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In this special curated episode of some of our favorite calls of the year, Dave Ramsey & his co-hosts answer your questions and discuss: "Should we allow finances to stop our marriage plans?" "My father-in-law deeded a house to my 7-year-old," "Should I cancel the extended warranty on my car to pay debt?" "Sell my house to pay off debt?" "My husband is inheriting ex-wife's house," Habits of successful millionaires, Why some immigrants think debt is the only way to thrive in America, "I've hidden my trust fund from my wife..." "Can I use a credit card as my emergency fund?" "What should we do with a million dollars?" "My husband spent $2,000 without telling me," "Pay mortgage off with life insurance money?" "How do I become a millionaire?" "Someone offered to buy my land with gold." Support Our Sponsors: DreamCloud BetterHelp Zander Insurance Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are you open to applying for scholarships, but don't have any time to find them? What if you could have a job and be PAID while applying for scholarships? I got you boo!! OR, if you already have a job and want me to find you scholarships... I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. (It would pretty much be illegal for me to apply for things in someone else's name:) Interested? Hmu --> http://calendly.com/moneyandmentalpeace Related Episodes: 149 - Find Your Purpose and Calling in College! 152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling 163 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning 165 - How to Pay for College Without Taking on ANY Student Debt (Thanks Dave Ramsey!) P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com Some great apologetics books to feel confident and grounded in your faith! Jesus Skeptic - https://www.amazon.com/Jesus-Skeptic-Journalist-Credibility-Christianity/dp/0801078083 The Case for Christ - https://www.goodreads.com/book/show/73186.The_Case_for_Christ The Case for a Creator - https://www.amazon.com/Case-Creator-Lee-Strobel/dp/0310242096 The Case for Heaven - https://www.zondervan.com/p/the-case-for-heaven/ Proving Christ's resurrection - https://www.equip.org/video/the-f-e-a-t-that-demonstrates-the-fact-of-resurrection-introduction-with-hank-hanegraaff/ Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. **Get Scholarships and Pay For College Without Student Loans** Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, work life balance, homework, no time, college scholarships, graduate scholarships, undergraduate scholarships, student loans, student housing, student jobs, affordable housing, Dave Ramsey, budget tips, student, find scholarships, debt freedom relief, debt freedom, financial freedom, save money how, save money challenge, save money tips, money saving expert, scholarships for graduate students, scholarships for undergraduate students, graduate, choose a major, declare a major, financial aid, financial peace, financial peace university, FPU, save money on groceries, money management tips, college student credit cards, college student loans, college student health insurance, financial peace by Dave Ramsey, college majors, college degrees, bachelor degree jobs, college degree online, grants, money management
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Health, Nutrition, and Motivation Made Simple It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-698-3814 Call Me: 888-283-7272 Send me a DM: @DrAsa I will answer these daily and tweet the answers @DrAsa with the hashtag #DrAsaShow. We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Join me in our Healthy Community called Asa+ by visiting DrAsaShow.com Our Health Coach Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals!!
David gives a 1-minute summary of all his books on retirement. The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement. The book outlines a step-by-step plan for getting to the 0% tax bracket in retirement, because if tax rates double, as some experts predict, two times zero is still zero. Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You. David explains that while various LIRPs may help get you to the 0% tax bracket, not all will do so with the same efficiency or effectiveness. In fact, finding the right LIRP for your tax-free retirement plan can be just like finding the ideal spouse. Just as you likely had a list of qualities you were looking for in a life-long partner, you should have certain attributes and provisions in mind when looking for the ideal LIRP. The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income. In this book, David breaks down financial truths that challenge conventional wisdom and reveal the gaping hole in people's retirement picture. He also reveals how you can open a volatility shield account that allows you to pay for your retirement living expenses in the year following a down market. Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement. David lays out a comprehensive, step-by-step roadmap for a secure retirement and how to shield yourself from longevity risk as well as the unintended consequences of higher taxes. The Infinity Code. This book speaks of the evils of the modern monetary theory, which says that we can print an unlimited amount of money to pay for our nation's burgeoning debt load. David shares insights from his upcoming book, Guru. Americans love charismatic gurus who dish out one-size-fits-all financial advice that is easy to digest and implement. However, the dumbed-down financial advice offered by Dave Ramsey and other gurus is good for bad investors but bad for good investors. David believes that while these financial gurus sometimes dispense good advice, it's nearly always at the expense of the best advice. Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
Today's episode features Dave Ramsey & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should my husband and I 'divorce' our finances?" "I won $22m in the lottery and haven't told all of my family... should I?" "Should we sell our house to pay off debt?" "My husband pays his parents' bills," "How should we tackle our mortgage?" "Should I sell my new truck?" "My father doesn't leave enough to pay his bills," A Baby Steps Millionaire Theme Hour! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Christian Healthcare Ministries USCCA NetSuite Balance of Nature Neighborly Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dave Ramsey & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Health, Nutrition, and Motivation Made Simple It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-698-3814 Call Me: 888-283-7272 Send me a DM: @DrAsa I will answer these daily and tweet the answers @DrAsa with the hashtag #DrAsaShow. We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Join me in our Healthy Community called Asa+ by visiting DrAsaShow.com Our Health Coach Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals!!
Dave Ramsey & Ken Coleman answer your questions and discuss: "When do I get life insurance as a single mom?" "Should I accept money from dad to buy a house?" :"How can I start working through my debt?" "What do I do after losing my business to a fire?" "Go back to my old job if they pay me more?" "What should I do with my savings as a single mom?" "Should I use a 'Buy Your House Now' company?" Willie Robertson on the new film The Blind, "Should I build my credit to rent?" How can I pay off debt at my age?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature Zander Insurance Churchill Mortgage BetterHelp USCCA Neighborly Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dave Ramsey & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dave Ramsey & Dr. John Delony. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
What do you do when you're seeking God, but He's not speaking to you? This is something we all go through. But in this episode, Christy shares what it means when this happens and what remember while you're waiting to hear from Him. Remember to tune in for a new episode every Monday and subscribe wherever you listen to podcasts, so you never miss an episode! Helpful resources: • 7 Steps to Stop Feeling Discouraged available at www.christywright.com • My Utmost for His Highest • Save 25% on God's Big Promises Bible Story Book with promo code HOPE at goodbook.com/godsbigpromises
Dave Ramsey & George Kamel answer your questions and discuss: Why you shouldn't listen to idiots about paying off your house, "Should we save for a wedding or start investing?" "Should I sell my investment property?" "Does it make sense to refinance my student loans?" "Should I transfer my credit card debt?" "We've been looking for a house for 9 years," "Paying off student loans with low income," "Should I close the family business?" "What should I do with money in the bank?" :How much should I save in a 529?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp USCCA Balance of Nature Zander Insurance DreamCloud Neighborly Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Health, Nutrition, and Motivation Made Simple It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-698-3814 Call Me: 888-283-7272 Send me a DM: @DrAsa I will answer these daily and tweet the answers @DrAsa with the hashtag #DrAsaShow. We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Join me in our Healthy Community called Asa+ by visiting DrAsaShow.com Our Health Coach Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals!!
Today we'll hear about: • The irony of Zoom asking their employees to come back to the office • How to help a co-worker who is struggling to be self-aware and it's hurting their career • What to do when purchasing a business from your aging parents • How to make sure you have the right people around when your business is booming Links mentioned in this episode: • The EntreLeadership Podcast • EntreLeadership Master Series • Have a question for The EntreLeadership Podcast? Leave a voicemail at 844.944.1070 or submit your question for a chance to be on the show with Dave Ramsey: https://www.entreleadership.com/ask Start growing in business and leadership with the EntreLeadership Newsletter. Sign up to receive tactical tools, advice and resources in your inbox every week: https://bit.ly/3IRWnsL Support our sponsors: • NetSuite • BELAY • Payority • Trainual Learn more about EntreLeadership Events: • EntreLeadership Summit • EntreLeadership Master Series Learn more about EntreLeadership Coaching: • Elite • Advisory Groups • Executive Coaching • Workshops Listen to all the Ramsey Network podcasts anytime, anywhere in our Ramsey Network app: https://apple.co/3eN8jNq Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy
Today's episode features Dave Ramsey & Rachel Cruze. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Skippy has a bone to pick with Dave Ramsey. Doogles walks through an awesome talk that Bill Gurley gave at the All In conference. Skippy is amazed and encouraged by how much Singapore pays its government officials. Doogles sees danger in American's distrust of data and the state of the economy. The episode wraps with a paper about historical inflation shocks.Join the Skippy and Doogles fan club. You can also get more details about the show at skippydoogles.com, show notes on our Substack, and send comments or questions to skippydoogles@gmail.com.
Today's episode features Dave Ramsey & Rachel Cruze. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I describe 4 steps to getting a full-ride scholarship, or... I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. (It would pretty much be illegal for me to apply for things in someone else's name:) Interested? Hmu --> http://calendly.com/moneyandmentalpeace Related Episodes: 149 - Find Your Purpose and Calling in College! 152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling 163 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning 165 - How to Pay for College Without Taking on ANY Student Debt (Thanks Dave Ramsey!) P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com Some great apologetics books to feel confident and grounded in your faith! Jesus Skeptic - https://www.amazon.com/Jesus-Skeptic-Journalist-Credibility-Christianity/dp/0801078083 The Case for Christ - https://www.goodreads.com/book/show/73186.The_Case_for_Christ The Case for a Creator - https://www.amazon.com/Case-Creator-Lee-Strobel/dp/0310242096 The Case for Heaven - https://www.zondervan.com/p/the-case-for-heaven/ Proving Christ's resurrection - https://www.equip.org/video/the-f-e-a-t-that-demonstrates-the-fact-of-resurrection-introduction-with-hank-hanegraaff/ Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. **Get Scholarships and Pay For College Without Student Loans** Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, work life balance, homework, no time, college scholarships, graduate scholarships, undergraduate scholarships, student loans, student housing, student jobs, affordable housing, Dave Ramsey, budget tips, student, find scholarships, debt freedom relief, debt freedom, financial freedom, save money how, save money challenge, save money tips, money saving expert, scholarships for graduate students, scholarships for undergraduate students, graduate, choose a major, declare a major, financial aid, financial peace, financial peace university, FPU, save money on groceries, money management tips, college student credit cards, college student loans, college student health insurance, financial peace by Dave Ramsey, college majors, college degrees, bachelor degree jobs, college degree online, grants, money management
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dr. John Delony & Rachel Cruze. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Take advantage of NetSuite's FREE KPI checklist: https://www.netsuite.com/ICED Start creating high-quality content easily with Streamyard: https://clickurl.ca/ICH-StreamYard NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Timestamps: 00:00 - INTRO 00:36 - Caleb's $15,000,000 Dream 05:50 - Caleb HATES Being A Youtuber 12:48 - Working 2 Full-Time Jobs WHILE Being a Musician 21:38 - Caleb Finances His FURNITURE?? 28:14 - The Used Car Market Is F***ED 33:50 - America Has An Eating Problem 42:45 - Housing Is A Overlooked Expense 44:19 - The Guest With The WORST Finances 49:48 - Why Caleb Has Gotten "More Mean" 01:02:13 - The Backend Of Caleb's Business 01:06:34 - What Are Caleb's Financial Weaknesses 01:11:39 - How Is Caleb Hammer Still Single? 01:15:38 - Caleb The Big BULLY 01:24:31 - How Growing Up Poor Help Caleb's Perspective 01:32:18 - Caleb's Panic Attacks 01:39:50 - Caleb's Biggest Insecurity 01:43:42 - Caleb Is That Guy 01:46:33 - The Meaning Of Life Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Today's episode features Rachel Cruze & Dr. John Delony. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dave Ramsey & Rachel Cruze. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are you open to applying for scholarships, but don't have any time to find them? I got you boo! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. (It would pretty much be illegal for me to apply for things in someone else's name:) Interested? Hmu --> http://calendly.com/moneyandmentalpeace Related Episodes: 149 - Find Your Purpose and Calling in College! 152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling 163 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning 165 - How to Pay for College Without Taking on ANY Student Debt (Thanks Dave Ramsey!) P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com Some great apologetics books to feel confident and grounded in your faith! Jesus Skeptic - https://www.amazon.com/Jesus-Skeptic-Journalist-Credibility-Christianity/dp/0801078083 The Case for Christ - https://www.goodreads.com/book/show/73186.The_Case_for_Christ The Case for a Creator - https://www.amazon.com/Case-Creator-Lee-Strobel/dp/0310242096 The Case for Heaven - https://www.zondervan.com/p/the-case-for-heaven/ Proving Christ's resurrection - https://www.equip.org/video/the-f-e-a-t-that-demonstrates-the-fact-of-resurrection-introduction-with-hank-hanegraaff/ Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. **Get Scholarships and Pay For College Without Student Loans** Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, work life balance, homework, no time, college scholarships, graduate scholarships, undergraduate scholarships, student loans, student housing, student jobs, affordable housing, Dave Ramsey, budget tips, student, find scholarships, debt freedom relief, debt freedom, financial freedom, save money how, save money challenge, save money tips, money saving expert, scholarships for graduate students, scholarships for undergraduate students, graduate, choose a major, declare a major, financial aid, financial peace, financial peace university, FPU, save money on groceries, money management tips, college student credit cards, college student loans, college student health insurance, financial peace by Dave Ramsey, college majors, college degrees, bachelor degree jobs, college degree online, grants, money management
Today's episode features Dr. John Delony & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Health, Nutrition, and Motivation Made Simple It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-698-3814 Call Me: 888-283-7272 Send me a DM: @DrAsa I will answer these daily and tweet the answers @DrAsa with the hashtag #DrAsaShow. We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Join me in our Healthy Community called Asa+ by visiting DrAsaShow.com Our Health Coach Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals!!
In this episode Jon and Les talk with our guest, Nate Dean. In addition to having served in various pastoral roles, Nate also started a business in the financial services industry as he offers a concept known as infinite banking to his clients. In this conversation you will hear Nate share his experiences, challenges, and insights as we discuss the unexpected paths and underlying problems that can emerge in church leadership. We also dive into Nate's background as a dedicated follower of Dave Ramsey's financial teachings, his discovery of a fascinating book called "Becoming Your Own Banker," and the transformative impact it had on his perspective. We also explore the need for pastors to have additional streams of income and how it can empower their leadership and benefit the church as a whole. Connect With Nate:Website: Unlimited Life ConceptsWebsite: Be The BankEmailStruggling With Money Mindset?Get our FREE Money Mindset Guide
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Health, Nutrition, and Motivation Made Simple It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-698-3814 Call Me: 888-283-7272 Send me a DM: @DrAsa I will answer these daily and tweet the answers @DrAsa with the hashtag #DrAsaShow. We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Join me in our Healthy Community called Asa+ by visiting DrAsaShow.com Our Health Coach Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals!!
16 out of 38 of Jesus' parables deal with money and possessions. Nearly 25% of the words Jesus spoke in the New Testament deal with biblical stewardship and 1 out of 10 verses in the Gospels deal with money.In this Podcast episode, Dave is briefly going to share 5 verses about money from the bible. These are timeless statements from the Bible that I believe will help you to win with money - regardless of where you are spiritually. I think you will see that these verses, from over thousands of years, are just as relevant today as when they were once written.Personally, I don't like being preached at and I doubt you do either, so my goal today is to not do that on the episode. I will simply share the verse, and give you my take.Questions For Review: Do you use the bible as a source of wisdom and truth in your life? What 1 verse from the 5 did you find most relatable or impactful? Verse From the Episode: "Wealth gained hastily will dwindle, but whoever gathers little by little will increase it." -Proverbs 13:11
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Ken Coleman & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Commonsense Help for Your Life and Health Call me at 888-283-7272 Text me at 407-698-3814 Send me a DM on instagram @AsaRxTV I will answer these daily and tweet the answers @AsaRxTV with the hashtag #AsaRxExperience How Fast Can You Live Your Potential and Be Healthy? You don't have to live lower than your potential for the rest of your life! Take the Asa Rx Experience Healthy Solution Quiz by answering simple questions and our Healthy Solution will show you how quickly you can reach your healthy goals! Our Gift To You As a complimentary gift to you The Asa Rx Experience team wants to give you a copy of his international best-selling book to help you GET STARTED for FREE . Living Healthy is often misunderstood and overcomplicated. It doesn't have to be! We made it simple. After just 30 days of following The Asa Rx Master Class, 9 out of 10 users feel more confident in their choices toward a healthy future. Join Us On Asa Plus!. Give us 2 minutes a day and Asa will change your life! Get the training that you need. How does your daily healthy lifestyle choices stack up? Our Asa Plus+ Community will help you what you need (and don't need), which questions to ask, and how to make the best natural lifestyle choices. In over 500 videos learn the best tools and strategies to get healthy and stay healthy from any device and on your time. Just 2 minutes a day! Find the Right Provider To Help Your Body Achieve It's Best. Finding the right provider doesn't have to be complicated. Here at The Asa Rx Experience, and AsaR.TV, we help you with getting your free conversation with our provider specialists makes it easy to know what questions to ask so you can make a confident choice. Meet with a provider on us! Listen and Watch Anytime, Anywhere. The Asa Rx TV app lets you download episodes for offline playback, customize your content, and see what's coming up!
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Dave Ramsey and many others bash Life Insurance "Sales Guys" every day. "Buy Term and Invest the Difference" is preached like it is the 11th commandment.As in EVERY profession, there are good and bad actors. As I always say, "Your Net WORK is your Net WORTH" my network has expanded dramatically over the last 5 years especially over and recently was introduced on LinkedIn to a "good" actor in the Life Insurance business that has decades of experience and stories to tell.Bob's philosophy is simple- if it doesn't feel right for the client, don't do it. And having been in the business for 39 years with ZERO consumer complaints is proof that the philosophy is working. Tip/Trivia – Less than TWO percent of Term Life Insurance policies pay out! RESOURCES MENTIONED:Signup for my newsletter!Episode 32 - BENEFIT from InflationEpisode 40 - The "anti" Financial Advisor Chris MilesEpisode 81 - Interview with my State Farm AgentDo Not Buy(Or Offer) An Indexed Universal Life Until You Read ThisAccelerated Benefit RiderWhat is Medicaid Spend Down?CONNECT WITH BOB: Deighton FinancialLife Insurance GuideC 941-685-8854 Toll Free 1-866-365-6558SHOW SPONSORSFreedom FamilySimple Passive CashflowHero LendingFocus Wealth GroupSupport the showUranium Spotlight: Nuclear's Resurgence in a Clean Energy WorldA weekly podcast on uranium fuel market trends and its global energy impactListen on: Apple Podcasts SpotifySupport the show
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are financial advisors all they're cracked up to be? They claim to have a crystal ball, but when you give them your money, your returns barely beat inflation. The truth about financial advisors? They are trained by the big financial institutions to push mediocre products with minimal returns. This leaves you just ahead of inflation, if you are lucky. In this episode, Chris Miles, an ex-financial advisor, and current investor joins us to disclose the financial industry and to give you some non-traditional advice to get you off the hamster wheel. Listen Now! Show highlights include: The “Grave” mentality that keeps you chasing after money (4:42) How this old corporate advice is making Americans broke everyday (5:02) Why listening to Dave Ramsey for financial advice will never make you wealthy (6:15) How having debt can actually make you rich (even if the interest rates rise) (7:01) Why most financial advisors lie to you about financial freedom (and how to spot them) (7:47) 2 ways to passively invest your money so you never have to work a day again (9:20) The big lies of the stock market that robs you of your wealth (14:22) The systematized way financial institutions hide information from you (19:45) A hidden “raw land” strategy to put money in your pockets monthly (22:49) To connect with Chris, please contact him at: chris@moneyripples.com and at https://moneyripples.com/ To get the latest updates directly from Dan and discuss business with other real estate investors, join the REI marketing nerds Facebook group here: http://adwordsnerds.com/group Need help with your online marketing? Jump on a FREE strategy session with our team. We'll dive deep into your market and help you build a custom strategy for finding motivated seller leads online. Schedule for free here: http://adwordsnerds.com/strategy
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Do you think it's impossible? You've probably heard that, or that it's just easier with loans. But then you hear horror stories of people trying to pay back loans! I want you to be able to KNOW it's possible to graduate debt-free! Dr. Candice Johnson, my guest today, did so without student loans whatsoever! Sometimes the ability to do something starts with seeing that someone else did it. Come, listen, and be inspired! I know you might feel overwhelmed with all of life and paying for college is just another thing to do, but you're concerned about the future. Listen in to be encouraged. Come join our FREE Facebook group to meet others on the same college journey as you, and post questions! Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook Dr. Candice's podcast = HERE Related Episodes: 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... Also find me at... Instagram --> @moneyandmentalpeace) Email --> info@moneyandmentalpeace.com Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. About Dr. Candice: Meet Dr. Candice – a beacon of encouragement and inspiration in our world. Her passion for lifting others up and helping them unlock their full potential is truly infectious. If you ever find yourself needing a boost of motivation, just look to her, and you'll witness a cheerleader extraordinaire, always standing on the sidelines, rooting for you to succeed. Born and raised in the vibrant city of Louisville, KY, Dr. Candice comes from a family of educators, instilling in her a deep love for knowledge and a heart for teaching. She honed her skills at Western Kentucky University and the University of Louisville, earning her degrees in Public Relations and Communication, respectively. Her thirst for learning and leading others to greatness led her to pursue a Doctor of Education in Leadership from Spalding University. Dr. Candice is the Founder and Chief Encouragement Officer of visionSPEAK Consulting, author of Queen, Arise, and the podcast host of visionSPEAK Live! Connect with Dr. Candice at visionspeakconsulting.com To listen to the podcast HERE Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, scholarships, college scholarships, scholarships for graduate students, undergraduate, Dave Ramsey, grants, college grants, university, free money
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This “financial order of operations” could be your ticket to financial freedom. If most Americans followed these steps, they would find themselves debt-free, with full retirement accounts, passive income, and “wealth-accelerating” investments that only top-income earners can access. But you don't need to make hundreds of thousands of dollars a year to follow this “Stairway to Wealth”; you just need to follow these steps! Andrew Giancola from The Personal Finance Podcast built the “Stairway to Wealth” after realizing that the common wealth-building plans, like Dave Ramsey's “Baby Steps,” wouldn't fit most people's lifestyles. Instead, Andrew worked to develop a system that almost anyone could use, one that was tailored to TODAY's financial environment and gave people more of a choice when it came to their investments. Following this nine-step plan, you can go from low cash and high debt to debt-free, financially safe and secure, and invested for your future. Whether you're starting on step one or step nine, this type of financial framework can make financial independence and early retirement MUCH easier. In This Episode We Cover The “Stairway to Wealth” financial order of operations ANYONE can use to build wealth Emergency reserves and why the “$1,000 standard" amount ISN'T enough Roth IRAs, 401(k)s, and which retirement accounts to invest in Paying off debt and which interest rate is worth tackling first The “wealth accelerators” that boast massive returns but with higher risk The “super retirement account” that most Americans don't know about And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Scott's Instagram Mindy on BiggerPockets Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Learn from Other Real Estate Investors on the BiggerPockets Forums Start Your Real Estate Investing Journey with the “BiggerPockets Real Estate” Podcast Are Dave Ramsey's 7 Baby Steps Overrated Master Money The Personal Finance Podcast The “Stairway to Wealth” Andrew on BiggerPockets Learn more about your ad choices. Visit megaphone.fm/adchoices
Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm falling behind financially," "Should I take our a HELOC for home repairs?" "Does it make sense for me to pay for my daughter's college education?" "Can someone ever stop tithing in a difficult situation?" "How can I stop enabling my irresponsible mother?" "Will I be able to retire?" read more: The Truth About Retirement, "Should I buy a house with cash?" "Pull from my mutual funds to pay off debt?" "I have $220K in student loans, what can I do?" The persistent illusion of gold, read more: Why Investing in Precious Metals Is a Bad Idea, "What should I do with an inheritance?" Support Our Sponsor: Balance of Nature Zander Insurance Churchill Mortgage Christian Healthcare Ministries USCCA Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET EveryDollar, budget for the life you want today for free: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Today we'll hear about: • A business owner who hired his friends and how it affected their relationships • Some of the key leadership lessons from the Freedom Convoy with Tamara Lich • How you can reward your employees without using money • What to do with your tithe when your business is contributing a lot to your local church Links mentioned in this episode: • The EntreLeadership Podcast • Tamara Lich's book: Hold The Line: My Story From The Heart Of The Freedom Convoy • EntreLeadership Master Series • Have a question for The EntreLeadership Podcast? Leave a voicemail at 844.944.1070 or submit your question for a chance to be on the show with Dave Ramsey: https://www.entreleadership.com/ask Start growing in business and leadership with the EntreLeadership Newsletter. Sign up to receive tactical tools, advice and resources in your inbox every week: https://bit.ly/3IRWnsL Support our sponsors: • NetSuite • BELAY • Payority • Trainual Learn more about EntreLeadership Events: • EntreLeadership Summit • EntreLeadership Master Series Learn more about EntreLeadership Coaching: • Elite • Advisory Groups • Executive Coaching • Workshops Listen to all the Ramsey Network podcasts anytime, anywhere in our Ramsey Network app: https://apple.co/3eN8jNq Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy
So often we want to do God's will, but when He asks us to do something difficult, we shrink back. In this episode, Christy reminds us there is purpose in doing hard things and encourages you to do that hard thing—whatever it is!—that God is asking you to do. Don't forget to subscribe wherever you listen to podcasts to never miss an episode. Helpful resources: • 7 Steps to Stop Feeling Discouraged available at www.christywright.com • Save 25% on God's Big Promises Bible Story Book with promo code HOPE at goodbook.com/godsbigpromises Sight & Sound TV on demand at Sight-Sound.TV Or Download the App! Lisa Harper's “Jesus” is available wherever you buy books!
Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money. Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Dave Ramsey & Jade Warshaw answer your questions and discuss: "I'm in a lawsuit with cofounders of my company," Getting out of upside down cars (and motorcycles), "Am I saving too much or should I enjoy my life more?" read more: Why You Need Some Fun Money in Your Budget, Things to do to create margin in your budget, "What should my net worth ratio be?" "Are we able retire now?" "Preparing for high interest rates on a home," Covering an emergency while in debt, "Should I sell my house to pay of business debt?" "Should I use my gold & silver to pay off debt?" "When would you recommend bankruptcy?" "How do we set goals after paying off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance BetterHelp Balance of Nature Neighborly EveryDollar, budget for the life you want today for free: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we buy a bigger home?" "I have $300k in student loans and can't work," "How much of our money should we save?" "Should I use savings to pay off my student loans?" "What should I do after inheriting a house?" "Do I need Title Theft insurance?" "How do I fix my relationship with money?" "How should I invest after selling my house?" "I took a job but they lied about compensation..." "My siblings don't want to honor my mom's trust," The stupidity of day trading, read more: What Is Day Trading and How Does It Work?, Our mother-in-law wants us to get a HELOC. Support Our Sponsor: Balance of Nature Zander Insurance Churchill Mortgage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET EveryDollar, budget for the life you want today for free: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy