Podcasts about consumers

Person or group of people that are the final users or consumers of products and or services; one who pays something to consume goods and services produced

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Latest podcast episodes about consumers

The John Batchelor Show
38: Tariffs as a Consumer Tax and the Inflationary Impact Guest: Professor John Cochrane Professor John Cochrane explains that tariffs effectively function as a tax on American consumers and create a temporary bump in inflation throughout the economy. Ret

The John Batchelor Show

Play Episode Listen Later Oct 29, 2025 12:54


Tariffs as a Consumer Tax and the Inflationary Impact Guest: Professor John Cochrane Professor John Cochrane explains that tariffs effectively function as a tax on American consumers and create a temporary bump in inflation throughout the economy. Retailers are currently absorbing substantial cost increases but will likely pass these expenses on to consumers after the Christmas holiday season. Cochrane notes the Federal Reserve faces a challenging policy dilemma: tariffs increase prices, yet there is mounting political pressure to lower interest rates. He characterizes tariffs as a potentially costly geopolitical weapon with uncertain strategic benefits. 1917

The John Batchelor Show
38: Tariffs as a Consumer Tax and the Inflationary Impact Guest: Professor John Cochrane Professor John Cochrane explains that tariffs effectively function as a tax on American consumers and create a temporary bump in inflation throughout the economy. Ret

The John Batchelor Show

Play Episode Listen Later Oct 29, 2025 4:56


    Tariffs as a Consumer Tax and the Inflationary Impact Guest: Professor John Cochrane Professor John Cochrane explains that tariffs effectively function as a tax on American consumers and create a temporary bump in inflation throughout the economy. Retailers are currently absorbing substantial cost increases but will likely pass these expenses on to consumers after the Christmas holiday season. Cochrane notes the Federal Reserve faces a challenging policy dilemma: tariffs increase prices, yet there is mounting political pressure to lower interest rates. He characterizes tariffs as a potentially costly geopolitical weapon with uncertain strategic benefits.

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
EV Market Recalibration, Home Charging Is Just Fine, Amazon Cuts Thousands and Invests Billions

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Oct 28, 2025 14:23


Shoot us a Text.Episode #1181: Today we're talking about an EV market hitting the brakes post–tax credit, why most electric drivers are just fine charging at home, and Amazon's billion-dollar bet on future jobs—while cutting tens of thousands of its own.Show Notes with links:The EV market is undergoing a “recalibration” following the end of the federal $7,500 tax credit. J.D. Power says October electric vehicle deliveries are expected to drop 43% from last year, taking EV market share from 8.5% down to just 5.2%.The September “last call” for the credit pushed EV share to nearly 13%, creating a hangover in October sales.Gasoline models now account for nearly 80% of retail sales, while hybrids jumped two full points to 14%J.D. Power's Tyson Jominy. “The recent EV market correction underscores a critical lesson: Consumers prefer having access to a range of powertrain options.”Do you imagine EV drivers are circling parking lots hunting for chargers? Think again. About 80% of all EV charging happens right at home — quietly, conveniently, and far cheaper than fueling up at a gas pump.The International Energy Agency reports 83% of EV charging in the U.S. and 80% in Canada happens at home.J.D. Power's EV Experience Study shows drivers rate home charging satisfaction at 85/100 versus just 50/100 for public chargers.“Home charging remains the single biggest advantage of owning an EV,” said Brent Gruber, executive director of EV practice at J.D. Power.Amazon is sending a mixed message to the labor market this week. The tech giant is investing billions to train millions for the “future of work” — while preparing to lay off tens of thousands of its own.The company launched Future Ready 2030, a $2.5 billion initiative aimed at training 50 million employees, students, and job seekers worldwide.At the same time, Amazon is reportedly cutting up to 30,000 corporate jobs, about 10% of its white-collar workforce — its largest round of layoffs since 2022.“Whether someone dreams of working at Amazon, works here now, or has moved on to their next chapter, our goal is the same: helping them have access to the education and training needed to thrive in whatever comes next,” said Beth Galetti, Amazon's SVP of People Experience and Technology.0:00 Intro with Paul J Daly and Kyle Mountsier0:15 Paul's hat from Kazakhstan2:05 Upcoming ASOTU Edge Webinar with foureyes on Nov. 53:00 EV Market Hits Recalibration in October6:17 83% of American EV Drivers Charge At Home9:42 Amazon Invests $2.5B In Training, Cuts 30K White-Collar JobsJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Working Cows
BeefMaps.com is Connecting Ranchers Directly with Beef Consumers (WCP 465)

Working Cows

Play Episode Listen Later Oct 27, 2025 66:52


BeefMaps.com is facilitating direct connections between ranchers and those looking to purchase beef. They have a variety of producers on the platform to meet the demand of a variety of consumers. RS June and Shanen Ebersole both have a unique set of skills that helps them to accomplish this task well. We discuss the challenges and the ground they have gained toward the goal on this episode of the Working Cows Podcast.Thanks to our Studio Sponsor, Understanding Ag!Head over to UnderstandingAg.com to book your consultation today!Sponsor:Ranch RightSea-90 Ocean MineralsRelevant Links:BeefMaps.comBeefNews.orgBeef Initiative on XShanen Ebersole on X

Talking Pools Podcast
Talking Pools Origins

Talking Pools Podcast

Play Episode Listen Later Oct 27, 2025 27:40


Text us a pool question!A look back at the first episode of the Talking Pools Podcast...In this episode of the Talking Pools podcast, hosts Rudy Stankowitz and Andrea Nannini reflect on the challenges currently facing the pool industry, particularly focusing on the chlorine shortage and its implications. They discuss the panic purchasing behavior of consumers, the impact of the Texas freeze on supply chains, and the ongoing difficulties in sourcing essential pool parts. The conversation also touches on the myths surrounding the chlorine shortage and the potential long-term effects on the industry.TakeawaysThe podcast started with basic equipment and no editing skills.Current shortages in the pool industry include chlorine and gas.The chlorine tablet shortage is affecting pool maintenance significantly.Panic purchasing has exacerbated the chlorine shortage.The increase in pool installations last year has led to higher chlorine demand.The Texas freeze impacted the supply chain for pool equipment.There are ongoing challenges in sourcing pool parts and equipment.Consumers are frustrated with the lack of available products.The chlorine shortage is compared to past shortages like toilet paper.There are myths surrounding the chlorine shortage that need to be addressed.Sound bites"This is where it all started.""There's a run on salt generators.""Prepare yourself for what?"Chapters00:00 Introduction to the Chlorine Crisis01:08 Impact of Shortages on Pool Service03:45 Chlorine Tablet Shortage Explained07:48 Panic Purchasing and Its Consequences10:00 Comparing Shortages: Chlorine vs. Toilet Paper13:42 The Role of Distribution and Supply Chain17:14 Future Implications for Pool Service21:39 Conclusion and Final Thoughts Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

The Ridge
We are Contributors and Not Consumers (Audio)

The Ridge

Play Episode Listen Later Oct 26, 2025


DAILY MARKET NEWS WITH FELIX PREHN
Felix Prehn - U.S. Consumers are collapsing: The Stocks That Will Crash (And Soar) + Stock Market News 24 October 2025 (Goat Academy)

DAILY MARKET NEWS WITH FELIX PREHN

Play Episode Listen Later Oct 25, 2025 17:57 Transcription Available


Marketplace
Not everyone's stretching the dollar the same way

Marketplace

Play Episode Listen Later Oct 24, 2025 25:31


Consumers everywhere are trying to stretch their dollars to compensate for economic uncertainty and inflation. However, there's a divide between higher and lower earners. In this episode, we look at how people across the economic spectrum are trying to get more bang for their buck. Plus, one recent college graduate's decision to leave the U.S. for job prospects abroad, commodity shortages mean less chocolate in your Halloween candy, and a weekly wrap-up of the latest economic headlines. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Marketplace All-in-One
Not everyone's stretching the dollar the same way

Marketplace All-in-One

Play Episode Listen Later Oct 24, 2025 25:31


Consumers everywhere are trying to stretch their dollars to compensate for economic uncertainty and inflation. However, there's a divide between higher and lower earners. In this episode, we look at how people across the economic spectrum are trying to get more bang for their buck. Plus, one recent college graduate's decision to leave the U.S. for job prospects abroad, commodity shortages mean less chocolate in your Halloween candy, and a weekly wrap-up of the latest economic headlines. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

The P.T. Entrepreneur Podcast
Ep861 | The $30,000 Mistake: Why 60% Of Your PT Clinic Leads Never Book

The P.T. Entrepreneur Podcast

Play Episode Listen Later Oct 23, 2025 21:58


Speed to Lead: The $30K Mistake Killing Your Clinic Growth In this episode, Doc Danny Matta breaks down one of the most overlooked profit leaks in cash-based practice ownership — slow lead follow-up. Learn how the average clinic loses tens of thousands each month from poor contact speed, and discover a simple system to fix it fast. Quick Ask Help us hit our mission of adding $1B in cash-based services to physical therapy. Share this episode with a clinician friend or post it on your Instagram stories — tag @dannymattaPT so he can reshare it! Episode Summary Big picture: Most clinics lose $30K+ per month from slow follow-up and poor lead management. The data gap: The average healthcare clinic takes 2 hours and 5 minutes to respond to a lead — consumers expect 10–15 minutes. Industry average: Only 11% of people who fill out a healthcare form ever become patients. 100x advantage: Responding within 5 minutes increases your chance of conversion by 100 times. The math: Raising your contact-to-eval rate from 40% to 70% could add $30,000/month in revenue — no new ads, no new spend. Lessons & Takeaways Track everything: If you don't measure conversion from contact to eval, you're flying blind. Speed to lead: Reach out within 5–15 minutes when someone submits a form or books a call. Multi-touch follow-up: Use 5–7 touch points (calls, texts, emails) in the first 1–2 weeks. Auto + human combo: Use automated confirmations plus manual outreach to maximize connection. Text wins: Consumers are far more likely to reply to a text than a voicemail. Mindset & Motivation Serve, don't sell: Follow-up isn't pestering — it's helping people make the change they already want. Fix the leak first: Don't spend more on marketing until your conversion system works. Track the funnel: Know your contact requests, booked calls, evals, and follow-ups weekly. Pro Tips for Owners Set notifications: When a new form is submitted, get instant alerts via Slack or text. Train your admin: Give them scripts for fast responses and early scheduling. Layer automation: Confirm appointments automatically via text + email. Segment leads: Prioritize same-day outreach for hot leads; move cold leads to your newsletter. Systemize: Build a “speed to lead” SOP — who calls, who texts, and when. Notable Quotes “If you can respond within five minutes, it increases the likelihood they'll become a client by 100 times.” “Fortune is in the follow-up — and most clinics aren't following up at all.” “Nobody wants PT; they want the freedom PT gives them. Help them get it by being responsive.” Action Items Audit your lead-to-eval conversion rate. Implement instant text + email confirmation for all form submissions. Create a 5–7 touchpoint follow-up plan over two weeks. Assign ownership: Who calls, who texts, and how soon? Review results monthly — aim for 70% contact-to-eval conversion. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get clear on your numbers, choose your path, and build your one-page business plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.

Auto Insider
Consumers HAVE STOPPED PAYING Their CAR LOANS | Episode 949

Auto Insider

Play Episode Listen Later Oct 23, 2025 28:05


Today on CarEdge Live, Ray and Zach discuss the latest news about auto loans. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Innovation with Mark Peter Davis
Building Ethical Businesses and Raising Conscious Leaders

Innovation with Mark Peter Davis

Play Episode Listen Later Oct 23, 2025 30:05


Beneath the surface of many everyday products lies a complex web of ethical dilemmas. In this powerful conversation, entrepreneur and investor Ryan Ansin peels back the curtain on global supply chains and the moral questions behind them. From chocolate and diamonds to blockchain transparency, he shares what ethical manufacturing really entails and how even simple choices carry weight. The episode also explores how to raise grounded children, the role of impact investing, and why major corporations must evolve for real change to happen. This discussion challenges the idea you to think about ethics, offering a roadmap for aligning values with action across business, family, and capital.⏱️ Chapter Markers00:00 – Introduction: Meet Ryan Ansin01:00 – Defining Ethical Manufacturing03:20 – Chocolate & Child Labor: A Case Study06:00 – Diamonds, Supply Chains & Transparency09:00 – Who Really Drives Change: Startups or Giants?12:00 – Consumers vs. Regulators: What Sparks Reform?14:00 – Blockchain & The Future of Supply Chain Tracking15:00 – Ryan's Journey into Social Entrepreneurship18:00 – Family Legacy & Ethical Business Foundations24:00 – Is Ethical Living a Privilege or a Choice?26:00 – Grandfather Wisdom: Helping the Helpers30:00 – Giraffes, Accountability & Courage in Business31:00 – Wealth, Responsibility & Raising Grounded Kids37:00 – Teaching Grit Through Friction & Curiosity40:00 – Final Thoughts: Aligning Impact with ActionLinksInterplay: Website, LinkedIn, TwitterBook: Abundance: The Future Is Better Than You ThinkMPD: LinkedIn, Twitter

Automotive Insight
Auto tariffs top $10.6 billion

Automotive Insight

Play Episode Listen Later Oct 23, 2025 1:02


WWJ auto analyst John McElroy reports the price of tariffs for automakers has increased to more than $10.6 billion and automakers are likely to raise prices. Consumers will ultimately pay for tariffs. (Photo: Getty Images)

The MadTech Podcast
Equativ's Curt Larson on the AI Effect on Consumers and Advertising

The MadTech Podcast

Play Episode Listen Later Oct 23, 2025 28:00


In this MadTech Podcast special, ExchangeWire COO Lindsay Rowntree is joined by Curt Larson, Chief Innovation Officer at Equativ, to talk about how AI is changing the way people search, click, and advertise. Following a survey by Equativ on the effects of AI from a consumer perspective, they discuss how the surge in LLMs has influenced consumer needs and behaviour, what this means for advertisers and publishers, and the opportunities it presents for the ad tech industry. See the infographic at: https://www.equativ.com/research/infographic-the-ai-effect-new-habits-fewer-clicks-and-a-changing-ad-landscape

Restaurant Business Magazine
Why so many consumers are dining on a deal right now

Restaurant Business Magazine

Play Episode Listen Later Oct 22, 2025 23:43


Why are so many consumers dining on a deal?This week's episode of the Restaurant Business podcast A Deeper Dive features David Portalatin, SVP and food industry advisor for the data and technology firm Circana.Circana just released a report showing that 29% of consumers are dining on a perceived deal, a historically high percentage. That has also grown over the past couple of years at a rate not seen since the Great Recession.David on the podcast discusses that report and the factors behind consumer budget dining. This is a fascinating conversation. We talk about price increases, the types of deals being run, how that's changed over the past 15 years and how restaurants can adjust to these issues. This is a major issue affecting all restaurant operators today and could continue to impact them over the coming months. 

Retail Gets Real
394. How consumers are redefining Halloween

Retail Gets Real

Play Episode Listen Later Oct 22, 2025 18:44


Halloween isn't just a holiday — it's a full-fledged season of fun, community and record-breaking retail activity. Today we're joined by Katherine Cullen, vice president of industry and consumer insights at the National Retail Federation, to unpack how consumers are celebrating Halloween this year and why this festive tradition continues to grow in cultural and economic significance.(00:00:00) Turning homes into haunted experiences(00:05:59) From one night to an entire season(00:08:59) What consumers are buying this Halloween(00:11:25) Costumes that define the season(00:14:57) Why Halloween matters more than everThe National Retail Federation is the world's largest retail trade association.Every day, we passionately stand up for the people, policies and ideas that help retail succeed.Resources:• Get ready for Retail's Big Show in NYC• Become an NRF member and join the world's largest retail trade association• Learn about our retail education platform, NRF Foundation, at nrffoundation.org• Learn about retail advocacy at nrf.com/advocacy• Find more episodes at retailgetsreal.comRelated:• 369: How Butterball builds Thanksgiving traditions with customers• 365: Halloween spending tricks, treats and trends

Inside Sources with Boyd Matheson
Inside Sources Full Show October 22nd, 2025: Property taxes continue to climb in Utah

Inside Sources with Boyd Matheson

Play Episode Listen Later Oct 22, 2025 116:46


Why President Trump says the DOJ owes him money Boats, Drugs, and Deadly Force: Caribbean boat strikes under fire Utah SNAP customers won't receive benefits in November if federal shutdown continues Why kids keep saying '6-7' Consumers experiencing discount burnout before black Friday Will rising property taxes deter homebuyers in Utah? Utah’s tax landscape Dignity summit seeks to unite Utahns

Inside Sources with Boyd Matheson
Consumers experiencing discount burnout before black Friday

Inside Sources with Boyd Matheson

Play Episode Listen Later Oct 22, 2025 10:01


Are shoppers tired of endless deals? Greg and Holly look into why consumers are feeling discount fatigue and share feedback from listeners.

Take-Away with Sam Oches
Domino's CMO Kate Trumbull on the right way to change a brand

Take-Away with Sam Oches

Play Episode Listen Later Oct 22, 2025 44:40


In this episode of Take-Away with Sam Oches, Sam talks with Kate Trumbull, EVP and global chief marketing officer at Domino's Pizza, in person at the chain's Ann Arbor, Mich., headquarters. She joined the podcast to talk about why Domino's takes big swings in its marketing, how it crafts its voice in the social media age, and what went into that major brand refresh the company announced earlier this month. This is part of NRN's 2025 Brand Icon package featuring Domino's and powered by The Coca-Cola Company; for more, click here. In this conversation, you'll find out why:If your marketing doesn't feel a little risky, then you're not pushing hard enough Social media audiences need content that is surprising or unexpected Consumers must be a part of the conversation when you make big changesConsumers notice and appreciate even subtle changes to your brandWork on your brand is never finished Have feedback or ideas for Take-Away? Email Sam at sam.oches@informa.com.

Telecom Reseller
Sinch, Podcast — From Omnichannel to “Optimal Channel”: How Retailers Can Win Black Friday and Beyond

Telecom Reseller

Play Episode Listen Later Oct 22, 2025


“Consumers don't want blasts — they want a relevant, two-way conversation on the channel of their choice.” — Sophie Cheng, SVP Product Marketing, Sinch As retailers and marketers prepare for the 2025 holiday rush, Sophie Cheng, Senior Vice President of Product Marketing at Sinch, says the game has changed. Based on new Black Friday/Cyber Monday survey data from over 3,100 shoppers across ten countries, brands are being asked to do more than sell — they're being asked to converse. Early birds get the buyers Sinch's study shows shoppers want earlier outreach and faster follow-through. More than 37 percent of consumers expect promotions by October 28, while nearly one in five (18.6 percent) want them even sooner. Only 19 percent plan to wait for Cyber Week itself. Once they buy, they want instant reassurance — 93 percent say transactional messages are critical, and 75.8 percent expect order confirmations within five minutes. “Retailers who wait until Thanksgiving week are already late,” Cheng explained. “Customers are planning, price-comparing, and expecting brands to meet them early and personally.” From omnichannel to optimal channel For years, marketers chased the buzzword omnichannel — blanketing every available medium with the same message. Cheng says 2025 is the year of the “optimal channel” instead. “We need to stop blasting,” she said. “Customers want something relevant on the channel of their choice — and they want to be able to talk back.” Email still dominates (73.9 percent prefer it for updates), but 52 percent of consumers now mix channels such as SMS or WhatsApp. Nearly 47 percent say they'd engage with RCS, the new “rich communication service” messaging format that adds buttons, carousels, and payment links right inside native text apps — no downloads required. RCS, Cheng notes, is growing fast in North America and offers verified business profiles, giving shoppers a safer, app-like experience with clear branding and reduced fraud risk. AI meets the holiday shopper AI is also finding its place at the checkout. Nearly 48 percent of respondents believe AI will make holiday shopping easier, and just under half say they trust AI recommendations as much as or more than human ones. “Every customer expects to be treated as an individual,” Cheng said. “We're moving toward segment-of-one marketing — understanding not just demographics but conversation context and history.” That intelligence, she added, helps brands send messages that are personal, not intrusive — a critical distinction now that 72.7 percent still value personalization, but that figure is down roughly 7 points year over year as more shoppers report “creepy” targeting. Lessons for B2B and beyond While Sinch's data centers on retail, Cheng said the same principles apply to B2B, healthcare, and financial services communications. Even regulated sectors can embrace optimal channel thinking — connecting CRM, marketing automation, and conversational AI to provide responsive, compliant outreach without overwhelming audiences. “The key is relevance, consent, and timing,” she said. “Whether you're selling shoes or software, customers want the same thing: a fast, trusted, two-way experience.” What Sinch does Sinch provides the cloud communications infrastructure that enables businesses to deliver secure, scalable, and personalized messaging across email, SMS, WhatsApp, RCS, and voice. The company integrates with CRM and MarTech platforms so enterprises can design intelligent, compliant, and customer-centric journeys — from marketing to verification to support. Learn more: Explore the full Black Friday/Cyber Monday 2025 survey and Sinch's retail eBook at sinch.com/blog/black-friday-statistics-trends/ or visit sinch.com for solutions across retail, healthcare, financial services, and technology.

Easy Prey
Real Time Fraud Detection

Easy Prey

Play Episode Listen Later Oct 22, 2025 40:30


Everywhere you turn, someone's trying to fake something like an image, a voice, or even an entire identity. With AI tools now in almost anyone's hands, it takes minutes, not days, to create a convincing fake. That's changed the game for both sides. The fraudsters have new weapons, and the rest of us are scrambling to keep up. The real question now isn't just how to stop scams, but how to know who or what to trust online. My guest today, Bala Kumar, spends his days on the front lines of that battle. He's the Chief Product and Technology Officer at Jumio, a company working to make digital identity verification faster, smarter, and safer. Bala has more than twenty years in the industry, including leadership roles at TransUnion, and he's seen firsthand how the race between innovation and exploitation never really ends. It just keeps speeding up. In our conversation, Bala shares how generative AI has supercharged the fraud world, what makes identity such a fragile link in digital trust, and why biometrics may finally offer a way forward. We also dig into the psychology behind online risk, how convenience often wins over caution, and what small habits can help people protect themselves in an age where deception looks more real than ever. Show Notes: [01:04] Bala Kumar has a background in product management and fraud prevention from TransUnion to Jumio. [01:59] He describes how fraudsters constantly evolve, forcing companies to anticipate attacks instead of just reacting. [03:56] The quality of manipulated images has skyrocketed, making real vs. fake nearly indistinguishable. [05:17] Jumio's systems catch most fake IDs, but Bala admits even advanced systems must keep auditing for missed fraud. [07:16] Regular audits and rapid response cycles help Jumio identify attack spikes within 24–48 hours. [09:40] Generative AI has dramatically increased the speed and volume of fraud attempts across industries. [11:33] Jumio uses cross-transaction risk analysis to detect emerging fraud patterns and shut down attacks quickly. [13:00] Fraudsters move from one platform to another, always searching for weaker defenses and faster wins. [15:10] Bala explains how fraud prevention has expanded beyond banking into gaming, dating, and gig platforms. [16:38] Consumers crave low friction, which ironically makes them more vulnerable to scams. [17:20] Instant gratification culture pressures companies to reduce security steps, fueling greater risk. [19:52] New AI-driven fraud tactics include injected camera feeds and highly realistic deep fakes. [20:12] Old tricks like “send me a selfie with proof” no longer work—deepfakes can now mimic anything. [22:22] Bala sees biometrics as the next major safeguard for digital identity and real-time verification. [23:12] Facial recognition has become mainstream, paving the way for secure and low-friction identity checks. [26:19] Jumio is already deploying biometric check-ins for events and hotel registrations with great success. [27:30] Account recovery and payout systems now use liveness and device checks to confirm identity safely. [30:09] Bala critiques outdated knowledge-based questions like “What's your favorite food?” as unreliable security. [31:12] Consumers lack visibility into which apps use strong verification or multi-factor authentication. [33:56] He calls for an independent rating system to rank apps based on security and identity protection. [37:53] Bala urges users to question why companies ask for personal data like SSNs or ZIP codes. [39:29] Even a ZIP code and last name can expose personal records, highlighting the need for awareness. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Jumio Bala Kumar - LinkedIn

WQA Radio
#411 - What Consumers Really Think About Their Water

WQA Radio

Play Episode Listen Later Oct 22, 2025 29:57


Welcome to the Water Quality Association Podcast. Find us at https://wqa.org. In this episode of the WQA Podcast, host Wes Bleed sits down with Greg Reyneke, Vice President of WQA and Managing Director at Red Fox Advisors, to discuss the newly released 2025 Consumer Insights Report. Discover how consumer attitudes about tap water, contaminants, and water treatment systems are evolving — and what it means for the water treatment industry moving forward.

Money Life with Chuck Jaffe
Economist Imas: Consumers and investors are hard-wired to make mistakes

Money Life with Chuck Jaffe

Play Episode Listen Later Oct 21, 2025 61:19


Economist and University of Chicago professor Alex Imas discusses "The Winner's Curse: Behavioral Economics Anomalies, Then and Now," which he co-authored with Nobel Prize winning economist Richard Thaler, and talks about the common curses impacting consumers and investors. Imas covers loss aversion and how it drives investors to make bad decisions, how the "endowment effect" explains our cluttered basements and much more. In the first of two Market Call interviews this week that involve funds tied to political views, Hal Lambert, chief executive officer at Point Bridge Capital — creator of the MAGA ETF, Point Bridge America First — discusses the intersection of politics, investment philosophy and portfolio management and how he believes investors can participate in "politically responsible investing." Chip Lupo discusses WalletHub's 2025 Credit Card Debt Survey, which found that more than 40 percent of Americans are still paying off credit card debt from last fall, and roughly the same number say they can't handle more credit card debt, which could be setting them up for a less-pleasant holiday shopping season.

The Rolex Whisky Passion Project
Educated Consumers and Barrel Pick Challenges with Chris Blandford

The Rolex Whisky Passion Project

Play Episode Listen Later Oct 21, 2025 46:49 Transcription Available


Gavin Linde and Chris Blandford discussed the significant changes in the whiskey market, highlighting a new era where consumers are more educated and prioritize quality. This shift has also brought challenges, particularly with barrel picks, where palate fatigue makes thorough assessment difficult.Starlight Distillery was praised for its innovative and passionate approach, distinguishing it from larger companies. Chris Blandford also detailed Kroger's fair allocation system for Pappy Van Winkle and unique whiskey experiences.

Your Money Matters with Jon Hansen
Are consumers ready to spend as the holidays get closer?

Your Money Matters with Jon Hansen

Play Episode Listen Later Oct 21, 2025


Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins Jon Hansen on Your Money Matters to discuss the latest market numbers. The two talk about bankruptcy filings that have been popping up in the last quarter and the lack of data due to the government shutdown. For more information, go to GetRetiredStayRetired.com.

(RE)source
Should OpenDoor Allow Consumers to GAMBLE on House Price Predictions? | Jay Pitts Show Ep. 114

(RE)source

Play Episode Listen Later Oct 20, 2025 56:44


This week, Jay and Ryan discuss how Anthony “Pomp” Pompliano stirred things up on X after suggesting that OpenDoor should let consumers bet on home price predictions — we break down what that could mean for the future of housing data and market transparency. We also look back at how Louisville's housing market has behaved in past winters — what trends repeat every year, what surprises to expect, and how agents can prepare as the weather cools and inventory shifts. And finally, we wrap things up with a fun one: our Mount Rushmore of sitcoms. From timeless classics to modern comfort shows, we debate which four truly stand above the rest.

Our Curious Amalgam
#348 Why Some Retail Deals Get Deeper Scrutiny? An Examination of Retail Merger Review and Analysis

Our Curious Amalgam

Play Episode Listen Later Oct 20, 2025 23:17


In recent years, retail mergers have gotten more attention as consumers have grown more concerned with consolidation and how that impacts their pocketbooks. While antitrust enforcers scrutinize all retail mergers, not all have gotten a deeper look. How do enforcers decide which retail deals require deeper scrutiny? Emily Blackburn, Counsel at King & Spalding, and Laura Onken, Counsel at Axinn discusses their observations and insights on how enforcers analyze retail deals with Amanda Hamilton and Anora Wang. Listen to this episode to learn about how enforcers evaluate market definition and divestitures in retail mergers. With special guests: Emily Blackburn, Counsel, King & Spalding LLP and Laura Onken, Counsel, Axinn, Veltrop & Harkrider LLP Hosted by: Amanda Hamilton, NexArc Strategies and Anora Wang, Arnold & Porter

Fast Casual Nation Podcast
Winning Gen Z and Millennials In Economic Uncertainty

Fast Casual Nation Podcast

Play Episode Listen Later Oct 20, 2025 23:27 Transcription Available


Join hosts Paul Barron and Cherryh Cansler at the Fast Casual Executive Summit 2025 as they interview marketing experts Kayla Dillon (Fractional CMO, Common Table Services) and Shoshannah DiDomenico (Senior Marketing Manager, Scooter's Coffee) about winning Gen Z and millennials during economic uncertainty. Discover why retention beats acquisition, how community partnerships can deliver 34% sales lifts at zero cost, and why authenticity matters more than ever. Learn which social platforms actually work, how Scooter's loyalty program drives 60% of transactions, and strategic planning tips for surviving slow seasons in the restaurant industry.#FastCasualNation #RestaurantMarketing #GenZMarketingGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

TD Ameritrade Network
Tariffs, A.I. and Inflation: Top Concerns Facing Consumers

TD Ameritrade Network

Play Episode Listen Later Oct 20, 2025 7:47


Tsvetta Kaleynska joins Diane King Hall to discuss tariff concerns facing consumers headed into the holiday shopping season. She says almost 40% of all social media mentions of tariffs are negative. Tsvetta adds 1 out of every 3 posts is also directly tied to President Trump. Among items that consumers are putting on hold, she says appliances and furniture are among the top things people are delaying. Tsvetta shares her research findings on inflation and A.I. concerns also held by consumers.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Cybercrime Magazine Podcast
Cybercrime Magazine Update: Cybersecurity For Consumers In the Age of AI. How To Stay Protected.

Cybercrime Magazine Podcast

Play Episode Listen Later Oct 20, 2025 3:41


Guardio, developers of an advanced browser extension and mobile app designed to protect you from a wide range of online threats across all your devices, explained how to protect yourself from modern scams and cybercrime, in a Entrepreneur article. In this episode, host Paul John Spaulding is joined by Steve Morgan, Founder of Cybersecurity Ventures and Editor-in-Chief at Cybercrime Magazine, to discuss. The Cybercrime Magazine Update airs weekly and covers the latest news, interviews, podcasts, reports, videos, and special productions from Cybercrime Magazine, published by Cybersecurity Ventures. For more on cybersecurity, visit us at https://cybersecurityventures.com

Insight On Business the News Hour
The Business News Headlines and Bridges of Iowa 20 October 2025

Insight On Business the News Hour

Play Episode Listen Later Oct 20, 2025 22:49


We start things off today with a quick story about why Wall Street had such a tremendous day. It's all about earnings and a huge dash of hope.  This is the Business News Headlines for Monday the 20th day of October, thanks for listening. In other news, Amazon cloud services experienced a major hiccup and we'll share what we know.  Consumers are paying plenty for beef…and now the president thinks he has a solution.  Smoke pot and own a firearm?  The Supreme Court is about to weigh in on that topic.  China says the U.S. employed a cyber attack back in 2022. It's becoming a major problem. Americans can no longer afford their vehicles. We'll check the numbers in The Wall Street Report and Americans remain sour about job prospects. For the conversation you'll meet Jeff Lamberti the Chairman of the non-profit long term substance abuse program, Bridges of Iowa.  But, first the news. Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

FoodNavigator-USA Podcast
Finding comfort in chaos: How food will help consumers cope in 2026

FoodNavigator-USA Podcast

Play Episode Listen Later Oct 20, 2025 19:15


After a year marketed by rising prices, food safety confusion and supply chain fears, ADM predicts consumers in 2026 will gravitate toward nostalgic, sensory-rich foods and beverages that help restore their resilience

IBF On Demand
How to Forecast in a World of Price Elasticity and Chaos

IBF On Demand

Play Episode Listen Later Oct 20, 2025 29:39


Prices are rising. Consumers are reacting. And demand planners? We're somewhere in the middle, stuck trying to model behavior that doesn't follow the rules anymore. In this episode, I sit down with Stephen McClurkin, Senior Demand Manager at T-Mobile, to unpack the reality of price elasticity in today's volatile market. From the ripple effects of policies and politics to the unpredictable outcomes of pricing moves, we explore how to Forecast smarter in the face of uncertainty. Whether you're feeling the pressure of COGS increases or just trying to keep your forecasts sane in a noisy world, this episode is for you.Support the showTo sign up for regular updates and the latest research, events, articles, podcasts and more from the Institute of Business Forecasting & Training, visit www.ibf.org

Irish Tech News Audio Articles
Will Dynamic Electricity Pricing Make Consumers Look Back in Anger?

Irish Tech News Audio Articles

Play Episode Listen Later Oct 20, 2025 3:26


A new policy paper from NexSys researchers based in University College Dublin has outlined key recommendations to ensure that Ireland's upcoming rollout of dynamic electricity pricing delivers real benefits for consumers, the energy system, and the environment. Dynamic pricing, which gained some notoriety in Ireland due to its use for the pricing of Oasis tickets in 2024, is due to be made available to electricity customers in Ireland from June 2026. Under these new contracts, the cost of electricity varies throughout the day based on wholesale market prices. This has the potential to shift consumption away from expensive peak periods and towards times of abundant renewable energy. The paper notes that this could help reduce carbon emissions, improve grid efficiency, and support Ireland's Climate Action Plan targets. However, the paper's authors warn that these benefits will only be realised if consumers are supported with the right tools and protections. Lead author Dr Ciarán Mac Domhnaill commented: "Some might say dynamic pricing has the potential to make Ireland's electricity system cleaner and more efficient, but unless consumers are confident that it will work for them, these advantages will not be realised. This means dynamic pricing should be introduced alongside automation technologies, fair protections, and clear communication to customers." Key Recommendations Include: Rolling out automation technology, such as smart devices that customers can configure to automatically adjust energy use during high-price periods, to make dynamic pricing easier for households. Improving access to real-time feedback on usage and cost through mobile apps or in-home displays. Protecting consumers during a phase-in period, including limits on early termination fees and temporary bill protection to reduce financial risk. Empowering customers with clear information and personalised tools, such as comparison websites, to help them choose the right pricing plan. Ensuring that lower-income households are not disadvantaged through lack of access to enabling technologies and all consumers can share in the potential savings. The paper highlights lessons from international experiences, such as Spain's nationwide introduction of dynamic pricing, and draws on extensive economic and behavioural research to inform practical policy design for Ireland. The full research summary, Don't look back in anger: Making dynamic electricity pricing work for Ireland, is available from NexSys and on PublicPolicy.ie More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.

The Daily Zeitgeist
TV Characters WITH Jobs? A.I. Throat Bubble 10.17.25

The Daily Zeitgeist

Play Episode Listen Later Oct 17, 2025 62:10 Transcription Available


In episode 1949, Jack and Miles are joined by the Senior Fellow for Gender Equity, Paid Leave & Care Policy, and the Director and Founder of the Entertainment Initiative at the Better Life Lab, Vicki Shabo, to discuss… ChatGPT Is Just A Digital Shopping Mall Now, A Recent Study Found That AI Might Be A Bubble, The Chinese Robot Takeover Should Terrify The Forces of Capital, But I’m Good, At Least Tron 3 May Have Finally Killed Jared Leto’s Career and more! Writing About Jobs, Money, and Work-Family Stress OpenAI's ChatGPT is so popular that almost no one will pay for it Soon you'll be able to shop at Walmart through ChatGPT Walmart Partners with OpenAI to Create AI-First Shopping Experiences You’ll soon be able to shop Walmart from ChatGPT Walmart CEO’s AI warning is existential. Pay attention. Walmart CEO: ‘AI is literally going to change every job’—how the best employees can still stand out Shopify and OpenAI bring commerce to ChatGPT ChatGPT goes shopping with new product-browsing feature ChatGPT Is Already Bungling Product Recommendations OpenAI is staffing up to turn ChatGPT into an ad platform New ad channel for ecommerce just dropped: Ads in Grok A Recent Study Found That AI Might Be A Bubble Western executives who visit China are coming back terrified “No One Asked for This Reboot”: ‘Tron’ May Mark End of Jared Leto’s Franchise-Leading Days Michael Fassbender’s History of Alleged Abuse: Former Girlfriend’s Story Resurfaces in #MeToo Era LISTEN: the one by Gabriel JacobySee omnystudio.com/listener for privacy information.

The John Batchelor Show
Tariffs Harm Consumers, Reduce Hiring, and Cause Customs Backlogs. Veronique De Rugy explains how tariffs are costing American consumers and businesses over 80% of the expense, leading to higher prices and reduced corporate margins. The tariff policy is h

The John Batchelor Show

Play Episode Listen Later Oct 17, 2025 8:52


Tariffs Harm Consumers, Reduce Hiring, and Cause Customs Backlogs. Veronique De Rugy explains how tariffs are costing American consumers and businesses over 80% of the expense, leading to higher prices and reduced corporate margins. The tariff policy is harming the job market, causing 40% of CEOs to pause hiring and investments. Customs authorities are overwhelmed by the volume of small packages now requiring assessment, causing significant backlogs and lost goods for consumers. Special interests are expanding the tariff application to derivative products, such as peanut butter packaged in metal containers. 1931

The John Batchelor Show
Corporatism, Rent-Seeking, and the Suffering Consumer Julia Cartwright Julia Cartwright discusses how younger consumers view capitalism negatively due to suffering from corporate practices, distinguishing between capitalism (fine) and corporatism (not fin

The John Batchelor Show

Play Episode Listen Later Oct 17, 2025 1:49


Corporatism, Rent-Seeking, and the Suffering Consumer Julia Cartwright Julia Cartwright discusses how younger consumers view capitalism negatively due to suffering from corporate practices, distinguishing between capitalism (fine) and corporatism (not fine). Corporatism is the entanglement of government and business, often through rent-seeking (investing in politics for favors, like lobbying). Examples include healthcare lobbying, increased airline flights for officials, and regulatory capture (like the CHIPS and Science Act favoring big tech). 1920 LIMOUSINE

Empower the stylist / Empoderar al estilista
The Refill Revolution:: A Low-Waste Guide for Hairstylists and Consumers

Empower the stylist / Empoderar al estilista

Play Episode Listen Later Oct 17, 2025 34:01


Perfection is impossible!We're diving deep into the massive problem of plastic packaging in the beauty world—from the salon back bar to your shower at home. @celestethestylist sits down with Dawna, co-founder of Refill Mercantile , a low-waste refillery dedicated to sustainable alternatives.Dawna cuts through the greenwashing to expose how big retailers are misusing plastic, giving us a confusing and broken recycling system. Crucially, we discuss how the philosophy of "progress, not perfection" can empower both hairstylists and consumers to make small, impactful changes that create real change.In this episode, you will learn:For the Stylist/Salon: Actionable steps to reduce plastic waste in laundry, client retail, and back-bar essentials.For the Consumer: How to shop smarter, the truth about product recycling, and how to start your personal refill journey.The Refillery Model: Why community-based refill shops like Refill Mercantile are the future of low-waste living.It doesn't take perfection to make a difference—it just takes a first step.Guest: Dawna, Co-founder of Refill Mercantile | Socials: @refillmerc ⁠| Website: refillmercantile.com⁠Follow the podcast for more tips to make your business and life more sustainable!

Logistics Matters with DC VELOCITY
Guest: Frank Kenney of Cleo on supply chains during the government shutdown; What's in store for peak holiday season?; Trucking hits speed bumps

Logistics Matters with DC VELOCITY

Play Episode Listen Later Oct 17, 2025 21:14


Our guest on this week's episode is Frank Kenney, director of industry strategy at Cleo. The Federal government shutdown is in its third week now with no end in sight. Beyond the politics of each party blaming the other for failing to fund the government, there are real repercussions that affect many aspects of American life – including our supply chains. Our guests shares how this latest disruption is adding even more uncertainty and how our supply chains should respond. Price and trust top shoppers' wish lists this holiday season, as U.S. consumers say accurate delivery promises are just as important as good deals this year, ramping up the pressure on retailers to meet shipping expectations.The trucking industry has been in a freight recession for more than three years now, which generally means there are too many trucks for not enough freight, so the rates that drivers can charge are super low. But there's more to the picture than that, and this week we saw a report that shed some light on it. It reveals that business conditions are very different depending if you're in the truckload sector, less than truckload, or parcel. Supply Chain Xchange  also offers a podcast series called Supply Chain in the Fast Lane.  It is co-produced with the Council of Supply Chain Management Professionals. A new series is now available on Top Threats to our Supply Chains. It covers topics including Geopolitical Risks, Economic Instability, Cybersecurity Risks, Threats to energy and electric grids; Supplier Risks, and Transportation Disruptions  Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:CleoTrust tops shoppers wish lists this holiday seasonTruckload carriers continue battling excess capacity and depressed ratesVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comThis podcast episode is sponsored by: Duravant Integrated SolutionsOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITY

Agave Road Trip
How does Mezcal find new consumers?

Agave Road Trip

Play Episode Listen Later Oct 16, 2025 24:38


According to the Comercam, production of Mezcal dropped in 2024. It went from 14.2 million liters in 2022 down to 12.2 million liters in 2023 and, last year, down again to 11.4 million liters. So how does Mezcal find new drinking buddies?Agave Road Trip is a critically acclaimed, award-winning podcast that helps gringx bartenders better understand agave, agave spirits, and rural Mexico. This episode is hosted by Lou Bank with special guest Linda Sullivan of seynasecreto and insights from Sammy Halpern of Desolas Mezcal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TD Ameritrade Network
Walmart (WMT), Dollar Stores Aim to Attract High End Consumers

TD Ameritrade Network

Play Episode Listen Later Oct 16, 2025 7:24


Michael Gunther measures consumer spending power, looking through the lens of whether retailers are seeing transaction sizes rise. “Pricing increases have started to appear where consumers are actually spending money,” he says. “Thus far though…they're not seeing declines in demand yet.” He also notes that even discount retailers like Walmart (WMT) or even dollar stores are trying to cater to high-income consumers as that sector trades down.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

TD Ameritrade Network
Affluent Consumers Drive Growth as Tariffs Threaten Retail Stability

TD Ameritrade Network

Play Episode Listen Later Oct 16, 2025 7:14


Jharonne Martis discusses the state of the consumer and how the affluent consumer is driving growth in the retail space while the middle and lower classes are being squeezed. Even with weakness in discretionary spending, Jharonne highlights winners in stocks like Walmart (WMT), Amazon (AMZN), and Costco (COST) as consumers seek to spend less. Despite this, she warns that tariffs are likely to cost global businesses $1.2 trillion.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

CNBC Business News Update
Market Close: Stocks Lower, Investors Worry About Bad Regional Bank Loans, S&P Global Says Consumers Pay Most Tariff Costs 10/16/25

CNBC Business News Update

Play Episode Listen Later Oct 16, 2025 3:56


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

All Sides with Ann Fisher Podcast
Tech Tuesday: More consumers turning to AI ahead of the holiday shopping season

All Sides with Ann Fisher Podcast

Play Episode Listen Later Oct 14, 2025 51:12


There are less than 75 days until Christmas and how people shop is changing thanks to technology, specifically AI.

The Space Social Podcast
Holiday shopping and the consumer

The Space Social Podcast

Play Episode Listen Later Oct 14, 2025 18:16


Consumers have changed, let's be prepared for it this holiday season. Article referenced: https://www.retaildive.com/trendline/holiday-shopping-behavior/567/?utm_source=SMT&utm_medium=1-2BlastSept18&utm_campaign=PitneyBowesWork with me: https://stan.store/thespacesocial

Small Business PR
How ChatGPT and AI Shopping Decide Which Brands to Feature — And Why PR Is the New SEO

Small Business PR

Play Episode Listen Later Oct 13, 2025 11:31


AI shopping is here. Learn how PR and media mentions decide which brands ChatGPT recommends—and why earned media is the new SEO.In this episode of the Gloria Chou PR Podcast, Gloria breaks down one of the biggest shifts happening in real time — AI-powered shopping inside ChatGPT — and what it means for small business founders.For years, we've heard that “AI is coming.” But now, it's here. Consumers can shop directly in ChatGPT, and other platforms like Gemini and Perplexity are quickly following suit. This is the dawn of a new era — and Gloria shares why PR is no longer optional if you want to be found, trusted, and recommended by AI.If you're a product-based founder or small business owner, this episode will show you why earned media (not ads or followers) is the key to showing up in AI search results — and why the next few months represent a golden window of opportunity to claim your spot.Why You Can't Wait to Do PRThe AI revolution is moving fast — faster than anyone expected. ChatGPT already integrates in-app shopping with 800+ million users globally. That means: 

The John Batchelor Show
1: CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1909 DR THE SHOW BEGINS IN THE DOUBTS ABOUT THE LA FIRE RESTORATION...... 10-10-25

The John Batchelor Show

Play Episode Listen Later Oct 11, 2025 8:08


CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1909 DR THE SHOW BEGINS IN THE DOUBTS ABOUT THE LA FIRE RESTORATION...... 10-10-25 FIRST HOUR 9-915 Palisades Fire Aftermath and In-N-Out Expansion GUEST NAME: Jeff Bliss Jeff Bliss discusses the aftermath of the Palisades fire, noting that Adam Carolla, who lost his home, believes rebuilding is stalled by political forces seeking subsidized housing or natural restoration. An arrest was made in Florida for Jonathan Flendernik in connection with the fire. Video evidence suggests the LA Fire Department failed to fully extinguish the initial fire, which spread through root systems. In business news, the family-owned In-N-Out chain, known for high profits and employee treatment, is expanding with five new stores. The Boring Company's Prufrock tunneling machine is operating in Las Vegas. 915-930 Mixed Economic Signals and High-Tech Development in Lancaster County GUEST NAME: Jim McTague Jim McTague reports on Lancaster County, Pennsylvania, which is introducing high-tech industry by building two data centers on the former RR Donnelley printing plant site. Construction is underway on the L-shaped, two-story building. Anecdotally, the local economy shows mixed signals: two young people were seen signing up for the National Guard, suggesting tight employment, while an entrepreneur boasted of successful property investments. Consumers are cautious, engaging in "inflation shopping." 930-945 The Perpetual Conflict Over Executive Power and the Rise of Lawfare GUEST NAME: Professor Richard Epstein Professor Richard Epstein analyzes the perpetual clash between executive and congressional power, particularly regarding the Congressional Budget and Impoundment Control Act of 1974. He notes the Roberts court generally protects executive power. The dispute over fund impoundment, seen in Department of State et al. versus AIDS Vaccine Advocacy Coalition, reflects deep polarization, hindering compromise. Epstein criticizes the use of lawfare, exemplified by the indictments of Letitia James and James Comey, stating it fails long-term and leads to cycles of violence and discord. 945-1000 The Perpetual Conflict Over Executive Power and the Rise of Lawfare GUEST NAME: Professor Richard Epstein Professor Richard Epstein analyzes the perpetual clash between executive and congressional power, particularly regarding the Congressional Budget and Impoundment Control Act of 1974. He notes the Roberts court generally protects executive power. The dispute over fund impoundment, seen in Department of State et al. versus AIDS Vaccine Advocacy Coalition, reflects deep polarization, hindering compromise. Epstein criticizes the use of lawfare, exemplified by the indictments of Letitia James and James Comey, stating it fails long-term and leads to cycles of violence and discord. SECOND HOUR 10-1015 NPT Enforcement and the Golden Dome Defense Concept GUEST NAME: Henry Sokolski Henry Sokolski, executive director of the Non-proliferation Policy Education Center, debates whether the US should abandon the 1970 Non-Proliferation Treaty (NPT), citing foreign criticism and industry constraints. He argues the US should stay to enforce the NPT by clarifying red lines, justifying the bombing of nuclear facilities. Sokolski also discusses the proposed Golden Dome defense system, intended to protect the Western Hemisphere against missiles and drones. The viability of the system, particularly regarding Low Earth Orbit defenses, remains unclear and requires greater Congressional buy-in. 1015-1030 NPT Enforcement and the Golden Dome Defense Concept GUEST NAME: Henry Sokolski Henry Sokolski, executive director of the Non-proliferation Policy Education Center, debates whether the US should abandon the 1970 Non-Proliferation Treaty (NPT), citing foreign criticism and industry constraints. He argues the US should stay to enforce the NPT by clarifying red lines, justifying the bombing of nuclear facilities. Sokolski also discusses the proposed Golden Dome defense system, intended to protect the Western Hemisphere against missiles and drones. The viability of the system, particularly regarding Low Earth Orbit defenses, remains unclear and requires greater Congressional buy-in. 1030-1045 The US Fiscal Crisis: Spending Cuts Are the Only Way Out GUEST NAME: Adam Michel Adam Michel, director of tax policy at the Cato Institute, discusses the US fiscal crisis stemming from large deficits and overwhelming debt. He recalls the 1980s Ronald Reagan tax cut where promised spending cuts never materialized. The deficit is the annual gap between taxes and spending, accumulating into the national debt. Michel identifies a "deficit hawk coalition" split between deficit hawks (agnostic on revenues/spending) and budget hawks (concerned with government size), advocating for spending cuts to solve the crisis. Entitlement programs like Social Security, Medicare, and Medicaid are the root of fiscal problems. 1045-1100 The US Fiscal Crisis: Spending Cuts Are the Only Way Out GUEST NAME: Adam Michel Adam Michel, director of tax policy at the Cato Institute, discusses the US fiscal crisis stemming from large deficits and overwhelming debt. He recalls the 1980s Ronald Reagan tax cut where promised spending cuts never materialized. The deficit is the annual gap between taxes and spending, accumulating into the national debt. Michel identifies a "deficit hawk coalition" split between deficit hawks (agnostic on revenues/spending) and budget hawks (concerned with government size), advocating for spending cuts to solve the crisis. Entitlement programs like Social Security, Medicare, and Medicaid are the root of fiscal problems. THIRD HOUR 1100-1115 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1115-1130 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1130-1145 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. 1145-1200 Roman History: The Rivalry Between Cicero and Clodius GUEST NAME: Professor Josiah Osgood Professor Josiah Osgood discusses the end of the Roman Republic. The scandal involving Publius Clodius Pulcher disguising himself as a woman at the women-only Bona Dea ceremony led to his trial. Cicero testified against Clodius, leading to a dangerous rivalry. Acquitted, Clodius won election as tribune, passed a law targeting Cicero for executing citizens without trial, and destroyed his Palatine Hill mansion. Later, Cicero was present during Julius Caesar's assassination, though not involved in planning. FOURTH HOUR 12-1215 Trump's Diplomatic Triumph: Expanding the Middle East Peace Consensus GUEST NAME: Conrad Black Conrad Black discusses the ceasefire deal between Gaza, Hamas, and the Israeli Defense Forces. He praises President Trump for his astute diplomacy in attracting sympathy from Arab states and non-Arab Muslim countries apart from Iran, such as Indonesia and Pakistan. Black considers this the greatest diplomatic success in the Middle East since the establishment of the state of Israel. The consensus, achieved by expanding the negotiating scope, is that established states are preferable to terrorist operations. 1215-1230 Italy's Rising Diplomatic Status Amid Economic Headwinds GUEST NAME: Lorenzo Fiori Lorenzo Fiori details Italy's enhanced diplomatic role, noting that Prime Minister Giorgia Meloni has been invited to the Israel-Gaza peace agreement signing. Italian carabinieri are already training local police near the Rafah border. Meloni has friction with French President Macron over migration policy and Africa. Italy's production index has fallen below mid-2021 levels due to weak internal demand and the highest energy costs in Europe. Mr. Trump restored Columbus Day, and AC Milan owner Cardinale received honorary Italian citizenship. 1230-1245 Space Updates: NASA Administrator, Reusable Rockets, and Satellite Cell Service GUEST NAME: Bob Zimmerman Bob Zimmerman discusses the potential renomination of billionaire Jared Isaacman as NASA administrator, noting Isaacman's previous private manned space missions. He highlights Stoke Space raising nearly $1 billion to develop its fully reusable Nova rocket, potentially cheaper than SpaceX's offerings. AST SpaceMobile signed Verizon (adding to AT&T) to use its "Bluebirds" satellites for direct cell phone service, eliminating dead spots. SpaceX recently flew a Falcon booster for its 29th flight. Congressional cuts zeroed out 15 potential space missions. 1245-100 AM Space Updates: NASA Administrator, Reusable Rockets, and Satellite Cell Service GUEST NAME: Bob Zimmerman Bob Zimmerman discusses the potential renomination of billionaire Jared Isaacman as NASA administrator, noting Isaacman's previous private manned space missions. He highlights Stoke Space raising nearly $1 billion to develop its fully reusable Nova rocket, potentially cheaper than SpaceX's offerings. AST SpaceMobile signed Verizon (adding to AT&T) to use its "Bluebirds" satellites for direct cell phone service, eliminating dead spots. SpaceX recently flew a Falcon booster for its 29th flight. Congressional cuts zeroed out 15 potential space missions.

The John Batchelor Show
Mixed Economic Signals and High-Tech Development in Lancaster County GUEST NAME: Jim McTague Jim McTague reports on Lancaster County, Pennsylvania, which is introducing high-tech industry by building two data centers on the former RR Donnelley printing p

The John Batchelor Show

Play Episode Listen Later Oct 11, 2025 8:55


Mixed Economic Signals and High-Tech Development in Lancaster County GUEST NAME: Jim McTague Jim McTague reports on Lancaster County, Pennsylvania, which is introducing high-tech industry by building two data centers on the former RR Donnelley printing plant site. Construction is underway on the L-shaped, two-story building. Anecdotally, the local economy shows mixed signals: two young people were seen signing up for the National Guard, suggesting tight employment, while an entrepreneur boasted of successful property investments. Consumers are cautious, engaging in "inflation shopping." 1913 GETTYSBURGH

The Clark Howard Podcast
10.08.25 The Quest To Spend Less / WARNING: Fake Medical Pitches Online

The Clark Howard Podcast

Play Episode Listen Later Oct 8, 2025 23:18


There's a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don't trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result.  Mindful Shopping: Segment 1 Ask Clark: Segment 2 Fake Medical Ads Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Dollar General shows even the affluent are seeking bargains 80-10-10 Mortgage: Meaning, Benefits and Examples The Secret to Avoiding PMI and 20% Down? A Piggyback Loan NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds What Is an HSA Account and How Does It Work? The Lancet | The best science for better lives Virtual Credit Cards: An Online Security Measure Worth Taking? 5 Things To Do Before You Sign Up for a Free Trial Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Castle Super Beast
CSB340: White Furi Is Coming

Castle Super Beast

Play Episode Listen Later Oct 8, 2025 213:17


Download for Mobile | Podcast Preview | Full Timestamps Older Twitch VODs are now being uploaded to the new channel: https://www.youtube.com/@CastleSuperBeastArchive Parking Lot Furi: Why No White Stranger? Fk Bilewater, Fk Bilehaven, F**k Groal Every Stupid Change Xbox Just Announced 2XKO Sticker Shock (in Canadian Dollars) Gaslight Yourself Against Selfish @$$holes Watch live: twitch.tv/castlesuperbeast Go to http://shopify.com/superbeast to sign up for your $1-per-month trial period. - Level up your game and get 10% off @TurtleBeach with code CASTLE at http://turtlebeach.com/castle #turtlebeachpod - One thing to pack, five ways to power! Get 10% Off @Ridge with code SUPERBEAST at https://ridge.com/SUPERBEAST #Ridgepod Nakayama clarifying that the dev team is separate from esports division on social media Robin Williams' Daughter Tells Fans to ‘Stop Sending Me AI Videos of Dad': It's ‘Gross' and ‘Not What He'd Want' Consumers must spend $800 billion on AI within a few years, to justify investment from 2023-24 THE FURI LIVE ACTION TV SHOW LOOKS LIKE DOGSHIT 2XKO Official Cinematic: Ties That Bind ft. Courtney LaPlante of Spiritbox Warwick 2XKO Gameplay Trailer 2XKO Season 0 Patch Notes: 1.0.1 One of Game Pass's hidden changes and arguably one of the most disgusting for the future of the hobby is that they are monetizing game quality and resolution. Good to know that Game Pass was generating billions in revenue AND profitable BEFORE increasing the price by 50% Microsoft is reportedly preparing to announce free Xbox Cloud Gaming with ads.There will be around two minutes of pre-roll ads before a game is available, and up to 5 hours of free game time a month Xbox Insider says future Xbox hardware is up in the air & may not happen despite their announcements Costco isn't going to be the only major retailer pulling Xbox., More massive layoffs coming - more price hikes coming, Full 3rd party software company is the future of Xbox