Podcasts about debt freedom

Send us Fan MailWhat would you do if you were fired at 63 and discovered you were nearly broke?In this powerful episode of the Remarkable People Podcast, David Pasqualone sits down with David Nassief to discuss how he went from being fired at 63 and nearly broke to becoming a millionaire by 69.David shares the hard lessons he learned after decades of making money but not building wealth. He explains how losing his job forced him to rethink everything, simplify his financial strategy, and create what became the One-Page Wealth Compass—a practical framework designed to help everyday people build real wealth without making money unnecessarily complicated.This conversation is for anyone who wants to:• build wealth later in life• become financially independent• recover after financial setbacks• simplify investing• get out of debt• stop living paycheck to paycheck• create a practical money plan• understand what really builds wealthIn this episode, David discusses:• what happened when he was fired at 63• why making money and building wealth are not the same thing• how he recovered after feeling financially trapped• why simplicity matters so much in personal finance• the One-Page Wealth Compass• career and income growth• debt freedom• emergency funds and investing• low-cost index funds• the rule of 72• market volatility• why clear direction matters more than speed• how identity must be rooted in something deeper than your job titleOne of David's most powerful lines in this episode:“Clear direction beats misdirected speed every time.”Get David's free One-Page Wealth Compass:https://onepagewealthcompass.comLearn more about the book:One-Page Wealth Compass by David Nassief

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Part 2 of The Aftermath of Louisiana v. Callais: How the U.S. Supreme Court Just Flushed 61 years of Voting Rights Access for Black-Americans Down the Drain, Part 4, Debt, Freedom, and the Long Shadow — A Chronological Story of Sharecropping, Reconstruction, and Company Scrip used to Defer Full Citizenship of Blacks in AmericaSee omnystudio.com/listener for privacy information.

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We're closing out our community series with a powerful and wisdom-filled conversation with Virgie Prieto, a seasoned woman in our community whose life speaks to healing, growth, and transformation in every season. Virgie carries a deep well of wisdom, especially when it comes to marriage, motherhood, emotional health, and personal growth. She speaks not from perfection, but from healed scars and a continued commitment to becoming an emotionally healthy woman in Christ. In this episode, she vulnerably opens up about one of the most common yet hidden struggles among women: finances. For years, Virgie found herself turning to “retail therapy,” which eventually led her into over $100,000 of debt. What many would hide in shame, she brings into the light with honesty, courage, and grace. Through joining the community, embracing accountability, and using the tools available to her, Virgie has already paid off $40,000 of debt and she's not stopping there. She is actively rebuilding her financial habits, sticking to a budget, and choosing growth over shame. Virgie's story will challenge, encourage, and inspire you to believe that freedom is still possible, no matter where you're starting from.

The Moneywise Radio Show and Podcast Tuesday, April 14th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Lori Malkin, Founder/Chairperson of JJ's Legacy website: https://www.jjslegacy.org/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Lori Malkin & JJ's Legacy are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

Why Debt Freedom Is One of the Most Powerful Tools for Personal GrowthIn a world where credit cards, car loans, and “buy now, pay later” options are everywhere, living debt-free can feel almost impossible—or even unnecessary. But the truth is, achieving freedom from personal debt can be one of the most empowering and life-changing financial goals you can reach.When you're burdened by debt, your income is already spoken for before you even earn it. Every paycheck is partly claimed by lenders, which limits your choices, adds stress, and can delay your dreams—whether that's starting a business, buying a home, or simply enjoying life without financial worry.Becoming debt-free, however, flips the script. Suddenly, your money is yours. Instead of paying interest, you can invest it. Instead of living paycheck to paycheck, you can save for your goals. Debt freedom creates a powerful sense of control—both financially and emotionally. It brings peace of mind, reduces anxiety, and builds confidence in your ability to manage your future.Even more, being debt-free gives you flexibility. You can change careers, travel, or handle emergencies without fear of financial collapse. It's not just about the numbers—it's about reclaiming your time, choices, and independence.In short, debt freedom isn't just a financial milestone—it's a mindset shift. It's about building a life where you control your money, not the other way around.

In this episode of Building the Premier Accounting Firm, Roger Knecht and Dr. Howard Polansky discuss transforming financial perspectives from traditional debt management to a dynamic cash flow optimization. This episode explores Dr. Polansky's journey from dentistry to becoming a "cash flow optimizer" and how strategic use of lines of credit can dramatically reduce debt payments and increase financial flexibility for both personal and business finances. Learn how to better manage mortgages, business loans, and other debts by understanding the "new rules of finance" and achieve financial freedom sooner. Key Takeaways: Understand the critical difference between profit and cash flow, recognizing that cash flow is essential for day-to-day operations and financial stability. Learn how to strategically use lines of credit as a primary checking account to accelerate debt payments on mortgages, car loans, and business loans, rather than relying on traditional amortized payment structures. Gain insight into transforming your financial mindset from rigid debt obligations to achieving financial flexibility and resilience, enabling better navigation through unexpected life events. Access strategies to consolidate various debts into a single, manageable line of credit, allowing for a focused approach to debt reduction and greater financial control. Discover the emotional impact of financial freedom, emphasizing how reduced debt stress can lead to improved well-being and the ability to pursue life experiences and business growth. Chapter Summary: 00:00 Introduction to Dr. Howard Polansky 01:59 A Life-Changing Event and Career Shift 06:14 The Genesis of Financial Coaching 08:58 Financial Flexibility and Resilience 11:09 Cash Flow vs. Profit 14:11 Leveraging Lines of Credit 19:23 Motivation and Business Impact 23:27 Debt Consolidation and Empowerment 26:50 Money as Currency: Removing Friction 30:19 Resilience in Unexpected Challenges 34:22 Available Lines of Credit & Conclusion 39:52 Universal Accounting Resources Featured Quotes: "If life is this fragile and I'm unhappy with the path that I'm on, burn the ships. It's over." — Howard Polansky "I don't care about profit. I care about cash flow." — Howard Polansky "I'm trying to remove the friction from people's lives." — Howard Polansky Behind the Story: Howard Polansky recounts the harrowing experience of his son's severe appendicitis, leading to multiple surgeries and a profound question from his 12-year-old: "Am I dying?" This intense period made him re-evaluate his life and career, leading him to sell his dental practice. After a year of introspection, he stumbled upon a method to optimize cash flow, transforming his own finances. This new understanding became his calling, demonstrating that financial freedom provides not just wealth, but resilience and the peace of mind to navigate life's inevitable challenges. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Take The Cash Flow Quiz - https://leakingcash.scoreapp.com/ Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable. These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals. This is the proven process to start and build the premier accounting firm in your area. After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share. Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve. GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients. Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center. It's here you can become a: Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE Next, join a group of like-minded professionals within the accounting community. Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business. The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value. For Additional FREE Resources for accounting professionals check out this collection HERE! Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss. Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777

Debt freedom is often seen as the ultimate goal, but is it really the key to financial freedom? In this episode, the financial coaches dive into why eliminating debt doesn't automatically lead to true financial independence, and how the journey to wealth requires more than just paying off what you owe.They discuss how the “debt-free” mindset can lead to a life of dependence on a paycheck, without building streams of income. They also explore the essential next step: creating passive income that works for you, even when you're not actively working.Are you ready to break free from the limitations of debt freedom and build a life of true financial freedom? Tune into this episode to learn the critical steps you need to take and how focusing on passive income can transform your future. Don't wait. Start implementing the principles today to set yourself up for success tomorrow.Top three things you will learn:-Why debt freedom doesn't equal financial freedom-The dangers of focusing on debt while ignoring passive income-Steps to building a passive income system Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

This week, Sam is chatting with Debbie O'Hara, a money coach and financial speaker, who shares her journey from financial struggle to empowerment. She discusses the importance of breaking through money mindset blocks, the significance of flexible budgeting, and the impact of credit card debt. Debbie emphasizes the need for financial education and awareness, particularly for women and entrepreneurs, and offers insights into her coachingprograms designed to help clients achieve financial confidence and freedom. Chapters00:00 Introduction to Money Mindset and Coaching08:12 Debbie's Personal Journey with Money17:02 Understanding Budgeting and Financial Awareness24:58 Tackling Credit Card Debt and Financial Education26:54 How to Work with Debbie and Available Programs TakeawaysDebbie O'Hara helps women and couples overcome money mindset blocks.Her personal experience with financial struggles shaped hercoaching approach.Education is key to understanding and managing financeseffectively.Flexible budgeting allows individuals to enjoy life whilemanaging expenses.Tracking expenses can reveal surprising spending habits.Credit card companies often manipulate interest rates totheir advantage.Emotional ties to debt can influence financial decisions.Debbie's coaching focuses on personalized financialstrategies.Awareness of financial habits is crucial for making positivechanges.Debbie offers group and one-on-one coaching programs forfinancial empowerment.Follow Debbie on Instagram https://howdebbiesaves.com/ How Debbie Saves on YouTubeTry the BFF App for free for 7 Days

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

3%…6%…1%…the promise of 10X from your neighbour with the crypto hedge fund. It's easy to think if your money is growing, that's good enough. But mediocre returns will KILL you. Learn: exactly what your investment returns SHOULD be…why a 7% return might be terriblehow to know if your advisor is screwing you 

Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  In today's episode, we're tackling the 'Someday' mentality - the habit of putting off important financial actions for an undefined future. Learn why this mindset is a form of procrastination that can sabotage your journey to financial freedom, and discover practical strategies to overcome it. We'll discuss the importance of connecting with your future self, setting SMART goals, starting small, automating financial tasks, and breaking big tasks into manageable pieces. Take action today to kick 'someday' to the curb and start building real financial progress. Join us for actionable advice and step-by-step guidance to help you achieve your financial goals. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Are you drowning in student loan debt while trying to build your dietetics career? You're not alone. In this eye-opening interview with Lauryn Williams of StudentLoanPlanner.com, we tackle the uncomfortable truth about student loans in our profession, where dietitians are often overeducated and undercompensated. Whether you're making $30K in clinical or growing a private practice with variable income, this episode delivers the straight talk you need about managing your student loans without derailing your career dreams. From income-driven repayment plans to loan forgiveness options you might not know exist, Lauryn breaks down complex information into practical steps you can take immediately. I even get vulnerable about my own student loan journey (yes, even after years in the profession!), because it's time we stop letting money shame prevent us from taking control of our financial futures.     WHAT YOU'LL LEARN IN THIS EPISODE Why "sticking your head in the sand" is the #1 student loan mistake and how to break the avoidance cycle The truth about income-driven repayment plans and how they can make your monthly payments manageable on a dietitian's salary How to determine if Public Service Loan Forgiveness could cut your repayment timeline from 20-25 years down to just 10 years The surprising truth about loan forgiveness at the end of income-driven plans that many dietitians don't know Practical strategies for dietitians juggling both student loans and business growth How to start taking action on your loans without shame or overwhelm Why your student loans don't have to force you to abandon your dietetics career   This episode is a must-listen if you've been avoiding looking at your student loan statements or if you're wondering if you'll need to leave dietetics to pay off your debt. The truth is, you can create a sustainable career AND a realistic repayment plan – but first, you need the right information. Remember, your dietetics education wasn't a mistake – it was an investment in a career path that allows you to transform lives through nutrition. Don't let student loan fear rob you of the profession you're passionate about. This conversation with Lauryn will empower you to face your finances head-on and create a repayment strategy that honors both your professional expertise and your financial well-being.     TAKE IT TO THE NEXT LEVEL Visit StudentLoanPlanner.com to schedule your consultation. Their team of experts will create a customized plan based on your specific situation, helping you navigate the complexities of student loan repayment with confidence.   Additionally, come join us in Money Mindset Mastery & More, our amazing Facebook community where dietitians like you support each other, share wins, and create magic together. This is where we're having real conversations about building fulfilling careers, creating sustainable success, and transforming our relationship with money. Remember, the journey to financial freedom is so much sweeter when we walk it together!    

In this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://courses.thebudgetmom.com/p/building-blocks-of-budgetingWatch my Attack Your Debt Mini Lesson: https://youtu.be/aAutYJLHm00Read the article "My Debt Story – Accomplishing the Unimaginable": https://thebudgetmom.com/my-debt-story-accomplishing-the-unimaginable/EPISODE CHAPTERS00:00 Introduction to the Journey03:00 The Impact of Debt Freedom05:51 The Road to Debt Repayment11:59 Facing Financial Hardships18:10 The Role of Family and Support23:58 Building a Sustainable Budget29:49 The Importance of Mindset in Financial Success35:58 Life After Debt: New PerspectivesAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Remember those "free" t-shirts for filling out credit card applications in college? Turns out they might be the most expensive clothing we ever owned. In this episode, we're tackling the uncomfortable truth about credit cards – they're not just financial tools, they're often the biggest obstacle to true debt freedom.Discover why credit cards create a cycle that keeps us stuck, the real psychological cost beyond interest rates, and what actually happens when you break up with them (spoiler: it's better than you think). We'll address those common fears about emergencies, credit scores, and travel, while showing you how life becomes clearer and more intentional without credit card dependency.Perfect for anyone who's tired of the minimum payment trap or feeling like they'll never get ahead. Plus, learn how to get your free guide "9 Ways to Break Up with Your Credit Cards" to start your journey to financial freedom today.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

REAL TALK: Let's Get F*REAL is the no-BS podcast that rips off society's band-aids and dives straight into the raw truth about money, power, and who really gets to build wealth in America.Ever noticed how the "money talk" feels different when you're a woman or minority? Yeah, we're going there. We're exposing the uncomfortable truth about why two-thirds of student debt sits on women's shoulders, why successful minorities hide their financial struggles, and why that gut feeling of being "judged" in the banker's office isn't just in your head.Host Stoy Hall, CFP® isn't here to sugarcoat it. As a straight-shooting financial advisor, he's calling out the BS in the financial industry while building bridges for those who've been left out of the wealth conversation for too damn long.

The First Step to Debt Freedom: Look at Your NumbersWant to know the real first step to debt freedom? It's not making a budget. It's not cutting up credit cards. It's something much simpler - and scarier: Actually looking at your numbers.If you've been avoiding your accounts, deleting bank notifications, or living in that constant state of "I hope this payment goes through," this episode is your permission slip to start fresh. Discover why the stories we tell ourselves about our numbers are almost always scarier than reality, and how simply looking at your accounts can transform your entire money relationship.Learn exactly how to take that first look in a way that feels safe and manageable, plus why awareness itself is your secret weapon in debt payoff. Perfect for anyone who's been avoiding their numbers or feeling overwhelmed about where to start.Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey. Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Ali successfully paid off $17,000 in debt in just five years through Money Management International's (MMI) debt management plan. Ali shared how a job loss led him to accumulate debt across nine credit cards, with the highest balance reaching $7,000. Referred to MMI by one of his credit card companies, Barclays, Ali found solace and clarity through MMI's debt counseling services. You will learn about the pivotal role of debt consolidation in Ali's journey, as he described how MMI helped him condense his debt into one manageable payment, thus simplifying his financial obligations and making real progress on his balances. We also highlight the psychological benefits of debt management, as Ali explained how having a structured plan reduced his stress and restored his financial confidence. Additionally, Ali provided valuable advice for those struggling with debt, emphasizing the importance of recognizing when professional help is needed to effectively manage and pay off debts. Key insights: (00:00) Ali's story of consolidating Credit Cards (04:29) Debt consolidation and financial relief (08:40) The liberating feeling of being Debt Free

An optimized portfolio is the difference between financial freedom in seven years and never. It's the difference between $2k a month and $20k a month in passive income—or $200k.Tune into this episode to hear…What it took for my client to crack $300k in her net worth from $92kHow to turn a losing portfolio into 18.6%Why holding too much cash is killing youGood reasons vs. bad reasons to buy an investment 

The Moneywise Radio Show and Podcast Tuesday, February 4th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Steve Murray, Owner/Founder of Murray Family Farms website: www.murrayfamilyfarms.org/  

What if you could transform your financial future just by changing the way you think about money? In this episode of The Grit Show, Shawna Rodrigues welcomes Christiane David, financial coach and co-founder of Green Wealth Legacy. Christiane passionately discusses how awareness and mindset play crucial roles in financial stability. She shares her journey of building a business with her sisters and their mission to empower other women. Discover actionable tips on budgeting, debt management, and fostering a healthy relationship with money. If you're looking to achieve lasting financial freedom, this episode is a must-listen!Christiane David is a dedicated financial coach and co-founder of Green Wealth Legacy, a business she built alongside her three sisters. With a passion for helping high-achieving women gain confidence in managing their money, she blends practical tools with mindset-focused strategies to create lasting financial stability. Her coaching framework, ACCT (Awareness, Clarity, Consistency, and Transformation), empowers clients to embrace financial intimacy and transform their relationship with money.Through her signature Sapphire Design Program, Christiane David guides clients to build habits, redefine their money stories, and achieve their goals without feeling overwhelmed. She also creates engaging content like courses, blogs, and workbooks to inspire others to take control of their financial future.Listen to their podcast to gain the clarity, confidence, and strategies you need to take control of your finances. - The Four Sisters Legacy Podcast LinkedIn: Green Wealth LegacyFacebook: Green Wealth LegacyShawna Rodrigues left her award-winning career in the public sector in 2019 and after launching The Grit Show, soon learned the abysmal fact that women hosted only 27% of podcasts. This led to the founding of the Authentic Connections Podcast Network intent on raising that number by 10% in five years- 37 by 27. Because really, shouldn't it be closer to 50%? She now focuses on helping purpose driven solopreneurs find their ideal clients through podcasting. She believes that the first step is guesting on podcasts - check out her tip sheet and once you've built your business and are ready for the full-service support for podcasting production and mentoring, she'll help you launch the podcast you were meant for. She still finds a little time for her pursuits as a best-selling author and shares the hosting of Author Express, a podcast that features the voice behind the pages of your favorite book. Find her on Instagram- @ShawnaPodcasts and learn more about the network and other happenings at https://linktr.ee/37by27.Stay Connected to The Grit ShowFollow us on Instagram: @The.Grit.Show or Shawna @ShawnaPodcastsGrab your copy of our Self-Care...

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we're tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom. We'll cover: Why traditional budgets fail most people (and what to do instead). The key steps to creating a spending plan that feels good and works. How to prioritize your debt payoff without sacrificing everything you love. Real-life examples of how this approach can change your money game. This isn't just about paying off debt—it's about transforming how you think about and manage your money. Whether you're overwhelmed by debt or just ready for a fresh start, this episode gives you actionable steps to take back control. LINKS Free Guide: Unfuck Your Finances – Your first step to a better money mindset. Pre-order my Book: Unraveling Your Relationship with Money Grab a 15-minute complimentary phone call to talk about Money Coaching Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this impactful episode of the Smart Real Estate Coach Podcast, we welcome Adam Carroll, a financial literacy advocate and the creator of the Shred Method back to the show. Adam shares his expertise on reshaping financial habits, building wealth, and achieving debt freedom through a systematic cash flow approach. We discuss the pitfalls of traditional money management, the importance of rethinking your relationship with debt, and how the Shred Method can save you tens of thousands of dollars in interest.    This episode is packed with real-world success stories and actionable insights, so it's a must-listen if you're ready to take control of your finances and build lasting wealth.   Key Talking Points of the Episode   00:00 Introduction 02:29 What is the Shred Method? 03:40 Shocking statistics: Over 60% of Americans spend more than they earn 05:06 Unlearning old financial habits to build newer, healthier ones 07:03 The core principles of the Shred Method 13:50 How the Shred Method can change your life 19:41 Strategies to accelerate mortgage payoffs and minimize interest expenses 23:30 How to prepare yourself for the new year financially 25:27 How HELOCs can help with finances regardless of interest rates 27:40 The Savings Analysis Tool 29:30 How to plan your finances for the next 10 years 31:53 What you should focus on this year   Quotables   “It's not about earning more; it's about keeping and growing what you already have.”   “Mindset is the foundation of your financial success—it dictates every decision you make with money.”   “Debt freedom isn't just possible; it's achievable with the right system and discipline.”   Links   Ep 418 - Living Free Through Income Efficiency, with Adam Carroll https://smartrealestatecoach.com/podcasts/adam-carroll-3/   Ep 287 - Money Beliefs, with Adam Carroll https://smartrealestatecoach.com/podcasts/adam-carroll-2/   Savings Analysis Tool https://smartrealestatecoach.com/shred Real Estate On Your Terms and Deal Structure Overtime https://wickedsmartbooks.com/podcast   FREE Master's Class https://wickedsmartacademy.com/mastersclass   FREE Strategy Session with Chris Pre https://smartrealestatecoach.com/chrisprecall   FREE Workshop https://smartrealestatecoach.com/pcws   QLS Homestudy Course https://wickedsmartacademy.com/course/qls-homestudy-4   Investor Resources https://smartrealestatecoach.com/resources   3 Paydays Apprentice https://smartrealestatecoach.com/apprentice-pod   In the Trenches Bootcamp https://smartrealestatecoach.com/ittb-pod   REI Blackbook https://smartrealestatecoach.com/REIBB-DD

Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Want to make 2025 the year you finally break free from credit card debt? Skip the typical New Year's resolutions and discover how to create a debt payoff plan that actually works with your real life. In this first episode of a special two-part series, learn how to leverage your past experiences (even the ones you think were failures!), identify your natural money management rhythms, and build a personal success framework that sets you up for lasting results. Perfect for anyone who's tried budgeting and debt payoff before but struggled to make it stick. Join us next week for Part 2, where we'll transform these insights into your concrete month-by-month action plan for 2025.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Arabelle Yee has a thirst for knowledge and an insatiable curiosity about the world. She isn't afraid to take risks, and her inquisitive attitude toward life has taken her on many interesting journeys. From a monthly income of $2K as a new mom, she grew to making $500K in just 6 months, $1.58M in 12 months and is currently generating 7 figures.Arabelle grew up in Burma, surrounded by Buddhist culture. She brings a unique approach to spirituality, combining esoteric and shamanic wisdom with her own personal experience to help clients. She's an entrepreneur, a mentor, and a woman who has helped her community generate $18M+ through her events, digital courses, and workshops.Arabelle revealswhat was actually behind her ‘overnight success' in scaling to 7-figureswhy money mindset wasn't actually responsible for her success (and what was)how your grocery shopping habits, the words you use and what you wear drive your ability to create wealthFind Arabelle here:Instagram: @arabelleyee Facebook: Arabelle YeeIntegrating the Millionaire Identity Free Training: https://courses.arabelleyee.com/millionaireidentity 

Hey Family Brand! It's Melissa here, and today, I'm beyond excited to introduce you to Brad Nelson, also known as the Debt Free Dad. Brad has an incredible story about going from the weight of debt to a life of financial freedom, and he's here to share how he did it and how you can too. If you've ever felt alone in your financial struggles, this episode is for you! Brad breaks down simple, practical steps to help families like ours get out of debt and start building the future we want. Brad opens up about his early financial journey and the challenges he faced, from living paycheck-to-paycheck to ultimately losing his home. He shares how this wake-up call led him to completely transform his mindset and make debt freedom a reality. Brad's story is one so many of us can relate to—thinking we'll manage “someday” while trying to keep up with life's demands. But he shows us that, with the right mindset and some determination, financial freedom is possible. One thing Brad emphasizes is the importance of mindset. Getting out of debt isn't easy, but it starts with a vision and a commitment to change. He talks about how having a clear vision for his future helped him make tough choices, like cutting back on unnecessary spending. This vision was a game-changer, motivating him to stay on track when things got hard. Brad encourages all of us to sit down and get honest about what we want our financial lives to look like—and to start taking small steps to get there. We also dive into the topic of family finances and how to involve our kids in positive, age-appropriate ways. Brad suggests bringing children into simple budgeting conversations, teaching them that “no” doesn't mean “never,” and that financial responsibility is about intentional choices. It's about giving them the tools to build a healthy relationship with money that will last a lifetime. Lastly, Brad shares how he's now helping others on their financial journeys through his Debt Free Dad podcast and membership community, Roots of Personal Finance. By providing accountability and support, Brad has created a space where people don't have to feel alone in their financial struggles. This community is all about giving families the tools and support to reach their goals, one step at a time. P.S.  Registration is now open for our couples retreat in Hawaii!  Join us and Family Brand for transformational retreats designed to deepen your connection and reignite the spark in your relationship. Sign Up Now: https://familybrand.com/retreats   LINKS: stan.store/familybrand Links For This Episode: Free Gift from Brad: https://www.debtfreedad.com/payoff-debt-in-60-to-90-days Episode Minute By Minute: 0:00 – Welcome Brad Nelson! Aka The Debt Free Dad 3:00 – How Brad Got into Debt with Bad Money Habits 7:00 – Brad's Journey to Helping Others Get Out of Debt and Live Free 10:30 – How Normal People with Normal Jobs Can Become Debt-Free 14:00 – Shifting Your Mindset Around Debt and Money 18:30 – What to Do if Your Spouse Isn't Ready for Financial Changes 21:45 – Defining Your Family's “Why” and Creating a Shared Vision    

Not every dollar is created equal. The shift from low to high value income is literally the KEY to freedom.This is how you can go from making $100 per hour to making 36K in a week.Tune in for:The difference between high and low value incomeExamples of how you can make this shift to 3X your income or sell out your schedule while working fewer hoursThe SIMPLE alternative to overworking that will 10X your results (and why most people don't do it)Why the story that you're too busy is always a low value income lie 

When you've got a big windfall—settlement, divorce or inheritance—knowing what to do with it can be nerve racking. The thought ‘I don't want to fuck it up' is reeeeeal.I'm going to break down in this week's pod how to confidently manage a windfall. Even if you've never had this much to allocate in the past.I reveal:How to set yourself up for financial stability foreverHow much of your windfall should you invest, spend or keep in cashA tangible reframe that will eliminate your money fear and spending guilt immediatelyWhat to do with your divorce settlement?

Jen Jones (@genrefluidnz) is an entrepreneur,  mother, partner, corporate champ and Women's Money Mastery student. She is a living proof that transformation can happen at lightning speed when you combine the right mindset with strategic action.Jen has made 3X her investment in the Women's Money Mastery in just 2 months. She went on to 20X her investment just a few months later. She unveils the key factors that propelled her  to soar her career and biz to unprecedented heights, all without overworking or burnout. 

Mortgage expert Matthew Bell shakes up the way we think about home-buying, revealing the surprising truth behind how interest rates and debt impact our financial future. He shares game-changing strategies to help you break free from debt and build real wealth through smarter real estate decisions. Plus, don't miss the jaw-dropping reverse mortgage story that left even Leigh speechless! So, if you're ready to take control of your finances and rethink your approach to mortgages, this episode is a must-listen.     Key takeaways to listen for Why focusing solely on interest rates is not the smartest way to approach home buying How eliminating consumer debt and paying off your mortgage faster could be your key to financial freedom The power of financial education in improving your financial decisions and outlook Long-term financial planning and mortgage tips for homeowners Common misconceptions about reverse mortgages and how they can actually benefit homeowners in the long run     About Matthew Bell Matthew is a Producing Branch Manager at CMG Financial and a seasoned mortgage lender with over 21 years of experience in the real estate and finance industries. He founded Borrow Better to help clients make smarter financial decisions, focusing on debt reduction and building wealth through homeownership. Matt provides personalized consultations, guiding clients toward a mortgage-free future and long-term financial freedom.     Connect with Matthew Website: The Bell Group | CMG Financial Instagram: @borrow_better YouTube: Borrow Better Email: Thebellgroup@cmgfi.com Phone Number: (972) 999-1900     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors   "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!    

Investing can feel overwhelming, especially when financial jargon starts flying around.But what if it didn't have to be so complicated?In this episode,  I'm sharing highlights from my four-day training, The Ultimate Investing Guide for Smart Women, where we covered everything you need to know to grow your wealth. Tune in to learn:Why you don't need 47 different investments to grow your wealthThe key to understanding asset classes (stocks, bonds, ETFs, and more)How to structure a portfolio with just three essential componentsThe importance of balancing risk and return while avoiding costly mistakes 

Regan Hillyer is a Serial Entrepreneur, Philanthropist, Energetic Coach and Global Speaker. She is the founder of Regan Hillyer International, a company dedicated to helping people have it all on their terms, in whatever way that looks like for them. Regan is the creator of the Energetic Architecture Method, a unique manifestation modality that uses the quantum field to allow people to return to their natural state, in every area of their life. Stepping out of the Confines of Society's Matrix after a defining moment in Architechture School, Regan realised that she was creating a life that was not in alignment with her soul. She went on to become a certified Master of NLP, Master of Hypnosis, Time Dynamics Specialist and a Success Strategist, amongst completing many other certifications and trainings.Regan revealsHer shift out of controlling energy with money and into expansionThe difference in her practices on the way to 6-figures vs. 7-figures and beyondThe limitations of mainstream manifestationThe masculine and feminine energies of an 8+ figure businessFind Regan here:Instagram: https://www.instagram.com/reganhillyer/  

Creator & Host King Jewelz In today's episode pt. 2 I recap one of my 2024 speaking engagements that I was a keynote speaker at for The Usama Ekpeye Annual Convention in Atlanta, Georgia on July 5th titled “How to Become Debt-Free in 2024 so You Can Travel the World.” Here, I give advice on the 7 Baby Steps to Debt-Freedom that I followed in order to be able to travel the world as a content creator, educator and evangelist over the last few years. I also breakdown how to create a legacy of financial freedom for one's family by using this successful financial freedom blueprint inspired by financial influencer Dave Ramsey. Follow host King Jewelz as he interviews financial influencers and entrepreneurs on financial education and budget tips to help singles and married couples break cycles of living paycheck-to-paycheck, so they can begin a new legacy of financial freedom for future generations. Today's episode has been sponsored by:  Join our debt freedom community of singles and married couples who are achieving financial freedom by "smart tracking" their finances monthly. You can become one of our "Smart Jewelz"  by subscribing and registering for our Smart Financial Jewelz program today! Smart Financial Jewelz ⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/financial-freedom-begins-now⁠⁠⁠⁠⁠ Smart Jewelz Network  Join our network for entrepreneurs, professionals and content creators to go on customized creator retreats, summits and trips along with checking out our media essential services with the link in the below ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/start-podcast-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Today's episode has been powered by: StreamYard

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In this episode, I tackle one of the most common questions—should you manage your investments or hire an advisor? After working with dozens of women across industries, I've found a surprising truth.Here's what I break down in this episode:The real reasons women use financial advisors and why those reasons don't hold up.How advisors are costing you *millions* over your lifetime.A surprising study that compares professional stock pickers to a monkey with a dartboard (and who won).Why investing is much simpler than the industry leads you to believe. 

Your first 100K is the hardest when it comes to investing. Most people don't know why that's the case or how to get to 100K confidently. If your strategy is haphazard and you want clarity on how compound interest even works, this pod is for you.I break down:What is the Shortbread Cookie portfolio and why that is all you need for your first 100KHow compound interest actually worksWhy the first 100K is the hardest and why you grow like wildfire after thatThe wealth accelerator that will take your retirement from 21 years away to 2.5 years away

In this episode, I break down:Why you shouldn't have a number as the end goal and what to do instead.Making the numbers work: Guaranteeing you can make the numbers work for any vision.The difference between a $3 million lakefront home, retiring your partner, or creating $100K in passive income.Why what society teaches you about wealth goals is broken and how to fix it. 

An optimized portfolio is the difference between financial freedom in seven years and never. It's the difference between $2k a month and $20k a month in passive income—or $200k.Tune into this episode to hear…What it took for my client to crack $300k in her net worth from $92kHow to turn a losing portfolio into 18.6%Why holding too much cash is killing youGood reasons vs. bad reasons to buy an investment 

Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcardsIn this exciting new episode of "Messy to Magnetic," Katy, a dedicated money mentor and financial coach for women, shares insights about an often misunderstood aspect of debt freedom. Katy returns to the show with fresh perspectives and valuable lessons geared towards helping listeners achieve a joyful debt-free journey as we transition into the fall and school season.Katy emphasizes that achieving debt freedom isn't solely about eliminating all debt but about ending the reliance on it. She explains that one can celebrate debt freedom even while still paying off some unwanted debt, as long as they're no longer dependent on using any new debt. Katy illustrates this by contrasting the short-lived satisfaction of paying off credit card balances with windfalls such as bonuses or tax returns, only to rack up the same debt due to ongoing reliance on credit cards.A key takeaway from the episode is Katy's advice on breaking up with credit cards, particularly those with high interest rates, as an essential step toward sustainable long-term debt freedom. She shares her personal journey of overcoming maxed-out credit cards by making a decisive commitment to stop using them, emphasizing that sustainable debt freedom comes from a change in habits rather than just zero balances.Join Katy in this episode of "Messy to Magnetic" as she unpacks the importance of breaking up with credit cards, shares valuable strategies for debt reduction, and invites you to a challenge that could kickstart your journey to financial freedom. Don't miss out on the wealth of knowledge and support designed to help you navigate your messy money issues and become truly magnetic with your finances.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

The answer to ‘where do I put my money' isn't the same for everyone. Growing your first 100K is VERY different than your first 1M. Are you using the right one to scale your wealth?Tune in to learn…The single biggest mistake $100K investors make that keeps them from reaching $1MHow to balance risk and growth as your portfolio scalesWhy your asset allocation must evolve as you grow from six figures to sevenThe secret to unlocking diversification that accelerates your path to a million-dollar portfolio 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2813: Chris from KeepThrifty.com shares the transformative journey from debt freedom to the more profound concept of payment freedom. He explains how eliminating monthly expenses entirely, rather than merely paying off debt, leads to true financial independence and a liberating sense of freedom. Read along with the original article(s) here: https://www.keepthrifty.com/payment-freedom/ Quotes to ponder: "Payment Freedom is the freedom you feel from the complete elimination of a line-item in your budget." "We'd imagined the world of debt freedom to be a magical carefree place. So, we waited for the feeling of joy, excitement, relief, and freedom to come. Only, that feeling never came." "The thing about our debt freedom that we had been so excited about wasn't about the end of paying interest. It was about the end of paying for housing." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2510: Andrea Joy of SavingJoyfully.com offers insightful reflections on finding happiness through financial goal-setting and the pursuit of debt freedom. She argues that joy comes not from money itself, but from the control we gain over our finances and the liberation from debt. This empowering piece illuminates the profound connection between financial management and personal joy, motivating readers to embark on their journeys to financial independence with a joyful heart. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/find-joy-in-your-financial-goals Quotes to ponder: "Joy can be found in learning the place that money should have in our lives." "Money is not everything in life but the less that money controls your life the better." "Find joy in your financial goals - find ways to make it more enjoyable whenever you can." Episode references: The Power of Now: https://a.co/d/hRykuO1 Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to challenge the narratives you see in the news about faith, culture, and finances? As your hosts, Rick Green, David Barton, and Tim Barton, have an engaging conversation with Steve Dulin, of Gateway Church and successful businessman, who brings a fresh perspective on economics and the state of affairs in Washington DC. We make it our mission to view these topics through the lenses of biblical, historical, and constitutional insights, providing insights grounded in truth and practical application.Furthermore, we're exploring the effect of debt on both personal and national freedom, sharing our personal experiences of becoming debt-free and emphasizing the power of generosity and giving. We also delve into personal finance, referencing resources like "The Blessed Life" by Pastor Robert Morris and the Constitution Coach program. Remember, it all starts with implementing these principles in our own lives before expecting national change. So join us on this enlightening journey as we strive to realign America with God's ways, fostering hope for a turnaround in our nation.Support the show