Podcasts about financial freedom

Read today's messages + scriptures: www.curlynikki.comSupport the show: http://patreon.com/goodmornings

Discover why home sellers are rushing to relist properties.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

It's crazy when you think about it, but less than 1% of entrepreneurs ever sell their companies. Even fewer do it intentionally, strategically, and on their terms. If you're building a business without preparing for a future exit, you may be leaving millions on the table or worse, creating a company that can't function without you.Stephen Scoggins knows this firsthand. He is a speaker, author, and host of the Build podcast who created multiple companies — including one that grew to nine figures in annual revenue and successfully exited in 2023. But his story isn't just about a financial win. It's about faith, leadership, identity, and learning how to structure a business so it can scale beyond you and create meaning and purpose in your life.You'll hear what Stephen believes most entrepreneurs get wrong about selling their business, and the tax strategies he's now implementing after a massive liquidity event. We also dive deep into his journey from sleeping in his car to building companies that employ hundreds — and how faith shaped every turning point along the way.In this episode, you'll learn: ✅ Why most entrepreneurs wait too long to prepare their business for sale and what Stephen recommends for runway time prior to an exit.✅ How quality of earnings can dramatically impact your final valuation and why buyers use it to justify lowering your multiple.✅ The difference between asset sales versus stock sales and why an F reorganization can have a dramatic impact on value.Show Notes: LifestyleInvestor.com/281Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is the proven path to becoming a real estate millionaire, retiring early, and gaining complete financial independence. It's not hard, but it takes time, work, and forethought. If you can follow this financial freedom “stack,” you'll be able to retire early, or retire much richer, like today's guest.  Andrew Giancola, host of The Personal Finance Podcast, beat the system. He reached financial independence in his 30s, not through luck, market timing, or big bets, but through slow, smart money moves and purchasing enough rentals to buy back his time. He reverse-engineered his path, creating the 11-step financial freedom “stack” that anyone can use to become a millionaire and retire early. The “stack” starts at the beginning. You don't need any money or experience to start. The genius part of the system is that it almost automatically puts you in the best possible position to invest, reinvest, and finally retire how you want. We're going into detail on each step of the “stack” so you can follow it, find financial freedom, and live life completely on your terms.  In This Episode We Cover The 11 (repeatable) steps to go from no rentals to complete financial freedom  How to trade your time for rental properties (if you're starting with no money) The least amount of money you should have before you begin investing  How much do you need to retire? Calculating your “freedom number” fast Still got “bad” debt? What to do ASAP before buying your first rental  How to pick a real estate investing strategy based on your savings  Don't just invest in rentals: Why Andrew and Dave think "100% rentals" is too risky  “Wealth accelerators” that supercharge your net worth  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1250 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover why inflation is moderating and why it matters. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

This week Nevatell [@nevatell] , Jaytona [@jaytonasupreme] , Cambino [@coastboymook] , and Demario (@_demariolamar) who is the 6th man sub for Coach Sip (@1shaad__) are accompanied by Rap Artist & all around hustler, Ethan Jeremiah (@_ethanjeremiah) ! They begin with the ‘Tire Table Talk' segment to get personal as the guys convey their multiple hustle suggestions on the pursuit for Financial Freedom in America . In this interview , Ethan proves to be more than just a money maker as he details his creative beginnings musically that might surprise you ! The crew also inquires about the upcoming artists' ability to balance his craft , kids , and investing . The Q&A continues once the show teaches Ethan Jeremiah the definition of a GILF and they find out who's his favorite ! This leads to asking him the ultimate artist question , Independent or Major Label & why ? The episode ends with our ‘SeaPote Shoutouts' segment to give some local leaders their flowers for example , Pastor Odum of Temple of Glory church on his remarkable recovery and so much more !

Welcome to another episode of MOJO: The Meaning of Life and Business! Today, we're tackling a topic that affects nearly everyone: debt. Whether it's a mortgage, student loans, or simply living beyond your means, debt can feel overwhelming and confusing. But is all debt created equal? And more importantly, how can you get out of it without sacrificing your sanity or lifestyle?Our guest, Dr. Howard Polansky, shares his remarkable journey from dentistry to financial coaching. After a life-changing experience with his son's health, Howard Polansky discovered a powerful financial system to help families and business owners break free from debt, and he's here to share his story and strategies. Together with host Jennifer Glass, Howard will reveal surprisingly simple tools, unconventional wisdom, and practical steps to help you take control of your financial destiny.Get ready to shift your perspective on money, find out why payments matter more than interest rates, and learn how financial flexibility can open doors to your dreams. If you've ever wondered how to escape the cycle of debt, this episode is for you.Please make sure you talk with your own advisor before making any decisions related to your particular situation - the information provided in this episode is for informational purposes alone and should not be relied upon to provide direct financial, accounting, or legal advice.About my guest: Dr. Howard Polansky started his career as a dentist, but now helps families and business owners with a simple financial system so they can dramatically reduce their debt payments on items like mortgages, business loans, car payments, student loans, and even credit card bills. By managing these payments effectively, you maintain your lifestyle, keep more money each month, and achieve your dreams faster. Connect with Howard on Facebook, LinkedIn, and on the web at http://www.financiallyled.com, and don't forget to check out Howard's quiz at https://leakingcash.scoreapp.com/Keywords: debt, mortgage, student loans, car payments, good debt, bad debt, credit cards, financial system, cash flow, business loans, line of credit, refinancing, interest rates, payments, home equity, financial freedom, financial flexibility, dentistry, emergency expenses, financial resilience, cash reserves, investment, personal finance, business finance, catastrophic events, debt reduction, lifestyle maintenance, financial planning, financial coaching, success definition

This is the sixty-second episode in the Crypto Hipster's Curtain Calls Series, which includes 3–4-minute clips from Seasons 6-8. This compilation draws upon my conversations with:Alan Orwick, co-founder @ Quai Network (7/2/2024, Season 7)Yannik Schrade, CEO and co-founder @ Arcium (7/20/2024, Season 7)Fabian Vogelsteller, co-founder @ LUKSO (6/10/2024, Season 7)Ian Smith, CEO and CTO @ Quantum EVM (4/12/2025, Season 8)

Discover why stocks are near lows and this may be a buying opportunity for stocks.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this solo episode, Michael reflects on the biggest lessons he's learned over the past 30 days—from the state of the multifamily market to the power of relationships, networking, and emerging technologies like AI. Drawing from recent conferences, conversations with industry leaders, and personal experiences, he shares key insights that could shape how investors approach the next phase of the market cycle.Michael discusses why many experts believe multifamily is near the bottom of the cycle, why diversification beyond real estate matters, and how building community and meaningful relationships can dramatically impact both business success and personal fulfillment. He also shares why he believes artificial intelligence will fundamentally transform productivity and entrepreneurship in the years ahead.Whether you're an active investor, aspiring syndicator, or simply looking for clarity in a shifting market, this episode delivers practical insights and mindset shifts that can help you navigate the next stage of your investing journey.Key TakeawaysWhy many industry experts believe the multifamily market may be at or near the bottom of the cycleThe role of interest rate stability and supply constraints in shaping the next phase of growthWhy absorption rates and concessions are becoming key indicators to watch in apartment marketsHow diversification into other asset classes—and even operating businesses—can strengthen your portfolioThe unexpected opportunities that come from networking and getting out of your comfort zoneWhy investing in your closest relationships may be the most important investment you makeHow artificial intelligence is rapidly transforming productivity, analysis, and entrepreneurshipWhy building community is becoming increasingly important in a world with declining online trustConnect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session514/

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

What if you could set yourself up for financial success in the military with just ONE action that takes 5 minutes? Spencer and Jamie kick off their 10-part "If You Don't Have Time for Anything Else" series with the absolute first thing every military service member needs to do: Start a 5% contribution to your Roth TSP. This bite-sized episode cuts through the confusion and gives you the exact steps to take right now. What to Do Action: Set up 5% Roth TSP contribution Steps: Go to mypay.dfas.mil Click TSP tab Select 5% to Roth TSP Done Time required: 5 minutes Key Information What is TSP? Thrift Savings Plan = military's 401(k) Automatic retirement account from Department of Defense Two types: Roth and Traditional Why 5%? Months 1-24: DoD contributes 1% automatic Month 25+: DoD contributes 5% automatic + matches your 5% (total: 9%) You must contribute 5% to get full match Why Roth? After-tax contributions Tax-free growth Tax-free withdrawals at retirement (age 59½+) Best choice for most military members Auto-Enrollment New members: Often auto-enrolled at 5% Existing members: May be re-enrolled at 5% in January Check MyPay to verify Resources MyPay: mypay.dfas.mil TSP Course: militarymoneymanual.com/tsp Related Episode: Episode 2 of MMM - The Thrift Savings Plan (most popular episode) Book: The Military Money Manual Bottom Line: 5% Roth TSP = free DoD matching money. Takes 5 minutes to set up. Do it now. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

How to Go from Not Enough to More than Enough 2 Kings 4:1–7 Now the wife of one of the sons of the prophets cried to Elisha, “Your servant my husband is dead, and you know that your servant feared the Lord, but the creditor has come to take my two children to be his slaves.” 2 And Elisha said to her, “What shall I do for you? Tell me; what have you in the house?” And she said, “Your servant has nothing in the house except a jar of oil.” 3 Then he said, “Go outside, borrow vessels from all your neighbors, empty vessels and not too few. 4 Then go in and shut the door behind yourself and your sons and pour into all these vessels. And when one is full, set it aside.” 5 So she went from him and shut the door behind herself and her sons. And as she poured they brought the vessels to her. 6 When the vessels were full, she said to her son, “Bring me another vessel.” And he said to her, “There is not another.” Then the oil stopped flowing. 7 She came and told the man of God, and he said, “Go, sell the oil and pay your debts, and you and your sons can live on the rest.” (ESV) 1. Margin is what I have beyond what I need Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down (NIV) 2. When margin goes down, stress goes up Ephesians 5:15 Be very careful, then, how you live—not as unwise but as wise (NIV) Proverbs 6:6–8 Go to the ant, you sluggard; consider its ways and be wise! 7 It has no commander, no overseer or ruler, 8 yet it stores its provisions in summer and gathers its food at harvest (NIV) Ecclesiastes 4:6 Better one handful with tranquility than two handfuls with toil (NIV) 3. Margin has more to do with my mindset than my money Proverbs 21:20 The wise have wealth and luxury, but fools spend whatever they get (NLT) Proverbs 23:5 Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle (NIV) Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow (NIV) 4. Margin allows you and I to live on mission Proverbs 22:7 The borrower is slave to the lender (NIV) 2 Corinthians 9:8 And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work (NIV) 2 Corinthians 9:10-11 Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. 11 You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God (NIV)

In this episode, Warren Ingram and Pieter de Villiers discuss personal finance topics, including the impact of online sports betting, the importance of financial stability before major life decisions, and the value of living within one's means. They analyze American and South African contexts, offering practical advice and moral perspectives.Takeaways:The Impact of Online Sports GamblingThe Dangers of Public Figures Endorsing GamblingUnderstanding Car Purchases and Financial DecisionsThe Importance of Financial Stability Before ParenthoodThe Reality of Middle-Class Life and Social ExpectationsLearn more about Prescient Investment Management here.Send a textThe SafeWork Advantage PodcastMost workplaces react to violence—SafeWork Advantage shows employers how to prevent it.Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

c

After his real estate business collapsed, Dave Ramsey was left with $3 million in debt and six months to repay it. He sold everything he owned and rebuilt from scratch, scaling a small radio program into one of the most-listened-to shows. With over three decades of experience in entrepreneurship, finance, and leadership, he knows what it takes to build a business that lasts. In this episode, Dave breaks down the six drivers of long-term business growth, the five key stages of startup success, and how he balances life as a creator-entrepreneur. In this episode, Hala and Dave will discuss:  (00:00) Introduction (01:27) The Core Principles of Financial Freedom (07:54) Adapting to Change as a Content Creator (11:24) Balancing Content Creation and Entrepreneurship (14:44) Creating a Clear Path in Business  (17:24) The Truth About Starting a Business Today (20:29) The Six Drivers of Business Success (31:51) The Five Stages of Business Growth (43:10) Identifying the Right Leadership Skills Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. He is the host of The Ramsey Show with over 18 million listeners each week. Dave is the author of multiple bestselling books, including Build a Business You Love, which helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting  Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay   Resources Mentioned:  Dave's Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove  Dave's Website: ramseysolutions.com YAP E388 with Dave Ramsey: youngandprofiting.co/E388  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.

Discover why Berkshire Hathaway approved a stock buyback. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

It's easy to promise yourself you'll “get serious” about money next month—until life gets loud. In Healthy Mind, Healthy Life, hosted by Avik, recorded on January 30th, Sayan sits down with financial planner Monica Kaufman to explore why money struggles are often identity struggles in disguise—and how real change begins in the mind, not the bank account. This episode is for anyone who feels stuck in overspending, avoidance, or financial anxiety. You'll hear practical systems that build accountability, a powerful reframe about “future you,” and a gentle but honest invitation: stop letting your inner child run your financial life—put the adult back in charge. About the Guest: Monica Kaufman is a certified financial planner and the founder of Harmony Wealth Academy. She is also Director of Financial Planning at Harmony Asset Management (an RIA) and teaches a mindset-first approach to building financial independence. Episode Chapters: 00:06:55 — Why “National Quitting Day” kills most money goals 00:08:13 — Motivation fades; systems keep you aligned 00:09:43 — The daily accountability ritual: facing your numbers 00:11:24 — Tracking spending patterns and the “reality check” moment 00:13:37 — Money identity: beliefs formed early shape adult outcomes 00:19:18 — “Future you must matter as much as present you” 00:22:30 — Building financial defenses: protecting what you've built Key Takeaways: Replace motivation with a simple system: review accounts daily or weekly to build awareness and choice. Track real spending by category for 30–60 days before you “guess” where money goes. Shift identity first: ask, “Who am I being when I spend, avoid, or overwork?” Make future you a priority: decisions change when tomorrow matters as much as today. Build “financial defenses” (risk protection, decision authority, identity protection) before chasing big goals. Start small to avoid overwhelm: five minutes a day is often enough to begin momentum. How to Connect With the Guest: Email: mkaufman@harmonyam.com  Website: https://www.harmonywealthacademy.com/  Harmony Asset Management (RIA) - details on website Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6000+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

Your wealth plan might be missing its most important asset - you. In this episode of Get Invested, Bushy Martin is joined by Epigenetic Health Strategist Chris Barnes to explore the often overlooked link between high performance, health and financial freedom. Most investors spend their time analysing markets, inspecting properties and chasing returns, yet rarely inspect the engine driving their decisions - their own biology. Through Bushy’s Sustainable Success “Borromean Rings” framework - the integration of Self, Health and Wealth (the 3 ELFs) — this conversation reveals why Self and Health are the sustainability multipliers that protect and extend Wealth. Chris explains how chronic stress quietly undermines judgment, resilience and long-term compounding, why genes may load the gun but lifestyle pulls the trigger, and why high performers need biological awareness as much as bigger goals. If you’re building a 20-year wealth strategy, this episode is a powerful reminder that you can’t build long-term financial freedom on a short-term nervous system. Key insights you’ll hear in this episode: • Sustainable wealth requires sustainable physiology. • Most investors inspect properties - not themselves. • Genes load the gun; lifestyle pulls the trigger. • Chronic stress impacts decision-making, risk tolerance and long-term compounding. • High performers need biological awareness, not just bigger goals. • You can’t build a 20-year wealth plan on a 2-hour nervous system. About Chris Barnes: Chris Barnes is an Epigenetic Health Strategist and Certified Epigenetic Performance Coach who works with high-performing executives, investors and entrepreneurs to bridge the gap between ambition and biology. Having analysed more than 500 genetic reports and spoken at international health conferences, Chris specialises in helping driven professionals optimise performance, reduce chronic stress, and build sustainable longevity through personalised genetic and lifestyle insights. Special bonus for Get Invested Freedom Fighters:Just Chris' SKOOL COMMUNITY and use the code GETINVESTED to get 10% off Genetic Testing (his full genetic analysis service) and a 7-day free trial of his community membership. Start here: https://www.skool.com/chris-barnes-wellness-8200/about Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

One of the biggest reasons many entrepreneurs struggle to scale their businesses is that they focus on attracting more clients by casting a wide net and pouring money into marketing that doesn't generate and convert enough leads.But everything changed when today's guest did the opposite by narrowing his focus, niching down, which ultimately skyrocketed business growth and positioned his company for a huge exit.Andrew Lassise is the founder of Tech for Accountants, a cybersecurity and IT company built exclusively for accounting firms. After initially struggling to sell his company, Andrew rebuilt it with tighter systems, sharper positioning, and a deliberate niche strategy. The result? A sale at a 10x multiple of projected EBITDA, more than double the industry norm.In this conversation, Andrew shares how sobriety became a competitive advantage and why systematizing your business is the key to turning it into a sellable asset. We also discussed how to leverage AI and automation to scale your business without burning out.In this episode, you'll learn: ✅ How niching down skyrockets Andrew's business growth and created market dominance in a crowded industry.✅ Why AI isn't a silver bullet and how to use it to create real leverage and buy your time back.✅ The mindset shifts from being the operator to building a business that scales sustainably towards a successful exit.Show Notes: LifestyleInvestor.com/280Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this bonus episode, Warren Ingram and Ray Mhere discuss the critical aspects of investment behavior, focusing on the behavior gap that often leads investors to underperform compared to their unit trusts. They explore the psychological factors influencing investment decisions, such as panic selling and performance chasing, and emphasize the importance of aligning investment choices with personal goals and risk tolerance. The discussion also highlights the necessity of rebalancing portfolios and evaluating fund performance based on management and philosophy, ultimately, providing strategies for successful investing, including regular contributions and maintaining a disciplined approach to investment management. TakeawaysInvestors often underperform their unit trusts due to behavioral factors.The behavior gap is a significant issue in investment performance.Panic selling during market downturns can lead to poor investment decisions.Chasing performance often results in buying high and selling low.Aligning investment choices with personal goals is crucial for success.Rebalancing portfolios regularly helps maintain the desired asset allocation.Evaluating fund performance should focus on management and investment philosophy.Investors should compare similar funds to make informed decisions.Regular contributions can mitigate the effects of market volatility.A disciplined investment strategy is essential for long-term success.Learn more about how Curate Investments can help you here.Send a textThe SafeWork Advantage PodcastMost workplaces react to violence—SafeWork Advantage shows employers how to prevent it.Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this conversation, Seth Hendricks shares his transformative journey from a decade-long career in law enforcement to becoming a financial advisor. He discusses the impact of mental health on police officers, the importance of self-reflection, and the challenges of balancing personal and professional life. The conversation delves into the unconscious behaviors shaped by trauma, the financial considerations unique to police work, and the significance of communication in relationships, especially when dealing with the stresses of the job. In this conversation, Seth Hendricks shares his journey from law enforcement to financial planning, emphasizing the importance of serving others and the challenges of consent in helping professions. He discusses the emotional drivers behind feedback and reviews, the complexities of gun ownership, and the need for open dialogue in divisive topics. The conversation also touches on the importance of addressing mental health and personal well-being, particularly in underserved communities.Chapters00:00 Introduction to the Symposium and Seth's Background02:57 Seth's Journey from Law Enforcement to Financial Planning05:53 The Impact of Mental Health in Law Enforcement08:48 Understanding the Five-Year Drop-Off in Police Careers11:56 The Role of Ego and Self-Reflection in Career Choices14:46 Financial Considerations for Police Officers18:01 The Unconscious Impact of Trauma on Spending Habits21:05 Balancing Personal Life and Professional Trauma23:58 The Importance of Communication in Relationships27:09 Navigating Parenthood and Career Stress29:53 The Gap Between Law Enforcement and Financial Planning39:05 The Simplicity of Law Enforcement42:49 Transitioning from Law Enforcement to Financial Planning43:48 The Concept of Consent in Helping Professions46:57 The Challenge of Change and Acceptance50:50 The Emotional Drivers Behind Reviews and Feedback52:08 Finding Common Ground in Divisive Topics55:15 Navigating Difficult Conversations01:01:59 The Complexity of Gun Ownership and Responsibility01:04:33 The Importance of Open Dialogue01:11:18 Serving the Underserved in Financial Services01:14:02 Mental Health and Personal Well-beingSend a text Walk the Talk America would like to thank our partners who make these conversations possible and would like to highlight our top two partner tiers below! Platinum Tier:RugerArmscorBleeker Street PublicationsGold Tier:NASGWLipsey'sDavidson's

The Final Follow Up To The Darkside Of Financial Freedom In this episode of Join Up Dots, we hear powerful, honest emails from listeners who opened up about the quiet depression that can creep in when life looks "fine" on the surface. From retirees who lost their sense of relevance, to young professionals questioning the grind, to parents who felt flat after finally reaching stability, one theme keeps emerging — removing pressure doesn't automatically create purpose. This conversation goes beyond money and success. It's about identity, challenge, growth and the human need for meaningful friction. If you've ever felt strangely low despite doing everything "right," this one will hit home. Share it with someone who needs to hear it. #MentalHealth #PurposeDriven #LifeAfterSuccess #EntrepreneurMindset #JoinUpDots Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Discover the latest economic update and if there is a "coming boom". Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠

Financial confidence is one of the most powerful tools for long-term independence.In honor of Women's History Month, Miguel Gonzalez shares practical steps women can take to build clarity, strengthen saving habits, increase financial literacy, and advocate for their financial future. Whether you're managing your own finances, contributing to household decisions, or planning for retirement, building confidence starts with small, consistent actions.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families plan for retirement income, investment management, and long-term financial stability. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning and financial wellness.#WomenAndWealth #FinancialConfidence #WomensHistoryMonth #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellnessWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Watch the episode on YouTube: https://youtu.be/4DHjzths4Y4 Schedule a Meeting with Joshua TODAY!Are you an outdoor living pro showing up nowhere in Google searches—even though you're doing incredible landscaping or hardscaping work?If you're a landscaper or hardscaper relying on word of mouth while Google quietly sends leads to your competitors, this episode breaks down how Google Business Profile actually works in 2026. Nick Conley walks through the exact optimization mistakes most contractors make—and why fixing your GBP is often more important than SEO, ads, or even your website.In this episode, you'll learn: How outdoor living pros can optimize their Google Business Profile to show up in the top 3 map resultsWhich categories, services, photos, and reviews matter most for landscapers and hardscapersWhy consistency, activity, and trust signals—not fancy marketing—drive real leads from GooglePress play to learn how to turn your Google Business Profile into a predictable lead source for your outdoor living, landscaping, or hardscaping business—before another busy season passes you by.Learn more about Tekton Growth by visiting the website: https://www.tektongrowth.com/Ready to get your copy of The CORE 10? Check it out HERE!Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry. Music from #Uppbeat:https://uppbeat.io/t/abbynoise/puncherLicense code: AWUDIYK15E3NWYPK

Can money be both ethical and empowering? In this episode, former monk turned financial advisor Douglas Lynam shares how transforming your mindset around money can unlock both personal prosperity and a deeper sense of purpose. Drawing on his unique background in monastic life, military service, and financial advising, Douglas offers a fresh perspective on building wealth while staying aligned with your values. Douglas is a keynote speaker, celebrity coach, and best-selling author dedicated to helping people overcome financial anxiety and develop a healthier relationship with money. Through his values-based framework — the Four Pillars of Finance — he teaches individuals how to make smarter financial decisions that support both personal wellbeing and meaningful impact in the world. In this conversation, we explore: ·       Why money should never be used as a weapon — and how to build a healthier relationship with it ·       How Douglas's experience as a monk shaped his philosophy on wealth and service ·       The connection between spiritual beliefs and financial behaviors ·       The Four Pillars of Finance and how they can guide ethical wealth-building ·       What true financial literacy looks like in today's world Douglas's approach blends behavioral finance, spiritual insight, and practical financial planning to help people create prosperity without sacrificing purpose. His book, From Monk to Money Manager: A Former Monk's Financial Guide to Becoming a Little Bit Wealthy – and Why That's Okay, expands on these principles and offers readers a compassionate roadmap to financial freedom. To learn more about Douglas's coaching, speaking, and writing, visit his website and explore his work on values-driven finance. Episode also available on Apple Podcasts: https://apple.co/38oMlMr  Keep up with Douglas Lynam socials here: X: https://x.com/Doug_Lynam  Instagram: https://www.instagram.com/douglynam/  Facebook: https://www.facebook.com/douglynam/  Youtube: https://www.youtube.com/@douglynam 

Most money advice for students is either condescending or delusional, and this episode is neither. This one is for the students…and for the parents, aunties, mentors, and big cousins trying to help without lecturing. Today I'm joined by Dr. Paris Woods, bestselling author of The Black Girl's Guide to Financial Freedom and the new Student's Guide to Financial Freedom. We talk about what she saw growing up in St. Louis, the “education is the ticket” promise, and why getting out of poverty isn't the same as building wealth.If you love a young person, send them this episode and then follow up with, ‘did you listen?'We cover:The debt traps waiting for you the moment you turn 18The minimum payment trap and why “on-time payments” can still keep you stuck for yearsWhy “adulting” starts with a credit limit — and how cards + BNPL get marketed like free money.Sticker price vs. net price: How to find your real college cost before you commitCreating a “gap plan” with scholarships + grants + schools that meet need + a realistic part-time job so loans aren't the defaultDreaming as a strategy and finding the answer to “what would you do if you knew you couldn't fail?”The importance of building a Freedom Fund so you can take the trip, start the business, or pivot without panickingLinks:Order The Student's Guide to Financial FreedomFollow Dr. Paris Woods: @AuthorParisWoods + ParisWoods.com Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Financial stress affects nearly every household in America, including Christians who find themselves trapped in financial bondage despite their spiritual freedom. With average household debt at 130% of yearly income and 59% of families living paycheck to paycheck, many believers are enslaved by money rather than using it as a tool for God's kingdom. The Bible warns that the borrower becomes a slave to the lender, and our consumer culture traps us by convincing us that possessions equal self-worth. True financial freedom isn't about how much you make but how much you owe, and it requires renewing your mind through determination, devotion to God as the true owner of everything, and discipline through the Holy Spirit's help.

FOLLOW UP: YOUR Darkside To Financial Freedom In this episode of Join Up Dots, we share powerful listener responses to The Downside of Being Financially Free — and the honesty is eye-opening. From retired business owners who lost their identity, to entrepreneurs questioning whether the sacrifice is worth it, to families realising freedom without purpose can create distance rather than connection, the message is clear: money removes pressure, but it doesn't automatically create meaning. Listeners open up about health slipping without challenge, addiction to the chase, and redefining success beyond the scoreboard. This conversation goes deeper than income — it's about identity, growth, contribution and choosing your next mountain. If this resonates, share it with someone chasing financial freedom or quietly wondering what comes next. #FinancialFreedom #LifeAfterSuccess #EntrepreneurMindset #PurposeDriven #JoinUpDots Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Discover how stocks react after military conflicts.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this solo episode, Michael Blank shares the exact moment he pivoted from flipping houses and single-family rentals into multifamily investing—and why it became the single best financial decision of his life. He breaks down the math, the scalability, the risk profile, and the long-term wealth-building power of apartment syndications compared to other strategies like flips, short-term rentals, and pad splits. If you're wondering how to truly scale real estate without burning out, this episode lays it out step by step.Key Takeaways Single-family investing doesn't scale efficiently — replacing income requires dozens of properties and constant effort.Multifamily syndications create multiple profit centers: acquisition fees, asset management fees, cash flow, and equity at sale.You get paid when you buy in multifamily—something no other strategy offers at scale.Professional property management makes multifamily more passive, allowing faster growth with less day-to-day involvement.Risk is reduced through diversification — 100 tenants are safer than one.Long-term housing shortages and declining new construction permits support strong multifamily fundamentals.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session513/

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠

30+ premium credit cards—including the Amex Platinum and Chase Sapphire Reserve—without paying a single dollar in annual fees? Spencer Reese breaks down exactly how active duty service members, Guard/Reserve on orders, and military spouses can access over $10,000 in annual fee waivers through the Military Lending Act (MLA) and SCRA. Recorded on Veterans Day, this episode is packed with tactical strategies for building wealth while traveling the world in luxury. Summary Spencer Reese joins Ross from Itinerary Boss for a comprehensive breakdown of military credit card benefits. Spencer explains the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA), revealing how active duty members and military spouses can access premium cards like the $895 Amex Platinum with zero annual fees. The conversation covers optimal credit card sequencing, what happens when you transition from active duty to veteran status, how to leverage OCONUS assignments for incredible award travel, hotel status strategies, and Spencer's personal redemption stories including luxury stays in Dubai and business class flights around the world. Spencer also addresses common misconceptions about credit cards, shares tracking tools and automation tips, and explains why most military families are "stepping over dollars to pick up pennies" by not taking advantage of these benefits. Key Topics & Questions Covered Understanding Military Credit Card Benefits The Legal Foundation Eligible Cards & Annual Fee Savings Multiple Cards Strategy Credit Card Sequencing Strategy Building Your Foundation Optimal Application Order Why Order Matters Maximizing Credit Card Benefits Annual Recurring Credits Per Card Stacking Strategy Example International Usage Transitioning from Active Duty to Veteran What Happens to Your Cards Chase Timeline American Express Timeline Downgrade Strategy Travel Redemption Strategies OCONUS Assignment Advantages Spencer's Success Stories Hotel Status Strategy Common Mistakes & Misconceptions Biggest Mistakes Military Families Make Stopping at one card - Missing thousands in benefits Opening Amex Platinum first - Should start with Chase Using wrong card for purchases - Groceries on Platinum instead of Gold Fear of credit cards - Dave Ramsey's influence Not checking MLA database first - Missing automatic waivers Buying too much car - #1 financial mistake Spencer sees Ignoring hotel status cards - Missing upgrade opportunities Dave Ramsey Debate Credit Score Myths Tools & Automation Tracking Apps & Software Card Pointers - Credit optimization MaxRewards - Best card for each purchase Travel Freely - Track card opening dates, 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards Spreadsheet method - Spencer's preferred approach Automation Tips Batching Strategy Hotel & Airline Status Hotel Status Cards Why Hotel Status Matters Hyatt Globalist Priority Resources & Links Mentioned Military Benefits Resources MLA Database - Check your Military Lending Act eligibility SCRA (Servicemembers Civil Relief Act) DOD MWR Libby App - Free ebook/audiobook access to Spencer's book Credit Card Tools Card Pointers - Credit card optimization app MaxRewards - Best card selector Travel Freely - Card tracking for 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards United Travel Bank - Trigger airline credits Key Tactical Takeaways Immediate Actions (This Week) Verify MLA eligibility at mla.dmdc.osd.mil (print PDF for records) Check credit score - Need 720+ for premium cards Open Chase Freedom or Freedom Unlimited if no Chase relationship Set up automatic payments on all existing cards Calculate current annual fee savings if already have cards Short Term (This Month) Apply for Chase Sapphire Reserve or Preferred (check welcome bonuses) Open Amex Green → Start the Amex family progression Verify military status on existing accounts Set up recurring digital entertainment credits Create spreadsheet to track cards and credits Medium Term (This Quarter) Add Amex Gold after 90 days from Green Apply for hotel status cards (Hilton Aspire, Marriott Brilliant) Set quarterly reminders for Resy credits Purchase United Travel Bank in January for airline credits Book TDY/deployment hotels to build status Long Term (This Year) Add Amex Platinum after Amex Gold established Upgrade Freedom to CSR after 12 months (if desired) Build toward hotel Globalist status with Hyatt Plan OCONUS travel using points from home airport Prepare transition strategy if separating Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Send a textIn this insightful episode of Living the Dream with Curveball, we welcome Saul Cohen, a seasoned accounting and acquisitions advisor dedicated to empowering business owners to transition from operators to investors. Saul shares his passion for entrepreneurship and the pivotal role it plays in fostering community and societal change. He elaborates on his journey from working at PwC to specializing in acquisitions advising, highlighting the importance of understanding business valuations and tax strategies for successful exits. Listeners will gain valuable insights into the mindset shift required for effective leadership, the common mistakes entrepreneurs make when planning their exit, and the significance of early tax planning. Join us as Saul offers practical advice on identifying growth opportunities and achieving true financial freedom, along with a success story that underscores the transformative power of strategic acquisitions. This episode is a must-listen for any entrepreneur looking to enhance their business acumen and navigate the complexities of growth and exit strategies.Want to be a guest on Living the Dream with Curveball? Send Curtis Jackson a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628631536976x919760049303001600Support the showmosaic: Exploring Jewish Issuesmosaic is Jewish Federation of Palm Beach County's news magazine show, exploring Jewish...Listen on: Apple Podcasts SpotifySupport the show

293 - Infinite Banking: Unlocking Financial Freedom with Anthony Faso & Cameron Christiansen What if the money you need for your next deal is already sitting right under your nose—and you're just not using it the right way? In this episode, we break down how real estate investors can stop "begging" for funding, keep their money compounding, and use smarter systems to build real financial freedom. Jen Josey sits down with Anthony Faso and Cameron Christensen (founders of Infinite Wealth Consultants and hosts of the Infinite Wealth Podcast) to dumb down the concept of infinite banking—aka "becoming your own bank." They explain it with simple, real-world examples (think: using a rewards credit card… but for investing), and show how a properly designed high cash value whole life insurance strategy can keep your capital safe, liquid, and compounding while you use it for down payments, BRRRR deals, and scaling your portfolio. If you're a real estate investor tired of the stock market rollercoaster, confused about whole life insurance, or trying to build passive income greater than monthly expenses, this is for you. The market shifts, taxes change, and "traditional" advice keeps failing investors—so if you want more certainty, control, and collateral right now, this conversation will challenge what you think you know. 5 Powerful Takeaways How to turn friends and family into private money lenders (ethically, clearly, and in writing) so you can fund deals without chasing strangers The simplest explanation of infinite banking: store capital in a place that stays safe + liquid, then leverage it so your money never stops compounding Why withdrawing cash breaks the compound interest curve—and how borrowing against cash value can keep growth going while you invest The real definition of financial freedom: passive income > monthly expenses (and why "net worth" can be a trap) The 2-step next move: get educated first, then run the math for your situation before you decide if infinite banking is a fit About the Guest Anthony Faso and Cameron Christensen are the founders of Infinite Wealth Consultants and hosts of the Infinite Wealth Podcast. Anthony is a U.S. Army veteran and "recovering CPA" who worked at the world's largest accounting firm and served as a CFO before the 2008 recession pushed him to rethink traditional financial advice. Cameron is a long-time small business owner who became frustrated with the typical "Wall Street" approach and shifted into infinite banking and real estate investing. Together, they help clients build financial independence with more certainty, control, and collateral—so they're not stuck relying on the stock market. Their focus is on creating systems to grow passive income and make smarter money decisions that support real-world investing. Resources & Websites Mentioned https://infinitewealthconsultants.com/reign   00:00 Welcome to REIGN 01:01 Private Money from Loved Ones 04:04 Meet Anthony and Cameron 05:26 Infinite Banking Explained 08:16 Compounding and Capital Storage 09:50 Whole Life Policy Mechanics 20:20 Who It Works For 22:15 Using IBC for Real Estate 28:33 Bad Financial Advice Myths 31:01 401k Retirement Myth 31:34 Passive Income Compass 33:14 Active Versus Passive Deals 35:30 Retirement Cashflow Options 36:37 Safety And Risk Tolerance 38:33 Stop Paying Cash 41:17 First Steps To Start 42:54 Scaling And Age Concerns 47:48 Deposit Limits Explained 50:24 Books Advice And Drive 54:49 Systems And Success 57:14 Family Legacy Wrap Up  

When two college dads realized how little real-world money education their kids were getting, they didn't complain they wrote a book. Financial advisor Steve Short and business owner Mark Schlipman met at a dad's weekend and quickly bonded over a shared concern: most young adults are entering life with almost no financial foundation. In this episode, Steve and Mark share the story behind their “passion project” book, designed to give teens, college students, and young professionals a simple, step-by-step path to financial freedom without needing a financial advisor. You'll hear how Steve's experience as a fiduciary advisor shaped the book's transparent, no sales approach, why they devoted two-plus hours every Monday for over two years to get it written, and how they built a framework parents can actually use to teach their kids about money. Instead of shaming people for buying lattes or insisting on extreme frugality, Steve and Mark lay out a realistic system that balances discipline with enjoyment. They explain how to treat your personal finances like a business, schedule weekly “money meetings” with yourself, and set up savings habits that still leave about 30% of your income for fun. Along the way, Steve shares a personal wake-up call when his car payment was bigger than his mortgage and how that mistake reshaped his views on debt, goals, and delayed gratification. Whether you're a parent wanting to pass on better money habits, a young adult just starting out, or someone who's never had financial concepts explained simply, you'll walk away with practical steps you can start implementing this week. Quotes: “Most people think young adults need a financial advisor. Our view? If you understand a few core principles and follow the steps, you can do this yourself.” “We're not here to latte, shame you. You can enjoy life and still hit your financial goals if you have a plan and stick to it.” “Treat your personal finances like a business. Put time on the calendar every week to look at your numbers, your budget, and where the money is leaking.” Resources: Mark Schlipman on LinkedIn Steve Short on LinkedIn The Simple Road Toward Financial Freedom: A Guide to Helping Young Adults Build Wealth

Teachers CAN Be Millionaires!? Yes—really. And no, it doesn't require winning the lottery, working three extra jobs, or giving up your summers. In this week’s episode of This Teacher Life, I’m breaking the biggest myth in education: that TRS alone will set us up for financial freedom forever. You'll learn 3 practical, realistic way that can help educators build real wealth and move toward financial freedom—without leaving the classroom (if that’s what’s best for you) or sacrificing what matters most. We're talking simple mindset shifts, smart money moves, and income strategies that actual teachers are using right now to change their financial future. Tune in for encouragement, clarity, and doable steps that prove teachers can create financial freedom… and it starts WAY sooner than you think. Episode Notes:  Get a free PDF copy of Monica's Book Crushing It For Kids Here: http://bit.ly/MonicaGenta Connect with Monica on social media: Instagram: instagram.com/monicagentaed/ TikTok: tiktok.com/@monicagentaed Facebook: facebook.com/MonicaGentaEd ***Disclaimer- The information shared in this episode is for educational and informational purposes only. I am not a financial advisor, and this is not financial, legal, or tax advice. The strategies and ideas discussed are based on my personal experiences and what has worked for me, but results may vary. Always do your own research and consider consulting with a qualified financial professional before making any financial decisions.***

We'd love to hear from you. What are your thoughts and questions?In this conversation, M.C. Laubscher discusses the importance of liquidity in wealth building and preservation. He shares his journey as an investor, the lessons learned about cash flow, and the misconceptions surrounding liquidity. The discussion emphasizes that true wealth is not just about accumulation but about strategic freedom, resilience, and stewardship across generations.Main Points:Wealth is about sovereignty, resilience, and long-term optionality.Lack of liquidity can lead to a loss of freedom and identity as an investor.Investors often misunderstand liquidity as idle capital.Liquidity is essential for managing seasonal business fluctuations.Having access to cash can prevent forced asset sales during downturns.The concept of JOMO (joy of missing out) can help investors avoid FOMO.Liquidity allows for better risk management and control over investments.Selling assets can trigger taxable events, making liquidity planning crucial.Multi-generational wealth requires careful liquidity planning to avoid financial strain.Family banks can provide liquidity and support for future generations.download a free e-book and audiobook at www.getwealthyforsure.comConnect with M.C. Laubscher:mc@producerswealth.comproducerswealth.comhttps://www.linkedin.com/in/mclaubscher/https://www.facebook.com/producerswealth/https://www.instagram.com/producerswealthhttps://x.com/mclaubscherhttps://www.youtube.com/@cashflowninjahttp://tiktok.com/@mclaubscher

Growing up in a “make 100K, spend 110” household, Justin Buonomo watched money chaos tear his family apart two bankruptcies, cars repossessed, even losing the family dog when they lost their home. At 18, he received an $80,000 settlement from a childhood car accident… and promptly repeated the same patterns he'd seen modeled. That painful experience plus later work on the business side of Johns Hopkins Medicine set him on a decade-long quest to understand money through a different lens: biblical wisdom, proven financial strategy, and intentional stewardship. Today, Justin is the CEO and founder of Journey to Financial Freedom, where he and his team help faith-based individuals break generational cycles, heal money trauma, and step into a life that honors both God and their goals. In this episode, Justin shares why budgeting is not punishment but the primary tool God can use to increase your freedom, options, and peace of mind when it's taught the right way. He explains why most financial programs fail long-term: they try to “fix” behaviors without ever addressing the beliefs and subconscious programming formed between ages 7–10. You'll hear how childhood experiences around scarcity, bankruptcy, or “rich people are bad” scripts keep showing up in your adult bank account, why “money is the root of all evil” is one of the most misquoted verses in the Bible, and how to align your finances with God's heart instead of fear or greed. Justin also unpacks his Good Steward Program, the crucial role of accountability and community, and how mentorship can give you “wisdom without the wounds” in both personal finance and entrepreneurship. Quotes: “Finances that work take work. There's no quick solution but when you're taught by the right person with the right intentions, it doesn't have to feel confusing or restrictive.” “Your external wealth is just a reflection of your internal wealth. If you only manage behaviors and never heal the beliefs, the old habits always find their way back.” “Money isn't the problem. Greed and idolatry are. God calls us not to ignore money, but to steward it.” Resources: The Good Steward Justine Buonomo on Linkedln

Send a textSid Shamim is the Founder, CEO & President at Headway Capital, a private equity firm in Houston, TXwith over $500MM of AUM. Headway focuses on providing best-in-class multifamily investmentopportunities to passive investors. Before starting Headway Capital, Sid worked as a technology engineer in a Fortune 100 Oil & Gas company, developing and managing more than $100MM worth of technical projects. Sid oversees the company 's investment strategy and asset management, ensuring projects perform to their greatest potential.Over the past 7 years, Sid has helped hundreds of clients add passive, commercial real estate to their portfolio and diversify from Wall Street. He currently resides in Houston, TX with his wife & two kids. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2026 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com

The Darkside Of Financial Freedom On this episode of Join Up Dots, we explore a side of success that hardly anyone talks about — the emotional and psychological downside of becoming financially free. For years, most of us chase the same dream. We tell ourselves that if we can just get to the point where the bills are covered automatically, where money flows in without constant effort, where work becomes optional rather than essential, then life will finally feel complete. Financial freedom is sold as the ultimate destination. The finish line. The moment where stress disappears and happiness takes its place. But what if that isn't the full story? In this deeply honest episode, we pull back the curtain on what can happen when you actually reach that long-awaited goal. When the direct debits are paid. When the income is steady. When you wake up and realise you don't have to do anything today. At first, it feels incredible. There's relief. There's pride. There's a sense of achievement that comes from knowing you built something that now sustains you. The pressure that once shaped your days suddenly vanishes. No urgent deadlines. No financial fear. No scrambling to make ends meet. And yet, beneath that relief, something unexpected can creep in. When necessity disappears, so does structure. For most of our lives, pressure has given our days shape. The need to earn, to grow, to build, to survive has driven momentum. Without that external push, the urgency fades. Every day can start to feel like a Saturday — and while that sounds ideal, Saturdays only feel special because they contrast with something else. Remove the tension, and you may remove the spark. This episode dives into the strange, quiet drift that can follow financial freedom. Not dramatic unhappiness. Not crisis. Just a flattening. A sense of "Is this it?" that can catch even the most prepared person off guard. Because along the journey to financial security, many of us unknowingly tie our identity to striving. We define ourselves by the climb, by the pursuit, by the next milestone. So what happens when the climb slows down? Who are you when you're no longer chasing? Join Up Dots explores the motivation paradox that emerges when money is no longer the driving force. When you need money, action is obvious. When you don't need it, action becomes a choice. And choice, strangely enough, can feel heavier than pressure. Without the external demand to move forward, you must generate your own momentum from within. And that's not always easy. The episode examines how humans are wired for growth, not comfort. We thrive on friction — not overwhelming stress, but purposeful stretch. The kind that pulls us forward. Financial freedom removes fear, and that's powerful. But removing fear doesn't automatically create purpose. Without a new challenge, even success can start to feel hollow. There's also a deeper realisation uncovered here: perhaps it was never the money that truly excited us. Perhaps it was the becoming. The building. The small wins. The late-night breakthroughs. The feeling of progress. Progress itself can be addictive. Improvement energises us. The money was simply the scoreboard — a way to measure the journey. When the scoreboard stops mattering, we can feel like the game is over. But maybe the game was never about the score at all. This episode reframes financial freedom not as a finish line, but as a platform. It removes survival from the equation so that you can choose significance. It gives you the freedom to design a new mountain to climb — one built around contribution, impact, growth and meaning rather than pure necessity. And that's where the deeper work begins. Because once you can no longer say "I don't have time" or "I can't afford to," the responsibility shifts. The excuses fall away. You're left with a simple, powerful question: What do I want to build now? Join Up Dots invites listeners to consider the second phase of success — the move from security to significance. From earning to contributing. From building income to building impact. The episode speaks directly to those who are chasing financial freedom and those who may already be there, quietly wondering why the dream doesn't feel exactly as imagined. It's not a message to stop striving. Quite the opposite. It's a reminder that striving evolves. The first half of the journey may be about creating safety and independence. The next half is about choosing meaningful challenges that keep you alive inside. If you've ever believed that financial freedom would solve everything, this episode offers a refreshing and honest perspective. It doesn't dismiss the value of security — far from it. It celebrates it. But it also shines a light on the emotional transition that can follow and the importance of designing a new sense of purpose once survival is handled. This conversation will resonate with entrepreneurs, side-hustlers, dreamers, and anyone building toward a future where money no longer dictates their choices. It's a reminder that freedom is powerful — but fulfilment requires intention. If this message resonates with you, share it with someone who's on the journey toward financial independence or someone who has already arrived and might quietly be asking, "What next?" Let's get this conversation out there. Use the hashtags #FinancialFreedom #LifeAfterSuccess #PurposeDriven #EntrepreneurMindset #JoinUpDots and keep the discussion moving. Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Discover why inflation is running hotter than expected and what that means for the stock market. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

This week on the Journey to Launch Podcast, I'm joined by healthcare compliance expert and entrepreneur Keisha Wilson for a powerful conversation about career pivots, betting on yourself, caregiving, and building financial flexibility before you realize you'll need it. Keisha shares how she transitioned from corporate leadership into entrepreneurship, how that decision gave her the flexibility to care for her mother through stage four cancer and a devastating home explosion, and why preparation, advocacy, and hard financial conversations matter more than we think. This episode is about resilience, faith, and creating options that protect your peace and your family. In This Episode, Keisha Shares: How medical coding became a high-demand, lucrative career path and why skill-building creates long-term flexibility  What it really takes to leave a steady paycheck and build a consulting business from scratch  The emotional and financial realities of caregiving and why advocacy and second medical opinions matter  The importance of wills, healthcare proxies, power of attorney, and financial transparency before crisis hits  Why building freedom and flexibility now can prepare you for life's unexpected turns What's New in the Paperback Edition of Your Journey to Financial Freedom A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Keisha: Website: byhersidefaithfulcaregiver.com Instagram: @_FaithfulCaregiver Twitter: x.com/_faithfulcareg Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Discover some of the best tax deductions. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)