POPULARITY
Co-hosts of House of FI podcast join us to explore a simpler path to wealth, shifting our awareness and mindfulness from the pursuit of more stuff to the pursuit of financial freedom. There’s one thing we know for sure. We put our time, energy, and our money towards the things that we value. But what happens when our values are incongruent with our consumption behaviors, placing us in danger of missing out on the freedom associated with living the life of our dreams? Here to help us explore the intersection between the KonMari Lifestyle and Financial Independence are co-hosts of the House of FI podcast - Wendy and Timika. House of FI helps families who dream of retiring early, but are unsure how to do so AND raise a family, figure out a plan. Their guests share their journey to financial independence, early retirement, and debt freedom. We want to hear from you! Tell us your burning tidying questions or share stories about how KonMari has impacted your life. Find us at www.sparkjoypodcast.com and click “Ask Spark Joy” to leave a question or comment for a chance to be featured on next week’s show. While you’re there, sign-up to join our Spark Joy podcast community and get notified when each episode airs. You can also join the Spark Joy podcast community on Facebook, Instagram or Twitter at the handle @sparkjoypodcast. In this episode, you’ll enjoy: - The true definition of Financial Independence (FI) or Financial Independence Retirement (FIRE) - What led Wendy and Timika to start down the path to FI - Common myths and misconceptions associated with FI - Timika's marathon KonMari tidying experience with Kristyn and how it relates to her financial journey - The "eels" that attach to us, as mentioned on John Roderick's podcast - The end goal: How do you know when you've reached FI? - How influencers such as Mr. Money Mustache or The Dough Roller have calculated fees associated with actively managed retire accounts - How to the get over the getting started hurdle when it comes to FI - The importance of using a tool like Personal Capital to track and manage your net worth - How the FI community handles healthcare coverage - The importance of taking and celebrating the small steps - Podcast's that House of FI recommended to extend your FI community: Journey to Launch and ChooseFI Wendy's favorite FI tip: Tracking your fixed and discretionary expenses Timika's favorite FI tip: Wendy's meal planning tips; Refinance your mortgage to a lower rate when appropriate to free up money for debt pay off; Get a roommate, move from a single family home to a multi to generate rental income, or buy a car that's not brand new. Use travel credit cards to generate reward points. What sparks joy for Wendy: Launching House of FI! What sparks joy for Wendy: Launching House of FI!! To hear more from House of Fi, check out their podcast via houseoffi.com or connect with them on Facebook. After catching up on their latest episodes, leave a review of House of FI on iTunes for a chance to win a copy of Kids Money Habits by Amy Koit. Gems: - "...essentially, setting yourself up so you're in a position to have choices." - "People are also beginning to think more about how to optimize their lives so they can do more things that bring them joy on a regular basis." - "The idea that you have to be extremely frugal to the point of deprivation is one myth." - "When you add it all up, you see the huge mound of money that's exiting your bank account; just like I saw the huge mound of clothes that my three year old climbed on top of when we put it all in one place and went through it one by one." - "What is it that you're doing this for? What are you going to retire to? What does financial independence look like?" - "It's really being more intentional about our money...the balancing of each financial decision..really sticking to the goal." - "Don't be an island. Make sure that you're connected with other people and a community." You can find Karin Socci at The Serene Home You can find Kristyn Ivey at For the Love of Tidy Special Guest: House of FI.
Welcome back House of Fi Family! On today's show we welcome Kristyn Ivey. Kristyn is a KonMari Consultant. And if you were like me, and unsure of exactly what that meant...Kristyn helps people organize their homes, minds and lives. Once her client's have removed the clutter - they can make room for the things they value and love. It's more than just organization - she helps people evaluate the items in their homes to determine what brings them the most joy! During the process of her own "tidying" journey - she also found she was simplifying and decluttering her finances as well, which ultimately led her to the Financial Independence community. We have so much to learn from Kristyn today and are so pleased to have her with us! If you would like to know more about Kristyn and KonMari, Kristyn can me found and fortheloveoftidy.com. Also, she and her co-host, Karin, host a weekly podcast sparkjoypodcast.com, give it a listen! If you enjoyed the show, please let us know by leaving us an iTunes review. As a token of our appreciation - you will receive the chance to win a copy of one of our favorite reads. Currently that is Amy Koit's wonderful resource for parents, Kids Money Habits. Don't forget to let us know you have left a review, by shooting us a quick email with your screen name so we know who you are. Our email: info@houseoffi.com You can also message us through our website: houseoffi.com
Welcome back House of FI family! This week we are speaking with Jillian Johnsrud of Montana Money Adventures. Jillian has such an amazing story! From very humble beginnings she and her husband paid off $55,000 in debt and saved almost a quarter of a million dollars. (GASP!) Listen to how she and her husband made some very tactical decisions to create a mortgage-free life as well as create passive income. They did all this while raising a family and even adopting four children. Their story is truly inspiring and we are certain you will not only relate to some of the tough times they have experienced but also gain some practical tips that you can immediately implement in your own financial independence journey. Jillian is also a writer, mentor and coach. If you want to find out more or simply reach out, join her mailing list! You can find her at montanamoneyadventures.com If you enjoyed this episode (seriously! how could you not?) please let us know. The best way to do that is to leave us a review on iTunes. For every fifth review we will send that person a copy of our latest favorite read. Currently, that is Amy Koit's book, Kids Money Habits. You can also find us at houseoffi.com or shoot us an email at info@houseoffi.com Thanks for joining us! We're glad you were here.
Welcome to the show! We are glad you are here. Today we are speaking with Amy Koit, author of the book of Kids Money Habits and website of the same name. Not only is Amy is an author, but she is also a lawyer, accountant and a mom of three financially savvy kids. Amy lives in Sydney, Australia with her husband and children. In her personal world she explores her love for teaching and writing. Her passion for teaching led her to teach at the University of Sydney, and her passion for writing led her to write her book. We are excited to get Amy's tips on frugal living, creating multiple streams of income, as well as how we can be better about teaching our kids about money. It's going to be a great show! Resources mentioned on the show: kidsmoneyhabits.com mrmoneymustache.com earlyretirementextreme.com If you would like the opportunity to win a copy of Amy's book, simply leave us a review on iTunes or Stitcher, but don't forget to email or message us with your screen name. You can find us at houseoffi.com Our email address is info@houseoffi.com and, we are also on Facebook, Instagram and Twitter.
Welcome to our house! We are glad you are here. Today we are chatting with Naseema McElroy of Financially Intentional. Naseema is a busy single mom as well as labor and delivery nurse - she was once drowning in debt but decided to take control, change her mindset and turn things around. By doing so she was able to eliminate almost one million dollars of debt in under three years. Ah-mazing! Her story is incredibly inspiring and we know you will learn some invaluable insight from her. Come on in! If you are interested in joining Naseema's live training, you can do that here. On the show you may have heard us mention several other blogs and/or podcasts, they can be found here: daveramsey.com chooseFI.com (with Brad and Jonathan) journeytolaunch.com (by Jamila Souffrant) Our current favorite read is: Kids Money Habits, but Amy Koit If you would like the opportunity to win Amy's book, simply leave us a review. For every five reviews we will pick a listener to receive a copy. Don't forget to email us with your screen name to let us know you have left us a review. Thank you for joining us! We'll see you here at our house, next week!
Learn how Timika paid off $90k in student loan debt and how her six-figure side-hustle is helping her reach FI exponentially faster! Considering side-hustles? Perhaps becoming a business owner is for you too. You'll also learn some of the optimization strategies she uses as a busy mom on the road to financial independence. Leave us a review to be entered into a drawing for our current Favorite Read: Kids Money Habits, Amy Koit *to be eligible for the drawing, you must also email us a quick message of the screen name you used to leave a review.
Welcome to House of FI! We are so glad you are here. In this very brief introduction episode your hosts, Wendy and Timika, tell you a little bit about themselves and how this podcast aims to helps families on the journey to Financial Independence. Listen in next week as we begin to dig deeper into each of their lives. They will both share more about their Financial Independence journey and how they found the this amazing community. We welcome your feedback. Please leave us a review on iTunes/Apple Podcast or wherever you happen to be listening. To show our appreciation, for every 5 listeners who leave a review we will give that listener a copy of our current Favorite Read, Amy Koit's, Kids Money Habits. Don't forget to send us an email with the screen name you used to write your review so you name can be entered. Our website is houseoffi.com Our email address is info@houseoffi.com