Podcasts about Financial independence

What if one “smelly” condo became the springboard to financial independence, luxury short-term rentals, and a reverse 1031 into a waterfront Arizona home? In this Invest2FI episode, Craig is with Maui-based investor and former firefighter Mike Neubauer about turning creative strategy into real results. You'll hear how Mike and his wife Caroline targeted hotel-zoned lockout condos on Maui, bought a $540,000 fixer that “smelled like cat urine,” DIY-renovated on a tight deadline, and optimized pricing to hit ninety-seven percent blended occupancy and 10,000–12,000 monthly revenue. Mike breaks down the numbers behind a $ 7,000 net cash flow, then explains selling that unit for $ 1.365 million and using a reverse 1031 exchange to acquire and upgrade a $ 1.0 million lakefront home in Gilbert, Arizona, with a $ 400,000 remodel. What's for you? A repeatable playbook for markets, zoning, lockouts, pricing levers, and exchanges you can apply now.PODCAST HIGHLIGHTS:[04:32] Mike's background in photography and graphic design[05:56] Earning his first passive income through Amazon book royalties.[06:42] A firefighter mentor in Maui introduces him to short-term rentals.[07:15] Mike reflects on the fire tragedy and retiring before 2021.[08:53] He discusses building an ADU to house hack their first property.[10:58] Strategy focused on Maui lockout condos with hotel zoning advantage.[13:45] He details buying a $540k condo and budgeting $40k renovation.[15:29] Handyman backed out, forcing Mike to learn DIY via YouTube.[22:41] Occupancy soared to 97%, generating $10–12k in monthly revenue.[23:19] Net profits hit $6–7k monthly after all operating expenses.[25:08] They sold the Maui condo for $1.365M, using reverse 1031.[26:42] Invested $1M in Gilbert lake house, adding $400k renovations.[36:36] A preview of a 20-unit glamping development near Zion National Park.[40:49] Mike emphasizes picking syndicators carefully, investing in operators not assets.[42:42] His future plans include Coeur d'Alene living, Caroline's Maui realtor expansion.[52:05] Advice to invest early, network hard, and stay consistent.HOSTCraig Curelop   

Jessie Dillon shares her journey from feeling burnt out in her salon business to discovering real estate investing as a path to financial independence. After a three-month closure during COVID, she realized the need for a change and sought faster wealth-building strategies beyond traditional index funds. This led her to explore various resources, including podcasts and coaching, ultimately resulting in her first property investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, Christina opens up about what she's been seeing in her recent client sessions — and it all comes back to authenticity. She dives into how staying true to who you are isn't just a personal value, it's a business strategy.Christina shares how divine guidance shapes her approach to coaching and why clarity is the cornerstone of success. She breaks down what it really means to attract aligned clients and why it's not only okay — but essential — to accept that not everyone is meant to be your person.If you've ever struggled with people-pleasing, second-guessing your path, or trying to fit into someone else's version of success, this episode is your reminder: you get to choose authenticity, every single day.

In this solo episode, Jim Oliver breaks down the single mindset shift that separates the herd from the wealthy: move from trading time for money to owning the system. Drawing on his journey from poverty and a casket factory to acquiring 30+ companies, Jim shows why most retirement advice is just slavery with better branding—and how Infinite Banking, cash-flowing assets, and velocity turn your money into a perpetual Wealth Engine. What You'll Learn Why chasing a 401(k) balance is “poverty with a brochure” (and how averages hide risk) The 3D view of money: cash flow, tax flow, and debt flow—and why banks win using all three The owner's formula: Other People's Money + Other People's Time = freedom Infinite Banking, step-by-step: capitalize, collateralize, acquire, recapture, repeat How to measure the gain (not the gap) so progress fuels momentum, not perfectionism Action Steps 1. Audit Your Money List where every dollar sits today. Is it compounding for you—or for a bank or Wall Street? 2. Make the Shift Replace accumulation targets with monthly cash-flow targets. Define your “work-optional” number. 3. Build the Engine Set up a high-cash-value whole life policy (mutual company). Borrow against it to buy one cash-flowing asset every 12–18 months. Use the cash flow to repay the policy loan and repeat. Jim's Final Word “Retirement isn't about age—it's about cash flow. Stop being the cow. Become the rancher. Own the bank, buy assets, and let velocity do the heavy lifting.”

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.Inside this ep:

Morgan Housel, global expert on personal finance, shares powerful lessons on Warren Buffett's hidden struggles, Elon Musk's sacrifices, money trauma and financial habits, how to invest wisely, and the psychology behind saving, spending, and success.  Morgan Housel is a partner at Collaborative Fund, former columnist for The Wall Street Journal, and a speaker on investing, saving, spending, and financial independence. He is also the bestselling author of books, such as: ‘The Psychology of Money' and ‘The Art of Spending Money'. He explains: ◼️ Why more money rarely solves unhappiness ◼️ How envy and social comparison drive overspending ◼️ Why extreme wealth often comes at the cost of health and relationships ◼️ How inflated definitions of “wealth” fuel endless consumerism ◼️ Why true happiness comes from family, friends, and health - not luxury (00:00) Intro (02:33) The Importance of Spending Money (04:43) Why Will This Podcast Make My Life Better? (07:54) Is There Something Wrong With Chasing Status? (10:26) What's the Evolutionary Basis for This Stuff? (15:43) There's Always a Trade-Off (17:55) Saving Addiction (19:41) Can Money Make You Happy? (25:08) Are We All Stuck in a Status Game? (29:14) Is the "Freedom" Culture Actually Making People Unhappy? (31:12) Your Favorite Form of Saving Is Spending (33:17) Jealousy of Other People's Wealth (35:17) The Spectrum of Financial Independence (38:57) How Do People Achieve Financial Independence? (41:32) How Does Dopamine Factor Into All of This? (49:07) We're Wired to Want More (54:51) People Retiring Early Tend to Wish They Hadn't (55:52) Passive Income Myths (58:06) Ads (59:07) Do I Need to Know About Economics for This? (1:05:01) What's Going On in the World? (1:08:55) How Wealth Inequality Is Dividing People (1:10:50) The Charlie Kirk Shooting (1:19:04) Is There a Way Back From This Divide? (1:23:39) What Should We Be Doing to Help? (1:25:28) Are You Optimistic About the Western Economy? (1:27:23) Favorite Chapter From the Book (1:32:34) Ads (1:34:42) Why You Should Try New Things (1:37:29) Are You Chasing a Lifestyle That's Not Right for You? (1:40:48) Does Jack Think Steven Is Happy? (1:49:37) Should We Feel Guilty About the Lack of Contentment? (1:52:49) The Relationship Between Money and Kids (1:55:42) The Exact Formula for Spending (2:02:05) Humble Bubble (2:04:07) Do You Have Major Regrets in Life? Follow Morgan: Instagram - https://bit.ly/3KllnvJ X - https://bit.ly/4pJf4lT You can purchase Morgan's book, ‘The Art of Spending Money', here: https://amzn.to/46F9JTO The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Linkedin Jobs - https://www.linkedin.com/doac  Vanta - https://vanta.com/steven   Replit - http://replit.com with code STEVEN

In this conversation, Joseph shares his journey towards financial independence, highlighting the challenges of stagnant wages against rising inflation. He discusses how he turned to podcasts for inspiration and education, particularly focusing on real estate investment. Joseph details his innovative approach to financing renovations through a zero-interest credit card, ultimately leading to a successful rental income stream.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What if the key to financial freedom isn't just about earning more—but preparing for the moment you won't love your job anymore? In this episode, host Casey Combest sits down with Sam Dogen, better known as the Financial Samurai, to talk about his new book Millionaire Milestones: Simple Steps to Seven Figures. Sam shares practical strategies on forecasting your misery, managing inconsistent income, celebrating wins without losing focus, and investing with perspective in uncertain markets. Whether you're a sales professional juggling commission, a leader steering a team through change, or someone planning for long-term independence, this conversation is packed with lessons to help you build wealth and lead with confidence.

Jack Corrigan is an accomplished real estate investment professional with deep experience in private equity, capital markets, and financial modeling. As Investor Relations & Fund Associate at The Lucky Group, Jack plays a key role in capital raising, investor communications, and fund operations—helping bridge the gap between strategy and execution. Jack's career includes time at Greysteel and Stablewood Properties, where he supported underwriting, acquisitions, and investment sales. With over $80M in transactions underwritten, Jack brings a proven track record of evaluating opportunities and creating value. Jack also leverages AI and advanced analytics to enhance portfolio decision-making—giving investors a competitive edge in today's market. A graduate of the University of Texas at Austin with a BBA in Finance and Real Estate, Jack combines sharp financial expertise with strong relationship-building skills to drive investor engagement and capital strategy. If you're interested in real estate investing, private equity strategies, capital raising, or how AI is shaping the future of real estate, this episode delivers insights you won't want to miss.Real People. Real Life Stories. Real Wealth Building. REL (Real Estate Leveraged) Freedom: Founded By Mike SwensonSUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY✅   http://relfreedom.tvGET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!

This week on the Journey to Launch Podcast, I'm diving into the money rules that have guided me and the ones I've intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I've adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you've been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me ✨ The role of automation in reducing stress and keeping me consistent with saving and investing ✨ The importance of building a safety net and FU money, and how it's given me the freedom to take risks ✨ The rules I've broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this episode, Christina opens up about the fresh energy she's bringing into her life and business. She reflects on the power of true human connection, the value of networking, and the wisdom she's gained from influential people along the way. Christina challenges listeners to lean into discomfort, trust their intuition, and say yes to opportunities—even when it feels scary. With heartfelt stories and powerful takeaways, she reminds us how fleeting life can be, and why it's so important to step up, embrace change, and take ownership of the journey ahead. 

In this episode: Nirav Shah's journey, the impact of money on happiness, daily practices for mindfulness, understanding contentment, the concept of enough, with Guest Nirav Shah.Episode SummaryJoin us for an enlightening conversation with Nirav Shah as he discusses his new book "The Serenity Blueprint," shares insights on finding inner peace regardless of external circumstances, and explores the interplay between mindfulness and financial independence.Guest BioNirav Shah is a civil engineer turned software executive who has traveled to 84 countries and worked on six continents. After retiring early, he dedicated his life to helping others find inner peace through meditation and writing. His first book, "Shortcut to Serenity," aims to help individuals discover peace within themselves. Nirav's latest work, "The Serenity Blueprint," continues this mission.Resources & Books Mentioned"Shortcut to Serenity" by Nirav Shah "The Serenity Blueprint" by Nirav ShahMeditative resources available at meditativeman.orgWeekly Zoom meditation sessionsGuest Contact InformationNirav Shah on LinkedInKey TakeawaysNirav's journey emphasizes the importance of finding peace within oneself, regardless of external conditions.Money does not equate to happiness; true contentment comes from appreciating what we have.Daily practices like meditation and taking deep breaths can significantly enhance mindfulness.Letting go of rigid expectations allows for a more fluid approach to life and personal goals.Recognizing the difference between 'life' and 'lifestyle' can help determine what is truly enough.The importance of enjoying the journey rather than focusing solely on end results is key to achieving serenity.

The next great gold rush isn't in crypto, AI, or NFTs…It's in small, high-margin digital agencies and the smart operators are quietly cashing in.In this episode of the Digital Investors Podcast, Matt Raad interviews Fiona Laidlaw, senior M&A broker at Flippa, to reveal why digital agencies are fast becoming the hottest acquisition targets online. Hear:• How a 23-year-old turned walked away with $350,000 USD from a business he built in just 3-4 years• The agency model that's selling for 4X EBITDA with 90% recurring revenue• Why public companies and high-net-worth buyers are racing to acquire lean agencies• What you need to build now to sell your business for life-changing money in 3–5 years• How an owner sold his SEO agency for $565,000 - and get this - he was only charging $200/month per client! Forget saturated markets and slow-growth startups.The great digital gold rush is coming - tune in and pay attention to hear how you can cash in.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

Are you claiming Social Security too soon—and missing out on bigger benefits? JoePat Roop breaks down the real math behind Social Security timing, tax-smart strategies, and why your retirement plan should be as unique as your dreams. Discover how to protect your savings, maximize income, and spend more time doing what you love with the people who matter most. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Is your retirement plan built on shaky assumptions?In this episode, Nolan Baker, the President & CEO of ARHQ, and Scott Kerschner, the director of America's Medicare Associates,dive into the overlooked pitfalls of Roth IRA conversions, the evolving role of bonds in retirement portfolios, and the looming uncertainty around Social Security. The hosts unpack common missteps in Roth strategies that could trigger unexpected tax burdens, explore how bonds have historically anchored retirement income, and stress the urgency of preparing for potential Social Security cuts. With a focus on strategic foresight and collaboration with financial advisors, this conversation offers a grounded look at navigating retirement’s most pressing challenges. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

Today we are talking with a family doc who has reached financial independence. This doc has followed a path that not too many follow anymore. He is a solo practice doctor and feels like his decision to own his own practice made all the difference in both his lifestyle and his finances. He took a risk to not only open his own practice but also to build and own the building he practices in. Impressively, he is completely debt free and can now just watch his wealth grow. After the interview we will be talking more about financial independence for Finance 101. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://WhiteCoatInvestor.com/Protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #242 03:00 Solo Family Practitioner Reaches Financial Independence 16:06 Advice For Others 22:41 Financial Independence

Identity: Raise Your Floor: https://bit.ly/Identity-category-queen-Mina-IrfanWhen you don't need money anymore… more money shows up. That's the surprising paradox of financial independence for women. In today's live session, I'm sharing what really happens once you reach financial independence — the unexpected fears, identity shifts, and opportunities that arise when survival mode no longer runs the show.We'll talk about:✨ Why parts of you still try to pull you back into survival even after wealth✨ How to embrace beauty, presence, and embodiment as part of your wealth journey✨ Why “playing it safe” after independence can actually block your next level of expansion✨ My journey through lean FIRE, mid FIRE, and fat FIRE — and what I learned at each stage✨ How to align your identity with your abundance so you don't collapse when expansion arrivesBecause financial independence isn't the finish line — it's the gateway.

Most people will never achieve financial freedom—not because they aren't capable, but because they don't understand the real rules of wealth. Financial independence isn't about how much you make—it's about how much you keep and where you put it. In this episode of The Level Up Podcast w/ Paul Alex, you'll learn:

In this episode of the Investor Fuel podcast, host Michelle Kesil interviews Michael Rebelo, a young entrepreneur making waves in the multifamily real estate sector. At just 19 years old, Michael shares his journey from learning about the stock market to managing over 150 units. He emphasizes the importance of networking, having a strong 'why', and overcoming challenges as a young investor. Michael also discusses misconceptions about needing money to start in real estate and offers strategies for building a valuable network. The conversation concludes with Michael's insights on future goals and how to connect with him.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Kristen Knapp interviews Daniel Ilie, a realtor and investor from Southwest Florida. Daniel shares his journey into real estate, emphasizing the importance of investing for financial independence. He discusses the current market conditions in Southwest Florida, the significance of understanding investment numbers, and the lessons he's learned from his experiences. Daniel also offers valuable advice for aspiring investors and outlines his future goals in the real estate industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel Podcast, host Michelle Kesil speaks with Melissa Shea, a seasoned real estate investor and president of the Long Island Real Estate Investor Association. Melissa shares her mission to empower families towards financial independence, the challenges and setbacks she has faced in her investing journey, and her innovative approaches to education in real estate. She discusses her focus on affordable housing development, the importance of networking, and current trends in the real estate market. Additionally, Melissa highlights her books aimed at educating new investors and emphasizes the impact of real estate on communities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Is your business building your wealth, or just funding your lifestyle? In this eye-opening conversation with financial advisor Chad Hufford, we break down how contractors can define their "target number" for financial independence and create a clear path to achieve it—without sacrificing the present. Discover practical strategies to build wealth both inside and outside your business.What You'll LearnHow to calculate your specific "target number" for financial independenceWhy creating a "work-optional lifestyle" is crucial for business ownersThe proven debt elimination strategy that creates momentum for wealth buildingHow to balance business cash reserves with personal financial planningWhy most financial advice fails (and what actually works for contractors)Time Stamps01:04 - Episode Intro01:28 - Life Lessons and Reflections02:58 - Guest Intro04:05 - Importance of Having a Financial Plan05:15 - Proactive Financial Strategies07:59   - Creating a Closer Relationship with our Future10:36 - Setting Financial Goals27:39 - Living Within Your Means32:54 - Debt Elimination Strategies37:20 - Investing for the Future38:02 - Customizing Your Financial Plan39:07 - Mortgage vs. Investment Dilemma40:58 - Consumer Debt and Long-Term Goals44:08 - Business Cash Reserves46:53 - Investment Strategies and Diversification53:18 - The Role of a Financial Advisor56:49 - The Importance of Adherence01:00:58 - Building a Long-Term Financial Vision01:05:49 - Final Thoughts and Getting StartedSnippets from the Episode"Nobody would ever buy a house that was built without a blueprint, but too often we let our futures unfold without one. We end up being a little more haphazard, sometimes aimless."— Chad Hufford"If you don't know where you're going and you start feeling lost, the tendency is to just go faster, to double down on everything you're already doing."— Chad Hufford"Education without execution is merely entertainment. If you are learning things without implementing them in your life, you're not gonna get much benefit."— Chad HuffordKey TakeawaysDefine Your Financial Independence Target NumberReduce Personal Lifestyle Expenses Before Building WealthPay Off Consumer Debt Before Aggressive InvestingBuild Business Cash Reserves of 3+ MonthsFocus on Investment Income, Not PrincipalDiversify Like an Orchard, Not a Single TreeChoose a Financial Advisor Who Holds You AccountableResources⁠⁠24 Things ⁠⁠⁠⁠Construction Business Owners Need to Successfully Hire & Train an Executive Assistant⁠⁠⁠⁠Schedule⁠⁠⁠⁠ a 15-Minute Roadblock CallCheck out⁠⁠⁠⁠ OpenPhone⁠⁠⁠⁠Build a Business that Runs without you. Explore our ⁠⁠⁠⁠GrowthKits ⁠⁠⁠⁠Need Marketing Help? We Recommend⁠⁠⁠⁠ Benali⁠⁠⁠⁠Need Help with podcast production? We recommend ⁠⁠⁠⁠Demandcast⁠⁠⁠⁠More from Chad HuffordChad Hufford - Financial Advisor, Veritas AlaskaWebsite: Veritas AlaskaVeritas Alaska PodcastLinkedIn: Chad HuffordMore from Martin Holland⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theprofitproblem.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠annealbc.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠benali.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from The Cash Flow ContractorSubscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow On Social: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X(formerly Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Cashflow Contractor

In this episode of WealthTalk, Christian Rodwell is joined by Omar Aswat, Chartered Tax Adviser and founder of ASWATAX, to unpack the urgent changes coming to Business Property Relief (BPR) in April 2026 and what they mean for business owners and property investors. Omar explains how the new BPR limits could expose significant business value to inheritance tax, highlights the practical steps you should be taking now, and delves into strategies like family investment companies, trusts, and smart incorporation. The discussion also covers the impact of Section 24 on landlords, practical tax-saving tips for business owners, and succession planning tools for those looking to future-proof their wealth. Whether you're scaling a business, building a property portfolio, or planning your exit, this episode is packed with actionable insights to help you stay ahead of the curve.Key TakeawaysMajor Change to Business Property Relief (BPR) in 2026From April 6, 2026, BPR will only exempt £1 million of value per trading company/group from inheritance tax (IHT); any value above will be taxed at 20%.Urgent need for business owners to review structures and plan ahead.Who Is Affected?Owners of trading companies/groups with assets above £1 million.Property investment companies already subject to IHT—this rule change doesn't benefit or worsen their position.Mitigation & Planning StrategiesFamily investment companies (FICs)Growth and freezer sharesDiscretionary trustsGifting, sale acceleration, and succession planningCase-by-case: bespoke advice is essentialSection 24 & Incorporation for Property InvestorsSection 24 restricts mortgage interest relief for personally held property; incorporation can offer tax savings but must be weighed against capital gains and stamp duty costs.Comparative calculations are vital before transferring property into a company.Inheritance Tax Allowances Explained£325,000 nil-rate band per person, plus £175,000 residence nil-rate band (if passing main home to direct descendants).Married couples can combine for up to £1 million, but the rules are technical and not inflation-linked.Family Investment Companies (FICs)FICs provide flexibility in dividend planning, control, and succession.Can be set up new or by converting existing companies; often used in combination with trusts for asset protection.Smart Moves for Business OwnersAlphabet shares for flexible dividend planning.Utilise directors' loan accounts, charge rent for company premises owned personally, and salary sacrifice schemes.SSAS pensions remain a powerful, underused tool.Planning for Exit or SaleEarly, proactive planning is essential—some reliefs require shares to be held for 24+ months.Options: third-party sale, management buyout, employee ownership trust (EOT), company purchase of own shares, or new holding company.EOTs: allow sale for 0% CGT if structured correctly, but success depends on a strong management team post-sale.Omar's Experience & PodcastOver a decade in finance, founder of ASWATAX (Leicester & London).Hosts “Talking Tax Podcast,” covering EOTs, IHT, R&D, and more.Contact DetailsWebsite: www.aswatax.co.ukEmail: omar@aswatax.co.uk or taxadvisory@aswatax.co.ukPractical TipsDon't delay—review your business and property structures now ahead of April 2026.Always seek bespoke, specialist advice before making structural tax decisions.Consider both current and future family/succession needs in your planning.Use comparative calculations to assess incorporation or restructuring benefits.Mention WealthBuilders if contacting Omar for tailored support.Resources MentionedJoin the Inheritance Tax Guide WaitlistWT103 - Employee Ownership Trusts w/ Chris BuddWT295 - The Exit Roadmap: How to Sell Your Business for Maximum Value w/ Chris SpratlingConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode of Decide It's Your Turn, Christina Lecuyer dives into why waiting for “perfect” keeps you stuck—and how embracing imperfection can actually move you forward faster. She challenges the victim mentality, showing how taking radical responsibility shifts you from feeling powerless to empowered. Christina shares personal stories and practical mindset shifts to help you spot the excuses holding you back, reprogram your thoughts, and start creating real opportunities in your life. If you've ever felt like your background, circumstances, or lack of privilege are keeping you from your goals, this episode will help you see what's truly possible when you decide to take ownership of your future.

What if you could quit your job, work from home, and build a million-dollar business in just two years?Derek and Courtney did exactly that, while raising two kids and starting from scratch with zero capital. In this episode, you'll hear how they left high-pressure corporate roles to launch a digital agency that hit $160K in its first year, scaled to $50K months in year two, and is now valued at seven figures.Whether you're burned out in a day job or scaling your own agency, this is the roadmap for building real wealth and freedom, without sacrificing your family life.Hit play and hear the raw, real story behind their million-dollar leap.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

Many rookies get into real estate investing to pursue financial independence, and going from single-family to multifamily investing can be a cheat code for reaching your financial goals even faster. Today's guest had a goal of 50 rental units that she was able to achieve in just four years, and in this episode, she shares how she built her real estate portfolio so quickly!   Welcome back to the Real Estate Rookie podcast! Today, Jessie Dillon returns to the show to update us on her recent investments. Last time we spoke, Jessie had just closed on her fifth unit, but she has made huge strides since then—buying 33 units in the last year alone. How did she do it? Stay tuned and you'll learn the keys to her rapid success, from the big pivot that helped her amass units faster to the real estate partnerships that have helped her buy bigger rental properties.   Jessie provides a clear roadmap that can take you from square one to achieving your long-term goals—maybe in as little as a few years. The best part? You can do it without a big bank account or any of the typical landlording headaches! In This Episode We Cover How Jessie scaled from zero to 50 rental units in just four years Building your portfolio faster with multifamily real estate investing How to find great real estate deals on the multiple listings service (MLS) in 2025 Must-have systems and processes for your real estate business How to boost your buying power with real estate partnerships And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-617 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Real Estate Pros podcast, Louis Bazan shares his journey from an accountant to a successful real estate investor. He discusses the importance of due diligence, understanding market conditions, and having clear investment goals. Louis emphasizes the significance of mindset in real estate investing and offers practical advice on identifying good properties and knowing when to buy. He also introduces his podcast, Authentic You, which focuses on personal growth and financial independence.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Join Mindy Jensen and Scott Trench on this episode of the BiggerPockets Money Podcast as they dive into the different types of FIRE. Financial Independence, Retire Early isn't a one-size-fits-all approach - it's evolved into multiple distinct paths, each designed to meet different lifestyles, risk tolerances, and financial goals. This comprehensive exploration will help you understand which version of financial independence makes the most sense for your unique situation. From traditional FIRE to coast, lean, barista, chubby, and fat FIRE, each approach offers its own timeline, savings requirements, and lifestyle implications. Whether you're drawn to the minimalist appeal of lean FIRE or you're more interested in fat FIRE's promise of maintaining a luxurious lifestyle in retirement, understanding these distinctions is crucial for mapping out your financial future. Scott and Mindy break down the math, mindset, and practical considerations behind each path, giving you the clarity to choose your FIRE strategy and start building a personalized roadmap to financial independence. This Episode Covers: The six main types of FIRE and what makes each one unique Specific savings requirements and timelines for each FIRE path Real-world pros and cons of traditional, coast, lean, barista, chubby, and fat FIRE Which personality types tend to succeed with each strategy How to match your lifestyle and goals to the right FIRE approach The sacrifices and trade-offs involved in each path Practical steps to get started on your chosen FIRE journey And SO much more! 00:00 The 6 Types of FIRE  01:12 Traditional FIRE 04:38 Coast FIRE 09:43 Barista FIRE 13:11 Lean FIRE 18:15 Chubby FIRE 22:07 Fat FIRE Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of Coast FIRE? It's a fresh approach to Financial Independence, Retire Early that doesn't mean walking away from work altogether. Instead, Coast FIRE is about saving aggressively in your early years so your investments can grow to cover retirement, giving you the freedom later to focus on passion projects, flexible work, or simply enjoying life without the financial pressure. Find the show notes, resources, and watch the video version at www.thewealthmindsetshow.com/s2e20Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

In the 100th episode of Boldin Your Money, host Steve Chen chats with community member Mark Eakle about his real-life money journey. Mark shares how he went from relying on pensions to taking charge with 401(k)s, paying off his house, and helping his daughters graduate debt-free. He talks about the lessons he learned along the way—like starting early, sticking with it, and letting compounding work its magic. Mark also explains how being part of a small group of Boldin users keeps him motivated, accountable, and confident about his financial future

We're celebrating 300 episodes and 5 years of the REL Freedom, the real estate investing podcast designed to help you build wealth, grow your business, and create financial freedom. In this special anniversary episode, host Mike Swenson shares the origin story of the podcast, the biggest lessons learned from interviewing top real estate investors, entrepreneurs, and industry leaders, and some behind-the-scenes stories from the journey. You'll hear insights on passive income, short-term rentals, multifamily investing, and strategies for long-term success in real estate. Plus, get a sneak peek at what's ahead for the show as we continue to bring you proven strategies, expert advice, and inspiring stories to fuel your investing journey. Whether you're new to real estate or a seasoned investor, this milestone episode is packed with reflection, gratitude, and practical takeaways to help you succeed.Follow Mike

In this episode, Kevin and Christian break down 21 practical ways to generate recurring income, drawing on the WealthBuilders “Seven Pillars of Wealth” framework. They explore both traditional and entrepreneurial strategies, offering actionable ideas for homeowners, business owners, investors, and anyone looking to build more reliable income streams. Whether you're just starting your wealth-building journey or looking to diversify, you'll gain fresh insights, real-life examples, and clear steps to help you take action and move closer to financial independence.Key TakeawaysThe Seven Pillars of Wealth:Understand the core asset classes—home capacity, pensions, investments, property, business, intellectual property, and joint ventures—and how each can generate recurring income.21 Practical Income Ideas:Learn actionable strategies within each pillar, from renting out a room in your home to leveraging intellectual property and collaborating on joint ventures.Traditional vs. Entrepreneurial Pillars:Discover the difference between “parked money” assets (like your home or pension) and proactive, entrepreneurial pillars (like business and IP) that can accelerate your path to financial independence.Customising Your Wealth Plan:Why you don't need all seven pillars—just a focused approach on the ones that fit your skills, resources, and interests.Real-Life Examples:Hear stories from WealthBuilders members who've used these strategies, including creative uses of SSAS pensions, building property portfolios, and launching subscription businesses.Community & Collaboration:The power of learning from others, sharing ideas, and building wealth together within a supportive community.Episode HighlightsThe “light bulb moment” of seeing wealth through the lens of recurring incomeHow to assess your current income streams and spot new opportunitiesStep-by-step examples for each pillar, including:Home capacity: Rent-a-room, equity release, creative use of spacePensions: SSAS loanbacks, consolidating lost pensions, lending from your pensionInvestments: Dividend stocks, options trading, crowdfundingProperty: Rental income, commercial-to-residential, rent-to-rent strategiesBusiness: Subscription models, membership sites, gateway/affiliate businessesIntellectual Property: Books, courses, licensing, franchisingJoint Ventures: Referral income, strategic partnerships, collaborative dealsThe importance of taking action—choosing one or two strategies to startHow to avoid common pitfalls like “delegating into abdication” with your assetsResources MentionedWealthBuilders' “Seven Pillars” frameworkWhat is a SSAS PensionGovernment pension tracing servicesConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Chintan went to the US for his MS and spent close to 17 years before moving to India. He was working in supply chain/ manufacturing industry. He talks about his background, life in US, planning the move and financial independence. He talked about his reasons to move back to India and how his life is after the move. Very insightful and candid conversation.   Chapters 0:00 Introduction 2:03 Background 2:52 How was life in US 4:15 Why move out of US? 6:45 Pulling factors to move to India 7:46 Planning the move? 10:56 Your framework to determine corpus number? 13:00 Career opportunities for manufacturing/supply chain in India? 16:41 How is life in India? 19:17 Any surprises living in India? 20:47 Anything you would do differently? 22:07 Anything that we didn't cover? 23:22 Cost of living in India? 25:03 Immigration status 26:55 Advice for future aspirants?

Hey Journeyers! I'm back on the mic after taking the summer off. In this solo episode, I'm reflecting on what it means to truly live financial freedom, not just chase it. Over the last few months, I've stepped back from hustle mode to embrace rest, family time, and the flexible lifestyle I've worked so hard to create. I'm sharing candid updates about my summer sabbatical, how I balance business with family life, and the lessons I've learned about honoring the season you're in. From budgeting less rigidly to leaning into the “commander stage” of financial independence, I talk about the power of preparation, setting boundaries, and redefining productivity. This isn't an episode packed with hard financial tips, but it's full of observations, encouragement, and reminders to honor where you are on your own journey. In this episode I share: ✨ Why I intentionally take summers off and how I plan for it ✨ The freedom (and challenges) of embracing slower, less productive seasons ✨ How I budget and set up my finances to allow for sabbaticals ✨ The importance of knowing your current “Journeyer Stage” ✨ Lessons on comparison, privilege, and building financial flexibility ✨ My reflections on what's next for Journey to Launch Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

In today's episode, I spoke with Marian, who in turn spoke on behalf of herself and her husband, Jon. Originally from the Netherlands and now based in New Zealand, they're in the middle of a big transition, preparing to sell their home in the greater Wellington region and move down to Canterbury as they edge closer to semi-retirement. It's a big transition in many ways, but moving location is something this couple have regularly done throughout their lives, and Marian in particular enjoys the whole process of heading off to live in a new house and discover a new area. Today's episode gave me a fascinating insight into growing up and working in the Netherlands, and how and why a couple would want to give all of that up to move to New Zealand. Born savers, these two have always had their eye on their wallet, and that simple habit, of living on less than you make, has certainly been a big part of their success today. But forays into using a financial advisor and investing in rental property didn't serve them well when they tried to take that next step into investing. It was really only when they stepped back and decided to educate themselves and manage their own index fund investments that they got off the side roads and onto the freeway to financial independence. Now, with a move to Te Waipounamu ahead and the ability to step back from full-time work, Marian and Jon are at an exciting stage of life, still aiming to reach their financial goals, but with the freedom to shape what the future looks like.

Steph was living the dream, or so it looked on paper.A secure teaching job. Two beautiful kids. A loving husband.But behind the scenes? She was drowning, exhausted and stuck... wondering if this was really it.Then her brother took the Digital Investors Program, and told her to do the same. The rest was history.In just 12 months, Steph walked away from her teaching job, built a $70K digital agency from scratch, and started creating a life her past self never would've believed. One where she earns more than she ever imagined and has the freedom to raise her kids the way she wants.In this episode, you'll hear:* The mindset shift that made it all possible (and it wasn't a marketing tactic)* How she made $70K in her first year in business with no prior business experience (she was a teacher).* The moment she realised there's no ceiling on what she can earn - only what she believes.* Why her next goal is to retire her husband and rewrite the rules of what's possible for mumsIf you've ever felt stuck, like you're trapped under a glass ceiling, this is the episode that will shatter it.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

In this episode, Christina shares her insights on entrepreneurship, emphasizing the importance of alignment between personal values and business goals. She discusses the challenges of being a business owner, the significance of strategy and mindset, and the reality of managing revenue and expenses. Christina encourages listeners to redefine success beyond mere financial metrics and to take actionable steps towards their goals, while also highlighting the unique advantages of being a business owner. 

There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting small with savings, and the invaluable impact of community on one's financial journey. Strategies such as evaluating expenses and adopting an action-focused mindset are crucial. The duo explores essential concepts like the 4% rule, the significance of compound interest, and how everyday expenses can affect one's FI number, leading to powerful benefits over time. This episode serves as both a refresher for seasoned FI enthusiasts and a primer for newcomers. Key Takeaways: Understanding FI enables individuals to regain control over their finances and lives. Saving money is about liberation, not deprivation; small changes can yield significant benefits over time. The power of community is invaluable in the FI journey; joining groups can provide motivation and insights. Evaluating and optimizing expenses can lead to increased savings and a lower FI target. The 4% rule helps determine how much one can safely withdraw from retirement savings. Timestamps: 00:00:00 - Podcast Intro 00:01:08 - Introduction of Jackie Cummings Koski 00:03:02 - Back to Basics of FI 00:04:31 - Defining Financial Independence 00:08:23 - Importance of Saving Money 00:12:07 - Building Habits 00:46:07 - Understanding Your FI Number 01:01:02 - Community and Support 01:09:24 - Conclusion Important Quotes: "FI means financial independence; RE means retiring early." (00:04:31) "Saving money liberates you, it's not deprivation." (00:08:23) "Empower yourself by changing your financial dynamic." (00:05:40) "In investing, doing less often yields more." (00:24:40) "Save $100/month to potentially lower your FI target by $30,000." (00:47:04) Actionable Takeaways: Track Your Expenses: Start examining where your money goes to identify areas for potential savings. (Timestamp: 00:41:19) Join a Community Group: Participate in a local ChooseFI group to gain support and motivation. (Timestamp: 01:01:02) Develop Saving Habits: Make a habit of saving even small amounts each month to establish a strong financial foundation. (Timestamp: 00:12:07) Discussion Questions: How can tracking expenses help in achieving financial independence? (Timestamp: 00:41:19) What strategies can the community provide for those just starting their FI journey? (Timestamp: 01:01:02) Related Resources: F.I.R.E for Dummies Book: Link (Timestamp: 00:02:43) Catching Up to FI Podcast: Link (Timestamp: 01:09:22)

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3280: ESI shares how smart real estate investments funded his early retirement, showing how cash purchases, renovations, and professional management turned properties into high-yield, low-effort income sources. He outlines the key advantages of real estate, from strong returns and reliable retirement income to creativity and flexibility, while stressing the importance of focusing on cash flow over appreciation. Read along with the original article(s) here: https://esimoney.com/why-you-should-invest-in-real-estate/ Quotes to ponder: "I net approximately 10% a year and my places have appreciated 45% to boot." "I spend about two hours a month managing them, and they account for 70% of my retirement income." "The worst thing I did: didn't buy enough. I would have had twice the number of places and currently be making a fortune." Episode references: The Book on Rental Property Investing: https://www.amazon.com/Book-Rental-Property-Investing-Passive/dp/099071179X The ABCs of Real Estate Investing: https://www.amazon.com/ABCs-Real-Estate-Investing-Investors/dp/1937832031 How to Invest in Real Estate: https://www.amazon.com/How-Invest-Real-Estate-Beginners/dp/1947200984 Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlock Your Potential: The Keys to Financial Freedom & Inspiring Others!

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on one of the most popular and controversial trends in personal finance today: the FIRE movement — Financial Independence, Retire Early. After more than 30 years as a CPA, entrepreneur, and financial educator, I've witnessed countless people chase the dream of early retirement, only to find themselves back at work faster than a market crash.Today, I'm digging into the 8 biggest problems with FIRE that no one's really talking about. If you've ever thought about retiring early, or you're already hustling toward financial independence, this episode will help you rethink your strategy so you don't sacrifice the best years of your life for a number on a spreadsheet. I'm sharing real stories, personal experiences, and the specific pitfalls that can turn FIRE from financial independence into a life of frugality, stress, and missed opportunities.Plus, I'll be walking you through my lifestyle cost calculator—yours for free—so you can finally figure out what your freedom actually costs (hint: not the number you see on Instagram).IN TODAY'S EPISODE, I DISCUSS:Why the extreme savings rates in FIRE are like financial crash dietingWow chasing an early retirement number can actually train you to avoid joy in lifeOver-reliance on the 4% rule and market performanceWhat really happens when your career suddenly stopsWhy FIRE isn't equally accessible to everyone,What most FIRE advocates ignore about medical costsMy four-step roadmap to financial independenceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3277: Jill reflects on the emotional and relational shifts that occur when one partner retires early while the other continues working. She shares candid lessons about identity, expectations, and creating new rhythms together, offering perspective for couples navigating different paths to financial independence. Read along with the original article(s) here: https://www.madfientist.com/spouse-early-retirement/ Quotes to ponder: "Early retirement is amazing, but it does introduce some unique challenges if your spouse is still working." "When your identity and self-worth have been tied to your job for so long, it can be hard to adjust when that job suddenly disappears." "Just because you're not working doesn't mean you can't be productive or contribute in meaningful ways." Episode references: The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Practical/dp/145360121X Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting your spouse on board with financial independence isn't always easy ... especially when FIRE feels like a radical concept. In this episode, Andy Hill shares practical tips for inviting your partner into the journey without causing tension, from asking fun life questions to defining your own version of FIRE together. We also highlight Sunny and Sunmarie Burns from the FamVestor YouTube channel, who grew their net worth to over $3 million in their 30s while raising five kids. They reveal how frugal living, real estate investing, and shared family goals helped them achieve financial freedom. Finally, Andy brings his son Calvin on for a fun money quiz, testing his knowledge of financial independence and teaching lessons the whole family can enjoy. Podcast Chapters: 00:00 – Intro: Why relationships come first on the FIRE journey 01:00 – Listener question: How do I get my spouse on board with financial independence? 02:15 – Common mistakes Andy made early in his marriage 04:20 – Step 1: Ask your spouse fun life questions 06:50 – Step 2: Share your passions and desires too 09:30 – Step 3: Define FIRE together on your own terms 09:32 – Net Worth Win: Sunny & Sun Marie Burns (FamVestor) 13:00 – Saving $75k by living with family 15:00 – Their first house hack and rental property 20:45 – Building wealth through 12 rental units 25:40 – Breaking down their $3M+ net worth 27:40 – Generational wealth for their kids 31:40 – Life after leaving a corporate career 34:39 – Key advice for aspiring families 36:53 – Where to find Sunny & Sun Marie online 38:01 – Money Quiz with Calvin Hill 45:56 – Closing quote from Maya Angelou RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Money expert Jamila Souffrant shares the steps you can take today to begin your journey towards financial freedom. ___ Learn the steps you can take in 2025 and beyond to be on the way to true financial freedom! Back in the guest chair is money expert Jamila Souffrant who will teach us dream drivers how we can cruise towards wealth and happiness as we tackle our #dreamdriving goals. Jamila Souffrant is the author of the new book "Your Journey To Financial Freedom A Step-by-Step Guide to Achieving Wealth and Happiness" and the host of the Journey To Launch podcast. She is considered a go- to thought leader in the personal finance field and her work has been featured in BuzzFeed, ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. Note: This episode originally aired in January 2024. Some of the things we discuss in this episode include: Jamila's path to financial freedom and financial independence The changes Jamila made to become financially free Why Jamila defines herself as a millionaire The 5 Journeyer Stages you need to travel to in order to reach financial independence How to train your mindset and habits The deeper issues that may be limiting your ability to reach financial freedom The importance of investing in yourself SUPPORT DREAMS IN DRIVE: https://www.dreamsindrive.com/donate SIGN UP FOR OUR WEEKLY NEWSLETTER – THE KEYS: https://www.dreamsindrive.com/join FIND JAMILA ON: Instagram: http://www.instagram.com/journeytolaunch Instagram: http://www.instagram.com/jamillasouffrant FIND RANA ON SOCIAL: Instagram: http://instagram.com/rainshineluv Twitter: http://twitter.com/rainshineluv  

Christina sits down with guest Laura Benson to unpack what really happens when you sell a business, beyond the balance sheet. Together, they dive into the emotional highs and lows of letting go, the hidden challenges owners face, and what it takes to navigate such a life-changing transition with clarity and purpose.Laura shares how redefining success means looking past financial gain and finding fulfillment, connection, and legacy in the next chapter. From the toll business ownership takes, to the power of community, to the surprising journey of self-discovery that follows, this conversation is a must-listen for entrepreneurs and leaders at any stage.At its core, this episode is about more than money, it's about building a life of meaning, serving others, and leaving something that lasts.Follow Laura's journey on instagram 

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”It's tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? God's Word points us toward a far better kind of freedom.In recent years, financial independence has become a cultural ideal. People long to be self-sufficient, debt-free, and free to pursue their passions. While these desires can be wise, they also carry a subtle danger: believing we don't need anyone—including God.The Warning of the Rich FoolThis temptation isn't new. In Luke 12, Jesus told a parable about a wealthy man who thought he had “made it”:“I will tear down my barns and build larger ones, and there I will store all my grain and goods. And I will say to my soul, ‘You have ample goods laid up for many years; relax, eat, drink, and be merry.'”But God's response was sobering:“Fool! This night your soul is required of you, and the things you have prepared, whose will they be?”The man's sin wasn't wealth itself—it was trusting in wealth instead of God. His independence became his idol. In contrast, Proverbs 30 records a prayer from Agur:“Give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the Lord?' or lest I be poor and steal and profane the name of my God.”Agur understood the heart of stewardship: daily dependence on God. Too little can lead to desperation; too much can lead to pride. The goal isn't independence, but faithful reliance on the Lord.Three Questions to Evaluate Your GoalsAs you think about your own financial journey, consider these questions:Am I placing my trust in money? Retirement savings and emergency funds are wise, but security must come from God, not a balance sheet.Am I trying to eliminate work entirely? Work is part of God's good design. Even in retirement, we're called to meaningful contribution.Am I paying off debt just for myself? Debt-free living is good, but its ultimate purpose is to gain the freedom to serve, give, and advance God's Kingdom.So, is financial independence biblical? It depends.If independence means replacing God with money, then no.If independence means freedom for generosity, stewardship, and dependence on God, then yes—it reflects something greater than wealth: a life rich toward God.Scripture reminds us that “He richly provides us with everything to enjoy” (1 Timothy 6:17) and that “every good and perfect gift is from above” (James 1:17). But those gifts were never meant to replace the Giver.A Resource for Going DeeperIf you'd like to explore this more, check out our 4-Week study, Rich Toward God. This study walks through Jesus' Parable of the Rich Fool in Luke 12, helping you discover what truly drives your financial decisions and how to align your resources with God's Kingdom purposes.You can get your copy—or place a bulk order for your church or small group—by visiting FaithFi.com and clicking the Shop tab.On Today's Program, Rob Answers Listener Questions:I've had multiple jobs with 401(k) benefits over the years, but I've struggled to stay organized with my finances. How can I get a handle on everything, and would it be wise to work with a financial advisor?My 16-year-old daughter received a $200,000 settlement after being hit by a car. Once she turns 18, she'll gain full access to the money, and I'm very concerned she'll misuse it. What options do I have to protect her from receiving it all at once?I have an adult son with autism who is on the Florida Med Waiver, which limits him to $2,000 in his checking account. I'm worried about how he'll be provided for in the future. Is there a way to set aside money for his care without affecting his benefits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceABLE National Resource CenterUnderstanding ABLE Accounts With Matt Syverson (Faith and Finance Episode)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Scott Trench once felt limited in a corporate job, questioning whether financial freedom before retirement was even possible. Afraid of wasting decades climbing the corporate ladder for incremental raises at the cost of his freedom, he embraced frugality, disciplined saving, and smart investing. By the age of 27, he had achieved financial independence. In this episode, Scott shares his Financial Independence, Retire Early (FIRE) journey and actionable strategies for building wealth early, empowering you to reach financial freedom long before retirement. In this episode, Hala and Scott will discuss: (00:00) Introduction (02:23) From Early Career to BiggerPockets CEO (08:47) Scrappy Lessons and Startup Growth Hacks (13:51) Scaling BiggerPockets: Strategy and Growth (19:18) How BiggerPockets Makes Money (26:42) Stepping Down as CEO to Become a Full-Time Creator (30:14) The FIRE Movement and Its Evolving Models (39:47) Frugal Living, Wealth Building, and Saving Hacks (45:51) Smart Real Estate Strategies for Beginners (57:59) Different Paths to Financial Independence Scott Trench is a real estate investor and former CEO of BiggerPockets, the world's largest community for real estate investors. He co-hosts the BiggerPockets Money podcast, sharing insights on personal finance and wealth building. Scott is the bestselling author of Set for Life and a leading voice in the FIRE (Financial Independence, Retire Early) movement, promoting strategies for financial planning, investment, and early retirement. Sponsored By: Airbnb - Find yourself a cohost at airbnb.com/host  Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting  Open Phone - Get 20% off your first 6 months at OpenPhone.com/profiting.  DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting  SKIMS - Shop SKIMS Fits Everybody collection at SKIMS.com  Policy Genius - Secure your family's future with Policygenius. Head to policygenius.com/profiting  Masterclass - Get an additional 15% off any annual membership at https://masterclass.com/profiting  BitDefender - Save 30% on your subscription at bitdefender.com/profiting  Resources Mentioned: Scott's Book, Set For Life: bit.ly/SetforLife  Scott's Instagram: instagram.com/scott_trench  Scott's Podcast, BiggerPockets Money: bit.ly/BPMP-apple  Scott's YouTube, BiggerPockets Money: bit.ly/BPM-YouTube  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Risk Management, Business Coaching, Finance Podcast.

"Benefits aren't just a line item. They are a powerful lever for quality wellness and long-term success." - Brandy Burch Brandy Burch is the founder and CEO of Benefit Bay, a platform revolutionizing employer healthcare delivery through individual health reimbursement arrangements (ICHRAs). With over 15 years of experience as a former HR and financial executive, Brandy brings unparalleled insight into modernizing benefit systems. A dynamic national speaker and thought leader in benefits strategy, she is passionate about creating flexible and transparent coverage models that prioritize inclusivity, particularly for women and working parents. As a mother of six, Brandy's personal experiences fuel her mission to empower individuals financially by redesigning outdated systems.   Episode Summary: In this compelling episode of "Oh, My Health... There is Hope!" host Jana Short welcomes Brandy Burch, the dynamic founder and CEO of Benefit Bay. With a profound background in HR and finance, Brandy discusses her wealth of experience crafting innovative healthcare solutions for employers and the working class. As a dedicated advocate for women and working parents, Brandy dives into the importance of modernizing benefit systems, pushing the conversation on the necessity for transparent and flexible healthcare models.   Throughout the conversation, Brandy opens up about her journey from a divorced mother of six to a successful entrepreneur, illustrating how personal hardships shaped her professional ethos. The episode explores pressing topics such as the financial empowerment of individuals through proper health coverage, gender disparities in workplace compensation, and the critical need for women to assert their value in a corporate setting. Listeners will walk away inspired by Brandy's expertise and passion for building inclusive, people-first work environments.   Key Takeaways: Empowerment through Healthcare: Brandy Burch emphasizes that employers should prioritize transparent and flexible healthcare models to empower employees, especially women and working parents. The Importance of Self-Valuation: Women often undervalue their worth in the workplace. Burch emphasizes the crucial importance of women recognizing and valuing their worth. Personal Resilience: Brandy shares her personal story of overcoming adversity, from divorce to thriving as a CEO, highlighting the transformative power of perseverance. Strategic Financial Planning: The episode emphasizes the importance of both individuals and companies prioritizing forward-thinking financial strategies to ensure long-term success. Role of Employers: Demonstrates how employers can help dismantle outdated systems and create inclusive environments by recognizing and investing in their human capital.   Resources: https://www.benefitbay.com/ https://www.instagram.com/benefitbay/?hl=en https://www.facebook.com/benefitbay/ https://www.linkedin.com/company/benefitbay/ https://x.com/BenefitBay/status/1444812060676661260   Get a free subscription to the Best Holistic Life Magazine, one of the fastest-growing independent magazines centered around holistic living: https://bestholisticlife.info/BestHolisticLifeMagazine. Get in touch with Jana and listen to more podcasts: https://www.janashort.com/ Show Music ‘Hold On' by Amy Gerhartz: https://www.amygerhartz.com/music. Grab your FREE gift today: https://bestholisticlife.info/BestHolisticLifeMagazine Connect with Jana Short: https://www.janashort.com/contact/

Vanessa Van Edwards, a best-selling author and behavioral researcher on professional communication and leadership, joins the Journey To Launch podcast to discuss science-based communication insights and give actionable social skills tips to advance your career, relationships, and overall life. We also chat about navigating stereotyping and biases , the importance of making definitive decisions about personal connections, leveraging cues to shape perception, and more. More than 50 million people have seen Vanessa on YouTube and in her viral TED Talk. She has been featured in Entrepreneur, CNN, CBS, and more. Her book, “Captivate: The Science of Succeeding With People,” has been translated into 17+ languages and her latest book, “Cues: Master The Secret Language of Charismatic Communication," was an instant best seller.  In this episode you'll also learn more about: Actionable posture tips and desk setups to optimize how others perceive you How to recognize if you have weaker people skills and what you can do to improve them  Why we should go into interactions wondering how we can like the other person more The Halo Effect, the definition of a “sticky person,” why charisma is just as important as a lucrative idea + more Other related blog posts/links mentioned in this episode: Captivate: The Science of Succeeding with People Cues: Master the Secret Language of Charismatic How to Win Friends & Influence People A Model of (Often Mixed) Stereotype Content: Competence Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Vanessa: ScienceOfPeople.com Instagram:@VVanEdwards Facebook.com:@VVanEdwards Twitter.com:@ScienceOfPeople Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide