Podcasts about Financial independence

In this episode: financial independence as runway, career reinvention, self-imposed pressure, writing a first book, coaching-driven leadership with Jeff JaworskiEpisode SummaryThree years after leaving Google, Jeff Jaworski returns to share how FIRE gave him room to build The Shift, write The Leader Shift, and shape work around family and purpose. Jeff and Adam explore why the habits that create success can hold us back in a new chapter—and how to build without recreating the pressure of the rat race.Guest BioJeff Jaworski is the founder of The Shift Coaching & Consulting, a former Google executive, and the author of The Leader Shift. He coaches leaders and organizations to replace heroic leadership with teams that think and scale.Resources & Books MentionedAdam's free FI Life Jumpstart exerciseThe Leader Shift by Jeff JaworskiMindful FIRE episode 151Guest Contact InformationThe ShiftJeff on LinkedInKey TakeawaysFIRE can create options and runway for meaningful reinvention - not just retirement.Distinguish pressure that is real from pressure you manufacture yourself.A new chapter requires new behaviors; what got you here may hold you back there.Scalable leaders ask before telling, explore possibility, and lead performance - not metrics.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

Exposed! We go behind the scenes with industry experts and disrupters in the retail car-buying market, Ray and Zach Shefska. They are the powerful father-son team behind CarEdge, a car-buying platform that's fighting fiercely for transparency. Ray brings 43 years of dealership experience and Zach brings the modern tech (like AI agents) and viral moments when he exposes dealers misbehaving. Together, they reveal how dealerships really make money, including things like dealer fees, financing, and often unnecessary ad-ons. Don't miss this breakdown of smart ways for you to research, shop, avoid games some dealers play, and get the fairest price on your next car. This episode covers How dealerships use monthly payments to distract buyers from the total cost of a car Why negotiating a vehicle can be especially difficult for women and minority buyers Using AI agents to obtain and negotiate real dealer pricinng The fees, add-ons, and protection packages buyers should question Why "if it's taxable, it's negotiable" is one of Ray's favorite rules How to get and compare a true out-the-door price Why a pre-purchase inspection is critical when buying a used vehicle The pros and cons of CarMax and Carvana How pre-approved financing can protect you from dealer interest-rate markups Cash versus financing, leasing and total cost of ownership Ray's ultimate rule: buy what you need, not just what you want   . === SUPPORT  THE  SHOW ===

We all want to eventually get to the point when work is optional. But some people make it a goal to get there much sooner – perhaps even by their 30s or 40s. One fellow who knows a lot about how to do it is Brad Barrett, the co-founder of the ChooseFI website and the co-host of the ChooseFI podcast. In this episode, Robert Brokamp spoke with Brad about:-The evolution of the financial independence, retirement early (FIRE) movement, and why many have dropped the RE and focus on the FI.-The savings rates and spending mindsets that are the foundations of financial independence-Identifying the “why” that motivates you to make sometimes hard choices-The flourishing FI community that crowd-sources ideas and provides support when living a somewhat counter-cultural lifestyle Send your financial planning questions for our upcoming mailbag episode to podcasts@fool.com. Host: Robert Brokamp, CFP®, EAGuest: Brad Barrett, CPAEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench explore how you can use AI to make better financial decisions and move closer to financial independence. They share practical ways to ask better questions, give AI the right context, stress test your financial plan, and even develop an investment thesis. Plus, they talk about where AI can help and why you still need to double-check its work.To go beyond the podcast:Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzyGet 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarch.com/pocketsWe believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if the biggest thing holding you back from building wealth isn't your income, but your money mindset? In this powerful conversation on Leverage with Rebecca Zung, Rebecca sits down with Ryan Sterling, founder and CEO of NerdWallet Wealth Partners and a CFA with more than 20 years of wealth management experience, to break down the beliefs and financial habits that can keep people stuck. #MoneyMindset #BuildWealth #WealthBuilding #FinancialFreedom #AbundanceMindset #ScarcityMindset #Investing #PersonalFinance #FinancialIndependence #Entrepreneurship #Money #Wealth #RebeccaZung #RyanSterling #Leverage

In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Evan Lawler take a closer look at Coast FIRE and what it really means to stop aggressively saving for retirement while still working toward financial independence. They talk through what could go wrong, from market downturns and rising expenses to lifestyle creep and unexpected changes in your life or career. They also discuss how much flexibility Coast FIRE can give you, how to build in a little margin, and what to think about when deciding whether Coast FIRE or traditional FIRE makes sense for you.To go beyond the podcast:Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzyGet 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarch.com/pocketsConnect with Evan Lawler:Instagram: https://www.instagram.com/the_financialfoundation/YouTube: https://www.youtube.com/@The_FinancialFoundationWe believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3701: The Mad Fientist explains why reaching his financial independence number left him no happier than the day before, and how chasing it in isolation made him miserable. Drawing on Nassim Nicholas Taleb's idea that happiness is best pursued as a negative, he argues that the real payoff of financial independence is the power to subtract whatever makes you unhappy. The journey, not the finish line, is where the value is. Read along with the original article(s) here: https://www.madfientist.com/happiness-through-subtraction/ Quotes to ponder: "Financial independence isn't the answer to all your problems and it won't be the source of all your happiness." "Having money in the bank allows you to say goodbye to all the things that make you unhappier." "A big number in the bank is relatively meaningless but using that money to remove the things from your life that make you unhappy is priceless." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: visualizing your work-optional ideal week, mindfulness, financial independence, life design, mini experimentsEpisode SummaryIn this guided meditation, Adam invites you to settle into the breath and visualize your ideal work-optional week. You'll explore where you are, who you're with, what you're doing, and how that life feels in your body. The practice closes by turning your vision into one small experiment you can try today.Resources & Books MentionedMindful FIRE Legends communityFree FI Life Jumpstart ExerciseKey TakeawaysMeet yourself as you are with the kind, curious awareness of mindfulness.Picture an ordinary week in your financially independent, work-optional life—including an “ideal Tuesday.”Notice the feeling of that week and where you experience it in your body now.Choose one mini experiment—one small step toward your ideal week—to take today.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3701: The Mad Fientist explains why reaching his financial independence number left him no happier than the day before, and how chasing it in isolation made him miserable. Drawing on Nassim Nicholas Taleb's idea that happiness is best pursued as a negative, he argues that the real payoff of financial independence is the power to subtract whatever makes you unhappy. The journey, not the finish line, is where the value is. Read along with the original article(s) here: https://www.madfientist.com/happiness-through-subtraction/ Quotes to ponder: "Financial independence isn't the answer to all your problems and it won't be the source of all your happiness." "Having money in the bank allows you to say goodbye to all the things that make you unhappier." "A big number in the bank is relatively meaningless but using that money to remove the things from your life that make you unhappy is priceless." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Prolet Miteva shares her journey from a successful career in the technology industry to achieving financial independence through real estate investing. She explains how her investment strategy evolved from owning single family homes to focusing primarily on real estate syndications and alternative investments. Prolet also breaks down the FIRE movement, portfolio diversification, and the importance of understanding your own financial independence number. She offers an inside look at her portfolio and shares lessons that can help passive investors make more informed investment decisions.Topics CoveredProlet's journey from technology to real estate investingAchieving financial independence through real estateThe FIRE movement and finding your financial independence numberThe 4% rule and planning for retirementUnderstanding real estate syndicationsLimited partners and sponsors in syndicationsMoving from single family homes to passive real estate investingAccredited investors and 506B syndicationsPortfolio allocation and diversificationBalancing stocks with alternative investmentsLessons learned throughout her investing journeyPlanning an exit from the corporate worldBuilding a passive investment strategyQuotes“Financial independence is for everyone.”“I highly, highly encourage you to always think about diversification.”

What if the biggest retirement risk isn't running out of money, but being too afraid to spend the money you worked decades to build? Personal finance icon Jean Chatzky joins Bill and Jackie to tackle the psychology and math behind turning a lifetime of savings into a Forever Paycheck. Jean shares her own late-start reset after losing her father, getting divorced, and getting fired within a single year. She then explains why retirees often happily spend Social Security and pensions while fiercely protecting their investment balances. Together they explore Jean's tools that can create both security and permission to spend. Jackie even runs her own numbers and discovers her forever-income gap might be surprisingly easy to fill.  This episode covers  Jean Chatzky's own financial reset after a series of major life changes at 40  Why retirees can become surprisingly reluctant to spend their accumulated savings  The "decumulation gap" and the psychology behind creating a retirement paycheck  How to build a "moat budget" around essential expenses and important wants  How risk tolerance and FOMO can shape your retirement-income strategy  Why Jean changed her long-held opinion about annuities  How home equity, insurance, HSAs, and other assets can become retirement resources  Why late starters need forgiveness, benchmarks, and trusted guidance, not perfection . === SUPPORT  THE  SHOW ===

The Financial Independence, Retire Early movement promises something many people want: save aggressively, live below your means, build wealth, and gain the freedom to leave work early. But does the FIRE movement really work when retirement could last 40, 50, or even 60 years? Richard Rosso & Jonathan McCarty examine the different approaches to FIRE, including Fat FIRE, Lean FIRE, Barista FIRE, and Coast FIRE, and discuss where retirement calculations can go wrong. We also look at why stocks should not simply be treated as predictable compounding assets, the risks of quitting your job too soon, inflation and the “pink tax,” Trump Accounts for children, and why financial independence remains such an attractive goal. Plus, what the arrival of humanoid robots could mean for work and retirement planning, why financial gimmicks deserve skepticism, and why a sound retirement plan should prepare for the worst while hoping for the best. The program also marks the 25th anniversary of September 11, 2001, with a remembrance of “The Falling Man” and those whose lives were forever changed that day. 0:00 INTRO 0:19 - Preview: Getting People to Save More & the F.I.R.E. Movement 1:34 - 25th Anniversary of 9/11 - The Falling Man 9:05 - Financial Independence Retire Early movement 12:01 - Fat FIRE, Lean FIRE, Barrista FIRE 13:59 - Stocks Are Not Compounding Assets 16:38 - Coast FIRE (Walletburst.com): Why the Calculations Don't Work 19:23 - How to Blow up Your Retirement Plan (Don't Quit Your Job) 30:56 - Humanoid Robot Attack (KTLA) 32:44 - Why the FIRE Movement is Attractive 34:00 - Where's the Risk? 35:42 - Where Are They Now? 37:13 - The Appeal of Financial Independence 39:40 - The Coming of the Robots 41:21 - Beware the Gimmicks 42:16 - Plan for the Worst, Hope for the Best 44:46 - Here Comes Baby McCarty #2 47:53 - Big Life Events vs FIRE 49:25 - The Pink Tax is a Thing Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan "Smarty" McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/HummvRArByg?si=EZBAImkZqNESj9uh -------- Watch our previous show, "What Will Inflation Data Do for the Fed?" https://youtube.com/live/y1GoUw9wURw?feature=share ------- Articles mentioned in this report: "How to Achieve Financial Independence and Retire Early (FIRE)" https://realinvestmentadvice.com/resources/blog/fire-retirement-strategy/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FIREMovement #FinancialIndependence #RetireEarly #RetirementPlanning #PersonalFinance

You may think that you need a traditional education to reach Financial Freedom, but on this episode, Tinian Crawford is here to tell us otherwise. He shares with us how lucrative a job in the Trades can be and why more people should be looking to a trade career and building their DIY skills to help them reach their goals of Financial Independence.   On this episode you will learn: Tinian's backstory & his entrepreneurial journey into the world of Financial Independence What's considered a "trade job" and how pursuing trade skills is a great alternative to a traditional college education The demand for trade jobs and the gap between skilled workers and available positions How one can get started in the trades, how to get your children started & how to pivot into a trade career How to become a trade entrepreneur in order to reach your financial goals The gender gap and barrier that women may experience when looking to get into trades but why women are needed in these fields plus so much more What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Check out Tinian's website NPR Article Women in the Trades Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

In this episode of Money Meets Medicine, hosts Dr. Jimmy Turner and Justin Harvey tackle three listener questions on personal finance for physicians. They discuss whether HSA-eligible plans make sense during high healthcare-usage periods like pregnancy, charitable giving strategies including donor advised funds and tax-efficient gifting of appreciated securities, and when physicians with significant net worth should consider stopping life and disability insurance premiums. The hosts emphasize personalized decision-making based on individual circumstances, consistently recommending listeners consult qualified financial professionals before making major financial decisions.Resources:Are you a 1099, locums doc, or private practice partner or business owner? You need a tax strategy team. Get 10% off working with the team I use here (Gelt): https://moneymeetsmedicine.com/CPA Every doctor needs own-occupation disability insurance. Get it from a source you can trust: https://moneymeetsmedicine.com/disability Want to get started on your financial literacy journey? Download a free copy of The Physician Philosopher's Guide to Personal Finance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens when you finally reach financial independence and your brain responds with, "Great, now what?" In this special crossover from ChooseFI, Ginger turns the microphone on Bill and digs into the part of financial independence that spreadsheets rarely prepare us for. He shares how a lawsuit and burnout woke him up financially at 50 and how he and his wife flipped from single-digit saving to intentional wealth building. Bill also explains why reaching FI at 60 created a whole new problem: actually giving himself permission to leave work. This episode covers Bill's financial wake-up call at age 50 and his "trifecta" of late-starter mistakes How he and his wife moved from single-digit saving to a 30–40% savings rate Working through regret, shame, anger, and scarcity after a late start Why lifestyle downsizing felt more freeing than depriving The "fog of FI" and why reaching your number does not automatically make retirement easy One-more-year syndrome, professional identity, and creating a gradual glide path out of work How FI gave Bill leverage to cut shifts, reduce night work, and reclaim his time The advantages late starters still have despite missing decades of compounding Why health, relationships, community, and purpose become more important after the math is solved Bill's belief that relationships may compound even better than money   . === SUPPORT  THE  SHOW ===

What if achieving financial independence starts with simply mastering the next step in front of you? Join us as we break down 10 key "dominoes" that build on each other, helping us move step by step toward greater financial security and peace of mind--from dreaming and tracking to investing, giving, and ultimately reaching our personal financial goals. For Show Notes, please visit: https://LearnDoBecome.com/Episode335 Ready for More with LearnDoBecome? Start Your Free Trial of the ARISE Membership with April and Eric: https://LearnDoBecome.com/ARISE Join us for our Free training, "How to Finally Stop Drowning in Piles": https://learndobecome.com/aff/?p=Ldbyt&w=organize Get Your Free LearnDoBecome Welcome Kit Here: https://LearnDoBecome.com/Welcome Subscribe to the LearnDoBecome Radio Podcast: https://LearnDoBecome.com/Radio Subscribe to the LearnDoBecome YouTube Channel: https://YouTube.com/LearnDoBecome Join the LearnDoBecome Free Community Facebook Group: https://LearnDoBecome.com/FBfamily Follow @LearnDoBecome on Instagram: https://Instagram.com/LearnDoBecome Follow our LearnDoBecome Facebook Page: https://Facebook.com/LearnDoBecome Discover our "Steps to Everyday Productivity" (STEP) Program: https://LearnDoBecome.com/STEPprogram For those looking for more support from Team LearnDoBecome as you set up your STEP Command Central, you can learn more about STEP Coaching at:  https://LearnDoBecome.com/Coach

In this episode: mortality as motivation, memento mori, pre-grets, escaping autopilot, one-more-year syndrome, living wider and deeper with Jodi WellmanEpisode SummaryJodi Wellman explains how remembering that life is finite can help us stop postponing it. She and Adam explore counting your remaining Mondays, turning “pre-grets” into action, balancing future security with aliveness now, and using small experiments to add vitality, meaning, and connection.Guest BioJodi Wellman is an author, speaker, positive-psychology practitioner, and founder of Four Thousand Mondays. After 17 years in corporate leadership and 12 years in executive coaching, she made memento mori—remembering we must die—her life's work.Resources & Books MentionedYou Only Die Once — Jodi WellmanDie With Zero — Bill PerkinsMonday Mornings Left CalculatorAstonishingly Alive AssessmentMindful FIRE Episode 232 with Pete AdeneyShay's WarriorsGuest Contact InformationWebsite · InstagramKey TakeawaysCount your remaining Mondays to make time feel scarce and valuable.List “pre-grets,” then give each meaningful goal a date and first action.Keep useful routines, but add novelty before habit domination turns life into autopilot.Assess whether your life needs more width—fun and vitality—or depth—meaning, purpose, and connection.Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

A 72(t) plan is little-known IRS provision which gives you a perfectly legal way to access your retirement money before 59½ without the 10% penalty. In this second half of the 2-part episode, Jackie brings back Mr. 72t, William (Bill) Stecker, CPA and founder of 72tcalc.com. This episode takes on the practical half of their deep dive into 72(t) plans as they move from theory to execution. Jackie puts her own plan on screen to let Bill do what he does best... audit it! He scrutinizes her $240k starting balance, $15k annual withdrawals, plan timeline, and the surprising fact that her account has actually grown even though she's been taking money out.  This episode covers Why Bill strongly favors the amortization method for most practical 72(t) plans How the 5% interest-rate floor changed SEPP planning The three basic inputs needed to calculate a 72(t) How to document the correct starting IRA balance What records to keep in case the IRS ever asks questions Why annual withdrawals may reduce opportunities for mistakes How to handle a 1099-R that says "early distribution, no known exception" Jackie's real-life 72(t) setup, asset allocation, and withdrawal schedule How 72(t)s can work alongside Roth conversions and other income strategies Why some people may qualify for better early-withdrawal exceptions and not need a SEPP at all This is the second part of a 2-part episode. Be sure to subscribe the show and catch part 1 (episode 234) from 8/30/26.   . === SUPPORT  THE  SHOW ===

CNN~This weeks topic is Financial Literacy. This is wake up challenge for all entrepreneurs & for our own personal present & future growth. You may have see my guest recently featured on CNN, Rob Wilson. He is a financial advisor at an independent financial and investment advisory firm based in Pittsburgh (a.k.a SixBurgh – The City Of Champions). He feels that we all should be focused in Financial Independence. Rob says: "The corporation's reason for existence is not to keep you employed. Its job is to maximize profit for its shareholders." Rob has been dubbed “Hip Hop's Financial Advisor” because he is a trusted advisor to professional athletes & entertainers; Rob believes that we can all learn from their success. However, Rob states: "I realized that as a financial advisor, I have also come into contact with, and have as clients, a plethora of doctors, lawyers, accountants, architects, business people and entrepreneurs that are living fabulous lives. In fact, many of these individuals live lives that are far more enriching than a number of these celebrities, because of the fact that, due to their inability to manage their money, the average celebrity's “high life” is short lived. However, the stories of these wildly successful “non-celebrities” has largely gone untold…" Rob is originally from Pittsburgh. He received his bachelors degree in Industrial Engineering from the University of Pittsburgh and his Masters in Business Administration from the Tepper School of Business at Carnegie Mellon University.~ RobWilsonTV.com© 2026 Building Abundant Success!!2026 All Rights Reserved Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASJoin me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3689: ESI lays out the three moves that let him retire at 52: earning a good income, controlling spending to open a gap, and investing that gap for growth and then income. He explains why early retirement is possible at almost any income level, since the size of the gap matters more than the size of the paycheck, and describes the index funds and rental properties that carried his savings the rest of the way toward financial independence. Read along with the original article(s) here: https://esimoney.com/how-to-retire-early/ Quotes to ponder: "Retiring early can be done at all income levels, but the more you earn the more you can sock away and the more you'll have to fund the retirement you want." "Controlling spending is why retiring can be done at almost any income." "The bigger the gap, the more you can save and the faster you can retire." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3689: ESI lays out the three moves that let him retire at 52: earning a good income, controlling spending to open a gap, and investing that gap for growth and then income. He explains why early retirement is possible at almost any income level, since the size of the gap matters more than the size of the paycheck, and describes the index funds and rental properties that carried his savings the rest of the way toward financial independence. Read along with the original article(s) here: https://esimoney.com/how-to-retire-early/ Quotes to ponder: "Retiring early can be done at all income levels, but the more you earn the more you can sock away and the more you'll have to fund the retirement you want." "Controlling spending is why retiring can be done at almost any income." "The bigger the gap, the more you can save and the faster you can retire." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3689: ESI lays out the three moves that let him retire at 52: earning a good income, controlling spending to open a gap, and investing that gap for growth and then income. He explains why early retirement is possible at almost any income level, since the size of the gap matters more than the size of the paycheck, and describes the index funds and rental properties that carried his savings the rest of the way toward financial independence. Read along with the original article(s) here: https://esimoney.com/how-to-retire-early/ Quotes to ponder: "Retiring early can be done at all income levels, but the more you earn the more you can sock away and the more you'll have to fund the retirement you want." "Controlling spending is why retiring can be done at almost any income." "The bigger the gap, the more you can save and the faster you can retire." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ashley Kehr and Tim Delaney share their very different experiences owning and operating liquor stores, from starting a business during COVID to buying an existing store and dealing with the realities of employees, cash flow, inventory, suppliers, and day-to-day management. They break down what it takes to build a profitable liquor store, how to source rare bourbon and whiskey, why standard operating procedures are critical, and the costly lessons that can come from poor financial oversight and business management.  Whether you're interested in buying a small business, starting a liquor store, entrepreneurship, retail business, or building passive income, Ashley and Tim offer practical lessons on turning a small retail business into a more scalable and profitable operation. To go beyond the podcast: Interested in a Flat Fee Financial Planner? Go to biggerpocketsmoney.com/fipro Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarch.com/pockets Connect with Ashley Kehr:  Social: https://www.instagram.com/wealthfromrentals/ Website: https://www.ashleykehr.com/ Real Estate Rookie: https://www.youtube.com/c/RealEstateRookie Connect with Tim Delaney: Business Buying for Financial Independence: https://open.spotify.com/show/2kBagDg0jmHwOmPJggAnGH?si=525c0e8e64dd4136 We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ashley Kehr and Tim Delaney share their very different experiences owning and operating liquor stores, from starting a business during COVID to buying an existing store and dealing with the realities of employees, cash flow, inventory, suppliers, and day-to-day management. They break down what it takes to build a profitable liquor store, how to source rare bourbon and whiskey, why standard operating procedures are critical, and the costly lessons that can come from poor financial oversight and business management. Whether you're interested in buying a small business, starting a liquor store, entrepreneurship, retail business, or building passive income, Ashley and Tim offer practical lessons on turning a small retail business into a more scalable and profitable operation.To go beyond the podcast:Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarch.com/pocketsConnect with Ashley Kehr: Social: https://www.instagram.com/wealthfromrentals/Website: https://www.ashleykehr.com/Real Estate Rookie: https://www.youtube.com/c/RealEstateRookieConnect with Tim Delaney:Business Buying for Financial Independence: https://open.spotify.com/show/2kBagDg0jmHwOmPJggAnGH?si=525c0e8e64dd4136We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Michael talks with David Ferns, author of the recently released financial independence book How to Make It. David is based in Dublin, and the conversation covers some of the practical habits and decisions that can make a big difference to your finances over time. We discuss tracking your expenses, automating your finances, gambling and its impact on money, the true cost of car ownership, teaching children about money, and having better financial conversations with your partner. It's a wide-ranging conversation about building healthier habits around money and making financial independence feel more achievable. Show Notes: Buy the book at: Amazon Ireland (paper back): https://www.amazon.ie/How-Make-Simple-Financial-Independence/dp/B0H2YTJRPH/ Amazon UK (Kindle version): https://www.amazon.co.uk/How-Make-Simple-Financial-Independence-ebook/dp/B0GZGS5JBS/ Subscribe to the Irish FIRE Newsletter: https://www.firepodcast.ie/newsletter This episode has been sponsored by KennCo Insurance. KennCo Underwriting Ltd T/A KennCo Insurance is regulated by The Central Bank of Ireland. This episode has also been sponsored by Moneycube.  Moneycube is regulated by The Central Bank of Ireland.

In this solo "10 Things" episode of the Earn and Invest podcast, host Doc G explores the surprising emotional and psychological realities of reaching financial independence (FI). While many people anticipate a state of perfect nirvana on the other side of FI, Doc G outlines ten counterintuitive lessons about what life actually looks like once you achieve it. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, I'm joined by Mary Holland Nader, former Wall Street wealth manager and founder of Mary & Pip, to discuss overcoming money insecurity, building wealth, and why the biggest flex is what's in your investment account. We dive into how the way we grow up can shape our money mindset, overcoming the fear of investing, and why women should feel empowered to take control of their finances. Plus, Mary shares her weekly money ritual for freelancers and creatives, how to make financial wellness feel less intimidating and more approachable, the basics of investing and Roth IRAs, and why women shouldn't feel like they need to choose between being multifaceted and being taken seriously. Whether you're just starting to invest, navigating an unpredictable income, working toward financial independence, or looking to completely transform your relationship with money, this episode is packed with practical advice and empowering insights. Enjoy!To connect with Mary Holland Nader on Instagram, click HERE.To connect with Mary Holland Nader on Tiktok, click HERE.Listen to Mary Holland Nader's Podcast, Growing Interest, click HERE.To check out Mary and Pip, click HERE.To connect with Siff on Instagram, click HERE.To connect with Siff on Tiktok, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Visit www.sleep.me/dreambigger to get up to $255 off your Chilipad 2.0 with code dreambigger. This special offer is available for Dream Bigger Podcast listeners – and only for a limited time! Order it today with free shipping and try it out for 30-days. You can return it for free if you don't like it with their sleep trial. Visit www.sleep.me/dreambigger and never wake up hot and tired again.Right now, you can save up to $230 on the 12 piece cookware set vs buying the products individually. And you can find even more set savings when you shop Caraway's full Kitchenware collection. Visit Carawayhome.com/BIGGER to take an additional 10% off your next purchase. This deal is exclusive for our listeners, so visit Carawayhome.com/BIGGER or use code BIGGER at checkout.Visit www.lilysilk.com/dreambigger and use code dreambigger for 20% off your LILYSILK order.Get $25 off your first purchase when you go to TheRealReal.com/dreambiggerVisit coyuchi.com/dreambigger for 15% off your first purchase of the most comfortable bedding you'll ever own. That coyuchi.com/dreambigger. Some exclusions apply.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

When most Americans think about moving to Europe, they assume they need to find a European job and convince an employer to sponsor them. But what if you already have enough money to support yourself?In this episode I am breaking down everything you need to know about passive income and retirement visas for Europe in 2026.Here is what we are covering:What actually counts as passive income for immigration purposes and what does notA country by country breakdown of the best European options including Portugal, Spain, Italy, France, Greece, Croatia, and MaltaThe minimum income requirements for each country ranked from lowest to highestWhat to do if your income is mostly savings rather than a monthly amountThe critical difference between a passive income visa and a digital nomad visaWhat documents you will typically need to applyWhy healthcare and taxes are the two things most people completely overlookThe 8 biggest mistakes people make with these visas5 questions to ask yourself before choosing a countryAnd the big question I want to leave you with today is this. Instead of asking how can I make enough money to move abroad, ask yourself could the money I have already built be enough to give me a life abroad?You might be surprised by the answer.

Would an extra 2% in investment returns transform your financial future? It might help. But the decisions that have the greatest effect on your wealth often happen long before you choose a mutual fund, stock, or retirement account. In this episode of Working Wealth, Patrick and Trevor discuss the financial and personal choices that can have a greater long-term impact than chasing higher investment returns. They explore: Why your savings rate may matter more than small differences in returns How investing in your skills can increase your earning potential The financial impact of choosing the right spouse or partner Why starting early can be more powerful than investing more later How career decisions influence long-term wealth The connection between physical health and retirement planning Why meaningful work can create greater retirement flexibility How to connect your financial goals to a larger purpose Investment performance matters, especially over long periods of time. But returns are only one piece of the equation. Your income, savings habits, relationships, health, career, and ability to stay consistent may ultimately shape your future far more than whether one investment earns slightly more than another. The better question is not simply, “How can I earn a higher return?” It is, “What am I building this wealth so that I can do?” Subscribe for practical conversations about investing, retirement planning, taxes, and using wealth to create independence and impact. Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important financial decisions.

In this episode, Mark Seed from My Own Advisor shares how he and his wife reached Financial Independence and officially retired early in Canada in their early 50s. Discover how Mark structured his portfolio, the investment choices that got him to his number, and how they set up their investments to live off portfolio income for the long run. We also compare Mark's approach to other early retirement paths in Canada to help you choose the right financial independence strategy for your goals. In this episode, you will learn: How Mark transitioned from planning early retirement to retiring this year The specific portfolio structure and assets that funded his early retirement How Mark and his wife plan to draw down and live off their investments long term Why there is no single path to FIRE (Financial Independence, Retire Early) in Canada Key investing and personal finance lessons Mark learned from running My Own Advisor for 17 years Thank you to our sponsors: Saily Discount Link for 15% Off Their Data Plans: https://saily.com/buildwealth BMO ETFs: https://www.bmo.com/en-ca/main/personal/investments/etf/ ETF Market Insights YouTube Channel: https://www.youtube.com/@ETFMarketInsights Views From The Desk Podcast: Apple Podcasts - https://podcasts.apple.com/ca/podcast/bmo-etfs-views-from-the-desk/id1504919404 Spotify - https://open.spotify.com/show/0r82489eCvVh1AyWPFQs43  Additional Resources: Investing Guide: What I Invest In and Why? (Kornel's Portfolio): https://www.buildwealthcanada.ca/guide/ Podcast Website: https://www.buildwealthcanada.ca Mark's Websites and YouTube Channel:  https://www.myownadvisor.ca/ https://www.cashflowsandportfolios.com/ https://www.youtube.com/@myownadvisor  

You won't find a more comprehensive resource on the topic of 72(t) plans and substantially equal periodic payments (SEPP). This little-known IRS provision gives you a perfectly legal way to access your retirement money before 59½ without the 10% penalty… and almost nobody in finance wants to touch it! So, Jackie brings back the one expert that lives and breathes 72(t)s, William (Bill) Stecker, CPA and founder of 72tcalc.com. Bill picks up where he left off when he last appeared on the show in 2025. He further explains the nuances of 72(t) plans and how to avoid common mistakes. Hear how 72(t)s can be incredibly powerful tools for early retirees, laid-off workers, and anyone ready to leave the traditional "hours-for-dollars" trade. This episode covers What a 72(t) or SEPP plan actually is Access to retirement accounts before age 59½ without the 10% penalty tax Why so many financial professionals hesitate to work with 72(t) plans  The minimum plan period and why modifying a SEPP can become extremely expensive  How to determine how much early retirement income you actually need The differences between the Rule of 55 and a 72(t) strategy  Why Bill usually prefers moving money from employer "plan land" into "IRA land"  How brokerage accounts, Roth contributions, part-time work, and SEPPs can work together  Why inflation and unexpected expenses need to be built into an early-retirement income plan  How splitting an IRA into separate accounts can create flexibility and isolate potential mistakes This is the first part of a 2-part episode. Be sure to follow the show and catch part 2 next week (9/6/26). . === SUPPORT  THE  SHOW ===

Financial self-reliance isn't about earning more; it's about owning what you have. When we talk about self-sufficiency, we often focus on our mindset or physical skills—but true independence is impossible without getting a grip on our finances. In this episode, we sit down with professional accountant Kayon Graham, founder of K. Graham Accounting & Advisory, LLC. With over 14 years of experience, Kayon reveals why traditional budgeting keeps people trapped in a reactive loop, treating predictable life events like sudden emergencies.  She introduces her signature framework—Temporal Lens Budgeting—which teaches you how to look at your money through three horizons at once: the Past (finding leaks), the Present (managing today), and the Future (building reserves). While two households may be facing the exact same job loss, the habit of preparation, not the size of your paycheck, is the ultimate key to survival. Whether you are trying to pull yourself out of a paycheck-to-paycheck loop or want to ensure you can weather life's unexpected curveballs, this conversation provides the practical, down-to-earth tools you need to take absolute ownership of your money. What you'll walk away with today: How to stop treating annual expenses and car repairs like "surprises." Why emergency preparation must be a non-negotiable part of your budget, not an afterthought. Three immediate steps to automate your peace of mind—even if you start with just $20. Topics covered: financial self reliance, kayon graham, temporal lens budgeting, how to stop living paycheck to paycheck, emergency fund savings, practical budgeting tips, financial independence habits, cash flow management, proactive personal finance LINKS Find Keyon here: https://www.linkedin.com/in/kayongraham/   Watch this interview here: https://youtu.be/ze2tjCeEXf0 Want to start noticing your spending patterns today? This is what I have been using for years and years (as you can see if you watched the video). A simple Silvine journal where I write down and manage budget, income and expense with a pen and a calculator. It really helped me to look at real strategies and prepare for the future. This Amazon affiliate link is for you! https://amzn.to/4f0fUr0  

What happens when one of investing's original disruptors buys one of the industry's newest disruptors? Barry Ritholtz thinks investors may be the biggest winners and Bill and Jackie dig into why. This special breaking-news is an excerpt from an upcoming Catching Up to FI episode, recorded on 8/26/26. Barry reacts to Vanguard's newly announced agreement to acquire Altruist, the fast-growing technology and custody platform built for independent financial advisors. Barry also gives an important disclosure: he's an Altruist investor, so yes, he has a dog in this fight. From there, he explains why combining Vanguard's enormous scale with Altruist's technology could quickly reshape the custody business, put fresh pressure on Fidelity and Schwab, and potentially extend the famous "Vanguard Effect" into another corner of financial services. Bill calls it "disruptor squared." Barry sees an industry that never stands still. And if competition drives prices lower again, investors may ultimately be the ones cashing the biggest check. This episode covers Barry's immediate reaction to Vanguard's agreement to acquire Altruist His disclosure that he is an Altruist investor and financially benefits from the deal Why Altruist's clean-sheet technology made it an attractive challenger to legacy custodians How Vanguard's scale could immediately change Altruist's competitive position Why Fidelity and Schwab may suddenly have a much larger third competitor The "Vanguard Effect" and how competition can push fees lower across an industry Why Barry believes investors could be the biggest winners from the acquisition How Schwab and Robinhood previously disrupted investing through lower-cost and free trading Why Vanguard was a logical potential acquirer given its earlier relationship with Altruist Barry's larger lesson that financial technology never stands still    The Full Episode with Barry Ritholtz will be coming out soon! Be sure to follow the show or subscribe to the channel on YouTube, so you don't miss it!"   === SUPPORT  THE  SHOW ===

Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/548.Early retirement and financial independence are the dream for almost anyone, but how do we plan for and achieve them? How much money is needed to retire and be financially independent? Is the income from your law firm enough? If not, how can you get cash flow outside your business?In this episode, Sarah Young of Young + Co joins Moshe Amsel to discuss the value of CFOs in making financial decisions and planning your firm's growth trajectory. She builds on her years of CFO experience and shares tactical ways to increase your cash flow, prepare for retirement, and achieve financial independence! If you want to know how to create cash flow outside your law firm, this episode is for you! Resources mentioned:Law Firm Growth WorkshopTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereNot sure if now's the right time? Book a call with us to talk it through and see if it's a good fit.Profit with Law CommunityConnect with Sarah via LinkedIn or Instagram. Learn more about Sarah's work at Young + Co through their website. Profit + Prosper PodcastGet help with your virtual staffing needs through Get Staffed Up. Get $750 off your startup fee here. Join our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/

What does it really take to build a billion-dollar career and have the courage to build something of your own, while raising 3 kids under 4?In this episode of Beyond Common Business Secrets, Tracey Watts Cirino sits down with longtime friend Tori Nook, a powerhouse in commercial real estate who has built an extraordinary career, generated more than $1 billion in real estate sales, and ultimately launched her own company.But this conversation isn't just about real estate.It's about what happens when ambition, resilience, motherhood, money, intuition, and the desire for freedom collide.Tori and Tracey go behind the scenes of what it really takes to build a successful business and a successful life, including the moments when you have to decide whether you're willing to keep playing by someone else's rules.They talk about the lessons Tori learned throughout her career, what finally pushed her to start her own company, the reality of building a business while raising a family, and why women shouldn't wait until they feel completely ready before they ask for more.And then the conversation goes somewhere even deeper:How much of your success comes from what you know and how much comes from trusting what you already know?If you've ever wondered whether you're capable of more, struggled with the pressure to do everything yourself, or questioned what true financial independence and freedom could look like for you, you're going to want to hear this conversation.This is a story about building wealth, betting on yourself, trusting your intuition, and creating success on your own terms.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereYou've built real wealth—but how do you know your corporate cash, investments, taxes, and financial structures are actually working together as efficiently as they could?For incorporated business owners and high-income Canadians, building wealth is only part of the challenge. Retained earnings can sit idle, passive income can create major tax drag, and disconnected advice from accountants, lawyers, and investment professionals can leave costly gaps that no one is responsible for spotting. This episode explores why having substantial assets doesn't necessarily mean your wealth is optimized—and why liquidity, tax efficiency, and coordination matter just as much as the numbers on your statements.You'll discover:How to spot hidden inefficiencies across your financial picture by looking at corporate assets, personal wealth, liabilities, cash flow, and protection together—not in isolation.Why access to capital matters as much as net worth, especially when withdrawing or deploying corporate funds could trigger significant taxes.How coordinated planning can uncover high-leverage opportunities involving compensation, retained earnings, investment structures, tax efficiency, and estate planning that individual advisors may overlook.Press play now to learn how to evaluate whether your wealth is truly optimized—and where the biggest opportunities may be hiding in your financial plan.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, true wealth optimization goes far beyond choosing a few investment strategies—it requires a coordinated Canadian wealth plan that connects personal and corporate assets, cash flow, retained earnings, taxes, insurance, and long-term goals. A holistic wealth review can uncover opportunities for greater tax efficiency, smarter asset restructuring, stronger corporate wealth planning, and more effective personal vs. corporate tax planning, including decisions around salary vs. dividends in Canada, RRSP optimization, optimizing RRSP room, passive income planning, and corporate structure optimization. By creating better financial systems for entrepreneurs, Canadian business owners can evaluate corporation investment strategies, improve liquidity, reduce unnecessary tax exposure, strengthen business owner tax savings, and build a clearer path toward financial independence in Canada and lasting financial freedom. The right approach to wealth management can also bring together tax-efficient investing, financial diversification, capital gains strategy, retirement planning, estate and legacy planning in Canada, and a practical investment bucket strategy designed to keep capital accessible while supporting long-term growth. Ultimately, effective Canadian tax strategies, thoughtful financial vision setting, and integrated wealth-building strategies in Canada can help entrepreneurs turn complex finances into a more intentional plan for retirement, family security, and building long-term wealth in Canada.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

1. From Career Change to Property Investing How Lorraine went from a career in law to caring for her father and becoming an accidental property investor. How an email sent to the wrong Lorraine led her to housing vulnerable young people. 2. Learning Through Action and Experience How Lorraine and her business partner learned from mistakes while navigating property auctions. Why education is as much about building the right network and community as gaining knowledge. 3. The Influence of Family and Values How Lorraine's parents shaped her entrepreneurial spirit, generosity and belief in giving others a chance. Why she believes profit and purpose can work hand in hand. 4. Property, Dignity and Social Impact How Lorraine uses property to support people facing difficult circumstances while preserving their dignity. Why wealth building can go beyond financial independence towards impact and legacy. 5. Recognition, Purpose and Creating a Legacy How a community initiative during COVID led to Lorraine receiving The Lancelot Andrewes Medal. How PRIME helps successful women explore how they can create a bigger impact. 6. Taking Action and Finding Focus Kevin and Bimbi's reflections on Lorraine's entrepreneurial drive, risk-taking and willingness to take action. Why finding a clear focus and niche can be a powerful starting point when building something new. Key Takeaways: Wealth can be used to create opportunities for others. Experience and influence can help support people facing difficult circumstances. Entrepreneurial skills can be used to create meaningful social impact. Building a legacy can start long before you're gone. Resources: The View From My Window: Grace, Grit and Purposeful Property Lorraine Thomas on LinkedIn [BOOK] Purposeful Retirement: Find Fulfillment in Later Life WealthBuilders - Build, protect and transfer your wealth WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Jason VanDevere reached financial independence by selling essentially ONE product. And then reinvesting those profits into real estate and the stock market. In this episode, we cover: The power of goal setting Why you should chase your dreams (not just money) Testing business ideas quickly and cheaply When to pivot and when to power through Creating and selling a physical product Building a business around your life (not the other way around) His “dream-driven” framework and why dreaming matters The three Ls of business And much more. If you got value from this episode, please subscribe and share it with a friend! Links From the Episode GoalCrazy.com YouTube Interview https://www.youtube.com/watch?v=fxz-haX6d30 Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

What if that old pension you barely think about is secretly one of the most valuable assets in your retirement plan? Bill and Jackie welcome back financial planner and educator, Andy Panko for a deep dive into the increasingly rare (but far from extinct) world of pensions. They explore plans from private and government employers and why a seemingly small monthly check can dramatically change the work the rest of your portfolio has to do. This episode covers Why pensions are less common but still relevant to millions of workers What it actually means when an employer "freezes" a pension How to think about a pension as part of your overall retirement portfolio The risks behind private, federal, state, and municipal pension promises Lump sum versus lifetime monthly payments and the trade-offs of each Single-life, joint-and-survivor, period-certain, and inflation-adjusted pension options Why guaranteed income can give retirees psychological permission to spend When comparing an employer pension with a commercial income annuity may make sense  Andy's four-question framework for deciding whether lifetime payments fit your plan Jackie's pension options and her final decision to turn on lifetime monthly payments Where to find old or forgotten pensions from previous employers . === SUPPORT  THE  SHOW ===

You've heard of FIRE, Financial Independence, Retire Early. And maybe your first reaction is: those people are a little extreme. But what if you stripped away the extreme version? What if early retirement just meant leaving the workforce in your late 50s, or stepping back a few years before 65… on your own terms? That's exactly what we're digging into in this special mailbag episode with the co-hosts of the Catching Up To FI podcast.  Together, Bill and Jackie answer your real questions, including: How do you plan for health insurance before Medicare kicks in? How much cash do you really need on hand when you retire early? I've been financially independent for three months. How do I reallocate my portfolio now that I'm in drawdown mode? How do you plan for FIRE when you're also caring for an aging parent?

We speak with two late-start savers who are now either retired or soon to be retired. One never made more than $100,000 a year and one is an emergency room doctor.  Catching Up to FI F.I.R.E. for Dummies 403bwise/457bwiser Facebook Group  457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

If you think winning the lottery is the only way to achieve financial independence, think again! The Financial Independence, Retire Early (FIRE) movement has shifted drastically over the years in the wake of inflation, rising housing costs, and healthcare challenges, but the core principle of FI is more relevant today than ever. Clark shares his own journey—including retiring at 31 and  starting his first business by living on half his income—to show you how living on less than you make can buy you ultimate freedom. Also, are you really getting a discount, or are retailers just playing mind games? Clark exposes how major stores—especially in clothing and online marketplaces like Amazon—artificially inflate original prices just to mark them back down. Learn how to spot deceptive pricing tricks, use historic price-tracking tools, and resist psychological sales traps so you never get ripped off again. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 19, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark. FIRE Movement Update: Segment 1 Ask Clark: Segment 2 Pricing Tricks: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Does Financial Freedom Mean To You? Our Six Levels What I got wrong about FIRE   /   How to Retire Early in 7 Steps Best Of: The Clark Origin Story  /  About Clark Howard What Is Mortgage Recasting? / Mortgage Recast Calculator How some retailers inflate original prices to create fake discounts How To Get the Best Price Possible Shopping Online - Clark Howard How To Use Camelcamelcamel - Clark Howard National Academy of Elder Law Attorneys Home NAELA Best Small Business Credit Cards - Clark Howard How Do I Remove Myself as an Authorized User on a Credit Card? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

After Rishi Vamdatt's conversation with Bill and Jackie, his parents Renu and Raag step out from behind the scenes to share how their son became the 16-year-old financial educator behind Easy Peasy Finance. They believe raising a financially savvy kid has less to do with giving money lectures and more to do with letting them swipe the credit card at the grocery store and ask "what happens next"? Their approach was surprisingly simple: money was never taboo, questions were always welcome, and Rishi was allowed to follow his curiosity rather than being scheduled into oblivion. For late-starting parents, the reassuring message here is that you don't need to raise another Rishi. Just talk openly, model your values, and follow the child. This episode covers How Renu and Raag recognized Rishi's unusual interest in money from a very young age Why money, income, mortgages, and family finances were never treated as taboo How everyday activities like grocery shopping became natural financial lessons The family effort behind the early years of Easy Peasy Finance Why Rishi has turned down sponsorships, including significant offers, to protect audience trust How Rishi's parents balance his mathematical approach with the emotional side of money Why letting children lead their interests can be more powerful than filling every hour with activities How Rishi balanced finance with theater, travel, fishing, scuba diving, video games, and being a regular kid What parents can do differently to build financial fluency in the next generation How financial values and openness traveled from grandparents to parents to Rishi   . === SUPPORT  THE  SHOW ===

#742: A listener hit her $1.4 million early-retirement goal three years ahead of schedule — and now she's stuck deciding whether paying off a low-interest mortgage is smart, or just fear in disguise. Later, a former financial planner explains why he still won't recommend one of the most talked-about "safer" investing strategies in the FIRE community. This week's Q&A tackles three listener questions: hiring your first accountant amid a complicated tax situation, whether to pay off a mortgage or retire early once you've already hit your number, and why one half of the show won't touch a popular alternative investing strategy. In this episode, we discuss: How to tell the difference between a CPA, an EA, and a tax attorney — and which one you actually need Why software can't keep up once your tax situation gets complicated How to interview and choose an accountant with confidence How to know if "one more year" at work is a smart plan or a sign of fear Why loving your job can change the entire math on early retirement Why a former financial planner still won't recommend risk parity investing What four well-known investing philosophies get right — and where they disagree Whether you're hiring your first accountant, staring down an early retirement decision, or trying to make sense of competing investment philosophies, this episode will help you separate genuine progress from comfortable procrastination. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (04:02) Why software can't handle a messy tax situation (08:02) The three types of tax pros — and who you actually need (12:46) How to interview and choose the right accountant (24:42) She hit her $1.4M goal three years early (32:22) The hidden fear behind "one more year" at work (38:29) Why loving your job changes the retirement math (49:39) Why a former advisor won't touch risk parity (53:46) Four investing legends who all disagree with each other (59:35) The historian's warning: history doesn't repeat itself (1:07:57) The cooking analogy that explains your portfolio

In this episode: visualizing your life of financial freedom, releasing unhelpful stories, cultivating mindfulness, envisioning what you wantEpisode SummaryThis guided meditation explores how the stories we tell ourselves shape the reality we experience. Adam Coelho invites you to settle the mind, bring your vision for financial freedom into awareness, and notice not only the life you're imagining after FI, but also the story you're carrying about whether that vision is possible. With kind curiosity, the practice helps you identify doubts, resistance, or limiting narratives — and gently choose the stories that move you toward the life you want.Resources & Books MentionedMindful FIRE Legends communityFI Life Jumpstart envisioning exercise

What if the person explaining money to your kids has already been doing it for more than half his life, and passed the CFP exam before he could legally vote? Bill and Jackie sit down with 16-year-old Rishi Vamdatt, founder of Easy Peasy Finance. Rishi started learning about money at six, investing at seven, and teaching personal finance on YouTube at eight. But this isn't just a story about an unusually motivated teenager. Rishi offers a surprisingly universal lesson: money gets easier when we strip away the jargon, practice with real dollars, automate the basics, and start where we are.   This episode covers How Rishi passed the CFP exam at just 16 years old The childhood experiences that sparked his fascination with money Why he gave up birthday parties and started investing at age seven How Easy Peasy Finance grew from kid-friendly three-minute videos into more than 1,300 pieces of financial content What parents can do to teach kids about money without turning it into another lecture Why allowances, real-life practice, and even small money mistakes can be powerful teachers Rishi's simple approach to index funds, automation, and long-term investing Why financial education should begin before high school His take on Roth IRAs, 529 plans, Trump accounts, taxes, and estate planning What a 16-year-old financial educator wants late starters to remember about beginning today   . === SUPPORT  THE  SHOW ===

Starting with negative net worth at 47 in Los Angeles on $58,000 a year sounds impossible. Yet Paige reached financial independence by 56, retired early, and now lives exactly the life she designed. This isn't theory — this is what happened nine years after her first ChooseFI appearance. Key Topics Discussed 00:00:00 Introduction and The Alley Will Provide Brad welcomes Paige back nine years later and revisits the famous "alley will provide" philosophy. Paige shares modern examples including vintage outdoor furniture and garden bricks sourced for free, plus tips on Facebook Marketplace and neighborhood pickup days. 00:06:30 DIY Then and Now Discussion of how DIY has evolved in Paige's life, from teaching herself to plaster walls to handmaking trim. She explains how priorities shift as resources grow, choosing which projects deserve personal attention versus outsourcing. 00:12:00 The Journey from Negative to Positive Net Worth Paige recounts reaching positive net worth in 2017, quitting a toxic job in 2019 with newfound FU money, and serendipitously landing a better opportunity. Her career progression led to becoming a post-production supervisor with significant income growth. 00:22:15 COVID Market Crash and Bold Moves Paige reveals her contrarian decision to invest almost all her savings during the COVID market crash with only $1,000 in savings, living on unemployment she'd designed her life around. She explains trusting the math and seeing the dip as a once-in-a-lifetime opportunity. 00:30:00 Test Driving FI and First Withdrawals Currently on a sabbatical year test-driving FI, Paige shares the psychological experience of taking her first withdrawal from investments and choosing quarterly distributions. She discusses adjusted FI numbers and how her spending evolved while core frugality remained. 00:38:45 Living with Purpose and Community Paige explains how her 100-year-old home has become a haven for friends in need, never charging rent but creating a communal living environment. She reflects on the value of shared meals and how society's assumptions about independence are often wrong. 00:46:20 Age and Location as Superpowers A counterintuitive discussion about how starting FI in her mid-40s in Los Angeles actually became advantages. Knowing herself meant no identity crisis, higher income opportunities in LA offset costs, and decades of frugal living made the transition natural. 00:52:30 Freedom to Create Without Monetizing Paige shares her ultimate FI win: the ability to be the artist she always wanted to be without needing to monetize her creativity. She reflects on buying an extra decade of freedom and helping younger colleagues start their own FI journeys. Notable Quotes Paige: "You either trust the math or you don't trust the math. And I trust the math. It has served me and I've trusted the math for ten years and it's worked." Paige: "When you have something you want and you're getting something you want, you don't feel like you're sacrificing." Paige: "The great thing about FIRE is it asks you to say, who are you and what do you value most? And when you do that, somehow, the money does fall into place a little bit better." Paige: "I bought an extra ten years of freedom for myself than the average by just doing what I had already been doing." Paige: "I don't have to monetize my life anymore. I can just enjoy what I do as an artist solely to do it for my own personal enjoyment. And that is wonderful." Key Takeaways Design your budget to be survivable on unemployment income (or other safety net) to create flexibility for bold career moves and market opportunities Implement the 72-hour rule: add desired items to an online cart or "save for later" list and wait before purchasing to reduce impulse spending Identify your core values and audit whether your time and money align with what you say is most important — adjust accordingly Start quarterly portfolio withdrawals (rather than annual) if the psychological comfort of smalle…

Paige started her journey to financial independence at 45 with student loans, negative net worth, and an average income in Los Angeles—yet she'll reach FI by 2025. Sam lives on $12,000 per year in the same expensive city and champions "retiring often" instead of early retirement. Together, they prove that every excuse about FI being impossible is just a limiting belief waiting to be shattered. Key Topics Discussed Introduction and Context 00:00:00 Brad provides context for this 2017 episode, explaining how Paige challenged their limiting belief about achieving FI in high cost of living areas. Paige's FI Discovery 00:05:00 Paige shares how she discovered FI at 44 after getting her first 'real' job, introduced by Sam to Mr. Money Mustache, and started her journey with negative net worth. Sam's Early FI Journey 00:15:00 Sam discusses how his parents automated investing for him, the importance of starting early, and his approach to 'retiring often' instead of just early retirement. Living on $12,000/Year in LA 00:25:00 Sam breaks down his extraordinarily low burn rate in Los Angeles, including creative housing solutions, no car payments, and extreme DIY lifestyle. The Alley Will Provide 00:35:00 Paige and Sam discuss their non-minimalist approach to possessions, finding everything from vacuum cleaners to furniture in alleys and thrift stores. Housing Arbitrage and The DIY House 00:45:00 Discussion of how they purchased a house with a gas leak for $475k in LA, using Sam's DIY skills to make it work despite traditional financing challenges. Breaking Down Limiting Beliefs 00:55:00 Paige addresses common excuses for not pursuing FI: late start, student loans, high cost of living, average income, and shows how she's overcoming each. Path to FI by 2025 01:05:00 Paige outlines her concrete plan to reach FI with less than $500k, leveraging the age 55 rule, catch-up contributions, and eventual Social Security. Hot Seat Round 01:15:00 Rapid-fire questions covering favorite blogs, articles, life hacks, biggest mistakes, and advice for their younger selves. Notable Quotes "The alley will provide." — Paige "Don't retire early, retire often." — Sam "The best time to start investing was twenty years ago. The second best time is today." — Sam "Earning more, but still living on thirty, I feel so much freer. It feels so different." — Paige "Forgive yourself for not having done it sooner. Because if you get hung up on that, you're just going to get stuck." — Sam Key Takeaways Calculate your own FI number using 25x your annual expenses, then work backwards to determine your timeline If you have kids, automate investing for them early—open accounts and make saving the default, not a decision Explore creative housing solutions in your area: roommates, house hacking, or arbitraging neighborhoods for lower rent Learn one new DIY skill per month using YouTube—start with something currently costing you money (car maintenance, home repairs) If you're over 50, maximize catch-up contributions to retirement accounts and research the age 55 rule for your 401(k) Track where free resources appear in your community—thrift stores, community boards, bulk trash days, online marketplaces Set up automatic transfers to investment accounts to remove decision fatigue and make saving the default Resources and Links ChooseFI Episode 041 (original) Mr. Money Mustache Blog Mad Fientist Blog Big ERN (Early Retirement Now) Jim Collins stock series Frugal Woods Personal Capital YouTube (DIY learning) Jocko Willink podcast

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3660: JL Collins shares two essays. First, he explains why everyone needs F-you money: savings that buy you the freedom to speak up, walk away, and weather a job loss on your own terms. Then he looks back at four decades of crashes, wars, and crises to show why patient investing in the stock market still rewarded those working toward financial independence. Read along with the original articles here: http://jlcollinsnh.com/2011/06/06/why-you-need-f-you-money AND http://jlcollinsnh.com/2017/07/26/time-machine-and-the-future-returns-for-stocks Quotes to ponder: "There are many things money can buy, but the most valuable of all is freedom." "Those who live paycheck to paycheck are slaves. Those who carry debt are slaves with even stouter shackles." "12% annual returns don't require a perfect Golden Age. They can, and have, blossomed in the midst of turmoil, war, grief and economic collapse." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench react to the biggest takeaways and criticisms from Mindy's recent episode with The Money Guys. Mindy shares her perspective on the conversation, clears up misconceptions, and discusses what financial independence really means from her point of view. The discussion also explores the judgment that often exists within the financial independence community, how personal values influence investing decisions, and why there is no single path to building wealth. Whether you're pursuing FIRE, growing your investment portfolio, or refining your long term financial strategy, this episode offers practical insights to help you make confident financial decisions. To go beyond the podcast: Take the guesswork out of investing, taxes, and retirement. Book a free consultation with Domain Money Today: www.biggerpocketsmoney.com/cfp  Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarch.com/pockets Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices