Podcasts about buy isas

In this week's episode, there's a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs through the pros, pitfalls, and key differences between the schemes, including bonuses and withdrawal rules. Whether you're saving for your first home or advising someone who is, this segment is packed with practical tips to maximise government support and avoid costly mistakes.Martin unpacks a major shake-up to Shares ISA rules, with what it means for savers, investors, and anyone trying to grow their money tax-efficiently. He breaks down the proposed changes and whether you should be thinking differently about where you put your savings going forward.In the Tell Us, Martin turns to listeners working in the travel industry - airlines, hotels, and beyond. Asking: what are the biggest mistakes holidaymakers make? From booking blunders and baggage errors to check-in timing and hidden costs, industry insiders share their top tips on how to travel smarter and smoother this summer.Finally, in the Mastermind section, Adrian tackles a tricky consumer issue: who do you complain to if you used a claims firm for car finance and feel you were misled?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know which letter of the alphabet is his favourite, how many marshmallows he can fit in his mouth at any one time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you've felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week's is on Section 75 protection, and you'll have to listen to find out!If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know his best dance move, if he's scared of snakes, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

A Help to Buy ISA is a government scheme helping you save for a mortgage deposit to buy your first home. You must be a first-time buyer to qualify and not own a property anywhere in the world. Savings are tax free just like with any ISA product, however, a Help to Buy ISA gives you the added bonus of getting government contributions. How does the Help to Buy ISA work? The government tops up your contributions by 25%, up to a maximum contribution limit of £12,000. In other words, for every £200 you save, the government will contribute £50. This means you can earn a maximum of £3,000 from the government. The minimum amount you need to save in order to qualify for a government bonus is £1,600 (which gives you a £400 bonus). You can start off your ISA with an initial deposit of up to £1,000 which also qualifies for the 25% boost from the government. Remember, Help to Buy ISAs are available to each first-time buyer, not each home. So, if you’re buying a property with your partner, you’ll be able to get up to £6,000 towards your deposit. Help to Buy ISAs are available until 30 November 2019. They won't be available to new savers after this date, but if you opened your Help to Buy ISA before then you can keep saving into your account. You must claim your bonus by 1 December 2030. Word of the Day Land Transaction Tax (LTT) LTT replaced Stamp Duty, which still applies in England, in Wales in 2018. If you’re buying a home in Wales costing more than £180,000, you’ll have to pay Land Transaction Tax (LTT) on your purchase. There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. See also: Women Need to Invest More Money to Secure Future Prosperity Government Help to Save Scheme for low paid 96% undersubscribed 10 TIPS TO GET OUT OF CONSUMER DEBT USING THE M.A.N.A.G.E. D.E.B.T. SYSTEM

I'm answering your questions this week on the podcast, including changes to Childcare Vouchers, Lifetime ISAs vs Help to Buy ISAs, and exactly how bank switching works. More info and links can be found at https://becleverwithyourcash.com/cashchats53

In this episode of Informed Choice Radio, Martin talks about 10 ways to improve your financial resilience. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. 10 ways to improve your financial resilience This week on Informed Choice Radio, Martin shares his ten tips for improving your financial resilience. This topic was prompted by a couple of things; the news that the German government is thinking about making it mandatory for citizens to stockpile food and water in case of a terrorist attack; and a conversation Martin had this week with fellow personal finance podcast David Stein. We started by asking the people of Cranleigh how they would cope in case of a national emergency or the collapse of the banking system. Martin shared the following ten tips for improving your financial resilience and explained the practical importance of each one: Tip #1 – build a cash emergency fund Tip #2 – diversify your investments Tip #3 – deal with your debt Tip #4 – insure the essentials Tip #5 – control your expenditure Tip #6 – live simply Tip #7 – create multiple streams of income Tip #8 – get in better shape Tip #9 – plan ahead for the future Tip #10 – stockpile the essentials We would love to hear what you think. Are you financially resilient? How would you cope with a collapse of the financial system? Personal finance news update -Gender pay inequality has widened, according to the latest figures from the Institute for Fiscal Studies. -More than 1.6 million families in the UK are living with ‘extreme problem debt’. -Oil prices fell this week, after an unexpectedly large inventory build in the US renewed fears about an oversupply. -More money was withdrawn from investment funds distributed in the UK in July than in the past three years. -Help to Buy ISAs have faced criticism this week after the revelation that the government will withhold adding its bonus until after the completion of the property purchase. -People taking money out of their pension pots using the new pension freedoms are being hit with unexpected tax bills. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail.

Baron Lee of Trafford shares his stock-picking strategies The best ways to save money on your Christmas shop Are Help-to-Buy ISAs worth it? See acast.com/privacy for privacy and opt-out information.

This week, Rich Browning and Ed Monk join Share Radio's Georgie Frost for an entertaining look at the minutia of the Chancellor's Budget, inheritance tax and huge cuts to Nationwide's 'loyal' savers accounts. They also take a fun-size look at the ever decreasing sizes of popular products and whether growing your own veg really can save you money. Simon Lambert is snowboarding. #budget2015 #carrots