Podcasts about Frugality

Most entrepreneurs hustle harder, thinking that's the only way to grow. But as Christian entrepreneurs, we have access to something different — God's wisdom, His blessing, and His power. Today I want to share with you six daily habits straight from Scripture that can transform your business and your life. These aren't just productivity hacks. They're habits that invite God into your work, shape your mindset, and position you for exponential growth. If you've ever wondered how some people go from making in a year what they now make in a single month, these are the habits that make that possible. Let's dive in. Chapters 00:00 Transformative Habits for Christian Entrepreneurs 02:08 The Power of Scripture in Business 11:26 The Importance of Prayer and Listening to God 20:17 Journaling: Capturing Divine Insights 27:07 Frugality: A Lost Virtue in Modern Business 27:36 The Wisdom of Frugality 35:35 The Power of Generosity 45:12 The Importance of Perseverance

In this episode of Excess Returns, Matt Zeigler sits down with investor and author Bogumil Baranowski to discuss one of investing's most important mindset shifts: moving beyond cheap stocks to paying up for quality and exceptional opportunities. Drawing on lessons from Warren Buffett, Ben Graham, and his own journey, Bogumil explains how value investing evolves across three key phases—buying cheap, buying good, and learning to pay up. The conversation explores patience, conviction, dead money periods, family wealth stewardship, and how to think about value versus price in a noisy world.Topics covered:• The “cheapest dentist” analogy and why investors chase bargains• The three phases of investor evolution: cheap, good, and exceptional• Lessons from Buffett, Munger, and Graham on paying up for quality• How to hold through drawdowns and dead money periods• Why patience and conviction are the hardest investing skills• Frugality, compounding, and lessons from his grandmother• How long-term family investors think about wealth and stewardship• The difference between price and value in modern markets• How to know when cheap is too cheap and quality is worth paying for• Why great investments are often simple to explain• The story behind his Wall Street Journal essay “The Expensive Truth About Cheap Investments”Timestamps:00:00 Introduction – The cheapest dentist analogy03:00 Why investors love cheap stocks07:00 The evolution from bargain hunter to quality investor09:00 Examples from Ben Graham, Buffett, and Facebook15:30 Conviction, drawdowns, and dead money19:00 Judging success by business progress, not stock price27:00 Lessons from grandma on value and frugality31:00 How Buffett evolved from cheap to quality45:00 Investing for future generations49:00 Invisible wealth and stewardship52:00 The value investor dilemma58:00 Equal-weight vs market-cap indexes59:00 Lessons for the average investor1:02:00 How much research you really need1:04:30 How his WSJ essay came to life and final takeaways

BIBLE STUDY| MIRACLES OF JESUS SERIES.|THE FOURTH MIRACLE OF JESUS pt.69| THE FEEDING OF 5,000 MEN WITH 5 LOAVES OF BREAD AND 2 FISHES| CHIMDI OHAHUNA “That Nothing Be Lost” – The Frugality of God in John 6:11–12 In this latest episode of the Miracle of Jesus Bible Study on the GRACELIFECOMI Podcast, we continue exploring the divine instruction in John 6:11–12, where Jesus commands His disciples to gather the fragments after feeding the multitude. This isn't a lesson in leftovers—it's a revelation of heaven's value system. Drawing from the insights of Albert Barnes, John Gill, Matthew Henry, and Robert World Commentaries, this teaching highlights that the fragments were not discarded scraps, but sacred portions—broken pieces from Jesus Himself. What others might overlook, heaven preserves. Key Highlights & Spiritual Insights: - Jesus Wastes Nothing:   In Christ, there is no waste. Every gift, every resource, every word carries purpose. The abundance of divine provision is never a license for carelessness. God's generosity is matched by His precision. - Waste Is Not Enjoyment rather, it i see Oppression:   Wastefulness is not a sign of freedom or wealth, but a reflection of spiritual disorder. It opens the door to mishaps and mirrors the nature of the enemy, whose legacy includes destruction and loss. Pharaoh and Herod are examples of this wasteful spirit—sacrificing many lives in pursuit of one. - The Danger of Trends:   The desire for novelty often leads to the destruction of what is still useful. Trends can be subtle agents of waste, encouraging us to discard what God has blessed simply because it's no longer “new.” - Wisdom from Jewish Tradition:    “He who despises bread falls into depths of poverty.” This ancient saying reminds us that disregard for provision leads to lack. Gratitude and stewardship are safeguards against spiritual and material poverty. - Frugality Is Wisdom and Not Stinginess:   Being economical is not a mark of lack, it is a mark of insight. Joseph's stewardship in Egypt is a biblical model of how frugality can preserve nations and generations. - Gifts Can Be Lost Through Carelessness:   Though God's gifts and callings are without repentance (Romans 11:29), they can be rendered ineffective through neglect. Waste leads to loss, and loss is never neutral in the kingdom. - Words Are Resources Too:   Luke 15:13 reminds us of the prodigal son's wasteful living. But, waste isn't limited to money or materials; our words carry power. As believers, we are called to use our speech to build, bless, and release life—not to destroy. This episode is a call to spiritual stewardship. It challenges listeners to honor every resource—material, spiritual, and verbal—as a gift from God. Whether in abundance or scarcity, the principle remains "that nothing be lost." GRACELIFECOMI Podcast— raising men into completeness in Christ. A platform where faith meets wisdom, and every message is crafted to inspire legacy, gratitude, and transformation. Listen now to GRACELIFECOMI Podcast—Be sure to subscribe to the GRACELIFECOMI podcast today, rate, and share the podcast with others who need to hear the message of power and victory through Jesus Christ! Also, stay updated on future episodes of this enriching series!. Any questions arising from this study can be submitted to chimdiohahunaministry@gmail.com. Check our bio to know how to give your love offerings to the ministry. Jesus is Lord.

Forget reusing tea bags and hoarding ketchup packets because some “frugal hacks” don't actually save you money, they just make you look cheap. In this episode, we'll break down the habits that don't give you the payoff you think they will, what to do instead, and why looking cheap actually costs you more in the long run.

#644: Why do we both crave money and resent it? Why do some people sabotage their financial futures in the name of short-term comfort? And why is your brain — not the stock market — the biggest threat to your wealth? In this conversation, we explore the surprising ways that psychology and money intertwine. Our guest, Dr. Daniel Crosby, is a behavioral finance expert, psychologist, and bestselling author of The Soul of Wealth, The Behavioral Investor, and The Laws of Wealth. His research dives into how our emotions, childhood scripts, and personalities shape the financial decisions we make every day. Dr. Crosby shares why investing is an act of optimism, why income matters more than coupon clipping, and how our spending reveals truths about who we really are — even when we don't realize it.. Key Takeaways Money is a mirror. The way you earn and spend reflects your real values, not just your stated ones. Tracking your money reveals gaps between who you say you are and how you actually live. Income drives wealth. Frugality matters, but once the basics are handled, your long-term financial future is determined more by growing your income than by cutting costs. Short-term comfort is costly. The biggest threat to your wealth isn't the market — it's the temptation to prioritize momentary relief (panic-selling, stress spending) over your long-term goals. Resources & Links Dr. Daniel Crosby on LinkedIn Standard Deviations Podcast Books by Dr. Crosby: The Soul of Wealth The Laws of Wealth The Behavioral Investor Personal Benchmark Closing This episode reminds us that building wealth isn't just about math — it's about mindset. The markets may fluctuate, but the greatest risks and rewards often lie within our own psychology. If you enjoyed this conversation, share it with a friend, subscribe to our newsletter at affordanything.com/newsletter, and connect with our community at affordanything.com/community. You can afford anything, but not everything. Choose wisely. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (3:24) — Does money really buy happiness? Rethinking the $75k income myth. (8:48) — Our conflicted relationship with money: Love, resentment, and the paradox of wealth. (10:32) — Childhood money scripts: How early beliefs still drive adult financial behavior. (16:10) — Personality traits & money outcomes: Why agreeableness and neuroticism matter. (20:15) — Investing as an act of optimism: Human progress, markets, and long-term growth. (26:39) — AI, work, and the future of wealth: Why EQ may outpace IQ in tomorrow's economy. (31:46) — Habits vs. willpower: Why automation and environment beat discipline. (36:28) — Frictionless spending: How Apple Pay and subscriptions fuel overspending. (39:32) — Offense vs. defense in wealth: Why income matters more than extreme frugality. (55:16) — Chronic vs. episodic mistakes: Small leaks, lost compounding, and long-term damage. (58:24) — The pre-mortem exercise: A Stoic-inspired tool to prevent financial failure. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, explores the mindset shifts and habits that separate high-income dentists who struggle financially from those who build lasting wealth and freedom.Wes begins by revisiting the connection between money and happiness. He explains that while money can reduce stress, it does not automatically create fulfillment. How you use your money matters more than how much you earn. Many dentists experience stress from debt, high overhead, and lifestyle creep, which erodes both financial stability and mental wellbeing.He encourages building strong financial hygiene early: creating personal and business cash reserves, delegating financial complexity to trusted professionals, and resisting the urge to overspend. True wealth, he explains, is measured not by income but by freedom of time and choice, the ability to live without needing to work.Drawing from the book The Millionaire Next Door by Thomas J. Stanley and William D. Danko, Wes outlines four defining traits of mass affluent millionaires:Frugality — live below their means, avoid lifestyle inflationDiscipline — save and invest consistently, use debt strategicallyIndependence — value time freedom over showing statusStealth wealth — quietly build net worth without outward displayHe warns that many dentists earn high incomes but remain asset-poor because they focus on appearances rather than net worth. Instead, he urges owners to maintain a personal balance sheet, grow appreciating assets, minimize liabilities, and track progress toward financial freedom.This episode reframes wealth not as a number, but as a mindset and discipline choosing simplicity, consistency, and intentional spending so that money supports your life rather than controls it.Key PointsMoney reduces stress only when used intentionally, not emotionally.Build reserves, delegate complexity, and live simply to lower financial anxiety.True wealth is time and choice freedom, not just high income.Millionaires tend to be frugal, disciplined, independent, and understated.Track net worth, not income, to measure real progress.Avoid lifestyle creep; prioritize saving, investing, and debt discipline.Focus on long-term security instead of short-term appearances.

Fund managers Adnan & Oddbjørn from REQ Capital discuss their brand new book, The Compounders. The book highlights the journeys of nine companies from Sweden, North America, and the UK that have been exceptional compounding machines.—————————————Our conversation with Adnan Hadžiefendić & Oddbjørn Dybvad was recorded on 3 September 2025.—————————————For more info about the podcast, make sure to follow us on X/Twitter. We love to hear your thoughts, so please rate and review us. And feel free to tell us about great authors, books, and investors. Thank you. /Eddie with team—————————————Episode Chapters(00:00) Intro by Eddie(00:53) Catching up with Oddbjørn(01:42) Adnan's journey into investing(05:10) Overview of The Compounders (06:43) The writing process of the book(08:24) Core principles of compounding(10:10) Serial acquirers vs Compounders(12:18) Metaphor of the African Tree(13:35) Selection of the nine companies in the book(18:39) Surprises during the writing process(21:36) What to avoid(25:17) Long-term survival(27:29) Organic growth (30:41) Investment Philosophy of REQ(32:18) Corporate Governance's role(34:05) How much should you pay for exceptional companies?(36:00) Building conviction(38:44) Humility as investors(40:51) Avoiding overconfident operators(41:59) Frugality and motivation(44:15) REQ to start a compounder?(45:21) Book recommendations(46:59) Daily life as fund managers(49:27) New book projects? (50:13) Concluding remarks—————————————Books MentionedThe Compounders – Oddbjørn Dybvad, Kjetil Nyland, Adnan HadžiefendićInvesting in Value Creators – Oddbjørn DybvadThe Outsiders – William ThorndikeCreating Shareholder Value – Alfred RappaportBerkshire Hathaway's Shareholder Letters – Warren BuffettPoor Charlie's Almanack – Charlie Munger, Peter Kaufman—————————————Companies MentionedAddtechAmetekBergman & BevingBerkshire HathawayConstellation SoftwareHeicoIndutradeITWJudges ScientificLagercrantzLifco—————————————More on Adnan & OddbjørnREQ's website: https://req.no/ Adnan's LinkedIn: https://www.linkedin.com/in/adnanhadziefendic/ Oddbjørn's LinkedIn: https://www.linkedin.com/in/oddbj%C3%B8rn-dybvad-01575883/ —————————————About the PodcastIntro episode: https://www.redeye.se/podcast/investing-by-the-books/817383/0-intro-to-investing-by-the-books—————————————What is Investing by the Books?Investing by the Books was founded by Henrik Andersson, Bo Börtemark, Mats Larsson and Michael Persson. It has published hundreds of book reviews in the past 10 years and operates on a non-profit basis. Visit the website: http://www.investingbythebooks.com/Follow on Twitter/X: https://twitter.com/Investbythebook—————————————What is Redeye?Redeye is a research-centered boutique investment bank from Stockholm. Founded in 1999, Redeye cultivates investors through timeless knowledge, a humble attitude, and a strong focus on quality. Visit the website: https://www.redeye.se/Follow on Twitter/X: https://twitter.com/Redeye_—————————————DisclaimerNotice that the content in this podcast is not, and shall not be construed as investment advice. This information is meant to be informative and for general purposes only. For full disclaimer, visit Redeye.se

Join host Paul Jamison as he explores the first three key lessons from Thomas Stanley's "The Millionaire Next Door," revealing how everyday millionaires prioritize living below their means, efficient resource allocation, and financial independence over flashy status symbols to build lasting wealth in the green industry and beyond.

Brian Skrobonja talks about the five habits billionaires live by, habits you can use to create your own financial freedom. Tune in to hear the benefits of having ruthless focus, how frugality with purpose can actually give you more freedom, and why you need to start looking at your life in decades instead of paychecks. Expect to hear practical ideas you can start right away, like trying a 30-day luxury swap, creating a simple “not-to-do” list, and carving out time each week to invest in your own growth. These habits aren't about making more money. They're about making smarter decisions with the money you already have. Brian starts by explaining the habits billionaires live by, habits you can use to build your own financial freedom without ever needing their billions. Habit #1 – Relentless Focus. Brian reveals why focus beats chasing every opportunity. When you treat your biggest financial decisions as limited, you naturally filter out the noise. Billionaires like Warren Buffett, built their fortunes not by jumping on every hot IPO, but by concentrating on businesses they deeply understood, like Coca-Cola, American Express, and Apple, and letting those few bets compound for decades. Habit #2 – Frugality with a Purpose. Learn how to spend with intention instead of deprivation. When most people hear “frugality,” they think of avoiding fun and living on less. But the kind of frugality billionaires practice is built on ensuring money serves a purpose instead of wasting it away. Learn how trimming just one recurring expense and redirecting it into savings, investments, or even a passion project can completely shift your financial future. Try Brian's 30-day luxury swap challenge: Pick one expense that's nice, but not essential, maybe a subscription or upgrade you don't really need. Cut it for a month, and redirect that money toward your retirement account, debt payoff, or travel fund. Habit #3 – Long-Term Vision. Brian emphasizes that one of the most dangerous habits with money, and in life, is thinking too small and too short-term. Most people plan only until the next paycheck, vacation, or bill. But billionaires stretch their thinking into decades, sometimes even generations. Learn how to apply Jeff Bezos' “Day One” mindset and how it can help keep you hungry, curious, and willing to make bold moves for the long game. Brian shares how you can apply this principle to your own finances and career, so that you're not just reacting to what's in front of you, but building something designed to last. Habit #4 – Investing in Knowledge. Brian shares why billionaires obsess over learning: They treat knowledge like an asset that compounds faster than money. The goal of reading and studying isn't to become a walking encyclopedia, it's to build a mental toolkit that helps you spot opportunities, make sharper decisions, and avoid costly mistakes. Habit #5 – What Billionaires Don't Do. Learn the power of ruthless elimination: Billionaires don't have more hours than the rest of us, the difference is what they choose to ignore. Brian explains that billionaire success comes from cutting out distractions, declining projects that don't align with their goals, and saying “no” to almost everything that doesn't matter. How to create your “Not-To-Do List”: Brian challenges you to write down three things you'll ignore for the next 30 days. Maybe it's obsessively checking your portfolio, doomscrolling the news, or saying yes to commitments that drain your energy. According to Brian, billionaires are successful because they know what to work on, what to ignore, and they build habits that compound for decades. The good news is you don't need a billion dollars to build these habits.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify   References for this episode: Lesson 1 – Relentless Focus https://www.fool.com/investing/general/2004/05/05/warren-buffett-and-his-20-punches.aspx https://www.investopedia.com/articles/stocks/08/buffett-style.asp?utm_source=chatgpt.com https://fortune.com/2023/11/20/elon-musk-10-laws-of-management/ https://www.forbes.com/profile/charles-koch/?utm_source=chatgpt.com Lesson 2 – Frugality with Purpose https://www.forbes.com/sites/michaeldominguez/2018/02/20/the-frugal-habits-of-the-ikea-founder-that-built-a-40-billion-company/ https://www.businessinsider.com/how-warren-buffett-spends-money-net-worth?utm_source=chatgpt.com https://www.marketwatch.com/story/warren-buffett-reveals-how-much-he-spends-on-breakfast-2017-05-08?utm_source=chatgpt.com https://finance.yahoo.com/news/multi-billionaire-still-calls-cable-165400872.html Lesson 3 – Long-Term Vision https://www.aboutamazon.com/news/company-news/amazons-original-1997-letter-to-shareholders https://www.forbes.com/sites/quora/2017/04/21/what-is-jeff-bezos-day-1-philosophy/ https://www.gatesnotes.com/?utm_source=chatgpt.com https://www.investopedia.com/articles/markets/102215/how-microsoft-makes-money.asp?utm_source=chatgpt.com https://www.forbes.com/profile/sheldon-adelson/?utm_source=chatgpt.com https://www.reviewjournal.com/business/casinos-gaming/sheldon-adelson-las-vegas-sands-vision/ Lesson 4 – Investing in Knowledge https://fs.blog/warren-buffett-reading/?utm_source=chatgpt.com https://www.cnbc.com/2017/12/27/warren-buffett-once-offered-up-his-best-investing-advice.html?utm_source=chatgpt.com https://www.wsj.com/articles/SB10001424052748704904604576333424745445360?utm_source=chatgpt.com https://law.stanford.edu/2014/02/24/peter-thiel-on-start-ups-and-innovation/?utm_source=chatgpt.com Lesson 5 – What Billionaires Ignore https://www.businessinsider.com/warren-buffett-investing-advice-2017-2?utm_source=chatgpt.com https://www.forbes.com/profile/charles-koch/?utm_source=chatgpt.com https://www.inc.com/business-insider/michael-bloomberg-success-lessons.html?utm_source=chatgpt.com     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Misers are known for their intense frugality, hoarding wealth irrespective of the human toll, even when immensely wealthy. Ebenezer Scrooge from A Christmas Carol is the iconic fictional miser. However, many real-life misers existed, unlike Scrooge, did not reform after spectral encounters or familial interventions. Learn more about famous historical misers here. #misers #history #frugality #EbenezerScrooge #AChristmasCarol See show notes: https://inlet.fm/weird-history/episodes/68bdc878daab9f50782c8b56 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brain Candy is pumped up for their live event--if you haven't gotten your tickets, now is the time! Sarah is in charge of grassroots promotions, and it reminded her of the importance of being a part of our communities in real life. We discuss the trend of moms going hog-wild decorating their children's dorm rooms, why we think they're doing this, and why it makes us yearn for less polished lives. Sarah explains why people often laugh at her when she is being serious, and why Susie is guilty of accidentally doing this. And Sarah had an incident in a parking lot where a man called her out on her parking, and she can't quit thinking about it and the regrets she has about the interaction.Brain Candy Podcast Presents: Susie & Sarah's SpOoOoOoOoktacular Spectacle, October 30, Oriental Theater, Denver, Colorado: Get your tickets! 0:00 - Sarah's Grassroots Promotion and Community Connection12:09 - Experience Unmatched Comfort with Cozy Earth Sheets14:21 - The Problem with Over-Parenting and Aesthetic Perfection29:42 - Cure Nausea Fast with the Relief Band33:01 - Sarah's Frugality and Misunderstood Serious Tone42:31 - Sarah's Parking Lot Confrontation and Episode Wrap-UpBrain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Head to https://cozyearth.com and use my code BRAINCANDY for 40% off! If you go to https://reliefband.com and use promo code BRAINCANDY you'll receive 20% off plus free shipping.Go to https://www.liquidiv.com and get 20% off your first order with code CANDY at checkout.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Frugality wasn't something Craig Link learned on the job, it was passed down from his father, who would calculate the cost-benefit of driving for cheaper gas and meticulously track every tank's miles per gallon in a worn notebook tucked into the glove box. He would also pack sandwiches, toss them in a cooler, and store them in the back seat. These were early lessons in trade-offs. Stopping less, spending less, meant more time doing the fun things, like being on vacation. This mindset proved invaluable throughout Craig's career, from optimizing every little bit for dial-up gamers to architecting Zillow's massive cloud transformation. It's a reminder that innovation doesn't come out of thin air, it often comes from paying attention to the little details, relentlessly questioning assumptions and giving teams the tools they need to optimize at every level of the business. In an era of explosive cloud growth, a frugal mindset might be your most valuable architecture tool. Read Craig's full story here: https://www.thefrugalarchitect.com/architects/craig-link-zillow.html

Back with a new project on Regional Rasslin! Guest Steve Crawford returns as we begin to discuss the history of Angelo Poffo's famed outlaw promotion, ICW. We discuss early life of the Poffo family in the wrestling business, father Angelo, and his sons Lanny Poffo & Randy "Macho Man" Savage. Plus, we talk the early ideas of creating ICW in 1979, working with Dale Mann, merging with the talent from Knoxville's All-Star promotion, the legendary frugality of the Poffos, lawsuits, and much more!If you're enjoying WrestleCopia and interested in helping us continue to grow, please Subscribe to our Patreon to help us pay the bills! https://www.patreon.com/wrestlecopiaOR GIFT SOMEONE A PATREON MEMBERSHIP, OR ASK THEM TO GIFT YOU ONE AT https://www.patreon.com/WrestleCopia/giftIncludes the $5 “All Access” Tier $9 “VIP Superfan” Tier, and “The ULLLTIMATE Tier”, featuring our various VIDEO-CAST Series, Early Show Releases, our insanely detailed show notes (for the Grenade, Monday Warfare, Regional Rasslin, Puro Academy, & Retro Re-View), monthly DIGITAL DOWNLOADS for your viewing and reading pleasure, & more!HELP SUPPORT THE SELF-FUNDED WRESTLECOPIA BRAND, CONSIDER DONATING TO OUR PAYPALWRESTLECOPIA MERCHANDISE – https://www.teepublic.com/user/wrestlecopiaVisit the WrestleCopia Podcast Network https://wrestlecopia.comFollow WrestleCopia on “X” (Formerly Twitter) @RasslinGrenadeFollow & LIKE our FACEBOOK PAGE – https://www.facebook.com/RasslinGrenadeSubscribe to the WrestleCopia Youtube Channel at https://www.youtube.com/RasslinGrenade ★ Support this podcast on Patreon ★

Send us a textDo billionaires like Warren Buffett actually live frugally—or is it just for show? In this insightful conversation, Jonathan unpacks the frugality of ultra-high-net-worth (UHNW) individuals, the truth behind Buffett's modest lifestyle claims, and how many wealthy investors are turning to affordable housing, especially mobile home parks, as both a profitable investment and a way to give back. Learn how UHNW individuals invest in purpose-driven assets while flying under the radar—and why frugality and philanthropy aren't mutually exclusive.https://familyoffices.com/

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3689: Tynan explores the deeper reasons behind choosing a frugal lifestyle, highlighting how intentional spending creates freedom, confidence, and stronger relationships. His perspective challenges the idea that frugality is about deprivation, reframing it instead as a conscious, values-driven way to live fully and independently. Read along with the original article(s) here: http://tynan.com/lovefrugal Quotes to ponder: "Frugality isn't about saving money, it's about aligning your spending with your values." "I don't feel limited by frugality, I feel empowered by it." "The real benefit of frugality is not saving money, but living in a way that makes you proud of your choices." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Independent/dp/145360121X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3689: Tynan explores the deeper reasons behind choosing a frugal lifestyle, highlighting how intentional spending creates freedom, confidence, and stronger relationships. His perspective challenges the idea that frugality is about deprivation, reframing it instead as a conscious, values-driven way to live fully and independently. Read along with the original article(s) here: http://tynan.com/lovefrugal Quotes to ponder: "Frugality isn't about saving money, it's about aligning your spending with your values." "I don't feel limited by frugality, I feel empowered by it." "The real benefit of frugality is not saving money, but living in a way that makes you proud of your choices." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Independent/dp/145360121X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3689: Tynan explores the deeper reasons behind choosing a frugal lifestyle, highlighting how intentional spending creates freedom, confidence, and stronger relationships. His perspective challenges the idea that frugality is about deprivation, reframing it instead as a conscious, values-driven way to live fully and independently. Read along with the original article(s) here: http://tynan.com/lovefrugal Quotes to ponder: "Frugality isn't about saving money, it's about aligning your spending with your values." "I don't feel limited by frugality, I feel empowered by it." "The real benefit of frugality is not saving money, but living in a way that makes you proud of your choices." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Independent/dp/145360121X Learn more about your ad choices. Visit megaphone.fm/adchoices

In this enlightening episode, we tackle the often overlooked mental shift required in retirement: transitioning from a saver to a spender. Join us as we revisit a compelling conversation with Dr. Daniel Crosby, Chief Behavioral Officer at Orion Advisory Services. We'll explore the psychological barriers many face in letting go of frugality and how to embrace the resources they've accumulated to enhance their lives. Discover practical strategies to gain confidence in spending, overcome the fear of uncertainty, and ultimately, live a fulfilling retirement without the regret of dying with too much money. Tune in for insights that could transform your approach to retirement!*This episode originally aired March 20, 2024OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN[00:30] Overcoming frugality is a major crisis for many in retirementINTERVIEW WITH DAN CROSBY[01:19] Roger introduces Daniel Crosby.[02:50] How do we overcome frugality?[04:30] There are a lot of behavioral things that change when you leave full-time work.[09:45] How to gain confidence in the midst of uncertainty.[17:22] People are wired to avoid regret.[18:01] What are some basic things people can do to overcome frugality?[22:16] You can't undo 40 years of programming in 4 minutes- experiment with behavior and small commitments.TODAY'S SMART SPRINT SEGMENT[25:15] In the next seven days, I challenge you to examine your retirement plan and ask yourself- is there something else I should add that's important to my life?RESOURCESBOOK - The Soul of Wealth by Dan CrosbyBOOK - The Top 5 Regrets of the Dying by Bronnie WareBOOK - Die with Nothing by Bill PerkinsRock Retirement ClubFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A's as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target.He also shares some insights from his many episodes and also interviewing and chatting with numerous doctors- what are the similarities? Hint: some earn lots and never get started with investing.Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3211: Jacob Lund Fisker dismantles the traditional life script of debt-fueled consumption and lifelong employment, exposing how it traps individuals in a cycle of dependency. He proposes a radically different path, front-loading effort, and embracing frugality early, to gain the freedom and flexibility to explore life on your own terms. Read along with the original article(s) here: http://earlyretirementextreme.com/stranger-in-a-strange-land.html Quotes to ponder: "If you have debt, you are not a free person. You are explicitly owned by your debt and implicitly owned by the creditor." "Your twenties is a good time to make sacrifices. Most likely, this will be the healthiest time of your life." "Now is the time to explore things that are meaningful to you. Travel. Work in another country. Try a different career." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3211: Jacob Lund Fisker dismantles the traditional life script of debt-fueled consumption and lifelong employment, exposing how it traps individuals in a cycle of dependency. He proposes a radically different path, front-loading effort, and embracing frugality early, to gain the freedom and flexibility to explore life on your own terms. Read along with the original article(s) here: http://earlyretirementextreme.com/stranger-in-a-strange-land.html Quotes to ponder: "If you have debt, you are not a free person. You are explicitly owned by your debt and implicitly owned by the creditor." "Your twenties is a good time to make sacrifices. Most likely, this will be the healthiest time of your life." "Now is the time to explore things that are meaningful to you. Travel. Work in another country. Try a different career." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3211: Jacob Lund Fisker dismantles the traditional life script of debt-fueled consumption and lifelong employment, exposing how it traps individuals in a cycle of dependency. He proposes a radically different path, front-loading effort, and embracing frugality early, to gain the freedom and flexibility to explore life on your own terms. Read along with the original article(s) here: http://earlyretirementextreme.com/stranger-in-a-strange-land.html Quotes to ponder: "If you have debt, you are not a free person. You are explicitly owned by your debt and implicitly owned by the creditor." "Your twenties is a good time to make sacrifices. Most likely, this will be the healthiest time of your life." "Now is the time to explore things that are meaningful to you. Travel. Work in another country. Try a different career." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Boldin Your Money, Steve Chen talks with Andy Hill, creator of Marriage, Kids and Money, about Andy's journey from having a negative net worth to achieving financial independence through intentional saving, living on one income, and aligning money decisions with family goals. Andy shares how reaching “Coast FI” allowed his family to work less and enjoy life more, the importance of early financial conversations with a partner, and his strategies for teaching kids about money by making it a regular, open topic. He also reflects on how purposeful time use can lead to a happier, healthier life and discusses his upcoming book Own Your Time, which helps parents build financial security while prioritizing family.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like life you're always chasing more? This weekend we talked about two surprising spiritual practices that help us slow down, create margin, and enjoy the life God's given us. Teacher - Jon Bailes

Annalou is an occupational therapist who was already doing all the right things — eating healthy, jogging, strength training — and still hit a plateau. Post-breakup, buried in student loans, and working six days a week, she still showed up for herself and took a leap. In just 2 months inside TEAMVPFIT, she: Dropped 3% body fat while gaining  2 lbs of muscle (a true body recomp!!) Reached 20% body fat  AND hit a net worth milestone of $100K This isn't your average fitness story. This is about delayed gratification, alignment between health and wealth, and why sometimes slowing down gets you further.   ⏱ TIMESTAMPS: 00:01 – Intro: Why Annalou's story matters for healthcare pros 00:54 – Life before TEAMVPFIT: plateauing despite “doing everything right” 03:24 – The truth behind her motivation: Breakup, burnout & paying off debt 04:53 – The hidden gap in her journey: “I was working out, but no structure” 06:27 – Fears before joining: Frugality, fear of failure, worthiness of investing in self 08:02 – The question that changed it all: “What if you could hit BOTH goals?” 08:48 – 2 months in: 3% body fat lost, 2 lbs of muscle gained 10:09 – Hitting her goal of 20% body fat — and setting a new one 11:01 – Her simple routine: protein, walks, 3x/week training, sweet treats 12:20 – How she hit both her fitness AND $100K net worth goal together 13:35 – The secret? Track everything & delay gratification 14:12 – How her relationship with food and her body changed 16:21 – Why it's easy to be healthy when the food is delicious 17:33 – The mental shift: investing in health as a reward, not a risk 18:30 – Why health is her non-negotiable for long-term freedom 18:44 – “I actually have more time now” — breaking the myth of busy 19:49 – What fit, free, empowered means to her now 21:31 – Her message to other burned out OTs, nurses, and women over 30 22:29 – Final gratitude: “I never expected a free resource to lead to this” 23:05 – What's next: Hitting 15% body fat and the next financial win If you're a healthcare professional or high-achieving woman over 30 who feels burned out, stuck, or like you have to choose between finances or fitness — this is your sign. Annalou didn't wait for the perfect time. She created it, even while working 6 days a week.

Discover why frugality is a financial superpower and learn practical ways to save money in both your business and personal life—without being cheap.

“Every time you think you're right and somebody puts you in your place and you learn from it, eventually you're like, that guy gave me the greatest gift… You learn to love it.” In this episode of The Biotech Startups Podcast, Ivan Liachko, CEO and co-founder of Phase Genomics, delivers an unfiltered look at the realities of building a biotech company, revealing how the mental toll of leadership, managing egos, and embracing frugality shaped his journey from academia to entrepreneurship. Through candid stories of scrappy problem-solving and bootstrapping Phase Genomics, Ivan and host Jon Chee highlight the surprising overlap between science and business, the importance of knowing which game you're playing, and why resilience, adaptability, and learning from failure are crucial for startup success.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3181: Liz from FrugalWoods explores how small frugal habits, like DIY haircuts, trigger a compounding effect that goes beyond money, boosting self-reliance, deepening relationships, and even saving time. Her take on frugality reveals how insourcing everyday tasks can lead to long-term freedom, personal growth, and a stronger sense of capability. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "We've saved a combined $2,688 thus far, and will continue to save $1,032 every single year." "Realizing that we're capable of doing things ourselves opened a door for Mr. FW and me to start performing tons of tasks on our own." "Rather than trying to stretch out the time between haircuts or use coupons or hunt down discounts, we simply removed this expense wholesale." Episode references: EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3180: Liz of Frugalwoods lays out a powerful mindset shift: frugality isn't about deprivation, it's about compounding small, consistent choices into lasting financial freedom. Through relatable examples like DIY haircuts and slashing repeated monthly expenses, she shows how simplifying life can actually multiply your long-term wealth and happiness. Read along with the original article(s) here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ Quotes to ponder: "Frugality is a compounding game. Or more accurately, money is a compounding game: either it compounds in your favor if you're saving and investing, or it compounds to your detriment in the case of debt." "We are what we repeatedly buy. And our ultimate financial destiny is enshrined in the spending decisions we make on a daily basis." "Hair will grow back; your money won't." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Elite Expert Insider Podcast, Melanie Johnson interviews best-selling author Sara Conklin as she shares her journey to living a more intentional, frugal life. If you've ever felt overwhelmed by expenses or wondered how to stretch your money further without sacrificing the things that truly matter, this lesson is for you. Learn more about Sarah:  https://www.instagram.com/saraconklinfrozenpennies/ https://frozenpennies.com/ Buy Fundamentally Frugal on Amazon: https://amzn.to/4i2yBJG   

Whoa, Shuhei!  We've got a lot to talk about.  Stack it up!  Join Matt and...

In this episode, Dr. Cherry honors Warren Buffett by breaking down his famous investment strategies and clearing up common myths. She explains why understanding frugality, cash flow, and thinking long-term are crucial for growing wealth. Dr. Cherry also points out how individual investors differ from big institutions, especially when it comes to risk and timelines. The talk ends with a powerful reminder: mindset and education are the real keys to financial success.Takeaways:• Spend less, invest more• Cash flow builds wealth• Think long-term always• Stay ready for opportunities• Mindset drives successWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice services.Grab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

Frugality is not a dirty F-word that so many people associate it with. In this episode, we are chatting about the heart of what frugality means to us (our “frugal manifesto” if you will!). We're flipping the script on frugality and ditching the idea that it’s all about restriction. Instead, we’re talking about how being intentional with our money, time, energy, and space can actually lead to a fuller, more satisfying life.

TIME STAMPS:00:56 About Casey Aiken and the Kirby Creek .Lodge / .Listeners you can follow Casey @kirbycreeklodge / @thecaseyaiken / 208 839 225510:35 Casey's results on the LION DIET with Coach Colt!15:00 Diet sodas and other “keto” treats - thoughts on how it affects humans in context of what a proper human diet is. 21:22 Books, podcasts and courses Casey is using to continue to educate his carnivore journey. 28:00 FRUGALITY - best deals and ways to make your diet AFFORDABLE!39:08 Advice on cooking food for other people that isn't in your meal plan!48:00 How to cook a LEGENDARY FILET MIGNON!01:02:00 EXCITING EVENTS (including a MEAT-UP?!) coming up at the Kirby Creek Lodge!01:06:40 Reading, prayer & discussion over Revelation 1:1-11. 01:18:20 Podcast Review & Athlete Spotlight - thank you Chris (Ontario, Canada) & Jasmine (Melbourne, Australia) / IG @ chrisvione @ pompom_ponyo Have you hear.d about our NUTRITION PODCAST? Carnivore Coaches Corner is the #1 bodybuilding podcast in England, hosted by professional bodybuilding coaches Colt Milton and Richard Smith. Listen to these crazy gentlemen on Spotify or any podcast platform

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3124: Tynan breaks down how intentional, creative decision-making can fund a fulfilling life at a fraction of the expected cost. By rethinking needs and eliminating unnecessary spending, he designs a lifestyle supported by minimal income but filled with freedom, autonomy, and adventure. Read along with the original article(s) here: http://tynan.com/the-zero-cost-lifestyle Quotes to ponder: "Figure out what you really want to do, and then figure out the absolute cheapest way to do it." "I eat perfect food that I love, live in the exact spot that I want to live, and I spend my free time doing what I want to do." "The real appeal of the zero cost lifestyle is that it is incredibly liberating. You get your time back." Episode references: Alcor Life Extension Foundation: https://www.alcor.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3124: Tynan breaks down how intentional, creative decision-making can fund a fulfilling life at a fraction of the expected cost. By rethinking needs and eliminating unnecessary spending, he designs a lifestyle supported by minimal income but filled with freedom, autonomy, and adventure. Read along with the original article(s) here: http://tynan.com/the-zero-cost-lifestyle Quotes to ponder: "Figure out what you really want to do, and then figure out the absolute cheapest way to do it." "I eat perfect food that I love, live in the exact spot that I want to live, and I spend my free time doing what I want to do." "The real appeal of the zero cost lifestyle is that it is incredibly liberating. You get your time back." Episode references: Alcor Life Extension Foundation: https://www.alcor.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3093: Julianna Poplin explores the often-overlooked tension between simplicity and frugality, sharing her journey from obsessive bargain hunting to more mindful consumer habits. She encourages listeners to consider the true cost of “cheap” purchases, including time, stress, and clutter, and offers reflective questions to help find a balance that aligns with their values. Read along with the original article(s) here: https://www.thesimplicityhabit.com/how-to-balance-simplicity-and-frugality/ Quotes to ponder: "You are going to pay with something. It will typically either be time or money." "Frugality ceases to be an asset when you are buried under a pile of bargain items." "It isn't frugal to buy unnecessary items no matter how inexpensive they were." Episode references: The Minimalists (Joshua Fields Milburn quote): https://www.theminimalists.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Kirk and Humberto answer patron/member emails.This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/KIRK to get 10% off your first month.00:00 Humberto's thoughts on Emilia Perez03:54 Deep dive relevancy09:25 Can I be friends with different beliefs? 23:43 Dating and approaching with empathy30:44 How has our society changed from domestic terrorism? 43:24 With age, do people get frugal with love?Become a member: https://www.youtube.com/channel/UCOUZWV1DRtHtpP2H48S7iiw/joinBecome a patron: https://www.patreon.com/PsychologyInSeattleEmail: https://www.psychologyinseattle.com/contactWebsite: https://www.psychologyinseattle.comMerch: https://teespring.com/stores/psychology-in-seattleInstagram: https://www.instagram.com/psychologyinseattle/Facebook Official Page: https://www.facebook.com/PsychologyInSeattle/TikTok: https://www.tiktok.com/@kirk.hondaMarch 24, 2025The Psychology In Seattle Podcast ®Trigger Warning: This episode may include topics such as assault, trauma, and discrimination. If necessary, listeners are encouraged to refrain from listening and care for their safety and well-being.Disclaimer: The content provided is for educational, informational, and entertainment purposes only. Nothing here constitutes personal or professional consultation, therapy, diagnosis, or creates a counselor-client relationship. Topics discussed may generate differing points of view. If you participate (by being a guest, submitting a question, or commenting) you must do so with the knowledge that we cannot control reactions or responses from others, which may not agree with you or feel unfair. Your participation on this site is at your own risk, accepting full responsibility for any liability or harm that may result. Anything you write here may be used for discussion or endorsement of the podcast. Opinions and views expressed by the host and guest hosts are personal views. Although, we take precautions and fact check, they should not be considered facts and the opinions may change. Opinions posted by participants (such as comments) are not those of the hosts. Readers should not rely on any information found here and should perform due diligence before taking any action. For a more extensive description of factors for you to consider, please see www.psychologyinseattle.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3069: Rebuilding your finances after bankruptcy is challenging, but it's also an opportunity for a fresh start. Kalen Bruce outlines practical steps to regain control, from tracking expenses and cutting non-essential spending to leveraging budgeting tools and creating a sustainable financial plan. By taking a proactive approach, you can turn past financial struggles into a foundation for long-term stability. Read along with the original article(s) here: https://moneyminiblog.com/budgeting/budget-after-bankruptcy/ Quotes to ponder: "Once your debts have been forgiven, you need to make sure you don't fall back into debt." "If there is any practice that can answer the question of how to rebuild finances after bankruptcy, it is budgeting." "Look at your financial situation as a positive, clean slate, rather than feeling sorry over your previous financial failings." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Brad, Jen, and Jill as they navigate the intricate balance between frugality and financial independence. Explore creative alternatives for spending less, and the importance of aligning your finances with your core values. Key Topics Discussed Introduction to Frugality (00:00:00) Overview of the tension between overspending and frugality. Importance of values in financial decisions. The Extremes of Spending (00:02:00) The trend of swinging between extremes in spending and income earning. Finding a "radical middle." 30-Day No Spend Challenge (00:08:20) Definition and benefits of a no spend challenge. Reducing decision fatigue and promoting creativity. Understanding Dopamine (00:11:00) How dopamine affects spending habits. The link between dopamine and impulse purchases. The Four F's of Fulfilling Life (00:35:14) Family, friends, faith, and fulfilling work as guiding values. Prioritizing financial decisions around these values. Actionable Takeaways (00:49:30) Practical steps to begin applying the concepts discussed in the episode. Key Takeaways Embrace Life as an Experiment: Life is a series of experiments; learn from each experience and evaluate your spending habits. Conduct a 90-Day Transaction Inventory (00:25:41): Review your last 90 days of spending to identify patterns and impulsive behaviors. Start a 30-Day No Spend Challenge (00:10:13): Focus on understanding your desires and needs without spending money on non-essential items. Define Your Four F's (00:35:14): Identify and prioritize family, friends, faith, and fulfilling work in your financial planning. Engage in Creative Alternatives to Shopping: Find different activities that fulfill emotional needs without spending money. Quotes "Hold the tension between frugality and income earning to find your radical middle." (00:05:13) "It's about wanting different, not less." (00:34:21) "Life is a series of experiments—learn about yourself with each one." (00:56:06) "Happiness is an internal journey—not dictated by our environment." (00:48:59) "Connect your finances to your core values for meaningful spending." (00:37:14) Action Items Commit to a 30-day no spend challenge starting next month. Create a list of your four F's to guide spending decisions. Conduct a 90-day transaction inventory to understand impulse spending triggers. Related Resources Buy What You Love Without Going Broke (00:56:12) Dopamine Nation by Anne Lemke (00:11:00) Adam Sandler SNL Skit (00:48:59) Chapters 00:00:00 - Introduction to Frugality 00:02:00 - The Extremes of Spending 00:08:20 - 30-Day No Spend Challenge 00:11:00 - Understanding Dopamine 00:35:14 - The Four F's of Fulfilling Life