Podcasts about Frugality

Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 200 episodes and more than 2.5 million downloads, Frugal Friends is changing the way the world thinks about frugality. Jen uses her background in financial journalism to seek topics that help people overcome impulse spending and reach their financial goals. Jill is a licensed clinical social worker who dissects the source of behaviors that cause trauma with money. Together they're helping people become better stewards of their money, time, space, and natural resources. Listen & Subscribe on: iTunes / Stitcher / Podbean / Overcast / Spotify Contact Info Website: www.frugalfriendspodcast.com Podcast: Frugal Friends Podcast Book: The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams Book: Meal Planning on a Budget: Save Money on Groceries, Master Meal Prep, & Reduce Food Waste to Reach Financial Freedom Most Influential Person Her grandmother Effect on Emotions Mindfulness has definitely helped me keep a broad perspective and grace for all kinds of people and all kinds of ways of thinking. Because when you are so wrapped up in yourself, it's hard to live outside of that bubble. But when you can take the time to be mindful, you open yourself up to other points of view. Thoughts on Breathing I have to live every day to breathe. I think, especially with the background I have, the clients that I care for something like breathing, and grounding techniques, something that can be implemented wherever we are. We don't have to have special tools or a tool belt to be able to implement an effective coping strategy and breathing we carry with us everywhere we go. And so whether it's a stressful situation or a financial decision I'm making in the store, when I need to be present in the moment, I ground myself. Oftentimes, deep breathing techniques are what I go to at that moment to help gain clarity. Suggested Resources Book: I Will Teach You to Be Rich: The Journal: No Complicated Math. No More Procrastinating. Design Your Rich Life Today. App: Calm Bullying Story I think as the frugality podcast in the personal finance world, we can definitely get picked on because it's much sexier to talk about investing and side hustling and entrepreneurship. And many people dump on frugality, because of its correlation to a scarcity mindset. I definitely like my life's work and my passion for helping bullied people. But we have to understand that everybody is in their own place and on their own journey. You have to realize that frugality is for everyone, but you have to be in a place for it. Related Episodes Live True With Authenticity; Ora Nadrich Your Success Insights With Dr. Richard Shuster Grasping The Emotion of Trauma; David Richman Special Offer Are you experiencing anxiety & stress? Peace is within your grasp. I'm Bruce Langford, a practicing coach, and hypnotist helping fast-track people just like you to shed their inner bully and move forward with confidence. Book a Free Coaching Session to get you on the road to a more satisfying life, feeling grounded and focused. Send me an email at bruce@mindfulnessmode.com with ‘Transition' in the subject line. We'll set up a zoom call and talk about how you can move forward to a better life.

I talk about why I'm going to stop thinking about frugality now, some interesting projects I'm planning on, and my new rules for my FU stash.https://tylerjdisney.com/blog/2023/1/11/january-monthly-postThe Nate Hagens podcast episode with Vicki Robin: https://www.thegreatsimplification.com/episode/21-vicki-robinCreative Commons Music by Jason Shaw on Audionautix.com

0:00 Intro 4:12 Important News 14:33 Economic News 36:50 23 SKILLS   - 2023 will be a year of DOOM but only for the ignorant and unprepared - With knowledge and skills, we can survive and navigate what's coming - China shifting corn purchases to Brazil as US builds microchip factories - China and USA both preparing for global war - Russia preparing for major offensive against Ukraine - The home price bubble has burst and prices are plummeting - Many people still living in denial that the era of easy money (and cheap stuff) is over - France has shuttered half its nuclear power plants, and energy rationing may begin soon - Black-eyed peas and corn bread for the New Year - 15 million Americans set to lose health insurance coverage as covid emergency expires - New telemedicine options emerging in 2023 - Critical skills for making it through 2023 (full list) - Why mental flexibility will be key to survival - Home chemistry and making your own cleaning supplies - The importance of FRUGALITY and de-leveraging your finances For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

This is now our fourth year of podcasting!Mike and Maggie discuss several topics:What we've been up to on the holiday break.What we're most excited about in 2023.Our 2023 intentions and goals.How do we make these intentions stick?Top 3 takeaways:Take some time to reflect on last year.Take some time to set some intentions for this year.Finally, put some practices in place to create good habits around your intentions.  References:2023 Financial Checklist (scroll to bottom of page)---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

This is our 181st podcast episode, and we're very proud of consistently producing an ad-free podcast for the last three years; we haven't missed a week! We each share our top reflections on the year and what we think of each other's reflections. Our reflections are a mix of personal and financial topics. Mike reads Maggie a poem, and there might be more tears. We hope you enjoy the episode, thank you for another fantastic year, and we can't wait to continue this journey with you in 2023.  Show References:C FIRE simulation toolIF poem by Rudyard KiplingArticle: The idea of finding a career with 'purpose' is a lie and you should focus on finding tasks that you love, according to this influential researcher---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

Frugality has had such a positive impact on my life. I discovered frugality while trying to get my finances in order and get out of debt. Frugality helped me immensely in those areas. What I did not expect was the larger positive impact that frugality would have on my life. Today I share 5 ways that frugality has had a positive impact on my life. https://www.lolasfrugallife.com https://www.facebook.com/LolasFrugalLife/ Support this podcast: https://anchor.fm/lolak/support For one month free of Skillshare Premium, go to: skillshare.eqcm.net/lola --- Support this podcast: https://anchor.fm/lolak/support

12-14 Segment 3 - Charlie Tuna makes his way into the studio - Frugality as we age - Mispronouncing words and names - Ball writers and pronouns - Obscure sounds we make in the studio - Hot Stove for Nascar with Charlie

Frugality intersects with so many things but our personal trinity in the Frugal Friends would be Frugality, Sustainability and Minimalism. The convergence of this trinity not only talks about managing money but also the lifestyle we can aim and aspire. Join us as we do a deep dive with Stephanie Seferian about “the trinity” and how they align to live your best frugal life. 

Today's episode is lesson two of Jade Alicandro Mace's bone broth module in our course The Art of Frugal Nutrition. It's our sliding scale (slides all the way down to free), ever-expanding course. LEARN MORE AND REGISTER Also, registration is currently open for Jade's Spice Rack Medicine Winter Online Series.  But it's only open until December 13, 2022!  LEARN MORE AND REGISTER Also, becoming a member of our HerbRally Schoolhouse is one of the best ways you can support our work. It's only $10/month. And you can get your first 30 days FREE with coupon code PODCAST at check out. LEARN MORE AND REGISTER Last but not least... Please consider SUBSCRIBING to our YouTube channel. We come out with new herbalism videos every week!  WATCH HERE Thanks for bein' a podcast listener!  I absolutely love creating this podcast and sharing it with all of you.  Of course, a MASSIVE THANKS to all of the contributors.  Peace, and talk to you soon. ~Mason www.herbrally.com  

Keynote speaker and well-being consultant Leanne Spencer discusses the importance of frugality (and why that doesn't mean what you might think). Frugal Living is brought to you by Brad's Deals. Looking for more information about living a frugal life? We've recently talked about mortgages, inflation, Black Friday, and rain barrels.

Today's episode is all about the pain of paying. This episode originally aired as number 59 in August of 2019. It was formed from a paper I had found and researched before I started doing interviews on the show. I had never met or really considered connecting with the author of the main paper I reference in the episode, Ofer Zellermayer (this paper was his doctoral dissertation). In addition to having an episode on this, I included a full chapter on the pain of paying in my first book, What Your Customer Wants and Can't Tell You which came out in May 2021.  Well, funny enough, in October of that same year, he reached out to me! He said that he had gone to search something related to his paper and found the podcast episode so he dropped everything to listen! He approved of it (phew!) and reached out to connect, which is such an awesome thing. I'm always amazed at the power of the podcast and all the relationships and connections that have come from it over the years. Remember what I said last week in episode 238 about reciprocity? Business is a long game, give freely and you will be amazed at how great things can be.  Anyway, you may be wondering why I chose this episode for today's refresh. For one, with the holidays upon us and just finishing up Black Friday, Small Business Saturday, and Cyber Monday here in the states, it felt like a great time to talk about the pain of paying. Buying things can feel like physical pain, and it is important to know that, but not go too over the top to compensate for it. Deals and discounts abound this time of year, and people buy differently when they are shopping for gifts. It is all interesting stuff to keep in mind as you consider your own buying this holiday, and any sales you may be running for your business. It felt like the perfect time to refresh this episode for you. Show Notes: [00:38] Today's episode is all about the pain of paying. [02:57] Buying things can feel like physical pain, and it is important to know that, but not go too over the top to compensate for it. Deals and discounts abound this time of year, and people buy differently when they are shopping for gifts. [04:21] Buying things isn't all fun and games and the process of paying for things can actually cause pain for many people.  [06:14] Everyone experiences some level of pain of payment in various scenarios and those conditions tend to be pretty universal. Context is incredibly important when it comes to the pain felt making a payment.  [07:09] Melina shares the reasons and continuums that impact the pain felt in a payment. [09:30] The brain loves a story. This story can impact the pain felt by paying. [12:28] Price is not about price. Everything that comes before the price matters much more than the price itself.  [13:57] When the pain of paying is too much, people who don't buy things that they need or want because it is too difficult to give up money are called tightwads. Those who spend too much too easily and do not feel an appropriate amount of pain before or during the spending process are called spendthrifts.  [16:58] Being a tightwad is different than being frugal. Frugality is rooted in joy when saying money.  [19:16] 60% of people are unconflicted, 25% are tightwads, and 15% are spendthrifts. Your biggest challenge is overcoming the 25% who are tightwads.  [20:08] Tightwads are most sensitive to framing adjustments so that is where you can make a difference. Tightwads can have a difficult time paying for things with cash so make it easy to pay with a credit card. [22:17] The pain was found to have less of an impact when buying what is considered virtue products than vice products. It is important to know what category your product falls into when you are looking at how to frame your message.  [23:46] One of the big issues for spendthrifts is that they do not account for or intuitively understand the opportunity cost at the moment when they are getting ready to buy or they want to buy things.  [25:52] Everyone will feel some sort of pain when paying. It is your job as the person selling to figure out what the buyer needs, what would benefit them the most, and then present it to them in a way that will have the last pain felt so they can actually enjoy spending the money.  [27:39] For your business, think about how people interpret what they are getting. If it was not their choice are there some other areas where you can help them feel like they did make a choice so there is less pain felt in the experience?   [31:26] When the pain of paying isn't felt as much it doesn't impact the experience as negatively.  [33:51] In some ways, you are making the loss and pain much more prevalent, reducing usage by consumers, and impacting the overall experience.   [35:29] The payment that is triggering pain doesn't have to be from money, it can be time as well.  [37:36] When consumption and payment are coupled together, you experience pain as you consume, it has a certain level of pain and joy associated. When you uncouple them, you experience each item separately which can increase each unless you implement them properly.  [40:03] The pain of payment can be removed when the payment is taken care of before consumption.  [42:12] “Strong buffering and hence reduced the pain of paying occurs when the consumer can directly connect the costs in terms of money with the benefits in terms of product or service. The ability to associate costs and benefits is just as important in physical pain.” [44:26] The pain of paying was potentially completely eliminated when it was given as a gift. [45:06] Melina's closing thoughts [45:26] The fact that we think about gifts differently than something we need — and that we want to spend LESS on the things we functionally NEED is so interesting. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: What Your Customer Wants and Can't Tell You, by Melina Palmer How Customers Think, by Gerald Zaltman Alchemy, by Rory Sutherland Engaged, by Amy Bucher Marketing to Mindstrates, by Will Leach Top Recommended Next Episode: Get Your D.O.S.E. of Brain Chemicals (episode 123) Already Heard That One? Try These:  Framing (episode 16) Priming (episode 18) What is Value? (episode 234) Mental Accounting: How To Make Your Money Math Work For You (episode 56) Partitioning How to Raise Your Prices (episode 77) The Truth About Pricing (episode 5) Focusing Illusion (episode 89) Decision Fatigue (episode 132) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter  https://www.researchgate.net/publication/280711796_The_Pain_of_Paying The Red and the Black: Mental Accounting of Savings and Debt The Pain of Paying Tightwads and Spendthrifts: An Interdisciplinary Review

Everyone wants to be a winner. Let's not confuse this with how competitive some are. No, not everyone likes to compete. But we all like to win. We all want to succeed. When did you experience the joy that comes with this? Was it as you received admission to your preferred college? When you received the job offer you were expecting? Or when your football team won their game? We have all won at something in our lives, and we love the feeling. Where does this urge to win come from? Scientists believe the pleasure-stimulating neurochemical dopamine is responsible. Yes, beating your friend in a game and excelling in a test gives you bragging rights. Your body also rewards you with a feel-good sensation for winning. What other benefits are there to winning? Winning boosts our confidence. With this boost, it's easier to win again in similar situations. From the looks of it, even nature supports our drive to succeed. While this desire is inherent to us, it is not always easy to meet. It is because some challenges are more complex to overcome than others. One of the biggest challenges we face is how to succeed in life. Put another way, how to win at life. Sad to say, there is no one size fits all formula for overcoming this challenge. The reason for this is simple. It's because success looks different to everyone. 1 Yet there are general principles we can all apply to achieve this. Practice these essential strategies to win in life: 1. Set clear goals. A runner cannot win a race unless he knows where the finish line is. Likewise, without establishing what success means, you may struggle to find it. That is why you need a definite goal. You'll know exactly where you are to head and what it will take to reach there. When we work toward goals, we are working with purpose. And when we reach them, it will count as a win for us. 2.Create winning habits. Habits are nature's way to help you make sustained progress. They make some behaviors easier to repeat by automating them. Once you establish the habit, you'll do the action without much effort. These are a few of the many habits we can leverage to achieve success in life: Developing habits that will help you achieve your goals will make it easier. These habits can help you smash your goals and win in life. With regards to organization, be systematic, plan, set priorities, and arrange things like your schedule well. Personal care means taking good care of yourself and paying attention to your health. Frugality isn't the same as stinginess. It's being thrifty with money and resources and spending with prudence when the time calls for it. 3. Don't fear making mistakes. If you are to succeed, you cannot be afraid to fail. When you make mistakes, ask yourself what went wrong. What did you learn from it? What will you do differently next time? We must make mistakes and learn from them to win in life. Before we can learn from our mistakes, though, we need to accept them. It's important to take responsibility for our actions. Winners don't make excuses, and they find solutions. Understanding and accepting our errors 2 contribute to us finding success in life. 4.Be willing to learn something new every day. Never stop learning new things throughout your life. There are so many advantages to this. For example, it keeps your mind sharp and reduces the risk of diseases like Alzheimer's. Also, it provides you with intriguing topics to discuss with others and updates you on what is going on. Besides all this, you will have so much fun when you learn about things that interest you. If, as the saying goes, knowledge is power, then learning is the key to gaining control. You'll find that power will help you succeed at most things in life. Winning isn't new to you. You've already done so in many aspects of your life. When you work to apply the principles discussed, you'll continue to do so now. And in the end, you'll not only look back and see a life well-lived, but ultimately, a life well won. --- Send in a voice message: https://anchor.fm/wayne-weathersby/message Support this podcast: https://anchor.fm/wayne-weathersby/support

Being frugal and building your dream house don't mix well...Join the Wealthy Way today and get access to my free course, planner, and discord community! https://wealthyway.com______________________________________________________Here's how my businesses can help you:Want to be coached by me on real estate investing? Apply at https://futureflipper.comAre you an entrepreneur who wants to build their personal brand on social media? Go to https://contentempire.ioYou can invest in my real estate deals! Go to https://pinedacapital.comNeed tax and accounting help? Contact my CPA Firm! https://TrueBooksCPA.com/Are you a woman in entrepreneurship? Join our women's mastermind! https://wealthywoman.io/Join my coaching program for real estate agents! https://wealthyagent.io/For a free consultation with my team go to https://RyanPineda.com______________________________________________________My other social media channels:Subscribe to my main channel "Ryan Pineda" https://www.youtube.com/c/ryanpinedaSubscribe to my real estate only channel "Future Flipper" https://www.youtube.com/c/futureflipper1Follow me on Social Media: https://www.instagram.com/ryanpinedahttps://www.tiktok.com/@ryanpinedahttps://www.twitter.com/ryanpineda______________________________________________________Could you stick to a budget while building your dream house? Hal and I discuss our processes while designing and building our dream houses! Being frugal could be difficult while building your dream house. Could you stick to a budget?entrepreneur, real estate, building a house, dream home, real estate investing, real estate investor, entrepreneur life, business owner life, frugality, budgeting, real estate budgeting, buying a house 

If you're a medical professional that is struggling financially or trying to pay off student debt, this episode of "Finance for Physicians" is for you!Our guest is Dr. Disha Spath: A first-generation immigrant success story, Disha found herself alongside her husband in a precarious financial situation with a huge debt to pay out after medical school. After living on the fence for a while, Disha and her husband finally managed to pay out the $750,000+ debt that was piled up and then went on to create a financial platform to help other physicians escape their situationHer secret? A shift in the mindset - Conscious Frugality.Now, we know what you're thinking: Nobody likes frugality. It's a tricky muscle to exercise and can often be hard to execute as a doctor. After all, you didn't go to medical school for years to live off ramen and Dollar Tree specials. We, alongside Dr. Disha, are here to say that this type of frugality mindset is not true! Frugality is a key financial budgeting skill that, if used correctly, is not about depriving yourself, but about making smarter financial decisions. Our host, Daniel Wrenne, and Dr. Disha talk us through the following:- How to pay off medical student loan debt.- When to get that dream house.- Why you can still have a comfortable life and save money.- Tips for raising a family on a budgetReady to learn more? Click play and let's take that uncomfortable topic, called finance, under comfortable control! Links: Dr. Disha Spath's Practice WCI Ambassador The Frugal Physician Contact Finance for Physicians Finance for Physicians

Evan wants Late-in-Life Savers to understand that FRUGALITY is the mindset to have during the Accumulation Phase, but more importantly when positioning yourself for the Distribution Phase.  Join us today, as he tries to convince himself of this important concept!  And stay tuned for the end of the episode where he will talk through that this decision will allow for MORE SPENDING when considering there are are far fewer bear than bull years.  Want to be on the show to share your money story?  Email us:  EvanThomasBroke@yahoo.com --- Send in a voice message: https://anchor.fm/evan-thomas1/message

Chris of Keep Thrifty talks about whether or not frugality can be selfish Episode 2094: Can Frugality Be Selfish? By Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They've got articles and success stories to help inspire you to think differently about your dreams and your finances. They've also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/can-frugality-be-selfish/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty talks about whether or not frugality can be selfish Episode 2094: Can Frugality Be Selfish? By Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They've got articles and success stories to help inspire you to think differently about your dreams and your finances. They've also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/can-frugality-be-selfish/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty talks about whether or not frugality can be selfish Episode 2094: Can Frugality Be Selfish? By Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They've got articles and success stories to help inspire you to think differently about your dreams and your finances. They've also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/can-frugality-be-selfish/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob West offers some tips on how to fight inflation. To support this ministry financially, visit: https://www.oneplace.com/donate/1090/29

What happens if you learn to happily live off half your household income? One potential outcome is that you're able to “retire” from a boring soul-sucking corporate job as an accountant & spend a heck of a lot more time raising your children, chasing entrepreneurial dreams & truly enjoying your life. In this episode, we cover Brad Barrett's entrepreneurial journey to Financial Independence in addition to covering a whole host of other life-empowering topics like developing a “talent-stack,” creating a bigger luck surface area, books that will change your life for the better, going from Frugality to Abundance, exercise, fitness & much more! Brad Barrett is the co-founder & Host of ChooseFI Podcast & founder of Travel Miles 101. He is a recovering CPA & achieved Financial Independence at the age of 35. Key Highlights: [00:01 - 15:36] Opening Segment Give people the motivation to take action & make their lives better How ChooseFI played a huge role in Justin's FI journey How Brad defines financial independence The FI equation [15:37 - 34:29] Financial Independence: A Simple Equation Brad's journey to financial independence Why it's important to increase your luck surface area Look at the problems from a different angle How Brad ended up quitting his corporate job [34:30 - 47:58] The Talent Stack Justin's experience creating a fitness & money coaching program Not everything has to go perfectly all the time What game are you playing?  Are you optimizing for the life you want to live? [47:59 - 1:02:45] The Path to Success How Brad started saving a good portion of his pay The financial independence community You need to be running towards something Don't deprive yourself [1:02:46- 1:17:03] Creating an Abundant Life How to spend more money to make your life even richer What changed how Brad thought about money Rethink the years and how you spend your money [1:17:04 -1:34:19] How to Spend Money on Being Healthy What Brad's Fit Rich Life looks like Being aware and always questioning things Be open-minded and figure things out The correlation between fitness and money [1:34:20 -1:51:19] The Power of Thinking Differently How lifestyle becomes an identity What really works for you may not work for someone else The importance of tracking  [1:51:20 -1:57:38] Closing Segment Life is about taking action If you want to connect with Brad, subscribe to the FI Weekly Newsletter! Key Quotes: “Financial Independence is about living an intentional life.” - Brad Barrett “The world runs on stories, and people connect through those stories. People aren't looking for experts. they're looking for connections.” - Brad Barrett “When you see yourself in someone else's story, and you see them succeeding, it emboldens you to take action.” - Brad Barrett Resources Mentioned: The Shockingly Simple Math Behind Early Retirement How to Go from Middle-Class to Kickass | Mr. Money Mustache How to Fail at Almost Everything and Still Win Big by Scott Adams The Tail-End by Tim Urban Peter Attia The Drive Podcast Pso-Rite Zone 2 Training Episode on Rich Roll Podcast Die With Zero by Bill Perkins Breath - James Nestor The 4-hour Work Week by Tim Ferriss The 4-hour Body by Tim Ferris Richer Wiser Happier by William Green The Psychology of Money - Morgan Housel Atomic Habits by James Clear Make Time by Jake Knapp and John Zeratsky The One Thing by Gary W. Keller and Jay Papasan Essentialism by Greg McKeown Influence by Robert Cialdini Complaint Free World by Will Bowen WANT TO LEARN MORE? Follow my personal website: https://alchemizelife.com/ Follow my Instagram, LinkedIn, Facebook, Youtube, & Twitter Show Notes: www.alchemizelife.com/podcast/ Sponsors: Are you ready to get in the best shape of your life, double your income, and 10x your savings/investments? I'm incredibly passionate about fitness & money and have reached a strong degree of mastery in these domains and built an incredible coaching program to help you. Head to www.fitrichvegan.com, sign up for a Free Consultation, or DM me on Instagram with the words "Fit Rich Vegan" to discover if it'd be a good fit for you! For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity, try Feel Free by Botanic Tonics! Go to www.botanictonics.com and use code DRAGON to save 40% off your first order! If you desire to lead a happy, healthy, fit life, go to www.vedgenutrition.com/dragon, and grab all of your key supplements. Use the code DRAGON and get 15% off! I often get asked what my favorite Vegan Protein Bars are for when I'm on the go and without a doubt, they are the No Cow Protein Bars which have THE BEST MACROS out there -- High Protein with great amount of Fiber to keep you feeling full & Low-Fat (most protein bars & actually Fat Bars in disguise). The newly released "Dipped" Now Cow Protein Bars taste so good! Use code DRAGON to save 15% on all of your orders. Thanks for tuning in!   If you liked my show, LEAVE A 5-STAR REVIEW, like, share, and subscribe!

Bob Lai, from Tawcan, is a Canadian dividend investor who chronicles his quest for financial independence and joyful life. He and his wife started building their dividend portfolio in 2011 after a financial epiphany. Today, their portfolio generates over $3,400 in dividends per month. Here is Bob's journey to financial independence and his approach to investing in dividend growers to reach it. For the complete show notes, make sure to check out our website: thedividendguyblog.com/93 Twitter: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r

Are you struggling to know how you're going to navigate the Cost of Living Crisis? Well, today we have two fantastic guests who are going to help. Jen and Jill help people become better stewards of their money, time, space, and natural resources. For more show notes go to our Podcast Page.  If you haven't already, make sure you check out our website The Declutter Hub. We are delighted you're here and can't wait to share all our top tips about decluttering and organising with you. Please feel free to join our Facebook group The Declutter Hub Community and you can find out more about The Declutter Hub membership here.

"Money is a tool." Has that expression ever occurred to you before? It appears that we view it as a means to an end or something that we can simply hoard and accumulate to the point where we die.However, that is not at all a healthy perspective on money. Money is a tool that allows value to be exchanged for value. Realizing this can have a big impact on your financial situation, In this third episode of the Quiet Wealth let me share how you can fully utilize your money as a tool and set you up to achieve your true goals. Get Ready to build and share  wealth, let's Dive in. In this Episode:[00:00 - 02:00] • Welcome to the Quiet Wealth Podcast , does money make us more happier and solve all of our problems? [02:01 - 03:05] • Think of Money in motion. [03:06 - 04:39 ] • The Problem in thinking money is your "Goal".•  Frugality is not about saving money.                   • Why traditional  Retirement Planning does not work?   [04:40 - 06:46] • What if I give you 10 Million Dollars what will you do?  [06:47 - 09:29] • Ways that you can use money as a tool.  • Can money be used to express love?   • Money can also support causes.  • Money can buy time and freedom.   • Money can solve problems on a grander scale. [09:29 - 11:42] • Recap, See you on the next Episode.  Build Wealth |  Create Impact | Leave A Legacy  Tweetable Quote: "But you can't treat money as the goal. Freedom is the goal. Happiness is the goal, not money. , but it's really hard to make money plans when you're afraid of money." -Camilla Jeffs  HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts and across other platforms! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Grab your FREE GUIDEShttps://steadystreaminvestments.ac-page.com/guides Follow us onhttps://www.facebook.com/steadystreaminvestmentshttps://www.youtube.com/channel/UC2MFOVyPWo0XD0QVJxgDxbQhttps://www.linkedin.com/company/steady-stream-investments NEW TO THE SHOW?Browse through all of our episodes herehttps://steadystreaminvestments.com/podcastP.S. We at the Quiet Wealth Podcast are excited you're here!

Michelle Schroeder-Gardner of Making Sense of Cents talks about the value of family budget meetings Episode 2063: Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/05/budget-meetings.html   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kent Thune with Get Rich Slowly talks about the number one impact on your investments Episode 2062: The Number One Impact on Your Investments is YOU by Kent Thune J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/the-number-one-impact-on-your-investments-is-you/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/  Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you're instantly approved.   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits talks about being tired of being tired Episode 2059: Tired of Being Tired by Leo Babauta Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/tired   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares his thoughts on the number one financial regret. Episode 2058: Number One Financial Regret by Mike Ballew Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-09-22-Number-One-Financial-Regret/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining talks about whether or not you should invest a lump sum Episode 2057: How Should I Invest a Lump Sum? By Chris Reining Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/how-should-i-invest-a-lump-sum/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Beck shares 2 things you absolutely must do if you want to get out of debt Episode 2056: 2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She's walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/want-to-get-out-of-debt-dont-forget-the-most-important-step/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to see why Matt came into the studio injured. Ozzy has a new cosmetics line. Question of the day: What is the most frugal thing you've done. Roger Waters... just play and sing. Check out why Matt's local McDonalds was on the news.Support the show: https://www.klbjfm.com/mattandbobfm/See omnystudio.com/listener for privacy information.

James Altucher shares the habits of wealthy people Episode 2055: What are the Habits of Wealthy People by James Altucher James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/habits-wealthy-people/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

James Lambridis of DebtMD shares 5 things credit card companies don't want you to know Episode 2054: 5 Things Credit Card Companies Don't Want You to Know by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/credit-card-company-takeaways   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad helps you break free from living paycheck to paycheck. This is part 2 of 2. Episode 2053: [Part 2] Living Paycheck To Paycheck? Here's How to Break the Cycle by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/living-paycheck-to-paycheck/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

In this discussion with Liz from LizGetsLoaded, we cover many topics, including:How she grew up financiallyWhy she started LizGetsLoaded and what she's gained from itHer early retirement plansCharitable giving and effective altruismHSAs and how she manages and tracks hers like a retirement accountAnxiety and moneyFinancial independence as the ultimate emergency spending accountShow References:LizGetsLoaded PodcastLizGetsLoaded BlogLizGetsLoaded on InstagramBook: The Most Good You Can Do: How Effective Altruism Is Changing Ideas About Living EthicallyBook: Work Optional: Retire Early the Non-Penny-Pinching WayThe life you can save ---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

Craig Stephens of Retire Before Dad helps you break free from living paycheck to paycheck. This is part 1 of 2. Episode 2052: [Part 1] Living Paycheck To Paycheck? Here's How to Break the Cycle by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/living-paycheck-to-paycheck/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Grumpus Maximus on the reluctant financial voyeur. Episode 2050: The Reluctant Financial Voyeur by Grumpus Maximus Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/reluctant-voyeur-foreclosure/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Weve probably all seen and be entertained by TV shows on Extreme Frugality those people who do insane things to save money, dumpster diving, etc. They are obsessed with not spending money. On this episode I want to talk about balanced frugality. How you can do amazing things to save money, yet not be some oddball that others laugh at as you quest towards being unconstrained.

Brian Gardner with No Sidebar shares his thoughts on minimalism in the real world. Episode 2051: Minimalism in the Real World: A Life without Sidebars by Brian Gardner No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off–to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/life-without-sidebars/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tania Brown with Financial Finesse shares 4 red flags to watch out for before buying an annuity Episode 2049: 4 Red Flags To Watch Out For Before Buying An Annuity by Tania Brown After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor's. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They've helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2019/01/25/4-red-flags-to-watch-out-for-before-buying-an-annuity/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Finer shares 5 lessons he learned from his Amazon investment Episode 2048: 5 Lessons I Learned From My Investment In Amazon Stock by Mr. Finer Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The original post is located here: https://mrfiner.com/5-lessons-i-learned-from-my-investment-in-amazon-stock/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Leif of Physician on Fire talks about why working less is worth every penny Episode 2047: Working Less is Worth Every Penny by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to retire early. The site has a triple aim to leave visitors enlightened, educated, and entertained. The original post is located here: https://www.physicianonfire.com/working-less/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill of Marriage Kids And Money provides 3 smart alternatives to merging money in marriage Episode 2046: 3 Smart Alternatives to Merging Money in Marriage by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he's left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger's Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/3-smart-alternatives-to-merging-money-in-marriage-2/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

It's an impromptu special episode. A few bullet points may be helpful. We've always cash flowed our life, or tried to. Two pivotal milestones impact every American's encore chapter: a) Medicare (when you reach 65) and b) Social Security (when you reach 62 or full-retirement or age 70). Retirement means different things to us than "not working" or "not earning income." We want to continue to earn income and continue to live within our means. Modest living is a goal. Not austere living, but modest living. Frugality is a way of life, unapologetically. We're living our lives for ourselves (and each other). God remains THE priority, but when the encore chapter days arrive, you realize - if you're married - that your lives together are now what remains. And it's great if you put in the work! I'm putting in the work - or trying to. My wife is the most important person in my life. It doesn't mean I don't love kids, grandkids, and the rest of my family, but it means I know I'm not the most important person to them. And I'm good with it. It's the cycle of life and how it ought to be.