Podcasts about Freedom

Mamdani hijacks the left in NYC. MS Woman kills escape monkey. Update on HUGE Big Fire in Birmingham. Freedom is the opposite of control. See omnystudio.com/listener for privacy information.

Mamdani hijacks the left in NYC. MS Woman kills escape monkey. Update on HUGE Big Fire in Birmingham. Freedom is the opposite of control. See omnystudio.com/listener for privacy information.

Mamdani hijacks the left in NYC. MS Woman kills escape monkey. Update on HUGE Big Fire in Birmingham. Freedom is the opposite of control. See omnystudio.com/listener for privacy information.

Mamdani hijacks the left in NYC. MS Woman kills escape monkey. Update on HUGE Big Fire in Birmingham. Freedom is the opposite of control. See omnystudio.com/listener for privacy information.

Today's episode looks a little different—Abby is solo behind the mic to share something that's been weighing on her heart: the tug-of-war between loving motherhood and missing freedom.Freedom has always been one of Abby's top core values, but motherhood changes everything. Overnight, the spontaneity disappears, replaced by structure, schedules, and responsibility. As much as we love our children, there's this deep ache for autonomy—time to just be without worrying about what someone else needs next.In this raw and relatable conversation, Abby shares real-life reframes and practical strategies for moms who feel like they've lost themselves in motherhood. She opens up about the moments when she wonders, “How did I even get here?” and how she's learning to shift her focus from what's been lost to what's been gained.From navigating kids' sports schedules to redefining productivity, Abby brings honesty, humor, and heart to this discussion. She reminds us that while this season can feel long and heavy, it's also fleeting—and filled with growth, love, and unexpected joy.LINKS AND RESOURCES:FORAGE KITCHEN: Check out your nearest - https://www.eatforage.com/HERSELF PATREON: https://www.patreon.com/herselfpodcastLet's connect!HERSELF INSTAGRAM: http://instagram.com/herselfpodcastMEET AMY: http://instagram.com/ameskieferMEET ABBY: http://instagram.com/abbyrosegreenThis episode was brought to you by the Pivot Ball Change Network.

How do you show up during the holidays? Are you the hostess who loves gathering people—or the one who quietly counts down to January 2nd? However you approach the season, this conversation is your gentle reminder that hospitality isn't about perfection. It's about presence. For many of us, the holidays bring both joy [...]

U.S. Representative James Clyburn (D, SC 6), recipient of the Presidential Medal of Freedom and author of The First Eight: A Personal History of the Pioneering Black Congressmen Who Shaped a Nation  (Hachette, 2025), tells the story of the first eight Black members of Congress during Reconstruction, and the gap that followed up until his election in 1992. Event: On Leadership, Legacy, and Democracy: Jim Clyburn in Conversation with Sharon McMahon at The 92nd Street Y on November 11th.

In this episode of Finding Freedom, host John Odermatt interviews Charlie Kolean, Texas State Director for Americans for Citizen Voting, about the movement to enshrine citizen-only voting laws in state constitutions. They discuss the importance of election integrity, the bipartisan support for these measures, and the challenges faced in passing such amendments. Charlie shares insights on how non-citizen voting occurs at the local level, the strategies used to gain support across party lines, and the impact of these laws in various states. The conversation also touches on common misconceptions, the role of naturalized citizens, and practical advice for voters. Listeners will gain a deeper understanding of why protecting citizen-only voting is seen as a crucial issue for the future of the United States. Chapters 00:00 – Introduction & Guest Welcome 01:59 – The Mission of Americans for Citizen Voting 03:47 – Texas Proposition 16 and Legislative Strategy 08:28 – Non-Citizen Voting: Local vs. Federal Impact 13:16 – Opposition and Misconceptions 17:29 – The Role of Naturalized Citizens 23:11 – How to Get Involved & Where to Learn More Links Americans for Citizen Voting: https://americansforcitizenvoting.org/ Charlie Kolean on Twitter: https://twitter.com/charliekolean Washington Examiner Op-Ed: https://www.washingtonexaminer.com/restoring-america/patriotism-unity/3796292/non-citizen-voting-must-be-fixed-before-november/ We have a new show on Lions of Liberty! The PoliTicks Podcast! Be sure to subscribe to the standalone Politicks Podcast feed. This is the absolute best way to support the show! Listen and subscribe on Apple Podcasts and Spotify. And remember, they're all Blood Suckers! Subscribe to John's Finding Freedom Show solo feed to listen to “Pursuit of Freedom,” which is a new podcast series where John shares the highs and lows of his entrepreneurial journey. Listen and Subscribe on Apple Podcasts and Spotify. Follow the Lions of Liberty: Twitter - https://x.com/LionsofLiberty Rumble - https://rumble.com/c/LionsofLiberty YouTube - https://www.youtube.com/lionsofliberty Instagram - https://www.instagram.com/lionsofliberty/ Telegram - https://t.me/lionsofliberty Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

MoneyGram's Anthony Soohoo, discusses how stablecoins are the critical financial innovation that will simplify cross-border payments and drive massive-scale digital adoption for hundreds of millions of users in the coming year.  Are we at the precipice of a true revolution in finance? This week's Gen C episode, recorded at Stellar Meridian, features MoneyGram's CEO, Anthony Soohoo, who shares his bold prediction: hundreds of millions of users leveraging crypto for real-world problems in just one year. Revealing the key to this shift, the discussion highlights the global push to use stablecoins and financial innovation for massive-scale digital adoption. - Links mentioned in the podcast: Anthony'sTwitter MoneyGram Website - Follow us on Twitter: Sam Ewen, CoinDesk - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit ⁠⁠⁠⁠⁠⁠⁠midnight.network/break-free⁠⁠⁠⁠⁠⁠⁠ - OwlTing (Nasdaq: OWLS) is building invisible rails for global payments. With OwlPay, businesses and users can bridge fiat and stablecoins, send money instantly across borders, and access stablecoin checkout at lower costs. Licensed worldwide, OwlTing delivers secure, compliant, and regulated infrastructure for the digital economy. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠owlting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - Genius Group has partnered with CoinDesk for Bitcoin Treasury Month, launching the Genius x CoinDesk Quest. Participants can join the Bitcoin Academy, complete free microcourses from experts like Natalie Brunell and Saifedean Ammous, and enter to win 1,000,000 GEMs (worth 1 BTC) promoting bitcoin education and adoption.Learn more at:  ⁠geniusgroup.ai/coindesk-bitcoin-treasury-month/⁠ - "Gen C" features host Sam Ewen. Executive produced by Uyen Truong.

President Trump claims he doesn't know who CZ is. President Trump told CBS News that he doesn't know who Binance founder Changpeng 'CZ' Zhao is, despite granting him a pardon. The U.S. President also said that Zhao "was treated really badly by the Biden administration," describing the former Binance CEO as a "victim of weaponization by government." CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit ⁠⁠⁠⁠⁠⁠midnight.network/break-free⁠⁠⁠⁠⁠⁠ - Genius Group has partnered with CoinDesk for Bitcoin Treasury Month, launching the Genius x CoinDesk Quest. Participants can join the Bitcoin Academy, complete free microcourses from experts like Natalie Brunell and Saifedean Ammous, and enter to win 1,000,000 GEMs (worth 1 BTC) promoting bitcoin education and adoption.Learn more at:  geniusgroup.ai/coindesk-bitcoin-treasury-month/ - OwlTing (Nasdaq: OWLS) is building invisible rails for global payments. With OwlPay, businesses and users can bridge fiat and stablecoins, send money instantly across borders, and access stablecoin checkout at lower costs. Licensed worldwide, OwlTing delivers secure, compliant, and regulated infrastructure for the digital economy. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠owlting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Taylor Fleming.

Previewing Sam Bankman Fried's appeal hearing with Former SEC Senior Trial Counsel, Howard Fischer. Former SEC Senior Trial Counsel Howard Fischer joins CoinDesk's Jennifer Sanasie and Nik De to break down the high stakes of Sam Bankman-Fried's appeal, ahead of Tuesday's hearing. Plus, they analyze the defense's strategy, the appellate judges' likely focus, and why overturning a trial judge's decisions is exceedingly difficult. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit ⁠⁠⁠https://midnight.network/break-free⁠⁠⁠ - OwlTing (Nasdaq: OWLS) is building invisible rails for global payments. With OwlPay, businesses and users can bridge fiat and stablecoins, send money instantly across borders, and access stablecoin checkout at lower costs. Licensed worldwide, OwlTing delivers secure, compliant, and regulated infrastructure for the digital economy. Learn more at ⁠⁠⁠https://www.owlting.com/portal/?lang=en&utm_source=CoinDesk&utm_medium=cpc&utm_campaign=CoinDesk_Banner⁠⁠⁠. - Genius Group has partnered with CoinDesk for Bitcoin Treasury Month, launching the Genius x CoinDesk Quest. Participants can join the Bitcoin Academy, complete free microcourses from experts like Natalie Brunell and Saifedean Ammous, and enter to win 1,000,000 GEMs (worth 1 BTC) promoting bitcoin education and adoption.Learn more at:  geniusgroup.ai/coindesk-bitcoin-treasury-month/ - This episode was hosted by Jennifer Sanasie and Nik De.

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

We're back for a new season of Stay Free! In this episode, I dive into the rise of carbon scores, AI control, and the illusion of democracy — exploring how freedom's being traded for comfort and why reclaiming real sovereignty starts with us. Come see me LIVE in Austin - https://vulcanatx.ticketsauce.com/e/russell-brand-a-funny-thing-happened-on-my-way-to Subscribe to my Substack at russellbrand.substack.com/

In the midst of intense brokenness, it can be extremely difficult to feel the presence of the Lord. Today's "First Monday Story"is a sweet reminder to recognize that even in the most heartbreaking of circumstances, the Lord is with you.   Joni Cheney, from our community group in Fairhope, Alabama, joyfully expresses her faith and walk with the Lord during the most difficult time of her life. In this hope-filled story, Joni will point you to the unwavering truth found in Deuteronomy 31:8:  "The LORD himself goes before you and will be with you; he will never leave you nor forsake you. Do not be afraid; do not be discouraged." Deuteronomy 31:8   Links: For more information on the Anna Todd Cheney Memorial Foundation, contact Joni at Cheneyfamily3@gmail.com   Listen to a similar story:  Brooke Preus- Ep. 291: "Finding Purpose in Suffering- Walking Through a Child's Cancer Diagnosis and Remission" Give to StoryTellers Live in honor of Joni and any of our past storytellers!!    Become a Patreon Insider to access bonus content.   Join us live on Thursday, November 6th, at 7:00 PM at Samford University Wright Center for a night of worship and fellowship with Ellie Holcomb, presented by Portraits of Hope!  Register here and use promo code ELLIE10 for 10% off at checkout!   Shop for our When God Shows Up Bible Study series~ Stories of Hope, Stories of Freedom, Stories of Faith. Are you interested in one-on-one coaching with our very own Robyn Kown!?  Click HERE!   Check out all of our live speaking engagement opportunities on our website.   Sign up to receive StoryTellers Live's weekly newsletter for updates and details on our live gatherings.

Today, on Can't Be Contained, I'm so excited to be joined by the powerhouse herself, Adele Tevlin! Adele is a renowned coach, thought leader, and true embodiment of integrity in the women's entrepreneurship space. In this episode, we dive deep into what it really takes to build and lead a soul-led business as a woman, and Adele does not hold back on sharing her truth! Adele opens up about the gritty realities of entrepreneurship—especially as a woman—revealing what qualities we truly need to embody to navigate "life when it gets lifey" and business when things get hard. We'll explore the idea of showing up with the "queen identity," facing business challenges with open hearts and clear minds, and reframing failures as powerful learning opportunities. We get real about the coaching industry: what's working, what's not, and why integrity, embodiment, and authenticity are more vital than ever. Adele drops value bombs about the double-edged sword of imitation vs. authentic expression, and shares why stepping into your own voice—not someone else's—is the only way to create a thriving, sustainable business. Inside Adele's absolute arsenal of life-changing wisdom, we'll get into:  ➤ Embodiment—and why living your truth matters so much as a coach and leader  ➤ Overcoming people-pleasing, self-betrayal, and fears of speaking your truth online  ➤ The power of alignment, intuition, and tapping into your spiritual self in business  ➤ Sustaining your mission, practicing radical self-love, and daring to show up as YOU If you've ever questioned your path, struggled with imposter syndrome, or worried about backlash for being fully authentic—this episode is for you! Whether you're a seasoned entrepreneur, just starting out, or anyone ready to step into your next level of leadership, Adele's wisdom will help you find your voice and lead from soul, not fear. Tune in for a grounded, funny, and truly transformational conversation that'll inspire you to stop playing small, trust your inner wisdom, and never be contained.   Join the Women & Wealth Event: https://www.pausebreathwork.com/wealth Learn How to Grow Your Income, Impact and Freedom by Becoming a Certified Breathwork Facilitator: https://do.pausebreathwork.com/breathwork-training About Can't Be Contained Can't Be Contained' is the unscripted, unedited – fully uncontained journal entries & real-life experiences of those who follow their bliss & intuitive hits, the freedom seekers, the sacred rebels – the ones who are here to disrupt what preceded us & create what is ahead of us. Subscribe now to stay tuned for every episode!   For full show notes, resources, and links: https://www.samanthaskelly.com/episode-359-navigating-chaos-and-finding-alignment-adele-tevlin-on-coaching-realness/ The Pause Breathwork App is the #1 app to clear stress using your breath. Download the app here: https://pause.live/Pause-Breathwork-App

Kate Mullane Robertson, CS, from Buena Vista, Colorado, USAYou can find The Monitor Daily Podcast, as well as a wide range of other audio content, at christianscience.com/audio.

Welcome to another episode of Restoring the Soul. Today, Michael John Cusick is joined by author, speaker, and men's group leader Drew Boa to discuss Drew's groundbreaking new book, Outgrow Porn: Find Lasting Freedom Without Fighting an Exhausting Battle.This conversation dives deep into breaking free from pornography—not through more willpower or "white-knuckling," but by truly healing and growing emotionally, relationally, and spiritually. Drew shares how his approach helps men connect with their inner child, understand their sexual fantasies, and use practical tools (14 of them, to be exact) to experience genuine freedom. They also discuss the impact of betrayal and sexual addiction on wives and partners, highlighting the importance of support and compassion for everyone affected.Together, Michael and Drew challenge the traditional “battle” rhetoric around pornography recovery and invite listeners into a paradigm-shifting journey—one where lasting change is possible and shame doesn't get the final word.Support the showENGAGE THE RESTORING THE SOUL PODCAST:- Follow us on YouTube - Tweet us at @michaeljcusick and @PodcastRTS- Like us on Facebook- Follow us on Instagram & Twitter- Follow Michael on Twitter- Email us at info@restoringthesoul.com Thanks for listening!

Riley O'Bill is in a horrible mood :: Pine Tree Riot flag banned, called "racist" :: Of Course You Do, You're 12 Theory :: Does Trump want to conquer Venezuela? :: Welfare has become a lifestyle :: Speeding camera task force defeating the purpose of speeding cameras :: What is "deja vu" to you? :: Do you have a right to food? :: Becoming libertarian for practical purposes :: Zohran Mamdani and the fear of what his policies may do :: In US we have cronyism, not capitalism :: Slovakia implements a speed limit for pedestrians :: Chocolate bars cutting down on the amount of chocolate in the bars :: 2025-11-02 Hosts: Bonnie, Riley, Rich E Rich

All Souls Day 2025

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Do you find yourself constantly overthinking in new relationships, fearing abandonment, or needing immediate resolution after every minor conflict? As someone who is formerly (and sometimes still a little bit!) anxiously attached, I know this feeling all too well.That's why I was so excited to sit down with psychotherapist Emma for a deep dive into the challenging (and often painful) intersection of anxiety and dating. We explore where anxious attachment comes from, how it shows up in modern relationships (especially with avoidant partners), and the practical steps you can take to heal and build self-trust.CHECK OUT MY MASTERCLASSES HERE AND START EXPERIENCING LOTS MORE PEACE, JOY, & FREEDOM: https://www.ahealthypush.com/anxiety-classesTAKE MY FREE QUIZ AND FIND OUT WHAT'S CAUSING YOU TO STAY STUCK: https://www.ahealthypush.com/blocking-quizA HEALTHY PUSH INSTAGRAM: https://www.instagram.com/ahealthypush/GET THIS EPISODE'S SHOW NOTES: Connect with Emma: @perfectly_emmperfect

It's time for a reality check: hiring an associate isn't a shortcut to less stress and more growth. In this episode, we break down what associates actually need to succeed and the real reasons they don't work out or make your life easier — and it's not usually about greed or laziness.Learn strategies to help your associates reach production goals, the metrics that will keep them accountable, and what you can do to become a better mentor!Topics discussed:Why associates struggle to produce or leave3 key areas to focus on from day oneCommunication and calibration strategiesWhy Steve doesn't use the word “associate”How to support and invest in associates' growthThe owner's role as a mentorMetrics that keep associates on trackTraining for smarter scheduling and case acceptanceThis episode was produced by Podcast Boutique https://www.podcastboutique.comTake Control of Your Practice and Your Life We help dentists take more time off while making more money through systematization, team empowerment, and creating leadership teams. Ready to build a practice that works for you? Visit www.DentalPracticeHeroes.com to learn more.

On this episode of Veteran On the Move, host Joe Crane interviews a powerful father-son duo, Steven, a retired Army General, and Adam, an Army veteran. Together, they've channeled their military discipline into successful entrepreneurship as multi-unit owners of a PuroClean franchise. They discuss their journey from the military into the restoration industry, sharing why they chose the proven, systematic path of franchising over an independent startup. Episode Resources: PuroClean   About Our Guests After serving almost four decades in the military, Steve and his son (also a Veteran) Adam joined the PuroClean family in November 2022. Located in Cedar Rapids with a second location in West Des Moines, Steve and Adam are taking the Restoration business by storm, thanks to the outstanding support from the PuroClean leadership team and their support staff.   About Our Sponsors Navy Federal Credit Union   Navy Federal Credit Union offers exclusive benefits to all of their members. All Veterans, Active Duty and their families can become members. Have you been saving up for the season of cheer and joy that is just around the corner? With Navy Federal Credit Union's cashRewards and cashRewards Plus cards, you could earn a $250 cash bonus when you spend $2,500 in the first 90 days. Offer ends 1/1/26. You could earn up to 2% unlimited cash back with the cashRewards and cashRewards Plus cards. With Navy Federal, members have access to financial advice and money management and 24/7 access to award-winning service. Whether you're a Veteran of the Army, Marine Corps, Navy, Air Force, Space Force or Coast Guard, you and your family can become members. Join now at Navy Federal Credit Union. At Navy Federal, our members are the mission.      Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 500 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.

You didn't start an STR business to be a full-time cleaner, guest texter, or firefighter.This episode breaks down how most hosts trap themselves in operations — and how to build systems that finally let you step out and scale up.• Why “hustle” kills long-term growth• The systems that keep your business running without you• How to delegate without losing control• Why buying back your time is your real ROI• A blueprint to turn chaos into clarityIf you're tired of putting out fires and want your STR to finally run smoothly,go to strsecrets.com/ops00:00:12 – Why Every STR Needs an Operating System 00:04:28 – Automating Guest and Team Communication 00:08:17 – Tracking Operations Like a Real Business 00:11:45 – How to Build Repeatable Systems That Scale 00:15:33 – Managing 100+ Units Without Losing Control 00:19:58 – Training Teams to Operate Like Owners 00:24:40 – Optimizing Listings for Efficiency and ROI 00:29:25 – The Data Metrics Every Operator Should Track 00:33:54 – Using Tech and SOPs to Eliminate Chaos 00:38:42 – The Future of STR Businesses Runs on SystemsGuest Bio:Michael Dinwiddie is a real estate investor, Airbnb Superhost, and leader in hospitality operation who combines short-term rental management experience with a background in product marketing and customer experience design. As the founder of Togethere Vacation Rentals, Michael manages premium short-term rentals and boutique hotels across Washington State, helping owners increase profitability while creating meaningful guest experiences.He also built Hospitality HQ, an operating system and training platform that equips hosts and managers with the tools, automations, and processes needed to scale efficiently. Michael's work bridges the gap between hospitality and technology—bringing professional systems to help scale the next generation of short-term rental entrepreneurs.Guest Link:instagram.com/michael.dinwiddie/Get FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/

Send us a textToday on Your Child Is Normal, I'm thrilled to re-air one of our most important conversations with Lenore Skenazy — author of Free‑Range Kids and president of the nonprofit Let Grow, which is leading a national movement to restore childhood independence.Lenore explains why when we trust kids to do more on their own, they grow stronger, more confident, and less anxious. She upends the “hover-parenting” norm and invites us to rethink what real childhood looks like.In this episode you'll hear:•How childhood became over-scheduled, over-monitored, and under-trusted.•Why giving kids more freedom isn't neglect—it's empowerment.•Practical steps you can take this week to let your child take the reins (just a little).•Lenore's latest work including her brand-new TED Talk, “Why You Should Spend Less Time With Your Kids.” (Watch it here ➜ https://www.ted.com/talks/lenore_skenazy_why_you_should_spend_less_time_with_your_kids?language=en)  Your Child is Normal is the trusted podcast for parents, pediatricians, and child health experts who want smart, nuanced conversations about raising healthy, resilient kids. Hosted by Dr. Jessica Hochman — a board-certified practicing pediatrician — the show combines evidence-based medicine, expert interviews, and real-world parenting advice to help listeners navigate everything from sleep struggles to mental health, nutrition, screen time, and more. Follow Dr Jessica Hochman:Instagram: @AskDrJessica and Tiktok @askdrjessicaYouTube channel: Ask Dr Jessica If you are interested in placing an ad on Your Child Is Normal click here or fill out our interest form.-For a plant-based, USDA Organic certified vitamin supplement, check out : Llama Naturals Vitamin and use discount code: DRJESSICA20-To test your child's microbiome and get recommendations, check out: Tiny Health using code: DRJESSICA The information presented in Ask Dr Jessica is for general educational purposes only. She does not diagnose medical conditi...

Feeling overwhelmed by politics and all the noise? You're not alone. We're talking about what's really happening in Washington — and how it impacts your faith, your family, and your freedom. No matter how loud the world gets, God is still in control. [01:43] Dr. John Fleming — The Shutdown Explained What's really behind the government shutdown — and who's paying the price? Dr. Fleming breaks it down and calls out waste, reckless spending, and failed leadership in Washington. [10:56] Ted Nugent — Healing, Nature & The Truth About Hunting What if the outdoors is the medicine we've been missing? Ted and Shemane talk about how time outdoors restores the mind, body, and spirit — and why hunters are some of the greatest conservationists. They share how peace, stewardship, and reconnection with God's creation bring real healing. [23:39] Hannah Keeley — Moms Arise Movement Are you exhausted, but still expected to hold everything together? Hannah talks to the mothers who feel stretched thin, unseen, and exhausted. She reminds women of the authority they carry, how to rise above fear, and why their presence shapes generations.  [34:46] Shemane Nugent — Shemane shares her personal story Shemane shares her story of how she nearly died from toxic mold while doctors dismissed her symptoms as stress, hormones, or "just getting older." She opens up about losing her home, her health, and even her son's baby photos — and the moment she chose to trust her own discernment. She explains how healing begins when we recognize the body is not the enemy but the messenger, and how her framework—Recognize, Remediate, Recover—helps you rise instead of collapse.   Resources:  John Fleming's Social Media:  X: @LATreasury Facebook: @John Fleming   Ted Nugent –  Watch Ted Nugent's Spirit Campfire    Purchase Official Ted Nugent Products For autographed guitars, contact toby@tednugent.com Ted Nugent –    Watch Ted Nugent's Spirit Campfire    Purchase Official Ted Nugent Products Watch Ted Nugent Spirit of the Wild  Join Hunter Nation Join Gun Owners of America    Ted's Social Media:  Instagram: @tednugentofficial Facebook: /tednugent   Hannah Keeley — Website: hannahkeeley.com Mom Mastery University: mommastery.com Instagram: @hannahkeeley   Sponsors   Watch Faith & Freedom every Sunday,  10am est on Real America's Voice https://americasvoice.news/playlists/… And on my YouTube channel, Monday at 12 pm CST    Protect yourself with EMP Shield  Use the promo code "SHEMANE"    Activate stem cells & reset your body's clock  at https://lifewave.com/shemane  Please send product inquiries to: shemane.lifewave@gmail.com    Organic natural products to help your family thrive with  https://www.rowecasaorganics.com/Shemane and use the promo code FAITH   Use promo code "FAITH" to purchase "My Pillow" at  https://www.mypillow.com/  or call 800-933-6972 Use promo code "FAITH"    Use promo code "FREEDOM" to receive 20% off your first order at https://brickhousenutrition.com/collections/field-of-greens    Check out Shemane's new programs https://shemanenugent.rocks/fit-n-fab... https://shemanenugent.rocks/faith-fue...    Check out Shemane's books: Abundantly Well - a 40 Day Wellness Devotional https://www.amazon.com/Abundantly-Well-Bible-Based-Increased-Vibrant/dp/1680999249    #1 Bestseller 'Killer House': https://www.amazon.com/Killer-House-A...   4 Minutes to Happy: https://www.amazon.com/Minutes-Happy-...   New York Times best-seller: Kill It and Grill It Cookbook https://www.amazon.com/Kill-Grill-Gui...   Connect with Shemane: Send your questions, suggestions, uplifting comments & funny pet videos to shemane.chat@gmail.com  Watch Killer House Documentary: https://www.killerhouse.org Get Wildly Well at https://www.shemanenugent.rocks   Shemane's Social Media: Instagram: @shemanenugent Youtube: @shemane Truth Social @Shemane Facebook: @shemane.nugent X: @ShemaneNugent  

Freedom, Forgiveness and Second Chances, on today's edition of Something Good with Dr. Ron Jones. Do you need forgiveness today? Have you blown your first chance and now find yourself in need of a second? If so, you'll enjoy today's message from the book of Philemon. Because it's all about the beauty of forgiveness and second chances. Stay with us now as Ron continues his teaching series, “The Ultimate Road Trip Through The Bible: The Pauline Epistles.” 

Kevin Nash and Sean Oliver open this week's episode with real talk about money, government, and survival. What starts as a look at the SNAP program turns into a full-blown discussion about how the system fails the people it's supposed to help. Between rising prices, broken promises, and the next storm on the horizon, Nash gives his unfiltered take on who's really keeping the lights on in America. The conversation spirals from there, hitting everything from insurance scams to hurricanes in Florida to the political blame game in Washington. Nash doesn't hold back on either side, while Sean tries to make sense of a system where logic rarely wins. It's political frustration told with the timing of two guys who've seen it all, inside the ring and out. Sean keeps the energy moving with stories from his new espionage book and a wild connection to a Medellín cartel pilot. Nash answers with tales from the road that include stolen ambulances, Madison Square Garden parking nightmares, and what life was like when coffee came from Mr. Coffee instead of Starbucks. It's nostalgia and chaos in perfect balance. Then the talk shifts back to wrestling as Kevin reacts to Raquel Rodriguez being called "Big Mami Cool" and reflects on what it means when today's stars borrow from the legends. They also touch on Kurt Angle, the grind of training, and why Nash still treats every gym session like it's game day. His mix of honesty and dry humor cuts through every topic. By the end, they've covered SNAP benefits, the economy, stem cells, AI bubbles, and gym etiquette without missing a beat. It's smart, unpredictable, and funny in the most Nash way possible. Watch the full episode now on BlueChew-Visit BlueChew.com and try your first month of BlueChew FREE when you use promo code NASH -- just pay $5 shipping. Get Blitzed Save 15% at Get-Blitzed.com by entering the code KLIQ at checkout. StopBox-Get firearm security redesigned and save 15% off @StopBoxUSA with code NASH at https://stopboxusa.com/NASH #stopboxpod Butcher Box-As an exclusive offer, our listeners can get free protein in every box for a year PLUS $20 off your first box and free shipping when you go to ButcherBox.com/NASH.   00:00 www.KliqthisTV.com 00:22 SHOW OPEN 00:56 SNAP BENEFITS 03:48 the CPI 06:21 Hurricanes 07:59 Gov't Shutdown 19:10 Medellin Pilot 21:46 BREAK BUTCHERBOX 24:23 MCM COFFEE 25:47 Area Codes 32:21 George Steele stole an ambulance  32:55 Parking at MSG 36:05 "That Saudi convo was deep af" 37:59 "10% of my money to the church" 40:27 State Taxes where you work 42:38 Big Mami Kool 44:07 BREAK STOPBOX 47:02 Kurt Angle 50:20 Working out 52:28 "Freedom is bad" 54:13 The AI Bubble  57:41 Sean Oliver hate 01:02:09 Wearing Earbuds at the gym 01:06:02 common sense 01:06:36 lunacy 01:08:48 is there a bet365 on Florida versus Jersey. 01:09:13 Kennedy doing nothing for public health 01:10:27 KTTV 01:11:36 KEV I WATCHED RAW… 01:15:34 Nikki Bella 01:18:18 WWE Style vs AEW style 01:21:17 Mike Rotunda 01:25:10 Abby working Stiff 01:30:30 BREAK GET BLITZED 01:32:53 The Long Walk 01:33:35 FL vs NJ 01:38:27 BREAK BLUECHEW 01:40:22 HUMBLE HER 01:40:48 Rick Rude Stories 01:43:24 Kevin Nash Human Ambassador? 01:46:01 Holding Mick Foley's hand  01:48:50 Why Beer plateaus weight loss 01:50:54 Luna Vachon today 01:53:05 No women on the Mania poster? 01:53:46 Running into Jade at the Airport 01:55:39 OUTRO

FREEDOM - HEALTH - HAPPINESSThis podcast is highly addictive and seriously good for your health.SUPPORT DOC MALIK To make sure you don't miss any episodes, have access to bonus content, back catalogue, and monthly Live Streams, please subscribe to either:The paid Spotify subscription here: ⁠https://creators.spotify.com/pod/show/docmalik/subscribe⁠ The paid Substack subscription here: ⁠https://docmalik.substack.com/subscribe⁠Thank you to all the new subscribers for your lovely messages and reviews! And a big thanks to my existing subscribers for sticking with me and supporting the show! ABOUT THIS CONVERSATION: Nazrin is a 24-year-old freedom fighter who appeared on the BBC2 documentary Unvaccinated and has since spoken out on Talk TV and GB News against the rise of global control through digital ID, lockdowns, and vaccine mandates. In this conversation, we talk about courage, truth, and the cost of activism in today's world. Nazrin opens up about the abuse and attacks she has faced, as well as the love, solidarity, and community that keep her strong.We discuss protests as expressions of unity and hope, the dangers of surveillance and financial control, and the power of living with integrity. It was a joy to sit down with someone so young yet so determined to stand for truth and freedom.Join us at The People's Platform protest on Saturday 22 November, 1pm, Marble Arch, London. I will be there, come and say hello and give me a hug.See my substack for more info. Much love, as always.Doc MalikLinksWebsite ⁠⁠⁠ https://www.thepeoplesplatform.co.ukInstagram ⁠⁠⁠ https://www.instagram.com/nazarinveronica/IMPORTANT INFORMATIONCONSULTATION SERVICEIn a world of rushed 7-minute consultations and endless referrals, I offer you something rare: time, context, and clear guidance.As your health advocate, I can help you:Understand your diagnosis and decode medical jargonDecide who to see: GP, specialist, osteopath, physio, accupuntcurist, homeopath etc?Break down treatment plans in plain, easy to understand non jargon EnglishPrepare for surgery, understand your risks, obtain true informed consent, and optimise yourself pre-op Recover from surgery, advise you how to heal faster and quicker and minimise post-op complicationsManage chronic illness with lifestyle, mindset, and dietary changesExplore holistic options that complement conventional careImplement lifestyle changes like fasting, stress reduction, or movementAsk better questions, and get real answersGet an unbiased second opinionReady to Take Control?If you're navigating a health concern, preparing for a big decision, or simply want to feel more confident in your path forward, I'd love to support you.Book here ⁠ https://docmalik.com/consultations/ ⁠Because it's your body, your life, and your future. Let's make sure you're informed and heard.SeagreenIf you want to support your health naturally, I highly recommend trying Sea Greens, a rich source of bioavailable iodine and trace minerals that nourish thyroid function, balance hormones, and provide a clean daily boost from wild ocean plants. Use the code DOCMALIK⁠https://seagreens.shop/⁠WaterpureI distill all my water for drinking, washing fruit and vegetables, and cooking. If you knew what was in tap water, so would you!⁠https://waterpure.co.uk/docmalik BUY HERE TODAY⁠Hunter & Gather FoodsSeed oils are inflammatory, toxic and nasty; eliminate them from your diet immediately. Check out the products from this great company⁠https://hunterandgatherfoods.com/?ref=DOCHG BUY HERE TODAY⁠Use DOCHG to get 10% OFF your purchase with Hunter & Gather Foods.IMPORTANT NOTICEIf you value my podcasts, please support the show so that I can continue to speak up by choosing one or both of the following options - ⁠Buy me a coffee⁠ If you want to make a one-off donation.⁠Doc Malik Merch Store⁠ Check out my amazing freedom merch

Monday, November 03, 2025 In the second hour, Liberty will speak with Leah Libresco Sargeant. Their topics include Family, Ethics, Social Trends, and Leah's book, The Dignity of Dependence. Connect with us on Facebook at facebook.com/pointofviewradio and on Twitter @PointofViewRTS with your opinions or comments. Looking for just the Highlights? Follow us on Spotify at Point […]

Monday, November 03, 2025 Welcome to the Monday show. Our host is Liberty McArtor from the the Know Why Podcast. In the first hour, she welcomes Paul Cannings. They'll discuss Leadership, Church Growth, and Paul's book, Leaders in Heels.  Connect with us on Facebook at facebook.com/pointofviewradio and on Twitter @PointofViewRTS with your opinions or comments. Looking […]

In this episode of The Mountain Podcast, Samuel Goulet continues on week 5 on the theme of “Design & Purpose,” emphasizing that every believer is made to share Christ with others. Drawing from 2 Corinthians 5:11–21, he explains that receiving Christ naturally leads to giving Christ, and that the love of Jesus should be the controlling force in our lives, freeing us from fear, resentment, and selfishness. Samuel outlines five practical ways to live out this calling—intercession, evangelism, counsel, edification, and restoration—encouraging listeners to be active ministers of reconciliation, to build up and restore others, and to let the love of Christ mobilize them to serve and impact those around them.

Arturo Sandoval is a legendary trumpeter, pianist and composer. Since he defected from Cuba over 30 years ago his accomplishments have been simply remarkable. He's a 2024 Kennedy Center Honoree. He's won 10 Grammys, 6 Billboard Awards, an Emmy, the Hispanic Heritage Award, the Presidential Medal of Freedom, and a Grammy Lifetime Achievement Award. He's a master of Afro Cuban rhythms and a virtuoso in both jazz and classical music. He's performed at the White House and at the Super Bowl.My featured song is my newest single, “Mi Cachimber”. Spotify link.—-----------------------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!Click here for All Episodes Click here for Guest List Click here for Guest Groupings Click here for Guest TestimonialsClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH ARTURO:www.arturosandoval.com—----------------------------------------ROBERT'S LATEST SINGLE:“MI CACHIMBER” is Robert's latest single. It's Robert's tribute to his father who played the trumpet and loved Latin music.. Featuring world class guest artists Benny Benack III and Dave Smith on flugelhornCLICK HERE FOR YOUTUBE LINKCLICK HERE FOR ALL LINKS—--------------------------------------ROBERT'S LATEST ALBUM:“WHAT'S UP!” is Robert's latest compilation album. Featuring 10 of his recent singles including all the ones listed below. Instrumentals and vocals. Jazz, Rock, Pop and Fusion. “My best work so far. (Robert)”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—----------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com  

LIVE listener-driven call-in show every Sunday with Actress, Author & Healer Dee Wallace.Download Show

In this episode of Finding Freedom, host John Odermatt interviews Charlie Kolean, Texas State Director for Americans for Citizen Voting, about the movement to enshrine citizen-only voting laws in state constitutions. They discuss the importance of election integrity, the bipartisan support for these measures, and the challenges faced in passing such amendments. Charlie shares insights on how non-citizen voting occurs at the local level, the strategies used to gain support across party lines, and the impact of these laws in various states. The conversation also touches on common misconceptions, the role of naturalized citizens, and practical advice for voters. Listeners will gain a deeper understanding of why protecting citizen-only voting is seen as a crucial issue for the future of the United States. Chapters 00:00 – Introduction & Guest Welcome 01:59 – The Mission of Americans for Citizen Voting 03:47 – Texas Proposition 16 and Legislative Strategy 08:28 – Non-Citizen Voting: Local vs. Federal Impact 13:16 – Opposition and Misconceptions 17:29 – The Role of Naturalized Citizens 23:11 – How to Get Involved & Where to Learn More Links Americans for Citizen Voting: https://americansforcitizenvoting.org/ Charlie Kolean on Twitter: https://twitter.com/charliekolean Washington Examiner Op-Ed: https://www.washingtonexaminer.com/restoring-america/patriotism-unity/3796292/non-citizen-voting-must-be-fixed-before-november/ We have a new show on Lions of Liberty! The PoliTicks Podcast! Be sure to subscribe to the standalone Politicks Podcast feed. This is the absolute best way to support the show! Listen and subscribe on Apple Podcasts and Spotify. And remember, they're all Blood Suckers! Subscribe to John's Finding Freedom Show solo feed to listen to “Pursuit of Freedom,” which is a new podcast series where John shares the highs and lows of his entrepreneurial journey. Listen and Subscribe on Apple Podcasts and Spotify. Follow the Lions of Liberty: Twitter - https://x.com/LionsofLiberty Rumble - https://rumble.com/c/LionsofLiberty YouTube - https://www.youtube.com/lionsofliberty Instagram - https://www.instagram.com/lionsofliberty/ Telegram - https://t.me/lionsofliberty Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

Many of us have heard of Jonathan Edwards and the American revival known as the Great Awakening. Usually remembered for his sermon with the scary title: "Sinners in the Hands of an Angry God," there is so much more to say about Jonathan Edwards. He was not just a pastor and theologian. He was also a missionary, a biographer, and the president of a college. Today, he is regarded as one of North America's most brilliant minds. Find out more about Jonathan Edwards as Trinity, Grace, and Sean talk with Dr. Oliver Crisp, Professor of Analytic Theology at the University of Saint Andrews, Scotland. Thanks to the generosity of Reformed Fellowship, we are pleased to offer to our listeners a copy of Simonetta's biography of Jonathan Edwards, written for young readers. Reformed Fellowship is dedicated to the publication and distribution of Reformed materials, and they are excited to offer a line of children's materials for the first time since their founding in 1951. Register here to win a copy.    Show Notes: Dr. Crisp's favorite book by Jonathan Edwards is The Freedom of the Will.  In addition to being a learned scholar, Dr. Crisp is a talented artist. In fact, the painting of Jonathan Edwards used for our episode today was actually created by Dr. Crisp!

Marriage/Freedom 

Why do brilliant professionals consistently underprice themselves? In this conversation, Marcus and Matthew Dashper-Hughes dissect the psychological barriers that prevent founders, executives, and elite salespeople from commanding their true market worth. This isn't motivational rhetoric, it's a diagnostic exploration of the childhood money scripts, trust mechanics, and conversational architecture that determine whether you capture value or leave millions on the table. Critical Insights for Leaders The Pricing Psychology Paradox "You will only ever be paid as much as you really think you are worth." This isn't inspiration, it's diagnosis. The least you'll accept becomes the ceiling, not the floor. Underpricing isn't strategic humility; it's emotional armor inherited from childhood money scripts that prioritize comfort over worth. Trust as Operating System Forget tactics. Trust is the operating system for every revenue conversation. The episode unpacks the David Maister Trust Equation, revealing that intimacy, psychological closeness between two humans, matters more than credentials or track record. The line between persuasion and manipulation? Benevolence of intent. You must genuinely want what's best for the client, even if it costs you the deal. Fairness Lives in Freedom, Not Sameness High performers have a moral obligation to preserve client autonomy. Build "choice architecture" through conversation, help clients make the decision they'd make for themselves, without coercion. The power move: Give explicit permission to say "no." That permission establishes the baseline of agency that makes "yes" meaningful. Money Fluency Requires Practice Money is the language of business. Like any language, fluency demands consistent, habitual practice. Combat shame and anxiety through: Journaling on money beliefs and emotional triggers Affirmations ("I am worth it") Afformations (Questions that presuppose worth: "For me to show up and be worth it, what do I need to project?") Reframe the Language of Value Words shape reality. Stop talking about cost, speak about investment. Stop closing deals, start opening accounts. These aren't semantic games; they fundamentally alter how buyers experience your offer. The Self-Awareness Gap Only 10-15% of people are genuinely self-aware. The difference between reactive professionals and leaders? Internal locus of evaluation. Anchor your identity to core, immutable values, not conditional factors like job titles, performance metrics, or external validation. Roles change. Markets shift. Your worth doesn't. Money Redefined "Money, at its best, is a facilitator of freedom, security, and liberty." Not greed. Not status. Freedom. Who Should Listen Founders leaving equity value on the table in fundraising conversations C-Suite executives struggling to articulate their worth in compensation negotiations Top-performing salespeople who deliver results but underprice their solutions Anyone carrying childhood money baggage into adult revenue conversations Going Deeper Want to explore the psychological tools Matthew uses to build value confidence? Curious about Marcus's mathematical trust models for private equity due diligence? These frameworks don't just change how you price, they change how you think about worth itself. Connect  LinkedIn https://www.linkedin.com/in/matthewdashper-hughes/ Matthew's Book: Show Me The Money https://amzn.to/4ofOnnz  

Practical travel gear isn't just stuff in a bag but really is peace of mind. It's survival, resilience, and the quiet confidence of knowing, “I've got this,” whether you're exploring the far corners of the globe or facing a disaster right at home. In a world where unexpected events can strike at any moment, being prepared isn't just practical, it's empowering. In this episode of Speaking of Travel, we dive into the life skills, mindset, and tools that go beyond the checklist. We explore the deeper connection between preparation and core values, and how a passion for being ready can transform the way we live. Dustin Hogard, Co-Founder of Wazoo, joins us to share his journey of pushing boundaries, embracing real experiences, and living a life with purpose. From sustainability and quality to customer support and the freedom that comes from stepping into the unknown, Dustin explains how Wazoo is on a mission to help people live prepared, capable, and free.A must listen! Only on Speaking of Travel! Thanks for listening to Speaking of Travel! Visit speakingoftravel.net for travel tips, travel stories, and ways you can become a more savvy traveler.

This is the clarity that instantly changes my life every single time. Freedom comes at a cost, and it's not one I was able to afford until now.  Merch:  https://leoskepicollection.com Social Media: https://www.instagram.com/leoskepi https://www.tiktok.com/@leoskepi https://www.snapchat.com/add/leoskepi Substack:  https://substack.com/@leoskepi?utm_so...  My App Positive Focus: (Apple) https://apps.apple.com/us/app/positive-focus/id1559260311 (Google) https://play.google.com/store/apps/detailsid=com.positivefocusapp&hl=en_US&gl=US&pli=1 Business Inquiries: Team@leoskepi.com

Believe, Love, Do by Dieter F. Uchtdorf and Song- Just be Held by Casting Crowns. ACU Sunday Series.    Believe, Love, Do https://youtu.be/vBohNauzMmo?si=7ltZ7w9ApkT6GVhO General Conference of The Church of Jesus Christ 684K subscribers 119,317 views Oct 7, 2018 October 2018 General Conference Elder Dieter F. Uchtdorf - We achieve the abundant life by becoming true disciples of Jesus Christ—by following in His ways and engaging in His work. - https://www.lds.org/general-conferenc... October 2018 General Conference.   Song- Just be Held by Casting Crowns. -------------------------------------------------------------------------------   For over 10 ACU shows from our archives on the Atonement of Jesus Christ visit- https://acupodcast.podbean.com/?s=atonement   From ACU- For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/study/manual/come-follow-me-for-individuals-and-families-new-testament-2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.   American Conservative University Podcast (ACU) is not an official representative for The Church of Jesus Christ of Latter-Day Saints. All opinions, selections and commentary are solely those of ACU.  We post a variety of selections from various Christian denominations.   ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

Among today's topics is that Doug identifies the biggest threat to Conservatism in America. Many of the Conservative Movement in the United States have been hoodwinked. But Truth is prevailing.-----------------------Please subscribe to this YouTube Channel: @TheRightSideDougBillings-----------------------And prayerfully consider contributing to Doug's show at: www.DougBillings.usSupport the show

No more food stamps for you :: Phone given to the masses as a distraction and division tactic :: Gremlins in the machines :: Bonnie decides not to use a Ouija board :: Voluntary society as compared to forced "social contract" :: Incentives left wing politics invite homelessness into towns with :: If the US constitution WAS a contract it's null and void now that the gov has broken their end :: Taxation just social control :: Gold rush to cash in :: Gold in Fort Knox? :: Immigrants who would never get here to begin with without getting shipped here by the gov :: You shouldn't be paying taxes :: Dr. Reality podcast :: Helicopter parents :: 2025-11-01 Hosts: Bonnie, Colin, Angelo

Welcome to a grab bag episode of the Travis Makes Money podcast, where Travis and producer Eric riff on the reality behind success—highlighting why business is the great equalizer for anyone willing to put in the work. Rather than featuring a singular guest, this episode is a candid discussion between Travis and Eric, full of humor, pop culture, and philosophical digs about work ethic, optionality, the nature of talent, and actionable (if often ignored) business wisdom. They use standup comedy and pop references as a lens on entitlement, the “special snowflake” myth, and the sometimes mind-numbing monotony behind real progress. On this episode we talk about: Why most people settle for being a cog and what it actually takes to “opt out” Daniel Tosh's take on employment, entitlement, and the myth of guaranteed fame The difference between success in business versus creative arts: luck, timing, and talent Why simple, repetitive business actions (doing the boring work) are the true formula for income The reason people mock Gary Vee's advice, but why doing the basics still actually works Top 3 Takeaways Most people are held back not by talent or opportunity, but by their own acceptance of mediocrity and avoidance of repetitive, boring work that creates options and freedom. Business is fundamentally a learnable, math-like skill: boring, repeatable actions generate income better than “waiting for your shot.” Freedom requires you to learn how to make money outside of a paycheck—otherwise, you'll always be forced to trade your time for someone else's goals. Notable Quotes "The barrier to entry isn't talent; it's being willing to do the boring, repetitive work that most people constantly avoid." "For creative fields like acting or music, sometimes world-class talent never gets a shot—business isn't a zero-sum game that way." "You have to put yourself in a position to have options. Staying broke is another way of saying you decided to let someone else define your ceiling." Learn more about your ad choices. Visit megaphone.fm/adchoices

Derek Champagne talks with Enes Kanter Freedom. Enes is a human rights activist, NBA star, Nobel Peace Prize nominee, and NY Times Best Selling author of the book: In The Name of Freedom. summaryIn this conversation, Ennis Cantor-Freedom shares his remarkable journey from a childhood in Turkey, where he faced societal pressures to hate, to becoming a prominent NBA player and a human rights activist. He discusses the challenges he faced in speaking out against injustices, particularly regarding the treatment of Uyghurs in China, and the personal sacrifices he made, including estrangement from his family and the threat to his safety. Through his story, he emphasizes the importance of empathy, the responsibility of influential figures, and the need to educate the next generation about human rights and social justice.takeaways Ennis Cantor-Freedom's journey from Turkey to the NBA is marked by a commitment to human rights. He faced societal pressures to hate America but chose to embrace understanding instead. His family's support played a crucial role in shaping his values. The NBA provided a platform for him to speak out against injustices. He faced severe consequences for his activism, including threats to his family. Empathy is a key theme in his message to the world. He encourages others to use their platforms for social justice. The importance of educating the next generation about human rights is emphasized. He believes that silence in the face of injustice is complicity. His story illustrates the power of individual choices in the fight for freedom. Chapters00:00Introduction to Ennis Cantor-Freedom01:18Childhood in Turkey: A Journey of Understanding06:45Transition to America: First Impressions and Cultural Adjustments11:23NBA Career: From Draft to Stardom13:21Activism Begins: Standing Up for Human Rights16:51Consequences of Activism: Family and Personal Sacrifices18:52Living Under Threat: The Interpol List and Travel Restrictions20:58The Threat of Violence and Personal Safety22:22Joining the Boston Celtics: A New Chapter24:04Awakening to Human Rights Issues25:47Using Basketball as a Platform for Activism29:05The Cost of Speaking Out31:08Empathy: The Missing Ingredient32:23The Consequences of Activism37:26The Business of Basketball and China38:17The Responsibility of Influential Athletes40:46Taking Action: What Can We Do?Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

What if achieving everything you dreamed of still left you feeling empty? In this enlightening episode of the Work You Love podcast, host Danielle Mizrachi sits down with Jerome Myers, founder of Exit to Excellence, to explore what really happens after success. Jerome reveals the emotional aftermath of selling a business—the Exit Paradox—and how he helps founders rediscover meaning beyond money. Together, they unpack why fulfillment, not achievement, is the real finish line, and how to align work with your purpose, joy, and impact. Listeners will leave with a renewed perspective on success: that true wealth isn't measured in dollars, but in the difference you make and the peace you carry. [00:00 – 07:00] The Exit Paradox Jerome shares how he helps founders rediscover meaning after selling their companies The “Exit Paradox”: the grief, loss, and disorientation many feel after achieving financial success His first exit from corporate life revealed the emotional void behind professional wins [07:00 – 13:00] When Success Feels Empty Jerome recounts how a billionaire's public confession revealed a shared struggle among high achievers Research confirmed that post-exit depression is common but rarely discussed The emptiness of “doing” without “being”—learning to untangle identity from occupation [13:00 – 19:00] Redefining Work and Wealth Jerome breaks down the “first four exits” every founder must navigate The unglamorous reality of being a “Chief Everything Officer” The true measure of success: building a business that operates without you [19:00 – 25:00] The Freedom to Pivot Danielle and Jerome discuss how to find joy in work again The “Four I's of Fulfillment”: Interest, Income, Influence, and Impact How to align your career or business with your unique gifts and purpose [25:00 – 31:00] From Liquidity to Legacy The final evolution of a founder: shifting from accumulation to contribution Jerome's call to help others avoid the regret 75% of founders face post-sale Legacy isn't the company you sell—it's the lives you impact afterward [31:00 – 35:00] Living the Work You Love Why fulfillment—not money—is the real game Letting curiosity, generosity, and community guide your next step Simple but powerful reflection: “Does what I'm doing matter to me?” Key Quotes:“Fulfillment is the game. It doesn't matter how much money you have if you can't find joy in what you do.” - Jerome Myers“We're human beings, not human doings.” -Jerome MyersConnect with Danielle!LinkedIn: https://www.linkedin.com/in/danielle-mizrachi-56058983/Youtube: https://www.youtube.com/@work_you_love Join industry leaders shaping the future and secure your spot at the Exit Planning Summit today! https://exitplanningsummit.com/speakers Ready for your next chapter?Start Your Assessment Now

In this episode, I speak with Dr. Anju, a former family doctor who shifted into functional medicine after realizing that treating symptoms wasn't enough… She wanted to help people truly heal.Dr. Anju and I talk about:How growing up in India with home-cooked meals shaped her view on foodWhat led her to question the limits of conventional medicineWhy she now sees sugar as a major disruptor to health, and encourages patients to cut it out completelyHow sugar affects hormones, energy, and cravingsWhat functional medicine really means (and how it differs from the mainstream approach)Why eating well isn't about perfection, but about finding what works for your bodyDr. Anju shares her personal health journey, how she guides her patients through holistic change (starting with cutting sugar, dairy, and gluten), and why she believes no one has to suffer. To get personalized guidance from me, plus support and accountability in a small group... apply here to join the 90-day program, Freedom from Cravings Formula TODAY.Do the Cravings Quiz and take the first step to get rid of your cravings! Struggling with cravings? Download your 5 tips HERE to discover how you can get rid of cravings... even when you feel tired or stressed.To rate and review this podcast: scroll down in your podcast player on your phone and click on the stars. To leave a review, scroll down a little more and click on "Write a Review". Once you've finished, select “Send” or “Save” in the top-right corner. If you've never left a podcast review before, enter a nickname. Your nickname will be displayed on your review. After selecting a nickname, tap OK. Your review may not be immediately visible, but it should be posted soon. Thank you! - NettaDisclaimer: Information provided by Life After Sugar is not designed to and does not provide medical advice, professional diagnosis, opinion, treatment or services to you or to any other individual. This is general information for educational purposes only. The information provided is not a substitute for medical or professional care. Life After Sugar is not liable or responsible for any advice, information, services or product you obtain through Life After Sugar. You should always seek...

Over the years, researchers and journalists have repeatedly requested access to official files relating to Prince Andrew's time as the UK's Special Representative for International Trade & Investment (2001-2011). These documents include his travel records, correspondence, meeting logs and other aspects of his public-role activities. However, under UK public-records and freedom-of-information rules, some royal-associated records enjoy extended secrecy. Specifically, files about certain senior royals (including Prince Andrew) are exempt from general access and are to remain sealed for 105 years after the individual's birth — in Andrew's case meaning his records will largely stay private until 2065.The result has sparked considerable controversy. Critics argue the blanket sealing amounts to a lack of transparency and accountability given Andrew's taxpayer-funded public role, while defenders cite national-security, diplomatic-confidentiality and royal-protocol justifications. The secrecy has been described by some as “dubious” in its application of the Freedom of Information Act and other archival laws, especially when open-government norms would favour release after 20 years.to contact me:bobbycapucci@protonmail.com

When cycles of fear and injustice finally break, what follows isn’t silence—it’s a song. Judges 5 bursts with celebration as Deborah sings of freedom and new beginnings. In baptism we do the same: we declare that our old identity is gone, and our new one—rooted in God’s compassion, grace, and patience—has begun. This Sunday, celebrate the sound of freedom as stories are sung, waters are stirred, and lives are made new.

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