Podcasts about debt freedom

In this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://courses.thebudgetmom.com/p/building-blocks-of-budgetingWatch my Attack Your Debt Mini Lesson: https://youtu.be/aAutYJLHm00Read the article "My Debt Story – Accomplishing the Unimaginable": https://thebudgetmom.com/my-debt-story-accomplishing-the-unimaginable/EPISODE CHAPTERS00:00 Introduction to the Journey03:00 The Impact of Debt Freedom05:51 The Road to Debt Repayment11:59 Facing Financial Hardships18:10 The Role of Family and Support23:58 Building a Sustainable Budget29:49 The Importance of Mindset in Financial Success35:58 Life After Debt: New PerspectivesAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Remember those "free" t-shirts for filling out credit card applications in college? Turns out they might be the most expensive clothing we ever owned. In this episode, we're tackling the uncomfortable truth about credit cards – they're not just financial tools, they're often the biggest obstacle to true debt freedom.Discover why credit cards create a cycle that keeps us stuck, the real psychological cost beyond interest rates, and what actually happens when you break up with them (spoiler: it's better than you think). We'll address those common fears about emergencies, credit scores, and travel, while showing you how life becomes clearer and more intentional without credit card dependency.Perfect for anyone who's tired of the minimum payment trap or feeling like they'll never get ahead. Plus, learn how to get your free guide "9 Ways to Break Up with Your Credit Cards" to start your journey to financial freedom today.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

REAL TALK: Let's Get F*REAL is the no-BS podcast that rips off society's band-aids and dives straight into the raw truth about money, power, and who really gets to build wealth in America.Ever noticed how the "money talk" feels different when you're a woman or minority? Yeah, we're going there. We're exposing the uncomfortable truth about why two-thirds of student debt sits on women's shoulders, why successful minorities hide their financial struggles, and why that gut feeling of being "judged" in the banker's office isn't just in your head.Host Stoy Hall, CFP® isn't here to sugarcoat it. As a straight-shooting financial advisor, he's calling out the BS in the financial industry while building bridges for those who've been left out of the wealth conversation for too damn long.

The First Step to Debt Freedom: Look at Your NumbersWant to know the real first step to debt freedom? It's not making a budget. It's not cutting up credit cards. It's something much simpler - and scarier: Actually looking at your numbers.If you've been avoiding your accounts, deleting bank notifications, or living in that constant state of "I hope this payment goes through," this episode is your permission slip to start fresh. Discover why the stories we tell ourselves about our numbers are almost always scarier than reality, and how simply looking at your accounts can transform your entire money relationship.Learn exactly how to take that first look in a way that feels safe and manageable, plus why awareness itself is your secret weapon in debt payoff. Perfect for anyone who's been avoiding their numbers or feeling overwhelmed about where to start.Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey. Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Ali successfully paid off $17,000 in debt in just five years through Money Management International's (MMI) debt management plan. Ali shared how a job loss led him to accumulate debt across nine credit cards, with the highest balance reaching $7,000. Referred to MMI by one of his credit card companies, Barclays, Ali found solace and clarity through MMI's debt counseling services. You will learn about the pivotal role of debt consolidation in Ali's journey, as he described how MMI helped him condense his debt into one manageable payment, thus simplifying his financial obligations and making real progress on his balances. We also highlight the psychological benefits of debt management, as Ali explained how having a structured plan reduced his stress and restored his financial confidence. Additionally, Ali provided valuable advice for those struggling with debt, emphasizing the importance of recognizing when professional help is needed to effectively manage and pay off debts. Key insights: (00:00) Ali's story of consolidating Credit Cards (04:29) Debt consolidation and financial relief (08:40) The liberating feeling of being Debt Free

An optimized portfolio is the difference between financial freedom in seven years and never. It's the difference between $2k a month and $20k a month in passive income—or $200k.Tune into this episode to hear…What it took for my client to crack $300k in her net worth from $92kHow to turn a losing portfolio into 18.6%Why holding too much cash is killing youGood reasons vs. bad reasons to buy an investment 

The Moneywise Radio Show and Podcast Tuesday, February 4th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Steve Murray, Owner/Founder of Murray Family Farms website: www.murrayfamilyfarms.org/  

What if you could transform your financial future just by changing the way you think about money? In this episode of The Grit Show, Shawna Rodrigues welcomes Christiane David, financial coach and co-founder of Green Wealth Legacy. Christiane passionately discusses how awareness and mindset play crucial roles in financial stability. She shares her journey of building a business with her sisters and their mission to empower other women. Discover actionable tips on budgeting, debt management, and fostering a healthy relationship with money. If you're looking to achieve lasting financial freedom, this episode is a must-listen!Christiane David is a dedicated financial coach and co-founder of Green Wealth Legacy, a business she built alongside her three sisters. With a passion for helping high-achieving women gain confidence in managing their money, she blends practical tools with mindset-focused strategies to create lasting financial stability. Her coaching framework, ACCT (Awareness, Clarity, Consistency, and Transformation), empowers clients to embrace financial intimacy and transform their relationship with money.Through her signature Sapphire Design Program, Christiane David guides clients to build habits, redefine their money stories, and achieve their goals without feeling overwhelmed. She also creates engaging content like courses, blogs, and workbooks to inspire others to take control of their financial future.Listen to their podcast to gain the clarity, confidence, and strategies you need to take control of your finances. - The Four Sisters Legacy Podcast LinkedIn: Green Wealth LegacyFacebook: Green Wealth LegacyShawna Rodrigues left her award-winning career in the public sector in 2019 and after launching The Grit Show, soon learned the abysmal fact that women hosted only 27% of podcasts. This led to the founding of the Authentic Connections Podcast Network intent on raising that number by 10% in five years- 37 by 27. Because really, shouldn't it be closer to 50%? She now focuses on helping purpose driven solopreneurs find their ideal clients through podcasting. She believes that the first step is guesting on podcasts - check out her tip sheet and once you've built your business and are ready for the full-service support for podcasting production and mentoring, she'll help you launch the podcast you were meant for. She still finds a little time for her pursuits as a best-selling author and shares the hosting of Author Express, a podcast that features the voice behind the pages of your favorite book. Find her on Instagram- @ShawnaPodcasts and learn more about the network and other happenings at https://linktr.ee/37by27.Stay Connected to The Grit ShowFollow us on Instagram: @The.Grit.Show or Shawna @ShawnaPodcastsGrab your copy of our Self-Care...

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we're tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom. We'll cover: Why traditional budgets fail most people (and what to do instead). The key steps to creating a spending plan that feels good and works. How to prioritize your debt payoff without sacrificing everything you love. Real-life examples of how this approach can change your money game. This isn't just about paying off debt—it's about transforming how you think about and manage your money. Whether you're overwhelmed by debt or just ready for a fresh start, this episode gives you actionable steps to take back control. LINKS Free Guide: Unfuck Your Finances – Your first step to a better money mindset. Pre-order my Book: Unraveling Your Relationship with Money Grab a 15-minute complimentary phone call to talk about Money Coaching Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this impactful episode of the Smart Real Estate Coach Podcast, we welcome Adam Carroll, a financial literacy advocate and the creator of the Shred Method back to the show. Adam shares his expertise on reshaping financial habits, building wealth, and achieving debt freedom through a systematic cash flow approach. We discuss the pitfalls of traditional money management, the importance of rethinking your relationship with debt, and how the Shred Method can save you tens of thousands of dollars in interest.    This episode is packed with real-world success stories and actionable insights, so it's a must-listen if you're ready to take control of your finances and build lasting wealth.   Key Talking Points of the Episode   00:00 Introduction 02:29 What is the Shred Method? 03:40 Shocking statistics: Over 60% of Americans spend more than they earn 05:06 Unlearning old financial habits to build newer, healthier ones 07:03 The core principles of the Shred Method 13:50 How the Shred Method can change your life 19:41 Strategies to accelerate mortgage payoffs and minimize interest expenses 23:30 How to prepare yourself for the new year financially 25:27 How HELOCs can help with finances regardless of interest rates 27:40 The Savings Analysis Tool 29:30 How to plan your finances for the next 10 years 31:53 What you should focus on this year   Quotables   “It's not about earning more; it's about keeping and growing what you already have.”   “Mindset is the foundation of your financial success—it dictates every decision you make with money.”   “Debt freedom isn't just possible; it's achievable with the right system and discipline.”   Links   Ep 418 - Living Free Through Income Efficiency, with Adam Carroll https://smartrealestatecoach.com/podcasts/adam-carroll-3/   Ep 287 - Money Beliefs, with Adam Carroll https://smartrealestatecoach.com/podcasts/adam-carroll-2/   Savings Analysis Tool https://smartrealestatecoach.com/shred Real Estate On Your Terms and Deal Structure Overtime https://wickedsmartbooks.com/podcast   FREE Master's Class https://wickedsmartacademy.com/mastersclass   FREE Strategy Session with Chris Pre https://smartrealestatecoach.com/chrisprecall   FREE Workshop https://smartrealestatecoach.com/pcws   QLS Homestudy Course https://wickedsmartacademy.com/course/qls-homestudy-4   Investor Resources https://smartrealestatecoach.com/resources   3 Paydays Apprentice https://smartrealestatecoach.com/apprentice-pod   In the Trenches Bootcamp https://smartrealestatecoach.com/ittb-pod   REI Blackbook https://smartrealestatecoach.com/REIBB-DD

Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Want to make 2025 the year you finally break free from credit card debt? Skip the typical New Year's resolutions and discover how to create a debt payoff plan that actually works with your real life. In this first episode of a special two-part series, learn how to leverage your past experiences (even the ones you think were failures!), identify your natural money management rhythms, and build a personal success framework that sets you up for lasting results. Perfect for anyone who's tried budgeting and debt payoff before but struggled to make it stick. Join us next week for Part 2, where we'll transform these insights into your concrete month-by-month action plan for 2025.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Arabelle Yee has a thirst for knowledge and an insatiable curiosity about the world. She isn't afraid to take risks, and her inquisitive attitude toward life has taken her on many interesting journeys. From a monthly income of $2K as a new mom, she grew to making $500K in just 6 months, $1.58M in 12 months and is currently generating 7 figures.Arabelle grew up in Burma, surrounded by Buddhist culture. She brings a unique approach to spirituality, combining esoteric and shamanic wisdom with her own personal experience to help clients. She's an entrepreneur, a mentor, and a woman who has helped her community generate $18M+ through her events, digital courses, and workshops.Arabelle revealswhat was actually behind her ‘overnight success' in scaling to 7-figureswhy money mindset wasn't actually responsible for her success (and what was)how your grocery shopping habits, the words you use and what you wear drive your ability to create wealthFind Arabelle here:Instagram: @arabelleyee Facebook: Arabelle YeeIntegrating the Millionaire Identity Free Training: https://courses.arabelleyee.com/millionaireidentity 

Hey Family Brand! It's Melissa here, and today, I'm beyond excited to introduce you to Brad Nelson, also known as the Debt Free Dad. Brad has an incredible story about going from the weight of debt to a life of financial freedom, and he's here to share how he did it and how you can too. If you've ever felt alone in your financial struggles, this episode is for you! Brad breaks down simple, practical steps to help families like ours get out of debt and start building the future we want. Brad opens up about his early financial journey and the challenges he faced, from living paycheck-to-paycheck to ultimately losing his home. He shares how this wake-up call led him to completely transform his mindset and make debt freedom a reality. Brad's story is one so many of us can relate to—thinking we'll manage “someday” while trying to keep up with life's demands. But he shows us that, with the right mindset and some determination, financial freedom is possible. One thing Brad emphasizes is the importance of mindset. Getting out of debt isn't easy, but it starts with a vision and a commitment to change. He talks about how having a clear vision for his future helped him make tough choices, like cutting back on unnecessary spending. This vision was a game-changer, motivating him to stay on track when things got hard. Brad encourages all of us to sit down and get honest about what we want our financial lives to look like—and to start taking small steps to get there. We also dive into the topic of family finances and how to involve our kids in positive, age-appropriate ways. Brad suggests bringing children into simple budgeting conversations, teaching them that “no” doesn't mean “never,” and that financial responsibility is about intentional choices. It's about giving them the tools to build a healthy relationship with money that will last a lifetime. Lastly, Brad shares how he's now helping others on their financial journeys through his Debt Free Dad podcast and membership community, Roots of Personal Finance. By providing accountability and support, Brad has created a space where people don't have to feel alone in their financial struggles. This community is all about giving families the tools and support to reach their goals, one step at a time. P.S.  Registration is now open for our couples retreat in Hawaii!  Join us and Family Brand for transformational retreats designed to deepen your connection and reignite the spark in your relationship. Sign Up Now: https://familybrand.com/retreats   LINKS: stan.store/familybrand Links For This Episode: Free Gift from Brad: https://www.debtfreedad.com/payoff-debt-in-60-to-90-days Episode Minute By Minute: 0:00 – Welcome Brad Nelson! Aka The Debt Free Dad 3:00 – How Brad Got into Debt with Bad Money Habits 7:00 – Brad's Journey to Helping Others Get Out of Debt and Live Free 10:30 – How Normal People with Normal Jobs Can Become Debt-Free 14:00 – Shifting Your Mindset Around Debt and Money 18:30 – What to Do if Your Spouse Isn't Ready for Financial Changes 21:45 – Defining Your Family's “Why” and Creating a Shared Vision    

Not every dollar is created equal. The shift from low to high value income is literally the KEY to freedom.This is how you can go from making $100 per hour to making 36K in a week.Tune in for:The difference between high and low value incomeExamples of how you can make this shift to 3X your income or sell out your schedule while working fewer hoursThe SIMPLE alternative to overworking that will 10X your results (and why most people don't do it)Why the story that you're too busy is always a low value income lie 

When you've got a big windfall—settlement, divorce or inheritance—knowing what to do with it can be nerve racking. The thought ‘I don't want to fuck it up' is reeeeeal.I'm going to break down in this week's pod how to confidently manage a windfall. Even if you've never had this much to allocate in the past.I reveal:How to set yourself up for financial stability foreverHow much of your windfall should you invest, spend or keep in cashA tangible reframe that will eliminate your money fear and spending guilt immediatelyWhat to do with your divorce settlement?

Jen Jones (@genrefluidnz) is an entrepreneur,  mother, partner, corporate champ and Women's Money Mastery student. She is a living proof that transformation can happen at lightning speed when you combine the right mindset with strategic action.Jen has made 3X her investment in the Women's Money Mastery in just 2 months. She went on to 20X her investment just a few months later. She unveils the key factors that propelled her  to soar her career and biz to unprecedented heights, all without overworking or burnout. 

Mortgage expert Matthew Bell shakes up the way we think about home-buying, revealing the surprising truth behind how interest rates and debt impact our financial future. He shares game-changing strategies to help you break free from debt and build real wealth through smarter real estate decisions. Plus, don't miss the jaw-dropping reverse mortgage story that left even Leigh speechless! So, if you're ready to take control of your finances and rethink your approach to mortgages, this episode is a must-listen.     Key takeaways to listen for Why focusing solely on interest rates is not the smartest way to approach home buying How eliminating consumer debt and paying off your mortgage faster could be your key to financial freedom The power of financial education in improving your financial decisions and outlook Long-term financial planning and mortgage tips for homeowners Common misconceptions about reverse mortgages and how they can actually benefit homeowners in the long run     About Matthew Bell Matthew is a Producing Branch Manager at CMG Financial and a seasoned mortgage lender with over 21 years of experience in the real estate and finance industries. He founded Borrow Better to help clients make smarter financial decisions, focusing on debt reduction and building wealth through homeownership. Matt provides personalized consultations, guiding clients toward a mortgage-free future and long-term financial freedom.     Connect with Matthew Website: The Bell Group | CMG Financial Instagram: @borrow_better YouTube: Borrow Better Email: Thebellgroup@cmgfi.com Phone Number: (972) 999-1900     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors   "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!    

Investing can feel overwhelming, especially when financial jargon starts flying around.But what if it didn't have to be so complicated?In this episode,  I'm sharing highlights from my four-day training, The Ultimate Investing Guide for Smart Women, where we covered everything you need to know to grow your wealth. Tune in to learn:Why you don't need 47 different investments to grow your wealthThe key to understanding asset classes (stocks, bonds, ETFs, and more)How to structure a portfolio with just three essential componentsThe importance of balancing risk and return while avoiding costly mistakes 

Regan Hillyer is a Serial Entrepreneur, Philanthropist, Energetic Coach and Global Speaker. She is the founder of Regan Hillyer International, a company dedicated to helping people have it all on their terms, in whatever way that looks like for them. Regan is the creator of the Energetic Architecture Method, a unique manifestation modality that uses the quantum field to allow people to return to their natural state, in every area of their life. Stepping out of the Confines of Society's Matrix after a defining moment in Architechture School, Regan realised that she was creating a life that was not in alignment with her soul. She went on to become a certified Master of NLP, Master of Hypnosis, Time Dynamics Specialist and a Success Strategist, amongst completing many other certifications and trainings.Regan revealsHer shift out of controlling energy with money and into expansionThe difference in her practices on the way to 6-figures vs. 7-figures and beyondThe limitations of mainstream manifestationThe masculine and feminine energies of an 8+ figure businessFind Regan here:Instagram: https://www.instagram.com/reganhillyer/  

Creator & Host King Jewelz In today's episode pt. 2 I recap one of my 2024 speaking engagements that I was a keynote speaker at for The Usama Ekpeye Annual Convention in Atlanta, Georgia on July 5th titled “How to Become Debt-Free in 2024 so You Can Travel the World.” Here, I give advice on the 7 Baby Steps to Debt-Freedom that I followed in order to be able to travel the world as a content creator, educator and evangelist over the last few years. I also breakdown how to create a legacy of financial freedom for one's family by using this successful financial freedom blueprint inspired by financial influencer Dave Ramsey. Follow host King Jewelz as he interviews financial influencers and entrepreneurs on financial education and budget tips to help singles and married couples break cycles of living paycheck-to-paycheck, so they can begin a new legacy of financial freedom for future generations. Today's episode has been sponsored by:  Join our debt freedom community of singles and married couples who are achieving financial freedom by "smart tracking" their finances monthly. You can become one of our "Smart Jewelz"  by subscribing and registering for our Smart Financial Jewelz program today! Smart Financial Jewelz ⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/financial-freedom-begins-now⁠⁠⁠⁠⁠ Smart Jewelz Network  Join our network for entrepreneurs, professionals and content creators to go on customized creator retreats, summits and trips along with checking out our media essential services with the link in the below ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/start-podcast-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Today's episode has been powered by: StreamYard

Snag Our Simplified Budget System! Hey, Budget Besties!

In this episode, I tackle one of the most common questions—should you manage your investments or hire an advisor? After working with dozens of women across industries, I've found a surprising truth.Here's what I break down in this episode:The real reasons women use financial advisors and why those reasons don't hold up.How advisors are costing you *millions* over your lifetime.A surprising study that compares professional stock pickers to a monkey with a dartboard (and who won).Why investing is much simpler than the industry leads you to believe. 

Debt can feel like a prison, but there's a way out. In this episode of Eternal Wealth, Shani Tené unveils powerful strategies to help you eliminate debt and achieve true financial freedom. Transform your finances and reclaim your life!

Your first 100K is the hardest when it comes to investing. Most people don't know why that's the case or how to get to 100K confidently. If your strategy is haphazard and you want clarity on how compound interest even works, this pod is for you.I break down:What is the Shortbread Cookie portfolio and why that is all you need for your first 100KHow compound interest actually worksWhy the first 100K is the hardest and why you grow like wildfire after thatThe wealth accelerator that will take your retirement from 21 years away to 2.5 years away

In this episode, I break down:Why you shouldn't have a number as the end goal and what to do instead.Making the numbers work: Guaranteeing you can make the numbers work for any vision.The difference between a $3 million lakefront home, retiring your partner, or creating $100K in passive income.Why what society teaches you about wealth goals is broken and how to fix it. 

An optimized portfolio is the difference between financial freedom in seven years and never. It's the difference between $2k a month and $20k a month in passive income—or $200k.Tune into this episode to hear…What it took for my client to crack $300k in her net worth from $92kHow to turn a losing portfolio into 18.6%Why holding too much cash is killing youGood reasons vs. bad reasons to buy an investment 

Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcardsIn this exciting new episode of "Messy to Magnetic," Katy, a dedicated money mentor and financial coach for women, shares insights about an often misunderstood aspect of debt freedom. Katy returns to the show with fresh perspectives and valuable lessons geared towards helping listeners achieve a joyful debt-free journey as we transition into the fall and school season.Katy emphasizes that achieving debt freedom isn't solely about eliminating all debt but about ending the reliance on it. She explains that one can celebrate debt freedom even while still paying off some unwanted debt, as long as they're no longer dependent on using any new debt. Katy illustrates this by contrasting the short-lived satisfaction of paying off credit card balances with windfalls such as bonuses or tax returns, only to rack up the same debt due to ongoing reliance on credit cards.A key takeaway from the episode is Katy's advice on breaking up with credit cards, particularly those with high interest rates, as an essential step toward sustainable long-term debt freedom. She shares her personal journey of overcoming maxed-out credit cards by making a decisive commitment to stop using them, emphasizing that sustainable debt freedom comes from a change in habits rather than just zero balances.Join Katy in this episode of "Messy to Magnetic" as she unpacks the importance of breaking up with credit cards, shares valuable strategies for debt reduction, and invites you to a challenge that could kickstart your journey to financial freedom. Don't miss out on the wealth of knowledge and support designed to help you navigate your messy money issues and become truly magnetic with your finances.Join the 3-Day Challenge "Break Up With Your Credit Cards"https://www.katyalmstrom.com/creditcards Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

The answer to ‘where do I put my money' isn't the same for everyone. Growing your first 100K is VERY different than your first 1M. Are you using the right one to scale your wealth?Tune in to learn…The single biggest mistake $100K investors make that keeps them from reaching $1MHow to balance risk and growth as your portfolio scalesWhy your asset allocation must evolve as you grow from six figures to sevenThe secret to unlocking diversification that accelerates your path to a million-dollar portfolio 

Are you the kinda  woman who likes to swing big? The exact mindset that makes you successful as an entrepreneur is holding you back as an investor. Tune in to learn this small, subtle but ultimately HUGE difference. In this episode, I dive into:the difference between an entrepreneurial mindset and an investor mindsethow, where and why to leverage BOTHWhy women, on average, get better investment returns than menMy story of losing a lot of money on a risky BETPS....We have TWO exciting LIVE in person events coming up:a live event in Toronto on October 17th, and I'll be speaking at "As She Rises" in Montreal from September 20th to 22nd. DM me for details https://www.instagram.com/kristenwonch.xox/

Creator & Host King Jewelz In today's episode I recap one of my 2024 speaking engagements that I was a kenynote speaker at for The Usama Ekpeye Annual Convention in Atlanta, Georgia on July 5th titled “How to Become Debt-Free in 2024 so You Can Travel the World.” Here, I give advice on the 7 Baby Steps to Debt-Freedom that I followed in order to be able to travel the world as a content creator, educator and evangelist over the last few years. I also breakdown how to create a legacy of financial freedom for one's family by using this successful financial freedom blueprint inspired by financial influencer Dave Ramsey. Follow host King Jewelz as he interviews financial influencers and entrepreneurs on financial education and budget tips to help singles and married couples break cycles of living paycheck-to-paycheck, so they can begin a new legacy of financial freedom for future generations. Today's episode has been sponsored by:  Join our debt freedom community of singles and married couples who are achieving financial freedom by "smart tracking" their finances monthly. You can become one of our "Smart Jewelz"  by subscribing and registering for our Smart Financial Jewelz program today! Smart Financial Jewelz ⁠⁠⁠⁠https://www.smartjewelzenterprises.org/financial-freedom-begins-now⁠⁠⁠⁠ Smart Jewelz Network  Join our network for entrepreneurs, professionals and content creators to go on customized creator retreats, summits and trips along with checking out our media essential services with the link in the below ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/start-podcast-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Today's episode has been powered by: StreamYard

We want to feel safe investing. We often mistake safety with certainty. But there are MANY places you put way more money that feel safe. Why do we feel safe putting our money in some place and not others...and how to actually create safety anywhere for BIG paydays. I explore...Societal norms that feel safe but make no logical senseHow to think about creating safety with any investmentHow to discern the difference between out of alignment, fear or discomfortThe 4 reasons people cling to unhelpful beliefs. 

3%…6%…1%…the promise of 10X from your neighbour with the crypto hedge fund. It's easy to think if your money is growing, that's good enough. But mediocre returns will KILL you. Here is exactly what your investment returns SHOULD be… 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2813: Chris from KeepThrifty.com shares the transformative journey from debt freedom to the more profound concept of payment freedom. He explains how eliminating monthly expenses entirely, rather than merely paying off debt, leads to true financial independence and a liberating sense of freedom. Read along with the original article(s) here: https://www.keepthrifty.com/payment-freedom/ Quotes to ponder: "Payment Freedom is the freedom you feel from the complete elimination of a line-item in your budget." "We'd imagined the world of debt freedom to be a magical carefree place. So, we waited for the feeling of joy, excitement, relief, and freedom to come. Only, that feeling never came." "The thing about our debt freedom that we had been so excited about wasn't about the end of paying interest. It was about the end of paying for housing." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2813: Chris from KeepThrifty.com shares the transformative journey from debt freedom to the more profound concept of payment freedom. He explains how eliminating monthly expenses entirely, rather than merely paying off debt, leads to true financial independence and a liberating sense of freedom. Read along with the original article(s) here: https://www.keepthrifty.com/payment-freedom/ Quotes to ponder: "Payment Freedom is the freedom you feel from the complete elimination of a line-item in your budget." "We'd imagined the world of debt freedom to be a magical carefree place. So, we waited for the feeling of joy, excitement, relief, and freedom to come. Only, that feeling never came." "The thing about our debt freedom that we had been so excited about wasn't about the end of paying interest. It was about the end of paying for housing." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Passive income sounds sexy. But have you ever actually thought it through? Passive income is PASSIVE. Most people get this wrong and have not actually set up a money machine that pays them WITHOUT extra hours. Listen in for: What IS and ISN'T passive incomeWhere most people go wrongA special surprise that will help you grow your next 10, 50 or 100K in passive income.Join us for a FREE 2-day masterclass // The Money Printing Machine: 3 Simple Steps to Passive Income [7&8 AUG @ 3-4PM EST]

Are you an Accumulator or a Releaser? I share what these 2 money archetypes are, whether they're born, learned or from a past life. And how you can shift into the most effective archetype for your net worth. What is an Accumulator and Releaser?Are they're born, learned or from a past life?How to understand whether the pattern is working for you.The difference between expansion and contraction in each patternHow you can shift into the most effective archetype for your net worth.DM me on IG and tell me which one you are! https://www.instagram.com/kristenwonch.xox/

A $722,000 hour might seem impossible. But ANYONE can make that happen.There's a very simple way. Lemme show you how in this episode.Why your income is irrelevant (my super controversial opinion)The ONLY 6 Wealth Levers everyone uses to create financial freedomWhy the lever you THINK is most important is actually LEAST importantHow anyone can create $3.6M in less than 5 hours for less than you spend on Uber Eats every month

The market is up 9.6% in the last 2 months. That means if you were invested in the right places, every 100K just made 10K.If you're letting summer breaks and busy schedules get in the way of sorting your investments, you could be missing more than you think.Tune in for the DL on…A little known stat only clever investors know about where 50% of your returns come fromWhy investing seems so complicated (but why it's not)How to shift from regular hours to LEVERAGED hours for exponential growthDM me INVEST and mention the pod for a FREE 30 min no-strings-attached investment review. I'll take you through my 7 point checklist to make sure your portfolio is setup for maximum growth. 

Income scale without burnout is totally possible. But most achievers try to outwork their doubts. The journey from 6 to 7 requires a different way of operating. A different identity. Different beliefs. And a whole different paradigm. You must stop things that are working and be willing to say no to money. These shifts are counterintuitive but worth every penny. Listen up for: How constraint is the secret to income leverageHow to raise the value of your work and why mastery will expand your incomeBe impact of NO - and why this is so hard for women to masterThe mindset shift required to go from 6 to 7-figures + the identity of an efficient high-earner

We adopt money beliefs and societal programming without ever thinking to question them. But what if the very beliefs you've been taught are holding you back?Tune in to hear:Why "debt is bad" might be the most misleading financial advice you've ever heardThe surprising little known FACTS about women and investing that could change everything for youHow to feel financially secure at any income level7 wealth myths and programmed beliefs that are in the way of millions 

5 things you can start doing TODAY to create debt freedom in your life.Today, we dive into week three of our four-week series on paying off debt. I'm excited to share practical steps you can take immediately to create debt freedom in your life. In this episode, I'll guide you through crafting a spending plan, understanding your expenses, prioritizing savings, organizing all your debt information, and setting a target payoff date. Don't forget, on June 12, I'll be hosting a more in-depth masterclass in my Facebook group, so make sure to join us there! Join the group here: https://www.facebook.com/groups/networthwomanThe 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Overworking and perfectionism plagues most high earners. You think that if you just work harder, you'll hit your goals faster. And will finally feel like it's all enough. Think again. In this episode, we uncover the REAL reasons behind these habits and how to break free from them for good. (Spoiler: It's not what you think.)In this episode, I break down: Where your patterns of overworking is REALLY coming from.The unusual (and simple) fix for thisThe ONE thing you can do immediately to clear your perfectionismThe 2 hidden reasons you don't get everything done in a day 

In this enlightening episode of the Her Business Elevated podcast, we sit down with Allison, a leading expert in money management dedicated to helping women break free from the paycheck-to-paycheck cycle and start building wealth.Allison shares her inspiring journey from paying off over $111k in debt on two teachers' salaries to becoming the full-time CEO of Inspired Budget. Her mission has empowered thousands of women to budget effectively, pay off debt, save, and invest for their futures.We delve into Allison's personal interests, including her love for hiking, exploring nature, camping, and disconnecting from the world. She also discusses how she transitioned from the classroom to starting her business in 2017, combining her teaching skills with her passion for personal finance. Key takeaways from this episode include:-How Allison's perspective on budgeting shifted from a negative to a positive outlook, viewing a budget as a tool for freedom and intentional spending.-The importance of having a realistic budget that makes you proactive rather than reactive. -Understanding that sacrifice doesn't equal deprivation and how to balance seasons of financial sacrifice with long-term financial freedom.-Practical tips on creating a realistic budget based on knowing yourself, your spending habits, and setting clear priorities and goals.-The importance of financial literacy and how we can educate ourselves to make informed financial decisions. Additionally, Allison shares insights from her book, "Money Made Easy," providing listeners with practical advice to simplify their financial journey.Join us for this inspiring conversation and learn how to take control of your finances, just like Allison did. Visit Allison at http://inspiredbudget.com//ADDITIONAL RESOURCES//Join the Christian Women Podcasters Network here: https://christianwomenpodcasters.com/christian-podcast-network/#join

As a 100K+ earner, you THINK you're in debt because you're not making enough.But that's not true. In this episode I break down why you're ACTUALLY in debt. (There's no shame in any of this…but let's get clear on how to solve this for good)Tune in to hear:Why ‘acting as if' is the WORST wealth strategy6 tell tale signs your money management is workingWhy you should ditch excel immediatelyThe one question you need to answer to be rid of debt for good  DM me AUDIT for a free Wealth Audithttps://www.instagram.com/kristenwonch.xox/https://www.facebook.com/kristenwonchFree Investing Training

...Money is when YOU are trading time for money.Wealth is when your MONEY is trading time for money.This isn't about just building a 7 figure portfolio. This is about doing it in YEARS not decades. Listen in for the Secret Sauce on:The 4 levers that will rapidly accelerate financial freedom by decadesWhy the Money Mastery Method is the most effective wealth formula on the market … and the secret behind why it works consistentlyHow to calculate your financial freedom numberWhat you need to invest each month to get there in 13 years, not 30.  DM me AUDIT for a free Wealth Audithttps://www.instagram.com/kristenwonch.xox/https://www.facebook.com/kristenwonchFree Investing Training

Today's episode is all about real talk when it comes to money. Did you know I recently added money & financial coaching into my service with clients!! We don't start businesses for the heck of it, we start businesses to pay off debt, save more and LIVE more!! Get your notebook out and take some notes on this one! Ready to stop winging it & know exactly what to do to have a simple business & abundant life? I have almost a decade of biz experience and I make making more money, paying off debt & living your dream life simple! Your next step is to watch this masterclass to learn more about me and what you need to live your most FREE dream life, then apply for mentoring here:https://www.sarahdhall.com/mentoring.  Register for my Free masterclass on becoming an elite wealthy woman here https://www.sarahdhall.com/workshop. Come Say “Hi” on Instagram @thesarahdhall: http://instagram.com/thesarahdhall

Dr. Charmaine Gregory, affectionately known as Dr. G, is a dedicated wife, a loving mom to three, and a resilient survivor of burnout. By day (or night rather since she's the master of night shifts), she serves as an Emergency Medicine Physician, but her passion lies in entrepreneurship.    She boldly confronted her fear of public speaking by launching this podcast, "Fearless Freedom with Dr. G," inspiring others to conquer their fears.   Driven by her belief in the transformative potential of podcasts, Dr. G expanded into teaching and providing professional podcasting services. She empowers individuals to amplify their voices and share their stories effectively.   Continuing her fearless journey, Dr. G has delved into finance, guiding others toward financial freedom and living their best lives while securing their future.  Along the way, there were professional podcasting services and courses too, since Dr. G is all about empowering individuals to amplify their voices and share their stories.   What's up with this episode?  Tune in to find out! ___________________ Subscribe to this podcast and download your favorite episodes to listen to later:       ___________________   ⚕️ Are you a woman healthcare professional who is struggling to juggle everything in your personal and professional life?  

Laurel is a fashion-loving lawyer who had been struggling with credit card debt for years. She wanted to pay it off but didn't want to completely deprive herself from the things she loves. In just 6 months, she paid off all her credit cards and increased her net worth by 5 figures. Plus, she was still able to shop and have fun with her friends. In this episode, listen in as Laurel and I chat about our work together, what she's accomplished, and how she's feeling about her finances now. Head to https://www.rhothomas.com/199 for the full episode show notes.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2510: Andrea Joy of SavingJoyfully.com offers insightful reflections on finding happiness through financial goal-setting and the pursuit of debt freedom. She argues that joy comes not from money itself, but from the control we gain over our finances and the liberation from debt. This empowering piece illuminates the profound connection between financial management and personal joy, motivating readers to embark on their journeys to financial independence with a joyful heart. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/find-joy-in-your-financial-goals Quotes to ponder: "Joy can be found in learning the place that money should have in our lives." "Money is not everything in life but the less that money controls your life the better." "Find joy in your financial goals - find ways to make it more enjoyable whenever you can." Episode references: The Power of Now: https://a.co/d/hRykuO1 Learn more about your ad choices. Visit megaphone.fm/adchoices