Podcasts about Planning

Are you spending your time, energy, and attention on financial optimizations that barely move the needle? In this episode, Dr. Jim Dahle and Tyler Scott, President of Planning at White Coat Planning, work through a series of real listener questions, from Trump account contribution rules and gift tax exclusions to HSA family contribution limits and 457 plan quirks, and use each one to illustrate a bigger point. Some financial moves genuinely change your outcome. Others feel productive but barely register. They walk through examples of both. A listener trying to squeeze out a few extra months of tax-free growth by pre-funding a solo 401(k) contribution gets a gentle but clear answer: the impact is measured in hours, not years. Meanwhile, using a mega backdoor Roth option in that same account, or choosing tax-efficient accounts for early retirement withdrawals, can genuinely shift a retirement date by months or years. Tyler also introduces his framework of the four currencies of life, money, time, energy, and attention, and how understanding which one you're actually spending helps clarify which optimizations are worth pursuing. The takeaway is not that details do not matter. It is that knowing which details matter is the real skill. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Operation Midnight Hammer through the eyes of the people who flew it. MSgt. Edge was the fuels NCOIC responsible for getting gas into every aircraft, supporting the Wild Weasels who flew Suppression of Enemy Air Defenses ahead of the B-2 strike on Iran. Watch the three-part documentary series on Afterburn Defense: Part I: https://youtu.be/MgQ_X3Td8a4 Part II: https://youtu.be/GzdL6NMYDso Part III: https://youtu.be/Xc22-2RaGSY This is the full interview. Nothing flies without fuel. In this conversation, he explains how his team pumped 548,000 gallons in a single night, why one three-mile transfer line put a hard ceiling on the entire operation, how a project that normally takes years got done in a matter of days, and what it took to convince a host nation to change an order. Before Iran, the 55th Fighter Squadron fought over Yemen in Operation Rough Rider, a sustained air campaign against Houthi surface-to-air threats. What they learned there is the reason the F-16 Block 50 and the AGM-88 HARM were part of the strike package on June 21st, 2025. These interviews were recorded between December 2025 and January 2026 and preserve firsthand accounts from pilots, maintainers, intelligence officers, and logistics airmen who were there. 0:00 A Deployment That Was Supposed to Be Routine 2:20 Planning for a Buildup Nobody Expected 4:03 Twenty-One Days of Work in Three Days 6:21 The Fuel Line That Capped the Whole Operation 12:09 548,000 Gallons on the Night of Midnight Hammer 15:00 Hot Refueling F-35s for the First Time 17:02 Find a Way to Yes Have a story? Want to Connect? Advertise? https://theafterburnpodcast.com/contact/

In this episode, Bryan sits down with Leilani for an introduction to GRIT Camps — the hands-on program that brings skilled trades exposure to youth ages 12–17 through community events led by working tradespeople. Leilani explains that a GRIT Camp pairs recruited mentors with students for a day of modules covering safety, carpentry, electrical, brazing, and plumbing, including torch work, PVC and copper fitting, and disassembling HVAC components. Students also learn to read a jobsite-style blueprint and receive a six-in-one screwdriver to take apart and explore. Bryan and Leilani emphasize that while GRIT supplies the curriculum, guides, and structure, the host — typically a contracting business or trade organization — owns the event: recruiting students and mentors, securing a venue, and building real community connections around the day. A large portion of the conversation walks through who does what. Hosts provide the facility, materials (plywood, 2x4s, copper, PVC, and more, all detailed in GRIT's guide), and lunch for up to around 30 people, plus a local host facilitator to coordinate logistics and serve as GRIT's point of contact. Mentors must be certified skilled tradespeople who complete GRIT's required video course and pass a background check before working with students; volunteers who don't interact directly with kids are not required to undergo a background check. GRIT, in turn, supplies the camp curriculum, host and mentor guides, registration and marketing materials, badges, student blueprints and PPE, background check coordination, and on-site program leadership from staff like Ty, GRIT's head of training, who typically arrives the day before to walk the facility with the host. Bryan and Leilani also dig into planning specifics: camps run from about 9:30 a.m. to 3:30 p.m., cap out at 16 students with a two-students-per-mentor ratio (so eight to nine mentors for a full camp), and generally need 10 to 12 weeks of lead time to hit deadlines for mentor certification, materials gathering, and student registration. They cover the realities of choosing a torch and joining system — MAPP gas and propane versus oxyacetylene for brazing, and why oxyacetylene can't be used for the popular aluminum-repair activity — along with commonly overlooked items like correctly sized Forstner bits, spare drill batteries, extension cords, and pre-cut lumber. They close with guidance on budgeting (camps typically run $1,500 to $5,000), sourcing a sponsored lunch, handling allergies, inviting community press, and what makes a camp genuinely successful: preparedness paired with passion from both mentors and hosts. Topics Covered What a GRIT Camp is and which skilled trades are covered (safety, carpentry, electrical, brazing, plumbing) Camp roles: host, host facilitator, mentor, students, and volunteers What hosts are responsible for providing: facility, materials, and lunch What GRIT provides: curriculum, guides, registration, marketing, background checks, and on-site leadership Required mentor certification course and background checks Ideal space setup, table stations, and indoor/outdoor considerations Student and mentor ratios (16 students max, two students per mentor) Planning timeline: 10–12 weeks of lead time and key deadlines Confirming a camp date and the host interest assessment process Recruiting students and mentors, including waitlists and communication Choosing a torch and joining system: MAPP gas/propane vs. oxyacetylene brazing Commonly overlooked or underestimated materials and tools Safety planning, PPE, and emergency preparedness Estimated costs and ways to offset them through sponsorships Lunch planning and handling food allergies Community and marketing value for hosts Policies on parents and visitors attending What makes a GRIT Camp successful   Learn more about the GRIT Foundation or contact us at https://www.thegritfoundation.com/.  Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3663: Chris Reining answers a reader who wants to reach financial independence by 50 and wonders whether a 401(k) is still worth funding. He walks through the tradeoffs of 401(k), Roth IRA, and taxable accounts, including the 72(t) rule for penalty-free early access and why an employer match is money you should never leave behind. He also shares the simple two-account approach he used before leaving his job at 37. Read along with the original article(s) here: https://chrisreining.com/should-i-stop-using-retirement-accounts-if-im-planning-to-retire-early/ Quotes to ponder: "there isn't a one-size-fits-all solution for financial independence and early retirement" "not taking advantage of a match is like not bending down to pick up thousands of dollars off your kitchen floor" "Align your life with what matters to your future self, and you'll start living a more meaningful life, right now." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Nurses Report on America Out Loud with Kimberly Overton, BSN, RN, BC-FMP – Planning for the end of life becomes easier when families discuss final wishes before a crisis. Kimberly Overton and Daniel Lopez explore advance directives, patient autonomy, funeral planning, financial pressures, and personalized celebrations of life that help loved ones make informed decisions with greater peace...

**Jeep Talk Show – Tire Tread Depth Reality Check + How to Properly Tow Your Jeep (XJ, JK, JL, JT & Gladiator)** Tony and Josh are back with another no-BS episode. We start by correcting the record on tire tread depth after some listener pushback, then dig deep into the right (and wrong) ways to tow a Jeep so you don't melt your transfer case or destroy your drivetrain. After that Tony shows off a pile of new website tools he's built for the community — Jeep of the Week, networked show timer, JTS Honor Badge generator, live chat, Best Of archive, Discord discount codes, and more. ### Timestamps 00:00 Intro Banter and Show Opening 00:27 Tire Tread Depth Standards and Safety Discussion 05:17 Towing an XJ Jeep: Methods and Considerations 11:13 Flat Towing Options for Various Jeep Models 12:30 Setting Transfer Case and Transmission for Safe Towing 14:47 Essential Pre‑Tow Checks: Steering, Parking Brake, and Lockers 15:40 Foot Brake and Driver Position Safety Tips 16:18 Flat‑Towing Setup: Parking Brake, Lockers, and Dolly Use 18:27 Hybrid Towing Options and Cost Considerations 19:56 Gladiator Towing Cherokee: Capacity and Gear Planning 20:40 Show Timer Integration and Remote Recording Setup 22:06 Show Timer Feature Overview and Segment Selection 23:15 Launch of "Jeep of the Week" Feature and Community Engagement 26:03 Jeep of the Week with Video Voicemail: Listener Participation 27:38 Reviving the "You Bought and What?" Affiliate Segment 30:01 Planning the Return of the Affiliate Segment 31:07 Unified Jeep Talk Show Chat and Boss‑Key Feature 34:24 Introducing Custom JTS Honor Badges 37:07 Best‑of Episodes and Review System Launch 41:53 Contact Page, Discount Bot, and Community Outreach 43:16 Discord Discount System for Members 44:21 Call to Action, Social Media Promotion, and Legal Disclaimer ### Key Takeaways - Legal minimum tread in most U.S. states (including Texas) is **2/32"**. The widely recommended replacement point for everyday/wet driving is **4/32"**. Many shops and safety groups push 5–6/32" for trucks, SUVs, and wet/snow climates. - Safest way to tow any Jeep (TJ/YJ/JK/JL/JT/Gladiator): all four wheels off the ground (flatbed or wheel-lift + front dolly).   - Minimum setup if you must two-wheel tow: transfer case in Neutral, automatic transmission in Park (or manual in gear), steering unlocked, parking brake off, lockers unlocked. For longer distances, remove driveshafts. - Atlas transfer cases have distance limits when flat-towed — pull the shafts if you're going far. ### Calls to Action Submit your ride for **Jeep of the Week**: jeeptalkshow.com (Listener Jeeps link in the top menu)   Join the Discord & grab discount codes: jeeptalkshow.com/discord (type `/discount`)   Best Of archive (top 50 episodes ranked by downloads): on the website   Create your own JTS Honor Badge and drop it in the gallery   Leave a 5-star rating & review on YouTube, Spotify, or your podcast app   Questions or episode ideas? jeeptalkshow.com/contact   Support the show on Patreon for exclusive perks: jeeptalkshow.com/contact   --- **Support the Show & Shop Jeep Gear** Thank you for watching and listening! If you enjoyed the conversation with Tony and Josh, consider checking out some of the great products and upgrades we discussed (and a few classics from past "But You Bought and What?" segments). Tire Tread Depth Gauge (penny-test alternative)  https://amzn.to/45WSJZ4 Heavy-Duty Tow Dolly / Car Carrier https://amzn.to/4xIE001  ARB Air Locker / Electric Locker related accessories https://amzn.to/4gdY8Ql Jeep Recovery Gear / Soft Shackles & Tree Savers https://amzn.to/45XU1De Bane Mask (yes, that one)  https://amzn.to/4wWAmzo Every purchase through our links helps support the Jeep Talk Show at no extra cost to you. Browse the full list of products mentioned across episodes at jeeptalkshow.com/amazon. XJTalk.com LLC and the Jeep Talk Show podcast is intended for entertainment purposes only. The views and opinions expressed by the hosts, guests and contributors are their own and do not represent professional advice, endorsements or recommendations. We strongly advise consulting a licensed or certified mechanic or automotive professional for any repairs, modifications or maintenance to your vehicle. By listening to or using any information provided on this show, you assume full responsibility for your actions and any resulting consequences.

Send us Fan MailStart the school year with a healthy, thriving youth ministry...let's work together to make it happen! Check out GrowYourYouthMinistry.com for more info *** Costumes, candy, and a packed room of youth ministry students?  Why not?! In this episode, we're breaking down exactly how we run a super fun fall youth group event that students look forward to all year, while still keeping it appropriate, gospel-centered, and realistic for any church budget.  From food to youth group games, we've got you covered for your next student ministry event!FREE EVENT IDEAS: If you'd like a list of 20 fun, small group or Fall kick off ideas, email us at MinistryCoachPodcast@gmail.com and put "FALL EVENT IDEAS" in the subject or description and we will send over our list!If you want a fall festival, harvest festival, Halloween alternative or whatever you call it that builds community and points students to Jesus, this is your event blueprint. Subscribe for more youth ministry event planning ideas, share this with a youth pastor, and be sure to leave a ⭐️⭐️⭐️⭐️⭐️ review!

Here's the wave that makes so many capable, responsible people feel like they just can't get ahead. You have a good month, put a little toward a card, and then the tires and the vet bill land in the same week and it's gone.In this episode, Kelsa reads Chapter 6 of SpendFirst, about SpendFuture, the money you set aside for the expenses that don't show up every month and always seem to arrive at the worst time. You'll meet Rachel, who kept getting close to ahead and then getting knocked back, and hear the reframe at the heart of the chapter: these expenses aren't emergencies, they're predictable, and once you plan for them they stop running your month.A few things this chapter opens up:Why the good-month-then-wiped-out cycle keeps repeating, and how to end it.Why the expenses that feel like emergencies almost never are.What changes when a whole weekend of big expenses lands and the money is already waiting.Get the Book: You just listened to a chapter of it. The whole book is out November 11, and SpendFirst.com/book will tell you the day it lands.Get the free Quick Start Guide and Year-at-a-Glance Planner.New episodes every Thursday. Subscribe so you don't miss the next one.Resources mentioned:Chapter 5, SpendFreelyChapter 4, SpendFixedHow to Plan for Irregular Expenses

What if engagement season has more in store than you've prepared for?In this episode of the Dear Future Husband Podcast, Christian Bevere talks about what to do, what not to do, and what many couples miss during engagement. From handling pressure and expectations to building healthy communication, preparing spiritually, and keeping your focus on the covenant ahead, this conversation will help you approach engagement with wisdom and peace.Whether you're engaged, dating seriously, or praying for your future husband, this episode will help you think deeper than the wedding day and prepare for the marriage God is building.Pray while you wait with Future Husband, Present Prayers and trust God with your love story with the Dear Future Husband Prayer Journal. Discover both at www.christianbevere.com.

The Nurses Report on America Out Loud with Kimberly Overton, BSN, RN, BC-FMP – Planning for the end of life becomes easier when families discuss final wishes before a crisis. Kimberly Overton and Daniel Lopez explore advance directives, patient autonomy, funeral planning, financial pressures, and personalized celebrations of life that help loved ones make informed decisions with greater peace...

What will separate the most successful farm businesses from the rest over the next decade?Dr. David Kohl and Lynn Paulson of Bell Bank join Peggy Coffeen to discuss the economic and global trends producers should be watching—from consumer demand for protein and AI-driven agriculture to global competition, regenerative agriculture, the coming land transition, and relationship-based lending.They also break down what separates the top 20% of farm businesses: knowing the numbers, having a plan, managing risk, building strong relationships, and consistently doing the small things right.00:00 – Economic & Global Trends01:05 – Protein & Precision Agriculture02:15 – Following the Consumer03:01 – Global Competition04:37 – The Changing Global Landscape07:18 – Regenerative Agriculture08:58 – Agriculture's Story to Consumers10:59 – The 2032 Land Opportunity12:42 – Land Ownership vs. Control14:04 – Advice for Young Producers17:09 – Planning & Financial Management20:23 – Family Business Accountability22:01 – Relationship Lending26:33 – What Makes a Good Lender?29:01 – What the Top 20% Do Differently30:32 – Excellence at the Margin

Grab the Secondary Teacher Systems Toolkit here: https://khristenmassic.thrivecart.com/systemstoolkit/?ref=pod Too many preps and not enough time? Let's make your planning period actually work for you. Reserve your spot in the Unit Planning Lab here: https://khristenmassic.thrivecart.com/unit/?ref=podcastPlanning for the next school year? If your day is organized by class period, your planning calendar should be too. Grab my Editable Class Period Calendar here: https://khristenmassic.com/secondarycalendarpodGet the Planning Period Reset Toolkit—a free set of quick-start tools to help you protect your time, focus faster, and finally finish something… even during chaotic school days. https://khristenmassic.com/resetShop my Teachers Pay Teachers store: https://www.teacherspayteachers.com/Store/Khristen-Massic-Cte-Teacher-CoachEvery secondary teacher knows the agony lurking just past that shiny first week of school. Sure, those first few days hum with possibility, routines feel fresh, and your classroom culture system is a well-oiled machine—at least on the outside. But blink, and it's week three. Suddenly every teaching prep is pulling you in five directions, lesson plans are cobbled together at midnight, and classroom culture quietly slips to the bottom of your overflowing list. If you're searching for classroom culture teacher planning that lasts all year, you're not alone.The biggest mistake? Losing sight of the systems that made your classroom sing in September. Host Khristen Massic pulls back the curtain on why the first week feels so doable—even for multi-prep teachers. The secret isn't fancy new activities but reusing the same structures that build trust and clarity with every class, every period. When Unit 1 lands and the grind sets in, too many teachers drop the repeatable frameworks that worked so well, scrambling instead for fresh ideas just to keep up.But what actually builds classroom culture? It's not the parade of icebreakers or one-and-done activities. It's putting simple routines on repeat: Think-Write-Pair-Share, community check-ins, “The Way I Learn” surveys. Khristen Massic lays it bare—students don't crave endless novelty. They crave predictability, routine, and the safety of knowing what's next. A classroom where the structure is automatic lets students focus their energy on learning rather than logistics.Take Think-Write-Pair-Share, for example. In week one, it breaks the ice; by week four, it's a go-to for concept explanations; come week twelve, students move through it with almost zero direction. The routine becomes invisible, freeing up student brainpower to actually grapple with your content. As Khristen says, “the thinking changes, the routine doesn't”—and that's the whole point.Here's the pivot: the best classroom routines aren't first-week tricks; they're yearlong lifelines. Reflection activities, learning surveys, even that community-building prompt—they don't get shoved in a drawer after September. They evolve and repeat, morphing into mid-year check-ins or unit-close reflections. The more you build on what's already working, the less you scramble, and the more your students feel that elusive comfort and belonging.This approach is gold for secondary teachers, especially those teaching multiple preps. Planning lighter means working smarter, not harder. Instead of constantly dreaming up the next cool idea, Khristen challenges teachers to ask: how can I repurpose something students already know? Can this discussion structure anchor the next tough unit? Can this community activity pop up again as a November reset? Suddenly, lesson planning isn't a midnight monster; it's a sustainable, even enjoyable, rhythm.It's for every teacher who dreads seeing classroom culture fizzle by October. It's for the veteran who wants real work life balance, and the newbie fighting burnout before Halloween. If you want your secondary classroom to feel safe, vibrant, and consistent—without drowning under reinvention—this episode will flip your script.Throughout this series, Khristen has been on a mission: show teachers how to ditch one-off activities in favor of resilient frameworks. It's not about crafting perfect first days. It's about building systems that stick, routines that support you and your students, and the confidence to keep hitting “repeat” on what works—even in week twenty.So, what will you carry forward? Which structure could save your sanity and strengthen your classroom culture all year? That answer might be the most important planning decision you make.You want a classroom that feels like a second home for your students and for you—keep your best routines on heavy rotation. Ditch the innovation hamster wheel, and make tomorrow a little lighter.Own your classroom, year-round. Rebels build systems that last.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3663: Chris Reining answers a reader who wants to reach financial independence by 50 and wonders whether a 401(k) is still worth funding. He walks through the tradeoffs of 401(k), Roth IRA, and taxable accounts, including the 72(t) rule for penalty-free early access and why an employer match is money you should never leave behind. He also shares the simple two-account approach he used before leaving his job at 37. Read along with the original article(s) here: https://chrisreining.com/should-i-stop-using-retirement-accounts-if-im-planning-to-retire-early/ Quotes to ponder: "there isn't a one-size-fits-all solution for financial independence and early retirement" "not taking advantage of a match is like not bending down to pick up thousands of dollars off your kitchen floor" "Align your life with what matters to your future self, and you'll start living a more meaningful life, right now." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it mean to be a fiduciary, power of attorney, proxy, executor, or trustee? Attorney Jeffrey Bellomo explains why estate planning documents and powers are only as effective as the people who execute them. The key is to coordinate planning and prepare someone, a family hero, who understands the role, the family's wishes, practical details, and the boundaries of their authority. You'll learn how important communication is for a family when estate planning. Good communication helps the family hero avoid confusion, family conflict, and costly mistakes. Jeff also discusses the benefits of The Red Wagon Club and how The Family Hero Workshop evolved while he was working on his upcoming book, THE COORDINATION CRISIS.   WHAT YOU NEED TO KNOW (00:00) What does it mean to be a fiduciary, power of attorney (PoA), executor, or trustee? (03:15) The Red Wagon Club and The Fiduciary Workshop (05:28) The Family Hero Workshop prepares the family hero (08:24) The role of the family hero (10:28) Estate planning binders aren't enough (11:59) Planning is "love made visible," but should PoA be given early?  (16:23) What should family members know about your wishes? (17:49) The problem with forced distributions    (18.58) Clear communication can prevent confusion and family conflict (22:27) What are the risks or liability for the fiduciary? (24:01) Families and professionals need to coordinate planning (26:04) Prepare your family's hero   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/  

Thousands of Chicagoans have had trouble with their roofs due to the increase in severe weather this summer. Mike Huston, Assistant Manager of Lindholm Roofing, joins Jon Hansen on Your Money Matters to answer their questions. To learn more about what Lindholm Roofing can do for you, visit Lindholmroofing.com or call them at 1-773-283-7675.

Chris Allard, Founder and Executive Director of The Tenth Man Foundation and board member of the American Foundation for Suicide Prevention – Illinois Chapter, joins Jon Hansen on Your Money Matters to discuss the Chicagoland Out of the Darkness Walk happening October 3 at Montrose Harbor. For more information, visit ASFP.

Kelly Cahill, CGA/DPAct’s VP of Communications at Common Ground Alliance, joins Jon Hansen on Your Money Matters to discuss why even simple digging projects can be dangerous and how homeowners can stay safe as utility lines continue to be damaged by severe weather. They talk about how even simple projects should have a free call […]

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3663: Chris Reining answers a reader who wants to reach financial independence by 50 and wonders whether a 401(k) is still worth funding. He walks through the tradeoffs of 401(k), Roth IRA, and taxable accounts, including the 72(t) rule for penalty-free early access and why an employer match is money you should never leave behind. He also shares the simple two-account approach he used before leaving his job at 37. Read along with the original article(s) here: https://chrisreining.com/should-i-stop-using-retirement-accounts-if-im-planning-to-retire-early/ Quotes to ponder: "there isn't a one-size-fits-all solution for financial independence and early retirement" "not taking advantage of a match is like not bending down to pick up thousands of dollars off your kitchen floor" "Align your life with what matters to your future self, and you'll start living a more meaningful life, right now." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Mike, Scott, and Rikki are here today answering your awesome Listener Questions! Today we discuss best resorts for a nice pool day for a multi-generational family coming off a great Disney Cruise! We also discuss the value of the Rainforest Room pass with Disney Cruise Line to each of us and how it might change from itinerary-to-itinerary and ship-to-ship. Also, we help a listener plan a long weekend at Walt Disney World with some specific goals in mind! This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Phil Brown trains educators to build the kind of learning moments a curriculum can't schedule. As an experiential and adventure education trainer at High 5 Adventure Learning Center, he's guided everyone from Iraqi high schoolers working through conflict resolution to NHL players from the Boston Bruins and Calgary Flames through experiences designed to stretch — not break — them. He also serves on the board of the Association for Experiential Education and hosts the podcast Vertical Playpen, where he digs deeper into the theory and practice behind this work. Most principals have sat through a lesson that went exactly as planned and taught nobody anything. Phil Brown has the opposite story: a day where nothing went as planned, and it became the most important teaching moment of his career. This episode is about what happened in between — and why experiential education, not another curriculum map, might be the fix your campus actually needs.

    Bleeding is what kills people after trauma. That single fact sits at the center of this WarDocs episode, in which host Dr. Wayne Causey, a vascular surgeon, sits down with two military interventional radiologists — Dr. John Pavlus of Brooke Army Medical Center and Dr. Jonathan Schutt, an interventional radiology resident at Yale — to examine one of the fastest-moving areas in modern medicine and what it could mean for the wounded service member. Endovascular care, as they describe it, is deceptively simple to explain and remarkably hard to field: a small stick in the groin or the wrist, image guidance instead of an incision, and wires and catheters small enough to be called straws, threaded through the vascular tree to block a bleeding artery or reline an injured one. As one guest puts it, the patient goes home with a band-aid.    The conversation moves quickly from definition to system. At Brooke Army Medical Center, a trauma activation commits the interventional team to needle-stick access within sixty minutes of the call, day or night. That standard was not bought with equipment. It was built on years of bi-directional trust with the trauma surgeons, to the point that the team now responds without stopping to relitigate the imaging. Both guests are blunt that ownership is the price of admission: if interventional radiology wants a seat on the trauma team, it has to show up at two in the morning for cases that are neither lucrative nor glamorous.   The harder question is how far forward this capability can go. REBOA is scaled today at Role 2, and stent graft and embolization cases in Role 3 remain largely case-reportable events performed by clinicians who brought their own equipment. The limiting factor, both guests argue, is not technique — it is imaging, logistics, and institutional will. Meanwhile, Israeli teams transition to bunker operations within twenty-four hours, and Ukrainian experience with drone-driven injury patterns is already reshaping assumptions about REBOA and embolization that the United States has not yet tested.   The episode closes on people rather than platforms: the case for a military interventional community that crosses Service lines and partners with surgical colleagues, the argument for a skill identifier that lets the system find the right clinician, and a practical inventory of what one interventional radiologist would carry in a backpack if told to deploy tomorrow. Chapters (01:11-06:26) Two Pathways Into Military Interventional Radiology (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap (26:11-35:54) Silos, Superpowers, and the Real Cost Equation (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Chapter Summaries (01:11-06:26) Two Pathways Into Military Interventional Radiology Both guests trace how they arrived at interventional radiology and at military service — one from the Air Force Academy and a fighter pilot track redirected by a day shadowing an orthopedic surgeon, the other from a childhood spent in a pararescue uncle's uniform and an HPSP commissioning. Each was pulled toward endovascular work by the same realization: that the future of the specialty was in doing more through less. Their training routes differ, one through diagnostic radiology and fellowship, the other through an integrated residency pathway. (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole The guests define endovascular care in the language they use with patients: a small poke in the groin or the wrist, image guidance rather than an open field, and catheters threaded through the vascular tree like a plumber working pipes. Roughly ninety-five percent of the work is image guided, most often with fluoroscopy. The host adds the surgeon's framing — always ask what can be fixed through the blood vessel before opening a chest or an abdomen. (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center A blunt trauma patient arrives, CT shows active extravasation from a high-grade splenic injury, and the trauma activation commits the interventional team to needle-stick access within sixty minutes. The guests describe how that pathway was built on bi-directional trust rather than debate over each scan, and why the team now launches without relitigating the imaging. Both stress that owning trauma call — unglamorous, poorly reimbursed, and at all hours — is what earns interventional radiology its place on the team. (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap The conversation turns to what exists downrange. REBOA is scaled today at Role 2, and endovascular hemorrhage control at Role 3 remains largely a set of case reportable events performed with clinician-supplied equipment. The guests explain stent grafts as simultaneous hemorrhage control and reconstruction, and identify imaging, transport, and packaging — not procedural skill — as the true limiting factors on projecting this capability forward. (26:11-35:54) Silos, Superpowers, and the Real Cost Equation One guest argues that interventional radiology has been siloed by civilian incentives the military has no reason to copy, and that the specialty's real advantage is the fusion of diagnostic reading and procedural skill he calls a superpower. The host and guests weigh the higher up-front cost of advanced imaging and devices against the dramatically lower recovery burden of a pinhole procedure. The biggest hurdle, one guest says flatly, is people — convincing decision makers the capability is worth funding. (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Israeli teams shifting hospitals to bunker operations within twenty-four hours and Ukrainian experience with drone-driven injury patterns are held up as evidence the United States is playing catch-up. The guests describe the effort to build a military interventional radiology community across Services and to partner with the American College of Surgeons military chapter. The episode closes with a practical deployment loadout — ultrasound, micropuncture kits, sheaths, a base catheter, coils, and wire — and a walk through current training pathways into the specialty. Take Home Messages Bleeding is the mission. The immediate cause of preventable death after trauma is hemorrhage, which is why endovascular capability belongs in the operational conversation at all. Every argument for pushing this capability forward reduces to stopping the bleeding fast enough, and doing it without creating a second catastrophe. Framing the specialty this way makes its military relevance impossible to dismiss. Trust is the system, not the equipment. A sixty-minute call-to-stick standard at a level one trauma center was not purchased — it was built over years of bi-directional trust between the trauma team and the interventional service. Once that trust exists, the activation launches without relitigating the imaging, and everything else falls into motion. Any unit trying to replicate the capability should build the relationship before it buys the gear. Ownership earns the seat. Trauma call is unglamorous, poorly reimbursed, and inconvenient, which is exactly why some centers have written interventional radiology out of the pathway entirely. Showing up at two in the morning, reviewing imaging alongside the trauma team, and taking responsibility for the patient is what secures a permanent place on that team. Presence before the activation is what makes the activation work. The limiting factor is logistics, not technique. Everything done at a level one trauma center is technically achievable far forward — the constraint is diagnostic imaging, fluoroscopy, packaging, and airlift, not procedural skill. Progress therefore depends on investment decisions and institutional will rather than on new procedures. Convincing leaders that the capability is valuable is the hurdle, and funding follows conviction. Allies are already ahead, and the injury patterns are changing. Israeli teams move a hospital into bunker operations within twenty-four hours, and Ukrainian experience with drone-driven wounding is already reshaping assumptions about balloon occlusion and embolization. Planning for the last war is the fastest way to arrive unprepared for the next one. Learning from partner nations now is cheaper than relearning under fire. Episode Keywords military medicine, interventional radiology, endovascular care, WarDocs podcast, non compressible torso hemorrhage, REBOA, stent graft, embolization, hemorrhage control, combat casualty care, Brooke Army Medical Center, trauma activation, expeditionary interventional radiology, Role 2 care, Role 3 care, military trauma system, vascular surgery, image guided procedures, John Pavlus, Jonathan Schutt, Air Force medicine, Army medicine, military health system, battlefield medicine, damage control #WarDocs, #MilitaryMedicine, #InterventionalRadiology, #EndovascularCare, #CombatCasualtyCare, #HemorrhageControl, #TraumaCare, #MilitaryHealthSystem Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission- WarDocs exists to honor the legacy of Military Medicine, preserve its history, and inspire every generation — across all Services, Corps, and Ranks — to serve with excellence and pride. Through mentorship, coaching, and education, we equip those considering, entering, and serving in military medicine with the knowledge, connections, and community they need to thrive. We celebrate Who we are, What we do, and, most importantly, How we serve Our Patients, the DoW, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called “Docs” as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

Earn 1 CEU! What would happen to your pet care business if you suddenly could not run it? Attorney and business owner Sativa Boatman joins Collin to explain why wills, trusts, powers of attorney, and succession planning matter long before retirement. They discuss the risks of allowing a business to pass through probate and the operational gap that can leave employees, clients, and family members without anyone authorized to act. Sativa encourages owners to recognize their businesses as valuable assets and clearly communicate whether those businesses should continue, be sold, or be responsibly closed. This conversation offers a practical starting point for protecting what you have built while giving the people around you greater clarity and peace. Main topics: Avoiding Probate for Businesses Trusts and Ownership Transfers Planning for Owner Incapacity Choosing a Business Successor Treating Business as Assets Main takeaway: "You do not want your business to be run through probate court if you die." That statement may feel uncomfortable, but avoiding the conversation does not protect the business you have worked so hard to build. Without the proper legal structure, there may be no one immediately authorized to sign payroll, access critical accounts, manage contracts, or make decisions for your company. Your employees, clients, family, and community could all be affected while the courts determine who has the authority to act. Planning does not mean that you expect the worst to happen tomorrow. It means recognizing that your business is an asset worthy of protection. A thoughtful succession plan can provide clear instructions for whether the business should continue, be sold, or be responsibly closed. In this episode, Sativa Boatman helps us begin asking the difficult—but necessary—questions that create clarity and peace for everyone involved. About our guest: Sativa Boatman is an attorney and business owner with Assertion Law Firm LLC, a Missouri transactional law firm serving families and businesses throughout the state. Her practice includes estate planning, elder law, probate and trust administration, business matters, and real estate. She focuses on helping clients understand complicated legal decisions and create plans tailored to their assets, families, businesses, and long-term goals. Through her work, Sativa seeks to educate and empower clients so they can move forward with greater confidence and peace of mind. (Assertion Law Firm LLC) Links: Assertion Law Firm LLC Sativa Boatman and Firm Contact Information Assertion Law Firm Business Law Services Assertion Law Firm Educational Articles Sativa Boatman on LinkedIn Assertion Law Firm provides legal services involving estate planning, probate and trust administration, real estate, and business law throughout Missouri. The firm's business-law services include entity setup, contracts, business purchases, succession planning, and business transitions. (Assertion Law Firm LLC) Phone: 888-887-4170 Check out our Starter Packs See all of our discounts!

Planning your personal life before your business calendar is not a lifestyle hack. It is the strategy that actually makes the business worth building in the first place.Morgan sits down with Dale Beaumont, founder of Business Blueprint and author of 19 books, to break down the Preloaded Year framework that changed everything about how he builds his business and his life. Dale shares why most entrepreneurs have the order completely backwards, how he went from sleeping six hours a night and still feeling miserable to building a multimillion dollar business while taking four holidays a year, and why structure is not the enemy of freedom but the very thing that creates it.The conversation also unpacks how to plan revenue goals around your life rather than squeezing life into whatever is left of your business calendar, and why doing this consistently over 15 years is how real wealth actually compounds.Listen To The Full Episode Here → https://open.spotify.com/episode/4rgvctcqVZvhNdHbV4hQyZ?si=0E5m29NGR8et786zKiTebgDream Fest Registration

This month on The Found Podcast, we're doing something a little different. We're bringing the boys in for a few episodes (don't worry, we'll be back to our women founders soon), and first up is somebody I've admired for a long time: my friend Ed Raber. Ed is the Director of Planning and Development for Dubuque County here in Eastern Iowa, but honestly, that title barely scratches the surface. Ed is a connector. A mover. The guy with an $8 Staples name badge who has spent thirty years showing up to Rotary, to library meetings, to coffee shops, to whatever room needed one more person willing to raise their hand. We talk about what it actually means to build an entrepreneurial ecosystem in a place like Dubuque County (spoiler: it starts with "no wrong door"), why farm ground and residential zoning matter more than you'd think, and the advice from a pastor that has shaped Ed's entire career: if you want to make a difference, you've got to stick with it. What You'll Hear Ed's path from urban planner to nonprofit economic developer to Dubuque County's Planning and Development Director Why he still wears a name badge everywhere he goes (and why you should too) What makes Dubuque County's rural population unlike almost anywhere else in Iowa The "no wrong door" philosophy behind a healthy entrepreneurial ecosystem How 1 Million Cups came to Dubuque and why it works The Farley library project that started with one meeting Ed called himself Ed's answer to The Found Podcast's closing question, and the pastor's advice that changed how he shows up in the world Resources & Links Mentioned 1 Million Cups Dubuque Rotary International HACAP (Hawkeye Area Community Action Program) Iowa Natural Heritage Foundation Iowa Rural Development Council Dubuque County Library system (Farley, Epworth, Peosta, Holy Cross) Community Vitality Center, Iowa State University Small Business Development Center, Dubuque The Innovation Lab, Jones Street, Dubuque Connect with Ed Find Ed on LinkedIn Listen and Subscribe Spotify Apple Podcasts Share This Episode If this episode reminded you to go order your own name badge, or hyped you up to finally show up to that thing you've been putting off... send it to a friend who needs the nudge. And tag us. We love seeing who's listening.  

Daniel and Luis dive into everything from the NHL playoffs and Vegas Golden Knights fandom to one of the funniest confessions in show history.The guys react to the latest happenings in the Covino & Rich universe, discuss Daniel's thoughtful "Airita" shirt gift that received a shoutout, debate the viral traffic stop involving a woman with a missing hand, and weigh in on the Hot Tub Boys' potential Mexico City trip.Plus, Daniel reveals an embarrassing secret he's been carrying around for months involving Karen Bass, Carol Baskin, and a serious case of mistaken identity.From sports and pop culture to ridiculous stories and listener interaction, this episode delivers the laughs and randomness you've come to expect from The After Show But Later.Chapters00:00 Intro & Unofficial After Show Discussion02:07 Luis Joins During the NHL Playoffs03:23 Why Hockey Playoffs Are So Entertaining05:42 Becoming a Vegas Golden Knights Fan?07:20 Thoughts on the Crash Documentary Series11:41 Why Sad TV Shows Aren't Always Worth It15:02 Covino's Airita Shirt & Daniel's Gift Story17:44 Family Photos, Memories & Hidden Treasures19:51 Covino's Eye Exam & Contact Lens Talk26:12 The Viral "Stump Hand" Traffic Stop Debate31:53 Confession Time Begins32:30 Karen Bass vs. Carol Baskin Mix-Up

CONTACT: sponsors@LilyandBaeEnt.comWhat's actually the bare minimum in a relationship… and when does it cross the line into being spoiled? Flowers? Paying all the bills? Sharing locations? Planning every date? Taking your car to get gas?

What Disney World attractions do you wish Disney would bring back?

What can attendees expect from the 2026 IEDC Annual Conference in New Orleans? In this episode of Develop This!, Dennis Fraise sits down with Nathan Ohle, President and CEO of the International Economic Development Council (IEDC), for an exclusive preview of the 2026 IEDC Annual Conference in New Orleans. As IEDC celebrates 100 years of economic development, Nathan shares how this milestone event will honor the profession's rich history while focusing on the innovations shaping its future. The conversation explores why New Orleans was selected to host the centennial conference and how the city's resilience, culture, and economic transformation make it the perfect backdrop for this historic gathering. Nathan also provides a behind-the-scenes look at new conference experiences, including town halls, community tours, networking opportunities, and interactive sessions designed to help attendees build lasting connections. A major focus of the conference is preparing economic developers for the future. Nathan discusses emerging topics such as artificial intelligence, system integration, workforce development, housing, and placemaking, explaining how these issues are reshaping communities around the world. He also offers practical advice for first-time attendees on maximizing networking opportunities, navigating the conference, and getting the most value from the experience. Whether you're a seasoned economic developer or attending your first IEDC conference, this episode offers a roadmap for making the most of one of the profession's most significant events. A key takeaway? The best conference experience isn't just about the sessions you attend—it's about the connections you make and the ideas you bring back to your community. Key Takeaways The 2026 IEDC Annual Conference celebrates 100 years of economic development. New Orleans provides a powerful backdrop of resilience, culture, and innovation. AI, placemaking, housing, and workforce development are among the conference's major themes. New interactive formats and community tours will create deeper learning experiences. Networking is one of the most valuable aspects of the conference. Planning ahead and engaging early helps attendees maximize their conference experience. Key Topics Covered Celebrating IEDC's 100th anniversary Why New Orleans was selected as the host city AI, system integration, housing, and workforce trends Placemaking and cultural economy Conference networking strategies Behind-the-scenes tours and special conference experiences Sound Bites "Best networking device is what you put in." "The way we get to the centennial celebration will be unlike anything before." "Show up at the first reception in the exhibit hall."  

Explore 11 ways that AI can help make the back-to-school process more manageable for teachers. Visit AVID Open Access to learn more.

Planning your first trip to Switzerland? Grocery shopping in Switzerland is one of the easiest ways to save money, enjoy delicious local food and experience everyday Swiss life. In this episode, we take you inside a Switzerland supermarket and share practical Swiss travel tips for first time visitors to Switzerland. Discover what to buy in a Swiss supermarket, from fresh bread, cheese and chocolate to picnic favourites, plus learn about opening hours, shopping bags, self-checkouts and other handy tips that will make your visit easier and more enjoyable.Happy travels,Carolyn

We venture into the heartland to hear about the amazing work being done in Kansas City - Burger King, Frontier Airlines, Wendy's, Hills Pet Foods, Coco-Cola, and the Kanas City Chiefs. I'm joined by KC Chiefs CMO, Lara Krug, Jeremy Cline of Ryan Reynold's agency, Maximum Effort, Brad Jones, CCO at Barkley OKRP, Chris Cardetti, CSO at BarkleyOKRP and Howard Laubscher, CSO at VML. Thanks to Tracksuit, System1 and the Effies for supporting our live tour.

San Antonio is growing fast—and VIA Metropolitan Transit is growing right along with it.For this special episode of Transit Unplugged, we're going back to our Transit Unplugged TV visit to San Antonio and bringing you three extended, uncut conversations with the VIA leaders shaping the future of mobility in the city.VIA President and CEO Jon Gary Herrera talks about what makes San Antonio unique, VIA's role in connecting people to opportunity, and the rapid growth of VIA Link microtransit.Then, Deputy CEO Tremell Brown takes Paul inside VIA's operations and shares his remarkable journey from bus operator to the agency's executive team. They talk about the people, facilities, safety operations, and nearly 500 buses that keep San Antonio moving every day.Finally, Senior Vice President of Planning and Development Rod Sanchez looks ahead to VIA's Green Line, a new bus rapid transit line designed around dedicated lanes, off-board payment, transit signal priority, and frequent service.Pulled from our Transit Unplugged TV uncut episode, these conversations offer a closer look at how VIA is expanding service, embracing new mobility options, and preparing public transportation for the future of a fast-growing city.In this episode:• Jon Gary Herrera, President and CEO, VIA Metropolitan Transit• Tremell Brown, Deputy CEO, VIA Metropolitan Transit• Rod Sanchez, Senior Vice President of Planning and Development, VIA Metropolitan Transit00:00 Welcome to Transit Unplugged00:39 Why Full Interviews00:55 San Antonio VIA Spotlight01:11 Meet the Leaders01:44 Inside San Antonio02:30 What Makes It Unique03:22 River Walk and Alamo04:06 Why It's Called VIA04:52 System Overview and Growth05:56 How VIA Link Works07:10 Downtown Zone for Visitors07:53 San Antonio Growth Stats09:02 Herrera Leadership Milestone09:38 Military Town History11:48 Wrap John Interview12:05 Trammell Brown Onboard12:43 From Operator to Deputy CEO13:12 Bus Yard and Operations14:25 Police and Paratransit15:47 Podcast Break and Credits16:20 Rod Sanchez Introduction16:44 Historic Park Setting17:18 Planning Role and Vision18:30 Green Line BRT Features19:19 Route and 2028 Timeline20:25 Final Thoughts and Next City21:19 Show Credits and SponsorCreditsHost and Producer: Paul ComfortExecutive Producer: Julie GatesProducer: Chris O'KeeffeProduction Assistant: Desmond GatesEditor: Patrick EmileAssociate Producer: Cyndi RaskinBrand Design: Tina OlagundoyeTransit Unplugged is brought to you by Modaxo, passionate about moving the world's people.For more information, visit: www.Transit Unplugged.comDisclaimer: The views and opinions expressed in this program are those of the guests, and do not necessarily reflect the views or positions of Modaxo Inc., its affiliates or subsidiaries, or any entities they represent (“Modaxo”). This production belongs to Modaxo, and may contain information that may be subject to trademark, copyright, or other intellectual property rights and restrictions. This production provides general information, and should not be relied on as legal advice or opinion. Modaxo specifically disclaims all warranties, express or implied, and will not be liable for any losses, claims, or damages arising from the use of this presentation, from any material contained in it, or from any action or decision taken in response to it.

Higher education capital planning, university procurement, and what it really takes to win AEC work with a public university anchor this conversation with Howard Wertheimer, FAIA Emeritus, LEED AP, Interim Associate Vice Chancellor for Facilities at UNC-Chapel Hill.Howard has spent more than two decades on both sides of the design and construction table. He built his career in private practice, including 21 years as a Partner and Principal at Lord, Aeck and Sargent, before moving into ownership and institutional leadership roles at Georgia Tech, Vanderbilt University, and now UNC-Chapel Hill, where he oversees planning, design, construction, and operations across nearly 20 million square feet of campus facilities.Host Katie Cash sits down with Howard to unpack how UNC's capital improvement plan comes together, from early pre-planning and budgeting through board approval, and what firms need to understand about the state's advertising and procurement process. Howard explains why attention to detail on proposals, from accurate references to correctly spelled university names, matters more than most firms realize, and how outdated reference contacts can quietly sink a submission. He also shares how UNC brought in an independent cost estimator to reconcile budgets on a CM at-risk delivery project and saved three million dollars on a single job, along with a look at the 950-acre former airport site UNC recently acquired for future campus development.Whether a firm is chasing its first project with a public university or working to strengthen a long-standing relationship, Howard's perspective from both sides of the table offers a clear, practical roadmap. It is a conversation packed with guidance for any AEC firm serious about growing its higher education practice.Key TakeawaysSweat the details. Typos, misspelled university names, and language copied from a previous proposal read as a lack of care and are one of the fastest ways to lose credibility with a selection committee.Keep references current and relevant. Outdated contact information undermines a proposal before anyone picks up the phone, and a reference tied to the wrong project type can do just as much damage.Local presence builds trust. For out-of-state firms pursuing public university work, having someone who can be on site within a day matters, especially on the construction side.Independent cost estimating pays for itself. Bringing in a third-party estimator to reconcile budgets between the design team and the CM helped UNC save three million dollars on a single project.Connect with Howard Wertheimer, FAIA Emeritus, LEED AP, Interim Associate Vice Chancellor for Facilities, The University of NC at Chapel Hillhttps://www.linkedin.com/in/howard-wertheimer-faia-emeritus-leed-ap-6711454/Resources Mentioned in Episode:The University of North Carolina at Chapel Hill, official website and facilities RFQ postingsGeorgia Institute of Technology (Georgia Tech), Howard's previous institutionUniversity of North Carolina System, Board of GovernorsUNC-Chapel Hill Board of TrusteesNorth Carolina State Construction Office (SCO)Kendeda Building for Innovative Sustainable Design, Georgia TechClough Undergraduate Commons, Georgia TechKrone Engineered Biosystems Building, Georgia Tech, AIA COTE Top Ten award winner, LEED PlatinumHoward Wertheimer's contact email: worthy@unc.eduConnect with Katie:  https://www.linkedin.com/in/kacash/https://smartegies.com/ Rate, Review, & Follow on Apple Podcasts:We hope you're finding value in our AEC Marketing For Principals.  Your feedback is important to us, and we'd love to hear from you. Here's how you can help.  Scroll to the bottom, rate our podcast with five stars, and select “Write a Review.”  Let us know what you found most helpful from this episode!  And if you haven't done so already, give the podcast a follow, and you'll be notified when new episodes come out.

Bad Bunny has been in the news this week for a wave of legal, cultural, and tour-related developments that keep him at the center of the Latin music conversation. The biggest story is a pair of lawsuits in Puerto Rico over the use of women's voices in his songs, alongside fresh speculation that he may close his world tour with shows in San Juan later this month.[1][2][11] According to El País, singer Tainaly Serrano Rivera is seeking $16 million, saying her voice was used without permission in Solo de mí and EoO.[1][2] El País also reports that Carliz de la Cruz, Bad Bunny's former partner, is pursuing $40 million over the phrase “Bad Bunny, baby,” which she says appears in Pa' Ti and Dos mil 16 without authorization.[1][9] The legal fight has turned into a broader debate about consent, compensation, and who benefits when voices become part of reggaeton's signature sound.[2][3] At the same time, local Puerto Rican outlets are focused on what may be coming next on the live side. El Nuevo Día reported on August 10 that construction activity and stage-style mounting at the Hiram Bithorn Stadium fueled rumors that Bad Bunny could use the venue for a final run of DeBÍ TiRAR MáS FOToS World Tour dates.[11] TeleOnce and other local coverage say Rimas Entertainment has reserved August 21 to 23 at the stadium, while San Juan mayor Miguel Romero has suggested an announcement could be imminent, though nothing has been officially confirmed by the artist's team.[10][11][18] Social media chatter has also surged around Bad Bunny's public image. Metro Puerto Rico reported that a Bad Bunny wax figure debuted at the Grévin Museum in Paris, adding another pop-culture marker to his global profile.[5] The same report noted renewed online attention after a White House TikTok used his song LA MuDANZA in a deportation-related video, then later lost the audio, a move that drew heavy reaction online.[5] There is also a steady stream of recognition for his influence beyond music. EFE reported that a collective exhibition in San Juan will open on August 20 with 32 artists exploring Bad Bunny's artistic and social impact.[17] That follows weeks of coverage around the scale of his tour success and his continuing visibility in sports and entertainment media, including WWE-related praise and interview mentions from artists like Brray.[6][12] For listeners, the current picture is clear: Bad Bunny is not just dominating music headlines, he is also shaping legal arguments, social media debate, and Puerto Rico's cultural agenda all at once. Thanks for tuning in, come back next week for more, and this has been a Quiet Please production. For me, check out Quiet Please Dot A I. Some great Deals https://amzn.to/49SJ3Qs For more check out http://www.quietplease.ai

There are tons of things leaders should be doing. The sheer volume of advice can become a mental blizzard—a complete leadership whiteout. That is why it helps to isolate a few essential leadership practices and remind ourselves why they matter. These are not complicated theories. They are practical leadership disciplines that determine whether teams produce results, understand expectations, cooperate effectively and continue moving in the right direction. Here are eleven leadership basics worth revisiting. What should leaders focus on first? Leaders should focus chiefly on the results to be achieved rather than simply on the activities being performed. Everything happening in the organisation should move the team towards a desired outcome. That sounds obvious. However, analyse your diary and look closely at where your time is going. You may be shocked by how few appointments, meetings and activities are directly propelling important results. Busy work is seductive because it creates the sensation of progress. Emails are answered, meetings are attended and reports are produced. Yet activity is not the same as achievement. Leaders also need to plan and organise effectively around the desired result. They must coordinate everyone involved so that individual contributions combine into meaningful organisational progress. Markets change, customer expectations move and circumstances can run over the top of even a good plan. Leaders must therefore keep asking whether the current plan is still relevant, whether the organisation is properly structured and whether the balance between individual responsibility and teamwork is right. Do now: Review your calendar and identify which activities directly contribute to your organisation's most important results. Reduce, delegate or eliminate the rest. How should leaders turn major objectives into action? Major objectives should be divided into bite-sized pieces, communicated clearly and supported by deadlines, measurements and individual accountability. Large organisational goals can sound inspiring but remain useless if people do not understand what they personally need to do. Leaders must translate strategic objectives into specific actions, time targets and measurable outcomes. Every important objective needs an accountability system. Without measurement, deviation from the plan can remain invisible until it is too late to make an easy correction. The post-pandemic workplace has made this more difficult. For many organisations, the orderly pursuit of targets was replaced by constant disruption, emergency responses and scrambling to survive. Even after the immediate crisis passed, hybrid work, shifting customer behaviour and economic uncertainty continued to complicate performance management. Textbook answers are not always enough. Leaders must combine data, judgement and practical experience to decide which performance standards remain realistic. Do now: Take one major organisational objective and break it into milestones, owners, deadlines and measurable indicators of progress. How can leaders establish effective performance standards? Leaders must make expectations explicit so that people know what successful performance looks like, why it matters and how it will be measured. Vague expectations create frustration. Employees believe they are doing well, while managers quietly feel disappointed. Effective performance standards remove this ambiguity. Standards should guide people towards profitable and productive action. They should be demanding enough to encourage growth but realistic enough to maintain credibility. Leaders must also build a results-oriented attitude throughout the organisation. This means helping people develop self-reliance, confidence and ownership of their goals. Remote and hybrid work have shifted visibility. Leaders can no longer judge contribution by who arrives early, stays late or appears busy in the office. Performance is increasingly represented by customer outcomes, project completion, financial measures and numbers on a spreadsheet. Some people thrive with autonomy. Others struggle without direct supervision, informal contact and frequent teamwork. Leaders must recognise these differences rather than assuming one working style suits everyone. Do now: Ask each team member to explain what is expected of them and how success is measured. Any inconsistent answers reveal a communication gap. Can leaders really motivate their people? Leaders cannot directly inject motivation into another person. They can, however, create an environment in which people are more likely to become self-motivated. Try yelling, "Be motivated, be motivated, be motivated," at your team and see how far that gets you. Leaders can motivate themselves, but they cannot control the internal drive of another person. Their real task is to understand what helps each individual perform at their best. That may include recognition, autonomy, meaningful work, career growth, financial reward, mastery, belonging or the opportunity to contribute to something important. The correct combination varies from person to person. This is where leadership becomes difficult. There is no universal motivational switch. The leader has to understand people individually and deliver the right environment one person at a time. Leaders should also encourage creativity. Creativity can be learned, but many leaders have never studied how creative thinking works. If leaders do not know how to generate ideas, challenge assumptions or explore alternatives, they will struggle to develop those abilities in others. Do now: Ask each team member what conditions help them do their best work. Do not assume their answer will be the same as yours. How should leaders track progress and coordinate people? Leaders must track progress consistently and coordinate everyone whose contribution affects the final result, both inside and outside the organisation. Tracking progress sounds easy. The reality is that leaders are often lost in the weeds, pulled hither and thither and overwhelmed by constant urgencies. Following up on planned results gets postponed because something more immediate demands attention. Yet when leaders stop tracking, deadlines slip, responsibilities blur and small problems grow into expensive ones. Coordination has also become more demanding in remote and hybrid workplaces. When everyone was in the office, people could exchange information informally, notice emerging problems and resolve misunderstandings quickly. When employees, clients, suppliers and partners are separated, leaders must expend more time and energy ensuring that the right people know what they need to know. They must also confirm that tasks are being completed when they need to be completed. Communication cannot be left to chance. Coordination requires deliberate updates, clear decision rights and reliable follow-through. Do now: Establish a simple review rhythm showing each priority, its owner, its current status, the next action and any obstacle requiring leadership intervention. Why must leaders keep communicating purpose and teamwork? Leaders must repeatedly connect everyday work to the organisation's continuing purpose and demonstrate through their decisions that teamwork is genuinely expected. Leaders often pontificate from on high about purpose and imagine everyone is on board. They assume the message was received, understood and accepted. It is always a shock to discover that not everyone got the message—or that they interpreted it differently. Purpose must therefore be communicated repeatedly. Leaders must explain what the organisation is trying to achieve, why it matters and how each person's work contributes. They must also check for understanding rather than assuming agreement. Leadership credibility is tested most severely when a high performer refuses to act as a team player. Are you prepared to confront—or even fire—a top performer who persistently undermines teamwork? This is where the rubber meets the road. If leaders praise collaboration but tolerate the corporate outlaw who does whatever they want, everyone learns how the organisation really operates. Behaviour that is tolerated becomes part of the culture. Do now: Identify one behaviour that contradicts your stated values. Address it directly before it becomes the organisation's unofficial standard. What is the most important leadership starting point? The most important starting point is self-awareness. Very few leaders can give themselves a perfect score across all eleven areas: Focusing on results Planning and organising effectively Breaking objectives into manageable actions Establishing clear performance standards Building a results-oriented culture Creating conditions for self-motivation Developing creativity Tracking progress Coordinating people and resources Communicating organisational purpose Demonstrating leadership and teamwork I certainly cannot give myself a perfect score. Reviewing this list is a painful reminder of my own failings and imperfections. That is the point. Busy work can mask what is vital. Leaders become tied up in meetings, messages, minor decisions and operational stuff. Eventually, they lose sight of the leadership responsibilities that matter most. Let's get back to basics. We are not divine. We still have work to do on ourselves. Author Bio Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie One Carnegie Award in 2018 and 2021 and received the Griffith University Business School Outstanding Alumnus Award in 2012. As a Dale Carnegie Master Trainer, Greg is certified to deliver leadership, communication, sales and presentation programmes globally, including Leadership Training for Results. He has written several books, including the bestsellers Japan Business Mastery, Japan Sales Mastery and Japan Presentations Mastery, as well as Japan Leadership Mastery and How to Stop Wasting Money on Training. His books have also been translated into Japanese, including Za Eigyō（ザ営業）, Purezen no Tatsujin（プレゼンの達人）, Torēningu de Okane o Muda ni Suru no wa Yamemashō（トレーニングでお金を無駄にするのはやめましょう）and Gendaiban "Hito o Ugokasu" Rīdā（現代版「人を動かす」リーダー）. Greg publishes regular business insights on LinkedIn, Facebook and X and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery and Japan's Top Business Interviews for executives and professionals seeking practical strategies for succeeding in Japan.

MasterMind Minutes. One Guest- One Question- One AnswerToday our guest is Sean McKaySean is the founder and president of Site Hub, a digital marketing agency he launched in 2012. Over the past decade, he has worked with all types of businesses, including franchisors and multi-location brands, to solve one persistent problem - Getting better leads.Sean focuses on the full picture of franchise growth. Marketing strategy, lead qualification, follow-up systems, branding, and the real-world gaps between marketing and sales. His work spans website strategy, paid media, SEO, data enrichment, and conversion-focused funnels, with a strong emphasis on filtering out low-quality inquiries before they waste time and budget.He has supported brands across consumer, service, and regulated industries, including government and cybersecurity clients, and brings a grounded perspective shaped by running his own agency for over a decade. Sean is known for being direct, practical, and honest about what works, what does not, and where franchisors often get stuck when scaling.Reach out to Sean at: https://yoursitehub.com/Contact Gary at: info@frangrow.com

This week, Angela discusses the importance of both spouses being involved in financial planning, sharing a cautionary tale of a man who left his wife unprepared after his sudden death. She explores the psychological reasons people avoid financial conversations and emphasizes the need for holistic planning and open communication. Key Takeaways

Retirement planning is about more than reaching a savings goal. It also means preparing for healthcare costs, changing income needs, housing decisions, relationships, purpose, and the transition into a completely different stage of life.   This week, Regina shares 10 important things to consider before retirement, including how to budget for a longer life, understand your income sources, prepare for healthcare expenses, manage debt, and plan for required minimum distributions.   She also explains why the emotional and personal sides of retirement matter just as much as the financial ones. From creating a daily routine and maintaining social connections to updating your legal documents and finding purpose beyond work, a successful retirement requires planning for the life you actually want to live.   Episode Highlights:   0:00 - Welcome to Women and Wealth 0:45 - 10 things to know about retirement 1:54 - Budgeting for longevity and inflation 2:55 - Understanding your retirement income sources 4:15 - Planning for healthcare and long-term care costs 5:12 - Managing debt before retirement 6:34 - Required minimum distributions and Roth conversions 7:34 - Making the shift from saving to spending 9:31 - Keeping legal documents and beneficiaries updated 11:05 - Downsizing, relocating, and aging in place 11:53 - Creating a healthy daily routine 13:54 - Finding purpose and identity beyond work 16:53 - Preparing for a fulfilling retirement 17:13 - Closing thoughts and how to connect    ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   This material was prepared by MFS Fund Distributors, Inc.   For a list of states in which I am registered to do business, please visit www.forgewealth.com. MFS Fund Distributors, Inc. is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management  

Roy Spencer, CEO and Founder of Perma-Seal, joins Jon Hansen to discuss what you should do if your basement sustains storm damage or flooding. With the increased frequency of severe storms this summer, Roy explains sump pumps, floor drains, and more to stay well protected. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL […]

NHL Hall of Famer and Blackhawks great Jeremy Roenick joins Jon Hansen to talk about The Helping Hands Network and its efforts to fund programs for young adults with special needs. Roenick will be teeing off in the 2026 Celebrity Golf & Games Day Outing, happening Monday, August 17 at Twin Orchard Country Club.

Let's talk about democrats planning to protect Democracy in America....

Ryan shares how he transitioned from flying F-18s in the U.S. Navy to securing a place in Guggenheim Investments' veterans program. He discusses leaving the military, preparing for finance, networking, interviews, and advice for other veterans making a similar career change. Chapters 00:00:00 – From F-18 Pilot to Finance 00:02:13 – Early Interest in Finance and Aviation 00:04:07 – Deciding to Leave the Navy 00:05:15 – Planning the Career Transition 00:07:23 – Rebuilding Finance Knowledge 00:08:24 – Networking and Landing Guggenheim 00:11:56 – Advice for Transitioning Veterans ------------------------------------------------------------------------------------------------------

CardioNerds (Dr. Apoorva Gangavelli, Dr. Rebecca Garber, and Dr. Tina Reddy), discuss pre-pregnancy risk stratification and counseling with Dr. Katy Young across a range of risks.  This episode was produced as part of the CardioNerds Academy curriculum by House Einthoven under the guidance of House Chief, Dr. Apoorva Gangavelli and Academy Program Director, Dr. Gurleen Kaur. A matching review article will be published in US Cardiology Review, the official journal of CardioNerds. This discussion was planned in collaboration with the Mayo Clinic Cardiovascular Board Review Course. Audio editing by CardioNerds intern, Dr. Patrick Pekyi-Boateng. Enjoy this Circulation 2022 Paths to Discovery article to learn about the CardioNerds story, mission, and values. CardioNerds Episode PageCardioNerds AcademyCardionerds Healy Honor Roll CardioNerds Journal ClubSubscribe to The Heartbeat Newsletter!Check out CardioNerds SWAG!Become a CardioNerds Patron! Notes:  Why is pregnancy considered a “physiologic stress test,” and why does risk extend beyond delivery? Blood volume, heart rate, and cardiac output rise while systemic vascular resistance falls, peaking in the late second/early third trimester; underlying (even undiagnosed) heart disease can be unmasked or worsened. Postpartum (“fourth trimester”) is a high-risk period, not a safe zone – fluid shifts, rising SVR, and bleeding risk can precipitate decompensation in patients with heart failure, pulmonary hypertension, valvular disease, or aortopathy. Adverse pregnancy outcomes (hypertensive disorders, gestational diabetes, preterm birth, fetal growth restriction, peripartum cardiomyopathy) are markers of future cardiovascular risk and warrant long-term preventive follow-up. What is the practical framework for approaching pre-pregnancy cardiovascular risk? Four broad categories: (1) patients who may need cardiac screening before pregnancy, (2) patients needing risk-factor/medication optimization, (3) known cardiovascular disease where pregnancy is reasonable with structured risk stratification, and (4) high-risk disease where pregnancy may need to be delayed, modified by intervention, or discouraged. Testing should be targeted, not blanket – reserved for symptoms, abnormal exam, concerning family history, or reduced functional capacity. How is risk stratified in patients with known cardiovascular disease? Use a combination of tools per 2025 ESC guidelines: mWHO 2.0 (broad maternal risk category), CARPREG II (additional predictors of maternal cardiac events), and ZAHARA (useful in congenital heart disease). Key lesion-specific factors: aortic size/growth, valve severity, ventricular function, symptoms, blood pressure, and family history of dissection. Translate risk into practical terms for patients rather than leading with a numerical score. Which cardiovascular medications require review before conception? ACE inhibitors, ARBs, and ARNIs should be transitioned off before pregnancy; statins, MRAs, and SGLT2 inhibitors also need review. DOACs are contraindicated in pregnancy and lactation; mechanical valve anticoagulation requires individualized shared decision-making, as no strategy is risk-free for mother and fetus. Medication changes are best made proactively, before conception, rather than reactively. This is not an exhaustive list! The medication list needs to be reviewed carefully. Which conditions carry high or prohibitive risk in pregnancy? Pulmonary arterial hypertension, Eisenmenger syndrome, severe ventricular dysfunction, prior peripartum cardiomyopathy with residual LV dysfunction, severe left-sided obstructive valve disease (e.g., severe mitral stenosis), mechanical valves, significant aortopathy, cyanotic congenital heart disease, and Fontan physiology. Common theme: limited cardiovascular reserve and high risk of decompensation, thrombosis, arrhythmia, heart failure, aortic dissection, or death. These patients need expert multidisciplinary evaluation before pregnancy. Severe mitral stenosis is poorly tolerated because tachycardia shortens diastolic filling time and raises left atrial pressure, risking pulmonary edema and decompensation. When should genetic testing or counseling be offered? Consider when a diagnosis may be inherited or affect the patient, pregnancy, or family members: inherited cardiomyopathies, aortopathies, channelopathies, select congenital heart disease, and some pulmonary hypertension syndromes. Recurrence risk of congenital heart disease in offspring is roughly 6-10% when the mother has CHD; fetal echocardiography should be offered. How should contraception be approached in high-risk cardiac patients? Frame contraception as part of the cardiac care and reproductive safety plan to prevent unplanned high-risk pregnancy. Long-acting reversible contraception is often preferred; progestin-only methods are generally safer than estrogen-containing options with thrombosis risk, pulmonary hypertension, or mechanical valves. What are key delivery-planning considerations for cardiac patients? Vaginal delivery is preferred unless there is an obstetric indication for cesarean or a specific cardiac reason (e.g., unstable maternal status, therapeutic INR) to avoid labor. Planning should address delivery location, anesthesia involvement, telemetry needs, fluid management, and postpartum monitoring, clearly communicated across the multidisciplinary team in advance. How should clinicians counsel patients when pregnancy is discouraged but strongly desired? Acknowledge the patient’s goals and the emotional weight of the conversation; separate the goal (family building) from the timeline (safety now vs. after optimization). If pregnancy remains prohibitively risky, discuss alternatives for family building and ensure adequate patient support. What are the key gaps and future directions in cardio-obstetric risk stratification? Current risk tools (mWHO, CARPREG II, ZAHARA) provide common language but do not fully capture functional status, prior pregnancy history, or how risk evolves over time. Future direction: individualized, dynamic risk prediction incorporating imaging, biomarkers, exercise capacity, and social drivers of health, with better long-term links between pregnancy complications and cardiovascular prevention. References 1. European Society of Cardiology. 2025 ESC Guidelines for the management of cardiovascular disease and pregnancy. 2. Mehta LS, et al. Cardiovascular Considerations in Caring for Pregnant Patients: A Scientific Statement From the American Heart Association. Circulation. 2020;141:e884-e903. PMID: 32362133. doi:https://doi.org/10.1161/CIR.0000000000000772 3. ACOG Practice Bulletin No. 212. Pregnancy and Heart Disease. Obstet Gynecol. 2019;133(5):e320-e356. PMID: 31022123. doi:https://doi.org/10.1097/AOG.0000000000003243

Do you feel like you're always trying to lose weight?Thinking about food.Planning your next diet.Starting fresh every Monday.Yet somehow making very little lasting progress?In this episode, Corey explains why so many people stay mentally exhausted by weight loss without actually moving forward.You'll learn the difference between being busy and being strategic . . .Why all-or-nothing thinking keeps you stuck . . . And how one mindset shift can dramatically change both your results and your peace of mind.If you're tired of constantly thinking about food and your weight, this episode offers a refreshing new way forward.In This Episode:Why your mind stays stuck in "diet mode"The hidden cost of all-or-nothing thinkingWhy food becomes mentally exhaustingChallenging the belief that "small steps don't work for me"Breaking free from the endless diet cycleONE mindset shift that can be a gamechangerCOMPLETE THE ASSESSMENT: https://skilloversecret.com/

Surprise! Here's the audio from yesterday's Fall Writing Planning Workshop! It was so much fun, I just had to share it with all of you! In this workshop I walk you through my 3x3x3 writing planning method so that you can sustain your writing even through a busy semester.  I also talk all about Navigate, my signature program for publishing your backlog of papers which is open for enrollment NOW! Don't miss the reveal of the AWESOME bonus that you get if you enroll in Navigate by Friday, August 14. Apply today! Fall Writing Planning Handout: https://drive.google.com/file/d/1lYC-V-kUgczU1CzAUnbUbFR6ZPasmI9_/view?usp=drive_link Navigate program page: scholarsvoice.org/navigate Navigate application: https://airtable.com/appt68DzgNLGdT6x2/shrQzVF6duBWEG6GS

Returning guest Marguerite Lorenz is here to talk about all things trust and estate related. She has a new book, Luck or Control, The Life-Improving Power of Estate Planning,” reflecting on how a rushed, outdated will during the host's husband's terminal cancer diagnosis made planning urgent and life-easing. Lorenz argues estate planning is not about wealth or only death, but about documenting preferences for incapacity, healthcare, and distribution to avoid confusion, family conflict, fraud risks, and costly probate (noting a $46,000 minimum in California for a $1 million estate). They discuss choosing qualified estate-planning attorneys, updating plans, naming multiple healthcare agents, tracking fiduciary actions, avoiding “early inheritance” ambiguity, and real cases involving elder financial abuse, safe deposit boxes, life estates, pet trusts, no-contest clauses, and special needs/public benefits concerns, directing listeners to planforthis.com for a free toolkit.and you need to go and get it!  https://planforthis.com/https://www.linkedin.com/in/californiatrustee/Previous episode with Marguerite: https://podcasts.apple.com/us/podcast/episode-21-marguerite-c-lorenz-ctfa-clpf-master-trustee/id1530413097?i=10005103724910:58 Why Estate Plans Matter03:14 Cost Versus Probate06:17 Free Toolkit And Hiring Help07:28 Fiduciary Duty Explained08:37 Family Caregiving Gray Areas12:43 Document Everything As Trustee15:31 The Black Box Problem17:52 Choose Your Three People20:35 Agency And End Of Life Choices24:42 Mabel Casino Cautionary Tale27:23 Preventing Inheritance Fights29:46 No Contest Clauses And Spite32:17 Leaving Love Not Destruction33:26 Fairness Between Children34:02 Fairness Can Flip34:37 Needs Based Trusts35:39 Love Not Punishment37:46 Planning for Incapacity41:04 Life Estates and Marriage Myths43:51 Pet Trust Pitfalls46:53 Sign the Documents48:44 Wills and POA Basics50:28 Stop Clever Workarounds52:05 Safe Deposit Box Chaos55:35 Special Needs and Flexibility01:00:34 Fund the Trust and Wrap Up

Devin Brown is a Minneapolis-based paddler and founder of Sovereign Waters, an emerging organisation focused on connection, access, and purpose through time spent on the water. In 2024, Devin set out on an ambitious source-to-sea journey along the Mississippi River, paddling 1,025 miles before high water forced an early end to the expedition. What remained was not failure, but a powerful experience of resilience, learning, and deep connection to the river and herself. Her journey into paddling began long before that expedition, rooted in childhood summer camps, early experiences on the water, and a growing understanding of how time in nature supports her mental health. Over the years, she developed her skills step by step, eventually building the confidence to attempt one of North America's great river journeys. In this episode, Devin shares the realities of endurance paddling, from long days in the rain and logistical challenges on the Mississippi to moments of fear, uncertainty, and unexpected support from "river angels" along the way. She also opens up about feeling like one of the only women on the water, and why creating more inclusive access to paddling has become central to her mission. We explore the founding of Sovereign Waters, her vision for helping more people connect with rivers in ways that feel safe and empowering, and why building community around water is essential for both wellbeing and environmental connection. Listen to this episode to hear what it really takes to learn endurance one stroke at a time, why connection to rivers can be life-changing, and how one woman is working to bring more people—especially women—into the world of paddling and wild water. ***  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x *** Show notes Who is Devin Living in Minneapolis in Minnesota  Being a passionate paddler and loving spending time on the water Spending her early years going to summer camps  Learning that kayaking was essential for her mental health  Moving to the twin cities  Sending out on her long term goal of paddling the Mississippi River The freedom on being on the river and the river angels  Learning to paddle at a young age  Frost Valley YMCA Her love for nature and developing independence  Being a counsellor in training and becoming a trip leader  Making connections with local organisations Wanting to connect people to the Mississippi River Founding Sovereign Waters to get more people on the water in ways that feel comfortable for them  The war on water in Minnesota Needing people to fall in love with the natural world The story of getting to the start line of paddling the Mississippi River Thinking more and more about the Mississippi River Source to Sea and why it was going to be her one day Making a career change to a massage therapist Being supported by her community Not being able to afford to go paddling Getting back to the river during covid Mississippi River Paddle Share  Feeling like the only women paddler Building up her endurance with paddling  Working with a personal trainer The logistics of paddling the river Having 55 days for the paddle Feeling unsafe while on the river River angels Being on the water day after day and why it was incredible, but also frightening and traumatising  Planning to paddle again in 2028 - depending on the political climate The film - Mother River  Introducing paddling to her son The journey down the Mississippi River Spending the first 3 weeks paddling in the rain Knowing it was time to stop paddling  Following her gut instinct Not having classic adventure blues Plan for time after adventure to reflect How people can connect online  Final words of advice (apart from just do it!) Connect with other women who want to get dirty, grungy and empowered to do things outside  Building sisterhoods around nature  Get out there - make a plan and ask people to go with you Make your spirit happy    Social Media Website: sovereignwaters.org  Instagram: @afrodiskayak   

What if 2026 isn't asking you to do more… but asking you to get braver? What if the pressure you're feeling isn't a sign you're behind— but a sign the moment is here for you to be seen, to move, and to trust what's lighting up inside you?In this episode, I sit down with Anna Tsui to explore why 2026 is the Year of the Fire Horse in Chinese astrology… and how to work with its wild, fast, heart-led energy without getting consumed by it. We unpack what fire reveals (and burns away), why visibility becomes non-negotiable, and how to stay grounded as the collective gets louder—so you can move with courage, clarity, and aligned momentum in your life and business.About the Guest: Anna Tsui is an international serial entrepreneur, bestselling author, and spiritual catalyst. Her mission is to help heart-centered business owners become fearless leaders in the new era.In this conversation, you'll discover:How to harness Fire Horse energy for bold visibility and aligned business growth without burning outWhy 2026 marks a shift into personal sovereignty (and what that means for your leadership)The grounding practices that let you move fast, stay intuitive, and channel fire into momentum instead of chaosThis episode is an invitation to feel the fire in your heart, honor the pace of your nervous system, and take bold action from alignment—not adrenaline.References Mentioned:Get Instant Access to the Fire Era at a Soul Guide Discount.Purchase Anna's BookConnect with Anna on InstagramTimestamps:01:08 Meet Anna Tsui01:38 Memories and Mystical Experiences03:47 The Year of the Fire Horse04:39 Historical Context of the Fire Horse07:31 Human Design and the Fire Horse08:57 Navigating the Fire Horse Energy11:51 Harnessing Fire Energy for Personal Growth18:33 Visibility and Boldness in the Fire Era32:43 The Power of Fire Energy34:12 Spiritual Niche and Audience Readiness43:33 Daily Practices for Harnessing Energy49:18 Planning with Soul AlignmentSTAY CONNECTED:Discover the Human Design chart of your business, and how it's naturally designed to create momentum, visibility, and aligned clients. Run the Right Chart: Free chart and trainingSUBSCRIBE on SubstackFOLLOW on InstagramFOLLOW on FacebookSUBSCRIBE on YouTubeReady to use your Spiritual Gifts to attract soul-aligned clients? BOOK a Soul Blueprint Intuitive Business AssessmentLeave a review for Soul Alive Radio (and we'll read it on the air!)

Episode 431: In the fall of 2011, the first of three indigenous women disappeared from a stretch of Winnipeg's West End that those who worked there called the Street of Tears. Their families searched, put up posters, and made phone calls that went nowhere. The man believed responsible had been known to police for decades. His criminal record ran to 109 convictions. He was already on their radar when the final woman disappeared. This is the story of Tanya Nepinak, Carolyn Sinclair, and Lorna Blacksmith. Sources: Shawn Lamb coverage index — CBC News Tanya Jane Nepinak — CBC News Shawn Lamb sentenced to 20 years for two slayings — CBC News Police paid killer Shawn Lamb $1,500 for information — CBC News Winnipegger speaks about life on streets, alleged assault by convicted killer Shawn Lamb — CBC News Shawn Lamb gets statutory release — CBC News Convicted killer Shawn Lamb must stay at halfway house — CBC News Shawn Lamb pleads guilty to killing 2 women — Global News Landfill search progressing for Ashlee Shingoose; Tanya Nepinak family hopeful — Global News Parole Board grants Indigenous Winnipeg killer Shawn Lamb statutory release — APTN News Statement on Brady Road Landfill Search for Ashlee Shingoose and Planning for Tanya Nepinak — Assembly of Manitoba Chiefs NFSC Calls for Justice and Accountability Following Statutory Release of Shawn Lamb — National Family and Survivors Circle Learn more about your ad choices. Visit megaphone.fm/adchoices