Podcast appearances and mentions of Dave Ramsey

Share on
Share on Facebook
Share on Twitter
Share on Reddit
Share on LinkedIn
Copy link to clipboard

American financial advisor and author

  • 1,942PODCASTS
  • 5,213EPISODES
  • 32mAVG DURATION
  • 2DAILY NEW EPISODES
  • Aug 17, 2022LATEST

POPULARITY

20122013201420152016201720182019202020212022



    Best podcasts about Dave Ramsey

    Show all podcasts related to dave ramsey

    Latest podcast episodes about Dave Ramsey

    The Dave Ramsey Show
    Borrowing Money To Avoid Paying Taxes is Stupid! (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 17, 2022 45:42


    Dave Ramsey & Kristina Ellis discuss: How to get your finances under control, The stupidity of borrowing money to avoid paying taxes, Why you shouldn't buy a house with someone you're not married to, Where student loan debt goes in the baby steps. Support Our Sponsor: DreamCloud Christian Healthcare Ministries Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    Ramsey Call of the Day
    You're Treating Your Wife Like a Teenager

    Ramsey Call of the Day

    Play Episode Listen Later Aug 17, 2022 8:11


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The Dave Ramsey Show
    Drive Like No One Else So Later You Can Drive Like No One Else (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 17, 2022 45:49


    Dave Ramsey & Kristina Ellis discuss: Why saving for college is part of the Ramsey baby steps, Avoiding student loans, Repairing a car vs. replacing it. Support Our Sponsor: Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    I'm a Pastor With $175K in Student Loan Debt (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 17, 2022 45:56


    Dave Ramsey & Kristina Ellis discuss: How to go to medical school without debt, Avoiding debt even when you don't have much money, What baby step 3b looks like when building a house, Digging out of $175k of student loan debt (for ministry). Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    Anyone in America Can Become a Millionaire (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 16, 2022 45:49 Very Popular


    Dave Ramsey & Ken Coleman discuss: Diversifying investments outside of a 401(k), Dealing with an inheritance scam, Avoiding borrowing money to start a business, How a postal worker became a millionaire, Deciding when it's time to sell a car. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Bouncing Back After a Felony Conviction (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 16, 2022 45:41 Very Popular


    Dave Ramsey & Ken Coleman discuss: When it's worth getting a financial coach, Things to consider before changing careers, Using a unified managed account, Selling cars to get out of debt. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Is It Possible To Start a Business Debt-Free? (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 16, 2022 45:40 Very Popular


    Dave Ramsey & Ken Coleman discuss: Starting a debt-free business, Disagreeing about what to do with a property, Preparing financially to switch careers, Support Our Sponsor: DreamCloud Churchill Mortgage Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Ramsey Call of the Day
    I Feel Like We'll Never Be Able To Buy a House

    Ramsey Call of the Day

    Play Episode Listen Later Aug 16, 2022 6:15


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The Dave Ramsey Show
    My Husband Doesn't Qualify for Life Insurance (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 15, 2022 45:35 Very Popular


    Dave Ramsey & George Kamel discuss: What to do when you can't qualify for life insurance, Saving money in a money market, The pros and cons of self-employment. Support Our Sponsor: Christian Healthcare Ministries Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    How Can I Save Up for a House? (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 15, 2022 45:57 Very Popular


    Dave Ramsey & George Kamel discuss: How to save more for a house, How someone can make tens of millions of dollars, How to think through moving for a girlfriend, Saving for kids college. Support Our Sponsor: Splash Financial Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    How Do We Evict Family Members? (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 15, 2022 45:46 Very Popular


    Dave Ramsey & George Kamel discuss: The power of fathers with Dr. Meg Meeker, Dealing with tenants who need to be evicted, What to do with a pension. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    Doctor Me First
    381: Money Series: Why I DIDN'T Accept Loan Forgiveness the First Time Around

    Doctor Me First

    Play Episode Listen Later Aug 15, 2022 16:07


    Student loan forgiveness feels like a no-brainer right? You spent all this time and money to obtain a degree that will directly impact the lives of others, why wouldn't you want to accept the loan forgiveness programs that exist to help reduce your financial burden?  For me accepting loan forgiveness the first time would have been adding another set of golden handcuffs to my wrists.  I was already heavily burned out and it was affecting my life and family. When I was approached about student loan forgiveness by our administrators, I had a gut feeling that I shouldn't accept. So I turned it down to the dismay and confusion of the entire leadership staff.  That was one of the best decisions I have ever made. I would have felt obligated to stay there and I would have drowned in an unmanageable workload. I would have never started my business. This podcast wouldn't exist. I would have been stuck.  This time around when loan forgiveness was offered, I accepted it. I have finally found my place in this industry and in the medical community and it felt right to accept.  All of this is to say that it's important to listen to your gut feelings. Both in practice and in life, your gut is a smart bitch that's looking out for you and your patients. Don't discount those feelings! “Golden handcuffs are the things that are so shiny and so pretty but yet keep us locked into bondage.” Dr. Errin Weisman In this episode: [02:34] I share the reason I decided to decline loan forgiveness. [04:07] “If I had signed up for loan forgiveness with that practice, it would have been another pair of golden handcuffs.” [05:08] I would have also lost my autonomy. [05:40] I share my definition of golden handcuffs. [07:42] I actually just applied for loan forgiveness with my new practice. [08:09] Remember to always trust your gut. [10:53] “We have to know that intuition is there and it's a tool we can use.” [11:32] Thank you for listening and the 4th installment will be coming your way soon. Links and Resources Burntout to Badass Ep. 380 Why I Stopped Contributing to My Retirement Ep. 379 Why I Broke Up with Dave Ramsey   3 WAYS TO GET INCREDIBLE HELP AT A LOW COST!!! Buy my Kindle Book,Doctor Me First, on Amazon Join us for our Monthly Burnout Masterclass Series. Sit with me in my Slack Chann

    Ramsey Call of the Day
    Your Dream Truck Might Be the Next DeLorean

    Ramsey Call of the Day

    Play Episode Listen Later Aug 15, 2022 4:44


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The Asa Rx Experience
    Looking For My Energy

    The Asa Rx Experience

    Play Episode Listen Later Aug 15, 2022 40:08


    Call me at 888-283-7272 Text me at 407-698-3814 Send me a DM on instagram @AsaRxTV I will answer these daily and tweet the answers @AsaRxTV with the hashtag #AsaRxExperience  How Fast Can You Live Your Potential and Be Healthy?  You don't have to live lower than your potential for the rest of your life! Take the Asa Rx Experience Healthy Solution Quiz by answering simple questions and our Healthy Solution will show you how quickly you can reach your healthy goals!   Our Gift To You  As a complimentary gift to you The Asa Rx Experience team wants to give you a copy of his international best-selling book to help you GET STARTED for FREE . Living Healthy is often misunderstood and overcomplicated. It doesn't have to be! We made it simple. After just 30 days of following The Asa Rx Master Class, 9 out of 10 users feel more confident in their choices toward a healthy future. Join Us On Asa Plus!.  Give us 2 minutes a day and Asa will change your life! Get the training that you need. How does your daily healthy lifestyle choices stack up? Our Asa Plus+ Community will help you what you need (and don't need), which questions to ask, and how to make the best natural lifestyle choices. In over 500 videos learn the best tools and strategies to get healthy and stay healthy from any device and on your time. Just 2 minutes a day! Find the Right Provider To Help Your Body Achieve It's Best. Finding the right provider doesn't have to be complicated. Here at The Asa Rx Experience, and AsaR.TV, we help you with getting your free conversation with our provider specialists makes it easy to know what questions to ask so you can make a confident choice. Meet with a provider on us!  Listen and Watch Anytime, Anywhere. The Asa Rx TV app lets you download episodes for offline playback, customize your content, and see what's coming up!

    Be Well By Kelly
    196. How to Take Charge of Your Financial Wellness with Rachel Cruze

    Be Well By Kelly

    Play Episode Listen Later Aug 12, 2022 57:57 Very Popular


    Rachel Cruze is a #1 New York Times bestselling author, a financial expert, and the host of the Rachel Cruze Show. Growing up as Dave Ramsey's daughter, Rachel hated budgeting for years until she experienced the freedom of budgeting for herself.  Now a leader in the space in her own right, she shares fun, practical ways to take control of your money and create a life you love – as a speaker, writer, and popular social media resource. Here are a few of the tips Rachel discusses in today's episode, drawn from her 7 Baby Steps plan: Build up $1,000 in savings Get completely out of debt Build up an emergency fund (3-6 months of your income) Start saving for retirement (15% of your income) Start a college fund (529 plan) Finish paying off your home Be generous, and continue building wealth It's easy to get overwhelmed with personal finance, the percentages, and different accounts and everything else – but the most important thing is getting that first step of momentum. From there, your money, and confidence with it, only grows.  You will learn about... Home life and growing up in finance Getting into the industry  Importance of momentum Baby steps we can call take Giving and generosity as part of your financial plan Resources: Twitter: https://twitter.com/RachelCruze?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor (@RachelCruze) Instagram: https://www.instagram.com/rachelcruze/?hl=en (@rachelcruze) YouTube Channel: https://www.youtube.com/user/RachelCruze (Rachel Cruze) Podcast: https://podcasts.apple.com/us/podcast/the-rachel-cruze-show/id1447308241 (The Rachel Cruze Show) Website: https://www.ramseysolutions.com/rachel-cruze (https://www.ramseysolutions.com/rachel-cruze) Financial Peace: https://www.ramseysolutions.com/ramseyplus/financial-peace (ramseysolutions.com/ramseyplus/financial-peace) Mobile App: https://www.everydollar.com/app/sign-in (Every Dollar) Connect with Kelly: https://kellyleveque.com/ (kellyleveque.com) Instagram: https://www.instagram.com/bewellbykelly/ (@bewellbykelly) Facebook: https://www.facebook.com/bewellbykelly/ (www.facebook.com/bewellbykelly) Be Well By Kelly is produced by http://crate.media/ (Crate Media). Mentioned in this episode: Levels Continuous Glucose Monitors Join Levels and get personalized insights to learn about your metabolic health. https://levels.link/kellyleveque (Skip the waitlist by going to levels.link/kellyleveque) Indeed http://Indeed.com/Kelly (Start hiring today with a $75 sponsored job credit at Indeed.com/Kelly.) Just Thrive Visit JustThriveHealth.com/KellyLeveque and use promo code “BEWELLBYKELLY” for 15% off your order

    The Lutheran Ladies' Lounge from KFUO Radio
    #150. Bri's Radio Theatre: Financial Peace University

    The Lutheran Ladies' Lounge from KFUO Radio

    Play Episode Listen Later Aug 12, 2022 46:55


    In this time of inflation, what better way to process rising prices and supply chain failures than with Bri's Radio Theatre. In five brief comedy sketches inspired by Dave Ramsey's popular Financial Peace University program, Bri and the Ladies explore fiscal responsibility and ways to spend wisely during tight financial times. While Financial Peace has great merit to bring people out of debt, Bri takes this opportunity to poke fun at its lack of sound theology, Dave Ramsey's Baby Steps “that sometimes have adult feet,” and the ridiculous lengths one might go to for their financial goals. In the end, though, Bri reminds the Ladies that our financial status doesn't determine our salvation. Find Dave Ramsey's Financial Peace University from Ramsey Solutions and explore his Seven Baby Steps. And if you need a budget, check out You Need A Budget. New to Bri's Radio Theatre? Listen to past episodes here. Connect with the Lutheran Ladies on social media in The Lutheran Ladies' Lounge Facebook discussion group (facebook.com/groups/LutheranLadiesLounge) and on Instagram @lutheranladieslounge. Follow Sarah (@hymnnerd), Rachel (@rachbomberger), Erin (@erinaltered), and Bri (@grrrzevske) on Instagram! Sign up for the Lutheran Ladies' Lounge monthly e-newsletter here, and email the Ladies at lutheranladies@kfuo.org.

    Marriage, Kids and Money
    $1.2 Billion Lottery?! No thanks. [Bread & Wine]

    Marriage, Kids and Money

    Play Episode Listen Later Aug 12, 2022 35:39


    Recently the Mega Millions jackpot reached $1.2 billion!  Andy decided to buy a ticket for fun. Nicole thought it was a horrible idea.  In this Bread & Wine episode, they debate about if people should play the lottery or not. Also, Nicole shares how winning the lottery would absolutely ruin their family.  BREAD & WINE RESOURCES 9 Perfect Strangers (Book mentioned during the episode) Buy Us a Cheap Bottle of Wine:  And we'll give you a shoutout during the show - thanks for the support! MKM RESOURCES Leave a Review: Apple Podcasts Leave a Rating:  Spotify Instagram:  Follow our IG channel Voicemail:  Leave your question or comments here  Merch Store:  Check out our t-shirts, hoodies, and coffee mugs! OTHER EPISODES YOU MIGHT LIKE Die With Zero: When FIRE Meets YOLO Reflecting on Dave Ramsey's Baby Steps 10 Years Later Are We Morons for Paying Off Our Mortgage Early? DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork:  Weir Digital Marketing Creative Director / Show Director:  Nicole Hill Editor:  Andy Hill

    Mastering Money
    Mastering Money 8/12/22

    Mastering Money

    Play Episode Listen Later Aug 12, 2022 51:27


    The demand for annuities is strong despite the desperate attempts at unfounded criticism by promoters of front-loaded mutual funds-- like radio host Dave Ramsey, and elite TV billionaires like Ken Fisher-- who seem to think they are smarter than you! As we have said many times, Ramsey has done noble work helping younger middle earning Americans get out of debt. We applaud him.  But his advice for retirees has been called into question by many in the financial industry.   Every year, for the past ten years, an average of $200 billion dollars in annuities have been acquired. Memo to Dave Ramsey and Ken Fisher:  SOMEBODY is buying them, and most of them are pretty darn SMART!!   We'll review why annuities are so often used for 40k rollovers, then Shelley Grandidge joins us for the Q & A. A big show you don't want to miss  MASTERING MONEY is on the air!!!!

    Ramsey Call of the Day
    How Do I Avoid Raising Entitled Kids?

    Ramsey Call of the Day

    Play Episode Listen Later Aug 12, 2022 8:18


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The Asa Rx Experience
    Being Proactive with Parkinson's

    The Asa Rx Experience

    Play Episode Listen Later Aug 12, 2022 37:51


    Call me at 888-283-7272 Text me at 407-698-3814 Send me a DM on instagram @AsaRxTV I will answer these daily and tweet the answers @AsaRxTV with the hashtag #AsaRxExperience  How Fast Can You Live Your Potential and Be Healthy?  You don't have to live lower than your potential for the rest of your life! Take the Asa Rx Experience Healthy Solution Quiz by answering simple questions and our Healthy Solution will show you how quickly you can reach your healthy goals!   Our Gift To You  As a complimentary gift to you The Asa Rx Experience team wants to give you a copy of his international best-selling book to help you GET STARTED for FREE . Living Healthy is often misunderstood and overcomplicated. It doesn't have to be! We made it simple. After just 30 days of following The Asa Rx Master Class, 9 out of 10 users feel more confident in their choices toward a healthy future. Join Us On Asa Plus!.  Give us 2 minutes a day and Asa will change your life! Get the training that you need. How does your daily healthy lifestyle choices stack up? Our Asa Plus+ Community will help you what you need (and don't need), which questions to ask, and how to make the best natural lifestyle choices. In over 500 videos learn the best tools and strategies to get healthy and stay healthy from any device and on your time. Just 2 minutes a day! Find the Right Provider To Help Your Body Achieve It's Best. Finding the right provider doesn't have to be complicated. Here at The Asa Rx Experience, and AsaR.TV, we help you with getting your free conversation with our provider specialists makes it easy to know what questions to ask so you can make a confident choice. Meet with a provider on us!  Listen and Watch Anytime, Anywhere. The Asa Rx TV app lets you download episodes for offline playback, customize your content, and see what's coming up!

    The Dave Ramsey Show
    My Grandparents Have Never Paid Their Taxes (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 11, 2022 45:39 Very Popular


    Dave Ramsey & Rachel Cruze discuss: Dealing with the fallout of grandparents who never paid taxes, Investing a full 15%, Pulling from investments to pay off a house. Changing jobs to get out of a nightmare commute situation. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    We're House Poor… What Do We Do? (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 11, 2022 45:43 Very Popular


    Dave Ramsey & Rachel Cruze discuss: Balancing generosity with getting out of debt, What it means to be house poor, Whether or not to take an offer for a farm. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Dave Ramsey Show
    Are Home Prices Starting To Fall? (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 11, 2022 45:46 Very Popular


    Dave Ramsey & Rachel Cruze discuss: How to place investments, Why VA loans aren't a good idea, How to know if you're doing too much while paying off debt. Support Our Sponsor: DreamCloud Splash Financial Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    The Get Rich Slow Podcast
    56. SPECIAL GUEST SERIES 1 OF 3 - A Journey to Influence With  Sarah VanHoose

    The Get Rich Slow Podcast

    Play Episode Listen Later Aug 11, 2022 22:57


     ROI DISCLOSURES: https://tinyurl.com/5sprk9jh  Tune in today as Lance, Rob, and Adrian interview Sarah Vanhoose. Sarah is a Ramsey Preferred Finacial Coach with over 20 years of experience leading teams. She's now on a mission to help others who are ready to get help with their finances once and for all. Her goal is to help people just like you, stress less about your money by making a plan and walking you through with encouraging accountability. Neither Sarah VanHoose nor Dave Ramsey's Financial Coach Master Training are affiliated with ROI Financial Advisors, LLC.   Dave Ramsey's Financial Coach Master Training requires no certifications or licenses.  Coaches do not sell financial products; they help people with day-to-day money problems.   Connect with Sarah:   http://www.myjourneytoinfluence.com Instagram @journeytoinfluence Sarah@myjourneytoinfluence.com 503-961-4062   https://roi-fa.com/events    https://roi-fa.com https://delavan-realty.com https://www.directorsmortgage.com/loan-officer/adrian-schermer

    Rise Up. Live Free.
    Why Dave Ramsey is RIGHT, but you're still WRONG

    Rise Up. Live Free.

    Play Episode Listen Later Aug 11, 2022 45:02


    - Why Dave Ramsey is RIGHT- Why if you follow Dave Ramsey in all aspects of creating wealth you will lose- the prerequisite to Financial Freedom is discipline- Good debt vs. bad debt, what's the difference?- who is using debt to build wealth?- What is possible with good debt

    Ramsey Call of the Day
    Keep or Sell the Rental To Pay Off Debt?

    Ramsey Call of the Day

    Play Episode Listen Later Aug 11, 2022 6:06


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    How to Scale Commercial Real Estate
    Self-Storage: The Best Investment For an Inflationary Environment

    How to Scale Commercial Real Estate

    Play Episode Listen Later Aug 11, 2022 20:29


    Joining us today to discuss the opportunities in self-storage during the current market conditions is Kris Benson. He is the Chief Investment Officer of Reliant Real Estate Management, a company that offers institutional quality self-storage investments to accredited investors. He digs deep into why self-storage is still an incredible asset to invest in and offers strategies on how to squeeze NOI out of properties. He also touches on what it takes to be a sophisticated operator in the space, the work they are doing in boat and RV storage, and the importance of return on equity.     [00:01 - 12:35] Self Storage Investing Insights Kris talks about his background as an investor To make money in real estate, do it at a scale He introduces Reliant Real Estate Management and the work they do They are seeing significant compression in cap rates in the market There is still a lot of capital chasing deals in the self-storage space, with institutional investors looking for a safe and profitable investment Investors who are not well capitalized and not-so sophisticated operators may be potentially setting themselves up for failure What makes a sophisticated operator Leveraging different technologies such as touchless leasing One of the most important things moving forward for increasing NOI: dynamic pricing algorithm Comparing the data and software advancements for multifamily and self-storage [12:36 - 19:12] Business Growth and Return on Equity  Kris breaks down the boat and RV storage facilities they own and what they're doing in development When there's equity in the deals, is it time to liquidate or refinance? [19:13 - 20:28] Closing Segment Reach out to Kris!  Links Below Final Words Tweetable Quotes   “There's a lot of people in the space who are not sophisticated operators and when things get tight, again, it probably comes down to bad debt or too aggressive on the debt side.” - Kris Benson “This one is probably going to be most important moving forward is dynamic pricing algorithm where you're matching prices day to day based on occupancy.” - Kris Benson “I'm a huge believer that in real estate, anything you buy today, in 20 years is going to be a good deal.” - Kris Benson -----------------------------------------------------------------------------   Connect with Kris through the Reliant Real Estate Management website and KrisBenson.com.   Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: [00:00:00] Kris Benson: What I would say you should measure us on is, well, what happened to NOI during that period? Did we grow that? And that's what you can hold us accountable to, but cap rates and valuations, who knows, that's all made up, right? So we can't control that. But what we can control is if we can squeeze NOI out of something, we're doing our job and then the market's going to do what it's going to do. [00:00:32] Sam Wilson: Kris Benson is the CIO at Reliant Real Estate Management. They are a top 30 vertically integrated self-storage operator. Kris and his Reliant team have transacted on over $1 billion in self-storage in the past five years, Kris, welcome to the show.  [00:00:47] Kris Benson: Hey, Sam. Pleasure. Appreciate you taking the time.  [00:00:49] Sam Wilson: Hey man. Thank you for coming on. Certainly appreciate it. There are three questions I ask every guest who comes on the show" in 90 seconds or less can you tell me where did you start? Where are you now? And how did you get there?  [00:00:59] Kris Benson: Those three questions take longer than 90 seconds to answer. Is that okay?  [00:01:03] Sam Wilson: Do your best. [00:01:05] Kris Benson: Where I started, probably very similarly to a lot of people who get involved in real estate. I owned some duplexes in the town that I lived in and very quickly realized that that was going to be very challenging to scale. And essentially I hated everything about it. It was not really the work, it was more, the people like it was just soul-sucking. It, it always, there was always problems. No one was ever happy. So ultimately I heard in a podcast or read, I wish I could credit who said it to me, but basically it was big deals and small deals are the same amount of work. You just make less money and small deals. And so we started to scale into some larger multifamily we've ended up building a 64 unit apartment complex. And for me, Sam, that's where kind of the light bulbs went off where I was like, ah, this is how you make money in real estate. And, and it was figuring out how to do it at scale. [00:01:54] Kris Benson: And I'm going to fast forward a lot of the story, but how we got to where we are now is about six years ago, I was convinced cap rates and multifamily couldn't possibly get any more compressed than where they were at that moment. Whoops. I was off by quite a few years, so I started looking for other asset classes to invest in. And that brought me to two really interesting niche classes, mobile home parks and storage, and kind of fell in love with the metrics behind storage. So was an investor of Reliant, which is where I am now first. And then the founder of Reliant, Todd Allen, and I kind of formed a partnership and we've been scaling ever since. So it's, it's been a fun ride.  [00:02:33] Sam Wilson: Yeah, that's interesting. Your crystal ball was definitely broken when it comes to where multifamily has gone. I was talking to a friend of mine the other day. They said in 2016, they were underwriting a deal and they couldn't bring themselves to pay 14 million for it. And then, just traded hands, what did he say, 45 million here just a couple of months ago. And he's just like, I don't even understand this. This is crazy. So, but you know, aside from that, I don't want to go down that rabbit hole necessarily and talk about why it's where it is, but you found a niche in self-storage. Tell me a little bit about what you guys are seeing as far as opportunity goes right now in the self-storage space.  [00:03:08] Kris Benson: Yeah, for sure. I mean, what I would say, Sam, is Reliant is a value add shop. So generally we're buying existing assets and adding something to them to force appreciation. So we're just, our goal is always to grow NOI and usually, our plan is expansion. So we're adding square footage and then getting those units leased up. And generally, that's where we're getting our NOI growth. We do some other things, you know, especially if we're taking over kind of a mom and pop owned facility, there's usually some low hanging fruit there as far as, you know, rental rate increases and having things like U-Haul truck rental and tenant insurance and those kinds of things as well, where we can add some ancillary income. But I would say, look, the market in self-storage in the last three years has been pretty incredible. We've seen a significant compression in cap rates. So values have gone through the roof. And what's interesting, Sam, is we stand here today, it's the middle of June, interest rates are rising, but we haven't seen cap rates come up. Values are not changing yet.  [00:04:06] Kris Benson: And I think, you know, a motivator behind that is there's still a lot of capital chasing deals from an institutional level. There's a lot of money still trying to get into the asset class. I had to call this morning with a group. They just funded a group that is starting up and looking for some expansion capital, and they had 13 term sheets. And this group is coming to us saying, Hey, these guys are still looking for a place to place money, do you want to talk about it? So there's still a lot of capital chasing this asset class for the reasons that, you know, we fell in love with it. There's, there's a lot of recession resiliency there, at least in the last two economic cycles. And I think, you know, institutional capital is trying to find deployment in that space.  [00:04:46] Sam Wilson: Yeah. I mean, certainly, I don't know any asset class where capital just isn't chasing yield. I mean, it's looking for it wherever it can find it. So, you know, it's no, obviously no surprise that it's gone into self-storage, but let me ask you this. I understand the, and we think we well covered it on this show, the recession benefits of self-storage, but yet I think in every, every crisis, it brings out unique opportunities to acquire. Are there people who are misaligning their portfolios or taking on debt in the wrong way, or just setting themselves up for failure in the self-storage asset class in particular if we go into a recession?  [00:05:25] Kris Benson: We hope so. Time will tell, Sam, right? I, I agree. Usually, the best buying opportunities are, are going to be in when there's blood in the streets, right? We'll find out is there's been a huge glut of self-storage development in the last five years, right, so a lot of people, when you make money in an asset class, People are going to show up and say, oh, I can do that, right? So there's been a lot of merchant builders who are not self-storage operators, they just are developers. They can develop a storage facility and they hope, Hey, I'm the backend. I'm going to sell this to one of the REITs or a publicly traded company. It's going to turn out just fine. And, and they've been right for a long time. The interesting part's going to be, look, if I did a ground-up development three years ago, I was probably underrating sub 4% debt on my construction loans, right? In my model, I was saying, all right, it's going to build be a year plus to build, it's going to take me a year or two to lease this thing up. And then I got to go get perm financing. The question's going to be, what did they underwrite that permanent financing at interest rate wise, right? And if they needed it to be a four and a half to make their project work, Well, they're going to come into a market where it's five plus, right? And that's where we could see some pain, right? Is the sea of old deals where they're coming to market and saying, all right, I got to go get perm financing. And the lender's looking at them saying, yeah. At five and a half, or you can buy down your note, you got to come up and, you know, come up with a big chunk of cash to buy down the proceeds. So, Sam, I think, you know, for those operators that may not be well capitalized, there may be some opportunities there where deals that either banks are taking or banks are starting shop 'cause they know, Hey, we're going to get this thing back. So, you know, I think time will tell. The other part of this is there's a lot of people in the space who, you know, are not sophisticated operators and when things get tight, you know, again, it probably comes down to bad debt or too aggressive on the debt side. But when you're not a sophisticated operator, it's harder to make things work when, you know, the revenue side gets a little bit tighter.  [00:07:24] Sam Wilson: What are some things, when you say that word sophisticated, what are some things that come to mind that you would say would make someone a sophisticated operator?  [00:07:31] Kris Benson: Yeah, that's a fair question. [00:07:32] Kris Benson: I mean, there's a lot to that, right? And I think it depends on what you're thinking about, but, well, let's start with just kind of the digital marketing side, right? And, and how you're attracting customers. I think in the world, we live in, Sam, today, even in the smaller markets, the secondary and tertiary markets. We generally like to operate in the smaller markets 'cause we have a competitive advantage there, right? Our digital ads, Google AdWords, SEO, those types of things. Generally, mom and pop operators have a website, but they're not really doing anything else, right? And when I say mom and pop, it's not derogatory. You know, people who own less than five facilities kind of fall in that category, right? And it's, it's not good or bad. It just is the, how they attract customers. Do they have, I'd say a big thing in the last 24 months has been touchless leasing, right? So the ability for a customer to rent online, get access to their unit, get their lock and never go in the office, sign their lease. Everything is done online that's since COVID has been a huge push, I would say probably 30 to 40% of our leases. They never walk into our facilities. That's another one.  [00:08:39] Kris Benson: And then I, I would say this one is probably going to be most important moving forward is kind of a dynamic pricing algorithm where you're matching prices day to day, based on occupancy and trying to squeeze out revenue based on, you know, Hey, we, we may have five to seven types of units in a particular facility and each one is being priced based on that type of units occupancy, right? So if 10 by tens are full, that price is going to go up. If five by tens are, you know, empty, that price is going to go down and that's shifting every day comparatively to what's happening in the rest of the market. So just kind of a snapshot.  [00:09:17] Sam Wilson: No, I love that. And that, that brings, you know, a few things out that maybe I hadn't thought about. And we're certainly seeing that on the dynamic pricing side, on the RV resorts. You know, it's something where again, you know, mostly mom and pop owned and it's like, well, we know that you know, it's, you know, $69 a night, $79 a night, whatever it is. And that's been what they've been saying for a decade 'cause it's easy to remember. But it's also parable for business. Like, wait, no, I mean, it's July 4th. You should not be 79. You should be $179 a night. Like, whatever it is, again, I'm making up numbers here, but that, that whole dynamic pricing capacity is something that, you know, it's overlooked, I think in a lot of industries and we've seen that of course come around in Airbnb. We've seen that the airlines, the hotels have had it forever and it's like, why don't we have this applied across, you know, all of our real estate asset classes? So do you think that will take off? You know, and there's just a, there's a random stray thought here so forgive me. I mean, we don't, we haven't seen that in the multifamily space yet. [00:10:12] Kris Benson: The dynamic pricing.? [00:10:13] Sam Wilson: Yeah. Have you seen that anywhere?  [00:10:15] Kris Benson: Yeah, it exists for sure, especially some of the larger operating platforms. That's where I first got introduced to it is that pricing is changing in the market almost daily, based on unit type. The difference is, Sam, with, with multifamily specifically, right? The big boys report. So there's, you know, like the Yardi and the CoStar are getting that data, so that everybody can have the benefit of having that data, right? And in storage, there's a couple of groups trying, Radius+ is one, where they're trying to create this momentum where operators are reporting this information in so we can all benefit from. But it's definitely not to the level of like a multifamily and, and part of it's just because the market is much smaller than multifamily. So software companies are looking, Hey, where do we invest dollars to build a platform? Storage is a smaller addressable market than multifamily, right? So, you know, I think part of it is who's making investments into the space and storage has come a long way from where it was 10 years ago, for sure in the sophistication and, you know, the technology that's supporting it, but it's still not kind of the maturity level, I would say, of like a multifamily or an office, right? You know, some of the core four, when you think about the major real estate asset classes, but, yeah, I would say that that pricing algorithm tool is, is super helpful when you think about how to squeeze NOI, right?  [00:11:39] Kris Benson: And Sam, in the world, you and I live in, that's how we should be judged by investors, right? You know, I mean, so if you have been a, an operator of almost any asset class for the last five years, You should have made money unless you're really, you know, really screwed it up, you should have made money. And that could have been just cap rate compression. You could have done nothing. And you still should have made money. What I would say you should measure us on is, well, what happened to NOI during that period? Did we grow that? That's what you can hold us accountable to, but cap rates and valuations, who knows, that's all made up, right? So we can't control that, but what we can control is. If we can squeeze NOI out of something, we're doing our job and then the market's going to do what it's going to do.  [00:12:24] Sam Wilson: Right. Absolutely. Absolutely. Tell me about this. You guys, I mean, you, you own some regular, just standard self-storage. When I say that, I'm thinking like you said, 5 by 10, 10 by 10, whatever, 10 by 20 units. Do you guys have your hands in any other type of storage?  [00:12:39] Kris Benson: Like wine storage or like that type of stuff? Or boat and RV? [00:12:43] Sam Wilson: Yeah. Any of those. I hadn't thought about wine storage, but yeah. I mean, I guess obviously you own boat and RV storage as well, is that right? [00:12:49] Kris Benson: Yep. We do. We have some boat and RV-specific facilities where that's, you know, that's all they do. And then, we also have some storage facilities with traditional climate, you know, non climate controlled units, like the garages that we have parking on. Sometimes it's, you know, covered parking where you got the steel beams, corrugated metal roofs, and trickle chargers, and you can park in there. We kind of have a mix of both. It really depends on the market that we're in. You know, where we found the most success, obviously in the boat and RV parking is somewhere around a lake or recreational area. Generally, people want to park the boats and RVs there. So, yeah. You know, it, it's very market specific if we're, you know, in downtown Atlanta and does a boat and RV parking place do well? Probably not. [00:13:32] Sam Wilson: Probably not. Or conversely, an RV parking place in downtown Atlanta might do great just in the sense that where else are they going to park it? Like you can't park it in your street, you know, in the, in the neighborhood, your HOAs forbid it. So it's going to be where, where else you going to put an RV if you own one? Yeah, that's interesting. I know we talked about that a little bit off air as to like, what happens to all of these assets, you know, if we have a recession in the gas prices? You know, gas prices keep going up, we go into a recession. What happens to boat and RV storage? Where does that go? I don't know.  [00:14:02] Kris Benson: Yeah, it's going to be interesting. Last night I was cooking dinner actually, and I had the David Muir, Nightly News, ABC or CBS. I don't know what, what channel it is, but he was talking about Biden, you know, potentially proposing the idea of a gas tax holiday. And I was like, oh, that's probably a good idea right now. And then they're like, that will save on average 18 cents a gallon. I was like, perfect. That should make a huge impact in most people's lives. They fill up 10 gallons. I get a dollar 80 back. Thanks, federal government. I guess I don't know how you kind of think about that and be like, that's how we're going to fix this.  [00:14:34] Sam Wilson: Right, right. Let's not think about the fact that three times more expensive to fill up this year than it was last year. Let's think about saving 18 cents a gallon. Yeah, absolutely. Man, it'll be interesting to see how that shakes out. It was a conversation we talked about again before we hit record on this, where you were talking about return on equity. I thought that was an interesting point where you were talking to a seller and the sellers, you know, you basically were able to present to them this idea that, Hey, you can hold this asset for a decade. But what's your equity doing for you? Can you break that down for us? 'Cause I really like that thought process.  [00:15:05] Kris Benson: Yeah, for sure. I mean, look, I'm a huge believer, Sam, that real estate, anything you buy today, in 20 years is going to be a good deal, right? So I'm 42. Anything, anything that I had purchased when I was 22 today, it's worth more money. [00:15:19] Sam Wilson: Sure. [00:15:19] Kris Benson: Unquestionably, right? So you know, when I think about with, that's kind of on my original invested equity, I may have an incredible return on that when and if I have a liquidation event, right? So let's say I hold it for 20 years, but if three years in, the equity in the deal has doubled or tripled or quadrupled or whatever the specific situation you and I were talking about is a gentleman who built a boat and RV parking facility. And he had 10xed, essentially his equity by building the facility and filling it up in two years. And so what I think about from the investing side in that is, okay, so you have X amount of equity. What's your return on the equity that you currently have? Not what he wrote the check for, right, he wrote the check for 250 grand when he built it. Now he's got 2.5 million in it, and when you look at your cash flows, not on 250 grand, it's your cash flows divided by 2.5 million. His return on equity is terrible and not terrible, but there are other opportunities for you out there. And so I think that's how we look at a lot of our deals with our investors is when we get to that point where there's equity in the deals, is it time to liquidate or refinance and pull that equity out because our investor's money has built that equity too. We, Reliant, with our equity in the don't want it sitting there not earning. And you as an investor with Reliant, if you've doubled your equity, you don't want that sitting in there getting a 2%, 3%, especially in this inflationary environment, right? So I think it's always just a balance of you got to look at, all right, what can I do with this money if I pull it out, and if I'm going and buying boats and RVs? Probably not a great investment, but if I could pull that money out and go reinvest and churn it again, you know, that's where we start to get that compounding effect on the investment side of things. [00:17:11] Sam Wilson: Yeah. And I think that's, that doesn't bode well with the Dave Ramsey school of thought, but I think there are differences there, obviously between what he talks. Like you said, you know, Hey, if you're going to pull out this equity and go buy a boat just for kicks and giggles, then you're just buying another highly depreciating asset and paying probably too much for it. And that's a bad move. And, and I think that's always a personal decision too. Like, you know, sometimes there's a return on equity and then there's a return on peace of mind. That's like, okay, well, which one, which one is it? Maybe this guy's super happy. He's like, I don't care, man. I own a facility free and clear and I get paid for it every year and I don't have to think about it. So ROPM, return on peace of mind. You don't know, but I do like that idea.  [00:17:48] Kris Benson: You trademark that, Sam. RO... [00:17:50] Sam Wilson: PM, return on peace of mind. And so I think that's always interesting is we survey our own portfolios and go, okay, what's it look like to extract maximum value and maximum return out of this, and do it in a way that is meaningful and also, you know, protects us from downside risk. Are you guys doing any development right now?  [00:18:07] Kris Benson: Yeah. You're saying from a ground-up standpoint.? [00:18:09] Sam Wilson: Yep.  [00:18:10] Kris Benson: Yeah, we're not what I would consider a developer, meaning, Hey, we can do 10 projects a year. We just don't have the team to support it. We are in the midst of, well, two active developments. Third, that's kind of going through an approval process right now, and hopefully, we'll have shovels in the ground before the end of the summer. So a little bit. Generally, we're usually about one a year, but what I would say is there's going to be value in development right now. And there has been, but we feel like there's kind of an interesting space right now, just from a return on stabilized yield. Like, what you're going to get once this thing is built and the prices per square foot that are being paid for basically empty buildings and the replacement cost against it, you know, there's a Delta there and an opportunity for sure. [00:18:53] Sam Wilson: Right, right. Yeah. It's really interesting. And that's what we're seeing a lot, even, especially in the multifamily space. I hear a lot, have a lot of people come on the show and say, they'll say, Hey, you know, it's cheaper for us to build than it is to buy existing and then, and then do a value add, like we can just turn around and just push shovel on the ground and start ground up and have a better product for less money. Like, well, that's really interesting. [00:19:11] Kris Benson: For sure.  [00:19:12] Sam Wilson: Fantastic. Kris, I've really enjoyed this. Thanks for taking the time today to break down the self-storage market for us, what you guys are buying, how you've bought it. I love the clarification there around what a sophisticated operation or operator could look like, you know, and, and kind of giving some quick ideas on, you know, when you see a mom and pop operator, the things that it could be very, very easily improved. Yeah. Certainly appreciate that. Thanks for taking the time to share your story and just give us insight on what opportunities you see out there in the market. If our listeners want to get in touch with you or learn more about you, what is the best way to do that? [00:19:42] Kris Benson: Yeah, I think probably our website's best, reliant-mgmt.com, which is the abbreviation of management, or if you just Google Reliant Real Estate Management, you're going to find us, you can find our current investment opportunities, contact us, get in touch with our team, and learn a little bit more about the team and track record here. [00:19:59] Sam Wilson: Awesome, Kris, thank you again, certainly appreciate your time.  [00:20:02] Kris Benson: My pleasure. Thanks, Sam. 

    Ramsey Call of the Day
    How Can I Get Out of This Debt Mess?

    Ramsey Call of the Day

    Play Episode Listen Later Aug 10, 2022 9:26


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The Asa Rx Experience
    The Growing Gains

    The Asa Rx Experience

    Play Episode Listen Later Aug 10, 2022 28:10


    Call me at 888-283-7272 Text me at 407-698-3814 Send me a DM on instagram @AsaRxTV I will answer these daily and tweet the answers @AsaRxTV with the hashtag #AsaRxExperience  How Fast Can You Live Your Potential and Be Healthy?  You don't have to live lower than your potential for the rest of your life! Take the Asa Rx Experience Healthy Solution Quiz by answering simple questions and our Healthy Solution will show you how quickly you can reach your healthy goals!   Our Gift To You  As a complimentary gift to you The Asa Rx Experience team wants to give you a copy of his international best-selling book to help you GET STARTED for FREE . Living Healthy is often misunderstood and overcomplicated. It doesn't have to be! We made it simple. After just 30 days of following The Asa Rx Master Class, 9 out of 10 users feel more confident in their choices toward a healthy future. Join Us On Asa Plus!.  Give us 2 minutes a day and Asa will change your life! Get the training that you need. How does your daily healthy lifestyle choices stack up? Our Asa Plus+ Community will help you what you need (and don't need), which questions to ask, and how to make the best natural lifestyle choices. In over 500 videos learn the best tools and strategies to get healthy and stay healthy from any device and on your time. Just 2 minutes a day! Find the Right Provider To Help Your Body Achieve It's Best. Finding the right provider doesn't have to be complicated. Here at The Asa Rx Experience, and AsaR.TV, we help you with getting your free conversation with our provider specialists makes it easy to know what questions to ask so you can make a confident choice. Meet with a provider on us!  Listen and Watch Anytime, Anywhere. The Asa Rx TV app lets you download episodes for offline playback, customize your content, and see what's coming up!

    Remarkable People Podcast
    Dustin Riechmann | The Journey from Poverty, to Engineering, to Entrepreneurship, to Purpose

    Remarkable People Podcast

    Play Episode Listen Later Aug 9, 2022 106:06


    “You learn through failure.” – Dustin RiechmannEPISODE OVERVIEW: So what do you do when your childhood hero is also your childhood villain? This week's guest shares his personal journey from poverty, to hardship, to college, to trouble, to living with purpose. In the first half of this episode you will hear todays guest's life story, how he overcame difficult circumstances, and how you can too. Then, in the second 45 minutes of the podcast, you're going to get marketing gold. A free Q&A session that answers questions like, “How do I become an entrepreneur?”, and “How do I grow my business?”, “How do I grow an email list?“, “How do I …?”  All this and so much more in this episode of the Remarkable People Podcast, the Dustin Riechmann story!GUEST BIO: Dustin Riechmann is a business coach who helps ambitious entrepreneurs get unstuck & rapidly increase their profits with confidence. Unlike many coaches, everything Dustin teaches is based on real-world experience growing three successful online businesses. He is best known for his Partnership Marketing System, which he has used to grow FireCreek Snacks into a 7-figure business without paid ads. EPISODE PROUDLY SPONSORED BY: Ascend 2 Glory: Sales & Marketing Video Guide SHOW NOTES, GUEST CONTACT INFO, SPECIAL OFFERS, & OTHER RESOURCES MENTIONED:Guest Contact Info:https://simplesuccesscoaching.com/https://www.linkedin.com/in/dustinriechmann/Remarkable People Podcast Listener Special Offer(s):Go to Dustin's website at https://simplesuccesscoaching.com/ to request a complimentary Strategy Session to help take your business to the next level!

    Ramsey Call of the Day
    Tell Your Ex-Husband To Pound Sand!

    Ramsey Call of the Day

    Play Episode Listen Later Aug 9, 2022 9:37


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    The EntreLeadership Podcast
    Make Better Decisions With These Key Principles with Dave Ramsey

    The EntreLeadership Podcast

    Play Episode Listen Later Aug 8, 2022 46:55 Very Popular


    Tune in for exclusive access to an incredible talk from last year's EntreLeadership Master Series event. You'll hear from our host George Kamel, and then you'll learn about decision-making from Dave Ramsey, the founder and CEO of Ramsey Solutions. Dave unpacks how to be sure you're making the best decisions for your business and shares the key principles he uses to make decisions—so you can use them too. You'll learn: •      Why you can't afford to be an indecisive leader •      A simple but effective tip to finally stop procrastinating •      How to stop letting other people make decisions for you •      The quickest way to eliminate fear in decision-making Support our sponsors: •      Hite Digital: https://bit.ly/HiteDigital •      Kyro Digital: https://bit.ly/KyroDigital •      NetSuite: https://bit.ly/NetSuiteEntre •      Trainual: https://bit.ly/TrainualEntre Links mentioned in this episode: •      The EntreLeadership Podcast: https://bit.ly/TheEntreLeadershipPodcast •      Learn more about EntreLeadership Master Series: https://bit.ly/3zR6zNB Learn more about EntreLeadership Events: •      EntreLeadership Master Series: https://bit.ly/EntreLeadershipMasterSeries •      EntreLeadership Summit: https://bit.ly/EntreLeadershipSummit   Learn more about EntreLeadership Coaching: •      Elite: https://bit.ly/3tI2fN8 •      Advisory Groups: https://bit.ly/EntreLeadershipAdvisoryGroups •      Executive Coaching: https://bit.ly/EntreLeadershipExecutiveCoaching •      Workshops: https://bit.ly/EntreLeadershipWorkshops Listen to all the Ramsey Network podcasts anytime, anywhere in our app. Download the Ramsey Network app: https://apple.co/3eN8jNq Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    Ramsey Call of the Day
    Should We Wait Out the Real Estate Market?

    Ramsey Call of the Day

    Play Episode Listen Later Aug 8, 2022 7:25


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    My Pleasure: The Unofficial Chick-fil-A Podcast
    Dave Ramsey Personalities George Kamel & Rachel Cruze Help Us Save Money at Chickfila

    My Pleasure: The Unofficial Chick-fil-A Podcast

    Play Episode Listen Later Aug 8, 2022 30:40


    There's only one thing that can make eating at Chick-fil-A a more enjoyable experience—saving money while doing it! Today we've got money-saving drive thru hacks from two of America's top financial experts from the Dave Ramsey team.   Rachel Cruze is a two-time #1 bestselling author, and host of the Rachel Cruze Show. George Kamel co-hosts The Ramsey Show. He also hosts The Fine Print and The EntreLeadership Podcast… all available on the Ramsey Network.

    The Asa Rx Experience
    Calcium Supplements

    The Asa Rx Experience

    Play Episode Listen Later Aug 8, 2022 37:46


    Call me at 888-283-7272 Text me at 407-698-3814 Send me a DM on instagram @AsaRxTV I will answer these daily and tweet the answers @AsaRxTV with the hashtag #AsaRxExperience  How Fast Can You Live Your Potential and Be Healthy?  You don't have to live lower than your potential for the rest of your life! Take the Asa Rx Experience Healthy Solution Quiz by answering simple questions and our Healthy Solution will show you how quickly you can reach your healthy goals!   Our Gift To You  As a complimentary gift to you The Asa Rx Experience team wants to give you a copy of his international best-selling book to help you GET STARTED for FREE . Living Healthy is often misunderstood and overcomplicated. It doesn't have to be! We made it simple. After just 30 days of following The Asa Rx Master Class, 9 out of 10 users feel more confident in their choices toward a healthy future. Join Us On Asa Plus!.  Give us 2 minutes a day and Asa will change your life! Get the training that you need. How does your daily healthy lifestyle choices stack up? Our Asa Plus+ Community will help you what you need (and don't need), which questions to ask, and how to make the best natural lifestyle choices. In over 500 videos learn the best tools and strategies to get healthy and stay healthy from any device and on your time. Just 2 minutes a day! Find the Right Provider To Help Your Body Achieve It's Best. Finding the right provider doesn't have to be complicated. Here at The Asa Rx Experience, and AsaR.TV, we help you with getting your free conversation with our provider specialists makes it easy to know what questions to ask so you can make a confident choice. Meet with a provider on us!  Listen and Watch Anytime, Anywhere. The Asa Rx TV app lets you download episodes for offline playback, customize your content, and see what's coming up!

    Ramsey Call of the Day
    You Have a Car Problem

    Ramsey Call of the Day

    Play Episode Listen Later Aug 5, 2022 6:13


    The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week.

    Win Today with Christopher Cook
    302: Will Recession Happen in 2022? And How to Navigate Financial Uncertainty with Peace (feat. Bob Lotich)

    Win Today with Christopher Cook

    Play Episode Listen Later Aug 5, 2022 54:01


    Will recession happen in 2022? Today, we're talking about how to navigate financial recession and financial uncertainty with peace. You know that we rarely talk about money here on the podcast, but considering the present state of our economy, I wanted to host my friend, Bob Lotich, and give you habits and tips to keep your peace and stay afloat in these uncertain times. And speaking of peace, I'd love for you to receive my weekly email, Win the Week, which is all about getting under the hood of your heart so that incremental steps towards transformation can be made in your mental and emotional health, and in your spiritual growth. I'm so encouraged by your feedback about how it's helping you and why it feels like you and I are sitting down for coffee to chat. So, if you don't yet receive Win the Week, go sign-up today. It's a quick-win, quick-read, no-frills weekly email designed to be read and applied in less than five minutes. I simply want to help you grow deeper. Go to WINTODAY.tv to sign-up today. If you enjoy this episode with Bob, I'm sure you'll also enjoy: 293: Rachel Cruze on How to Navigate Inflation without Going Crazy 299: John Eldredge on Getting Underneath Burnout, Powerlessness, and How to Build Resilience Episode Links: Bob and Linda's Website | Instagram | YouTube | Buy a copy of Bob's new book on Amazon! Subscribe to #WinTodayShow on YouTube. Join the conversation wherever hashtags are welcome using #WinTodayShow. Get the brand-new "Win the Week" email newsletter here. Connect with The Art of Leadership Network of podcasts here. Get LMNT and a free gift here!

    The Dave Ramsey Show
    How Do We Prepare for the Future? (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 3, 2022 45:56 Very Popular


    Dave Ramsey & Kristina Ellis discuss: Preparing for a child with special needs, How to teach college athletes about money, The best way to pay off student loans, What to do with the profit from a home sale. Support Our Sponsor: Zander Insurance DreamCloud Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Plan To Actually BE Rich Instead of Just Looking Rich (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 3, 2022 45:47 Very Popular


    Dave Ramsey & Kristina Ellis discuss: Cashing out mutual funds to pay off student loans, Taxes on company stock, What to do after you sell your home, Whether or not it makes sense to move out of the country financially. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    How Can I Get a Discount on College Tuition? (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 3, 2022 45:35 Very Popular


    Dave Ramsey & Kristina Ellis discuss: Trading in cars to pay off debt vs. keeping them, How can I get a discount on my college tuition? Saving up for a house vs. investing, Moving for a job. Support Our Sponsor: Churchill Mortgage Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Your Dream Truck Might Be the Next DeLorean (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 2, 2022 45:48 Very Popular


    Dave Ramsey & Ken Coleman discuss: Whether or not to sell a house, What to do with a large profit, Buying a new (electric) truck. Support Our Sponsor: Splash Financial Christian Healthcare Ministries Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Should I Quit My Job? (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 2, 2022 45:48 Very Popular


    Dave Ramsey & Ken Coleman discuss: How to pick up the pieces financially after a spouse's death, Quitting a job, Selling your business, Selling vs. renting out a home when you move, How to think through being recruited for a new job. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    How Can I Increase My Income? (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 2, 2022 45:42 Very Popular


    Dave Ramsey & Ken Coleman discuss: How to increase your income, Fighting discouragement, Paying extra on your house, When to give up on a career. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    What's the Best Way To Save for the Future? (Hour 1)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 1, 2022 45:47 Very Popular


    Dave Ramsey & George Kamel discuss: Dealing with a family member who was left out of an inheritance, What a young person should do with extra savings, Paying for kids' school. Support Our Sponsor: Christian Healthcare Ministries Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Don't Put Off Till Tomorrow What You Can Do Today (Hour 2)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 1, 2022 45:39 Very Popular


    Dave Ramsey & George Kamel discuss: Selling a home by owner, Multi-family investing, How to handle an inheritance, Staying motivated on your financial journey. Support Our Sponsor: Netsuite Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    The Dave Ramsey Show
    Is Bankruptcy Our Only Option? (Hour 3)

    The Dave Ramsey Show

    Play Episode Listen Later Aug 1, 2022 45:43 Very Popular


    Dave Ramsey & George Kamel discuss: Whether or not to file for bankruptcy, Selling land or building on it, Student loan forgiveness. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

    Trading Secrets
    Financial advice you MUST know today w/ expert Rachel Cruze from the legendary Dave Ramsey Solutions Enterprise!

    Trading Secrets

    Play Episode Listen Later Aug 1, 2022 67:52 Very Popular


    Check out The Restart Roadmap: Rewire and Reset Your Career now!   This week, Jason is joined by best-selling author, financial expert, and host of her own show, Rachel Cruze! Since 2010, Rachel has worked for her father, Dave Ramsey, and his legendary personal finance empire Ramsey Solutions. Rachel shares her takes on how to tackle credit card debt and student loans, the current real estate market, pay transparency, and investing. Rachel also gives her insights on where she and her father have different approaches, the psychology behind money management, and growing up in a house with a financially strict father. How can you own nice things and not have the nice things own you?  What would Rachel be doing if she hadn't joined the family business? Which Ramsey Solution ventures bring in the most revenue and which are the loss leaders? Rachel reveals all of that and so much more in another episode you can't afford to miss!   Be sure to follow the Trading Secrets Podcast on Instagram & join the Facebook group.   Host: Jason Tartick Voice of Viewer: David Arduin Executive Producer: Evan Sahr   Produced by Dear Media.