Podcasts about Financial independence

Love Your Career Podcast? Let us know!Career Reinvention, Retirement and Building a Richer Life with Hannah MartinWhat does it really mean to prepare for retirement? For many women, especially mid-career professionals, retirement planning is often reduced to one question: “Will I have enough money?” Yet, as Hannah Martin explains in this thoughtful conversation, a fulfilling later life requires more than financial security. It also calls for purpose, community, health, independence and a clear sense of what comes next.In episode 282 of Your Career Podcast, Jane Jackson reconnects with Hannah Martin, founder of Talented Ladies Club and Rich Retiree, seven years after their last conversation. Hannah and I chatted in episodes 19 and 101. Hannah shares how her work supporting ambitious mothers returning to the workforce evolved into a new mission: helping women prepare for retirement in a way that is practical, empowering and deeply human.Jane and Hannah discuss the unique career and financial challenges many women face, including career breaks, lower pension or superannuation balances, caring responsibilities, and the implications of, unfortunately, a divorce. Confidence dips after time out of the workforce, and the long-term impact of the gender pay gap.They also explore why career reinvention does not stop at midlife. Whether you are facing redundancy, considering a career change, preparing for retirement, or wondering how to create more meaning in your next chapter, this conversation offers a reassuring reminder that it is never too late to make considered, confident choices.In this episode, we discuss:Why retirement planning must go beyond moneyThe four pillars of a rich retirement: finance, health, community and purposeHow career breaks can affect confidence, savings and long-term financial independenceWhy women often face different retirement challenges from menThe importance of community, contribution and meaningful activity as we ageHow mid-career professionals can begin planning their next chapter before they are forced toWhy career clarity matters at every stage of lifeHow cultural attitudes towards ageing can affect confidence, wellbeing and possibilityThe value of wisdom, lived experience and intergenerational connectionKey takeawayA rich retirement is not only about what you have saved. It is also about the life you are building.For mid-career professionals, this episode is a timely reminder to pause, reflect and ask: “What do I want the next chapter of my life and career to feel like?” Whether you are navigating redundancy, exploring a career change, rebuilding confidence, or preparing for a new stage of life, clarity is the first step towards making wise and grounded decisions.Resource mentioned:YouTube video when Jane visited Hannah in Worthing, UK - showing how genuine networking turns into genuine connections, taking the online connection offline to meet in person.  Watch here: https://youtu.be/hN_dAzQ30uo?si=PxSphzC7KI_psFsE About Hannah MartinHannah Martin is the founder of Talented Ladies Club, created in 2013 to support ambitious mothers returning to work and building careers or businesses that fit their lives. Her latest initiative, Rich Retiree, helps women take a more holistic approach to retirement planning, considering not only finances but also health, purpose, community and fulfilment.Find out more at: richretiree.comAbout Jane JacksonJane Jackson is a career management coach, author of Navigating Career Crossroads, and host of Your Career Podcast. With over 24 years of experience, Jane helps mid-career professionals navigate redundancy, career change, job search, interview preparation, LinkedIn personal branding and career clarity so they can make confident decisions and move towards work they will enjoy.If you are at a career crossroads and would value caring, practical support, visit janejacksoncoach.com.------Welcome to Your Career Podcast with Jane Jackson where I help mid career professionals overcome self doubt and gain career clarity and the confidence to create the life and career they desire. Book a Zoom chat with me at janejacksoncoach.com - I'd love to meet you and discover what's happening in your career! Support the show- - - - - -Find out what you MUST DO to make a successful career change and land the job you'll LOVE.  Take the CAREER SUCCESS QUIZ (it only takes 2 minutes) https://careersuccess.scoreapp.com/   

Episode Highlights With MikeWhat the money habit is and how this differs from traditional budgeting Why most financial systems fail to change behavior long termThe psychology behind money habits and how to change themWhat commitment devices are and how they can helpHow this works if you're at essential living and a very tight budgetThe simplest way to get started How this ties into the hierarchy of needs and how to work with this, not against itThe most common mistakes people make How to navigate the money habit systems as a couple without conflict Avoiding the parent/child dynamic around money which can cause tensionFinancial freedom vs financial independence and why this is importantResources MentionedFollow Mike on Instagram and FacebookMike's websiteMy Money Bunnies: Fun Money Management For Kids bookMike's other booksBONCHARGEI like so many of their products - from their red light products to their sauna blankets. Red light has been so helpful for me during my recovery from Hashimoto's. To find out more, go to boncharge.com/wellnessmama and use code wellnessmama for 20% off!Just Thrive:Just Thrive Health has been one of my longtime favorite brands for gut health and they have an amazing Daily Gut Detox. Your immune system, gut barrier, and digestion get the support they need to stay strong and healthy. You can find this and their probiotics at justthrivehealth.com/wellnessmama or use code wellnessmama for 20% off your order. 

What if the fastest way to understand women's financial power isn't another lecture, but a trivia game that quietly reveals how recent, fragile, and still unfinished so much of women's economic progress really is? In this special "Sheconomy" quiz-show episode, Jackie and Bill join Janine Firpo and financial planner Sarah-Catherine Gutierrez for a lively game show. They move from Equal Pay Day and credit-card rights to why women often outperform men as investors, why female-led companies and firms still get shut out, and what could happen if women intentionally shifted even a slice of their wealth toward their values. The tone is playful, but the message is serious: money is power, and women stepping into that power changes families, businesses, markets, and maybe the whole economy. This episode covers: The surprising timeline of women's financial rights in the US What Equal Pay Day reveals about how far women still have to go Why women often outperform men as investors  How overconfidence and overtrading hurt returns Why women-led businesses still receive a tiny share of venture capital The rise of advice-only and flat-fee financial planning models What values-aligned and ESG investing actually mean Why women's money choices can reshape markets and communities How much wealth women are expected to control in the coming years The collective impact women could have by shifting capital intentionally . === SUPPORT  THE  SHOW ===

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3422: Lauren Keys shares how a desire to fit in with new coworkers led to a surprisingly expensive Starbucks habit, even though free coffee was available at the office. By examining the difference between seeking companionship and seeking caffeine, Keys offers a thoughtful reminder that meaningful relationships don't require spending money and that small daily choices can better support long-term financial goals. Read along with the original article(s) here: https://www.tripofalifestyle.com/perspective/the-starbucks-predicament/ Quotes to ponder: "True friendship shouldn't have an obligation or a price tag attached to it, so don't feel pressured to spend more money than you want just to enjoy those relationships." "Our goal since graduating college has been to save more and spend less in an effort to reach financial independence at a young age." "I was spending money as a way to mentally escape from work when I could have been using it to slowly buy freedom from that work in the first place." Episode references: Keurig: https://www.keurig.com/ Financial Independence: https://en.wikipedia.org/wiki/FIRE_movement Net Worth: https://www.investopedia.com/terms/n/networth.asp Starbucks: https://www.starbucks.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when women in the financial independence community finally get a room of their own and use it not just to talk numbers, but to unpack the invisible stuff they've been carrying for years? In this on-location episode, Jackie takes us inside the Women of FI annual weekend in Maryland. This was a rare women-centered FI retreat that blends case studies, life design, laughter, and vulnerability. She catches up with two familiar voices from past episodes, Kim Hunter-Borst and Lisa B. to hear what retirement, sabbaticals, and post-FI life actually look like in motion, not just on paper. Other attendees also share why a women-only space hits differently: less posturing, more honesty, more room to talk about emotional labor, caregiving, identity, and the inner work that often gets skipped in mixed-money spaces. This episode covers:  What happened at the Women of FI annual women's weekend in Maryland  Why women-centered FI spaces create a different kind of openness and trust  Kim Hunter-Borst's vision for building a smaller, more vulnerable, more intentional retreat  The 2026 theme of "release" and what women said they were ready to put down  A retirement update from Kim after leaving full-time work  A follow-up from Lisa B. on quitting her job, taking a summer break, and what happened next  Why women said they needed space for both the "outer" and "inner" work of FI  How attendees are thinking about Coast FI, sabbaticals, community, and post-FI life . === SUPPORT  THE  SHOW ===

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3422: Lauren Keys shares how a desire to fit in with new coworkers led to a surprisingly expensive Starbucks habit, even though free coffee was available at the office. By examining the difference between seeking companionship and seeking caffeine, Keys offers a thoughtful reminder that meaningful relationships don't require spending money and that small daily choices can better support long-term financial goals. Read along with the original article(s) here: https://www.tripofalifestyle.com/perspective/the-starbucks-predicament/ Quotes to ponder: "True friendship shouldn't have an obligation or a price tag attached to it, so don't feel pressured to spend more money than you want just to enjoy those relationships." "Our goal since graduating college has been to save more and spend less in an effort to reach financial independence at a young age." "I was spending money as a way to mentally escape from work when I could have been using it to slowly buy freedom from that work in the first place." Episode references: Keurig: https://www.keurig.com/ Financial Independence: https://en.wikipedia.org/wiki/FIRE_movement Net Worth: https://www.investopedia.com/terms/n/networth.asp Starbucks: https://www.starbucks.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to build tax-free wealth even if your income is too high for a Roth IRA? In this episode, Mindy Jensen and Scott Trench are joined by CPA's Amanda Han and Matt MacFarland. They break down the Backdoor Roth IRA and Mega Backdoor Roth strategies step-by-step. You'll learn how the Backdoor Roth works, how to avoid costly tax mistakes, how the pro-rata rule can impact your conversion strategy, and when the Mega Backdoor Roth may allow you to contribute tens of thousands of additional dollars to Roth accounts each year. Whether you're pursuing FIRE, optimizing your retirement accounts, or looking for advanced tax planning strategies, this episode covers everything you need to know. Connect with Amanda Han and Matt MacFarland Website: https://www.keystonecpa.com/pages/about-us Instagram: https://www.instagram.com/amanda_han_cpa/?hl=en To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3584: Jesse Cramer explores how small life decisions can radically shape our future, drawing a surprising connection between Robert Frost's The Road Not Taken and the pursuit of financial independence. Rather than glorifying the FIRE movement, he challenges listeners to consider whether they're building a life they truly enjoy today, or simply trying to escape one they don't. Read along with the original article(s) here: https://bestinterest.blog/two-roads-to-financial-independence/ Quotes to ponder: "FIRE is a road less traveled. But it's not always a better road." "Rather than running towards early retirement, I was using FIRE to run away from an unfulfilling job." "Small changes in input can cause massive shifts in output." Episode references: The Road Not Taken by Robert Frost: https://www.poetryfoundation.org/poems/44272/the-road-not-taken Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3584: Jesse Cramer explores how small life decisions can radically shape our future, drawing a surprising connection between Robert Frost's The Road Not Taken and the pursuit of financial independence. Rather than glorifying the FIRE movement, he challenges listeners to consider whether they're building a life they truly enjoy today, or simply trying to escape one they don't. Read along with the original article(s) here: https://bestinterest.blog/two-roads-to-financial-independence/ Quotes to ponder: "FIRE is a road less traveled. But it's not always a better road." "Rather than running towards early retirement, I was using FIRE to run away from an unfulfilling job." "Small changes in input can cause massive shifts in output." Episode references: The Road Not Taken by Robert Frost: https://www.poetryfoundation.org/poems/44272/the-road-not-taken Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3584: Jesse Cramer explores how small life decisions can radically shape our future, drawing a surprising connection between Robert Frost's The Road Not Taken and the pursuit of financial independence. Rather than glorifying the FIRE movement, he challenges listeners to consider whether they're building a life they truly enjoy today, or simply trying to escape one they don't. Read along with the original article(s) here: https://bestinterest.blog/two-roads-to-financial-independence/ Quotes to ponder: "FIRE is a road less traveled. But it's not always a better road." "Rather than running towards early retirement, I was using FIRE to run away from an unfulfilling job." "Small changes in input can cause massive shifts in output." Episode references: The Road Not Taken by Robert Frost: https://www.poetryfoundation.org/poems/44272/the-road-not-taken Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens after you reach Coast FIRE? For years, you save aggressively, maximize retirement accounts, and build wealth with one goal in mind: hitting your investment goal. But once you arrive at Coast FIRE—Coast to Financial Independence and Relax Early—a new question emerges: Now what? In this episode, we answer a thoughtful listener question from Richard, who has built a seven-figure net worth with his wife but feels stuck in a sales career that's wearing him down. We discuss how to actually act on Coast FIRE, the four career paths available after reaching the milestone, and how to use the financial strength you've built to create more freedom and margin in your life today. Then, we welcome back retirement expert Jesse Cramer to discuss an important and often-overlooked topic: Social Security benefits after divorce. We cover how spousal and survivor benefits work, eligibility requirements, common misconceptions, and what divorced spouses need to know when planning for retirement. What Coast FIRE really means beyond the calculators Four career paths to consider after reaching Coast FIRE Why more money isn't always the answer How to use your wealth to create more time freedom Social Security spousal benefits explained Social Security survivor benefits explained Divorce and Social Security eligibility rules Common Social Security claiming strategies for married couples Retirement planning considerations for divorced spouses RESOURCES Own Your Time: https://marriagekidsandmoney.com/book Coast FIRE Calculator: https://marriagekidsandmoney.com/coast-fire-calculator Personal Finance for Long-Term Investors Podcast: https://bestinterest.blog/podcast Leave a Voicemail: https://marriagekidsandmoney.com/voicemail Instagram: @marriagekidsandmoney LinkedIn: @AndyHillMKM CREDITS Host: Andy Hill Editor: Johnny Sohl Podcast Support: Michelle Ahmed Learn more about your ad choices. Visit megaphone.fm/adchoices

Key Topics Covered: 1. Defining True Wealth Wealth is about creating predictable income and financial security. The goal is freedom, experiences, and a low-stress lifestyle. 2. From Corporate Career to Property Entrepreneur Transitioning from employment to financial independence through property. Recognising when a traditional career path no longer aligns with personal goals. 3. The Impact of Rich Dad Poor Dad How financial education can change perspectives on wealth building. The importance of developing an investor mindset. 4. Learning Through Failure Early mistakes in serviced accommodation created valuable lessons. Setbacks can become turning points for future success. 5. The Demand-Led Investment Approach Find the demand before choosing the property. Reverse-engineering investments around proven market needs. 6. Understanding Serviced Accommodation The opportunities and risks of short-term rental strategies. Why demand is critical for long-term profitability. 7. Building Multiple Income Streams Combining trading, investment, and coaching businesses. Creating diversified sources of recurring income. 8. Wealth, Family, and Lifestyle Using wealth as a tool to create time, experiences, and flexibility. Balancing financial success with family, health, and personal fulfilment. Actionable Takeaways Focus on building assets that generate predictable, recurring income rather than chasing quick wins. Identify genuine market demand before investing in a property or launching a new venture. Treat mistakes as learning opportunities and use them to improve future decision-making. Invest in your financial education to develop a stronger wealth-building mindset. Build multiple income streams to reduce risk and increase financial resilience. Align your wealth-building activities with your personal values, family goals, and desired lifestyle. Review your current investments and ask whether they are driven by demand or by assumptions. Prioritise long-term consistency over short-term excitement when creating wealth. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Devenir Plus - Become more in every area of your life Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Most people think financial independence is all about cutting expenses, but there's only so much you can cut. In this episode, Haley Sacks, better known as Mrs. Dow Jones, shares the strategies that actually move the needle when it comes to building wealth, reaching financial independence, and creating long-term financial freedom. We discuss how to increase your income, negotiate higher pay, avoid lifestyle creep, invest with confidence, and build a simple system for managing money. Haley also explains why human capital may be your most valuable asset, how AI is changing career opportunities, and why index funds remain one of the most powerful wealth-building tools available. Whether you're pursuing FIRE, trying to grow your net worth, or simply looking to make smarter financial decisions, this episode provides practical strategies you can start using today. Connect with Haley Sacks: Website: https://www.mrsdowjones.com/book Instagram: https://www.instagram.com/mrsdowjones/ To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Stay informed on current events, visit www.NaturalNews.com  - Power Over Personal Circumstances (0:12) - Financial Control and Knowledge (6:40) - Rejecting Conventional Wisdom (12:39) - Financial Independence and Self-Custody (19:13) - Social Engineering and Conformity (26:16) - Technological Innovation and Chinese Dominance (33:00) - Simulation Theory and the Nature of Reality (39:24) - The Role of Consciousness in the Simulation (44:56) - The Quest for Personal Growth (50:18) - The Role of Technology in Personal Empowerment (55:51) - Virtual Reality and Historical Context (1:01:02) - Philip K. Dick and the Simulation Hypothesis (1:06:04) - Timeline Pirates and Multiverse Interpretations (1:11:06) - Fine-Tuning and Digital Physics (1:16:22) - Near-Death Experiences and Simulation Theory (1:21:31) - Retro Causality and Quantum Computing (1:26:37) - Simulation Theory and Faith (1:31:51) - Practical Takeaways and Personal Reflections (1:37:00) - Prompt Theory and AI Advancements (1:42:30) - Final Thoughts and Future Plans (1:48:46) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Making more money doesn't guarantee financial freedom. Today's guest explains what actually does.   If you've ever thought, “I make good money… so why do I still feel stressed about it?” — this episode is for you.   In this episode of Balanced, Beautiful & Abundant, Rebecca Whitman sits down with Andrew Giancola, host of The Personal Finance Podcast and founder of  Master Money .   Andrew teaches practical, proven strategies to help people build wealth, reduce financial anxiety, and create true financial freedom—not through hustle culture, but through intentional habits and smart systems.   Whether you're growing a business, building your next chapter, or simply want more peace around money, this conversation will help you create a stronger financial foundation.   ✨ In this episode, you'll learn:   • Why income is one of the biggest levers for creating wealth   • The exact order of operations for building financial freedom   • How to automate your finances and spend less time thinking about money   • Common mistakes even successful people make with wealth   • How to reduce financial stress and anxiety   • The difference between feeling wealthy and actually building wealth   • How to enjoy your life now while creating long-term security   • Small habits that create massive financial results over time   • What to focus on in the next 12 months to transform your finances   This episode is a reminder that abundance isn't just about earning more—it's about creating a life that feels aligned, peaceful, and financially empowered.  

Send us Fan MailRHORI S1 E9 The Clique vs. Rosie??RHORI S1 E9 Questionable BehaviorEpisode 9 of The Real Housewives of Rhode Island centers on the fallout between Rosie and Kelsey after their explosive confrontation. Kelsey immediately calls Liz after leaving Rosie's home and escalates the drama by alleging that Rosie had affairs with married men, including one rumored relationship that supposedly helped finance Rosie's house. Meanwhile, Ashley and Jared prepare for trivia night at the restaurant while Rosie warns Ashley that she refuses to attend if Kelsey is there. Across town, Ruella continues opening up about the emotional and financial realities of her marriage, while Alicia reflects on her own family experiences and begins questioning her financial security within Pizza Mama. The episode balances the chaos of friendship drama with deeper conversations about independence, marriage, and money.At dinner with the couples, the tension surrounding Rosie and Kelsey spills into the group dynamic. Kelsey repeats Rosie's insults — including calling her a “slam pig” — leading the table to literally Google the phrase while the conversation spirals into exes paying bills, loyalty, and Alicia's earlier comments about being “homeless.” JoEllen becomes increasingly accused of playing both sides after staying close with both Rosie and the other women, while Liz questions whether Rosie is truly hurt or simply unable to handle jokes directed at her. By the time the women arrive at Ashley's trivia night, the atmosphere is already toxic. Kelsey arrives wearing a “Miss SlamPig USA” sash and tiara, turning the insult into a spectacle. Rosie feels isolated as Alicia and Liz attempt to mediate, but the shouting becomes so overwhelming that Ashley breaks down in tears, begging everyone to stop arguing while several of the women literally hide under the table during the screaming match.The second half of the episode shifts toward unresolved emotional and financial tensions. Alicia presents Billy with ideas for expanding Pizza Mama and directly asks whether he trusts her with the business, leading to a brutally honest conversation about inheritance, ownership, and security. Rosie later apologizes to Ashley and invites most of the group — excluding Kelsey — to Boston for her husband's Frank Sinatra performance, further cementing the divide within the cast. The episode ends with another emotional confrontation during the drive to the Boston event, where Liz and Alicia revisit the “homeless” comment and JoEllen's attempts at mediation only make things worse. Liz ultimately labels JoEllen “fake” and “disingenuous,” leaving friendships fractured and alliances more unclear than ever heading into the next episode. keywordsReality TV, Housewives of Rhode Island, interpersonal conflicts, friendship, financial independence, social dynamics, reality TV drama, cast analysisSupport the showhttps://www.wewinewhenever.com/ 

Ericka Barnes first appeared on the Journey to Launch podcast in 2019 to share how she reached financial independence in her mid-30s. Since then, her life has looked nothing like a straight line; divorce, layoffs, a new marriage, and a second retirement later, she's back to share the full story. In this brand new episode, Ericka walks us through what she's been up to since our last conversation, from rebuilding financially after a divorce, to reaching chubby FIRE  (Financial Independence Retire Early) in 2023. The financial foundation she had built; real estate, index funds, and a prenup, turned out to be more than a wealth strategy. It was the infrastructure that protected her when life got complicated. Today, Ericka and her husband are fully work-optional, house hacking in St. Croix while splitting time between Atlanta and the US Virgin Islands. This episode is a powerful reminder that financial independence isn't just about retiring early, it's about having the stability and options to navigate whatever life brings, rebuild when necessary, and ultimately design a life on your own terms. In this episode, Ericka shares: How she rediscovered her love of creative writing and the two books she is publishing this year How a prenup protected her financially and emotionally through divorce and why every couple should consider one Why she went back to work after lean firing, what chubby FIRE actually feels like, and the key difference between the two The case for geo arbitrage in a US territory and how she and her husband bought a home in St. Croix with a built-in tenant to offset the mortgage What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Ericka's first episode on the podcast: From Making $35,000 A Year To Being A Millionaire with Ericka Grant The Simple Path to Wealth by JL Collins: jlcollinsnh.com Afford Anything Podcast: affordanything.com Check out the FIRE Calc Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ericka: Website: freelennial.com/about/ Instagram: @ericka_sojourner Email: islandfirewriter@gmail.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

In this episode of the BiggerPockets Money podcast, Bob Haines joins hosts Mindy Jensen and Scott Trench to explain how to build an investor policy statement and create a long-term investment philosophy for financial independence and early retirement. We break down how FIRE investors can design a personalized investing framework that aligns with their goals, risk tolerance, lifestyle, and withdrawal strategy while avoiding emotional investing during market volatility. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode summaryA short guided meditation recorded with the Mindful FIRE Legends community to help you meet yourself where you are, settle into the present moment, and use the breath as a gentle anchor. You'll practice observing your experience without needing to change anything, then repeatedly “start again” each time the mind wanders—remembering that each in-breath is a new beginning and each out-breath a chance to let go and relax into this moment.In this meditation, you'll practice- Arriving with three deep breaths- Meeting yourself where you are (body + mind check-in)- Resting in kind, curious awareness- Anchoring attention on the felt sense of breathing- Working skillfully with distraction: notice → return → begin again- Setting a simple intention for the rest of your dayQuotable lines- “Each in breath is a new beginning. Each out breath, a chance to let go and relax a little more into this moment.”- “Each time your mind wanders off and you notice, just choose to come back to the breath.”About the Mindful FIRE Legends communityWe meet weekly to connect, support each other, and practice mindfulness on the path to financial independence. Join at mindfulfire.org/join.PS: Introducing the…

This time on my podcast, a dear friend for the last 20 years or so. I wanted to speak with someone jisne is pure Financial Independence ke concept ko depth mein samjha hai and rather than going by some so called famous formulas and all, usne actual mein is direction mein conscious and solid steps liye hain to make it possible.Ek honest and fun conversation. Discussion mein bht hi behetreen tareeke se ek aisa secret pata laga jo simple hai and bht effective hai.Do listen and do let me know in the comments if you also thought ki it can actually work.#financialeducation #financialindependence #retirement #retirementplanning #retireearly #finance #savings #savingmoney #FIRE #financialindependence #RetireEarly #PersonalFinanceIndia #financialfreedom #SOSPodcast #hindipodcast #savingsgoals #wealthbuilding #mutualfunds #sipinvestment #moneymindset #financialplanning #PaisaKiAzaadi #indianpodcast

Financial independence can be a powerful goal. You work hard, save aggressively, invest consistently, hit your number, and create the freedom to make decisions from choice instead of fear. But what happens when life changes after the spreadsheet says you are done? In this solo episode of Business, Finance and Soul, Shaun talks about the practical side of FIRE — Financial Independence, Retire Early — especially for parents considering LeanFIRE. While early retirement can create discipline, hope, and long-term freedom, the challenge is that kids are not spreadsheet assumptions. Their lives evolve. Their talents, interests, needs, and opportunities can become more meaningful and more expensive than you ever expected. Shaun shares his own personal example of his daughter being accepted into a top boarding school — an incredible opportunity that also created a major financial reality years earlier than expected. The episode explores the tension between protecting the plan and supporting the people you love. This is not an episode telling anyone what to do. It is a cautionary conversation about the importance of building flexibility, liquidity, earning capacity, and a wider margin of safety into any early retirement plan when children are part of the equation. Because true financial independence is not just about walking away from work. It is about having the ability to respond to life. Timeline / Chapter Markers 00:00 – Welcome to Business, Finance and Soul Shaun introduces the solo episode and the practical side of Financial Independence, Retire Early. 00:35 – The appeal of FIRE and the Freedom Fund Why early retirement creates hope, discipline, and the ability to make decisions from choice instead of fear. 02:07 – LeanFIRE, ChubbyFIRE, and FatFIRE A breakdown of the different FIRE paths and why LeanFIRE has a much tighter margin of error. 03:20 – The problem with forecasting life too tightly Spreadsheets can model housing, food, healthcare, and college, but they cannot fully predict how life will unfold. 04:34 – Kids are not spreadsheet assumptions Children grow into changing human beings with dreams, talents, interests, and opportunities parents may never have expected. 05:25 – When your child's opportunity challenges the plan Sports, music, art, robotics, debate, private school, boarding school, or other paths can create real financial decisions. 06:47 – Shaun's personal example Shaun shares how his daughter's acceptance into a top boarding school became both an exciting opportunity and a major financial consideration. 08:44 – College-like tuition arriving early Why some expenses cannot be solved by cutting coffee, canceling subscriptions, or trimming the grocery bill. 10:00 – Financial independence should create freedom, not pressure If a plan is too light, you may be free from work but not free to respond to life. 11:07 – Life does not stop changing once you hit your number New opportunities do not ask whether they fit into your withdrawal rate. 12:15 – Why LeanFIRE with kids deserves caution "Just enough" may work for the life you can currently see, but not always for the life that shows up later. 12:57 – Do not build your plan around perfect conditions A strong plan should account for major changes, not assume everything goes exactly as expected. 13:55 – Build a Life Expansion Fund Beyond an emergency fund, Shaun introduces the idea of a fund for opportunities you did not know you would care about later. 15:19 – Be careful making early retirement the only goal Sometimes the better goal is not to never work again, but to make work optional, meaningful, flexible, or on your terms. 17:19 – Maintain earning capacity If life changes after early retirement, how easy would it be to earn again? 18:20 – Talk openly with your spouse Parents should discuss what they are willing to say yes to before the major opportunity arrives. 19:36 – Money is a tool The goal is not just to win the math game. The goal is peace, options, and the ability to support the people you love. 20:25 – The unknown is not always a disaster Sometimes the surprise is not a crisis. Sometimes it is your child's dream. 21:30 – Final thoughts Shaun closes with a reminder to expect the unexpected and leave room for the opportunities life may bring. www.BusinessFinanceAndSoul.com  www.CallTSG.com  https://www.linkedin.com/in/shaunenders/ https://www.youtube.com/@Businessfinanceandsoul 

A dead local meetup group attracted just 5 people to its first gathering at a brewery. Two years later, that same group draws 70+ attendees to structured educational sessions, with newcomers driving across multiple states to participate. The transformation reveals something most personal finance education gets fundamentally wrong. Introduction and St. Louis Group Overview [00:00:00] Jonathan and Brad welcome Kristen Knapp and Allen Hansen to discuss how the St. Louis ChooseFI group became one of the most thriving communities in the country. Rebooting a Dormant Community [00:08:30] Kristen shares how she transformed a dormant St. Louis group after attending Camp FI, starting with brewery meetups and evolving to structured case studies that dramatically increased engagement. The Genesis of FI 101 [00:15:45] The hosts discuss how new members needed basic FI education, leading to the creation of a structured FI 101 program that attracted 70+ attendees and continues to grow. Kristen's Journey to Part-Time Work [00:22:10] Kristen shares her 30-year broadcast meteorology career and how the FI community gave her the confidence to negotiate a part-time arrangement, creating space for her FI Friends Travel venture. Allen's Perspective on Giving Back [00:31:20] Allen discusses his motivation to help others after reaching FI himself, emphasizing that anyone can make mistakes and still succeed on the path to financial independence. Structuring FI 101 Content [00:38:00] The group breaks down the essential components of FI 101: defining financial independence, the shockingly simple math of early retirement, and the financial order of operations. The Importance of Your Why [00:45:30] Jonathan proposes that understanding your personal why for FI should be the foundation of any FI 101 program, making it more compelling than traditional personal finance education. Investment Fees and Opportunity Cost [00:52:15] Brad delivers a detailed breakdown of how investment fees can cost millions over a lifetime, using concrete examples to illustrate the importance of low-cost index funds like VTI. Action Items and Next Steps [01:05:40] Allen outlines the two critical action items for FI 101 attendees: tracking net worth and monitoring spending, while the group discusses cadence for ongoing educational sessions. Preview of FI 201 and Future Plans [01:12:00] The hosts wrap up by discussing plans for a second episode covering FI 201 content and how local groups can iterate and improve their educational programming. Notable Quotes "I created what I wished existed. Nobody else is going to do it. Why not me?" — Kristen Knapp "After fifteen years of marriage, we finally hit broke. I think that resonates with people. We did it all wrong with credit card debt, you name it." — Allen Hansen "You can't save your way to FI. It's just almost impossible. You have to invest those dollars." — Allen Hansen "FI is not this passive endeavor and FI is not just about the nuts and bolts of money. This is about a constantly evolving mental framework." — Brad Barrett "Being around other people on the same path is one hundred percent the reason I've been able to create this life, because I would have never even had the idea or the courage to do any of this." — Kristen Knapp Key Takeaways Your savings rate matters more than your income. Someone earning $50,000 and saving 50% will reach FI faster than someone earning $150,000 but saving only 10%. Investment fees compound negatively. A 1% advisor fee plus 1% fund fees can reduce a potential $7.2 million portfolio to just $3.9 million over 40 years. Your FI number is calculated by multiplying annual expenses by 25, based on the 4% safe withdrawal rule. Understanding your personal "why" for pursuing FI is more compelling than traditional budgeting advice and provides the motivation needed for long-term success. Community makes the difference. Local FI groups provide accountability, education, and the courage to make life-changing decis…

In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench break down the six foundational principles for building wealth and achieving financial independence. From controlling major expenses and increasing your savings rate to investing strategically and building additional income streams, this episode covers the practical habits that consistently help people grow wealth over time and accelerate their path to FIRE. Whether you're just starting your financial independence journey or looking to optimize your wealth-building strategy, this episode provides a simple and repeatable framework for building lasting wealth without overcomplicating personal finance. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

I believe much of what motivates our life perspective and choices is around protecting ourselves. It's human nature. I'm not talking about self-absorption, but even amongst the most giving and serving and confident of people, I still experience a lot of motive and behavior around self-protection. I'm including myself in this as well. My guest today has a very unique perspective on this concept. My guest is Jordan Grumet. Jordan was an internal medicine physician who left clinical practice to devote himself to hospice care and deep conversations about life. Jordan walks with people who are given an end of life diagnosis and watches a phenomenon happen right before his eyes. Jordan says, “We are all living versions of stories, but when a person is diagnosed with a terminal illness and death becomes a near future certainty, something remarkable happens: the self-protective stories about identity, work and money crumble, leaving them with clarity about who they are, what they love, and what really matters.” He then cites they become free, as there is no reason to hold up pretense and no need to protect themselves. Their focus shifts from fear of loss toward the possibility of what can still be gained, and people focus on true desires, generally for the first time. The tragedy is they didn't achieve this perspective, long ago in their lives. Which is why Jordan took his experience and wrote a book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. He's striving to help us leave our lives of self-protection and move to considering what is truly possible, now. Not waiting till death is imminent and we have a short time to do what really matters. You can connect with Jordan at his podcast, Earn & Invest Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey lady! Are you ready to get your ish together once and for all? Then bust that notebook out, sis, because this week Dr. Dom and Terri have a powerhouse guest join them to drop gems on how to get your financial house in order so you can welcome great wealth and prosperity in your life for good!Rachel Rodgers is the founder and owner of Hello Seven, a multi-million dollar company that teaches diverse entrepreneurs how to earn more money and build wealth. She's written several books on how simple mindset shifts can generate long-lasting gains and she's here to offer more wisdom from her latest offering Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth Inevitable. Don't let the title fool you lady, this book is for all ages. In this episode Rachel offers a framework to help you get to the root of your financial ethos so that you can make decisions from a grounded and abundant place.Sometimes it's as simple as changing the internal dialogue from one of being broke to about to be rich. Making that shift can transform your financial life and put you in a position to build the life of your dreams.Rachel highlights the importance of community in building your best financial life. If you're looking for like-minded women to discuss the book and other issues that help you grow to your best self then head to Patreon where we gather for additional insights and resources. See you there! Quote of the Day:"No matter what your life or bank account looks like today, you can be wealthy."– Rachel Rodgers  Goal Map Like a Pro WorkbookCultivating H.E.R. Space Sanctuary  Where to find Rachel Rodgers:Website: Hello SevenBook: Future Millionaire: A Young Person's Step-by-Step Guide to Making Wealth InevitableInstagram: @rachrodgersesqLinkedIn: Rachel RodgersTwitter (X): @RachRodgersEsqFacebook: Rachel Rodgers  Resources:Dr. Dom's Therapy PracticeBranding with TerriMelanin and Mental HealthTherapy for Black Girls Psychology TodayTherapy for QPOC  Where to find us:Twitter: @HERspacepodcastInstagram: @herspacepodcastFacebook:See omnystudio.com/listener for privacy information.

In this episode of The How To Show Podcast, we break down the mindset, strategies, and practical steps needed to create long-term wealth through real estate investing. From building passive income streams to scaling your portfolio and avoiding common mistakes, this conversation is packed with actionable insights for both beginners and experienced investors.  Whether you're looking to leave your 9–5, generate cash flow, or create generational wealth, this episode will help you understand how real estate can become a vehicle for true financial freedom. This episode was brought by Wheel barrow profits. want to start into multifamily? Go check wheelbarrowprofits.com We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why 91% of Millionaires Own a Business (And You're Missing Out) with Garrett Gunderson  Jeff Dudan's free digital copy of his book What if the financial advice you've been following your whole life is actually keeping you broke? In this episode of the Unemployable Podcast, Jeff Dudan sits down with New York Times and Wall Street Journal bestselling author, comedian, and entrepreneur Garrett Gunderson - founder of Multiplier and author of 'What Would the Rockefellers Do?' and 'Killing Sacred Cows' - for a conversation that will completely rewire how you think about money, wealth, and retirement. Garrett shares why 91% of people worth $5 million or more own a business, how the Rockefeller Method can be started with just $50/month, and why the traditional retirement plan is setting most Americans up for failure. He breaks down the 4 I's costing entrepreneurs thousands every year (IRS, interest, investments, and insurance), explains the critical difference between financial independence and financial freedom, and reveals the tax-free business exit strategy most owners never hear about. You'll also hear Garrett's powerful philosophy on involving your kids in financial conversations, why diversification is often distraction in disguise, the truth about debt vs. equity, and how he went from losing two business partners in a plane crash to selling his company and filming a comedy special on Amazon Prime. Whether you're a first-generation business owner, a seasoned entrepreneur planning your exit, or someone questioning the conventional save-and-hope financial model, this episode delivers practical, contrarian, and often counterintuitive strategies for keeping more of what you make and building a life you don't want to retire from. Key Topics Covered: • Why business ownership is the #1 wealth vehicle • The Rockefeller Trust + Insurance Method explained • How to sell a business for up to $15M tax-free • The 4 I's: IRS, Interest, Investments, Insurance • Why saving can make you poorer (inflation math) • Good debt vs. bad debt - and why the distinction matters • Involving your children in financial education • The problem with venture capital and diversification • How Garrett built Multiplier after selling Wealth Factory • Stand-up comedy, Amazon Prime, and the Financial Roast  Homefront Brands: https://www.homefrontbrands.com  Jeff Dudan: https://www.jeffdudan.com  Guest: Garrett Gunderson Guest YouTube: https://www.youtube.com/@GarrettGundersonTV  Guest Website: https://garrettgunderson.com/  Guest Socials: https://www.instagram.com/garrettbgunderson/  DM Garrett the word 'Rockefeller' on Instagram @GarrettBGunderson to receive the audiobook of 'What Would the Rockefellers Do?' for free.  #GarrettGunderson #WealthBuilding #FinancialFreedom #BusinessOwner #RetirementPlanning #RockefellerMethod #Entrepreneur #TaxStrategy #UnemployablePodcast #JeffDudan Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why 91% of Millionaires Own a Business (And You're Missing Out) with Garrett Gunderson  Jeff Dudan's free digital copy of his book What if the financial advice you've been following your whole life is actually keeping you broke? In this episode of the Unemployable Podcast, Jeff Dudan sits down with New York Times and Wall Street Journal bestselling author, comedian, and entrepreneur Garrett Gunderson - founder of Multiplier and author of 'What Would the Rockefellers Do?' and 'Killing Sacred Cows' - for a conversation that will completely rewire how you think about money, wealth, and retirement. Garrett shares why 91% of people worth $5 million or more own a business, how the Rockefeller Method can be started with just $50/month, and why the traditional retirement plan is setting most Americans up for failure. He breaks down the 4 I's costing entrepreneurs thousands every year (IRS, interest, investments, and insurance), explains the critical difference between financial independence and financial freedom, and reveals the tax-free business exit strategy most owners never hear about. You'll also hear Garrett's powerful philosophy on involving your kids in financial conversations, why diversification is often distraction in disguise, the truth about debt vs. equity, and how he went from losing two business partners in a plane crash to selling his company and filming a comedy special on Amazon Prime. Whether you're a first-generation business owner, a seasoned entrepreneur planning your exit, or someone questioning the conventional save-and-hope financial model, this episode delivers practical, contrarian, and often counterintuitive strategies for keeping more of what you make and building a life you don't want to retire from. Key Topics Covered: • Why business ownership is the #1 wealth vehicle • The Rockefeller Trust + Insurance Method explained • How to sell a business for up to $15M tax-free • The 4 I's: IRS, Interest, Investments, Insurance • Why saving can make you poorer (inflation math) • Good debt vs. bad debt - and why the distinction matters • Involving your children in financial education • The problem with venture capital and diversification • How Garrett built Multiplier after selling Wealth Factory • Stand-up comedy, Amazon Prime, and the Financial Roast  Homefront Brands: https://www.homefrontbrands.com  Jeff Dudan: https://www.jeffdudan.com  Guest: Garrett Gunderson Guest YouTube: https://www.youtube.com/@GarrettGundersonTV  Guest Website: https://garrettgunderson.com/  Guest Socials: https://www.instagram.com/garrettbgunderson/  DM Garrett the word 'Rockefeller' on Instagram @GarrettBGunderson to receive the audiobook of 'What Would the Rockefellers Do?' for free.  #GarrettGunderson #WealthBuilding #FinancialFreedom #BusinessOwner #RetirementPlanning #RockefellerMethod #Entrepreneur #TaxStrategy #UnemployablePodcast #JeffDudan Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Get Your Fill, Financial Independence and Long Life, host Christine McCarron interviews Keith Gillespie, a former active-duty Marine turned serial entrepreneur, real estate investor, and founder of REI Automated. Gillespie shares his journey from missing major milestones in his children's lives due to international deployment to building an expansive real estate portfolio that affords him complete time and financial freedom.

In this episode: “one more year” syndrome, defining enough, optimizing for pain vs pleasure, journaling + self-compassion, Rebel Finance School with Alan & Katie DoneganEpisode SummaryAlan and Katie Donegan unpack why people keep working “one more year” even when the math says they have enough—often because fear and identity (not logic) are driving the decision. They share simple mindfulness tools (journaling, compassionate awareness, and focusing on what you want) and explain Rebel Finance School, their free 10‑week course that helps beginners take control of spending, debt, investing, and retirement planning.Guest BioAlan and Katie Donegan created Rebel Finance School, a free annual personal finance course designed to make FI fundamentals approachable for beginners.Resources & Books MentionedRebel Finance SchoolThe Simple Path to Wealth (JL Collins)Mr. Money MustacheGuest Contact InformationRebel Finance Schoolhttps://rebeldonegans.com/Key TakeawaysAsk “What am I optimizing for?” to catch when fear is quietly steering a “one more year” choice.Mapping pain vs pleasure associations around retirement reveals the real blocker beneath the surface excuse.Journaling “freezes” swirling thoughts so you can evaluate them instead of obeying them.Self-compassion turns awareness into change: notice the story, question it, and choose what to water instead.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.PS: Introducing the…

In this episode, I talk about financial independence and why it matters so much in the life of a single mum - not just practically, but emotionally too. Through my work with women over the years, I've seen how closely financial independence is tied to emotional independence. When you begin to feel more capable and in control of your finances, something powerful shifts within you. In this conversation, I explore that connection and why building financial confidence can be a key part of rebuilding your sense of self and moving forward. Links mentioned in the episode:  Download the E-book, I'm A Single Mum... Now What? - HERE Click HERE to learn more about the Trauma coaching and support group program.  Join the Thrive Tribe waitlist HERE.  Click HERE to join the free Facebook Group, The Single Mother Survival Guide Support Forum.  Download the E-book – Thirteen single mothers share their struggles, top tips, and their favourite things about being a single mother – HERE. To contact Julia, email: julia@singlemothersurvivalguide.com. Visit us at Single Mother Survival Guide. And join the email list there too. Or connect with Single Mother Survival Guide on Facebook, Instagram, Twitter, or Pinterest.

Josette Mandela is a financial powerhouse and resilience expert dedicated to empowering women to take charge of their financial futures. A best-selling author, Josette draws from her own journey overcoming post-divorce bankruptcy to provide practical, accessible strategies for wealth-building and personal growth. Her mission is to help women gain confidence, achieve financial independence, and embrace the abundant lives they deserve. ---- SOCIAL MEDIA: Instagram: https://www.instagram.com/womansguide2money/ YouTube: https://www.youtube.com/@TheEmpoweredMoneyGirl Website: https://josettemandela.com/a LinkedIn: https://www.linkedin.com/in/josette-mandela Others: https://www.facebook.com/josettemandela

Episode Summary In this episode of Wade Borth Podcast, Wade Borth and Beth Reich tackle one of the most common reactions people have when they first hear about Infinite Banking and whole life insurance strategies: "This sounds too good to be true." Wade breaks down why skepticism around alternative financial strategies is natural, while also challenging listeners to examine the traditional banking and retirement systems with the same level of scrutiny. The conversation explores the difference between guaranteed assets and speculative investments, the role of liquidity during economic downturns, and why education and intentionality are essential when making financial decisions. Throughout the episode, Wade emphasizes that Infinite Banking is not about chasing unrealistic returns—it's about building control, certainty, access to capital, and long-term financial flexibility. Beth provides the perspective of the everyday consumer, asking the questions many listeners are already thinking: What's the catch? What are the risks? Why doesn't everyone do this? The episode ultimately becomes a discussion about mindset, financial literacy, and the risks of inaction when it comes to personal wealth-building. Links & Resources sagewealthstrategy.com Keywords Infinite Banking, Whole Life Insurance, Family Bank, Financial Freedom, Cash Flow, Policy Loans, Wealth Building, Personal Finance, Guaranteed Assets, Financial Literacy, Retirement Planning, 401k Alternatives, Liquidity, Opportunity Cost, Financial Education, Wealth Strategy, Passive Wealth, Banking System, Financial Independence, Wade Borth Episode Highlights 00:00–01:12 – Wade introduces the concept that money tends to flow back to people who understand how to use it effectively. 01:12–02:15 – Discussion on the profitability and structure of the modern banking system. 02:15–03:14 – Recommended books for understanding both the banking system and personal financial control. 03:34–04:58 – Wade explains why more people use Infinite Banking than most realize—it's simply private. 05:01–05:47 – The vision behind creating a "family bank" and building generational financial control. 06:19–07:33 – Why fear often comes from not understanding financial products and outcomes. 07:33–08:29 – Wade contrasts guaranteed assets with speculative investment returns. 08:29–09:26 – How policy loans provided liquidity and opportunity during the 2008 financial crisis. 09:26–10:28 – The importance of long-term thinking versus short-term liquidity concerns. 10:28–11:17 – Wade critiques the passive "set it and forget it" mindset around 401(k)s. 11:18–12:35 – The difference between arguing and genuinely wanting to learn. 13:46–14:58 – Wade answers the question: "What's the biggest risk with whole life insurance?" 14:58–16:07 – The hidden cost of inaction and lost financial opportunity over time. 18:58–20:06 – Common financial results come from common financial behavior. 22:02–22:57 – "A confused mind takes no action" — Wade explains why education matters more than selling.

What actually separates people who build lasting wealth from everyone else? Not the tips. Not the apps. The habits. Joe put the question to a panel of financial planners, coaches, and bloggers -- and turned it into a game. Seven habits, three rounds, two points up for grabs. Monica Scudieri, who paid off $257,000 in debt and reached financial independence in 10 years, joined OG and Jesse Cramer to find out how well the conventional wisdom matches what actually works.What You'll Walk Away WithThe seven millionaire habits Kiplinger identified -- and which ones the panel nailed, missed, and argued aboutWhy continuously educating yourself about money remains one of the highest-leverage habits at any income levelThe networking truth wealthy people understand that most people don't -- and why "who not how" changes everything about how you approach your career and financesMonica's story: how she turned a divorce, $257,000 in debt, and three rounds of unemployment into financial independence in a decadeWhy living below your means isn't about deprivation -- it's about creating the margin that makes every other habit possibleThe pay yourself first argument that actually holds up when your budget is genuinely tightWhy OG thinks waking up early is the worst advice in personal finance -- and what he thinks actually matters insteadThe book recommendations that shaped each panelist's financial philosophy -- including a deep dive on why passive investing still winsWhy diversifying your income streams landed on the millionaire habits list -- and what that looks like in practiceThe complete list of seven habits, revealed at the end -- including the two the panel never guessedWhy This Matters NowMillionaire habits get discussed constantly and followed inconsistently. The gap isn't usually knowledge -- it's the unsexy reality that these habits have to run in the background for years before the results become visible. This roundtable is worth listening to not because the list is surprising, but because the people talking about it have actually lived it.From the BasementJoe, OG, Jesse Cramer, and Monica Scudieri from Grab Your Slice play two rounds of the millionaire habits game while the year-long trivia competition quietly shifts -- Monica guesses closest on a 1940 McDonald's complete meal price and earns Paula Pant's first point in a while. OG extends his lead. Jesse goes 0 for the day and seems fine about it. Doug intervenes on the trivia question to add a milkshake, which turns out to be decisive.Resources MentionedGrab Your Slice of Financial Independence by Monica Scudieri -- available wherever books are soldMonica Scudieri financial coaching -- schedule a free 30-minute call at grabyourslice.comPersonal Finance for Long-Term Investors -- Jesse Cramer's podcast, wherever you listen; upcoming two-part series on the 14 risks retirees faceAutomatic Wealth by Michael Masterson -- recommended by Monica as her foundational bookA Random Walk Down Wall Street by Burton Malkiel -- recommended by JesseThe War of Art by Steven Pressfield and Essentialism by Greg McKeown -- recommended by OGThe Truth About Money by Ric Edelman -- recommended by JoeNetworking With the Affluent by Dr. Thomas Stanley -- referenced in discussionStacking Benjamins Vault -- stackingbenjamins.com/vaultStacking Benjamins Community -- stackingbenjamins.com/basementStacking Benjamins "Benjamins After Dark" Meetups -- stackingbenjamins.com/BADSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Visit our webpage to join our growing communitywww.podpage.com/the-3-13-men-money-and-marriageSummaryIn this episode, Andrew Johnson explores the concept of ego tax and its impact on personal finances, focusing on how the desire to impress others through appearances can hinder wealth creation. He shares practical strategies for managing spending, avoiding lifestyle creep, and making data-driven financial decisions.Keywords Ego Tax, Wealth Building, Personal Finance, Lifestyle Creep, Financial Independence, Money Management, Impulse Spending, Investment StrategiesKey topicsEgo tax and its impact on wealth creationPractical strategies for managing spending and avoiding lifestyle creepThe importance of tracking expenses and making data-driven financial decisionsThe ego tax is a hidden financial drain that hampers wealth building.Managing spending on appearances can significantly improve financial health.Tracking your expenses helps prevent unnecessary spending on depreciating assets.The Hidden Cost of Appearances: How Ego Tax Drains Your WealthStop Paying the Ego Tax: Practical Tips for Financial Freedom"The ego tax is a hidden financial drain.""We buy cars based on the badge, not utility.""Investing $500 a month could buy a car outright."Chapters00:00 Introduction to Ego Tax and Appearance Costs 02:50 Understanding the Luxury Trap and Financial Decisions05:34 Strategies for Managing Raises and Overtime07:52 The Impact of Ego Tax on Wealth Creation10:46 The Cost of Paying for Appearances 13:35 Conducting an Ego Tax Audit16:59 Conclusion and Future Content

Cody Berman reached financial freedom at 25 while spending just $24K a year. During that same stretch, his income doubled three years in a row from $96K to over $1M.In this episode, Cody breaks down the simple but powerful math behind his journey: 11 rental units producing $3,700/month in cash flow, a digital products business generating $10K/month, and $500K invested in the stock market by his mid-20s.We cover:Why margin matters more than what you invest inPercentage-based spending and why dollar amounts can be misleadingHow to get aligned with your spouse on financial freedomThe 4 types of side hustles and which ones actually scaleMonthly money meetings and annual life reviewsWhy increasing income beats obsessing over tax loopholesHow Cody unlearned the scarcity mindset after becoming financially freeCody also shares lessons from his new book, Retire by 30.Get the book: www.retireby30book.comCheck out our first episode together where we break down Cody's digital products business:https://youtu.be/1uJFGuGQ3Bc?si=I-fsVM1km3vYeT2eFollow Cody:Instagram: @CodyDBermanCurious as to how we've bought multiple businesses and built millions in equity? Give this video a watch for a full breakdown: https://www.youtube.com/watch?v=cviipnGtDWI&feature=youtu.beIf you are serious about building a life on your terms and want to surround yourself with people who are actually doing it, go to: https://actionacademy.com?el=action_academy_podcastIf you want to leave corporate America in the next 6-18 months - you should check out our Action Academy Community

This podcast episode of Get Your Fill, Financial Independence and Long Life features August Biniaz, Co-founder and Chief Investment Officer of CPI Capital. The conversation explores the transition from residential real estate to large-scale commercial real estate (CRE), the mechanics of real estate syndication, and current market trends such as oversupply and the future of office space.

In this episode of the Earn and Invest podcast, host Doc G interviews Cody Berman, an entrepreneur and co-founder of Gold City Ventures, about his new book, Retire by 30. Berman represents a new vanguard in the Financial Independence, Retire Early (FIRE) movement that rejects the traditional approach of grinding through a miserable corporate job for decades just to reach a target net worth using the 4% rule. Learn more about your ad choices. Visit megaphone.fm/adchoices

26+ actionable passive income ideas for 2026 and beyond in this lively and interactive episode with Favour Obasi-ike, MBA, MS and a panel of guests. Drawing inspiration from a viral Instagram post by Business Bounce, the conversation moves far beyond a simple list—delving into real experiences, mindset, and strategies for creating true wealth streams.Listeners are guided through proven paths like dividend stocks, selling digital courses, high yield savings accounts (HYSA), rental real estate, affiliate marketing, and innovative digital ventures such as podcasting and blogging.Our guests share personal stories, cautionary tales, and practical recommendations. The episode emphasizes the importance of research, updating your skills, the power of community, multiple income streams, and maintaining the right money mindset.The dialogue covers everything from global economic nuances, risk tolerance, automation, and leveraging data, to optimizing your online presence for long-term recurring income.Practical tools and resources are mentioned, such as Google AdSense, Cap.so, and tips for leveraging couponing apps or optimizing SEO for passive returns.Real-life examples and community questions bring depth and high value to listeners at any stage of their wealth-building journey.Ready to Rank? Book Your SEO & Web Dev Services Today

Erin Moriarity, creator of the Erin Talks Money YouTube channel, joins Steve Chen to share the personal story behind her passion for financial independence — from investing at age eight alongside her Depression-era grandmother to watching her mother lose financial control through a difficult divorce. Now reaching over 340,000 subscribers, Erin breaks down her philosophy that most people should DIY their finances well into their 50s, how to build a retirement income plan anchored by guaranteed income floors, and why she's fiercely selective about partnerships. The episode wraps with a candid conversation on AI — how she's using it in her business, her content, and even to manage her own health.

Today we sit down with Lenet Rivas, amiga and financial advisor who recently launched a business focused on helping women manage their finances. With a background in male-dominated corporate finance, Lenet realized she wanted to pivot and empower other women by launching her dream business. She considers herself a personal trainer of the finance world. For anyone interested in career pivots, building something of their own in a traditional industry, and looking to obtain financial independence, take a listen. To learn more about Lenet and her business, click here or check out her Instagram, @blueotterfinancialplanning.

Bree Hartman was a successful gym owner, but after attending a self-storage conference, she decided it was time to jump in with both feet into real estate. In her first 12 months she acquired 2 self-storage facilities, and operates across Sacramento, Louisiana, Tennessee, the Carolinas, and the Sunbelt States. She is also the founder of Self Storage School, where she helps investors and W2 employees find, fund, and buy their first cash-flowing self-storage facility. Her 5 year goal is to own 12 facilities by June 2029, while remotely managing non-manned locations and working just 20 hours per week.Follow Bree

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3550: Craig Stephens breaks down a practical way to measure financial independence by focusing on annual spending, invested assets, and sustainable income streams rather than misleading net worth figures. By adjusting expenses with passive income and tracking progress visually, he reveals a clearer, more motivating path toward early retirement. This approach helps you see exactly how close you are, and where you can accelerate the journey. Read along with the original article(s) here: https://www.retirebeforedad.com/measure-financial-independence/ Quotes to ponder: "Best practice is to use invested assets to measure progress toward financial independence instead of net worth." "Start tracking anyways. You'll be amazed with the amount of progress you can make in a year or two." "I prefer to keep taxable passive income assets and retirement savings separate because I do not want to draw down the principal of my sustainable income streams." Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can't bring yourself to slow down? Today's listener, Chris, is in that exact spot. At 36 years old with $860,000 invested, two young kids, and a strong financial foundation, he's done the math. He knows he's on track. But mentally, he can't shake the feeling that if he stops investing, he's falling behind. In this episode, we break down a 5-step approach to confidently step into Coast FIRE and start reclaiming your time today: • Why this isn't a math problem — it's a belief problem • How to validate your Coast FIRE number • The mindset shift from money investing → time investing • Why you don't have to stop… just step down • How to use your financial freedom to improve your family life now Then, in the second half of the episode, we are joined by financial planner and author Jamie Bosse to discuss how to raise financially confident kids: • When to start teaching kids about money • Simple ways to introduce investing to tweens and teens • The best account options for kids (UTMA, Roth IRA, 529s & more) • How to guide kids away from speculation and toward long-term investing If you've ever thought, “I know I have enough… but I can't slow down,” or you want to raise financially savvy kids — this episode is for you.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3549: Craig Stephens breaks down a practical way to track financial independence by combining passive income with long-term investment growth, rather than relying on a single metric. This approach offers a clearer, more flexible path to early retirement while reducing risk and increasing confidence in long-term financial security. Read along with the original article(s) here: https://www.retirebeforedad.com/measure-financial-independence/ Quotes to ponder: "If I can create enough investment income that consistently grows above the rate of inflation and covers a solid portion of my living expenses, I can tap less of my retirement savings and reduce sequence-of-return risk." "Financial independence is a financial milestone. Retirement is when I'll stop working completely." "The FI number is about building a lump sum of money that equals 25 times your annual expenses." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3542: Christina Browning breaks down how financial independence is achievable on any income by focusing on intentional saving habits and smarter spending decisions. By gradually increasing your savings rate, leveraging overlooked resources, and eliminating unnecessary expenses, you can build momentum toward long-term wealth. Her approach proves that consistency, not a high salary, is what truly drives financial freedom. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-reach-financial-independence-on-a-low-income Quotes to ponder: "People often think that you need to be on a six-figure income, while saving 70% of it, to reach financial independence and retire early. But that's just not true!" "There is a lot of free money flying around out there, you just need to find it." "Remember that no matter what your income level is, you can find ways to save and work towards financial independence." Learn more about your ad choices. Visit megaphone.fm/adchoices

The “messy middle” is the longest—and hardest—phase of the financial independence (FIRE) journey. It's where progress feels slow, motivation dips, and burnout can creep in. In this episode of the BiggerPockets Money podcast, Mindy Jensen and Carl Jensen (our guest host for today) break down how to stay consistent, avoid over-optimization, and actually enjoy life while building wealth. From increasing income and investing smarter to designing the life you want before you retire, this is your guide to getting through the messy middle without losing momentum. If your FIRE journey feels stuck, this episode will help you reset and keep going. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with Carl Jensen: https://www.1500days.com/ We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kim Hunter Borst didn't start her financial independence journey in New York City—but it's where everything changed. After building a high-income life, she and her husband found themselves $69,000 in debt from lifestyle inflation. Instead of leaving NYC, they got intentional—cutting expenses, leveraging a rent-stabilized apartment, and maxing out retirement accounts. Now, they've achieved financial independence and retired early—proving you don't have to leave a high-cost city to build real wealth. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with Kim Hunter Borst: Website: https://khbfinancial.com/ We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

1013. Laura interviews personal finance powerhouse Farnoosh Torabi to celebrate the upcoming Financial Independence Awareness Day. Farnoosh shares her journey from a cash-strapped journalist to a leading financial educator, offering a candid look at how she turned her "extra" ideas into a multi-book career and the top-rated So Money podcast.Key Takeaways:Financial independence is how you define it, such as having savings and security to be selective about how you spend your time.Look for ways to “recycle” efforts into multiple revenue streams or valuable portfolio pieces.How a great mentor can help you see your own potential.Why we shouldn't discount fear and can use it to make better financial decisions.Acknowledging that doing work and teaching others how to do it can be a secret to more professional autonomy and success.Memorable quote: "Money's like a hammer—it's a tool. You can use it to fix things, or you can use it to wreck things."Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.