Podcasts about financial freedom

Today Warren Ingram and Pieter de Villiers speak to the concepts of meaning and purpose in life, particularly as individuals confront their mortality. They discuss the importance of self-reflection and the impact of health on life choices, encouraging listeners to consider what truly matters to them.TakeawaysMany people struggle to define their meaning and purpose in life.Self-reflection is crucial, especially as one ages.Confronting mortality can lead to deeper insights about life.Health status can significantly influence life choices and priorities.Asking profound questions can nudge individuals toward self-discovery.It's common for people to avoid thinking about their purpose.Life's brevity can motivate individuals to pursue what truly matters.Understanding one's values can enhance personal growth.The journey of finding purpose is often ongoing and evolving.Engaging with existential questions can lead to a more fulfilling life.Learn more about how Curate Investments can help you here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Discover my favorite XRP spot ETF. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

In this conversation, Joey Mure discusses the journey to financial freedom, emphasizing that knowledge alone is insufficient. He highlights the importance of having a cashflow system and the right support to achieve financial goals. The discussion also covers various investment strategies, particularly in real estate, and the significance of education and community in the investing process.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Want to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7JAME'S LINKS:https://www.airbnb.com/rooms/1220955252695186686?source_impression_id=p3_1763688442_P3bj_3Nll1yLCswthttps://www.airbnb.com/rooms/1493607218411874930?source_impression_id=p3_1763688446_P30t5JLvuWJIsYQXCONTACT US:support@vodyssey.comFOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCHAPTERS:00:00:00 Intro00:02:59 James's Journey into Real Estate00:05:52 Transitioning to Short-Term Rentals00:09:06 Challenges Faced in Property Management00:12:02 The Importance of Data in Decision Making00:15:07 Self-Management vs. Professional Management00:18:02 Creating an Immersive Guest Experience00:20:56 The Impact of Management on Revenue00:23:41 Celebrating Success and Growth00:29:20 Maximizing Revenue in Short-Term Rentals00:33:00 Investing in Property Renovations00:35:03 Challenges of Remote Property Management00:40:50 Understanding Holding Costs and Market Timing00:43:37 Identifying Unique Investment Opportunities00:49:27 Embracing Entrepreneurial Mindset for Financial Freedom

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHow do you know if you can actually afford to retire as a Canadian business owner — and are you sure the “freedom number” you're chasing is even the right one?Most business owners have built impressive balance sheets, yet still feel uncertain about stepping away from work because their wealth isn't structured to pay them when they stop earning. You may have properties, retained earnings, or a thriving company — but little of it translates into reliable, personal cashflow. This episode breaks down why traditional retirement advice fails entrepreneurs and shows a simpler, more accurate way to calculate what your lifestyle truly costs. You'll also hear how reorganizing the wealth you already have can convert static assets into sustainable, tax-efficient income for decades.You'll discover: How to calculate your real financial freedom number using a lifestyle-first formula. How to sort your assets into three practical buckets so you can unlock income without selling everything. How to build a predictable, tax-efficient income engine that keeps paying you even after you step away from your business.Press play to learn how to turn your existing wealth into a system that makes work optional.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners looking to build long-term wealth in Canada need a retirement planning approach that goes beyond traditional RRSP optimization and real estate investing. A modern Canadian wealth plan blends financial vision setting with smart asset organization, using financial buckets, tax-efficient investing, and corporation investment strategies to create reliable income strategies that support financial freedom Canada. By combining salary Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode of Nurturing Financial Freedom, we explore the bold claim that retirees should hold nothing but stocks forever. Sparked by a recent Wall Street Journal article by Jason Zweig, the conversation centers around whether an all-equity portfolio is a sound retirement strategy, or just good theory that breaks down in the real world. We tackle the academic study Zweig references, which analyzed over a century of data across 39 countries, concluding that bonds have historically underperformed and added minimal diversification. At first glance, that makes a compelling case for stocks-only portfolios, even in retirement.But as we point out, average returns over a hundred years don't capture the emotional and practical realities retirees face. Markets move in cycles, and people's risk tolerance changes over time—especially when they stop contributing and start drawing income in retirement. When volatility hits, a paper loss becomes a real-life stressor, and if the timing is bad enough, it can ruin a retirement plan. The study fails to account for the psychological impact of watching your nest egg drop 30–40%, which often leads investors to panic and sell low. We emphasize that bonds, CDs, and cash aren't exciting, but they serve a critical purpose: they provide liquidity and peace of mind during market downturns.We share examples of possible outcomes for people who retired just before the 2008 crash—and how balanced portfolios helped them weather the storm while all-stock portfolios struggled. Those who were all-in on stocks or fled to cash at the wrong time are still trying to catch up—or never did. We also run a hypothetical example from 1999 to 2024 showing how a 60/40 split outperformed both a pure stock and pure bond strategy over 25 years, with regular withdrawals. The math alone doesn't capture the full picture. Sequence of returns risk is real, and so is the need for flexibility.Ultimately, we conclude that the best plan isn't the one with the highest theoretical return—it's the one you can stick with. A diversified portfolio might not always win in terms of raw numbers, but it gives you the best chance to live the life you want in retirement, regardless of market conditions. For us, true financial freedom comes from consistency, flexibility, and balance—not gambling on perfect market timing.You can always email Alex and Ed at info@birchrunfinancial.com or give them a call at 484-395-2190.Or visit them on the web at https://www.birchrunfinancial.com/Alex and Ed's Book: Mastering The Money Mind: https://www.amazon.com/Mastering-Money-Mind-Thinking-Personal/dp/1544530536 Any opinions are those of Ed Lambert Alex Cabot, financial advisors, RJFS, and Jon Gay, and not necessarily those of RJFS or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The examples throughout this material are for illustrative purposes only. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional. Diversification and asset allocation do not ensure a profit or protect against a loss. Past performance is not indicative of future returns. CDs are insured by the FDIC and offer a fixed rate of return, whereas the return and principal value of investment securities fluctuate with changes in market conditions. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. Stock Market. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices generally rise. Investing in small cap stocks generally involves greater risks, and therefore, may not be appropriate for every investor. The prices of small company stocks may be subject to more volatility than those of large company stocks. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Birch Run Financial is not a registered broker/dealer and is independent of Raymond James Financial Services. Birch Run Financial is located at 595 E Swedesford Rd, Ste 360, Wayne PA 19087 and can be reached at 484-395-2190.Any rating is not intended to be an endorsement, or any way indicative of the advisors' abilities to provide investment advice or management.  This podcast is intended for informational purposes only.Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users or members.   You can always email Alex and Ed at info@birchrunfinancial.com or give them a call at 484-395-2190.Or visit them on the web at https://www.birchrunfinancial.com/Alex and Ed's Book: Mastering The Money Mind: https://www.amazon.com/Mastering-Money-Mind-Thinking-Personal/dp/1544530536 Any opinions are those of Ed Lambert Alex Cabot, financial advisors, RJFS, and Jon Gay, and not necessarily those of RJFS or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The examples throughout this material are for illustrative purposes only. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional. Diversification and asset allocation do not ensure a profit or protect against a loss. Past performance is not indicative of future returns. CDs are insured by the FDIC and offer a fixed rate of return, whereas the return and principal value of investment securities fluctuate with changes in market conditions. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. Stock Market. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices generally rise. Investing in small cap stocks generally involves greater risks, and therefore, may not be appropriate for every investor. The prices of small company stocks may be subject to more volatility than those of large company stocks. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Birch Run Financial is not a registered broker/dealer and is independent of Raymond James Financial Services. Birch Run Financial is located at 595 E Swedesford Rd, Ste 360, Wayne PA 19087 and can be reached at 484-395-2190. Any rating is not intended to be an endorsement, or any way indicative of the advisors' abilities to provide investment advice or management. This podcast is intended for informational purposes only.Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users or members. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Most people dream of quitting their 9-to-5, but they're afraid to do it. However, this guy actually did. From long hours as a civil engineer to achieving financial freedom through real estate and infinite banking, his journey demonstrates how anyone can climb the “wealth elevator” step by step.In this episode, Russ and Joey sit down with Lane Kawaoka, the founder of The Wealth Elevator and a former engineer who achieved financial freedom through smart investing. Lane reveals how he transitioned from collecting paychecks to collecting passive income streams, starting with a single rental property and scaling to over 11 before shifting into syndications. He shares his take on the power of infinite banking and what it takes to move from employee to investor. Listeners will also learn how to avoid common real estate mistakes, leverage accredited investor networks, and create long-term financial security.Tune in for a real-world roadmap to freedom and discover how to make your money work harder than you do.Top three things you will learn: -How to transition from a full-time career to financial independence-Why infinite banking and real estate are powerful wealth-building tools-The key mindset shifts that separate investors from employeesAbout Our Guest:Lane Kawaoka ventured into real estate investing by renting out his home while traveling for work. He went on to grow his portfolio and currently owns multiple properties in various states. With his success, he decided to mentor other working professionals on how to invest in real estate and build their own portfolios. Today, Lane lives in Honolulu, Hawaii, where he is bringing solid investment opportunities and bridging the financial gap in the community where he grew up.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Lane Kawaoka:-Email - Lane@theWealthElevator.com

One of the biggest reasons why affluent families and high-net-worth investors have lost trust in financial services and wealth management firms is that most of the advice they receive is biased and driven by incentives that serve institutions instead of clients.Imagine financial advice and strategies that truly align your wealth with conflict-free guidance. Most investors expect traditional wealth managers and RIAs to act in their best interests. Today's guest will reveal how the financial industry actually operates—and how they are disrupting the status quo.That's why I'm thrilled to welcome Mo Lidsky to the podcast. Mo is CEO and Partner at Prime Quadrant, one of North America's leading multi-family offices. With $26B+ in AUC (Assets Under Consultation™) and over 400 years of combined experience, they've cracked the code on providing financial services that aren't focused on selling products, and empower families to make better financial decisions.They believe that typical family offices with 7-figure net worths should have the same access to institutional-quality options that are enjoyed by billion-dollar corporations, offering aligned interests, a diversity of opportunities, exceptional planning, and predictable outcomes. In our conversation, Mo shares how Prime Quadrant designed a cost-effective family office model that bridges the gap between retail investors and institutions, giving clients access to institutional opportunities and advice tailored solely to their needs. We'll also discuss how their fee-only structure creates transparency and how focusing on your real goals leads to genuinely personalized financial advice.In this episode, you'll learn: 1.) How to identify misaligned incentives in traditional wealth management and avoid paying for biased advice.2.) How Prime Quadrant's family office model delivers institutional-quality access and advice for affluent families.3.) How to clarify what you truly want—and build your financial life around purpose, freedom, and alignment.Show Notes: LifestyleInvestor.com/265Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Less Insurance Dependence podcast, host Lester De Alwis sits down with dental business expert Scott Plantenberg to talk about building real financial freedom by reducing reliance on insurance. Scott brings 30+ years of experience in dental practice growth, consulting, and transitions, and shares why fee-for-service practices often have higher value, stronger profits, and better long-term outcomes. Together, they explore the warning signs of PPO overdependence, how to safely transition away from low-paying plans, and why small practices should think more like DSOs when planning for growth. This conversation is full of practical advice, especially for dentists looking to build a more profitable and independent practice—whether they're just starting out or preparing for sale. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://www.lessinsurancedependence.com/csm/ 

An interview with Farzad Mesbahi of YT@ FarzadMediaINC - who Traded Job Security for Stock Options—And Never Has to Work Again at 40Watch on YouTube https://youtu.be/fElJyX0tv-8Don't waste golden nuggets! Get ahead of the 97% with this episode***Know what Type of Business suits you first at https://quiz.franchisewithbob.com/rg - and COPY THE RIGHT BUSINESS FOR YOU!***WHO IS AXEL?  A business consultant. A real estate investor. A mentor. Avid Tesla fan & investor. AI in the Age of Abundance thought leader. His wife's gardener.

Send us a textMONEY? FREE YOURSELF. Stocks Last Frontier For You. Financial Freedom?❤️️Grants from states and local governments: https://findhelp.org/❤️️Caregivers, Mental Health: https://www.211.org

What if retirement isn't the finish line—it's the riskiest part of the journey?Erik Brenner is a 30-year financial veteran who's helped thousands of clients navigate the second half of wealth: how to safely come down the financial mountain. As CEO of Hilltop Wealth & Tax Solutions, Erik serves as a “Personal CFO” for successful individuals— integrating investment, tax, and legacy planning under one roof.Today, he's here to talk about why your parents' retirement won't work for you—and what to do instead. Erik Brenner, CFP®, is the President and CEO of Hilltop Wealth & Tax Solutions, a fiduciary firm that integrates advanced financial planning with in-house tax strategy. With over 30 years of experience, Erik specializes in helping high-net-worth individuals—including pre- retirees, business owners, and medical professionals—transition from saving and building to preserving and distributing wealth with confidence. Through his firm's “Personal CFO” approach, Erik delivers the simplicity, clarity, and strategic guidance clients need to navigate complex financial decisions. He and his team act as the central hub for clients' retirement income planning, tax mitigation, and wealth preservation, so clients can focus on what matters most. Erik's upcoming book, The Personal CFO Revolution: A Comprehensive Guide to Navigating Your Retirement, reflects the heart of his mission—to be the trusted guide when the stakes are highest.Business: Hilltop Wealth & Tax SolutionsWebsite: https://hilltopwealthtax.com/ Free Book: https://hilltopwealthtax.com/podcast Social Media:LinkedIN - https://www.linkedin.com/in/erikbrenner/ Facebook - https://www.facebook.com/hilltopwealthtax/ Instagram - https://www.instagram.com/hilltopwealthtax/ Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. 

This episode reveals how note investor Sierra Davis transformed her financial life through passive income strategies, creative deal structures, and predictable returns, offering beginners a clear and inspiring path toward building long-term wealth through notes.See full article: https://www.unitedstatesrealestateinvestor.com/rising-into-financial-freedom-through-the-power-of-notes-with-sierra-davis/(00:00) - Welcome and Guest Introduction(00:05) - Sierra's Overview of Note Investing(00:21) - Why Note Investing Appeals to Numbers Driven Investors(01:07) - How Sierra First Entered the Note Investing Space(02:30) - Using Private Money to Buy Notes(03:17) - Buying Notes at a Discount and Creating Win Win Deals(04:30) - Why Sellers Choose to Sell Their Notes(06:00) - What Happens When a Seller Financed Note Is Sold(06:57) - How Note Terms Transfer to the New Investor(07:28) - Performing vs Non Performing Notes(09:00) - Risks and Foreclosure Timelines in Different States(10:10) - Why Sierra Focuses on Performing Notes(11:04) - Closing Logistics When Notes Change Hands(11:28) - How Borrowers Are Notified of a New Note Holder(12:05) - Understanding Servicers and Borrower Communication(12:40) - The Growing Marketplace for Seller Financed Notes(13:06) - Why Good Paperwork Matters in Note Investing(14:02) - How Investors Can Structure Better Seller Financing Deals(15:00) - Qualifying Borrowers and Protecting the Note(15:45) - Down Payments, Paperwork, and Attorney Prepared Documents(16:23) - Considering Balloons and Future Tax Planning(17:05) - Using Partials to Manage Cash Flow and Reduce Taxes(18:10) - How Partials Work in Practice(19:05) - Creative Deal Structures That Serve Both Sides(20:15) - How Sierra Paid Off Her Student Loans with One Deal(21:20) - The First Note That Stopped Performing(22:05) - How She Recovered by Reselling the Property with Seller Financing(23:00) - Making Private Investors Whole Even When Borrowers Default(23:47) - Why Reserves Matter for Note Investors(24:10) - The Kansas City Deal That Became a Lesson(25:00) - Handling Non Paying Borrowers and Foreclosure Costs(25:45) - Sierra's Golden Investing Nugget(26:15) - Why Notes Complement Other Investment Strategies(27:00) - Creating Balance Between Cash Flow and Appreciation(27:45) - Investing Out of State Without Tenants or Repairs(28:10) - Sierra's Book Recommendation(28:30) - Where to Follow Sierra Online(29:00) - Episode Closing with Mattias and Erica(29:15) - Show Disclaimer and Final GoodbyeContact Sierra Davishttps://wealthwithnotes.com/https://www.facebook.com/sierra.davis.803463https://www.instagram.com/sierradavisofficial/https://youtube.com/@sierradavisofficial Your next step toward financial clarity might be closer than you think. Let Sierra's journey remind you that predictable wealth starts with one bold decision. For more guidance and interviews that elevate your future, visit https://reiagent.com

Discover why there is an unusually strong buyer's market in real estate. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

After losing three jobs and nearly everything he had, U.S. Army Veteran Eric M. Wohlwend turned the last of his savings into his first real estate investment — a decision that would change the course of his life forever. Within two years, he and his wife had rehabbed, rented, and refinanced 20 properties, achieving financial freedom by the age of 30.Two decades later, Eric has repositioned and rehabbed over a thousand properties, built multiple successful companies, and mastered the art of creating systems that eliminate, automate, and delegate work—giving him more of what money can't buy: time with his family.Today, he controls hundreds of residential and commercial units, speaks across the globe, and co-authors best-selling books with his family. His kids began buying real estate at just seven years old—without their parents' money or credit—and one became a millionaire by fifteen.In this episode of The Vault Expert, Eric unlocks how he built multiple streams of income across real estate —and how anyone can start building Time Freedom and Location Freedom today.He's living proof that wealth isn't just about numbers—it's about choice, legacy, and living life on your own terms. From rehabbing homes to flying private planes with his family, Eric shows what's possible when you integrate Family, Business, and Investing into one purpose-driven life.

A man goes into a coma, wakes up totally paralyzed, gets fired from his job in the hospital… and somehow his investments are doing better than before.In this episode, AJ Osborne walks us through the day his body shut down from Guillain-Barré syndrome, what it felt like to wake up trapped in his own head, and the moment he realized his real estate investments were quietly keeping his family afloat while he fought to stay alive. He talks about the guilt, the pain, the look on his kids' faces the first time they saw him in the ICU—and the pride of knowing he'd built something that took care of them when he couldn't.From there, we dig into how that experience reshaped his entire mission: why he doubled down on self-storage, how he built a business that works without him, and why most people are stuck on the “earn a paycheck, hope it works out” treadmill. AJ breaks down supply and demand in housing and storage in plain English, what investors get wrong about cycles, and why owning assets (not just having a job) is the real line between security and chaos.We also get into working with family (without blowing it up), why the education system trains employees instead of owners, and how younger investors can still win in a world of high prices, high rates, and wild inequality—if they're willing to change the playbook.If this conversation punches you in the gut a little, don't just nod and move on. Share this episode with someone who's depending 100% on their job, then take one concrete step toward owning an asset this week—no matter how small. To learn more or connect with AJ, visit cedarcreekcapital.com or find him on Instagram and YouTube by searching “AJ Osborne Self Storage” or “Cedar Creek Capital.” And make sure you're subscribed to REIA Radio and plugged into your local REIA so you're not trying to figure this game out alone.You can Join the Omaha REIA - https://omahareia.com/join-todayOmaha REIA on Facebook - https://www.facebook.com/groups/OmahaREIACheck out the National REIA - https://nationalreia.org/ Find Ted Kaasch at www.tedkaasch.com Owen Dashner on Facebook https://www.facebook.com/owen.dashner Instagram - https://www.instagram.com/odawg2424/ Red Ladder Property Solutions - www.sellmyhouseinomahafast.com Liquid Lending Solutions - www.liquidlendingsolutions.com Owen's Blogs - www.otowninvestor.com www.reiquicktips.com Propstream - https://trial.propstreampro.com/reianebraska/Timber Creek Virtual - https://timbercreekvirtual.com/services/MagicDoor - https://magicdoor.com/reia/...

Thanksgiving isn't just about food—it's also about reflection, gratitude, and smart planning. In this episode, Miguel Gonzalez, CRC, shares timeless financial lessons inspired by the holiday table. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Schedule a Meeting with Joshua TODAY!Are you running your business with 12 mental tabs open and wondering why everything feels chaotic, exhausting, and impossible to control?In this episode, Joshua Gillow and Chris Cooper unpack the real reason green industry contractors feel overwhelmed—and why most owners mistakenly think structure will restrict them, when in reality it's the very thing that brings clarity, creativity, peace, and freedom.You will:Discover why structure creates freedom instead of killing creativity—and why chaos is the true prison.Learn the single small weekly habit that instantly reduces stress and brings clarity to your schedule, business, and home life.Understand how to protect your family time, your energy, and your faith while still growing a profitable, stable company.Press play now to learn how adding simple structure can finally give you the time, peace, and confidence you've been craving in your business and life.For more information about Chris, check out his website: vineandcompass.comConnect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

Episode Description   What does leadership really mean when you're running both a household and a business? The truth is, I'm not just the CEO and founder of a growing brand I'm also the CEO of my household. I'm leading my team at work and my daughters at home, and while the stakes look different at the office versus the dinner table, the responsibility is equally high on both sides.   In this episode, I dive deep into the traits, values, and daily behaviors that help me lead effectively in both spaces without sacrificing who I am as a person. I share the weight of dual leadership, the tension of being the same father and husband after a tough day at work, and why winning in business means nothing if you lose at home.   From consistency and vision-casting to decisiveness and humility, the same character traits that make someone a great CEO also make them a great parent and spouse. I'll break down how we apply business frameworks like EOS to our family life, why your family needs vision just as much as your team does, and how saying "no" to protect your mission is one of the most powerful leadership tools you can master. Episode Timeline & Highlights   [0:00] – Introduction: Leading both business and household [0:35] – The weight of dual leadership and serving in both spaces [1:12] – Why winning at business but losing at home means you ultimately lose [1:53] – Trait #1: Consistency 13 years without missing an investment [2:54] – Trait #2: Vision casting quarterly vision for team and family [3:26] – Our family's "Foundations First" theme after overcoming major challenges [4:50] – Leading by example: Why your actions speak louder than words [5:23] – Trait #3: Decisiveness making hard calls with limited information [6:08] – Trait #4: Humility—the power of admitting when you're wrong [7:01] – Protecting the mission by saying no to distractions [7:57] – Leadership ROI: What real dividends look like [8:16] – Why work-life balance is silly go 110% on what matters most Key Takeaways   Leadership Is About Stewardship: Whether you're leading 50 people or a family of five, it's about carrying weight well when nobody claps. Same Traits, Different Settings: Consistency, vision, decisiveness, and humility work equally well in boardrooms and living rooms. Protection Through Boundaries: The more you invite into your life, the more complex it gets. Simple scales, fancy fails. Quotables   "If I win in business but lose at home, I lose ultimately." "Your family doesn't need grand gestures or huge home runs. They need consistency." "Work-life balance is silly you're focusing on being mediocre at everything versus putting 110% into the things that matter." Links & Resources Learn more about Budgetdog Academy: https://budgetdog.com My book, The Roadmap to Financial Freedom: https://budgetdogacademy.com/order-now Follow me on Instagram: https://instagram.com/budgetdog If this episode resonated with you, share it with someone who's juggling leadership roles at work and home. Leadership isn't about the spotlight, it's about stewardship, and that applies whether you're in a boardroom or at the dinner table.

In this episode of The Women On Top, Valerie Lynn sits down with Dylan Jahraus, powerhouse Etsy seller, coach, and former corporate leader, for a deeply honest conversation about ambition, resilience, and building a life on your own terms.Dylan opens up about what pushed her to walk away from the corporate path and how she turned a simple Etsy shop into a multi-seven-figure business. She shares the real challenges behind the highlight reel, the role community played in her growth, and the mindset shifts that helped her navigate doubt, burnout, and big leaps.Together, Valerie and Dylan dig into the strategies that actually move the needle in e-commerce, from understanding customer behavior to staying ahead of trends, and why consistency still outperforms perfection. Dylan also talks about the personal “why” that fuels her, the legacy she hopes to leave for her daughters, and the quiet power of choosing flexibility, freedom, and self-trust.This episode is equal parts tactical and deeply human, offering practical steps for aspiring entrepreneurs and heartfelt encouragement for anyone ready to chase a bigger vision.Chapters00:00 – The Journey Begins: From Corporate to Etsy Success 02:53 – Building an Empire: Overcoming Challenges & Customer Relations 05:58 – E-Commerce Explained: Strategies That Actually Work 09:13 – Understanding Customer Needs: The Key to Longevity 12:09 – Trends & Market Research: Staying Ahead 14:50 – Facing Doubts: The Importance of a Strong “Why” 18:03 – Creating a Legacy: Personal Stories & Motivations 20:52 – The Power of Flexibility: Owning Your Time 23:58 – Saturation & Strategy: Standing Out in a Crowded Market 26:04 – The Power of Consistency 27:40 – Practical Strategies for Sustainable Growth 30:16 – Understanding Digital Products 31:22 – Aligning Skills With Your Business Ideas 33:17 – Finding Fulfillment in Entrepreneurship 36:11 – Building Confidence Through Action 37:38 – How Long It Really Takes to See Success on Etsy 39:13 – Learning From Mentors 40:43 – Balancing Business & Family 43:04 – Dreaming Bigger: Future Aspirations & GrowthConnect with Dylan:  The Ultimate Etsy Course: https://dylanjahraus.com/ Instagram: https://www.instagram.com/dylanjahraus/ YouTube: https://www.youtube.com/channel/UCeO8Gmc2B-3G2fgcFnRR4Xw Podcast: https://podcasts.apple.com/us/podcast/etsy-seller-success-tips-for-starting-growing-and/id1647518076Connect with The Women On Top: Follow The Women On Top Podcast on Apple, Spotify, or anywhere you get your podcasts. Subscribe for more empowering conversations and stories! Website: https://thewomenontop.com/YouTube: https://www.youtube.com/ ⁨@thewomenontop⁩ Instagram: https://www.instagram.com/thewomenontoppodcast/LinkedIn: https://www.linkedin.com/in/valerie-lynn/

What if your path to financial freedom wasn't through Wall Street—but through oil wells, real estate, and smart private equity? This week, Gary Heldt welcomes Bryan Hancock, Founder of Integrity Development and Texas Freedom Fund, to share how he built a career turning real estate and alternative assets into long-term wealth. From developing 50+ urban infill projects in Austin to structuring private equity funds that generate both income and tax advantages, Bryan reveals the investment strategies that protect capital while growing it. He opens up about lessons learned through market cycles, how to properly vet alternative investments, and why financial freedom starts with a clear life vision—not just returns. If you've ever wondered how high-net-worth investors combine real estate, oil and gas, and private equity into one powerful strategy, this conversation is your blueprint. 5 Key Takeaways:1️⃣ Diversification beyond the stock market – Bryan explains why alternative investments like real estate and energy assets are vital for wealth protection and tax efficiency.2️⃣ Understanding risk – Every deal carries risk, but smart investors minimize exposure by doing due diligence and partnering with experienced operators.3️⃣ Tax benefits of energy investing – Learn how intangible drilling costs (IDCs) can offer near-dollar-for-dollar deductions against active income.4️⃣ Relationship-driven investing – The best deals grow from trust. Bryan shares why starting small and scaling up with trusted partners matters.5️⃣ Designing your legacy – Financial conversations should begin with your life goals—then build your wealth plan around the future you want. Quote from Bryan:“Financial conversations should start with your life conversation—what life are you trying to design?”   Guest Information: Bryan HancockFounder, Integrity Development | Co-Founder, Texas Freedom Fund

Key Topics Covered:1. From Furlough to Property FreedomHow COVID and furlough ended Athena's high‑performing travel career overnight.Using that pause to ask, “Is this the life I want for the next 5–10 years?”Buying her first flat in Bournemouth, getting the numbers wrong, and why she still calls it her “baby” and best teacher.2. Rent‑to‑Rent, Burnout and Pivoting StrategyMoving into rent‑to‑rent HMOs and serviced accommodation to generate cashflow.The reality of late‑night calls, guest issues and stress – including the Sunday night window incident.Handing back all rent‑to‑rent properties and feeling as free returning the keys as when she first got them.Pivoting to simpler, long‑term strategies: buy‑to‑lets and buy–refurbish–refinance, with flips and land development as future options.3. Building Girls in Property: Community, Recurring Income and SupportWalking into a networking room of 45 people with only three women and thinking, “That's a shame.”Finding no UK‑based female property networks or podcasts, then launching Girls in Property in 2023.Growing from a passion project that made no money for over a year into:A sponsored weekly podcast.A £30/month online membership (two live calls a month: “prosperity” and property strategy).A national community hosted on Circle, plus summer/winter parties and an annual training event.How Girls in Property now replaces and exceeds her old salary as a recurring revenue stream.4. Education, Strategy Choice and Market Opportunities“Don't rush to buy a course”: only invest if you can implement from day one.Use free education first (podcasts, YouTube, books) and do due diligence on paid training.Choosing strategy based on four resources: knowledge, money, time, energy – plus personality and end goal.Example of a mentee who came for rent‑to‑rent but was better suited to partnering with an investor on flips.Why today's market, with older landlords exiting, offers opportunities if you talk to people and build relationships with agents.5. Health, Wealth and Your Own Version of SuccessAthena's view of financial freedom as choice – the ability to respond to life, travel and allocate time where it matters.Burning out twice and realising “health is wealth” – long‑term wealth is pointless if you destroy yourself getting there.Her guiding question: “What does your version of success look like – and who's standing next to you on that hill?”Current focus: simplifying businesses, building cashflow and wealth, and aiming to be retired by 50 with businesses that don't rely on her daily presence.Actionable Takeaways:Assess your knowledge, money, time and energy before choosing a strategy.Use free education first; only buy courses you're ready to implement immediately.Document your journey from day one to build trust with future investors and partners.Avoid shiny penny syndrome – simplify down to strategies that fit you and your goals.Protect your health and pace yourself; wealth building is a long‑term game.Resources & Next Steps:Girls in Property Community & MembershipGirls in Property PodcastWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

One of my Courage Driven Latina clients, Sarah Tulloch, is a podcast production manager, and fun fact: she's been managing this podcast for over three years! She created the podcast launch course that's in the Courage Driven Latina Portal, and she's even helped her fellow courage driven Latinas launch their podcasts and post consistently. Today, she's an expert on all things podcasting with a successful business, but her life was very different just a few years ago. She lost her courage and didn't know how to get it back, so she joined the Courage Driven Latina program.   Sarah Tulloch is the founder and the lead Podcast Production Manager at CCST (Content Creation with Sarah Tulloch). CCST is a boutique podcast and content production studio dedicated to supporting creative entrepreneurs with done-for-you services and proven growth strategies. Sarah helps her clients grow their reach, promote their services, and attract their ideal clients through eye-catching and consistent content. In just 4 years, Sarah Tulloch has produced audio and video podcast episodes, copy, and social media materials for +15 podcasts nationwide. At CCST, they provide the essentials of podcast production so that their clients can focus on staying creative and growing their businesses. Sarah is passionate about women's stories and education. When she's not producing podcasts or creating content, she's writing romantasy novels cafes all over NYC.   In this week's episode, we're talking about how Sarah built financial freedom through entrepreneurship. Before she started her own company, she was laid off during one of the worst tech layoffs to date. After applying to 234 jobs and hearing almost nothing back, she decided to throw herself into her business idea and never look back. Since then, she's helped people launch and maintain their podcasts, earn an extra $10k to go to her friend's destination wedding in the Dominican Republic, and find the clarity she was looking for by taking aligned action. Tune in to Sarah's episode to hear how the Courage Driven Latina helped her find her courage again.  Follow Sarah on: Website: https://www.sarahtullochwrites.com Instagram: @podcasts.by.sarah TikTok: @podcasts.by.sarah LinkedIn: https://www.linkedin.com/in/sarah-tulloch-4629a3156/ Check out her Podcast Production services here!    Follow Erika on: Instagram @‌theerikacruzTikTok @‌theerikacruzLinkedIn Website: http://www.theerikacruz.com How to work with Erika: Sign up for the FREE webinar, Make 2026 Your Main-Character Year, here! Join the waitlist for the Courage Driven Latina program here. Join the waitlist for the Magnetic Mastermind here!   Podcast production for this episode was provided by CCST, an Afro-Latina-owned boutique podcast production and copywriting studio. 

In this episode, I sit down with Eli Rubel, CEO of Profit Lab, an organization specializing in finance, strategic planning, and bookkeeping services for agencies. Eli discusses his journey from chasing the dream of taking a company public to prioritizing financial freedom and personal happiness, which he calls the 'tricycle lifestyle.' He talks about the importance of profit goals, the intricacies of running multiple companies, and strategies for achieving high profit margins in the agency world. Learn about the agency cycle of sadness, the significance of clear financial metrics, and Eli's playbook for growing agencies successfully. Stick around for insights into managing work-life balance, setting non-negotiables, and navigating the challenges of scaling a business. Connect with Eli on LinkedIn and subscribe to his newsletter 'The Profit Forecast' for more actionable strategies.00:47 Eli's Motivation and the 'Tricycle Lifestyle'03:35 Building and Growing Agencies06:07 Challenges and Lessons Learned09:06 Non-Negotiables and Personal Milestones13:37 Financial Strategies and Profitability25:33 Growth Playbook and Marketing StrategiesConnect with Eli: • Folks can connect with me on Linkedin: Eli Rubel and subscribe to my free newsletter where I send actionable nuggets for agency owners every week. Profit Labs: www.profit-labs.co - bookkeeping, accounting, and strategic finance for agency owners.SurveyGate: www.surveygate.co collect client feedback automatically to reduce churn and increase retention. Matter Made: www.mattermade.co paid media and performance marketing for B2B SaaS technology companies. NoBoringDesign: www.noboringdesign.com marketing design subscriptions, web design, and brand for businesses who want to stand out.Agency Resource https://docs.google.com/spreadsheets/d/1gQ303hecl1VjNAjJdTxI-WNTfECvEHUSBzJOfw87lPg/edit?gid=1651481327#gid=1651481327Eli's newsletter: https://www.newsletter-signup.com/the-profit-forecast/Connect with Raul: • Work with Raul: https://dogoodwork.io/apply • Free Growth Resources: https://dogoodwork.io/resources• Connect with Raul on LinkedIn (DMs open): https://www.linkedin.com/in/dogoodwork/ 

Unlocking Financial Freedom with Bill Cates: Transform Your Money Mindset Join host Kenny as he sits down with financial expert Bill Cates, President of Referral Coach International and author of 'The Hidden Heist: Stop Robbing Yourself of Lasting Wealth'. In this engaging conversation, Bill shares invaluable insights on the impact of money stories on financial outcomes, the importance of financial literacy, and how to develop a healthy money mindset. They discuss Bill's latest book, 'The Hidden Heist', a captivating parable about overcoming financial barriers. Tune in to discover how to overwrite limiting beliefs, create new financial paradigms, and achieve lasting wealth. Get inspired to transform your financial future starting today! 00:00 Introduction: The Power of Stories 00:29 Meet the Guest: Bill Kates 01:46 The Hidden Heist: A New Book on Money Mindset 02:14 Understanding Money Stories and Financial Literacy 07:32 Overcoming Money Anxiety and Limiting Beliefs 11:53 Using The Hidden Heist for Personal and Professional Growth 20:13 Additional Resources and Recommendations 23:32 Final Thoughts and Takeaways

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're helping you land your dream job.A Trainer, Technical Writer, and Career Coach based in New York, Christine is the founder of IntervuPrep and creator of the Interview Training Bootcamp. With a background in education and a passion for helping others succeed, she teaches job seekers how to tell their stories with confidence, navigate the job search with strategy, and ace their interviews with authenticity.Connect with Christine Here: Facebook: https://www.facebook.com/profile.php?id=61580926739189Instagram: https://www.instagram.com/intervuprep/Website: https://www.intervuprep.org/Grab the freebie here: Coupon Code: FALL20===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Discover what extreme fear is and why it is important. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Join for a live in person event in Newark New Jersey on February 27 through March 1st https://www.brianscottlive.com/february-2026 Join The Reality Revolution Tribe

Did you know there's more than $40 trillion sitting in U.S. retirement accounts — most of which could be invested in real estate? In this episode, Michael Blank chats with Karen Hall, Founder of uDirect IRA and author of The BiggerPockets Guide to Self-Directed IRA Investing, to break down the rules, tax implications, and best practices that allow investors to use their retirement funds to participate in real estate syndications. Whether you're a GP raising capital or an LP investing passively, this conversation will help you unlock one of the biggest capital sources in the world.Key Takeaways: There is $40 trillion in retirement accounts — a huge capital pool most investors overlook. Self-directed IRAs can invest in syndications, rentals, notes, crypto, precious metals, and more. The IRS has prohibited transaction rules — keep investments arm's length to avoid penalties. UBIT/UDFI taxes can apply when leverage is involved — tax advisors are essential. A solo 401(k) can reduce some debt-related tax exposure. Recent laws may allow employer 401(k)s to include alternative investment funds, opening the door wider. Always ask investors: “Do you have retirement funds?” — because most won't think of it themselves.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session498/

Crystal and Dedrick Polite are visionary real estate entrepreneurs, TV personalities, and founders of Be Polite Properties. As stars of A&E's “5050 Flip,” they've built a multi-million-dollar real estate empire rooted in faith, family, and an unwavering commitment to generational wealth. Raised in backgrounds shaped by generational poverty, the Polites turned intentionality, resilience, and service into their guiding principles, paving a legacy that goes beyond building doors to opening them for others. Their journey inspires countless aspiring investors through mentorship, coaching, and a powerful message of lifting as they rise. Takeaways: Intentionality fuels success: Crystal and Dedrick attribute their achievements to going into every partnership and opportunity with purpose and clarity—from their first “business meeting” date to scaling their real estate ventures. Mentorship matters: Their path was forged not by luck, but by investing in themselves, seeking out guidance, and ultimately becoming mentors to others. They stress that those who pay for mentorship are the ones who truly commit and succeed. Legacy is impact: Building wealth isn't just about accumulating properties; for the Polites, true legacy is measured by how many doors they open for others—dedicating themselves to empowering the next generation and uplifting their community.  Sound Bites: “You make a living by what you get. You make a life by what you give.” —Crystal Polite “People who pay, pay attention.” —Crystal Polite “Start how you want to finish… and that's exactly what we did on that first date.” —Dedrick Polite Connect & Discover The Polites: Instagram:  @dedricpolite                      @mrsbepolite YouTube:    @bepolite Website:      politewealthportal.com

Join Spencer Reese and Carissa Rawson, Director of Travel and Marketing at Rove and Air Force veteran, for an in-depth discussion about maximizing credit card rewards and travel benefits as a military service member. Carissa shares her journey from enlisted Arabic translator to becoming a leading voice in military credit card content, having written for The Points Guy, NerdWallet, USA Today, and Forbes. Building Credit from Scratch Starting with secured credit cards (Capital One recommended) Using personal loans from Navy Federal or USAA to establish credit history Career starter loans for new officers Building from no credit to premium cards Strategic Card Acquisition Best starter cards: Chase Sapphire Preferred, Citi Strata Premier, Amex Green Understanding bank application rules and restrictions The famous 5/24 rule with Chase Timing your applications strategically Military-Specific Benefits SCRA (Servicemembers Civil Relief Act) vs MLA (Military Lending Act) protections Annual fee waivers on premium cards Advantage for reservists and guard members opening cards before active orders Two-player mode: How dependents can also benefit from MLA protections Premium Cards Worth Getting American Express Platinum Card ($895 annual fee waived) Chase Sapphire Reserve Capital One Venture X (SCRA benefits) Hilton Honors Amex Aspire Multiple Amex Platinum cards strategy Tools and Resources Mentioned Award Wallet - Tracks points balances, expiration dates, and travel itineraries Seats.aero - Award flight search engine Max My Point - Hotel search tool for maximizing FHR credits PointMe (roame.travel) - Award alert tool for flexible travel Use Your Credits - Tracking Amex statement credits Card Pointers - Auto-adds Amex offers and tracks credits FSAFeds.gov - Application rules by bank Rove Miles - Earning transferable points through shopping portal and hotel bookings Rove Miles Platform Highlights 13,000+ shopping portal stores (vs Rakuten's 3,900) New "Loyalty Eligible" feature - book hotels while maintaining elite status benefits Earn Rove miles that transfer to 12+ airline partners Commission-based earning rates (up to 75x miles per dollar on some bookings) Immediate points posting on non-refundable bookings Guest Bio: Carissa Rawson served 7 years in the US Air Force (2009-2016) as a cryptologic language analyst (Arabic translator), including a deployment to Jordan supporting counter-ISIS operations. She's written extensively about military credit card benefits for major publications and now helps travelers earn rewards at Rove Miles. Website: rovemiles.com Contact: Reach out to Military Money Manual at podcast@militarymoneymanual.com or on Instagram @militarymoneymanual _________________________________________________________________________________ Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Schedule a Meeting with Joshua TODAY!When's the last time you sat down with your team and rebuilt your mission, vision, and values—not as a formality, but as the engine that drives your company forward?If you're an outdoor living pro, landscaper, or hardscaper feeling stuck in survival mode or noticing turnover, confusion, or lack of direction, this episode is your wake-up call. Joshua explains why winter is the perfect time to slow production, rethink your company's identity, and give your team the clarity and purpose they're craving.You will:Learn how to run a simple, powerful mission/vision workshop that strengthens culture and loyalty.Discover how clarity of purpose transforms decision-making, alignment, and long-term growth.Understand how redefining values with your team reignites motivation, ownership, and direction.Press play now to learn how to use this winter to rebuild your mission, realign your team, and create a purpose-driven company that rows in the same direction all season long.Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

Steve's journey was marked by sheer graft and some brutal personal blows. His first five years were, in his own words, madness. Eighteen to twenty hour days, six days a week. Then came a messy divorce, COVID and throat cancer. The Founder Dependency Trap Like many founders, Steve found himself in the classic trap. Everyone relied on him to make every decision. He sought help because his sales team was struggling and he realised he needed to learn how to step out of the way so his business could run without him. The Uncomfortable Mentorship: Facing the Tormentor Steve brought in Marcus and very quickly discovered this was not a cosy training course. He describes it as counselling for sales, full of uncomfortable moments, direct questions, and role plays that forced him to confront his own habits. The turning point came when he learned to challenge and filter prospects properly. At first he thought it was rude to push back or walk away. In reality, detaching from the outcome stopped him wasting hours on buyers who were never going to buy. The Measurable Transformation The discomfort paid off. In spades. Efficiency: He went from putting in 100 percent effort to about 25 percent, yet was selling four times as much. Asset Growth: Between 2020 and 2024, while battling both COVID and cancer, the company's net worth grew from £750k to £2.5m. Profitability: Pre tax profit rose from nearly £200k to just under £500k. Final Win: He closed his career with a £1.7m order. As he puts it, he started selling paper yachts and ended selling a battleship. Personal Return: The negotiation skills he picked up even saved him hundreds of thousands in his divorce settlement. The Outcome: Freedom When he sold in February 2025, Steve felt absolutely floating. The win was not just financial. He had finally proved the business could run without him. If you are a founder trying to build a saleable asset and escape founder dependency, Steve's story is well worth your time. It is honest, hard won, and full of lessons for anyone walking a similar path.   Contact Steve on Linkedin

In this repost episode of the Awake & Winning Podcast, Kaylor Betts sits down with investor and educator Jason Graystone (host of Always Free Podcast) to rip apart the myths of "financial freedom." They draw a hard line between owning a business and buying yourself a job, unpack the two stages of freedom (independence → autonomy), and get practical about building assets, systems, and delegation so income isn't tied to your hours. Kaylor challenges listeners to create purpose through service instead of endlessly "finding" it, while Jason lays out money habits that turn surplus cash into investments you can sleep on. They also tackle imposter syndrome (why it's a growth signal), fair exchange, and optimizing for fulfillment over vanity metrics. If you're ready to reclaim your time, scale with leverage, and build wealth that supports your mission, this replay is your blueprint.   Episode Highlights: financial freedom, money mindset, entrepreneurship, passive income, delegation, investing, Bitcoin, purpose, imposter syndrome, fulfillment, service, freedom, mindset shifts       Takeaways: Financial freedom has two stages: independence and autonomy Buying yourself a job isn't entrepreneurship Master delegation and automation to scale your time Passive income means one hour of work per year for returns Build assets and systems before chasing new ideas Serve others first — fulfillment fuels financial growth Stop pedestalizing money and define enough for you     If this episode lit a fire under you, don't keep it to yourself. Screenshot it, throw it up on Instagram, and tag @thekaylorbetts or@bettsnation so we can share the love. And hey, if you're vibing with the show, take 30 seconds to drop us a 5-star review, it helps us reach more freedom-loving legends like you.   _____________________________   RESOURCES & LINKS MENTIONED IN THIS EPISODE:   Instagram | https://www.instagram.com/j_graystone Facebook | http://facebook.com/j_graystonet1t YouTube | https://www.youtube.com/channel/UCCDu1S_OmR5XtM-AzL-_U1Q X | ​​https://x.com/jasongraystone Websites | https://www.jasongraystone.com/ Podcast | https://www.alwaysfreepodcast.com Book | Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins _____________________________   SPONSORS: Truly Tallow | https://www.trulytallow.com/ Use code "SUNNYBALLS10" at checkout for 10% off your order _____________________________   IMPORTANT UPDATES:   Join the Betts Nation | https://bettsnation.ca/biz-kb/  Follow Kaylor on Instagram | https://www.instagram.com/thekaylorbetts/ Follow Betts Nation on Instagram | https://www.instagram.com/bettsnation/  Join Kaylor's Newsletter | https://awakeandwinning.lpages.co/optin/ _____________________________  

Many Irish parents in their fifties are still financially supporting adult children—and it's quietly delaying their retirement goals. Key takeaways: • Each adult child can cost around €15k–€20k per year in ongoing support—rent, car, health cover, and general expenses. • Those costs directly reduce pension contributions and long-term savings, sometimes delaying retirement by years. • Using tools like the McClements Scale shows how each extra person in the home adds significant cost pressure. • Setting clear timelines, gradually stepping back support, and redirecting funds into pensions can rebuild financial freedom fast. When kids finally stand on their own two feet, your savings—and sanity—get a big lift! I hope it helps!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3809: Jeremy Jacobson explores whether early retirement still makes sense in today's turbulent economy, revealing why he'd stick with the same plan despite market downturns. His reflections on the 4% rule, flexibility, and global lifestyle options offer practical reassurance for aspiring early retirees navigating uncertainty. Read along with the original article(s) here: https://www.gocurrycracker.com/if-i-were-retiring-early-today/#more-15352 Quotes to ponder: “We must hope for the best and plan for the worst.” “Retiring when you are afraid is hard.” “The 4% rule has walked the walk and got stories to tell, and it is still here.” Episode references: Portfolio Visualizer: https://www.portfoliovisualizer.com/ NewRetirement: https://www.newretirement.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What you'll learn on this episode:● The real reason most real estate agents fail within two years● How shiny object syndrome destroys momentum and keeps agents stuck● The emotional rollercoaster every agent experiences (and how to escape it)● The simple math behind earning six figures in real estate● Why consistency—not talent—is the true secret to long-term success To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

✅ Silicon Valley entrepreneurship takes on a whole new meaning in this conversation with Lin Wu, whose extraordinary journey from a broom shop to a Fortune 500 technology executive embodies the true immigrant entrepreneur story, the evolution of Silicon Valley history, and the modern pressures of AI and the future of work. In this episode, we explore the insights, lessons, and pivotal moments that shaped one of the earliest engineers in Silicon Valley—and what his story means for anyone navigating today's rapidly shifting tech landscape.If you're researching how Silicon Valley really works, how careers in tech evolve, or whether innovation still lives in the Valley, this episode brings clarity. Listeners searching for how to break into tech, how AI is changing software jobs, or how immigrants succeed in entrepreneurship will hear real-world stories from someone who lived through the transistor revolution, the birth of mainframes, and the rise of venture-backed startups. Lin Wu provides candid insight into how the industry has changed—and what remains timeless.For founders, engineers, and professionals evaluating where to build their career, Lin breaks down the competitive realities of today's tech ecosystem, from tech career advice to the impact of rise of AI in tech, chip war and semiconductor industry dynamics, and the truth about cost of living in Silicon Valley. His decades of experience at IBM, Fujitsu partnerships, and startup building reveal how today's challenges mirror—and differ from—the early days of modern computing.This video helps answer key questions people frequently search:Is Silicon Valley still worth moving to?How will AI reshape software careers?Can immigrants still achieve the American Dream?How should students choose majors for the future economy?Where is the AI race between the U.S. and China actually heading?Lin Wu's wisdom offers not just answers—but perspective. You'll walk away with actionable insights on innovation, mindset, adaptability, and how to thrive as technology undergoes the biggest transition since the birth of the PC.⭐ Timestamps (15:36 total)00:00 – Introduction to Lin Wu01:00 – Immigrant beginnings and early struggles02:00 – Paying for school and first jobs in America03:00 – Entering the Ivy League and meeting IBM04:00 – Mainframe computing and the birth of Silicon Valley05:00 – Venture capital and the first startup experience06:00 – The Japanese partnership and technology transfer07:00 – Growing a company into the Fortune 50008:00 – Then vs. Now: Evolution of Silicon Valley09:00 – AI, chips, Nvidia, and the U.S.–China tech race10:00 – Remote work, Austin & Miami migrations11:00 – The American Dream then and now12:00 – How the iPhone changed tech forever13:00 – Who is winning the LLM race?14:00 – Career advice for the next generation15:00 – How to find Lin Wu's book⭐ Hashtags#SiliconValley #Entrepreneurship #LinWu #ImmigrantSuccess #AIRevolution #TechCareers #StartupLife #AmericanDream #SiliconValleyHistory #FutureOfWork #AIandTech #SemiconductorIndustry #Nvidia #TSMC #VentureCapitalTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdSubscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025

This episode is your official permission slip to stop being scared of money and start flirting with it properly. We're talking about your money drama, your money shame, your “don't-look-at-my-bank-app” anxiety, and every little story you've inherited about why wanting more is “too much.” Spoiler: it's all nonsense.I break down what financial freedom really means (hint: it's not living like a monk just to feel safe), why the “save harder, suffer more” strategy is outdated, and how to flip into “I'll make the money for this” energy instead of cutting your joy into tiny pieces. I also spill the tea on my own messy money era, the chaos I had to unlearn, and how I stopped making money only to immediately yeet it away.We're talking lifestyle creep, money wounds, earning power, investing in yourself like the main character, and why coaching is one of the sassiest, smartest ways to create money on demand.If money makes you nervous, guilty, or a little bit “eww,” get ready, this episode will snatch your edges, hug your inner child, and give you the pep talk your bank account has been begging for.And if this episode has you thinking, “Okay… I want more of this. I want more freedom, more options, more agency, and I want to build something that's mine,” then hello, BYOB is literally built for you.The next round of my signature course, Be Your Own Boss, is coming soon. If you're done waiting for permission and ready to build a business that gives you financial freedom and life freedom, jump on the waitlist. Your future boss-self will thank you.https://dannybunny.co/byob-------Come say hi!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3809: Jeremy Jacobson explores whether early retirement still makes sense in today's turbulent economy, revealing why he'd stick with the same plan despite market downturns. His reflections on the 4% rule, flexibility, and global lifestyle options offer practical reassurance for aspiring early retirees navigating uncertainty. Read along with the original article(s) here: https://www.gocurrycracker.com/if-i-were-retiring-early-today/#more-15352 Quotes to ponder: “We must hope for the best and plan for the worst.” “Retiring when you are afraid is hard.” “The 4% rule has walked the walk and got stories to tell, and it is still here.” Episode references: Portfolio Visualizer: https://www.portfoliovisualizer.com/ NewRetirement: https://www.newretirement.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3809: Jeremy Jacobson explores whether early retirement still makes sense in today's turbulent economy, revealing why he'd stick with the same plan despite market downturns. His reflections on the 4% rule, flexibility, and global lifestyle options offer practical reassurance for aspiring early retirees navigating uncertainty. Read along with the original article(s) here: https://www.gocurrycracker.com/if-i-were-retiring-early-today/#more-15352 Quotes to ponder: “We must hope for the best and plan for the worst.” “Retiring when you are afraid is hard.” “The 4% rule has walked the walk and got stories to tell, and it is still here.” Episode references: Portfolio Visualizer: https://www.portfoliovisualizer.com/ NewRetirement: https://www.newretirement.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What you'll learn in this episode:● Why success in real estate isn't just about lead generation● The three biggest reasons your lead gen might not be working● How focusing on what's working (instead of what's missing) instantly improves results● How gratitude shifts your energy, performance, and income● Why doing it alone makes success 10x harder—and how the CPI Community helps agents win● The real secret to scaling your business beyond just making moneyResources mentioned in this episode:● CPI Community – A network designed to give real estate agents the support, training, and accountability they need to grow.● Mindset Mastery Calls – Align your beliefs and energy with your business goals. To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  ✅ Franchising is one of the most powerful paths to predictable business ownership for doctors, dentists, attorneys, and high-income professionals looking to diversify their income and reduce dependence on W-2 income streams. In this episode, franchise expert Jon Ostenson breaks down how today's market makes non-food franchising, service-based franchises, and semi-absentee franchises uniquely attractive — especially for investors seeking scalable, operator-supported businesses.If you've been searching for how to build alternative income, how franchising compares with real estate, what franchise ROI looks like, or what types of franchises fit busy professionals, this conversation answers those exact questions. Jon explains how different franchise models solve the common frustrations professionals face: lack of time, lack of proven business systems, and the desire for passive or semi-passive income. His “executive model” approach shows how a strong operator + franchisor support can help you run a franchise without replacing your full-time career.This episode gives clarity on what franchise categories are performing well, what to avoid, what makes certain brands strong investments, and how to conduct proper franchise due diligence. Jon also shares insights from helping hundreds of investors nationwide — showing you how the right franchise can deliver strong returns, tax advantages, and long-term asset value without the risks of startups or the delays of business acquisition. ⏱️ Timestamps — 15:36 Total Runtime00:00 – Welcome + Introduction00:28 – Why franchising is exploding01:45 – Why high-income professionals are entering franchising03:02 – What to look for in a franchise04:14 – Franchise ROI vs real estate06:18 – Best industries in non-food franchising07:15 – Who is buying franchises today?08:30 – Real examples of top-performing franchises10:00 – Franchising vs startups vs acquisition12:05 – Owner-operator vs semi-absentee vs passive models13:50 – Pitfalls to avoid + how Jon helps clients14:50 – How to connect with Jon OstensonTo connect with Jon, visit: https://www.franbridgeconsulting.com/

Discover why the AI boom widens the wealth gap. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)