Podcasts about Financial independence

On this episode: How much should we follow the investment moves of people like warren Buffett? New data on what people need and spend in retirement. A retirement lesson from George Carlin. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

We'd love to hear from you. What are your thoughts and questions?In this enlightening episode of Streams to Impact, host Dr. Allen engages with financial advisor Chad Hufford, who shares his unique upbringing in a financially aware household. They explore the emotional complexities surrounding money conversations, the psychological barriers to financial success, and the importance of character over mere knowledge in achieving financial independence. Chad emphasizes the need for empathy in financial advising, particularly as a parent, and reflects on the legacy he wishes to leave behind. This conversation is rich with insights on how to approach finances with intention and purpose, ultimately aiming for a fulfilling life.Main Points:Money was a normal part of conversation in my childhood.People often talk about money only in times of crisis.The emotional context of money affects decision-making.We need to connect our present actions to our future selves.Character qualities are more important than financial knowledge.Parenting has taught me empathy and patience.You cannot fix money problems with more money.Financial independence is about feeling content, not just wealthy.We often chase financial goals without clear objectives.Legacy is about impacting others positively through our actions.Connect with Chad Hufford:https://www.linkedin.com/in/chad-hufford-066208100/ https://www.facebook.com/VeritasWealthManagement/https://www.instagram.com/veritas.alaska/ https://www.youtube.com/@veritasalaskachad@veritasalaska.comhttps://www.veritasalaska.com/www.forgingfinancialfreedom.comThe Blue Collar Millionaire Show, https://podcasts.apple.com/us/podcast/the-blue-collar-millionaire-show/id1783215315

In this episode of The Dental Boardroom Podcast, Wes Reed, CPA, CFP, continues his financial planning series for dental practice owners by diving deeper into the concept of break-even levels and the importance of creating a business financial plan that supports your personal financial goals.Wes revisits the three key break-evens every dentist should know:Practice Break-Even – Covering fixed costs, variable costs, and debt.Living Budget Break-Even – Covering your practice costs, personal living expenses, and taxes.Financial Independence Break-Even – Covering all the above while setting aside money for your future.From there, he outlines the five critical steps to building a business financial plan, with a special focus on Step 3: Completing a Tax Plan. Wes shares why tax planning is not just a one-time event but an ongoing process tied to your overall cash flow and long-term financial independence.Whether you're just starting your practice or have years of experience, this episode offers a practical roadmap for aligning your business and personal finances so that your work today fuels the life you want tomorrow.Key PointsRecap of the three break-evens: Practice, Living Budget, and Financial Independence.Why defining your version of financial independence is essential before planning.Four core steps in the financial planning sequence for dentists.Five steps to creating a business financial planImportance of structuring your practice as an S Corporation for tax efficiency (in most cases).Tax planning as an ongoing process, not a one-time task.Balancing current needs with future goals through strategic planning.#DentalBoardroom #PracticeCFO #DentalPracticeManagement #FinancialPlanningForDentists #BreakEvenAnalysis #TaxPlanning #SCorporation #DentalBusinessPlan #DentistFinances #WealthPlanning #CashFlowManagement #DentalCPA #FinancialIndependence

Fuquan Bilal's story is proof that hustle, strategy, and vision can turn obstacles into opportunities. Starting from scratch 25 years ago, Fuquan built his real estate empire during one of the toughest markets in history—the 2008 financial crisis—while others were running for cover. By mastering creative investing strategies, he transformed distressed properties into profitable assets and built a track record that's raised over $50 million in capital. As Founder of NNG Capital Fund, Fuquan helps accredited investors achieve passive income, financial freedom, and portfolio diversification through Class B multifamily properties and luxury single-family homes.Follow Fuquan

George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence. In this conversation we discuss:  The importance of living in the present moment and mastering one's life. George's three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you've missed in life.  The balance between short-term pleasure and long-term financial planning.  How to find a trust-worthy financial planner who will help with your life plan George's approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Watch this episode on YouTube below or by clicking here. Other Links Mentioned in episode: Get George's book, The Three Domains of Freedom Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with George: Website: https://KinderInstitute.com Website: https://www.GeorgeKinder.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

In this episode of WealthTalk, Christian Rodwell sits down with Paul Tinker, founder of the Construction Training Academy. Paul shares his journey from a disciplined career in the army to delivering over £300 million in construction projects and eventually launching a business focused on training and mentoring others in the property and construction sectors.Paul uncovers the biggest overlooked opportunities in the industry—emphasising the importance of business acumen over technical skill, and the value of bridging the gap between property developers and construction professionals. He introduces his “CLARITY” framework for project pricing and management, which has helped clients dramatically increase their project values and professionalism.Listeners will hear Paul's practical insights on creating income streams beyond hands-on building, such as consulting, project management, and pre-construction services. He also discusses leveraging pensions for property investment, the critical role of mindset and community, and lessons learned from both failures and successes along his entrepreneurial journey.Paul's story is a testament to the power of systems, resilience, and the willingness to pass on knowledge to others. The episode wraps up with actionable advice for newcomers to property or construction, ideas for building recurring income, and details on how to connect with Paul and his thriving community.Key Topics CoveredPaul's Background:14 years in the army, then corporate construction managementDelivered over £300 million in projects, 3,000+ refurbishmentsTransitioned to entrepreneurship and training after seeing industry gapsOpportunities in Construction & Property:The biggest opportunity is becoming business-savvy, not just skilledThe gap between property developers/investors and construction professionalsImportance of bridging business and compliance for better project outcomesFrameworks for Success:Introduction to Paul's “CLARITY” framework for project pricing and managementComplete inclusions, listed exclusions, assumptions, requirements, investment total, terms, and unique selling pointsReal-world example: Client increased average quote from £3k to £158k using this approachIncome Streams Beyond Building:How to generate income in construction/property without being hands-onConsulting, project management, pre-construction services, and working with estate agentsLeveraging pensions (SSAS) for property and business investmentMindset & Lessons Learned:Mindset, courage, and strategy as the keys to successCommunity and collaboration: Growing a 7,200+ member Facebook groupLearning from failures: The importance of market-testing before launching productsCareer & Life Lessons:Discipline and process from the army applied to businessThe entrepreneurial journey: From corporate to self-employed, overcoming setbacksThe importance of passing on knowledge and mentoring othersPractical Tips for Newcomers:Advice for those with capital but no time or experience:Hire a project manager/consultant, or invest in education tailored to your learning styleHow to select the right support and training for your goalsUpcoming Events & How to Connect:Free networking day: 30th August, Brecon BeaconsRetreat in Cyprus launching in 2027Best place to connect: Construction Training Academy Facebook groupActionable TakeawaysDon't just focus on skills—develop business acumen for long-term successUse structured frameworks for pricing and project managementExplore recurring income streams like consulting and pre-construction servicesLeverage your pension for property investment opportunitiesMindset and community are as important as strategyAlways test demand before launching a new product or serviceResources Mentioned:Check out Paul Tinker's website: https://www.constructiontrainingacademy.com/Connect with Paul on Facebook: https://www.facebook.com/constructionmasterclassFollow Paul on TikTok: https://www.tiktok.com/@paultinkerDownload the free Inheritance Tax Guide here: https://wealthbuilders.co.uk/IHTTake the Wealth Dynamics test here: https://www.wealthbuilders.co.uk/wealth-dynamicsSee if you qualify for a SSAS pension by filling out this form: SSAS Eligibility FormConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this thought-provoking episode, I sit down with seasoned financial advisor and author Eric Brotman to rethink the traditional path to retirement. With over three decades of experience, Eric shares how financial planning has evolved, why retirement is an outdated goal, and how you can build a more fulfilling and financially independent life—on your own terms.Key Highlights:Retire the word “retirement” — why financial independence is a more empowering goalHow shame, procrastination, and mental blocks prevent financial progressSimple, automated strategies for managing your money with less stressThe case for doing meaningful work for life, not quitting earlyWhy personalized planning matters more than income or net worthIf you're ready to challenge old beliefs and create a financial future aligned with your values, this episode is a must-listen. Listen now and start redefining what success looks like for you.Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors in Maryland. He started in the financial planning industry in 1994 and launched a start-up in 2003 which has grown to over 20 employees and $800,000,000 in assets under management. He's the author of three books including the award-winning "Don't Retire...Graduate!" and hosts a podcast by that same name.Eric Brotman's Links:Eric's Book, Don't Retire... Graduate!Use discount code: alwaysandneverDon't Retire.. Graduate Podcast!Check out Chelsea's episodeFacebookInstagramLinkedInYouTubeLinks:Profit First BookWant to hear a specific topic? Text Us!Always and Never About Money Episode Links:Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelseaSocials: https://linktr.ee/the_money_whisperMoney Mastery Website: www.moneymastery.workReddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Christina shares insights from two powerful client conversations about making bold business decisions and investing in your future self. This episode covers pricing strategies, family business considerations, and the courage required to build foundations for growth that doesn't exist yet. 

Today's guided meditation is all about cultivating and sharing kindness.We'll begin by checking in with ourselves and observing our breath.Then, we'll take some time to gather and multiply kindness within ourselves.Then we will practicing sending kindness out to others.Finally, we open to receiving kindness from others.I hope you enjoy this practicePS: Introducing the…

Today's guest is Jason Graystone, a professional investor, trader, entrepreneur, and founder of the Tiers of Freedom program. He's the author of Always Free, shares generous education on financial freedom, wealth building, investing, trading, and creating passive income YouTube, and creates financial empowerment content on his own podcast.I've been self-taught in forex trading for a while now, reading books, doing my own research, and watching videos, including some of Jason's. So I'm especially excited for you to hear his insights today.Jason has been featured in Forbes, speaks at live events, writes a weekly newsletter, and has made it his life's mission to help people achieve true financial independence and live their most inspired lives.The information in this episode is for educational and entertainment purposes only and is not financial advice. Please consult a qualified professional before making any financial decisions.Subscribe on Apple Podcast , Spotify or YouTube.Let's connect!Subscribe to my newsletter: Time To Live: Thriving in Business and BeyondWebsite: https://www.annemcginty.com/LinkedIn: https://www.linkedin.com/in/annemcgintyInstagram: https://www.instagram.com/annemcgintyhost

Michael Kelly, portfolio manager and global head of multi-asset at PineBridge Investments, says that the evolution boom in artificial intelligence is the kind of generational market event that only happens "once every 20 or 30 years." He says it will be "very meaningful and we believe very good not only for the economy but for the markets." He is optimistic that the increased productivity created by the AI revolution can help the economy grow its way out of the fiscal concerns over deficits and other issues that overhang the market. That said, he does see mild turbulence ahead, but without a major correction or downturn as the market winds through the rest of 2025. His advice for that turbulence: "Buckle up." Paulo Costa, senior behavioral economist at Vanguard, discusses the firm's research into the emotional and time value of advice, which showed that the benefits of financial advice extend far beyond simply having expertise at the helm making investment choices. Plus, Chuck answers a listener's question about the use of one or two popular funds to be an entire portfolio — a strategy particularly popular with members of the FIRE movement (Financial Independence, Retire Early) — and he examines the pros and cons of making simplicity the cornerstone of an investment portfolio.

Send us a textBalancing Financial Independence and Fulfillment: The Key to a Meaningful RetirementOf Dollars and Data BlogIn this episode of the Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, delves into the nuanced topic of financial independence. Inspired by an article from the Dollars and Data blog, Kelly explores the potential downsides of aggressively pursuing financial independence at the cost of personal fulfillment. He discusses the importance of balancing present enjoyment with long-term financial goals and introduces the concept of Coast Fire as a middle ground. Kelly explains the differences between financial independence and financial freedom and provides actionable steps to incorporate retirement dreams into present-day life. He emphasizes the importance of envisioning a fulfilling retirement life and taking steps to live that life today rather than sacrificing current joys for a future number. The episode encourages listeners to seek a balanced approach to financial planning that prioritizes both present and future well-being.00:00 Introduction to Financial Independence02:04 Defining Financial Independence vs. Financial Freedom03:50 The Pitfalls of Chasing Financial Independence05:44 Understanding Financial Freedom08:37 Envisioning Your Ideal Retirement14:58 Exploring the Concept of Coast Fire17:35 Putting Coast Fire into Practice21:31 Conclusion and Final ThoughtsCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Nick Maggiulli's latest article in Of Dollars & Data challenges one of the core ideas that drives personal finance blogs, podcasts, and even some of our own thinking — the belief that financial independence should be the ultimate goal. We explore the surprising downsides of chasing early retirement, the difference between financial independence and financial freedom, and why something called “Coast FIRE” might be the real goal worth aiming for. I also answer a listener question: What can retirees do to fight back against inflation? One listener asks how to protect their buying power as costs keep rising. We go over several practical, actionable ways to stretch your dollars and build an inflation-resistant retirement. Resource: Article by Nick Maggiulli in Of Dollars & Data: Why Financial Independence is Overrated Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

Fifty-two percent of Gen Z aims to achieve financial independence by age 32, and an astounding 94% hope to reach it by 55. Before we dismiss these goals as unrealistic, let's explore the valuable lessons, both good and bad, we can learn from this ambitious generation.Resources:8 Money MilestonesAsk a Money Question!

In this episode of Real Money Talks, Loral Langemeier answers real questions from real people, from side hustlers and W2 employees to entrepreneurs stuck in high tax brackets. If you've ever wondered “Am I doing this right?” with your money, business, or investments, this episode is for you.You'll meet listeners from across the country, including Lenore, a Texas-based HR consultant looking to replace her W2 with rental income, and a California engineer ready to build a cross-border wealth strategy with property in Mexico. Loral walks them through exactly what to do next: where to start, how to avoid costly mistakes, and why “lazy assets” can be your biggest opportunity.Loral's Integrated Wealth Strategy puts, tax, trust, and investment decisions all into one powerful, long-term plan.This isn't financial theory, it's real guidance for real results.Loral's Takeaways:Introduction and Importance of Asking Questions (00:00)Introduction of Participants and Initial Questions (02:06)Strategies for Financial Independence (04:53)Challenges and Opportunities in E-commerce and Real Estate (06:43)Tax Strategies and Business Structuring (14:55)Addressing Tax Overpayments and Business Expansion (19:17)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast:

Where are the biggest opportunities in buying and selling online businesses right now?In this interview, Matt Raad interviews Greg Elfrink, head of marketing at Empire Flippers who's helped create over 100 millionaires, to share what's working, what's changed, and how to buy profitable online businesses in 2025.Greg reveals million dollar lessons, stories, and actionable strategies for both beginners and experienced website investors.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

What if you didn't have to wait until 65 to slow down? In this episode of The Extreme Personal Finance Show, we sit down with Scott Folland, a physician assistant and FIRE movement enthusiast, to talk about the art of living intentionally before traditional retirement.Scott shares how a sabbatical and some well-timed lifestyle choices allowed him to downshift from full-time work to a 4-day workweek—without blowing up his retirement plans. We dive into concepts like Coast FI, mini-retirements, and how to optimize your life for meaning instead of just money.Whether you're dreaming of a slower pace, more time with your kids, or just want to test-drive retirement without leaving your career behind, Scott's journey is packed with wisdom and practical inspiration.Topics Covered:What is Coast FI and why it might be your best path to freedomHow Scott negotiated a 6-month sabbatical with zero policy in placeWhy downshifting doesn't mean giving up—it means realigningHow to know if you're financially independent (even if you don't feel like it)The surprising joy of slow Fridays and prioritizing presence over paychecksWhat to consider financially and emotionally before reducing your work hoursTravel hacking, biking, music, and redefining purpose beyond workWhether you're in your 40s, 50s, or just reevaluating your path—this one will hit home.Live slower. Plan smarter. Retire on your own damn terms.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:Twin Cities Stacking Benjamins Meetup Grouphttps://www.facebook.com/share/g/1AziMX4ydn/CampFIhttps://campfi.org The Fioneers https://thefioneers.comWhat is Coast FICoast FI, or Coast Financial Independence, is a stage within the Financial Independence, Retire Early (FIRE) movement where you've saved and invested enough money that your future retirement is secure, even if you stop saving further. You can then "coast" to your target retirement age, relying on the growth of your existing investments to reach your financial goals. This means you can potentially reduce your work hours or even switch to a less demanding career without jeopardizing your retirement. Pierce The Veil 10X Travelhttps://10xtravel.com10X Travel Free Beginner Coursehttps://10xtravel.com/free-tools/#MiniRetirement #CoastFI #FinancialFreedom #FIREmovement #IntentionalLiving #DownshiftToFreedom #SemiRetiredLife #MoneyAndMeaning #PersonalFinancePodcast #ExtremePersonalFinance #RetireEarly #LiveYourLife

Alison Brie has range—whether it's as an entertainment multi-hyphenate, a genre-spanning actor, or as the star of our Marie Claire August cover. She first garnered acclaim for her performances in the beloved shows Community and Mad Men, and in the years since, has built upon her acting career with projects like Glow—while also adding writer, producer, and director to her résumé. Brie's most recent film, Together, hit theatres on July 30, and today she's letting us in on what it's like to film a movie while physically attached to your husband and why she feels drawn to the horror genre right now. We also discuss the big three—money, power, and style—including how Brie planned for her financial future early in her career, the eclectic style she championed in high school, and the experience of working on a women-led television show.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Cherie Walters & Nicole Juarez are two faith-driven moms growing businesses inside of real estate. Cherie has spent 13 years on the lending side. With a goal to outwork everyone, she specializes in VA loans, loves serving people, and stays committed to her daily routine and personal development. Nicole is an agent with 10 years experience. She navigates meeting the needs of her clients while still being able to be available to pick-up her kids at the end of the day. Together, they form the Twins Realty Team. They discuss their growing businesses, being moms, and working together both inside and outside the office.Follow Cherie & Nicole

What if the real obstacle to entrepreneurship isn't your skill set or background, but the beliefs you hold about money? In this episode of The Angel Next Door Podcast, host Marcia Dawood sits down with Barbara Huson—a celebrated financial expert and the author of seven books—to challenge the limiting money stories that hold women back from investing, building wealth, and stepping fully into their power.Barbara shares her personal journey from financial intimidation and crisis to empowerment, offering relatable anecdotes and the wisdom she's gained from interviewing hundreds of financially successful women. Her expertise shines as she uncovers the neuroscience behind changing your money mindset, and how simple, purposeful steps can transform your financial trajectory.This episode is packed with actionable strategies, including Barbara's “recognize, reframe, and respond” method for rewiring your thinking, and her approachable daily, weekly, and monthly habits for getting smart about money. If you've ever felt daunted by investing or unsure if building wealth is for you, this conversation will leave you inspired and ready to take control—making it a must-listen for anyone seeking confidence in their financial journey. To get the latest from Barbara Huson, you can follow her below!https://www.linkedin.com/in/barbarahuson/https://www.barbara-huson.com/https://www.instagram.com/thebarbarahuson/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Nedra Glover Tawwab, licensed therapist, New York Times bestselling author, and relationship expert, joins the podcast to discuss what boundaries are and how to cultivate healthy ones in our own lives. We chat about her social media stardom, with her over 1M followers, her entrepreneur path, and how boundaries give you the freedom you're looking for in your personal, professional, and financial life.  In this episode we discuss: Navigating codependency + toxic cultural expectations What boundaries are and why you need to practice setting them The power of saying no + when it's appropriate to give an explanation How Nedra's 1M+ social media following allowed her to pivot to authorship The importance of identifying your values so you can more easily identify what your boundaries need to be + more Other related blog posts/links mentioned in this episode: Nedratawwab.com/set-boundaries-find-peace Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here. Connect with Nedra: Website Instagram:@NedraTawwab Twitter:@NedraTawwab Facebook: @NedraTawwab Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Have you ever wondered why some people seem to effortlessly build wealth through real estate while others spend their entire lives working hard, only to end up financially stuck? The truth is that most Australians won't ever achieve genuine financial independence. Sure, they'll retire... eventually. But for many, that just means swapping full-time work for full-time worry — especially with rising living costs, uncertain super balances, and a whole lot of financial unknowns. But there's a group that does break free. And they tend to have one thing in common: they invest in property strategically. In today's show, Brett Warren — National Director of Property at Metropole — and I unpack why property investors develop financial freedom when so many others don't.   Takeaways  ·         Property investment is a long-term business. ·         Wealth isn't built overnight; it takes discipline. ·         You need a plan, not just a postcode. ·         If you don't learn to make money while you sleep, you'll never become wealthy. ·         Property gives you leverage like no other asset class. ·         The media keeps most people just above broke. ·         Investors use capital, not time, to build wealth. ·         You can outperform the averages with the right knowledge. ·         It's about making hard decisions now for an easier future.     Chapters  00:00 The Wealth Gap: Understanding Financial Independence 00:28 Strategic Property Investment: The Key to Freedom 00:55 Mindsets and Strategies for Financial Success 01:49 The Quest for Financial Independence 04:16 Understanding the Cash Flow Quadrant 07:04 The Importance of Financial Literacy 09:58 Investing in Property: A Viable Strategy 12:46 Common Pitfalls for New Investors 15:33 The Role of Mindset in Wealth Building 18:00 Long-Term Planning for Financial Freedom 21:12 Current Market Trends and Opportunities   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here   Brett Warren - National Director of Property at Metropole   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In this episode, Christian and Kevin revisit the hot topic of the government's proposed inheritance tax (IHT) changes affecting pensions from 2027. Following a surge in listener interest, they clarify what's changed, who's now responsible, and what practical steps listeners must take to protect their wealth and family.Key Discussion Points:Background:The government plans to tax pensions on death, a major shift from past policy.The responsibility for reporting and paying this tax will now fall on personal representatives (executors), not financial services companies.Why This Matters:Most executors are chosen for trust, not financial knowledge.Executors are now legally liable for getting it right – mistakes could mean personal financial penalties.Practical Risks:Many people don't know where all their pensions are or which are taxable.Appointing a professional executor (like a bank) could cost families a significant portion of their inheritance, sometimes unnecessarily.Action Steps:Review your will and your choice of executors.Ensure your executor is financially savvy or has access to professional advice.Consolidate pensions where sensible for simplicity and clarity.Avoid defaulting to professional institutions as executors without understanding the costs.WealthBuilders' Support:WealthBuilders is creating two practical guides:For those making a will (how to choose an executor)For executors (what their new responsibilities entail)Guides will be available soon at wealthbuilders.co.uk/IHT and wealthbuilders.co.uk/executorFinal Advice:Awareness is key: know your assets, your will, and your executor's readiness.Take action now—don't wait until it's too late.Call to Action:Sign up for the forthcoming guides at wealthbuilders.co.uk/IHTReview your will and executor choicesShare this episode with anyone who has a pension and a familyContact WealthBuilders with questions or to book a call via the websiteResources Mentioned:Download our free guide on inheritance tax changes for pensions: wealthbuilders.co.uk/IHT Be the first to access our upcoming Guide for Executors — register your interest here: wealthbuilders.co.uk/executorCatch up on WealthTalks episode on IHT changes: How to Protect Your Pension from Inheritance Tax Changes Coming in 2027Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Most people become trapped in single income dependency because their subconscious mind mistakes limitation for safety. The familiar paycheck creates an illusion of security while actually generating tremendous vulnerability. Your nervous system clenches around that single source, creating the very fear it seeks to avoid. This dependency begins early. Society programs you to believe in the "one job" model. Your mind forms neural pathways that equate survival with a single employer, single client, single revenue stream. These pathways strengthen over time, creating deeper attachment and greater anxiety about potential loss. Fear grows exponentially when all your financial eggs rest in one basket. Every company meeting triggers worry. Every economic headline creates panic. Every organizational change threatens your entire financial foundation. Your nervous system remains in constant alert mode, scanning for threats to your singular income source. This hypervigilance exhausts your mental resources. Energy that could generate new income streams gets consumed by protective fear patterns. Creativity gets suppressed by survival anxiety. Opportunity recognition becomes clouded by scarcity thinking. The single source trap creates a vicious cycle. Fear of losing your income prevents you from developing additional streams. This increased dependency generates more fear. The cycle strengthens, creating deeper financial vulnerability disguised as security. Your subconscious mind confuses dependency with loyalty, limitation with stability. It believes protecting one income source is safer than cultivating multiple streams. This fundamental misunderstanding keeps brilliant people financially fragile despite their capabilities. Single source dependency also creates identity fusion. You become your job rather than recognizing yourself as a wealth-generating being with unlimited income potential. Your self-worth becomes entangled with your position, salary, or business revenue. Multiple income streams are the foundation of true wealth. While others depend on single sources, listening to this activation will unlock the power of diversified abundance. Multiple streams create exponential security. When one stream grows, it amplifies the others. When new streams emerge, they strengthen your entire financial ecosystem. The wealthy understand this principle: income multiplication happens effortlessly when your mind operates from abundance rather than scarcity. Your subconscious mind can simultaneously track dozens of income opportunities. Right now, it is learning to recognize revenue potential in conversations, skills, connections, and circumstances that previously remained invisible. Multiple income streams flow naturally when you align with prosperity consciousness. Your skills translate into various income channels. Your knowledge becomes monetizable across different platforms. Your relationships transform into collaborative wealth-building partnerships. Your creative ideas evolve into automated revenue systems. 

In this episode of Decide It's Your Turn, Christina dives into a powerful message inspired by PGA golfer Scottie Scheffler's recent speech. She explores what it truly means to chase greatness—not through outcomes or achievements, but by honoring the journey and your God-given purpose.Christina unpacks the tension between striving for success and finding fulfillment right where you are. She shares how redefining what “winning” means can lead to more peace, purpose, and lasting joy.Whether you're a high-achieving leader or simply searching for deeper meaning in your everyday life, this episode will challenge you to shift your mindset, embrace your talents, and trust that the process is the prize.

Most chiropractors didn't get into practice to build real wealth - but that mindset might be exactly what's holding you back.Dr. Stephen sits down with wealth strategist and longtime friend Garrett Gunderson to unpack the limiting beliefs around money that keep chiropractors from creating prosperity. From misbeliefs about scarcity and guilt to practical ways to improve your bottom line, this is a masterclass in shifting from financial survival to freedom. Garrett breaks down his money Personas, explains why “money follows value,” and challenges CEOs to stop playing not to lose and start building teams that win together.Walk away with new tools to think differently about growth, build real wealth through your business, and become the kind of CEO who's financially fit, independent, and free.In this episode you will:Learn the 4-step value framework that fuels wealth creationDiscover the winning and losing money Personas—and which one you areShift from scarcity thinking to co-creation and collaborationSpot the financial mistakes holding back your profitabilityUnderstand how to reinvest in your team for exponential returnsEpisode Highlights01:50 – How Garrett entered the chiropractic world through a personal story and word-of-mouth02:53 – Chiropractors often lack financial education despite being brilliant clinicians05:03 – The 4-part value framework: create, deliver, add, and capture value07:01 – Why money is a reflection of energy and value—not something to fear or hoard09:14 – Two sides of scarcity: the miser/conservative vs. the striver/high-roller10:09 – CEOs must move from isolation to collaboration to scale their impact11:53 – Keeping the wrong team members blocks business growth and hurts your culture13:33 – Misers and mindful managers: how to shift from scarcity to abundance16:01 – How conservative planners can become strategic, effective CFOs16:56 – Strivers wear stress as a badge—creators rally people and build with value18:14 – High-rollers are exciting but dangerous—catalysts build vision and momentum20:12 – Every team needs diversity, but each Persona has a right role28:43 – Productivity without profitability? You might be stuck in the gap30:17 – The “Four I's” to reclaim lost income: IRS, Interest, Investments, Insurance32:05 – Don't build to sell—build a practice you don't want to leave33:36 – Best ROI is reinvesting in your business, not chasing outside investments35:23 – Garrett's three-part goal: financial fitness, independence, and freedom37:20 – Personal finance advice doesn't apply to business owners—think like a CEO40:20 - Success Partner, Vanessa Lewis from Investorus sits down with Dr. Bobby to explain how their one-stop financial strategy firm helps chiropractors build real wealth. With services like money coaching, lending advice, property investment, and financial planning, they simplify the process through one dedicated strategist. Learn how you can save money, eliminate bad debt, and grow high-return portfolios without sacrificing time from your practice. Resources MentionedDM Garrett on Instagram at @GarrettBGunderson and send the word ‘Remarkable' to get a free copy of his audiobook Money Unmasked, which also includes the Money Persona quiz.To learn more about the REM CEO Program, please visit:  http://www.theremarkablepractice.com/rem-ceoFor more information about Investorus please visit: www.investorus.com.au   Schedule a Brainstorming call with Dr. PeteFollow Dr Stephen on Instagram: https://qr.me-qr.com/l/riDHVjqt  Follow Dr Pete on Instagram: https://qr.me-qr.com/I1nC7Hgg  Prefer to watch? Catch the podcast on YouTube at: https://www.youtube.com/@TheRemarkablePractice1To listen to more episodes visit https://theremarkablepractice.com/podcast/ or follow on your favorite podcast app.

In this episode: entrepreneurship journey, overcoming layoffs, leveraging personal networks, importance of relationships, advice for aspiring entrepreneurs with Feras AlhlouEpisode SummaryAdam speaks with Feras Alhlou about his journey into entrepreneurship, the challenges of overcoming layoffs, and the importance of leveraging personal networks for business success. Feras shares valuable insights on building relationships and offers advice for aspiring entrepreneurs looking to navigate their own paths.Guest BioFeras Alhlou is a successful entrepreneur and founder of multiple businesses, including a consulting firm that specializes in analytics. With a wealth of experience in the tech industry and a passion for helping others, he now focuses on supporting entrepreneurs in scaling their businesses through his platform, Startup with Feras.Resources & Books Mentioned"The Ultimate Sales Machine" by Chet HolmesGuest Contact InformationWebsite: https://www.startupwithferas.com/YouTube: https://www.youtube.com/@StartUpWithFerasLinkedIn: https://www.linkedin.com/in/ferasalhlou/Key TakeawaysBuilding strong relationships is crucial for entrepreneurial success; networking can unlock many opportunities.Overcoming layoffs can be a significant turning point; use the time to reassess and pursue your passions.Personal networks are often underutilized; don't hesitate to reach out for support and advice.Focus on continuous learning and improvement, especially in sales and marketing, to grow your business effectively.The journey to entrepreneurship is challenging; hard work and dedication are necessary.Don't neglect the importance of giving back to the community through pro bono work and supporting nonprofits.PS: Introducing the…

Welcome back to The Dental Board Room Podcast! In this episode, we continue our multi-part series on financial planning for dental practice owners. Phase 1 covered building the right financial team. Now in Phase 2, we shift the focus from the business to you personally — developing a Personal Plan for Financial Independence.In today's episode, we deep dive into Step 2 of Phase 2:Creating a Personal Spending Plan – or how to design a smart, sustainable approach to how you use your money today.You'll learn how to separate your business cash flow into short-term personal spending and long-term savings, why most dentists mistakenly reverse this process, and how you can proactively plan for both your current lifestyle and your financial future.

Would you spend more time planning a Disney trip than your retirement? In this episode, Jackie Campbell explains how the Retirement Map helps you visualize your financial future, reduce taxes, and build a plan that supports your lifestyle and legacy. From RMD strategies and Roth conversions to budgeting for adult children and stress-testing your income, Jackie shares real-life stories and practical advice to help you retire with confidence. Whether you’ve saved $500K or $5M, it’s not about how much you have—it’s about how you plan. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Relebogile Mabotja speaks to Monalisa Zwambila the Founder and CEO of RIVERBED, a black female owned and managed creative / comms agency about discovering what women really care about through the Care Barometer research which reveals the powerful truth behind women’s aspirations and the complex challenges they navigate daily. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Is August going to be the pullback or will the market crash? That's for the market to decide, but expect some chaos from Washington as it's started and the market is reacting. Will you buy the dip or sell the rip? Remember - a plumber doesn't show up to a job to fix a leak without his toolkit so make sure you have yours! Here are the links to all the sales: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SAVE ON TRENDSPIDER - GET THE ANNUAL SUBSCRIPTION TO GET MY 4 HOUR ALGORITHM ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Learn the secrets of financial independence for real estate investors in Fort Collins. This class is Module 46 of 46 in a series called Real Estate Investing Secrets. Topics covered in this double-length module include: A custom spreadsheet to model where your investment money is coming from and where you will invest it to achieve financial independence. Your possible investing options to achieve financial independence. Factors to consider when selecting investment options. Typical returns an investor might see for each investing option. The two reasons for reinvesting some of your returns back into purchasing new investments—especially after reaching financial independence. Actions to avoid with your investment returns and why. The ideal cash flow engine. Financial independence mathematically defined. What counts toward being financially independent and what doesn't—some of these are controversial. How to speed up your journey toward financial independence. Safe withdrawal rates and their application to rental properties. Methods to accelerate achieving financial independence beyond earning more money and reducing expenses. How to increase returns to achieve financial independence and the importance of Return on Equity. The unexpected benefits of reallocating assets to speed up financial independence and how that impacts risk. The relationship between risk and speed and why it matters. The phases and stages of financial independence explained in detail. A discussion on borrowing money to invest in stocks, bonds, etc. A secret backdoor... chillaxing into financial independence. Plus much more... Check out the video and additional resources related to Secrets of Financial Independence. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

Welcome back to The Dental Boardroom Podcast! In this episode, we continue our deep-dive series on financial planning for dental practice owners — turning financial chaos into true financial freedom.Today, host Wes Read, CPA and CFP, explores Phase Two of the financial planning journey: Developing a Personal Plan for Financial Independence. Wes shares his unique approach, combining technical expertise and life planning philosophy, to help dentists create a personalized roadmap toward their ideal lifestyle — whether it's a simple, peaceful life or one filled with travel and luxury.This episode emphasizes that every dentist has two financial clients: the current you and the future you. And balancing both is key to achieving long-term independence.

Joel Friedland is a 43+ year real estate investing veteran specializing in single-tenant industrial properties in the Chicago area, with a track record of acquiring 104 buildings valued at over $300 million for more than 300 investors. Known for his ultra-conservative, debt-free syndications and long-term hold strategy, Joel brings a uniquely risk-averse mindset shaped by weathering four economic downturns. Many of his deals involve 1031 exchanges and tenants-in-common structures, making him a go-to expert in tax-efficient industrial investing. With decades of experience and a trove of entertaining stories—from cold-calling sellers to knocking on tenants' doors—Joel delivers real-world insights that resonate with both new and seasoned investors.Follow Joel

In this episode, Christian Rodwell welcomes Chris Spratling—seasoned entrepreneur, advisor, and author of “The Exit Roadmap: The Insider's Guide to Selling Your Business Profitably.” With over 30 years' experience in scaling, buying, and selling businesses, Chris shares vital insights on preparing for a successful business exit, maximising value, and planning for life beyond the sale.Key Topics & TakeawaysChris's Background & Relationship with WealthBuildersOver 30 years' experience in business exits and scalingLongstanding collaboration with Kevin Whelan and the WealthBuilders communityThe Seven Pillars of Wealth & Business as a PillarImportance of integrating business, property, and intellectual property in wealth strategiesUsing SSAS pensions and commercial property for long-term planningWho Chris HelpsFocus on ambitious SME owners (turnover £2M–£30M)Chalk Hill Blue's approach to scaling and preparing businesses for exitWhy Most Business Owners Struggle to Exit Successfully80% of personal wealth often tied up in the businessLess than 20% of businesses listed for sale actually sellCommon pitfalls: overestimating value, lack of preparation, misunderstanding buyer motivationsStages of Preparing for a Business ExitSeller Readiness: Clarifying motivations, financial needs, and post-exit plansBusiness Readiness: Building value through 10 key drivers (growth, scalability, recurring revenue, differentiation, reduced reliance on individuals/customers, strong processes, etc.)Process and Systems: Importance of automation, AI, and streamlining tasks to ensure business runs without the ownerQuick Wins for Business OwnersAssess current financial position and retirement gapUse Chalk Hill Blue's free Exit Readiness Survey for personalised feedbackFocus on one or two value drivers for immediate impactThe Role of AI and AutomationEmbracing AI for efficiency, productivity, and future-proofing business operationsReal-world examples from Chris's clients and his own accountancy practiceFamily Business TransitionsImportance of education and tailored succession planningCreating freedom and options before selling or stepping backTimeline for Selling a BusinessRealistic prep: 2 years to get “sale-ready,” plus 9–12 months to complete a saleMost deals involve staged payments and handover periodsFinding Buyers and Structuring the DealImportance of assembling a deal team (IFA, tax, legal, corporate finance)Different exit routes: trade sale, management buyout, employee ownership trust, family office, etc.Creating competition to maximise sale priceLife After ExitPlanning for the “next chapter” to avoid post-sale regret or loss of identityPractical TipsStart exit planning early—ideally at least 2 years in advanceFocus on building recurring revenue and reducing reliance on the ownerUse automation and AI to streamline processes and increase business valueEducate and engage the next generation for family business continuityAssemble a strong advisory team for the exit processResources MentionedGrab a copy of Chris Spratling's book: “The Exit Roadmap: The Insider's Guide to Selling Your Business Profitably” Check if you are you truly ready to exit. Take the Exit Readiness Survey It's a free, personalised exit readiness report.Contact Chris:Chris Spratling on LinkedinChris Spratling WebsiteWT103 - Employee ownership trusts w/ Chris BuddWT38 - The 8 Drivers Of Business Value - Richard PerryConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christina delves into the complexities of money conversations, personal money stories, and the mindset shifts necessary for financial success. She shares her own experiences with money, the importance of reframing negative beliefs, and the role of risk in wealth building. Christina emphasizes the significance of investing in oneself and challenges common negative beliefs about wealth, encouraging listeners to take control of their financial narratives.

In this episode of Breakaway Wealth, Jim speaks with Tad Fallows, entrepreneur and founder of Long Angle, a private community for individuals with $2.2M+ in investable assets. They discuss how wealth creators think about investing, raising children without entitlement, and maintaining purpose after a business exit. 3 Key Takeaways: Portfolio strategy beyond Wall Street: High-net-worth individuals are moving away from traditional 60/40 portfolios, favoring private equity, real assets, and niche alternative investments for uncorrelated, equity-like returns. Post-exit risk mindset: Many entrepreneurs opt for higher-return, illiquid investments rather than de-risking, based on the belief that volatility is manageable when wealth exceeds basic needs. Raising children with financial independence: The most consistent concern among members of Fallows' community is how to instill grit and self-sufficiency in children growing up with financial abundance. If you're serious about breaking away from conventional thinking and building lasting wealth, this conversation offers a clear window into how high-level entrepreneurs manage their capital, family, and future. Connect with Tad Fallows: Long Angle: https://www.longangle.com/ Tad's LinkedIn: https://www.linkedin.com/in/fallows/

Today's guided meditation focuses on creating space within your busy life to invest in yourself.When we slow down, sit down, and turn our attention inward, something powerful happens. It's like a snow globe being set down on a table—our mind and body settle, allowing us to see more clearly what's happening inside.I hope you enjoy this guided meditation.PS: Introducing the…

How to Calculate Your Wealth Gap and Retire on Your Terms If you sold your business tomorrow, would it fund your retirement? In this episode of Retirement Planning Simplified, Joe Curry breaks down how to calculate your “wealth gap”, the difference between what you need for financial independence and what you already have saved outside your business and home. You'll learn why this number is the foundation for both retirement and exit planning, how to use the 4% rule for back-of-the-napkin math, and what business owners can do today to close that gap and retire with confidence. Here's what you're in for: 00:00 The Big Question About Retirement 01:50 Calculating Your Wealth Gap 02:07 Retirement Lifestyle Goals 02:52 Income from Investments: The 4% Rule 03:33 Considering Taxes in Your Wealth Gap 03:57 Assets and the Wealth Gap 04:45 Closing the Wealth Gap with Your Business 05:12 Financial Independence vs. Retirement 05:31 Reverse Engineering Your Business Sale 06:56 Example Walkthrough 08:13 The Importance of Early Exit Planning 09:50 Conclusion: Bridging Business and Retirement        —------------------------------------------------------------- ABOUT JOE  CURRY Joe Curry is the host of Business and Exit Planning Simplified and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/   https://www.facebook.com/RetirementPlanningSimplified/                https://matthewsandassociates.ca/  ABOUT BUSINESS AND EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose. —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

What if your inheritance could grow tax-free for a decade? In this episode, Art McPherson breaks down the power of Roth IRAs, the impact of inflation on retirement, and how to avoid costly mistakes when receiving a windfall. From market volatility to mid-season tax planning, Art shares practical strategies to help you protect your future and make smarter financial decisions—whether you're retiring early or just getting started. Plus, a few laughs about sticker shock, bubble tape, and the true cost of a kiss. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Leaving a job? Don’t leave your 401(k) behind. In this episode, Frank and Frankie Guida break down what really happens to your retirement savings when you change employers—and why doing nothing could cost you. From rollover options and tax implications to real-life case studies, they explore how a 401(k) x-ray can uncover hidden risks and opportunities. Whether you're mid-career or nearing retirement, this episode helps you take control of your financial future. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

This episode of the Journey Beyond Divorce Podcast explores what high-earning women need to know to protect their finances before, during, and after divorce. Guest expert Nikki Tucker, personal financial strategist and founder of The FIIRM Approach, shares actionable strategies for staying empowered through financial transitions. With a focus on proactive planning, Nikki breaks down how women can avoid common financial blind spots, navigate difficult money conversations, and safeguard their assets with clarity and confidence. She also introduces her signature FIIRM framework—Flexible, Intentional, Informed, Resourceful, and Masterful—as a guide for protecting long-term financial well-being. Whether preparing for marriage, going through a divorce, or rebuilding after, this episode offers critical insights to help successful women maintain control of their financial future. Connect with Nikki: FREE GIFT - Divorce Support Pack:https://fiirmapproach.lpages.co/divorce-support-pack/ Instagram: https://www.instagram.com/thefiirmapproach/ Facebook: https://www.facebook.com/thefiirmapproach Website: https://thefiirmapproach.com/   Resources Mentioned in this episode: Follow JBD on Instagram: @journey_beyond_divorce Book a Free Rapid Relief Call: http://rapidreliefcall.com Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg

Joel Miller is a seasoned real estate investor who has been building wealth through rental properties since 1978 and flipping houses since 1991. With a background in accounting and a trailblazing career as a mobile DJ (with over 5,000 appearances), Joel found his true passion in real estate—eventually flipping over 100 properties and transitioning into hard money lending in 2018 to support new investors. A longtime educator and leader in the landlord community of northwestern Pennsylvania, he developed and taught courses on landlording, flipping, and lending, while also contributing to top industry publications. After years of podcast guest spots and industry encouragement, Joel authored Build Real Estate Wealth: Enjoy the Journey of Rental Property Investment, a step-by-step guide for integrating real estate into your life—without the overwhelm. If you're ready to learn from a veteran who's done it all, Joel's insights will help you thrive in real estate investing while enjoying the journey.Follow Joel

In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench, along with guest David Pere, delve deep into achieving financial independence while serving in the military. They discuss the unique advantages of military benefits, such as zero-cost healthcare and housing allowances, and how these can be leveraged to fast-track financial independence. The episode is packed with actionable advice and real-life examples to inspire military personnel to build wealth and achieve financial freedom. This Episode Covers:  Budgeting effectively while enlisted Understanding military pay structures The power of house hacking and live-in flips, and investment strategies tailored specifically for service members. They explore the potential of achieving substantial net worth through disciplined savings and smart investing, even within an eight-year service commitment. And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: intentionality with money, understanding financial independence, hiring your kids for tax benefits, FIRE movement, building a legacy with Andrew WindhamEpisode SummaryAdam welcomes Andrew Windham to the Mindful FIRE Podcast. They delve into the importance of being intentional with money and using it as a tool to create a meaningful life. Andrew shares his journey in financial services, discusses the FIRE movement, and offers insights on hiring your kids for tax benefits. The conversation emphasizes the importance of living purposefully and aligning financial decisions with personal values.Guest BioAndrew Windham is a financial expert and entrepreneur dedicated to helping families achieve Financial Independence. With a background in finance and a passion for serving others, Andrew focuses on guiding clients towards intentional financial decisions that align with their values. He is also the host of the Educated Freedom podcast.Resources & Books Mentioned"The E-Myth" by Michael Gerber"The Road Less Stupid" by Keith CunninghamNuCalm app for meditation and relaxationContact Andrew via LinkedIn or Email and mention "Mindful FIRE podcast" to get the "How to Hire Your Kid" and "Automated Cashflow" resources.Guest Contact InformationLinkedIn: https://www.linkedin.com/in/andrewwindham/Email: andrew@educatedfreedom.comThe Educated Freedom Podcast: https://collegeplanninginstitute.com/educated-freedom-podcast/Key TakeawaysBeing intentional with money can lead to a more fulfilling life.The FIRE movement emphasizes Financial Independence and living with purpose rather than simply retiring early.Hiring kids for tasks in a business can provide tax benefits and teach them financial responsibility.Simplifying financial goals and aligning them with personal values is crucial for achieving Financial Independence.Reflection and journaling can help clarify what is truly important in life and business.Embracing progress over perfection can lead to greater success and satisfaction in financial journeys.PS: Introducing the…

In an honest and eye-opening conversation, Gabby Reece sits down with Menopause expert & author Tamsen Fadal to discuss timelines, expectations, menopause and more. Through personal insights and stories, Tamsen Fadal, who is known for her work as a TV journalist, podcaster and author, speaks frankly about the pressures women face at certain ages and stages in their lives. Together with Gabby, she challenges women to avoid subscribing to societal expectations and trust their own timelines when it comes to love, careers and more. This episode of The Gabby Reece Show will open your mind and heart to new possibilities and give you permission to reassess the “shoulds” in your life without shame.  Thank You to Our Sponsor Kion - Give Kion Aminos a try and save 20% right now when you use my link: http://www.getkion.com/gabbyreece Watch this episode on YouTube: https://youtu.be/7a6oTii8yIcMORE ON TAMSEN FADAL Tamsen's Official Website: http://www.tamsenfadal.com  Follow Tamsen on Instagram: https://www.instagram.com/tamsenfadal/?hl=en  Follow Tamsen on X: https://x.com/tamsenfadal?lang=en Tamsen  Fadal's Podcast: https://www.tamsenfadal.com/the-tamsen-show-podcast  Tamsen Fadal's Book How To Menopause: Take Charge of Your Health, Reclaim Your Life And Feel Even Better Than Before: https://a.co/d/b1Ykn2D  Tamsen Fadal's Book The New Single: Finding, Fixing and Falling Back in Love With Yourself After A Breakup or Divorce: https://a.co/d/ddbx2br  MORE ON GABBY YouTube: https://www.youtube.com/@GabbyReece  Instagram @GabbyReece: https://www.instagram.com/gabbyreece/  TikTok @GabbyReeceOfficial https://www.tiktok.com/@gabbyreeceofficial  The Gabby Reece Show Podcast on YouTube:  YouTube: https://www.youtube.com/@GabbyReece  CHAPTERS 00:00 Understanding Menopause and Medical Misconceptions 01:12 Advice for Young Women: Confidence and Self-Worth 05:52 Navigating Relationships and Personal Growth 16:41 Fitness and Body Image in Your Twenties 19:14 The Impact of Technology on Modern Dating 27:31 Navigating Relationships in Your 30s28:51 The Importance of Financial Independence 29:24 Finding Love and Self-Worth 30:04 Questions to Ask Before Breaking Up 32:19 Reevaluating Long-Term Relationships 33:27 The Impact of Age on Relationships and Health 38:39 The Role of Mentorship and Community 49:55 Embracing Menopause and Aging 55:47 Overcoming Health Challenges 56:17 Empowering Women Through Confidence 57:41 Navigating Hormonal Health 01:00:06 The Importance of Protein and Muscle 01:09:10 Rediscovering Intimacy and Relationships 01:19:07 Embracing New Beginnings Learn more about your ad choices. Visit megaphone.fm/adchoices

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Jason Vitug, award-winning, best-selling author, speaker and entrepreneur joins the Journey to Launch podcast to discuss why money is a path to happiness, but it doesn't embody it. Jason, once a corporate ladder climber, found himself stressed out, burnt-out and living a life he was no longer aligned with. Through trial and error… and rest, Jason discovered the intrinsic connection between mental health and money and how people can move forward to a healthier, happier path on their financial freedom journeys.  In this episode, we also discuss: Quiet Quitting: what it is, why you need an exit plan and taking advantage of ALL your work perks What happiness dimensions are, why you need to implement them in your day-to-day life + actionable steps to make that happen TODAY The reality of knowing yourself and what makes you happy outside of a financial number or achievement  Why we need mental breaks, buying happiness by spending on wellness, stepping off the hamster wheel + more Other related blog posts/links mentioned in this episode: Check out Jason's book: Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial Freedom Small Steps To Reach Big Dreams + Going From An Observer To Main Player In Your Life Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jason: Website Instagram:@Phroogal Twitter:@JasonVitug Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode: