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1 Free Month of Trading Software & 33% off commissions with My Preferred Broker! Learn B's POP Trading System FREE Trading Journal (stop paying for online journal) Sam is an Alignment and Breakthrough Specialist who helps traders better understand their minds. In this episode, he breaks down the importance of understanding and improving your mindset; not just to be a better trader, but also to become the best version of yourself. Sam Join Our FREE Discord
Send us a textJoin us on Average Joe Finances as our guest Larisa Olteanu from Unshakable Wealth shares her inspiring story of overcoming a tumultuous childhood and severe financial hardships. Arriving in the U.S. with just $20, Larissa details her journey from learning English on the job to earning a finance degree and working with ExxonMobil. She further explains how she transitioned to founding Unshakable Wealth, with a mission to empower others, especially women, in their financial journeys. In this episode:Discover how resilience in adversity builds strength and financial responsibility.Understand how education unlocks opportunities for lasting financial independence.Learn how shifting to a growth mindset transforms challenges into opportunities.Gain insight into empowering others through financial literacy and shared knowledge.And so much more!Key Moments:00:01:13 Introducing Guest: Larisa Olteanu from Unshakable Wealth00:01:35 Larisa's Inspiring Journey00:01:53 Lessons from a Challenging Childhood00:03:41 Navigating Financial Hardships and Early Responsibilities00:06:13 Adapting to a New Life in the U.S.00:08:31 The Importance of Education and Personal Growth00:11:50 Shifting Mindsets: From Victim to Victor00:17:43 Investing in Real Estate and Personal Development00:20:13 Challenging Beliefs About Wealth and Success00:23:32 Transitioning to Unshakable Wealth00:25:47 Balancing Motherhood and MBA00:26:11 Turning Down Job Offers for a Dream00:26:51 Understanding Personal Finance Challenges00:28:32 Empowering Women in Finance00:32:03 Final Round Questions00:33:43 Practical Financial Tips and Mindset00:37:30 Networking and Learning from the Wealthy00:42:11 Recommended Books and Resources00:45:41 Where to Find More Information00:47:21 Closing Remarks and Call to ActionFind Larisa Olteanu on:Website: https://www.shakeablewealth.com LinkedIn: https://www.linkedin.com/in/larisa-olteanu/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Send us a textJoin The Residual Earners as we dive into the essentials of money management and the importance of being smart with your finances. In this episode, we'll cover proven principles for managing money effectively, strategies for building wealth, and actionable tips on how to get ahead financially. Don't miss out on these valuable insights that can help you achieve financial freedom!
Transforming Your Financial Journey[00:09:01] “That was when I realized, wow, I have just been following someone else's recipe for success and it does not feel like that for me. I did what I suspect a lot of people would do once they figure out that they are in a massive amount of debt. I googled how to get out of debt and how to get out of debt fast.”[00:16:16] “And so one day a week on my screenless Sunday, I don't have to impress anybody. I don't have to do anything to try to convince people of who I am or how I'm valued. And I just be, and that one habit that I have implemented for the last couple of years now has done such wonders for both my mental health and my wealth building journey. Because I started to see, oh, actually there's a lot of things that I can do that brings me peace and actually makes me feel like a valuable person that doesn't rely on external validation.” [00:39:23] “I've had hundreds of people to test this [CRUSH] framework on over the last eight years. The acronym stands for Curate your accounts, which is C. Reverse into independence, Understand your net worth, Spend intentionally, and then H is heal your money wounds. The book is structured where there's five habits that you can try per step in the framework.”Connect with Bernadette JoyWebsite - https://www.crushyourmoneygoals.com/ Instagram - https://www.instagram.com/bernadebtjoy/LinkedIn - https://www.linkedin.com/in/bernadebtjoy/YouTube - https://www.youtube.com/@bernadebtjoyX - https://x.com/bernadebtjoyCrush Your Money Goals Free Guide - https://www.crushyourmoneygoals.com/freeguideAudio/video editing and show notes by Podcast Abundance. Find out how they can help you too by visiting www.podcastabundance.com/services Learn together, cheer each other on, and pursue financial wellness alongside others who value living life by design. Join for free at https://goodegginvestments.com/invest Now OPEN: 71-unit multifamily investment in Phoenix, AZ https://goodegginvestments.com/north Connect with GoodeggWebsite - https://goodegginvestments.com/YouTube - @GoodegginvestmentsInstagram - @goodegginvestments
Our hosts Stephanie McCullough and Kevin Gaines discuss the emotional side of money management with Meghan Dwyer, a Certified Financial Planner and the host of the "Money Isn't Scary" Podcast. Meghan's vision-mission is all about challenging societal norms and empowering women to take charge of their finances with confidence. She helps us uncover the hidden emotional influences that shape our financial decisions and shares her insights on moving from a mindset of fear to one of abundance. “How we earn our money is emotional,” says Meghan. “How we spend our money is emotional. How and why we save our money is emotional.” Our hosts and Meghan explore how our feelings around money are often inherited from past generations. Meghan emphasizes the importance of gaining clarity around, and processing, these emotional roots to make more informed money choices. She discusses the societal pressures of consumerism and the lack of financial education that can leave many feeling anxious or ashamed about their financial literacy. “Your relationship with money is parallel with your relationship with yourself.” Self-reflection helps us in aligning our financial decisions with personal values. Through practical exercises, Meghan teaches us how to identify our core values—whether it's family, adventure, or otherwise—and ensure our spending aligns with what truly matters to us. Meghan also stresses the importance of self-compassion, especially when our financial choices don't perfectly align with our values. She encourages us to embrace emotional triggers as tools for growth and to focus on what money can achieve in terms of our values, rather than just its numeric worth. Key Topics: What Stands in Our Way When It Comes to Financial Wellness? (3:36) “Money is Emotional!” (12:55) Minimizing Overwhelm When Beginning Your Money Healing Journey (19:28) The Importance of Knowing Your Values (24:55) Rewriting Our Money Stories and Beliefs (32:53) Avoiding the Comparison Trap (40:04) Stephanie and Kevin's Key Takeaways (45:06) Resources: Money Isn't Scary Podcast Money Isn't Scary Website If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com You can find the transcript and more information about this episode at www.takebackretirement.com. Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn. Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.
The Practice of the Practice Podcast | Innovative Ideas to Start, Grow, and Scale a Private Practice
How can therapists take control of their finances with the Profit First system? Do you need some helpful financial literacy for therapists to build a sustainable practice, with the Profit First method? What is the process of transforming your therapy practice into a financial powerhouse? In this podcast episode, Ashley Mielke speaks about “Profit First” […] The post Profit First and Money Management with Ashley Mielke | POP 1133 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.
Trump's choice to oversee the Pentagon couldn't even oversee a couple nonprofits. The New Yorker reports Pete Hegseth was forced to step down from both Veterans for Freedom and Concerned Veterans for America because of “serious allegations of financial mismanagement, sexual impropriety, and personal misconduct.” Add that to a rape allegation and a now public letter from his mother in which she made her embarrassment of and disappointment in him clear, and Pete Hegseth is looking like Trump's latest failure. We welcome Pulitzer Prize winning investigative journalist, and author David Cay Johnston to the show to discuss that and more. Boxes full of tech gadgets keep arriving at Jefferson Graham's house. We'll check in with him on this Tech Tuesday to see what he is recommending for your holiday gift list.The Mark Thompson Show 12/3/24Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal. https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.com#Trump #Hegseth #DavidCayJohnston #Biden #Pardon #HunterBiden #PresidentBiden #Politics #Political #PoliticalAnalysis #Confirmations #Senate #House #BackgroundChecks #ElonMusk #TechTuesday #JeffersonGraham #Apple #Google
Raj Shah and Rick Borek discuss a couple's differing views on spending their retirement savings. The husband prefers to live solely on Social Security, while the wife wants to enjoy their savings. Raj and Rick highlight the importance of financial planning, understanding spending capabilities, and the need for confidence in retirement spending. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.
1 Free Month of Trading Software & 33% off commissions with My Preferred Broker! Learn B's POP Trading System FREE Trading Journal (stop paying for online journal) Chris used to be a teacher until he was laid off during COVID. He recently crossed the million dollar mark in trading profits using a strategy that is 100% data driven. He trades like a robot, meaning, he does not make any decisions what so ever other than letting his data tell him when to get in and when to get out. Chris Join Our FREE Discord
Send us a textOn this episode I'm joined by Anne Bucciarelli, a Director in Bernstein's Wealth Strategies Group, who focuses on Family Engagement within the Ultra-High Net Worth space. Anne and I discuss her team's recently released research piece "Wealth Beyond Measure". The research sits at the intersection of wealth, business, and family. Anne's team interviewed families with net worths ranging from $100 million to $4 billion. On the podcast, we review the research and learn the top concerns for these families and discuss key insights learned from the interviews.With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s). AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should
Send us a textJoin us on Average Joe Finances as our guest Curtis May, the host of The Practical Wealth Show Podcast and the creator and owner of Practical Wealth Advisors. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. The primary focus of his financial planning firm is to help businesses and families become financially free by following the principles of wealth creation that have endured for centuries around the world.In this episode:The importance of understanding cash flow, the differences between saving and investing, and principles for wealth creation. Challenges common financial advice, such as solely relying on 401(k)s and mutual funds, and emphasizes the value of holistic planning and financial literacy.Discussing topics like debt management and proactive financial planning.Practical tips for those starting their investment journeys and the importance of continual learning in personal finance.And so much more!Key Moments:00:44 Curtis May's Background and Journey03:11 Financial Philosophy and Influences05:47 Practical Financial Strategies10:47 Cashflow Management and Budgeting21:07 Debt Management and Financial Literacy24:13 Debt Restructuring Insights25:11 Understanding Constructive vs. Destructive Debt25:45 Financial Literacy and Income Types26:07 The Four Rules of Financial Institutions27:44 The Importance of Skillset and Mindset30:25 Entrepreneurial Challenges and Realities32:20 Final Round: Financial Mistakes and Lessons34:55 Investing Tips and Rules36:58 Favorite Books and Resources39:05 The Power of Financial Games40:48 Where to Find More Information45:21 Closing Remarks and GratitudeFind Curtis May on:Website: https://www.practicalwealth.net/ LinkedIn: https://www.linkedin.com/in/curtismay/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Discover whether cash or a kids' debit card, like Greenlight, is better for teaching financial skills, budgeting, saving, and independence to your child in this episode of Good Money Moves with Jenna Taubel from First Alliance Credit Union and Andy Brownell with KROC AM.
Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 29 November 2024. Luke joins Leon Delaney in the studio to talk about a superannuation strategy that makes a lot of dollars and sense. There are a lot of incorrect assumptions about superannuation and this episode takes a […]
This weeks episode, I'm joined by Tori Trades. A rising star in the trading world and a dynamic educator helping new traders break into the markets with confidence. Starting her journey under the guidance of her uncle, Tori has developed a unique, simplified approach to futures trading that's accessible, effective, and perfect for beginners. With a thriving social media presence and an impressive track record, Tori is reshaping the narrative around trading for a new generation.In this episode, Tori unpacks her journey from a $5,000 starting capital to scaling her success, the power of mentorship, and the surprising connections between trading strategies and fitness routines. She sheds light on navigating the noise of social media, her minimalist trend-following strategy, and why she believes futures markets offer the best opportunities for new traders.From overcoming setbacks in the public eye to finding balance while scaling her business and personal goals, Tori's story is packed with inspiration and actionable insights. Whether you're a trading enthusiast or just curious about her journey, this conversation is a must-listen.00:00 Introduction to Tori Trades and Background01:18 Purpose of Visit and Public Speaking02:34 International Travel and Trading Journey03:18 Starting in Trading: Family Influence04:36 Beginner's Guide: Mentors vs. Self-Learning05:27 Tori's Blueprint for New Traders06:22 Trading and Fitness: Strategy Comparisons08:30 Tori's Visual Trading: Trend Lines and Price Action11:27 Price Action vs. Fundamental Trading13:44 Preferred Markets: Futures and Platinum16:12 Advice for Beginners: Choosing Markets18:25 Forex Challenges and Moving to Futures20:24 Legitimacy Issues in the Trading Industry21:33 Starting Capital and Audience Insights23:22 Negative Months and Handling Criticism24:39 Shifting Time Frames: Lessons Learned29:53 Trading Learning Curve and Social Media34:44 Social Media's Role in Trading Growth37:01 Balancing Trading Goals and Quality of Life39:33 Managing Trading Stress43:33 Networking in New York and Dubai Insights50:44 Cost of Living in Dubai54:18 Money Management and Team Dynamics58:36 Working with Family and Resolving Conflicts01:00:47 Dubai Life and Trading FOMO01:03:57 Cryptocurrency Trends and Influencers01:07:14 Trader Mindsets and Experimentation01:12:33 Yearly Priorities and Work-Life Balance01:18:56 Social Media Strategy and Vlogging01:22:13 Final Thoughts and Travel Plans» Escape the 9-5 & build your dream life - https://www.digitalplaybook.net/» Transform your physique - https://www.thrstapp.com/» My clothing brand, THRST - https://thrstofficial.com» Custom Bioniq supplements: CODEBQMIKETHURSTON - https://shorturl.at/fRV67
3 Questions by Corey Kareem - The Key to Success is Massive Failure
In this episode I chat with Khabir Muhammad, the visionary CEO and Founder of CreditFixrr. During this fruitful conversation we discuss his journey from Compton, California to creating a revolutionary platform for financial empowerment. Khabir also shares insights on overcoming challenges, bridging the gap in financial literacy, and his mission to empower under-served communities to achieve financial independence.
What happens when unexpected money shows up in your life? Are you ready with a plan? In this episode of The Quiet Part, Mark Hansen dives into the often-overlooked topic of sudden financial windfalls. Mark explores practical strategies for handling these financial surprises without compromising long-term goals. Tune in for relatable stories and practical advice on how to navigate unexpected income, emergency funds, and smoothing out those uneven expense patterns that can stress out any budget.Mark discusses: Handling sudden money like inheritances or commission checksThe importance of having a financial planBuilding an emergency fund tailored to your lifestyleStrategies for managing big expenses and reducing stress around spendingAnd more!Resources:eBook: What The Hack Are You Thinking?The Quiet Part Episode 4 - Conquering Your Cash FlowConnect with Mark Hansen: LinkedIn: Mark HansenWebsite: SecondComma.comEmail: contact@second-comma.comBook a 15-minute Intro Call About Mark Hansen: Mark Hansen, financial planner and the thoughtful voice behind 'The Quiet Part' podcast. Mark's journey from sales to finance, fueled by personal experiences, shapes his honest, deliberate approach. As a devoted family man with a flair for storytelling, Mark emphasizes financial aspects within your control - like spending habits, income strategies, and long-term planning. It's an exploration of the profound motivations driving our choices. Join Mark for not only practical and friendly guidance but also for inspiration in navigating life's financial journey.
Send us a textCharles Dickens said, “Reflect upon your present blessings—of which every man has many—not on your past misfortunes, of which all men have some.”If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
FREE Trading Journal (stop paying for online journal) ------------------------------------- 1 Free Month of Trading Software & 33% off commissions with My Preferred Broker! Markus has over 35 years of trading experience and so today you need to come with your pen and notepad ready to take notes. Join Our FREE Discord POPs trading Course CLICK ME!
In this short episode, Shawn Rider from The Tactical Empire introduces a newly released free course on the Personal Pyramid of Wealth. Sean delves into the seven levels of financial freedom and explains the foundation of financial success, starting with health and daily habits. He emphasizes increasing income, managing expenses, protecting assets through high early cash value life insurance, and investing in cash-flowing assets. The episode highlights the importance of building a strong financial future and leaves listeners with an invitation to access the free course to begin their journey toward lasting wealth. 00:00 Introduction and Exciting Announcement01:27 Overview of the Personal Pyramid of Wealth02:01 Foundation of Wealth: Health and Daily Habits03:26 Building the Pyramid: Income and Expenses05:52 Protecting Your Wealth: Insurance and Family Bank07:06 Investing for Cash Flow09:21 The Pinnacle: Legacy and Fulfillment09:57 Conclusion and Call to Action
Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. With the holidays around the corner, setting savings goals can feel like a losing battle. So we're throwing it back to some helpful tips from Melissa Leong, on how to easily and gradually automate your savings so you can set it and forget it, and why talking about money with friends can help you hit your financial goals faster. Melissa is a sought-after speaker, award-winning writer, and best-selling author of the feel-good finance guide, Happy Go Money. She is the money expert on Canada's leading daytime talk show, The Social on CTV, and she's the host of the Money Moves podcast. Listen to the full episode with Melissa here!Follow Melissa:http://www.melissaleong.com/https://www.instagram.com/lisleong/ Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult
Send us a textJoin us on Average Joe Finances as our guest Dr. Kimberly Harms shares her compelling life story, involving personal challenges, the loss of her child and husband, and how these experiences shaped her career and mission in life. She talks about the significance of being financially and emotionally prepared, and how to create a legacy that ensures your loved ones are taken care of after you are gone. In this episode:Learn to embrace resilience by transforming personal trials into opportunities for purpose and growth.Discover the importance of legacy planning that balances emotional preparation with practical organization.Understand the value of confronting mortality to create a meaningful legacy of love and foresight.Grasp the healing power of reconciliation in resolving conflicts and easing the grieving process.And so much more!Key Moments:00:03:02 Meet Dr. Kimberly Harms00:03:22 Dr. Harms' Life Story00:05:15 Overcoming Personal Tragedies00:06:39 Legacy and Resilience00:14:08 Financial Planning and Downsizing00:18:21 Importance of Legacy Planning00:22:41 Facing Death and Procrastination00:25:29 Overcoming Procrastination in Estate Planning00:25:59 The Intimidation of the Word 'Estate'00:27:06 The Importance of Planning While Healthy00:27:51 Steps to Effective Estate Planning00:28:48 Emotional Affairs and Reconciliation00:32:50 Lessons from Rwanda on Forgiveness00:34:17 Biggest Financial Mistakes and Scams00:35:59 Downsizing and Letting Go of Stuff00:39:32 Tips for Getting Started with Estate Planning00:41:51 The Power of Trust and GivingFind Dr. Kimberly Harms on:Website: https://www.drkimberlyharms.com/LinkedIn: https://www.linkedin.com/in/kim-harms-bb524666/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Understanding credit scores is crucial for financial health. Learn how to build and maintain a strong credit profile in this episode of Good Money Moves with Jenna Taubel from First Alliance Credit Union and Andy Brownell with KROC AM.
Send us a textJoshua retells some recent stories from his life, covering topics on frugality, when is too frugal too frugal, and how sometimes you need to learn to splurge a little bit.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.4o
Personal finance tips are everywhere, and let's be honest—it can feel overwhelming. How are you supposed to keep up, let alone know what actually works for you? But what if money management didn't have to be so complicated? What if it could actually be simple? In this episode, Jen and Jill reveal what they call 'The Money Management Holy Trinity.' With these three, you'll see just how manageable your money can be!
If you're listening to this episode when it's released, we're about six weeks away from the new year. I love everything about this time – wrapping up a year, reflecting on how things have gone, and setting goals for another year. I think now is the perfect time to get things in order. Don't wait for a new year to start, start now! If better money management is on your new year's resolution list, what better time than now to begin? In this episode, I'm sharing some money systems to set up before the year ends. Make it a point to implement these money systems in preparation for a new year, so this next year can be your best one yet! Here's a glance at this episode: [02:15] It should come as no surprise that Raya recommends everyone set up a budgeting system – no matter what a person's situation looks like. [06:09] Raya breaks down the important aspects of your budgeting system. This includes setting up your budget, tracking your spending and closing out your budget. [12:49] To start your debt pay off system, Raya walks through how to organize your debt to help you take action. [18:25] Retirement is an investing system anyone can work towards. Raya shares some things to keep in mind when setting up your retirement contributions. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Let Raya create your next budget plan! Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!
In this episode of Beer and Money, Ryan Burklo discusses the importance of a cashflow management system, emphasizing the need for individuals to understand the purpose of their money and how to manage it effectively. He introduces the concept of a Wealth Building Account (WBA) to help listeners capture savings automatically and make informed decisions about their spending. The conversation highlights the impact of income growth on savings and encourages listeners to rethink their financial strategies for better wealth accumulation. Check out our website: beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Implementing a cashflow management system is crucial for building wealth. Understanding the purpose of money can lead to better financial decisions. Most people spend by default and save by decision; this should be reversed. A Wealth Building Account can help automate savings and improve financial health. Income growth should not lead to proportional increases in lifestyle expenses. Capturing even a small percentage of income can lead to significant wealth over time. It's important to have a clear process for managing incoming money. Financial awareness decreases as income increases; tracking expenses is vital. Decisions about spending should align with personal financial goals. Sharing financial knowledge can help others improve their money management. Chapters 00:00 Introduction to Cashflow Management Systems 02:47 Understanding the Traditional Cashflow System 06:06 The Wealth Building Account Concept 11:59 The Impact of Income Growth on Savings 13:59 Conclusion and Call to Action
Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. If you're struggling with debt or moving the needle on your financial goals, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age 27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult
Send us a textJoin us on Average Joe Finances as our guest Christian Osgood, the owner of Multifamily Strategy, shares his journey from saving for financial freedom to acquiring over 200 rental units. He emphasizes the importance of setting clear goals, the value of building relationships in the real estate industry, and the significance of focusing on one niche area to build a successful business.In this episode:Learn how creative financing can unlock opportunities without relying on traditional savings.Discover the importance of setting clear financial goals to accelerate growth.Understand the value of sustainable strategies like cash flow and long-term debt in real estate.Master the art of relationship-building to access seller-financed deals and unique opportunities.Realize the importance of staying focused on core goals to avoid costly distractions.Embrace the balance of profitability and social impact through community-focused investments.Key Moments:00:01:20 Christian Osgood's Journey Begins00:02:16 Setting Goals and Overcoming Challenges00:03:39 Meeting Cody Davis and Learning Seller Financing00:05:36 Scaling Up and Principles of Real Estate Investment00:08:39 Creative Financing and Building Relationships00:15:49 Mindset Shift and Goal Setting00:21:57 Future Goals and Coaching Insights00:24:20 Setting Ambitious Goals00:25:00 Passion for Low-Income Housing00:26:53 Challenges and Successes in Real Estate00:29:52 The Importance of Focus in Business00:32:55 Lessons from Financial Mistakes00:41:31 Advice for Aspiring Investors00:43:04 Recommended Books and Resources00:46:37 Where to Find More Information00:48:13 Conclusion and Final ThoughtsFind Christian Osgood on:Website: Multifamilystrategy.comLinkedIn: https://www.linkedin.com/in/christian-osgood-10a95b71/Facebook: https://www.facebook.com/christian.osgoodInstagram: https://www.instagram.com/christianosgood/Youtube: https://www.youtube.com/@MultifamilystrategyAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Arabelle Yee has a thirst for knowledge and an insatiable curiosity about the world. She isn't afraid to take risks, and her inquisitive attitude toward life has taken her on many interesting journeys. From a monthly income of $2K as a new mom, she grew to making $500K in just 6 months, $1.58M in 12 months and is currently generating 7 figures.Arabelle grew up in Burma, surrounded by Buddhist culture. She brings a unique approach to spirituality, combining esoteric and shamanic wisdom with her own personal experience to help clients. She's an entrepreneur, a mentor, and a woman who has helped her community generate $18M+ through her events, digital courses, and workshops.Arabelle revealswhat was actually behind her ‘overnight success' in scaling to 7-figureswhy money mindset wasn't actually responsible for her success (and what was)how your grocery shopping habits, the words you use and what you wear drive your ability to create wealthFind Arabelle here:Instagram: @arabelleyee Facebook: Arabelle YeeIntegrating the Millionaire Identity Free Training: https://courses.arabelleyee.com/millionaireidentity
Key Takeaways: Compare Investment Options Look at different investments and compare them to see which ones fit your financial goals best. This helps you choose the ones that make the most sense for you. Think Long-Term Focus on investments that are likely to grow over time. Pay attention to trends in the market and pick investments that solve big problems, as they're more likely to do well in the future. Understand Risks and Opportunities Each investment type, like cash, bonds, or new things like cryptocurrency, has its own risks and rewards. Get to know these so you can pick wisely. Use Business Models That Work Some companies, like Warren Buffett's, grow by using money from their businesses to make other investments. This strategy can turn cash flow into more money over time. Chapters: Timestamp Summary 0:00 Introduction to Relative Value 0:34 Shout Out and Support 1:06 Understanding Relative Value 1:39 Importance of Relative Value in Investments 2:13 Long-Term Investing Strategies Using Relative Value 3:17 Comparative Investment Examples Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram (@askphillip) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
Watch and Subscribe on YouTubeCarla walks us through how the Dual Income, No Kids (DINK) lifestyle enables a life rich in experiences and fulfillment.
Ready for a trip down memory lane? In this episode, we take a reflective journey back to the very first episode of this podcast, recorded back in 2018, where I discussed the seven ways I overcame a business failure. You'll hear snippets from that episode, and I'll share my thoughts on each point, discussing what has changed, what remains the same, and how my perspective has evolved over the past five years. This is going to be fun! Resources and links mentioned in this episode can be found on the show notes page at http://www.staceybrownrandall.com/335
Send us a textJoin me as I interview Mark Ross, MBA, ACC. Mark is an “Encorepreneur,” Thought Partner/Coach, Team Host with the Rock Retirement Club, and a Strategic Coach with the REALIFE Process. Mark shares his insight as a retirement coach and a nine year retiree. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
Two-time Emmy and Three-NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Ash Exantus. He is also known as Ash Cash, a distinguished financial educator, author of over 40 books, and founder of MindRight Money Management. He is recognized for his unique approach to financial literacy, blending it with elements of music, pop culture, and psychology. His initiatives like Hip-Hoponomics showcase his innovative methods in teaching financial literacy and entrepreneurship to youth, employing the cultural lens of hip-hop. Additionally, he leads the Abundance Community, focusing on financial spirituality and personal growth, and heads BookRich™, guiding individuals in leveraging personal experiences into multiple income streams. Talking Points/Questions *Journey and Inspiration:"Ash, can you share a bit about your journey and what inspired you to become a Hip-Hop financial advisor? How did your background and experiences shape your mission?" Role as a Financial Educator:"You've been a prominent figure in promoting financial literacy within the hip-hop community. What do you see as your most significant achievements in this role, and what motivates you to continue this work?" Challenges and Overcoming Adversity:"What are some of the biggest challenges you've faced in your career, and how have you overcome them? What advice do you have for others looking to break barriers in their fields?" The Abundance C.O.D.E. Initiative:"You recently launched the Abundance C.O.D.E. for formerly incarcerated individuals. #STRAWCan you tell us more about this initiative and how it aims to transform lives through personal development and financial literacy?" Future Vision and Goals:"Looking ahead, what are your future goals and aspirations? How do you plan to further impact the financial education landscape and continue empowering communities through your work?" Focus on Hip-Hoponomics Engagement and Relevance:"Hip-Hoponomics leverages hip-hop culture to teach financial literacy. How does this approach make financial education more engaging and relatable for students, particularly those from low-income backgrounds?" #BESTSee omnystudio.com/listener for privacy information.
Send us a textJoin us on Average Joe Finances as our guest Roy Snarr, a successful financial services entrepreneur, shares his compelling life story, detailing his challenging journey from a middle-class background to building a thriving financial services agency specializing in asset protection, life insurance, annuities, and long-term care. Gain insights into his strategies for succeeding in business, overcoming adversity, and maintaining work-life balance.In this episode:Learning the value of hard work and resilience reveals that true success requires dedication and perseverance.Discovering the power of strategic time management shows how disciplined time use boosts productivity and creates new opportunities.Understanding the role of adaptability in business growth demonstrates the importance of embracing change to thrive in any environment.Grasping the necessity of persistence in entrepreneurship emphasizes that building a business requires time, patience, and ongoing effort.Exploring the impact of mindset on overcoming challenges highlights the role of resilience in managing setbacks with a positive outlook.Key Moments:00:00:58 Meet Roy Snarr: From Humble Beginnings to Financial Services00:03:28 The Turning Point: A Life-Altering Accident00:05:01 Discovering Financial Services and Early Struggles00:07:20 Achieving Success: The First $100K and Beyond00:21:54 Balancing Success and Personal Life00:23:52 Delegation and Overcoming Entrepreneurial Challenges00:24:54 Taking Risks and Building Confidence00:27:06 Adapting to the COVID-19 Pandemic00:31:41 Lessons Learned and Financial Tips00:33:55 The Final Round: Key Questions and InsightsFind Roy Snarr on:Website: www.RoySnarr.comLinkedIn: https://www.linkedin.com/in/roythomassnarr/Facebook: https://www.facebook.com/roysnarrretirementsolutionsX: https://twitter.com/roytsnarrAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Discover the secrets to financial freedom with this conversation on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor's expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories. Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment.Connect with Victor:Website: https://lagosfinancial.com.au/ Email: victor@lagosfinancial.com.au Podcast: https://lagosfinancial.com.au/podcast/ "Everybody says they want to be debt-free, but not many want to do the work. Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." IdaRemember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can support you in getting more visibility on your products and services.#gooddebt #baddebts #moneytips #financialtips #entrepreneurmindset #moneymanagement #businesstips #hustleculture #investment
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Send us a textJoin us on Average Joe Finances as our guest Cathi Nelson, the founder of a photo organizing company, shares insights about how she built her business from scratch, helping people manage their digital and analog photo collections. She discusses the growing need for photo organizing services, the importance of community and training for small business success, and the potential of turning this into a lucrative side hustle or full-time career. In this episode:Find out how Cathi's organization supports a global network of photo organizers, helping individuals turn memory preservation into a thriving business.Understand how advanced tech tools, like AI for facial recognition, are revolutionizing photo management and making organizing easier than ever.See how photo management has become a profitable field, offering flexible business models and support for aspiring entrepreneurs.Learn how Cathi's dedication to storytelling has created a rewarding field, inviting others to explore careers centered around preserving cherished memories.And so much more!Key Moments:00:01:08 The Photo Managers: An Overview00:02:30 Starting the Photo Management Industry00:04:29 Challenges and Solutions in Photo Management00:06:37 The Business Side of Photo Management00:13:24 Community and Support for Photo Managers00:14:59 Personal Journey and Business Growth00:19:35 Meeting a New Member00:20:01 Understanding Customer Needs00:20:18 Exploring Business Opportunities00:20:40 Family Memorabilia Project00:21:04 Technology and Photo Management00:21:37 AI in Photo Management00:22:26 Organizing Photos and Videos00:23:11 Residential Organizing Conference00:24:21 Biggest Business Mistake00:26:46 Hiring Help and Avoiding Burnout00:28:15 Starting a Photo Management Business00:29:32 Favorite Business Resources00:31:02 Final Thoughts and AdviceFind Cathi Nelson on:Website: https://thephotomanagers.com/LinkedIn: https://www.linkedin.com/in/cathinelson/Instagram: https://www.instagram.com/thephotomanagersofficial/?hl=enYoutube: https://www.youtube.com/@thephotomanagersFacebook: https://www.facebook.com/thephotomanagersAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show
Not every dollar is created equal. The shift from low to high value income is literally the KEY to freedom.This is how you can go from making $100 per hour to making 36K in a week.Tune in for:The difference between high and low value incomeExamples of how you can make this shift to 3X your income or sell out your schedule while working fewer hoursThe SIMPLE alternative to overworking that will 10X your results (and why most people don't do it)Why the story that you're too busy is always a low value income lie
