Podcasts about Independence

Liverpool and New York haunt the story of Irish independence in a way few other places do. Though separated by more than 5,000 kilometres of ocean, both ports were part of a wider Atlantic world in which Ireland occupied a central place.By the 1920s Liverpool and New York were among the most Irish cities on the planet. Both had been transformed by generations of Irish migration and in both cities Irish politics shaped everyday life. During the War of Independence, these communities became crucial to the republican movement. Money, weapons, propaganda and people moved through the ports, while IRA networks operated on both sides of the Atlantic. But this was not simply a story of support for Irish independence. In Liverpool and New York, Irish politics were fiercely contested. Supporters of the Republic organised, fundraised and agitated, while opponents of independence also made their voices heard. Anti-Irish politics, loyalism, class tensions and divisions within the diaspora all shaped how the conflict was understood abroad. In this episode of Brothers in Pain, Dr Brian Hanley explores the role of Liverpool and New York in the Irish War of Independence, revealing how two great port cities helped shape the revolution, and how Ireland's struggle in turn reshaped politics across the Atlantic world.This is the second last episode of Brothers in Pain a groundbreaking Global history of the Irish War of Independence by Dr Brian HanleyWritten, Researched & Narrated by Dr Brian Hanley. Check out Brian's publications here https://www.tcd.ie/history/staff/brian-hanley.phpProducer: Fin DwyerSound: Kate DunleaNote from Brian :In researching these episodes I have been indebted to the work of the following scholars;Anna Lively, Sam McGrath, Bruce Nelson, Terry Dunne, David Brundage, Niamh Coffey, Gerard Shannon, Maurice Casey, Kelly Anne Reynolds, Chris McNickle, Joe Doyle, Liz Gillis, FM Carroll, Patrick Mannion, Jimmy Yann, Niall Cullen, Pádraig Óg Ó Ruairc, Keith Jeffrey, Arthur Mitchell, John Borgonovo, Kate O'Malley, Michael Doorley, Robin Adams, Kevin Kenny, Fearghal McGarry, Catherine M. Burns, Síobhra Aiken, Patrick J. Mahony, Darragh Gannon, Matthew Pratt Guterl and James R. Barrett. Hosted on Acast. See acast.com/privacy for more information.

Mark Edge catches up with Dennis Pratt, co-owner of the Independence Inn in Stratford, New Hampshire, to make the case for why libertarians should stop talking and start moving. Dennis breaks down what the Free State Project has built in New Hampshire — 300 liberty groups, eight Liberty Clubhouses, and a thriving community of porcupines — and how the Independence Inn serves as a way station for visitors and new movers alike, with discounted stays to help people explore the libertarian homeland before committing to a move. If you've ever wondered what it feels like to be surrounded by people who share your values, this one's for you. Contact Dennis at @DennisPrattFree on X or join the Libertarian Homeland group on X. Sponsored by SALT Lending. Questions about SALT Lending? Email Mark at SALT@MarkEdge.org #MarkEdge #MarkEdgeShow #MarkEdgington #SALTLending #NewHampshire #FreeStateProject #Liberty #Freedom #Libertarian #IndependenceInn #Porcupines #LiveFreeOrDie

On this episode of Power House, Zeb Lowe sits down with Simone Kelly, founder of Seniornicity, to discuss one of housing's most overlooked challenges: helping seniors navigate the later stages of homeownership. Drawing on experience across mortgage, real estate and senior services, Kelly explains why many older homeowners aren't staying put because they refuse to move—they're staying because the alternatives are complex, emotional and overwhelming. The conversation explores aging in place, reverse mortgages, caregiving and the growing opportunity for housing professionals willing to serve an aging population. Kelly argues that success in this space isn't about generating leads. It's about building trust, relationships and support systems that help families navigate major life transitions. In an industry increasingly focused on speed and automation, she makes the case for a more human approach. Related to the episode: ⁠Zeb Lowe's LinkedIn⁠ Simone Kelly's LinkedIn Seniornicity The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

We are back in our home studios this week for the recording. And there was much rejoicing, hip hip hooray. We have a full recap of our trip to Tremendicon last week. People we saw, panels we hosted, and the tremendous amount of money we raised for Hero Initiative. The comic community lost another great creator this past week, with the passing of Marjane Satrapi of Persepolis fame. We have our weekly Pick 3 choices, sponsored by our friends at Clint's Comics. Plus we have a new trivia question and a look at last week's Top 10 list of titles sold. Well, we say Top 10. Truthfully, it's nine new books and one book that came out two weeks ago.    We would love to hear your comments on the show. Let us know what you've been reading or watching this week. Contact us on our website, Facebook, Instagram, or by email. We want to hear from you! As always, we are the Worst. Comic. Podcast. EVER! and we hope you enjoy the show. The Worst. Comic. Podcast. EVER! is proudly sponsored by Clint's Comics, 815 N Noland Road in Independence, Missouri. Whether it is new comics, trade paperbacks, action figures, statues, posters, or T-shirts, the friendly and knowledgeable staff can help you find exactly what you need. You should also know that Clint's Comics has the most extensive collection of back issues in the metro area. If you need to find a particular book to complete a title's run, head to Clint's or check out their website at clintscomics.com. Tell them that the Worst. Comic. Podcast. EVER! sent you.  

On July 4th, 2026, the United States marks 250 years since the Declaration of Independence announced a new nation to the world. But how well do we actually know the document we're celebrating? Most of us can recite "We hold these truths to be self-evident," but how many of us have read all 1,337 words, and traced the argument the Declaration actually makes? Danielle Allen, the James Bryant Conant University Professor at Harvard University and author of Our Declaration: A Reading of the Declaration of Independence in Defense of Equality, reveals how New Hampshire's desperate need for a functioning government set the Continental Congress on the path toward independence, why the Declaration was authored by many voices — not just Thomas Jefferson — and how a slow, careful reading of the document uncovers a powerful argument that freedom and equality are entwined. You cannot have one without the other. This is the essential starting point for Ben Franklin's World's Independence at 250 series. Danielle's Website | Book | Show Notes: https://www.benfranklinsworld.com/018 RECOMMENDED NEXT EPISODES

On global shortages and their political consequences. Benjamin Bradlow, assistant professor of sociology and international affairs at Princeton, talks to Alex and Lee about the world-historic impact of the Hormuz Strait closure. How will shortages – beyond oil and gas – reverberate through global supply chains? Why are markets so sanguine about all this? Are financial economic elites too insulated from consequences? Will China be the big beneficiary as more countries turn to importing its tech for renewables? Do countries want to trade dependency on the Middle East or US for dependency on China? Would a world of energy autarky be more or less peaceful? Are "electrostates" a thing? For the full episode, subscribe at patreon.com/bungacast Links: The Winners and Losers of the Iran Energy Shock, Benjamin Bradlow, Foreign Affairs The energy crisis may just be starting, Martin Wolf, FT

Headlines from History! The 13 Colonies and Their Vote for Independence! Find all the conversations at: www.celebrateamericapodcast250.com Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

After a three-month break, Carla & Dex are finally back behind the mic catching up on life, burnout, motherhood, the internet being absolutely unhinged, and the uncomfortable realization that healing can sometimes start looking a lot like isolation. This episode feels like sitting on FaceTime with your homegirls after avoiding the group chat for too long. We talk about: what happens when your life gets so busy you stop checking in with yourself anxiety vs. depression and how the same world events can affect people completely differently doom scrolling, emotional exhaustion, and trying not to lose your mind online the terrifying reality of social media becoming more influential than actual policy parenting adult children and learning when to let go why independence can sometimes feel offensive to parents who sacrificed everything the hard truth that you cannot protect your children from becoming who they need to become raising daughters in a world that feels increasingly heavy the emotional complexity of watching your kids become adults while still seeing them as babies And then… the conversation shifts. What starts as a discussion about singer K. Michelle talking about her strained relationship with her son turns into a much deeper conversation about love, survival, celibacy, emotional safety, and what happens after heartbreak changes the way you move through the world. One of the most vulnerable moments of the episode comes when the question finally gets asked out loud: "Am I actually at peace being alone… or am I just protecting myself?" The girls unpack: being single for years and no longer knowing where a partner would even fit into your life how independence can slowly turn into emotional avoidance the fear of making space for someone after building a life alone what trauma and toxic relationships can do to your nervous system the difference between wanting love and trusting it Also discussed: Florida heat vs natural deodorant (please act accordingly) pheromones, attraction, and why some people like a little "outside smell" grown daughters still stealing your bathroom products why boys are basically born trying to injure themselves and whether adult children should be allowed to have sleepovers at their parents' house   Basically: this episode is chaos, honesty, healing, laughter, and existential dread… all at once. Welcome back to So What Now?    CONNECT WITH US ON SOCIAL MEDIA: CARLA WILMARIS | DEX

Retired Kansas City Police Intelligence Unit detective Gary Jenkins sits down with former criminal and prison minister Bill Corum for one of the most unusual conversations ever featured on Gangland Wire. Bill Corum recounts his journey from car theft and prison escapes in the early 1960s to his deep involvement in Kansas City's criminal underworld in the 1970s and early 1980s. He describes his work around pornography, prostitution, stolen property, cocaine trafficking, and his connections to notorious Kansas City underworld figures. Gary and Bill discuss legendary Kansas City mob fence Sol Landi and his murder by assassins sent by the mob, the River Quay era, Junior Bradley, corrupt influences in local politics and the courts, and the explosive cocaine culture that swept through Kansas City during the 1980s. Bill also shares stories involving Weld Wheels founder Kenny Weld, cocaine trafficking operations, and the dangerous atmosphere surrounding organized crime in Kansas City. The conversation dives into: Bill's prison escape and stolen car career The prostitution business in Independence, Missouri Mob-connected fences and stolen property rings Cocaine trafficking in Kansas City during the early 1980s The murder of Saul Landy River Quay nightlife and mob influence Corrupt officials and criminal networks Kansas City organized crime personalities Prison life and criminal culture Bill Corum's dramatic religious conversion in 1983 His decades-long prison ministry work across America Bill also explains how he transformed his life after addiction, violence, and years in the criminal world, eventually dedicating his life to prison outreach and ministry programs throughout the United States. You can learn more about Bill Corum and his book at either The Ultimate Pardon or Bill Corum Official Website If you're interested in true crime, mafia history, and real law enforcement stories, this is an episode you don't want to miss. Subscribe for more mafia history and true crime stories every week. Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. [00:00:00] hey, all you wiretappers. Gary Jenkins here, retired Kansas City police detective in the intelligence unit. Turned podcaster and author and documentary filmmaker. If you want to see any of my stuff, go to my website and look in the show notes or look in the I think the donate page. Of course, if you’re in the donate page, you might want to hit the donate button. We always use a little, can use a little support. And I have a guy that I’d heard of and I’d seen on YouTube and I have mu- we have mutual friends, but I had never actually met him. And I, so I g- I… Some people he knows asked me to be on their show. And so I was on their show, and Bill was on that show at the same time. So we started talking. We had lunch and we had all these… We were running in the same circles, but separate circles that then overlapped every once in a while. He was on one side of the law and I was on the other. So Bill Corum. Welcome, Bill. Thank you, Gary. Thank you so much. And we were running in opposite… We were running real close- … but I was careful. When [00:01:00] I got out of prison, it- You were. When I got out of prison in 1964, I had two goals. Yeah. Never go back, and never get caught. And I started breaking the law the day I got out of prison, and I broke the law for almost 19 years and didn’t get caught. I got caught a couple times at little things, and I got… I hired a high-powered criminal attorney that came out of Alex Peebles’ office who’s now a judge. I won’t even mention his name. He’s now a judge. I think I told you who it was. But and Alex got me out of a couple deals way back when. But little things. And I was still, doing everything. And I went for almost 19 years and didn’t get caught. Unlike many of my friends, I’ve been in prison ministry for 40 years now, and I run around with a lot of guys that did a lot of time. 25 years, 40 years. Li- they had double life without parole, now they’re out But I never got caught. Yeah. And I was speaking at a women’s prison just recently, and I was talking to the women, and I was telling that story, and I said, “I got out and I [00:02:00] went for 19 years.” She said, “You must have been awful smart.” I said I wa- I wasn’t too smart or I wouldn’t have been doing that stuff.” But I did know ways and one thing was ’cause I didn’t talk to people. I didn’t have a lot of… Kinda like the trench coat robbers. They robbed banks for 15 years- Yeah … and never got caught because they didn’t email, text, phone calls, none of that. Yeah. They would, they would- And they moved away too. Oh, yeah. Kinda moved away from their home territory, so they- Yeah y- they weren’t having their buddies come up to them say, “Hey, what are you doing? Where you been?” “I haven’t seen you for a while.” And then they turn around and tell some cop that they know, “Hey, I can’t remember the guy’s name now. Billy Kirkpatrick. Billy Kirkpatrick. He’s been out of town. He just got back.” And, you know- Yeah … then they put… Suddenly they get this notice about these bank robbers somewhere else. They… He didn’t do that. He stayed- … out of town. So Bill, let’s- No, that was me. Go ahead. Go, let’s go back and start you from the beginning. Introduce to who you are to my guys, ’cause they don’t know you. I didn’t know you, ’cause you were such a low profile in this world. You said you got out of prison. Why don’t we [00:03:00] start with that? Where, what were you in the joint for originally? I was originally in there for Dyer Act, which is, in the feds, that’s interstate transportation- Yeah of stolen motor vehicles. I was in the Marine Corps. I went AWOL. I got caught. I went back. I got back AWOL again. I went back. They put me on restrictions, said I couldn’t leave the base. I was at that point in my life where nobody could tell me what to do. And so I’s “I’m leaving the base,” and I left and I think I stole 10, 12 cars while I was out. And then I got put in the… When I got back the next time, they put me in the brig, and I escaped from the brig. And and I stole a car off the base back in tho- in the ’60s, early ’60s, ’62, 3. People left their keys in their car. Yeah. And I went out. I was in the parachute locker painting. When the guard came in to check on me, I hit him in the back of the head with a full bucket of paint, a full gallon of paint, and I went out the window and I got a car, and I actually had a guy with me. He said, “I’m going with you.” And so we got in the car, and when we got to [00:04:00] the gate, I said, “Now, if that guard steps out at the gate, I’m running over him.” And he’s “No, don’t do…” I said “Just shut up. I’m running over him.” And I got to the gate, and the guard stepped out and saluted me. And I’m like, “What in the world?” I drove into town, run out of gas, Gary. Got out and stole… I don’t know how I remember this. I stole a ’62 maroon Bonneville. And when I was walking away from the car, my buddy looked back and started laughing. I said, “What are you laughing about?” He said, “I see why they saluted us. That car had a colonel sticker on the bumper.” So then I stole that car, that Bonneville, drove into Mississippi. Because I always ask guys in prisons, “How many of you know when you escape from prison you need some different clothes?” Yeah. So I drove into a little town called Leland, Mississippi, and I was breaking in a clothing store to get me some clothes. It was 11:00 at night, and I looked down, I was climbing up on some boxes to get to the roof to go in the skylight, ’cause they had analog alarms, they were easy to beat. [00:05:00] And I looked down and I saw a flashlight coming down the alley. So I dropped down, ran the other way, and I turned the corner and ran into the biggest, fattest Mississippi sheriff you ever seen. And he had a gun, he had a gun about this long. And he stuck it right here, and he goes, “Where are you going, boy?” And I said, “With you, sir.” That’s what I said. And that was the end of the Marine Corps. So now I’ve taken a car across the state line, and the feds step in. And I went to… I got a six-year sentence. I got what they call a zip six. And back then, before ’86, now in ’86 they passed it to 85%. Yeah. But prior to 80- prior to ’86, you could get out of the feds at one-third of your sentence. And so I got this six-year sentence. I got out in two years, and when I got out, I said, “I’m never getting caught again. I’m never going back to prison.” And I went for ni- and I just started right then. And everything from then on was like, I got involved with pornography. I was promoting [00:06:00] pornography and prostitution. There’s a story in my book about me being a… I was a bodyguard and a chauffeur for a lady that had a cat house over in Independence. You know where Inglewood was in Independence? And guys- You know where- … In- Independence is a suburb of Kansas City, but it’s like whole, decently large city for a suburb- Yeah … but it’s connected to it. Yeah. That’s where Harry Truman was from- That’s right … and retired back to. Yeah. So y- you were over there probably on the east side of Independence. Inglewood’s kinda closer to Kansas City, over there- Yes … by Dogpatch, in what we call Dogpatch. That’s- The- … kinda totally lawless area. And so there was a guy there that I was friends with that had a record store. He was the first guy in Kan- his name was Tony Marino. He’s in my book. He’s dead now. He was the first guy ever in Kansas City to sell paraphernalia in a record store. And he was making 25,000 a month- Wow … back in the… Yeah, when it started. That was a lot of money. And he, right next to him was a [00:07:00] store, it’s still there. I go by it all the time, ’cause we eat at the Englewood Cafe all the time. It’s the only one on that little s- first strip there that’s got steps going up. And a lady up there had a cathouse for 12 years, prostitutes. And her main customers were executives from Ford Motor Company- … from General Motors, and from Hallmark Cards. And the reason, Gary, was because she knew if she had executives, they weren’t gonna talk. Yeah. And she had beautiful women. She didn’t have ladies like up on Main and Troost and Prospect. Yeah. The- these women had all their teeth, and they were- … and they were good-looking. Yeah. And so the first guy, a- actually, who got me the job was Sal Rello, that o- that owned he owned that deluxe deli down on 430, where the Erotic City is now. Oh, yeah. He owned that- Yeah … he owned that bar. Heard about him, yeah. And I told him for years, I said, “You need to open an adult bookstore here,” because Gary, he was the only bar in Kansas City, the only bar [00:08:00] in Kansas City that was open on Election Day. You know why? ‘Cause he was in the county. He was in the county. He wasn’t in- Wasn’t in the city, yeah … he wasn’t in the city. And he was open on Election Day. And I told him, I said, “Man, if you’d open an adult bookstore, you could make a lot of money.” He never did, of course. Yeah. And then they put Erotic City in there, and it went good for a few years and stuff, yeah. But so he’s the one that told me about her. I went to interview with her, and she said, “I just have one question. Do you carry a gun?” I said, “No, ma’am, I carry two guns.” And she said, “You’re hired.” And so G- Gary, I picked her up every day on the Plaza. She lived in a $2,000 a month apartment on the Plaza in 1976. Yeah. That was a lot of money. That’s five today. And, yeah, and I took her to get her facial every Tuesday. I took her to the beauty shop every Thursday, and read about her in my book. She was 80 years old. The name of that chapter in my book is 80-Year-Old Hooker. She was 80, 80 years old, and she [00:09:00] ran it like a business. I had, I, she opened at 9:00 in the morning and closed at 5:00 at night, and ran it just five days a week, just like a business. And I wouldn’t be surprised she didn’t pay taxes. She was legit, man. Yeah. And I knew you can’t operate something like that for 12 years in Independence, Missouri, and not have the police know about it. No, they knew about it. Oh, yeah. It’s that upper echelon, they were, they just steered people away from each other. Oh, yeah. Don’t worry about that. Oh, yeah. That’s right. So that was- So Bill, y- you, you moved from that- Into the drug business now, how did you, how’d you even get started in that? Where like 1960s, ’60, by the late ’60s, drugs are starting to, become more popular and there becomes a real market for it that’s among- Yeah a much larger constituency than ever before. So now, how did you- I re- … move into that? I, oh, I really, for years and years, Gary, years, I didn’t have a partner [00:10:00] because I knew if I had to run, I didn’t want somebody… I didn’t know if my partner would tell on me, so I did everything by myself. I did one thing one time and I had to have a partner, and I stole a computer out of a crane at General Motors down in Leeds. And I, and my fence, the chapter in my book, They Killed My Fence, that was Saul Andy. Yeah. And when Saul got killed, like they killed my fence, because anything I took to Saul, he’d buy it. Didn’t matter if it was guns or it didn’t matter what it was. And I didn’t never keep anything except cash. If I had money, I’d keep it, but I’d never keep anything. I didn’t keep diamond rings or… I got rid of all that stuff, ’cause I never wanted anything to be able to identify me and tie me to a crime. And Saul, when he got killed, of course, then I started dealing with another guy. But Saul was taking all that and selling it to Junior Bradley, most of it, the stuff that Junior- And, and- … would be interested in. And guys- But, J- Junior Bradley, I gotta explain who Junior Bradley was. Junior Bradley was the mob fence in Kansas City. He was probably the biggest fence in Kansas City I got a [00:11:00] feeling. He, and what he started doing was trading Dilaudid especially for stolen property, and he had a little deli right across from police headquarters and City Hall, and everybody knew Junior. Everybody loved Junior. Everybody liked Junior. He’s always doing favors for people. If you went in the penitentiary, you’d go talk to Junior and say, “Okay, what, what’s gonna happen when I get here? Can you help me out?” And he’ll say, “I’ll make some calls.” Or I, we had, we overheard him on a wiretap once saying- a, a father called him and said, my son’s got to report up here to Leavenworth to the camp.” He said, “Okay, I’ll take care of it. I’ll be somebody there to meet him there.” And I’ve had many other reports but Junior was the main mob fence. So go ahead- Yeah … and we’ll talk what you were dealing with- Yeah Junior Bradley. Yeah be- let’s back up. So you asked me about how I got into drugs. So all those years when I was married, I didn’t drink and I didn’t do drugs. I thought if you did dope, you were a d- I thought that’s why they call it dope, ’cause you were a dope if you did it. Yeah. So I didn’t do it, and I didn’t drink because I knew I had to always be able to think and make [00:12:00] decisions and… ‘Cause I cheated on my wife every day for 10 years, and I did crime every day for 10 years, and she never knew it till I wrote this book. And I gave her the first book actually. And so- When I got divorced and started smoking pot and doing stuff, hanging out with those people, and I started smoking weed, then the first time I bought an ounce of weed it was 40 bucks. And I’m like, “Okay, how much is how much is more if you buy more? You can buy a half pound for this or you can buy…” So I said then I’ll… Give me a half a pound and I’m gonna sell,” yeah. So I started buying pounds and selling ounces, and man, all of a sudden I’m, now I’m smoking free and I’m making some money. Yeah. And then I started sell- And by the time I ended, even when I was selling cocaine, I was selling 100 pounds of pot a week. I had one guy that would buy 100 pounds of pot from me every week. Yeah. And I’d just take him 100 pounds and he’d just bring my… Every day he’d stop by my house [00:13:00] with sacks of money, and that was, the way I got started in the drug world then. And everything. It was from pot, it was, meth. We called it crank back then, not meth. And then I never did get real addicted to crank, but I got real addicted to cocaine. And of course, I was doing a drug class the other day. I teach a drug class, my wife and I, addictions class at our church. And I said, when I started, I was only gonna sell it and not do it.” And because one guy said I was only gonna do it and never sell it.” And I said, “No, not me. I was gonna sell it and never do it.” But that didn’t last very long. And once you start doing it you’re in there, and, Yeah, really … and then, when I got arrested September 5th of ’82 the guy that I beat up I put 100 stitches in the back of his head with a ball bat, and it was in an active enforcement really. But he turned states. He’s the one, when Kenny… You remember Kenny Weld? I remember the name. Was you still on the force when Kenny got busted in ’83? [00:14:00] Yeah. ’80- Yeah, I would’ve been. Okay. So- I have some vague memory, I don’t remember the, all the details. At the time it was the biggest drug bust, it was the biggest just drug bust in, I know in Kansas City, maybe. They caught him out there in Blue Springs with 29 pounds of cocaine, and we were selling- Yeah … cocaine to the people that were selling cocaine to Kenny. And so the guy that I beat up gave a 20-page, which is like reading a book, 20 typewritten pages. Yeah. 20 typewritten pages, and he named every name involved in the circle that he knew, and that implicated us as being some of the leading cocaine dealers in Kansas City. Yeah. Now, when I go speak in churches and a pastor gets up and says, “Folks, today we’ve got the biggest cocaine dealer that ever lived.” I get up and say, “You know what? I don’t mean to correct your pastor.” But I was implicated as being one of the leading cocaine- I was not the leading cocaine dealer. There was a lot of people bigger than me. But that’s that’s how it all started and [00:15:00] of course my case, I never did… the drugs never came in. The lawyers that I had, because when I got busted it was on a Sunday, and that’s part of my story. I always ask inmates, “How many of you have been arrested on a weekend?” And every hand goes up. Yeah. And I say, and then I say, “What happens when you get arrested on a weekend?” They all yell, “Nothing.” ‘Cause you’re not going anywhere till Monday morning, at the very least. I got arrested 2:00 Sunday afternoon. By that time, Gary, I had three goals. When I was about 30, I got nicknamed by one of the key mafia figures Crazy Bill, ’cause I did some crazy things. Like I ran through a bar. You know where the old Club Royal was on Main? Oh yeah. There was a bar right ac- I’ve drunk there many times. Okay. There was a bar across the street that I had a girlfriend working in, and we got in a fight, and I was gonna cut the bar in half with a chainsaw. And I had my buddy drop me at the back parking lot. I fired the chainsaw up, I opened the door, and when the door… When I stepped inside, the door [00:16:00] closed with the closer, and the dar- the bar was totally dark. It was not a bar where you could even buy a bag of potato chips. It was strictly alcohol. And when you get- Yeah … in a bar like that, they’re dark. And that door shut, and I thought, “I’m gonna bend over and start cutting this bar, and somebody just shoot me in the back.” So I just wa- I just walked through the bar with the chainsaw running and went out the front door, and Kenny picked me up in the front, and off we went. And so because of that, I got nicknamed Crazy Bill. Yeah. By 30 years old, I had three goals: money, power, and influence. Now, I told you as we were selling a lot of cocaine. So I stayed in $500 a night hotels. I ride in limousines. I bought $20,000 worth of cocaine for a one-night party. So I had money, and I had enough power to make a phone call and have somebody killed, so I had power. And I had enough influence that when I got arrested Sunday afternoon, now I love telling this to a police officer. I was on a show in Texas with a cop, and we called it the Con and the Cop. [00:17:00] But I love telling this story. I got arrested September 5th. 2:00, 2:00 PM is when they booked us into the jail, and I made a phone call back to Kansas City to somebody who was in politics, and I said, “You know who to call.” And that person called the judge we were selling cocaine to. And I ask this question in prisons, “How many of you know when you’re selling cocaine to a judge, he don’t want you in jail?” And I walked out of that jail, Gary, at 1:30 Monday morning. Wow. I got arrest- less than 12 hours after I got arrested on a weekend. And when I walked out of that jail, I said, “Bill Corum, you’ve arrived. You got money.” “You got power, and you got influence.” But the one thing I didn’t have was peace. Yeah. I didn’t have any peace, man. No peace. Yeah. If I was in a restaurant eating and a cop walked in, I’d put money on the table and go out the door. If I saw a UPS driver, I got nervous ’cause he had a uniform on. I didn’t have any peace. And then after I became a Christian, I was reading in the Bible [00:18:00] one day, and it said, “A wicked man runs when no one’s chasing him.” And I went, “Oh my gosh, I left a lot of steak dinners sitting on the table.” And wasn’t anybody chasing you. Nobody. That cop didn’t even know I was in there. He probably didn’t even know who I was. Really? He just come in… He just came in there to eat, and I thought he was after me. So Bill, I always like to go into the, the nuts and bolts of some of these things. And we kinda left one thing hanging, is the Saul Landy story. Now guys, Saul Landy was a big sports bettor. And Saul Landy had a, wasn’t it a metal- Square Deal Junk- Square Deal Junkyard. Square… He had a junkyard. Square Deal. He bought a lot of scrap metal and dealt in scrap metal, but he also would buy most anything from, from- Yeah … thieves, from boosters- Yeah … and burglars and people like that. That’s where Bill met him. But he’s a huge sports gambler, and they thought he might testify against our boss, Nick Civella, because he had been allowed to bet down at The Trap, down with Frankie Tusa, who was the underling [00:19:00] that handled all the sports gambling for Nick Civella. Isn’t that right? Isn’t that the way that went down? Oh, yeah, and Bobby Maroon was running The Trap at the time. And- yeah … so do you remember the guy that, that paid for his murder? Remember that guy, Johnny Franks, Johnny Frank Avella? That’s what they said, yep. Yeah. Yep. He had, he had- That’s what they said. He had some connections. But he got… But Johnny Franks got the order from somebody else. Yeah. Yeah … the bug, the buck stopped with Johnny Franks now, didn’t it? Yes. ‘Cause he hired another guy, who then he hired a Black guy, which was- That’s right … truly unusual. Who then- That’s right … hired a couple of young Black street kids and that was even more unusual, and they killed this Saul Landy and his wife. So they keep a f- And then they sang and then they sang like The Temptations. Exactly, yeah. That, and that’s that w- some claim that Johnny Franks did that just on his own, trying to impress Nick Civella. Some people say that somebody else told him to do it. I don’t… It never, he never talked, so it never came about. Yeah. [00:20:00] Did you ever hear anything about that? I never heard anything except what you just said, that he- Okay … he never talked, and Nick, Nick never got convicted. He never- Yeah … but here’s the thing that, what you said. The guys that they hired to do it, because back in those days as y- you’d go to… i’d go to the electric chair before somebody, before I’d tell on somebody. Yeah. I’m not gonna tell on anybody. Go ahead and put me in the gas chamber, I’m not telling on nobody. But those guys would, they’d sing like The Temptations. They weren’t gonna, they- Yeah … they wouldn’t- Those street kids If they offered them a day in jail, they wouldn’t take it. If you’ll tell us, we won’t, we’re only gonna put you in jail for a week if you’ll tell. Yeah. They wouldn’t tell. So how did that work with you and Saul Landy? You weren’t a sports bettor you didn’t have anything to do with that. You were a thief. Yeah, and I don’t know- And- I honestly, you know what? Gary, I don’t remember who even told me to go to Saul with stolen merchandise, ’cause I was hitting a lot of construction jobs back then. [00:21:00] Ah. I worked construction, and I was in the union, and I was stealing off these jobs all the time. Big- Ah, yeah … big amounts of stuff. Like they’d start a brand-new job, and they’d have all brand-new tools, and I’d go over there and take everything they had. And then I’d take it all to Saul. And matter of fact, one time I did a job over in, it was a eight-story high-rise over in Kansas City, Kansas, down around Argentine, in the Argentine area. And I was on the job, I was working on the job, and we just started. And we had all this trailer, a whole trailer load of tools. And I went over and got all the tools, and the last thing I took out was the cutting torch. I cut the lock off the door, ’cause I had a key to get in. And so when I got to work the next morning, I had everything in my truck. I had a tonneau cover over my truck and had all these tools in the back of my truck, and parked in the parking lot. I got there and I called Johnny Myers, who was running the job, and Johnny’s been dead for years. I said, “Hey, Johnny, somebody hit our job last night.” He’s “What?” I said, “Yeah, they cut the lock off. They got everything.” [00:22:00] And he said call the police and I’ll be out there in just a few minutes.” And so the cops come, couple detectives and he was telling what they, what was going on. I’m standing there listening to the whole thing. And there was a generator, a big generator, and I was real strong back then, Gary. I was 6’3″ and weighed 275 and I carried this generator down the steps and this… and Johnny said, or the cop said that, how much that generator weigh?” And he told him, and he said it had to be at least two guys, if not three. But no, no one guy could carry that down them steps.” And Johnny turned around and he said, “Except Superman,” ’cause that’s what they called me on the job. And they laughed, and he laughed, and I laughed. Yeah. And then that night after I got off work, I took it all down to Square Deal and sold it all to Saul. Yeah. Interesting. So- All right. Thanks so much … and I did that stuff all, yeah, I did that stuff all the time. But I honestly do not remember who introduced me to Saul Landy. Yeah. But I know that for years and years we were buddies. And when I first met him, I used a, I had an alias that I always went by. I had two a- two aliases. One of them was a guy I [00:23:00] was in prison with that was from East St. Louis, and I knew everything about him, ’cause we were real good friends. I knew his middle name, I knew his mom and dad’s name. I knew everything about him, so I’d use his name. So if anybody ever asked me a question, I knew. The other guy was a cousin of mine that I hadn’t seen for y- I used his name, ’cause I knew everything about him. So what, the, when I first met my wife, we went to a dance one night. We weren’t married yet, and we were walking up the steps, and this guy walking down said, “Hey, Jim. How you doing, Jim?” And I said, “Good.” We got in, sat down. My wife looked at me and she said, “I thought your name was Bill.” I s- said, “It is. It is Bill.” I said, “He probably just had me mixed up with somebody else.” ‘Cause there was a lot of people in the inner circles, yeah. So when I met Saul Andy, something inside of me told me to… Because I met Saul, and I told him my name was Jim Gardner. Yeah. And he’s we did a couple deals, and then something inside of me told me to b- be honest with Saul. And so I sat him down one day, I said, “I wanna tell you something. I use that name as an alias. My [00:24:00] real name is Bill Corum,” and da. And I was so glad I did, because later I would be in the River Key in a restaurant or a bar with Saul, and some of the guys were in there, and I thought if I’d have used the… If he’d introduced me as Jim Gardner- Yeah … and then later they find out who I am, I might not be here. Yeah. You know what I mean? You might- So I- They might think you’re undercover cop or a- Exactly. Exactly. So I just- Informant or something, yeah … it, a- and that, I think that’s in my book. I told that story because I just, I felt like being upfront with him, and I, because I trusted him, yeah. I actually, in, in the book I think I said if Nick Civella trusted him, I thought I could trust him. Yeah. But a- apparently, apparently- Bet he didn’t trust him all that much … no. Yeah. Because right there, out there on Pennsylvania, or let’s see, where’d they… They lived right off 75th, right behind the what was that restaurant on 75th? The Italian place? Yeah … I starts with a G, I think. Yeah, I know. Just north of Ward Parkway Shopping Center. Yeah. Yeah. I know the neighborhood, yeah. Oh, Cat- was it Cat? [00:25:00] No. C- it doesn’t matter. But he lived right down that str- he lived on Washington. Yeah. Right there. Yeah. About 77th or 8th and Washington, in Washington, yeah. I remember that. Yeah. But that’s how I met Saul. And what, and guys, what those guys did that night, they tried to make it look like a home invasion robbery, but ended up killing him and his w- and I think they raped his wife too. But, They didn’t kill her. They left her alive they, they left her alive. But- Yeah … they really m- tried to make it look like a home invasion robbery, not a hit, which was, at least they were that smart. They just weren’t- Yeah … couldn’t keep their mouth shut, and they couldn’t, weren’t smart enough to not tell their friends, so they got caught. Good, good thing there wasn’t no Facebook back then, Gary. Yeah, it’s crazy. It’s crazy. Crazy world you live in, so- these kids- Bill … yeah. What happened? What happened? You had all this going. You had money, power, influence. Yeah, I- You caught a cocaine case. Now the thing about that cocaine case, that you said, I thought you said Wells. It’s Kenny Weld, isn’t it? The race car driver? W-E-L-D. Kenny Weld. W-E-L-D. Yeah. He was a race [00:26:00] car driver at that time. I, I- Kinda well-known, and he had a whole set of… He had a big company that sold wheels … Weld Wheels … fancy wheels. He was really doing well, and then he got involved with a b- huge, big cocaine thing. I didn’t know, remember you were part of that, but I remember that. A multi-million dollar- Yeah … wheel business. Yeah. I still am a big… I was a dirt track guy. I grew up on dirt. Yeah. I love dirt. I actually took his brother, Greg, who actually owned the company, I took Greg to his first… the first race that Greg ever raced in, I drove him to the races. And then Kenny and I and Greg, and they won the Knoxville Nationals. Greg raced in the Indianapolis 500 four times. Yeah. They were a big name in the country, the Welds. And making millions of dollars, Gary. Even back then, they were making millions of dollars. Yeah. And then Kenny got caught up in the cocaine and started messing with it, and next thing you know… he was making a lot of money in the cocaine too, but- Yeah … he got caught with 29 pounds, which was a large amount. But that statement that guy [00:27:00] made on me, ’cause I always felt guilty because Kenny got busted because the statement that he made, he named Kenny Weld in that statement, and it wasn’t long after that they arrested Kenny. But I’m sure they were already watching him, for sure. But then I, and I don’t know, Kenny got eight year, Kenny got 25 years. He went to Sandstone first up in Minnesota. Yeah. And he only did 52 months, so I’m not sure, because back then a third would’ve been eight, eight and a half years or something, right? Yeah. And he only did 52 months, so I don’t know how that, maybe it was money or whatever. I don’t know. Yeah. But he turned his life around in prison, but then what’s the sad deal, when I turned my life around, I tried to get in touch with Kenny Weld, and he wouldn’t talk to me. He- Yeah … he was avoid- I think he was afraid that I was gonna come after him because the guy I beat up was the guy that was… We were all involved in the cocaine world together. Joker John, I don’t know if you knew who Joker John Agrusa was. I [00:28:00] don’t remember that n- I don’t remember that name now. Was he- They had a bar out on, they had a bar on, out on 23rd Street. No, I don’t, I don’t- Joker John’s. John, his last name was Agrusa. He had a brother- Agrusa, yeah … named Nick Agrus. New- Nick Agrusa’s brother. Yeah, I co- do kinda remember that. He went down- Yeah … with that whole thing. See, I was- That was ’83. I was I was off into something else during those years. Okay. No- That was early in the coke, crack cocaine thing … no, John, w- after I beat up Pink Mike, John Agrusa left town. He moved to Arizona, ’cause he was scared of me. A l- a lot of people- ’cause I was crazy. I did some crazy things, and people were scared. And so when I got arrested on that deal, he left town. He went to Arizona. And then Kenny got busted, Kenny Weld. And the, some of the people in that… My dad read that 20-page statement, and my dad said… And my dad was an old guy. He was born in 1909, but he read that statement, and he said, “This guy’s worth, life ain’t worth a nickel, is it?” And I [00:29:00] said, “No.” ‘Cause the guy that wrote the statement. Then I got arrest- you knew Jim Smart was a judge? Yeah, I remember the name. I didn’t know him. Okay. Jim… back then, Jim was a lawyer, and then later became appellate court judge. Yeah. And he’s retired now, but a real good friend of mine. So when I, that happened, I got… My case ended in May of ’84. Started September 5th of ’82, and ended in May of ’84. And in June of ’85, 13 months later, I got sued by the guy I beat up. Me and the other couple guy. One of the guys that was with me is dead, Charlie Elmer. I don’t know if you ever heard that name, but he was a- No, don’t know that name … cocaine dealer. But anyway I was just gonna forget about it, and I showed that to my dad, that indict- or not indictment, the notice that I need to appear in court. Statement. Yeah. Yeah, and my dad s- no, not the statement, when he sued me. [00:30:00] Oh, the oh, okay. Then they filed charges. Yeah, the counter-suit. And I showed it to my dad one day and I wasn’t even gonna go. I said, “Oh, God will take care of it.” And my dad read it, and he’s “Bill, you gotta get a lawyer.” Yeah. You’re being charged, and so I went and got a lawyer, and I got Jim Smart. And and Jim tried to go and do a deposition on that guy, on Pink Mike. Could never find him. Ah. And I di- I don’t know, I honestly don’t know. I know I didn’t have nothing to do with… But nobody’s ever been able to find him. But I’m suspecting, ’cause my dad said when he read that 20 pa- he said his life isn’t worth a nickel. Because he named judge in there, a judge in there. He named Kenny Weld in there. He named a lot of other big-name guys, and he’s disappeared, so nobody know. I haven’t seen him since the day in court in 1982. So who knows where he’s at. Yeah. If he’s around. I don’t know. But- Interesting. What did you finally cop? Did you have a full trial, or did you go ahead and cop a plea in the end? That’s interesting you’d [00:31:00] ask because when we first, when we got out of jail at 1:30 Monday morning, the 3rd of the 6th of September, he wal- the lawyer came and walked us out with, we… we had left, we were staying in the Embassy Suites downtown. You know where that was at? Oh, yeah. It was 500 bucks a night, and we had left two s- two s- brief- briefcases there with one had cocaine in it uncut, and the other one had about $60,000 in it. And so we went down. We actually called… he’s dead now, so I can tell you who it was. Jerry Schanzer that owned Napoleon Bakery. And Jerry was a big… i’m surprised that you didn’t, you talk about bookmakers. Jerry was a big bookmaker. Yeah. Exactly. And Schanzer- I remember him, yeah … Schanzer owned Mother’s down on 18th and Baltimore. Not Mother’s. Granny’s. Granny’s, yeah. He owned Granny’s at 18th and Baltimore. Yeah, a lot of mob guys used- And then he- … to go down there and eat. Oh, every time I went in there I saw [00:32:00] somebody. Yeah. And then later he opened up one over in Mission shopping center there on Mission Road. And then they then they ended up opening up Napoleon, him and his brother Larry. And then they’re both dead now. But we, this is how much we trusted Jerry. We told Jerry, “Go…” We called Jerry from the jail and said, “Go down to the Embassy and get our, get a briefcase.” And Jerry went down and he drove halfway to Warrensburg and ha- something told him to open it- Oh, wow … and he opened the one, he opened the one that had the cocaine in it. Oh, shit. And he called us and said, “I got the wrong briefcase.” And it… No, he said, “I can’t come and get you with this.” And so he went back to the Embassy and got the right one. Came down, and we made bond that night. Then the next morning was… Okay, that was we got busted on Sunday the 5th. Monday we got out. The lawyer [00:33:00] said, Mike, I don’t know if you ever knew Mike and what was his dad’s name? The Fi- it was Fitzgerald and Fitzgerald was the name of the firm in, down in Warrensburg. Warensburg, yeah. I don’t know them. Yeah. And Mike and Charlie Fitzgerald. So ’cause I called People’s Office and said, “Hey, this happened.” And they said, “Stick with those guys. Those guys are the best in the county. They know the county. They know the prosecutor, the judges and everything. Stick with them.” So we went in. He told us, “Don’t come in tomorrow morning,” ’cause it was 1:30 in the morning Monday morning. He said, “Come and see me Wednesday.” Yeah. And so we went… no, he said, “Come and see me Tuesday,” ’cause that was 1:30 in the morning. And we walked in there that morning and he said, “Come and see me tomorrow morning, Tuesday morning.” And bring me $10,000 apiece. And I wish I had a video of it, because it can be on America’s Funniest Home Videos. I walked into his office with a white bank bag and dumped out $30,000 on his desk in cash, and he opened [00:34:00] his drawer like this and scooped it into the drawer. And I said, “Mike, there’s a lot more where that came from.” He said, “Bill, I can’t. It’s… I gotta do everything legitimately.” Yeah. And I said, “Okay.” So the first meeting, his dad was in there and he was in there, and the three of us, and he said, “Guys, Dad and I have talked, and you guys might wanna think about getting separate attorneys.” And I said, “For what?” He said, “Because if one of you take a plea.” Yeah. I almost jumped over the desk. I said, “There’ll be no plea. There will be no plea. We’re not guilty. We’re not gonna admit we’re guilty. They can send us to the electric chair. We didn’t do it.” Now, Gary, they took us out of the house at 2:00 on Sunday afternoon in broad daylight. First, they s- we sent the guy out the back. He was totally naked when we got there. He was laying in bed. He’d been doing Dilaudids and Quaaludes all night, and he was [00:35:00] blood from the crown of his head to the soles of his feet. His whole back was red. We walked him out the door in- totally naked in front of the whole world and told him, “Go out there and tell them there’s nobody else in the house.” We were so jacked up. And here’s the thing, I have to tell you this. All those years that I got away with stuff is because I was smart, and now I’m snow blind. There was a song years ago by Styx called Snow Blind- Yeah … and it’s about cocaine. It’s about… And I’d been up for 86 hours when we went down to Holden. I had not- Okay … closed my eyes for 86 hours, so I was in m- I wasn’t in my right mind. Anyway, that was… So when we we said, “No plea bargain. There’ll be no plea bargains.” And for seven months… No, I’m sorry, for four months. That was October, November, December, January, February, March, April. No, seven months. For seven months. For seven months [00:36:00] we went to court multiple times. The whole police department, I don’t know if we can- I guess we’ll say it, because it’s done. It’s history. But I had a, I had two grocery sacks, the old brown grocery sacks on the couch that I’d inventoried. I had $62,000 in cash. I had… Because it was in envelopes, and I- they were $10,000. I was throwing them in there. 62,000 in cash, about four pounds of pot, three gallon Ziploc bags full of precious jewels. Er emeralds, rubies, and stuff like that. Some hash- a 12-gauge shotgun. I think that was all. Maybe maybe it… Whatever. When they, when… The first time we ever went to court and my partner had, the one that’s dead, Charlie, he had a leather Gucci bag that we always had with us, and it had four or five grams of cocaine in it. He took his diamond rings off, put them in there. His watch, he had a Rolex [00:37:00] watch he put in there, and about 3,000 in cash. That was in the car. That was never mentioned in court. No guns were ever mentioned in court. No guns were ever mentioned in court. I had a brand new, I had a brand new fif- not- model 59 nine millimeter. That was never mentioned in court. That 12-gauge shotgun was never mentioned in court. They said that they found a couple envelopes of cash, and they found a gram. Now, there was about, I think there was about probably a half a, maybe eight, eight grams or no more than that. It was ounces. Four or five ounces of cocaine. Oh, yeah. They said they found one, they said they found one gram of a, approximately one gram of a substance believed to be cocaine. Yeah. And my lawyer said… And they said they’d send it to Jeff City for analysis. And my lawyer said, “And what were the analysis of that?” They said they haven’t come [00:38:00] back yet. This is two months after they arrested us. They did- And they found approximately one gram, and there was ounces of cocaine in there. They found a couple envelopes with approximately $2,000 in cash. There was $62,000. The car I was driving, so when I got arrested, I had the keys in my pocket. So when they booked us into jail, when we walked out at 1:30 Monday morning, they gave us back our property. I had the keys in my pocket. So the car’s… Now, this is a brand new ’80, this was a ’82. This was an ’81 Trans Am. The car’s in Holden. The police chi- And they said they were gonna confiscate the car because it had Kansas tags on it, that they wanted to go through the car da. The police chief changed the ignition and was driving that car for his personal car. It cost my buddy, because it was a friend of mine, T- Ronnie M- Ron McGee, it was his car. It cost him $10,000 and an attorney to get his car back from them. So bottom line, every time we [00:39:00] went to court, several ti- my lawyer would say, “I’d like to call Officer Gary Jenkins up.” Gary Jenkins is not on the force anymore. He moved to Arizona.” “I’d like to call so-and-so up next time we go in.” He’s not here anymore. He moved to wherever.” So all the money and all the guns and all the drugs, they split it up and no, nobody ever… So the thing was so dirty. So what happens is we’d been going to court for that seven months, And then I become a Christian. I walk into his offi- and we’re adamant, we’re not plea bargain. We don’t want separate lawyers. We want you two guys to represent us. We’re gonna beat this thing. And, oh, and I told, because when that guy gave that 20-page statement after he got out of the hospital, this was a month later or something, he called us all in. We went in. He sh- hands each one of us 20-page statement. He said, “Guys, let me tell you something. I’m defending you on an assault with intent to kill charge. I’m gonna get that reduced, but if you get busted [00:40:00] dealing cocaine, you’ve got to stop dealing cocaine, ’cause if you get busted dealing cocaine while I’m on this case, it’s gonna complicate the case.” Yeah. “You gotta stop.” And I said, “Mike, I don’t tell you how to practice law, and you don’t tell me how to make money. You just keep doing what you do, and I’ll keep doing what I do, and I’ll keep bringing you money.” And he never said another word. Three or four months later, I become a Christian. I walk into his office by myself. And when I walked in the door, he said, “What happened to you?” If you look at that book on the picture of my, on the back of my book, that was four months before I became a Christian. And the Bible says the eyes are the windows of the soul. I had a very dark soul. Yeah, I can see. I had a very dark soul. Yeah. And so he goes, “What happened to you?” And I said, “What do you mean?” And he said, “You don’t look the same.” And I said, “I’m not the same.” And I told him what happened. And he said… And I said, “We’ve got a problem.” And he goes, “What’s our [00:41:00] problem, Bill?” I said, “I can’t lie anymore.” He said, “You’re right. We’ve got a problem.” ‘Cause we’d been lying for seven months. We told… He knew the story. He said, “I just need to know this. I’ll defend you guys. I’ll beat this case, but I need to know.” So we told… And at this point now, seven months later, he said, “There’s no way out of this thing. You guys are going to prison.” He said, “I can help you figure out a way to get to the good prison, but you’re going to prison.” So when I go in that day and he goes, “What’s wrong? What what happened?” And I told him, and he said, “You don’t look the same.” I said, “I’m not the same.” I said, “We got a problem.” He goes, “What?” I said, “We can’t lie. I can’t lie anymore.” And he said I’ve got an idea.” And I said, “What?” He said if I enter a plea bargain, I think we can do this.” And he said, “You guys won’t go to prison.” And he said, “Talk to Mike and Charlie and see what they say.” So I called them. We went down, met with him. And this time they looked at me and said, “What do you think we should do, Bill?” [00:42:00] I said, “I think we ought to take the plea bargain.” We got five years’ probation and a $5,000 fine. Now, the crazy thing- that was on the assault. Yeah, they- That was on the assault. But you still got a cocaine case out here pending with the feds. No. No. No. That, if, that, that- 20-page statement that implicated me was never, he never got it out of his office. It never went out of Fitzgerald’s office. So it, he didn’t tell it to… He told it to whoever he told it to, but to the police, and the police were all crooks anyway . Yeah. So I don’t know who he told. I just know that our lawyer said if this cocaine thing comes up, it’s gonna complicate our case. It never came up. Oh. And so maybe it was the mercy of God, I don’t know. Because it was a 20-page typewritten statement naming judges, Kenny Weld, all these guys, and all these people started falling after that. And so anyway, we ended up getting a $5,000 fine and five-year probation. Now, the crazy thing, if you read my book, Charlie and Mike both went, they got called and they [00:43:00] went and reported. I never got a call. 13 months later, I had a nephew getting married up in in Wisconsin, and I wanted to go to that wedding, and I knew I couldn’t leave without permission, but I didn’t have anybody to ask permission from. And when that guy sued me, G- Gary, when that guy sued me and I went and got the lawyer that I told you I went and got, I said, “By the way…” He said, “I wanna take this case.” I said, “Great.” I said, “By the way, I got arrested September 5th of ’82. The case ended in May. I was placed on five-year probation, a $5,000 fine. I’ve never heard from anybody. What do you think I sh- should do?” He said, “Bill, you need to write a letter.” And I put the letter in the book. I wrote a letter and said da. I’d like to be supervised. Please contact me.” 13 months, and they, within two days they were knocking on my front door. And that’s when I started reporting. And Kay King was my first pr- [00:44:00] probation officer, and she asked me all the whole story, and I had sat with her for two hours and told her the whole story. She asked me how many drugs I did, what I did. I said, “I’ve done everything there is, from, marijuana to heroin to… I’ve done it all.” And I did massive amounts of everything. And I was drinking two quarts of whiskey at the end every day. And people are like, “You can’t drink two quarts of whiskey.” I said, “You never did cocaine, did you?” ‘Cause when you’re doing, ’cause when you’re doing cocaine, you can’t get drunk. And so anyway that… And I asked her when I left her office, I said, “So does my probation start now, or does it start back then?” She said, “No, Bill, it starts today.” Oh, really? I said- Wow. I said, “For 13 months I’ve been going to churches and schools and telling people how bad drugs are and how bad alcohol is and how bad this is.” And I said, “I’ve not had a traffic ticket. I haven’t had a traffic ticket.” The only ticket I’ve got in the last 43 years, I had a bad car wreck where I got T-boned at 70 miles an [00:45:00] hour. I pulled out in front of a guy. It was my fault. And that’s the only ticket I’ve had in 43 years. I haven’t been stopped by the police. And she said, “I’m sorry, Bill, it starts today.” Guess what? I did the whole five year. I went from then, I got off in ’89 or something, I th- it was almost five years I did. My partners, they only did a year and a half, and they let them off. And they were still dealing cocaine. They were still dealing. They were still dealing. Matter of fact, one of them’s brother his mama died, and the funeral was at Passantino Brothers over there on the avenue. And I went to the funeral, and I was sorry, and we were hugging. And me and him sat down and were talking, and he had a little leather Gucci bag. And he said, “Hey, I’m go- now listen.” He said, “I’m going to the bathroom. You wanna go with me?” I said, “No, brother.” Yeah. And I got up and left. He wanted to go do some cocaine. Damn. And that was years after, he’d been… Anyway. Yeah. But I’m glad I had to do the whole five years because I got to speak [00:46:00] in some… She called me once and said, “I got a friend that teaches a criminal justice class at a college, and they’ve had detectives and they’ve had police officers, they’ve had lawyers, they’ve had parole officers, but they’ve never had a criminal. Would you come and speak?” And I said, “I’d be glad to.” And I f- and then I called the professor and I said, “I’ve been asked to come.” And he said, “Yeah, we’re looking forward.” And I said I have to tell you one thing. I cannot come in there and speak and not tell your class that my life was radically changed April 15th, 1983, when I came into encounter with God through his son, Jesus Christ.” He said, “That’s okay.” And I went and told them, so I was glad I got to stay on parole for five years. So- So Bill what are you doing now? I know you- I’m just- you’ve got a prison ministry. Do you speak- Yeah … at prisons and, and- That’s all I do, Garrett. 40 years just- How does one get into that? Do you have an agent that booked you into different prisons- No … or how does that work? No. No. I started going in 1986 with [00:47:00] a guy named Bill Glass, who was a NFL player. Played for the Cleveland Browns. He was an All-Pro. Actually started… He got, he retired from football in 1968, so that’s how old he was. Started the ministry in ’72, and was the biggest prison ministry in the nation, had 30,000 volunteers. And I started going in as just a volunteer, and then he asked me to be a platform speaker, and I was a platform speaker for him for 30 years. And went to, I’ve been in over 500 different prisons in my life, and I do prisons almost every day, a prison or a jail almost every day. We’re getting ready to do, this will be our 17th car show up at Crossroads in Cameron, and this will be the biggest car show ever in a US prison, in history. Last year was the biggest. We had 80 cars last year, but this year we’re planning on- by car sh- car show, what do you mean? Like guys bring their classic cars up and…? And drive them in on the prison yard. Oh, wow. And the inmates get to come out, walk around and look at them. And last year we had 80 cars and bikes. [00:48:00] This year we’re gonna have 250 motorcycles and cars. Wow. And we’re gonna feed 2,000 people. We’ve got… W- we’re gonna have 2,000 meals that day for the inmates and the staff, all the staff. So that’s what I’ve been doing for all these years, and will keep doing it as long as I can, wow. But as far as… I was gonna ask you about old Joey Rags. I knew Joe Ragusa. Did you ever deal with that guy? Did you? Not directly. I followed him a lot and almo- we almost caught him too, in a hit one time. And then they saw us and they had boogied on out. But I know one story- That would have been a- … about him. He was, He needed to go… I heard this later. He needed to go to a meeting downtown, down to City Market with the other mob guys, ’cause, he was right next to Charlie Martina, and he went on several hits with these guys during the Spiro-Savella war. So he’s out at the plumbing place where he was working, so he… Guy comes in- Where was he at? Was he at St. John Plumbing? I don’t remember the name of it. It was over there by N- Jackson, Ninth and Jackson, or Truman and Jackson, somewhere over there [00:49:00] on the east side. I can’t remember the name of it now. And so he need… said… told this guy, he said, “Hey,” he said, “I need to go down to the market.” He said, “Can you give me a ride down there?” And the guy said you got your car here.” He said no, you give me a ride.” So he gets in, lays down in the back seat. So the guy takes him down there, then he gets out. No, he was a real deal. Boy, that old market was something, wasn’t it? Yeah. That old City Market. Oh, man. Yeah, heard mob guys out there. Yeah they had a pretty big… Hey, what about, I was gonna ask you about a couple guys that were big heroin kingpins, Sam Haley and Aaron Gant. Was you involved when they were really big in Kansas City? Y- I was a young policeman, ’72, ’73, ’74, and Aaron Gant and Sam Haley were like the big ducks. And they had this war going between the two little heroin organizations. And Gant was, he was in with some guys, and Aaron Gant called him Junebug. He was in with the God, there was a whole family, the Denmans. He was in with [00:50:00] these guys. And so they… And Sam Haley was… I never did understand the difference, but they had two different organizations and they hated each other is my understanding. Oh, they did. Yeah. How about Ramseys? Did you know who the Ramseys were? I don’t see. The Ramsey brothers? I remember that na- Huh? I know that name. I think one of those crime families that, that stole- they were- … money in the neighborhood and- They were the- … everyone else … they were killers, all of them. Yeah. I think there was eight boys, and at one time seven or eight of them were in Missouri for murder. And I was seeing… I was in Potosi. And Rambo, R- Roy Rambo Ramsey they called him, and he’s the one that they got a… Remember when the la- what’d they call them that you put on the roof of your car? Oh, Landau top. Landau top, yeah. Yeah. That wasn’t the word I’m looking for, though. Whatever it was, th- you could have them tops put on. Yeah. They got one put on in a poster shop over on Prospect. Oh. And [00:51:00] when they called and said, “Your car’s ready,” they went up there and killed everybody in the shop and took their car and left. And then they went out to Belton or Grandview, and there was an old couple that had a bunch of old coins and stuff, and they knew one of the people. They knew one of the brothers, and I think it was Roy. And they went out there and knocked on the door, and of course, they let them in. They told their girlfriend to stay in the car, and they went in and they shot them They were 65 and 66 years old. The little old lady was 65 and the old man was… They shot each one of them three times, and just for a few dollars worth of coins, man. They were murderers. They were killers. But I was up in Potosi and Roy asked me, he said, “Would you go see my dad?” And I was… I said… He said, “He’s in a nursing home.” And Gary, his father, was a hardworking man, had never committed a crime in his life, and he was in this nursing home. And I went and saw him and prayed for him and stuff. But here are these… He [00:52:00] had these eight sons that were murderers. They were killers. And the old man was in a nursing home dying. And, Roy asked me if I’d go see him, so I went and saw him, prayed for him. But yeah, they were something else, them guys. Interesting. You you mentioned Sam Haley. There w- we had, here just in your area, was a guy named Michael Cantu, who used to be a fire captain. Had… Was a, a big time cocaine dealer. During those years, he got into- Yeah … cocaine. He and his brother Joe and Joe Maggio, and they had a cocaine deal going, and he got back out. He had a body shop over on Independence Avenue, and two Black guys came in and executed him, basically. Left the employee there. There wasn’t anything to steal, and executed him. And the drawings, one of them we… There was a lot of speculation it looked like Sam Haley. So I think he was- Might’ve been … I think he was supplying Black dealers with cocaine I believe. I saw him meeting with some guys once that that- Yeah, they were- … I didn’t know who they were, but they all looked like Black cocaine dealers they were killers, all them guys. Haley and Gant and those guys. Did you, I asked you about, Yeah, heavy idea. [00:53:00] I- here’s a question. I just got an inquiry from one of Gant’s relatives of… They were wanting to know more about Aaron Gant getting killed. See, he got out of the joint. He went to Missouri State Penitentiary, I think it was for drugs. Yep. And he went to a club that night, and somebody walked in, was walked in, shot him, and walked out right away. Another Black dude. So this relative was asking me if I knew any more about it. I didn’t know any more about it. You remember that deal at all? I don’t remember that. Okay. I di- I actually, I was thinking that Aaron Gant and Sam Haley had been dead for years, but, that was- this was years ago. This was quite a while ago. Okay. This was probably- Yeah, I thought he might have died in prison or something, ’cause I knew they both had a lot of time. They did a lot of- Yeah … time in Missouri. Yeah. Yeah, they did. So did you- But they were kingpins. Their names are really well-known, feared names on the East Side in Kansas City. Oh, yeah. Really feared names. Absolutely. Did you ever go around Vic Fontana’s place when he opened up Fanny’s? Oh, yeah. I went in and out of several. He had several different places. He had Fanny’s. [00:54:00] He had one down on the Southwest Trafficway a little bit after your time, I think oh, God, I forgot the name of it. But yeah, the, all the mob guys went into his joints. He was mob friendly. Yeah. I was really s- I met him when he had when he had the one up on Main next to Butch’s, next to Mother’s. Oh, yeah. Yeah. He had that place yeah what was, Walter Midy. Must have been Walter Midy’s. Walter Midy. Yeah, that’s where I met Vic. And then I actually plumbed that Fanny’s when he opened up Fa

Giving financial guidance to a college grad can be challenging, especially when advice is unsolicited or poorly timed. In this episode, host Mark Riepe is joined by returning guest, Patrick Means, to break down how to help new graduates make smarter financial and investing decisions by focusing on communication, not just content. Discover how to frame advice around a young adult's goals, avoid common pitfalls, and address behavioral biases such as procrastination and exponential growth bias. Plus learn the foundational habits that set college grads up for long-term financial success, from budgeting to investing. After you listen: Find more educational resources at Schwab Moneywise Teens. Learn more about the Schwab Teen Investing Account. Financial Decoder is an original podcast from Charles Schwab.  If you enjoy the show, please leave us a rating or review on Apple Podcasts. Reach out to Mark on X @MarkRiepe with your thoughts on the show. Follow Financial Decoder on Spotify to comment on episodes. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. For important information on the Schwab Teen Investor™ account, including restrictions and limitations, go to schwab.com/teen-account. Investing involves risk, including loss of principal. ​Past performance is no guarantee of future results. All corporate names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. 0626-U822 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to another episode of High School Sports Saturday Host Tate Mathews opens the show by honoring the newly announced All-Midstate boys' soccer and track and field teams, highlighting exceptional performances from state champions like Station Camp's soccer squad and multi-event standout track stars from Pearl-Cohn and Brentwood. In addition to celebrating student-athletes, the segment breaks down major updates from the local baseball coaching carousel, announcing that Mike McClorie is taking over at Oakland and Wayne Kendrick is heading to Riverdale, while openings at Independence and Centennial remain vacant. The episode features an impressive lineup of guest interviews, starting with newly appointed Smyrna head football coach Mark Williams, who discusses succeeding his brother Matt and keeping program continuity by retaining Ben Coon as offensive coordinator. Williamson County Schools District Athletic Director Patrick Whitlock then drops by to preview the highly anticipated 12th annual WILLCOs at The Factory in Franklin, while also touching on major upcoming TSSAA proposals regarding state basketball tournament seeding and a potential shot clock. Finally, Tom Kreager of The Tennessean wraps up the guest segments by previewing the Middle Tennessee Sports Awards at the Music City Center and breaking news on Eagleville High School breaking ground on its new multi-sport synthetic turf facilities.See omnystudio.com/listener for privacy information.

'We are doing this because you are doing it in Ireland'.These were the words of an IRA volunteer in Manchester explaining attacks in Britain during the Irish War of Independence.During the conflict, Britain and particularly England became a major battlefield. Britain was not only geographically close to Ireland, it was also home to large Irish communities in many major cities. Between 1919 and 1922, the IRA made sustained efforts to bring the conflict across the Irish Sea, carrying out hundreds of attacks, most of them in England.This forgotten front of the war included major attacks on the Liverpool docks, the targeting of Black and Tans in Britain and several high-profile incidents, most notably the killing of the British field marshal Sir Henry Wilson.The war also consumed and divided British politics in a way few other issues did until Brexit nearly a century later. Political parties, trade unions and communities were split over what should happen in Ireland, while massive and sometimes violent demonstrations swept across Britain.In this episode of Brothers in Pain, a global history of the Irish Revolution, Dr Brian Hanley explores the IRA's campaign in Britain and how the wider question of Irish independence dominated British politics at the time.This is the eight episode in the Brothers in Pain Series a groundbreaking Global history of the Irish War of Independence by Dr Brian HanleyWritten, Researched & Narrated by Dr Brian Hanley. Check out Brian's publications here https://www.tcd.ie/history/staff/brian-hanley.phpProducer: Fin DwyerSound: Kate DunleaNote from Brian :In researching these episodes I have been indebted to the work of the following scholars;Anna Lively, Sam McGrath, Bruce Nelson, Terry Dunne, David Brundage, Niamh Coffey, Gerard Shannon, Maurice Casey, Kelly Anne Reynolds, Chris McNickle, Joe Doyle, Liz Gillis, FM Carroll, Patrick Mannion, Jimmy Yann, Niall Cullen, Pádraig Óg Ó Ruairc, Keith Jeffrey, Arthur Mitchell, John Borgonovo, Kate O'Malley, Michael Doorley, Robin Adams, Kevin Kenny, Fearghal McGarry, Catherine M. Burns, Síobhra Aiken, Patrick J. Mahony, Darragh Gannon, Matthew Pratt Guterl and James R. Barrett. Hosted on Acast. See acast.com/privacy for more information.

In this episode of This Week in AML, John Byrne and Elliot Berman break down key developments shaping the financial crime and compliance landscape. The conversation opens with reflections on Federal Reserve independence following Chair Jerome Powell's recent remarks, before turning to U.S. policy updates and bipartisan actions with implications for governance and oversight. The discussion then shifts to practical compliance takeaways, including OFAC's newly released sanctions overview and a $1 million settlement highlighting how sanctions risks can arise through indirect client relationships. Internationally, the hosts examine Finland's national money‑laundering risk assessment, the evolving EU transparency rules on beneficial ownership, and growing concerns about human trafficking linked to major global sporting events. The episode also explores ongoing investigations into fintech and payments firms, emerging risks in cross‑border money movement, and a new Basel working paper on stablecoin liquidity and regulation.

Here is a recap of Day 5 of the 2026 Route Inspection. Our day started in Marshalltown, we then visited Green Mountain, Beaman, Grundy Center, Morrison, Reinbeck (Meeting Town), Washburn, Gilbertville, Jesup, and ended our day in Independence. Joining Murph & AP are fellow Inspection Riders, the Webers. Be sure to catch up with the JustGoBike Podcast daily reports on each day of the RAGBRAI Inspection Ride! Co-hosts AP and Murph will fill you in on the ups and downs of the route, news and highlights from the RAGBRAI LIII communities, interviews with fellow Route Inspectors, and more! Registration for RAGBRAI LIII: www.ragbrai.com Watch, or listen on our Just Go Bike YouTube channel. https://www.youtube.com/@JustGoBikePodcast Have a topic for a future episode? Message us at justgobikepodcast@gmail.com.

Here is a recap of Day 6 of the 2026 RAGBRAI Route Inspection. Our day started in Independence, we then visited Winthrop, Manchester (Meeting Town), Earlville and ended our day in Dyersville. Joining Murph & AP is fellow Inspection Rider Scott Sumpter from BikeIowa. Be sure to catch up with the JustGoBike Podcast daily reports on each day of the RAGBRAI Inspection Ride! Co-hosts AP and Murph will fill you in on the ups and downs of the route, news and highlights from the RAGBRAI LIII communities, interviews with fellow Route Inspectors, and more! Registration for RAGBRAI LIII: www.ragbrai.com Watch, or listen on our Just Go Bike YouTube channel. https://www.youtube.com/@JustGoBikePodcast Have a topic for a future episode? Message us at justgobikepodcast@gmail.com.

We debate a slew of topics on today's show, starting with the news that the Chicago Bears could be headed to Hammond, Indiana and former Irish running back Jeremiyah Love with some parting words for USC. See omnystudio.com/listener for privacy information.

Send us Fan MailEpisode Title & Number: Claiming Your Space: Lynn Jensen on Self-Advocacy & Everyday Courage 6-#5Summary of the show: This episode of Bold Blind Beauty on A.I.R. features Lynn Jensen, a seasoned vision rehabilitation therapist and author of The Best Kept Secrets for Travelers with Sight Loss. Today's conversation redefines self-advocacy as an everyday practice of quiet courage for the blind and low-vision community. Moving beyond public speaking and policy, Lynn Jensen discusses challenging low societal expectations, standing tall in your autonomy, and using travel as a masterclass for building confidence. Key topics & timestamps:00:00 - Why Self Advocacy Is Essential for Blind and Low Vision Individuals02:24  - Meet Lynn Jensen: From Nurse to Vision Rehabilitation Specialist 03:25 - Losing Sight Suddenly at 27: Lynn's Personal Journey 05:12 - How Peer Support Builds Confidence After Vision Loss 07:07 - Creating Community Through Vision Rehabilitation and Workshops 09:37 - Learning to Trust Yourself, Others, and Your Mobility Skills 11:52 - Travel, Independence, and the Power of Self Advocacy 13:49 - Hidden Disabilities and the Biggest Barrier to Accessibility 18:03 - Raising Awareness: Why Representation Matters 20:35 - Practical Self Advocacy Strategies You Can Start Using Today24:30 - Communicating Needs and Setting Boundaries 33:25 - Advocacy, Resources, and Community Connections Lynn's Bio:  Lynn Jensen is a registered nurse, a certified vision rehabilitation therapist, and the author of Best Kept Secrets for Travelers With Sight Loss. She lives in Port Moody, British Columbia, Canada, and enjoys traveling and spending time with her family and her new and retired guide dogs, Quest and Misty. Connect with Lynn: Website: blindtraveltips.comEmail: info@blindtraveltips.comConnect with Bold Blind Beauty to learn more about our advocacy:Join our Instagram community @BoldBlindBeautySubscribe to our YouTube channel @BoldBlindBeautyCheck out our website www.boldblindbeauty.comMusic Credit: "Ambient Uplifting Harmonic Happy" By Panda-x-music  https://audiojungle.net/item/ambient-uplifting-harmonic-happy/46309958Thanks for listening!❤️

President of the Minneapolis Federal Reserve Bank, Neel Kashkari, warns that Fed independence and inflation rates could be directly linked.

Richard Henry Lee is the Founding Father who made July 4th possible, yet most Americans barely know his name. Before the Declaration of Independence and Jefferson's immortal words, Lee forced the Second Continental Congress to choose independence. In this episode of America's Founding Series, part of The P.A.S. Report Podcast, Professor Nick Giordano marks the 250-year anniversary of the Lee Resolution, introduced on June 7, 1776, at the Pennsylvania State House. Discover how Richard Henry Lee moved the colonies from resistance to separation, why Congress was deeply fractured, and how June 7th set the stage for the Declaration of Independence, July 4th, and the birth of the United States. What You'll Learn: Why Richard Henry Lee deserves recognition as one of America's most important Founding Fathers  How the Lee Resolution made July 4th and the Declaration of Independence possible  Why June 7, 1776, forced the Second Continental Congress to finally choose independence  How the fierce debate between radicals and moderates like John Dickinson shaped the vote  The difference between July 2nd, the vote for independence, and July 4th, the adoption of the Declaration  What Lee's courage teaches Americans today about liberty, self-government, and constitutional responsibility  Richard Henry Lee did not write the Declaration of Independence, but he forced Congress to make the decision that required one. This forgotten moment in American Revolution history reminds every generation that liberty demands more than slogans. It requires courage, responsibility, and a people willing to govern themselves.

In this episode of Healthy Wealthy & Smart, Dr. Karen Litzy sits down with Nathan White, JD, President and CEO of Cibolo Health and a nationally recognized leader in rural healthcare transformation; to explore how independent hospitals can thrive amidst industry consolidation. They uncover actionable strategies to maintain independence while collaborating effectively to improve patient outcomes and sustain financial stability.   We discuss: How high-value networks (HVNs) and clinically integrated networks (CINs) empower rural hospitals to negotiate better and stay independent The shift from fee-for-sick to value-based care and its implications for rural providers The importance of scale, data interoperability, and primary care for rural health success How collaboration, ownership, and local control challenge the traditional view of hospital consolidation Practical examples of rural value-based programs and metrics that matter The role of AI, data, and community engagement in future healthcare models Lessons in leadership mindset, policy changes, and building resilient healthcare systems   Key insights: Independence in healthcare is best achieved through strategic interdependence, not isolation Small rural hospitals need networks with ownership and governance to navigate value-based care successfully Scale provides the bargaining power and data needed for rural success, but local control preserves community relevance Data-driven, patient-centric approaches—like targeted metrics and AI—are the future of rural health Building collaborative networks requires intentionality around ownership, governance, and shared goals   Timestamps: 00:00 - The challenge of maintaining hospital independence amidst industry consolidation 00:30 - Introducing Nate White and his vision for rural healthcare transformation 01:42 - How high-value networks (HVNs) and clinically integrated networks (CINs) work 02:11 - The role of CINs in payer negotiation and healthcare cost control 03:10 - The importance of scale and shared purchasing for rural hospitals 03:25 - The shift to value-based care and its relevance for rural settings 04:05 - The limitations of fee-for-sick care and the move towards prevention and health management 05:19 - Clinical integration to reduce fragmentation and unnecessary utilization 06:11 - How rural hospitals can participate in Medicare Shared Savings Program (MSSP) 06:45 - Challenges of attribution and achieving the 5,000 patient threshold for rural hospitals 07:15 - The need for larger patient pools and collaborative models for rural success 08:13 - Data and interoperability's role in managing patient care and engagement 09:16 - The double-edged sword of technology and resource limitations in rural hospitals 09:59 - The concept of "independence through interdependence" and collaboration over consolidation 11:07 - How legacy hub-and-spoke models can undermine rural healthcare access and community priorities 12:34 - The importance of local control in healthcare decision-making 14:02 - The unique opportunities and challenges of value-based care in rural settings 15:38 - Prioritizing primary care as the foundation of rural health strategies 16:17 - Practical rural value-based care programs and metrics 17:44 - The importance of improvement incentives and relevant metrics for rural hospitals 19:16 - Building care extenders and leveraging AI to improve screening and patient engagement 21:12 - The growing role of AI in healthcare, from outreach to decision-making 23:36 - The mission-driven motivation behind Cibolo's innovations in rural health 24:52 - Lessons for healthcare entrepreneurs on collaboration, governance, and control 27:23 - The significance of ownership and control in payer and network contracts 29:54 - The power of scale and collective revenue in competitive healthcare landscapes 31:39 - The operational challenges and initial hurdles in network development 33:49 - Long-term vision: transitioning to a future-ready payment and care model 36:02 - Key takeaway: scale combined with local autonomy is the recipe for rural healthcare resilience 38:37 - Policy reforms needed to foster competition and efficiency in rural healthcare 39:59 - Mindset shifts for healthcare leaders to succeed in network environments 40:35 - Advice to future healthcare leaders: Be present, opportunistic, and adaptable 41:57 - Connecting with Nate White and learning more about Cibolo Health 42:52 - Closing thoughts and encouragement to share insights with colleagues   Resources & Links: Cibolo Health Nate White on LinkedIn Team of Teams by Stanley McChrystal Medicare Shared Savings Program details HEDIS Metrics Overview More About Nate: Nathan White is a nationally recognized leader in rural healthcare transformation, with more than 20 years of experience in healthcare operations, strategy, and system innovation. As the founder and CEO of Cibolo Health, Nathan has pioneered the High Value Network (HVN) model, which enables independent rural hospitals to collaborate, improve outcomes, and remain financially sustainable without sacrificing local governance. Before founding Cibolo Health, Nathan served as Chief Operating Officer at Sanford Health, where he helped grow the system from $350 million to $6.5 billion in revenue, overseeing 40 hospitals nationwide. His work has been featured in Modern Healthcare and Forbes, and he is a sought-after speaker on value-based care and rural health sustainability. Nathan's leadership was recently recognized on the 2026 TIME100 Health list, which highlights the world's most influential leaders shaping the future of healthcare. A Kansas native, Nathan is passionate about ensuring rural communities have access to high-quality, locally governed care. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Sal and Lizzy talk The Mandalorian and Grogu!Grogu growed!Dem good puppets!Stinky returns!Independence and family legacy!Humor and seriousnessThe New Republic!Flatbread thingie! Can we has?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out the Rogue Rebels The Mandalorian playlist!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us EVERYWHERE!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRogueRebels on Bluesky!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRogueRebels on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IG: @TheRogueRebels ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rogue Rebels on FB⁠⁠⁠⁠⁠⁠⁠⁠⁠

Black-clad broadcasters warn funding reform could threaten media independence, Closely Watched Trains turns 60: Revisit the station where the Oscar-winning film was shot, Inside Phonopolis, the striking new game from Czech studio Amanita Design

Let us know what you think of the latest episode of Distinct Nostalgia by clicking here and sending us a messageThe extraordinary inside story of the most controversial decision in the history of modern warfare - the order to drop the atomic bomb. Drawn from first-hand accounts of those involved and declassified top secret American and Japanese documents from 1945, this documentary drama unfolds through the eyes of the two people at the centre of this world changing event - President Harry S. Truman and Showa Emperor Hirohito of Japan Episode 3: BABY SATISFACTORILY BORNPresident Truman hears the Trinity Test of the first atom bomb has been a great success.  Meanwhile, in Tokyo Emperor Hirohito hears he has been misled about the strength of the Imperial Army and decides to make desperate attempts to secure an end to hostilities by using a secret backchannel.You can hear the cast and production team list for episode 3 in detail at the end of the episode. Otherwise the cast list is also listed below.You can hear the previous episodes in this feed.  Due to serious illness in the team, the production of this series had to be put on hold, we are playing both opening episodes in the series on limited release to enable you to catch up on the full story. We hope Episode 4 will be released soon.  This drama has been made with the good will of everyone involved and not with huge funders behind it. If you would like to give something to the costs and to show your appreciation for all the work involved, please donate here https://buymeacoffee.com/presidentandemperorThe President and the Emperor is written by Guy Smith.The director is Jonathan Kydd.Produced by Ashley ByrneExecutive Producer is Kurt BrookesRecorded at Studios in London and ChicagoA Made in Manchester Production.With thanks to:The National Security Archive, Washington DChttps://nsarchive.gwu.eduThe Harry S Truman Library, Independence, MOhttps://www.trumanlibrary.gov  Support the show

Matt Slick Live (Live Broadcast of 06/3/2026) is a production of the Christian Apologetics Research Ministry (CARM). Matt answers questions on topics such as: The Bible, Apologetics, Theology, World Religions, Atheism, and other issues! You can also email questions to Matt using: info@carm.org, Put "Radio Show Question" in the Subject line! Answers will be discussed in a future show. Topics Include: Orthodox Church or Jesus Christ alone/ Saved by Church Rituals/ Exceeding Scripture and Independence from God/Religious Belief/ Get Right with God/ Trusting God in all Circumstances/ Fear of the Lord/ Justified True Belief/ June 3, 2026

We are back with our next edition of the WCPE Book Club. This month, we are looking at Wonder Woman: Historia from DC Comics. Released in 2021 and 2022, the three-issue series was written by Kelly Sue DeConnick with art from Phil Jimenez, Gene Ha, and Nicola Scott. We are given a fresh take on the origin of the Amazons and how Hippolyta came to be the Queen. We also get a fresh take on the story, with friend of the show Bill Schmidt sitting in with us for this discussion. Jerry and John are recording this on the road this weekend from Tremendicon. Tune in next week to get all the details about the con and whether we were able to get any cashew chicken. Stick around to the very end to find out about next month's selection for WCPE Book Club. Jerry has a colorful pick that harkens back to Marvel's Silver Age.    We would love to hear your comments on the show. Let us know what you've been reading or watching this week. Contact us on our website, Facebook, Instagram, or by email. We want to hear from you! As always, we are the Worst. Comic. Podcast. EVER! and we hope you enjoy the show. The Worst. Comic. Podcast. EVER! is proudly sponsored by Clint's Comics, 815 N Noland Road in Independence, Missouri. Whether it is new comics, trade paperbacks, action figures, statues, posters, or T-shirts, the friendly and knowledgeable staff can help you find exactly what you need. You should also know that Clint's Comics has the most extensive collection of back issues in the metro area. If you need to find a particular book to complete a title's run, head to Clint's or check out their website at clintscomics.com. Tell them that the Worst. Comic. Podcast. EVER! sent you.

When we picture the American Revolution, we picture battles. But for the men and women who actually lived and fought in it, the Revolution was also a job with mess rotations, night watches, short rations, and children underfoot. Historians Eugene Procknow, Gabriel Neville, and Thomas Sobol pull back the curtain on everyday military life during the War for Independence. They discuss how the armies were structured, what soldiers actually ate, what camp followers endured, and how soldiers found humanity amid grinding hardship. You'll hear about a Black Continental soldier who had eaten nothing but bread for eleven days, and was still writing letters home that went unanswered. A Georgia soldier who agreed to fight for the British just to escape a prison ship, then deserted and marched across two states to rejoin Nathanael Greene's army. And you'll discover why John Adams believed the most dangerous moment of the Revolution wasn't a battle at all.Show Notes: https://www.benfranklinsworld.com/403 EPISODE OUTLINE00:00:00  Introduction00:05:44 Structure of the British and Continental Armies00:10:33 Militia, German Soldiers, and Indian Allies00:20:43 Everyday Life in the American War for Independence00:25:80 Camp Followers00:33:10 Downtime in the Army00:36:59 Soldiers' Letters00:46:00 Food Procurement & Supply Chains00:50:27 Supplementing Rations00:55:34 War Mementoes & Plunder00:58:36 Medical Care in the Army01:08:07 The Revolution in ContextRECOMMENDED NEXT EPISODES

Keke sits down with the Grammy winner to talk “Ghetto Superstar,” “Case of the Ex,” “My Love Is Like…Wo,” her new album Retrospect, and the story behind her last-minute tour with Brandy and Monica. Mýa also reflects on how Prince inspired her creatively and influenced her journey toward becoming an independent artist and what she says to anyone claiming she “fell off.” Plus, Mýa and Keke get real about self-love, relationships, and redefining happily ever after.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Dental Unfiltered, host Matt Brown welcomes Dr. Alan Stern, a respected speaker in the dental community, to discuss the often-overlooked topic of total health for dentists. They explore the pressures and mental health challenges faced by dental professionals, emphasizing the importance of redefining prosperity and staying true to one's core values. Dr. Stern shares his personal journey of overcoming adversity and finding fulfillment by focusing on patient-centered care and collaborative agreements. This insightful conversation highlights the significance of mental well-being and integrity in the dental profession.

In this episode of Success is Subjective, Joanna speaks with Annie Tulkin, founder of Accessible College, about supporting students with physical disabilities, chronic health conditions, and sensory impairments as they transition into higher education. Annie shares her own nonlinear journey through education, the Peace Corps, disability services at Georgetown University, and entrepreneurship, while offering insight into why so many students struggle to access accommodations and support once they arrive on campus. This conversation is packed with practical guidance for families navigating college readiness, self-advocacy, and disability support services.Annie's Resources:Website: Accessible CollegeInstagram: @accessiblecollegeFacebook: Accessible CollegeConnect with Joanna Lilley  Therapeutic Consulting AssociationLilley Consulting WebsiteLilley Consulting on Facebook Email: joanna@lilleyconsulting.com#TherapeuticConsulting #LilleyConsulting #Successful #TherapeuticPrograms #Therapy #MentalHealthMatters #MentalHealthAwareness #Podcast #PodcastCommunity #TheJourney #SuccessIsSubjectivePodcast #TheUnpavedRoad #PFCAudioVideo #Disability #Accessibility #CollegeLife #CollegeConsultant #AccessibleCollege

In this powerful episode of the Time for Teachership Podcast, host Lindsay Lyons sits down with therapeutic school principal and psychologist Doug Bolton to explore a timely question: What if our definition of success in schools is actually harming kids, families, and educators? Doug shares research-backed insights on the youth mental health crisis, the unintended consequences of achievement-driven schooling, and the essential role of belonging, emotional regulation, and relationships in building true resilience. If you're an educator, school leader, or parent feeling the pressure of grades, test scores, and constant busyness, this episode offers a hopeful, practical reframe.   Key Themes in This Episode Why today's students (and teachers and parents) are more stressed than ever How test-score culture has reshaped education since No Child Left Behind The myth of "high-achieving schools" and selective colleges as predictors of life success The research behind belonging and relationships as the foundation of resilience The Circle of Courage framework: Belonging, Mastery, Independence, Generosity Bruce Perry's "Regulate, Relate, Reason" model for classrooms and homes Why "misbehavior" is often stress behavior The importance of building in daily pause and ponder time for nervous system recovery Practical first steps families and teachers can take immediately   Get Your Episode Freebie & More Resources On My Website: https://www.lindsaybethlyons.com/blog/260   Connect with guest Doug Bolton  Website: drdougbolton.com  

Whitney Elkins-Hutten of PassiveInvesting.com interviews Jose Berlanga, who has been building in Houston for decades, about the unique development playbook required for a build-to-rent community in a transitional neighborhood, especially when market conditions force a sudden pivot. Jose details his unexpected journey with the Barbara Rose 12-unit project, explaining how his team manages complex raw land acquisition, in-house entitlements, and the critical due diligence process that balances horizontal and vertical costs. Discover the struggle of bridging the construction loan to the permanent DSCR debt, the capital reserves needed to survive a market inflection point, and the sage advice on contracting and partnering to avoid common landmines for your first BTR development.

As our nation celebrates 250 years of independence this summer, more Oklahomans are also enjoying the freedom that comes with healthier living. Episode 58 explores how and why individual choices and public policy can improve wellness over the long run. Today's guests are DeLanie Brewer, an Oklahoma City resident who has shared her inspiring health journey with Shape Your Future, Katie Qualls Fay of the Oklahoma Tobacco Helpline, and McKenzie Cowbeck, Oklahoma Public Health Association executive director.

This week, EconoFact Chats features an abridged version of an Ask Me Anything Webinar with Binyamin Appelbaum. The discussion touched on a range of issues, including whether AI will prove labor-enhancing or labor-replacing, how a shrinking immigrant workforce will affect a labor market already facing a crunch, why oil markets are seemingly underpricing supply shocks, and whether the central bank can maintain its independence in the face of mounting political pressure to lower interest rates. Binyamin is the lead writer on economics and business for the New York Times editorial board, and the author of The Economists' Hour. EconoFact's monthly Ask Me Anything Webinars are exclusively available to Premium Subscribers. The $50 annual fee for becoming a Premium Subscriber helps EconoFact bring timely, accessible, unbiased, and nonpartisan analyses on important economic and social policy issues to the public. You can sign-up for a Premium Subscription here: https://secure.touchnet.net/C21525_ustores/web/store_main.jsp?STOREID=157

The CPG Guys are joined in this  episode by Mike Wysong, CEO of CARE Pharmacies, Inc., a growing pharmacy network having served communities like your own for more than 64 years. CARE Pharmacies combines the quality of a trusted local pharmacy with the growth and stability of a national organization. With over 130 pharmacies nationwide and growing, CARE understands its patients, their special needs, prescriptions, local community health concerns, and the importance of personalized CARE - the building blocks to a healthy family and a strong local community.Follow Mike on LinkedIn at: https://www.linkedin.com/in/michael-wysong-a01626b/Follow CARE online at: https://www.carepharmacies.com/Mike answers these questions:What is the biggest lesson from those early days carrying the bag that you still lean on today as a CEO? What was that first fundamental structural or cultural shift you had to make to change that trajectory? How do you get independent owners to genuinely align on shared procurement, brand messages, and technology without stripping away that local entrepreneurship that makes them special? How does a cooperative structure create the necessary scale to let local community pharmacies win on price? From your seat, how can consumer product groups (CPGs) and OTC manufacturers better bridge those gaps to collaborate with a regional pharmacy layout like CARE? What are the top criteria or data-backed insights an emerging brand needs to bring to you today to earn shelf space over a legacy CPG giant? For emerging wellness or OTC brands listening to this show, what's your advice on the sales function—should they try to go it alone, or do they need to hire a specialized broker who truly understands regional drug chains? How are you helping independent pharmacies roll out complex tech, health informatics, and AI tools without eroding the high-touch, hyper-local intimacy that defines community pharmacy? As baby boomers choose to remain in their homes longer, how does the role of the community pharmacy transform from a simple script dispensary into an essential connector of the home health ecosystem? How critical is having a real-time view of inventory and fulfillment data to protecting your owners' bottom lines? As a board member and past chair of the NACDS, what is the most urgent story the industry needs to keep telling to protect its clinical and commercial relevance? What is the single biggest blind spot that corporate CPG executives have when they try to partner with independent, community-based retail networks? CPG Guys Website: http://CPGguys.comFMCG Guys Website: http://FMCGguys.comSheCOMMERCE Website: https://shecommercepodcast.com/Rhea Raj's Website: http://rhearaj.comLara Raj in Katseye: https://www.katseye.world/DISCLAIMER: The content in this podcast episode is provided for general informational purposes only. By listening to our episode, you understand that no information contained in this episode should be construed as advice from CPGGUYS, LLC or the individual author, hosts, or guests, nor is it intended to be a substitute for research on any subject matter. Reference to any specific product or entity does not constitute an endorsement or recommendation by CPGGUYS, LLC. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. CPGGUYS LLC expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, special, consequential or other damages arising out of any individual's use of, reference to, or inability to use this podcast or the information we presented in this podcast.

From developer dependency to AI-powered ownership in 4 weeks Episode Summary: AI entrepreneurs and side hustlers often fail the same way—and it costs them. This episode breaks down the $30,000 mistake that transformed how I build AI side gigs, teach financial freedom to parents, and think about entrepreneur independence. Expect the real playbook behind failing smart so you don't repeat my errors. Parent entrepreneur Tracy Brinkmann shares the raw truth about firing his $120,000 developer and rebuilding his entire backend using Cursor AI in just 4 weeks. This episode reveals the hidden cost of outsourcing your brain, the specific prompting strategies that actually work, and why dependency might be more expensive than you think. Perfect for parents who want to own their technology instead of renting someone else's expertise. https://DarkHorseEntrepreneur.com Key Points 00:00 - Opening Cursor AI saves $90,000 01:40 - The Stupid Decision - Rebuilding entire backend alone in 4 weeks using Cursor AI 02:15 - Vibe Coding Explained - Directing AI through intent rather than instruction, Collins Dictionary Word of the Year 2025 03:00 - Why Cursor AI - Cursor Composer maintains persistent context across entire codebase 04:30 - Day 10 Shift - Realized he was learning architecture for the first time, not just rebuilding 04:55 - The Real Return - Could build features, maintain systems, make decisions without outside help 06:00 - The Hidden Cost - Lost learning by osmosis and institutional knowledge from Marcus 07:00 - Bug Reports Reality Check - Scaling problems that only show up with experience 08:50 - Parent Entrepreneur Connection - Dependency trap affects family time and business freedom 09:45 - Why This Matters - Biggest shift in work since Industrial Revolution 10:15 - New vs. Old Model - Expand zone of genius vs. hire experts and delegate 11:05 - Whiskered Wisdom - Dependency is expensive, ownership is priceless 11:55 - Closing - Goal is understanding everything well enough to make smart decisions   Key Topics Covered: The $30,000 Dependency Trap Why hiring exceptional talent can make you incompetent in your own business The difference between buying expertise and renting ignorance How every day of outsourcing critical functions reduces your own capabilities The Cursor AI Rebuild Strategy "Vibe coding" vs. traditional prompting approaches Why Cursor Composer's persistent context changes everything The constraint-based prompting framework that eliminates AI hallucinations Context-Rich Prompting System Standard prompt: "Build me a user dashboard" Better prompt: Complete context including database schemas, design patterns, previous failures, and specific success criteria Results: 70% usable code on first pass vs. multiple iterations The Real Cost of Expert Dependency Hourly rate: $150 per hour True cost: Infinite dependency and arrested business evolution The moment when you realize you can't make decisions without external approval Ownership vs. Access Paradigm Old model: Hire experts, delegate complexity, focus on zone of genius New model: Use AI to expand your zone of genius to include previously outsourced functions Why the entrepreneurs who thrive will own capabilities, not just access them Key Quotes: "The hourly rate of a developer might be $150. But the cost of dependency is infinite." "Every time you hand off a critical piece of your business to someone else, you're making a bet that their knowledge will always be available to you." "Dependency is expensive, but ownership is priceless." Action Steps: Identify one area where you're completely dependent on outside expertise Spend 30 minutes learning the basics using AI as your teaching assistant Focus on becoming conversational, not expert-level Start owning your business evolution again Tools Mentioned: Cursor AI (Cursor Composer) Claude Sonnet for architectural decisions PostgreSQL for database management Visual Studio Code (Cursor is a fork) Resources: AI Escape Plan Newsletter: Practical AI-powered strategies for parent entrepreneurs https://DarkHorseInsider.com Focus: Building systems you own, understand, and control while protecting family time  

In this episode of Insurance Shoptalk, Eric Stein sits down with Jake Cash, founder of CynrX Group and former marketing leader at GEICO, to discuss what insurance agencies need to do to grow in today's rapidly changing marketing environment. Drawing from his experience managing large-scale insurance marketing campaigns and helping hundreds of agencies grow their books of business, Jake shares practical insights on lead generation, marketing systems, retention, automation, and the growing role of AI in agency operations. The conversation dives into how agencies can create more sustainable growth by reducing dependence on any one carrier, producer, vendor, platform, or marketing channel. Eric and Jake also discuss the importance of backend automations, speed-to-lead, differentiated messaging, retention strategy, and how AI tools are helping agencies streamline content, communication, and operational workflows without losing the human element that clients still expect. If you're an agency owner looking to improve your marketing strategy, modernize your processes, and build a more resilient business, this episode is packed with actionable ideas and practical takeaways. #InsuranceShopTalk #InsuranceMarketing #CommercialInsurance #AgencyGrowth #Insurtech #AIinInsurance #LeadGeneration #InsuranceAgency #DigitalMarketing #InsuranceSales

Kortney and Dr. Payel Gupta are joined by Tamara Hubbard, MA, LCPC, a licensed clinical professional counselor and food-allergy parent. Together, they dig into what food allergy anxiety actually looks like in teenagers, why some teens take more risks as they get older, and what parents can do to support their teens without making things worse. What we cover in this episode is about food allergy anxiety in teens: What makes teenagers a high-risk group for food allergy reactions. Independence is increasing at the exact same time parental oversight is decreasing, and that combination creates real safety concerns. What food allergy risk-taking actually looks like. It is not always what parents expect, and some of it is just teens figuring out how to belong. Food allergy social anxiety is its own distinct experience. The fear of looking different, being a burden, or standing out can drive behavior just as much as the fear of a reaction. Why parental anxiety matters more than most parents realize. The way parents talk about food allergies often directly affects how teens handle them. How to build confidence and ownership in your teen. What to do when a teen is either too anxious or not anxious enough. *********** Made in partnership with The Allergy & Asthma Network. Thanks to Genentech and Kaléo for sponsoring today's episode.  This podcast is for informational purposes only and does not substitute professional medical advice. Always consult with your healthcare provider for any medical concerns.

Matt sits down with Charley Meade, manager of our Independence and Dry Ridge locations to discuss Lumbar Motor Control. With new research in hand that describes the best way to test and also measure over time to track improvement. Learn how the six Item test can help even predict potential people who could have issues with Low Back Pain. Get the articles discussed here: Validity of a 6-item movement control test battery for evaluation of movement control impairment in the lumbar spine | PLOS One and Components of Standardized Motor Control and Movement Quality Measures in Low Back Pain: A Framework-Based Scoping Review | JOSPT MethodsDid you know that you don't need a doctor's prescription to receive physical therapy?  You can schedule here . The laws of Direct Access allow you to receive physical therapy without a referral and still use your insurance benefits! Learn more on how Direct Access can help YOU! Our website: https://www.oxfordphysicaltherapy.com/

The National Constitution Center recently published The Promise of America: Reflections on Our Enduring Ideals (Simon & Schuster), a keepsake collection of essays bringing together leading thinkers from across perspectives to reflect on the ideals at the heart of the American experiment and what those principles have meant across generations of American life. In this episode, Professor David Armitage discusses his essay, “The Declaration's Influence Around the World,” which explores the document's international legacy as a powerful blueprint for collective rights and national self-determination, and its ever-evolving domestic legacy as a touchstone for individual rights and human equality. Julie Silverbrook, chief content and learning officer at the National Constitution Center, moderates.    Resources  David Armitage, “The Declaration's Influence Around the World”  National Constitution Center, The Declaration of Independence  Lemuel Haynes, “Liberty Further Extended” (1776)  Vermont Declaration of Independence (1777)  French Declaration of the Rights of Man (1789)  Haitian Declaration of Independence (1804)  Venezuelan Declaration of Independence (1811)  Greek Declaration of Independence (1822)  Belgian Declaration of Independence (1830)  New Zealand Declaration of Independence (1835)  Texas Declaration of Independence (1836)  Liberia Declaration of Independence (1847)  Declaration of Sentiments (1848)  Hungary Declaration of Independence (1849)  Proclamation of Independence of the Democratic Republic of Vietnam (1945)  Israel Declaration of Independence (1948)  Universal Declaration of Human Rights (1948)  Unilateral Declaration of Independence of Southern Rhodesia (1965)  The Black Declaration of Independence (1970)  Kosovo Declaration of Independence (2008)  Stay Connected and Learn More Questions or comments about the show? Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@constitutioncenter.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Continue the conversation by following us on social media @ConstitutionCtr Explore the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠America at 250 Civic Toolkit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to receive Constitution Weekly, our email roundup of constitutional news and debate Subscribe, rate, and review wherever you listen Join us for an upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠live program⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or watch recordings on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support our important work ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Donate

A special message from Jeremiah Regan. Get your tickets here: hillsdale.edu/film Revolutionary America tells the story of the American Founding, the greatest political achievement in history. The American colonists had developed a unique way of life as they practiced self-government for 150 years. In the struggles between the colonies and the mother country that followed the French and Indian War, Britain declared that Americans had no right to rule themselves. This went against everything the Americans knew. In response, our ancestors risked their “lives, fortunes, and sacred honor” to fight the War for Independence. Against all odds, they won, and in victory formed a stable, lasting republic.  This documentary, produced by Hillsdale Studios, narrated by Tom Selleck, and featuring interviews with prominent scholars and commentators, will help you see the Revolution through the eyes of the Americans who lived through it. With expert commentary, historical documents, compelling cinematography, and beautiful music, experience the Revolution like never before!  See omnystudio.com/listener for privacy information.

A special message from Jeremiah Regan. Get your tickets here: hillsdale.edu/film Revolutionary America tells the story of the American Founding, the greatest political achievement in history. The American colonists had developed a unique way of life as they practiced self-government for 150 years. In the struggles between the colonies and the mother country that followed the French and Indian War, Britain declared that Americans had no right to rule themselves. This went against everything the Americans knew. In response, our ancestors risked their “lives, fortunes, and sacred honor” to fight the War for Independence. Against all odds, they won, and in victory formed a stable, lasting republic.  This documentary, produced by Hillsdale Studios, narrated by Tom Selleck, and featuring interviews with prominent scholars and commentators, will help you see the Revolution through the eyes of the Americans who lived through it. With expert commentary, historical documents, compelling cinematography, and beautiful music, experience the Revolution like never before!  See omnystudio.com/listener for privacy information.

A Special Industry Update with Jason Diamond and Mindy Diamond A replay of part one of a two-part series, Jason and Mindy Diamond unpack the real advisor transition playbook—from due diligence and culture fit to portability, enterprise value, and the evolving landscape of advisor choice. In Summary Why do advisors really consider changing firms or models—and what separates thoughtful due diligence from reactive decision-making? In a replay of the first of this special two-part Industry Update, Jason and Mindy Diamond unpack what actually drives advisor transitions, the misconceptions that derail decision-making, and the questions sophisticated teams should be asking long before they're ready to act. The conversation also explores how the industry landscape has evolved around independence, portability, enterprise value, and advisor optionality—drawing context from Diamond's role in the landmark OpenArc breakaway from Merrill and much more. The Storyline Most advisors assume transitions are primarily driven by recruiting economics. Jason Diamond and Mindy Diamond suggest that recruiting economics may get the headlines, but advisor transitions are usually driven by a far more layered set of considerations. What tends to happen instead is more gradual: a growing disconnect between how advisors want to serve clients and the constraints of the environment around them. Sometimes it's bureaucracy. Sometimes it's limitations around growth, marketing, technology, or flexibility. Sometimes it's simply the realization that the industry landscape has evolved while their assumptions about it have not. This conversation examines what actually happens between the moment curiosity begins and the moment a move becomes real. Rather than treating transitions as transactional events, Jason and Mindy frame due diligence as a strategic process of self-assessment—clarifying what matters, identifying trade-offs, evaluating long-term optionality, and pressure-testing assumptions before making consequential decisions. The discussion also offers a rare look inside the mechanics of advisor movement itself: how teams evaluate culture, how portability is assessed, why some advisors choose ownership over upfront monetization, and what sophisticated client communication really looks like during a transition. The backdrop throughout the episode is Diamond's role in facilitating the historic OpenArc breakaway from Merrill—a move that challenged longstanding assumptions about scale, independence, and what even the industry's largest teams are now willing to reconsider. Topics Covered Advisor transition due diligence Wirehouse limitations and advisor frustration Independence versus traditional firm models Enterprise value and long-term ownership Advisor portability and client transition strategy Boutique and regional firm recruiting trends Culture evaluation during due diligence Reverse due diligence and evaluating firm stability Transition economics and recruiting deals The OpenArc Merrill breakaway story Advisor optionality and industry evolution How technology and AI are changing transitions   > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why do advisors actually decide to leave firms? (06:20) Mindy explains why most transitions are driven less by economics and more—by mounting limitations around growth, flexibility, client service, and long-term alignment. What is the biggest mistake advisors make when beginning due diligence? (18:12) The conversation explores why many advisors evaluate firms before gaining clarity around what they truly want to improve—often creating confusion instead of insight. How should advisors evaluate culture beyond a firm's sales pitch? (32:41) Jason and Mindy discuss the importance of speaking directly with advisors who have already made similar moves—and how to pressure-test what firms promise. When should transition economics matter most? (47:03) The episode breaks down the difference between short-term monetization and long-term enterprise value creation—and why many elite teams are increasingly prioritizing ownership and optionality. Why are more advisors reconsidering independence? (56:48) Using the OpenArc transition as context, the discussion explores how today's independent landscape has evolved far beyond the traditional “build it yourself” model. How long does a real due diligence process take? (1:06:10) Jason and Mindy explain why thoughtful transitions often unfold over many months—and why some advisors remain in exploratory conversations for years before acting. How should advisors think about portability and client communication? (1:16:20) The conversation details how sophisticated teams assess portability risk—and why the client-facing rationale for a move matters more than recruiting economics. Have advisor transitions become easier over time? (1:24:12) Mindy explains how technology, legal infrastructure, and industry specialization have improved the process—while emphasizing that transitions still require risk tolerance, effort, and patience. Key Takeaways Most advisors do not move primarily because of recruiting deals. The larger driver is usually a growing disconnect between what they want to build and what their current environment allows. Due diligence tends to fail when advisors begin by evaluating firms before clarifying what they actually want for their business, clients, and long-term future. The industry landscape has evolved dramatically over the last decade, particularly around independent and supported-independent models, creating far more customization and optionality than many advisors realize. Transition economics matter — but sophisticated advisors increasingly view upfront monetization as only one component of a much larger enterprise value equation. The ability to articulate a compelling client-facing value proposition is one of the strongest tests of whether a transition opportunity is truly viable. Conversations with advisors who have already made similar moves remain one of the most valuable forms of real-world due diligence. Even the industry's largest teams are reassessing assumptions around independence, ownership, control, and scalability. Quotable Moments “The biggest mistake advisors make is beginning due diligence before they've gotten clear about what they actually want.” “A recruiting deal can't be the first thing you consider. But it would be foolish not to consider it at all.” “The landscape looks entirely different than it did five or ten years ago. If you haven't gotten educated, you're doing yourself a disservice.” “The real question is not whether you can move. It's whether you can clearly explain to clients why the move makes their experience better.” FAQs Why do advisors typically begin exploring a move? In many cases, the process begins gradually. Advisors may still feel successful and reasonably satisfied, but start questioning whether their current environment fully supports how they want to grow, serve clients, or build long term. Often, curiosity precedes dissatisfaction. Is advisor movement mostly driven by recruiting deals? Not usually. While economics are an important consideration, the episode explains that most sophisticated advisors weigh a much broader set of factors, including flexibility, culture, client experience, growth limitations, ownership opportunities, and long-term enterprise value. How long does a typical due diligence process take? There is no universal timeline. Some advisors move relatively quickly once they decide change is necessary, while others spend months – or even years – getting educated and evaluating options before acting. For many teams, a thoughtful due diligence process unfolds over roughly six months. What is the biggest mistake advisors make during due diligence? The episode suggests the biggest mistake is evaluating firms before gaining clarity around personal and business priorities. Without understanding what they actually want to improve, advisors often become overwhelmed by options, recruiting pitches, and conflicting information. How can advisors really assess a firm's culture? One of the most valuable approaches is speaking directly with advisors who have already made similar moves. Jason and Mindy discuss why real-world perspective – particularly from advisors with comparable client bases or business structures – is often far more revealing than formal presentations or recruiting materials. How should advisors think about independence versus traditional firms? The conversation frames the decision less as “right versus wrong” and more as a question of alignment. Some advisors prioritize ownership, control, and long-term enterprise value. Others value infrastructure, brand recognition, or operational support. The industry landscape has evolved enough that advisors now have far more flexibility to design around the trade-offs that matter most to them. In many cases, the process begins gradually. Advisors may still feel successful and reasonably satisfied, but start questioning whether their current environment fully supports how they want to grow, serve clients, or build long term. Often, curiosity precedes dissatisfaction. Not usually. While economics are an important consideration, the episode explains that most sophisticated advisors weigh a much broader set of factors, including flexibility, culture, client experience, growth limitations, ownership opportunities, and long-term enterprise value. There is no universal timeline. Some advisors move relatively quickly once they decide change is necessary, while others spend months – or even years – getting educated and evaluating options before acting. For many teams, a thoughtful due diligence process unfolds over roughly six months. The episode suggests the biggest mistake is evaluating firms before gaining clarity around personal and business priorities. Without understanding what they actually want to improve, advisors often become overwhelmed by options, recruiting pitches, and conflicting information. One of the most valuable approaches is speaking directly with advisors who have already made similar moves. Jason and Mindy discuss why real-world perspective – particularly from advisors with comparable client bases or business structures – is often far more revealing than formal presentations or recruiting materials. The conversation frames the decision less as “right versus wrong” and more as a question of alignment. Some advisors prioritize ownership, control, and long-term enterprise value. Others value infrastructure, brand recognition, or operational support. The industry landscape has evolved enough that advisors now have far more flexibility to design around the trade-offs that matter most to them. Related Resources The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2Jason and Mindy Diamond revisit the transition playbook, this time focused on how advisor priorities are shifting. From AI and enterprise value to stability and flexibility, they unpack what's changing in due diligence and what it means for advisors evaluating their next move.  The $129B Blockbuster Move: Shirl Penney on Why This Transition Marks a New Era for the IndustryThe $129B OpenArc breakaway marks a watershed moment for wealth management. In this Rapid Reaction episode, Louis Diamond and Shirl Penney unpack what it means for the RIA model, advisors, and the future of industry competition. The Missing Narrative of the $129B Merrill Breakaway StoryThe largest (and quite possibly most significant) advisor breakaway in industry history made news this week. Yet instead of leading with the scale or significance of the move, headlines centered on Merrill's lawsuit alleging corporate raiding. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between. It's Part 1 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more, who change firms, are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms, and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Everything about a transition can seem incredibly overwhelming. From understanding the whys of a move, then conducting due diligence, and onto aligning the right models and selecting the best firms, it might seem like a fairly linear process. And for some, it can be. But for others, the layers of minutia can be daunting. Essentially, it comes down to the adage, “You don’t know what you don’t know.” So the goal of this episode is to share some inside baseball in how to get from here to there. I asked Mindy Diamond to join me to help draw from decades of experience in helping advisors through their transitions. We’ve dived into the misconceptions, the common traps, the aware of a big check and much more. Essentially, it’s a download of what you need to know when considering a move. There’s a lot to discuss, so let’s get to it. Mindy, so excited to have you join me for this topic. Mindy Diamond: Yeah, I’m really happy to be here. And I’m just thinking to myself, “Yikes, decades of experience,” you’ve said, and yes it is, decades of experience. Jason Diamond: It most certainly is, 30 years in the business. So the seeding for this topic was, “You’ve been in this business now for 30 years, how many hundreds of thousands of conversations with advisors is that?” Some who moved, plenty who certainly did not. But ultimately, what we thought would be useful because it’s a question we get most commonly from advisors that we speak with is, “Tell me what I don’t know. What are the questions I should be asking?” So I’m going to just pepper you with some of the most common questions we get, and I would love to share the benefit of your wisdom and experience with our audience. That sound good? Mindy Diamond: It sounds great. I just want to say that we are recording this two days after one of the largest deals probably in the history of the industry broke that I am gratified to say we facilitated the OpenArc team who left Merrill with 129 billion in assets under management, broke a couple days ago to go independent. I’m hoping we have the opportunity to talk about some of their best practices and things we discovered along the way because I think it’s relevant. And a deal like this gets a lot of attention, people always want to know what they do and what went wrong. Jason Diamond: It’s a good point. I’m glad you bring it up. First of all, it’s so timely, but I think you can almost use it as a case study a little bit to answer some of these questions. So let’s dive in with that. I want to start with the big picture, “Why?” Because that’s the number one thing I think people want to know is, “Why do advisors move?” And I think there’s an assumption that 95% of transitions happen because of a big check or because of economics. I’m certain you’re going to touch on that to some extent, but give me your sense of what are the main triggers of advisor movement. Mindy Diamond: Yeah. Look, are there some advisors that move because they need to recapitalize or they want the money? Sure. But the absolute vast majority are moving because they come to a place where one of two things is true, and oftentimes both. One, the pain of staying is great enough. Meaning there’s enough frustrations or limitations that they’ve gotten to a point where despite efforts to the contrary to make it better, despite gutting it out and saying, “On par, it’s good enough,” they come to a point where there’s limitations in how they can serve their clients, how they can grow the business, and that’s just untenable for them. Hopefully, simultaneously, they are equally excited and have identified an opportunity that they believe is needle-moving enough, it’s worth the hassle, the disruption, the everything to make this move. I’ve never done a move where it doesn’t fall into one of those two or, hopefully, both of those categories. Jason Diamond: Let’s go a little deeper there. You mentioned limitations. Give me an example either using this recent deal or even just any recent advisors that you’ve worked with about, “What are some limitations that people experience at,” let’s say, “the wirehouses that potentially would be a catalyst for a move?” Mindy Diamond: Generally speaking, the biggest limitations have to do with how they’re able to grow their business and serve their clients. So anything to do with excess bureaucracy, anything to do with an incongruence, if you will, between the advisors or the team’s goals for how they want to serve clients or grow the business and what the firm is allowing them to do. Using this enormous deal as an example, you’ve got a team that was doing extraordinarily well. Oh, my god. They were the biggest team at Merrill, so talk about having a batphone to the top and the attention of senior leadership. If anyone was going to be able to break through the red tape or get things done, or eschew the limitations, it was them. And for a long time, they did. But they were sort of increasingly unhappy, let’s say, over a decade. Despite their size, every year, they became a little bit more frustrated. And after probably six or seven years of saying, “We’re just too big to move,” they came to a point of saying, “We can’t ignore this anymore. We’ve got a tiger by its tail. We have this extraordinary business that is growing exponentially. We’ve got clients that are complaining to us. And more importantly, we’ve got team members that are feeling stifled.” And that’s where it comes from, where there’s problems you just can’t ignore even if you want to. Jason Diamond: It almost feels like one of those things where advisors know they’re limited, they can just feel it. But if you’re fighting against the firm, and instead of with it. I’ll give you one other one that comes to mind as we’re talking here, that seems to come up a lot in advisor conversations, which is freedom of marketing. And that might seem like a fairly minor limitation, but I can’t tell you how many times, certainly myself, I’m sure you too, get call from an advisor who is heated. They’re angry because they were trying to send some timely market commentary and the firm took two weeks to approve it. Does that fall under the same category of limitations, in your mind? Mindy Diamond: Oh, without a doubt. And it’s funny you say that because in this world of social media where the news is consumed or can be consumed within seconds of an event happening, there’s nothing more frustrating for an advisor than wanting to write a newsletter to update their clients with scale as opposed to having to make one phone call at a time and not being able to do so. It absolutely puts them on a back foot. And then, I think it’s the lack of freedom to differentiate themselves. Most advisors that work for big firms have a firm website that is templated, the same sort of structure of the website and the picture of the team and the same basic wordings, and that’s hard to deal with. Jason Diamond: Well, you bring up an interesting point, which is sometimes… For example, advisors might say or wirehouse advisors might say, “Oh, the marketing is good enough.” But a lot of times, and we’ve had advisors on this podcast who talk about exactly this, they don’t realize how limited the sandbox they were playing in is or was until after a transition. And that’s when their eyes open and they realize, “Oh, my god. I was basically playing with one arm tied behind my back.” We’ve heard advisors use that metaphor. Let me ask you this then, and this is a tough question, what do you think advisors get wrong? What is the number one misconception that advisors have prior to approaching due diligence and thinking about a move? And maybe it’s something as simple as like, “Eh, it’s the same everywhere,” but tell me what you think you hear most commonly. Mindy Diamond: There’s certainly those myths, the assumptions or presumptions that it’s the same everywhere or there’s nothing that’s going to change anyway, for sure. But I think the biggest and most fundamental thing they get wrong is a lack of clarity around, “What it is they’re trying to accomplish, and why?” I’d like to say that I think one of the things, the thing, we do better than most, I’m not going to say everyone else but better than most, and something we’re really good at, is helping advisors to answer the really tough questions, the smartest questions, to get a sense of what it is they’re looking to accomplish, what it is they want to improve and why, “What does success look like?” Because if you don’t do that, then a lot of folks do it backwards. They get a phone call from a manager at Morgan Stanley or from somebody at Schwab or somebody at Dynasty, or whatever it may be, and they say, “I’ll take a lunch, why not?” And of course, the job of the manager from Morgan or the sales rep from Dynasty, or whatever it is, is to tell you all the good things about independence or about Morgan Stanley. But if I, as the advisor, am not really clear about what it is I’m looking to accomplish and why, it’s going to all sound good and I’m going to wind up more overwhelmed than when I started. And that is probably the number one thing that we see advisors getting wrong. It makes the due diligence process, if you choose to enter it, exceedingly inefficient. Jason Diamond: I totally agree. So I’m an advisor, I want to start due diligence in earnest. I know in my head, things are suboptimal. I’m not going to go so far as to say,” I definitively want to move.” But I’m a wirehouse advisor and I’m thinking for the first time in my career, “I’ve built a nice business, but it’s time for me to start getting educated.” So what do I do? Do I just say, “Hey, John at Morgan Stanley, what’s your recruiting deal look like these days?” Tell me, for an advisor who’s never thought about this before, what are the ABCs of this process look like? Mindy Diamond: Yeah. It’s definitely not, the first step, calling Morgan Stanley, even if you’re pretty sure Morgan Stanley is where you want to go. I’d suggest that’s probably one of the last steps, and I’ll tell you why. The first thing is to give yourself permission to say, “Even if I’m not 100% certain that a move is in my future or that I know I’m unhappy enough to go through the hassle and disruption of making a move,” to give yourself permission to get educated. The world, the industry landscape, the ecosystem, the everything looks entirely different than it did five and 10 years ago. And if it’s been five or 10 years, or even three to five years, since you last got educated, asked the questions, looked under the hood to get a sense of, “Is there or could there be something that’s better than where I am?”, you’re doing yourself and your team a disservice. Yeah, it takes time and it’s annoying and it’s overwhelming, and it’s all of it, but that’s honestly why people like us have a job. We don’t approach this that we think people should only come to us when they’re sure they’re going to make a move. In fact, it’s the opposite. We love the calls we get when somebody says, “I’m really happy here. I’ve been here 40 years. I’ve been here 30 years, it’s really good enough, it’s working well for me.” “But all of a sudden, I’m beginning to be curious. Or all of a sudden, I feel X, Y and Z. Tell me what I don’t know.” Those are the best calls. Those are the smartest calls. That’s the best thing an advisor can do. Jason Diamond: Yeah, I agree with that. Are there things you think an advisor needs to ask for during the diligence… I guess what I’m getting at is, do you trust the process that if you go through this process with, let’s say, three to five strategically picked firms… So you work within a recruiter or, a shameless plug, however you approach this, and you end up with your short list of contenders. Do you trust that, by going through the due diligence process, these firms are going to give you the building blocks that you need to do proper due diligence? Or are there things you, as an advisor, need to ask for? I’ll give you one example that comes to mind, which is… There’s obviously been some firms that have had financial troubles recently. So do you think an advisor, for example, needs to ask for financial statements from a firm they’re potentially considering due diligence on? I’m curious what your thoughts are. Mindy Diamond: Yeah. Particularly, if you’re looking at sort of in this new world order, if we think about the landscape as a continuum and the newer boutique multifamily offices on the right side, absolutely. Conducting what we call reverse due diligence and getting to see the financials of the firms you’re considering, to make sure that they’re sound and solid and that the equity valuation is exactly as advertised, of course, yes, that’s true. So the answer is, in part, you trust the process. You trust that if you’ve asked the right questions, if you’ve gotten clarity around what’s important to you, and as a result, you’ve crafted the right questions, and therefore, the manager or the representative from the firm or options you’re considering has put together the right due diligence plan, you can trust that at least 90% of what needs to be gotten right has gotten right. But there are always things around the margins that aren’t addressed. One is you can’t just outsource the due diligence process. You need to be paying attention. And much like people who trust their doctor and presume the doctor just always has it right, you need to be your own advocate. I would say, the same thing here. That as the process unfolds, there will be additional questions, additional sort of gaps and holes, and you shouldn’t stop until you’ve gotten all of your questions answered. That’s really the best advice I can give. Jason Diamond: You are talking to John from XYZ firm and Jim from ABC firm, and they’re going to tell you what’s great about their firms. So how do you know that you’re not just buying a false bill of goods, it’s just a glossy kind of sales pitch? I’ll give you my answer first. Part of it is, I think, you test drive the systems. I think another step I suggest a lot is calls with advisors on the platform. So an advisor who left UBS to go to Morgan Stanley, probably the best possible person to ask about Morgan Stanley. Any other additional thoughts on that one? Mindy Diamond: You took the words right out of my mouth. Absolutely, that is the number one way to do it, is that you ask for an opportunity, and you can do it in a name-blind way without identifying yourself, to talk with advisors that have made the move that are two things, that either came from the firm you’re coming from, so you get a similar perspective, but it’s equally important to talk to advisors that have similar business mix. It doesn’t matter what firm they came from, even if it’s not the same as yours, but, “How does someone that services international clients, how are they better able to serve those international clients at this new firm or new model than they were where you are?” We’re talking about it as if it’s wirehouse-to-wirehouse. But very often in today’s world order, especially looking at this giant move from this week, it’s about wirehouse to some version of independence. So there’s so much more due diligence, so many more questions that are required. It is even more important in that world to really get an understanding of what it’s like from the perspective of somebody that’s walking in those shoes. I will tell you, Jason, and you know this, that literally the number one reason I started this podcast more than a decade ago, and why we continue to do the podcast and the feedback we get, is because the feedback from advisors that have joined a platform already is the very best feedback, the best way, in a discreet confidential manner, to hear the truth from somebody who doesn’t have a horse in the race who’s just sharing their perspective with you. And that’s the feedback we continue to get. In a couple of weeks, I’m interviewing, as an example, Neil Rubinstein. Neil’s an advisor in Texas that came from Merrill that we moved to Rockefeller. A perfect example. So many advisors that are considering a move if they’ve got high net worth clients are going to look at Rockefeller. Well, what better way to understand what Rockefeller is about than to hear it from an advisor that’s walked in the shoes, not only of a Merrill advisor, but services high net worth clients and then have information or perspective similar to Neil. What do you think about that? Do you agree with that? Jason Diamond: 1000%. First of all, the podcast, I will say, a little bit of a sales pitch, has one thing going for it that a call with an advisor doesn’t, which is complete discretion and confidentiality. I will say, I think we’ve done a good job of doing facilitating name-blind calls between advisors. We continue to harp on this point even though it sounds somewhat minor, because it really is the very… You can talk to people like me and people like the recruiters from the firms until you’re blue in the face. But the right way, the best possible way to learn the, “Is this guy selling me? How does the technology compare to Merrill? How does the day-to-day compare? What’s it like working for this manager?”, all those types of questions, I think are best answered by another advisor. So completely agree with you. Mindy Diamond: Yeah, and I’ll take it one step further. Somewhere in the process, you take advantage of the opportunity to either listen to a podcast and hear somebody’s perspective of what the move was like, and how it’s bettered their life and where the pitfalls are, and/or you take the opportunity to talk with other advisors that have made the move, so you can ask your own specific questions. But after you’ve had the opportunity to do that, then it’s really important, and this is the part that why you can’t entirely outsource or let the due diligence process just go on autopilot, to take some of that perspective and the manager that you’re interviewing with, hold his or her feet to the fire. What do I mean by that? So I talked to an advisor that talked about the fact that the number one concern about Rockefeller, I’m making this up, is that they’re going to be the next Merrill, or that they just added a fee that now is going to have to be passed on to clients. While this advisor said it doesn’t bother them and they had a lot of good reason of why it’s not an issue, I’d love for you to tell me why it could be an issue. What are some of the things you’ve gotten wrong? When someone doesn’t join Rockefeller, why is it? I’m making that up- Jason Diamond: Yeah, smart. Same thing. Even let go, this advisor mentioned that technology is a step back from the firm I’m coming from. And I’m not asking you to argue with me, but perhaps the manager might be able to say something like, “We’re investing substantially in the platform, and we have these rollouts coming in the next several months that are going to close that gap.” So I completely agree. That’s a really smart- Mindy Diamond: And a follow-up question to that example, Jason, which is a great one, is, “How can I trust, how can I get a sense of security, if I join here in the next couple of months that in fact that investment is going to be made? And how that investment in technology will actually impact thing?” So again, it’s constantly being your own advocate, constantly paying attention, and constantly questions beget more questions. Jason Diamond: I agree we. Haven’t talked at all about the dollars and cents of this, and I think we need to because it’s important. Right? You can have the best platform on the planet, but the reality is a move comes with risk, a move comes with hassle, and there is a market for advisors’ books of businesses. That’s one of, I think, the major kind of paradigm shifts we’ve seen in the last, call it, decade is advisors know their books are assets, their book is a business, and that business is worth something substantial. At any firm, even at their current firm via retire and place deals, the book is worth something substantial. So if you had to put a percentage to it, I’m an advisor making a decision, 100% waiting, how much percent waiting do I put on the economics and how much waiting do I put on culture, platform, everything else? Mindy Diamond: The answer is, absolutely, it’s an inside job, personal, and it depends upon the advisor. There are some advisors, they’re wrong, but they will put all the weight on personal economics. They’re making a big mistake, if that’s the case. And most advisors will put much more weight on getting it right, meaning, “What’s life going to be like afterwards? And will I have a better ability to serve clients and grow the business?” But here’s what I would say, they’re both equally important. So no advisor who’s got a decent enough runway ahead of him or her and who’s looking to really grow the business and who cares about their clients can’t be unconcerned about the culture of where they’re going and what life is going to be like and what are the limitations, all of the questions we’ve been talking about. But an advisor who’s built a great business would be a fool not to consider their own personal economics. It just can’t be the first thing they consider. And in the book I wrote, Should I Stay or Should I Go?, I wrote that 100 times that it’s all about, “Lead with what’s important to the business and important to clients, do the right thing, but you can’t ignore personal financial gain.” Let’s talk about this move of OpenArc, this $129-billion Merrill team. You can only imagine the number of zeros at the end of a check that this team was offered by every major firm on the street. And in the span of a decade, they got those offers. Independence, making this enormous leap, was not the first thing they looked at, was not necessarily their first choice. But as they began, in their case, to really consider how limited they felt on the things they wanted to be able to do for clients… By the way, I don’t want to steal anybody’s thunder because we’re going to be launching a podcast specifically talking about this deal and this move, so I’ll save that for… Louis Diamond, our partner, and Shirl Penney, the CEO and founder of Dynasty, are going to be talking about it and they’ll cover all of that. But I just want to give the example that as this team began to realize, certainly in the last five years, how much things had changed at Merrill and how incongruent they felt between their goals, the goals for the business, the goals for serving clients, and what the firm was asking of them since Bank of America came to town, it became impossible to just say, “Holy cow, we can get a check with a lot of zeros at the end of it.” They couldn’t not see the benefits of everything else, the benefits that creating their own independent entity could bring them. Jason Diamond: I agree with that. I will play devil’s advocate a little bit here and say, “I think what you’re really talking about is the trade-off.” They’re not martyrs, they’re not altruistic and said, “We don’t want your hundreds of millions of dollars.” I think what you’re talking about is the trade-off between near-term upfront recruiting deals, which is the primary means by which the wirehouses, the regionals, the boutique firms recruit. Right? The traditional forgivable loan structure is all about a short term de-risking of the move, a monetization event in the near term where they’re paying you some percentage of revenue, 350%, 400% of revenue, tied to a forgivable loan. But that’s your bite of the apple in that example. With the example of a move to independence, you’ll lose, in some cases, all of that upfront monetization. So this example you’re talking about is a good example where they got no upfront transition dollars because they launched an RIA. But, and this is a very important caveat, they know they are building equity and ownership in something that is going to, at the current rate, be worth a preposterous multiple if and when they decide to sell it. So I assume that has to be part of this conversation around independence is, it’s not that you don’t care about monetizing the business, it’s that you plan to monetize the business in a different and probably more significant way. Fair? Mindy Diamond: Beyond fair. 1000%, that’s absolutely correct. Again, not only making it about this example, but it’s a good example. So again, the possibility of getting a check with a lot of zeros on it, and by the way, also tapping into an already established well-familiar, well-run infrastructure. Think about how much easier the move would’ve been, to jump from Merrill Lynch to Morgan Stanley, and not probably was their first choice, if they were going to go the traditional route. Think about how much easier the due diligence process… how much less heavy the lift would’ve been in terms of due diligence, but certainly from a short-term upfront perspective. And that’s really the key, is that not everyone has the appetite to bet on the long term. To me, that’s the beauty of the industry landscape as it’s evolved and the waterfall of possibilities today. If you’re a great team, and there are so many great teams, you’re growing, you’ve got a multi-generational bench of advisors, you’ve got a succession plan, you’ve got sticky clients, you don’t have 5,000 clients but you have 100 or 200 relationships, you’ve got a great business that you’ve got options for it, there’s no right or wrong. It’s, “What do I want to be when I grow up?”, and, “How do I want to live my business life?” And if you query 10 of those great teams, five of them will wind up moving to the traditional space. That doesn’t make it wrong, it’s just, “That’s what’s right for them.” But the other five will have entrepreneurial drive, will value the long term, and willing to forego the short-term upside in order to bet on themselves for the long term. And holy cow, again, we’ll save that for the episode that Shirl and Louis do to talk about what those multiples could look like, but I don’t think there’s enough zeros on the calculator to begin to think about what that business… OpenArc’s business will be worth even as little as five years from now. Jason Diamond: I agree with that. I think the one point I would probably make in defense of people who go the traditional firm route… Actually, two points. Number one, I don’t think it’s only about, “I am not willing to bet on myself, and I don’t want to delay the monetization event.” I think for some people, the idea of being independent and putting the toner in the copy machine and the little K-cups, that’s just not appealing. I like going into a branch and they have everything, my desk is all set up. So that’s one caveat I’d make that some people just prefer the traditional firm world. The other caveat I’d make is there are advisors who, rightly or wrongly, believe in the brand name of the firm mattering. So there are some advisors who say, “Look, I am a good advisor, but my ability to land and grow business is tied very closely to XYZ firm/brand, Morgan Stanley.” I think, a lot of times, we find that’s not always the case as much as advisors believe. But I’m just trying to think of a couple scenarios where there are advisors who genuinely prefer or need or want the stability, big brand, resources of the biggest firms on the planet. Mindy Diamond: I totally agree. Actually, thank you for bringing those two caveats up because, I’d say, there’s a third caveat. Someone can’t go independent, they don’t have a next gen. They don’t have someone that could do the heavy lifting, if they’re not capable of doing it on their own, to build an independent firm. They don’t have entrepreneurial spirit. They’re three years from retirement, and they don’t have the kind of time that it takes to really build the value of an independent practice. And we have great respect for those people. But again, the cool thing about the industry landscape is that as it’s evolved, there’s something for everyone. It doesn’t necessarily mean that the only choice is stay put or go to UBS. Jason Diamond: Agree. In fact, there’s probably even versions of independence. For example, if you don’t have a successor, well, there are versions of independence that might work where there’s a monetization event on the backend where somebody can buy and inherit your book. So that is probably the coolest or most interesting thing, the most exciting thing anyway, about the industry landscape in the last, really call it, five years anyway, probably even a little sooner than that is, especially in the independent side of things, there are options that check just about every box. You as the advisor choose what elements… And this gets back to your begin with the end in mind. Choose what elements of the business you like, and want to maintain control over. Choose what elements of the business you don’t, and there is probably a solution out there that works to check those boxes. Mindy Diamond: And then, that goes back to what we were saying. Even if you are 90% satisfied and 99% certain you would never make a move, if you haven’t gotten educated, in some capacity, whether it be listening to a podcast, reading articles, talking to a recruiter, talking to other firms, talking to friends and colleagues at other firms, or some combination of all of the above, in the last five years, I think you’re doing yourself a disservice. And again, not because in any way we’re trying to sell you on making a move, but because we believe knowledge is power and it looks different than it did. So make sure that you’re challenging your own assumptions, and that you’re really crystal-clear that what you believe or what you believe five years ago is still true today. Jason Diamond: This is a little bit of a gear shift, but I think there’s a tie in here. If you are an advisor now, or a point in their career, they’re wise to at least get educated, pick their heads up, understand what’s out there. But then, there’s the question of, “When is due diligence done?” But I’m going to frame this through a different lens here, which is, “Now, I’m an advisor, I’ve done due diligence, I’ve talked to maybe three to five strategic firms.” Is there typically an aha moment when an advisor says, “Oh, my god. It’s RBC, and I need to go that way and I know I need to move”? Or is it more process driven than that? What are your thoughts? Because I think a lot of advisors struggle with that. And I often find myself telling advisors, “Trust the process here and you’ll know when… You don’t have to know right away in the first inning of due diligence which firm or which model you’re meeting, or even if you’re going to make a move.” But curious what your thoughts are on this one. Mindy Diamond: Yeah. In fact, we hope you don’t. We hope that you don’t go into this process with preconceived notions, we hope that you don’t make a decision after one meeting, because we do think that there’s value in the process. And people get to that aha moment at different times. You and I are working with a team, right now, that is 22 meetings in. And that’s not to say every process takes 22 meetings, but the team is sort of taking it slowly. They started out looking at five or six firms. They’ve narrowed it down now to three. The goal is to get to two or one, then to get to a home office visit to the one that’s their first choice. They’re absolutely getting closer. And I’m probably exaggerating at 22 meetings, but I’m making a point, that even at this point in the game, which is probably a good, would you say, five months into the due diligence process, I don’t know that they’ve had an aha moment. They have an aha moment that they know they don’t want another wirehouse. They don’t want to be independent because the senior member of the team is exactly that person we just described, that he doesn’t have the kind of time in the business in order to make independence worthwhile- Jason Diamond: Or drive. They just don’t want independence. Mindy Diamond: Right, and the next generation doesn’t really want it. So at this point of the game, the aha moment is think we want a regional firm or a boutique firm. But it’s not an aha moment yet that it’s going to be this firm, and that’s I think a good point. A lot of times, the aha moment is the model, first, and then the firm. Jason Diamond: Sometimes, deal can be the type like, “Okay. I know I love the regional firms, but one is offering a deal that’s 100% better,” and that’s often when we actually will counsel advisors, “It’s okay to consider the deal.” The deal is a factor, as you said earlier. Mindy Diamond: If I can, that’s actually a great point. That’s the perfect example of where, “Always consider the deal, just don’t make it your primary or first consideration.” Jason Diamond: Right. Mindy Diamond: So if you’ve done all the right due diligence and two firms or two opportunities stack up next to each other perfectly, they both will allow you to move the needle significantly enough. If they both will allow you to do better for clients and grow faster, and do everything else that’s important to you, then it’s absolutely time to make deal the tiebreaker. Jason Diamond: So you threw out five months and talking about 22 meetings, let’s table that. An advisor calls you, Mindy, this morning and says, “Not unhappy, but I’m getting that itch.” Give me the average time it takes them from that first call this morning to the moment they resigned from their firm, and then give me the quickest they could do it if they needed to. Mindy Diamond: Yeah. Let me start out by saying that those calls we get from advisors come in two different categories. One is, “Yeah, getting the itch. The straw that broke the camel’s back happened yesterday when X happened.” But the other call, the one we mentioned earlier, which is, “I am 90% happy. I am growing exponentially. I get time to coach my kids’ soccer game. I have great quality of life. I have a great team. I’ve been here 30 or 40 years, and life is good. I’m watching more of my colleagues go or I’m feeling more pain,” fill in the blank for whatever that is. “Even though I’m 90% happy and I’m 100% convinced I don’t want to move, that moving is a hassle, I can’t not see the handwriting on the wall and I at least need to get educated.” So let’s assume that we get one of those calls. The reason I am calling out the difference between the two is because the time it takes to do the due diligence is usually different. If someone is already at the point where they know that they’re unhappy and likely to move, the due diligence process usually runs quicker. The due diligence process for somebody that’s mostly happy and just beginning to get curious, sort of the latter example, might take a little longer. Jason Diamond: Give me some real parameters to it. Mindy Diamond: Well, I’d love to hear what you think. What’s swirling in my head, it’s all over the map, but I’m going to say typically six months. Jason Diamond: Six months was the number I was about to throw out as well. And I think the quickest you want to do this is three months. Anything beyond that starts to be basically a fire drill. We’ve done deals quicker than that obviously, an advisor’s going to or has been terminated. But I think six months in earnest is a good, healthy timeline. Especially, by the way, because a lot of firms are busy, we’re hearing this from a lot of the firm side of things these days. Depending upon what firm you’re moving to, you need to make sure that the firm can handle you. You want to get their A team upon your breakaway and your transition, no matter what firm that is. Mindy Diamond: Do you think, Jason, that it’s six months from, “Gee, I’m a little curious. I want to start to look. I want to begin to do due diligence. What does that look like?”, to, “My butt is in a new seat”? Jason Diamond: No. Because I think in the example where you’re just like, “Eh, I’m a little unhappy,” those early innings conversations typically play out slowly because the guy who’s 90% happy is in no rush to say, “Set me up with a bunch of firms, and let’s talk about it.” In those instances, it could take a year and a half because I think what happens really there is then there’s a catalyst event that takes them from your category two to category one. Right? They went from a little unhappy, just curious, to the straw that broke the camel’s back. And that’s when then they shift into the more… or they say the firm has… A good example, UBS, upset a lot of advisors with the compensation plan. They recently walked back a lot of those changes. I’m certain there will be some advisors who say, “This is a nod to attrition. I’ve seen from management what I need to see, and I’m going to stay put.” Equally, probably plenty of advisors who say, “It’s too little too late.” Mindy Diamond: Let me say something, and again, not to make this episode at all about this team in Atlanta, but that was a ten-year conversation for us. Literally, 10 years ago, maybe even 12 years ago, but let’s say 10, one of the senior partners on the team had called to say, “Curious, really happy, doing incredibly well. Zero chance we are moving in the next year or two or five.” But look, what don’t we know? And every year, we would then have a conversation about what the landscape looked like. But I’m going to say it was six years ago when the conversation shifted from, “Really happy, convinced we’re staying,” to, “starting to think we might leave at some point,” but another six years until this really happened. Now, that’s a good example because they were going independent. The transition itself probably took a year, year and a half. Jason Diamond: And the size and complexity of the team, by the way, probably amplifies that as well. Mindy Diamond: Well, there are outliers on either side, and that’s the point I wanted to make. Correct. Jason Diamond: Very fair. I’m glad you bring that up because there’s no cookie-cutter answer. It totally depends on the makeup of the business, where you’re going, how you’re going, when you’re going. I think we have time for two more questions, and I want to make sure we get to this because we’ve talked about this through the lens of the advisor and the advisor’s team. We haven’t talked much about the client experience, and that is clearly self-portability, in general, is something that gives advisors anxiety rightfully so. I think if you could tell a lot of advisors with 100% certainty that their book would move, I think many more would be interested in moving. I think concerns about portability, a lot of times, would keep advisors in seats. I guess what I’m getting at is because that initial client conversation is so important, is there anything you coach advisors to think about or to say to clients or potential clients as they consider a change, a transition? Mindy Diamond: Well, you have to be mindful certainly of your own employment agreement and legal considerations of pre-soliciting- Jason Diamond: Important point. Mindy Diamond: No way are any of us advocating for pre-solicitation. But you do have to have a pretty good sense in your mind without asking the client specifically, who is likely to come and who not. And the determination, the sort of hypothesis or the supposition, of who will come and who will not has everything to do with where you’re going and the value proposition, “Will I be able to make a compelling enough point? Will I have compelling enough reasons where it’s not about me, the advisor, it’s about you, the clients, about how I will better be able to service them? And if I’m able to say to a client, ‘If I make a move or I’m making this move and I’m now going to be able to do X, Y, and Z for you,’ I’m much more confident that they will be able to come?” In the case of this OpenArc deal, the Atlanta team, they did a lot of retirement plan business, so they had to be really concerned about how they were going to position this move and the new brand separating from Merrill brand, how they were going to convince their Fortune 500 clients that this was the right move. So it always has to start with what’s best for clients and how will I pitch it, if you will. Jason Diamond: I love how you answered that because it’s like two different answers to me. Part one is handicapping the portability, and that’s pre-transition during the due diligence process. Honestly, if you’re an advisor, you could do that now, right? If I were to make a move, “Here’s my client who I know with 100% certainty would follow me. Here’s the maybes, here’s the no,” you come up with a weighted average portability metric. I totally agree with you on that. And then the second piece of it is you have to be constantly thinking this option might sound the best to you, but remember, and I agree, not pre-solicit, but post-transition, you’re going to have to sell it to your clients. So you need to be thinking about every conversation you have with every firm through that lens. Do you agree with that? Meaning I’m going to move my business from UBS to Morgan Stanley. You get paid a big check, but can you articulate the clients- Mindy Diamond: Yeah, 1000%. It’s such a good point because, and we’re going to give you some inside baseball here, the number one question that any advisor who is in traffic with any firm or any model needs to ask is, put words in my mouth, “If we were fast forwarding to the day I made a move and joined your firm or joined your model, help me to understand what would the pitch to my clients sound like.” And then, you need to sort of absorb that pitch from the perspective of your clients. Put yourself in the shoes of your oldest clients, of your youngest clients, of your most important clients, of your middle-of-the-road clients, of your middle net worth clients, of the institutional clients, fill in the blank, “Does that value proposition fit?” That is one of the best ways to assess whether a firm or an opportunity is better enough or good enough for you. Jason Diamond: It’s such a good answer, and I love the inside baseball look there. Also, by the way, it has this side benefit of you’re forcing the managers or the recruiters to articulate almost like a succinct value prop on their firm. Right? Tell me, hypothetically, what would I say to clients about, and you’re just picking on Morgan, “Why is Morgan Stanley better than my current firm?” And that answer ought to be compelling. In closing, I want to wrap this up with a question around the difficulty of a move. You’ve been in this business now 30 years, I think it’s almost exactly 30 years. Has it gotten easier logistically to transition? And do you see that trend continuing, let’s say, because of partially things like AI, DocuSign and the like? What are your thoughts on the nuts and bolts of transitioning? Mindy Diamond: There’s no question it’s gotten easier. There’s no question that, from a legal perspective, the advent of broker protocol certainly makes it less scary or less risky to make a move. But there are plenty of moves that are made as a non-protocol move, and that’s not always the case. And the ecosystem, I should say, has gotten better to support the advisor in transition. Legal counsel, all they do all day long is facilitate these moves. Third-party consultancies, people like us that have been at it 30 years and have seen it all, and all the mistakes have already been made, we know how to do it. But with that said, moving is a hassle. No matter how much better the support system has gotten, no matter how many times a manager or a firm has transitioned advisors, it is a hassle to move. It is disruptive. It is a lot. And again, this statement is not going to win me a place in the headhunter hall of fame, but you should absolutely not consider a move unless you have the appetite for some risk, for some breakage, meaning some loss of clients, and you’re willing to shrink to grow, and you’ve got an appetite for some hassle factor to work perhaps harder for a short period of time than you have in a while. If you don’t have that, then no matter how unhappy you are, you really need to seriously consider whether moving is the best way to solve your problems. Jason Diamond: Yeah. It’s a really great way to tie a bow on this episode. It was a lot of fun. I’m excited. I think that would be 2037 based on your 12-year timeline. So the next $129-billion team, we’ll have to schedule that episode out for 10 or 12 years from now. But Mindy, thank you so much for sharing your years of wisdom and expertise with us. This was a fantastic episode. I had a lot of fun. Mindy Diamond: Yeah, I loved it too. Thank you, my pleasure. Jason Diamond: Thank you for joining us. We'll be back with a new episode next week, so be sure to listen in. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms, or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and road map to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.     The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between. It's Part 1 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more, who change firms, are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms, and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Everything about a transition can seem incredibly overwhelming. From understanding the whys of a move, then conducting due diligence, and onto aligning the right models and selecting the best firms, it might seem like a fairly linear process. And for some, it can be. But for others, the layers of minutia can be daunting. Essentially, it comes down to the adage, “You don’t know what you don’t know.” So the goal of this episode is to share some inside baseball in how to get from here to there. I asked Mindy Diamond to join me to help draw from decades of experience in helping advisors through their transitions. We’ve dived into the misconceptions, the common

India has initiated what will become the biggest structural shift in its military aviation ecosystem since Independence, opening the door for private industry to move from being suppliers and vendors to becoming central players in the country's most ambitious combat aircraft programme. Snehesh Alex Philip, Editor - Defence and Diplomacy at ThePrint explains in #DefenceScope. ----more----To Read: https://theprint.in/defence/5th-gen-fighter-amca-tender-issued-hal-sits-out-as-private-sector-takes-centre-stage/2943139/

This episode of the Moms on Call podcast explores practical ways to raise confident, well-adjusted toddlers by treating them as strong, adaptable, and resilient, rather than shielding them from every challenge or moment of upset. Jennifer and Laura discuss using a consistent nighttime routine as a daily touchpoint where parents are fully present, set aside phones and distractions, review simple household rules, and end the day by affirming that their children are loved, believed in, and will be seen “when the sun comes up,” reinforcing trust and security.

Prof hangs out and we talk about growing up in Minnesota, battling in the streets, and how art became the thing that kept him alive. We get into his family, his dad burning down his house, his mom cultivating his creativity, Goody Mob, Lil Yachty, Migos, Busta Rhymes, comedy, and what Kurt Cobain would do on social media today. Pre-order Prof's upcoming album, Good Time Boy - https://stophousegroup.com Follow Prof - https://www.instagram.com/profgampo Sponsors: Fabletics - Shop at https://fabletics.com/bertcast — 70-80% off as new VIP Rula - Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/BERTCAST #rulapod Ethos - Get your free quote at https://ethos.com/BERT BlueChew - Right now, when you buy two months of BlueChew Gold, you get the third for FREE with promo code BERTCAST. Magic Spoon - You can get $5 off your next order, including the Protein Pastries, at https://MagicSpoon.com/BERT. Hollow Socks - For a limited time Hollow Socks is having a Buy 2, Get 2 Free Sale. Head to https://Hollowsocks.com today to check it out. #HollowSockspod#Prof #RapMusic #HipHop #BattleRap #GoodyMob #Outkast #LilYachty #Migos #KurtCobain #Bertcast SUBSCRIBE so you never miss a video https://bit.ly/3DC1ICg Stream FREE BERT on Netflix: https://www.netflix.com/title/81696123 PERMISSION TO PARTY WORLD TOUR is on sale now: http://www.bertbertbert.com/tour Subscribe to Berty Boy Clips: https://www.youtube.com/@BertyBoyClips For all things BERTY BOY PRODUCTIONS: https://bertyboyproductions.com For MERCH: https://store.bertbertbert.com/ Follow Me! Facebook: http://www.Facebook.com/BertKreischer Instagram: http://www.Instagram.com/bertkreischer YouTube: http://www.YouTube.com/user/Akreischer TikTok: http://www.TikTok.com/@bertkreischer Threads: https://www.threads.net/@bertkreischer X: http://www.Twitter.com/bertkreischer Text Me: https://my.community.com/bertkreischer Learn more about your ad choices. Visit megaphone.fm/adchoices

Edward J. Larson recounts how Washington attempted to defend New York against a massive British armada. The Howe brothers tried to negotiate a peace deal, but American commitment to independence remained firm despite the overwhelming force. (11/16)1803 OHIO

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This is part four of the High Functioning Christian Women in Destructive Marriages series, and today we talk about a concept that ties the whole series together: sovereignty. Synonyms for sovereignty include: freedom, autonomy, and independence.If you've spent years managing everyone's needs, shrinking your own, and building an identity around your capacity to give without limit, this episode will challenge a misunderstood theology that was never meant for women who are already pouring out from an empty cup.

What happens when we stop hovering and start trusting our kids a little more? In this episode of the Mindful Mama Podcast, Hunter talks with Lenore Skenazy — president of Let Grow and author of Free-Range Kids — about why childhood independence is becoming one of the most important parenting conversations of our time. After a media firestorm erupted when she allowed her 9-year-old son to ride the subway alone, Lenore became a leading voice advocating for kids' freedom, resilience, and confidence. Together, Hunter and Lenore unpack the cultural fear driving overprotective parenting, the rise in childhood anxiety, and the growing movement to normalize age-appropriate independence again. They explore how programs like The Let Grow Experience help families break the worry cycle, why “reasonable childhood independence” laws are spreading across the country, and how small acts of freedom can transform both kids and parents. This conversation is hopeful, practical, and deeply empowering for any parent wondering how to raise capable, confident kids in a fear-filled culture. In This Episode, You'll Learn Why childhood independence is directly connected to confidence and mental health How overprotection can unintentionally increase anxiety in children What “reasonable childhood independence” laws actually protect Why today's world is statistically safer than many parents think How the Let Grow movement helps families break the fear cycle Age-appropriate ways to start building independence Why small risks are essential for resilience and growth How parents themselves often change through the process of letting go About Lenore Skenazy Lenore Skenazy is the president of Let Grow, a nonprofit promoting childhood independence and resilience. After becoming known as “America's Worst Mom” for letting her 9-year-old ride the NYC subway alone, she wrote Free-Range Kids and became a national voice for childhood freedom and reasonable risk-taking. Resources Mentioned Let Grow Website The Let Grow Experience (Schools Program) Four Weeks to a Let Grow Kid Lenore's TED Talk (2025) Key Takeaways Independence is not neglect — it's preparation for adulthood. Kids build confidence by doing hard things without constant intervention. Anxiety often shrinks when competence grows. Parents' fears are understandable, but many are culturally amplified rather than statistically grounded. Children need chances to solve problems, make mistakes, and experience responsibility. Small moments of independence can transform family dynamics. ABOUT HUNTER CLARKE-FIELDS: Hunter Clarke-Fields is the host Mindful Parenting Podcast (Top 0.5% podcast ), global speaker, number 1 bestselling author of “Raising Good Humans” and “Raising Good Humans Every Day,” Mindfulness Meditation teacher and creator of the Mindful Parenting Course and Teacher Training. Find more podcasts, Hunter's books, blog posts, free resources, and more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠MindfulMamaMentor.com⁠⁠⁠⁠⁠⁠⁠⁠⁠. Discover your Unique-To-You Podcast Playlist at ⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmamamentor.com/quiz/⁠⁠⁠⁠⁠⁠⁠⁠⁠ We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠/mindfulmamamentor.com/mindful-mama-podcast-sponsors/⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices