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This week, we're getting real about financial independence and why it doesn't have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes. If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We're talking index funds, cash cushions, mindset shifts, and how to build resilience when you're inundated with questionable financial advice. Resources and Links: JL Collins' Blog The Simple Path to Wealth (2025 Edition)
In this month's Smart Planning segment, a financial advisor discusses when it might make sense to scale back your 401(k) contributions. Is it safe to invest right now? Should you keep contributing to your retirement account when the economy feels uncertain? Hosts Sean Pyles and Elizabeth Ayoola discuss how to navigate turbulent financial times by focusing on long-term investing strategies and what you can control. They break down what's going on with recent stock market activity, why the dollar is weakening, and how investors can stay the course by understanding their risk tolerance and using tools like dollar-cost averaging. They also touch on emotional investing and offer practical ways to handle market anxiety without pulling back on your financial goals. Then, Elizabeth welcomes Ross Anderson, founder of Craftwork Capital and co-host of the Check Your Balances podcast, to answer a listener's question about whether to reduce 401(k) contributions due to fears about job security. They discuss how to evaluate whether you're holding too much cash, the trade-offs between contributing to retirement versus living for today, and how the FIRE (Financial Independence, Retire Early) movement can work even if you start later in life. They also cover the impact of retiring abroad, how international taxes can complicate your strategy, and why certain insurance products might not match your goals. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match Learn about dollar-cost averaging as a strategy to reduce the impact of volatility by spreading out your stock or fund purchases over time so you're not buying shares at a high point for prices: https://www.nerdwallet.com/article/investing/dollar-cost-averaging-2 In their conversation, the Nerds discuss: investing during market volatility, dollar cost averaging, stock market downturn 2025, how to manage risk tolerance, emotional investing, investment risk capacity, long-term investing strategy, FIRE movement explained, barista FIRE, how to retire abroad, retiring in Portugal, retiring in Italy, buying a home in Europe, saving for early retirement, high-yield savings account vs investing, when to reduce retirement contributions, investing vs lifestyle spending, how to handle market swings, tax rules for expats, international index funds, when to use a brokerage account, what to do in a market downturn, life insurance for retirement planning, long-term capital gains tax, when to sell stocks for retirement, CDs vs savings account, risk tolerance vs risk capacity, and when to rebalance investments. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Disclaimer: This podcast is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here.
Aussie Firebug is one of the biggest names in the Australian FIRE (Financial Independence, Retire Early) community. In today's episode of the podcast we catch up with Aussie Firebug, aka Matt, and unpack the past 10 years of his FIRE journey and what has changed along the way.Tune in to hear: Why Matt originally decided to pursue FIRE and his original goalsHow we managed to save 70% of his after-tax income Why his views on FIRE started to change The investment strategy he pursued to build a $1.5m portfolio How he thinks about FIRE now Advice he would share to anyone starting out on FIRE today Whatever your view on FIRE, this was a great conversation to hear how one ordinary Australian used investing in stocks and property to achieve financial freedom and give himself choice in his life. —------Want to get involved in the podcast? Record a voice note or send us a message—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Check out the Equity Mates TikTokKeep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, we wrap up with Part II of my conversation with Jacob Schroeder of Kiplinger. We continue discussing the concept of "F.I.R.E." -Financial Independence, Retire Early. We talk about: -How FIRE participants can access funds prior to age 59 1/2- "Rule of 55" & "SEPP 72(t)" -What are some common characteristics of people who successfully implement a FIRE strategy? -What if you are retired and bored? *this episode was recorded in video format, and will soon be available on our channel: YouTube Connect with Loren: Share More & Get in Touch Podcast Page More from Jacob Schroeder: Substack | LinkedIn Kiplinger Articles
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to retire early or take control of your time? Brian and Bo break down the FIRE and FINE movements, covering saving strategies, withdrawal rules, and how to align your money with your purpose to live life on your terms. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
#389 In this final episode of our three-part series with financial expert Adam Carroll, we're exploring innovative strategies for achieving financial freedom. Carroll introduces us to his groundbreaking "SHRED method," a system designed to accelerate the payoff of mortgages and high-interest debt using bank systems and home equity lines of credit (HELOC) effectively. He stresses the importance of understanding the energetics and psychology of money, alongside prudent expense management and strategic reduction of major lifetime costs like taxes and debt interest. Throughout the discussion, Carroll shares invaluable tips for wealth creation, tax minimization, and real estate investment. He emphasizes the need for disciplined spending, consistent income, and a willingness to adopt a fresh perspective on money management to succeed with the shred method. Additionally, Carroll dives into the FIRE movement (Financially Independent, Retire Early), offering guidance for individuals at different stages of their financial journey. He highlights the potential to leverage current assets and income to significantly enhance long-term financial stability and freedom. Join us as we conclude this series with a wealth of insights and practical advice for mastering your finances and building a path to lasting prosperity and freedom. (Original Air Date - 4/19/24) What we discuss with Adam: + Diving Deep into Debt, Mortgages, and the Shred Method + The Real Cost of Debt and How to Minimize It + Exploring the Shred Method: A Revolutionary Approach to Debt + Understanding the HELOC Strategy and Its Impact + Exploring Underutilized Financial Strategies + Navigating Estate Settlement and Early Retirement + The Shred Method: A Game-Changer in Debt Management + Embracing the FIRE Movement for Financial Independence + Strategies for a Comfortable Retirement + The Power of the Shred Method in Real-Life Scenarios + Final Thoughts on Financial Health and Wealth Building + Reflecting on the Journey and Future Possibilities Tune in for more with Adam in Parts 1 and 2 of this series! Links and resources from this episode: The Shred Method Use code: "MU" at checkout to save $300! Thank you, Adam! Thank you Adam for a value packed episode and for sponsoring the show! Check out Adam's Full TedX Talk, and if you'd like to connect with him on Linkedin click here. For more information go to MillionaireUniversity.com To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/millionaire. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
In this week's episode of the Rich Habits Podcast, Robert and Austin share the step by step blueprint on how anyone can retire early.---
Many people would love to #retire early, but aren't quite sure how to set things up to do so. In this episode of #MoneyGuidewithMarySterk, we share 10 tips to retire early#vacation #savings #assets #income #paycheck #wealth #401k #IRA #IRS #investments #socialsecurity #equity #discipline Feat Mary Sterk & Julie ChadwickSubscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today!Follow us on FacebookFollow us on LinkedinSubscribe on YoutubeFollow us on Twitter
In this episode of the podcast, the host welcomes Ari Taublieb CFP, the host of the Early Retirement Podcast, to discuss the ins and outs of early retirement. Ari shares his journey from a would-be professional soccer player to a certified financial planner disenchanted with traditional financial strategies aimed at the ultra-wealthy. He critiques the FIRE (Financial Independence, Retire Early) movement, advocating instead for Financial Independence and Recreational Employment. Ari emphasizes the importance of planning for personalized financial goals rather than adhering to broad and often misleading retirement formulas. The discussion covers a wide range of topics including the utility of brokerage accounts, the impact of taxes on retirement planning, and the 4% rule. Ari offers practical advice on achieving financial independence without sacrificing quality of life, while also offering resources like his Early Retirement Academy to help listeners design their own early retirement plans. 00:00 Welcome and Introduction to the Guest 00:39 Ari's Perspective on Early Retiremen t 02:37 Ari's Journey to Early Retirement Advocacy 04:51 Advice for Nurses Considering Early Retirement 06:09 The Power of Investing for Early Retirement 09:40 Planning for Big Expenses in Retirement 12:46 Critique of the 4% Rule and Alternative Strategies 15:04 Navigating Market Fluctuations in Retirement 15:34 The 4% Rule and Financial Flexibility 16:32 When to Seek Financial Advice 17:45 The Importance of Self-Education in Finance 18:41 Investment Accounts for Early Retirement 20:33 Tax Strategies for Early Retirement 23:05 Planning for Early Retirement 25:16 Redefining Retirement and Personal Goals 27:58 Resources and Recommendations To connect with Ari: @earlyretirementari If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. If you want to connect with Ellaine, follow her on: Instagram: @nursewhoinvests TikTok: @nursewhoinvests Blog: nursingflowsheet.com , nursewhoinvests.com Download my free checklist on what you need to do before investing: PREREQ CHECKLIST “Stay Hydrated and Stay Invested!” - your rich nurse bestie SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.
More Americans than ever before are retiring early due to seven key factors reshaping our approach to work and retirement planning.• COVID-19 accelerated early retirements with 2.6 million more people retiring during the pandemic than expected• Average retirement age dropped from 64 in 2019 to 62 in 2022, one of the sharpest declines in decades• The FIRE movement (Financial Independence, Retire Early) has grown by 300% in searches between 2018-2023• Strong market performance created record numbers of 401(k) millionaires• Remote work flexibility enables 40% of workers to retire 2-5 years earlier than previously planned• 68% of Americans have reprioritized work-life balance with 47% willing to accept lower income for more freedom• Health concerns prompted 25% of early retirees to leave the workforce sooner than expectedAdvisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Viewer or listener comments shared publicly are unsolicited and do not reflect the views or experience of Root Financial. We do not verify or endorse any statements made in public forums. Root Financial does not provide tax or legal advice. Tax planning topics discussed are considered in the context of broader financial planning and should not be relied upon as a substitute for professional tax or legal counsel. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship. To learn more about Root or to explore working together, please visit www.rootfinancialpartners.com. If you want help with your early retirement, reach out to Root Financial Partners or consider the Early Retirement Academy to access planning tools and resources.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.
In this episode, I talked about the concept of financial freedom and shares three impactful lessons from my journey as a nurse. I explained what financial independence and the FIRE movement (Financial Independence Retire Early) are, and highlight my achievement of 'Coast FI,' a state where one's investments grow to cover retirement expenses without further contributions. The three main lessons shared are: 1) Money is a tool, not a goal, urging listeners to use money intentionally to create the life they want; 2) Investing is more powerful than merely earning more, emphasizing the importance of starting early to take advantage of compound interest; 3) Financial freedom is built on systems, not willpower, stressing the need for automated, consistent financial habits. If you want to learn about FI/RE movement, REGISTER HERE TO GET EARLY BIRD pricing for my financial independence/Retire early workshop for nurses. (NURSE WEEK SPECIAL) Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. If you want to connect with Ellaine, follow her on: Instagram: @nursewhoinvests TikTok: @nursewhoinvests Blog: nursingflowsheet.com , nursewhoinvests.com Download my free checklist on what you need to do before investing: PREREQ CHECKLIST “Stay Hydrated and Stay Invested!” - your rich nurse bestie SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.
Have questions? Send me a text hereDo you dream of building your business up and someday making a 7 or 8 figure exit? Maybe higher? There is one mistake that almost every entrepreneur makes that will kill that dream and can even cause serious issues while you are still the owner. In this episode we'll talk about what you need to do to avoid that problem and make your life a lot easier!You're invited to send me a text message by clicking the link above this description. You can ask a question, leave a comment or just say hello. I look forward to hearing from you!Subscribe to the Financial Momentum Newsletter where we discuss ideas and tools to build momentum in your business and life! The newsletter is FREE and delivered to your inbox once a week. Click here to subscribe! DISCLAIMER: This video/audio content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Revenue, Financial Momentum or Paul Ary are registered financial advisors, financial planners, attorneys, tax professionals or economists and the contents of this video and/or audio podcast should not be considered investment, financial, legal or tax advice. Your use of Financial Momentum or Real Estate Revenue's channel either on YouTube or on any audio podcast, and your reliance on any information from these sources is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, Instagram, Twitter, LinkedIn) for communications with The Financial Momentum Podcast, Real Estate Revenue or Paul Ary does not establish a formal business relationship. This is not financial advice. These are my personal opinions on real estate and the world in general.
Fear that early retirement is out of the question because you have too much debt? It's not game over. Whether you're debt-free or still chipping away at your student loans, today's guests are proof that FIRE is never too far out of reach—even if you've got half a million dollars in debt! Welcome back to the BiggerPockets Money podcast! Amirra and Mazi Condelee's first date was an all-timer. While many consider personal finance a taboo topic, they cut right to the money talk—specifically, debt. And it was a good thing they did because they've racked up a combined $500,000 in student debt. Most would assume this spells doom for financial independence, but Amirra and Mazi knew they could pay it off by increasing their income, cutting costs, and staying disciplined. In just five years, they've snowballed out of student loan debt and toward their long-term goal—retiring in their 50s. Now that this power couple is nearly debt-free, they're focused on saving for retirement. Tune in to learn what they still need to do to reach their (high) FIRE number, why they refuse to downsize their dreams, and how they plan to spend their retirement! In This Episode We Cover How Amirra and Mazi crushed $500,000 in student loan debt in just five years Best practices for paying off debt and fast-tracking financial independence How to determine whether your FIRE number is too high (or low!) The money conversations you and your partner NEED to have How to “travel hack” your way to FREE vacations (without spending more) And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-634 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
On this week's Money Matters, Scott and Pat explore how political forces are swaying the markets, plus the growing role of AI in shaping financial decisions. Next, they mediate a financial disagreement between a couple wondering if they should move long-term assets into cash. Finally, they check back in with a listener who wanted to know if he and his wife could retire early enough to truly enjoy their golden years. Find out what Scott and Pat advised—and whether he followed through. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.
Welcome back! I've been away for a bit, but ready to swing into another year of podcasting, and I have a lot of interviews lined up that I'm excited to share. For today's episode, Jacob Schroeder of Kiplinger returns to the show to share some of his research on the FIRE movement, which stands for "Financial Independence, Retire Early." We talk about: -What is FIRE and why do people get so excited about this? -On the flip side, what are some of the pitfalls of a FIRE strategy? -What is "Barista FIRE" and how is this different? -Why your risks can be magnified by retiring early, particularly "longevity risk." -How do FIRE enthusiasts flip the switch from saving and investing, to enjoying the fruits of their labor? *this episode was recorded in video format, and will soon be available on our channel: YouTube Connect with Loren: Share More & Get in Touch Podcast Page More from Jacob Schroeder: Substack | LinkedIn Kiplinger Articles
Kris Bryant spoke with media on Sunday, sharing insight into his recent injury status. Is there a path for him to retire? What's keeping him on the team? Christian Saez and Spencer Smith discuss on the DNVR Rockies podcast. Intro 0:00Circle of trust: 6:20Clint Hurdles' hitting coach debut: 18:00Why doesn't Kris Bryant retire?: 39:31Big League home run ball: 49:20City connect jerseys: 59:59 An ALLCITY Network Production PARTY WITH US: https://thednvr.com/events ALL THINGS DNVR: https://linktr.ee/dnvrsports SUBSCRIBE: https://www.youtube.com/c/DNVR_Sports Raising Cane's Rooftop Fridays: https://thednvr.com/event/friday-rooftop-club-at-coors-field-presented-by-raising-canes/ Monarch Money: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarchmoney.com/dnvr bet365: Go to https://www.bet365.com/hub/en-us/app-hero-banner-1?utm_source=affiliate&utm_campaign=usapp&utm_medium=affiliate&affiliate=365_03485318 or use code DNVR365 when you sign up. Must be 21+ and physically located in CO. Please gamble responsibly. If you or someone you know has a gambling problem and wants help call or TEXT 1-800-GAMBLER UCHealth: Learn more about Living Like There's A Tomorrow at https://www.uchealth.org/tomorrow/?utm_source=DNVR&utm_medium=Audio&utm_campaign=Brand_LLTIAT_Null_JFMFY25_AW_Null Visit Your Front Range Toyota Stores at a location near you - Toyota is the official vehicle of DNVR. Toyota - Let's Go Places! Get Coors Light delivered straight to your door with Instacart by going to https://coorslight.com/DNVR. Celebrate Responsibly. Coors Brewing Company, Golden, Colorado. Download the Gametime app, create an account, and use code DNVR for $20 off your first purchase. Terms apply. Exclusively for our listeners, Shady Rays is giving out their best deal of the season. Head to https://shadyrays.com and use code: DNVR for 35% off polarized sunglasses. Try for yourself the shades rated 5 stars by over 300,000 people. Check out FOCO merch and collectibles here https://foco.vegb.net/DNVR and use promo code “DNVR10” for 10% off your order on all non Pre Order items. Rugged Road: Gear up for your next adventure with Rugged Road Coolers - Your ultimate outdoor companion! Head to http://ruggedroadoutdoors.pxf.io/ALLCITY and use code DNVR for 10% off! Get 10 FREE meals at https://hellofresh.com/freerockies. Applied across 7 boxes, new subscribers only, varies by plan. When you shop through links in the description, we may earn affiliate commissions. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.
Amy Minkley is the founder of FI Freedom Retreats, a passion project that was born out of her love and gratitude for the F.I.R.E. (Financial Independence, Retire Early) movement and community. In this episode, she shares her journey to achieving financial independence (FI) while living in Bali, Indonesia. Amy gives us a glimpse into her lavish yet affordable lifestyle, spending only $30k a year. She details her frugal upbringing, early teaching career in Japan, and subsequent well-paid international teaching positions that allowed her to save aggressively. The episode also highlights Amy's contributions to the local Balinese community through the FI Freedom Retreats, aimed at educating and bringing together the FI community in Asia.
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Retirement planning isn't just about numbers—it's about lifestyle, relationships, and finding purpose. In this episode, I sit down with Christine Benz, Morningstar's Director of Personal Finance and the author of How to Retire, to explore the often-overlooked aspects of retirement beyond just saving and investing. We discuss how retirees can prepare for the social and psychological shifts that come with leaving the workforce, why spending in retirement can be just as challenging as saving, and the biggest disagreements among experts when it comes to managing your money in later years. Listen now and learn: ► Why the transition from saving to spending is so psychologically difficult ► The importance of relationships and social networks in retirement ► The most debated strategies for generating retirement income ► How to prepare for the cognitive challenges that come with aging Tune in for an insightful conversation that will help you build a retirement plan that's both financially sound and personally fulfilling. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. (02:43) Introduction: Christine's New Book & Why She Wrote It (04:57) Under-Discussed Factors in a Happy Retirement (08:19) Overcoming the Fear of Spending in Retirement (11:03) The Role of Relationships & Social Networks (13:47) Biggest Disagreements Among Retirement Experts (17:37) Should You Work Longer or Retire Early? (23:14) Christine's Bucket Approach to Portfolio Withdrawals (28:56) What Was Missing from the Book? (32:16) The Future of Retirement Planning Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.
Have questions? Send me a text hereRV parks can be a great investment and a great money maker. They can make a very profitable business, a great retirement income, or a good financial backstop to protect your current business. But, there are some very important items to watch out for when doing an RV park deal. In this episode I go over 3 of those items in detail so you can be sure to include them in your due diligence process. You're invited to send me a text message by clicking the link above this description. You can ask a question, leave a comment or just say hello. I look forward to hearing from you!Subscribe to the Financial Momentum Newsletter where we discuss ideas and tools to build momentum in your business and life! The newsletter is FREE and delivered to your inbox once a week. Click here to subscribe! DISCLAIMER: This video/audio content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Revenue, Financial Momentum or Paul Ary are registered financial advisors, financial planners, attorneys, tax professionals or economists and the contents of this video and/or audio podcast should not be considered investment, financial, legal or tax advice. Your use of Financial Momentum or Real Estate Revenue's channel either on YouTube or on any audio podcast, and your reliance on any information from these sources is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, Instagram, Twitter, LinkedIn) for communications with The Financial Momentum Podcast, Real Estate Revenue or Paul Ary does not establish a formal business relationship. This is not financial advice. These are my personal opinions on real estate and the world in general.
CFO advisory services are the key to building a firm that not only generates higher revenue but also sets you up for a profitable exit. In this episode, Michelle Weinstein sits down with former accountant-turned-entrepreneur Adam Lean, the co-founder of The CFO Project, who has helped countless firm owners shift from compliance work to high-value advisory services. Michelle and Adam break down the strategies that can help accountants price their services correctly, avoid burnout, and build a scalable, sellable firm. If you've ever wondered how to stop trading time for money and start building a firm that works for you, this episode is a must-listen.
Delanie Fischer is joined by Certified Financial Planner and Childfree Wealth Specialist, Dr. Jay Zigmont, to discuss how vital it is to rethink traditional systems around wealth, financial planning, and retirement—because they don't work for many of us. Through the lens of a child-free lifestyle, Dr. Jay shares how to ensure that our current life, and retirement plan, actually reflects our values and goals—including the most important question to ask your financial planner to avoid an enormous conflict of interest. Whether you have kids or not, this episode will forever change the way you approach the systems we live in.Plus:+ Is The "Die With Zero" Concept Actually a Better Fit For You Than Traditional Advice?+ FIRE (Financial Independence, Retire Early) vs. FILE (Financial Independence, Live Early)+ Do You Want To Opt Out of Home Ownership And Pursue Something Else?More episodes related to this topic:Creating a Life Brief and Getting "Fuzzy Clear with Bonnie Wan: https://www.selfhelplesspodcast.com/episodes/episode/251bf5df/creating-a-life-brief-and-getting-fuzzy-clear-with-bonnie-wanMaking Less And Living More with Creator of Lore and Lust Karla Nikole: https://www.selfhelplesspodcast.com/episodes/episode/24656068/making-less-and-living-more-with-creator-of-lore-and-lust-karla-nikoleDo We Want Kids? with Taylor Tomlinson, Kelsey Cook, and Delanie Fischer: https://www.selfhelplesspodcast.com/episodes/episode/3bde4f0a/do-we-want-kids-with-taylor-tomlinson-kelsey-cook-and-delanie-fischerLessons Learned From 5 Years of RV Life with Jamie Feinberg: https://www.selfhelplesspodcast.com/episodes/episode/23bebe71/lessons-learned-from-5-years-of-rv-life-with-jamie-feinbergLet's Define What Enough Means To YOU: https://www.selfhelplesspodcast.com/episodes/episode/20310cb2/lets-define-what-enough-means-to-youSupport the podcast, vote on topics, and more: https://www.patreon.com/selfhelplessYour Host, Delanie Fischer: https://www.delaniefischer.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Retiring early sounds like the dream, but is it actually realistic? Or even worth striving for? The FIRE (Financial Independence, Retire Early) movement is no doubt one of the most popular financial movements of the past decade, and we think there have been some great lessons out of it. But there are some elements to it that we think don't stack up. So strap in for some hot takes, this is bound to be a devisive epsiode. We break down:What the FIRE movement is (and how it works)3 things we love about the Financial Independce Retire Early movementThe hard truths - 3 parts of FIRE we don't agree withA realistic look at early retirement in Australia in 2025Links Referenced:
You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>> dentistswhoinvest.com/podcastreport———————————————————————What if retirement isn't about stopping work—but about stopping the trade-off between stress and future freedom? In this thought-provoking episode, Dr James Martin unpacks the real meaning of early retirement and how dentists can achieve it without sacrificing their wellbeing.You'll discover three distinct retirement pathways: radical expense cutting, wealth accumulation, or living with present balance. James explains the three financial life stages—accumulation, pinnacle point, and distribution—and how understanding which phase you're in shapes your entire strategy.The stats are eye-opening: a £10,000 investment returning 10% annually could grow to £450,000 over 40 years, compared to just £130,000 at 6%. But beyond the numbers, many dentists are already at their pinnacle point—the moment they could choose to slow down—yet continue working full-tilt due to lack of clarity.This episode is your chance to step back, assess your journey, and begin building financial freedom on your terms.Listen now to redefine retirement—and decide how you really want to live.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text
Ready to make retirement not just good—but remarkable?In this video, I'm sharing 7 powerful retirement life hacks that can help you create more joy, structure, connection, and purpose in your day-to-day life. Whether you're newly retired or just starting to plan, these simple tips can truly change the way you experience this next chapter. From creating routines you actually love to keeping your mind and body engaged, these hacks are practical, doable, and designed to help you thrive—not just survive—in retirement.Timestamps 0:00 - Introduction0:44 - Create a retirement routine that you love2:06 - The rule of 1-1-1 for more balanced days3:13 - The secret power of decluttering3:55 - Start your own side adventure4:45 - Build your circle....on purpose6:00 - Plan mini adventures6:44 - Why investing in your health is the ultimate gift to yourself
Is there a way to create financial freedom while staying true to your values as a therapist? Short-term rental investing for therapists might just be the answer you've been searching for. In today's episode, I sit down with another Therapist to Coach Accelerator alumna, Dr. Stephanie Thrower, to explore how therapists can step outside the traditional office setting and build a life of flexibility and security through short-term rental investing.Stephanie shares her personal story of burnout, the mindset shifts that helped her embrace change, and how Therapist to Coach Accelerator helped her turn her passion for real estate into a thriving business. We talk about the challenges therapists face when stepping into something new like real estate, the misconceptions about needing a lot of money to start, and how to take those first steps toward short-term rental investing.If you're ready to explore new ways to create freedom and learn strategies to help you think bigger about what's possible for your life, this episode is for you!More about Stephanie Thrower:Dr. Stephanie Thrower is a psychologist, career coach, and real estate investor who helps therapists and wellness professionals build wealth through short-term rental investing. After discovering the FIRE (Financial Independence, Retire Early) movement during her dissertation in 2016, she began her real estate journey - building a portfolio that now includes a short-term rental generating $85,000 annually.Topics covered on Short-Term Rental Investing for Therapists:What inspired Stephanie to transition from psychologist to short-term real estate investing.How therapists can overcome the fear of stepping into new ventures like short-term rental investing.The common misconceptions about short-term rental investing for therapists, and how they can start small.Mindset shifts and strategies are essential for therapists looking to diversify their income.What Stephanie loves about the Therapist to Coach Accelerator program.How the Therapist to Coach Accelerator is different from other programs.Connect with Stephanie Thrower:Website: https://www.coachingwithdrthrower.comInstagram: https://www.instagram.com/theravestor.coach/ Resources mentioned in this episode:Therapist to Coach Accelerator programCONNECT AND WORK WITH CARLY
On this week's episode of THE FINANCIAL COMMUTE, Chris and Kevin discuss a book they recently enjoyed, Die with Zero by Bill Perkins. Are most of us over-saving and under-living?Here are some key takeaways from their conversation:Bill Perkins argues that most people die with too much money. He says wealth should be used to create meaningful experiences while we're healthy enough to enjoy them.Kevin notes that life is made of seasons — in youth, you have time, energy, and health. Optimal planning aligns spending with life stages to maximize fulfillment.Instead of waiting to pass on wealth after death, giving earlier can be more impactful — for kids, grandkids, or charities — while you're still around to see the results. Chris and Kevin agree it is important to prepare for the future and make wise financial choices while spending with purpose on things that bring the most value and joy. The book gives a new perspective to the FIRE movement (Financial Independence, Retire Early) and questions delaying enjoyment for a future that may never arrive or be as fulfilling.
Have you ever wondered if passive income could help you retire early? By passive income, I'm talking about income you make from investments where you're essentially doing nothing. It's usually your financial advisor who's managing it–and not even really the financial advisor, but the company they work for. Financial advisors are trying to create a return on investment for you. But are these returns, on average, enough to retire early? That's what we're going to be talking about today. ✅ SUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/@TRADEway ➡️ Join the upcoming Unlock the Stock Market Challenge: https://www.tradeway.com/unlock-the-stock-market Click here to book a complimentary strategy session: https://www.tradeway.com/call MORE CONTENT: What Will Trump's Economic Plan Mean for You? Trading For Beginners Unlock Your Entrepreneurial Spirit These 3 Money Habits Keep You Stuck Does the Bible Teach Money Secrets? Download the free guide “10 Steps to Choosing Your First Stock to Trade”: https://www.tradeway.com/guide Get started on your stock trading journey with one of our upcoming workshops or classes: tradeway.com/events
I go over what I did in my 20's 30's 40's and now in my 50's to use markets like this to retire early. I do think it comes back, but should you be selling and waiting to buy back? When should you buy? That's a YOU question! Get the Top 10 stocks of 2025 from Seeking AlphaLimited Time offer on Trendspider - 2 week trials now - you won't get my tools until you sign up for a yearly plan, but it's a perfect time to try out Trendspider for less than $20 1. News is coming quick - but the administration is clear - it's not stopping. 2. Have a plan and tools to be able to make decisions. I use Trendspider and Seeking Alpha - you can find your own, but just make sure you have a plan. Panic is not a plan. 3. Leon Cooperman - BE CAREFUL 4. This time is why you need the 4 hour algorithm - it's helped me in every downturn more than the subscription 5. VIX ETF's to trade 6. Each decade of my life has offered a trading opportunity - what I did in my 20's 30's and 40's and now 50's to take advantage 7. BEST ADVICE EVER - a ton of articles and even some crazy good advice. If I told you market XXX8. Charge yourself commissionTRENDSPIDER SALE - best offer available -https://linktr.ee/dailystockpick Sign up at the top link (use code DSP25 if prompted) Email me at dailystockpick3@gmail.com I'll send you all the algorithms, watchlists and scanners that you see me use each and every day.Social Links and more - https://linktr.ee/dailystockpick SEEKING ALPHA BUNDLE - save over $150 SEEKING ALPHA PREMIUM - my $30 off coupon for a limited time Watch this episode on YouTube with video to see how Steve from Seeking Alpha uses the tool to navigate on picking stocks. Want to beat the S&P? Sign up for Alpha Picks here.FREE NEWSLETTER WITH CHARTS - subscribe at dailystockpick.substack.com
The economy is broken and everything is going to sh*t. That's the current narrative. But I attended a FIRE (Financial Independence, Retire Early) conference and discovered a thriving community completely defying this narrative. These professionals, not bankers or FANG engineers were nurses, teachers, IT managers. They save aggressively, embrace frugality without suffering, and build very intentional lives. [Episode 96]References from the show:• Why do people hate on financial independence and early retirement (aka FIRE): https://www.khehy.com/why-do-people-hate-on-financial-independence-and-early-retirement-aka-fire—-JOIN OUR GROUP COACHING COHORTS:Are you looking to ask deep, introspective and provocative questions about your own life (with Khe and likeminded peers)Apply today—-BECOME A RADREADER:
For many, the dream of retiring before the traditional age of 65 is appealing, but it comes with its own set of challenges and considerations. In this episode, Mark explores the nuanced challenges of early retirement, from financial preparedness to managing longevity risk and the often-overlooked emotional aspects of leaving the workforce. Here's some of what we discuss in this episode:
Achieving financial independence doesn't require a six-figure salary — just ask Jackie Koski. In this episode of Real Money, Real Experts, we sit down with Jackie Koski, an Accredited Financial Counselor and Certified Financial Planner who achieved financial independence in her 40s — all while earning less than six figures. Jackie shares her inspiring journey of overcoming poverty, divorce, and single motherhood to reach F.I.R.E. (Financial Independence, Retire Early). She breaks down her proven formula for building wealth, the importance of mindset in financial success, and how passing down financial wisdom can create a lasting legacy. Don't miss this empowering conversation filled with practical strategies for achieving financial freedom on your own terms.Show Notes:02:18 How Jackie Achieved Financial Independence on Less Than Six Figures08:37 The Heart Behind "Money Letters to My Daughter"11:10 Jackie's Proven Blueprint for Achieving F.I.R.E.14:16 Why Starting Late Could Be Your Greatest Advantage19:07 Embracing Your Strengths to Unlock Financial Success23:38 The Unexpected Power of the $2 Bill28:35 Jackie's 2 CentsShow Note Links:Connect with Jackie on LinkedInConnect with Jackie on IGSecure your copy of “Money Letters 2 my Daughter" Secure your copy of “F.I.R.E. for Dummies” Learn more about Jackie and what she's up to here.Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
Discovered: the "wealth transfer mechanism" that's helping everyday people create an early retirement level of income without 40-years time, and even risk. In fact, Wall Street hopes you never find out about these secrets. While common everyday financial advisors keep pushing the same tired formula of saving 15% of your income for 40+ years and pray the market doesn't crash before you turn 65. And This week's eye opening episode, we will reveal the exact blueprint that has helped hundreds of rookies escape their 9 to 5 salary prison. While your coworkers are grinding away, desperately trying to make ends-meat. You will hold in your hand, a simple way out of the trap, and be secretly building a potential hands off Real Estate profit machine generating 5-6 figure paychex on demand for it for every day folks. If you take this secret pathway serious, and truly believe it will work for you, it is an absolute guarantee. You will be able to retire early and live life on your terms!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3545: Rising from a frugal college diet of spaghetti and peanut butter sandwiches to a multimillion-dollar net worth, Mr. 1500 reflects on his journey to financial independence and the power of positive financial momentum. With multiple income streams, careful spending, and an entrepreneurial mindset, he highlights how early retirement isn't about sitting idle but about creating more wealth, both financial and experiential. The greatest luxury, he argues, isn't money, but the freedom to pursue meaningful work and a fulfilling life on your own terms. Read along with the original article(s) here: https://www.1500days.com/richer-in-retirement/ Quotes to ponder: "The greatest luxury in life is time. It's hard to truly appreciate it until you have it. Or have lost it." "Just when I need money the least, we have more of it than ever." "Not working frees me up to do what I love. It just so happens that some of the things I love to do like building things and farting around with real estate have the side-effect of making more money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3545: Rising from a frugal college diet of spaghetti and peanut butter sandwiches to a multimillion-dollar net worth, Mr. 1500 reflects on his journey to financial independence and the power of positive financial momentum. With multiple income streams, careful spending, and an entrepreneurial mindset, he highlights how early retirement isn't about sitting idle but about creating more wealth, both financial and experiential. The greatest luxury, he argues, isn't money, but the freedom to pursue meaningful work and a fulfilling life on your own terms. Read along with the original article(s) here: https://www.1500days.com/richer-in-retirement/ Quotes to ponder: "The greatest luxury in life is time. It's hard to truly appreciate it until you have it. Or have lost it." "Just when I need money the least, we have more of it than ever." "Not working frees me up to do what I love. It just so happens that some of the things I love to do like building things and farting around with real estate have the side-effect of making more money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3545: Rising from a frugal college diet of spaghetti and peanut butter sandwiches to a multimillion-dollar net worth, Mr. 1500 reflects on his journey to financial independence and the power of positive financial momentum. With multiple income streams, careful spending, and an entrepreneurial mindset, he highlights how early retirement isn't about sitting idle but about creating more wealth, both financial and experiential. The greatest luxury, he argues, isn't money, but the freedom to pursue meaningful work and a fulfilling life on your own terms. Read along with the original article(s) here: https://www.1500days.com/richer-in-retirement/ Quotes to ponder: "The greatest luxury in life is time. It's hard to truly appreciate it until you have it. Or have lost it." "Just when I need money the least, we have more of it than ever." "Not working frees me up to do what I love. It just so happens that some of the things I love to do like building things and farting around with real estate have the side-effect of making more money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3088: Chris Reining breaks down the mindset and math behind determining how much money you really need to achieve financial independence. By focusing on spending rather than income, he offers a simple yet powerful framework that puts long-term freedom within reach - no matter your current salary. Read along with the original article(s) here: https://chrisreining.com/how-much Quotes to ponder: "You don't need to be a millionaire, you just need enough money so you don't have to work." "Financial independence has nothing to do with how much you earn, and everything to do with how much you spend." "The lower your spending, the less you need to save. That's the secret." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3088: Chris Reining breaks down the mindset and math behind determining how much money you really need to achieve financial independence. By focusing on spending rather than income, he offers a simple yet powerful framework that puts long-term freedom within reach - no matter your current salary. Read along with the original article(s) here: https://chrisreining.com/how-much Quotes to ponder: "You don't need to be a millionaire, you just need enough money so you don't have to work." "Financial independence has nothing to do with how much you earn, and everything to do with how much you spend." "The lower your spending, the less you need to save. That's the secret." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Jim chats with Dr. Jordan Grumet, AKA: Doc G. to explore the themes of entrepreneurship, financial independence, and the FIRE movement. Follow along as we discuss the journey from following traditional career paths to pursuing passions, and the importance of purpose over mere financial goals. Doc G shares insights from his personal experiences as a hospice physician turned blogger, podcaster, and author. He emphasizes the need for a balanced approach to life that integrates purpose, happiness, and financial wellness. Doc G shares his concepts of meaning and purpose, emphasizing the importance of personal narratives in shaping our happiness. He distinguishes between Big P and Little P purposes, advocating for a more process-oriented approach to fulfillment. Discover the significance of community and connection in achieving happiness, and how to address the common anxiety surrounding one's search for purpose. Ultimately, Doc G encourages listeners to engage in activities that light them up, suggesting that true fulfillment comes from enjoying the process rather than fixating on audacious goals.GUEST BIO: Doc G's interest in becoming a doctor ignited when his father, an oncologist, died unexpectedly in the prime of life. This profound and life-shaping boyhood loss compelled him to dedicate his early career to the art of medicine. He was an Assistant Professor, first at Northwestern University and then at The University of Chicago. He has been a medical director of several nursing homes, started multiple palliative care programs in extended care facilities, and is an associate medical director for a hospice provider. After shaping his personal finance plan around the FIRE (Financial Independence Retire Early) movement, Doc G began a new chapter by becoming semi-retired by the age of 45. Today in addition to his work as a hospice doctor, he intertwines medical insight and financial wisdom in writing and speaking engagements that explore the topics of wealth, abundance, and financial independence to help people live meaningful lives. He publishes the Earn and Invest podcast about personal finance and wellness, and has also run several small businesses including a concierge medical practice, an online art gallery, and is the author of two books, including his latest The Purpose Code, How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy, published in January 2025.Connect & Learn Morehttps://jordangrumet.com/https://www.earnandinvest.com/The Purpose Code – How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacyhttps://amzn.to/4hizM6BTaking Stock – A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Lifehttps://amzn.to/4kOj2HtRESOURCESHappiness = Freedom + Meaningfulness on RVE #383https://therventrepreneur.com/rve383/Early Retirement Nowhttps://earlyretirementnow.com/The Skeptic's Guide to FIRE (Financial Independence, Retire Early)https://nickwolny.com/financial-independence-guide~~~~~~~~~~~~~~~~~~~~~THE RV ENTREPRENEURhttps://therventrepreneur.com~~~~~~~~~~~~~~~~~~~~~Join the RVE community on Facebook!https://www.facebook.com/groups/therventrepreneurcommunityConnect with RVE on all your favorite socialshttps://therventrepreneur.com/connectGot questions or comments for our hosts? Leave us a voice message! https://therventrepreneur.com/voicemail(NOTE: Audio submitted may be published on the podcast unless specifically requested otherwise.)Got a great story or tips to share with RVE Listeners? Complete our Guest Intake Form:https://therventrepreneur.com/guestform
In this episode, I introduce you to the FIRE Calc tool—a powerful resource I created to map out financial independence strategies. I share my personal journey of using the FIRE Calc to plan my exit from corporate America and explain how this tool can help you visualize your financial future with real numbers. Whether you're just beginning your financial independence journey or looking to refine your strategy, this episode is packed with insights to help you take control of your financial future. In this episode, I explain: The origins of the FIRE Calc tool and the power of seeing your FI journey mapped out visually. Key financial independence concepts like the 25x rule and 4% rule. How to plan for unexpected life events and incorporate potential career changes or business ventures into your FI plan. How I used the FIRE Calc to convince my husband about financial independence. Other Links Mentioned in episode: Get the FIRE Calc Tool For Yourself Here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide
Personal Trainers and Strength Studio owners: are you making the most out of the money you're earning in your fitness business so you can earn in your sleep and not worry about going bankrupt if you're unexpectedly forced to miss a few weeks of work? Million-dollar Trainer Pete Cerqua explains the right way to manage your financials so you can earn more money faster, minimize risks and avoid business-destroying unexpected events, how to invest it all in the right things that can support your work instead of distracting from it, and more. If you want to build a highly profitable career as a strength trainer and studio owner while avoiding the biggest problems that can torpedo your dreams, tune in to this episode. ━━━━━━━━━━━━ Disclaimer: The information shared in this podcast is for informational and educational purposes only and does not constitute financial advice. The views expressed are personal opinions and should not be considered as recommendations for your specific situation. Always consult with a qualified financial advisor before making any financial decisions. ━━━━━━━━━━━━ ⚡ Get a FREE Blueprint That Helps You Build (or Grow) A Great Strength Training Business FAST ━━━━━━━━━━━━
Send us a textIn this episode of The Retire Early, Retire Now Podcast, Certified Financial Planner Hunter Kelly dives deep into five powerful, proactive tax planning strategies designed specifically for high-income earners. Stop treating tax planning as a year-end scramble and start maximizing your financial efficiency all year long.Key Topics Covered:Front-Loading Retirement Contributions:How to strategically maximize contributions to 401(k), 403(b), SEP, and Solo-K accounts.Understanding when to choose pre-tax vs. Roth contributions.Balancing cash flow and securing employer matches.Backdoor Roth IRA Conversions:Step-by-step breakdown of the backdoor Roth strategy.Avoiding pitfalls with the Pro Rata Rule.Why converting early in the year reduces tax complexity.Strategies to double Roth contributions for married couples.Optimizing Withholdings and Estimated Taxes:How to avoid IRS penalties and prevent giving the IRS an interest-free loan.Calculating safe harbor numbers and adjusting payments accordingly.Tax-Loss Harvesting Opportunities:Leveraging market volatility to capture investment losses.Reducing tax drag in brokerage accounts.How loss harvesting offsets future capital gains or ordinary income.Maximizing Charitable Contributions:Utilizing Donor Advised Funds for significant upfront tax deductions.Benefits of "bunching" charitable gifts to exceed the standard deduction.Bonus Tip: Family Income Shifting Strategies:How employing family members in your business can lower overall family tax liability.Teaching financial literacy and fostering early retirement savings for children.Additional Resources Mentioned:Episode on Pre-Tax vs. Roth ContributionsEpisode on Direct Index InvestingReady to take control of your tax planning? Schedule a complimentary consultation at PalmValleyWM.com and discover how proactive tax strategies can significantly enhance your financial future.Connect With Us:Subscribe to our YouTube channel for more insightful financial content.Leave a 5-star review and share this episode with anyone aiming to reduce their tax burden.Disclaimer: This podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult a professional advisor regarding your specific situation.Check out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify
In this episode, Jarrett Carpenter discusses the essentials of early retirement, focusing on the amount needed to invest, the importance of personal investments, and the impact of inflation on retirement savings. He emphasizes the need to understand monthly expenses, strategies for sustainable retirement, and the significance of planning for an early retirement mindset.Watch on YouTube - https://youtu.be/AhPYCyk0d48?si=aXPyrpU1OfA7cHm7EPISODE CHAPTERS00:00 - Episode Intro00:05 - How Much Do You Need Invested To Retire Early In 2025?00:11 - What Is Retirement?00:23 - Defining Early Retirement00:45 - Historic Retirement Plan01:29 - Retire Early Financing02:13 - Important Items To Understand To Retire Early03:45 - Typical Monthly Costs04:17 - Monthly Amounts For Episode05:01 - Retirement Strategy VIsual05:20 - Monthly Costs Breakdown06:40 - Retirement Example06:56 - How Inflation Impacts Retirement09:49 - Monthly Inflation Chart (Shocking TBH At Only 3%)11:15 - Optimal Retire Early Strategy11:30 - My Personal Retire Early Strategy18:19 - Comparing Retirement Strategies20:02 - How To Get Planning Your Retire Early StrategyFollow Jarrett on X - https://x.com/jcrpntrFuture Signal is a podcast hosted and produced by Jarrett Carpenter that explores tomorrow's tech today via guest interviewsAll of Future Signal's content is not financial advice but rather edu-tainment. All of our episodes are available on YT as well as wherever you listen to podcasts.Please follow us on social media and check out our website:Instagram - https://www.instagram.com/futuresignalpod/Facebook - https://www.facebook.com/futuresignalpodLinkedIn - https://www.linkedin.com/company/future-signal-pod/YouTube - https://www.youtube.com/@futuresignalpodTwitch - https://www.twitch.tv/futuresignalpodFor more info on the podcast, please check out https://www.futuresignal.xyz/To learn more about Future Signal's Host - https://www.jarrettcarpenter.com/
Jackie Cummings Koski is co-host of the 'Catching Up to FI' podcast and author of the book 'F.I.R.E. For Dummies'. In case you're new here, FIRE stands for Financial Independence, Retire Early. In this episode, Jackie comes clean and publicly shares her non-FIRE confessions. Recorded at a CampFI near San Diego, she reveals surprising financial decisions that didn't exactly follow the 'rules' of FI, and some are downright shocking… such as taking a 401(k) loan (don't judge too soon
Martin and Caterina in Green Bay are in their 40s and haven't yet saved a million bucks. Are they on track to retire at age 58? Can Piggie and Kermit in California retire today at ages 50 and 57 and still build wealth for their children? Can Galahad and Zoot in Chicago retire early in their 50s, or do they need to keep working? Do Bo and Daisy have enough saved to retire now at 61 and 56? Plus, Chuck in South Carolina asks, if you can retire early, why wouldn't you? Spitballing early retirement, today on Your Money, Your Wealth® podcast 520 with Joe Anderson, CFP® and Big Al Clopine, CPA. Free financial resources & episode transcript: https://bit.ly/ymyw-520 WATCH this episode on YouTube WATCH Don't Make These 10 Will and Trust Mistakes on YMYW TV DOWNLOAD the Estate Planning Organizer CALCULATE your Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:48 - In Our 40s and Haven't Hit a Million Yet. Are We On Track for Retirement? (Martin & Caterina, Green Bay - voice) 10:29 - We Have Over $5M. Can We Retire Today at 50 and 57 and Still Build Wealth for Our Kids? (Piggy & Kermit, CA) 18:24 - Watch 10 Will and Trust Mistakes to Avoid on YMYW TV and Download the Estate Planning Organizer 19:08 - We're 56 and 52 With $500K. Can I Retire Early at 62? (Galahad and Zoot, Chicago) 25:36 - We're 61 and 56 With $600K. Have We Saved Enough for Retirement? (Bo & Daisy, upstate NY) 33:49 - Calculate Your Financial Blueprint 34:12 - We're 61 and 58 With $1.5M. How Much Can We Spend in Retirement, When Should We Claim Social Security? (Hefwannabe and Jane, OK) 42:19 - If You Can Retire Early, Why Wouldn't You? (Chuck, SC) 48:11 - YMYW Podcast Outro
BUY THE SLOW LIVING BOOK HERE! Today, we're talking about something so many of us wrestle with—separating who we are from what we do. It can be easy to think that your worth is tied to your job title or how hard you're working, but really your identity is not your job. You are worthy of all the wonderful things life has to offer, simply because of who you are—not what you achieve.Separating work from identity can be freeing. Inspired by my book Slow Living, I explore how to detach from the pressures of defining ourselves by our careers. JL Collins talks about The FIRE (Financial Independence, Retire Early) movement, in his book The Simple Path to Wealth by JL Collins. It reinforces this idea—retirement isn't an age, but a financial equation that can create more freedom in your life. Workplaces can feel like a second home but it's important to remember that work and colleagues are separate from your actual life . True belonging comes from the family and close friends who truly know, love, and support you. At the end of the day, your life happens outside of work, with the people who matter most.Want to go back and listen to more episodes like this one? Start here!Episode 9: How to Get What You Want When You Want ItEpisode 16: Matching Your Identity with IntegrityEpisode 32: Dealing with DisappointmentEpisode 49: Quiet QuittingEpisode 53: The Bare MinimumWant to know more about living a slowed down life?!Simple Shortcuts to Peace Course - https://stephanieodea.com/peaceNew Year, New You Mini Challenge - https://stephanieodea.com/newyouJoin me for my LIVE Masterclass - https://stephanieodea.com/masterclass/Website - https://stephanieodea.comBlog - https://stephanieodea.com/blog/Slow Living Podcast - https://stephanieodea.com/podcastSpeaking Opportunities - https://stephanieodea.com/speaking/Coaching Opportunities - https://stephanieodea.com/coaching/Courses - https://stephanieodea.com/courses/Contact -
Watch Part 2 | Paying Off House Early Vs 30-Year Mortgage - https://youtu.be/J6uvN6wsxE4Want to Become More Efficient with Your Money in Retirement? Click Here: https://betterwealth.comConnect with Daniel Rondberg: YouTube - @DanielRondberg Website - https://www.nationsfirstfin.com/Book a call - https://nationsfirstfinsurvey.com/qualifier 0:00 Intro2:00 Video 1: The Money Guys Show - Advice for Retiring Early2:59 The Problem with The FIRE Movement4:35 Volatility Buffer 6:15 Video 2: George Kamel - Retiring at Age 50 with Investing9:29 Video 3: How To Retire Very Early & Replace Your Full-Time Salary13:23 Video 4: Retire In 10 Years 14:22 Does the 4% Rule Work? 15:28 Video 5: Using the 4% Rule 16:30 The Problem with Standard Retirement Rules17:25 Paying Off House Early | HELOCS====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Want to retire early? Then, STOP buying rental properties. You heard that right; buying more rental properties may actually push you further away from early retirement IF you've crossed a certain threshold. Today's guest proves you don't need dozens of rental properties to reach financial freedom. Chad Carson, the “small and mighty” investor, is back to share why he scaled down his rental portfolio and now only works two hours a week because of it! Don't know Chad? He's the investor who did it right. After building a real estate business way too big for his liking, he and his partner thought, “Is this the life we dreamed of?” It wasn't, so they began scaling down, only keeping the properties they loved and selling the rest. Now, Chad does what he wants full-time, including traveling the world and living abroad with his family, coaching other investors, and spending a fraction of his waking hours on his rental property portfolio. This is an investor who has actually retired early with real estate. Want to copy Chad's blueprint to financial freedom in just ten to fifteen years? He's sharing the three “phases” every investor goes through, including the most important one—the “harvesting” phase that allows you to retire early. How do you get to the “harvest” after all your hard work, and what should you do once you get there to unlock ultimate financial freedom? Chad is sharing it all, step-by-step, in this episode. In This Episode We Cover: How to retire early with fewer rental properties than you'd think The three “phases” of financial freedom investing (and how long it'll take to retire early) How to start building your real estate portfolio even if you have no money or experience Why cash flow is far less important than you think when building a rental portfolio Why Chad sells some of his successful rental properties to pay off others (this is a cheat code!) Three tools you can use to start “harvesting” your portfolio and retire early And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube BiggerPockets Money Podcast Set for Life by Scott Trench Zeckendorf: The autobiography of the man who played a real-life game of Monopoly and won the largest real estate empire in history Find Your Next Real Estate Deal with PropStream Grab Chad's Book “The Small and Mighty Real Estate Investor” Find an Investor-Friendly Agent in Your Area BiggerPockets Real Estate 1004 - How to Retire Early with Fewer Rental Properties Than You Think w/Chad Carson Connect with Chad Connect with Dave (00:00) Intro (01:52) Financial Freedom, Not Just Getting Rich (05:09) The "Harvesting" Phase (09:51) 3 Phases of Financial Freedom Investing (18:32) How to "Grow" the Right Way (24:29) What About Cash Flow? (26:58) How to Start "Harvesting" (33:55) Consolidating Your Portfolio (36:32) Spending Your Time Freedom Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1072 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices