Podcasts about retire early

As the new year begins, Roger Whitney launches a new Retirement Plan Live case study, introducing Henry and Lucy, a couple in their mid-40s pursuing Financial Independence and Retire Early (FIRE). Roger revisits the 4% rule as a planning heuristic, explains when it can be helpful, and sets the stage for a live community analysis later this month. The episode closes with a Smart Sprint focused on updating your net worth statement and a listener's word for 2026.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence to lean in and rock it.(00:30) Roger introduces a new Retirement Plan Live case study series and previews the upcoming live community meetup on January 29.RETIREMENT TOOLKIT(01:58) Roger revisits the 4% rule, explaining what it is, where it came from, and why it is often misunderstood.(04:55) Roger talks about the 25x rule commonly used in the FIRE community.(06:38) He discusses the drawbacks of using these heuristics and who they are best used for.(11:05) Roger shares how the 4% rule can help overfunded retirees move beyond scarcity and spend more intentionally.(13:55) A breakdown of FIRE- Financial Independence, Retire Early.RETIREMENT PLAN LIVE(17:41) Roger introduces Henry and Lucy.(20:01) They share how they discovered FIRE and what it means to them.(23:10) Lucy reflects on spending habits, saving, and budgeting(25:30) Henry talks about the start of their relationship.(28:12) Henry and Lucy discuss how saving impacted their lifestyle.(31:20) They discuss what drives their desire to retire early.(32:55) Roger reflects on his first impression of the FIRE Movement.(34:15) What are the obstacles of retiring so early?(38:45) Roger talks about the difference between a complicated problem and a complex problem.(40:35) Roger asks if they think about landmines that could pop up with such a long retirement.(43:57) Roger invites listeners further along the retirement path to share perspective and advice for their 40-something selves.SMART SPRINT(45:20) Roger encourages listeners to update their end-of-year net worth statement and identify trends for the year ahead.WORD OF THE YEAR(47:31) Listener Lindsay shares her word for 2026: Listen, and Roger reflects on the value of deep listening.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManLivewithroger.comThe Millionaire Next Door: The Surprising Secrets of America's Wealthy- Thomas J Stanley, Ph.D.

What if you're doing FIRE in the wrong order? Most people chasing financial independence are following steps that actually slow them down—and it could be costing you years of freedom. In this episode, Mindy Jensen and Scott Trench break down the exact step by step order for achieving FIRE as fast as possible. Whether you're just starting with your first emergency fund or you're already maxing out retirement accounts and wondering what's next, this episode gives you the complete roadmap. You'll learn which financial moves to prioritize, which to skip, and how to avoid the "middle-class trap" that kills most early retirement dreams before they happen. This Episode Covers: The correct financial order of operations for FIRE (step-by-step from $0 to early retirement) Which retirement accounts to fund first (401k, IRA, Roth, HSA strategy) High-interest debt payoff strategy that accelerates FIRE When to start investing in taxable brokerage accounts How to add real estate and cash-flowing investments to your FIRE plan Mistakes that cost people years on their path to FIRE If you're confused about what to do next on your FIRE journey, this is your complete checklist. No more guessing—just the fastest, most efficient path to financial independence. Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com Want to be a guest on the show? Apply here: www.biggerpocketsmoney.com/contact/ Follow BiggerPockets Money on Social: Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWhen Saving More Stops Helping: Finding the Balance Between Financial Discipline and EnjoymentIn this episode of Retire Early. Retire Now, Hunter Kelly, a certified financial planner and owner of Palm Valley Wealth Management, discusses the critical point at which aggressive saving stops being beneficial and starts to compromise quality of life. Addressing high-income earners who save diligently yet feel hesitant to spend, Hunter explores the concept of over-optimizing finances and its impact on day-to-day fulfillment. He provides a framework for identifying when additional saving no longer significantly benefits future financial stability and instead suggests reallocating efforts towards meaningful experiences and satisfaction. Hunter emphasizes the importance of using money as a tool to enhance life rather than just accumulating wealth, advocating for a balanced financial plan that aligns with personal values and long-term goals.00:00 Introduction to Retire Early00:54 The Over-Saver's Dilemma01:33 The Messy Middle Phase03:39 Signs of Over-Optimizing05:50 The Law of Diminishing Returns09:19 A Framework for Balanced Saving11:29 Reallocating with Intention12:31 Conclusion and Next StepsCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Today on Your Money, Your Wealth podcast 562 (an encore of episode 513), Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW listeners in their 40s who are ready to call it quits at work, become financially independent, and retire early. Can they afford to do it? Peter and Joanna want to retire in the next two years. Burned Out and Ready to Retire wants out of his toxic office. If Maryland Chicken Man never earns another dollar, how much can he afford to withdraw from his retirement accounts each year? And Suzanne in Massachusetts is 69 and needs $60K a year for the next 30 years. Is she all right? (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from an early 2025 episode.) Free Financial Resources in This Episode: https://bit.ly/ymyw-562 (full show notes & episode transcript) 2025 Key Financial Data Guide - free download 10 Big Retirement Regrets to Avoid (Before It's Too Late)  - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:30 - We're 45 and 44. Can We Retire in the Next 2 Years? (Peter & Joanna, NJ) 10:45 - Watch 10 Big Retirement Regrets to Avoid (Before It's Too Late) on YMYW TV, Calculate your Free Financial Blueprint 11:44 - I'm 42 and I Work in a Toxic Office. Can I Afford to Retire? (Burned Out and Ready to Retire, NJ) 21:53 - Download the 2025 Key Financial Data Guide for free 22:53 - I'm 69 and Need $60k/Year for the Next 30 Years. Am I All Right? (Suzanne, MA) 25:40 - I'm 45. If I Never Earn Another Dollar How Much Can I Withdraw Every Year? (Maryland Chicken Man) 35:15 - Outro: Next Week on the YMYW Podcast

What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead. Lionel Lee joins James Kirby in the episode. --------In today's show, we cover: The key principles of FIRE Getting the best from what the movement has to offer A case study that spans a lifetime The realities of 'firing up' Please note, this is a repeat episode of The Money Puzzle. It originally aired in December 2024.See omnystudio.com/listener for privacy information.

'Tis the season! In this festive Q&A, we share our thoughts about early retirement, starting with insight for aspiring FIRE (Financial Independence, Retire Early) and FINE (Financial Independence, Next Endeavor) followers. Then we turn our attention to your financial questions from investing mindsets to emergency funds to home buying. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textMerry Christmas and Happy Holidays for 2025If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Daycare costs are out of control, and for many families, grandparents feel like the only safety net left. But should your retirement plan be the thing that fills the gap? Today, Phil walks through a real-life question that blends love, money, timing, and long-term consequences. Daycare may last a few years, but retirement can last 30, so the goal is building a plan that supports both generations.   Here's some of what we discuss in this episode:

Early retirement is a dream for a lot of people and it can be possible, but only if you plan for it the right way. On this episode of the A Wiser Retirement® Podcast, the conversation tackles what early retirement really means, why so many retirees run out of money, and what steps you can take now to retire sooner without sacrificing long-term security.Related Podcast Episodes: Ep 273: How Early Retirement Affects Pilot BenefitsEp 245: Strategies for Early Retirement and Long-Term SecurityRelated Financial Education Videos:DINK Households May be Able to Retire EarlierHow will retiring early impact my Social Security benefit?Learn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

What if you could retire earlier than expected, access your savings without penalties, get health insurance subsidies, and pay no taxes for the first few years? Would you believe that's possible? In this episode of Retirement Answers, I explain how it can be done using a case study of a client named Joe where I break down the strategies and financial maneuvers used to help him retire at 55.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the real-life complexities behind early retirement planning and what happens when couples don't agree on retirement goals. Using a recent MarketWatch article as a springboard, they explore whether a couple with $2 million can truly retire early while juggling differences in spending expectations, lifestyle priorities, and retirement risk management. This episode offers valuable retirement planning tips for anyone asking “can I retire with 2 million?”, “can I retire at 55?”, or how to secure your retirement when spouses have competing visions for their future.Listen in to learn about how emotions, career stress, financial planning for couples, and the FIRE movement retirement mindset affect early retirement decisions. Radon and Murs break down Medicare retirement considerations, Social Security timing challenges, retirement income strategy development, and the hidden dangers of day trading risks and options trading risks when someone tries to “make early retirement work” through high-risk investing. If you're navigating retirement planning at 50 or planning retirement with a partner who's not on the same page, this conversation offers clarity, humor, and a practical retirement checklist to help you move forward confidently.In this episode, find out:· How couples can resolve conflicting retirement goals when one wants to retire early and the other wants to maintain lifestyle freedom.· Why understanding the real reason behind wanting early retirement is essential to planning retirement effectively.· The major financial risks of relying on day trading or options trading to fund retirement income.· How to build a retirement income strategy that supports Medicare retirement costs, travel goals, and long-term financial security.· Why the Peace of Mind Pathway helps couples retire comfortably and plan for retirement with less stress and more clarity.Tweetable Quotes:“Retirement Planning isn't just about math—it's also about emotions, goals, and making sure both spouses feel secure in the plan.” — Radon Stancil“If early retirement adds more stress than your job does, then it's not truly helping you secure your retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Today on Your Money, Your Wealth® podcast 559 with Joe Anderson, CFP®, and Big Al Clopine, CPA, David wants to know if he and his wife (ages 47 and 53) are actually on track for retirement - without realizing they're creeping toward that .01% crowd that David swears he is not part of. Mia and Jessie from Seattle want to retire and still pick up a dream lake house with a combined ten million dollars saved. Can they pull it off? Yosemite Sam from Allen, Texas, wonders if he should wipe out the lake house mortgage or keep that low-rate loan to hang on to more flexibility as he approaches retirement. Joe and Big Al also spitball on whether Todd and Margo should shift more into pre-tax accounts to leave their corporate jobs at age 50, and whether early retirement at 55 plus a $500,000 beach home is in the cards for Birdie and Bogey from Williamsburg. Free Financial Resources in This Episode: https://bit.ly/ymyw-559 (full show notes & episode transcript) Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:53 - Middle Class Retirement Spitball For Those Not in the .01%: Are We On Track at Age 47? (David) 06:37 - $5 Million Roth, $5 Million Brokerage: Can We Retire and Buy a Dream Lake House? (Mia & Jessie, Seattle) 17:26 - Pay Off the Lake House or Keep the Low Rate Mortgage? (Yosemite Sam, Allen, TX) 25:23 - Should We Shift More Funds into Pre-Tax Retirement to Retire Early at 50? (Todd & Margo, TX) 38:45 - Can We Afford Early Retirement at 55 and a $500K Beach Home? (Birdie & Bogie, Williamsburg, VA) 46:27 - Outro: Next Week on the YMYW Podcast

En contra del retiro anticipado que prodigan los seguidores del movimiento FIRE (Financial Independence, Retire Early), el empresario y economista Carlos Tusquets no recomienda marcarse el objetivo de vivir de rentas a una edad temprana. “No es bueno ni para la persona ni para el colectivo”, admite el expresidente de la junta gestora del Barça y que, entre otros cargos, sigue al frente de Banco Mediolanum, entidad que dirige desde hace más de tres décadas. Desde los bastidores del mundo financiero, Tusquets comparte en el podcast Bolsillo las recetas que en su caso le han funcionado para manejarse bien con el dinero y que plasma también en 'Enriquéceme despacio, que tengo prisa' (RBA), con tres ediciones publicadas. Explica que la idea de escribir el libro surgió tras darse cuenta de que “el 90% de los ciudadanos comete los mismos errores y quien se beneficia es el 10%”. El también presidente honorífico de EFPA advierte que existen “dos carcomas” que se van comiendo el ahorro: los impuestos y la inflación. ”Si no obtenemos un rendimiento de entre un 4 y un 6% anual, depende de cada caso, no podemos superar la pérdida de poder adquisitivo”. Explica las principales claves en el podcast 'Bolsillo'.Cronología05:58 - Principales errores a la hora de gestionar el dinero06:32 - Importancia de entender los sesgos psicológicos07:43 - ¿Cuándo es el momento de vender?.11:28 - La estrategia de las “tres cestas” 12:46 - La receta infalible de Carlos Tusquets18:56 - ¿Qué rentabilidad debería aspirar a conseguir todo ahorrador?20:14 - El peligro de seguir modas y dejarse llevar por el ruido28:04 - Inversión en bienes inmuebles, ¿sí o no?30:16 - El impuesto sobre el patrimonio32:18 - La regla de las 3D en inversión36:24 - ¿Apalancarse para invertir?41:25 - Criptomonedas, ¿activos refugio?45:21 - El futuro de la inversión en Inteligencia Artificial47:38 - El consejo que le hubiera gustado que le dieran a los 18 años 

Thinking about retiring early? You're not alone — but before you trade your desk for the beach, it's worth asking if you're truly ready. A recent study from F&G Annuities and Life found that 54% of Gen X early retirees are considering "unretiring" — often because they weren't fully prepared, financially or emotionally. In this video, Peter with Richon Planning and Erin Kennedy walk through 5 key signs you're ready to retire early, including:  You're debt-free (and not just your mortgage)  You have multiple income sources  You've built strong retirement savings  You've planned for healthcare costs  You're ready for a new sense of purpose and structure Early retirement can be rewarding — but it's not for everyone. Make sure your plan supports the life and the retirement you want. And remember, it's not just a financial calculation... you're not just retiring from something, you need to be retiring to something as well. To find out if you're ready to retire, call Peter at (919) 300-5886 or visit www.RichonPlanning.com

See what 2026's housing costs and mortgage rates might mean for your homebuying plans and learn when you can safely coast on retirement savings. How is the housing market reshaping homebuying going into 2026? When can you stop saving for retirement and still feel confident about your future? Hosts Sean Pyles and Elizabeth Ayoola discuss Coast FI and long-term retirement planning to help you understand when “enough” might truly be enough. But first, senior news writer Anna Helhoski joins Sean and Elizabeth to discuss the year in housing with mortgage writers Holden Lewis and Kate Wood. They review how ultra-low pandemic mortgage rates helped fuel today's affordability crisis, why rising climate risks are driving up home insurance and escrow costs for owners, and how shifting trends like older first-time buyers and fewer buyers with kids are changing what “normal” looks like in the housing market. Then, Sean and Elizabeth discuss Coast FI with listener Paul, who wonders if his roughly $3 million nest egg means he can finally ease off saving for retirement. They discuss how Coast FI differs from traditional FIRE (Financial Independence, Retire Early), ways to manage retirement anxiety even when the math says you're on track, and how a certified financial planner can use tools like Monte Carlo simulations to pressure-test a plan. They also explore balancing long-term security with near-term goals like travel, buying a home, or upgrading a car, strategies for diversifying investments and accounts for tax efficiency, and how to gently transition from aggressive saving to actually enjoying more of your money today. NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management: https://nerdwalletwealthpartners.com/  Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: housing market 2026 forecast, housing affordability crisis, mortgage rates 2026, climate change home insurance, rising home insurance premiums, escrow costs increase, home buying budget, when to buy a house, renting vs buying a home, age of first time homebuyer, delaying homeownership, property taxes and insurance costs, Coast FIRE, how much is enough to retire, retirement anxiety, financial independence, living below your means, high savings rate, couples financial planning, Monte Carlo simulation retirement, certified financial planner, balancing saving and spending, money fears, money stories, currency risk in retirement, travel in retirement, and multiple savings goals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3372: Christina Browning shares ten crucial steps to ensure a successful early retirement abroad, drawing from her personal experience relocating to Portugal. From navigating foreign healthcare systems to stress-testing your lifestyle across seasons, these actionable tips help you avoid common pitfalls and set the stage for a seamless transition to life overseas. Read along with the original article(s) here: https://www.ourrichjourney.com/post/want-to-retire-early-abroad-do-these-10-things-first Quotes to ponder: "Using the medical and dental system in your chosen country is an absolute must before moving!" "Meeting with other ex-pats in the country of your choice will teach you something immensely valuable, not necessarily how much they love the country, but more so the struggles that they've faced while living there." "Hobbies are a significant part of life for a lot of people, so it's important to think about this before you make the move." Learn more about your ad choices. Visit megaphone.fm/adchoices

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Ep 204: Escape the Clock: How to Retire Early on Your Terms

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3372: Christina Browning shares ten crucial steps to ensure a successful early retirement abroad, drawing from her personal experience relocating to Portugal. From navigating foreign healthcare systems to stress-testing your lifestyle across seasons, these actionable tips help you avoid common pitfalls and set the stage for a seamless transition to life overseas. Read along with the original article(s) here: https://www.ourrichjourney.com/post/want-to-retire-early-abroad-do-these-10-things-first Quotes to ponder: "Using the medical and dental system in your chosen country is an absolute must before moving!" "Meeting with other ex-pats in the country of your choice will teach you something immensely valuable, not necessarily how much they love the country, but more so the struggles that they've faced while living there." "Hobbies are a significant part of life for a lot of people, so it's important to think about this before you make the move." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3372: Christina Browning shares ten crucial steps to ensure a successful early retirement abroad, drawing from her personal experience relocating to Portugal. From navigating foreign healthcare systems to stress-testing your lifestyle across seasons, these actionable tips help you avoid common pitfalls and set the stage for a seamless transition to life overseas. Read along with the original article(s) here: https://www.ourrichjourney.com/post/want-to-retire-early-abroad-do-these-10-things-first Quotes to ponder: "Using the medical and dental system in your chosen country is an absolute must before moving!" "Meeting with other ex-pats in the country of your choice will teach you something immensely valuable, not necessarily how much they love the country, but more so the struggles that they've faced while living there." "Hobbies are a significant part of life for a lot of people, so it's important to think about this before you make the move." Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you know if you can support your lifestyle after retirement without a paycheck? Deciding when to retire isn't just about the date on the calendar, it's about confidence, clarity, and knowing whether your lifestyle can truly support the transition. In this episode, Nick and Jake explore the factors that shape the "work longer or retire early" decision and the answer often has less to do with money than people expect. Here's what we discuss in this episode:

Download the free Journaling Guide: https://bit.ly/RT-journal Health & Wellness Checklist: https://bit.ly/3uPXhkU Most of us carry our father's words far longer than we realize, and for many people those messages shape how, when, and why we choose to retire. In this video, I share the story of my father's final days, the lessons he passed on, and how those lessons pushed me to retire earlier than planned and build a very different life in this next chapter. My dad struggled with alcoholism, but he also gave me three core principles that shaped everything: work hard, play hard, and help people who are less fortunate. Those words guided my entire career, and they guided me again when it became clear that staying in a job I no longer loved was not how I wanted to spend the rest of my life. You will hear how I made the decision to leave work behind, how I brought those three principles into my retirement years, and why purpose, love, and connection matter more now than ever. I also talk about what my father never received from his own parents, how that shaped him, and how it shaped the way I try to show up for my kids and for the people I love. If you are thinking about retiring early, if you lost a parent young, or if you are wrestling with the messages you inherited from your family about work, success, and duty, this video will give you perspective and a clear way forward. To help you process your own thoughts about retirement, purpose, and identity, download our free Journaling Guide. It gives you structured prompts that help you sort through big decisions and understand what you really want in this next chapter. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

Creating Financial Independence (FIRE) for Any Age: What It Actually Takes The Financial Independence, Retire Early (FIRE) movement is a strategy for achieving financial freedom, allowing individuals of any age to retire early, work optionally, or pursue passions without financial stress. FIRE involves accumulating enough wealth to cover living expenses indefinitely, typically through a combination of high savings rates, strategic investing, and intentional lifestyle choices.  FIRE Levels Lean FIRE: Minimalist lifestyle ($20,000–$40,000/year). Fat FIRE: Comfortable or luxurious lifestyle ($80,000+/year). Barista FIRE: Partial independence with part-time work to supplement income. Coast FIRE: Saving enough early to let investments grow without additional contributions. FIRE is achievable at any age, though the approach varies. Younger individuals have time to leverage compounding, mid-career workers can accelerate savings with higher incomes, and older adults can refine plans to bridge to early retirement. On this episode of Through The Pines we'll cover steps to create financial independence or (FIRE - Financial Independence, Retire Early) including… FIRE Levels Calculating Your FIRE Number Maximizing Savings Investing Wisely Optimizing Costs Designing a Purposeful Lifestyle Protecting Your Plan (Risk Management) let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while asking AI how to cook an apple pie, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -  Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

Send us a textHarnessing Gratitude as a Financial Tool: Emotional and Behavioral BenefitsIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly explores the often-overlooked emotional side of money, focusing on the impact of gratitude. As Thanksgiving approaches, Hunter explains how gratitude can be a strategic financial tool that helps high-income earning families make better financial decisions, reduce stress, and feel more secure in their financial journey. He identifies three major 'wealth killers': lifestyle creep, comparison syndrome, and fear-based hoarding, and offers practical habits for integrating gratitude into financial planning. The episode encourages listeners to reflect on the positive aspects of their financial accomplishments and challenges them to create a 'money gratitude list' with their loved ones to foster deeper appreciation and contentment.00:00 Welcome to The Retire Early Retire Now Podcast00:18 The Emotional Side of Money: Gratitude01:46 Why Gratitude Matters in Wealth Building07:13 Three Big Wealth Killers11:50 Practicing Gratitude in Financial Life16:16 A Simple Challenge for Thanksgiving18:05 Closing Thoughts and Final AdviceCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Most Australians are now sitting on a GOLD MINE. They have huge EQUITY reserves lying dormant in their home.

Mike and Julie were in their early 60s—and they were ready to retire. The only problem? They didn't feel READY, the market felt SHAKY, and they weren't sure if leaving work now would jeopardize their future. They wanted freedom, but they also wanted peace of mind. Today, Certified Financial Planner Tori Ten Hagen will be walking us through the case study of how we helped them decide if NOW was the right time—and what gave them the clarity to move forward.

Blurb:In a world where traditional retirement once meant waiting until your 60s to finally enjoy freedom, the FIRE movement—Financial Independence, Retire Early— has completely redefined the game. FIRE isn't just about quitting work; it's about reclaiming control of your time, energy, and purpose. By prioritizing intentional living, aggressive saving, smart investing, and mindful spending, FIRE empowers people to design a life centered on freedom rather than obligation. It challenges the old narrative that financial security must come after decades of grind, proving instead that independence is achievable far earlier—and that retirement is no longer an age, but a mindset.

You're doing everything right—buying a house, maxing out your 401(k), investing in real estate—but what if these "smart" money moves are actually trapping you in your job? It's the paradox plaguing the FIRE community: you could be a millionaire on paper but can't afford to retire because all your wealth is locked up. Welcome to the BiggerPockets Money podcast! In this episode learn what the middle class “trap” is, why it happens, and most importantly, how to escape it. Scott and Mindy use the example of 'Sam,' a diligent saver, to explain the practical strategies for achieving financial independence, whether through Coast FIRE, Roth conversion ladders, 72(t) distributions, or more aggressive frugality and saving. They also address both the critiques and supporters of this notion, providing actionable advice for anyone feeling financially stuck despite their best efforts. 00:00 Are You in the Middle Class Trap? 00:30 What is the Middle Class Trap? 00:57 The “Ideal” Retirement Portfolio 05:12 The Controversy of the Middle Class Trap 08:53 Strategies to Escape the Trap 18:26 Advanced Financial Strategies 28:06 Mindy and Scott's Early Retirement Roadmap 34:31 Share YOUR portfolio Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Trey Sellers joins Jarrett to discuss Trey's journey from traditional finance to the world of Bitcoin and the FIRE (Financial Independence, Retire Early) movement.They explore the relevance of the 4% rule in the context of Bitcoin, the importance of financial sovereignty, and the challenges of real estate investing compared to Bitcoin. They also touch on the impact of AI on future job markets and financial planning, emphasizing the need for flexibility and adaptability in personal finance.Watch on YouTube - https://youtu.be/Sy7dkPKzlhQCHAPTERS00:00 - Intro00:25 - Trey Joins The Pod03:20 - TradFi to Bitcoin Journey13:37 - Bitcoin + FIRE 25:30 - 4% Rule32:18 - Currency Debasement & Inflation34:14 - Tools To Calculate Bitcoin FI41:20 - Gen Z Question On Bitcoin44:08 - Balancing Stocks & Bitcoin45:50 - Discussing FI Isn't Easy53:08 - Gen Z & FIRE56:55 - What SVB Collapse Taught Us01:05:45 - Real Estate vs BitcoinTrey's X - https://x.com/ts_hodlTrey's LinkedIn - https://www.linkedin.com/in/treysellers/Trey's Substack - https://firebtc.substack.com/Unchained - https://www.unchained.com/Future Signal is a podcast hosted and produced by Jarrett Carpenter that explores tomorrow's tech today.All of Future Signal's content is not financial advice but rather edu-tainment. All of our episodes are available here on YT as well as wherever you listen to podcasts.Follow us on Social Media :X - https://www.twitter.com/futuresignalxyzInstagram - https://www.instagram.com/futuresignalxyz/Facebook - https://www.facebook.com/futuresignalxyzLinkedIn - https://www.linkedin.com/company/future-signal-xyz/Twitch - https://www.twitch.tv/futuresignalxyzFor more info on the podcast, please check out https://www.futuresignal.xyz/Episode's music by @Txmmy_Beats - https://www.youtube.com/c/TxmmyBeatsTo learn more about Future Signal's Host - https://www.jarrettcarpenter.com/

Do you really need 10 properties in 10 years, or could a handful of the right ones buy your freedom faster? In part 2 of this powerful interview from the Get Invest vault, Bushy Martin is joined again by Daniel Walsh - investor, mentor, and founder of Your Property Your Wealth - to challenge the “more doors = more freedom” myth that drives so many investors off course. Daniel unpacks why quality beats quantity, how to build a small, strategic portfolio that funds your lifestyle, and why the key to financial freedom is thinking in decades, not news cycles. Together, Bushy and Daniel explore: Why a calm, cashflow-positive future starts with smart choices up front How a few high-performing properties can replace your income The importance of buffers, loan structures, and sleep-at-night strategies How to avoid the FOMO traps that sabotage long-term growth The mindset shift from collecting keys to creating freedom If you’ve ever wondered whether it’s time to stop chasing more and start living better, this episode will show you how to build a smaller, smarter portfolio that buys you a big life - one that’s truly lived by design. Listen now to discover how less can truly be more - and how patience, planning, and the power of compounding can do the heavy lifting for your future. Connect with Daniel Daniel's education courses: https://ypywmastery.com.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Are you tired of the traditional work-and-retire-at-65 plan? This episode is for you. We're diving into the concepts of FIRE (Financial Independence, Retire Early) and FILE (Financial Independence, Live Early), and exploring how you can break free from the traditional script. Dr. Jay and Bri challenge the idea that retirement is an "on/off switch" and introduce the "dimmer switch" approach of FILE, which allows you to design a life you love now, rather than waiting for a distant retirement.Timestamps

Discover how Daniel Walsh built a $20M property portfolio - and learn the blueprint to turn time into freedom and become a “time billionaire.” What if your greatest wealth wasn’t measured in money, but in minutes? In this episode, we’re bringing back one of our most popular interviews — a grounded, practical masterclass with property investor and coach Daniel Walsh on how to turn time into wealth and wealth into free time. Daniel’s story is as inspiring as it is instructive. From earning just $34,000 a year as a 19-year-old tradie to becoming a train driver and then building a $20 million property portfolio in his 30s, Daniel has mastered the art of creating financial freedom through smart, sustainable investing. In this conversation with Bushy Martin, you’ll discover: How to swap income for freedom — and make time your most valuable asset The power of choosing quality properties that quietly compound wealth How to structure your portfolio to keep risk boring Why real success is measured in minutes, not more stuff And how repetition and consistency build mastery — in money and in mindset Whether you’re new to the Get Invested tribe or have been listening for years, this episode is rocket fuel for anyone ready to design a life of freedom through property. Connect with Daniel Daniel's education courses: https://ypywmastery.com.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Is the secret to long-term wealth a complicated, high-stakes strategy, or something far simpler? We often get drawn to the allure of "sexy" investing—the risky bets, the hot stock tips, the promise of explosive overnight returns. But what if the most powerful path to financial growth is actually the one that feels a little… boring? This episode pulls back the curtain on why consistency, patience, and a simple plan can be your greatest assets on your investment journey. We're diving deep into the power of straightforward, time-tested strategies like diversified index funds and automated contributions. You'll learn how these "boring" methods are designed to harness the market's power over the long haul, helping you build wealth without the sleepless nights. We'll also uncover the common traps of complex, "sexy" investing—from chasing elusive returns to taking on unnecessary risk. Get ready to feel empowered and inspired to build a strategy that truly works for you, one that brings you closer to your goals with confidence and clarity.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

Joe Anderson, CFP® and Big Al Clopine, CPA tackle the fears that mess with even the best-laid financial plans, today on Your Money, Your Wealth® podcast 552. Big Wallet Barbie and Ken from the Midwest have saved millions, but Barbie's still worried about retiring early, buying a new house, and converting to Roth. Is she second-guessing her plans? The fellas spitball for Dan from Florida, who's flying high in the 35% tax bracket and trying to decide between Roth 401(k) contributions and future Roth conversions. They also float a surprising idea - one that's rare on YMYW - for a listener from Chicago who is FIRE'd Up about Roth vs. pre-tax and making a tax-smart wealth transfer. We'll wrap up with a couple of your comments. Free Financial Resources in This Episode: https://bit.ly/ymyw-552 (full show notes & episode transcript) Emotionless Investing Guide The Truth About Your Love/Hate Relationship With Money - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters:  00:00 - Intro: This Week on the YMYW Podcast 00:49 - Big Wallet Barbie and Ken's Roth Conversion, Retirement, and Home Purchase Strategy (Barbie Mattel, Midwest) 08:58 - Roth 401(k) Contributions or Roth Conversions? Flying High in the 35% Tax Bracket (Dan, FL) 17:23 - High-Earners Planning FIRE and Wealth Transfer: Roth, Pre-Tax… Life Insurance? (FIRE'd Up, Chicago) 29:56 - Correction on Spousal Social Security Benefits After the Fairness Act (Cindy) 33:37 - Follow Up: The Kids Are Pretty Alright (Lucas, MN) 34:44 - Outro: Next Week on the YMYW Podcast

Neil Henderson is a seasoned real estate investor, co-host of the Truly Passive Income Podcast, and General Partner at Nomad Capital. After nearly two decades as a defense contractor, Neil transformed his career by pursuing financial freedom through real estate investing. Starting with a simple house hack in Las Vegas, he's now helped investors participate in over $75 million in commercial real estate deals and raised more than $17 million in investor equity. As a thought leader in the FIRE (Financial Independence, Retire Early) movement, Neil shares real, actionable strategies for building passive income, achieving financial independence, and creating time freedom through self-storage syndications and other powerful real estate investing models. Neil's insights will help you take the next step toward truly passive wealth.Follow Neil

Is the grueling pace of your job fueling your desire for FIRE (Financial Independence, Retire Early)? This week on Check Your Balances, Ross and Dan tackle the reality that for many, burnout is the primary driver of the movement, not just aspiration. We discuss how to re-evaluate your aggressive savings strategy, explore more balanced options like Coast FIRE, and ensure your pursuit of freedom doesn't cost you your current well-being. Stop letting the corporate grind dictate your financial plan—it's time to find a path to independence that's sustainable.#FIREMovement #Burnout #FinancialIndependence #CheckYourBalances #CoastFIRESend us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

The Hidden Lightness with Jimmy Hinton – Too many borrowers are now delinquent on house and car payments; it's clear that financial pressure is mounting from every direction. Yet, in the middle of this chaos, a quiet revolution is taking shape. More Americans than ever are learning about and embracing the FIRE movement—Financial Independence, Retire Early—and it might just be the light we need in this...

Would you work two full-time jobs and live off of ramen noodles if it meant you could retire at 35? That's the image many people have of people who follow the FIRE path — that stands for, financial independence, retire early.In early September, Globe retirement reporter Meera Raman and Decibel producer Michal Stein went to a retreat at a camp near Toronto to find out how they make it all work. Today, Meera is on the show to talk about what she learned from some of the most devoted FIRE followers from around North America.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Mindy Jensen and Scott Trench on this episode of the BiggerPockets Money Podcast as they dive into the different types of FIRE. Financial Independence, Retire Early isn't a one-size-fits-all approach - it's evolved into multiple distinct paths, each designed to meet different lifestyles, risk tolerances, and financial goals. This comprehensive exploration will help you understand which version of financial independence makes the most sense for your unique situation. From traditional FIRE to coast, lean, barista, chubby, and fat FIRE, each approach offers its own timeline, savings requirements, and lifestyle implications. Whether you're drawn to the minimalist appeal of lean FIRE or you're more interested in fat FIRE's promise of maintaining a luxurious lifestyle in retirement, understanding these distinctions is crucial for mapping out your financial future. Scott and Mindy break down the math, mindset, and practical considerations behind each path, giving you the clarity to choose your FIRE strategy and start building a personalized roadmap to financial independence. This Episode Covers: The six main types of FIRE and what makes each one unique Specific savings requirements and timelines for each FIRE path Real-world pros and cons of traditional, coast, lean, barista, chubby, and fat FIRE Which personality types tend to succeed with each strategy How to match your lifestyle and goals to the right FIRE approach The sacrifices and trade-offs involved in each path Practical steps to get started on your chosen FIRE journey And SO much more! 00:00 The 6 Types of FIRE  01:12 Traditional FIRE 04:38 Coast FIRE 09:43 Barista FIRE 13:11 Lean FIRE 18:15 Chubby FIRE 22:07 Fat FIRE Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of Coast FIRE? It's a fresh approach to Financial Independence, Retire Early that doesn't mean walking away from work altogether. Instead, Coast FIRE is about saving aggressively in your early years so your investments can grow to cover retirement, giving you the freedom later to focus on passion projects, flexible work, or simply enjoying life without the financial pressure. Find the show notes, resources, and watch the video version at www.thewealthmindsetshow.com/s2e20Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on one of the most popular and controversial trends in personal finance today: the FIRE movement — Financial Independence, Retire Early. After more than 30 years as a CPA, entrepreneur, and financial educator, I've witnessed countless people chase the dream of early retirement, only to find themselves back at work faster than a market crash.Today, I'm digging into the 8 biggest problems with FIRE that no one's really talking about. If you've ever thought about retiring early, or you're already hustling toward financial independence, this episode will help you rethink your strategy so you don't sacrifice the best years of your life for a number on a spreadsheet. I'm sharing real stories, personal experiences, and the specific pitfalls that can turn FIRE from financial independence into a life of frugality, stress, and missed opportunities.Plus, I'll be walking you through my lifestyle cost calculator—yours for free—so you can finally figure out what your freedom actually costs (hint: not the number you see on Instagram).IN TODAY'S EPISODE, I DISCUSS:Why the extreme savings rates in FIRE are like financial crash dietingWow chasing an early retirement number can actually train you to avoid joy in lifeOver-reliance on the 4% rule and market performanceWhat really happens when your career suddenly stopsWhy FIRE isn't equally accessible to everyone,What most FIRE advocates ignore about medical costsMy four-step roadmap to financial independenceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Scott Trench once felt limited in a corporate job, questioning whether financial freedom before retirement was even possible. Afraid of wasting decades climbing the corporate ladder for incremental raises at the cost of his freedom, he embraced frugality, disciplined saving, and smart investing. By the age of 27, he had achieved financial independence. In this episode, Scott shares his Financial Independence, Retire Early (FIRE) journey and actionable strategies for building wealth early, empowering you to reach financial freedom long before retirement. In this episode, Hala and Scott will discuss: (00:00) Introduction (02:23) From Early Career to BiggerPockets CEO (08:47) Scrappy Lessons and Startup Growth Hacks (13:51) Scaling BiggerPockets: Strategy and Growth (19:18) How BiggerPockets Makes Money (26:42) Stepping Down as CEO to Become a Full-Time Creator (30:14) The FIRE Movement and Its Evolving Models (39:47) Frugal Living, Wealth Building, and Saving Hacks (45:51) Smart Real Estate Strategies for Beginners (57:59) Different Paths to Financial Independence Scott Trench is a real estate investor and former CEO of BiggerPockets, the world's largest community for real estate investors. He co-hosts the BiggerPockets Money podcast, sharing insights on personal finance and wealth building. Scott is the bestselling author of Set for Life and a leading voice in the FIRE (Financial Independence, Retire Early) movement, promoting strategies for financial planning, investment, and early retirement. Sponsored By: Airbnb - Find yourself a cohost at airbnb.com/host  Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting  Open Phone - Get 20% off your first 6 months at OpenPhone.com/profiting.  DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting  SKIMS - Shop SKIMS Fits Everybody collection at SKIMS.com  Policy Genius - Secure your family's future with Policygenius. Head to policygenius.com/profiting  Masterclass - Get an additional 15% off any annual membership at https://masterclass.com/profiting  BitDefender - Save 30% on your subscription at bitdefender.com/profiting  Resources Mentioned: Scott's Book, Set For Life: bit.ly/SetforLife  Scott's Instagram: instagram.com/scott_trench  Scott's Podcast, BiggerPockets Money: bit.ly/BPMP-apple  Scott's YouTube, BiggerPockets Money: bit.ly/BPM-YouTube  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Risk Management, Business Coaching, Finance Podcast.

New owner. New mindset. Zero panic. In this candid conversation, Derek sits down with Dr. Raheel Hayter to unpack how a 20-year-old's discovery of FIRE (Financial Independence, Retire Early) shaped his entire path through dental school, associateship, and a swift, strategic leap into ownership. Raheel shares how he maximized clinical reps in school (hello molar endo and wisdom teeth), evaluated practices with a clear freedom-first lens, and landed a rare small-town, low-competition office outside Dallas. You'll hear the exact factors he prioritized (fixed costs, saturation, collections), why he chose coaching with TLP to compress his timeline, and how he handled week one with a “change nothing, learn everything” approach—using curiosity and “strong opinions, weakly held” to identify true root problems (documentation, over-spending on supplies, collections discipline) without rattling the team or patients. Whether you're a student, associate, or on the brink of ownership, this episode is a blueprint for moving fast and smart. What you'll learn: How a FIRE mindset clarifies clinical, career, and ownership decisions The simple filter Raheel used to evaluate practices (competition, fixed costs, collections) Why saying “no” a lot makes it easy to pounce on the right deal A calm, high-trust playbook for your first weeks as an owner (“change nothing, ask why”) Where passive leadership hides in the numbers (supplies %, lab %, collections rate) and how to spot it Highlights: Discovering FIRE and choosing dentistry with the end in mind Maximizing clinical exposure in school (be in clinic 8–5; study after) From associate to owner: doing the math, then committing Due diligence in saturated markets and why small-town sites can win big Week-one leadership: reassure the team, observe, document, then prioritize Back-office fixes that move the needle: documentation, insurance, discounts, CareCredit/process cleanup Reach out to Raheel at: raheel14haider@gmail.com Reach out to Derek at: derek@thelifestylepractice.com Connect with us: • Learn more about 1-on-1 coaching • Get access to TLP Academy • Suscribe to The Lifestyle Practice Podcast • Email Derek at derek@thelifestylepractice.com • Email Matt at matt@thelifestylepractice.com • Email Steve at steve@thelifestylepractice.com

Darrow Kirkpatrick retired from a 29-year career in civil and software engineering in April 2011 at the age of 50 and started the blog 'Can I Retire Yet' that same year. The Blog was one of the first in the FIRE (Financial Independence, Retire Early) space and focuses on the personal finance needs of anyone who is thinking about retirement or early retirement. He joins us for a deeply human masterclass on retiring, drawing down without drama, and pursuing hard goals the slow, sane way. In this episode, Darrow shares with us: The origins of his blog 'Can I Retire Yet?' How a nervous breakdown derailed his career His six-year, section-by-section completion of the Colorado Trail on forearm crutches The inspiration behind his new book 'Two Sticks One Path'  

Your average person is not going to be able to retire in their thirties or forties. It is not that we shouldn't retire early, but we also might want to retire often with mini-retirements. We discuss this very subject with an expert on this subject--Jillian Johnsrud--about her book Retire Often. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does life look like when you stop trading time for money and start living on your own terms? In this episode of Everyone's Talkin' Money, I sit down with Daniel C. Rodgers — award-winning author of Escape The Clock: Your Program Guide for Financial Freedom and Early Retirement and host of the Escape the Clock Podcast. After 20 years in tech, Daniel walked away from the 9-to-5 grind to design a life filled with purpose, freedom, and impact. Today, he teaches financial literacy, coaches people one-on-one, and helps others create personalized roadmaps to financial independence. You'll hear: Why the traditional retirement model no longer works — and what's replacing it The truth about FIRE (Financial Independence, Retire Early) and whether it's realistic How to calculate your number instead of chasing someone else's formula The psychology of money, golden handcuffs, and what really holds people back Why financial freedom isn't about escaping work — it's about choosing purpose If you've ever dreamed of retiring early, ditching the clock, or simply creating more freedom in your life, this conversation will give you both the mindset and the practical steps to make it happen. Keep up with all things Everyone's Talkin' Money by following us on Instagram @everyonestalkinmoney. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices