Podcasts about Planning

Every week starts with the best intentions — until life ambushes you. A cold, a client crisis, someone else's emergency. Suddenly, your week belongs to everything except you. That's not a motivation problem. It's a planning problem. I've been building and refining my Perfect Week Planner for 20 years, and it's the single reason chaos doesn't own me. It's not a to-do list or a color-coded calendar. It's a decision document. Five steps. One page. Total clarity. Ready to stop reacting and start directing your week? Let's walk through exactly how it works. Featured Story This week was supposed to go one way. Then I got knocked flat by a head cold for three days. I'd love to say it didn't matter — but it did. What I can tell you is it didn't blow up my week. That's not luck. That's what happens when you've already decided in advance how your week is going to go. I built the Perfect Week Planner for exactly this moment. Not the perfect weeks — the messy ones. The ones where life shows up uninvited. When chaos arrives, your pre-decisions do the heavy lifting. Your roles are clear. Your priorities are set. You work around the chaos instead of surrendering to it. Important Points Most people don't fail from lack of ambition — they fail because they let the week ambush them before they even start. The Perfect Week Planner isn't a to-do list or a calendar — it's a decision document that puts you in control. Planning every Thursday means your next week is already in motion before Sunday night panic has a chance to hit. Memorable Quotes "You always control your schedule — even when you think you don't. If you don't choose your focus, life chooses for you." "You can't build the life you want on a base of chaos — you have to decide how you're going to live before it starts." "If everything's important, nothing is — pick one primary focus and own the week instead of reacting to everyone else's." Scott's Three-Step Approach Set one primary focus for the week, pick your five key roles, and get brutally clear on what actually matters. Add your big goal and one high-impact action — this shows you exactly where your time and energy belong this week. Plan your entire next week on Thursday — block your time, own the schedule, and wake up Monday already in motion. Chapters 0:02 - Why life always ambushes your best-laid plans 3:03 - It's a planning problem, not a motivation problem 5:13 - Inside the Perfect Week Planner: how the system works 7:33 - Pre-decisions kill decision fatigue before it starts 8:12 - Five steps to own your week before it owns you 13:09 - The Thursday rule that ends Sunday night panic Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

What prosecutors found on Rex Heuermann's hard drive may be the most damning evidence in the Gilgo Beach case—a deleted Microsoft Word document they say the Long Island Serial Killer used as a literal instruction manual.The file was titled HK2002-04. According to court documents, it allegedly contained eighty-seven details organized into sections: Problems, Supplies, Targets, Dump Sites, Pre-Prep, Prep, Body Prep, and Things to Remember."Remove head and hands," the Body Prep section allegedly stated. "Remove ID marks like tattoos."Jessica Taylor's remains were found along Ocean Parkway with her head removed, arms severed, and a tattoo mutilated. Valerie Mack's body was discovered in similar condition.But the "Things to Remember" section may be most disturbing. According to prosecutors, it allegedly contained LISK's lessons learned from previous crimes:"Hit harder—too many hit to take down." "Use heavy rope for neck—light rope broke under stress of being tightened." "More sleep & noise control = more play time."References to "next time" allegedly indicate prior experience being refined.And then there's the FBI connection. The Gilgo Beach Killer's document allegedly referenced specific pages in John Douglas's Mindhunter—the foundational text for behavioral analysis. Prosecutors allege LISK studied how killers get caught and used it to avoid detection.When Suffolk County investigators returned to the alleged Long Island Serial Killer's home, infrared examination allegedly revealed adhesive residue and push pins matching descriptions in the document.Rex Heuermann has pleaded not guilty. The Gilgo Beach trial is September 2026.Part 2 of 5: The Architect of Horror.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#RexHeuermann #LISK #GilgoBeachKiller #HiddenKillers #LongIslandSerialKiller #GilgoBeachMurders #PlanningDocument #OceanParkway #Mindhunter #SuffolkCounty

Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Your inbox is probably full of the same messages mine is right now. Every tech company and AI tool out there is promising to save you time, eliminate decision fatigue, and basically fix all your productivity problems. And the underlying message? If you're not using AI, you're falling behind.I'm someone who loves tech. I test new tools constantly. I teach time management and planning for a living. And I'm here to tell you this...I have yet to find an AI tool that can create a realistic weekly plan the way I teach planning, and I've tried a lot of them. So let's talk about where AI is genuinely helpful and where it's just not ready for women's lives yet.In This Episode, I'll Cover:Where AI is saving me real time Why most AI planning tools can't handle women's unpredictable livesThe fundamental problem with productivity tech designed for menFive questions to ask before adopting any new planning toolWhy the most productive people don't have fancy tech stacks________________________________

Husain Haqqani critiques inconsistent US leadership and the "fog of war," expressing skepticism that air strikes alone can achieve regime change without ground troops or planning. Guest: Bill Roggio, Husain Haqqani. 1.

It's hard to live deeply in a distracted world if you don't have control over how you spend your time. This goal requires a planning system that both works and can last. Do you have a reasonable planning system in place? If not, don't worry. Today, Cal is joined by planning expert Sarah Hart-Unger (author of “Best Laid Plans”) to discuss the nitty-gritty details of creating sustainable systems that can help you regain autonomy over your schedule without becoming an over-scheduled drone. Below are the questions covered in today's episode (with their timestamps). Get your questions answered by Cal! Here's the link: bit.ly/3U3sTvo Video from today's episode: youtube.com/calnewportmedia IDEAS SEGMENT:  Interview with Sarah Hart-Unger [2:12] AUDIENCE FEEDBACK, NOTES, AND CHATTER:  Dopamine addictions and TV shows [1:05:06] Watching entire films [1:09:43] Attention span and movies [1:16:38] WHAT CAL IS UP TO: Update on my AI Programmer Project [1:21:12] Other Updates [1:28:02] What Cal Consumed [1:29:17] The Last Kings of Hollywood (Paul Fischer) Movies: The Smashing Machine Song Sung Blue Links: Buy Cal's latest book, “Slow Productivity” at www.calnewport.com/slow Get a signed copy of Cal's “Slow Productivity” at https://peoplesbooktakoma.com/event/cal-newport/ Cal's monthly book directory: bramses.notion.site/059db2641def4a88988b4d2cee4657ba? vanityfair.com/hollywood/2023/07/why-are-movies-sooooo-long-an-investigation science.org/doi/10.1126/science.adz9311 Sarah Hart-Unger online: Sarah Hart-Unger (MD, if you want to use that but I typically don't even bother in my creative work!) practicing pediatric endocrinologist, author, and podcaster Best Laid Plans Podcast Best of Both Worlds Podcast (cohosted with Laura Vanderkam) Best Laid Plans: A Simple Planning System for Living a Life That You Love, Sourcebooks Dec 2025 Website (since 2004 . . .): theshubox.com Social media: none :) Partially due to your influence, I quit FB in 2016, IG in 2021, and thankfully never got into anything else! I guess I do have minimal Youtube (occasional planner videos + feed of podcast eps) @youtube.com/@BestLaidPlansVideo Thanks to our Sponsors:  This show is sponsored by Better Help:  betterhelp.com/deepquestions zapier.com/deep calderalab.com/deep shopify.com/deep Thanks to Jesse Miller for production, Jay Kerstens for the intro music, and Mark Miles for mastering. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to the March Q&A episode!Topics discussed include:- Do Nested Goals work in the work setting, and if so, would you do the planning for both at the same time, or separate things out?(Episode mentioned: https://theshubox.com/2026/01/ep-285-sextiles-morning-pages-goals-lists-and-more-listener-tips-qa.html)- How to plan your planning (very meta - but seriously!) - both at larger and smaller time scales- How to plan for community engagement or activism?- Seeking help on syncing Outlook and Google Calendar (listener wisdom requested!)- Suggestions for mood trackingPlus, listener Stephanie gives her take on Ramona & Ruth Planners: (https://www.ramonaandruth.com) Episode Sponsors IXL:  Make an impact on your child's learning, get IXL now. Best Laid Plans  listeners can get an exclusive 20% off IXL membership when they sign up today at https://www.ixl.com/plans.  Green Chef:  Healthy meals that fit your nutrition goals (and are delicious too!).  Head to Greenchef dot com/50bestlaid and use code 50bestlaid to get fifty percent off your first month, then twenty percent off for two months with free shipping.  Mint Mobile:  Save money by changing your wireless plan to Mint Mobile!  Shop plans at mintmobile.com/BLP.  PrepDish: Healthy meal plans straight to your inbox (and now with easy Instacart ordering!).  Visit ⁠⁠⁠⁠prepdish.com/plans⁠⁠⁠⁠ for a free 2-week trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

HITM: We get an update on Jamie's new horse and our “Home for Every Horse” highlight rescue of the month is the Colorado Horse Rescue. We also have a trade show interview from Ace Equestrian and find out what were some of the strangest jobs our listeners have had. Listen in…AUDITOR POST SHOW: Making friends as adults.HORSES IN THE MORNING Episode 3895– Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekJamie and Glenn's Amazon StoreTitle Sponsor: WERM FlooringPic Credit: Jamie and Colorado Horse RescueGuest: Grace Johnson - Placement Program Manager for Colorado Horse RescueLink: Rescue horse of the month, TacoTrade Show Product: PRO4MANCE | KOLD FEET ICE BOOTSAdditional support for this podcast provided by: My New Horse, Equine Network and Listeners Like YouTime Stamps: 05:12- Daily Whinnies05:24 - Jamie's racehorse “Money Problem” update07:06 - New Andalusian stallion arrives09:30 - Planning stallion's castration trip15:09- Naming the horse21:11- Colorado Horse Rescue interview34:49- Featured adoptable pony “Taco”40:00- Ace Equestrian cold feet ice boots interview44:49- Weird/wacky past jobs01:02:80 - Auditor Post Show

In this solo episode of Got Clutter? Get Organized! The Conversation, Janet M. Taylor shares why planning the night before is one of her most powerful organizing habits. Janet explains how a simple evening planning routine helps her avoid chaotic mornings, reduce stress, and feel more in control of her day—without needing perfection. From brain dumping and time-blocking to preparing bags, outfits, and essentials ahead of time, shew alks you through practical ways to make mornings calmer and more focused. She also shares a powerful insight from Brian Tracy's Eat That Frog—that just 10–12 minutes of planning can save hours of wasted time—and explains why planning the night before allows your brain to rest and reset. ✨ In this episode, you'll learn: ·        Why planning the night before reduces stress and overwhelm ·        How to create a simple evening planning habit ·        How brain dumping and time-blocking improve focus ·        Why energy levels matter when planning your day ·        How planning helps you be more present and intentional ·        One small thing you can do tonight to make tomorrow easier Janet challenges you to reflect and share:

The Break Room (MONDAY 3/2/26) 9am Hour 1) Duffy is in denial that this big time celebration is on the horizon 2) A bold cheater

In this episode we answer emails from Jeffrey, Bryan, and Erik.  We discuss the trade-offs of direct indexing in small cap value, why modest leverage on a diversified mix can outperform stock-heavy portfolios with fewer drawdowns, and modelling an early extra spending plan for retirement.  And talk about forecasting with Base Rates.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAFather McKenna Center Donation Page:  Donate - Father McKenna CenterBigger Pockets Money Small Cap Value Discussion:  Small Cap Value Funds for FI: Why AVUV?Bryan's Risk Parity Explainer Videos:  Kardinal Financial - YouTubeBryan's Leveraged Golden Ratio Portfolios:  testfol.io/?s=jXswQKw6avrRSST and GDE Comparisons:  testfol.io/?s=dc0nz7avynFBen Felix Video On Leverage:  Investing With Leverage (Borrowing to Invest, Leveraged ETFs) (youtube.com)Erin on Money Truth About Spending Smirk and LTC:  The Retirement Spending Smile Is Dead (Here's What the Data Actually Shows)Breathless Unedited AI-Bot Summary:Markets don't hand out easy wins, so we lean into clarity: what actually works for DIY investors, what's noise, and how to make choices you'll stick with when regimes shift. We start with a pointed look at direct indexing in small cap value. The promise of tax loss harvesting sounds great, but the reality is messy: hundreds to thousands of tiny positions, frequent graduations at index cutoffs, and “optimized” portfolios designed to hug an index rather than truly replicate it. We break down why small cap value behaves more like equal weight, why that raises the bar for tracking and taxes, and where direct indexing makes more sense—large caps, cap-weighted sectors, and places where a handful of names dominate the exposure.From there, we unpack a smarter use of risk: applying modest leverage to a diversified portfolio instead of dropping diversifiers to chase higher returns. Think of it as scaling a better mix rather than concentrating into stocks. We compare tools like NTSX, GDE, GOVZ, and managed futures, and discuss why the 1.25x to 1.7x range often hits the sweet spot for return per unit of pain. We also stress-test composite ETFs against DIY equivalents for transparency and control. The goal is a higher Sharpe ratio and fewer bone-crushing drawdowns, not bravado.Planning meets practice when we tackle a common early-retirement question: how to model a 10,000-dollar travel burst for the first decade. The simplest answer is often best—set aside 100,000 dollars and spend it down—or use a Monte Carlo tool that handles time-varying cash flows. Keep three to five years in cash, refill from gains, and let base rates guide expectations. Research shows a spending bump near retirement and a gentle decline afterward for most households, with far fewer late-life spikes than fear-based sales pitches suggest.We close with portfolio reviews across eight sample allocations, highlighting how gold, commodities, and managed futures have led while mega-cap tech cooled and small cap value caught a bid. Support the show

Morgan and Abby have been getting asked about their wedding plans and they finally break it all down! Morgan has decided on a few things, but she keeps hitting road blocks. Abby hasn’t planned anything, but she’s working on some decisions. They talk about elopements, destinations, pets and kids at weddings, and what’s causing the most stress. Plus, they share some good news they’ve had from their month. See omnystudio.com/listener for privacy information.

On this episode, host Adam Russo welcomes Ken Uveges, President of Enterprise Group Planning, Inc., (EGP) a professional service organization specializing in Employer Sponsored Health Benefit Plan management. Ken discusses EGP's 50-year history and their commitment to innovative reimbursement systems despite facing skepticism from large carriers and health systems. They explore the challenges of self-funding and the tension between CFOs seeking cost reductions and HR departments resistant to change. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Hans and Robby are back again this week with a brand new episode! This week, they discuss the claiming strategy for social security.  Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

 Chris Markowski, the Watchdog on Wall Street, delves into the complexities of the financial world, exposing the dark realities of private equity, corporate bureaucracy, and the role of consultants. He discusses the impending reckoning for corporate America, the importance of a personal CFO approach to financial planning, and the future of social security. Markowski also critiques the accountability crisis in business news and addresses misconceptions surrounding tariffs and trade deficits, emphasizing the need for financial literacy and preparation.

This week on the HowToBBQRight Podcast, we're cooking for our local police department here at the office—and it smells GOOD (00:25). If you're a fan of meatballs, you've got to try Korean Beef Balls—they're packed with bold flavor and easy to make (06:49). Crawfish season is almost here, y'all, and we can't wait to fire up the boil (12:56). When it comes to dry brining, is it actually a brine, or is it more like curing? Let's break it down (14:30). Beef tallow and duck fat have been gaining popularity lately—here's how to use them in your cooking (19:03). And beef tallow is great on meat, but what about using beef tallow on your skin (33:30)? Malcom shares his top tips for keeping your grill clean and looking like new (36:09). Never cooked a London broil? Here's exactly how to cook a London broil the right way (43:14). Can you cook seafood on the same smoker you use for beef and chicken? Here's what you need to know (45:07). Planning a fundraiser? Here's how to cook pork butts and distribute them efficiently and safely (48:01). Do you have to vacuum seal pork belly to make homemade bacon, or is there another way (50:55)?  

This week on the HowToBBQRight Podcast, we're cooking for our local police department here at the office—and it smells GOOD (00:25). If you're a fan of meatballs, you've got to try Korean Beef Balls—they're packed with bold flavor and easy to make (06:49). Crawfish season is almost here, y'all, and we can't wait to fire up the boil (12:56). When it comes to dry brining, is it actually a brine, or is it more like curing? Let's break it down (14:30). Beef tallow and duck fat have been gaining popularity lately—here's how to use them in your cooking (19:03). And beef tallow is great on meat, but what about using beef tallow on your skin (33:30)? Malcom shares his top tips for keeping your grill clean and looking like new (36:09). Never cooked a London broil? Here's exactly how to cook a London broil the right way (43:14). Can you cook seafood on the same smoker you use for beef and chicken? Here's what you need to know (45:07). Planning a fundraiser? Here's how to cook pork butts and distribute them efficiently and safely (48:01). Do you have to vacuum seal pork belly to make homemade bacon, or is there another way (50:55)?  

An ambitious general may be plotting a coup d'état…and Special Agent Chet Phillips is singing showtunes.Written and Directed byJohn P. DowginStarringChris Klaniecki as Skip GrangerNazli Sarpkaya as Mackenzie McGrath and Mini-McGrathDave Stanger as Bowden MontcriefPaige Klaniecki as Gloria KovakFaith Dowgin as Section Chief Zelda Anderswith Kirk White as Chet Phillipsand Katerina McGrath as The Mission VoiceAlso StarringAshley Banks as Athena O'BrienJill Ivey as Kiki St. ClaireBob Killion as General Degoutant and Security GuyGuest StarringJohn Dowgin as Dr. Biff StudebakerPete Barry as the App VoiceJ. Michael DeAngelis as LookoutDave Serfass as PierreDavid S. Dear as Terry MillionaireMusic by Pete BarrySound editing and mixing by John DowginA complete transcript is available here.Created and produced byPete Barry, J. Michael DeAngelis, and John DowginAssociate Producer: Paige KlanieckiFor a complete list of credits, visit the episode's webpage.

A few patterns keep showing up in conversations with leaders and business owners: 1- The list everyone's avoiding A lot of people updated their holiday card list… …and realized there are a lot of people they haven't spoken to in months (or years). Action: -Make a master list of everyone you haven't connected with in the last 3, 6, 12, or 24 months — Pick up the phone and call them in January. 2- Planning is happening. Execution is pausing. January is already here. Waiting for the "right time" to ask for meetings or business slows momentum. Plan — yes. But leadership shows up in execution. 3- Social media is a multiplier, not a nice-to-have Your clients are on these platforms. If you're posting occasionally, generically, or waiting to be perfect — you're being forgotten. Be consistent. Be visible. Be you. Comment. Engage. Share perspective. Top of mind wins. 4- Don't run from AI — run toward it You don't need hours a day. Start with 1–5 minutes daily learning how to use it to think, write, and lead better.

What if the greatest change you could make in your financial life didn't start with budgeting, investing, or earning more—but with surrender? We don't usually think of surrender as a financial word. Yet Scripture places it at the center of faithful stewardship. The life-changing truth that God owns everything reshapes how we live, give, and manage what we've been entrusted. The First Question Scripture Asks About Money When we talk about finances, we tend to ask familiar questions: How much do I have? How much do I need? Am I doing well? They're natural questions—but they're not the first question Scripture asks. From the beginning, the Bible establishes that God is the owner. Before humanity ever managed a garden or named a creature, God formed, filled, and ruled creation. Psalm 24:1 declares it plainly: “The earth is the Lord's and the fullness thereof.” Simply put, God is the owner—and we are the stewards. For many of us, that's a familiar idea. But familiarity doesn't always lead to surrender. We may affirm God's ownership in theory while living as if everything depends on our effort. We say, “I worked for this,” or “I earned this.” Yet Scripture adds an essential truth: “It is He who gives you power to get wealth” (Deuteronomy 8:18). Even our ability to work is a gift from God. Faithfulness, Not Outcomes Jesus reinforces this perspective in the parable of the talents (Matthew 25:14–30). A master entrusts resources to three servants. Two invest faithfully. One buries what he's been given out of fear. When the master returns, he doesn't praise them for increasing his net worth—he commends their faithfulness. That distinction matters. The world measures success by outcomes. God measures success by trust and faithfulness. If God owns everything, then we are not owners—we are managers. Scripture uses the term oikonomos, meaning household manager: someone who manages resources they didn't create, for purposes they didn't define, under a master they serve. At first, that may sound restrictive. In reality, it's freeing. If I'm not the owner, then I'm not the ultimate provider or protector. The weight shifts from my shoulders to God's. As Ron Blue often says, “If God owns it all, you can't lose anything.” Ownership carries pressure. Stewardship carries trust. Everyday Decisions Become Worship When we truly embrace stewardship, ordinary financial decisions take on spiritual meaning. Budgeting becomes aligning our desires with God's priorities. Giving becomes a response to His generosity. Planning becomes obedience rather than anxiety. Investing becomes multiplying what belongs to the Lord, not securing independence from Him. The Puritan preacher Thomas Watson once wrote, “What we keep we may lose. What we give to God is kept forever.” Paul echoes this in 1 Timothy 6:7: “We brought nothing into the world, and we can take nothing out of it.” That reality isn't meant to discourage us—it's meant to liberate us. When we stop clinging to what we cannot keep, we're free to invest in what we can never lose. What Does God Expect From Us? If God owns everything, what does He ask of us? Jesus answers simply: “One who is faithful in very little is also faithful in much” (Luke 16:10). Faithfulness isn't about the size of what we manage—it's about surrender. And surrender always begins in the heart. When we embrace God's ownership, two gifts follow: Humility—we stop boasting in what we've accomplished. Hope—we realize we're not carrying the burden alone. God equips, guides, and provides. Where Is God Inviting You to Surrender? Where might God be inviting you to shift from being an owner to a steward? In your giving? Your planning? Your savings or lifestyle? Or in the quiet belief that your security depends more on markets than on the God who “owns the cattle on a thousand hills” (Psalm 50:10)? Stewardship isn't about God getting something from you. It's about God doing something in you. It reorders the heart so money takes its proper place—not as a master, but as a tool. If this idea resonates with you—that God owns it all and stewardship begins with surrender—I invite you to explore it further in Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. You can learn more or order a copy for yourself, your church, or your small group at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: My wife and I are in our late 30s, have accumulated some debt, and have struggled to stick to a budget. We want to be better stewards, but keep falling off track. Can you offer simple, practical guidance to help us manage money and stay consistent? I'm 24 and living with my parents, hoping to buy a home instead of renting. What steps should I take now to move toward homeownership? I'm nearing 65 and will have about $70,000 from my 401(k), plus a small annuity. What's the wisest way to invest that money at this stage to support my future? I'm 65 and trying to decide when to take Social Security and how to draw from our accounts. We're mostly debt-free and financially stable, but I hear conflicting advice. Should I delay benefits, start my wife's earlier, and in what order should we tap our savings and IRAs? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if your goals didn't need more willpower, just better engineering?  We break down a practical, client-tested system that helps hundreds of people to achieve the best shape of their life and keep it, a system that shifts you from just planning to the right kind of preparing so your intentions survive real life. Using Navy SEAL-level readiness as a metaphor, we map the 5 moves that make change stick.  You'll learn how to define “done” so clearly you can describe it like a movie, then reverse-engineer steps from that finish line. From there, we draw a hard line between planning and preparing. Planning is the checklist. Preparing is the logistics: what you'll eat, when you'll shop, where food will be stored, how you'll handle late meetings, travel days, and mornings that go sideways. By stress-testing your plan upfront, you remove excuses before they appear.  Next, we show how systems outperform discipline.  You'll hear simple ways to make the right action easy and the wrong action hard—staging tools where the behavior starts, preloading meals and shakers, and stripping out friction points that derail progress. We also get tactical about accountability, from enlist-your-team check-ins to light public commitments that raise the stakes just enough to double adherence, a pattern supported by health research. Finally, we walk through measuring what matters, reflecting on obstacles, and adjusting fast so momentum never stalls.  If you've ever watched a goal wither after day 3, this conversation gives you a repeatable framework to protect your plan from chaos of daily life.  Subscribe, share with a friend who's stuck, and leave a review to help more people build systems that make success the default. Text Me Your Thoughts and IdeasSupport the showBrought to you by Angela Shurina Behavior-First, Executive, Leadership and Optimal Performance Coach 360, Change Leadership & Culture Transformation Consultant

If the words “estate planning” intimidate or bore you, you're not alone. But estate planning isn't just for the wealthy or the elderly. It's something everyone needs, at any age. Even if you feel like you don't have enough assets to justify a plan, putting one in place ensures your wishes are honored and your voice is heard when it matters most.Estate planning attorney Howard Rosen breaks it down in plain, practical language and explains why there's no better time than now to get started.Brought to you by NEXTVillageSF.orgNEXT Village SF is a neighborhood nonprofit providing services and support that empowers members to live independently. Contact them at (415) 888-2868

Nick Cellini and Chris Dimino talk everything Atlanta Sports, the National Sports picture and the current (and WAY back when) in pop culture! Get the latest and your fill of Atlanta Braves, Georgia Bulldogs, Atlanta Falcons, Atlanta Hawks daily from two "Southern" Yankees daily Mon-Fri from 10a-2p! The 11 o'clock hour is brought to you by TRAJAN WEALTH; Planning for tomorrow starts today. Visit Trajan Wealth dot com to learn more about retirement and state planning 4-6-3 : Spencer Strider spring debut Drive Around The Sports World RedZone : Chris Berman with some scoop See omnystudio.com/listener for privacy information.

Mercury Retrograde in Pisces just started, and if your plan is to "not sign contracts and wait it out," this episode is going to change how you think about the next three weeks entirely. In this week's episode, I'm breaking down exactly which three pillars of your 9-pillar business constellation are under cosmic review right now, what Mercury Retrograde in Pisces is actually exposing in your planning, your marketing, and your decision-making - and what to do about it before the South Node eclipse on March 3rd removes what's not working for you. This isn't fear-mongering. This is a systems audit. And I'm giving you three tools to run it yourself: the Moon Check, the Truth Test, and the 24-Hour Rule. Inside this episode: → What Mercury actually rules in your business (and why "don't sign contracts" is terrible advice) → Why Mercury in Pisces makes your messaging feel slippery and your plans feel impossible → The 3 specific pillars under review: Planning, Marketing & Sales, and Data & Problem Solving → The Moon Check - how to plan for your actual energy, not your fantasy capacity → The Truth Test - how to know if your messaging is strategic but not true → The 24-Hour Rule - the decision-making process for when your head and gut disagree → How to prepare for the South Node eclipse on March 3rd (what to name + release)

In this episode of the Trend Talk podcast, a companion series for the 2026 Trend Report for Planners, Joe DeAngelis, research manager at the American Planning Association, chats with climate urbanist and researcher, Helen Santiago-Fink. Helen shares insights drawn from her extensive experience working with international organizations and city governments as the two discuss the convergence of the circular economy, climate action, and technological innovation, highlighting how cities can harness AI and digital marketing approaches to promote sustainability. Planners and city leaders will find inspiration and practical insights for integrating circularity at the local level, as well as an exploration of how community engagement and forward-thinking strategies can pave the way for a more sustainable future. The 2026 Trend Report for Planners is created by APA in partnership with the Lincoln Institute of Land Policy. Episode URL: https://www.planning.org/podcast/the-circular-economy-climate-action-and-urban-sustainability-with-helen-santiago-fink/

Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

In a desperate attempt to attract younger listeners, Luke and Andrew discuss Reader's Digest, Beetle Bailey, and Gomer Pyle U.S.M.C. at great length. Plus, Luke got kicked out of ANOTHER private event during his stay in Kansas City. And Andrew marches ever closer to adopting a dog.  

Today, I'm pulling back the curtain on the 10 frugal spending habits that can save you serious money in 2026 and beyond. If you think frugality is all about sacrifice or living like a miser, think again. This episode is about reclaiming control...making sure your hard-earned dollars aren't quietly leaving your life without your permission.These habits aren't about being cheap, depriving yourself of fun, or sucking the joy out of your life. They're about making intentional moves that help you master your money, eliminate financial stress, and live a life of choice.I share the traps I've fallen into myself—because, hey, I'm human, just like you. The goal here isn't perfection, it's about catching yourself faster and building in systems that keep you in the driver's seat.IN TODAY'S EPISODE, I DISCUSS:How invisible money leaks (like unused subscriptions) quietly wreck your cash flow and my simple quarterly audit habit to seal those leaksWhy you must annualize every recurring expense before you say yes...no more falling for the “it's only $39/month” illusionTaking the friction out of spending and how to hack your environment so you actually buy less (without willpower)Planning your convenience spending in advance, so you get the joy without the regretDelaying identity-driven purchases by just one pay cycle to break the grip of impulse spendingCapturing margin from every raise or windfall before lifestyle creep “sucks it all up”How tracking your margin (not every dollar) can be a simpler, more effective alternative to traditional budgetingRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Psychology of People Who Act Poor When They're RichI Met 400+ Millionaires - This is what I LEARNEDOnce You Get Rich, Change These 6 Things Immediately12 Unsexy Habits That Made Me Serious MoneyWhat The 1% Teach Their Kids About MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwkI Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45YOnce You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWsORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Other chip stocks such as Broadcom, Lam Research, Western Digital and Applied Materials all fell more than 6 percent, EP Wealth Advisor Certified Financial Planner Stephanie Richman on Planning for Retirement, More on the next seminar Beyond the Noise: Navigating Wealth in Uncertain Times with EP Wealth Advisors CFP Stephanie Richman and JD Nathan Rogers at the Don Tatzin Community Hall Lafayette Library March 11th from 6:30pm to 8:30pm

If God has called you to start a homeschool co-op, at some point you'll face this question: What are we actually going to teach… and how do I build the schedule? You might have a vision… but when it comes time to choose classes, pick curriculum, and create a plan, it can suddenly feel overwhelming. Where do you start? How do you know what to offer? What basic systems do you need to have in place to keep your co-op running smoothly? In today's episode we're walking step-by-step through how to plan your co-op classes and schedule with clarity and confidence, using the people, resources, and calling God has already placed in your community. Because when your mission is clear… your plan becomes simple. So grab a notebook… and let's build your co-op from the ground up. Bible verse: I Cor 3:6-9 I planted, Apollos watered, but God gave the increase.  So then neither he who plants is anything, nor he who waters, but God who gives the increase.  Now he who plants and he who waters are one, and each one will receive his own reward according to his own labor.  For we are God's fellow workers;   Links: Episode 8: Mission Statement Part 1 Episode 10: Mission Statement Part 2 Episode 80: Creating Successful Systems for Registration   Rainbow Resource Center Cathy Duffy Homeschool Reviews   Next Steps:  Schedule a coaching call:  https://homeschoolcommunitybuilders.com/ Join our Facebook group- Lead Your Homeschool Co-op https://www.facebook.com/groups/72507320516066 Become a Lead Your Homeschool Co-op Insider and get first dibs on valuable resources to help you lead, organize, and connect your community.  https://homeschoolcommunitybuilders.com/contact/ Contact us! info@homeschoolcommunitybuilders.com

Planning your 2026 marketing but not sure where to start—or how to fix what's not working? We break down a practical path that helps design professionals win more of the right projects without burning hours on tactics that don't convert. It begins with the must-have foundations: a clear ideal client and a website that proves credibility in seconds. From there, we show how to get discovered locally and convert interest into consultations with a few focused moves.We walk through the top channels we track each year for designers and remodelers, then spotlight the ones that deliver reliable lift on normal budgets. You'll hear why Google Business Profile is the smartest entry point for local SEO, how to fully complete and optimize your listing, and how posting a couple times a month can nudge you into the map pack. We also tackle social media with a calm, sustainable plan: four strong posts a month, a clear message about who you serve, and project-driven storytelling that builds trust. No daily grind required.You'll learn how to turn ongoing jobs into content—before-and-afters, process snapshots, and client outcomes—and how to use a fast competitor scan to spot service gaps you can own. We touch on connected TV advertising too: when it makes sense, what it costs, and why most firms are better served mastering the basics first. By the end, you'll have a checklist to align your message, update your proof, and focus your time where it actually moves the pipeline.If this helped, follow the links in our show notes for the CEU replay and our social masterclass, then subscribe, share with a colleague, and leave a quick review so more designers can find the show.If you would like to get the links and show notes for this episode, click on the link below:​https://www.designerdiscussions.com/episodes/episode-161-Listen-to-this-before-setting-your-2026-Marketing-GoalsNKBA PresentationTransform your marketing with Designer Discussions Academy. In weekly face-to-face sessions, we equip busy business owners with cutting-edge PR strategies, marketing insights, and time-saving tools to not just work in your business, but on your business. Join us to outshine competitors and elevate your business. Join us for our Academy sessions and workshops: https://app.gohighlevel.com/v2/preview/ZSwvvC5WwqxlumxrUtzvDesigner Discussions is an educational interior design podcast on marketing, PR and related business topics. Download our FREE Client Avatar Guide Designer Discussions is a partnership of three experts: Jason Lockhart, CEO of KABMS; Maria Martin, founder of DesignAppy; and Mirjam Lippuner, founder of Get Ink DIY

Daniel Chamberlain and Coach Kenny Simpson open with February coaching updates, including state conventions, the coaching carousel, and clinic season, and discuss the difference between social/job-networking clinics and scheme-intensive clinics. They share an Abraham Lincoln discipline quote and relate it to the GWAT 100 February mileage challenge. Kenny promotes his books (Complete Guide to Buck Sweep from the Shotgun and O-10 to 10-0), the Gun-T system update (7.0), and the move of Gun-T resources to gunteesystem.com, then lists upcoming Gun-T clinics (Sacramento, Houston, Ohio, Boston, and a newly added Tampa clinic March 20–21). Daniel promotes the 4-2-5 Defense Clinic in Boston (March 13–14), possible Naples, Florida dates, speakers including Brady Bradbury and a Massachusetts state-championship coach host, and notes early-bird pricing and hotel deadlines. The main topic is in-game adjustments: defining them as planned, built-in counters to unexpected looks or opponent changes (personnel, fronts, coverages, or targeted matchups), not desperation play-calling. They emphasize preparing adjustments in the offseason, keeping a small, concept-based system with tags, practicing answers during the week, assigning coaches specific “eyes” (front, back end, formations, fits), and communicating clearly between drives and at halftime, with great coaches adjusting in real time. Examples include flood-and-go, pop pass, false pulls, and formation changes when opponents struggle to align. They discuss evaluating adjustment ability (between drives vs halftime vs “we'll fix it next week”), and the importance of writing down halftime plans. A “situation of the week” covers facing an unexpected bear front after preparing for two-high; Kenny explains abandoning dead scripted calls, using numbers/space and built-in tools, and coordinating quick conversations with line and QB coaches to adjust run game, protections, and pass/RPO answers before the next series. They close with sponsor mentions (Aport video boards and fundraising, Winning Edge Performance Analytics, Blended Threads), and share where to find them and the podcast on social media.00:00 Welcome + February Coaching Carousel & Clinic Season00:30 State Conventions: Networking, Gossip, and What Clinics Are Really For02:55 Quote of the Week: Discipline (Lincoln) + Team Themes Update04:14 G-Watt 100 Challenge: Discipline in Real Life05:42 Books, Gun-T System Updates, and New Website Resources07:56 Upcoming Clinics Tour + 4-2-5 Boston Details12:45 Today's Topic: What Are In-Game Adjustments?19:03 Why In-Game Adjustments Matter (Neutralize Strengths, Exploit Weaknesses)24:39 How Great Coaches Adjust: Between Drives, Halftime, and Preparation30:16 Practical Steps: Defensive Adjustment Process (Don't Chase Ghosts)31:29 Defensive End-Game Adjustments: Stop the Star, Pressure the Backup QB33:03 Offensive Built-In Answers: Tags, Flood-and-Go, and Planning for Counters34:08 Practice Like Friday: Scout-Team Freedom & Midweek Adjustment Reps35:51 Coach's Eyes & In-Game Communication: Assigning Keys and Spotting Trends36:50 Halftime Case Study: Real Adjustments vs Desperation Calls38:24 Pregame Film Study & Learning from Officials' Keys41:46 Write It Down: Call Sheets, Walking Halftime Meetings, and Staying Organized43:15 System Design: Modular Tags, Communicable Calls, and Player Ownership49:11 Situation of the Week: Too-High to Bear Front—Immediate Game-Day Response55:37 Sponsors, Clinics, Where to Find Us, andDaniel Chamberlain: @CoachChamboOK ChamberlainFootballConsulting@gmail.com chamberlainfootballconsulting.com Kenny Simpson: @FBCoachSimpson fbcoachsimpson@gmail.com FBCoachSimpson.com

Most people spend significant time planning how to build wealth, but far fewer consider how their family would access that wealth if something unexpected happened. For Americans living in Israel who maintain U.S. brokerage or retirement accounts, that question can be more complex than it appears. The challenge usually involves authority, documentation, and cross-border procedures. From the outside, U.S. accounts often appear unchanged after someone relocates to Israel. Statements arrive, online access continues, and the accounts seem stable. That familiarity can create comfort, but it can also hide administrative challenges that surface during estate transitions. When inheritance meets two legal systems Inheritance is often assumed to be simple. A relative passes away, assets transfer to heirs, and accounts continue under new ownership. Cross-border estates rarely follow that pattern. Consider a common situation. A son lives in Israel while his parent maintains brokerage accounts in the United States. The parent passes away and the will names the son as the heir.  From the son's perspective, the next step seems straightforward. Notify the financial institution, submit documentation, and transfer the accounts. Instead, access to the accounts often stops immediately after the parent's death. Financial institutions typically freeze accounts once they receive notification. This step protects assets and ensures that only properly authorized individuals can act. At that point, the focus shifts from who should inherit the assets to who has legal authority to act on behalf of the estate. That distinction frequently creates confusion. Family expectations often rely on intent. Legal systems rely on documentation and verification. When required paperwork is incomplete or delayed, inheritance can slow significantly. Beneficiary designations and wills Many retirement and brokerage accounts use beneficiary designations on their retirement accounts. When completed correctly and kept current, they normally allow assets to transfer directly to heirs without probate. Financial institutions still require verification before releasing assets. But regular brokerage accounts don't usually have the possibility of a beneficiary designation. "What about transfer-on-death accounts (TOD)?" you might ask. If the account owner and heirs all live in the United States, that might work, but for people who live overseas, the TOD may not work and the brokerage firms may require a probated will. Probate is the court-supervised process that confirms who has legal authority to inherit assets. Depending on jurisdiction and estate complexity, it can take considerable time and delay account access. Power of attorney can create misunderstandings. While it may allow someone to manage accounts during a person's lifetime, that authority generally ends at death. Even if a family member previously helped manage accounts, that control disappears once the account holder passes away. Online account logins do not replace legal authority and continued use after death can create additional complications. Additional documentation cross-border families often face Cross-border inheritance frequently introduces procedural steps that families do not anticipate. Documents may require notarization, apostilles, or translation. Financial institutions may request tax clearance before releasing assets. Communication often involves multiple time zones and unfamiliar regulatory processes. Each requirement exists for protective and regulatory reasons. Financial institutions must verify identity, confirm authority, and comply with legal obligations. For families managing responsibilities from another country, the administrative process can still feel overwhelming. Many individuals assume that having a will resolves these challenges. A will remains an important estate planning document, but it functions within the legal system where it was created. When heirs live abroad, additional validation steps may still be required. Why inheritance paperwork often continues after assets transfer Inheritance rarely ends when accounts transfer. It often unfolds in stages that may include estate administration, account restructuring, and tax considerations across multiple countries. In the United States, estate taxes may apply depending on estate size and applicable thresholds. In Israel, receiving inherited assets may create reporting obligations depending on the circumstances. If inherited investments are later sold, capital gains rules in one or both countries may apply. Retirement accounts such as IRAs can introduce further complexity. Required minimum distributions may create ongoing reporting responsibilities and potential taxable events based on the heir's individual situation. This article is intended for educational purposes only and should not be considered financial, legal, or tax advice. Each situation involves unique factors and should be reviewed with qualified professionals. Planning that may help reduce future delays Cross-border estate planning does not eliminate complexity, but it can reduce uncertainty and help coordinate financial, legal, and administrative processes. Families who experience smoother inheritance transitions often share several habits. They periodically review beneficiary designations to confirm they reflect current intentions. They maintain organized records of accounts, financial institutions, and contact details. They revisit estate planning documents after relocating to Israel to confirm the structure remains effective. When planning evolves alongside life changes, families often encounter fewer unexpected administrative obstacles. Practical steps that may improve preparedness Americans living in Israel who maintain U.S. investment accounts may benefit from several foundational steps. Maintaining a consolidated list of accounts can help family members identify financial institutions and contact details if needed. Reviewing beneficiary designations can help confirm retirement accounts align with estate planning goals. Discussing financial account access with family members may help clarify who should contact financial institutions and which documentation may be required. These steps do not eliminate every challenge, but they may reduce uncertainty and help families navigate complex situations more effectively. Schedule a Conversation If you are living in Israel and managing U.S. brokerage or I.R.A. accounts, and you are unsure whether your investments still make sense for your situation, it may be worth taking a fresh look. You can book a free cross-border evaluation call here: https://profile-financial.com/call. It is a no pressure conversation and a chance to see whether your current setup aligns with how you live today.

Summary: What if work didn't have to feel exhausting, overwhelming, or misaligned with who you are? In this powerful episode of On the Brink with Andi Simon, I sit down with executive coach and HR consultant Lindsey Barnett, author of Working Hell to Working Well, to explore how individuals and organizations can transform the workplace experience. In a world where burnout feels commonplace and "busy" has become a badge of honor, what if we paused long enough to ask: Does work have to feel this hard? Designing the Workplace of Tomorrow, Today In a recent episode of On the Brink with Andi Simon, I had the pleasure of speaking with Lindsey Barnett—executive coach, HR consultant, and author of Working Hell to Working Well. Lindsey's journey from anthropology student to organizational change leader offers a fresh and deeply human lens on how we can transform our workplaces—and ourselves. As someone who often describes myself as a corporate anthropologist, I was delighted to discover Lindsey once used that same phrase. Her academic roots in anthropology and organizational behavior shaped her understanding that companies are, in many ways, small-scale societies. They have rituals, hierarchies, insiders and outsiders, power dynamics, and shared myths. When conflict arises at work, it is rarely just about tasks—it's about people navigating culture. Lindsey Barnett was Finding Her Through Line Lindsey's path was anything but linear. She began studying archaeology, fascinated by the lives of people long gone. But as research leaders increasingly asked her to help with team dynamics, she realized her gifts were better used with the living. She moved into advertising, then human resources, always following a deeper curiosity about human behavior. Later, when her family relocated to Australia, she experienced a powerful shift. As a working mother who suddenly was not working, she confronted a loss of identity. That moment became pivotal. Through reflection, Lindsey identified what she calls her "Three I's"—the core needs she must meet to feel fulfilled in her work: Intellectual challenge Impact Interaction Once she named them, she saw that these needs could be met in multiple ways. Writing children's books, forming a writers' group, and returning to organizational development were not disconnected moves. They were creative responses to those core needs. There is a powerful lesson here: when you understand what truly energizes you, your options expand dramatically. The Workplace Stalemate In Working Hell to Working Well, Lindsey addresses a tension many of us recognize. Leaders often say, "You are responsible for your own wellbeing." Employees respond, "How can I manage my wellbeing when expectations and workloads are out of control?" The result? A stalemate. Lindsey's approach is pragmatic. Don't wait for the other side to change. Start with what you can control. Model healthier behaviors. Create safety through example. When leaders visibly leave work to attend a child's event—or even "leave loudly," as one leader she interviewed described—something shifts. Turning off the lights, closing the laptop, and saying goodbye intentionally signals permission. Culture changes through what is normalized. The Three P's: A Practical Framework for Working Well For those who want tools, Lindsey offers a memorable framework: Planning, Pacing, and Playing. Planning doesn't require a 30-page strategy document. It can be as simple as choosing one intentional action—like buying a larger water bottle to improve hydration. Small commitments, consistently executed, compound into meaningful change. Pacing involves awareness. Are you rushing blindly toward tasks? Are you collaborating across silos or duplicating effort? Slowing down just enough to ask better questions can unlock faster progress. Playing introduces experimentation and curiosity. Whether you call it "play" or a "pilot project," approaching change with a spirit of experimentation reduces fear of failure. Play fuels innovation. These aren't abstract concepts. They are immediately actionable. Charging Your Energy Battery Beyond productivity, Lindsey speaks about energy. Traditional advice focuses on sleep, diet, and exercise. While important, she expands the conversation into three types of energy that recharge us: Creative Energy: Designing, building, imagining. Creativity restores vitality. Connection Energy: Relationships, purpose, time in nature, or alignment with mission. Completion Energy: Finishing something—even something small. Making the bed or folding laundry can provide a tangible sense of accomplishment that renews motivation. During the pandemic, some executives criticized employees for doing laundry at home. Lindsey reframes this. Completion energy matters. Small wins sustain momentum. As anthropologists of work, we must ask: what assumptions are we carrying about productivity that no longer serve us? The Power of the Pause When asked to share her top advice, Lindsey emphasized one simple but profound practice: pause. In a culture obsessed with output, pausing can feel counterintuitive. Yet it is in the pause that we ask: Do I need to be doing this? Is there a better way? What does my body need right now? Who else should be involved? The pause creates space for intention. And intention drives sustainable change. Role Modeling Change Culture does not shift because of policies alone. It shifts because people see others behaving differently and feel safe to do the same. Whether it's taking a midday walk, setting boundaries around meetings, or openly prioritizing family, visible modeling invites replication. As Lindsey shared, we don't have to wait for permission to begin. From Observation to Innovation What I appreciate most about Lindsey's work is its grounded optimism. She does not deny that workplaces can feel like "working hell." But she believes transformation is possible—through small actions, mindful energy management, and courageous modeling. As you reflect on your own work life, consider: What are your core needs? Where could you plan one small shift? What might you pace differently? How could you introduce more play? And perhaps most importantly: when will you pause? If we are willing to observe our own habits with anthropological curiosity, we can turn those observations into innovations. That is how we move—from working hell to working well. To learn more about Lindsey Barnett and her book, visit your favorite bookseller or connect with her on LinkedIn. Lindsay's profile: linkedin.com/in/lindsaykbarnett Website: barnettcoaching.com Email: lindsay@barnettcoaching.com Connect with me: Website: www.simonassociates.net Email: info@simonassociates.net Learn more about our books here: Rethink: Smashing the Myths of Women in Business Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success On the Brink: A Fresh Lens to Take Your Business to New Heights Now--it is time to share our new book with our listeners. Rethink Retirement: It's Not The End--It's the Beginning of What's Next. Out on Amazon and soon in your local bookseller.                                                                            Rethink Retirement: The Workbook Listen + Subscribe: Available wherever you get your podcasts—Apple, Spotify, Stitcher, YouTube, and more. If you enjoyed this episode, leave a review and share with someone navigating their own leadership journey. Reach out and contact us if you want to see how a little anthropology can help your business grow.  Let's Talk! From Observation to Innovation, Andi Simon, PhD CEO | Corporate Anthropologist | Author Simonassociates.net Info@simonassociates.net @simonandi LinkedIn

Today I share something that changed the way I plan, work, and make progress on the dreams that matter most to me. It's simple, and it is powerful. Stop thinking in years. Start thinking in quarters. When you treat a quarter as a mini year, everything shifts. Your focus sharpens. Overwhelm reduces. Momentum increases. And suddenly, the goals that felt “too big” start to feel doable. In this episode, you'll learn why annual planning often breaks down (even when our intentions are beautiful), and how a 90-day container creates the clarity and urgency we need without the burnout. ...and I share my favourite rule for quarterly planning, the one that makes it work. If you're craving more structure, more calm, and a clear plan for the next season of your life, you will love this one. As always, I’d LOVE to hear what resonated most with you - so please share and let’s keep the conversation going in the Dream Life Podcast Facebook Group here. …and remember, it all starts with a dream

In this episode of Poised for Exit, we are joined by John Schwalbach of Freedom Financial Partners, who leads a conversation with his client, Jennifer Zick, Founder and CEO of Authentic®. Together, they explore what shifts for a business owner when planning becomes intentional rather than reactive.As Jennifer's company matured and began generating meaningful value, new questions surfaced about wealth, risk exposure, long-term flexibility, and what success truly looks like. Through her work with John and his team, she gained clarity around how her business fits into her broader financial picture, how to model different life scenarios, and how to reduce pressure that had quietly built over time.This conversation highlights why proactive planning is not just about numbers. It is about protecting what you are building, creating options for the future, and leading with greater confidence today. For business owners who sense they should start planning but have not yet taken that step, this episode offers perspective on why earlier clarity can be transformative. Contact John Schwalbach hereLearn more about Freedom Financial Partners hereContact Jennifer Zick hereLearn more about Authentic® hereLearn about the Trusted WISP tool for today's professionals hereConnect with Julie Keyes, Keyestrategies LLCFounder, Consultant, Author, Pod-caster and Instructor

In this powerful episode of The Fleet Success Show, Marc Canton sits down with Fleet Hall-of-Famer Steve Saltzgiver to tackle one of the most overlooked but critical areas in fleet: replacement planning. Steve shares jaw-dropping stories from his time leading Fortune 500 and government fleets, including how one change could have saved a company $800M. This episode explores why strategic fleet replacement is a fleet-wide performance driver, not just a financial issue. You'll hear about the ripple effects on technician staffing, spare ratios, maintenance costs, safety, and more. Key Takeaways Replacement is the “granddaddy” of all fleet processes, directly impacting every other aspect of fleet success, including technician staffing, space planning, and asset availability. Data-driven replacement decisions can yield millions in savings, and Steve shares how one fleet could have saved over $800M by adjusting its spare ratio. Fleet behavior is shaped by capital decisions. When budgets (not data) drive decision-making, safety and performance suffer. Analytics aren't enough if leadership won't act. Even when the math is clear, cultural resistance and short-term thinking can block progress. Chargebacks and lifecycle modeling are foundational tools for justifying replacements and funding future ones. Speaker Bios Steve Saltzgiver A Fleet Hall-of-Famer and former executive with both government and private sector fleets, Steve has turned around some of the most complex fleet operations in the country. He now serves as a senior fleet consultant with RTA, helping clients tackle issues from asset planning to culture transformation. Marc Canton VP of Product and Consulting at RTA: The Fleet Success Company, Marc brings deep expertise in fleet operations, leadership, and performance coaching. He co-hosts The Fleet Success Show and leads strategy for RTA's software and consulting offerings. Looking to take the next step to fleet success? Start by requesting your free copy of The Fleet Success Playbook. Written by fleet professionals for fleet professionals, the Playbook breaks down the four key pillars of fleet success, and gives you the tools you need to build a truly great fleet. Request your free (yes, really, free!) copy here: https://rtafleet.com/resources/fleet-success-playbook?utm_source=simplecast&utm_medium=footer_notes&utm_campaign=episode_213 Control fleet chaos with RTA Fleet360, proven software designed by fleet managers for fleet managers: https://rtafleet.com/book-a-demo?utm_source=simplecast&utm_medium=footer_notes&utm_campaign=episode_213

What's up party people. Check out this week's episode of the Bonk Bros.    Find us on the socials: Adam Saban - IG - @adamsaban6 Dylan Johnson - IG - @dylanjawnson Drew Dillman - IG - @raddaddizzle Scott McGill - IG - @scottmcgilljr Tyler Cloutier - IG - @tylerclouti   Dylan Johnson YouTube - https://www.youtube.com/@DylanJohnsonCycling  Drew Dillman YouTube - https://www.youtube.com/@DrewDillmanChannel    Wanna help the Bros keep the lights on and the mics plugged in? Check out all the ways you can support our bike-banter podcasting below. (See the most recent video upload for most up-to-date codes & deals)   PATREON: Drop a hundo in the tip jar. https://www.patreon.com/patreon_bonkbros    MERCH: T-SHIRTS ARE HERE! Get your Bonk Bros swag below. https://bb5a73-20.myshopify.com   IGNITION: Hire a coach. Get faster. It's that simple. $100.00 Off Your First Month with Code: NOBONK100 https://www.ignitioncoachco.com/   FOR UPDATED DISCOUNT CODES CHECK MY LATEST VIDEO.   SILCA: Waxing your chains or melting queso dip. Either way, you need a Crockpotanator 4000. 10% Code: bonkbrosfeb Silca (10% discount code: “bonkbrosseptember25”): https://silca.cc/?utm_source=Bonk+Bros&utm_medium=podcast&utm_campaign=stripchip&utm_id=Bonk+Bros+Podcast     BIKE TIRES DIRECT: Great prices for bicycle tires, components, and more. 10% Code: BONKBROS10 https://www.biketiresdirect.com/?utm_source=bonkbros&utm_medium=banner&utm_campaign=bonkbros2025     MATCHBOX PODCAST: Check out our more serious training focused podcast.  https://www.ignitioncoachco.com/podcast      SCARBOROUGH BICYCLE ACCIDENT LAW Scarborough Bicycle Accident Law is with you on every ride, when you're at your peak, or when you're in recovery, and we fight to get our clients results. We want you back on your bike and back in your prime. https://www.bicycleaccidentlaw.com   Just Mention Bonk Bros   LISTENER QUESTION FORM: https://docs.google.com/forms/d/e/1FAIpQLSc2390aqaGwF7CCpFjAnKYn42bEzIi4BYrDI9LrJpgjjVFeew/viewform?usp=sf_link    NEW: BONK OR BALLIN WEBSITE www.bonkorballin.com  Join the Bonk Bros crew as they dive into the latest cycling topics, hilarious stories, and race event details. From viral moments caught on camera to upcoming races and even a secret gravel race in Kentucky—this episode is packed with cycling banter and insights you won't want to miss. In this episode: Discussion about popular cycling events like Sea Otter and Unbound. The potential for viral cycling moments and social media antics. Planning a new gravel race in Red River Gorge, Kentucky, with unique features like the Nata tunnel. Insights into bike repairs, including carbon frame modifications and repairs. Keegan's injury update and race season strategy. Behind-the-scenes on race wild cards, event permits, and race categories. The influence of algorithms on social media content and AI-generated race photos. Funny stories about bike and gadget experiments, including self-driving Groms for race support.

Shiur given by Rabbi Bezalel Rudinsky on Dvar Halacha Purim. Shiur recorded in Yeshivas Ohr Reuven, Monsey, NY.

Nick Cellini and Chris Dimino talk everything Atlanta Sports, the National Sports picture and the current (and WAY back when) in pop culture! Get the latest and your fill of Atlanta Braves, Georgia Bulldogs, Atlanta Falcons, Atlanta Hawks daily from two "Southern" Yankees daily Mon-Fri from 10a-2p! The 11 o'clock hour is brought to you by TRAJAN WEALTH; Planning for tomorrow starts today. Visit Trajan Wealth dot com to learn more about retirement and state planning On Campus - Dawgs at the Combine Drive Around The Sports World Terry Fontenot speaks about the Falcons See omnystudio.com/listener for privacy information.

In this power-packed episode, Casey Hiers and Jarrod Bridgeman are diving into the "tax-heavy" side of dental practice ownership to ensure you aren't leaving money on the table. From the critical importance of a dental-specific CPA to avoiding those pesky IRS penalties, the guys break down how to stay ahead of the game.We're also looking at "last-minute" wins you can still claim for 2025, including deductible retirement and HSA contributions. Plus, don't miss the scoop on the brand-new Trump accounts for children born between 2025 and 2028—complete with government contributions—and why an IRS Identity Protection PIN is your best defense against tax fraud.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Other chip stocks such as Broadcom, Lam Research, Western Digital and Applied Materials all fell more than 6 percent, EP Wealth Advisor Certified Financial Planner Stephanie Richman on Planning for Retirement, More on the next seminar Beyond the Noise: Navigating Wealth in Uncertain Times with EP Wealth Advisors CFP Stephanie Richman and JD Nathan Rogers at the Don Tatzin Community Hall Lafayette Library March 11th from 6:30pm to 8:30pmSee omnystudio.com/listener for privacy information.

Planning your return to India? Personalize your free plan here

TCMA's centennial celebration continues by highlighting the generations who helped shape it. This episode shines a light on the family connections that have strengthened the organization for 100 years. GUESTS:Henry Hill, retired Deputy City Manager, City of FriscoLauren Rose, Assistant City Manager, City of SachseGabe Reaume, City Manager, City of SaginawCori Reaume, Director of Planning, North Richland Hills.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Welcome back to the Messy Success Podcast. Today we are getting strategic. Quarterly planning is not new. Ninety day goals are not revolutionary. But the way you execute them can change everything. In this episode, Elizabeth walks you through exactly how she structures her 12 week goals, how she reverse engineers revenue generating activities into weekly action items, and the simple calendar shift that has created a new layer of accountability in her business. This is not about hustle. It is about structure that creates freedom. If you are a creative business owner who loves flexibility but also wants momentum, this episode will feel grounding and practical. Listen in, reflect on your current system, and consider where more structure might actually create more freedom in your business.

Episode 5165: Georgia Is Still The Railhead Of 2026; What Is JP Morgan Planning Against Trump

Brent Toderian has decades of experience in city planning, urban design, and transportation. He was chief planner for the city of Vancouver from 2006 to 2012, a time when the city hosted and was transformed by the Winter Olympics. As a consultant, Brent has advised and collaborated with folks from Auckland to Buenos Aires to Copenhagen to Reykjavik, and he often sparks conversation on social media, where he is one of the most prominent voices advocating for more human and humane urban design. We talked with him about how to make downtowns attractive and livable for families, why developers should value regulation, and that legendary urban Costco in Vancouver. Plus, Brent gives us the scoop on the new Urban Truth Collective and its mission to beat back the lies people tell about cities. Join The War on Cars on Patreon and listen to exclusive ad-free versions of regular episodes, Patreon-only bonus content, Discord access, invitations to live events, merch discounts and free stickers! Find out more about Brent Toderian and all his projects at his website, and follow him on Bluesky. And check out the brand-new Urban Truth Collective, Brent's collaboration with Tom Flood and Grant Ennis. Order our new book, Life After Cars: Freeing Ourselves from the Tyranny of the Automobile, out now from Thesis, an imprint of Penguin Random House. Find us on tour and get tickets at lifeaftercars.com. Thanks to Cleverhood for sponsoring this episode. Listen to this episode for the latest discount code and get the best rain gear for walking and cycling. The War on Cars is produced with support from the Helen and William Mazer Foundation. www.thewaroncars.org

Today we are talking about approaching one thing you do in a new way… that will positively benefit your life in lots of ways. It's the way you plan your meals.  It's the shift of thinking about food or meals when you start to feel hungry or when it's about time to eat… to thinking about meals ahead of time.. sometimes a few hours and other times a few days before.  It's actually EASIER than doing it last minute because you can plan for a few meals at once rather than each meal like a fire drill when its time to eat… it can be cheaper because you aren't having everything delivered and it's way healthier because we know home cooked meals if done right, are usually the best for you. We all know we're going to eat today.  We know roughly when we're going to eat today. So it doesn't make sense to deal with it at the last minute…. when you're starving, and stressed to get something going and often end up eating much later than you want to. This episode isn't about telling you what to eat.  Because of course, do what you want. It's a really helpful chat I think about how to think differently about eating so you stay aligned with your goals, your health, your energy… and honestly your peace of mind. ***The Problem Isn't Cravings… It's Lack of Planning*** Most people think they "fell off" because of willpower. But most of the time? It's not cravings.  It's not discipline. It's poor planning. You didn't think about lunch…  You didn't prep dinner…  You showed up somewhere starving… and suddenly you're stuck with whatever options exist. And then you feel frustrated… not because you wanted that food… but because you didn't plan ahead. When you change the way you think about meals… everything shifts. *** The Mindset Shift… Always Be Thinking One Meal Ahead*** Always be thinking about your next meal before you need it. Not obsessively… just intentionally. Ask yourself: • What am I eating next?  • Where will I be?  • Will there be options I actually want?  • Do I need to prep something or bring something? This one shift removes: last-minute stress  decision fatigue  random eating you regret  overspending on delivery You stop reacting… and start operating on purpose. ***My Personal Food Philosophy (Without Telling You How To Eat)*** For me personally, I eat very specifically because that's when I feel my best. Mostly single-ingredient foods…  Organic fruits and vegetables…  Grass-fed meats…  Organic eggs… raw cheese… rice… pasta… chicken… High protein, lower carbs… zero refined sugar… minimal processed ingredients. Kind of carnivore-ish with fruits, honey, berries, dates — foods that actually fuel me. But listen… this podcast is not about copying how I eat. You should eat in a way that makes you feel energized and aligned. The real takeaway is this: Whatever your style is… planning ahead protects it. ***Tactical Strategies That Make This Easy*** 1. Cook Once, Eat Twice  Dinner isn't just dinner… it's tomorrow's lunch.  Make extra on purpose.  Future you will be grateful when lunch is already solved. 2. Pre-Decide Your "Default Meals"  Have a short list of meals you rotate.  Less thinking… more consistency.  Decision fatigue disappears when meals become automatic. 3. Think About Your Schedule Like a Food Map  Look at your day and ask: Am I driving somewhere long?  Am I going somewhere with limited options?  Do I need snacks?  Should I eat before I go? Planning food is really just planning logistics. 4. Bring Food Without Making It Complicated  A cooler bag… simple containers… prepped proteins… fruit… dates…  Not fancy.  Just intentional. 5. Make Eating Out an Event — Not a Reaction  For me, eating out is something I enjoy intentionally.  Not something I fall into because I didn't think ahead. That small mindset shift changes your relationship with food entirely. ***The Hidden Benefits Nobody Talks About*** Planning meals ahead doesn't just change what you eat… It changes your whole day. You save time.  You save money.  You avoid DoorDash panic orders.  You reduce mental clutter.  You feel calmer because decisions are already made. And honestly… You feel proud of yourself because your actions match your goals. ***The Bigger Picture*** This isn't really about food. It's about living intentionally. When you plan your meals… you're saying: "I'm not leaving my health up to chance." You're not reacting to hunger… you're designing your life. And that energy spills into everything else: Your workouts.  Your focus.  Your confidence. Look at your day the night before!  Think about what meals you (and your family if you have one) will eat the next day.  It changes how it all goes!! This one shift might sound small… But it completely changes how you show up in your body and your life. And that's awesome!!