Podcasts about Planning

Tim & Tim discuss how to handle a windfall or inheritance with clarity emotionally, financially, and strategically during the biggest wealth transfer in U.S. history. This episode is brought to you by the American Pharmacists Association (APhA). Episode Summary Handling a windfall or inheritance isn't just about the money—it's an emotional, relational, and identity-level shift. Whether it's an inheritance, equity payout, stock options vesting, or another financial surprise, the "right" next step can feel overwhelming. Many people think the challenge is how to invest a large sum… but the real challenge often begins much earlier: Who am I now that money is no longer the limiting factor? In this episode, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP® break down how to prepare for, navigate, and thoughtfully plan through sudden wealth. They talk about the emotional side of receiving money, how to avoid rushed decisions, the importance of building the right team, tax considerations, and how to align a windfall with your goals, values, and relationships. With the largest wealth transfer in U.S. history underway, this is a conversation every generation needs to hear. If you've received a windfall, expect one, or simply want to understand how to handle one wisely, this episode will help you slow down, think clearly, and make decisions you won't regret. What you'll learn in this episode: Why sudden wealth creates emotional, identity, and relational shifts—not just financial ones The most common types of windfalls and why they require different planning strategies How to avoid rushed decisions and use a "90-day pause" to regain clarity The key professionals you need on your team before making major moves How taxes, investment priorities, and giving strategies change when a windfall enters the plan Mentioned on the Show Mom and Dad, We Need to Talk by Cameron Huddleston Cerulli Associates "Great Wealth Transfer" data "Die With Zero" by Bill Perkins YFP Episode: 5 Key Questions to Ask Before Hiring a Financial Planner

How should we be managing our finances after learning that we'll need to care for a family member? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode of the How to Hunt Deer Podcast, hosts Jason and Dan discuss the challenges of balancing family life with hunting during the holiday season. They share personal anecdotes about home renovations, the overwhelming amount of hunting gear, and the impact of snowy conditions on deer behavior. The conversation shifts to late-season hunting strategies, the importance of trail cameras, and the pressure of neighboring hunters. They also explore the dilemma of whether to pursue a big buck or fill the freezer with does, and the potential for out-of-state hunts. The episode concludes with a reminder about safety and preparation for the hunting season. Takeaways: Balancing family commitments with hunting can be challenging during the holidays. Home renovations can test patience and lead to unexpected challenges. Organization of hunting gear is crucial but often neglected. Snowy conditions can significantly affect deer behavior and movement patterns. Late-season hunting strategies should focus on food sources and deer patterns. Trail cameras are essential for monitoring deer activity and making informed hunting decisions. Hunting pressure from neighbors can impact deer movement and hunting success. Deciding between pursuing a big buck or filling the freezer is a common dilemma for hunters. Planning for out-of-state hunts can be beneficial for future seasons. Safety and communication are vital during hunting season, especially during drives. Learn more about your ad choices. Visit megaphone.fm/adchoices

Covering a wide range of topics with Legendary men's basketball coach Jim Larrañaga including game planning, bowling and his fame.

In hour four, even Manny Diaz is campaigning for the Miami Hurricanes to make the CFP. Hoch is planning on inviting The Costco Guys to a Heat game. Solana tries to quiz Hoch and Crowder on the 2006 NBA title team.

Meet special guest Emma, who's here to share the highlights, unique elements, and planning challenges from their beautiful wedding celebration at Hilton Lake Las Vegas. In this special episode, you'll hear lots more from Emma on: The pros of having NO wedding party Celebrating over a 3-day weekend in their hometown The endless benefits of a very chill wedding day / intentionally left lots of open time & space to relax Their "First Look" - and favorite part of the day! "Last Dance" w/ just the two of us after the room has been cleared Mini after-party at hotel lobby bar, Keeping it early & chill - wrapped everything up by 9:30 pm The challenges of setting a wedding budget and knowing where the starting point is Trying on 50+ dresses before finding "The One" And so much more! For a complete written recap and to see their absolutely gorgeous wedding photos, here's a complete article that features Emma and Drew's incredible wedding celebration. And to wrap up this week, I would LOVE to hear from you!  Whether it's about a planning challenge or question you're facing, a post-wedding day recap that you'd like to share, or simply requests for upcoming show topics, you can send in a voicemail to the show by visiting weddingplanningpodcast.co/contact In your message, please be sure to leave your name and email address so we can reach you for follow up.  I would love to share more stories like Emma's, but I need your participation, so please make it a priority to be in touch!

Sunshine, salty breezes, and three incredible Florida national parks in one unforgettable road trip: Everglades, Biscayne, and Dry Tortugas. Ready to chase wildlife, island-hop through the Keys, and discover Florida's wildest surprises in these national parks? Welcome to our 10-day Florida national parks road trip!  In this episode, we cover: A full 10-day road trip that visits Everglades, Biscayne, and Dry Tortugas National Parks Wildlife-packed trails, guided boat tours, and quiet corners of the Everglades you might miss Snorkeling, lighthouses, and the island-party energy of Biscayne and Boca Chita Epic journeys through the Florida Keys on your way to Dry Tortugas The very best spots for manatees, alligators, dolphins, and key lime pie Your task for today: Tell us which park on this Florida road trip you are MOST excited to explore (Everglades, Biscayne, or Dry Tortugas) over on the @DirtInMyShoes Facebook or Instagram page! Don't miss the full show notes packed with all the links we mentioned so you can plan your adventures like a pro: https://www.dirtinmyshoes.com/10-day-florida-national-parks-road-trip/  Planning your own Florida adventure? Episode 6: Everglades Favorites: https://www.dirtinmyshoes.com/episode-6-everglades-favorites/  Episode 7: Everglades Fun Facts: https://www.dirtinmyshoes.com/episode-7-everglades-fun-facts/  Episode 8: Everglades Stories: https://www.dirtinmyshoes.com/episode-8-everglades-stories/  Episode 9: Everglades Trip Planning: https://www.dirtinmyshoes.com/episode-9-everglades-trip-planning/  Episode 58: Exploring Dry Tortugas: https://www.dirtinmyshoes.com/exploring-dry-tortugas/  Episode 59: Dry Tortugas Fun Facts: https://www.dirtinmyshoes.com/5-fun-facts-about-dry-tortugas-national-park/  Master Reservation List: https://www.dirtinmyshoes.com/list/ National Park Checklist: https://www.dirtinmyshoes.com/national-parks-checklist/  Trip Packing List: https://www.dirtinmyshoes.com/pack/

Learn how one of the world's biggest restaurant companies is turning data and AI into a recipe for global innovation. Cameron Davies, Chief Data Officer at Yum! Brands, shares how he's combining strategy, technology, and change management to drive gobal growth. He explains how Yum! is building AI literacy from the top down, reimagining operations with generative AI, and partnering with NVIDIA to scale innovation. Cameron reveals what true data leadership looks like, balancing bold ideas with business impact, and proving transformation starts with people, not technology.Key Moments:Start with the Business Problem, Not the Tech (04:27): Cameron recalls advice from a mentor, “start with the business problem down, not the technology up.” He emphasizes that innovation only matters when it solves real business challenges, reminding data leaders not to get enamored with the “cool” factor of technology at the expense of impact.Balancing Global Scale with Local Agility (07:45): Cameron unpacks the challenge of scaling analytics across 160 countries and four major brands, 98% of which are franchise-owned. He explains how Yum! balances centralization and autonomy, ensuring smaller markets have a voice while global teams leverage shared technology and insights.Building AI Literacy from the Top Down (13:44): Cameron describes Yum!'s investment in digital upskilling, from Harvard-led training for executives to hands-on AI workshops for employees. He outlines how the company is embedding AI tools, like Microsoft Copilot and ChatGPT, into daily workflows to build confidence and accelerate adoption.Digitizing the Restaurant: Byte By Yum! (17:18): Cameron introduces Byte By Yum!, a suite of proprietary software that simplifies restaurant operations. He explains how it unifies e-commerce, point-of-sale, voice AI, and kitchen systems to make running a restaurant easier and more efficient in an increasingly complex digital environment.Partnering with NVIDIA to Power the Future (25:12): Cameron shares how Yum!'s strategic partnership with NVIDIA is fueling next-generation restaurant innovation. He reveals how the collaboration gives Yum! early access to cutting-edge AI engineering and product strategy, extending his team's capabilities with some of the best minds in the field.Key Quotes:“Technology's actually a whole lot easier than people, and the more successful the people are, the harder it is to get them to change.” - Cameron DaviesThe business problem is the business problem. You never have as much data as you want, as fast as you want, as cleanly as you want. People are always people, but the opportunities are always the opportunities.” - Cameron Davies“I think sometimes we get so enamored with the technology… We forget it's all in the service of a business problem.” - Cameron DaviesMentionsByte By Yum!Yum! Brands to accelerate AI innovation in an industry-first collaboration with NVIDIA2025 AI & Data Leadership Executive Benchmark SurveyGuest Bio Cameron Davies currently serves as the Chief Data Officer at Yum! Brands since July 2020. Prior to this role, Cameron held the position of Senior Vice President of Corporate Decision Sciences at NBCUniversal, Inc. from September 2013 to July 2020, overseeing the Corporate Management Sciences and NBCU News Group Insights teams, focusing on advanced analytics and data strategies. Cameron's career at Walt Disney Co. spanned from October 1996 to September 2013, where responsibilities included leading the Walt Disney World Resort Forecast and Planning teams and managing global Yield Management. Cameron established and led the Corporate Center of Excellence in Management Science and Integration, collaborating with Disney executives on analytics initiatives. Earlier in the career, from May 1989 to June 1996, Cameron served as a Professor of Finance and Accounting at Pensacola Christian College, teaching various business courses. Cameron holds a Master of Business Administration (MBA) in Marketing Research and Operations Management from the UWF Lewis Bear Jr. College of Business and a Bachelor of Science in Business/Accounting from Pensacola Christian College. Hear more from Cindi Howson here. Sponsored by ThoughtSpot.

What Happens When You Stop Juggling Spaghetti and Start Planning Profit? Have you ever felt like your business is just spaghetti thrown against a wall? You're spinning plates, putting out fires, and wondering which pieces will stick. Joseph Cadavos knows that feeling. With a real estate business closing 90-110 transactions a year, a wife running a med spa an hour away, and three school-aged kids, life was chaos. But here's what changed everything: He stopped trying to do it all and started doing what actually mattered. In this episode, Brandon sits down with Joseph to talk about his year in the Profit Planning Network. This isn't your typical "business success story." It's raw, real, and refreshingly honest about the messy parts of business ownership that nobody posts on Instagram. You'll discover: Why blocking time with your spouse on Google Calendar might be the most profitable thing you do this year How two completely opposite businesses (making people pretty vs. buying ugly houses) used the same framework to find clarity The surprising way AI helped them understand their marriage better What "profit planning" actually means (spoiler: it's not what you think) How having a buffer changes everything when marketing challenges hit Key Quote: "I don't care what you make gross—what matters is what you keep at the end of the month." — Joseph Cadavos This conversation will make you rethink everything about how you're running your business. And maybe, just maybe, it'll convince you to finally schedule that date night. Ready to learn more about creating a business that doesn't consume your life? Visit https://livecounterflow.com/collections/profit-planning-network-2026 to explore the Profit Planning Network.   00:00 Introduction and Welcome 00:19 The Profit Planning Network: An Overview 01:58 Transition to Financial Services 02:55 Launching the Profit Planning Network 04:53 Interview with Joseph Cadavos 06:25 Joseph's Business and Family Life 07:43 Impact of the Profit Planning Network 13:07 AI and Financial Tools 22:05 Final Thoughts and Encouragement 28:24 Conclusion and Call to Action   Watch on YouTube: https://youtu.be/2aZUKO47eBY 

Welcome to the Practical Church podcast brought to you in partnership with Mission Support. Mission Support This episode was brought to you by Mission Support.  Stay focused on your mission and let Mission Support help you with everything you didn't go to seminary for! Get support from experts with decades of experience working with churches who know your unique needs and challenges. Click here to talk with a guide today & love being a pastor again! In this episode, I walk though ideas and tips around how to plan for a church theme and calendar for an upcoming year. Get more church tips and advice Click here to join the Practical Church Facebook group

In this week's episode of Inspiration Nation, Lee and Ryan—sans Jose—dive into a profound quote from Dwight D. Eisenhower: “In preparing for battle, I've always found that plans are useless, but planning is indispensable.” The duo unpacks the layered wisdom behind this military insight, translating it into everyday life and personal development. Whether you're tackling work challenges, personal goals, or navigating unexpected twists, they emphasize that while rigid plans often falter, the mental discipline and adaptability gained through planning are vital tools for resilience and growth.Ryan reflects on the value of failure as a teacher, while Lee highlights the importance of a “problem-solving mindset” and compares planning to rehearsing set plays in football—never predictable, but always preparing you for action. They wrap up with a reminder that success isn't always in the plan itself, but in your readiness to adapt and grow from each attempt. Dive in for insightful banter, powerful takeaways, and a dose of inspiration to fuel your week!

Archive, Bios, Description, and Transcripts for Episode 148: Housing, Disability Rights, and Planning Accessible Communities available at https://adalive.org/episodes/episode-148/ Professor Robin Malloy and Dr. Peter Blanck discussed the complexities of housing rights for people with disabilities, emphasizing the intersection of the Americans with Disabilities Act (ADA) and zoning laws. Robin highlighted the challenges of obtaining reasonable accommodations, such as ramps and therapeutic pools, and the importance of creating a legal record. He shared examples of zoning board decisions and the impact of neighbor objections. Robin also discussed the broader implications of accessibility, including the need for government to address homelessness without infringing on disability rights. The conversation underscored the need for better education and collaboration between disability rights advocates and land use professionals.

With grateful thanks to author Duncan GardinerBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Need help in Portugal? Contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or join the Portugal Club community here - www.theportugalclub.com

In this episode of the Second in Command Podcast, co-host Sivana Brewer sits down with Richard Scheele, CFA, CFP, Managing Partner at Next Level Planning Group and longtime COO Alliance member.Richard takes us inside more than a decade of leadership evolution, from starting as an intern to stepping into the Managing Partner seat of a fast-growing financial planning firm. He shares candid stories about redefining his role, building systems around EOS, and learning to lead beyond his comfort zone. The conversation explores what happens when you outgrow your title, how teams mature into strategic thinkers, and why clarity—real clarity—changes everything.You'll hear how Richard and his team rebuilt their communication rhythms, created a shared playbook for decision-making, and shifted their mindset around accountability and alignment. It's an honest, practical look at what it really takes to scale without losing culture, trust, or your own sense of direction.Whether you're a second in command stepping into bigger shoes or a CEO looking to strengthen your leadership infrastructure, this episode will spark ideas you can use immediately.Timestamped Highlights00:00 The leadership lesson Richard wishes he'd learned earlier.02:10 Richard's growth from intern to Managing Partner.04:12 Why changing his title was critical for true alignment.06:25 How EOS reshaped communication and accountability.08:40 The value of an outside implementer for early EOS adopters.11:03 Richard's background in teaching economics and how it shaped his leadership style.13:18 Creating a decision-making playbook for future clarity.15:45 Balancing vision, strategy, and the daily operational grind.18:20 How curiosity and vulnerability strengthen team culture.21:03 Turning strategy into a team-driven discipline.23:30 The evolution of Next Level Planning Group's internal structure.27:05 Richard's biggest lessons from leading a rapidly growing organization.Resources MentionedEntrepreneurial Operating System (EOS)About the GuestRichard Scheele, CFA, CFP, is the Managing Partner at Next Level Planning Group, where he leads daily operations, strategic initiatives, and organizational coordination. Starting his career as an assistant portfolio analyst, Richard moved through roles in service, analysis, and financial planning before stepping into leadership. His background in teaching economics and his analytical approach to decision-making shape the way he develops talent, drives alignment, and supports long-term firm growth.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

As we look ahead to the 250th anniversary—the semiquincentennial—of the Declaration of Independence in 2026, communities and commissions across the United States are asking big questions: How should we commemorate this historic milestone?
What's the right balance between celebration and education? And how can this moment bring people together across political divides, generational gaps, and complex histories? To explore these questions, I've invited my friend, colleague, and Clio Digital Media co-founder Karin Wulf to guest host a special conversation with two people who are leading the way: Gregg Amore, Chair of the Rhode Island 250 Commission, and Carly Fiorina, Chair of the Virginia 250 Commission. Together, they reveal how their states are planning commemorative programs that center civic engagement, local storytelling, and inclusive history—and how the 250th can be more than a moment. It can be a spark. Karin's Website | Book |Show Notes: https://www.benfranklinsworld.com/427 EPISODE OUTLINE00:00:00  Introduction00:01:10  Welcome & Episode Overview00:04:45  Guest Introductions00:07:32 Virginia & Rhode Island's Commemorative Plans00:11:21 State Efforts and Collaborations00:16:32 Engaging Young People00:20:11 Educational Initiatives00:22:13 Ken Burns's The American Revolution00:24:30 Navigating the Political Climate00:32:05 Reflections on the Bicentennial00:35:00 Challenges to Achieving Commemorative Goals00:42:51 Conclusion and Future Opportunities00:46:53 Final ThoughtsRECOMMENDED NEXT EPISODES

Prof. Jeffrey Sachs : Is Trump Planning More Wars?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For the last 10 years The Barista League has been putting on competition/events that tap into the culture of the working barista and offers a fun environment that also showcases and celebrates the skills of the people who serve customers globally. In the current landscape where competition is increasingly isolated from reality and can easily be seen as a place to conform, perform TBL is a needed balance. Now they are taking the next step in their evolution and introducing a newer format and judging criterial born from their ten years of conversations with he baristas they hope to serve. and we are going to talk all about it with the founder, Steve Moloney! Steve is a long time coffee professional, barista, and 2x Swedish Barista Champion who for the last tan years has been leading the event and competition The Barista League. Criss crossing the globe every year Steve and the team get to see a wide variety and sampling of the various barista cultures that make coffee a wonderful and diverse landscape.  Today we are going to talk with Steve about: The purpose and evolution of The Barista League Why it is important to recognize the real elements of bar work Team competition and what it does to enhance professional development The need for expression and fun in coffee New format and criteria Measuring the customer experience  What should we strive for in shops to push coffee forward Links: www.thebaristaleague.com IG: @thebaristaleague   Related Episodes: 250 : Planning better Events w/ Steven Moloney of The Barista League SHIFT BREAK! How To Get The Most From a Coffee Event 297 : Making Coffee Education Fun w/ Suneal Pabari of Leaderboard Coffee 162 : Discussing "Baristastainability" w/ Jenna Gotthelf of Counter Culture Coffee

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

✈️ For Travel Quotes & Info:

Stop Surviving. Start Creating.Are you productive but still feel behind? Crushing your to-do list, yet unfulfilled at the end of the week?It's not because you're lazy or uncommitted. It's because you're stuck in survival mode.In this episode of the Be Unmessablewith podcast, I share how to break free from reactive, day-to-day doing and step into your role as the designer of your future, starting now.This isn't about working harder. It's about planning smarter. It's about Backwards Planning, the mindset and method that helps high-performing entrepreneurs stop spinning their wheels and start fulfilling their vision.You'll Learn:Why success can still feel empty and how to shift thatThe sneaky way survival mode hides behind productivityThe neuroscience behind why planning forward keeps you stuckMy 5-Step Backwards Planning Framework to move from chaos to clarityOne of My Favorite Moments:"Your vision deserves a plan. Your future deserves a leader. That leader is you."Ready to Stop Managing and Start Leading?In this episode, I walk you through the exact process I use with top-tier entrepreneurs to flip the script on overwhelm and create momentum toward what actually matters.We're talking strategy, mindset, and real-world execution, all created from your fulfilled future.You are not here to manage the present. You're here to design your destiny.Want to start planning from your future, not your inbox?Download my 5 Daily Practices to Be Unmessablewith and start building a life by design instead of default.Connect With JosselyneWebsite: beunmessablewith.com Instagram: @beunmessablewith

We're back! And to celebrate, Kathryn and Kristi welcome back their friend and cycling guide extraordinaire Heidi Rentz. Heidi and her husband started The Cyclist's Menu back in 2015 with their shared passion of adventuring by bike and eating delicious food. Fast forward 10 years of amazing trips, and the pair have guided countless cyclists on trips around the world, and have built their home base in the gravel mecca of Patagonia AZ. Planning for their 2026 trips is in full swing, and we are excited to announce that Feisty will be partnering with The Cyclist's Menu for a trip to Mallorca! The trip will be held May 17-22, in the small town of Burger on the Island of Mallorca. Heidi and Zander have been hosting trips in Mallorca for many years, and Heidi shares what she loves most about the island. Heidi and Kristi will also be teaming up this winter on a new project called Training Grounds, a 5 day gravel training camp based out of Patagonia AZ coming up in February 2026. To learn more about all of Mallorca trip and join us head to https://www.ridebikeseatfood.com/mallorca-road-cycling-tripRegister for our 2026 Gravel Camp and Bike Mechanic School: https://feisty.co/events/gravel-camp-x-bike-mechanic-school/ Follow us on Instagram:@feistycycling @feisty_media Girls Gone Gravel Website:https://www.girlsgonegravel.com/ Support our Partners:Previnex: Get 15% off your first order with code GIRLSGONEGRAVEL at https://www.previnex.com/

Want your business to feel better than ever in 2026? In today's episode, I'm sharing the one magic bullet that has made all the difference for me personally: white space. I'm diving into the importance of prioritizing white space in your calendar, and why it is truly the best gift that you can give yourself going into the new year. The Shoot It Straight Podcast is brought to you by Sabrina Gebhardt, photographer and educator. Join us each week as we discuss what it's like to be a female creative entrepreneur while balancing entrepreneurship and motherhood. If you're trying to find balance in this exciting place you're in, yet willing to talk about the hard stuff too, Shoot It Straight Podcast is here to share practical and tangible takeaways to help you shoot it straight.This episode is brought to you by Root To Rise, a mastermind and retreat for female photographers where personal development meets business growth. During the four-month experience, students have weekly calls focused on goals, boundaries, money, and marketing. The program also includes incredible guest teachers, a private Facebook community, and weekly Voxer hours with individualized guidance and mentorship. Sign up today to join the waitlist.Review the Show Notes: Your best ideas come when you have space (1:47)You need time to breathe (5:26)What it means to have white space (6:04)You will never just “find” white space (7:38)Creativity is sparked in white space (8:20)White space needs to be a regular thing (9:36)Ways you can utilize white space (11:00)What it looks like to protect your time (12:03)Planning white space for 2026 (13:05)Mentioned in this Episode:Root To Rise Mastermind: sabrinagebhardt.com/mastermind-waitlistConnect with Sabrina:Instagram: instagram.com/sabrinagebhardtphotographyWebsite: sabrinagebhardt.com Hosted on Acast. See acast.com/privacy for more information.

"Money does not buy security. Money does not buy freedom. It does buy flexibility." This week , Tim sits down with Steve Marshman to talk about financial investing to create wealth future wealth. In a change of pace from podcast topics of sales, marketing, or leadership, they dive into thinking about the future, planning for retirement, and being wise. Tim and Steve discuss: Planning for the future when you are running a business and busy dealing with daily operations, problems, or responsibilities. Where to start and the Top Four Rules of Investing: 1) Diversify your investments. 2) Know your fees. 3) Have a "time horizon." 4) Emotion is your biggest enemy. How to think about market volatility, the pros/cons of a financial advisor, and index funds vs. actively managed funds. Happiness, being a successful investor over time, teaching others to invest, and teaching others to give. Don't miss this unique and practical episode to hear what you should be putting in place for yourself, or the people that work within your organization, to build wealth and create flexibility for the future. ------ Become a supporter of The Fire Time Network and get access to awesome rewards: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://itsfiretime.com/join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To hear more audio articles from our magazine, subscribe to the Fire Time Magazine Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.itsfiretime.com/magazine⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Read The Fire Time Magazine Reader Edition online: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://magazine.itsfiretime.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Download The Fire Time Magazine app to get full access to the magazine (for free): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.itsfiretime.com/app⁠⁠

How often do you think about taxes as part of your long-term wealth strategy rather than something you deal with once a year? In this episode, Melissa talks with tax attorney Megan Robin about why proactive tax planning matters for law firm owners who want to build and protect wealth. They explore how treating taxes as a strategic lever, rather than a deadline, opens opportunities to improve your financial position throughout the year.   This conversation highlights patterns Megan sees repeatedly, from overpaying taxes due to missed opportunities to relying on broad advice that does not fit a law firm owner's specific situation. You will hear why your firm is often your most valuable asset and how intentional tax planning can strengthen both your cash flow and long-term wealth. Melissa and Megan bring clarity to an area that many owners overlook, and the guidance offered will help you think more strategically about the money you keep.   Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar   Get full show notes, transcript, and more information here: https://www.velocitywork.com/338   Watch this episode on YouTube: https://youtube.com/@velocitywork

Read more  State lawmakers eye flexible bills for AI usage in health care settings  Henrico selects Cari Tretina as new economic development director  Virginia could be a key state in countering Trump's redistricting push (VPM News on NPR!)    Other links Most Richmonders got accurate tax rebate checks, but review finds $115K in possible overpayments (The Richmonder) UVa secures $5.3M DoD grant to study brain injuries in military personnel (The Daily Progress)* Advocates want answers from Tricare after a rough year for military clients (WHRO News) New maternal health website built to help residents find resources (Cardinal News)  *This outlet utilizes a paywall.  Our award-winning work is made possible with your donations. Visit vpm.org/donate to support local journalism. 

The year's end is a good time to consider some financial and tax related moves to potentially maximize tax saving opportunities available to you. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER® professional Jason O'Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss strategic tax planning for retirement, charitable giving and more for this calendar year and the coming year. Listening Time: 23 minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. ("Mercer Advisors"), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

How can we make our exhibitions more sustainable — in every way?Where do we start? What can museum teams learn from sustainability advancements in architecture? What's a “red list?” What is the difference between embodied and operational carbon? What does it mean to do “design for deconstruction?” And when can we all buy the upcoming “Sustainable Museum Exhibition Handbook?”Douglas Flandro (Exhibition Designer & Director of Sustainability, CambridgeSeven) discusses “What is Sustainable Exhibition Design?” with MtM host Jonathan Alger (Managing Partner, C&G Partners | The Exhibition and Experience Design Studio).Along the way: museum egos, dark skies, and heat islands.Talking Points:1. Embracing Imperfection2. Design for Human Health3. Design for Social Health and Equity4. Design for Ecosystem Health5. Design for Climate Health6. Design for the Circular EconomyHow to Listen:Listen on Apple Podcasts:https://podcasts.apple.com/us/podcast/making-the-museum/id1674901311  Listen on Spotify:https://open.spotify.com/show/6oP4QJR7yxv7Rs7VqIpI1G  Listen at Making the Museum, the Website:https://www.makingthemuseum.com/podcast  Links to Every Podcast Service, via Transistor:https://makingthemuseum.transistor.fm/ Guest Bio:Drawing on his background in theater and film design, Douglas Flandro is especially interested in sustainable exhibit design, new technologies, immersive experiences, experiential graphic design and hands-on interactive exhibits. He has designed exhibits and graphics for numerous science museums, children's museums, nature and visitor centers, aquariums, and zoos. As the firm's Director of Sustainability, Douglas leads CambridgeSeven's Sustainable Working Group and has taught and lectured at AAM, ASTC, Parson's School of Design, and the Rhode Island School of Design. He is the author of the forthcoming book, “The Sustainable Exhibition Handbook,” due to be released in the Spring of 2026.About Making the Museum:Making the Museum is hosted (podcast) and written (newsletter) by Jonathan Alger. MtM is a project of C&G Partners | The Exhibition and Experience Design Studio.Learn more about the creative work of C&G Partners:https://www.cgpartnersllc.com/ Links for This Episode:Douglas by Emaildflandro@cambridgeseven.com Douglas on LInkedinhttps://www.linkedin.com/in/douglas-flandro/ CambridgeSevenhttps://www.cambridgeseven.com The Sustainable Exhibition Design & Construction Toolkithttps://www.cambridgeseven.com/wp-content/uploads/2022/05/SEDC-Toolkit_v6_Sep2024.pdf The Museum Exhibition Materials Pledgehttps://www.mindfulmaterials.com/museum-materials-pledge The Gallery Climate Coalitionhttps://measure.galleryclimatecoalition.org/ The Bizot Green Protocolhttps://www.cimam.org/sustainability-and-ecology-museum-practice/bizot-green-protocol/ The Climate Toolkithttps://climatetoolkit.org/about/ Living Future (ILFI) Red List of Worst in Class Chemicalshttps://living-future.org/red-list/  Green Science Policy Institute Six Classes of Chemicalshttps://www.sixclasses.org/ DarkSky Internationalhttps://darksky.org/ Terrapin Bright Green 14+ Patterns of Biophilic Designhttps://www.terrapinbrightgreen.com/report/14-patterns/ The Design Museum, "The Waste Age: What can design do?"https://designmuseum.org/exhibitions/waste-age-what-can-design-do Links for Making the Museum, the Podcast:Contact Making the Museumhttps://www.makingthemuseum.com/contact  Host Jonathan Alger, Managing Partner of C&G Partners, on LinkedInhttps://www.linkedin.com/in/jonathanalger  Email Jonathan Algeralger@cgpartnersllc.com  C&G Partners | The Exhibition and Experience Design Studiohttps://www.cgpartnersllc.com/  Making the Museum, the Newsletter:Like the show? You might enjoy the newsletter. Making the Museum is also a free weekly professional development email for exhibition practitioners, museum leaders, and visitor experience professionals. (And newsletter subscribers are the first to hear about new episodes of this podcast.)Join hundreds of your peers with a one-minute read, three times a week. Invest in your career with a diverse, regular feed of planning and design insights, practical tips, and tested strategies — including thought-provoking approaches to technology, experience design, audience, budgeting, content, and project management.Subscribe to the newsletter:https://www.makingthemuseum.com/

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In this episode, Zachary Wiewel sits down with Texas Trust's Director of Probate and Trust Administration, Ann Lumley to discuss the ins-and-outs of appointing the right trustee for your estate. This podcast is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠Texas Trust Law⁠⁠⁠⁠⁠⁠⁠⁠. ___________________________________________________Learn more: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.texastrustlaw.com/about-austin-estate-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠planning-law-firm/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Resources: https://www.texastrustlaw.com/read-our-books/⁠⁠⁠⁠⁠⁠⁠⁠Contact us: info@texastrustlaw.com

Jennifer Gartenberg, Managing Director at Mesirow, joins Jon Hansen on Your Money Matters to discuss donating and charity. From gifting stocks to the tax benefits of gifting, Jennifer and Jon talk about this and more as we wrap up this year in finances. For more information, visit www.mesirow.com.

Jon Hansen is joined by Social Security Disability Attorney Jeffrey Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Jeff answers whether people can be on both, how people qualify for each, and answers listener questions. For more information, call 312-431-1000.

In this episode, we cover a wide range of urgent immigration updates — from post-holiday policy reactions to concerns about AI vetting, green card reviews, ICE activity, and how these changes may impact your marriage-based immigration journey. We also break down strategies for Adjustment of Status, consular processing, travel risks, and maintaining valid status while planning your future in the U.S. ⚠️ Disclaimer: Laws change frequently. This episode is not intended as individual legal guidance. Always consult with an immigration attorney about your unique case.

Today on America in the MorningWH Talks Hegseth/Venezuela/Boat Strikes President Trump met with his national security team Monday night at the White House to discuss the latest on military options against Narco-terrorism coming to the U.S. as the White House aims to shift attention away from Defense Secretary Pete Hegseth and a strike on a suspected drug smuggling vessel that took place a few weeks ago. John Stolnis has more from Washington.   Preview Of Tennessee Special Election Both President Trump and House Speaker Mike Johnson spent Monday evening rallying for a Tennessee Republican locked in a surprisingly tight race to fill a once-safe House seat.  America in the Morning's Jeff McKay has a preview of today's special Tennessee election.  Mangione In Court The man accused of gunning down United Healthcare CEO Brian Thompson made a court appearance on Monday.  Correspondent Clayton Neville reports.    Appeals Court On Habba An appeals court has ruled against the Trump administration, and the president's former legal counsel.  Correspondent Haya Panjwani reports.   Did Minnesota Money Go To Terrorists Both the US Treasury and a House panel are opening investigations into whether Minnesota tax money found its way to al-Shabaab, a U.S.-designated foreign terrorist organization and al-Qaeda affiliate based in Somalia.   White House Holiday Prep The annual White House Christmas Tree lighting is set for Thursday, which comes as 1600 Pennsylvania Avenue is being decked out for the holiday season.  Correspondent Darlene Superville reports.     Suspected Shooter's Radicalization We're learning more about the suspect and the victims in the deadly attack of two National Guard members in Washington, D-C last week. Correspondent Clayton Neville reports the Trump administration believes the suspected shooter appears to have been radicalized after arriving in the US.   Witkoff To Meet With Putin Russian President Vladimir Putin claims that Kremlin forces have taken control of two Ukrainian cities close to the border with Russia, a claim that the Ukrainian government denies.  This comes as President Trump's special envoy Steve Witkoff is in Moscow to meet with Russian leadership today.  Washington correspondent Sagar Meghani reports.   Health Questions Answered President Trump has responded to a demand from Minnesota Governor Tim Walz made during a Sunday talk show regarding the health of the Commander-in-Chief.  Correspondent Joan Jones reports.   DOJ's Next Move The Justice Department is mulling over whether to seek new indictments against former FBI Director James Comey and New York Attorney General Letitia James.   No REAL ID Is Real Problem If you don't have a Real ID already, you'd better get one soon.  Correspondent Ed Donahue reports on a new airport fee that will be imposed if you try to travel without the proper identification.   Trucking School Crackdown If you've even been on the road and wondered if that truck next to you was following all of the rules, there may be a reason for it.  Correspondent Haya Panjwani reports on a federal crackdown on trucking schools, after a federal review found many are not complying with government rules.   Finally   Today is “Giving Tuesday,” an annual global day of giving which always follows the Tuesday after Thanksgiving and Black Friday, encouraging volunteering, donations, and acts of kindness.  Correspondent Julie Walker reports. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Perth zijn huurwoningen relatief minder betaalbaar dan in Sydney en Brisbane. Ook in regionale gebieden gaat de betaalbaarheid van huurwoning achteruit. We bellen met co-autheur van de jaarlijkse Rental Affordability Index Ellen Witte van SGS Economics & Planning en huurder Vivian Harinck uit Trinity Beach (QLD).

This episode is a MILESTONE, listener! To celebrate the 300th episode of WHGS, we are joined by beloved co-host and dear friend Ali Kolbert to bring things full circle: this podcast started alongside Ashley's relationship with Jen, so it's only right that we have another life milestone alongside an episode milestone! We strategize how Ashley should propose to her girlfriend, and even manage to fit in discussions about relationship mementos, intimacy kink, shadow work, boob reductions, and the powerful will-they-won't-they of lesbian relationships. Enjoy, and thanks for all of your support through 300 EPISODES OF WHGS!!! FOLLOW ASHLEY GAVIN @ashgavs TikTok: https://www.tiktok.com/@ashgavscomedy Instagram: https://www.instagram.com/ashgavs/ YouTube: https://www.youtube.com/@ashgavs Twitter: https://twitter.com/ashgavs Tour Dates & Newsletter: https://www.ashleygavin.com/#dates FOLLOW ALI KOLBERT @alikolbert TikTok: https://www.tiktok.com/@alikolbert  Instagram: https://www.instagram.com/alikolbert/  Twitter: https://x.com/alikolbert  Tour Dates & Podcasts: https://www.alikolbert.com/shows  SUPPORT OUR PODCAST: Watch this UNCUT: https://www.patreon.com/WHGS Merch: https://shop.merchcentral.com/collections/ashley-gavin Watch on this YouTube: https://youtu.be/YiGHfBcsyaM PRODUCED BY SWETSHOP: Instagram: https://www.instagram.com/swetshop.tv/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you happy with your business right now? I mean, truly happy? Are you making emotional decisions that are costing you real money and growth? If you wait until January to plan your year, you've already lost 20 percent of your earning potential, but it doesn't have to be this way. Today, I cut through the noise and deliver a no-fluff, 8-step framework designed to totally transform your 2026 revenue, because business, and life as a whole, shouldn't be just about surviving.  So, let's make the tactical moves right now to create your most successful, efficient, and thriving year yet. If you've never done annual planning before this episode is a great place to start, and make sure to download the free PDF support tool at  www.thrivingstylist.com/eightsteps to follow along and help guide you towards your brand-new year! If you need a tool to keep your numbers (and business!) organized, you'll want to check out our Wealthiest Year Yet Planner. Get yours now at www.thrivingstylist.com/wealthiestyearyet/. The beauty industry is changing faster than ever. What worked in 2022 or even 2024 won't cut it in 2026, so are you ready? Grab our FREE 2026 TREND REPORT, The 2026 Must-Know Business Realities, Strategies & Trends for Stylists and Salon Owners now at https://thrivingstylist.com/mustknow/. Thriving Leadership Method hands salon owners a step-by-step strategy to implement an irresistible culture and create a powerful growth path…all while setting themselves up for structure and profit, and you can join the waitlist NOW at www.thrivingstylist.com/thrivingleadershipmethod/!  With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/.   Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast!  If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/ 

In this episode, Howard Klieger, Founder and Managing Partner of Walled Lake Planning and Wealth Management, discusses his path from broker to planner, the psychology behind investing, and the importance of clear family communication and thoughtful portfolio design.

In today's episode, Sarah goes through the physical tools she used in 2025 and shares her 2026 Planner Stack!This episode has a video component if you'd like to see the planners -- visit https://youtu.be/Bf5G8_pSr2s to get a visual! Products mentioned:- Hobonichi Cousin Avec- Hobonichi Weeks- Hobonichi Day Free- Ashley Shelley x Amanda's Favorites collab- Erin Condren 18 month Monthly Planner (Japanese-Style softcover)- Moleskine Cherry Blossom series- Hobonichi 5-year Journal- Sarah's own Planning by Season + BLP Live Planners Episode Sponsors: Organize 365: Visit ⁠⁠organize365.com/sunday-basket⁠⁠ to check out the Sunday Basket® today Green Chef: Make this season your healthiest yet with Green Chef. Visit greenchef.com/50bestlaid and use code 50BESTLAID to get fifty percent off your first month, then twenty percent off for two months with free shipping.  Mint Mobile: Ready to save on your wireless? Make the switch at mint mobile.com/BLP. PrepDish: Meal plans ready to go, in your inbox each week. You can try 2 weeks free at prepdish.com/plans! Learn more about your ad choices. Visit megaphone.fm/adchoices

459 -  Planning a Disney vacation or looking for ways to bring Disney magic into your home this holiday season? In this episode of Disney Travel Secrets, hosts and travel agents Rob & Kerri Stuart share the best Disney holiday shows and movies to stream in December, plus insider tips for visiting Walt Disney World during the holidays. JOIN US on Adventures by Disney with Hugh Darley Let us help you Plan Your Next Disney Destination Vacation What You'll Learn: Disney Holiday Streaming Guide: Discover must-watch Disney+ content including Mickey's Very Many Christmases, Guardians of the Galaxy Holiday Special, Star Wars: Skeleton Crew, and more festive favorites December Disney World Tips: Find out why you should pack your swimsuit, which holiday events still have tickets available, and hidden gems like One Man's Dream theater Holiday Park Planning: Get the scoop on Mickey's Very Merry Christmas Party, Jollywood Nights, and the Christmas Day Parade Gift of Travel: Learn why giving Disney vacation experiences makes the perfect holiday gift Bonus Content: Hear amazing behind-the-scenes Disney history from special guest Hugh, who brought the first CD player from Sony to Disney in the early 1980s! Plus, details about the September 2026 Adventures by Disney trip with Hugh sharing exclusive stories about how Disney helped build America. Whether you're planning your 2026 Disney vacation, looking for holiday entertainment ideas, or want to add Disney magic to your season, this episode delivers practical tips and festive inspiration. Perfect for: Disney vacation planning, Disney World tips, Disneyland visitors, Disney+ subscribers, holiday travel ideas, Disney cruise line guests, Adventures by Disney travelers

Reach Out Via Text!In this Marriage Monday episode Jeremiah and Savannah record from the road as they head to the Auburn Alabama rivalry game and open up about what has been one of their most refreshing weeks as a family. They talk about how rare it is to spend so many uninterrupted days together and how it has reminded them that they are building the people they want to spend time with in the future. The conversation becomes deeply practical as they discuss parenting two young kids the importance of one on one time with each child and the emotional load of postpartum seasons. They also share their plan for a focused date night to map out their twenty twenty six goals including conversations about personal health marriage growth family rhythms and travel expectations. This episode gives couples a real look at how intentional planning creates unity removes resentment and helps families grow toward a shared vision.Support the show 10% off LMN Software- https://lmncompany.partnerlinks.io/growinggreenpodcast Signup for our Newsletter- https://mailchi.mp/942ae158aff5/newsletter-signup Book A Consult Call-https://stan.store/GrowingGreenPodcast Lawntrepreneur Academy-https://www.lawntrepreneuracademy.com/ The Landscaping Bookkeeper-https://thelandscapingbookkeeper.com/ Instagram- https://www.instagram.com/growinggreenlandscapes/ Email-ggreenlandscapes@gmail.com Growing Green Website- https://www.growinggreenlandscapes.com/

Year-end is one of the most strategic times for Federal Employees to review their financial picture, retirement timeline, and tax exposure. In this episode, Micah Shilanski, CFP®, and John Raleigh, CFP®, walk you through the essential steps you should take before December 31st to stay on track and avoid costly mistakes in the new year. As Micah says, "Small decisions at year-end can produce big results over the next 10 years." This episode is your clear, simple, actionable guide to finishing the year strong and entering 2026 with clarity and confidence. https://zurl.co/NlW9y

In this special episode of MakingChips, we broadcast from the EBITDA Growth Systems Double Your Value Planning Event—a gathering designed to pull shop owners out of the day-to-day grind and force intentional thinking about long-term growth. This year's event was hosted at the Sandvik Coromant facility in Mebane, North Carolina, creating a perfect backdrop for conversations about planning, strategy, and culture. Paul is joined by three key voices who bring decades of hard-earned manufacturing wisdom: Jim Carr, a founding voice of MakingChips; Zach Overton, who is deep in the trenches of leading a multi-generation shop through transition and growth; and David Capkovitz, co-founder of EBITDA Growth Systems, whose strategic coaching framework is the backbone of this entire event. They pull back the curtain on why the event exists, how planning actually becomes actionable, and how shops can double their value in three years. Together, they dive into the realities every manufacturer faces—financial blind spots, operational challenges, cultural shifts, succession dilemmas, and the emotional weight of leadership. David's perspective as a coach blends seamlessly with Jim and Zach's lived experiences, creating a conversation that's equal parts strategic and deeply human. This episode highlights why stepping away from the shop floor is often the missing link for achieving the next level of growth. Whether you're planning for 2026, building resilience for a generational handoff, or simply trying to stop fighting fires, the insights shared here offer a clear direction forward. And yes—there's also a Cheerwine Old Fashioned or two. If you're ready to plan your next chapter with more clarity and confidence, this episode gives you the mindset and the roadmap to get started. Segments (0:00) Setting the scene: EGS happy hour, heaters, and Cheerwine Old Fashioneds (1:11) Paul and Jim revisit the origins of MakingChips and Jim's full-circle moment (2:35) What the Double Your Value Planning Event is & how it's grown under EGS (3:32) Introducing Zach Overton and his connections with Paul & Jim (4:36) Jim's memories and insights from advanced machining processes (6:38) Grow your top and bottom line with CliftonLarsonAllen (CLA) (7:14) David explains why EGS created the event and its planning philosophy (10:23) The power of peer-to-peer conversations among manufacturers (11:54) Identifying obstacles to growth and building criticality assessments (13:15) Zach shares his takeaways from stepping out of day-to-day firefighting (15:26) Jim describes how EGS supports Carr Machine as a Fractional CFO (18:08) Lighter moments: drink taste-testing and event humor (19:53) Invest in your business by investing in ProShop ERP (21:27) Zach explains how David coaches Overton Industries operationally (24:15) How manufacturers can start planning intentionally for 2026 (28:08) Why shop owners need guidance, accountability, and encouragement (30:11) Culture as the foundation of growth: reflections on Mike Hirsh's talk (32:13) Jim's transformation story: shifting from a lifestyle business to scalable growth (36:21) Why you need to check out the SMW Autoblok catalog (37:31) Did older generations only want lifestyle businesses? (39:00) Zach on pushing back in automotive to protect margins (40:38) Navigating multi-owner family decisions and succession complexity (42:12) David reflects on the personal relationships EGS builds with clients Resources mentioned on this episode Connect with EBITA Growth Systems Connect with Jim Carr on LinkedIn Connect with David Capkovitz on LinkedIn Connect with Zach Overton on LinkedIn Connect with Mike Hirsh on LinkedIn Peter Doyle on Machine Shop MBA and Machine Shop Mastery MC070: Leadership, Action, and a British Accent – with Sean Holt Invest in your business by investing in ProShop ERP Why you need to check out the SMW Autoblok catalog Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Ignite your fight, warriors—@intheMatrixxx and @shadygrooove storm into Season 7, Episode 227, "FBI Director Kash Patel, Trump Gaggle; Seditious 6 Brookings Institute Planning for Mutiny," torching the deep-state sabotage crippling Kash Patel's bold FBI purge of weaponized bureaucrats and dissecting Trump's razor-sharp gaggle takedowns that leave MSM gasbags sputtering. As globalist hacks at the Brookings Institution peddle their seditious playbook—whispering mutiny to military brass and scripting chaos to undermine Trump's ironclad sovereignty—they'll unpack the raw proofs of this establishment insurrection, arming you with the unvarnished intel to crush leftist fantasies of rebellion. Relentless truth-hunters exposing the rot, they rally every patriot to reclaim the Republic from these traitorous schemers. The truth is learned, never told—the constitution is your weapon. Tune in at noon-0-five Eastern LIVE to stand with Trump! Trump, Kash Patel, FBI Director, Trump gaggle, Brookings Institution, seditious mutiny, America First, MG Show, @intheMatrixxx, @shadygrooove, deep state, military mutiny, globalist plots mgshow_s7e227_fbi_kash_patel_trump_gaggle_seditious_brookings_mutiny Tune in weekdays at 12pm ET / 9am PST, hosted by @InTheMatrixxx and @Shadygrooove. Catch up on-demand on https://rumble.com/mgshow or via your favorite podcast platform. Where to Watch & Listen Live on https://rumble.com/mgshow https://mgshow.link/redstate X: https://x.com/inthematrixxx PODCASTS: Available on PodBean, Apple, Pandora, and Amazon Music. Search for "MG Show" to listen. Engage with Us Join the conversation on https://t.me/mgshowchannel and participate in live voice chats at https://t.me/MGShow. Social Follow us on X: @intheMatrixxx https://x.com/inthematrixxx @ShadyGrooove https://x.com/shadygrooove Follow us on YouTube: MG Show (intheMatrixxx) https://youtube.com/c/inthematrixxx ShadyGrooove https://www.youtube.com/c/TruthForFreedom Support the show: Fundraiser: https://givesendgo.com/helpmgshow Donate: https://mg.show/support Merch: https://merch.mg.show MyPillow Special: Use code MGSHOW at https://mypillow.com/mgshow for savings! Wanna send crypto? Bitcoin: bc1qtl2mftxzv8cxnzenmpav6t72a95yudtkq9dsuf Ethereum: 0xA11f0d2A68193cC57FAF9787F6Db1d3c98cf0b4D ADA: addr1q9z3urhje7jp2g85m3d4avfegrxapdhp726qpcf7czekeuayrlwx4lrzcfxzvupnlqqjjfl0rw08z0fmgzdk7z4zzgnqujqzsf XLM: GAWJ55N3QFYPFA2IC6HBEQ3OTGJGDG6OMY6RHP4ZIDFJLQPEUS5RAMO7 LTC: ltc1qapwe55ljayyav8hgg2f9dx2y0dxy73u0tya0pu All Links Find everything on https://linktr.ee/mgshow Intermission Music Lemurian Shores (with Lucentia) (~432 Hz) by Spheriá | https://soundcloud.com/spheriamusic Music promoted by https://www.chosic.com/free-music/all/ Creative Commons CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/

In this heartfelt conversation, Lydia T. Blanco reflects on the complexities of the holiday season, sharing personal stories and insights on finding joy, building community, and practicing gratitude. She emphasizes the importance of planning, cherishing memories, and creating new experiences, while also encouraging listeners to engage in self-care and give back to others. Ultimately, Lydia inspires her audience to be their own source of joy and to appreciate the gift of connection during the holidays.Key TakeawaysThe holidays can be a mix of joy and challenges.Building community is essential during the holiday season.Planning can help avoid feelings of loneliness.Practicing gratitude can shift your perspective.Cherish the moments you have with loved ones.Creating new memories is essential for personal growth.Giving back to others can bring joy to your heart.Self-care is crucial, especially during busy times.Taking yourself out on a date can be empowering.Being your own joy is a powerful message for the holidays.Chapters00:00 Introduction to Vulnerability and the Holidays01:06 Finding Joy During the Holidays06:05 Building Community and Planning Ahead10:47 Creating New Memories and Practicing Gratitude18:44 Cherishing Relationships and Giving Back23:15 Self-Care and Being Your Own JoyStay ConnectedLifeWillBePod - LydiaTBlanco

In this episode of The Pilates Business Podcast, host Seran Glanfield breaks down why January is the biggest opportunity month for every boutique fitness studio — and why waiting until after the holidays to plan your campaigns is the fastest way to miss out on revenue, retention, and long-term growth. Seran shares how forward-thinking studio owners inside her Thrive coaching program are preparing NOW for 2026, and the mindset shifts that help Pilates, barre, and yoga studio owners walk into the new year confident, strategic, and ready to scale. If you want a profitable, sustainable Pilates business that doesn't rely on last-minute hustling, this episode will show you where to start.Got a question for Seran? Add it here

A few weeks ago our 14-year-old daughter ordered a $30 item online with her own hard-earned cash. She was proud of herself—until a notice popped up: the product was coming from overseas and a tariff of roughly $30 would be due at delivery. She looked at me, stunned. “Wait… I have to pay double to get it?” She paused, thought, and said, “I still want it.” https://www.youtube.com/live/gV_EvvpiXww That tiny moment shows a big reality: taxes aren't just something you deal with in April. They show up everywhere, often without warning, and every one of them is a leak in your wealth bucket. It's also a simple picture of why taxes and wealth creation are tied together in ways most families never see. The Real Link Between Taxes and Wealth CreationTaxes and wealth creation: Why taxes are the biggest wealth leakThe compounding cost of taxesTaxes and wealth creation: 95% of the tax code is about how not to pay taxes“Is this deductible?” vs “How do I make this deductible?”Taxes and wealth creation: Tax planning is not tax preparationTaxes and wealth creation: The SECURE Act and a silent inheritance taxThe 10-year inherited IRA ruleTaxes and wealth creation: Roth conversions as a legacy moveTaxes and wealth creation: Positioning money where compounding can keep workingReal estate incentivesCharitable givingWhole life insurance for tax-efficient legacyTaxes and wealth creation: Thinking past your lifetimeHere's the point: taxes and wealth creation rise and fall together.Book A Strategy CallFAQWhat is the connection between taxes and wealth creation?Why do taxes feel invisible to most families?What did the SECURE Act change for inherited retirement accounts?Are Roth conversions a good strategy for generational wealth?How does real estate help with tax-efficient wealth building?Why is tax planning different from tax preparation?How does whole life insurance fit into tax-efficient legacy planning? The Real Link Between Taxes and Wealth Creation This topic matters because taxes quietly take more from most families than any other expense. Not your mortgage. Not your lifestyle. Taxes. In this article we're going to pull taxes out of the “yearly chore” box and put them where they belong—in the center of your wealth plan. You'll see why taxes are such a drag on compounding, how the tax code rewards certain behaviors, what the SECURE Act changed for retirement accounts and heirs, and why Roth conversions and other strategies can protect wealth for your lifetime and beyond. The goal is simple: help you keep more dollars in your control so they can grow and bless your family for generations. Taxes and wealth creation: Why taxes are the biggest wealth leak Most people think about taxes as a single event: file your return, see if you owe or get a refund, and move on. But Bruce made a point that changes everything: we pay taxes on almost every transaction. Federal and state income taxes are just the obvious ones. Add sales tax, gasoline taxes, property taxes, and the taxes baked into your phone and internet bill—and the true cost is enormous. Even when you don't see it, you pay it. And the dollars you lose to taxes don't just disappear today. You lose what those dollars could have become after decades of compounding. Once money leaves your control, the future of that money is gone forever. The compounding cost of taxes I love pictures, so here's one we used. Imagine your money as water in a five-gallon bucket. If there are leaks in the bottom, you don't arrive anywhere with a full bucket. Taxes are one of the biggest leaks. You can earn more and work harder, but if you don't seal the leaks, your progress is always slower than it should be. Think about the penny-doubling example. A penny doubled daily for 30 days becomes millions, but for the first week it still feels tiny. That's why people underestimate compounding. Taxes interrupt that curve. They pull dollars out before they ever reach the steep part of growth. Wealth isn't only about what you earn. It's about what you keep and control long enough for compounding to do its job. That's why taxes and wealth creation are inseparable. Taxes and wealth creation: 95% of the tax code is about how not to pay taxes Bruce shared something that shaped his whole view. A former IRS auditor once told him: only about 5% of the tax code explains how you pay taxes. The other 95% explains how you don't have to pay taxes. That surprised me at first, but it's true. Congress uses the tax code to steer behavior. If they want more housing, they reward people who provide housing. If they want investment in certain industries, they create incentives there. The incentives exist on purpose. If lawmakers didn't want people to use them, they wouldn't be written into law. “Is this deductible?” vs “How do I make this deductible?” Tax strategist Tom Wheelwright says the wrong question is, “Is this deductible?” The right question is, “How do I make this deductible?” Example: if you travel to evaluate real estate deals and your primary purpose is legitimate business, documented properly, the tax code may allow deductions. The key isn't being clever. The key is following the rules clearly. We never recommend gray areas. Good tax strategies are black-and-white and well documented. Taxes and wealth creation: Tax planning is not tax preparation The tax code is thousands of pages long and changes constantly. Many CPAs are overloaded with compliance work—paperwork, deadlines, filing logistics. So a lot of families get tax preparation, not tax planning. Preparation reports what happened and tells you what you owe. Planning helps you shape what you owe before the year ends. If you want to build wealth, you can't treat planning like an afterthought. You may need a professional whose mindset is: “My job is to help your family pay the least amount of tax legally possible.” Not because taxes are bad, but because every dollar saved is a dollar that can compound, be invested, or be given with purpose. Taxes and wealth creation: The SECURE Act and a silent inheritance tax If you have tax-deferred retirement accounts—401(k)s, IRAs, 403(b)s, SEP IRAs, deferred annuities—you need to understand what changed. Older rules required minimum distributions (RMDs) at age 70½. The SECURE Act pushed that age to 75. That sounds like a gift, but it has a catch: more years of growth means a larger account, which often leads to larger taxable withdrawals later. But the bigger change hits your heirs. The 10-year inherited IRA rule If a tax-deferred account passes to a spouse, they can keep deferring. If it passes to your kids or grandkids, most beneficiaries must empty the account within 10 years. Picture a 45-year-old inheriting a $1 million IRA. Under old stretch rules, they could take small withdrawals over a lifetime. Now many will take around 10% per year—about $100,000 annually—stacked on top of their working income, often in their highest-earning years. That pushes those inherited dollars into their top tax bracket. So the SECURE Act didn't remove taxes. It concentrated them. If you do nothing, your children may pay far more tax on your retirement savings than you ever expected. Taxes and wealth creation: Roth conversions as a legacy move This is where Roth conversions come in. We're not giving advice here—your personal facts matter—but the principle is powerful. A Roth conversion means paying tax on some tax-deferred dollars now so they move into a Roth account. Later withdrawals are tax-free. When the Roth passes to heirs, they still follow the 10-year rule, but distributions are generally income-tax-free. When we run numbers with families, we often find that paying some tax earlier can reduce the total tax bite over two lifetimes—yours and your kids'. For families who care about legacy, that's a big deal. Taxes and wealth creation: Positioning money where compounding can keep working Bruce listed several straightforward ways families can keep more dollars compounding without needing complex structures. Real estate incentives Real estate is a clear example of Congress rewarding behavior. The U.S. needs more housing, so the tax code offers depreciation and, in some cases, bonus depreciation for certain investments. Those deductions can offset taxable income and free up cash flow for more investment. The rules are specific, so strategy and documentation matter. Charitable giving If generosity is already part of your family culture, don't ignore how charitable strategies can lower taxes while letting you support what matters most. Whole life insurance for tax-efficient legacy This is a place where our work often connects the dots. Properly designed whole life insurance has a unique tax profile: cash value grows tax-deferred, you can access it through policy loans without triggering income tax, and the death benefit passes to heirs income-tax-free. We like to say that every tax dollar you save is another dollar you can reposition into assets that serve generations. Whole life often becomes a family gold reserve—liquid in your lifetime, leveraged at death, and protected from future tax surprises. Taxes and wealth creation: Thinking past your lifetime During the episode I shared a golf analogy. Your wealth plan is like a golf swing. Most people only focus on the backswing—everything that happens until you hit the ball. In life, that's “my lifetime.” But legacy is the follow-through. Where does the ball go after contact? What trajectory does your wealth take after you're gone? When you plan only for your life, you miss the biggest multiplier in tax planning: time across generations. When you plan with follow-through, you make different choices today—like paying some taxes sooner—because you see how that can protect your children from a heavier burden later.

In this episode, Steve Fretzin and Adam Williams discuss:Planning taxes proactivelyExploring creative tax strategiesBuilding a professional teamImplementing actionable year-end steps Key Takeaways:Most law firms wait until filing to address taxes, missing savings opportunities. Working with a tax strategist year-round aligns decisions with long-term goals. Proactive planning uncovers ways to reduce liabilities and strengthen financial outcomes.Techniques like the Augusta rule, hiring family members, and royalty setups save money. Advanced structures such as captive insurance can provide additional tax benefits. Knowing these options allows law firms to tailor strategies to their unique situation.Successful tax and business strategies require bookkeepers, advisors, and strategists. Delegating responsibilities reduces personal burden while improving firm performance. A strong team empowers owners to focus on growth and long-term success.Year-end is ideal for accelerating deductions and making tax-advantaged purchases. Prepaying vendors or investing in marketing can reduce taxable income efficiently. Evaluating current practices ensures every opportunity for savings is captured. "If they don't bring you ideas throughout the year, you don't have a tax strategist. You have a tax preparer." —  Adam Williams Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Rankings.io: https://rankings.io/HireParalegals: https://hireparalegals.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Adam Williams: Adam started this business out of frustration with accountants who congratulated him for having a large tax bill.As a serial entrepreneur, Adam is inspired by entrepreneurship and small business, direct response marketing, non-traditional and unexpected solutions, mindset & personal development, helping create businesses that serve the owners, and high-performance driving.Adam received his undergraduate degree in Business from Penn State Behrend and his MBA and J.D. from the University of Pittsburgh. A Cathedral Prep graduate and active member of the community, Adam has served on the Board of Directors for the Erie County Bar Association, Lakeshore Community Services, the Innovation Collaborative, and the Erie Art Museum. He was named to the 2013 Erie Reader 40 Under 40, and has also been listed as a Pennsylvania Super Lawyers Rising Star in 2016, 2017, 2018, and 2019.  Connect with Adam Williams: Website: https://www.pennywise.tax/ Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Planning your 2026 marketing does not have to feel overwhelming.In this episode, Danielle R. Harris walks you through five simple questions that will help you create a 2026 marketing plan you can actually stick to. These questions will give you clarity on what worked this year, why things did not go the way you expected, and what you need to focus on for real results in 2026.Download the guide with the questionsInside the episode, you will learn:How to identify what worked in your marketing in 2025How to understand why your old plans didn't workHow to choose goals that you'll want to hitHow to build momentum so you keep going after your goalsThis episode will help you form the foundation of a marketing plan you can follow through on. No complicated strategy. No unrealistic expectations. Just a clear path for building a stronger and more sustainable marketing rhythm in 2026.Download the free editable 2026 Planning Guide that walks you through each question so you can map out your goals and get started today.Download the 2026 Planning GuideIf you want help turning your 2026 plan into action, Danielle can support you in building a plan you can actually follow. Book a 90-minute Momentum Call and start working on your 2026 goals today. Follow on Instagram at @Danielle.R.Harris.