Money Saving Expert Martin Lewis joins 5 Live's Emma Barnett for debate and tips on how to make the most of your money. Featuring guests from the business world.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it's right? If I've got 0% debt and normal debt on a credit card, which do they clear first? I've just seen you advertising ‘Quantum AI' with a guaranteed £25,000 return! Is it true? (Spoiler: no, it's a scam). If you've earned cashback, but returned the product, what happens? Can you tell me the best account for under 11s? Plus, beam me up, Martin, what's your favourite sci-fi?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's got a favourite flower, if he's a proper romantic, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free too.He explains changes to energy standing charges.... and the new broadband and mobile telecom charter, which was signed yesterday. Martin gives his view on whether it's any good and whether it will it stop price hikes.The Tell Us is all about work-life balance and there are lots of tips for you about home insurance in this week's Mastermind.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I escape a joint account? If I cancel a Direct Debit, do I have to tell the company? When isn't it worth claiming child benefit? Where do I put the money from my house sale? And, who's going to take over from Martin when he retires? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's got a favourite musical, if he's any good at building flat-pack furniture, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties. Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%. We look at what has happened to Ofgem's no standing charges tariff options promise.This week's Tell Us is what money rule do you follow now that you once thought pointless or over the top, and we're joined by a special guest for that at the end of the pod.Martin explains why he has written a letter urging the Scottish Government to improve their Power of Attorney system.And Money Mastermind is on travel rights, but this week, Martin didn't write the question!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why do I pay interest even if I pay off my credit cards in full? Where's the best place to save and invest for my young children who have pension income from my late husband? I've got two mortgages on my house, which should I overpay? What's the best place for me to start a new pension aged 50? Plus, would Martin rather be locked in an empty shopping centre for 24 hours with 1000 snakes, or one angry gorilla? Listen to find out!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's got a favourite marsupial, how many miles he could walk backwards, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no). The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of graduates paying interest on a Plan 2 student loan.You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you've had following Martin's advice!

Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you've felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week's is on Section 75 protection, and you'll have to listen to find out!If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know his best dance move, if he's scared of snakes, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I want to buy my first home, should I move money from my Help to Buy ISA to a LISA? Is it best to sell shares each year to use my annual capital gains tax allowance? Help! My broadband's broken, what rights do I have to compensation? My phone contract's been hiked, can I leave penalty free? Plus, you ask Martin his dream golf four ball.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's a still or sparkling person, his favourite suspension bridge, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells us his four life lessons he gave to graduates recently, so we asked you for yours! Plus, Martin's annual warning if you've booked a holiday, an update to Ofgem's no standing charge tariff for energy, and Mastermind is all about borrowing: does the length of a loan matter more than the interest rate? You'll have to listen to find out! If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know his go-to dance move, if he knows the secret to parallel parking, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children's savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-free for the first time in his adult life and asks Martin what he could do with his money next. Plus, does Martin dye his hair? You'll be surprised by his answer!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what time his alarm goes off, if he's got any pets, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

With the self-assessment deadline less than a fortnight away, Martin Lewis answers your questions on everything tax, with the help of two tax gurus, including: tax returns, inheritance tax, making tax digital, capital gains tax, PAYE, savings tax, and more. Plus, Mastermind this week is all about gift cards, and Martin speaks to Harriet from the Traitors. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know his favourite fruit, if he can say the alphabet backwards, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex's debt affect my credit score? If I buy a bridesmaid's dress for someone, does it hit my consumer rights? My credit card won't give me money back for problem building work, what can I do? I'm a teacher, can you answer some of my students' personal finance questions? My 0% credit card deal ends soon; do I pay it off or transfer the balance? Plus, what would Martin's wrestler name and finishing move be? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite book, if he's got a nickname, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis has his debt masterclass this week, helping you slash the cost of your existing credit cards, overdrafts, loans, buy now, pay later and much more! Plus, you tell us your New Year financial goals - some of you want to save more, some want to save less! Mastermind is all about capital gains tax, and how did Martin's yearly step count competition end?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know his preferred pasta shape, if he can tie a Full Windsor knot, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

As it's Christmas, Producer Matt has chosen his favourite questions Martin has challenged Adrian with on the podcast for this special Martin's Money Mastermind episode, including questions on: returning faulty tech, gift aid, credit scores, retail gift aid, and direct debits. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite animal, if he knows any magic tricks, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

As it's Christmas, Producer Matt has chosen his favourite questions you've asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter's university? And, would Martin want to fight 1 man-sized duck, or 10 duck-sized men? You'll have to listen to find out! If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite radio station, how many marshmallows he can fit in his mouth, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In this special ‘Success Time' edition of our Question Time podcast, this week is all about listeners who've saved. They tell us what they've done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, and a success worth £100,000.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite film, what he carries with him wherever he goes, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis has a selection box of topics in this week's podcast, including: the Bank of England has cut the base interest rate, what does it mean for your mortgage, savings, credit cards, and loans? It's Love Actuarially as you tell us when you've received a random act of financial kindness. The government's taking £150 off energy bills, so Martin explains how it will work – especially if you're on a fix. Plus, Mastermind is all about representative APR, and should you open expensive Christmas presents early? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite colour, if he can move his eyebrows independently or not, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if I'm close to paying it off)? Can someone take over my ISA allowance when I die? Plus, we have a student loan success story, and just how does Martin manage to do 26,000 steps a day? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite seaside town, if he'd ever go to space, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells you everything you need to know about ISAs - the Cash, Stocks and Shares, Help-to-Buy, and Lifetime varieties – as well as what ISA changes in the budget means for you. Martin talks about the government consultation on replacing the Lifetime ISA and tells you if it's still worth it. Plus, you tell us your cheap Christmas magic tips, Mastermind is all about car insurance renewal, and do you know where your stopcock is? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite font, what his go-to coffee order is, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can using salary sacrifice allow me to cut the amount of student loan and savings tax I pay? How will not paying tax if you only get the state pension work in practice? Help, I'm about to turn 50! Is there anything I should do with my finances? Plus, we have a bridesmaid dress return success story (including how Martin helped them find love), and would Martin rather do Who Wants to Be a Millionaire? or Celebrity Traitors?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite tube line, if he's a snorer or not, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis goes through everything you need to know about credit scores – including if they're actually real. He also explains how you can make yourself appear more attractive to lenders, including the most important factors they look for. Plus, what the budget means for your energy bills, you Tell Us when you finally felt financially grown up, and Mastermind is all about when a direct debit isn't actually a direct debit.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite motorway, what his skincare routine looks like, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how does the ISA limit actually work, is the online safety act really working, how can I get credit on a low income, is it time to ditch premium bonds, do student loans cost more for middle earners, and when does savings interest actually count for tax purposes?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite sandwich filling, how many sugars he has in his tea, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

In this special episode, Martin Lewis shares his initial reaction to Rachel Reeves' budget. He tells Matt Chorley about the measures that will have an impact on you - including Lifetime ISAs, salary sacrifice on pensions, state pension increase, student finance repayment thresholds, the two-child benefit limit, high income property surcharge, and electric vehicle surcharges.

In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a provider goes bust, should I stop putting money in my LISA, and what's his favourite type of music?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite city, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what's likely to happen when the new energy price cap is announced this Friday, Martin goes over the now bigger protection for people's savings, you tell us the cheapest item you've ever taken back to a store to complain about, and Martin's Money Mastermind is all about retail gift aid.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite song, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how to open savings accounts with limited ID, is there a way to make more cash from ISA bonuses, can I end my broadband contract if I'm moving house and does Martin prefer spaghetti hoops, or alphabetti spaghetti? If you've got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

Martin Lewis tells you how to speedily spot the best debit cards, credit cards, overdrafts, improve your driving licence, organ donor cards and more! Plus, new top savings, Martin's meeting with the Chancellor, and success story on how to beat the O2 price-hike hike!If you've got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

In our Question Time podcast, Martin takes your questions on anything and everything, including: how to compare electric vehicle tariffs, why bank accounts lie, how an 18-year-old builds credit, and is your will invalid after you get married?If you've got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are, and more! If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk and you could be on the show!

In this week's Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I keep cash under my mattress? Can a car finance claim jeopardise my current car finance agreement? How does the marriage tax allowance work? Plus, what did Martin have for his tea last night?If you've got a question for Martin on absolutely anything and everything, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk.

It's Martin v Ofgem this week (well, Jonathan Brearley, the boss). Martin asks Jonathan why energy bills are so high, about scrapping standing charges, who funds the regulator, writing off energy debt, issues around green energy, and loads more. It's a jam-packed episode, also including what Martin thinks about O2 raising their prices by more than they promised, and what you should do if you're affected. If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk and you could be on the show!

In our Question Time podcast, Martin takes your questions on anything and everything within reason. Including: is it worth fixing energy for longer than a year?; are app-based savings accounts worth it?, plus the producer asks him for broadcasting tips! Send an email to MartinLewisPodcast@bbc.co.uk to suggest your question.

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was worth it. We discuss rumours that the Chancellor may cut the cash ISA limit, plus an update on car finance misselling. You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you've had following Martin's advice

In our weekly Question Time, you ask Martin questions on anything and everything, and he does his best to answer them. This week: if I have a lot of credit cards, should I cancel any unused ones? Should I keep my mortgage debt or pay it off? Is Martin working out? A double helping of student finance, and more! If you've got a question for Martin, email it to MartinLewisPodcast@bbc.co.uk, and it could be in the podcast!

Martin Lewis takes you through the mis-selling of car finance after the regulator launched its plans for a mass £8.2bn redress scheme – where 14 million people could get compensation. He explains why it's being paid, how much you could get, if you could get it, what you need to do to get it, should you go to court, can you claim for deceased relatives, and loads more.This is an emerging situation so listen for updates future podcasts! If you've got a burning question for Martin's Question Time podcast, send an email to MartinLewisPodcast@bbc.co.uk - it can be about absolutely anything you want, within reason!

With the energy price cap rising 2%, and predicted to remain high for the next year, Martin Lewis answers your questions on how you can save £100s a year on home energy bills. Including new low standing charges tariffs, smart meter issues, why fixing now works and loads more...Send in your questions for future Question Time podcasts by emailing martinlewispodcast@bbc.co.uk.

Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history! Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree. Our Q&A podcast choose the issues and Martin provides the answers. Share your questions and tips by emailing martinlewispodcast@bbc.co.uk.

Martin Lewis has his five things you need to know about student finance, including how much it'll really cost you, why the interest rate might be a red herring, how much parents are expected to contribute and much more. He also has an update on energy standing charges. And Tell Us is all about when you've saved a shedload of money… completely by accident! You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you've had following Martin's advice!

Martin Lewis answers your questions on absolutely anything and everything (within reason!), including how to get energy credit back, student loan interest rates, should you be investing in gold, and is overpaying your mortgage worth it?You can get in touch with the team by emailing martinlewispodcast@bbc.co.uk – make sure to send in your burning questions and any successes you've had following Martin's advice!

Martin Lewis tackles wills and power of attorney with Melinda Giles, Member of the Law Society's Wills and Equity Committee, and Austin Lafferty, member of the Council of the Law Society of Scotland. Plus, Mastermind is all about your credit file.You can email the podcast team at MartinLewisPodcast@bbc.co.uk.

In this Question Time podcast Martin answers your questions on credit scores, scrapping the state pension, cutting the cost of credit card debt and the car finance compensation scheme, plus loads more.

Martin Lewis has everything you need to know about children's saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children's pensions. Plus, an update on the car finance mis-selling saga, an update on Lifetime ISAs, you tell us when you've felt the richest, and this week's Mastermind is on personal loans.