Podcasts about Financial independence

You've done the maths. You've cut the lattes. You've maxed the ISA. And you're still decades away from financial freedom. So how are some people retiring in their 30s and 40s while the rest of us are stuck on the hamster wheel? And in today's Dumb Question of the Week: How much will I spend in retirement? --- Today's podcast is sponsored by Freetrade, the commission-free investing platform. New Freetrade offers: 2% cashback when you transfer £10,000+ in pensions (ends 31 Dec 2025) 1% cashback for new ISA customers transferring £10,000+ (ends 31 Dec 2025) Plus, get a free share worth £10 - £100 when you sign up via a referral link! Freetrade makes investing simple and affordable, with award-winning service and transparent pricing. Learn more at freetrade.io/pensioncraft Capital at risk. ISA & SIPP eligibility, tax rules, and T&Cs apply. Cashback capped at £1,000. Annual subscription required for SIPP offer. ---Get in touch

Key Topics Covered:1. Mike's Journey: From Corporate to Property FreedomWhy Mike left a successful retail career for more control and family time.How a nudge from Kevin Whelan led to financial independence through HMOs.Building a business and legacy with his wife Claire and daughter Katie.2. Why Property Still MattersProperty as a long-term investment: realistic 8–10% cash returns plus asset growth.HMOs outperform single buy-to-lets for cashflow and resilience in changing markets.The maturing HMO market: easier entry with ready-made properties and new marketplaces.3. Taking the Leap: Advice for Aspiring HMO InvestorsDefine your financial and lifestyle goals before choosing the HMO route.Research HMO models (young professionals, students, etc.) and build your local power team.Action is key—most successful investors wish they'd started sooner.4. Building HMO X: An Ecosystem for HMO SuccessHMO X supports investors at every stage: learning, buying, operating, scaling, and exiting.Bronze and Silver subscriptions tailored to experience levels with access to expert support, estate agency, and the UK's first HMO auction house.Community, mentoring, compliance guidance, and a world-class power team.5. Compliance, Regulation, and Business MindsetNavigating new regulations like the Renters' Rights Act and staying systemised.Why running property as a business maximises profits and protects tenants.Leveraging your professional background for property success.6. Wealth Building, Legacy & DiversificationUsing a SSAS pension to diversify and strengthen family wealth.The importance of holistic planning: recurring income, multiple pillars, and protection (wills, powers of attorney, insurance).Knowledge transfer—teaching the next generation to build and protect wealth.7. Overcoming Barriers & The Power of CommunityThe value of support networks, mentorship, and learning from those who've “been there.”Why community and accountability increase your odds of success.Real-life case studies and five-star reviews as social proof.8. Practical Tips & Offers for ListenersHMO X offers a 10% discount on annual subscriptions for WealthBuilders members.Free initial chat for anyone exploring HMOs as a new pillar, mention you're a WealthBuilder.Leverage frameworks, community, and expert support to accelerate your journey. Actionable Takeaways:Think Long-Term: Property success comes from time in the market, not timing the market.Be Patient: Real wealth builds over 10, 15, even 20 years of holding strong assets.Aim for Steady Returns: Expect around 8–10% cash return on day one, with capital growth compounding over time.Hold for Growth: Retaining your property allows its value to appreciate significantly.Avoid Shortcuts: This isn't a quick-win strategy—discipline and strategy drive lasting success.Stay Strategic: Plan your portfolio carefully and review it regularly to stay aligned with your goals. Resources & Next Steps:HMO X - HMO Expertise all in one placePlatinum Property Partners - Build your own successful and profitable property businessWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, Christina Lecuyer gets real about clarity, boundaries, and choosing yourself—especially when the holiday season starts pulling you in every direction. If you've ever struggled to say no, felt guilty prioritizing your needs, or found yourself overwhelmed trying to make everyone happy, this conversation is one you'll want to hear.Christina breaks down what it means to be “selfish” in a way that's actually healthy, empowering, and necessary for a life that feels aligned. Because when you're clear on what you want, you not only show up better for yourself—you show up better for everyone around you.

When it comes to divorce preparation, information is power—and few understand that better than forensic accountant Randy Orr, who specializes in divorce consulting across California and Colorado. In this episode, Randy breaks down the essential financial safety steps every person should take before initiating a divorce, from organizing key documents and creating new accounts to understanding how financial abuse can quietly shape a marriage. His guidance helps listeners take proactive, protective steps—long before emotions or conflict complicate decision-making.Randy explains why building a financial safety plan is the cornerstone of divorce recovery. He shares practical strategies such as gathering vital records, securing private communication channels, and reviewing your credit report to uncover hidden debts or accounts. Listeners will also learn the importance of setting up new email addresses, passwords, and financial accounts to protect personal information and ensure independence during the divorce process.Finally, Randy discusses financial literacy and empowerment as the path to freedom. He reveals how financial abuse often underpins domestic violence, and why knowledge—about assets, debts, and legal requirements—is your greatest defense. This conversation offers clear, actionable divorce recovery tips and emphasizes that preparation isn't just about paperwork—it's about reclaiming control, confidence, and emotional resilience as you start over.Learn more abour Orr Forensic Accounting: https://www.freshstartsregistry.com/resourceguide/orr-forensic-accounting

So many of us grow up hearing: “Save every penny,” or “Don't waste money.” But what happens when those kinds of money stories start holding us back?In this heartfelt episode of XO Conversations, Dr. Rishma Walji sits down with Cammie Doder and Sandi Bragar, co-hosts of the Money Tales Podcast, to explore the emotional and practical sides of money. ✨ How childhood money stories shape adult decisions

Join us on Average Joe Finances as our guest Tim Townsend, a wealth management expert from Australia, shares his journey from growing up on a lighthouse to running a successful wealth management practice in Melbourne, managing assets worth $400-$500 million. The discussion covers the importance of financial literacy, understanding market volatility, and disciplined investing. Tim emphasizes the need for a sound financial plan, the significance of understanding inflation and real returns, and the value of investing in a diverse range of high-quality assets. In this episode:Take away how discipline—not intelligence—is the real key to long-term investing success.Recognize that financial independence isn't about retirement—it's about choice and control.Gain clarity on why diversification and consistency outperform risky, one-off bets.Absorb the value of mastering emotions and inflation awareness to protect your wealth.And so much more!Key Moments:00:41 Meet Tim Townsend: From Lighthouse to Wealth Management01:22 Growing Up on a Remote Island03:20 The Journey to Financial Planning05:53 Investment Strategies and Emotional Discipline12:38 The Importance of Financial Literacy14:19 Educating Clients on Volatility21:38 Real Estate and Diversification24:39 Understanding Inflation and Investment Returns25:12 Buzzsprout and Podcast Promotion25:49 Edit Pods: Elevate Your Podcast26:28 Historical Interest Rates and Inflation29:13 Financial Planning: Steps to Take37:10 The Final Round: Personal Insights39:50 The Importance of Regular Savings46:02 Where to Find More InformationFind Tim TownsendWebsite: https://www.timtownsend.com.au/LinkedIn: https://www.linkedin.com/in/tim-townsend-3114103b/Youtube: https://www.youtube.com/@TownsendCobainAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3345: Wanderer argues that chasing your dreams doesn't have to mean choosing between passion and financial stability, it's about building financial independence first, so your dream can thrive without the pressure to instantly pay the bills. By strategically pursuing passion projects on the side and leveraging even modest income from them, you can lower your "Magic Number" and reach freedom faster, all while keeping your dreams alive and viable. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Quotes to ponder: "Don't let anybody tell you that life is about pursuing money or pursuing your dream. It's not either/or. It's both." "Follow the money, then follow your dreams." "If you have something you want to create, start stockpiling your resources now, so that you can give your dream the gift of time." Episode references: EconoMe Conference: https://economeconference.com/ Steve Jobs' Stanford Commencement Speech: https://news.stanford.edu/2005/06/14/jobs-061505/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Struggling with costs in your healthcare organization? Reach out to Michael.  Click Here for more info Journey to Financial Independence with Kam Dasani In this inspiring episode of the Breakfast Leadership Show, we sat down with Kam Dasani to explore his journey from a high-paying corporate role in Silicon Valley to full financial independence through trading and investing. Kam shared how he transitioned from a $250,000 salary to a life of true freedom—where time, location, and purpose all align. His story offers valuable insights for anyone ready to step away from the corporate treadmill and design a life on their own terms. From Corporate Hustle to Freedom Kam opened up about leaving behind the demanding pace of Silicon Valley in pursuit of autonomy and balance. He shared how he built multiple income streams—from investing to trading—and how financial freedom granted him the ability to live life on his own schedule. The discussion reminded listeners that success isn't just about wealth; it's about having control over your time and energy. The Power of Location and Lifestyle Design We discussed the high costs and burnout culture of San Francisco compared to the slower, more fulfilling lifestyle Kam found in Dallas. He shared how geographic freedom has been key to his happiness and flexibility, proving that financial independence can also bring peace of mind. Trading, he noted, offered a career path that fit perfectly with his desire for flexibility and mobility. Smart Investing and the Role of Research We talked about the importance of doing deep research before making investment decisions. While AI tools can support the process, Kam and our team emphasized that critical thinking and due diligence remain essential. We also clarified that our discussion serves as educational insight, not financial advice. Risk-Free Trading Through Prop Firms Kam shared how he discovered prop firm trading after connecting with Mahul Patel, a former Goldman Sachs algorithm trader. Prop firms give traders access to leveraged capital with minimal personal risk—traders keep 80% of profits while risking only a small portion of their own funds. Kam explained how understanding this model opened doors to sustainable, low-risk trading opportunities. Futures Trading and Financial Leverage We explored futures trading, where markets run nearly 24/5, and discussed how this structure enables traders to maximize returns while maintaining low operational costs. Kam revealed that with about 10 hours of training per month, he learned strategies that outperformed many traditional side businesses. Together, we emphasized the discipline required to manage leveraged funds responsibly. Real Estate, Mentorship, and Managing Emotions The conversation turned to real estate, where we compared risk profiles and discussed the importance of mentorship—such as Kam's guidance from his uncle and professional brokers. Kam also reflected on how emotional regulation plays a crucial role in trading and investing success. His story of reaching millionaire status underscored the importance of mindset, patience, and mentorship in achieving financial goals. Final Reflections Kam's journey is a testament to the power of intentional living, strategic investing, and self-discipline. For those dreaming of leaving the 9-to-5 grind, this episode offers both inspiration and practical insight into how to make that transition responsibly and sustainably. Kam's bio: My name is Kam Dasani - I'm a top 1% Futures & Options trader who helps others escape the rat race through trading. If you think it's too good to be true, my team is ex-Goldman Sachs and we have $4M in capital that we are trading with. On this channel, I don't only talk about trading. I talk about (and show) the life that I've built through skills and connections. I interview others in similar spaces, as well as my clients who have seen success by trusting me. For undeniable proof, check out my Instagram below. If you're not a skeptic for no reason, book a call and talk to me and I'll show you proof of everything live. Instagram:  https://www.instagram.com/profitwithkam/ YouTube:  https://www.youtube.com/@profitwithkam LinkedIn:  https://www.linkedin.com/in/kam-dasani-937005101/    

SummaryIn this episode of the 313 Men, Money, and Marriage podcast, host Andrew Johnson discusses the importance of payday habits that lead to financial freedom. He emphasizes the need for individuals to live below their means, automate savings, and build an emergency fund. The conversation also covers budgeting strategies, the impact of emotional spending, and the significance of investing in oneself. Johnson provides practical advice on how to get started with investments and the benefits of cash management accounts.TakeawaysOnly 21% of Americans have $5,000 or more in savings.Two-thirds of the country lives check to check.Living below your means is not very difficult.Pay yourself first before anyone else.Automate your savings to prevent stupid decisions.Emotional purchases keep us in debt.The habit of saving is more important than income.Invest in yourself, read books, listen to audiobooks.Cash management accounts can earn you interest.Do your research or seek financial help.Mastering Payday Habits for Financial FreedomThe Path to Financial Independence"Pay yourself first before anyone else.""Emotional purchases keep us in debt.""Do your research or seek financial help."Chapters00:00 Introduction to Financial Freedom01:55Understanding Payday Habits06:37 The Importance of Paying Yourself First10:22 Creating an Emergency Savings1130 Budgeting Before Paycheck Arrival16:36 Investing and Automating Savings16:59 Getting Started with Investments

Most active investors are pretty good at making money: After all, if they were no good at it, then they would leave the work to someone else. But what about holding onto it? Does your investment success convert to long-term accumulation? Author Jacqui Clarke joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: The hidden cost of 'expense creep' to your life plans Translating the principles of good management to investment choices Asset-rich and cash-poor - It doesn't have to be this way Cash ETF are worth a look See omnystudio.com/listener for privacy information.

50 people (now friends), 9 countries... all in one room, speaking the same language: Financial Independence! This is a special episode recorded live from in beautiful Bali, Indonesia at the FI Freedom Retreat. Australian blogger and podcaster, 'Captain FI',  joins Jackie as guest co-host to share the FI stories of three of the extraordinary individuals we met at the retreat: Claire (Dubai via Ireland)- Restarting and living by the philosophy of 'trust your gut' Michael (Seattle)- Newly nomadic, choosing FI-enough over perfection Val (Hong Kong)- Taking a gap year that feels like several lifetimes   ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

Key Topics Covered:1. The Shift Away from PropertyWhy more investors are moving away from buy-to-let and traditional property strategiesImpact of rising interest rates, Section 24 tax changes, and new regulationsProperty returns: 39% growth in 10 years vs. 242% for stocks2. Is Property Still Worth It?Existing landlords with long-held properties may still see decent cash flowNew investors face higher barriers: stamp duty, mortgage rates, low yieldsThe myth of property as a “pension” is fading—returns are often below inflation3. Smart Investing FundamentalsThe two essential ingredients for any investment: growth (above inflation) and incomeThe importance of passivity, tax efficiency, and protectionDiversification across asset classes and within each class is key4. The Rise of Passive & Diversified InvestingStocks and global funds have outperformed property in recent yearsHow to generate income through dividends, REITs, and optionsManaging volatility: why long-term, balanced portfolios win5. Gold, Bonds, and Defensive AssetsGold as a hedge: how and why it works, especially in turbulent timesThe role of ETFs (Exchange Traded Funds) for low-cost, tax-efficient exposureRethinking traditional “more bonds as you age” advice—modern portfolios are more flexible6. Tax Efficiency & FeesUse ISAs, pensions (SIPPs/SSAS), and tax wrappers to prevent “leakage”Watch out for high fund fees—target TERs below 0.2% to keep more of your gains7. Mindset, Control, and PersonalisationThe illusion of control in property vs. the flexibility of passive investingAdapting your plan to your age, risk profile, and life stage—no one-size-fits-allWhy education and ongoing learning are non-negotiable for wealth building8. Actionable Strategies for Wealth BuildersDon't knee-jerk: avoid emotional decisions or chasing trendsFocus on recurring income and security, not just asset valuesRegularly review and adjust your plan as markets and personal circumstances change Actionable Takeaways:Diversify Your Portfolio: Don't rely solely on property—blend stocks, gold, REITs, and other assets.Prioritise Tax Efficiency: Use ISAs, pensions, and low-fee funds to maximise your returns.Think Passive: The less hands-on management, the more flexibility and freedom you'll enjoy.Educate Yourself: Invest time upfront to set up your investments right—this pays off for decades.Review Regularly: Markets and regulations change—revisit your plan and allocations at least annually.Avoid FOMO: Make decisions based on your goals and risk profile, not market hype or fear. Resources & Next Steps:Invest Like a Pro: Weekly investment insights and courses from Manish KatariaWealthBuilders Membership: Free access to guides, webinars, and communityThe Biggest Pension & Inheritance Tax Shake Up Ever! Are You Ready? - FREE Live WebinarShadowStats: Alternative inflation data and analysisETF Basics: Look for diversified, global ETFs with TERs below 0.2% for passive, cost-effective investing Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, Christina Lecuyer gets real about a moment that hit harder than she expected — being called a “life coach.” What seemed like a simple label sparked frustration, self-doubt, and a deeper question of identity. Christina opens up about what it's like to feel misunderstood in your work, why certain words can trigger old insecurities, and how to move through emotional reactions instead of letting them define you.She shares the inner work she had to do: realizing where the anger came from, why proving herself mattered so much, and how she reclaimed her voice and confidence in the consulting space. This episode is for anyone who has ever felt misjudged, underestimated, or boxed into a version of themselves that didn't feel true.If you're in a season of redefining yourself, this conversation reminds you that growth is rarely clean — but always worth it.

Today we are talking to a primary care doc who has become a multimillionaire and is now essentially financially independent. Their financial success has allowed her career military spouse to retire. She said she loves her career and despite their financial situation she has no desire to quit working. They live in a high cost of living area and are a great example that if you do the right, boring, consistent thing over time - you will reach your financial goals. After the interview we are talking about financial independence for Finance 101. Goodman Capital is a premier real estate credit investment firm specializing in senior-secured, low loan-to-value lending on Class A properties in prime markets across the greater New York metro area. Founded on a family legacy dating back to 1987, Goodman has closed more than $850 million+ across 95+ loans with a track record of zero principal loss. Their flagship private mortgage REIT, Liquid Credit Strategy Fund I, delivered a steady 9% net dividend yield since inception at a very conservative sub-50% LTV. Invest in tax-efficient, high-yield, risk-adjusted debt investment strategies with Goodman Capital at https://www.whitecoatinvestor.com/goodman The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #247 02:18 Primary Care Doc Becomes Multimillionaire and Retires Her Husband 11:56 Advice For Others 18:17 Financial Independence

In this empowering episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with Nicole Johnson, a renowned financial strategist and founder of Wealthy Women Lifestyle, to explore the transformative power of mindset in achieving financial independence. Together, they discuss breaking free from limiting beliefs, prioritizing financial well-being, and building a legacy of empowerment and prosperity.Nicole shares her personal journey from financial struggle to success, offering practical insights and strategies to help listeners reclaim their financial power. The conversation delves into the importance of financial education, breaking generational cycles, and the role of mindset in creating a prosperous future.This episode is a must-listen for anyone seeking to empower themselves financially, embrace growth, and build a legacy of wealth and independence.

What does bravery look like in the world of finance? Terri Duhon, Wall Street trader turned board director, TEDx speaker, and award-winning educator, shares her remarkable journey from rural Louisiana to MIT, J.P. Morgan, and the boardrooms of Morgan Stanley International and rising fintech firm Wise.In this inspiring episode of the Market Maker Podcast mini-series spotlighting women in finance, Terri talks about the power of dreaming big, why financial literacy is essential for independence, and how being brave, not perfect, can change everything. She also explores the myths around women and numbers, the reality of imposter syndrome, and the critical role community plays in building confidence.If you've ever doubted your path or felt like you didn't belong, Terri's story will remind you that you're not alone and that you absolutely belong.(00:00) Introduction & Guest Background(00:52) Growing Up in Louisiana(04:10) Imposter Syndrome & MIT(08:28) Lessons from the Trading Floor(13:07) Leaving Wall Street(16:39) Bravery Over Perfection(19:54) Women and Self-Selection(25:58) Financial Independence(30:00) Building Confidence(33:25) Changing Role Models(36:31) Final Message

In this episode of *Get Your Fill, Financial Independence and Long Life*, host Christine McCarron speaks with Ashley Bizzell, a registered dietitian and certified diabetes educator with 20 years of experience. Bizzell shares her journey from hospital critical care to telehealth, driven by a desire to help people reverse chronic conditions like type 2 diabetes rather than manage end-stage disease. She emphasizes treating root causes through lifestyle changes, particularly nutrition, to reduce medication use, lower A1C, and improve overall health span.

From Payday to Payoff: Secrets to Financial Independence with Ann Pells Annsplan.com Epic Fast Track This is the link for those who want to work with our partners to grow 10x. Work with us to grow or exit your existing business And a bonus for fun! 7 figures in 7 days About the Guest(s): Ann Pells is a financial strategist and co-founder of Life Giver Legacy, a company that specializes in results-driven financial services for homeowners and business owners. With over 18 years of experience, Ann, alongside her partner Larry, has established a track record of helping clients secure funding and develop cash flow strategies enabling homeowners to pay off their mortgages significantly earlier. Ann is particularly focused on empowering individuals with actionable insights to enhance their financial well-being, drawing from personal experiences and professional expertise. Episode Summary: In this riveting episode of The Chris Voss Show, we delve into financial empowerment with Ann Pells, co-founder of Life Giver Legacy. Ann shares her valuable insights and strategies on how homeowners can accelerate paying off their mortgages, converting a lifelong debt into a manageable venture. Her rich background in financial services fuels a conversation packed with impactful advice for homeowners and business owners alike, enhanced by personal anecdotes and financial tips that challenge the conventional mindset around mortgage management. Throughout the episode, Ann discusses the significant cost of ignorance—what she terms as "what you don't know that you don't know"—and how it can impact overall financial success. With a focus on transforming the "I can't" mentality to a "how can I" approach, she encourages listeners to seek guidance from those with experience and successful outcomes. Ann provides an overview of different strategies, such as leveraging existing equity and thoughtful expenditure, to efficiently manage finances and reduce debt. Listeners are invited to consider alternative business models that enhance income with minimal time investment. Key Takeaways: Discover how to slash the duration of mortgage payments from 30 years to just 5 to 7 years without altering income or expenses. Understand the significance of shifting from an "I can't" mindset to exploring viable financial solutions through "how can I" questioning. Learn about dynamic, results-driven strategies for managing financial services effectively, pairing them with emerging business models. Gain insights into the impact of interest costs over time and the value of foreseeing financial opportunities in real estate. Explore the potential of investing in businesses with management support systems to achieve significant monthly returns with minimal involvement. Notable Quotes: "The biggest cost, as I've looked at the past 18, 20 years of our life, personally and in our business, is the cost of what you don't know, that you don't know." "Instead of telling ourselves that we can't do something, ask yourself the question, how can I instead?" "This was something I didn't know I didn't know until about five years ago… we didn't know how to make the house work for us instead of against us." "Anybody who wants to own a home that feels like they can't, I'm trying to be a hope warrior." "The key is to find automation and systems and a team that can help you because you'll go faster and farther."

In this episode of Boldin Your Money, host Steve Chen sits down with Katy Song, a Certified Financial Planner based in Mill Valley, to explore how modern families can achieve financial confidence and “work optionality.” Katy shares her journey from investment banking to flat-fee financial planning, driven by a desire to help young families make smarter money decisions without needing large investable assets. The discussion spans real-life financial challenges in Bay Area cost of living, homeownership versus renting, intergenerational planning, and the psychology of money. Katy emphasizes holistic advice over asset management, revealing trends like women becoming the primary earners, the growing “sandwich generation,” and the emotional side of money stress. Her core message: true financial success comes from clarity, balance, and aligning money with personal values.

Sometimes your next career move comes with four paws and a leash.

My guest today is short on time and didn't have the cash to invest in real estate, so what did he do? After listening to the Robert Kiyosaki Rich Dad podcast with Matt Raad, he decided to go the route of digital real estate and make small investments there, and gain some passive income. In less than 10 months, my guest's initial investment has paid for itself and while he's at his day job, with his kids, or sleeping, his digital real estate is making him money ($2,200/month). Tune in to hear how he found these websites, what kind of websites he bought, how much he paid for them, and what he did to fix them up using AI.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

Becky Western-Macfadyen, Manager of Financial Coaching and Education of Credit Canada, introduces EASE (Economic Abuse Support and Empowerment), a program designed to help survivors of intimate-partner violence recover financially. She explains how economic abuse damages credit and confidence, and how trauma-informed financial coaching restores control, security, and long-term independence. Connect with Becky on Instagram, Facebook, LinkedIn and X/Twitter.

In this episode, Christina Lecuyer dives deep into the powerful connection between fear, change, and growth. Drawing from her own journey and real client breakthroughs, she reveals how fear isn't the enemy—it's often the sign you're on the right track. Christina shares what it really takes to turn fear into fuel, take bold action, and build unshakable faith through life's biggest transitions.

In this episode: Mindfulness, minimalism, simplicity, the concept of enough, financial independence, entrepreneurshipEpisode SummaryIn this episode, Adam interviews Rose Lounsbury, a minimalist and author, about the concept of enough and the journey towards simplicity. They discuss the challenges of decluttering, the importance of self-compassion, and the ongoing practice of mindfulness. Rose shares her personal journey and insights on finding peace of mind and creating space for what truly matters.Guest BioRose Lounsbury is a minimalist, author, and speaker who helps people simplify their homes and lives. She is a firm believer in the power of decluttering to create more time, space, and freedom. Rose has written a book on minimalism and has given TEDx talks on the subject. She is dedicated to helping others find simplicity and embrace the concept of enough.Guest Contact InformationRose's free 30 Day Simplicity ChallengeWebsite: www.roselounsbury.comInstagram: @roselounsburyRose's TEDx TalkRose's Talk at EconomeRose's Campaign for Ohio HouseResources & Books MentionedZen Habits - Blog by Leo BabautaThe Joy of Less by Francine JayKey TakeawaysDecluttering physical possessions can lead to a greater sense of peace of mind and free time.Letting go of the excess things allows for more focus on self-care and personal well-being.Mindfulness and simplicity are lifelong practices that require self-awareness and self-compassion.The journey to enough involves both external decluttering and internal letting go of patterns and beliefs.

In this episode, Michael reflects on the difference between financial independence (FI) and financial freedom through his own post-FI transition. After reaching FI in late 2024, he eased into a seasonal work schedule in 2025 and discovered that while his basic lifestyle was fully funded, larger, less-frequent expenses (big trips, renovations, car upgrades) weren't comfortably covered. He unpacks why FI felt like a bit of a let down and shares the mindset and practical adjustments he's making so compounding can carry him from FI toward true financial freedom. Show Notes: Interview with Paul Overy - Ask About Wealth: https://www.youtube.com/watch?v=Hwo_Z_UswlI Subscribe to the newsletter: https://www.firepodcast.ie/newsletter

Brian Feroldi discusses the current state of the stock market, providing insights on market valuations, personal investment strategies, and the impact of artificial intelligence on stock analysis. The conversation highlights the importance of sustainability in stock market growth, potential investment pitfalls, and the benefits of leveraging AI tools for detailed analyses. Key Topics & Timestamps Introduction to the State of the Stock Market (00:01:01) Overview of stock market performance in 2025, with S&P 500 recording over 15% growth year-to-date. Current Market Valuation Insights (00:02:04) Discussion on historical performance indicators and high valuation levels. "Sustained double-digit growth in the stock market isn't feasible long-term." (00:02:15) Brian Feroldi's Personal Investment Strategy (00:05:00) Brian shares his strategy of maintaining a 30% cash position during high valuations and investing 70% in the market. Importance of personal financial situations when making investment choices. Impact of AI on Stock Analysis (00:24:19) Insights on how AI can enhance stock analysis when provided with clear directives. "As long as you're giving AI clear directions, it can provide incredible analysis." (00:26:10) Audience Questions and Answers (00:30:00) Discussion on individual stocks vs. index funds and thoughts on tax implications. Benefits of Fee-Only Financial Advisors (00:53:24) Advocating for fee-only hourly consultations for transparent financial advice versus traditional AUM models. Conclusions and Future Predictions (01:03:05) Summary of Brian's thoughts on market sustainability and advice for investor strategies moving forward. Actionable Takeaways Maintain a cash reserve during high market valuations to ensure better investment opportunities. (00:06:32) Utilize AI tools for deeper stock analysis, focusing only on credible data sources. (00:26:10) Regularly consult fee-only financial advisors for actionable insights without ongoing asset management fees. (00:53:24) Key Quotes Brian Feroldi: "Investment strategies should reflect personal financial situations." (00:05:00) Brian Feroldi: "Dollar-cost averaging into total stock market index funds is just so rock solid." (00:21:27) Related Resources Notebook LLM (00:25:05) Finviz Stock Screener (00:40:09) Nectarine (00:53:24) OpenPath Financial (00:54:32) Abundo Wealth (00:54:32) Discussion Questions How has the recent performance of the S&P 500 influenced your investment strategy? (00:02:04) What role do you think AI will play in future investment decisions? (00:26:10) How do you approach high market valuations as an investor? (00:06:32)

In today's episode, I sit down with Pace Morby, a real estate investor who built a half-billion-dollar portfolio without using banks, credit, or his own money. Pace shares how a single mentor changed his life by teaching him creative finance, leading him to acquire properties and even a plane through unconventional deals. We talk about turning setbacks into leverage, helping thousands escape the nine-to-five grind, and the mindset that transforms hard lessons into freedom. From his blue-collar roots to his nationwide community, Pace proves that with the right guidance and effort, financial independence is possible for anyone willing to learn and apply it.

Ready to approach retirement with clarity and confidence? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase discuss how private equity, 401(k) plan developments, and evolving retirement planning trends are shaping today's investing landscape—helping listeners stay informed and intentional about their long-term financial goals. • Explore how private equity is being considered for inclusion in 401(k) plans, what this potential change could mean for plan sponsors, participants, and the broader retirement system, and understand how it differs from related categories like private credit and private infrastructure—including key factors to consider when evaluating these alternative investments. • Hear Wes and Christa respond to listener questions about teaching financial values, communicating about family wealth, and encouraging healthy money discussions at home. • Discuss the Financial Independence, Retire Early (FIRE) movement, and how reaching certain savings milestones—such as $1 million—can offer flexibility without guaranteeing financial independence or early retirement. • Consider the reasoning behind more conservative portfolio allocations being discussed in today's market and how they may relate to broader investment risk and retirement planning themes. • Review how private equity funds may be structured within 401(k) plans, including their potential advantages, limitations, and regulatory considerations. • Compare Roth and traditional 401(k) options as Wes and Christa emphasize how employers can foster education and awareness—without directing individual investment decisions. • Learn how inherited IRAs and 401(k)s, along with community property laws, can affect Required Minimum Distributions (RMDs) and estate planning outcomes. • Examine how covered call ETFs may function within a diversified portfolio, including the potential trade-offs between income generation and growth opportunities. This episode offers thoughtful discussions to help listeners stay educated about current financial topics without making predictions or recommendations. **Listen and subscribe to the **Retire Sooner Podcast for ongoing educational conversations that promote understanding, balance, and informed decision-making in your retirement planning journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

Leslie and Thomas Martin share how years of consistent saving and do-it-yourself planning helped them confidently retire early and enjoy life on their own terms. Starting with the classic “save 10%” rule, they eventually built detailed retirement models using Boldin, holding regular “family finance” meetings to test scenarios and understand when and how they could retire. Those tools gave them peace of mind and what they call a “license to spend”—freedom to enjoy their go-go years without fear of running out of money. They stay invested, manage taxes carefully, and keep a cash cushion for market swings. Now traveling the country in their Winnebago Revel, they focus on experiences, community, and helping their kids learn smart money habits. Their advice: plan several years before you retire, keep learning, use planning tools, and make your money work for you so you can spend confidently and live fully. Big lessons: have a plan (even if it changes), invest (not just save), stress-test worst cases, and use community and coaching for confidence.

Send Us A Question!Welcome to another episode of Questions With Crocker! In this episode, Dr. Crocker and Shane are chatting with Tom Seeko and CJ Burnett from Florida Veterinary Advisors. They're talking about retirement, finances, and the good ol' student loans.Episodes release bi-weekly on Thursdays at 9am EST and are available on all podcast platforms including a video version on YouTube!Have a question or inquiry for the podcast? Email questionswithcrocker@gmail.com, text us from the link above, or message on social media platforms.00:00 Intro00:25 Florida Veterinary Advisors03:20 Retirement and Financial Independence06:38 Taking Smart Risks as a Veterinarian10:20 Vet Owners compared to Vet Associates17:34 Best way to manage student debt?27:19 New grad vets and their finances37:34 Advice for someone thinking of going to vet school41:02 Reaching out to Veterinary Advisors and how that would go46:28 Why do you like working with people in Vet Med?48:32 Outro

You're not bad with money. You just haven't been taught how to own your numbers yet. In this week's episode of Breadwinning Business Women, I'm calling out the five money mistakes that quietly keep smart women broke — and how to fix them for good. And I know them all because I've been there. Think of it as a financial detox for your business. You'll learn:

Achieve personal success and financial independence today. Chris Livezey is a living testament to the power of personal transformation. Despite facing significant challenges during his adolescence, Chris defied the odds and emerged as a remarkable success story. His life took a pivotal turn at the age of 16 when his father gifted him the book "See You at the Top" by Zig Ziglar, igniting a fire within him to achieve greatness. Motivated by the belief that he could conquer any challenge and prove his doubters wrong, Chris set ambitious goals for himself. Dedicated to personal development, Chris embarked on a self-education journey, prioritizing his own learning over traditional academia. Venturing into real estate investing, he pursued his entrepreneurial dreams while honing his skills as a public speaker. Now, Chris's highly anticipated book, "The Shortcut to Magnificence," has launched, receiving widespread acclaim for its transformative power. Seamlessly integrating into readers' lives, it weaves together powerful statements, actionable exercises, and captivating stories. The book's relatable style and profound insights leave an indelible mark on readers' perspective, guiding them through their personal transformation. With an impressive journey of overcoming obstacles and a wealth of knowledge, Chris Livezey empowers individuals to unlock their true potential and live magnificent lives. In episode 605 of the Fraternity Foodie Podcast, we find out what Chris learned from Zig Ziglar's book called "See You at the Top", what business lessons from the world of real estate still influences how he approaches personal success and financial independence today, what is one principle of success college students can apply today, how he defines the balance between personal ambition and making an impact on the community, one daily practice that has been a game-changer for him, What does he mean by "The Shortcut" to Magnificence, and what is his lasting legacy. Enjoy!

Have you ever had a solution sitting right in front of you, but didn't realize it until later? That happened to me just last week at the park and it reminded me how often the answers we're searching for in life, money, or personal growth are hiding in plain sight. In this solo episode, I share a simple moment that made me completely rethink how I approach everyday challenges and how mindset plays a huge role in seeing what's already available to us. This story might just help you spot the solution you've been overlooking in your own journey. In This Episode, I share: The story of how a small moment at the park revealed a big life lesson How mindset and readiness determine what we're able to see and act on Why curiosity is your superpower in money, career, and personal growth Practical ways to uncover the answers that are right in front of you How small actions can compound into big results over time Other related blog posts/links mentioned in this episode: Get your copy of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Most agents chase commissions. Moose Math still sells real estate—but he's no longer chasing the next check. Instead, he built $180K in equity from a single $1,000 deal. In this interview with David, Moose reveals how he turned one property into four doors, what he learned from working with Thach Nguyen, and how he balances being a top agent with building long-term wealth through investing. He also shares how he uses DealMachine to find corner-lot properties, build ADUs, and cherry-pick the right deals for financial freedom and peace of mind. KEY TALKING POINTS:0:00 - Intro0:28 - Moose Math's Background In Real Estate0:40 - His First Investment Deal1:50 - The Importance Of Corner Lots & Building ADUs5:03 - Working With Thach6:15 - His Second Deal & Current Portfolio8:46 - Why He Wants To Pay His Properties Off11:21 - Working With Thach's Inner Circle14:00 - His Recommendations For DealMachine16:21 - Outro LINKS:Instagram: Moose Mathhttps://www.instagram.com/moosemath Links: Moose Mathhttp://linktr.ee/moosemath Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

In this episode, Christian Rodwell interviews Dr. John Demartini—renowned human behaviour specialist, author of over 40 self-development books, and creator of the Demartini Method and Values Determination Process. They discuss why only a small percentage of people ever reach financial independence, how our values shape every decision and outcome, and the practical steps to align your life and business with what matters most. Dr. Demartini shares actionable strategies for changing your values, overcoming internal and external obstacles, and building a life of purpose, fulfilment, and financial freedom.Key Topics & InsightsThe Power of Values in Achieving Financial Independence1. Why Most People Don't Achieve Financial Freedom:Many people dream of it but fail to achieve it due to misaligned values—spending on consumables versus investing in assets.True financial independence comes from prioritising asset-building and recurring income over lifestyle spending.2. Values Drive Behaviour:Our daily habits and character are shaped by what we value most.Living according to your highest values leads to fulfilment and greater achievement.Mindset, Motivation, and Overcoming Challenges1. Defining Mindset:Mindset is the set of attitudes and beliefs that shapes how we respond to challenges.A strong, positive mindset is developed through habits, education, and self-awareness.2. Intrinsic Motivation:When goals align with your highest values, you act from within—no external motivation needed.If your goals and values are misaligned, procrastination and lack of discipline follow.The Values Determination Process1. Finding Your Highest Values:Identify what you value most and structure your day around it.Use the Values Determination Process (available for free at drdemartini.com) to gain clarity.2. Changing Your Values:You can “stack up” the benefits of new behaviours to shift your values over time.Either set goals that match your current values, or consciously change your values to match your goals.Habits, Discipline, and Delegation1. Habits Are Value-Driven:You're naturally disciplined in areas aligned with your highest values.“Bad habits” are often strategies to fulfil unconscious motives; bring awareness to these motives to change behaviour.2. Delegation as a Path to Fulfilment:List all your daily tasks, their value, meaning, and cost to delegate.Focus your time on high-value, meaningful work and delegate the rest to free up time and energy.Surround yourself with people whose highest values align with the tasks you delegate.Entrepreneurship, Career, and Life Transitions1. Making the Leap:Don't leave your job for entrepreneurship until your new venture is proven to generate more income and fulfilment.Use your current role as a stepping stone—appreciate its value and leverage the skills you gain.Strategic planning and risk mitigation are essential; avoid jumping based on fantasy.2. Business Success:Many businesses fail because founders project their fantasies onto the market instead of meeting real needs.Find the overlap between your inspiration and what the market wants—this is your niche.The ABCs of Negativity1. What Causes Negativity:Setting goals not aligned with your values, or expecting others to live outside theirs, leads to anger, blame, criticism, despair, and more.These negative states are feedback mechanisms signalling unrealistic expectations.Law of Attraction and the Brain1. Practical Law of Attraction:Your innermost dominant thought—driven by your highest value—becomes your reality.The brain is wired to notice opportunities that align with your values.Visualisation works best when congruent with your true values.Daily Routines and Legacy1. Dr. Demartini's Daily Discipline:Documents daily gratitude and sets seven highest priority actions each morning.Focuses on research, writing, teaching, and travel—his highest values.Simple, focused routines support high performance.2. Legacy:Aims to inspire others to recognise their inner magnificence and leave a lasting educational impact.The Demartini Prize and Institute are part of his long-term vision.Practical Tips & Action Steps1. Discover Your Values:Use Dr. Demartini's free Values Determination Process at drdemartini.com.2. Prioritise Your Day:Fill your day with high-priority, value-aligned actions to avoid distractions and burnout.3. Delegate Low-Value Tasks:Identify tasks you can outsource or delegate to focus on your strengths and passions.4. Strategically Plan Career Moves:Don't make impulsive jumps—build, test, and validate new ventures before leaving your current role.5. Stack Benefits to Change Habits:To change behaviour, consciously list and focus on the advantages of the new desired action.6. Practice Daily Gratitude:End each day by documenting what you're grateful for and what you've achieved.Quotes & Social Proof“If you don't fill your day with high-priority actions that inspire you, it fills up with low-priority distractions that don't.”“You're automatically disciplined in whatever allows you to fulfil what's highest on your value.”“Depression is a comparison of your current reality to a fantasy you keep holding onto.”Dr. Demartini has inspired millions globally, with hundreds of books and thousands of live presentations Resources & Next StepsDr. Demartini's Website: drdemartini.comWealthBuilders MembershipConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

16-hour shifts. 3 kids. And no tech skills. That was Josh's reality. Yet, he still turned his spare time and days off into a nice $5,000 per month.Today, you'll hear how he did it and what you can do today if you want to start a side business without quitting your full-time job.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

Hi, and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. Today on the podcast we welcome back Carl Richards, who's the author of a new book called Your Money: Reimagining Wealth in 101 Simple Sketches. His previous books, The Behavior Gap and The One-Page Financial Plan, were both bestsellers. Carl started the Sketch Guide column in The New York Times and it ran weekly for a decade. Carl is a certified financial planner, and he started the Society of Advice, which is a community of financial planners dedicated to the craft of advice. In addition, Carl is active on the podcast circuit. He hosts Behavior Gap Radio, as well as a podcast called 50 Fires: Money and Meaning with Carl Richards. Carl also co-hosts a podcast with Michael Kitces called Kitces & Carl - Real Talk for Real Financial Advisors.BackgroundBioThe Society of AdviceBehavior Gap Radio50 Fires: A Podcast About Money and MeaningKitces & Carl – Real Talk for Real Financial Advisors“Carl Richards: ‘Less Focus on Being a Little Less Wrong Tomorrow,'” The Long View podcast, Morningstar.com, May 13, 2020.“Carl Richards: It Should Be OK to Relax Out Loud,” The Long View podcast, Morningstar.com, July 27, 2021.BooksYour Money: Reimagining Wealth in 101 Simple SketchesThe Behavior Gap: Simple Ways to Stop Doing Dumb Things With MoneyThe One-Page Financial Plan: A Simple Way to Be Smart About Your MoneySketches and PodcastsThe Magic Certainty Button“Visual Sketches as Conversation Starters to Help Clients Make Better Financial Decisions,” Kitces & Carl podcast, Episode 175, kitces.com, Oct. 16, 2025.Where to Place Your Focus“Is There a Future of Financial Planning in the AI Era?” Kitces & Carl podcast, Episode 169, kitces.com, July 24, 2025.Other“Brian Portnoy: Balancing Returns With Simplicity, Financial Independence, and Peace of Mind,” The Long View podcast, Morningstar.com, Sept. 29, 2020.“Why We Spend the Way We Do With Gretchen Rubin,” 50 Fires podcast with Carl Richards, 50fires.com, May 28, 2025.Paige Pritchard“Money, Family, and Meaningful Work With Jodi Kantor and Rob Lieber,” 50 Fires podcast with Carl Richards, 50fires.com, Sept. 18, 2024.Morgan HouselZero to One: Notes on Startups, or How to Build the Future, by Peter ThielVollebak Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this inspiring episode, Christina Lecuyer dives deep into what it really means to play big—and why so many of us settle for playing small. She opens up about her own journey of stepping out of comfort zones, confronting fear, and choosing growth over safety.Christina breaks down the subtle ways we self-sabotage by staying “comfortable,” and reveals how to reconnect with your inner voice—the one that knows you're meant for more. Through honest stories, empowering insights, and actionable takeaways, she'll challenge you to redefine what “playing big” looks like in your own life.If you've been feeling stuck, craving more purpose, or afraid to take the leap—you need this episode. It's your reminder that playing big isn't about being fearless—it's about being brave enough to listen to that quiet voice inside and go for it anyway. 

Jackie joins our friends to the north in Canada for a live taping of TD Direct Investing's 'Inside Investing', turning her late-starter playbook into a friendly masterclass for Canadians and Americans alike. Host Rob Moysey tees up her arc—divorce in her 30s with ~$20k in retirement savings, millionaire a decade later, retired at 49. Jackie fills in the human bits: purpose after FI, why 'precision is not required,' and how a BetterInvesting club cured her market fear.  She also walks through:  The simple engine that did the work: Maxing out an employer retirement plan, Roth IRA, and HSA in low-cost index funds The math behind her Financial Independence target (25× annual expenses ≈ $1M on ~$40k/yr) How she kept joy in the journey while saving ~$3k/month The kicker: despite five years of withdrawals in retirement, her net worth rose from $1.3M (Dec 2019) to ~$2.1M (July 2025). The message lands like a hug and a nudge—know your numbers, automate the boring stuff, and retire TO something.  

In this solo episode, I share a powerful reminder that the very challenges and obstacles we face on the journey to financial freedom are often what make us stronger. I start by revisiting a story I mentioned in my book, Your Journey to Financial Freedom, about the Biosphere 2 experiment where trees grew quickly in perfect, windless conditions but fell before maturing because they never developed the strength to sustain themselves. That missing “wind” reminded me of how important challenges are in our own growth. Just like those trees, when we try to avoid friction or rush toward quick wins, we might grow fast but not strong. The “wind” in our lives, the job losses, tight budgets, market downturns, and unexpected setbacks builds the stress and resilience we need to stand tall and stay grounded when life pushes back. In This Episode, I Talk About: How stress and challenges build strength and how the moments that slow you down, like money, stress or tough life changes, are what prepare you for long-term success. Why sustainable growth matters more than speed. Quick wins feel good, but real freedom comes from patience, consistency, and a strong foundation. How to reframe “going slow”. Going slow isn't failure, it's building roots deep enough to handle life's wind. Other related blog posts/links mentioned in this episode: Get your copy of Your Journey To Financial Freedom & Turn to page 102 to read more about the Biosphere 2 story and other lessons that can shift your money mindset. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this BiggerPockets Money episode, we break down the all-out approach to reaching Financial Independence and Retiring Early in your 30s. No tech salary required, no inheritance, no luck. Just aggressive saving, smart investing, and a willingness to optimize every dollar. We'll cover:  The exact savings rate you need to hit FIRE in your 30's  How to maximize income without changing careers  Where to cut expenses without feeling deprived Investment strategies that accelerate your timeline The lifestyle trade-offs that actually matter  Real numbers: What it takes to build a $500K-$750K portfolio on $50K-$70K/year Whether you're just starting your FI journey or you're years in and wondering if you're on track, this episode gives you the honest roadmap to early retirement—no matter your starting salary. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hidden Lightness with Jimmy Hinton – Too many borrowers are now delinquent on house and car payments; it's clear that financial pressure is mounting from every direction. Yet, in the middle of this chaos, a quiet revolution is taking shape. More Americans than ever are learning about and embracing the FIRE movement—Financial Independence, Retire Early—and it might just be the light we need in this...

In this episode, Christina Lecuyer breaks down the fine line between confidence and cockiness—and why understanding the difference can transform your success. Through honest stories from her own journey, Christina opens up about what true confidence really looks like and how women can learn to advocate for themselves without apology.She dives into the fears many of us carry about being “too much” or “too confident,” and why integrity and self-trust are the ultimate antidotes to insecurity. If you've ever held yourself back because you didn't want to seem arrogant—or struggled to own your worth—this episode will help you step fully into your power with authenticity and grace. 

This episode is sponsored by Lightstone Direct LLC. Lightstone Direct LLC connects you to institutional-quality real estate investments backed by a $12-billion AUM firm that co-invests alongside you—your partner in building lasting wealth. All investments involve risk. Please visit LightstoneDirect.com for a full list of disclosures.__________________________________________________What happens when money, meant as a tool, becomes the driving force of our lives, sidelining health, family, and purpose?In this transformative episode of Succeeded Medicine Podcast, Carl Richards, joins Dr. Cobin Soelberg to unpack how society—especially in the U.S.—has "lost the plot" on money. Drawing from his four years in New Zealand, where he noticed a cultural shift prioritizing life over work, Carl challenges the Western tendency to make money and work the organizing principles of existence, often at the expense of sleep, health, and relationships. He shares a vivid metaphor of money as a discouraged golden retriever, earnestly trying but failing to deliver intangibles like love, happiness, or self-worth. For physicians, this resonates deeply with the pressures of high-stakes careers and financial expectations. Carl offers actionable insights: assign money specific "jobs" it can handle (e.g., funding experiences or security) while releasing it from impossible tasks (e.g., defining self-esteem). He introduces the concept of "forcing functions"—deliberate commitments like signing up for a retreat or coaching a child's soccer team—to align actions with values. Reflecting on his retreats, including a women's financial advisor event and an upcoming couples' retreat, Carl emphasizes creating safe spaces for tough conversations about risk, uncertainty, and values. He advocates for quiet reflection—whether through meditation, gardening, or mountain biking—to escape the "matrix" of comparison and competition, a trap many physicians face in demanding healthcare systems. Three Actionable Takeaways: Reframe Money as a Tool to Serve Your Values: Physicians often face societal pressure to prioritize financial success, but Carl emphasizes that money is a tool, not the goal. It excels at funding tangible needs like a secure retirement or family vacations but fails at delivering intangibles like love, self-worth, or happiness. To apply this, list your core values (e.g., family time, patient care, personal health), then evaluate your financial decisions—such as investments or practice expenses—to ensure they align with those values, reducing stress and fostering purpose.Use Forcing Functions to Drive Intentional Change: Carl's concept of "forcing functions" involves committing to actions that push you toward your desired life, even if uncomfortable. For physicians, this might mean signing up to coach your child's soccer team to prioritize family, enrolling in a mindfulness retreat to combat burnout, or scheduling regular "quiet time" to reflect on career goals.Prioritize Quiet Reflection to Escape the Comparison Trap: The healthcare system's competitive "matrix" can erode well-being, but Carl advocates for intentional pauses—through meditation, nature, or activities like mountain biking—to rediscover what truly matters. Physicians can carve out 10-20 minutes daily for journaling or mindfulness to clarify their "world," as inspired by David Whyte's Sweet Darkness. This practice counters burnout by helping you focus on what brings you alive, such as patient connections or personal growth, rather than external metrics like income or status.About the Show:Succeed In Medicine  covers patient interactions, burnout, career growth, personal finance, and more. If you're tired of dull medical lectures, tune in for real-world lessons we should have learned in med school!About the Guest Hosts: Carl Richards is a financial storyteller, artist, and author known for his "Sketch Guy" column in the New York Times. With decades in the financial sphere, he helps people re-imagine wealth through simple sketches and profound insights. His new book "Your Money: Re-Imagining Wealth in Simple Sketches," challenges conventional views on money. Carl draws from global experiences, including four years in New Zealand, and hosts retreats focused on values, risk, and decision-makingWebsite: https://behaviorgap.com Dr. Cobin Soelberg is a private practice anesthesiologist and principal advisor at Greeley Wealth Management. He focuses on financial strategies, personal development, and holistic success for healthcare professionals. Drawing from his own career, he integrates practical advice with deeper reflections on wealth and well-being. Website: GreeleyWealthManagement.com This medical podcast is your physician mentor to fill the gaps in your medical education. We cover physician soft skills, charting, interpersonal skills, doctor finance, doctor mental health, medical decisions, physician parenting, physician executive skills, navigating your doctor career, and medical professional development. This is critical CME for physicians, but without the credits (yet). A proud founding member of the Doctor Podcast Network!Visit www.physiciansguidetodoctoring.com to connect, dive deeper, and keep the conversation going. Let's grow! Disclaimer:This podcast is for informational purposes only and is not a substitute for professional medical, financial, or legal advice. Always consult a qualified professional for personalized guidance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Only 4% of people know about self-directed IRAs—accounts that let YOU control your retirement investments instead of a financial advisor. Kaaren Hall, CEO of UDirect IRA Services, explains how your IRA can invest in real estate, private lending, local businesses, and things you actually believe in. For women entrepreneurs struggling to access capital, this $40 trillion pool of retirement money changes everything. Learn what self-directed IRAs are, how to get started, and why this matters for your financial future. Pop in those earphones. Let's talk retirement.   What You'll Learn What makes a self-directed IRA different from a "regular" retirement account Why only 4% of retirement funds are self-directed—and how you can join the movement How to invest in real estate, gold, crypto, and private deals tax-advantaged Where women entrepreneurs can find capital for their businesses Why legal compliance matters when raising funds—and how to do it right   Related Episodes You Might Love Ep. 95: When Your Life Falls Apart Because of Money (And Your Career Is Born) https://sarahwalton.com/michelle/ Ep. 227: How to Clear a Money Fog with Mikelann Valterra https://sarahwalton.com/clear-money-fog/ Ep. 109: Help! I'm Trapped In a Job I Hate! https://sarahwalton.com/trapped-job-i-hate/   Free gift from Kaaren Hall Grab Kaaren's free report on self-directed IRA asset classes and start taking control of your retirement today! https://udirectira.com/free-report/   Connect with Kaaren Hall https://www.facebook.com/uDirectIRA/  https://twitter.com/uDirectIRA  https://www.instagram.com/udirectiraservices/  https://www.youtube.com/channel/UCWAycexbDjYjHh8R8goug0A  https://udirectira.com/  https://www.linkedin.com/groups/137760/   About Kaaren Hall Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a leading provider of self-directed IRA accounts since 2009. With over two decades of experience in real estate, mortgage lending, and property management (and especially Self-Directed IRAs), Kaaren has empowered thousands of people to take control of their retirement funds and invest in alternative assets, such as real estate, private lending, precious metals, and more. Her expertise in self-directed retirement accounts has made her a sought-after speaker, and she has been a featured panelist and presenter at industry-leading conferences, including BiggerPockets' BPCON22, 23 & 24. Kaaren is also the founder of OCREIA (Orange County Real Estate Investors Association), where she fosters a vibrant community of real estate investors through education and networking since 2012.  Adding to her accolades, Kaaren is now the author of the newly published Self-Directed IRA Investing: A BiggerPockets Guide, the definitive resource for investors looking to unlock the power of self-directed IRAs to build wealth. Published by BiggerPockets Publishing, this comprehensive guide combines actionable insights, real-world examples, and Kaaren's extensive industry knowledge to help investors confidently navigate the world of self-directed retirement accounts. Beyond her professional achievements, Kaaren's entrepreneurial journey has enabled her to support meaningful charitable giving and inspire others to take control of their financial futures. She also serves on the Board of Directors for The Council on Aging Southern California as well as the board for RITA (the Retirement Industry Trust Association), where she continues to advocate for transparency and education in the retirement industry.   Free gift from Sarah Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule/60d4f7f6/appointment/52999780/calendar/909961?appointmentTypelds%5B%5D=52999800   Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.   Want to go deeper?  Join us inside The Abundance Academy — where high-achieving, heart-led women scale their dreams without burning out. (link: https://sarahwalton.com/abundance-academy/)   Connect with Sarah Website: https://sarahwalton.com/ Instagram: https://www.instagram.com/thesarahwalton/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton   Thank you so much for listening. I'm honored that you're here and would be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people!   (If you're not sure how to leave a review, you can watch this quick tutorial.)   About Sarah Walton Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.  

Today's episode is something TRULY special— something that's never happened before! For the first time ever… we're joined by two remarkable women who've lived alongside one of the most influential voices in the FI community, JL Collins. In this one-of-a-kind episode we introduce you to his wife, Jane Collins and daughter, Jessica Collins. This is their first-ever joint podcast appearance. We're pulling back the curtain to hear their perspectives. What was it like living with someone so passionate about financial independence? How did his philosophy shape their lives, their choices, and their own views on wealth and freedom? This isn't just a conversation about finance—it's about family, legacy, and the ripple effects of good financial education in a household. You're about to hear a side of the story that's never been told before.  

Morgan Housel, global expert on personal finance, shares powerful lessons on Warren Buffett's hidden struggles, Elon Musk's sacrifices, money trauma and financial habits, how to invest wisely, and the psychology behind saving, spending, and success.  Morgan Housel is a partner at Collaborative Fund, former columnist for The Wall Street Journal, and a speaker on investing, saving, spending, and financial independence. He is also the bestselling author of books, such as: ‘The Psychology of Money' and ‘The Art of Spending Money'. He explains: ◼️ Why more money rarely solves unhappiness ◼️ How envy and social comparison drive overspending ◼️ Why extreme wealth often comes at the cost of health and relationships ◼️ How inflated definitions of “wealth” fuel endless consumerism ◼️ Why true happiness comes from family, friends, and health - not luxury (00:00) Intro (02:33) The Importance of Spending Money (04:43) Why Will This Podcast Make My Life Better? (07:54) Is There Something Wrong With Chasing Status? (10:26) What's the Evolutionary Basis for This Stuff? (15:43) There's Always a Trade-Off (17:55) Saving Addiction (19:41) Can Money Make You Happy? (25:08) Are We All Stuck in a Status Game? (29:14) Is the "Freedom" Culture Actually Making People Unhappy? (31:12) Your Favorite Form of Saving Is Spending (33:17) Jealousy of Other People's Wealth (35:17) The Spectrum of Financial Independence (38:57) How Do People Achieve Financial Independence? (41:32) How Does Dopamine Factor Into All of This? (49:07) We're Wired to Want More (54:51) People Retiring Early Tend to Wish They Hadn't (55:52) Passive Income Myths (58:06) Ads (59:07) Do I Need to Know About Economics for This? (1:05:01) What's Going On in the World? (1:08:55) How Wealth Inequality Is Dividing People (1:10:50) The Charlie Kirk Shooting (1:19:04) Is There a Way Back From This Divide? (1:23:39) What Should We Be Doing to Help? (1:25:28) Are You Optimistic About the Western Economy? (1:27:23) Favorite Chapter From the Book (1:32:34) Ads (1:34:42) Why You Should Try New Things (1:37:29) Are You Chasing a Lifestyle That's Not Right for You? (1:40:48) Does Jack Think Steven Is Happy? (1:49:37) Should We Feel Guilty About the Lack of Contentment? (1:52:49) The Relationship Between Money and Kids (1:55:42) The Exact Formula for Spending (2:02:05) Humble Bubble (2:04:07) Do You Have Major Regrets in Life? Follow Morgan: Instagram - https://bit.ly/3KllnvJ X - https://bit.ly/4pJf4lT You can purchase Morgan's book, ‘The Art of Spending Money', here: https://amzn.to/46F9JTO The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Linkedin Jobs - https://www.linkedin.com/doac  Vanta - https://vanta.com/steven   Replit - http://replit.com with code STEVEN