-800-275-2162 or email firstname.lastname@example.org. Click here to learn more about the importance of a regular portfolio review and analysis. In the second hour, the Money Wise guys share Retiree Spending Rules you won't want to miss! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.
The state of the economic union has folks across the country worried about what the future holds. For those in the financial red zone approaching retirement, these economic conditions could change the trajectory of their retirement. Don't worry, Eric Kearney and Joseph Lanza are helping you cut through the confusion and offer tips and takeaways that will help you find your footing in amid market volatility and inflation. That and much more on Wealthworx Radio. Call Eric Kearney 800-779-1942 Visit EricKearneyAdvisor.com to learn more. See omnystudio.com/listener for privacy information.
This episode originally appeared on July 28, 2023. Something a little different this week, we challenge the advisors to answer retirement related questions in the style of Regis Philbin and Who Wants to be a Retirement Millionaire. Join Dave Pimper out of Omaha, Nebraska, Kevin Brucher in Phoenix, Arizona, Joseph Lanza in Cape Coral, Florida, Mal Mason and Chae Kyle in Houston, Texas and Joe Murphy in Valparaiso, Indiana. Let's see who goes home with a million dollars. Visit Financial Pizza to learn more. Check out Broadcasting Experts to find out how you could have your own customized podcast. See omnystudio.com/listener for privacy information.
Dr. Myra Heckenlaible-Gotto is an Equine Practitioner and Certified GiANT Coach. She believes limiting beliefs are anything that hinders you from walking into God's fullness. In this podcast, Dr. Myra gives insights on ways to break free from limiting beliefs, understand your own value and bring that value to the world.See omnystudio.com/listener for privacy information.
There are many financial decisions and actions retirees must take. One in particular can go a long way in keeping harmony in the family- making sure assets pass to the next generation without drama. In this show we discuss this often overlooked, yet simple action you can take to avoid future problems.
A new report graded the retirement systems of countries across the world and America earned a C+...Coming up on today's show, how you can build an A+ retirement plan. Tripp Limehouse outlines ten keys that can help you achieve an A+ through out your retirement. The show winds up with questions from listeners. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.
Although numerous habits make up the structure of a happy retiree, financial habits play a large part in creating the fulfilling retirement you've always dreamed of and being able to fund your additional interests. In this episode, Wes breaks down the five financial secrets of the happiest retirees based on research from his latest book, What The Happiest Retirees Know, and reveals how these patterns are fundamental to building wealth and living a comfortable retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices
In Episode 13 of Class Matters, we're talking with labor activists Marianne Pizzitola, Rose Roach, and Mark Dudzic about Medicare Advantage (Disadvantage?) health plans and what they mean for union retirees, for collective bargaining, and for the future of traditional Medicare. And we get the scoop on how retirees in New York City are fighting back against efforts to force them onto Advantage plans.
“I thought, ‘What if there's a way to insure the wealth?' That's all you want, is to protect future sources of income.” -Scott Tucker, USMA ‘02 Scott Tucker is a former Army Officer, a West Point graduate, and author of four books with unconventional ideas about military retirement, life, and wealth. He is the Founder of US VetWealth, a wealth management firm that offers access to safe investment strategies and helps military retirees create a "Private Pension" for their wealth so that they have more ownership of their assets, increased access to their money whenever they want it, and the ability to profit without additional rules, taxes, and fees. Scott has helped 100+ retiree high-income earners create a flexible and secure retirement with their unique benefits and pensions. In this episode, we discuss: Scott's journey of transitioning out of the Army, entering into the life insurance business, and finding his niche How Scott's personal health experiences intertwined with his success as an entrepreneur The new category of “wealth insurance” that Scott has created through his company, US VetWealth The unique strategies Scott implements to help military retirees protect their wealth Scott's goals for US VetWealth and how he envisions the company to grow When he was working in wealth management, Scott did not like the fact that he had to be all things to all people. That's what led to him finding his niche of using the life insurance investment model to help military retirees. He understood that, as career military officers retire, they need to change their financial strategy in order to make the most of their wealth. We learned a lot from Scott about the nuts and bolts of how someone can use life insurance to protect their wealth. Thanks for sharing with us, Scott! Connect with Scott: LinkedIn US Vet Wealth If you found this episode valuable, please share it with a friend or colleague. If you are a Service Academy graduate and want to take your business to the next level, you can join our supportive community and get started today. Subscribe and help out the show: Subscribe on Apple Podcasts Also available on Google Podcasts, Spotify & Stitcher Leave us a 5-star review! Special thanks to Scott for joining me this week. Until next time! -Scott Mackes, USNA '01
If you're thinking of investing in precious metals to protect your retirement savings, there are several factors you should consider before parting with your money. To help you make the right choice, Caapitalist created their informative gold IRA report.Visit https://caapitalist.com/retirement-planning/gold-ira-options/ for more information. Caapitalist City: New York Address: 60 W 23rd St Website https://caapitalist.com/ Phone +1 877 675 4340 Email email@example.com
Mike Armstrong and Marc Fandetti discuss what it means for Americans now that the US's dept interest passes $1T per year. Your next Airbnb host could be a private-equity firm. Retirees will pay more for Medicare Part B premiums in 2024. Big banks cook up new way to unload risk. Disney needs The Marvels to be a big hit. Why the US won't change physical cash.
More often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to managing your wealth plan. As accumulators, there are numerous unexpected events for which you may not have planned. Similarly, there are concerns as retirees that you did not encounter when you were younger.In this week's Money Wisdom episode, Alvin, our Client Adviser, discusses the differences you should take note of when planning for these two different life stages so that you can develop a comprehensive wealth plan for the long term.Meanwhile, stay tuned for our next episode, where we will be joined by a very special external guest!The host, Isaac Ong, is Associate Adviser at Providend, Singapore's First Fee-Only Wealth Advisory Firm. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/ Music courtesy of ItsWatR.
Another jam packed show with Coach Pete D'Arruda talking about a high stakes game of Monopoly. Joe Murphy digs into a book by Robert Shiller dealing with how our emotions can actually move the market. Chris Longworth uses clips from Seinfeld that relate to planning for retirement. That and much more. Visit Financial Pizza to learn more. Check out Broadcasting Experts to find out how you can have your own podcast. Call 800-662-6808 or Text PIZZA to 600700. Here's a link to Narrative Economics by Robert ShillerSee omnystudio.com/listener for privacy information.
There are many reasons why folks forgo working with a financial professional. Tripp Limehouse breaks down 10 of the most common reasons folks resist professional help while building their financial plans and explain exactly how a financial advisor would be able to help. Tripp returns to the hot seat to answer questions submitted by listeners. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.
A pensioner who has effectively walked around the world twice is now chasing a new goal, a Guinness World Record. Vinod Bajaj, 73, is hoping to beat the record with his total walking distance of 80,204km, which he completed by hiking near his home in Limerick every day for seven years...
Last episode we talked about taxes from the perspective of real estate investors, so this week we brought in Amanda Holbrook from Specialized Trust Company to talk about Self-Directed IRAs and how real estate investors can use them to their advantage. Amanda talks about how she started in the self-directed and real estate spaces, who can self-direct an account, and why it's so important to start looking at your Roth or 401k RIGHT NOW!Brought to you by: upright.usProduction team: connversa.comMusic by: Jeremy Blake
Investing Volatility A recent client survey by Charles Schwab produced some viable insights during difficult times like this. Over the longer term 33% of investors attributed their greatest investing success to patience through volatility. It is hard to patient during the ups and downs, but the reality is when holding good quality investments, it has proven to always be the right thing to do. Unfortunately, patient doesn't mean 2-3 months and sometimes it may mean 2-3 years. The funny thing is that even though that patience has always paid off, our emotions lead us to want to sell at the worst times and many people end up doing so costing themselves drastically in the long term. The second most cited reason for clients' greatest investing success was careful research which came from 16% of respondents. We always tell people that before we step in and by a company, it's at least 10-15 hours of research. This doesn't mean you won't have volatility, but it does give you more comfort in knowing and understanding your investments during the difficult times which allows you to be patient. The biggest culprit for an investors worst investment was lack of research with 20% saying this was the cause. This doesn't surprise me as many people are quick to jump into the hype or invest in something because a friend or family member thought it was a good idea. Unfortunately, like the survey shows we have seen this work out poorly for many investors. Another big culprit for the worst investment was high risk with 13% of respondents citing this reason. In today's society people want to try and make a quick return, but that is not how investing works. People want to try and get big returns and they end up losing massively. We tell our client's a reasonable target should be around 8-12% in the longer term. Anything in excess of this and you are likely taking big risks that could put your portfolio in jeopardy. PCE There wasn't much in the Personal Consumption Expenditures Price Index (PCE), which is the Fed's preferred measure for inflation. The headline number was up 3.4% which was the same as last month. The core PCE, which excludes food and energy was up 3.7% and was one-tenth lower than the reading in August. Core PCE hit a peak around 5.6% in early 2022. With the aggressive increase in short term rates, the recent increase in the 10-year treasury, and the resumption of student loan payments likely slowing the economy somewhat I still believe the Fed should allow these hikes to sink in and evaluate where we stand in the coming months. Recession It is interesting how many people believed we were going to see a recession in 2023, but yet the numbers keep proving the doubters wrong. Today's Q3 GDP report showed annualized growth of 4.9%, which topped the estimate of 4.7%. It's important to point out that this report does account for inflation. The primary driver of growth here was the consumer as spending increased 4% in the quarter and accounted for 2.7 percentage points of the total GDP increase. Both goods and services saw nice increases as spending grew 4.8% and 3.6%, respectively. Gross private domestic investment also saw a major increase of 8.4% and accounted for 1.5 percentage points of the total GDP increase. Within this category the change in private inventories was the major contributor as it accounted for 1.3 percentage points of the headline number. Government spending and investment also grew 4.6% and accounted for 0.8 percentage points of the headline number. The only detractor in the report was trade as the net exports of goods and services took away 0.08 percentage points from the headline number. While I believe this will likely be the highest GDP report we see for some time, I do believe we can still avoid a recession as the consumer remains in a good spot. Financial Planning: Annuity Sales Continue to Grow As market volatility continues, annuity sales continue to climb. Last quarter annuity sales hit $89.4 billion which is an 11% increase over the 3rd quarter of 2022, according to LIMRA. Sales reached a record in 2022 and that record may be beat in 2023. This is common during times of uncertainty in the market as investors and retirees look for safer places to put their money and many advisors are happy to sell them. This can feel more comfortable in the short term, but typically leads to underperformance in the long term. Retirees must remember that inflation and longevity risk, in addition to market risk, need to be factored into their retirement income plan. Annuities reduce portfolio volatility and can provide peace of mind at the expense of performance. Even in retirement, assets need to grow to outpace inflation and provide income, and lower performance increases the risk of running out of money too soon.
Mark Dennis with Financial Finesse shares the biggest regret of retirees and how to avoid it. Episode 1944: The Thing that Retirees Regret the Most and How to Avoid It by Mark Dennis of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor's. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They've helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/11/08/the-thing-that-retirees-regret-the-most-and-how-to-avoid-it/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalRelationshipsDailyMarriageParenting Learn more about your ad choices. Visit megaphone.fm/adchoices
Getting to retirement involves many decisions, some big and others not so much. It doesn't take long for the ‘peanut gallery' to weigh in either. Today Tripp Limehouse breaks down some do's, some maybe nots and one you should never forget. Tripp returns to the hot seat to answer questions submitted by listeners. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.
This week features Coach Pete D'Arruda with his view on the state of today's mortgage rates. Joe Murphy breaks down just what a “Gold IRA” is and isn't. Then we have some fun with Brad Olson and Joe Wilson and the importance of a budget as seen through the eyes of Michael Scott from The Office. To learn more visit Financial Pizza. Visit Broadcasting Experts to learn how they can help you create your very own podcast.See omnystudio.com/listener for privacy information.
Are you over 55 and pondering retirement? Join us as we delve into the realm of Required Minimum Distributions (RMDs). Unfortunately, RMDs can be a tad bit confusing, so in today's episode, Dave and Drue are here to unravel the mystery and ensure you have a clear understanding of the process. Listen in as we break down the basics of RMDs and explain how they are calculated based on your age and account balance. We'll also share strategies to potentially avoid them and share the risks of not preparing for them in advance. And for those fortunate to not rely on RMDs for income, we'll explore impactful ways to utilize those funds. Here's some of what we discuss in this episode: What are RMDs and why do they exist? When should you start planning for RMDs, and what actions can you take to reduce their impact on your tax liabilities? What are the risks associated with not planning for RMDs in advance? RMDs can be redirected to charitable organizations Contact Dave and Drue: Web: https://www.truefinancialpartners.com/ Email: firstname.lastname@example.org Phone: 877-359-8783