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Four out of ten people can't put their hands on $400 in an emergency, and almost none of them know why.David Bach, who spent nine years at Morgan Stanley and co-founded an advisory firm with more than $7 billion on its platform, sat down with Lewis and made the case that budgets fail everyone while automation quietly works. His book The Latte Factor tells the story through a broke travel editor in Brooklyn who works 70 hours a week and never goes anywhere. He also explains the Rule of 72, why a new car payment eats three months of your year, and how selling a home you live in can hand you a quarter million dollars the government never touches.The part that will stay with you has nothing to do with money. His grandmother was broke at 30, saved 50 cents a week in a coffee can, and helped him buy his first share of McDonald's stock when he was seven. On her deathbed at 86, he asked her about regrets. Every single one was a fork in the road where she chose the safe path.Then Lewis puts his own finances on the table and gets told what he's still missing. David talks about sitting in a hospital waiting room days before this conversation, sure his wife was having a stroke, and what that did to his sense of what actually matters. His last piece of advice is about forgiving someone you stopped speaking to.You will pull out your phone and look at your subscriptions. You may also call someone you've been avoiding for years.The Automatic Millionaire, 20th Anniversary Edition: A Powerful One-Step Plan to Live and Finish RichThe Latte Factor: Why You Don't Have to Be Rich to Live RichDebt Free for Life: The Finish Rich Plan for Financial FreedomDavid's WebsiteDavid's InstagramIn this episode you will:Automate your wealth so money grows while you sleep, instead of relying on a budget you will abandon within a monthDiscover the Latte Factor with David Bach and see how small daily spending quietly costs you a million dollarsApply the Rule of 72 to know exactly how long your money takes to doubleEscape the paycheck to paycheck trap that traps seven out of ten Americans who cannot find four hundred dollars in an emergencyReject get rich quick thinking and build real wealth over decades by owning quality assets you never touchForgive the people you resent before that stored pain turns into the regret you carry to the endFor more information go to https://lewishowes.com/1988More SOG episodes we think you'll love! Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.
Discover what the jobs numbers changed and what it means for the stock market, interest rates and inflation. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.
Discover how multifamily investors reduce their tax burden using three powerful moves the IRS fully allows. In this training, Peter breaks down the tax principles behind real estate ownership — including why income follows assets, why W‑2 earners pay the highest tax rates, and how multifamily properties unlock deductions a paycheck can never provide.You'll learn:How depreciation creates “paper losses” that reduce taxable incomeHow accelerated depreciation (cost segregation) increases deductionsHow 100% bonus depreciation can create massive first‑year tax savingsHow rental properties legally offset income, capital gains, and future taxesWhy owning assets — not earning more W‑2 income — is the path to keeping more of what you earnThis session simplifies complex tax concepts into clear, beginner‑friendly examples so you can understand exactly how multifamily investors pay less and build wealth faster.Student Spotlight: Chris spent 20+ years in a traditional W‑2 career before realizing it wasn't enough to secure his future. He purchased three off‑market six‑unit multifamily properties, all funded through his retirement accounts — and used cost segregation studies to erase his tax liability. Today, Chris is a full‑time multifamily investor whose tax savings, cash flow, and appreciation have completely transformed his financial life. His story shows how even small multifamily deals can unlock powerful tax advantages.Tuesdays with Peter LIVE! Register for our next session: https://www.commercialpropertyadvisors.com/peter-harris-live/Get your free copy of my best selling book, "Commercial Real Estate for Beginners": https://www.commercialpropertyadvisors.com/free-book/Every successful commercial real estate investor has a mentor. Get your mentor here: https://www.commercialpropertyadvisors.com/protege-program/Questions or Comments? Text PETER to 833-942-4516
You don't need to be the smartest person in the room to build wealth through real estate. But you do need patience, discipline, and a willingness to play the long game. Real estate won't make you rich overnight, but it's incredibly forgiving—meaning you can make mistakes, lose money in the short term, and still come out on top. Apolo Ohno understands this concept better than most, having dedicated his entire youth to becoming a short-track speed skater. He reached the pinnacle of the sport, competing in three Winter Olympic Games and taking home several medals. But when his skating career ended 16 years ago, he faced a challenge he hadn't trained for. He calls it the “great divorce”—separating from an identity that had shaped nearly every part of his life. Thankfully, many of the skills he had spent decades honing translated to real estate investing. Now, Apolo operates at the intersection of high-performance business and wellness, helping entrepreneurs achieve their goals in a more sustainable way. And today, he's sharing the lessons that helped him weather tough times, why your investing network is your single greatest advantage, and how to avoid burnout on the road to financial freedom. In This Episode We Cover Essential skills and habits of successful real estate investors How to “hard pivot” from one career to real estate investing How to find the best real estate deals through your investing network Investing mistakes that cost Apolo money during the Great Financial Crisis Why real estate is one of the “most forgiving” asset classes And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1337. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover what lower inflation means right now. Inflation is trending lower, will it continue? Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Schedule a Meeting with Joshua TODAY!Are you prepared to stay profitable when the market slows down and homeowners have more contractors to choose from?When demand becomes uneven, landscapers, hardscapers, and outdoor living pros can't rely on simply being available to win work. Customers have more time to compare contractors, pricing becomes more competitive, and the businesses that fail to deliver consistently can quickly lose ground.In this episode, Joshua Gillow sits down with Greg Crabtree to break down what the numbers are showing in the contractor market and what successful businesses are doing differently. They discuss why operational excellence matters more in a slower market, how scheduling and rework impact profitability, why contractors need to defend their pricing, and how being discernibly different can help you win projects without competing solely on price.You will:Learn why showing up on time, eliminating rework, and delivering quality work can have a major impact on profitability.Understand how to protect your margins when facing inflation, tariffs, fuel costs, and other unexpected expenses.Discover how listening to customers, understanding their vision, and demonstrating your value can help you stand out from competing landscapers and outdoor living pros.Press play to learn how to build a more profitable contracting business that can withstand market uncertainty, protect your pricing, and win customers through better execution and greater value.Ready to get your copy of The CORE 10? Check it out HERE!Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry. Music from #Uppbeat:https://uppbeat.io/t/abbynoise/puncherLicense code: AWUDIYK15E3NWYPK
Join me as I have a delightful conversation with Luzy King, a Latina money expert and founder of Say Hola Wealth, who has made it her mission to take the confusion out of finances and teach others to trust themselves with handling money and building wealth (a topic we can all benefit from!). Luzy also shares what it means to push back at cultural barriers and redefine what success looks like.Luzy has made it her mission to help women pay off debt, start investing, and launch businesses that align with their values and purpose. And she has written a financial guide to help first-generation Latinas break through self-imposed barrier, Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom. So you know we're going to talk about her book-writing experience! We also discuss what you need to prepare for beyond the manuscript (hint: publishing costs, PR, and launch) and how to approach those phases successfully.Luzy is an award-winning financial educator and international speaker who guides first-generation Latinas and women of color in transforming their relationship with money so they can build wealth with confidence—without guilt or burnout.If you're interested in stepping into greater financial confidence—and want to publish a book along the way—this inspirational episode is for you!Book recommendation:The House on Mango Street, by Sandra CisnerosGet to know Luzy:WebsiteLinkedInInstagram @sayholawealthCash LibreFollow me on:Instagram @stacyennisFacebook @stacyenniscreativeLinkedInYouTube @stacyennisauthorTo submit a question, email hello@stacyennis.com or join my email list http://stacyennis.com/join and fill out the form on the page.
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Part Three: True Financial Freedom - Creating a Plan | Ep. 88 by Divine Mercy Radio
Part Two: True Financial Freedom - Why We Never Feel Free | Ep. 87 by Divine Mercy Radio
Part One: True Financial Freedom - Our Faith Driven Definition | Ep. 86 by Divine Mercy Radio
In this episode, Michael Blank sits down with real estate investor and software entrepreneur Joel Bechtel to explore how artificial intelligence is changing the way investors analyze deals, underwrite properties, and build more efficient businesses. Joel, who started investing in real estate at 19 and spent decades building software companies, combined his two areas of expertise to create DealFlow Pro, an AI-powered underwriting platform designed to streamline the deal analysis process. Michael and Joel discuss how AI can extract and standardize information from offering memorandums and financial statements, verify the source of data, incorporate market information, and automate repetitive underwriting tasks. They also dive into the current multifamily market, the growing amount of distress, and why investors need to remain disciplined when evaluating properties. Most importantly, Joel explains why you don't need to be technical to start using AI for real estate—and how simply experimenting with plain-English prompts can unlock powerful ways to automate the work you're already doing.Key TakeawaysAI Can Eliminate the Most Tedious Parts of UnderwritingInvestors can use AI to extract income and expense information from OMs, T12s, rent rolls, and other documents, reducing manual data entry and allowing more time to focus on the actual investment decision.You Still Need to Understand the FundamentalsAI can dramatically speed up analysis, but it doesn't replace underwriting expertise. Investors need to understand the numbers well enough to recognize bad assumptions, inconsistencies, and errors before making a multimillion-dollar investment decision.Always Know Where Your Data Came FromJoel emphasizes the importance of data provenance. AI tools should identify the source of information, flag discrepancies, and allow investors to trace numbers back to the specific document or page where they were found.You Don't Need to Be a Programmer to Build With AIOne of the biggest barriers to AI adoption is the belief that you need a technical background. Joel explains that investors can increasingly build useful workflows and applications simply by describing what they want in plain English and iterating with the AI.Market Data Can Make Underwriting Much More PowerfulAI can incorporate additional information such as supply pipelines, building permits, rent burden, and other market-level data to help investors test whether a business plan actually makes sense for a particular property and neighborhood.Multifamily Distress Could Create New OpportunitiesJoel and Michael discuss the growing number of properties facing challenges from higher interest rates, lower occupancy, rising expenses, and loan maturities. As owners run out of cash or struggle to refinance, more properties may eventually come to market at prices that better reflect current fundamentals.Connect with Joel BechtelDealFlow Pro: DealFlow ProLinkedIn: Joel BechtelEmail: Joel@dealflowpro.ioConnect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Asset Manager - Cyndee Harding, High Caliber MultifamilyCPA - James Bohan, Stonehan AccountancyMentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session542/
Join an active community of RE investors here: https://linktr.ee/gabepetersen
Today, we're delighted to welcome Justin Donald, the founder of Lifestyle Investor and author of The Lifestyle Investor, as our guest! Justin has built a mastermind community where people come together to talk about investments, have fun, and enjoy life together. Stay tuned to hear about his fascinating entrepreneurial journey, learn more about the financial side of running a business, and find out how to save, invest, and project so you can decide whether to retire early or keep on doing the work you love. Justin's Journey Justin grew up in a middle-class family and paid for his own university education through various business ventures. In seventh grade, he started a small sales business selling newspaper and coupon book subscriptions, and by his senior year, he was recruiting and teaching others to do the same. He then joined Cutco, where he developed his sales skills and learned to handle rejection. He eventually built a large organization, and as his business grew, he realized that he was working long hours and that, even with a systematized business, too much still depended on him. So he started looking for a way to buy assets that could produce income without requiring his time, which led him into cash-flowing real estate, starting with mobile home parks. Over time, he invested in different types of real estate and cash-flowing businesses. He eventually created Lifestyle Investor to share the investment, tax strategy, estate planning, and other things he wished he had learned earlier. Build a Business That Doesn't Depend on You It's hard to build a business you can step away from when everything relies on you. So systematize your business, hire the right people, and have someone who can step in when needed. Buy Back Your Time If most of your net worth is tied up in your business, it means you're overconcentrated. Instead, put some of your money into cash flow-producing assets. That cash flow can initially cover your car payment or utilities and eventually grow large enough to cover your whole lifestyle. Financial Freedom Financial freedom is not just about reaching a particular net worth. It's about knowing what it costs you to live and creating enough passive income to cover it. Once you can cover all your expenses, you own your time. Then you can choose whether to continue with the work you're doing or retire early. Put Your Surplus to Work Once your lifestyle is covered, you can decide whether to spend your surplus income on improving your lifestyle or put it toward investments, wealth creation, and making an impact where it's needed. Know Your Numbers Regularly reviewing your financial dashboard can give entrepreneurs clarity and confidence, helping them feel more in control. Hire Well Don't keep people who do not fit the business culture or aren't doing a good job. Take the time to hire really good people, but avoid bloating the business by hiring more people than you actually need. Get Some Help You don't have to figure everything out alone; books, mentors, and peer groups can help entrepreneurs feel empowered and supported as they grow. Tax Code Understanding the tax code can help you take advantage of deductions and credits for activities the government wants to encourage, including business, small business, agriculture, housing, and energy. AI AI is here to stay, so the better you understand it, the more opportunities you will likely have to grow or protect your business or start another business that could be more lucrative than your current one. If you invest in early-stage AI companies, Justin suggests using your surplus income and keeping the allocation limited because it is not yet clear which companies will succeed. Bio: Justin Donald, called the "Warren Buffett of Lifestyle Investing," is the #1 bestselling author of The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom. As founder of The Lifestyle Investor, he specializes in low-risk cash flow investing, simplifying complex financial strategies, and structuring deals. A seasoned investor and entrepreneur, Justin has served as an SXSW investor judge and spoken at notable venues like Texas Ranger Stadium. Through his Lifestyle Investor Mastermind, podcast, and consulting program, Justin coaches entrepreneurs and executives to "create wealth without creating a job." Connect with Eric Rozenberg LinkedIn Facebook Instagram Website Listen to The Business of Meetings podcast Subscribe to The Business of Meetings newsletter Connect with Justin Donald Lifestyle Investor LinkedIn Click this link for a free strategy session (worth $500) with a Lifestyle Investor team member to help you figure out your next move.
Everyone knows that 'events change lives'. We're told that all the time.But only if you do this one thing after the event. Otherwise, nothing will change.
This episode puts Canna to the test. What would a financial planner fix first? We all have competing priorities when it comes to money - from paying down the mortgage and building up super, to investing, saving for the future or simply working out where all our money goes each month. So how do you know what deserves your attention first? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they work through seven very different financial scenarios and reveal the first thing a financial planner would tackle in each one.Canna and Michael's new book is available now! Pick up your copy of Twelve Months to Financial Freedom at Big W, bookshops or online.---The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.
Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're talking about how to get started with real estate investing using the rent-by-the-room strategy. Ryan Chaw's grandpa faced discrimination in the 1950s while trying to buy his first property, but he and his grandma persevered. He eventually purchased three rentals in the SF Bay Area, using the income to help pay for Ryan and his brother's college tuition, a gift Ryan never took for granted. His example inspired Ryan to build a legacy of his own.Ryan graduated as a pharmacist in 2016 and worked in infectious diseases and pediatrics. The skills he gained in healthcare translated well into real estate, especially in managing people and creating quality living spaces.Ryan began buying one single-family home per year and built a reputation for high-quality student housing near his local college. By renting the room, he doubled cash flow compared to traditional rentals. By age 28, Ryan became a millionaire, earning multiple six figures in student rental income.Today, Ryan leads a community of creative real estate investors who focus on one great deal at a time while providing affordable, high-quality student housing. In his free time, Ryan loves traveling to absorb global culture, with highlights including Japan, Taiwan, Vietnam, Belize, and Europe.Connect with Ryan Here: https://www.youtube.com/@ryanchaw1https://www.linkedin.com/in/ryan-chaw-pharmd-0a9995187/https://www.instagram.com/ryanchaw1/https://www.facebook.com/ryan.chaw/https://www.tiktok.com/@ryanchawrealestatehttps://www.newbierealestateinvesting.comGrab the freebie here: www.newbierealestateinvesting.com/guide===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
What does it really take to leave an established firm and build a financial planning practice on your own terms? In this episode of the Wicked Pissah Podcast, Jackie Walsh, CFP®, founder of 30 Point Financial and Treasurer of FPA New England, sits down with Bridget Grimes, CFP®, President of WealthChoice and co-founder of Equita Financial Network. Bridget shares her journey from working as an employee at a fee-only RIA to launching WealthChoice nearly a decade ago. She explains why she wanted greater control over how she served clients, how she structured her business, and ultimately, how she valued her own work. But independence came with another realization: running your own firm can be lonely, and trying to handle financial planning, investments, compliance, technology, operations, marketing, and business development yourself can quickly become a barrier to growth. That experience ultimately helped inspire Equita Financial Network, a community of independent, women-led financial planning firms that provides advisors with shared resources while allowing them to maintain their own brands, clients, and vision. Jackie also shares her own experience as a newer firm founder and Equita member, including how access to a community of other women advisors has helped her navigate the early stages of building her practice. Bridget and Jackie discuss the importance of delegation, investing in your business before you feel completely ready, finding a community of advisors willing to share their experiences, and recognizing that independence does not have to mean doing everything yourself. They also explore the continued underrepresentation of women in financial planning and why mentorship, collaboration, and intentional succession planning could play an important role in bringing more women into the profession and helping existing women-led firms remain women-led. For advisors considering independence, building a firm, or simply looking for a stronger professional community, this conversation offers a candid look at both the opportunity and responsibility that come with owning your own practice. In this episode: Why Bridget left an established RIA to launch WealthChoice The realities of starting a financial planning firm with no clients Why community matters for independent advisors How Equita Financial Network grew from two advisors sharing resources Delegating compliance, investments, technology, and operations Why trying to save money by doing everything yourself can limit growth Supporting career changers and women entering financial planning Maintaining independence while gaining the advantages of scale The difference between being a business owner and being a W-2 advisor Creating succession opportunities for women-led advisory firms Why Bridget believes investing in yourself can change the trajectory of your firm About Bridget Grimes, CFP® Bridget Grimes is President of WealthChoice, a boutique financial life planning firm serving women executives, and co-founder of Equita Financial Network, a collaborative community supporting independent women-led financial planning firms. She is also a CFP Board Ambassador and author of Corner Office Choices: The Executive Woman's Guide to Financial Freedom. Her work centers on helping women gain greater confidence and control over their financial lives while supporting women advisors who want to build successful firms on their own terms.
Wade wraps up his review of The Richest Man in Babylon, covering chapters eight through the end. He pulls out lessons on taking responsibility for your circumstances, choosing a simple framework over more information or another product, and doing the work now so you're prepared when opportunity shows up. He closes with a reminder that you'll end up exactly where you're headed unless you change course. Key Takeaways Your circumstances don't decide who you become. Awareness, education, and action start with taking responsibility for your own choices. A product won't solve a mindset problem. A framework gives your decisions guardrails, and framework beats information every time. Clarity creates conviction, not complexity. A few simple tools you understand beat a table full of tools you don't. Opportunity looks like luck when you've done the work before the work. It takes time, money, and discipline. Align your direction with your destination. Small course corrections made early are easier than one big correction made late. Links and Resources Sage Wealth Strategy: sagewealthstrategy.com Contact Wade: wade@sagewealthstrategy.com Keywords The Richest Man in Babylon, Richest Man in Babylon lessons, Richest Man in Babylon book review, financial freedom, infinite banking concept, be your own banker, The Path of Money, financial framework, daily burn rate, financial liquidity, dry powder, whole life insurance, cash value, generational wealth, financial discipline, take control of your money, Nelson Nash, Wade Borth, Sage Wealth Strategy, book club Episode Highlights [00:03:00 - 00:05:00] Wade explains the chapter eight lesson that circumstances don't decide who you become, and how awareness, education, and action got one man out of debt. [00:05:00 - 00:06:00] Wade asks whether you'll keep behaving like a slave to your circumstances or start acting like a free man, and why debt can be a form of servitude. [00:06:00 - 00:08:00] Wade explains why a product can't fix a mindset problem, and why following the crowd into something you don't fully understand carries risk. [00:08:00 - 00:10:00] Wade shows how to find the pattern behind your circumstances, from tracking where your money flows to knowing your daily burn rate and freedom number. [00:11:00 - 00:13:00] Wade uses the water bladder and the mountain guardrail to show why every financial plan needs a framework. [00:13:00 - 00:16:00] Wade explains why framework beats information and how The Path of Money brings clarity to your decisions. [00:16:00 - 00:18:00] Wade contrasts complexity with clarity, using a carpenter's tools to explain why simple, properly structured whole life gives you a protected base. [00:18:00 - 00:21:00] Wade unpacks chapter ten, The Luckiest Man in Babylon, and why luck is really opportunity meeting preparation. [00:24:00 - 00:26:00] Wade uses a flight from Fargo to Dallas to show why course corrections matter when your direction and destination don't line up. [00:26:00 - 00:28:00] Wade closes with building before you need it and staying flexible enough that a change in the market or the economy doesn't break your plan.
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Join host Atoya Burleson for a conversation with Brittany Jordan, as they unpack the story behind Harder to Keep and the experiences that have shaped Brittany's journey. From navigating money and financial literacy with her husband, Michael, to understanding how eight years of military service shaped the woman she is today, Brittany opens up about the lessons, challenges, and growth behind her story. She also shares her journey of overcoming the fear of showing up online, doing the work, and stepping into a new season with intention.
Di balik tembok penjara, tubuh mungkin kehilangan kebebasan, kendati tak semua karena mungkin segala hal ada harganya. Ketika sel berubah menjadi privilese, hukuman perlahan kehilangan makna, sementara negara kembali belajar lupa.
Financial freedom, wealth building, entrepreneurship, and success all come with a price—and most people quit when the bill finally shows up. In this video, I break down what real freedom actually costs, why one winning trade or business deal won't change your life, and why the habits, mindset, relationships, and excuses you refuse to release may be the very things keeping you stuck.I want you to stop chasing the appearance of freedom and start building the real thing. For me, financial freedom was never just about making more money. It was about having the time freedom to be present for my daughter, experience the world, control my schedule, build wealth, and create a life different from the one I came from.Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.
Discover if this is shaping up to be a "typical" September and what that means. What is going on in the stock market and what is likely given the circumstances? Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
A rare look inside a paid one-on-one money coaching session. Spencer talks with "Camden" (not his real name), a 22-year-old Naval Academy midshipman who's already worth $82K before commissioning. They cover the Career Starter loan arbitrage, an aggressive credit card strategy, and the math to hit millionaire status by 35, plus a reminder to enjoy your 20s along the way. Book your own session: militarymoneymanual.com/mentor Questions Asked: How are you funding your maxed-out Roth IRA? How are you investing your brokerage and Roth (which ETFs)? What's your current credit card stack? Does the Capital One SCRA fee waiver work for spouses? When should I start paying for a tracking app? When do I finally cash in my points? How do I get started with the TSP? Topics Covered: Career Starter loan arbitrage: both loans ($72K at 0.75%) invested as a lump sum Portfolio basics: VOO, XLK, VGT, and avoiding fees Talking money with a partner and managing a spouse's cards Full credit card strategy: Amex Platinum, CSR, Delta, Hilton, double Marriott, Capital One SCRA quirks Best tracking apps: Travel Freely, CardPointers, Monarch Money Points philosophy: spend them, don't hoard them TSP setup: Lifecycle fund + Roth in myPay The millionaire math: 20% Roth TSP over 20 years = ~$1.5M plus pension Resources: Mentor sessions: militarymoneymanual.com/mentor Apps: Travel Freely, CardPointers, Monarch Money Books: Money for Couples (Ramit Sethi), A Random Walk Down Wall Street (Malkiel) Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 24,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
Connect With ChazWhat does financial discipline look like when it grows from desperation instead of discipline?Janine Jennings didn't learn about net worth from a finance professor. She learned it in an ICU, watching her infant daughter fight for her life, while still working hair clients to keep the lights on. When her daughter passed, she had nothing. She restarted with one appointment and a $40 tip.Today, she runs a full tax and accounting firm, speaks the language of the self-employed, and has a formula she calls your "quintillionaire number." The number every contractor should know but almost none actually do.This episode is about money, but it's really about what it takes to stop drifting.KEY TAKEAWAYSTrack your money daily or you are drifting. Most people know what they earn. Few know what they spend. Janine says treat your finances like your phone: check it every day.Your "quintillionaire number" is your retirement target. Take your income, subtract expenses, add side income, add 3% for inflation, multiply by 2.5. That is your freedom price. The formula is on her website.Retirement is not optional just because you own a business. Self-employed people have no employer plan. Janine's entry-level tools: Acorns for a Roth IRA, Vanguard for the S&P 500. You can start with $10 a week.Resilience is the decision to keep making money move. When Janine lost her daughter, she forced herself to take one more appointment. Then one more. That is not a metaphor. That is the actual mechanism of recovery.Net worth is your number one financial metric. Income minus expenses equals net worth. If you are not tracking it, you cannot improve it.Starting over does not require a head start. Janine rebuilt twice: after her daughter's passing and again after her divorce. Both times she started with one client, one service, one next step.If you're a contractor business owner doing $1M+ and you feel stuck in the day-to-day, we built GTK for you.Through peer mastermind and 1:1 coaching, we help you:Increase profitInstall real systemsBuild a team that runs the businessGet your time backGo to gatheringthekings.com and apply for a GTK Growth Audit. We'll show you exactly where you're leaking time, profit, and opportunity.Connect with Chaz Wolfe (Host):WebsiteFacebookInstagramLinkedInYouTubeConnect with Janine Jennings (Guest):Website: jptaxservice.comInstagram: @jenningspeytontaxserviceFacebook: @JPTaxServicesLinkedIn: linkedin.com/in/janinejennings9999TikTok: @jptaxserviceYouTube: JP Tax Service and AccountingProfit Starts with Better Books!Clean books. Clear reports. Monthly bookkeeping built by business owners, for business owners.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showLike what you heard? Share this episode with a friend and leave us a review on Apple Podcasts or Spotify! Join the conversation by visiting GatheringTheKings.com and apply to connect with other high-performing entrepreneurs and their families.
Transform My Dance Studio – The Podcast For Dance Studio Owners
Could your curriculum be one of the most valuable assets in your dance studio? In this episode of the Transform My Dance Studio Podcast, we're re-sharing a powerful talk from the Dance Teacher Web Conference & Expo in Las Vegas in August 2024, where Studio Growth Coach Alisa Finney shares her "13 Steps to Financial Freedom" and reveals why curriculum is so much more than a teaching tool. Alisa explores how a clear, progressive curriculum can create consistency across your team, strengthen student progression, protect your studio from teacher turnover, unlock additional revenue streams, and differentiate your business from the competition. Most importantly, she explains how delivering an exceptional, consistent product can build your confidence in your studio's value, helping you move away from discounts and compete on quality rather than price. What You'll Learn Why curriculum should be treated as a foundational investment in your studio How standardized curriculum creates greater consistency across your teaching team How to keep classes progressing when teachers are absent, replaced or leave your studio Why a curriculum can reduce your business's dependence on individual teacher personalities How progressive levels create clear achievement pathways for students How exams, assessments, uniforms, awards and level progression can create additional revenue opportunities Why curriculum can strengthen teacher and student-teacher training How Alisa developed her own 13-level ballet and jazz syllabi How a strong curriculum can differentiate your studio from local competitors Why confidence in your product can transform your mindset around pricing and discounting Alisa Finney is a Studio Growth Coach, dance educator and studio owner with more than 33 years of studio ownership and 40 years of teaching experience. She has developed 13-level Ballet and Jazz syllabi, presented internationally at Dance Teacher Web, and served as Artistic Director of the Melbourne Ballet Company for 17 years. Combining deep technical dance expertise with extensive business experience, Alisa now helps studio owners strengthen their teaching, leadership and businesses. Join our growing community of people just like you inside our free Facebook group. Click here to join! Follow The Dance Studio Owners Association: Instagram: @dancestudioownersassociation | TikTok: @dsoaofficial | Facebook: @dancestudioownersassociation
Welcome to Champions for Life online sermon player. We pray that each message will bless you by teaching you how to walk in love, live by faith and experience God's prosperity in every area of life. We know faith comes by hearing and hearing by the Word
Welcome to Champions for Life online sermon player. We pray that each message will bless you by teaching you how to walk in love, live by faith and experience God's prosperity in every area of life. We know faith comes by hearing and hearing by the Word
Discover how one well‑chosen multifamily deal can reset your financial future. In this episode, Peter Harris breaks down the exact blueprint behind a powerful first deal. You'll learn how to evaluate deals using real sales comps, how to spot true rent‑increase potential, and how to determine whether a neighborhood can support long‑term cash flow and appreciation.You'll learn:The three elements every strong multifamily deal must haveHow to evaluate price, rent upside, and neighborhood qualityHow seller financing can strengthen a dealHow to avoid “bad neighborhood traps” that destroy cash flowWhy one property — bought right — can change everythingWhy mentorship accelerates your first deal and protects you from mistakesStudent Spotlight:You'll see how Kunmi (a physician) and Tola (a nurse practitioner) went from owning 10 single‑family rentals that weren't moving the needle… to securing a 36‑unit property with rent upside, strong demand, and even $280,000 in seller financing. This one deal is now positioned to create options, freedom, retirement security, and a legacy for their family.Tuesdays with Peter LIVE! Register for our next session: https://www.commercialpropertyadvisors.com/peter-harris-live/Get your free copy of my best selling book, "Commercial Real Estate for Beginners": https://www.commercialpropertyadvisors.com/free-book/Every successful commercial real estate investor has a mentor. Get your mentor here: https://www.commercialpropertyadvisors.com/protege-program/Questions or Comments? Text PETER to 833-942-4516
In this episode, Warren Ingram and Pieter de Villiers discuss how to evaluate investment platforms, the importance of transparency in fees, and strategies for managing insurance and benefits when changing jobs or employers.Chapters00:00 Introduction to the episode and main topics02:22 The role of aggregation in reducing fees05:15 The longevity and reliability of investment platforms08:07 Risks of reward programs and long-term commitments10:26 Managing insurance when changing jobs11:02 The benefits of group insurance schemes12:17 Portability of insurance policies and continuation options14:26 Avoiding overinsurance and unnecessary premiums15:22 Reviewing insurance policies regularly16:24 Final thoughts and questions from listenersLearn more about how Curate Investments can help you here.Send us Fan MailHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod
THE MIDDLE CLASS IS BEING SQUEEZED — WHAT HAPPENS NEXT?The cost of living is rising. Housing, food, energy and everyday expenses are putting increasing pressure on households across Australia, Canada and beyond.So what happens when people feel like they're working harder but getting further behind?In this episode of the Breaking Free Podcast, Emery Robichaud joins me for a wide-ranging conversation about the current financial climate, economic uncertainty and the importance of taking greater responsibility for your financial future.We explore:
Discover what the Ultra Wealthy are doing with their investments. How the wealthiest are investing while worried about interest rates, market volatility and geopolitical uncertainty. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Watch the FULL 100-min biblical finance workshop for Queenpreneurs ready to break up with broke — banking, budgets that work, and legacy in one sitting. This is the compilation of the 4-part series + playlist here: https://www.youtube.com/playlist?list=PLKjrWWOcGh58 Come here Queenpreneurs — you don't have a money problem. You've tried it all, haven't you? See, budgets don't fix this. Your income follows your identity. Now, from my books Financial Wisdom for Financial Freedom and Destined to Prosper, I combined: Part 1: https://youtu.be/gCQjxmxMVmQ Part 2: https://youtu.be/dbk2peAEz6k Part 3: https://youtu.be/IwUxRKbwyvE Part 4: https://youtu.be/TsLHdgtPijE What you'll get in this masterclass: 00:00 Welcome Queenpreneurs — why math isn't the root 34XX:07XX Banking breakthrough — stop letting your bank steal 54XX:03 AI + biblical personalities budget that actually works 1:18:25 Legacy + stewardship — build net worth from self-worth Comment your action step below, Sis. What will you fix first — the account, the budget, or the belief? I'm Dr. Chonta Haynes. I'm your Destiny Designer and also known as your Biblical Money Management Expert. I'm here to help you put feet to your faith so that you can walk victoriously. Next premiere: Christian Business Full Workshop — Sun 10/4 8pm ET. Hit Notify. #biblicalfinance #kingdommoney #christianentrepreneur Books: https://chontahaynes.com/books https://chontahaynes.com/devotionals CROWNed by Design Collective: https://chontahaynes.com/collective Connect with Dr. Chonta Haynes Book a call https://chontahaynes.com/destiny YouTube: https://youtube.com/@ChontaHaynes Instagram: https://Instagram.com/ctahaynes LinkedIn: https://linkedin.com/in/chonta-haynes Support the Mission Heart 2 Heart Truth Foundation Donate: https://www.paypal.com/donate?hosted_button_id=UZG5B9KX59U4S
Entrepreneurship can provide incredible wealth and freedom, but not if you've created a company that can't function without you. When every important decision, client relationship, and responsibility runs through you, then you've essentially traded one job for another while limiting the value of the business you've worked so hard to build.That's why I'm excited to have Eric Rozenberg on the podcast. Eric is an entrepreneur, author, speaker, and consultant who has spent nearly three decades building, scaling, and exiting businesses in the meetings and events industry. Along the way, he's learned firsthand what happens when entrepreneurs try to do everything themselves and what it takes to build a company that creates freedom instead of consuming your life. Eric's experience is particularly interesting as AI transforms how businesses operate while making genuine human relationships and face-to-face connections even more valuable.In our conversation, Eric shares his journey from corporate life to entrepreneurship, why people often choose misery over the uncertainty of change, and how AI could make in-person communities and events even more important.In this episode, you'll learn: ✅ Why reducing your involvement in the business can increase its value while giving you more freedom.✅ How defining a compelling 10-year vision can help you make difficult decisions and stay aligned during the inevitable ups and downs of entrepreneurship.✅ How asking yourself “Should I be the one doing this?” can help you delegate more effectively and build a business that doesn't depend on you.Show Notes: LifestyleInvestor.com/309Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What's the difference between making a lot of money and actually building wealth? In this episode of The Practical Wealth Show, Curtis May talks with Fernando Angelucci, CEO of Self Storage Syndicated, about moving from transactional income to asset ownership, passive cash flow, and financial freedom. Fernando shares how he transitioned from engineering and residential real estate into self-storage and explains how investors should think about cash flow, leverage, taxes, liquidity, risk, syndications, and sponsor due diligence. 00:00 – Making Money vs. Building Wealth 01:44 – Fernando's Real Estate Journey 03:07 – Why High Earners Still Struggle to Build Wealth 04:41 – What Financial Freedom Really Means 07:31 – Fernando's $97K Credit Card Story 10:50 – Why Self-Storage 14:04 – Returns, Risk and Resilience 21:45 – Financial Foundation Before Investing 23:18 – How to Vet a Syndicator 24:54 – Tax Advantages of Real Estate 30:35 – Turning Income Into Assets 34:28 – Rules of Investing 37:32 – What $250M in Assets Really Means 40:18 – Active Investing vs. Mailbox Money 43:25 – Fernando's Definition of Wealth 44:55 – Who Fernando Wants to Connect With Subscribe to The Practical Wealth Show for conversations on Infinite Banking, cash flow, real estate, financial freedom, business ownership, and multigenerational wealth.
Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/What if the person deciding whether you get the money to grow your business isn't a gatekeeper at all?In this episode of Life Of And, Tiffany sits down with Trina McWilliams, a Commercial Relationship Manager at First Internet Bank, for an all-access look at a deal she just did with her team. On July 1st, Element Three closed on its first acquisition, and Trina's bank financed it. Tiffany walks through the real numbers, including why she borrowed about a half million dollars instead of writing a check from the company's own cash, and what she's learned about how much operating room a deal actually needs once the papers are signed. Then she opens the door most business owners never get to see behind: what happens inside the bank while your loan request is being reviewed.Trina breaks down the five Cs of credit in plain language and explains what she's really looking for when an owner brings her a deal. She's honest about the parts that feel scary, like what a personal guarantee actually obligates you to, and generous about the parts nobody tells you, like why the conversation is so much easier before you need the money. If a bank has ever felt like a room you weren't invited into, this one gives you the vocabulary, the questions, and the confidence to walk in and start the conversation.What You'll LearnWhat a bank is actually evaluating when you ask for money, and why so much of it comes down to how you've ledWhy the smartest time to talk to a banker is long before you need financingHow to think about which part of a deal to fund with your own cash and which part to borrowWhat a personal guarantee really means, and how to sit with that risk honestly before you signTimestamps:(00:00) Intro(01:23) The acquisition we financed, and why we didn't wait(07:16) What a banker is really looking for when your deal arrives(10:23) Why banks lend on your ability to repay, not your need(13:20) Why we took a $500K loan instead of writing the check(17:33) Seller notes, earn-outs, and the 60-day cash cycle(20:38) Your character and track record matter more than revenue(23:38) Collateral and why the bank hopes to never use it(26:23) What a personal guarantee actually obligates you to(31:43) When to call a bank and what to bring with you(33:37) SBA vs. conventional, and which fits your deal(35:59) How to find a banker who works for you, tooReady to Put Your Money to Work?Learn More About First Internet Bank Here: https://www.tiffanysauder.com/First-Internet-Bank Like this episode? Check out more in the series:Stop Managing Money. Start Building Wealth: https://www.youtube.com/watch?v=sgmX1Lrf1X8 How to Teach Kids Financial Literacy Through Everyday Money Decisions: https://www.youtube.com/watch?v=VKB34UvGVEc The Budget Questions You've Been Too Afraid to Ask: https://youtu.be/QMeyEZXozAAStop Looking Wealthy, Start Building Wealth: https://youtu.be/Cfwewqby9HE Money Confessions: What Women Really Think About Time, Guilt, and Financial Freedom: https://youtu.be/m3fnoNDOp-A How to Stop Doing It All and Start Living Your Life: https://youtu.be/MJLq7zdH2NU Why Smart Women Still Feel Unsure About Money (And How To Change That): https://youtu.be/h5tayXL1HxI For more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn more: https://www.tiffanysauder.com For more from Trina:Follow Trina on LinkedIn: https://www.linkedin.com/in/trina-mcwilliams-6b197348/ Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program Check out the apps and sponsor of this episode: Created in partnership with Share Your Genius www.shareyourgenius.com Learn more about First Internet Bank: https://www.tiffanysauder.com/First-Internet-BankFind out more about Neighbor Serve here: https://neighborserve.com/life_of_and/
There are seven quiet signals that show up in your life long before the money does, and most of them feel like losing.In this solo episode, Lewis walks you through the money mindset shifts he lived from his sister's couch to a life where his investing runs on autopilot. He tells you about the networking event where he stuffed cheese and crackers into his pockets with a full arm cast on, because he had no idea where his next meal was coming from.Then comes the number that stops you cold: 48% of people earning over $250,000 a year are still living paycheck to paycheck. A raise was never the answer. Lewis walks through why rich is a number and free is a length of time, and why saying no to a $20,000 sponsorship or a $10,000 coaching call felt like losing his mind right up until it felt like peace.You will hear how one conversation at a salsa club sent him to Toastmasters and rewired what he could charge, and how he bought a life insurance policy in his twenties for a wife and kids who did not exist yet.By the end you will have one small assignment: take what you have, divide it by what you spend in a month, and look at the number without flinching. Then start adding months.Make Money EasyThe School of GreatnessThe Greatness MindsetThe Mask of MasculinityIn this episode you will:Spot the seven quiet signs that wealth is already arriving before anyone else confirms itClimb Myron Golden's Four Levels of Value so you get paid for deciding and imagining instead of grinding harderDismantle the scarcity habits that keep hardworking people stuck, including judging the rich and hoarding out of fearReclaim your peace by saying no to real money that violates your values, the way Lewis Howes turned down millions in sponsorshipsMeasure your runway in months rather than chasing a net worth number, so freedom becomes something you can countBreak the paycheck to paycheck trap that still swallows nearly half of people earning over $250,000 a yearFor more information go to https://lewishowes.com/1984More SOG episodes we think you'll love! Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Making money is only the first step. The bigger question is: what do you do with the wealth you've built?In this episode, Gino Barbaro breaks down a practical framework for managing, growing, and protecting your wealth — whether you have $1,000, $1 million, or are just getting started.From tracking your net worth and understanding cash flow to managing liquidity, allocating capital, building an emergency fund, and creating an investment thesis, Gino shares the systems he uses with his own family to turn money management into a habit.He also explains how he teaches his children about wealth, why family wealth meetings matter, and how starting these conversations early can help create a lasting financial legacy.In this episode, you'll learn:• Why you need to know exactly what you own and what you owe• How to track your net worth and cash flow• Why managing liquidity matters• How to separate business, personal, savings, and tax money• The importance of emergency and cash reserves• How to think about allocating capital• Why having an investment thesis can help guide financial decisions• How to involve your family in conversations about money• A simple one-page wealth dashboard you can create today• Questions to help identify the biggest gaps in your financial pictureWealth isn't just about making more money. It's about learning how to manage the resources you already have — so they can continue to grow and create a legacy.Subscribe for more conversations on entrepreneurship, real estate, wealth, and building a lasting legacy. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Discover the latest in mortgage trends. Why interest rates are higher and refinancing has dropped. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Awaken Your Inner Awesomeness with Melissa Oatman-A daily dose of spirituality and self improvement
Ready to break free from money blocks and unlock a life of financial abundance? In this episode, we dive deep into the money mindset shifts required to move from a scarcity mindset to a state of overflow and wealth. If you've been struggling with limiting beliefs about money or feel like your financial success has hit a glass ceiling, this conversation is for you. In this episode, you will learn: How to identify hidden money blocks: Discover the subconscious patterns like self-sabotage, procrastination, and financial fear that keep you stuck. Shifting from scarcity to abundance: Learn practical tools to reprogram your mind for success and stop saying "I can't afford it". The science of manifestation: We explore how neuroplasticity and the Law of Attraction can help you attract wealth and align with your authentic abundant life. Actionable wealth habits: Simple daily practices to increase your financial confidence and start manifesting prosperity immediately. Stop letting inherited money blocks dictate your future. Whether you want to manifest money, achieve financial freedom, or simply feel more at peace with your bank account, this episode provides the money mindset mastery you need to thrive. Contact me https://www.melissaoatman.com
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at - https://bluprinthomeloans.com/renttoretirement/
In this episode, Michael Blank demonstrates how to turn a repeatable real estate investing process into an AI-powered workflow that can analyze apartment deals in seconds instead of spending hours manually reviewing marketing packages. Using his 10-Minute Offer methodology, Michael walks through how to create an AI agent that can read an offering memorandum, identify missing information, apply the appropriate underwriting assumptions, calculate an informal offer, and even draft an email to the broker explaining the offer. He then takes the process one step further by showing how the same AI skill can be brought directly into Excel using Claude for Excel, allowing investors to upload new OMs and automatically populate an underwriting spreadsheet. The episode provides a practical blueprint for identifying repetitive tasks, turning proven SOPs into AI agents, and using those agents to make deal analysis faster, more consistent, and more scalable.Key TakeawaysTurn Your Proven Process Into an AI AgentIf you have a repeatable SOP for analyzing deals, AI can turn that process into an agent that performs the work consistently instead of requiring you to start from scratch every time.The 10-Minute Offer Can Be Applied in SecondsMichael demonstrates how an AI agent can take the information from an OM or marketing package, apply the 10-Minute Offer methodology, perform the calculations, and produce an informal offer.Always Make AI Show Its SourcesMichael emphasizes the importance of asking AI where its information came from and checking the underlying sources rather than blindly trusting its output.Missing Information Should Be Flagged—Not InventedWhen an OM is missing critical numbers, the agent can be instructed to flag the missing information and ask the investor rather than simply making assumptions without permission.Claude for Excel Brings AI Directly Into Your UnderwritingMichael demonstrates how the same skill can be accessed inside Excel, allowing investors to upload an OM and have the agent populate an underwriting spreadsheet and generate a corresponding broker email.Look for Repetitive Work You Can AutomateThe broader lesson is to identify tasks you perform repeatedly, document the process as an SOP, and experiment with turning that process into an AI-powered workflow or agent.Connect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Asset Manager - Cyndee Harding, High Caliber MultifamilyCPA - James Bohan, Stonehan AccountancyMentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session541/
In this episode, Jake and Gino sit down with special guest Sterling Seizert—former US Army Special Forces Intelligence Sergeant turned real estate operator and author of Buy Your Freedom. Sterling shares how his military training in complex, ambiguous environments prepared him for real estate investing, self-storage portfolio growth, and entrepreneurial success.The conversation dives deep into the "Mindset, Money, and Strategy" framework, unpacking how to expand your financial context, overcome limiting money behaviors, and apply effect-based targeting to wealth building. Sterling also shares the story of turning a distressed, underperforming self-storage property into a thriving $4M+ asset and offers actionable advice on raising kids with strong standards and a growth mindset.
Discover why tech stocks are surging after rate hike. With the FED raising interest rates by .25% last week, why are technology stocks soaring? Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1980DMLewis Howes was in his early 20s making a couple hundred bucks a week when he begged a guy earning multiple six figures to sit down with him at a Starbucks in Columbus, Ohio.He asked for the secret to money. The guy asked him what he was most afraid of.Public speaking. Lewis couldn't get through five people without stuttering and stumbling.The guy told him that fear was the exact thing blocking his income, and handed him a challenge: one speech a week, every week, for a year.He signed up at Toastmasters that same week. Two minutes or twenty, he showed up and spoke.By the end of that year he was making $5,000 a speech. He hadn't made $5,000 in the six months before he started.For years he was certain his problem was having no money. The problem was every belief about money he'd inherited.Whatever fear you're routing around, that's the address.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.