Podcasts about Stamp duty

In this episode of The ESPC Property Show, Paul & Megan are joined well renowned tax expert, Alan Barr (Partner at Brodies LLP) to discuss Scottish property taxation including Land & Buildings Transaction Tax and Additional Dwelling Supplement. Use ESPC's LBTT calculator here: https://espc.com/advice/tools/lbtt-calculatorYou can skip to your favourite part here: 0:00-0:44 Introduction0:44-2:39 What is LBTT? (and how is it different to stamp duty)2:39-4:44 How important is LBTT to Scotland's economy?4:44-6:01 How old is property taxation?6:01-7:51 LBTT thresholds in Scotland & Stamp Duty in England & Wales7:51-9:11 Tax reliefs for first-time buyers in Scotland9:11-10:48 Are there any quirks in the system?10:48-11:36 How much does LBTT cost a buyer?11:36-12:49 Paying for ADS when you buy before you sell12:49-16:44 The recent changes to ADS16:44-18:51 Who qualifies for ADS?18:51-19:50 How have ADS changes affected the market?19:50-22:45 Are the LBTT thresholds still suitable?22:45-26:24 What can we learn from property tax elsewhere in the world?26:24-28:49 Ideas for potential reform in LBTTGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In today's show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers.   We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes.   Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market.   Takeaways  ·         Baby boomers are hesitant to downsize due to emotional attachments. ·         Downsizing can provide financial freedom and reduce stress. ·         Government policies can incentivize downsizing through tax reforms. ·         Emotional attachments to family homes complicate downsizing decisions. ·         Financial disincentives like stamp duty hinder downsizing. ·         Younger generations are affected by baby boomers not downsizing. ·         Demographic trends shape the future of housing markets. ·         Rethinking housing options is crucial for supporting aging populations. ·         Real fortunes in property are made before the boom. ·         Luck rewards the prepared investor.     Chapters  00:00 - Baby Boomers Hold Onto Big Homes  02:09 - Downsizing Trend Overstated in Australia  05:18 - Emotional Ties Block Downsizing Decisions  10:43 - Financial Disincentives: Stamp Duty and Pensions  16:32 - Wealth Concentration Among Baby Boomers  24:46 - Policy Fixes: Kill the Stamp Duty to Unlock Moves   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Every entry receives a copy of a fully updated Michael Yardney Property Report   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead.On this episode, we discuss:(00:00) Intro(00:37) The Viral Video That Exposes Australia's Endless Taxes(01:43) Do Aussies Really Pay Too Much Tax?(03:26) How Much Tax You Actually Pay on $60K, $80K, $100K, and $250K(06:10) The Beer Analogy That Explains Our Tax System(07:45) The Wildest Tax Reform Ideas Being Floated(10:12) EV Taxes, Super Surcharges, and the Never-Ending Grab(14:16) Why Business Tax Reform Could Boost Innovation(18:46) Where Australia's $800 Billion in Tax Money Goes(20:47) The NDIS Blowout and How It's Hurting Those Who Need It Most(23:33) Can Lower Taxes Spark Aussie Innovation and Growth?Videos Mentioned:Australian Tax Office 2025 Parody by @jonbernardk The Tax System, Explained in Beer! By Johnston GrockeCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Conservative Party leader Kemi Badenoch surprised her part conference by announcing a bold pledge: to abolish Stamp Duty on residential property purchases. For decades, Stamp Duty has been one of the biggest frustrations for buyers in the UK housing market. Whether you're a first-time buyer scraping together a deposit, or a property investor looking to expand, Stamp Duty has always added thousands to the cost of moving. Watch video - https://youtu.be/HkatdJ4Cryo The Conservatives argue that scrapping it will: Make housing more affordable for families Encourage mobility in the market Stimulate property transactions and economic growth But critics warn that it could push up house prices, as buyers with extra cash bid higher, and may not solve the deeper issues of affordability. For landlords and second-home buyers, it could be a major tax saving — but will it mean more competition for first-time buyers? From a UK perspective, this promise could reshape the housing market. If delivered, it would mark one of the most significant changes to property taxation in decades. The policy does not include the Stamp Duty Surcharge on second and buy-to-let properties, introduced by the then Conservative Chancellor George Osbourne, who also brought in the Section 24 ‘landlord tax'. Whilst the Conservatives are lagging in the polls, and would still have to win the next general election in three or four years' time, the shock announcement could prompt Labour to adopt the plan to revive the flagging housing market as well as reversing Sir Kier Starmer's declining popularity. In today's Money Tips Podcast, I'll break down: Who benefits most from this pledge What it could mean for homeowners, landlords, and investors And whether this is a genuine fix, or just another election headline Watch now to find out how this promise could impact your finances. See also: Labour's Coming for Your House? Rachel Reeves' Shocking Tax Plan! https://youtu.be/h8zYPlicIAU Is this the right time to buy? Watch full video: https://youtu.be/72J6Bo0sG2Q See also: Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw Learn more about property investing in this free webinar: https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #StampDuty #UKProperty #Conservatives #UKHousingMarket #MoneyTipsPodcast #PropertyInvestmentUK #FinancialFreedomUK #CharlesKelly #PropertyTax #UKFinance

On the day, the government wants to talk about cutting ‘burdensome bureaucracy' in the planning system – China is the story it can't shake off again.  Sam and Anne go over the fresh warning about “significant threat” posed by Chinese hackers and how they contributed to a record number of serious online attacks.  And there's more to say about the collapse of the China spy trial.Ministers are sure Jonathan Powell had no role in the case being dropped – but could the PM's national security adviser walk regardless?  It's also Polling Tuesday on the podcast – did the party conferences shift the dial on anything with voters? Did the Tories see any traction for their promise to scrap stamp duty?  Plus, why politicians should keep their voice down on the tube 

Send us a textThe UK housing market faces reform and resistance. From plans to overhaul England's broken conveyancing system and the stamp duty debate, to London's stalled construction pipeline and John Lewis's new BTR scheme in Reading — the sector stands at a turning point.#UKProperty #HousingMarket #RealEstateNews #BuildToRent #PropertyReform #LondonHousing #StampDuty #Conveyancing #JohnLewisPartnership #PropertyInvestment #HousingCrisisPROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

Have your say on the issues discussed on Any Questions?

5FF links: https://mhwc.co.uk/blog/5-fact-friday-10-october-2025/Watch the video here: https://youtube.com/live/LYbV1tXs3BYSupport the showFollow me on X for daily updates: https://x.com/moving_charlie

#KemiBadenoch #ToryConference #StampDuty #BritishPubs #NigelFarage #Jon Gaunt #MargaretThatcher #GaryNeville  Kemi Badenoch has exploded onto the national stage with a powerhouse conference speech that's shaking up British politics.  Her promise to scrap Stamp Duty and defend our Great British pubs has people calling her the new Iron Lady — the next Margaret Thatcher.  Meanwhile, Gary Neville is under fire for his attacks on the National Anthem and our flag, with fans demanding that Sky TV sack him.  Tonight, Jon Gaunt is LIVE at 6.30 — fiery, unfiltered, and unapologetic — as Britain debates whether Kemi Badenoch is the future of Conservatism and whether Gary Neville has finally gone too far.  Kemi Badenoch's knockout conference speech has lit up British politics! Her promise to scrap Stamp Duty will be cheered in every home — and her defence of our great British pubs has the nation raising a glass.  Finally, a Tory with backbone and belief! Could this be the rebirth of real Conservatism — and is Kemi the new Iron Lady, the next Margaret Thatcher?  Meanwhile, Gary Neville — once an England hero — has turned into a national embarrassment. From refusing to sing the anthem to sneering at our flag, he's insulted the very fans who made him rich.  Sky TV must act — viewers are cancelling in disgust. Neville's morphing into another Gary Lineker with a chip on his shoulder and sixth-form politics in his head.  Join the debate LIVE — Kemi's rise, Neville's fall, and why Britain's fighting spirit is back!

On the final day of Conservative conference, Kemi Badenoch has pulled out a speech that could well save the Tories.Camilla and Tim say the performance secured Badenoch's job (at least for now), issued a clear message to Robert Jenrick to "get back in his box" and dropped a "big Conservative policy bomb" in the shape of a pledge to scrap stamp duty.They also spoke to Tory members as they left the hall after the speech as well as shadow business secretary Andrew Griffith who said Badenoch's performance showed the Conservatives are "on the side of people who aspire".► Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorWe want to hear from you! Email us at thedailyt@telegraph.co.uk or follow @dailytpodcast on Instagram, TikTok and XProducer: Lilian Fawcett and Georgia CoanSenior Producer: John CadiganVideo Producer: Will WaltersCamera Operator: Andy MackenzieExecutive Producer: Charlotte SeligmanSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

Today Tory leader Kemi Badenoch has promised to abolish stamp duty tax if the Tories form the next government, which will be welcomed by many London buyers. Speaking at the Conservative party conference in Manchester, the embattled Tory leader thanked party members for ‘standing by' her amid dire poll ratings, and announced a host of new proposed policies. The Standard's Chief Political Correspondent Rachael Burford is here with the latest. And in part two, The Standard's Commissioning Editor and Culture Writer Vicky Jessop joins us to discuss the first episode of tonight's Celebrity Traitors on BBC One. Hosted on Acast. See acast.com/privacy for more information.

Do moves like wanting to abolish stamp duty make the Conservatives sound more appealing again?Joining Iain Dale on Cross Question is the former Home Secretary Amber Rudd, the Labour London Assembly member Leonie Cooper, the campaigner Jovan Owusu-Nepaul and the economist Dr Linda Yueh.

To rapturous applause and a full throated national anthem, Kemi Badenoch delivered the speech that may just have saved her job. She promised to end stamp duty, abolish VAT on private schools and scrap farmers inheritance tax. She will also ban doctors from striking, cancel university courses she doesn't rate, and dismantle the structure of Britains human rights protection. Will this move the dial for a party struggling to make its voice heard? Emily, Lewis and Jon discuss from inside and outside the conference hall. And we talk to John Glen - Kemi's right hand man in parliament.Visit our new website for more analysis and interviews from the team: https://www.thenewsagents.co.uk/The News Agents is brought to you by HSBC UK - https://www.hsbc.co.uk/EXCLUSIVE NordVPN Deal -> https://nordvpn.com/thenewsagents Try it risk-free now with a 30-day money-back guarantee

What's the fallout in the Robert Jenrick 'white faces' row? And will Kemi Badenoch's offer to ditch stamp duty win over voters?In this Talking Politics, Robert Peston joins Tom Bradby from the Conservative's conference in Manchester to give expert analysis minutes after the Tory leader's speech.​ Got a question for Tom or Robert? Email talkingpolitics@itv.com and we'll look to answer it in our next Talking Politics Q&A episode.Got a question for the team? Email talkingpolitics@itv.com

Here's the search pack video I mentioned: https://youtube.com/live/8YKhNx-QLtk?feature=sharehttps://www.bbc.co.uk/news/live/cly79lr1yxyt

  Leading economist Paul Johnson, former director of the Institute for Fiscal Studies and now provost of Queen's College Oxford, joins the Listen Up Landlords team this month, following months of speculation on landlord tax.  Paul debunks the myth that landlords are under-taxed relative to owner-occupiers and warns that any moves to make it more expensive to be a landlord will mean higher rents and fewer properties available to rent – a point the NRLA has been hammering home to Government for some time.  With various rumours from Government sources circulating on everything from Capital Gains Tax through to Stamp Duty and National Insurance Contributions, he criticises what he describes as ‘kite-flying', and has called for a comprehensive review of the taxation of housing and property with view to creating a long-term strategy for the sector.  Elsewhere, NRLA support team leader Samuel Blackhurst talks about the calls coming into the phonelines on all things Renters' Rights Bill, and Rachael Stocks, NRLA deputy director of marketing shares all the very latest on plans for the NRLA's UK Housing Conference, to be held in Liverpool this November.  Presented by TV's Steph McGovern and with speakers including property guru Sarah Beeney and other big names from across the industry, this year's event is not to be missed, so be sure to get your tickets today.  If you enjoy the show, please spread the word on your social media channels using the hashtag #listenuplandlords.   For all podcast enquiries email press@nrla.org.uk    More information:  To read a full transcript of the show click here.   To finds out more about the NRLA UK Housing Conference in Liverpool on November 5th click here.  For everything you need to prepare for the Renters' Rights Bill visit our exclusive members' hub here.  ACCREDITATION: You can now pick up a CPD point to be used towards NRLA accreditation by listening to the podcast. To log your point, visit the accreditation dashboard in the ‘Your Account' section of the NRLA website. Select ‘Other' then ‘NRLA Podcast' from the dropdown menu.  

https://www.progressiveproperty.co.uk/raf/ Your property portfolio is facing its biggest threat in a decade, and it's coming directly from the government. Today, Sean talks to Kevin McDonnell, who teaches 1000s of property professionals how to protect and grow their portfolios. He's a seasoned investor who's dissecting the government's next potential moves on property tax. Kevin and Sean break down the proposed seismic shifts in stamp duty and what they mean for you and your next purchase, the potential overhaul of capital gains tax and the rumoured new annual tax for property owners that could impact your cash flow. Stay tuned to the end as Kevin reveals the hidden opportunity and the surprising upside for savvy investors. KEY TAKEAWAYS The changes will lead to seismic changes especially if they eliminate stamp duty and introduce a National Property tax. Including the prices of cheapest properties soaring, so get in early. Be alert to opportunities created by market fear and uncertainty. When others are hesitant, there are bargains to be found. Understand all of the proposed changes : Stamp Duty, Capital Gains, National Property Tax and National Insurance for Landlords. Surround yourself with knowledgeable people and experts that can help you make informed decisions and rework your strategies. Attend educational events, such as Progressive´s free "Multiple Streams of Property Income" event to learn how to protect and grow your portfolio in a changing tax environment. Investigate the possibility of purchasing investment properties through limited companies. This could mitigate the impact of new taxes that target personally owned buy-to-lets. Consider buying before the proposed changes take effect. Focus on long-term strategies rather than short-term gains. BEST MOMENTS "It's all about having the knowledge and the people around you that will teach you how to do this stuff right." "We're running a Multiple free Streams of Property Income event soon. It's specifically around the things that are happening now … Come and learn about how to protect themselves when this stuff happens." "Get those cheap properties snapped up….Whilst this window is open, it's time to make hay." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people's property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

En este video te mostramos una nueva oportunidad de inversión en Melbourne:

Andy Zaltzman is joined by Alasdair Beckett-King, Andrew Maxwell, Lucy Porter and Coco Khan to break down the week in news. Topics include Angela Rayner skipping out on stamp duty, Xi Jinping's summit, the decline in cement, a new leader for the Green Party, and the rapid multiplication of St George's flags. Written by Andy Zaltzman. With additional material by: Rebecca Bain, Milo Edwards, Ruth Husko and Mike Shephard. Producer: Rajiv Karia Executive Producer: Richard Morris Production Coordinator: Jodie Charman Sound Editor: Marc Willcox A BBC Studios Production for Radio 4

Happy Tuesday! It's time for Rob & Rob to answer two more great questions from our listeners!  (0:49) Toff's a high-rate taxpayer with a well-performing buy-to-let in his personal name. He's now looking to buy his own home but faces higher stamp duty that'll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just accept the extra bill – he asks Rob & Rob if there's a smarter move he's missing.  (3:42) Jane's living in Hong Kong and preparing to return to the UK after 15 years as an expat. With £300k to invest, she wants to build a portfolio that provides enough income to work part-time. Her current student HMO has worked well and she's wondering if she should use the pot to buy four more student houses for cash flow.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

Tax dodging Labour Housing Minister and deputy Prime Minister forced to resign after being found guilty of misconduct under the ministerial code by the Ethics Watchdog. Why are mortgage rates rising despite falling base rates. China, India and Russia's show of strength defying Trumps sanctions and the dominance of the Dollar. See also: Labour's Coming for Your House? Rachel Reeves' Shocking Tax Plan! https://youtu.be/h8zYPlicIAU Is this the right time to buy? Watch full video: https://youtu.be/72J6Bo0sG2Q See also: Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw Learn more about property investing in this free webinar: https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH See also: Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill #angelarayner #stampduty #taxavoidance

I'm not an Angela Rayner fan. Not for a second. I think she is a button-pushing hypocrite who is the living embodiment of the socialists George Orwell described in Animal Farm. But I also rather suspect she is not nearly as monstrous as she is depicted by those on the other side of the political argument. I also don't think we have seen the last of her and she'll be back again within 18 months.However, I do not buy this narrative that she took bad advice. She's no different to the rest of us. She doesn't like paying tax. She wants to minimize what she has to pay.I've taken advice many times on all matter of subjects. We all have. Often I've been given advice I didn't want to hear - and as a result I've chosen to ignore it. Instead, I've listened to the advice that was what I wanted to hear, even if it was bad.Trying to fob this off on bad advice is both disingenuous and a deferral of responsibility.We all know what is or isn't going to be our main home. It's only when confronted with the option of paying £70,000 or £30,000 that we start mentally to fudge things and get into grey areas and legal niceties.Of course, she knew she had to pay the full £70,000. But like anyone faced with an OTT £70 grand tax bill, she's thinking "Shoot, that's a lot of money. I don't want to pay that." I don't blame her for thinking that. The reason most people in this country who would otherwise be moving are not is that same cost of Stamp Duty.It's patently an awful tax. It punishes people for moving, and so creates immobility. It gums up the housing market. It gets in the way of all the knock-on economic activity that stems from people moving. It taxes transactions not wealth: two people with identical houses pay totally different amounts of tax depending purely on whether they've just moved. It hurts the young and mobile most. It disincentivises downsizing. And on and on and on.Now this "house tax" has undone, of all people, the Housing Minister. Surely that in itself should tell the powers that be that it needs doing away with, as, more generally, the complexities of almost all UK taxes. But there is no chance of that happening, and Chancellor Rachel Reeves and those who advise her will go on wondering why they can't get Britain's economy moving.If you are buying gold or silver to protect yourself in these “interesting times” - and I urge you to the way things are going - my recommended bullion dealer is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.I used to go out with a tax lawyer once upon a time and she would always say, “Don't try and evade taxes. It's not worth the agro”. Here we have a case in point. Now Rayner not only has to pay the full amount, plus fines, she has lost her job and a large chunk of the income by which she would pay it with the result that, not only has trying to dodge forty grand cost her her career, she might lose her new flat to it as well. And - do you know what? - given the way the housing market is going, because, in part, of Stamp Duty, I bet she won't find a buyer who'll pay the £800 grand she paid for it.After all the times she has called out others for not paying taxes, and nastily, there is a lot of karma here. Whatever. The more important message is that for umpteen reasons Stamp Duty needs abolishing.Until next time,DominicPS If you missed my midweek commentary here it is:PPS And if you haven't yet bought my book, WTF?!The Secret History of Gold is available to at Amazon, Waterstones and all good bookshops. I hear the audiobook, read by me, is excellent.Amazon is currently offering 20% off.It had a great review in Moneyweek this week from Dr Matthew Partridge - “this book is destined to become a classic that should be at the top of your reading list.” You can read that review here. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

I'm not an Angela Rayner fan. Not for a second. I think she is a button-pushing hypocrite who is the living embodiment of the socialists George Orwell described in Animal Farm. But I also rather suspect she is not nearly as monstrous as she is depicted by those on the other side of the political argument. I also don't think we have seen the last of her and she'll be back again within 18 months.However, I do not buy this narrative that she took bad advice. She's no different to the rest of us. She doesn't like paying tax. She wants to minimize what she has to pay.I've taken advice many times on all matter of subjects. We all have. Often I've been given advice I didn't want to hear - and as a result I've chosen to ignore it. Instead, I've listened to the advice that was what I wanted to hear, even if it was bad.Trying to fob this off on bad advice is both disingenuous and a deferral of responsibility.We all know what is or isn't going to be our main home. It's only when confronted with the option of paying £70,000 or £30,000 that we start mentally to fudge things and get into grey areas and legal niceties.Of course, she knew she had to pay the full £70,000. But like anyone faced with an OTT £70 grand tax bill, she's thinking "Shoot, that's a lot of money. I don't want to pay that." I don't blame her for thinking that. The reason most people in this country who would otherwise be moving are not is that same cost of Stamp Duty.It's patently an awful tax. It punishes people for moving, and so creates immobility. It gums up the housing market. It gets in the way of all the knock-on economic activity that stems from people moving. It taxes transactions not wealth: two people with identical houses pay totally different amounts of tax depending purely on whether they've just moved. It hurts the young and mobile most. It disincentivises downsizing. And on and on and on.Now this "house tax" has undone, of all people, the Housing Minister. Surely that in itself should tell the powers that be that it needs doing away with, as, more generally, the complexities of almost all UK taxes. But there is no chance of that happening, and Chancellor Rachel Reeves and those who advise her will go on wondering why they can't get Britain's economy moving.If you are buying gold or silver to protect yourself in these “interesting times” - and I urge you to the way things are going - my recommended bullion dealer is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.I used to go out with a tax lawyer once upon a time and she would always say, “Don't try and evade taxes. It's not worth the agro”. Here we have a case in point. Now Rayner not only has to pay the full amount, plus fines, she has lost her job and a large chunk of the income by which she would pay it with the result that, not only has trying to dodge forty grand cost her her career, she might lose her new flat to it as well. And - do you know what? - given the way the housing market is going, because, in part, of Stamp Duty, I bet she won't find a buyer who'll pay the £800 grand she paid for it.After all the times she has called out others for not paying taxes, and nastily, there is a lot of karma here. Whatever. The more important message is that for umpteen reasons Stamp Duty needs abolishing.Until next time,DominicPS If you missed my midweek commentary here it is:PPS And if you haven't yet bought my book, WTF?!The Secret History of Gold is available to at Amazon, Waterstones and all good bookshops. I hear the audiobook, read by me, is excellent.Amazon is currently offering 20% off.It had a great review in Moneyweek this week from Dr Matthew Partridge - “this book is destined to become a classic that should be at the top of your reading list.” You can read that review here. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Guardian columnist Gaby Hinsliff talks through the tax row that brought down the now former deputy prime minister. Help support our independent journalism at theguardian.com/infocus

The Tax Factor is back for its second episode of the season. This week, Neil Insull is joined by Annie Hughes for her debut appearance, as they look at the top tax stories making the news: we finally have a date for the Autumn Budget. But the real question is what the Chancellor might have in store. Could inheritance tax be in the firing line? Will we see changes to the VAT threshold or even VAT rates themselves? And with stamp duty complexity hitting the headlines, is now the moment for long-discussed reforms to property tax?See omnystudio.com/listener for privacy information.

It's September, it's back to work, back to school and back to mild chaos. This week saw a delayed Budget announced, with a raft of speculation that will only mount over what bad news that could mean, Deputy Prime Minister Angela Rayner forced to quite after underpaying stamp duty to the tune of £40,000, and long-term UK borrowing costs hit the highest level in 27 years. So, what on earth is going on? And aren't we in the phase of the plan to get Britain's economy back on track where things meant to be getting better not worse? On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert do their best to keep the politics out of it while discussing the Budget, the stamp duty row and the gilts wobble. They explain what this all means for the UK's national finances and our personal finances and look at whether things could really be about to improve. Plus, should the biggest take away from the Angyouela Rayner stamp duty situation be that it's a terrible tax that needs to be reformed so bills are slashed for all, as soon as possible? And finally, if your pre-booked Uber fails to turn up, you miss a flight that the airline dragged forward by half a day, and end up paying £475 for new flights, should you be able to get someone other than you to foot the bill?

Andrew Marr joins the show to discuss Rayner, Immigration and Graham Linehan's arrest.***Housing Secretary Angela Rayner is under fire for underpaying Stamp Duty. The right are gleeful but Keir Starmer is standing by his deputy PM. Is he making the right move?Tom McTague is joined by Andrew Marr, Rachel Cunliffe, Megan Kenyon and George Monaghan.They also discuss how Labour must respond to the anti-immigration protests, and the questions around free speech that have been raised by the arrest (and subsequent release) of Graham Linehan over anti-trans tweets.Host: Tom McTagueGuest: Andrew MarrGuest: Rachel CunliffeGuest: Megan KenyonGuest: George MonaghanCHAPTERS:00:00 Angela Rayner10:15 Immigration26:00 Graham Linehan and free speechLISTEN AD-FREE:

On Nick Ferrari at Breakfast:Deputy Prime Minister & Housing Secretary, Angela Rayner, has admitted to underpaying stamp duty on her second home by £40,000 Nigel Farage compares Britain to North Korea in address to US CongressAll this and more on Nick Ferrari: The Whole Show Podcast.

The political future of Deputy Prime Minister Angela Rayner hangs in the balance as Westminster awaits a report into her tax affairs by Keir Starmer's independent adviser on ministerial standards. Rayner has admitted under-paying stamp duty on a second home in Hove, but says she was acting on incorrect legal advice. Also on the programme: an icon of fashion, Italian designer Georgio Armani, has died at the age of 91; and we visit the modern-day almshouse shortlisted for the Stirling Prize for architecture.

The Smart 7 is an award winning daily podcast, in association with METRO, that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 18 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following: https://x.com/i/status/1963192704814236143 https://x.com/i/status/1963198373676089401 https://x.com/i/status/1963127831686168651 https://x.com/i/status/1963154336483012983https://x.com/i/status/1963262496678265221https://x.com/i/status/1963132598848229655https://x.com/i/status/1963137866676031596https://x.com/i/status/1963092059725651988https://x.com/i/status/1963228248008991067 Contact us over @TheSmart7pod or visit www.thesmart7.com or find out more at www.metro.co.uk Voiced by Jamie East, using AI, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

Now they want your main residence and wealth – what Rachel Reeves' latest tax proposals mean for YOU… Labour's Chancellor, Rachel Reeves, has sparked controversy with proposals that could hit UK homeowners and investors hard. She's considering a new wealth tax and extending Capital Gains Tax (CGT) to residential homes, something that has never been done before for main residences. On top of that, she's looking to reform Stamp Duty and replace it with wealth and CGT on main residences. Having f@cked the economy, the government's finances are in a mess, with the national debt standing at £2.7 trillion and rising by £5,000 every second, so Reeves is desperately scratching around to find ways to tax us even more without raising the basic income tax rate. What does this mean for property owners, landlords, and anyone planning to buy or sell? Could your family home now be seen as a taxable asset? And what impact will this have on house prices and the property market as a whole? In this episode of the Money Tips Podcast, I break down: What these tax changes could look like Who will be affected the most How you can prepare and protect your wealth before it's too late Watch now to stay ahead and avoid nasty surprises https://youtu.be/h8zYPlicIAU Subscribe and like for more UK-focused financial insights. What is your biggest money goal? We are living in challenging economic times. I want to show you how can you: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #UKProperty #RachelReeves #CapitalGainsTax #WealthTaxUK #StampDuty #UKHousingMarket #MoneyTipsPodcast #FinancialFreedomUK #CharlesKelly #PropertyInvestmentUK

Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent.Helen Morrissey discusses the issues with being a landlord in retirement, questions around downsizing and weighs all this up against pensions.This podcast isn't personal advice. If you're unsure what's right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Angela Rayner's position as deputy prime minister is in jeopardy tonight after admitting she did not pay enough stamp duty on the purchase of a seaside flat. Also: The head of Scotland Yard warns officers are being put in an impossible position by laws on social media after armed police arrest the comedy writer, Graham Linehan. And the broadcaster, Melvyn Bragg, announces he's stepping down from In Our Time after 26 years.

Australia's housing market is under pressure from many directions, but one of the most overlooked barriers is stamp duty. Once a relatively modest transaction cost, stamp duty has ballooned into one of the biggest financial hurdles for homebuyers. Just to give you an idea – in Sydney, stamp duty on a median-priced house has gone from around 45% of a household's disposable income in 2000 to 120% today. And it's not just buyers who are suffering. Stamp duty distorts housing decisions, locks people into homes that no longer suit them, and acts as a handbrake on productivity. Today, I'm joined by Dr Nicola Powell, Chief of Research and Economics at Domain, whose recent report makes a compelling case for replacing stamp duty with a fairer, broad-based land tax. Whether you're a property investor, a home buyer, or just somebody who's interested in the housing markets, I'm sure today's chat with Dr Nicola Powell will give you a new perspective as I also want to discuss their latest report on who has profited from property over the last few years.   Takeaways  ·         A growth mindset is essential for success in property investment. ·         Stamp duty presents significant financial barriers for home buyers and investors. ·         The burden of stamp duty has increased over time, affecting housing mobility. ·         Capital gains tax on family homes could discourage movement and exacerbate housing issues. ·         Stamp duty is economically inefficient, costing more in lost activity than it raises. ·         Housing misallocation is a significant issue in Australia, with many living in homes that exceed their needs. ·         Consumer confidence is a key driver of property market trends and price growth. ·         Longer holding periods for properties generally lead to greater capital gains. ·         Location plays a crucial role in property investment success. ·         Reform of stamp duty is necessary for improving housing mobility and economic productivity.     Chapters  01:58 Introduction 05:14 Australians Holding Their Homes for Longer 08:07 How Stamp Duty Deters People from Moving 09:56 The Inefficiency of a Stamp Duty 11:34 The Caveats of a Stamp Duty Reform 14:02 Recent Domain Report Results 18:35 The Confidence has Come Back into the Market   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully.  Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here   Dr Nicola Powell, Chief of Research and Economics at Domain  https://www.domain.com.au/news/author/dr-nicola-powell/   Domain's property profit and loss report:https://www.domain.com.au/research/profit-and-loss-report-1410018/ Domain's Stamp Duty suggestions: https://propertyupdate.com.au/stamp-duty-is-holding-australia-back-why-we-need-bold-reform/?   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

As PMQs kick off today after the summer recess, Deputy Prime Minister Angela Rayner has admitted that she did not pay enough tax when buying her new flat and has referred herself for investigation. She said she received incorrect legal advice that led to her paying less stamp duty. In other news, Chancellor Rachel Reeves announced when this year's autumn budget will happen - and is under pressure to improve public finances. The Standard's Chief Political Correspondent Rachael Burford joins us with the latest. And in part two, The Standard's Theatre Critic Nick Curtis reviews Born with Teeth, a sizzling new chamber play from the Royal Shakespeare Company, which is currently showing at London's Wyndham Theatre, featuring Ncuti Gatwa and Edward Bluemal, as Elizabethan playwrights Kit Marlowe and William Shakespeare. Hosted on Acast. See acast.com/privacy for more information.

Members of the opposition have called for Deputy Prime Minister Angela Rayner to resign after she admitted she didn't pay enough stamp duty on a flat she purchased in Hove. She denied she had tried to dodge the extra tax, blaming the "mistake" on initial legal advice that failed to "properly take account" of the situation. Sir Keir Starmer stood by his deputy at Prime Minister's Questions, saying he was "very proud to sit alongside" her. We look at public perceptions of her and hear from Sir Keir Starmer's former political director.The Portuguese government has declared a day of national mourning tomorrow - after an accident on Lisbon's famous funicular railway this evening left at least fifteen people - including foreigners - dead.And Melvyn Bragg has stepped down as host of BBC Radio 4's In Our Time after 26 years. We hear from frequent guest Angie Hobbs and superfan Sir Simon Schama.

Today Deputy Prime Minister Angela Rayner continues to face criticism regarding the purchase of an £800,000 flat in Hove. She has been accused of ‘hypocrisy' for avoiding tax on her new seaside home, as she allegedly saved £40,000 in stamp duty, by declaring that it was the only property she owns. The Conservatives are calling for her to face an ethics inquiry, and The Standard's Chief Political Correspondent Rachael Burford is here with the latest. And in part two, food and drink writer Amira Arasteh joins us to discuss whether the era of the Mayfair ‘clubstaurant' is really over in the capital. Hosted on Acast. See acast.com/privacy for more information.

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys. In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might cost. With recent changes to Stamp Duty and mortgage lending, Sarah shares her expert insights on the housing market. Together they cover the stages, typical costs, common pitfalls and the emotional rollercoaster of a homebuyer’s journey. Whether you’re a first-time buyer or looking to move, this episode is packed with practical advice and reassurance and your ultimate guide to making calm, confident, informed decisions for your next move. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow The Mortgage Mum on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Show host Gene Tunny and Australian Taxpayers' Alliance Chief Economist John Humphreys tackle hot topics in Australian economic policy: the case for a cash flow company tax, the politics and maths of a gas ban, why stamp duty drags the economy, the growing size of government and the cost of living crisis.  Please email Gene your thoughts on this episode via contact@economicsexplored.com.TimestampsIntroduction and Greens' Gas Ban (0:00)Government Spending and Adverse Effects on Economic Dynamism (8:32)Stamp Duty and Efficiency Cost (19:42)Inflation Data and Cost of Living Crisis (25:39)Productivity Commission's Company Tax Reform (28:55)Workers' Compensation and Tax Incidence (43:11)Tariffs and Taxation (54:52)TakeawaysCash Flow Tax Reform – The Productivity Commission proposes cutting company tax to 20% for most firms, adding a 5% cash flow tax, and keeping the system revenue neutral—aimed at boosting investment.Gas Ban Impact – John argues the NSW Greens' proposal would delay global warming by only 10 hours by 2100, even under optimistic assumptions, yet could raise costs for consumers and businesses.Stamp Duty Inefficiency – Economic modelling by the Centre of Policy Studies (CoPS) shows stamp duty's deadweight loss at 70–80 cents per $1 raised, far worse than GST or income tax.Government Spending Growth – The CIS's Robert Carling claims over half of Australians now earn primary income from government sources, raising concerns about productivity and political incentives.Hidden Tax Burdens – Workers' compensation costs, though nominally paid by employers, often reduce workers' wages in the long run, John argues.Links relevant to the conversationATA livestream on 7 August:https://austaxpayers.substack.com/p/australia-considers-cashflow-taxJohn's article on Greens' gas ban:https://austaxpayers.substack.com/p/greens-propose-gas-banPC's cash flow tax proposal:https://www.pc.gov.au/inquiries/current/resilient-economy/interimLeviathan on the Rampage: Government spending growth a threat to Australia's economic futurehttps://www.cis.org.au/publication/leviathan-on-the-rampage-how-the-growth-of-government-is-draining-australias-economic-vitality/CoPS on stamp duty: Some taxes are inefficient at any level. Even modest reforms will helphttps://www.vu.edu.au/about-vu/news-events/news/some-taxes-are-inefficient-at-any-level-even-modest-reforms-will-helpLumo Coffee promotion10% of Lumo Coffee's Seriously Healthy Organic Coffee.Website: https://www.lumocoffee.com/10EXPLOREDPromo code: 10EXPLORED 

Is Stamp Duty Freezing the UK Property Market? A Candid Conversation with Toby Leek Is stamp duty holding back buyers and slowing the market? In this no nonsense chat, we sit down with Toby Leek, President of NAEA Propertymark, to unpack the real impact of stamp duty on the UK housing market. Toby draws on years of experience across London and Surrey to explain why many homeowners are thinking twice about moving, simply because of the cost. He shares first hand insight from clients, explores whether the current system is fit for purpose, and discusses alternative approaches that could help get the market moving again. From council tax reform to land value ideas, Toby doesn't hold back. If you're working in sales, lettings or property management, this is a conversation you'll want to hear. The stamp duty debate affects everyone in the chain, so don't miss it. Listen now and let us know your take in the comments.

Is it wiser to clear your mortgage early—or let your home loan work harder for you? With Singapore’s Seller’s Stamp Duty now back at 2017 levels, investors and homeowners alike are reassessing their strategies. Michelle Martin unpacks what the SSD changes mean for buyers, sellers, and the broader property market. Guest Daniel Sim, Founder of Golden Goose Properties, shares insights on whether leveraging or paying off a loan is the smarter move today. Learn how inflation, interest rates, and safe leverage principles can impact your long-term wealth.See omnystudio.com/listener for privacy information.

NB Somebody on social media is impersonating me again, sliding in to DMs, soliciting investment. Please ignore, block, report etc. Here they are on Substack.Right, here we go.Dear Chancellor Reeves“Revenue cannot be derived unless the land is productive.”— Ali ibn Abi Talib, the fourth caliphI hope you have a moment to consider what I have to say.My name is Dominic Frisby. Among other things, I am the author of a well-received book on the history of taxation, Daylight Robbery: How Tax Shaped Our Past and Will Change Our Future.I am writing to you about Stamp Duty — a tax that is causing stagnation, where you need growth.At present, if I wish to buy a house, I must first sell other assets to fund the purchase. This incurs capital gains tax. Then, on buying the property, I face another sizeable tax in the form of Stamp Duty. So I am taxed twice on the same money.The alternative is simply to stay put and do nothing, thereby paying no tax at all. Unsurprisingly, this is what most people do, which is why turnover in the housing market is so poor.How much economic activity is lost, when I stay put?* The stocks and shares I might have sold miss out on the fresh investment they would otherwise receive from their new buyer — investment so vital for businesses to grow.* All the economic activity that follows a house purchase vanishes: estate agents, conveyancing solicitors, surveyors, removals companies, builders, decorators, materials suppliers, architects, furniture shops, DIY stores.* I do not take out a new mortgage or insurance policy, nor hire tradesmen to upgrade kitchens, bathrooms or gardens, nor set up new utilities, broadband contracts or local services.* I do not trigger a purchase chain, meaning the person I would have bought from does not buy somewhere else, and all the activity that would create is lost too.* Nor do I relocate for work, missing new job opportunities, so the economy loses the productivity boost of people moving closer to better jobs.When I stay put, there is no revenue at all for the Exchequer — neither from Stamp Duty, nor from VAT on all these goods and services, nor from increased corporation tax on profits, nor from higher Income Tax on increased earnings, nor from the local spending that supports countless jobs and wages. Instead, there is stagnation where there could have been growth.Stamp Duty, largely a creation of the Tories, has immobilised the country.Britain desperately needs growth. Growth requires turnover. The best way to encourage turnover is to remove barriers to trade. Taxes — whether tariffs or duties, whatever form they take — are the biggest barriers of all.When Rishi Sunak temporarily reduced Stamp Duty during Covid, we saw exactly this effect: turnover increased, economic activity surged. Revenue to the Exchequer followed.A permanent removal of Stamp Duty would trigger a powerful boost not just to the property market but to the entire economy, meaning the government, too, would have more money to spend on whatever it sees fit. There is so much pent up demand, the resulting economic growth might even be enough to save this government at the next election.What's more, the Tories imposed these duties, so it is an opportunity to score some points against their failure.It would, quite literally, get Britain moving again.Counter-intuitive as it may seem, the golden rule of taxation is that lower taxes and fewer taxes lead to higher revenues. History shows this time and again.In the words of John F KennedyIt is a paradoxical truth that tax rates are too high today and tax revenues are too low and the soundest way to raise the revenues in the long run is to cut the rates now.I hope you will give this serious thought.With kind regards,Yours sincerely,Dominic FrisbyPS If you enjoyed this letter, please like, share and all that stuff. It helps.You can find more on this subject in this video:Why not upgrade?If you are buying gold or silver to protect yourself in these ‘interesting' times - and I urge you to own gold, given how governments are debasing currency - the bullion dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Finally, ICYMI, here is this week's mid-week piece: This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Happy Tuesday! Rob & Rob are back to help two more listeners with their property questions…    (0:40) Mujtaba's remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties.  (5:10) Rachel's in the process of buying her first residential home to live in, but she's still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she'll still be eligible for a refund on the additional stamp duty charge.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

If your home isn't working for you, should you pack up and move or get the builders in and improve?Moving is expensive, aside from the price of the house there's Stamp Duty and solicitors fees to think about. So, is it worth getting the builders in instead if you're desperate for an extra bedroom? Insurance firm Aviva predicts 7 million of us will renovate over the next two years, spending an average of £14,000 each. But what happens if the renovations go wrong, you run out of money, or you're hoping to move but no-one wants to buy your home?Felicity Hannah is joined by Beth Rudolf from the Conveyancing Association and Harvey Fremlin, Managing Director at The National Self Build & Renovation Centre.Presenter: Felicity Hannah Producer: Sarah Rogers/Helen Ledwick Editor: Jess Quayle(This episode was first broadcast at 3pm on Radio 4 on the 7th of May 2025)

I've been viewing houses this past fortnight, so I thought I'd share my anecdotal 2p on the state of the London property market.I'm looking in Brockley, SE4, which, if you don't know it, used to be rough AF, but is now where all the cool kids are. The area has benefited from the various London rail line extensions – you can be in Shoreditch or Canary Wharf in 15 minutes; the Jubilee and Elizabeth lines are a similarly short step away – and that has attracted the slay crew to the area. The road links though are still horrendous though, made worse by 20mph speed limits and bus lane misallocation of essential road space. The drive to west London is interminable.Brockley has a good stock of beautiful detached, semi-detached and terraced Victorian houses. For example: With its proximity to Greenwich and the river docks, it was once a wealthy area, though, like most of south-east London, it got bombed to heck in the war.There are plenty of nice parks too. One of them, Hilly Fields, was modelled on Hampstead Heath, and there are many gorgeous houses in the roads running off it. Not quite Hampstead gorgeous, but getting there.Brockley also has the highest density of cemeteries in London, if you fancy dying any time soon, it's highly convenient. It is, I gather, London's most haunted area.It is only a bit stabby. Nothing like as bad as neighbouring Lewisham. (Maybe “only a bit stabby” will one day become part of estate agents' jargon, perhaps to replace “vibrant”. I can't believe how normalised stabbing now is that I'm talking like that.)The stabbiness is offset, however, by the plethora of nice restaurants, cafés, bars, craft ale breweries, the farmers' market, mini-festivals, pilates studios et al. I understand, in Browns, the area boasts London's best coffee and, in Babur, its best Indian restaurant. (Technically Babur is in Honor Oak, but, like England and many of its foreign sporting greats, we'll claim it as our own.)I shot this vid from the steps up to the station.Brockley feels younger and more up-and-coming than the once-cool areas to the west like Queen's Park, Kensal Rise, Clapham and so on, probably because of its easy access to east London. (A lot of people from Hackney move down here.)I moved here begrudgingly and skint in 2015 and have grown to really like it.But what about the housing market?I've known markets in which estate agents don't give you the time of day, there are so many prospective buyers, but – perhaps because they know I am an unencumbered buyer – the agents are maybe not quite all over me, but certainly on my case: lots of emails, phone calls and the rest of it. That indicates it's more of a buyers' market.But, while I would describe the housing market here as slow, it is not dead. Stuff has been going under offer in the two weeks I've been looking, though rarely at asking.With the costs of moving – Stamp Duty is 10% above £925k, and 12% above £1.5m, plus an extra 5% if you own another property – buyers have got to really want to buy.Sellers, meanwhile, have to really want to sell, which often entails reducing their asking prices. Stuff which is unrealistically priced is staying on the market a long time. Look at this one (actually up the road in Honor Oak):This is a 5,000-square-foot property, not so nice inside, but with access to a 2-acre private garden behind with its own tennis court – quite something in London. From £2.5 million to £1.75 million and they still can't shift it. (It needs a lot of money spending on it.)On the other hand, there don't seem to be many forced sellers – people who can't make their payments – and we won't get any house price crash, long-awaited or not, until that is a reality.I imagine Brockley, as a young, trendy area, is busier than other parts of town, but that is my overall feel: slow, but not dead.I've looked at a few family houses. I can't really comment on flats, but I gather there is an oversupply of 2-bed flats across London, and it is really hard to shift them. I'm not sure if this applies to Brockley or not.It doesn't feel as expensive as it did around 2019–2022 (realised sales prices are a fraction lower, but there is obviously currency debasement to consider too), but nor does it feel super cheap. We're a long way off where we were in, say, 2013, even though grander parts of London – Kensington and Chelsea, for example – are back at those 2013 levels.Where does the housing market go from here? It all depends on two things: interest rates and Stamp Duty.Britain's zombie housing market, brought to you by Stamp Duty.If rates go lower, the market will not collapse. There won't be the forced sellers. We'll continue as we are: stagnant. If rates go higher, the market is in trouble.But get rid of Stamp Duty, and you'd have a flurry of activity across the country tomorrow. People aren't moving because of the amount of dead money involved. Stamp Duty has immobilised the country.If you're buying a two-million-pound house, you will pay £153,750 in stamp duty. Cash. Money you've already paid tax on once. You can't borrow the money. You have to be extremely rich, or extremely desperate for a home, to be willing to pay a £150k one-off tax of this kind. Most would rather avoid paying it, so they don't move.You will pay more if you are not a UK resident.If you happen to own another property – which most people in that wealth bracket will, either their first flat they never sold, a property they inherited, or a home in the country – and the house you are buying is not your main residence, the tax rises to £253,750. A quarter of a million quid.That's why houses in Kensington and Chelsea no longer sell. EDIT: My mate, whose kids have now flown the nest, sent me this: "We live in a 4 floor house, 2 floors we don't use, I haven't been to the top floor for about 5 years (seriously). We would love to move and downsize but makes no sense as the costs of buying a new house would use up all the gain on downsizing . IE We just end up with a smaller house."This happens all the way down the scale. Kirstie Whatsit off the telly was tweeting about it the other day.My mother's friend, who is in her 70s, lives in a 2-bed flat two floors up in Wandsworth worth maybe £700,000. She is worried about climbing the stairs at her age, and wants to move to another 2-bed flat. She will pay £25,000 in Stamp Duty on top of all her other moving costs. She doesn't have 25 grand to throw away.The result is this nearly dead market. Britain's zombie housing market.Stamp Duties were one of the taxes the ignited the American Revolution. If only we had muskets today …The biggest villains in all this are former Chancellor Gordon Brown for first raising Stamp Duty on property transactions (before him it just one per cent on all properties over £60,000), and, worst of all, George Osborne for raising the rates to today's ludicrous levels. Rather than address the root causes of unaffordable housing – fiat money, artificially low interest rates, improper measures of inflation and dumb planning laws – he blamed the market, and attacked it with Stamp Duty. But all of Jeremy Hunt, Rishi Sunak, Sajid Javid, Philip Hammond and Alistair Darling must take their share of the blame for failing to do anything about it, when they had the chance. (We'll give Kwasi Kwarteng and Nadhim Zahawi a pass on the grounds they didn't have the gig for long enough).Osborne, Brown et al have given birth to the zombie situation we have now. They have immobilised the country in the process. Government. Yet again. 0 stars. Would not use again.It's enough to make you a libertarian. Until next time,DominicPS If you enjoyed today's article, please like, share and all that stuff. It really helps.PPS If you missed this week's market commentary, here it is:As always If you are buying gold to protect yourself in these times or relentless currency debasement, the bullion dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. Find out more here. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Part 2 of dissecting Budget 2025 in NOTG delves into what could come next. George, Jesley, and Yong Zhun from PropertyLimBrothers discuss a wide range of speculative ideas that could redefine the future of Singapore's property market. Could a 7-year MOP for resale HDBs help temper demand? Will extending the wait-out period from 15 to 24 months for HDB-to-condo transitions affect market behaviour? Hear more “what-ifs,” including proposals to adjust stamp duty based on location and unit configuration. With ongoing shifts across both private and public housing segments, the team reflects on how affordability, infrastructure planning, and buyer psychology might intersect in the years ahead.   While none of these ideas are official policy, the episode invites viewers to consider the trade-offs and implications behind potential regulatory changes. Tune in for a wide-lens view on the forces that could steer the direction of Singapore's property landscape moving forward.   00:00 Intro 00:40 Cooling measure suggestions 11:20 $1 Billion investment on R&D infrastructure 15:20 LBC rate increase 19:15 More EC units resold for profit 22:06 Aurelle of Tampines floorplans 24:20 Aurelle of Tampines prices 24:50 Would you pay more for integrated projects? 27:40 Volume and Price Index Chart 31:00 Exploring property in PropertyGuru 35:05 Prices of resale units will slow down in the upcoming years 36:30 Self sustaining town 38:06 Function of air conditioner 39:59 Closing thoughts 42:32 Outtakes

With a strong second-term mandate, Prime Minister Anthony Albanese has a rare chance to drive real change. From tax to housing to climate policy, the moment is ripe for long-term reform that could shape Australia's future for decades. But where to begin? Plus, listener Alex challenges the narrative around government debt and household budgets. Guests:Aruna Sathanapally - Chief executive, and economic prosperity director, of the Grattan InstituteMichael Janda - ABC News Business EditorGet in touch: We read all of your emails, and appreciate each one. Please keep them coming theeconomy.stupid@abc.net.au or use the #PeterMartinEconomy on Instagram to get our attention.Listen to the full interview with Ken Henry on the Joseph Walker podcast: https://josephnoelwalker.com/ken-henry-aus-policy-series/  

Mortgages, Interest Rates and Carles Recio, the Valencia "Hero" You Never Knew Existed. The latest podcast from the Valencia Property stable is a bit different. We talk about mortgages and interest rates but then take you into an underworld of Valencia you may not know about through the lens of Valencian "Character" Carles Recio... you need to know this.    Show notes and links as follows Mortgage Direct https://www.valencia-property.com/new/MDB   Council Tax and Stamp Duty on Valencia Property https://www.valencia-property.com/new/2019/09/18/stamp-duty-and-council-tax-on-valencia-property/   The Art of the Deal Valencia Property Version https://www.valencia-property.com/new/2025/04/14/the-art-of-the-deal-valencia-property-version/    You Come to Valencia For the Lifestyle Right https://valencia-property.com/new/2025/04/28/you-come-to-valencia-for-the-lifestyle-right/   Interest Rates, Mortgages and Escaping the USA https://valencia-property.com/new/2025/04/21/interest-rates-mortgages-and-escaping-the-usa/   False Economies and Finding Faults https://valencia-property.com/new/2025/04/07/false-economies-and-finding-faults/   The Full Process of Getting a Mortgage in Spain https://www.valencia-property.com/new/2021/04/25/the-full-process-of-getting-a-mortgage-in-spain/  Contact Us on information@valencia-property.com or fill in the form on the following post to let us know what you are looking for https://valencia-property.com/new/2021/06/22/the-first-step-to-buying-property-in-valencia/  

From April water bills for millions of households in England and Wales will go up by record amounts. Exactly how much more you'll pay will depend where you live but, on average, bills will increase by more than £10 per month meaning a total average cost of over £600 a year. What can you do if you're struggling with those bills?There's just a month left for people in the process of buying a home in England and Northern Ireland to complete the sale before stamp duty rises on April the first. Some estimates suggest there could be tens of thousands of buyers who will miss that deadline by just a few days. What can you do if you're trying to hit that deadline?Train fares in England and Wales will go up on Sunday. At the same time, most railcards, which give you cheaper fares in England Wales and Scotland, will cost you more. We'll have more on that.And energy prices will also go up in April. We'll take a look at the issue of standing charges. Why do they vary regionally, and how might Ofgem's proposals to reform them work?Presenter: Paul Lewis Reporters: Dan Whitworth and Haider Saleem Researchers: Eimear Devlin and Jo Krasner Editor: Jess Quayle(First broadcast 12pm Saturday 1st March 2025)

Dame Julia Hoggett is the CEO of the London Stock Exchange. Julia previously worked at the UK's Financial Conduct Authority as Director of Market Oversight and Head of Wholesale Banking Supervision. In Today's Episode We Discuss: 04:25 How to Become CEO of a National Stock Exchange 05:36 Why The Domestic Economy is F***** Despite the Boom in Financial Services 06:45 How Pension Fund Reform Dmaaged the UK Economy 09:31 Should the UK Copy the Canadian Pension Fund Structure 16:30 Will the Best Companies Like Revolut and Monzo List in London 24:17 Why Are Revolut Wrong to Want to List in the US 27:32 Are Companies Priced Lower in the UK vs US 32:05 Why is Stamp Duty a Perversity We Have to Change 35:46 Why is the Way the UK Thinks About Financial Services So Wrong 40:31 Quick Fire Round: Insights and Reflections