Podcasts about retire early

Is it possible, common even, to spend a lot early in retirement to celebrate your financial freedom? How do Roth conversions and withdrawals work if you do plan to call it quits around age 57, and spend big early on? Should you convert retirement funds to tax-free Roth after you stop working? Joe Anderson CFP® and our special guest co-host, Marc Horner, CFP® spitball on these topics for "Beavis and Daria" in Texas and "Clark Kent" in Pennsylvania, today on Your Money, Your Wealth® podcast number 543. Plus, the sooner 56-year-old "Tony Soprano" in New Jersey can retire, the better. What tips do Joe and Marc have for him? By the way, Marc is one of the newest principals here at Pure Financial Advisors. He's the founder of Fairhaven Wealth Management, which has just become the newest Pure Financial Advisors Chicagoland office in Wheaton, Illinois - so help us welcome him for his YMYW debut. Free financial resources & episode transcript: https://bit.ly/ymyw-543 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) DOWNLOAD the Withdrawal Strategy Guide for free WATCH Withdrawal Trap Doors on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - Spending Higher Earlier in Retirement to Celebrate? How to Convert? Where to Withdraw? (Beavis & Daria, TX) 12:30 - Watch Withdrawal Trap Doors on YMYW TV and Download the Withdrawal Strategy Guide for free 13:36 - Can I Retire at 57 Even With a High Draw Down Rate? Should I Convert After Retirement? Should I Consider an Annuity? (Clark Kent, PA) 28:23 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) 29:09 - When Can I Retire? The Sooner the Better. (Tony Soprano, NJ) 37:43 - Next Week on the YMYW Podcast 38:01 - YMYW Podcast Outro

Breaking free from a comfortable career isn't easy, but it's the first step toward building real freedom. George Roberts III shares how he left the lab behind, mastered real estate syndication, and now empowers others to create wealth that lasts. If you're ready to sharpen your real estate edge, this one's a must-listen. Key Takeaways To Listen For Why George left academia for multifamily wealth-building Lessons learned from capital raising, syndications, and partnerships What most people misunderstand about economic cycles George's philosophy on diversification: real estate, lending, and operating businesses Behind the scenes of investing in drug rehab facilities as a business and mission| Resources/Links Mentioned In This Episode Main Street Millionaire by Codie Sanchez | Kindle, Hardcover, and Paperback About George Roberts IIIGeorge Roberts III is the founder of Walnut Grove Homes, a high-end residential construction firm in Troy, Michigan that achieved seven-figure revenue in 2021. He is also a principal at Horizon Multifamily, a firm that sponsors value-add multifamily opportunities across the Southeast for accredited passive investors. As a multifamily operator, George is a General Partner on a 34-unit property near Knoxville, TN, a co-GP on a 104-unit deal in Louisville, KY, and part of a joint venture on a 14-unit apartment in Orlando, FL. He's also a passive investor in 468 multifamily units nationwide. Before transitioning full-time into commercial real estate, George built a successful career as an award-winning data scientist and bioscientist, with over 700 citations in genomics, microbiology, and physiology.   Connect with George Website: Roberts-Capital-Enterprises Podcasts: Passionate Living Through Passive Investing | Spotify Youtube: The Foundery - Where Leaders are Forged Daily! LinkedIn: George Roberts III, Ph.D.   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Michael Kelly, portfolio manager and global head of multi-asset at PineBridge Investments, says that the evolution boom in artificial intelligence is the kind of generational market event that only happens "once every 20 or 30 years." He says it will be "very meaningful and we believe very good not only for the economy but for the markets." He is optimistic that the increased productivity created by the AI revolution can help the economy grow its way out of the fiscal concerns over deficits and other issues that overhang the market. That said, he does see mild turbulence ahead, but without a major correction or downturn as the market winds through the rest of 2025. His advice for that turbulence: "Buckle up." Paulo Costa, senior behavioral economist at Vanguard, discusses the firm's research into the emotional and time value of advice, which showed that the benefits of financial advice extend far beyond simply having expertise at the helm making investment choices. Plus, Chuck answers a listener's question about the use of one or two popular funds to be an entire portfolio — a strategy particularly popular with members of the FIRE movement (Financial Independence, Retire Early) — and he examines the pros and cons of making simplicity the cornerstone of an investment portfolio.

In this episode of Zen and the Art of Real Estate Investing, Jonathan welcomes Scott Trench, former CEO of BiggerPockets, co-host of the BiggerPockets Money podcast, and author of “Set for Life.” Their conversation dives into how Scott achieved financial independence through real estate and frugality, and how new investors can build the confidence and skills to invest from a position of strength. Scott shares how his own path began with house hacking and strict expense management while working as a financial analyst. These early habits laid the foundation for his first duplex purchase and ultimately his real estate success. He explains that the core pursuit behind investing for most people isn't financial wealth. It's time freedom. Real estate offers one of the most accessible paths to achieve that, especially for everyday Americans with median incomes. The conversation highlights the importance of personal accountability and developing an in-person community. While online education has its place, Scott emphasizes the lasting value of learning from real people, joining masterminds, and taking action on knowledge, not just theory. He also explains how engaging directly with tenants, even when difficult, builds the playbook necessary for long-term success. Jonathan and Scott discuss why now might actually be an excellent time to buy, especially in smaller multifamily sectors. While high interest rates have sidelined many investors, price adjustments in certain markets have created new windows of opportunity. Scott reflects on his experience with both direct ownership and passive investing in syndications, candidly sharing why he prefers the control and reliability of local real estate over national trends. They also touch on the FIRE (Financial Independence, Retire Early) movement and what early retirement actually means. For Scott, financial freedom isn't about never working again. It's about creating more choices. He encourages listeners to ignore the noise, avoid overpriced guru programs, and focus instead on sustainable investing strategies that fit their lives. Throughout the episode, Scott keeps the advice actionable. He urges new investors to think critically, avoid fads, and build a strong foundation through frugality, education, and reps in the field. Whether you're house hacking, looking at syndications, or considering commercial opportunities, the key is to approach each decision with discipline and awareness. The ultimate goal? Gaining control over your time, finances, and future. In this episode, you will hear: The mindset shift that turned Scott Trench from employee to investor Why house hacking creates a low-risk way to build skills and equity Where many new investors get stuck and how to get unstuck The importance of being a transparent and human landlord Strategies Scott uses to handle difficult tenants without evictions The hidden value of investor forums and local meetups Why it's smart to stay skeptical of real estate fads The case for small multifamily in today's market Scott's view on FIRE and time freedom as the real end goal Ways to assess college vs. trade school from an ROI perspective Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: BiggerPockets website - www.biggerpockets.com BiggerPockets on YouTube - www.youtube.com/biggerpocketsmoney Find BiggerPockets on Facebook - www.facebook.com/groups/BPMoney Scott Trench's Instagram - www.instagram.com/scott_trench Connect with Scott on LinkedIn - www.linkedin.com/in/scott-trench-53056a22 Scott's TikTok - www.tiktok.com/@strenchbp Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Send us a textWhat if the perfect expat destination for Americans isn't Portugal or Costa Rica, but South Africa? A country where your dollars stretch four times further, world-class healthcare costs pennies on the dollar, and English is widely spoken across breathtaking landscapes from cosmopolitan Cape Town to the wild savannas.South Africa represents a compelling paradox for potential American expats. The affordability is staggering—nice apartments from $430-1100 monthly, excellent wine under $5, and private doctor visits for $20—creating luxury-level living on modest budgets. Yet this financial advantage exists alongside complex social dynamics, occasional infrastructure challenges, and a bureaucracy that moves at its own distinctive pace.This episode breaks down everything Americans need to know about relocating to South Africa: multiple visa pathways for retirees, remote workers, entrepreneurs and skilled professionals; the remarkable two-tier healthcare system; cultural integration in a country with eleven official languages; safety considerations beyond the headlines; and paths to permanent residency. Through conversation with American expat Heather Mason, who has lived in Johannesburg for 15 years, we explore both practical details and the intangible rewards that keep expatriates in South Africa long-term.Is South Africa right for everyone? Absolutely not. But for Americans seeking affordability without sacrificing quality of life, who value natural beauty and cultural richness over perfect infrastructure, and who approach new experiences with patience and openness—this overlooked destination might just be the answer. Featuring:Heather Mason-------------------------Follow Deep Dive:BlueskyYouTube Email: deepdivewithshawn@gmail.com Music: Majestic Earth - Joystock

In this episode of Sanika sits down with financial coach and early retiree Walli Miller to explore the concept of freedom and financial independence. Walli shares her journey of achieving financial freedom by making intentional money decisions and participating in the FIRE (Financial Independence, Retire Early) movement. Born and raised in the Bronx, Walli discusses the financial challenges she faced and how she shifted her spending habits to build wealth. She emphasizes the importance of understanding one's finances, setting financial goals, and using money as a tool to design a life of freedom. Walli also provides practical advice on managing money, setting boundaries, and building wealth through various investment vehicles like real estate, entrepreneurship, and the stock market. Join Walli  and Sanika as they dive deep into the keys to financial freedom and how you can start your journey today.Send us a text Thank you for listening and for adding new dimensions to your definitions. Keep growing, keep exploring, and keep defining life on your terms.

Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are these millennials on the right financial path, or have they brunched and YOLO'd away their retirement dreams? That's today on Your Money, Your Wealth® podcast number 541 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, do Roth conversions make sense for Will and Jane in New York, given their high income and high tax bracket? Which pension option is best for their circumstances? Finally, the fellas spitball for Juan's mother in Florida on how long-term capital gains on the installment sale of her company will be taxed. Free financial resources & episode transcript: https://bit.ly/ymyw-541 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! LIMITED TIME OFFER: Download The Money Makeover Guide before this Friday, August 8, 2025! WATCH Complete Money Makeover on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 00:44 - We're Millennials. Have We Brunched and YOLO'd Away Our Retirement Dreams? (Pam & Jim, Phoenix, AZ) 12:10 - We're 39 With $840K. Can We Retire at Age 57? (Matt, PA) 22:57 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 23:53 - Do Roth Conversions Make Sense Given Our High Income and Tax Bracket? What Pension Option is Best? (Will and Jane, NY - voice) 37:04 - Watch Complete Money Makeover on YMYW TV, Download the Complete Money Makeover Guide before Friday, August 8, 2025! 37:46 - How Will Long Term Capital Gains on the Installment Sale of My Company Be Taxed? (Juan's Mother, FL) 47:50 - YMYW Podcast Outro  

In this episode, Dr. Peter Kim dives into a question every physician has considered at some point: When do you want to retire? He unpacks why so many doctors dream of retiring early, the real-life obstacles that stand in the way, and how to rethink what retirement actually means. If you've ever felt stuck or unsure about your retirement plans, this episode will help you gain clarity, build a plan, and start taking small steps toward true freedom. Tune in! Joining PIMDCON 2025? Click here to reserve your seat! Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD. Like what you heard? Subscribe and Rate Us!

David Flores Wilson, CFA, CFP®, Managing Partner at Sincerus Advisory, where he helps entrepreneurs, tech professionals, and business owners build and protect their wealth, optimize business exits, and achieve financial freedom.Named an Investopedia Top 100 Financial Advisor (2019 & 2020), his financial expertise has been featured in CNBC, The New York Times, Kiplinger, and InvestmentNews. A Certified Exit Planning Advisor (CEPA®), he specializes in equity compensation planning, tax- efficient wealth strategies, and strategic philanthropy, ensuring his clients make informed financial decisions that align with their long-term goals. A graduate of UC Berkeley, he holds multiple financial credentials, including CFA, CFP®, AEP®, CEPA®, and CCFC. David represented Guam in the 1996 Atlanta Olympic Games and is an active member of Entrepreneur's Organization, the Estate Planning Council of NYC, and Advisors in Philanthropy, where he promotes financial literacy and impactful philanthropy.Passionate about continuous learning and personal growth, David enjoys traveling, reading, Brazilian Jiu-jitsu, yoga, and snowboarding in his free time. CONTACT DETAILS Email: dwilson@sincerusadv.com Company: Sincerus AdvisoryWebsite: https://sincerusadv.com/Social Media Address:LinkedIN - https://www.linkedin.com/in/david-flores-wilson-cfp%C2%AE-cfa-02b5a/ X - https://x.com/NYwealthadvisor Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. 

Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro

In this episode, host Jannese Torres dives into the inspiring journey of Gabby, a 46-year-old teacher aiming to retire by 57. Discover how Gabby transformed her financial landscape by maxing out her 403B and Roth IRA, investing in index funds, and strategically planning her retirement. Jannese shares expert insights on optimizing contributions, understanding withdrawal strategies, and the importance of asset allocation as retirement approaches. Tune in to learn how you can take control of your financial future and make early retirement a reality.Need help creating your financial freedom plan? Book Your Investor Power Hour CallWant your question answered on the show? Ask your question here!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don't forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

Walli Miller is a first-generation millionaire, financial coach, and early retiree who left her 9-to-5 before age 40. After a career in public service, Walli reached financial independence and now helps high-achieving, primarily first-generation women build wealth, create financial freedom, and design a life they love. Through her private coaching business, Walli empowers others to rewrite their money stories and achieve what once felt impossible. On this episode we talk about: Walli's first job in New York City through the Summer Youth Program and what it taught her about work and money Her transition from public service to financial independence, reaching millionaire status, and retiring early—all on a government salary The generational impact of money mindsets, and why credit, wealth, and financial habits are “hereditary” The “aha!” moment that changed Walli's relationship with money and launched her journey to wealth How she used tax-advantaged accounts, intentional saving, and mindset shifts to build seven figures in her stock portfolio The importance of automating savings, increasing investments gradually, and eliminating mindless spending The difference between math and mindset: why 80% of financial success is mental and emotional Her path from unpaid coaching to a thriving coaching business—helping others, especially women and people of color, break cycles and become work-optional The FIRE (Financial Independence, Retire Early) movement, and what it looks like to be “work optional” Top 3 Takeaways Financial independence is possible without a massive salary—strategic saving, investing, and automation can build real wealth. Money stories and mindsets inherited from childhood play a huge role in our financial behaviors; changing the narrative is key to breaking cycles. Achieving “work optional” status isn't about deprivation—it's about intentionality, paying your future self first, and living aligned with your values. Notable Quotes “I thought wealth was for somebody in a velvet robe, not for federal employees earning $100,000.” “I realized after years of coaching that about 15% is numbers and 85% is mindset and relationships.” “Paying your future self first—before you spend on anything else—is the most powerful habit for building freedom.” Connect with Walli Miller: Website: financiallythriving.com https://www.instagram.com/financially_thriving/?hl=en

Ready to feel more motivated about retiring early? These five research-backed stats reveal how early retirement can positively impact everything from health to relationships—and might be the nudge you need to take your financial independence plan more seriously. The benefits go well beyond just having more free time.While many people delay retirement out of fear or uncertainty, the data shows that stepping away from work earlier can lead to greater satisfaction, improved well-being, and more meaningful use of time. But getting the timing right means understanding your financial picture and knowing when enough is truly enough.Early retirement isn't about escaping work, it's about creating space for the things that matter most. If you're serious about building a life with more energy, freedom, and fulfillment, this is your sign to start planning intentionally.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

The dream of an early retirement is a powerful motivator for many investors. But often it remains just that: a dream. So what's holding people back? Is it simply a matter of money? Or are there deeper, psychological reasons why people decide to keep working? And in today's Dumb Question of the Week: Is the state pension like a bond? --- Thanks to Raisin UK for supporting this episode. Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft ---Get in touch

In this episode of the Digital Investor Podcast, we sit down with Captain FI, a former military pilot who reached financial independence and retired at age 30.But here's the twist…It wasn't just index funds and frugal living that got him there. It was a passion blog that turned into a six-figure income stream, accelerating his FIRE (Financial Independence, Retire Early) journey faster than traditional investing ever could. Tune in to hear:What FIRE actually means (and how to calculate your number)Why most FIRE followers need a scalable side hustleHow Captain FI built $100K months from his blogThe moment he realized websites could replace his jobHow online business gave him time freedom, financial security, and a hobby farmWhether you're new to FIRE, deep in the movement, or just exploring ways to escape the 9-5… this episode will show you how online businesses can fast-track your freedom.Want To Learn How To Buy Websites for Income and Financial Independence?You don't need tech skills or prior experience, just the right strategy and a proven plan. Learn how 6-figure earners are buying profitable online businesses (the smart and safe way in 2025): https://www.ebusinessinstitute.com.au/dip

In this eye-opening episode of the Jake & Gino podcast, Gino flies solo to interview Chris Miles, founder of Money Ripples, cashflow expert, and former financial advisor turned passive income evangelist. Together, they pull back the curtain on the real problems with traditional retirement planning—and how most people have been brainwashed into believing the 401(k) is their only path to freedom.Chris reveals how he escaped the rat race at just 28 years old by ditching accumulation and embracing cash flow-focused investing. He shares why the FIRE movement gets it wrong, how financial advisors are incentivized to sell—not serve—and why real estate, hard money lending, and infinite banking may offer far better alternatives.Whether you're tired of the "set it and forget it" retirement advice or you're simply looking to build wealth that works now, this episode delivers practical insights and controversial truths.Connect with Chris Miles:https://www.moneyripples.comListen to the Money Ripples Podcast wherever you get your podcasts.Topics Discussed:Why the 401(k) was never meant for the average person The myth of the 4% rule (and why it's actually 2-3%) What most millionaires still worry about in retirement How to escape the saver-scarcity mindset The problem with the FIRE movement and mutual funds Cash flow investing vs. equity-focused investing Building your financial network and foundation Why Chris prefers whole life insurance, real estate, and lending Subscribe for weekly insights on wealth, mindset, and multifamily investing from the Jake & Gino Network.Chapters:00:00:00 - Introduction  00:06:04 - Why Traditional Retirement Advice Failed Chris' Dad  00:07:28 - The Myth of the 4% Rule and FIRE Movement Critique  00:12:28 - Are You Living in Financial Fear? Emotional Ties to Money  00:18:23 - Breaking Intergenerational Money Patterns  00:25:30 - The System Is Broken. Follow the Money  00:30:55 - How to Build a Real Financial Foundation  00:37:20 - The Best Vehicles for Wealth Building in 2025  00:40:47 - Why Equity Is Great, But Cash Flow Is King  00:43:23 - Raw Land, Oil & Gas, and Other Income-Producing Vehicles  00:47:40 - Connect with Chris Miles  00:48:13 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

Too many people delay retirement just to boost their Social Security benefits, often at the cost of time, energy, and joy. But at Root, we believe retirement planning should be about more than just maximizing one metric. It should be about maximizing your life.If you're working extra years simply to avoid gaps in your earnings history or to earn a slightly higher monthly benefit, it's worth rethinking the bigger picture. In many cases, the trade-off isn't worth the lost years of freedom and vitality.A more holistic strategy might involve intentionally drawing from your portfolio early—when you're healthy and active—while allowing Social Security to grow in the background. And for those pursuing tax planning strategies like Roth conversions, delaying benefits can actually create opportunities for long-term savings.The bottom line? Don't let Social Security be the sole driver of your retirement timeline. Check your earnings record, run the numbers, and build a plan that aligns with your goals, health, and lifestyle. At Root, we help clients retire with confidence, not just by the numbers, but by what matters most.- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Are you ready to retire and live a more authentic life?In this video, I'm sharing the 5 things I wish I knew before retiring, and what vanishes in retirement that no one tells you about. I talk about the unexpected aspects of life after work that many people overlook.The transition to retirement can bring about challenges you didn't see coming! Whether you're nearing retirement, on a path to financial freedom, or just curious about the changes it brings, this video will provide valuable insights and help you prepare for this significant life transition.Many are caught off guard by what quietly disappears in retirement, with today's video I'm diving into these unexpected changes. This episode focuses on the things that people often overlook, sharing insights and even some relevant statistics. If you're thinking about early retirement, or are getting close to retirement, you need to be aware of these factors.0:00 - Intro1:29 - Your career5:37 - Your routine9:12 - Your identity12:10 - Your sense of purpose13:35 - MoneyPlease join our Facebook group at www.facebook.com/groups/lifestartsatretirement

Carson and Myles break down the key steps to retiring early—how much you need to save, what tradeoffs to consider, and how to build a plan that makes work optional sooner than you think. Whether you're dreaming of freedom at 50 or just want more flexibility, this episode of Retire While You Work® is packed with practical insights.

In this episode of Mitten Money, Will and Kevin explore the FIRE movement (Financial Independence, Retire Early) and whether it's truly achievable for most people. They discuss lean FIRE, fat FIRE, and barista FIRE, reflecting on what early retirement might look like in real life.The conversation covers how retirement is changing, the importance of purpose and social connection, and how to strike a balance between saving and enjoying life. With stories from their own busy family schedules, Will and Kevin highlight the personal side of financial planning.Whether you're aiming to retire early or just want to take better control of your money, this episode offers practical insights to think about!Comments made are not to be considered endorsements of Tri-Star Trust or its employees. All viewpoints expressed herein belong solely to the commentators, whether or not they are employees or clients, and remain uninfluenced and uncompensated by Tri-Star Trust or any of its affiliates.

There are many benefits of investing inside of a retirement account like a self-directed IRA. But if you want to retire early, can a self-directed IRA help you reach your goals? That's the first question I'm answering on this episode of Investing in Real Estate! This encore Q&A episode features three great listener questions on deciding if retirement accounts are right for you, how to determine if you should use your home equity to invest, and how to get into investing if you don't want to invest in the United States.

We often focus on the fear of running out of money in retirement—but what if the bigger risk is running out of health before you can enjoy it? After watching The Amazing Race, I was reminded of a client story we hear all too often: years of diligent saving, only to be sidelined by health issues just before retirement begins.At Root, we've seen clients retire with more than enough—only to realize the extra working years came at the expense of their physical well-being. One client had $3 million saved but told us she would've been happier (and healthier) retiring with $2.2 million if it meant enjoying her travel plans pain-free.That's why we encourage thinking about your money in terms of “movement speeds”:Walking dollars: short-term cash for 1–3 yearsJogging dollars: mid-term goals for 3–7 yearsSprinting dollars: long-term investments for 10+ yearsThis framework helps you balance living well today with planning wisely for tomorrow. The most consistent advice we hear from our clients? Don't just plan to retire—plan to enjoy it. Prioritize your health alongside your wealth.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Financial freedom is the dream of many professionals—but few achieve it as strategically and successfully as Dr. Christopher H. Loo, MD-PhD. In this episode, Chris shares his journey from physician to early retiree at 38, diving deep into the mindset and investment tactics that led him there.Along the way, we explore the importance of passive income, building multiple streams of income, and how real estate investing during the 2008 crash set Chris on a path to lasting wealth. He also discusses the power of digital entrepreneurship, creating a personal brand, and how index funds investing can create long-term security—even for high-income professionals like physicians.If you're searching for a roadmap to early retirement, wondering how to create time freedom without sacrificing your profession, or want to escape the rat race through smart financial decisions, this interview gives you answers and insights. Chris's experience bridges the gap between ambition and action, offering solutions that align with what freedom-seekers are looking for in today's economy.

Ready ka na ba mag-retire?

Learn how to navigate gas prices this summer, then hear how to make your money work after retiring early and moving abroad. What's going on with gas prices this summer? How can early retirees turn their savings into income abroad? Hosts Sean Pyles and Elizabeth Ayoola discuss gas price trends and smart investment options for early retirees to help you plan a smoother ride — both on the road and in your financial journey. Joined by NerdWallet's Anna Helhoski and AAA's Aixa Diaz, they begin with a discussion of 2025 gas prices, with tips and tricks on timing your fill-ups, choosing the right fuel blend, and prepping your car for summer travel. Then, Sean and Elizabeth answer a listener's question about how to turn $150,000 in savings into ongoing passive income after achieving FIRE (Financial Independence, Retire Early) and relocating to Spain. They discuss how to balance accessibility with growth through options like CD ladders, T-bills, REITs, and dividend ETFs. They also explore considerations around managing rental properties from abroad, currency risk, and the importance of working with a CPA to avoid tax pitfalls when investing internationally. Use NerdWallet's free compound interest calculator to see how your savings and investment account balances can grow with the magic of compound interest: https://www.nerdwallet.com/calculator/compound-interest-calculator  Dividend aristocrats are stocks that raise their dividends every year. Here's an overview of how to invest in them: https://www.nerdwallet.com/article/investing/top-dividend-aristocrats-list Dividend stocks can be a great choice for investors looking for passive income and portfolio stability. View NerdWallet's list of the best high-dividend stocks and learn how to invest in them: https://www.nerdwallet.com/article/investing/how-to-invest-dividend-stocks  Here's NerdWallet's list of the best ways to send money internationally: https://www.nerdwallet.com/article/banking/best-ways-to-wire-money-internationally  In their conversation, the Nerds discuss: gas prices 2025, summer gas prices, how to save money on gas, why are gas prices rising, AAA fuel cost calculator, road trip cost calculator, gas price trends, crude oil price impact on gas, how to prepare for a road trip, car maintenance for road trips, road trip emergency kit checklist, what affects gas prices, hurricane impact on gas prices, early retirement abroad, how to generate passive income after FIRE, CD ladder strategy, high-yield savings alternatives, best short-term investments, moving to Spain finances, cost of living in Spain vs USA, living off rental income abroad, managing rental property from overseas, REIT vs dividend ETF, opening brokerage account abroad, FATCA rules for expats, real estate income planning, investing while living overseas, treasury bills vs CDs, compound interest calculator, diversifying passive income, financial planning after FIRE, and retiring in your 40s. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin chats with Nish George, CEO of Fetch Fulfillment, on this episode of The New Warehouse Podcast, recorded at Supply Chain Point 2025. Nish's journey from FIRE (Financial Independence, Retire Early) fanatic to logistics disruptor is anything but typical. With a background that includes operations roles and time at Amazon, Nish brings an unconventional, systems-level mindset to the industry—one shaped as much by personal mission as professional ambition. In this conversation, he shares how deeply human experiences and a love of optimization led him to acquire a 3PL and set out to transform last-mile delivery. From AI that audits timecards via security footage to a future of "red blood cell" package delivery systems, Nish walks us through his strategic vision—and the real-world leadership lessons he's learned on the warehouse floor.Get your free ID Label sample right here. Follow us on LinkedIn and YouTube.Support the show

Jessie Dillon transformed business burnout into a journey toward FIRE and time freedom. In this REI Agent episode, learn the mindset, methods, and strategies behind her powerful story of reinvention and investing.See full article: https://www.unitedstatesrealestateinvestor.com/the-bold-fire-movement-journey-of-realization-to-true-financial-freedom-with-jessie-dillon/(00:00) - Introduction to The REI Agent Podcast(00:03) - Meet Mattias and Erica: A Holistic Duo(00:24) - Mattias Returns Solo with a Family Update(00:56) - Introducing Guest Jessie Dillon from Massachusetts(01:14) - What Is FIRE? Financial Independence, Retire Early(02:00) - Mindset Shift: What You Feed Your Brain Shapes Your Life(03:45) - Enter Jessie Dillon: From Burnout to Business Freedom(06:47) - First Rental Property and FIRE-Fueled Real Estate Ambitions(09:23) - Why Real Estate Was the Key to Jessie's Exit Plan(11:06) - Partnerships and Scaling Through Value-Add Multifamily(13:50) - Market Research: Why Jessie Targets Illinois(16:00) - Getting Over the Fear of Long-Distance Investing(18:25) - Monthly Asset Management and Communication(20:30) - Jessie's Best Christmas Gift: Hiring Property Managers(23:00) - The Emotional Roller Coaster of Managing Properties(24:30) - Building a Lifestyle That Values Freedom Over Flash(27:21) - Course on Self-Storage and Future Diversification Plans(28:29) - Real Estate Professional Status and CPA Strategy(31:20) - Why Jessie Avoids Syndication as a GP(33:25) - Syndications vs. Private Lending: Pros and Cons(36:08) - Passive Investing Lessons and Real-Life Examples(39:11) - Jessie's Golden Nuggets for New Investors(41:06) - The Power of Laser Focus in Strategy and Market(42:32) - Everyone Should House Hack (Even Non-Investors)(44:44) - Favorite Book Recommendation: The Millionaire Next Door(47:10) - FIRE Community and the Playing with FIRE Documentary(49:40) - Raising a FIRE-Minded Daughter(52:00) - Final Words and Where to Find Jessie Dillon(52:27) - Outro from Mattias and EricaContact Jessie Dillonhttps://linktr.ee/jessiedillon_For more powerful information to help you reach your holistic success, visit https://reiagent.com

The FIRE (Financial Independence, Retire Early) movement has transformed how people think about work, money, and retirement. In this comprehensive episode, Mindy and Scott break down everything you need to know about achieving financial independence and potentially retiring decades earlier than traditional retirement age. We explore the mathematics behind FIRE, different approaches to the movement, and practical strategies for dramatically increasing your savings rate. From understanding the 4% rule to optimizing your investment portfolio, this episode provides a complete roadmap for anyone interested in financial independence. Perfect for both beginners exploring the concept and those already on their FIRE journey looking to optimize their approach. What We Discuss: The 4% Rule Explained How to calculate your FIRE number  Proven strategies to save 50%+ of your income  Best investment vehicles for FIRE (401k, IRA, taxable accounts)  Common FIRE mistakes to avoid  Updated strategies for 2025 market conditions Withdrawal strategies And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement is a life-long dream for some, but for others it can come too soon. We will look at ways to keep busy for those required to retire early. All to discuss with Peter Cosgrove Managing Director of Futurewise.

Forget what you've been told about retirement. In this episode, Michael Blank breaks down why chasing the dream of sitting on a beach at 65 is not just outdated—it's dangerous. He unpacks the flawed math behind 401(k)s, FIRE, and single-family rentals, and lays out a smarter, faster path to freedom through multifamily syndications. If you're a high-income earner chasing control over your time, this episode will reframe how you think about “retirement” and show you how to buy your time back—on your terms.Key TakeawaysRetirement Is Not the Goal—Freedom IsTraditional retirement means doing nothing, and that's not fulfilling for most people.After a short break, high performers crave impact, purpose, and productivity.Financial freedom gives you options—to work, to rest, to choose how you live.The Math of Retirement Doesn't WorkThe 4% Rule requires you to save $3M+ for $10K/month in passive income—before inflation.With inflation, that number balloons to $7.3M to maintain your current lifestyle.Very few people are saving $2K–$15K/month for 10–30 years consistently.Why the FIRE Movement Falls ShortFIRE (Financial Independence, Retire Early) demands extreme frugality—up to 70% savings rates.It's built on sacrifice and still relies on fragile stock market assumptions.Once “retired,” most FIRE followers still live lean—without true freedom or fulfillment.Why Rentals Are Better—But Still Not EnoughEven buying one rental per year doesn't get you to $10K/month cash flow fast.50 rentals = $10K/month at $200/month per property—a huge operational burden.BRRRR and flips can help, but they're still slow, time-intensive, and hard to scale.Multifamily Syndications: The Fast Track to FreedomAcquisition fees from one deal can replace your income and give you a 12-month runway.Syndications have multiple profit centers: fees, cash flow, equity, and backend profits.With the right coaching, you can quit your job within 1–2 years—not 30.Break the “DIY” Trap: Why Coaching MattersMost people try to figure it out alone and stay stuck for years.Multifamily syndications are a team sport—scale comes from partnerships, not hustle.Without a roadmap, you'll hit a ceiling fast or never start at all.Connect with Nighthawk EquityJoin the Nighthawk Equity Investor ClubConnect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the...

What if work became a choice, not a requirement?The Early Retirement Podcast is here to help you navigate the path to financial independence, so you can retire when you want and live how you want. Whether you're nearing retirement or just starting to plan, this podcast delivers clear, actionable insights designed to simplify your biggest financial decisions.We focus on strategies that make a real impact—from tax planning moves that may unlock $100,000+ in lifetime savings, to investment and withdrawal strategies that align with your values and goals. It's not about chasing perfection, it's about creating a plan that gives you freedom, clarity, and peace of mind.Because at the end of the day, early retirement isn't just about leaving your job, it's about building a life you don't want to escape from.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Most career real estate investors fail because navigating a maze blindfolded, while the select few profit from all the confusion! The confused buy course after course, jump from guru to guru, collecting techniques like a kid trading baseball cards. And never really complete the puzzle of a wealth machine. This is like building a puzzle with pieces from 10 different boxes, or puzzles. Which is like being dropped in a foreign country without a map or compass. And, don't be alarmed: this industry has created this chaos on purpose! Think about it, if there was a clear path for Real Estate to follow, step-by-step you'd be financially free, right? I mean… How many courses would you need to buy? How many seminars would you need to attend? How many coaching programs would you join? Good news: the confusion is the business model. Until now! For the first time in creative real estate history, I'm going to share the obvious, and very successful ladder for climbing to wealth with no money down, no risk real estate transactions. An actual roadmap to the minor few who have traveled for mega wealth, and financial freedom.

Does Money Make Us Happy? In a world driven by wealth, we often chase financial security, early retirement, and material comfort. But what if the deeper issue isn't money itself, but our love of it?In this message from our Blueprints series on 1 Timothy, Pastor Bob confronts the powerful lure of money, examines the FIRE movement (“Financial Independence, Retire Early”), and offers a gospel-shaped perspective on true contentment. Drawing from Paul's words in 1 Timothy 6:3–10, we're invited to trade worldly cravings for eternal priorities, and discover that godliness with contentment is great gain.June 29, 2025

The IRS Rule That Could Save Your Early Retirement (No, Seriously)Burned out? Laid off? Can't sit through one more “All Hands” meeting where Todd from Accounting performs a spoken word about synergy? Honey, maybe it's time to retire early—even if you didn't plan to.This week on Queer Money®, we're spilling the retirement tea

When you're used to being out and doing a job and other things all the time, what happens when you have no place to go?

In this episode of More Than Commas, Cory breaks down the FIRE (Financial Independence, Retire Early) movement—its philosophy, its pitfalls, and its powerful potential to reshape your relationship with money. Learn how FIRE isn't just about quitting your job early, but about reclaiming your time, aligning your finances with your values, and designing a life you don't want to retire from. We explore key insights on how to pursue financial independence without sacrificing meaning, flexibility, or relationships. Whether you're FIRE-curious or just want more freedom, this episode offers practical, purpose-driven takeaways.   —   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Tax talk without the snooze-fest! This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI' co-host and author of ‘F.I.R.E for Dummies' Jackie Cummings Koski, CFP®, AFC®, turns this insightful discussion into a masterclass on trimming Uncle Sam's tab at every phase of retirement. Jackie rewinds to her own FIRE (Financial Independence, Retire Early) journey: the divorce-day "401(k) gap" that lit her savings rocket, supersizing her HSA past $200,000, and hitting FI at 49 with a 40% savings rate. Expect plain-English breakdowns, plenty of ‘there are no dumb questions' crowd chat, and Jackie's trademark mix of CFP level and girlfriend realness. Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) Separating "macro" worry (markets, policy) from micro action (what you control) Early withdrawal strategies  (Rule of 55/50, 72(t) / Equal Payments, HSAs, Affordable Care Act/Tax Credits, Brokerage Accounts, ect) Tax Minimizing tips during normal retirement (Social Security, Medicare Surcharge, Increased Standard Deduction, Balancing account types) Later in life considerations (RMDs, Qualified Charitable Distribution, Inheritances, ect) This is part one of a two-part series and the second part will be aired next Wednesday (6/18/25). This session references visuals from a presentation that is better viewed on youtube or you can follow along using this slide deck.   Disclaimer for this session: The intent of this session is open discussion about money topics that makes us all a little smarter. The content is for general education and information purposes only, and is not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.    

What if financial independence was simpler than you think? In this powerful episode Craig Curelop reconnects with a prominent figure in the FIRE (Financial Independence, Retire Early) movement J.L Collins, whose best-selling book The Simple Path to Wealth has helped millions unlock freedom through frugality and investing in index funds.  This is not just a rehash—J.L. drops updates on Pathfinders, the upcoming Simple Path to Wealth 2.0, and how staying the course in a volatile market is still the winning strategy. You will walk away with timeless principles of wealth-building, practical investment tips (like using VTSAX), and motivation to pursue Financial Independence regardless of income level. Perfect for anyone in the FIRE movement, new investors, or anyone questioning the value of good debt, savings rates, and lifestyle inflation. PODCAST HIGHLIGHTS: [03:15] Book update and reflections on investing mindset [7:28] Avoiding lifestyle creep and how saving saved him [11:17] 4 percent rule and retirement income planning [16:12] How market volatility shapes disciplined investing long-term [25:27] Vanguard's VTSAX index fund remains JL's top investing pick [32:52] Staying the course when market drops test your resolve [38:03] Pushback on simplicity and myths about wealth accumulation [43:57] Financial independence is about freedom not early retirement age [47:27] Advice to young investors on maximizing savings from start [53:04] Stock market cycles and emotional control with investing [58:26] Meditation mindset helps maintain financial course in crashes  HOST Craig Curelop    

We interviewed Eddie Speed, America's most experienced note buyer and owner of Colonial Funding Group LLC. He brings over four decades of expertise and 50,000+ closed note deals to Deal-Maker Richmond. As a pioneering force in the note buying industry, Eddie specializes in helping real estate investors and property owners unlock hidden value in their seller-financed portfolios.***DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/idealINTERVIEW HIGHLIGHTS[00:00-02:22] A Journey into Note Investing[02:23-07:52] Deep Dive into Selling Notes[07:53-11:07] Challenges in the Rental Property Market[11:08-14:45] Owner Financing can be your solution[14:46-15:51]Sponsor: Franchising made easy[15:52-21:55] Is Notes investing better than REI?[21:56-23:01] Playing with both strategies[23:02-29:32] Diversify with notes[29:33-34:23] Intro to Notes investing[34:24-36:49] Investor Q&ASpecial mention: Warren Buffetthttps://noteschool.comAny questions?*** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing

10,000 people retire every day. Are you ready to buy your time back?   On this

In this week's Ask Farnoosh, we're diving into your money questions and breaking down the big headlines.First up: What the Trump-backed budget bill could mean for your wallet. Farnoosh unpacks the Congressional Budget Office's $2.4 trillion deficit projection and explains how the proposed tax cuts and spending reductions may impact interest rates, government programs, and your future taxes.Then, in the mailbag:Is the FIRE (Financial Independence, Retire Early) movement right for you? Farnoosh shares her personal take and how she's pursued financial freedom—without traditional retirement.How to create a gift-giving strategy that feels generous and sustainable, plus tips for teaching kids to be kind and money-wise.And: Adding bonds to your investment portfolio—why they matter, how to buy them, and how to hold them in your retirement account.For further reading on the Republican Budget Bill, check out NPR's coverage.

(00:00) Controversy over AP voting(17:00) Could Saquon Barkley pull a Barry Sanders and retire early?

This week, we're getting real about financial independence and why it doesn't have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes. If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We're talking index funds, cash cushions, mindset shifts, and how to build resilience when you're inundated with questionable financial advice. Resources and Links: JL Collins' Blog The Simple Path to Wealth (2025 Edition)

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retire Early). Rather than idolizing the hustle or rigid savings goals, Jaime encourages a return to values-driven living, where balance, intention, and fulfillment matter more than arbitrary financial milestones. Read along with the original article(s) here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/ Quotes to ponder: "It was never about the money, it was about living by his values." "The more we worked, the more we made, the sooner we could retire. But as time went on, we found ourselves burning out again." "What if we didn't focus on early retirement, but on living a fulfilling life now and in the future?" Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to retire early or take control of your time? Brian and Bo break down the FIRE and FINE movements, covering saving strategies, withdrawal rules, and how to align your money with your purpose to live life on your terms. ⁠Jump start your journey with our FREE financial resources⁠⁠⁠ ⁠⁠⁠Reach your goals faster with our products⁠⁠⁠ ⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠ ⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠ ⁠⁠⁠Connect with us on social media for more content⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices